GreatNorthCollective/greatnorth-canada-federal-laws-text huggingface dataset:
Veterans Insurance Regulations — 3
3 Every policy shall be (a) in the form set out in the schedule; (b) signed by the Minister or bear his facsimile or lithographed signature; (c) countersigned by the Superintendent; and (d) subject to any endorsements thereon or attached thereto that are signed by the Superintendent.
Veterans Insurance Regulations — 4
4 All moneys due under any policy are payable in the City of Ottawa, in the Province of Ontario.
Veterans Insurance Regulations — 5
5 (1) Premiums under any policy are due and payable monthly and the due date of all monthly premiums is the first day of the month. (2) Premiums may be paid quarterly, semi-annually or annually in advance and where so paid are respectively three, six and 12 times the monthly premium. (3) A period of one month shall be allowed for the payment of any premium after the first without interest charge, during which period the policy shall continue in force, but if the insured dies during such period the premium, if then unpaid, shall be deducted from the insurance money payable under the policy contract, provided that such period of grace shall not apply when the only premium that has been paid is an interim premium for a period of less than one month. (4) Payment of a premium may be made by placing the amount thereof in an envelope addressed to the Department of Veterans Affairs, Ottawa, or to any district office of that Department and the payment, delivery or tender shall be deemed to have been made at the time of delivery of the letter at any post office, but nothing herein contained shall prevent proof by or on behalf of any insured that a payment otherwise made was made before the expiry of the period of grace. (5) Payment, delivery or tender referred to in subsection (4) shall have the same effect as if made at the due date of the premium. (6) Where the insured dies during any period for which a premium has been paid, there shall be refunded in the settlement of the policy the portion of the premium paid for the unexpired portion of that period calculated from the end of the calendar month in which the insured dies. (7) Where during any period for which a premium has been paid the policy is surrendered, there shall be refunded in the settlement of the policy the cash surrender value of that policy and that portion of the premium paid for the unexpired portion of the period, calculated from (a) the beginning of the calendar month in which the policy is surrendered, or (b) the end of the calendar month in which the policy is surrendered, whichever calculation produces the greater amount.
Veterans Insurance Regulations — 6
6 (1) In this section, interim term insurance means insurance subject to the terms and conditions of the policy for which application is made, in respect of a period of less than one month commencing at such time as the first monthly premium is paid and terminating upon the due date of such premium. (2) Interim term insurance may be provided upon payment, at such time as the first monthly premium is paid, of an interim term premium computed on the same mortality basis as the monthly premium.
Veterans Insurance Regulations — 7
7 A cash surrender value based on the policy reserve on the British Offices Life Tables, Om (5), with interest at 3 1/2 per cent per annum, is, where the Superintendent is satisfied as to the circumstances of the case, payable to the insured where (a) the policy has been in force at least two years and premiums have been paid for at least two years; (b) a written application therefor is made to the Superintendent (i) by the insured, and (ii) by the beneficiary or beneficiaries, except where his or their whereabouts is unknown or cannot be ascertained by the insured after a search satisfactory to the Superintendent; and (c) the policy is returned to the Superintendent for cancellation or retention.
Veterans Insurance Regulations — 8
8 In addition to those classes of persons authorized by subsection 7(1) of the Act as contingent beneficiaries, the insured may designate as a contingent beneficiary his uncle, aunt, nephew, niece or first cousin.
Veterans Insurance Regulations — 9
9 (1) The age, identity, existence or death of persons shall be proved by such documents or other evidence as the Minister may require. (2) Where proof of age is furnished during the lifetime of the insured, the age may be admitted by an authorized endorsement on the policy.
Veterans Insurance Regulations — 10
10 Where premium payments have been in default for a period of less than five years on the policy in force for at least two full years and the policy is or has been in force under the authority of the automatic extended term insurance provision of the policy, the Minister may, where a payment of less than the total arrears of premiums and interest thereon is received and the insured so requests, authorize the application of the payment of arrears of premiums and interest thereon so as to effect a later date of default and thereby change the period of extended term of insurance if (a) satisfactory evidence of the insurability of the insured is given at the time of such request; and (b) the insured has paid an amount equal to at least three months premiums with interest.
Veterans Insurance Regulations — 11
11 (1) There shall be an account in the Consolidated Revenue Fund to be called the Veterans Insurance Account (in this section referred to as “the Account”) to which shall be credited all moneys received and to which shall be charged all moneys paid under the Act. (2) At the end of each fiscal year, the liability outstanding arising out of contracts entered into under the Act shall be calculated by the Superintendent. (3) If the liability calculated under subsection (2) is greater than the balance of the Account at the date of such calculation, there shall be credited to the Account an amount equal to the excess of the liability over the balance of the Account. (4) If the liability calculated under subsection (2) is less than the balance of the Account at the date of such calculation, there shall be charged to the Account an amount equal to the amount by which the balance of the account exceeds the liability. (5) In this section, Superintendent has the same meaning as in the Department of Insurance Act .
Veterans Insurance Regulations — Veterans Insurance Regulations
This Policy Witnesseth that Pursuant to the
Veterans Insurance Regulations — Veterans Insurance Regulations
The Government of Canada hereby insures the life of ( hereinafter called the insured ) subject to the following terms, provisions and conditions:
Veterans Insurance Regulations — Veterans Insurance Regulations
Upon receipt of satisfactory proof of death of the insured and discharge of this contract.
Veterans Insurance Regulations — (a)
(a) Payable at death Dollars as follows: To of the insured, Dollars. To of the insured, Dollars.
Veterans Insurance Regulations — (b)
(b) Remainder of Dollars as follows: To of the insured, Dollars to be applied to purchase an annuity To of the insured, Dollars to be applied to purchase an annuity
Veterans Insurance Regulations — Veterans Insurance Regulations
Dollars to be applied to purchase an annuity
Veterans Insurance Regulations — Veterans Insurance Regulations
An interim premium of Dollars and cents may be payable on or before the date of this policy. Monthly premiums of Dollars and cents each shall be due and payable on the first day of each month in every year during the continuance of this contract until the premiums for policy years shall have been paid, after which no further premiums shall be required. The policy years and policy anniversaries shall be computed from the first day of 19 while this policy is in force.
Veterans Insurance Regulations — Veterans Insurance Regulations
This policy is issued in consideration of the application herefor and of the payment of the premiums as provided herein and is subject to the provisions and conditions hereinafter set forth including the endorsements hereon or attached hereto and to the provisions of the said Act and any amendments thereto and regulations made thereunder, as fully as if the same were written above the signatures hereto set.
Veterans Insurance Regulations — Veterans Insurance Regulations
Signed at the City of Ottawa, in the Province of Ontario, this day of 19
Veterans Insurance Regulations — 1
1 Contract This policy is subject to the provisions of the Veterans Insurance Act , including any amendments thereto and regulations made thereunder, and, together with the application herefor and any endorsements hereon or attached hereto, constitutes the contract between the parties hereto.
Veterans Insurance Regulations — Veterans Insurance Regulations
This policy is subject to the provisions of the Veterans Insurance Act , including any amendments thereto and regulations made thereunder, and, together with the application herefor and any endorsements hereon or attached hereto, constitutes the contract between the parties hereto.
Veterans Insurance Regulations — 2
2 Payment of premiums All premiums are payable on or before their due dates to the Receiver General and may be sent to the Chief Treasury Officer of the Department of Veterans Affairs, Ottawa, Canada. Premiums may be paid monthly, quarterly, semi-annually or annually in advance but to effect a change in the frequency of premium payment, written request therefor must be made to the Superintendent of Veterans Insurance, Ottawa. Except as expressly provided herein, the payment of a premium shall not maintain the policy in force beyond the due date of the next premium.
Veterans Insurance Regulations — Veterans Insurance Regulations
All premiums are payable on or before their due dates to the Receiver General and may be sent to the Chief Treasury Officer of the Department of Veterans Affairs, Ottawa, Canada. Premiums may be paid monthly, quarterly, semi-annually or annually in advance but to effect a change in the frequency of premium payment, written request therefor must be made to the Superintendent of Veterans Insurance, Ottawa. Except as expressly provided herein, the payment of a premium shall not maintain the policy in force beyond the due date of the next premium.
Veterans Insurance Regulations — 3
3 Grace A grace period of one month shall be allowed for the payment of any premium after the first, without interest charge, during which period the policy shall continue in force, but, if the insured dies during such period, the premium, if then unpaid, shall be deducted from the insurance money payable hereunder, provided, however, that the grace period shall not apply when the only premium that has been paid is an interim premium for a period of less than one month.
Veterans Insurance Regulations — Veterans Insurance Regulations
A grace period of one month shall be allowed for the payment of any premium after the first, without interest charge, during which period the policy shall continue in force, but, if the insured dies during such period, the premium, if then unpaid, shall be deducted from the insurance money payable hereunder, provided, however, that the grace period shall not apply when the only premium that has been paid is an interim premium for a period of less than one month.
Veterans Insurance Regulations — 4
4 Age For the purpose of determining the premium payable hereunder, the age of the insured shall be taken at the birthday of the insured nearest to the date of this policy. Proof of age satisfactory to the Minister shall be furnished before any payment of insurance money is made hereunder. If the age of the insured has been understated, the amount of insurance and every benefit provided hereunder shall be such as the premium paid would have purchased at the correct age. If the age has been overstated, the excess premiums paid shall be refunded.
Veterans Insurance Regulations — Veterans Insurance Regulations
For the purpose of determining the premium payable hereunder, the age of the insured shall be taken at the birthday of the insured nearest to the date of this policy. Proof of age satisfactory to the Minister shall be furnished before any payment of insurance money is made hereunder. If the age of the insured has been understated, the amount of insurance and every benefit provided hereunder shall be such as the premium paid would have purchased at the correct age. If the age has been overstated, the excess premiums paid shall be refunded.
Veterans Insurance Regulations — 5
5 Incontestability The statements made by the insured in the application for this policy shall, except in the case of fraud or error of age, be accepted as true and incontestable after the policy has been in force, during the lifetime of the insured, for a period of one year from the date hereof. All statements made in the said application shall, in the absence of fraud, be deemed representations and not warranties.
Veterans Insurance Regulations — Veterans Insurance Regulations
The statements made by the insured in the application for this policy shall, except in the case of fraud or error of age, be accepted as true and incontestable after the policy has been in force, during the lifetime of the insured, for a period of one year from the date hereof. All statements made in the said application shall, in the absence of fraud, be deemed representations and not warranties.
Veterans Insurance Regulations — 6
6 Residence, travel and occupation This policy is free of all restrictions as to residence, travel and occupation, including military, naval and air service.
Veterans Insurance Regulations — Veterans Insurance Regulations
This policy is free of all restrictions as to residence, travel and occupation, including military, naval and air service.
Veterans Insurance Regulations — 7
7 Change of (a) beneficiary, (b) apportionment and (c) mode of payment of insurance money The insured may at any time change the beneficiary or beneficiaries, or the contingent beneficiary or contingent beneficiaries, theretofore designated, or the apportionment of the insurance money among them, or the mode of payment of the insurance money, all in conformity with the provisions of the Veterans Insurance Act in that behalf. Any change as aforesaid shall be made by declaration of the insured in duplicate on forms to be supplied by the Superintendent of Veterans Insurance on request. (Both copies of the declaration shall be returned to the said Superintendent, together with this policy of endorsement, after which the policy will be returned to the insured). Provided, however, that after the death of the insured the Minister may accept any instrument, writing or document appearing to him to be a bona fide expression of intention of the insured to effect a change as aforesaid, in which event payment in accordance therewith shall be in full and final settlement of all liability under this policy.
Veterans Insurance Regulations — Veterans Insurance Regulations
The insured may at any time change the beneficiary or beneficiaries, or the contingent beneficiary or contingent beneficiaries, theretofore designated, or the apportionment of the insurance money among them, or the mode of payment of the insurance money, all in conformity with the provisions of the Veterans Insurance Act in that behalf.
Veterans Insurance Regulations — Veterans Insurance Regulations
Any change as aforesaid shall be made by declaration of the insured in duplicate on forms to be supplied by the Superintendent of Veterans Insurance on request. (Both copies of the declaration shall be returned to the said Superintendent, together with this policy of endorsement, after which the policy will be returned to the insured). Provided, however, that after the death of the insured the Minister may accept any instrument, writing or document appearing to him to be a bona fide expression of intention of the insured to effect a change as aforesaid, in which event payment in accordance therewith shall be in full and final settlement of all liability under this policy.
Veterans Insurance Regulations — 8
8 Self-destruction In the event of the self-destruction of the insured, whether sane or insane, within one year after the date hereof, this policy shall be void and no part of the amount of insurance shall be paid but there shall nevertheless be returned to the beneficiary or beneficiaries, in proportion to their interests hereunder, the premiums actually paid, without interest.
Veterans Insurance Regulations — Veterans Insurance Regulations
In the event of the self-destruction of the insured, whether sane or insane, within one year after the date hereof, this policy shall be void and no part of the amount of insurance shall be paid but there shall nevertheless be returned to the beneficiary or beneficiaries, in proportion to their interests hereunder, the premiums actually paid, without interest.
Veterans Insurance Regulations — 9
9 Disability If, before attaining the age of 60 years and before default in the payment of any premium hereunder (or, in the event of default, not later than the end of the period of grace), the insured becomes totally and permanently disabled so that he is thereby rendered incapable of pursuing any substantially gainful occupation, and if such disability is not deemed to be attributable to his service to such an extent as to entitle him to pension on the grounds of total disability under the Pension Act , the premiums thereafter falling due under this policy, during the continuance of such disability, shall be waived; provided, however, that premiums shall not be waived where such disability commenced prior to the date of the policy, and provided further that the insured shall be deemed to be totally and permanently disabled where his total disability has existed continuously for at least one year. The insurance money payable under any settlement of this policy shall not be reduced because of any premiums waived under this provision.
Veterans Insurance Regulations — Veterans Insurance Regulations
If, before attaining the age of 60 years and before default in the payment of any premium hereunder (or, in the event of default, not later than the end of the period of grace), the insured becomes totally and permanently disabled so that he is thereby rendered incapable of pursuing any substantially gainful occupation, and if such disability is not deemed to be attributable to his service to such an extent as to entitle him to pension on the grounds of total disability under the Pension Act , the premiums thereafter falling due under this policy, during the continuance of such disability, shall be waived; provided, however, that premiums shall not be waived where such disability commenced prior to the date of the policy, and provided further that the insured shall be deemed to be totally and permanently disabled where his total disability has existed continuously for at least one year. The insurance money payable under any settlement of this policy shall not be reduced because of any premiums waived under this provision.
Veterans Insurance Regulations — 10
10 Proof of disability Proof of disability shall be furnished to the satisfaction of the Minister before any premium will be waived hereunder. If the insured makes application for the disability benefit, he shall be examined by such physician as may be named for that purpose by the Minister. (The fee of the physician shall be paid by the insured). If the physician is satisfied that the insured is totally disabled and incapable of pursuing continuously any substantially gainful occupation, and that it is unlikely that he will at any time recover in whole or in part from such disability and incapacity, he shall so certify. Notwithstanding such certification, however, the Minister may submit the report for review to the Director of Medical Services of the Department of Veterans Affairs or to such other medical adviser as may be named by the Minister for that purpose, and he may require the insured to be examined by another physician; and in determining whether proof of disability as aforesaid has been established, the Minister shall take into account not only the said report or reports, but all other information available to him. Notwithstanding that proof of total and permanent disability may have been accepted by the Minister, he may at any time require proof of the continuance of such disability to be established, and if such proof is not furnished to the satisfaction of the Minister, all premiums thereafter falling due shall be payable by the insured.
Veterans Insurance Regulations — Veterans Insurance Regulations
Proof of disability shall be furnished to the satisfaction of the Minister before any premium will be waived hereunder. If the insured makes application for the disability benefit, he shall be examined by such physician as may be named for that purpose by the Minister. (The fee of the physician shall be paid by the insured). If the physician is satisfied that the insured is totally disabled and incapable of pursuing continuously any substantially gainful occupation, and that it is unlikely that he will at any time recover in whole or in part from such disability and incapacity, he shall so certify. Notwithstanding such certification, however, the Minister may submit the report for review to the Director of Medical Services of the Department of Veterans Affairs or to such other medical adviser as may be named by the Minister for that purpose, and he may require the insured to be examined by another physician; and in determining whether proof of disability as aforesaid has been established, the Minister shall take into account not only the said report or reports, but all other information available to him.
Veterans Insurance Regulations — Veterans Insurance Regulations
Notwithstanding that proof of total and permanent disability may have been accepted by the Minister, he may at any time require proof of the continuance of such disability to be established, and if such proof is not furnished to the satisfaction of the Minister, all premiums thereafter falling due shall be payable by the insured.
Veterans Insurance Regulations — 11
11 Cash surrender value There shall be payable to the insured, where the Superintendent is satisfied as to the circumstances of the case, a cash surrender value based on the policy reserve on the British Offices Life Tables, Om (5), with interest at 3 1/2 per cent per annum, where (a) the policy has been in force at least two years and premiums have been paid for at least two years; (b) a written application therefor is made to the Superintendent by the insured and by the beneficiary or beneficiaries, unless the whereabouts of such beneficiary or beneficiaries are unknown to, or cannot, after a search satisfactory to the Superintendent, be ascertained by the insured; and (c) the policy is returned to the Superintendent for cancellation and retention. The cash surrender value payable within three months after the due date of the first premium in default, if any, shall be the reserve on the policy at the said date and at all other times shall be the reserve as at the date of surrender. Payment of the said cash value shall be in full and final settlement of all liability hereunder. Specimen cash values in accordance with this provision are shown in the table of guaranteed values below.
Veterans Insurance Regulations — (a)
There shall be payable to the insured, where the Superintendent is satisfied as to the circumstances of the case, a cash surrender value based on the policy reserve on the British Offices Life Tables, Om (5), with interest at 3 1/2 per cent per annum, where (a) the policy has been in force at least two years and premiums have been paid for at least two years; (b) a written application therefor is made to the Superintendent by the insured and by the beneficiary or beneficiaries, unless the whereabouts of such beneficiary or beneficiaries are unknown to, or cannot, after a search satisfactory to the Superintendent, be ascertained by the insured; and (c) the policy is returned to the Superintendent for cancellation and retention.
Veterans Insurance Regulations — (a)
(a) the policy has been in force at least two years and premiums have been paid for at least two years;