From: bob@kc2wz.bubble.org (Bob Billson)
Newsgroups: nj.general
Subject: Re: penalty for driving without insurance
Date: 30 Dec 92 18:20:40 GMT
Distribution: nj
Organization: Color Computer 3: Tandy's 'game' machine

azog@spatula.rent.com (Billy D'Augustine) says:
>In article <207@kc2wz.bubble.org> bob@kc2wz.bubble.org (Bob Billson) writes:
>>What is the current penalty in NJ for driving an insured car?  Aside from it
>                                                  ^^^^^^^ 
>[ assuming that means UNinsured ]

Yes I did mean UNinsured.  (Bad fingers!! :-) )

>>not being a smart thing to be doing should you get in an accident, what
>>else will happen?
>
>BAHAHAHAHAHAH!!!! 
>
>Excuse me! :-) I cant help but laugh.

No problem. :-)

>You see. April 1 of 1992, I was wondering that same such question. I found
>out pretty hard.

>First, minimun 1 years loss of license. Next, about $300 or more in fines
>(mine was just under $400, including $25 for expired inspection). And
>finally, some sort of community service. For me that was 24 hours at 
>the local hospital. Thats 4 saturdays at 7 hours a day
>
>Lastly, and this point I dont know exact, is a surcharge. I paid $30
>to reinstate my license April 1 1993, but dont know what the surcharge
>will be. For instance, DWI is $1000/3 years, so Im guessing about
>$350 or towards that effect.
>
>Now. The 1 year loss is mandatory. Dunno about the fine and service,
>I think thats up to the judge. The surcharge is mandatory also, but
>talk to me April 2 1993 and Ill let you know :-)

This is what I needed to know.  A friend of mine has been driving around
without insurance.  (Forgot to renew the policy and now doesn't "have time"
to go to the agent and get a new one.)  I told him that NJ was cracking down
on uninsured drivers.  Maybe this info will force him to "find the time".

>Next. If you dont get caught, and you do get in an accident, leave
>the country. Europe sounds good. Why? I cant say for sure, but jail
>time is a definate. God help you if the person is injured, or dies.
>Most likely youll be charged with manslaughter/murder or attempted
>thereof.

Jailtime *regardless* of the type of accident?  Of course, being _insured_ has
never stopped anyone from being charged with manslaughter/murder if they were
at fault.  Being uninsured certainly will not go in your favor, however.
Leaving the scene of an accident just makes a bad matter even worse.

>If you are driving without insurance, the only thing I can say is:
>DONT! Go out right NOW and get it. I dont care if you dont have
>money (as my situation was, but I could have gotten money if it
>wasnt for pride stopping me from asking). If you dont get insurance,
>Ill met you on the Morris County Metro Bus Line, route #10. And
>let me tell you, there are some very disturbing people who ride
>the buss...

I going to show this to my friend.  Hopefully, the experience of others will 
will convenience him!

      Bob
-- 
  Bob Billson, KC2WZ                          | internet: bob@kc2wz.bubble.org
  $nail:  21 Bates Way,  Westfield, NJ 07090  | uucp:     ...!uunet!kc2wz!bob

  "Professional ear piercing--while you wait!"  --sign in local jewelry store
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