GreatNorthCollective/greatnorth-canada-federal-laws-text huggingface dataset:
Canada Student Loans Regulations — (a)
responsible officer of a lender means (a) the manager or assistant manager of the lender or a branch thereof, (b) the person for the time being acting as the manager or assistant manager of the lender or a branch thereof, (c) the credit committee of the lender or a branch thereof, or (d) such other person as may be authorized by the lender or a branch thereof to supervise the making of loans; ( responsable de l'organisme prêteur )
Canada Student Loans Regulations — (a)
social worker means a person, other than a social service worker, who (a) in the case of a person who works as a social worker in Yukon or Nunavut, meets the definition of a social worker in the laws of any province; or (b) in the case of a person who works as a social worker in any other province, is entitled to work as a social worker under the laws of that province; ( travailleur social )
Canada Student Loans Regulations — Canada Student Loans Regulations
teacher means a person who is entitled to teach at an elementary or secondary school under the laws of the province in which they are so teaching; ( enseignant )
Canada Student Loans Regulations — Canada Student Loans Regulations
under-served rural or remote community means a population centre with a population of no more than 30,000 based on data published in the most recent census of population or a rural area, based on data published in that census. ( collectivité rurale ou éloignée mal desservie )
Canada Student Loans Regulations — Canada Student Loans Regulations
Act means the Canada Student Loans Act ; ( Loi )
Canada Student Loans Regulations — Canada Student Loans Regulations
common-law partner in relation to a borrower, means a person who is cohabiting with a borrower in a conjugal relationship, having so cohabited for a period of at least one year; ( conjoint de fait )
Canada Student Loans Regulations — Canada Student Loans Regulations
confirmation of enrolment means a prescribed form, which may or may not form part of a certificate of eligibility, and where it does not, includes the borrower's social insurance number; ( confirmation d'inscription )
Canada Student Loans Regulations — (a)
confirmed period means a period of studies, or part thereof, that is at least six consecutive weeks and that (a) in the case of a confirmation of enrolment forming part of a certificate of eligibility issued under the Canada Student Financial Assistance Act , begins on the first day of the month indicated by the specified educational institution and ends on the last day of the last month of the period of studies indicated by the appropriate authority, (b) in the case of a confirmation of enrolment forming part of a certificate of eligibility issued under the Act, begins on the day on which that confirmation of enrolment is signed by the specified educational institution and ends on the last day of the last month of the period of studies indicated by the appropriate authority, and (c) in the case of a confirmation of enrolment not forming part of a certificate of eligibility, begins on the first day of the month indicated by, and ends on the last day of the month indicated by, the specified educational institution; ( période confirmée )
Canada Student Loans Regulations — (a)
consolidated guaranteed student loan agreement means a contract that is entered into between a borrower who has ceased to be a full-time student pursuant to section 4.1 and the lender to whom the borrower is indebted under any outstanding guaranteed student loan agreements entered into as a full-time student, and (a) that is in the prescribed form, (b) that includes the borrower's social insurance number, (c) in which the principal amount is the aggregate of the outstanding principal amounts under those agreements, (d) that replaces those agreements, and (e) that includes the provisions in respect of repayment of the principal amount of the loan and interest payable thereunder; ( contrat de prêt garanti consolidé )
Canada Student Loans Regulations — Canada Student Loans Regulations
course means formal instruction or training that constitutes, or is determined by a specified educational institution to be equivalent to, an essential element of a program of studies at a post-secondary school level at that specified educational institution but does not include any formal instruction or practical training required for acceptance in a professional corporation or for the practice of any trade or profession, unless that formal instruction or practical training is necessary to obtain a degree, certificate or diploma from that specified educational institution; ( cours )
Canada Student Loans Regulations — Canada Student Loans Regulations
full-time guaranteed loan means a guaranteed student loan made to a full-time student; ( prêt garanti à temps plein )
Canada Student Loans Regulations — Canada Student Loans Regulations
guaranteed student loan agreement means an agreement entered into in accordance with the Act and these Regulations and includes a consolidated guaranteed student loan agreement; ( contrat de prêt garanti )
Canada Student Loans Regulations — Canada Student Loans Regulations
loan agreement has the same meaning as under the Canada Student Financial Assistance Regulations ; ( contrat de prêt )
Canada Student Loans Regulations — (a)
officer of the specified educational institution means a person authorized by a specified educational institution to sign confirmations of enrolment on behalf of the institution and who (a) is the registrar of that institution or a person authorized by the registrar to act on behalf of the registrar, (b) is a student aid officer in that institution, or (c) has the de facto capacity of the registrar of or a student aid officer in that institution; ( agent de l'établissement d'enseignement agréé )
Canada Student Loans Regulations — Canada Student Loans Regulations
part-time guaranteed loan means a guaranteed student loan made to a part-time student; ( prêt garanti à temps partiel )
Canada Student Loans Regulations — Canada Student Loans Regulations
part-time guaranteed loan agreement means, in respect of a part-time guaranteed loan, a contract entered into between a part-time student and a lender; ( contrat de prêt garanti à temps partiel )
Canada Student Loans Regulations — Canada Student Loans Regulations
risk-shared loan has the same meaning as in the Canada Student Financial Assistance Regulations ; ( prêt à risque partagé )
Canada Student Loans Regulations — Canada Student Loans Regulations
risk-shared loan agreement has the same meaning as in the Canada Student Financial Assistance Regulations ; ( contrat de prêt à risque partagé )
Canada Student Loans Regulations — Canada Student Loans Regulations
student loan has the same meaning as under the Canada Student Financial Assistance Regulations . ( prêt d'études )
Canada Student Loans Regulations — 2.1
Person with a disability 2.1 A person who has either a permanent disability or a persistent or prolonged disability and who, during a confirmed period within a period of studies, is enrolled in courses that constitute at least 40 per cent but less than 60 per cent of a course load recognized by the specified educational institution as constituting a full course load, may elect to be considered as a full-time student. SOR/2022-132, s. 2
Canada Student Loans Regulations — 3.1
3.1 (1) A borrower who ceased to be a full-time student under paragraph 4.1(1)(c) due to the occurrence of an event referred to in paragraph 9(1)(i) cannot again become a full-time student unless the requirements in paragraphs 10(1)(a) to (e) are met, in addition to those set out in section 3. (2) A borrower who ceased to be a full-time student under paragraph 4.1(1)(c) due to the occurrence of an event referred to in any of paragraphs 9(1)(c) to (g) cannot again become a full-time student unless one of the requirements set out in paragraphs 10(2)(a) to (e) is met, in addition to those set out in section 3. SOR/2023-273, s. 4
Canada Student Loans Regulations — 4
4 (1) The following definitions apply in this section. medical leave means a leave from studies taken by a borrower as a result of a medical problem that, in the opinion of a medical professional, would significantly interfere with the borrower’s ability to pursue their program of studies. ( congé pour raisons médicales ) parental leave means a leave from studies taken by a borrower as a result of the birth of a child of the borrower, the adoption of a child by the borrower, or the commencement of the guardianship or tutorship of a child by the borrower. ( congé parental ) period of postponement of repayment means the period during which, by reason of a medical leave or parental leave, a borrower is not required to repay the principal amount of a guaranteed student loan and no interest is payable. ( différé de remboursement ) (2) The Minister may, on application, grant a borrower who ceases to be a full-time student on or after October 1, 2020 a period of postponement of repayment by reason of a medical leave or a parental leave, if the borrower submits the application in the form and manner specified by the Minister in the six months after the end of the borrower’s most recent period of studies, but no later than 12 months after (a) in the case of a medical leave, the date specified by the medical professional; or (b) in the case of a parental leave, the date of the birth or adoption of a child or the date the borrower becomes the guardian or tutor of a child. (3) If the Minister grants the borrower’s application, the borrower is deemed to continue to be a full-time student despite section 4.1 for a six-month period beginning on the first day of the month after the month in which they would otherwise have ceased to be a full-time student. (4) If the borrower’s medical leave or parental leave must be extended or the borrower is entitled to a new medical leave or a new parental leave, the borrower may, no earlier than 30 days before the end of the six-month period referred to in subsection (3) and no later than 30 days after that period, submit a request to the Minister to extend the length of the period of postponement of repayment to 12 months. (5) If the borrower’s medical leave or parental leave must be further extended or the borrower is entitled to a new medical leave or a new parental leave, the borrower may, no earlier than 30 days before the end of the 12-month period referred to in subsection (4) and no later than 30 days after that period, submit a request to the Minister to extend the length of the period of postponement of repayment to 18 months. (6) A borrower who has been granted a period of postponement of repayment cannot submit a new application for a period of postponement of repayment by reason of a new medical leave or a new parental leave for 30 days after the first day of the current confirmed period. SOR/2020-184, s. 1
Canada Student Loans Regulations — Canada Student Loans Regulations
medical leave means a leave from studies taken by a borrower as a result of a medical problem that, in the opinion of a medical professional, would significantly interfere with the borrower’s ability to pursue their program of studies. ( congé pour raisons médicales )
Canada Student Loans Regulations — Canada Student Loans Regulations
parental leave means a leave from studies taken by a borrower as a result of the birth of a child of the borrower, the adoption of a child by the borrower, or the commencement of the guardianship or tutorship of a child by the borrower. ( congé parental )
Canada Student Loans Regulations — Canada Student Loans Regulations
period of postponement of repayment means the period during which, by reason of a medical leave or parental leave, a borrower is not required to repay the principal amount of a guaranteed student loan and no interest is payable. ( différé de remboursement )
Canada Student Loans Regulations — 4.1
b) that is 2 years after the day on which the borrower’s service on the designated operation ended. (5) The following definitions apply in this section: designated operation means an operation that is designated under paragraph 247.5(1)(a) of the Canada Labour Code ; ( opération désignée ) reserve force has the same meaning as in subsection 2(1) of the National Defence Act . ( force de réserve ) SOR/95-331, s. 2; SOR/96-369, s. 3; SOR/2004-121, s. 2; SOR/2008-187, s. 1 SOR/2020-184, s. 2 SOR/2023-273, s. 5
Canada Student Loans Regulations — Canada Student Loans Regulations
designated operation means an operation that is designated under paragraph 247.5(1)(a) of the Canada Labour Code ; ( opération désignée )
Canada Student Loans Regulations — Canada Student Loans Regulations
reserve force has the same meaning as in subsection 2(1) of the National Defence Act . ( force de réserve )
Canada Student Loans Regulations — 7
7 (1) Subject to subsection (2), the borrower of a full-time guaranteed loan shall, before the first day of the seventh month after the month in which the borrower ceases to be a full-time student, enter into a consolidated guaranteed student loan agreement with the lender to which the borrower is indebted. (2) Where a borrower who has entered into a consolidated guaranteed student loan agreement again becomes a full-time student and the borrower's obligations are suspended in accordance with subsection 3(3), the borrower shall, whether or not an additional full-time guaranteed loan is made to the borrower, before the first day of the seventh month after the month in which the borrower again ceases to be a full-time student, enter into a new consolidated guaranteed student loan agreement with the lender in place of the former consolidated guaranteed student loan agreement. (3) A consolidated guaranteed student loan agreement entered into in accordance with subsection (1) or (2) shall set out, in accordance with section 8, the principal amount of the loan and the period and frequency of the payments to be made to discharge that amount and the interest thereon calculated at the rate determined in accordance with sections 14 and 15 or sections 16.2 to 16.4, as the case may be. (4) Repayment provisions included in a consolidated guaranteed student loan agreement entered into in accordance with subsection (1) or (2) shall be consistent with the lender's standard practices in relation to unsecured consumer loans and shall take into account the borrower's capacity to pay instalments as they become due. SOR/95-331, s. 3; SOR/96-369, s. 5
Canada Student Loans Regulations — 10
10 (1) A borrower who has been the subject of a measure taken in accordance with subsection 9(3) or (5) is entitled to repayment assistance under section 19 or 20 of the Canada Student Financial Assistance Regulations or the loan forgiveness referred to in subsection 11.1(1) of the Act if, on or after the earlier of the day referred to in paragraph 9(1)(a), (b) or (i) of these Regulations and the day on which the measure was taken, (a) the borrower has fulfilled the requirements of section 16 of the Canada Student Financial Assistance Regulations in respect of the borrower's student loans, if any; (b) an event referred to in paragraph 9(1)(h) or subsection 9(9) has not occurred in respect of the borrower’s guaranteed student loans; (c) a judgment has not been obtained against the borrower in respect of those loans; (d) the borrower has, in respect of guaranteed student loan agreements, fulfilled the terms of a repayment arrangement entered into with the lender that is no more onerous to the borrower than six consecutive payments subsequent to a day that are made in accordance with those agreements, and has paid the interest accrued to that day; and (e) the borrower has, in respect of guaranteed student loan agreements, fulfilled the terms of a repayment arrangement entered into with the Minister that is no more onerous to the borrower than six consecutive payments subsequent to a day that are made in accordance with those agreements, and (i) has paid the interest accrued to that day, or (ii) has directed, for the first time under this paragraph, paragraph 16(1)(d) of the Canada Student Financial Assistance Regulations or paragraph 7(1)(b) of the Apprentice Loans Regulations , the addition of the unpaid accrued interest to that day to the outstanding principal. (2) Where a borrower is subject to a measure taken in accordance with subsection 9(4) due to the occurrence of an event referred to in any of paragraphs 9(1)(c) to (g), the borrower has the rights referred to in subsection (1) if (a) the borrower has fulfilled the requirements of section 16 of the Canada Student Financial Assistance Regulations in respect of the borrower's student loans, if any; (b) an event referred to in paragraph 9(1)(h) or subsection 9(9) has not occurred in respect of the borrower’s guaranteed student loans; (c) the borrower has complied with paragraph (1)(d), in the case where the consumer proposal has been annulled or deemed annulled or the provincial law relating to the orderly payment of debts no longer applies to the borrower for a reason other than that the borrower's full compliance with that law and an event referred to in paragraph 9(1)(c), (d) or (f) has not occurred; (d) in any case other than that referred to in paragraph (c), the borrower has not been released of the borrower's student loans and guaranteed student loans; and (e) a judgment has not been obtained against the borrower in respect of those loans. (3) [Repealed, SOR/2009-212, s. 10] SOR/95-331, s. 5; SOR/2004-121, s. 4; SOR/2009-201, s. 9; SOR/2009-212, s. 10; SOR/2012-254, s. 7 SOR/2019-216, s. 1 SOR/2023-273, s. 7
Canada Student Loans Regulations — 11
11 The principal amount of a guaranteed student loan made to the borrower as a full-time student, and any interest, commence to be payable by the borrower on the last day of the seventh month after the day on which the borrower most recently ceased to be a full-time student under section 4.1. SOR/95-331, s. 5; SOR/2008-187, s. 2; SOR/2009-201, s. 10
Canada Student Loans Regulations — 12
12 (1) A borrower shall attend any meeting called to discuss the borrower's guaranteed student loan, where requested to do so by the lender or Her Majesty or her agents. (2) A borrower shall authorize the lender to exchange with consumer credit grantors, credit bureaus and credit reporting agencies information in relation to all guaranteed student loans of the borrower, in accordance with any laws applicable to unsecured loans to which the Act does not apply and which are in effect in a province in which the guaranteed student loan agreement is made, or in a province in which a lender to which the loan agreement is assigned is situated. (3) [Repealed, SOR/2009-143, s. 20] SOR/96-369, s. 10; SOR/2009-143, s. 20
Canada Student Loans Regulations — 16.6
16.6 Sections 19 to 26 of the Canada Student Financial Assistance Regulations apply to borrowers and lenders. SOR/2000-291, s. 3; SOR/2009-212, s. 12
Canada Student Loans Regulations — 17
17 Sections 18 and 19 apply to a borrower who does not have any outstanding student loans under the Canada Student Financial Assistance Act . SOR/2012-254, s. 8 SOR/2024-210, s. 2
Canada Student Loans Regulations — 18
18 (1) Subject to subsection (3), for the purposes of section 11.1 of the Act, the Minister may forgive the lesser of the outstanding principal of the borrower’s student loan and (a) for the first year in respect of which the borrower qualifies for loan forgiveness, (i) $8,000 in the case of a family physician, dentist, pharmacist or psychologist, (ii) $4,000 in the case of a nurse, nurse practitioner, midwife, teacher, social worker or physiotherapist, or (iii) $2,000 in the case of an early childhood educator, dental hygienist or personal support worker; (b) for the second year in respect of which the borrower qualifies for loan forgiveness, (i) $10,000 in the case of a family physician, dentist, pharmacist or psychologist, (ii) $5,000 in the case of a nurse, nurse practitioner, midwife, teacher, social worker or physiotherapist, or (iii) $2,500 in the case of an early childhood educator, dental hygienist or personal support worker; (c) for the third year in respect of which the borrower qualifies for loan forgiveness, (i) $12,000 in the case of a family physician, dentist, pharmacist or psychologist, (ii) $6,000 in the case of a nurse, nurse practitioner, midwife, teacher, social worker or physiotherapist, or (iii) $3,000 in the case of an early childhood educator, dental hygienist or personal support worker; (d) for the fourth year in respect of which the borrower qualifies for loan forgiveness, (i) $14,000 in the case of a family physician, dentist, pharmacist or psychologist, (ii) $7,000 in the case of a nurse, nurse practitioner, midwife, teacher, social worker or physiotherapist, or (iii) $3,500 in the case of an early childhood educator, dental hygienist or personal support worker; and (e) for the fifth year in respect of which the borrower qualifies for loan forgiveness, (i) $16,000 in the case of a family physician, dentist, pharmacist or psychologist, (ii) $8,000 in the case of a nurse, nurse practitioner, midwife, teacher, social worker or physiotherapist, or (iii) $4,000 in the case of an early childhood educator, dental hygienist or personal support worker. (2) The maximum number of years in respect of which an amount may be forgiven in respect of a guaranteed student loan is five minus the number of years in respect of which an amount has been forgiven under subsection (1) in respect of a previous guaranteed student loan or under subsection 28(1) of the Canada Student Financial Assistance Regulations . (3) The amount that the Minister may forgive for a year is to be reduced by any amount that was forgiven for that year under section 9.2 of the Canada Student Financial Assistance Act . SOR/2012-254, s. 8 SOR/2023-227, s. 1 SOR/2025-271, s. 3
Canada Student Loans Regulations — 19
19 (1) For the purposes of subsection 11.1(1) of the Act, to qualify for forgiveness for a year, the borrower must (a) either (i) have begun to work during the year by providing in-person services as a family physician, dentist, pharmacist, psychologist, nurse, nurse practitioner, midwife, teacher, social worker, physiotherapist, early childhood educator, dental hygienist or personal support worker in an under-served rural or remote community, or (ii) have continued to work during the year by providing in-person services as a family physician, dentist, pharmacist, psychologist, nurse, nurse practitioner, midwife, teacher, social worker, physiotherapist, early childhood educator, dental hygienist or personal support worker in a community in respect of which the borrower qualified for loan forgiveness for the previous year; (a.1) subject to subsection (4), have worked at least 400 hours; and (b) apply to the Minister in the prescribed form no later than 90 days after the end of that year. (2) The loan forgiveness takes effect on the day following the end of the year. (3) For the purposes of subsection (1), the results of a census of population apply six months after the day on which the census is published by Statistics Canada or on the November 1 following that day, whichever is later. (4) The Minister may decide that a borrower who worked fewer than 400 hours but at least one hour during the year still qualifies for loan forgiveness for the year if the Minister is of the opinion that the borrower was unable to work because they (a) had an illness, a disability or a bodily injury or were quarantined; (b) were providing care or support to a family member who had an illness, a disability or a bodily injury or who was quarantined; (c) were pregnant or gave birth; or (d) were caring for their newborn or newly adopted child. SOR/2012-254, s. 8 SOR/2024-210, s. 3 SOR/2025-271, s. 4
Canada Student Loans Regulations — 22
22 Where an appropriate authority or a lender has reason to believe that an application for a guaranteed student loan or for a certificate of eligibility or other document in respect of a guaranteed student loan contains a false statement or misrepresentation, the appropriate authority or lender shall forthwith report to the Minister any information in support of its belief.