HDTenEightyP/NetNews huggingface dataset:
From: spike@coke.std.com (Joe Ilacqua)
Newsgroups: ne.general
Subject: Re: Privacy and POS (Re: Speaking of ATMs)
Date: 14 Sep 92 19:09:42 GMT
	<1992Sep10.201331.2126@mips2.ma30.bull.com>
	<1992Sep10.214748.26806@osf.org> <CKD.92Sep11004230@loiosh.eff.org>
Distribution: ne
Organization: Software Tool & Die

In the article referenced above ckd@eff.org (Christopher Davis) writes:
<Hmm, he buys lots of high-sodium frozen foods, got a pack of cigarettes
>and a six-pack of Bud last week.  Raise his life insurance premiums.

	So long as they lower it because I buy free weights from time
to time and have my bike tuned regularly that's fine with me.

->Spike
--
The Truly K00L don't have signatures.
From: seibert@xn.ll.mit.edu
Newsgroups: ne.general
Subject: Re: Anyone else get this from BayBank?
Date: 8 Sep 92 13:37:34 GMT
Reply-To: seibert@xn.ll.mit.edu
Organization: MIT Lincoln Laboratory

Unfortunately, even though CambridgePort doesn't charge you
for the 3 free ATM uses, Baybank does charge your bank, your
bank eats those charges, and Baybank gets a little richer.
Use your 3 freebies somewhere other than Baybanks.  _MS
-- 
Michael Seibert         seibert@xn.ll.mit.edu        ll-xn!seibert
From: rudolph@sparc20.hri.com (David Rudolph)
Newsgroups: ne.general
Subject: Old Colonoy Mortgage Corp.
Date: 8 Sep 92 17:03:38 GMT
Reply-To: rudolph@sparc20.hri.com (David Rudolph)
Distribution: ne
Organization: Horizon Research


Does anyone have any experience with Old Colonoy Mortgage Corp? I'm
thinking of doing a refinancing through them, so I'd be interested
in any opinions.


----------------------------------------------------------------------------

David Rudolph                   |       phone: (617) 466-8370
Horizon Research, Inc.          |       email: rudolph@hri.com

----------------------------------------------------------------------------
 
Newsgroups: ne.general
From: brlewis@athena.mit.edu (Bruce R. Lewis)
Subject: where to shop for papasson cushion, picture frames
Organization: Massachusetts Institute of Technology
Distribution: ne
Date: Wed, 9 Sep 1992 17:41:23 GMT


A friend of mine in Somerville just bought a papasson chair and wants to
buy a slate blue cushion for it.  Pier 1 had one for $65, but he would
like to find someplace cheaper in the area.  He's also looking for black
24x36 picture frames for cheaper than $25.

Any advice would be greatly appreciated, and would help my friend see
the usefulness of open, public computer networks.

Replies by email or news as you deem appropriate.
Thanks.
--
 o
/|	Bruce R. Lewis
\|	Analyst Programmer
 |\	Distributed Computing & Network Services
Newsgroups: ne.general
From: loosemore-sandra@CS.YALE.EDU (Sandra Loosemore)
Subject: Re: BayBank
Organization: staff hacker @ Yale Haskell project
Distribution: ne
Date: Thu, 10 Sep 1992 10:18:02 GMT

I don't see how this scenario of losing your debit card is any worse
than other wallet-loss scenarios.  It happened to me some years ago
when I was living in Salt Lake City: my wallet (with checkbook, credit
cards, drivers license, student ID, *and* debit card) was stolen.  One
call to the bank took care of disabling both the bank account and
debit card.  They did something magic so that checks I knew were still
outstanding on my old account would still work.  Getting my ID replaced
was far more of a pain than the bank stuff.

When I first moved to the east coast a couple of years ago, I was
rather disappointed to find that none of the banks seemed to offer a
debit card at all.  Personally, I found it a convenience to have fewer
pieces of plastic to have to carry around and to get one fewer bill to
have to pay each month.  I don't see why people are making such a fuss
over a *service* that banks in other parts of the country have been
offering for years.

-Sandra
Newsgroups: ne.general
From: mguyott@eriador.prime.com (M. Guyott)
Subject: Re: Anyone else get this from BayBank?
Organization: /etc/organization
Date: Tue, 8 Sep 1992 20:31:54 GMT

In article <6173@transfer.stratus.com> savoia@sw.stratus.com (Rick Savoia) writes:
>
>
>I got a letter in the mail the yesterday that just
>had to make me laugh.  Apparently, they are now
>putting a $10 fee on all checking accounts that 
>have Reserve credit.

I have not yet received any such letter.  Although I suspect that I will
shortly.  I wonder if this is a function of the type of accounts that you
have?  Might some of their accounts have Reserve credit free of charge?

I agree with your sense of frustration with BayBanks.  I feel the same way
you do.  But until someone else can give me universal access to my money
(at least in MA) then I feel like I have to stay with BayBanks.

If they try and charge me $10.00 for my reserve credit line then I will
probably cancel my credit line.  In fact it may motivate me to start
shopping around.

Marc
----
Two of the worst things we teach our children are that a knowledge of science
is nice but not necessary, and a knowledge of sex is necessary but not nice.

Marc Guyott              Constellation Software, Inc.          (508) 620-2800
                         Framingham, Mass. 01701 USA                Ext. 3135
mguyott@primerd.prime.com       ...!{uunet, decwrl}!primerd.prime.com!mguyott
mguyott@eriador.prime.com       ...!{uunet, decwrl}!eriador.prime.com!mguyott
Newsgroups: ne.general
From: kenny@osf.org (Kenneth Crudup)
Subject: Re: BayBank
Organization: Open Software Foundation
Distribution: ne
Date: Thu, 10 Sep 1992 16:49:55 GMT

In article <1992Sep10.141810.4479@cs.yale.edu>
loosemore-sandra@CS.YALE.EDU (Sandra Loosemore) writes:
>One call to the bank took care of disabling both the bank account and
>debit card.  They did something magic so that checks I knew were still
>outstanding on my old account would still work.

HA! Good think you didn't have a BayBank checking account!

Last year, I made the genius move of leaving my checkbook on top of the car
after coming out of the cleaners. Once I discovered I was relieved of my
checkbook, I called BayBank and told them (1) what happened, and since there
were checks outstanding, (2) the amount, payee, check number, and date of
my last valid check (the info was still fresh). I foolishly believed they could
setup my old account (I had emptied it for a new one) to allow all the
checks .le. that last good number to go thru, paid out of the new account.
*They* were the ones who told me about this.

You can guess the rest.

Although they reversed all of their charges, and were willing to handle the
bounced check fees of the 5 places that got "account closed" checks, it was
still a big hassle.

	-Kenny
-- 
Kenneth R. Crudup, Contractor, OSF DCE QA
OSF, 11 Cambridge Center, Cambridge, MA 02142	+1 617 621 7306
kenny@osf.osf.org			OSF has nothing to do with this post.
Not one of the "PC" weenies.
Newsgroups: ne.general
From: greg@walrus.encore.com (Greg Schaffer)
Subject: Wedding suggestions
Organization: Encore Computer Corporation
Distribution: ne
Date: Tue, 8 Sep 1992 20:55:39 GMT
Keywords: Reception,Photographer,Band

I'm looking for recommendations for
 - reception halls in MetroWest
 - photographers & video
 - bands (jazz?, not Top-40)

Anyone care to comment on the food at the Wellesley Treadway Inn?

Thanks,

Greg Schaffer 	// greg@encore.com //
Newsgroups: ne.general,biz.comp.software,biz.comp.hardware,comp.groupware
From: IMAGING.CLUB@OFFICE.WANG.COM ("Imaging Club")
Subject: NY Imaging Expo Opens September 17
Organization: Mail to News Gateway at Wang Labs
Date: 10 Sep 92 19:28:00 EST

With the '92 AIIM show behind it, the imaging industry is now gearing
up for Imaging Expo and Conference '92, the next major event for the
corporate imaging industry.  Imaging Expo, which will take place
September 15-17, at New York's Jacob Javits Center, is designed for
users, VARs, systems integrators, resellers, and distributors
interested in learning more about imaging.  For more information on
the Imaging Expo show, contact Comtek Expositions at (203) 834-1122.

Michael.Willett@OFFICE.Wang.com  (Wang is both an image and workflow vendor.)
From: blamb@rodan.hri.com (Bill Lambert)
Newsgroups: ne.general
Subject: Re: Lotus as a public charity
Keywords: zoning,public.policy,taxes,subsidy
Date: 8 Sep 92 18:55:45 GMT
Reply-To: blamb@rodan.hri.com (Bill Lambert)
Organization: Horizon Research

In article <Bu8nF3.An4@world.std.com>, geer@world.std.com
(Dan Geer) writes:
=> 
=> My name is Dan Geer, and I am the Co-Chair of the coalition of all
=> neighborhood associations in Cambridge, Mass.  I am soliciting your
=> thoughtful commentary on Lotus Development Corp.
=> 
=> The occasion is that Lotus is engaged in the the modern kind of
=> corporate blackmail - "Give us a huge whopping tax break or we'll move
=> out of town".  In addition, Lotus seeks abrogation of Cambridge's
=> zoning ordinance with respect to bulk, density and open space
=> requirements, so as to build a new, fortress-like headquarters building
=> on land otherwise reserved for affordable housing.  Lotus also seeks
=> nullification of the ordinance limiting the size and kind of signage on
=> buildings. 

Dan..... I don't think it's such an uncommon practice for a business
or large tax payer to ask for concessions from a state or municipality
in return for their presence in the community. Some years ago, the
Dukakis administation was making deals with companies willing to
relocate in Mass. and many towns have given tax bennies to stadia,
or the like. Even the City of Waltham recently gave property tax
breaks to developers who were in financial straights.

The issue should be the common economic benefit to both Cambridge and
Lotus, and not Lotus' business practices or the perceived long term
viability in the community. In other words, even with the tax concessions,
does keeping Lotus make economic sense to Cambridge? If you want every
concern housed in Cambridge to be squeeky clean as far as business
practices, or associations, them you might want to think about throwing
out Harvard, MIT, or whatever. To me, those issues are just looking
for excuses to disqualify Lotus, and holding them to a different standard
that is seperated from the tax issues.

Signage might be a different issue altogether. But hey.... those rules
are made for exceptions. Generally, a municipality might make restrictions
as to zoning or signage rules so that Joes' Hot Dog Stand won't build
a neon tower 50 ft. high that is an eyesore to all except those craving
hot dogs. The ability to make exceptions allows the city approval over
what is visable, and any town will make deviations to their codes on
a case-by-case basis. 

I'm not saying you shouldn't oppose tax cuts, signs, etc., but I
am saying that asking an exception is not as particulary rare or devious
as you seem to make it out to be.

Good luck.

- Bill Lambert
From: betsys@cs.umb.edu (Elizabeth Schwartz)
Newsgroups: ne.general
Subject: Re: Usenet Network..
Date: 16 Sep 92 02:57:59 GMT
Organization: University of Massachusetts at Boston

In article <1992Sep16.000352.6199@kronos.com> richb@kronos.com (Rich Braun) writes:

>USENET is a collection of systems linked together throughout the world.
>It is probably the largest single community of users ever created, with
>an estimated 2 million active participants today.  I can't think of any
>other worldwide network; this is "the" Net.

This is certainly the biggest, and it is perhaps the only "realtime"
net, but there are others. Fidonet has oh, tens of thousands of nodes
worldwide, in some rather obscure places (they have, for example,
three nodes in Trinidad and Tobago, and many nodes in the xUSSR) 
  Fidonet is a PC-based bulleting board network , as many here know,
which is also connected into the Internet, but I think it has a
seperate existence. The RIME, PCRELAY and other PC networks all have
varying degrees of connectivity.
  Hmm, maybe there IS only one net...

  
--
System Administrator                  Internet: betsys@cs.umb.edu
MACS Dept, UMass/Boston               BITNET:ESCHWARTZ%UMBSKY.DNET@NS.UMB.EDU
100 Morrissy Blvd                     Staccato signals
Boston, MA 02125-3393                      of constant information....
Newsgroups: ne.general
From: wiryaman@riscee.pko.dec.com (Santa Wiryaman)
Subject: Re: Wedding suggestions
Keywords: Reception,Photographer,Band
Organization: Digital Equipment Corporation, Maynard MA
Distribution: ne
Date: Wed, 9 Sep 1992 14:12:04 GMT

In article <greg.715985739@walrus> greg@walrus.encore.com (Greg Schaffer) writes:
>I'm looking for recommendations for
> - reception halls in MetroWest
> - photographers & video
> - bands (jazz?, not Top-40)
>

Well, this is not in MetroWest but it was the best deal I got three years ago.
We had our reception in the Boston Park Plaza Hotel.  For $40+ per person,
minimum 100 persons, we got one of the ballrooms, one night complementary suite,
good food for everybody, champaigne and flower arrangements for each table,
flower for the bride and buttonaires (sp?) and the wedding party, free 5 hours
of photographer by Bachrach with a free set of three albums, and a free wedding
cake by Montilio's.  The best thing is we don't have the headache of
coordinating the delivery of all these things,  they took care of them very
professionally.  The function manager was also there during the wedding,
coordinating and scheduling every little detail so that it ran very smoothly.
Adding up all of these free items $40 per person was very competitive.

In the MetroWest area, I think the Wayside Inn in Sudbury is nice.  They also
have a lovely chapel which is quite popular for weddings.

>
>Thanks,
>
>Greg Schaffer 	// greg@encore.com //


Good luck,

-- 
Santa Wiryaman

INTERNET : wiryaman@riscee.pko.dec.com
UUCP     : ...!decwrl!riscee.pko.dec.com!wiryaman
Xref: sparky ne.general:2470 rec.arts.sf.tv:3093
From: kvk@questor.sw.stratus.com (Ken Koellner)
Newsgroups: ne.general,rec.arts.sf.tv
Subject: SciFi Channel and Greater Media Cable
Date: 8 Sep 92 21:02:02 GMT
Followup-To: ne.general
Distribution: ne
Organization: Stratus Computer, Software Engineering

I called Greater Media Cable in Worcester (800-634-1008 or 853-6600)
to see if they are going to carry the SciFi Channel (which comes on
line Sept. 24th I believe).  They said they are currently negotiating
and haven't reached a decision as to whether to carry it or not.  The
woman on the line said they have had a lot of phone requests and
recommended sending a written request also.  The address to send a
letter to GMCable to request the SciFiChannel is:

	Greater Media Cable
	95 Higgins St.
	Worcester, MA 01606

	Attn: Ed Goldstein


I also asked where the SciFi Channel would fit into the pay schedule.
It is likely that it would be another channel included the Satilite
Service (like A&E, USA, TDC, etc).





-- 
An amazing insight may have paid you a fleeting visit and then retreated.
Resist the temptation to chase it; it is faster than you are.  Value your
glimpse of it, and invite it to return some other time.      -John Bitmap
From: usenet@transfer.stratus.com (Mr. Network News)
Newsgroups: ne.general
Subject: Re: Anyone else get this from BayBank?
Date: 4 Sep 92 22:37:47 GMT
Reply-To: Dave_Wetzel@vos.stratus.com
Organization: Dave_Wetzel

In article <6173@transfer.stratus.com> savoia@sw.stratus.com (Rick Savoia) 
writes:

I got it too.  I was equally amused (ie. not at all).  I'm planning to 
agree to their credit/debit card scheme just avoid the $10 fee on reserve 
credit.  Since I don't use the reserve credit and won't use the credit 
card part of the "deal", I think I can break even.  Anyone know for sure?

> If it wasn't for the fact
> that they are everywhere (including an ATM in my building)
> I'd probably go with someone else.   

Also the main reason I stay with them.  *Sigh*

--------------
Dave_Wetzel@vos.stratus.com
From: dfoley@testament.bbn.com (Dennis Foley )
Newsgroups: ne.general
Subject: BayBank
Date: 11 Sep 1992 14:27:53 GMT
Organization: Bolt Beranek and Newman Inc., Cambridge MA
Distribution: ne
NNTP-Posting-Host: bbn.com



In article <18m3f4INN4v0@early-bird.think.com> barmar@think.com 
(Barry Margolin) writes:

>In article <lasdcpINN78e@news.bbn.com> dfoley@testament.bbn.com.
(Dennis Foley) writes:
>
>>I do not like my bank coercing me to do something.
>
>Why does everyone have to look at things so cynically?  Companies are
>always making deals like this.  Sometimes it's a sale, where returns aren't
>allowed; do you consider them to be "coercing" you to waive your right to
>return merchandise?  Are airlines "coercing" people to stay over Saturday
>nights?  Are restaurants that offer 2-for-1 coupons "coercing" you to
>socialize?
>
>It's just a marketing strategy.  They're trying to make the debit card more
>attractive, by bundling in a fee waiver with it.


        [stuff deleted]


Of course it's a marketing strategy.  And as with all marketing strategies,
the ultimate goal is to increase profits.  And of course, that's fine.
But this marketing strategy can be described as, "Do this, or we'll
charge you a fee."  That's just a bit too, um, er, coercive for me.


>Here's another way to look at it: BayBank requires you to get Reserve
>Credit when you get the Xpress Check card.  So, since they require you to
>get the credit line, they're not going to force you to pay the extra fee.
>From this point of view, the waiver seems extremely reasonable -- only
>people who choose to get Reserve Credit have to pay for it.
>--
>Barry Margolin
>System Manager, Thinking Machines Corp.


You can look at it any way you want.  It seems that for you there is
no coercion, merely "requirement."  That's fine too.  I choose to open
an account elsewhere and get the same service with fewer "requirements."


-------------------------------------------------------------------------
                                .   ,      . ,
Dennis Foley                "Riam n'ar druid o sbairn lann."  
(dfoley@testament.bbn.com)              - motto of the Irish Brigade,
The opinions are mine.                    Army of the Potomac
                            "I know of no way of governing mankind
                             but by conciliating them." - Chas. James Fox
                            "L'amour est si contraire." - Sartre
                            "Love stinks."              - J. Geils
-------------------------------------------------------------------------
From: aps@world.std.com (Armando P. Stettner)
Newsgroups: ne.general
Subject: Looking for Glenn Rifkin... CQCQ
Date: 7 Sep 92 23:06:21 GMT
Distribution: ne
Organization: The World Public Access UNIX, Brookline, MA

Hi.

Does anybody know the network address for Glenn Rifkin (spelling?)?  He
was the author of an article on Digital in Upside mag....  If you know,
can you please send me mail?  (My poor mail file....)

	armando.
	aps@world.std.com
Newsgroups: ne.general
From: ferran@rosencrantz.osf.org (Lisa Ferrante)
Subject: '84 Ford Thunderbird for sale
Followup-To: rhb@unifi.com
Organization: Open Software Foundation
Date: Thu, 10 Sep 1992 19:09:15 GMT


[ This posted for a friend.  Please respond to them, not me. ]
For Sale:

1984 Ford Thunderbird Turbo Coupe, Loaded, 2.3L 4cyl EFI,
5 speed manual, Pwr Windows/Locks/Seat/Mirror, Cruise,
AM/FM/Cassette 6 Speaker Premium Stereo, AC, Fog lights,
SunRoof, Remote Ctl Alarm & Locks, Aluminum wheels, Tilt,
Auto/Delay-Headlights, New turbo/tires/brakes/alternator/muffler,
117k mi, Good condition, Lt Metallic Blue, $2100/bo

For more info, call/email Rob B:
				Home:617-275-1572
				Work:508-663-7570
				rhb@unifi.com


-----------------------------------------------------------------------
**  Lisa Ferrante
**  Distributed Management Environment (DME) Team
**  Open Software Foundation - 11 Cambridge Center - Cambridge, MA  02142
**  (617) 621-8983
**  ferran@osf.org
From: rnewman@bbn.com (Ron Newman)
Newsgroups: ne.general
Subject: "View-thru" computer desks?
Date: 14 Sep 1992 23:59:44 GMT
Organization: Bolt, Beranek & Newman, Inc.
Distribution: world
NNTP-Posting-Host: spcsun25.bbn.com

I'm about to buy a desk and/or computer table for my
new apartment.  Last week, I visited Putnam Furniture
in Central Square, where they showed me something I'd
never heard of before:  a desk designed so that you put
the computer monitor *under* the desk on a slanted shelf.
You look at it *through* the desk's glass top.

The Lechmere ad in Sunday's paper shows a similar desk.

Has anyone used a desk like this?   If so, do you recommend it?

-- 
Ron Newman		rnewman@bbn.com
From: richb@kronos.com (Rich Braun)
Newsgroups: ne.general
Subject: Re: What is a bank?
Date: 13 Sep 92 21:36:39 GMT
Organization: Kronos Inc. / Waltham, MA
Disclaimer: This posting is a personal opinion and not that of Kronos Inc.

I wrote:
> After the Great Depression, Congress passed a number of laws aimed at
> boosting confidence in the banking industry and isolating it from all
> other enterprises.

pshuang@athena.mit.edu (Ping-Shun Huang) writes:
>I don't understand the logic here, unless you're arguing that the fact
>that Congress passed said laws to isolate the banking industry had
>non-negligible effect in pulling the country out of the "Great
>Depression".

I guess I need to spell out the history and logic; such is the risk of
submitting a brief posting without enough background.  The initial
cause of the Great Depression was a runup of stock and real-estate
prices during the post-War period of the 1920s.  The bubble burst in
much the way our real-estate industry did two years ago, but
compounding the problem then was a sudden lack of confidence in the
banking industry.  Banks ran out of available cash, and the economy
shut down overnight (the way Rhode Island did last year, only
nationwide).

A similar run on banks would cause similar damage today.  It has been
forestalled by the existence of the FDIC and a number of other legislative
initiatives enacted in the 1930s, including the fundamental separation of 
banking from investment and commerce.

To spell it out most clearly:  the economy depends on individuals'
ability to cash their paychecks and to pay their debts.  Anything which
undercuts that ability, in a global sense, would suspend economic activity.

-rich
From: blamb@rodan.hri.com (Bill Lambert)
Newsgroups: ne.general
Subject: Re: Privacy and POS (Re: Speaking of ATMs)
Date: 15 Sep 92 17:45:33 GMT
Reply-To: blamb@rodan.hri.com (Bill Lambert)
Distribution: ne
Organization: Horizon Research

In article <SPIKE.92Sep15115936@coke.std.com>, spike@coke.std.com
(Joe Ilacqua) writes:
 
=> 	But let's go the other way.  Say good information could be
=> gathered about your diet, drinking, and smoking habits.  Would it be
=> wrong for the insurance company to charge you based on their risk?

Perhaps not wrong, but only if you knew they were doing it, and have
available some recourse if they have made a mistake.

- Bill Lambert
Newsgroups: ne.general
From: dnb@meshugge.media.mit.edu (David N. Blank-Edelman)
Subject: Re: Speaking of ATMs
Organization: M.I.T. Media Laboratory
	<laukuhINN1e8@news.bbn.com> <65716@cup.portal.com>
Date: Mon, 14 Sep 1992 06:39:29 GMT

> What is the store's incentive?  Maybe to attract customers by
> offering a very convenient method of paying.

Or maybe they sell (for a large profit) the data which you unknowingly
gave them to a marketing orginization. I understand other chains do
this.  Not quite so benevolent.

> This is no different than accepting a credit card (which very few
> supermarkets in this part of the country seem to do).

Ah, but it is.  They have an itemized list of your purchases (uniquely
tied to you) online at their point of sale.  In the case of the credit
card, the data doesn't intersect in such an easily collatable form.
 
       Peace,
          dNb
--

 David N. Blank-Edelman              o/    \  /    \ /     /      \o   
 M.I.T. Media Laboratory            /#      ##o     #     o##      #\
 E15-473F, (617) 253-2169           / \    /  \    /o\    / |\    / \

Newsgroups: ne.general