Credit Information (Insurance Companies) Regulations — 2
2 In these Regulations, authorized type of insurance means (a) credit or charge card-related insurance, (b) creditors’ disability insurance, (c) creditors’ life insurance, (d) creditors’ loss of employment insurance, (e) creditors’ vehicle inventory insurance, (f) export credit insurance, (g) mortgage insurance, or (h) travel insurance; ( assurance autorisée ) credit customer means a natural person who has at any time applied for or received a loan from a company or foreign company, other than (a) a loan from a company or foreign company to assist the person to purchase a policy, or a loan made on the security of a policy, that is issued by the company or foreign company, (b) a loan referred to in section 88 of the Canadian and British Insurance Companies Act , as that section read on May 31, 1992, and, in the case of a loan referred to in paragraph (a) of that section, read without reference to the limits established in sections 94, 95 and 96 of that Act, (c) a loan, from a foreign company that, under the Canadian and British Insurance Companies Act , was a British company, that the foreign company would have been authorized to vest in trust pursuant to subsection 209(2) of that Act and sections 1 to 3 of Schedule II to that Act, as those provisions read on May 31, 1992, subject to the limits referred to in paragraphs 5(a) and (b) of that Schedule, (d) a loan from a foreign company that the foreign company would have been authorized to vest in trust pursuant to subsection 28(2) of the Foreign Insurance Companies Act and sections 1 to 3 of the schedule to that Act, as those sections read on May 31, 1992, subject to the limits referred to in paragraphs 5(a) and (b) of that schedule, or (e) a loan under the National Housing Act or the Small Business Loans Act from a company or foreign company that is an approved lender under that Act; ( client du crédit ) credit information means information in respect of a customer of a company or foreign company who is resident in Canada, an employee of such a customer who is resident in Canada, where the customer is an entity with members, any member of such a customer who is resident in Canada or where the customer is a partnership, any partner of such a customer who is resident in Canada, which information the company or foreign company has obtained (a) by reason that the customer has applied for or received a loan from the company or foreign company, other than (i) a loan from the company or foreign company to assist the person to purchase a policy, or a loan made on the security of a policy, that is issued by the company or foreign company, (ii) a loan referred to in section 88 of the Canadian and British Insurance Companies Act , as that section read on May 31, 1992 and, in the case of a loan referred to in paragraph (a) of that section, read without reference to the limits established in sections 94, 95 and 96 of that Act, (iii) a loan, from a foreign company that, under the Canadian and British Insurance Companies Act , was a British company, that the foreign company would have been authorized to vest in trust pursuant to subsection 209(2) of that Act and sections 1 to 3 of Schedule II to that Act, as those provisions read on May 31, 1992, subject to the limits referred to in paragraphs 5(a) and (b) of that Schedule, (iv) a loan from a foreign company that the foreign company would have been authorized to vest in trust pursuant to subsection 28(2) of the Foreign Insurance Companies Act and sections 1 to 3 of the schedule to that Act, as those sections read on May 31, 1992, subject to the limits referred to in paragraphs 5(a) and (b) of that schedule, or (v) a loan under the National Housing Act or the Small Business Loans Act from a company or foreign company that is an approved lender under that Act, (b) by reason that the customer has applied for or uses a credit or charge card issued by the company or foreign company, or (c) from a trust or loan corporation incorporated by or under