based on payments volume , total volume , number of transactions and number of cards in circulation , visa is the largest retail electronic payments network in the world .the following chart compares our network with those of our major general-purpose payment network competitors for calendar year 2009 : company payments volume volume transactions cards ( billions ) ( billions ) ( billions ) ( millions ) visa inc. ( 1 ) .......................................$ 2793 $ 4423 62.2 1808 .
[['company', 'payments volume ( billions )', 'total volume ( billions )', 'total transactions ( billions )', 'cards ( millions )'], ['visainc. ( 1 )', '$ 2793', '$ 4423', '62.2', '1808'], ['mastercard', '1852', '2454', '32.1', '966'], ['american express', '613', '620', '5.1', '88'], ['discover', '100', '109', '1.7', '54'], ['jcb', '75', '83', '0.8', '61'], ['diners club', '25', '26', '0.2', '7']]
( 1 ) visa inc .figures as reported on form 8-k filed with the sec on february 3 and april 28 , 2010 , respectively .visa figures represent total volume , payments volume and cash volume , and the number of payments transactions , cash transactions , accounts and cards for products carrying the visa , visa electron and interlink brands .card counts include plus proprietary cards .payments volume represents the aggregate dollar amount of purchases made with cards carrying the visa , visa electron and interlink brands for the relevant period .total volume represents payments volume plus cash volume .the data presented is reported quarterly by visa 2019s clients on their operating certificates and is subject to verification by visa .on occasion , clients may update previously submitted information .sources : mastercard , american express , jcb and diners club data sourced from the nilson report issue 946 ( april 2010 ) .includes all consumer and commercial credit , debit and prepaid cards .currency figures are in u.s .dollars .mastercard excludes maestro and cirrus figures .american express includes figures for third party issuers .jcb figures are for april 2008 through march 2009 and include third party issuers .transactions are estimates .diners club figures are for the 12 months ended november 30 , 2009 .discover data sourced from the nilson report issue 942 ( february 2010 ) 2014u.s .data only and includes business from third party issuers .for more information on the concentration of our operating revenues and other financial information , see note 15 2014enterprise-wide disclosures and concentration of business to our consolidated financial statements included in item 8 of this report .working capital requirements payments settlement due from and due to issuing and acquiring clients generally represents our most consistent and substantial liquidity requirement , arising primarily from the payments settlement of certain credit and debit transactions and the timing of payments settlement between financial institution clients with settlement currencies other than the u.s .dollar .these settlement receivables and payables generally remain outstanding for one to two business days , consistent with standard market conventions for domestic transactions and foreign currency transactions .we maintain working capital sufficient to enable uninterrupted daily settlement .during fiscal 2010 , we funded average daily net settlement receivable balances of $ 129 million , with the highest daily balance being $ 386 million .seasonality we do not expect to experience any pronounced seasonality in our business .no individual quarter of fiscal 2010 or fiscal 2009 accounted for more than 30% ( 30 % ) of our fiscal 2010 or fiscal 2009 operating revenues. .

Question: what is the average payment volume per transaction for visa inc?
Answer: 44.9