HDTenEightyP/NetNews huggingface dataset:
From: arny@cbnewsl.cb.att.com (arny.b.engelson)
Newsgroups: nj.general,nj.market.housing
Subject: Re: Sterling National Mortgage of Clark NJ
Date: 28 Jan 93 17:11:59 GMT
Distribution: nj
Organization: AT&T

In article <1993Jan21.153918.6836@cbnewsi.cb.att.com> cea@cbnewsi.cb.att.com (charles.e.allison..jr) writes:
>Summary:  Don't get screwed by Sterling National Mortgage of
>Clark, NJ
>
>Here are the details -
>
>In late July we applied to re-finance our mortgage with
>Sterling and gave their agent, Senior Loan Officer Linda
>Valentine, the mortgage application fee.  Appraisal and
>credit approval went fine.  By mid-October we and the Loan
>Officer locked-in to a great interest rate of 6 7/8 (plus
>points) for a fifteen year mortgage.  We were very excited
>about the great rate, especially since the uncertainty about
>the outcome of the Presidential election was causing
>interest rates to rise.  In early November we received our
>written mortgage commitment, but "without a stated interest
>rate."
>
>...
>
>So we attempt to followup the next day to see how she
>resolved the problem.  We left messages 3-7 times daily for
>the next two weeks, but our Loan Officer never contacted us.
>
>In the meantime, we have sent pleas for help to  the State
>Department of the Treasury, the Better Business Bureau, and
>the Asbury Park Press Trouble Shooter.  If you have any
>other ideas, please contact us.  We'll keep the net updated
>on our plight.
>
>				Chuck Allison

Chuck,
   I'm real sorry to hear about your trouble.  While I can't help you,
I can tell you where you went wrong, and what others should watch out for.
You say you locked in mid-October and received a written mortgage
commitment (sans rate) in early November.  I don't know what you
did in mid-October that made you think you locked in your rate, but
anything short of a rate lock-in agreement signed by an officer of
the company just doesn't cut it!  If you have this, bring it to the
state attorney general's office.  If you don't have anything in writing,
then you had no agreement.  Remember, you need the signature of an
officer of the company.
   When we got our mortgage, the loan officer had us fill out the rate
lock-in agreement, and wanted to have it signed later and sent to us
because he didn't think anyone was available at the moment to sign it.
I still think the smartest thing I did during the entire process was
refuse to leave that office until I had signed copies of everything in
my hand.
   After two or three days of unreturned phone messages, it's time for a
personal visit.  It's amazing what a raised voice in their lobby can
accomplish.  Particularly if there are customers present.
   One final comment: the BBB is a good choice.  I'd also recommend
contacting the state attorney general's office.
Xref: sparky nj.general:946 nj.market.housing:429
From: root@jobwire.com (System Operator)
Newsgroups: nj.general,nj.market.housing
Subject: Cottage Apartment For Rent -- New Brunswick
Keywords: Private, Renovated, Modern, Clean
Date: 25 Jan 93 02:33:05 GMT
Reply-To: root@jobwire
Distribution: nj
Organization: JobWire, New Brunswick NJ, USA

Private, renovated "cottage" apartment with loft.
Modern, efficiency-kitchen includes a dishwasher.
Stacking washer/dryer also on premises.  Carpeting
in living-room and bedroom areas.  High-efficiency
heating and air-conditioning.  Fully insulated
walls and ceilings.  Skylight and all other windows
are thermal glass.  Deep, claw-foot tub with shower
in renovated bathroom.  Plenty of closet and storage
space.  On-street "resident-only" parking.  Nice
neighbors, too!

The location is minutes away from New Brunswick
train station and Rutgers College campus.  Only one
mile from Route #18, 3 miles from Route #1, and
4 miles from NJ Turnpike.  

This apartment is a steal at $599 monthly rent!
Utilities not included.  One and one-half months'
security for a one year lease is required.
Immediate occupancy -- bring a friend or pet.

Call Paul for more information:  (908) 545-3555.

--
JobWire
POB 1448
New Brunswick, NJ 08903
From: laura@catfish.ocpt.ccur.com (Laura Gillespie)
Newsgroups: nj.general
Subject: Re: Who was the youngest?
Date: 22 Jan 93 21:16:21 GMT
Distribution: nj
Organization: Concurrent Computer - Oceanport NJ

In article <1993Jan20.211033.10674@Princeton.EDU> djmola@phoenix.Princeton.EDU (Daniel J. Mola) writes:
>
>
>Hi, I have a simple trivia question. Who was the youngest President of
>the United States? Thanks......

Theodore Roosevelt.  I believe he was 42 when he succeeded
William McKinley after McKinley was assassinated, in 1901.  John Kennedy
was 43 when he was elected, which makes him the youngest person to
win a presidential election, but Teddy actually was the youngest to ever
hold the office.  T.R. was subsequently elected to a full term in 1904,
but he was 45 at the time.

So, what do you all think about making me the youngest president in 4
years?  Shall I start campaigning?  I'll be a ripe old <censored>
(younger than Teddy R., but at least 35) at that time.


/Laura Gillespie
gillespi@ocpt.ccur.com

-- 
US MAIL: Laura Gillespie  Mailstop 360    Concurrent Computer Corporation
FAX: 908-870-5856  2 Crescent Pl. Oceanport NJ 07757  Voice: 908-870-5782 
UUCP: rutgers!ocpt.ccur.com!gillespi     Internet: gillespi@ocpt.ccur.com
From: djmola@phoenix.Princeton.EDU (Daniel J. Mola)
Newsgroups: nj.general
Subject: Who was the youngest?
Date: 20 Jan 93 21:10:33 GMT
Distribution: nj
Organization: Princeton University
Originator: news@nimaster



Hi, I have a simple trivia question. Who was the youngest President of
the United States? Thanks......

-Danny
From: brett@surfpix.princeton.edu (Brett Borowski)
Newsgroups: nj.general
Subject: Re: Who was the youngest?
Date: 21 Jan 93 00:20:23 GMT
Distribution: nj
Organization: Princeton University
Originator: news@nimaster

It WASN'T John F. Kennedy.  He was the youngest person ELECTED president.

Brett


-- 
brett@surfpix.princeton.edu		(Finger for more info...)
Xref: sparky nj.general:943 nj.market.housing:428
From: yavo@sdosrv1.gvl.unisys.com (Steve Yavorski)
Subject: Re: Who was the youngest?
Organization: Paramax Systems, Ivyland, PA
Distribution: nj
Date: Thu, 21 Jan 1993 18:08:05 GMT

In article <1993Jan20.211033.10674@Princeton.EDU> djmola@phoenix.Princeton.EDU (Daniel J. Mola) writes:
>
>
>Hi, I have a simple trivia question. Who was the youngest President of
>the United States? Thanks......
>
>-Danny

Teddy Roosevelt.  He took over in September of 1901 at the age of 42.

Steve

Stephen Yavorski			internet - yavo@ivy.paramax.com
NEXRAD Integration			phone    - (215) 443 - 7500
Paramax Systems Corporation
Ivyland, Pennsylvania
Xref: sparky nj.events:276 nj.wanted:1081 nj.misc:412 nj.market.misc:341
From: wtc@cbnewsl.cb.att.com (william.cox)
Newsgroups: nj.events,nj.wanted,nj.misc,nj.market.misc
Subject: Gifted Child Enrichment Programs - Union NJ (plus parent Q&A)
Keywords: gifted high ability education classes children elementary
Date: 22 Jan 93 03:56:05 GMT
Followup-To: nj.events
Distribution: nj
Organization: AT&T Bell Laboratories

EDGE (Expanded Dimensions in Gifted Education), a non-profit
organization based in Westfield, NJ, is running a five week
series of enrichment classes for highly able children from age 5 through
6th grade this winter/spring.  EDGE has been running such classes
since 1978.

The classes are on the campus of Kean College, Union NJ (exit 140
on the Parkway).

DATES:		Saturdays from 9:30am-12:30pm (snack and break included)
		January 30
		February 6
		February 27
		March 6
		March 13

LOCATION:	Hutchinson Hall, Kean College Campus,
		Union NJ (Parkway exit 140, near Rt 22)

CLASSES:	Classes are available in physics (LEGO machines),
		environmental engineering, geology, math,
		language arts (storytelling and other skills),
		and botany.  There are two or more classes available
		for each grade from 1st through 6th on each day,
		and several classes for pre-Kindergarten and K
		children.

		Each class is a separate, one-day enrichment module,
		so your child may take one or more.

TUITION:	$24 per day, discounts for larger numbers of modules
		taken by family members.

FOR PARENTS:	On February 27, Dr Jean Balinky, Visiting Professor
		of School Psychology and director of an enrichment
		program for pre-school gifted children, will lead
		a discussion on issues for parents of highly able
		children.  (same location, 9:45-11:15, $5 admission)

MORE INFORMATION:
		Call 908 277-2499 to get a brochure describing
		the classes (or to ask questions about the program).
From: kjc@aramis.rutgers.edu (Kelly J. Cooper)
Newsgroups: nj.events
Subject: Spring Theatre Line-Up
Keywords: Cabaret Theatre, New Brunswick, NJ, Rutgers University
Date: 27 Jan 93 19:03:20 GMT
Distribution: nj
Organization: LCSR @ Rutgers University


SPRING LINE-UP for the CABARET THEATRE, NEW BRUNSWICK
-----------------------------------------------------

YOU CAN'T TAKE IT WITH YOU
	In 1937, Kaufman & Hart brought us the story of the eccentric
Sycamore family and its ragtag group of hangers-on.  Over half a
century later, this classic comedy is just as timely and humorous as
it was on opening night.

February 4th-7th, 11th-14th.  

Thursdays & Saturdays at 8pm, Fridays at 8pm & 11pm.  Sundays at 2pm.

---------------------------------------------------------------------

CLOSER THAN EVER
	As this year's muscial offering, the Cabaret is proud to
present Richard Maltby Jr. (of Miss Saigon) and David Shire's look at
relationships and the changes we all go through as we get older and
hopefully wiser.  Be assured, there is something for everyone in this
muscial journey through life.

February 25th-27th, March 4th-6th.

Thursdays at 8pm, Fridays & Saturdays at 8pm & 11pm.

---------------------------------------------------------------------

ROSENCRANTZ AND GILDENSTERN ARE DEAD
	Tom Stoppard looks at the Melancholy Dane as no one else quite
can.  This odd and confusing yet powerful and funny show stretches
your imagination as the tale of Hamlet is toyed with and adjusted by
its author and cast.

March 25th-27th & April 1st-3rd.

Thursdays at 8pm, Fridays & Saturdays at 8pm & 11pm.

---------------------------------------------------------------------

THE SOCIETY OF MASK
	The Cabaret Theatre's resident improv troop makes its third
annual appearance for two nights only.  Watch and take part as our
band of performers play games and act out skits created by the
audience.  Never the same show twice, the troop always encourages
laughter and excitement.

April 16th & 17th.

Friday & Saturday at 8pm.

---------------------------------------------------------------------

THE "BETTER LATE THAN NEVER" COFFEEHOUSE
	We couldn't let a semester go by without one, so here it is,
the Cabaret's famous brand of Coffeehouse.  Everyone from theater to
engineering majors will be on hand to delight and astound you with
their many and varied talents.  You never know who will be on the bill
until you arrive.

(sort of like a talent show, but with more talent and no actual coffee)

April 23rd, Friday, at 8pm.

(no reservations for this one)

---------------------------------------------------------------------

Reservations, unless otherwise noted, can be made up to two weeks
before the performance by calling 745-9847.  If you have any questions
or comments, feel free to bug me, kjc@cs.rutgers.edu.

The Cabaret Theatre is located at the corner of Suydam St. and Nichol
Avenue, on the Douglass Campus of Rutgers University, New Brunswick.
Send mail if you need directions.

Thanks for listening ...

Kelly J. Cooper
kjc@cs.rutgers.edu

---------------------------------------------------------------------
From: cbannon@gandalf.rutgers.edu (Christine Bannon)
Newsgroups: nj.events
Subject: possible protests at nj abortion clinics
Summary: rumors of possible clinic protests and blockades 2/13
Keywords: actions pro-life pro-choice
Date: 26 Jan 93 02:57:50 GMT
Organization: Rutgers Univ., New Brunswick, N.J.


	A friend caught sight of a pro-life newletter out of Levittown, LI.  
Rumor has it that anti-choice people may picket, blockade and take violent
action against patients at abortion clinics on 2/13.  Has anyone heard 
anything ?  Please RSVP to cbannon@gandalf.rutgers.edu,  aka Christine 
Bannon.  Thanks....
Newsgroups: nj.test
From: marcelo@dunkin.Princeton.EDU (Marcelo A. Gallardo)
Subject: Re: test
Originator: news@nimaster
Organization: Princeton University
Distribution: nj
Date: Mon, 25 Jan 1993 17:59:27 GMT

In <1993Jan19.025303.6698@MITL.COM> lemke@MITL.COM (Kennedy Lemke) writes:

>yo.  just testing.  uffda.

	Ya, me too!
From: Jayson_Hahn@hq-bbs.wisdom.bubble.org (Jayson Hahn)
Newsgroups: nj.test
Subject: Test
Date: 24 Jan 93 17:18:49 GMT
Organization: Headquarters BBS (Morristown, NJ)

A test, please reply.

-- Via DLG Pro v0.995

Jayson Hahn
Amiga Sysop Headquarters BBS             "You Heart Attack Bastard"
1-201-672-8944                        (Howard Stern to Jackie Martling)

Jayson_Hahn@hq-bbs.wisdom.bubble.org

FidoNet# 1:2605/106  AmigaNet# 40:703/11
From: bradley@andromeda.rutgers.edu (Eugene Bradley)
Newsgroups: nj.test
Subject: Just a test
Date: 27 Jan 93 22:39:48 GMT
Distribution: nj
Organization: Rutgers Univ., New Brunswick, N.J.


This is just a test.  Thank you.
-- 
|--------------------------------------------------------------------------|
|Eugene Bradley			                                           | 
|4 University Place		Internet: bradley@andromeda.rutgers.edu    |
|East Orange, NJ  07018-2608                                               |
|= = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = |
| "Throw out the hardware--let's do it right!"--Steely Dan on Atari's Woes |
|--------------------------------------------------------------------------|
Newsgroups: nj.test
From: igor@fine.Princeton.EDU (Igor Rivin)
Subject: a test
Originator: news@nimaster
Organization: Princeton University
Distribution: nj
Date: Thu, 21 Jan 1993 21:11:59 GMT

testing
Newsgroups: nj.test
From: marcelo@dunkin.Princeton.EDU (Marcelo A. Gallardo)
Subject: Just a test
Summary: Just a test
Originator: news@nimaster
Keywords: test
Organization: Princeton University
Distribution: nj
Date: Mon, 25 Jan 1993 17:56:34 GMT


	It's just a test!
From: Jayson_Hahn@hq-bbs.wisdom.bubble.org (Jayson Hahn)
Newsgroups: nj.test
Subject: Test
Date: 26 Jan 93 05:55:21 GMT
Organization: Headquarters BBS (Morristown, NJ)

Test

-- Via DLG Pro v0.995

Jayson Hahn
Amiga Sysop Headquarters BBS             "You Heart Attack Bastard"
1-201-672-8944                        (Howard Stern to Jackie Martling)

Jayson_Hahn@hq-bbs.wisdom.bubble.org

FidoNet# 1:2605/106  AmigaNet# 40:703/11
From: bradley@andromeda.rutgers.edu (Eugene Bradley)
Newsgroups: nj.test
Subject: Just another test, thank you.
Date: 27 Jan 93 22:43:55 GMT
Distribution: nj
Organization: Rutgers Univ., New Brunswick, N.J.


This is just another test, thank you.
-- 
|--------------------------------------------------------------------------|
| Eugene Bradley			                                   | 
| 4 University Place		Internet: bradley@andromeda.rutgers.edu    |
| East Orange, NJ  07018-2608                                              |
|= = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = |
| "Throw out the hardware--let's do it right!"--Steely Dan on life's woes  |
|--------------------------------------------------------------------------|
From: mfisher@drew.drew.edu
Newsgroups: nj.weather
Subject: weather......
Date: 26 Jan 93 04:55:36 GMT
Organization: Drew University

Yesterday(1/24) was a beautiful day -- warm, a little rain falling for 
mood, but still bright, not windy...

Today's way too cold...
From: tal@plts.uucp (Tom Limoncelli)
Newsgroups: nj.weather
Subject: weather
Date: 27 Jan 1993 08:53:18 -0500
Organization: P.L.T.S., North Plainfield, New Jersey, USA
NNTP-Posting-Host: plts.uucp

Wethere or not you read this, it's pretty cold outside.  And
that's the worst spell of "whether" I've seen in New Jersey
in months.
-- 
Tom Limoncelli -- tal@plts.uucp (home) -- tal@warren.mentorg.com (work)
Moderator of ne-social-motss and the Drew University Alumni/ae mailing lists.
"There is nothing wrong with America that cannot be cured by what is
right with America." --Bill Clinton's inaugural address, 1/20/93
From: les@ulysses.att.com (Leslie Johnson)
Newsgroups: nj.politics
Subject: Re: Inauguration Question - Hypothetical
Date: 21 Jan 93 15:35:05 GMT
Organization: AT&T Bell Labs, Murray Hill, NJ, USA

In article <Jan.20.12.20.59.1993.28443@gandalf.rutgers.edu> shagan@gandalf.rutgers.edu (Susan R. Hagan) writes:
>>I have a question about the Presidential  Inauguration.  Does Bush's
>>presidency end on Jan 20 at 2pm or does it end when his successor takes
>>his inaugural oath?
>
>Oops.  That should be 12pm

Ends officially at 12 noon on the 20th.  If Clinton had a flat tire on
the way to the inauguration, Al Gore would temporarily assume the role
of President provided that he had taken his oath of office at noon.
If Al were riding in the same car with Bill, (er, excuse me - William
Jefferson :-) then it would be Tom Foley, the speaker of the house,
right?

Which reminds me of one of my favorite trivia questions: Who was the
first President of the United States (under our present Constitution,
that is)?  Answer: John Adams.  Seems that George Washington showed up
eight days late for his swearing-in ceremony, and John Adams took his
oath as VP on time, thus assuming the role of acting President.

 "Inauguration Day is when the promises end, and the excuses begin."
                                                      - Will Rogers
--
  - Les Johnson  (les@ulysses.att.com) 1+908-582-5493
       "One Bell System - It Works"
From: tal@Warren.MENTORG.COM (Tom Limoncelli)
Newsgroups: nj.politics
Subject: Re: Governer
Date: 22 Jan 1993 15:10:22 -0500
Organization: Mentor Graphics -- IC Group
Distribution: nj
NNTP-Posting-Host: milk.warren.mentorg.com

In <1993Jan21.162933.10566@ulysses.att.com> les@ulysses.att.com (Leslie Johnson) writes:

>I can see that you've bought the propaganda of the Governor's office
>hook, line and sinker.  Do you enjoy listening to his TV and radio

No, I'm listening to friends in Trenton that are seeing results, not
arm-chair politicians like you.

>spots promoting himself, paid for with *our* tax money?  "Coming to

Those TV adverts are going on the air no matter how's in front of
the camera.  By the way, everyone's favorite REPUBLICAN started that
trick.  Remember how Tom Kean did all those "NJ and You" commericals
all through the election time?

>the people?"  Give me a break.  He's never responded to my letters or
>phone calls.

I get a letter back from his staff every time I write to him.  I bet
you don't really write to him.  Kean and now Florio have been very
good about returning letters.

>Florio, realizing that this is an election year and that he has an
>approval rating of only 33% (very low for an incumbent governor) and
>still faced with all of the problems that he wasn't able to improve
>(deficit, unemployment, auto insurance etc.) is pandering for votes as
>usual - he's just changing his tactics.  I'm not fooled.

He's advertising programs that will help New Jersey's business.  I
dont see what's wrong with that.

>He says his number-one achievment was the "assault firearms" ban that
>made it a class 3 felony to possess a legally-purchased Daisy Red
>Ryder carbine BB gun.  Does this impress you?

This is NOT what he did.  You're believing the NRA b.s.  They're
just pissed because he's the first person to stand up to him and
now if he wins re-election other governors are going to stop putting
up with the heavy-handed threats of the NRA.

Tom
-- 
Tom Limoncelli -- tal@warren.mentorg.com (work) -- tal@plts.uucp (play)

Unix is a trademark of, WHATT????
From: les@ulysses.att.com (Leslie Johnson)
Newsgroups: nj.politics
Subject: Re: Governer
Date: 25 Jan 93 15:50:14 GMT
Distribution: nj
Organization: AT&T Bell Labs, Murray Hill, NJ, USA

In article <1jpkbeINN28b@milk.Warren.MENTORG.COM> tal@Warren.MENTORG.COM (Tom Limoncelli) writes:
>
>I get a letter back from his staff every time I write to him.  I bet
>you don't really write to him.  Kean and now Florio have been very
>good about returning letters.

I've called numerous times, and written two letters.  Never got a
single reply.  I suspect that on some topics the Governor's office
simply ignores them.

>
>He's advertising programs that will help New Jersey's business.  I
>dont see what's wrong with that.

No problem with that - it's the "informational" spots that start out
with "New Jersey voters said they wanted big changes in their auto
insurance..." that I have a problem with.  I don't call renaming the
JUA the MTF a big change.

>
>>He says his number-one achievment was the "assault firearms" ban that
>>made it a class 3 felony to possess a legally-purchased Daisy Red
>>Ryder carbine BB gun.  Does this impress you?
>
>This is NOT what he did.  You're believing the NRA b.s.  They're
>just pissed because he's the first person to stand up to him and
>now if he wins re-election other governors are going to stop putting
>up with the heavy-handed threats of the NRA.

I'll quote from Title 2C:39-1 New Jersey Code of Criminal Justice:
(defining "firearm")

  "f. Firearm ... It shall also include, without limitation, any
  firearm which is in the nature of an air gun, spring gun or pistol or
  other weapon of a similar nature in which the propelling force is a
  spring, elastic band, carbon dioxide, compressed or other gas or
  vapor, air or compressed air, and ejecting a bullet or missle smaller
  than three-eights of an inch in diameter, with sufficient force to
  injure a person."

When the Governor's "assault firearm" legislation was passed the
definition clearly included BB guns.  There was a court battle over
this between the state Attorney General and the Coalition of New
Jersey Sportsmen.  The NJ courts upheld the definition, but a Federal
Appeals court threw it out.  BB guns that hold over 15 BB's are thus
no longer considered "assault firearms", but not because "This is NOT
what he did" as you stated.  It's exactly what he did.  BTW, it's a
three-to-five year *mandatory* sentence to have a sling shot in your
possession now in New Jersey.

Please tell me what you think the NRA's "b.s" is.
--
  - Les Johnson  (les@ulysses.att.com) 1+908-582-5493
       "One Bell System - It Works"
From: paul@hsh.com
Newsgroups: nj.politics
Subject: Re: Governer
Date: 26 Jan 93 19:58:46 GMT
 <1993Jan20.122435.522@hsh.com> <1993Jan21.163046.16256@cbfsb.cb.att.com>
Distribution: nj
Organization: HSH Associates

In article <1993Jan21.163046.16256@cbfsb.cb.att.com>, r2d@cbnewsg.cb.att.com (richard.del monaco) writes:
> In article <1993Jan20.122435.522@hsh.com> lee@hsh.com (Lee Havemann) writes
> about Gov Florio:
> 
> 
> By the way, if you think the tax increase was so terrible, why do you suppose
> the Republicans voted against repealing it?

No doubt because there was little choice -- Florio's one-party gummint spent
it faster than it came in.  Now we're stuck with the tab.

------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ 

Paul Havemann   (Internet: paul@hsh.com)

   * They're not just opinions -- they're caffeine for the brain! *
         ** (Up to 50 milligrams per cynical observation.) **
From: duane@cbnewsj.cb.att.com (duane.galensky)
Newsgroups: nj.politics
Subject: Re: Inauguration Question - Hypothetical
Date: 22 Jan 93 20:37:34 GMT
Distribution: nj
Organization: AT&T

In article <Jan.20.11.38.37.1993.26428@gandalf.rutgers.edu> shagan@gandalf.rutgers.edu (Susan R. Hagan) writes:
>I have a question about the Presidential  Inauguration.  Does Bush's
>presidency end on Jan 20 at 2pm or does it end when his successor takes
>his inaugural oath?
>
>For example, if the Bush's office ends at 2pm regardless, and Bill gets
>a flat tire and is an hour late, who is president for that hour?
>

alexander haig.