From: zaphod@src4src.linet.org (Steve Wechsler)
Newsgroups: misc.consumers
Subject: Re: Chase Visa Gold -- your opinion wanted.
Date: 11 Jan 93 20:51:06 GMT
Distribution: usa
Organization: The Source for Source

In article <98@ravel.ati.com> duncan@ravel.ati.com (Jim Duncan) writes:
>In article <1993Jan8.231348.26472@news.acns.nwu.edu> alasnik@casbah.acns.nwu.edu (Adam Lasnik) writes:
>>
>>I just got a Chase Visa Gold card for no annual fee, and it almost sounds too
>>good to be true.  I'm worried that the card may lacking in some area that
>>could turn out to be important.
>>
>I got such a deal from them years ago and have been happy.  However, my
>deal was that as long as I spent the credit limit in one year, the
>annual fee was waived.  No problem there until the credit limit began
>to rise...  At this point the limit would be more suitable for the
>Sultan of Brunei, and so the card costs $45/year since I just can't
>spend enough money to make it free :^)  Is this the way they work
>presently??  I should dump it and just use my free ATT Gold card, but
>there's inertia.

Adam, I'd dump it, or demand that they give you the card for free
(I'll take your bonus dollars, though :-).  With so many free gold
cards out there, there's no reason to pay for one.

I've had a free Chase Gold Visa for about 3 years now.  No problems so
far.  It's not the same deal as you (Adam) had - it's free for life,
no catches.   

>>In general, I'd be interested in knowing about:
>>--Chase's customer service record... have you been satisfied?
>I've never had any trouble at all.  

Agreed - Chase's customer service is very good, although you do
sometimes have to wait on hold for a few minutes (but I just put my
phone's speaker on and go about my work).

>>--Their Chase Bonus Dollar promotion... is it really worth much?
>The Bogus Dollar promotion doesn't mean much.  Periodically, they send

Hmmm...my wife and I have had a different experience than you,
apparently:

We don't have shared accounts.  She has a Chase Mastercard (not gold),
I have a Chase gold visa.  We both have been earning bonus dollars
for a few years.  They recently (about 6 months ago) sent a bonus
dollars catalog with things you can get for free (this deal may have
been limited to the NYC area, however).  We got a free dinner cruise
for two for 7500 points.  This was only for her card (note that she
doesn't have the gold card).  I didn't get anything like that, but
they let us combine points.

Just over the weekend she got a new deal - a free flight for 10000
points, or a free companion flight for 7500 (there was also the usual
discounts, which we ignored).  The deal for the Visa Gold was a free
flight with 15000 points.  I can't for the life of me figure out
why they'll let us combine points, but don't give me (with the gold
card) the same deals as her, unless I know about them.  She has used
her card a lot more than I have, though, and she's also had it longer
than I've had mine.

Any clues?

Steve
-- 
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