GreatNorthCollective/greatnorth-canada-federal-laws-text huggingface dataset:
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
The obligations related to borrowed securities is the amount set out in the column “Total” for Obligations related to borrowed securities in Section II – Liabilities of the Consolidated Monthly Balance Sheet .
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
The total assets is the amount set out in the column “Total” for Total assets in Section I – Assets of the Consolidated Monthly Balance Sheet .
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Impairment is the amount set out for “Total” in the column “Recorded Investment Total” under “Stage III”, less the aggregate of the amounts set out for “Total” in the columns “Expected Credit Losses” under “Stage I”, “Stage II” and “Stage III”, in the Return of Allowances for Expected Credit Losses .
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
The total pledged assets is the total of the amounts set out in the column “OUTSTANDING END OF PERIOD – CONSOLIDATED ENTITY” for TOTAL and REPURCHASE AGREEMENTS (REPOS) of SECTION I – PLEDGING AND REPURCHASE AGREEMENTS of the Pledging and Repos Report .
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
If the result of the threshold formula is equal to or less than 100%, score five for element 8-1.3 and do not complete the rest of item 8-1.
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
If the result is greater than 100%, complete the rest of item 8-1.
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Indicate the total pledged assets as determined for element 8-1.1.9.
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Indicate the total assets as determined for element 8-1.1.7.
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
If the result of the threshold formula in section 8 is greater than 90%, indicate a score of five for element 9.4 and do not complete section 9.
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
If the result of the threshold formula in section 8 is equal to or less than 90%, or the member institution is a domestic systemically important bank, complete section 9.
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Refer to the Non-Mortgage Loans Report , Reporting Manual, completed in accordance with that Manual. Use the instructions below to arrive at the elements of the formula. A member institution may complete these calculations using the information reported in the Non-Mortgage Loans Report filed at its year-end or, if not filed at its year-end, at the calendar quarter-end preceding that year-end.
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
The aggregate commercial loan concentration is the total of column B in Table 9, expressed in thousands of dollars.
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
The total capital as determined for element 6.3, expressed in thousands of dollars.
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Loans are as described in the Non-Mortgage Loan Report
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Has the same meaning as in section 2 of the Bank Act .
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
For the purpose of completing Table 9, commercial loans shall be grouped according to the classifications used for completing the Non-Mortgage Loan Report and using the 12 industry sectors in the list below.
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Calculate the commercial loans for each of the industry sectors in accordance with the following list and insert each of the totals on the appropriate line in Column A in Table 9. Refer to the Non-Mortgage Loans Report , Reporting Manual, completed in accordance with that Manual.
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Commercial loans of this type are to be classified in accordance with the Reporting Manual.
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Calculate the total by adding together the amounts in the columns “TC” under “Resident Loan Balances” and “Non-Resident Loan Balances” and subtracting the amount set out in the column “TC” under “Allowance for Expected Credit Losses”, all as set out for “Agriculture” in the Non-Mortgage Loans Report .
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Calculate the total by adding together the amounts in the columns “TC” under “Resident Loan Balances” and “Non-Resident Loan Balances” and subtracting the amount in the column “TC” under “Allowance for Expected Credit Losses”, all as set out for “Fishing and Trapping” in the Non-Mortgage Loans Report .
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Calculate the total by adding together the amounts in the columns “TC” under “Resident Loan Balances” and “Non-Resident Loan Balances” and subtracting the amount in the column “TC” under “Allowance for expected credit losses”, all as set out for “Logging and Forestry” in the Non-Mortgage Loans Report .
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Calculate the total by adding together the amounts in the columns “TC” under “Resident Loan Balances” and “Non-Resident Loan Balances” and subtracting the amount in the column “TC” under “Allowance for expected credit losses”, all as set out for “Mining, Quarrying and Oil Wells” in the Non-Mortgage Loans Report .
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Calculate the total by adding together the amounts in the columns “TC” under “Resident Loan Balances” and “Non-Resident Loan Balances” and subtracting the amount in the column “TC” under “Allowance for expected credit losses”, all as set out for “Manufacturing” in the Non-Mortgage Loans Report .
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Calculate the total by adding together the amounts in the columns “TC” under “Resident Loan Balances” and “Non-Resident Loan Balances” and subtracting the amount in the column “TC” under “Allowance for expected credit losses”, all as set out for “Construction/Real Estate” in the Non-Mortgage Loans Report .
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Calculate the total by adding together the amounts in the columns “TC” under “Resident Loan Balances” and “Non-Resident Loan Balances” and subtracting the amount in the column “TC” under “Allowance for expected credit losses”, all as set out for “Transportation, Communication and Other Utilities” in the Non-Mortgage Loans Report .
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Calculate the total by adding together the amounts in the columns “TC” under “Resident Loan Balances” and “Non-Resident Loan Balances” and subtracting the amount in the column “TC” under “Allowance for expected credit losses”, all as set out for “Wholesale Trade” in the Non-Mortgage Loans Report .
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Calculate the total by adding together the amounts in the columns “TC” under “Resident Loan Balances” and “Non-Resident Loan Balances” and subtracting the amount in the column “TC” under “Allowance for expected credit losses”, all as set out for “Retail” in the Non-Mortgage Loans Report .
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Calculate the total by adding together the amounts in the columns “TC” under “Resident Loan Balances” and “Non-Resident Loan Balances” and subtracting the amount in the column “TC” under “Allowance for expected credit losses”, all as set out for “Service” in the Non-Mortgage Loans Report .
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Calculate the total by adding together the amounts in the columns “TC” under “Resident Loan Balances” and “Non-Resident Loan Balances” and subtracting the amount set out in the column “TC” under “Allowance for expected credit losses”, all as set out for “Multiproduct Conglomerates” in the Non-Mortgage Loans Report .
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Calculate the total by adding together the amounts in the columns “TC” under “Resident Loan Balances” and “Non-Resident Loan Balances” and subtracting the amount set out in the column “TC” under “Allowance for expected credit losses”, all as set out for “Others (Private Not for Profit Institutions, Religious, Health and Educational Institutions)” in the Non-Mortgage Loans Report .
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
Insert 10% of total capital as determined for element 6.3: 9.3
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
In column A below, report the amount calculated in accordance with the instructions for each industry sector.
Canada Deposit Insurance Corporation Differential Premiums By-law — (a)
In column B below, for each industry sector that has an amount reported in column A that (a) exceeds the amount reported at element 9.3, report the amount by which it exceeds the amount reported at element 9.3; and (b) does not exceed the amount reported at element 9.3, report “zero”.
Canada Deposit Insurance Corporation Differential Premiums By-law — (a)
(a) exceeds the amount reported at element 9.3, report the amount by which it exceeds the amount reported at element 9.3; and
Canada Deposit Insurance Corporation Differential Premiums By-law — (b)
(b) does not exceed the amount reported at element 9.3, report “zero”.
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
The information provided in this Reporting Form is based on: audited financial statements unaudited financial statements
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
The Chief Financial Officer, or other authorized officer, (Name of Officer) , by submitting this Reporting Form to the Canada Deposit Insurance Corporation, certifies that the information provided in this Reporting Form is correct and that it has been completed in accordance with the Canada Deposit Insurance Corporation Differential Premiums By-law . Date Name of Member Institution
Canada Deposit Insurance Corporation Differential Premiums By-law — Canada Deposit Insurance Corporation Differential Premiums By-law
by submitting this Reporting Form to the Canada Deposit Insurance Corporation, certifies that the information provided in this Reporting Form is correct and that it has been completed in accordance with the Canada Deposit Insurance Corporation Differential Premiums By-law .
Canada Deposit Insurance Corporation Differential Premiums By-law — (b)
(b) using one and two standard deviations
Canadian Agricultural Loans Regulations — a
His Excellency the Governor General in Council, on the recommendation of the Minister of Agriculture and Agri-Food, the Minister of Finance and the Treasury Board, pursuant to sections 4, 6, 10, 12 and 15 a of the Farm Improvement and Marketing Cooperatives Loans Act b , hereby makes the annexed Farm Improvement and Marketing Cooperatives Loans and Fees Regulations, 1998 . a S.C. 1992, c. 1, s. 67 b R.S., c. 25 (3rd Supp.)
Canadian Agricultural Loans Regulations — 1
1 (1) The definitions in this subsection apply in these Regulations. Act means the Canadian Agricultural Loans Act . ( Loi ) borrower means a farmer or a farm products marketing cooperative. ( emprunteur ) guaranteed farm improvement loan [Repealed, SOR/2014-39, s. 2] (2) The definitions in this subsection apply for the purposes of the Act. additions includes the installation and construction of foundations for buildings and the purchase of materials for that purpose, and the purchase and installation of equipment for, or systems of plumbing, heating, ventilating, air conditioning, sewage disposal or water supply or parts thereof to an existing structure or as part of an increase to an existing structure. ( ajout ) alteration , with respect to a building, means a structural modification to the exterior or interior of any structure that is designed to improve, modernize or increase the usefulness of a structure and includes (a) the purchase of material for that purpose; (b) the relocation of any equipment; and (c) the modification of any system of plumbing, heating, ventilating, air conditioning, sewage disposal, water supply or electrical system, or any parts thereof. ( modification ) repair includes the painting of any structure and the purchase of the material and services required for a repair. ( réparation ) works for drainage means works related to the making of a drainage ditch, tiling and drainage installations and pumping and diking installations and includes works for the prevention of soil erosion by water. ( travaux de drainage ) SOR/2014-39, s. 2
Canadian Agricultural Loans Regulations — Canadian Agricultural Loans Regulations
Act means the Canadian Agricultural Loans Act . ( Loi )
Canadian Agricultural Loans Regulations — Canadian Agricultural Loans Regulations
borrower means a farmer or a farm products marketing cooperative. ( emprunteur )
Canadian Agricultural Loans Regulations — Canadian Agricultural Loans Regulations
guaranteed farm improvement loan [Repealed, SOR/2014-39, s. 2]
Canadian Agricultural Loans Regulations — Canadian Agricultural Loans Regulations
additions includes the installation and construction of foundations for buildings and the purchase of materials for that purpose, and the purchase and installation of equipment for, or systems of plumbing, heating, ventilating, air conditioning, sewage disposal or water supply or parts thereof to an existing structure or as part of an increase to an existing structure. ( ajout )
Canadian Agricultural Loans Regulations — (a)
alteration , with respect to a building, means a structural modification to the exterior or interior of any structure that is designed to improve, modernize or increase the usefulness of a structure and includes (a) the purchase of material for that purpose; (b) the relocation of any equipment; and (c) the modification of any system of plumbing, heating, ventilating, air conditioning, sewage disposal, water supply or electrical system, or any parts thereof. ( modification )
Canadian Agricultural Loans Regulations — Canadian Agricultural Loans Regulations
repair includes the painting of any structure and the purchase of the material and services required for a repair. ( réparation )
Canadian Agricultural Loans Regulations — Canadian Agricultural Loans Regulations
works for drainage means works related to the making of a drainage ditch, tiling and drainage installations and pumping and diking installations and includes works for the prevention of soil erosion by water. ( travaux de drainage )
Canadian Agricultural Loans Regulations — 2
2 For the purpose of paragraph 4(1)(h) of the Act, the other purposes for loans made to farmers are the following: (a) the clearing, breaking, irrigating and reclaiming of land; (b) the conservation of soil and the prevention of soil erosion by the planting of trees and shelter belts; (c) the purchase, movement to and installation on a farm of complete or partially complete structures and, if necessary, the completion of the installed structures; (d) if the cost is $2,000 or more, a repair or overhaul of fencing; (e) if the cost is $2,000 or more, the purchase and planting of trees for syrup production and the purchase and planting of fruit trees, Christmas trees and ginseng; (f) the construction of a road or driveway on a farm; (g) the costs of land transfer taxes and survey, appraisal and legal costs relating to the purchase of additional land; (h) the purchase of a crop storage condominium; (i) the cost of obtaining security on existing assets; and (j) the cost of a fee or charge referred to in section 17. SOR/2014-39, s. 3
Canadian Agricultural Loans Regulations — 3
3 For the purpose of subparagraph 4(1)(c)(iv) of the Act, other prescribed animals are game birds, ostrich, emu and rhea. SOR/2014-39, s. 4
Canadian Agricultural Loans Regulations — 4
4 The consolidation and refinancing of debts incurred for any of the purposes set out in paragraphs 4(1)(a) to (h) and 6(1)(a) to (d) of the Act are purposes for which the lender may be indemnified. SOR/2014-39, s. 5
Canadian Agricultural Loans Regulations — 5
5 For the purposes of paragraphs 4(3)(b) and 6(2)(b) of the Act, (a) in the case of a loan in respect of property that does not form part of or is not affixed to real or immovable property, the borrower shall own the property outright or hold rights under a conditional sales contract or term contract; and (b) in the case of a loan in respect of property that forms part of or is affixed to real or immovable property, the borrower shall (i) own the real or immovable property, (ii) lease the real or immovable property pursuant to the Prairie Farm Rehabilitation Act or the Veterans’ Land Act , R.S.C. 1970, c. V-4, or (iii) hold a lease in real or immovable property with the lease term extending at least two years beyond the term of the loan. SOR/2014-39, s. 6
Canadian Agricultural Loans Regulations — 7
7 Every lender shall, at the time of making a loan, require the borrower to give the lender, in addition to any other security referred to in section 15, a written promise to repay the loan signed by the borrower, as a separate document or as an integral part of the lender’s loan document that sets forth the principal amount of the loan, the rate of interest payable on the loan and the repayment terms.
Canadian Agricultural Loans Regulations — 8
8 No initial loan disbursement may be made for a purchase made more than 60 days before the making of the disbursement.
Canadian Agricultural Loans Regulations — 9
9 Repayment of a loan, other than repayment that is scheduled to be made more frequently by agreement between the borrower and the lender, shall be made in instalments that are payable annually.
Canadian Agricultural Loans Regulations — 10
10 Full or partial prepayment of a loan shall be made in accordance with the Bank Act .
Canadian Agricultural Loans Regulations — 11
11 If a loan has a remaining term of fewer than the number of years permitted under paragraph 4(3)(d) or 6(2)(d) of the Act for that type of loan, the lender may renew the loan for additional terms at the rate of interest at the time of renewal if the combined terms do not exceed the maximum term allowed under the Act in respect of that type of loan.
Canadian Agricultural Loans Regulations — 12
12 In the event of actual or impending default in the repayment of a loan, the lender may, with the approval of the Minister and the borrower, alter or revise any of the terms of the loan, or any agreement in connection with the loan, and that alteration or revision shall not discharge the liability of the Minister in respect of the loan under the Act. SOR/2014-39, s. 8
Canadian Agricultural Loans Regulations — 13
13 No security shall be released or substituted by a lender before a loan is paid in full unless authority to do so is obtained in writing from the Minister. SOR/2014-39, s. 9(F)
Canadian Agricultural Loans Regulations — 14
14 (1) The maximum rate of interest payable per annum by a borrower in respect of a loan is (a) if the rate of interest on the loan is not fixed, the prime lending rate of the lender plus 1%, as that prime rate is fixed daily during the term of the loan; and (b) if the rate of interest is fixed, the residential mortgage loan rate of the lender for a comparable term plus 1%, as that rate is fixed on the date the funds are disbursed or on an earlier date agreed to in writing by the lender and the borrower. (2) If a loan with a fixed rate of interest is to be extended before the expiry of its term, the interest rate on the loan may be blended, merged or combined with the interest rate fixed on the day of extension for the balance of the proposed term in accordance with the lender’s current practice for that type of loan.
Canadian Agricultural Loans Regulations — 15
15 A lender shall take security for the repayment of a loan in one or more of the following forms, as appropriate: (a) security under section 427 of the Bank Act ; (b) security registered in accordance with the applicable personal or movable property legislation in the province; (c) a pledge, hypothecation or movable hypothec; (d) a mortgage or hypothec on real or immovable property; or (e) an assignment of any rights or interest of the borrower under an agreement for sale. SOR/2014-39, s. 10
Canadian Agricultural Loans Regulations — 16
16 (1) A lender shall register every loan with the Minister, in a form approved by the Minister, (a) in the case of a loan made for any purpose set out in any of paragraphs 4(1)(a) to (c), (g) and (h) and 6(1)(a), (d) and (e) of the Act, within 365 days after the date on which the first disbursement is advanced; and (b) in the case of loans made for any purpose set out in paragraph 4(1)(d), (e) or (f) or 6(1)(b) or (c) of the Act, within 365 days after the date on which the first disbursement is advanced. (2) The Minister shall extend the time within which a lender may register the loan on the written application of the lender if the application is received before the expiration of the time set out in paragraph (1)(a) or (b), as the case may be, and the borrower is not in default. SOR/2014-39, s. 11
Canadian Agricultural Loans Regulations — 17
17 (1) A lender shall pay to the Minister at the time of registration of a loan a fee in the amount of 0.85% of the amount of every loan. (2) For the purposes of subparagraphs 4(3)(e)(i) and 6(2)(e)(i) of the Act, the charge is the administration charge in respect of a loan charged by the lender up to a maximum amount of (a) the lesser of 0.25% of the loan principal or $250, if the loan is for less than $250,000; and (b) 0.1% of the loan principal, if the loan is for $250,000 or more. SOR/2014-39, s. 12