HDTenEightyP/NetNews huggingface dataset:
From: bill@kean.ucs.mun.ca (Bill Garland)
Subject: Starting a Bank
Organization: Memorial University. St.John's Nfld, Canada
Date: Wed, 30 Dec 1992 13:57:25 GMT

Just to get off the Japan bashing and anti-bashing for a while, and
into something else, and since it is near the end of the year, lemme
post this to see what happens:

Because of many problems with the existing banking institutions in
the world, i.e. the way they treat women and the way they force 
customers to conform to certain things, and the general attitude
they have about money, and because I just don't like them, I want
to start my own bank. Now, maybe the existing bankers have all 
learned to behave the way they do through experience with the
criminal elements, as, if you have a bank surely you will attract
bank robbers. So supposing I _do_ find the wherewithal to actually
succeed in forming a bank, I may become like them... 
be that as it may...

What does it take to make a bank?

Banks are more highly regulated in Canada than in the US.
When you incorporate a business in Newfoundland, you are either
a bank or not a bank, and if you intend to be a bank, you have to
follow different rules. How does it work in the rest of the world?
If I moved to Minnesota, for example, would the job be any easier?

What about the humungous S&L thing? Were all these s&l's little
neighbourhood banks started by Joe Bloggs, who hired a criminal
accountant who made off with all the cash?

My bank will be global, electronic, profitable, and multi-purpose,
i.e. customers will be able to initiate and manage financial 
transactions for their own purposes without any interference by
governments or criminals (is that redundant?)- a tall order, I know,
but who said it couldn't be done...

Is this line of thought worth developing, or is it simply a pipe
dream? ( PS I am not using a pipe, nor any other substances except
caffeine...)

Just thought I'd toss this out for general feedback. I don't want
to start any flame wars, but comments, criticisms, and complaints 
are welcome. 

|-------------------------------------|--------------------------------|
| If we had an index file, we could   | In fact, except for protecting |
| look it up in the index file under  | individual rights, no valid    |
| "Index File".                       | reason for government exists." |
|           -- Tegan in "Castrovalva" |      ... Dr. Frank Wallace     |
|----------------------------------------------------------------------|
| Bill Garland = bill@kean.ucs.mun.ca | Commercial: Send me your money.|
|----------------------------------------------------------------------|
From: grb@rbyte.proteus.qc.ca (G. Randolph Bickerton)
Newsgroups: misc.entrepreneurs
Subject: Re: BillBoards/Advertisement
Date: 1 Jan 93 18:53:56 GMT
Organization: Right Byte Industries, Ville St-Laurent Quebec Canada

Advertising as you describe it is not advertising on the "net" it is only a 
message a "net" site features each time a user signs on at that location.  
The current lack of ads is probably more to do with the limited revenue 
rather than the ability to do it. Your rate of $5/day for 100+ users is 
rather high.  Advertising is usually bought as $ per m (thousnad) reader, 
veiwers, listeners etc.  I think a rate of $2 - 2.50 a day is more 
reasonable.  

If $2.50 were the rate that's only $662.50 per year.  If this were a 
commercial venture you would have to pay the saleperson and have a method of 
validating that the ads appeared.  I feel admim costs on $600 would be 
quickly eaten up.

G. Randolph Bickerton              GRB@rbyte.proteus.qc.ca
P.O. Box 751                       TEL (514)744-5524
Pte-Claire Dorval, PQ  H9S 2L5     FAX (514)748-8109
From: Grant.Cunningham@p55.f54.n105.z1.fidonet.org (Grant Cunningham)
Newsgroups: misc.entrepreneurs
Subject: DOES AMERICA SAY YES TO JAPAN? - Off track!!
Date: 2 Jan 93 04:01:54 GMT
Article-I.D.: therose.726010982.AA00000

Greg Burns wrote about "DOES AMERICA SAY YES TO JAPAN? - Off track!!".
Here's what GRANT CUNNINGHAM thinks:

 >> President Clinton should send a formal request to Japan, demanding that
 >> formal and/or informal barriers to trade be removed.

 GB> Does this mean that the Japanese get compensation for all the years that
 GB> Detroit automakers tried to sell them cars with steering wheels on the
 GB> wrong side of the car, license plate holders that didn't fit, etc?

...and they STILL don't get many American-built cars that do?  Chrysler
earlier this year announced that they were going to sell right-hand drive cars
in Japan.  Boy, isn't THAT amazing...

-=[ Grant ]=-

Fight-O-Net:  1:105/54.55
Eunuchs: UUCP  ...!{reed, m2xenix}!glacier!busker!54.55!grant.cunningham
         INTERNET  grant.cunningham@p55.f54.n105.z1.fidonet.org
Newsgroups: misc.entrepreneurs
From: Emilio Eduardo Filippi <efilippi@lascar.puc.cl>
Subject: An open question
X-Xxmessage-Id: <A761ECC18F021E6E@filippi.puc.cl>
X-Xxdate: Sat, 26 Dec 92 15:04:33 GMT
Organization: Privado
X-Useragent: Nuntius v1.1.1d9
Date: Sat, 26 Dec 1992 14:06:54 GMT

Hi,

I am the editor of a computer magazine in Chile (S.America). We are
preparing a story about the relation between what is learned in
university and real performance of these professionals at work. If any of
you hire engineers or nhave an opinion about this subject, please answer
to

Emilio E. Filippi
efilippi@lascar.puc.cl
Fax: 56-2-2048264
From: markh@csd4.csd.uwm.edu (Mark)
Newsgroups: misc.entrepreneurs
Subject: Predatory marketing
Date: 24 Dec 1992 05:52:41 GMT
Organization: Computing Services Division, University of Wisconsin - Milwaukee
NNTP-Posting-Host: 129.89.7.4

   What would it take to snatch away a sizeable fraction of the market on
compilers or operating systems (say, PC-compatible C compilers) from the big
guys, working from scratch with nothing but a software development system but
unlimited access to innovative talent?

   Seems to me one possible answer is to write a compiler for a better, upwardly
compatible, more useful, language and market the language with the compiler.
There's plenty of room there, it appears.
From: tscwhitehead@vx9000.weber.edu (Clarke Whitehead)
Newsgroups: misc.entrepreneurs
Subject: Re: Making $68,000 with a $94 investment
Date: 3 Jan 93 19:42:00 GMT
Organization: Weber State University
News-Software: VAX/VMS VNEWS 1.41

In article <D2150035.mni317@outpost.SF-Bay.org>, peirce@outpost.SF-Bay.org (Michael Peirce) writes...
> 
>In article <1014@rc1.vub.ac.be> (misc.entrepreneurs), rdictus@vnet3.vub.ac.be (Roy Dictus) writes:
>> If anyone would be interested in learning about a way to turn a
>> $94 (US dollars) investment into $68,000 virtually effortless,
>> drop me a line.
> 
>Drop me aline too and I'll cut you in on a great bridge deal!
> 
> :-)
> 
>--  Michael Peirce      --   peirce@outpost.SF-Bay.org

Must be a U.S. Savings Bond for say--500 years :)

Pleeeeze!  This is misc.entrepreneurs, not misc.suckers !
Newsgroups: misc.entrepreneurs
From: jgd@dixie.com (John De Armond)
Subject: Re: BillBoards/Advertisement
Date: Tue, 29 Dec 92 21:52:47 GMT
Organization: Dixie Communications Public Access.  The Mouth of the South.
Distribution: usa

timbob@cbnewsg.cb.att.com (paul.t.dunfee) writes:

>In article <JDAVIS.92Dec29083137@dante.nmsu.edu> jdavis@nmsu.edu (DAVIS) writes:
>> Think of this.. Most machines get logged in to many times a day. Some
>>100+ different college kids log into our main UNIX here at NMSU each
>>school day. This makes me think of the $$ that could be made by
>>selling MOTD advertising. In the message of the day, one could put an
>>advertisement for the people logging in to see. 
...
>>$$$$... Intenet is full of money making opertunities. 
...
>>I think in the future, the net will be commercial. Think of having a
>>contract with the large university and public machines and giving the 
>>university/public machine owners $1 per day, well you could make $5.'
>>What would be the correct amount to charge? (I guess it would depend
>>on what was advertised. Food, coupons and only a few bucks. But on a
>>hightech machine advertising some hightech like thing, $$$$ mucho
>>more!)

>>Jeff Davis
>>

>Chuckle; must be another freshman, heh?     8*)
>- Tim.

Coming from the idiot that quotes a whole article in order to add one
line of "witty" commentary.

To Jeff's article, what a nifty idea!  Hadn't thought of that one.
Hmmm...  One could set up a fortune cookie-like database that would rotate
ads through motd frequently.  Major applications could be "sponsored"
by advertisers.  NN for example, prints a signoff message as it is.
That message could be a few lines of ads.

To the pricing issue.  At least in print media, the advertisers look
at something called CPM or cost-per-thousand.  This is a measure of
how much it costs to reach a thousand potential customers and is 
calculated by dividing the ad rate in $$$ by the circulation of the 
publication.  Note that pubishers routinely massage circulation numbers
to reflect estimated "pass throughs"; eg, those issues that are passed
on to other readers. A CPM of $100 is pretty typical.

Hmm.  An idea to consider... Hmmm....

John
-- 
John De Armond, WD4OQC               |Interested in high performance mobility?  
Performance Engineering Magazine(TM) | Interested in high tech and computers? 
Marietta, Ga                         | Send ur snail-mail address to 
jgd@dixie.com                        | perform@dixie.com for a free sample mag
Need Usenet public Access in Atlanta?  Write Me for info on Dixie.com.
Newsgroups: misc.entrepreneurs
From: gdburns@osc.edu (Greg Burns)
Subject: Re: DOES AMERICA SAY YES TO JAPAN? - Off track!!
Organization: The Ohio Supercomputer Center
Date: Fri, 1 Jan 1993 20:25:56 GMT

This is being posted on behalf of a person without permanent access
to the Internet.  Do not reply by email.

In article <1992Dec17.085537.11269@leland.Stanford.EDU>
underdog@leland.Stanford.EDU (Dwight Joe) writes:
>President Clinton should send a formal request to Japan, demanding that
>formal and/or informal barriers to trade be removed.  No more $24,000
>Pontiac Grand Ams in Japan.  If they don't comply within 30 days, there
>will be
>an across-the-board 10% additional tariff that will slapped on all Japanese
>imports for _each_ month that there is no compliance.

Does this mean that the Japanese get compensation for all the years that
Detroit automakers tried to sell them cars with steering wheels on the wrong
side of the car, license plate holders that didn't fit, etc? (The Japanese have
their steering wheels on the right hand side of the car?  The Europeans achieved
much better penetration of the Japanese market by actually listening to the
Japanese customer.

Geoff McInnes, C.A.
From: rdictus@vnet3.vub.ac.be (Roy Dictus)
Newsgroups: misc.entrepreneurs
Subject: Making $68,000 with a $94 investment
Date: 2 Jan 93 19:33:54 GMT

If anyone would be interested in learning about a way to turn a
$94 (US dollars) investment into $68,000 virtually effortless,
drop me a line.

-Roy D., rdictus@vnet3.vub.ac.be
From: voykhans@kuhub.cc.ukans.edu
Newsgroups: misc.entrepreneurs
Subject: Re: US TAX law for Non Resident Alien. Clarify Please?
Date: 30 Dec 92 08:51:13 CST
Followup-To: misc.entrepreneurs
Organization: University of Kansas Academic Computing Services

In article <Dec.30.09.10.42.1992.7054@gauss.rutgers.edu>, manmetha@gauss.rutgers.edu (Rajesh Malhotra) writes:
> 
> Fellow Netters,
> 	Here is a Tax question.
> 
> If a person living overseas (not a resident or a citizen of the US)
> invests in stocks or Mutual Funds in the US, are the dividends or
> returns taxable in the US? If so, what are other avenues for taxfree
> investments for a non resident alien? (Bank CDs etc)
> 
> Yes, the taxes in the country of residence have to be paid.
> 
> Any and all responses appreciated. Thanx,
> 
> Raj.

Usually Mutual Funds are NOT available for non-residents of USA. At least
all funds that I know.
I just think the one should check into that first... 
> ===============================================================================
>   __  __     .
>  /   __/    /                               Raj Malhotra.
> /   ( /_   /                                voice : (908)613 4313. 
>         __/                                 email : manmetha@gauss.rutgers.edu
> 
> ===============================================================================
From: katzd@herald.usask.ca (David Katz)
Newsgroups: misc.entrepreneurs
Subject: Need info: keeping in touch when on the road
Date: 31 Dec 1992 04:21:41 GMT
Organization: University of Saskatchewan
Distribution: world
NNTP-Posting-Host: herald.usask.ca
Originator: katzd@herald.usask.ca

I am posting this question for my wife who does not have access to internet:
-------------------------------------------------------------------------
I am doing research on how people who do a lot of travelling for business
purposes keep in touch with office and family while on the go.

How do you leave and retrieve messages, handle
emergencies, change plans, monitor delegated tasks and home situations
from a distance?  What works?  What doesn't? What words of wisdom and
advice do you have to offer?

Please respond directly to me via e-mail if
possible and I will summarize and report on the net.

Thanks in Advance

Patricia Katz
-------------------------------------------------------------------------

Dave Katz, I.S.P., MSc.                  Sector     Consultant
Saskatchewan Economic Development        Phone: (306) 933-7212
206 - 15 Innovation Blvd                 Fax:   (306) 933-8244
SASKATOON, Saskatchewan   S7N 2X8        KatzD@Herald.USask.ca
From: bjsvec@cats.ucsc.edu (Brandon Jason Svec)
Newsgroups: misc.entrepreneurs
Subject: Starting a mutual fund
Date: 4 Jan 1993 01:48:36 GMT
Organization: University of California; Santa Cruz
Distribution: NA
NNTP-Posting-Host: am.ucsc.edu



	Does anyone have any information about starting a mutual fund?
I am especially interested in finding out the federal regulations for
maintaining a mutual fund.  An address for the S.E.C. ??

Thanks for any info.

Brandon Svec
bjsvec@cats.ucsc.edu

Newsgroups: misc.entrepreneurs
From: joe@solomon.technet.sg (Joseph Doo)
Subject: FAQ request
X-Newsreader: TIN [version 1.1 PL8]
Date: Fri, 1 Jan 1993 14:15:31 GMT

Is there a FAQ available?

Newsgroups: misc.entrepreneurs
From: ohumukin@spectra.com (Kawika Ohumukini)
Subject: 900 Numbers and Information Services
Organization: Spectragraphics Corporation
Date: Wed, 23 Dec 92 17:00:28 GMT

Hi,

I will be losing access to Internet in a couple of weeks and wanted
to offer the opportunity to an interested individual(s).
My name is Kawika Ohumukini and I am the owner of PDG, an information
service.  We currently own (6) 900 numbers of which 2 lines are not
being currently used.  Any interested parties that have a GREAT idea
and think they can generate approximately 2000 call minutes
(Number of calls x The number of minutes per call) you may be interested.

Due to the number of lines we currently have we are making available
to individuals or companies a FREE 900 NUMBER for at least 30 days.
You must complete our market survey to attempt to accurately determine
the amount of calls that may be generated by your program and a commitment
to advertise the program diligently.  You have total access to the 
900# via a standard call to update the message, check daily call totals,
and other features.

The cost to the caller is $2 for every minute.  Of that we receive
$1.25 (less chargebacks and uncollectibles) which we forward $1.12 to you
for every minute called.  At 2000 call minutes that is $2,240.  
-------------------------------------------------------------------------
How hard is it to rack up 2000 minutes in 1 month?

1000 people at 1 call at 2 minutes;
500  people at 1 call at 4 minutes;
400  people at 1 call at 5 minutes (max length).

or....

500 people at 2 calls each at 2 minutes;
250 people at 2 calls each at 4 minutes;
200 people at 2 calls each at 5 minutes.

or....

250 people at 4 calls each at 2 minutes;
125 people at 4 calls each at 4 minutes;
--------------------------------------------------------------------------
You get the idea.  With the right program you can really do well.
It is your idea, advertising campaign, program, and quality and timeliness
of your information that will make a successful 900#.

Contact me at:

ohumukin@spectra.com

Have a great day!
Kawika 
R

Xref: sparky misc.entrepreneurs:3709 bc.general:578 comp.edu:2237
From: andy@trice.commerce.ubc.ca (Andrew Trice)
Newsgroups: misc.entrepreneurs,ubc.events,bc.general,comp.edu
Subject: seminar on software business
Date: 21 Dec 92 22:55:37 GMT
Organization: The University of British Columbia
NNTP-Posting-Host: trice.commerce.ubc.ca

I'm posting this for a friend.  I hope this does not violate any explicit  
or implicit net norms. 
--------------------
ATTENTION:  THOSE WHO ARE INTERESTED IN KNOWING MORE ABOUT:

THE BUSINESS OF SOFTWARE
February 1 - 3, 1993 at UBC

Presented by:	Executive Programmes
		Faculty of Commerce & Business Administration
		The University of British Columbia

A detailed look at the principles for starting and operating a successful  
software business

Learn:	-cutting-edge techniques for software business planning
	-market & product planning for high-tech goods/services
	-innovation management
	-software product development
	-methods of financing information technology ventures
	-financial forecasting
	-software product marketing

In this highly interactive seminar you will develop, critique and present  
an actual software business plan.
  
Fee:  $795 per person -- includes all materials, workbooks, lunches &  
refreshments.
      $725 per person for two or more people from the same organization.

TO REGISTER, or for more information:
        Phone:  (604) 822-8400 
          Fax:  (604) 822-8496

or write for more information to:

Executive Programmes
Faculty of Commerce
The University of British Columbia
2053 Main Mall
Vancouver, B.C.  V6T lZ2

DO YOU KNOW OF ANOTHER GROUP(S) WHICH WOULD BE INTERESTED IN FINDING OUT  
MORE ABOUT THIS SEMINAR?  IF THE ANSWER IS YES, PLEASE CONTACT:

		Janet Babak
		Marketing Manager
		Professional Programmes
		Ph. (604) 822-8405
		Fax (604) 822-8496                                                         
Newsgroups: misc.entrepreneurs
From: ajackson@ernie.Princeton.EDU (Andrew William Jackson)
Subject: Re: Predatory marketing
Originator: news@nimaster
Organization: Princeton University
Date: Sat, 2 Jan 1993 20:14:38 GMT

In article <1hbj79INNdur@uwm.edu> markh@csd4.csd.uwm.edu (Mark) writes:
>   What would it take to snatch away a sizeable fraction of the market on
>compilers or operating systems (say, PC-compatible C compilers) from the big
>guys, working from scratch with nothing but a software development system but
>unlimited access to innovative talent?
>

Divine intervention.
From: biow@cs.umd.edu (Christopher Biow)
Newsgroups: misc.entrepreneurs
Subject: Re: commerce as a result of the net.
Date: 30 Dec 92 15:12:08 GMT
Organization: U of Maryland, Dept. of Computer Science, Coll. Pk., MD 20742

John makes a good point, that the organizational limits on commercial
use of the net (what net?) are fading.

What it comes down to now is ettiquette and proper place. 

biz.announce.new-cons is the place for long ads recruiting suckers 
for your new quick-get-rich scheme. misc.entrepreneurs is not.

talk.politics is the place to post your 30,000 word diatribe about
exploitation of Venusian bridle makers. misc.entrepreneurs is not.

alt.conspiracy is the place to inform the world about the secret
plot of the Venusian bridle makers to take over the entire carriage
industry. misc.entrepreneurs is not.

misc.religion.proselytize is the place for your prolonged plea for
people to recognize Zoroaster as saviour or else be damned. misc.
enterpreneur is not.

Otherwise, stick any of the above in your 4 line .sig file, and post
something relevant on misc.enterepreneur.
 
What happens if you ignore ettiquette? Probably nothing, other than
some polite (the first time, anyway) e-mail from myself, requesting
that you not do so.

Newsgroups: misc.entrepreneurs
From: "Gary A. Woodward" <p00140@psilink.com>
Subject: Re: RE-post for Inventors
Organization: Performance Systems Int'l
Date: Wed, 30 Dec 1992 04:44:15 GMT
X-Mailer: PSILink-DOS (3.3)

>DATE:   29 Dec 92 22:33:00 GMT
>FROM:   Rod Beckwith <rodb@slugo.corp.sgi.com>
>
>Hello eneryone,
>
>I received this infomation in the mail on DEC-8-92. I called & talked to
>one of the organizers(Livia). She said it was well worth the
>price(FREE):->
>This event is sponsored by INPEX, " Americas Largest Invention Trade Show"
>I AM RECEIVING NO RENUMERATION FOR THIS ANNOUNCEMENT!
>
>What you will learn:
>
>1. How to present your product to business and industry in a
>cost-effective
>manner.
>
>2. Techniques for attempting to establish personal contacts with business
>represenatives.
>
>3. How feedback which you may receive can prove beneficial for your
>invention.
>
>4. How you can use a trade show as a limited type of test or market survey
>on your product.
>
>5. How INPEX awards can help you in promoting your invention.
>
>6. What makes INPEX the ideal trade show for inventions.
>
>The times & dates that follow are for California only. I am sure they do
>this on a nation wide basis, so please use the 800# below to call & find
>out. Ask for Livia. 800-422-0871 You must call this number to make
>reservations if you wish to attend.
>
>The times & dates are as follows:
>
>January 9, 1993  Los Angeles Airport Hilton     10:00am-Noon
>January 11, 1993 San Diego Mission Valley Hilton 7:00pm-9:00pm
>January 13, 1993 Sacramento Hilton Inn           7:00pm-9:00pm
>January 16, 1993 San Francisco Sharaton         10:00am-Noon
>
>See you Jan16th.................
>
>Also here is a re-post of the information for the Inventors Assistance
>League  (A NON PROFIT ORGANIZATION):
>
>Inventors & Creative people of Earth,
>> 
>> Here is the information you have been waitng for:
>> ADDRESS------
>> The Inventors Assistance League
>> 4525 Airwest Dr. S.E.
>> Grand Rapids, Mich. 49512
>> PHONE NUMBER-------
>> (1) 800-846-3228
>> Simply write or call for a *FREE* brochure.
>> 
>> The information presented is clear, concise, & to the point. A no
>nonsense
>> approach. Good luck & happy INVENTING!
>> Drop me an email & let me know what you think.
> 
>
>Rod
>
>-- 
>Rod Beckwith     |$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ 
>Datacom I/S      |"The great obstacle of progress is not ignorance,
>rodb@corp.sgi.com|but the illusion of knowledge."
>                 |$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$
With a little effort and study you can do what you pay these people to 
tell you how to do it.  The inventors league asks you to send $19.95 of 
if you send in the coupon only $9.95 for a tape to tell you to send more 
money to find out how to save more money.  I live 15 minutes from the 
patent and trademark office.  

Regards. 

Gary.

Newsgroups: misc.entrepreneurs
From: "Gary A. Woodward" <p00140@psilink.com>
Subject: not entreprenuers
Organization: Performance Systems Int'l
Date: Thu, 24 Dec 1992 04:29:10 GMT
X-Mailer: PSILink (3.2)

I feel it is past time to close this Japan discussion and move on to reality.

Maybe start another group for this called alt.entrepreneurs (not-just 
want to talk about it, not do).

Gary
From: grb@rbyte.proteus.qc.ca (G. Randolph Bickerton)
Newsgroups: misc.entrepreneurs
Subject: Re: BillBoards/Advertisement
Date: 1 Jan 93 19:01:37 GMT
Organization: Right Byte Industries, Ville St-Laurent Quebec Canada

"$100/m is typical"

Suggest you check out you cost sources.  $100/m is very expensive; it is 
also very expensive given that you cannot "quality" the readers except that 
they are "warm living bodies with internet access with some level of 
comupter literacy and they logged on the net".  This quality of reader is 
less targeted than even the audience of your local newspaper!

For the record I have over 25 years experience is advertising with 
concentration in the print area.  Currently, I am a "media rep" for several 
publications (magazines)

G. Randolph Bickerton              GRB@rbyte.proteus.qc.ca
P.O. Box 751                       TEL (514)744-5524
Pte-Claire Dorval, PQ  H9S 2L5     FAX (514)748-8109