HDTenEightyP/NetNews huggingface dataset:
From: rcollins@encore.com (Roger Collins)
Subject: Re: Any opinions on Borland?
Organization: Encore Computer Corporation
Distribution: misc
Date: Fri, 6 Nov 1992 18:47:48 GMT

Good posting, but...

>The fact that it recovered so much
>in such a short time is evidence that the institutions once again 
>overreacted.  Of such is the excitement of the stock market made.

Come on.  You know the price says nothing of whether the institutions
overreacted or individuals are over speculating now.  Only earnings
over the next several quarters will tell who is right.

Newsgroups: misc.invest
From: losee@ils.unc.edu (Bob Losee)
Subject: CREF bond fund
Keywords: CREF bond fund value CNBC
Organization: UNC Office of Information Technology
Distribution: usa
Date: Thu, 5 Nov 1992 14:15:56 GMT

I can usually tell whether the CREF stock fund has gone up or down
based on the numbers I see on CNBC--e.g. the DJIA and SP numbers
are pretty good indicators of the direction of
change in unit value for the stock fund.

Could someone suggest some similar figures that correlate
with the value of the CREF Bond fund--should I pay attention
to the price of bonds or their rate of return, etc.

Also, any idea how long it will be before TIAA imposes a fee for
each transfer between funds (I am hoping they will impose such a fee
and then allow for more frequent transfers).

Bob Losee
losee@ils.unc.edu
Newsgroups: misc.invest
From: vijr@microsoft.com (Vij Rajarajan)
Subject: Business Opportunity
Date: 12 Nov 92 16:48:35 GMT
Organization: Microsoft Corporation

I am posting this for a friend:
--------------------------------------------------------------------------------------------------------
                         BUSINESS OFFER
                         ==============

I, Mr. Ashok, am an exporter from India dealing in leather  coats 
/  garments,  leather  goods,  granite,  lingerie,  semi-precious 
stones, handicrafts, textile garments, groceries etc, etc.  I  am 
now  in  the USA on a business visit to find buyers /  agents  to 
export  my  items  from  India.  All  interested  Americans   and 
immigrants with / without prior exposure may kindly contact me at 
the earliest.  No financial commitments or obligations required.

US Mail : 15209 NE 16TH PLACE, #4 
          BELLEVUE, WA-98007

E-Mail  : VIJR@MICROSOFT.COM

SEATTLE (WA) : (206) 641-7194
DAYTON (OH)  : (513) 237-0922

PERMANENT ADDRESS : "PEARL CASTLE"
                     S-106, 4TH MAIN ROAD
                     ANNA NAGAR,
                     MADRAS - 600 040
                     INDIA.
                     PHONE : (91-44) 6214481 / 6214339.






















































Newsgroups: misc.invest
From: philpot@kepler.arc.nasa.gov (Andrew Philpot)
Subject: Re: Asset Resolution Corporation
Organization: NASA/ARC Information Sciences Division
Distribution: usa
Date: Thu, 12 Nov 1992 17:30:16 GMT

In article <1992Nov12.152033.25297@asl.dl.nec.com>, alie@csl.dl.nec.com (Andrew Lie) writes:
|> I don't know if this is the right place to ask the following question, but
|> I really like to hear your opinions.
|> 
|> Two days ago I received a letter from a company called "Asset Resolution
|> Corporation" from Dallas stating that I have a refund from a public agency.
|> They would reveal the source of the refund, so that I can file a claim, if I
|> agree to pay them 50% of the refund when I receive them. They claimed that
|> the source of the refund is not the IRS. From the letter I got a feeling that
|> it has to do with the property which was acquired last year, but I can't think
|> of any source which I may have a refund coming.
|> 
|> Does anyone have any experience like this? Should I go ahead with their offer?
|> Any advice is appreciated.
|>   ____________________________________________________________________________
|>  [							                      ]
|>  [  Andrew K. Lie                 *#*  (( Any opinions expressed are mine. )) ]
|>  [  alie@asl.dl.nec.com          ("=") (( They do not represent the views  )) ]
|>  [  (214) 518-3616                =*=  (( of my employer, NEC America, Inc.)) ]
|>  [____________________________________________________________________________]     
|> 
|> 

Check out Money magazine.  A recent issue covered these kind of
situations.  According to the article, you can generally get your
property directly from the state without recourse to these
middlemen/women.  The article contains addresses and phone numbers
(where applicable) for all state offices dealing with unclaimed
property and refunds.  It also indicated how long individual states
will hold your property before taking it over.  If the refund is not
federal/IRS, the information in the article may give the correct state
agencies to contact to retrieve your property/refund if you know which
state(s) are concerned; if you don't have any idea which state it
might be, things could be a little more difficult.  Good luck.

Andrew - not the opinion of NASA or Sterling - Philpot

-- 
---------------------------------------------------------------
		     philpot@ptolemy.arc.nasa.gov
Newsgroups: misc.invest
From: Dave Dodson <dodson@convex.COM>
Subject: Re: Inheritance forthcoming...advice sought
Originator: dodson@bach.convex.com
Date: Fri, 13 Nov 1992 22:18:22 GMT
Distribution: misc.invest
Reply-To: dodson@convex.COM (Dave Dodson)
Organization: Engineering, CONVEX Computer Corp., Richardson, Tx., USA
Keywords: Loop Holes
X-Disclaimer: This message was written by a user at CONVEX Computer
              Corp. The opinions expressed are those of the user and
              not necessarily those of CONVEX.

In article <1992Nov13.203738.16082@src.dec.com> pardo@src.dec.com (Phil Pardo) writes:
>I am expecting an inheritance soon that is in the neighborhood 
>of 10 to 15K.  Does anyone out there know of any loop holes that 
>might exist to get around the taxes that will have to be paid on
>it or if there is a manner in which to invest it before I physically 
>touch the money?
>
>Any and all advice on this matter would be greatly appreciated.

As an heir, you will not owe any taxes on your inheritance.  If any taxes
are due for the estate as a whole, they will be taken care of before you see
your share.  You do not need to report your inheritance to the IRS, etc.

----------------------------------------------------------------------

Dave Dodson		                             dodson@convex.COM
Convex Computer Corporation      Richardson, Texas      (214) 497-4234
From: dodson@convex.COM (Dave Dodson)
Newsgroups: misc.invest
Subject: Re: Invest Lingo
Date: 10 Nov 92 16:12:34 GMT
Article-I.D.: news.1992Nov10.161234.11483
Reply-To: dodson@convex.COM (Dave Dodson)
Distribution: usa
Organization: Engineering, CONVEX Computer Corp., Richardson, Tx., USA
Originator: dodson@bach.convex.com
X-Disclaimer: This message was written by a user at CONVEX Computer
              Corp. The opinions expressed are those of the user and
              not necessarily those of CONVEX.

In article <1992Nov9.233545.25612@cbnews.cb.att.com> ask@cbnews.cb.att.com (Arthur S. Kamlet) writes:

>To steal.                := To take something you don't own.
>
>To sell short.           := To sell something you don't own.

How about this old saw:

        He who sells what isn't his'n
        Buys it back or goes to prison!

----------------------------------------------------------------------

Dave Dodson                                          dodson@convex.COM
Convex Computer Corporation      Richardson, Texas      (214) 497-4234
Newsgroups: misc.invest
From: drazil@qiclab.scn.rain.com (Devin Ben-Hur)
Subject: Re: Any opinions on Borland?
Organization: Are you kidding?
Date: Wed, 11 Nov 1992 05:45:09 GMT

In article <BxB2Ep.6GC@apollo.hp.com> goykhman_a@apollo.hp.com (Alex Goykhman) writes:
>    I think the market may be concerned with a price war that is about 
>    to hit the PC software market.


Which is interesting because the software price war has been going on
for some time, much longer than the recent painful system hardware
price war.  Borland fired the first gun about a decade ago with $29.95
Turbo Pascal, and re-invented the software price war with the
"competitive upgrade" to the original Quattro (from 1-2-3) about five
years ago.  In the last few years, everyone has adopted competitive
upgrades and the real cost of software to most purchasers has dropped
by 50-75%.
-- 
Devin Ben-Hur        [drazil@qiclab.scn.rain.com]
"Your civilization makes us laugh..."
From: kingsley@hpwrce.mayfield.hp.com (Kingsley Morse)
Date: Thu, 5 Nov 1992 18:59:49 GMT
Subject: Surviving Clintonomics
Organization: HP Western Response Center
Newsgroups: misc.invest



			Clintonomics

	The San Jose Mercury News had these suggestions for surviving 
President Clinton's term in office:

	1.) Change from variable rate mortgages to fixed rate, so your
	interest payments stay fixed as inflation goes up.

	2.) Invest in commodities, which tend to do well during inflation.

	3.) Buy high technology stocks; Clinton favors high tech.
From: proberts@informix.com (Paul Roberts)
Newsgroups: misc.invest
Subject: Re: Buy Clucker's Wood Roasted Chicken
Date: 13 Nov 92 00:56:15 GMT
Organization: Informix Software, Inc.

In article <1992Nov12.173512.8977@cbnews.cb.att.com> lib@cbnews.cb.att.com (Lib) writes:
>
>  
>Buy Clucker's Wood Roasted Chicken (based in California, an
>IPO from earlier this year). It's cheap and it tastes great.

Buy the chickens, or the stock?
Newsgroups: misc.invest
From: shoaf@helix.nih.gov (Susan E. Shoaf)
Subject: Re: Capital Gains Advice
Organization: (National Institutes of Health, Bethesda, MD)
Date: Thu, 5 Nov 1992 20:38:55 GMT

In article <1992Nov5.172528.5925@exu.ericsson.se> exuslh@exu.ericsson.se writes:
>Wanting some advice on how or what to do with the Capital Gains
>from selling my house.  The house is currently claimed as my primary
>residence (Homestead).
 OTHER STUFF DELETED.>

>Is there somewhere to invest the money that would save this tax?  What about
>an IRA?
>

I believe that  
the home rollover is that you must purchase a house of equal
or greater value than the home you sold.  Not that you must use the money
from the previous sale to buy the new one!  If your current house sells
for 100000$ with you getting 30000$ profit, then you could buy another
100000$ house with 10% down or 10000$ + closing costs.  This way you would
have 30000-(10000+closing costs) to invest for your savings.

Susan


--
shoaf@clinpharm.niaaa.nih.gov    

National Institute on Alcohol   | Finally, a part of NIH. What, you      
   Abuse and Alcoholism         | mean you never heard of ADAMHA? 
Newsgroups: misc.invest
From: jxm@engin.umich.edu (John Murray)
Subject: Working Assets
Date: Tue, 10 Nov 92 06:29:28 EST
Organization: University of Michigan Engineering, Ann Arbor
 

Thanks, 

John Murray
Univ. of Michigan
From: hinker@acl.lanl.gov (Paul J. Hinker)
Newsgroups: misc.invest
Subject: Re: Financial markets quoting services?
Date: 13 Nov 92 02:16:52 GMT
	<1992Nov6.110412.9686@uklirb.informatik.uni-kl.de>
	<1dhbcjINNgp8@crcnis1.unl.edu>
	<1992Nov11.150750.15694@uklirb.informatik.uni-kl.de>
Reply-To: Paul J. Hinker <hinker@acl.lanl.gov>
Organization: Advanced Computing Lab, LANL, NM


 In article <foo> james@engrs.unl.edu (James Nau) writes:
 >In article <1992Nov6.110412.9686@uklirb.informatik.uni-kl.de> I write:
 >>
 >>    Copyright violation is the fundamental problem with creating a
 >>    public database of stock information.
 >
 >Would this fall under the same category as the phone-book case?
 >I thought two years or so ago that the courts said the information
 >in a phone book couldn't be copyrighted.  But, I don't recall much

% Here is what's behind my note.  A while back (year?) there was a discussion
% about creating a public DB on the net that would hold stock info.  The
% real problem is filling the DB.  Scanning prices from newsprint is 
% apparently not reliable, and anyhow those lists are copyrighted.
% Data given out by paid services are available for "one-time use" or
% some such restriction.   What restrictions does ClariNet place on 
% its subscribers?  Surely there are some.

   I'm sure I'm going to be sorry for this but ...

   I've got an Amiga computer and a Perfect Vision Video digitizer.
Recently I was poking around and found that I could grab frames from
CNBC and isolate the ticker tape from those frames.  The frame grabber
is plenty fast enough to get a non-interupted stream of ticker tape.
With some basic OCR hacking it should possible to grok the ticker tape
in a nearly real-time fashion.  Would this constitute some copywrite
infraction?  I would say 'no' since it's perfectly legal for me to
tape the channel and go back with a pencil and paper and copy the
prices down, right?

   There is a rub, however, reading the parallel port fast enough to
get all the information from the tape (you have to read the entire
screen to get the section with the tape) takes most of the CPU cycles
my little one-lung 7Mhz 68000 chip can muster.  So ... I connected
another one-lung 7Mhz 68000 Amiga to the first via a fast serial
connection [Special thanks to Matt Dillion for his DNet] and the
second Amiga now does the OCR and stores the information.

   The setup is a Frankensteinish nightmare and the OCR software is
slow and buggy.  I'm frantically trying to get my PhD thesis done (in
a totally unrelated field) by spring so I don't have time to devote to
this project.  However, theoretically, how much trouble could I get in
if I were to put this information on an ftp site?

   Just curious.


--
Paul Hinker hinker@acl.lanl.gov    ///  If it works, it's not state-of-the-art
MS B287	    505-665-6396          ///                           --Hansen's Law
Los Alamos National Labs ACL  \\\///    All our stuff is broke
Los Alamos, NM  87545          \XX/                    --Forslund's Corollary
From: jxs18@po.CWRU.Edu (Jerry Sy)
Newsgroups: misc.invest
Subject: comment about fidelity short term bonds
Date: 5 Nov 1992 18:19:11 GMT
Organization: Case Western Reserve University, Cleveland, OH (USA)
Reply-To: jxs18@po.CWRU.Edu (Jerry Sy)
NNTP-Posting-Host: hela.ins.cwru.edu


I'd like to get comments about investing in Fidelity short term bonds.

also, what is the general rule about stocks and bonds ? (i.e. stocks
go up, bonds go down, etc).

thanks

jerry
From: cfwpm@ux1.cts.eiu.edu (Bill McGown)
Newsgroups: misc.invest
Subject: Investing in an Inflationary Environment?
Date: 5 Nov 92 15:18:51 GMT
Article-I.D.: ux1.1992Nov05.151851.32557
Organization: Eastern Illinois University


Now that the votes are counted I feel quite strongly that we will
see a resurgance of inflation and upwardly moving interest rates.
What investiments should one look to to profit from these trends?
(That is, if they develop.) 
If there is sufficient interest I will summarize and post responses to
the net.

Many thanks... Bill.

-- 
**************************************************************
W. P. (Bill) McGown                     Eastern Ill. Univ
cfwpm@ux1.cts.eiu.edu                   Psychology Department
                                        Charleston, Il. 61920
Newsgroups: misc.invest
From: markb@col.hp.com (Mark Barrett)
Subject: Re: Rocky Mt. Real estate
Date: Tue, 10 Nov 1992 17:29:47 GMT
Distribution: usa
Organization: HP Colorado Springs Division

cain@geomag.gly.fsu.edu (Joe Cain) writes:
> 
> By bottomed out I refer to our Breckenridge ski condo whose equivalents were
> selling for about $80K prior to the 1986 tax law, dropped to maybe $35
> K, and are now back up to about $60 K. 
> 
> Joseph Cain		cain@geomag.gly.fsu.edu
> cain@fsu.bitnet		scri::cain


    Real estate activity has increased significantly in the last year.  
Single-family houses are strong in the metro areas, with some growth in
multi-family.  However, I think only high priced real estate is doing
well in the mountain resort areas.  I don't see people buying vacation
housing as an investment, as they were in the early 80's.


    BTW:  I recall something on TV about global warming that predicted
    that much of Florida will be under water by the year 2020.  My wife
    wants to live in Florida.


  Mark Barrett
  markb@col.hp.com
From: levin6706@iscsvax.uni.edu
Newsgroups: misc.invest
Subject: Invest Lingo
Date: 9 Nov 92 08:16:13 GMT
Article-I.D.: iscsvax.1992Nov9.141613.8551
Organization: University of Northern Iowa


        Hopefully this request isn't too outrageous.  I'm currently in the
process of researching the terms (i.e. lingo) that might be used among 
investment dealers, and in the market itself, for a thesis that I'm currently 
writing.  If you can be of any help please post here, or reply by e-mail. 
Thank you for your time and consideration.
  
Newsgroups: misc.invest
From: jeff@ctaeng.com (Jeff Sherrard)
Subject: Re: 401(k) Rollover Advice
Organization: CTA INC.
Date: Fri, 6 Nov 1992 19:31:15 GMT

In article <1992Nov5.153558.24796@hal.com> ables@hal.com (King Ables) writes:
>
>It's not that critical, I've accepted checks from two accounts and rolled them
>over.  You have 60 days to do this with NO penalty.  You lose interest for 
>each day you *don't* do it, so if you can do a direct transfer, you keep your
>money working the whole time, but that is the only real advantage.
>
>> Do NOT, under any circumstances, accept a check made out to you, for the 401(k)
>> funds.  If you accept a check to you, the following "CATCH-22" situation will arise:
>> 
>> (1) Taxes are due on the 401(k), plus a 10% penalty for early withdrawal,
>>     and these will be removed BEFORE the check is written.
>
>This is wrong.  You can get the check cut with no withholding if you put on the
>form you fill out that you intend to roll it over into another account or another
>company plan.  Of course, if you later decide *not* to roll it over, then *you* are
>responsible for getting the taxes and penalty paid on time.
>
>So none of the other issues in that bullet list apply either.  It is PERFECTLY
>acceptable to take the check in the FULL AMOUNT and then roll it over (within
>60 days) later.  Not a problem.  I've done it twice, just like that.
>

King's experience is with the laws in effect until January 1 1993.  The
20% withholding on 401k transfers to individuals goes into effect on this date.

What has been done in the past is not necessarily the way it will be in the
future.  Be informed.
From: rodb@slugo.corp.sgi.com (Rod Beckwith)
Newsgroups: misc.invest
Subject: Re: ~~~~~~~ LIST OF NO-LOAD MUTUALS (Phone No.) ~~~~~~~
Date: 12 Nov 92 19:57:16 GMT
Organization: Silicon Graphics, Inc.


JLI[writes]:

>>=========================================================================
======
>>      	        ******* RULES OF LIFE ******* 
>>-------------------------------------------------------------------------
------
>>	     RULE NO. 1:  YOUR BOSS IS ALWAYS RIGHT!
>>	     RULE NO. 2:  IF YOUR BOSS IS WRONG, GO TO RULE NO. 1.
>>-------------------------------------------------------------------------
------

             RULE NO. 3:  IGNORE RULES 1 & 2 IF YOU HAVE GOTTEN THIS FAR.
             RULE NO. 4:  NO BALLS, NO BLUE CHIPS.


Rod


-- 
Rod Beckwith     |$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ 
Datacom I/S      |"The great obstacle of progress is not ignorance,
rodb@corp.sgi.com|but the illusion of knowledge."
                 |$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$
Newsgroups: misc.invest
Subject: Re: Indexing Capital Gains for Inflation
From: mzwick@vitro.com (Morris J. Zwick)
Date: 9 Nov 92 08:51:02 -0500
Distribution: world
Organization: Vitro Corporation

In article <Bx9FMz.DzD@taligent.com> cep@taligent.com (Christophe Pettus)
writes:
>I trust this means that if I leave $1,000 in an account for a year at 4%,
>and inflation is 5%, I'll have a $10 loss that I'll be able to deduct
>against my taxes at the end of the year.  Or are stock investors going
>to receive special privileges?
>--
>-- Christophe
>
>"I draw the line at Styrofoam packing kernels, you sick pervert."
>

Actually, if you're a fool enough to put money in a fixed return investment at
less than the inflation rate, you probably are not savvy enough to know that
you lost purchasing power :)

The point is, government loves inflation (especially initially) because it
forces people to pay taxes on inflation rather than just income. If you cannot
see this, then you must be on the George McGovern in '96 election committee!

Remember, purchasing power is ALL that matters!
         ___________________________________________________________________
        /  Morris J. Zwick	                 Internet: mzwick@vitro.com
__     /   Vitro Corporation	             Voice:    (301) 231-2784
  \   /    14000 Georgia Ave.                ___________________________
   \ /     Silver Spring, MD 20906-2972      |"I don't want the world; |
    *                                        | I just want your half!" |
                                             |  - They Might Be Giants |
From: rheinze@lrc.edu
Newsgroups: misc.invest
Subject: Broker e-mail
Date: 10 Nov 92 21:33:15 EST
Organization: Lenoir-Rhyne College, Hickory, NC

Is it possible to contact major brokerage firms via 
electronic mail?   that is, can I send e-mail to my
broker?
If it is possible, which brokerage firms are connected?
Newsgroups: misc.invest
From: watanabe@cs.uiuc.edu (Larry Watanabe)
Subject: Re: ***BUY HARKEN ENERGY (HEC) NOW!!!!!
Organization: University of Illinois, Dept. of Comp. Sci., Urbana, IL
Date: Wed, 11 Nov 1992 22:07:28 GMT

13501TMC@MSU (Tim Casey) writes:

>the drilling of three wells only. The first well was dry, but the stock went
>from $3 to $8 with huge volume traded during several weeks prior to drilling.
>The stock dropped dramatically within one week after discovery that well #1 was
>dry. They are due to drill again in eight weeks or less and anticipation is
>expected to be the same. This is the unique situation this stock offers. Three
>strikes and your'e out. The count is one and oh, and the batter could hit a
>run.

So, if they miss oil on just two more tries, then the stock 
is worth zero?

>     If you watch this one close, you'll be ok. My broker has been to Harken
>conferences and has met the president. The stock is very low, so it can't fall
>very far; 

You mean you can lose less money per share. You can still lose
the same amount of your money, namely 100%.

>PLUS it has just acuired an exclusive six month contract to drill in

Six months is not a long time to drill for gas.

>natural gas rich Venezalia. Oh, I forgot to add, my broker has invested in this
>stock and so has a great majority of his clients. I would not let this oppor-
>tunity go. TELL ALL YOUR FRIENDS ABOUT THIS AND LOOK IN TO THIS STOCK. /tmc

I hope the only way to make money from this stock is not through
the "greater fool theory". Just make sure you're not the last
fool to buy the stock.

Anyways, I would be cautious to say the least about buying this stock.
It sounds like it has a high probability of losing all your money.

-Larry Watanabe watanabe@cs.uiuc.edu
From: dodson@convex.COM (Dave Dodson)
Newsgroups: misc.invest
Subject: Re: ~~~~~~~ LIST OF NO-LOAD MUTUALS (Phone No.) ~~~~~~~
Date: 12 Nov 92 19:55:22 GMT
Reply-To: dodson@convex.COM (Dave Dodson)
Organization: Engineering, CONVEX Computer Corp., Richardson, Tx., USA
Originator: dodson@bach.convex.com
X-Disclaimer: This message was written by a user at CONVEX Computer
              Corp. The opinions expressed are those of the user and
              not necessarily those of CONVEX.

In article <1992Nov12.185413.20257@fcom.cc.utah.edu> jli@bingham.utah.edu (Jianliang Li) writes:
>
>	I am trying to find the phone numbers of some no-load mutual fund
>companies.  Does anybody have a list of all the no-load mutual fund companies
>(phone numbers)?  I would appreciate if you could post it or send a copy to
>me?  Thanks in advance.

They are reported in such publications as Money magazine.  Also,
800-information (1-800-555-1212) will be happy to give them to you,

----------------------------------------------------------------------

Dave Dodson		                             dodson@convex.COM
Convex Computer Corporation      Richardson, Texas      (214) 497-4234