I did not maintain the minimum balance in HDFC and now my balance is negative -LRB- i.e. -5000 -RRB- . I can not close it until I pay it . Anyways , I have an account in other banks . Will this affect my CIBIL score ? Will this affect me in the future or shall I just avoid it ?
A friend 's ex owes her $ 30k and wo n't pay . The bank just closed out his account and sent him a check for balance to her address . Should she cash it ?