HDTenEightyP/NetNews huggingface dataset:
Newsgroups: misc.entrepreneurs
Subject: 800 number for the small business
Date: Mon, 25 Jan 1993 10:36:26 -0800

On Jan 22 17:23, John Hutchinson wrote:

 > OK, what's the story on these inexpensive 800 numbers I've 
 > heard some talk about?  I'd love to have one installed to 
 > support my fledgling mailorder software business but it's got 
 > to be reasonable in cost.

Yep, I represent a long distance company and I can provide you an 800 number for $5.00 per month plus calls at $.249 per minute. Calls are billed at six second increments after the first sixty seconds.

You or anyone can e-mail me your mailing address and I'll send all the information.

 Frank Keeney                | E-mail  frank@calcom.socal.com
 411 California Street, #411 | Fidonet 1:102/960
 Pasadena, CA 91105-1509 USA | BBS     818.791.8680 v.32bis

 * Origin: Infomania, Pasadena, CA 818.791.8680 v.32b (1:102/960.1)
From: dhoward@novell.com (Dirk W. Howard)
Newsgroups: misc.entrepreneurs
Subject: Re: New Machine
Date: 27 Jan 93 23:25:56 GMT
Organization: Novell, Inc.

In article <93027.151933BXX1@psuvm.psu.edu> <BXX1@psuvm.psu.edu> writes:
>Date: Wed, 27 Jan 1993 15:19:33 EST
>From: <BXX1@psuvm.psu.edu>
>Subject: New Machine
>Hi there,
>One of my friends is planning to sell his new Disease Diagnosis System,
>which could find 10 kinds of cancer and 53 kinds of normal diseases. He has
>no idea about how to start all these, eg. apply copy right of the software,
>certain kinds of protection of the interface circuit of the computer, admission
>from certain government department.....
>Any suggestion and comments are appreciated.
>Thanks in advanced.


I would think that first stop would be the Patent Office and then stop over 
at the Food and Drug Administration.  Once there, you will probably hurry up 
and wait.

---------------------------------------------------------------------------
Dirk W. Howard              These are my personal opinions.  No one else 
Novell Technical Support    in their right mind would claim them.
dhoward@novell.com
---------------------------------------------------------------------------
Newsgroups: misc.entrepreneurs
From: mcover@magnus.acs.ohio-state.edu (Mark Coverdill)
Subject: How to Inc.?
Organization: The Ohio State University
Date: Fri, 22 Jan 1993 23:46:46 GMT

This is probably a FAQ (is there an FAQ?) but I have now figured out
the differance between sole proprietership, partnership and
incorporation. I want to incorporate. I have a name that seems to be
available, an idea and I am getting money together. What is the next
step?  How much should it cost? What good books should I look for on
the process of incorporating?

-- 
Mark Coverdill                                 The Ohio State University
Internet: markc+@osu.edu                              Columbus, Ohio
From: bsherman@mthvax.cs.miami.edu (Bob Sherman)
Newsgroups: misc.entrepreneurs
Subject: Re: Visa/Mastercard processor?
Date: 26 Jan 1993 04:23:58 -0500
Organization: Not much!
NNTP-Posting-Host: mthvax.cs.miami.edu

In <1993Jan25.131506.4422@vpnet.chi.il.us> alpha@vpnet.chi.il.us (Randy Sales) writes:


>I am still trying to find a merchant processor from my small business that will
>accept a business that does mostly phone orders.  I am finding it difficult
>to find one for Visa/Mastercard.  So far they just say no when I say most of my
>sales will be phone orders.  Anyone have any suggestions?

Check around the local merchants in your area that do phone order, such as
florists, dept. stores etc. Find out what bank(s) they use and then go
to those banks. When they start to hassle you, confront them with the
names of merchants you found that do phone order through their bank.
Tell them either you want in, or they must cancel the florists etc. or
you will consider legal action for discrimination.. Policy should apply
to everyone, not just some...

Your mileage may vary, but it worked well for me. Try to deal with a high
officer of the bank, not just an account rep whose hands might be tied.
In other words, deal with those that make the policy, not those that only
follow it..


-- 
   bsherman@mthvax.cs.miami.edu |                         | MCI MAIL:BSHERMAN 
   an764@cleveland.freenet.edu  |                         | 
Xref: sparky misc.entrepreneurs:4083 alt.business.multi-level:756
From: johnw@spillman.uucp (John Wilkins)
Subject: Computer Products
Date: Wed, 27 Jan 1993 23:36:26 GMT
Distribution: usa
Organization: Spillman Data Systems

WPC
2BVJW#|xsgxxxX1yx
@CNEC Silentwriter LC-890/890XLNESILC89.PRSx
@m|#|x21V9WCouriersgxxxX1yx
@CNEC Silentwriter LC-890/890XLNESILC89.PRSx
@m|I have a line of products that I am interested in selling to oneof those television shopping channels and/or to Wall Mart oranother national chain, or to a national computer outlet.  Theproducts are used along side computers in any environment.  I wouldappreciate any information anyone could give about how to contactthe right people in any of these organizations.

Any information would be appreciated.

John Wilkins
From: fritz@fc.sde.hp.com (Gary Fritz)
Newsgroups: misc.entrepreneurs
Subject: Re: Diff between MLM, Netwk Mkting and Pyramid
Date: 28 Jan 1993 17:09:18 GMT
Organization: HP SESD, Fort Collins, CO
NNTP-Posting-Host: hpfcgf.sde.hp.com
X-Newsreader: TIN [version 1.1.4 PL6]

Jeff Marold (jmarold@netlink.cts.com) wrote:
: Multi level marketing and network marketing are the same thing - they are 
: a sales and distribution strategy in which a product passes through 
: several sales layers on the way to the final customer. Each level is in 
: effect a seperate business - i.e., you sell to someone who sells to 
: someone else who sells to the final customer. The advantage is that the 
: company manufacturing the product doesnt have to invest in warehouses and 
: sales offices and employees . The disadvantage is every level invloved in 
: a sale takes a cut of the product - thus the price to the final customer 
: is much hugher than normal. 

Sorry, no.  While that USED to be true for most/all MLM companies,
and still is for some, it is NOT true in general.  The example I am
most familiar with is my company, Espial:  usually no one touches the 
products except the company, UPS, and the consumer.  There is no "selling to
someone who sells to someone who sells to someone", nor do Espial associates
warehouse the inventory for the company, nor is the final-customer cost
high, even for commodity consumer goods.  I did a cost comparison of 
Espial's products against the comparable products at the local supermarket,
and found Espial's prices to be comparable or lower.

By the way, the "selling to someone who sells to someone, etc.", with
markups at each stop, is a very accurate description of the distribution 
mechanism for normal retail-sales outlets like stores and supermarkets.
(Manufacturers sell to national distributors, who sell to regional
warehousers, who sell to state/local distributors, who sell to retailers.)
That's why a tube of toothpaste that costs Procter&Gamble $0.13 to
manufacture costs $2-3 in the grocery store.  It's exactly this sort of
overhead (and all the billions of $$s of advertising that goes along with it)
that is avoided by a system like Espial's.

In a setup like Espial's, we are effectively acting as the advertising
arm for a catalog-shopping company.  Rather than flooding the mail
and the landfills with promptly-tossed glossy catalogs, Espial uses
word-of-mouth advertising to locate customers.  Once the customers are
hooked up with Espial, they order directly from the company, and the
company ships directly to them -- and sends the bonus checks directly
to us.  Very simple, and it doesn't have all the pitfalls of the
old-fashioned system you mentioned.

Gary
Newsgroups: misc.entrepreneurs
From: hutch@bellman.lanl.gov (John Hutchinson)
Subject: 800 number for the small business
Reply-To: hutch@bellman.lanl.gov
Organization: Los Alamos National Laboratory
Date: Fri, 22 Jan 1993 17:23:48 GMT

OK, what's the story on these inexpensive 800 numbers I've heard some talk
about?  I'd love to have one installed to support my fledgling mailorder
software business but it's got to be reasonable in cost.

Anybody know more about this?

Thanks,


___________________________ John "HUTCH" Hutchinson _________________________
_________________ Fair Dinkum Technologies     Member - IAAD  _______________
________________ "No worries, mate... it's from Fair Dinkum!" _______________
____________ email: hutch@bellman.lanl.gov   GEnie: FAIR-DINKUM _____________
From: jrbd@craycos.com (James Davies)
Newsgroups: misc.entrepreneurs
Subject: Re: FAST CASH!!!
Summary: Ponzi schemes are illegal, anonymity is relative
Date: 28 Jan 93 21:03:03 GMT
Distribution: usa
Organization: Cray Computer Corporation

In article <C1Jp5p.Fyz@news2.cis.umn.edu> (anonymous) writes:
                                 ^^^^^^^
>
>                                                       April 15,1992
> Fellow Debtor:
> This is going to sound like a con, but in fact IT WORKS!  The person
>who is now #8 on the list was #9 when I got it, which was only a few
>days ago. 
>  9. Chad Paulson          
>      7625 Pennie Road SE,      Villard , MN     56385


Well, this is just a guess, but since #9 on the list is from Minnesota
and the note originated from umn.edu, I'd guess that Chad is either
the originator of this or he's a victim of some cruel hoax.
If the latter, my apologies.  If it's the former, learn to forge better,
Chad :-).

                name: Chad F Paulson-1
                      Chad Frederick Paulson
                info: Last registered 1993 Winter Qtr
    Internet mailbox: paul0017@student.tc.umn.edu
       other mailbox: PROFS: PAUL0017@UMNTCML
      postal address: 7625 Pennie Rd SE
                      Villard
                      MN 56385
             surname: Paulson
           telephone: +1 612-554-7832
               title: Sophomore
              userid: paul0017
       X.400 mailbox: /I=F/G=Chad/S=Paulson-1/OU=mail/O=tc/PRMD=umn.edu/ADMD= /
Newsgroups: misc.taxes
From: kbecker@hpbs997.boi.hp.com (Keith Becker)
Subject: 401K Rollover question
Date: Tue, 26 Jan 1993 23:16:54 GMT
Reply-To: kbecker@boi.hp.com
Organization: Hewlett-Packard

Well, I'm one of those poor souls who got shafted by the IRS and
congress with a 20% penalty on my 401K distribution. The problem
was that I didn't have any information on my current employer's
401k program, so I opted to have the disbursement paid directly to
me. This was ok in previous years - you could just check a box on
the form that said you were going to roll it over and to not take
out taxes & penalties.

As I understand it, congress modified the rules in order to fund
an extension to unemployement benefits. The money had to come from
somewhere, they figured, so why not stick to ... well, back to the
point:

I have the check now, minus 20%. I am prepared to make up the 20%
out of my pocket, and put the full amount into my employer's 401K
program. Unfortunately, they are balking at this. I'm not really
eligible yet for my new company's 401K program, and they don't
want to take anything but the check I got (which is short 20%). I
really don't want to eat _any_ penalties at all.

My question is this: should I be able to roll over the full amount
into my employer's 401k program by making up the missing 20% from
my own personal funds? If they won't let me, can I use an IRA to
accomplish the same thing (that is, roll over the full amount)?

Thanks in advance for any tips on where to find out about this. My
401K benefits people haven't been too sympathetic to my problem.
(My last option is to spend the whole check on a small cache of
weapons, and a bus ticket to Washington D.C... ;-) )

Keith Becker
kbecker@boi.hp.com

#include <standard_disclaimer.h>
From: efr@vetmed1.vetmed.ufl.edu (Eric Rick)
Newsgroups: misc.taxes
Subject: Re: <None>
Date: 25 Jan 93 14:21:40 GMT
Article-I.D.: vetmed1.MAILQUEUE-101.930125102215.416
Organization: Fedtax-L<==>Misc.Taxes Gateway
X-Gateway-Source-Info: Mailing List


>Do you think your taxes are too high??

Yes.

>Do you think that our new president will cause them to skyrocket??
>I certainly do!

For many, yes.

To me the really amazing part is how nearly all phases of US
government(Fed/St/Local)  are in such a shambles.  This many people,
governing this long should have figured this out much better than we
have by now.  If we were running a business, and I realize gov't is
supposed to be different, we would have been out of business long ago.

What's that national debt multiplier per second?? $13,000??
That's
$13,000
$13,000
$13,000
$13,000
as fast as you can say it
- or -
 about $390,000 added to the debt while you read this message.
- or -
about $40,000 for every many woman and child in the US!

Discusting thing to offer my baby as a present when he is born this
April.

Eric Rick
University of Florida
College of Veterinary Medicine
Newsgroups: misc.taxes
From: flowers@lanai.cs.ucla.edu (Margot Flowers)
Subject: Re: Which tax prep book to use?
Organization: UCLA, Computer Science Department
Date: Thu, 21 Jan 93 20:46:10 GMT

In <1993Jan20.173702.8716@spectra.com> ohumukin@spectra.com (Kawika Ohumukini) writes:
>True Pub 17 is good and details all the "mechanics" of tax prep.
>It is like comparing a car's Owners Manual from the manufacturer
>and the Chiltons book of Repair and Maintenance which is exponentially
>more in-depth and discusses alternatives, and the latest methods
>to maximize your effectiveness.

Which one do you recommend for being more in depth, discussing
alternatives, and maximizing effectiveness?  How does it compare to
"Tax Guide for College Teachers" ?


Newsgroups: misc.taxes
From: tachaimov@hou.amoco.com (Tommy C.)
Subject: Re: New York State is Drowning
Reply-To: tachaimov@hou.amoco.com
Organization: Amoco Production Company
Distribution: usa
Date: Thu, 21 Jan 1993 16:15:42 GMT

In article 1jldp8INN99p@usenet.INS.CWRU.Edu, ak336@cleveland.Freenet.Edu (John Dill) writes:
>
>On a recent trip through upper N.Y. State we we're all impressed
>with the depressed look of things....abandoned homes, shuttered 
>businesses and generally shabby conditions. I then read that business
>flight out of the state is nearly epidemic....all do to the high taxes
>the "welfare state" imposes.

Yeah, but the population of Oregon, I believe, is growing, and they're 
what, #1 or #2 in the US for highest state tax?  Conclusion:  RE: New York, it's probably just the people &/or the weather there, not the taxes (just a joke,
you New Yorkers, just a joke).

Tom
From: joseph@c2a.crd.ge.com (joseph)
Newsgroups: misc.taxes
Subject: Re: New York State is Drowning
Date: 22 Jan 93 20:48:28 GMT
Reply-To: joseph@c2a.crd.ge.com (joseph)
Followup-To: misc.taxes
Organization: GE Research


In article <1jldp8INN99p@usenet.INS.CWRU.Edu>, ak336@cleveland.Freenet.Edu (John Dill) writes:
>
>On a recent trip through upper N.Y. State we we're all impressed
>with the depressed look of things....abandoned homes, shuttered 
>businesses and generally shabby conditions. I then read that business
>flight out of the state is nearly epidemic....all do to the high taxes
>the "welfare state" imposes.
>  Don't blame me.....I voted for Bush!

  A few caviars from Mario Cuomo in his new state budget:

1. A baby tax:  Each new born will be levied $17.00 tax. (I am
   not making this up)
2. A one billion dollar tax cut that was to take effect 3 years
   ago, but was postponed each year has been cancelled for good.
   I guess he got sick of postponing the darn thing.
3. 21 cents tax hike on cigarettes, making NY the
   state that levies the highest tax on cigarettes and tobacco.
4. 5 dollar tax on new tires
and so on and so forth.

 NY has the highest percapita tax burden of all 50 states and DC.
And, NY is one of the states where taxes are likely to increase
substantially in the next 2 to 3 years. (from Money magazine).

 Don't blame me, I am a Republican.
Xref: sparky misc.taxes:4260 misc.consumers:22415 comp.apps.spreadsheets:857
From: mcguire@cs.tamu.edu (Tim McGuire)
Newsgroups: misc.taxes,misc.consumers,comp.apps.spreadsheets
Subject: Tax Calculation spreadsheet?
Date: 23 Jan 1993 00:04:15 GMT
Organization: Computer Science Department, Texas A&M University
NNTP-Posting-Host: photon.tamu.edu

A few years ago, I developed a reasonably good spreadsheet for 
filling out my 1040 form.  Since that time, I have changed
computers, moved, and can't find my old floppies, anyway.  

I thought, no problem, I'm sure I can find a free/share/ware
tax calculation spreadsheet on an archive site, somewhere.
But I didn't seem to locate any.  Can anyone point me in the 
right direction?  Right now I use either Lotus (for compatibility
with my HP95LX) or an old copy of Supercalc 3.  I have QuatroPro
available at work, though I've  not used it.

Tim McGuire
mcguire@cs.tamu.edu

Newsgroups: misc.taxes
From: quist@wumbus.sim.es.com (Douglas Quist)
Subject: Re: Question of 1099-G, Icome tax overpayment
Keywords: overpayment, 1099-G
Organization: Evans & Sutherland Computer Corp., Salt Lake City, UT
Distribution: usa
Date: Fri, 29 Jan 93 00:37:47 GMT

In article <1993Jan21.182451.14324@cbnews.cb.att.com>, ask@cbnews.cb.att.com (Arthur S. Kamlet) writes:
|> In article <1993Jan21.135752.21684@osf.org> wwang@osf.org (Weidong Wang) writes:
|> >It says that this information is also being furnished to IRS. Does it mean that
|> >since I did an itemlized deduction for 1991, and since I deducted extra state
|> >tax, now I have to repay the tax for this extra amount? 1991 is the first time
|> >I did an itemlized deduction.
|> 
|> If you deducted at least $131.16 then, yes, you have to declare the
|> $131.16 as income (if you paid less than $131, declare that amount)
|> 

THIS IS WRONG!!!  There is a worksheet in the 1040 instructions that shows you how
to calculate how much, if any, of the refund is includable in income for 1992.  In
most all cases, all of it is taxed, but you should work the worksheet just to be
sure.  No need to pay more taxes than necessary!

-- 
---------------------------------------------------------------------
      Douglas B. Quist -- speaking only for myself, of course.
   quist@dsd.es.com or decwrl!esunix!quist or utah-cs!esunix!quist

     Funny how your feet in dreams never touch the earth - HEART
---------------------------------------------------------------------
From: cep@taligent.com (Christophe Pettus)
Subject: Re: Home offices deduction case
Organization: Taligent, a little subsidiary of two really big companies.
Distribution: usa
Date: Fri, 22 Jan 1993 21:25:17 GMT

In article <C17qxI.GnA@hpfcmdd.fc.hp.com> sandya@hpfcmdd.fc.hp.com (Sandy A) writes:
>When we talk about the home office deduction, what are we referring to?
>I'm guessing rent and utilities.  Are other home-based business expenses
>still deductible?  In this case, I assume the cleaning equipment is
>deductible, but what about a computer, desk and chair, paper and pencils,
>etc.?

That's exactly right.  You can still deduct business expenses that are
not directly related to the use of your home (i.e., you'd spend them on
an office located anywhere).

The critical deductions are utilities, rent (if you're renting) or
depreciation (if you own your home).  I'm not sure how this affects a
situation where you form a corporation which leases back part of your
home.

>Also, if you qualify for the home office deduction but don't want to 
>take a "rent" deduction because you own your home, can you still deduct
>utilities (calculated by multiplying % of home that is office space by
>total utilities)?

So long as it is vaguely reasonable, you can use either a percentage of
total area used for business, or a number-of-rooms method of one or
more rooms is given over to the business.  You can depreciate and
deduct part of your home if you own it, but this decreases your basis
in the home, and thus increases your capital gain when you sell.

>Also, has anyone out there been challenged on the validity of the deduction
>during an audit?  If so, what happens?  Do they actually come at look
>at your office?

They can, and do, schedule office audits of home businesses.  I got
audited, and they asked to come out and see my office.  I protested,
and eventually got the case turned into a correspondance audit; I sent
them photos of the office, and they allowed the deduction.
--
-- Christophe

"Bad analogy!  No biscuit!"
From: mikel@pdx165.intel.com (Mike Lee)
Newsgroups: misc.taxes
Subject: Taxation on hobby/personal business?
Date: 26 Jan 93 22:29:51 GMT
Reply-To: mikel@ichips.intel.com
Organization: Workgroup Computing Division, PDX, Intel

I'm starting to work on my personal taxes for this year, and I'm wonder how
I can claim a hobby as a deduction.  I've been roadracing motorcycles for
the past two years, and have gotten serious during the '92 season.

I managed to obtain a few sponsors who have provided my with free product,
as well as substantial discounts on parts and service.  Along with prize
money, it could (although it isn't currently) potentially be a profitable
business venture (though not nearly enough to be a living).  I kept careful
track which expenses were personal (food, lodging, travel), and which were
directly racing related (tires, gas, parts, etc.)

Is there someway of deducting these expenses?  Could I also deduct interest
on loans I took out for buying the race bikes?  Was it necessary for me to
have declared racing as a business in advance (i.e. sometime last year)?
How would I go about setting up a business for tax purposes for the
upcoming year?  If I did set up some sort of business, would I be eligible
for dealer pricing on equipment?


Thanx in advance for any hints or ideas you may have,

Mike

-- 
+------------------------+
| Mike Lee		 |
| MPD6/Intel Corporation |
| (503) 690-2150         |
| mikel@ichips.intel.com |
+------------------------+
From: tzs@carson.u.washington.edu (Tim Smith)
Newsgroups: misc.taxes
Subject: Re: Options if I do not receive a 1099 - Help
Date: 21 Jan 1993 10:46:49 GMT
Organization: University of Washington School of Law, Class of '95
Distribution: usa
NNTP-Posting-Host: carson.u.washington.edu

Pradeep K Tapadiya writes:
>Q. Since there is no 1099 involved, IRS will never know about this
>  transaction. Can I get away without mentioning this amount on the
>  tax returns? Is there any risk involved at all?

Well, do you want to be audited?  If *I* were an IRS agent who happened to
come across your posting, I'd audit everyone named "Pradeep K Tapadiya."

Only people named "John Smith" should ask questions like yours on a network
as open as Usenet!

--Tim Smith
Newsgroups: misc.taxes
From: bair@cbnewsb.cb.att.com (matthew.a.bair)
Subject: Is there a FAQ?
Organization: AT&T
Distribution: usa
Date: Wed, 27 Jan 1993 18:58:31 GMT


I was wondering if there is a FAQ available for this news group?

Thanks,
Matthew Bair
AT&T Bell Labs
(708)979-3170
bair@ihlpm.att.com
Newsgroups: misc.taxes