GreatNorthCollective/greatnorth-canada-federal-laws-text huggingface dataset:
Exemption List Regulations — 36
36 The modification of the portion of an oil and gas pipeline, sewer or drain that crosses under a railway or road and is within the railway or road right-of-way.
Exemption List Regulations — 37
37 The operation, maintenance or modification of the portion of a culvert that crosses under a railway or road and is within the railway or road right-of-way, where the operation, maintenance or modification does not require a land use permit or a water licence under the Mackenzie Valley Resource Management Act , the Waters Act , S.N.W.T. 2014, c. 18 or the Territorial Land Use Regulations .
Exemption List Regulations — 38
38 The modification, other than a deviation, of a railway track or bed that will not entail the deposit of waste into a water body.
Exemption List Regulations — 39
39 The modification of a road crossing, as defined in subsection 4(1) of the Railway Safety Act , that (a) will be carried out on the railway right-of-way; and (b) will not entail the deposit of waste into a water body.
Exemption List Regulations — 1
1 The modification, maintenance or repair of a physical work other than a road, including internal fixed physical works and scientific data collection instruments, that will not (a) increase the footprint or height of the physical work; (b) involve a heritage building; (c) involve a change in the method of sewage disposal, or an increase in the amount of sewage, waste or emissions; (d) involve any excavation beyond the footprint of the physical work; (e) create a need for additional related facilities, such as parking spaces; or (f) entail the release of waste into the environment.
Exemption List Regulations — 4
4 The maintenance or repair of a road, including a pull-off area, that will be carried out on the road right-of-way and that will not (a) entail the deposit of waste into a water body; or (b) involve the application of a dust control product or salt to the road or of a control product to the areas adjacent to the road.
Exemption List Regulations — 6
6 The construction or installation of an interpretive display or exhibit associated with a physical work, road, pull-off area or trail, where the construction and installation will not (a) require the expansion of any associated facilities; or (b) be carried out in a special preservation area or a wilderness area set out in a management plan for a park tabled in each House of Parliament under subsection 11(1) of the Canada National Parks Act .
Exemption List Regulations — 7
7 The construction, installation, modification, maintenance or repair of a handrail or guardrail associated with a physical work.
Exemption List Regulations — 8
8 The maintenance or repair of a fire tower.
Exemption List Regulations — 9
9 A development, or part of a development, for which renewal of a permit, licence, lease or authorization is required and that (a) has not been modified; and (b) has fulfilled the requirements of a preliminary screening, environmental assessment or environmental impact review under the Mackenzie Valley Resource Management Act .
Exemption List Regulations — 10
10 A development, or part of a development, for which a permit, licence, lease or authorization is required and that (a) was part of a development that fulfilled the requirements of a preliminary screening, environmental assessment or environmental impact review under the Mackenzie Valley Resource Management Act ; and (b) has not been modified since the development referred to in paragraph (a) fulfilled the requirements referred to in that paragraph.
Exemption List Regulations — 11
11 The construction, installation, expansion or demolition of a physical work with a footprint of less than 25 m 2 and a height of less than 5 m that will not (a) entail the release of waste into the environment; or (b) involve the handling of hazardous materials.
Exemption List Regulations — 12
12 Research, scientific studies or surveys authorized under the Canada National Parks Act or the Species at Risk Act .
Canada Small Business Financing Regulations — a
Whereas, pursuant to subsection 14(3) of the Canada Small Business Financing Act a , the Minister of Industry had a copy of the proposed Canada Small Business Financing Regulations , substantially in the annexed form, laid before the House of Commons on March 10, 1999 and laid before the Senate on March 11, 1999; a S.C. 1998, c. 36
Canada Small Business Financing Regulations — Canada Small Business Financing Regulations
Therefore, His Excellency the Governor General in Council, on the recommendation of the Minister for the purposes of the Atlantic Canada Opportunities Agency Act , the Minister of Western Economic Diversification, the Minister of Industry and the Minister of Finance, pursuant to section 14 of the Canada Small Business Financing Act a , hereby makes the annexed Canada Small Business Financing Regulations .
Canada Small Business Financing Regulations — 1
1 (1) The definitions in this subsection apply in these Regulations. Act means the Canada Small Business Financing Act . ( Loi ) borrower means a person who carries on or is about to carry on a small business to whom a loan has been made under the Act. It does not include Her Majesty or an agent of Her Majesty in right of Canada or a province, a municipality or a municipal or other public body that performs a function of government. ( emprunteur ) conventional loan means a loan that is not subject to the Act. ( prêt ordinaire ) equipment means equipment that is used or to be used in the course of carrying on a small business, and includes computer software, any ship, boat or other vessel used or to be used in navigation and water supply systems. It does not include inventory of the small business except inventory that is leased by the borrower to the borrower’s customers. ( matériel ) going concern means a small business that has carried on operations at any time within 60 days prior to purchase or, in the case of a small business that operates on a seasonal basis, during the season prior to purchase. ( entreprise en exploitation ) health care industry refers to a small business classified under the heading Major Group 86 – Health and Social Service Industries of the Standard Industrial Classification - Establishments (SIC-E) 1980 published by Statistics Canada. ( industrie des soins médicaux ) hospitality industry refers to a small business classified under the heading Major Group 91 – Accommodation Service Industries of the Standard Industrial Classification - Establishments (SIC-E) 1980 published by Statistics Canada.  ( industrie hôtelière ) improvement includes construction, renovation and modernization and, with respect to equipment, installation. ( amélioration ) intangible asset means a non-monetary asset without physical substance that can be sold, transferred, licensed, rented or exchanged or that arises from a contractual or other legal right. ( bien incorporel ) loan agreement means any document described in section 10. ( contrat de prêt ) loan term means the period set out in a loan agreement for repayment of the total amount of the loan. ( durée du prêt ) mini-storage industry refers to a small business classified under the heading 479 – Other Storage and Warehousing Industries of the Standard Industrial Classification - Establishments (SIC-E) 1980 published by Statistics Canada. ( industrie du mini-entreposage ) responsible officer of the lender [Repealed, SOR/2009-102, s. 1] working capital costs means costs to fund the day-to-day operating expenses of a business. ( frais liés au fonds de roulement ) (2) Whether persons are at arm’s length from each other must, for the purposes of these Regulations, be determined in accordance with the Income Tax Act . (3) For the purposes of these Regulations, a loan is considered to have been made on the day on which the first disbursement of funds is made by the lender. SOR/2009-102, s. 1; SOR/2014-7, s. 1(F) SOR/2022-157, s. 1 SOR/2024-64, s. 1
Canada Small Business Financing Regulations — Canada Small Business Financing Regulations
Act means the Canada Small Business Financing Act . ( Loi )
Canada Small Business Financing Regulations — Canada Small Business Financing Regulations
borrower means a person who carries on or is about to carry on a small business to whom a loan has been made under the Act. It does not include Her Majesty or an agent of Her Majesty in right of Canada or a province, a municipality or a municipal or other public body that performs a function of government. ( emprunteur )
Canada Small Business Financing Regulations — Canada Small Business Financing Regulations
conventional loan means a loan that is not subject to the Act. ( prêt ordinaire )
Canada Small Business Financing Regulations — Canada Small Business Financing Regulations
equipment means equipment that is used or to be used in the course of carrying on a small business, and includes computer software, any ship, boat or other vessel used or to be used in navigation and water supply systems. It does not include inventory of the small business except inventory that is leased by the borrower to the borrower’s customers. ( matériel )
Canada Small Business Financing Regulations — Canada Small Business Financing Regulations
going concern means a small business that has carried on operations at any time within 60 days prior to purchase or, in the case of a small business that operates on a seasonal basis, during the season prior to purchase. ( entreprise en exploitation )
Canada Small Business Financing Regulations — Canada Small Business Financing Regulations
health care industry refers to a small business classified under the heading Major Group 86 – Health and Social Service Industries of the Standard Industrial Classification - Establishments (SIC-E) 1980 published by Statistics Canada. ( industrie des soins médicaux )
Canada Small Business Financing Regulations — Canada Small Business Financing Regulations
hospitality industry refers to a small business classified under the heading Major Group 91 – Accommodation Service Industries of the Standard Industrial Classification - Establishments (SIC-E) 1980 published by Statistics Canada.  ( industrie hôtelière )
Canada Small Business Financing Regulations — Canada Small Business Financing Regulations
improvement includes construction, renovation and modernization and, with respect to equipment, installation. ( amélioration )
Canada Small Business Financing Regulations — Canada Small Business Financing Regulations
intangible asset means a non-monetary asset without physical substance that can be sold, transferred, licensed, rented or exchanged or that arises from a contractual or other legal right. ( bien incorporel )
Canada Small Business Financing Regulations — Canada Small Business Financing Regulations
loan agreement means any document described in section 10. ( contrat de prêt )
Canada Small Business Financing Regulations — Canada Small Business Financing Regulations
loan term means the period set out in a loan agreement for repayment of the total amount of the loan. ( durée du prêt )
Canada Small Business Financing Regulations — Canada Small Business Financing Regulations
mini-storage industry refers to a small business classified under the heading 479 – Other Storage and Warehousing Industries of the Standard Industrial Classification - Establishments (SIC-E) 1980 published by Statistics Canada. ( industrie du mini-entreposage )
Canada Small Business Financing Regulations — Canada Small Business Financing Regulations
responsible officer of the lender [Repealed, SOR/2009-102, s. 1]
Canada Small Business Financing Regulations — Canada Small Business Financing Regulations
working capital costs means costs to fund the day-to-day operating expenses of a business. ( frais liés au fonds de roulement )
Canada Small Business Financing Regulations — 1.1
1.1 (1) For the purposes of subsections 4(3) and 7(2) of the Act, borrowers are related when one borrower (a) controls, directly or indirectly in any manner, the other borrower; (b) is controlled, directly or indirectly in any manner, by the same person or group of persons as the other borrower; (c) carries on their small business in partnership with the other borrower, which carries on another small business; or (d) shares management services, administrative services, equipment, facilities or overhead expenses of the business with the other borrower, but is not in partnership with that borrower. (2) [Repealed, SOR/2022-157, s. 2] (3) For the purpose of subsection (1), control means to hold shares of a corporation to which are attached more than 50% of the votes that are necessary to elect a majority of its directors. (4) Despite subsection (1), borrowers whose businesses are located at different premises are not related if neither borrower derives more than 25% of their actual or projected gross revenues from the other. SOR/2009-102, s. 2 SOR/2022-157, s. 2
Canada Small Business Financing Regulations — 2
2 A loan must be registered within six months after the day on which (a) the loan is made, in the case of a loan referred to in any of paragraphs 5(1)(a) to (d); or (b) the line of credit is opened by the lender, in the case of a loan referred to in paragraph 5(1)(e). SOR/2009-102, s. 24(F); SOR/2014-7, s. 2(F) SOR/2022-157, s. 3
Canada Small Business Financing Regulations — 5
5 (1) A loan must fall within one of the following prescribed classes: (a) loans to finance the purchase or improvement of real property or immovables of which the borrower is or will become the owner, if the purchase or improvement is necessary for the operation of the borrower’s small business; (b) loans to finance the purchase of leasehold improvements to real property or immovables of which the borrower is or will become the tenant or the improvement of such real property or immovables, if the purchase or improvement is necessary for the operation of the borrower’s small business; (c) loans to finance the purchase or improvement of equipment necessary for the operation of the borrower’s small business; (d) loans to finance the purchase of intangible assets and working capital costs; (e) lines of credit for working capital costs; or (f) loans to finance the payment by the borrower of registration fees payable in respect of a loan referred to in any of paragraphs (a) to (e). (2) A loan referred to in paragraph (1)(a) may not be made for the purchase of real property or immovables unless, at the time the loan is approved by the lender, (a) at least 50% of the area of the real property or immovables is used for the operation of the small business or is intended to be so used within 90 days after the final disbursement under the loan agreement; and (b) that portion of the area is not intended to be used within three years after the day on which the loan is made for (i) resale, or (ii) leasing or subleasing, except in the case of a small business in the health care industry, hospitality industry or mini-storage industry. (3) A loan referred to in paragraph (1)(a) for the purchase or improvement of real property or immovables may include the cost of decontamination of real property or immovables if (a) the decontamination is required under a federal or provincial law, and the decontamination plan is disclosed to the lender on or before the day on which the loan is made; and (b) [Repealed, SOR/2024-64, s. 3] (4) A loan referred to in paragraph (1)(b) may not be made if the real property or immovables are intended to be used within three years after the day on which the loan is made for subleasing except in the case of a small business in the health care industry, hospitality industry or mini-storage industry. (5) The cost of purchasing or improving the equipment, real property, immovables or leasehold improvements financed by a loan referred to in any of paragraphs (1)(a) to (c) must not include the cost of labour provided by the borrower or the borrower’s employees but may include the cost of labour provided by any subcontractor. (6) A loan referred to in any of paragraphs (1)(a) to (d) may not be used to finance the payment of any refundable taxes. SOR/2009-102, ss. 5, 25(F); SOR/2014-7, ss. 5, 28(F) SOR/2022-157, s. 6 SOR/2024-64, s. 3
Canada Small Business Financing Regulations — 6
6 (1) A loan referred to in any of paragraphs 5(1)(a) to (e) may not be used to finance an expenditure or commitment that (a) arose more than 365 days before (i) the day on which the loan is approved, in the case of a loan referred to in any of paragraphs 5(1)(a) to (d), or (ii) the day on which the line of credit is authorized, in the case of a loan referred to in paragraph 5(1)(e); or (b) was previously financed by a conventional loan by the same lender. (2) The maximum loan term is (a) in the case of a loan referred to in any of paragraphs 5(1)(a) to (d), or in the case of a loan to finance the payment by the borrower of registration fees payable in respect of a loan referred to in any of paragraphs 5(1)(a) to (d), 15 years beginning on the day on which the first payment of principal and interest is due; and (b) in the case of a loan referred to in paragraph 5(1)(e), or in the case of a loan to finance the payment by the borrower of registration fees payable in respect of a loan referred to in paragraph 5(1)(e), five years beginning on the day on which the line of credit is opened. SOR/2009-102, s. 6; SOR/2016-18, s. 2 SOR/2022-157, s. 7
Canada Small Business Financing Regulations — 6.1
6.1 For the purposes of paragraph 4(2)(e) of the Act, a borrower is eligible for a loan on application to a lender if (a) in the case of a loan referred to in any of paragraphs 5(1)(a) to (d), the outstanding loan amount in relation to the borrower does not exceed $1,000,000, of which a maximum of $500,000 is for a purpose other than the purchase or improvement of real property or immovables of which the borrower is or will become the owner and, of that $500,000, a maximum of $150,000 is for the purpose of financing the purchase of intangible assets and working capital costs; or (b) in the case of a loan referred to in paragraph 5(1)(e), a maximum of $150,000 is for the purpose of financing working capital costs. SOR/2022-157, s. 7
Canada Small Business Financing Regulations — 7
7 The Minister is authorized to designate organizations as lenders.
Canada Small Business Financing Regulations — 7.1
7.1 For the purpose of subparagraph (a)(ii) of the definition “lender” in section 2 of the Act, the member shall provide the Minister with the following: (a) the number assigned to them by the Canadian Payments Association; and (b) their external auditor’s certificate stating that the member has been a commercial lender for the past five years. SOR/2001-490, s. 1; SOR/2009-102, s. 7
Canada Small Business Financing Regulations — 8
8 In making and administering a loan, the lender must apply the same procedures as those that would be applied in respect of a conventional loan in the same amount, including, before making the loan, (a) obtaining credit references or conducting a credit check on the borrower and any persons who are legally or financially responsible for the borrower; and (b) completing an assessment of the repayment ability of the borrower, taking into account all other financial obligations of the borrower. SOR/2009-102, s. 8; SOR/2014-7, s. 6(F)
Canada Small Business Financing Regulations — 9
9 (1) The borrower must, before the loan is disbursed, provide to the lender from, subject to subsection (2), an appraiser who is a member of any professional association that is recognized under a federal or provincial law and who is at arm’s length from the borrower, and, in the case of assets described in paragraph (c), from the lender, an appraisal, made within 365 days before the loan is disbursed, of the value of the assets or services intended to improve the assets, as the case may be, if a borrower uses, or intends to use, all or part of a loan to purchase (a) assets, or services intended to improve the assets, from a person who is not at arm’s length from the borrower; (b) all or substantially all of the assets of a going concern; or (c) assets from the lender or its representative that, at the time of purchase, are being or had been used to secure a conventional loan of the lender. (2) In the case of a loan to purchase equipment, leasehold improvements or intangible assets or to finance working capital costs, the appraisal must be made by an appraiser who is at arm’s length from the borrower and, in the case of equipment or leasehold improvements that are assets referred to in paragraph (1)(c), the lender. (3) [Repealed, SOR/2014-7, s. 7] (4) If an appraisal is required, the amount of the loan must be based on the lesser of (a) the cost of purchasing or improving the asset or both, and (b) the appraised value of the asset or improved asset. SOR/2009-102, s. 9; SOR/2014-7, s. 7 SOR/2022-157, s. 8
Canada Small Business Financing Regulations — 10
10 (1) On or before the day on which a loan referred to in any of paragraphs 5(1)(a) to (d) is made, the lender and the borrower must sign a document that sets out the principal amount of the loan, the rate of interest payable, the repayment terms, the frequency of payments of principal and interest and the day on which the first payment of principal and interest is due. (1.1) On or before the day on which a loan referred to in paragraph 5(1)(e) is opened, the lender and the borrower must sign a document that sets out the authorized amount of the line of credit, the rate of interest payable, the repayment terms and, if applicable, the frequency of payments and the day on which the first payment is due. (2) The lender and the borrower may, at any time, agree to amend the terms of the loan or, at the end of a loan term, to renew the loan, to an aggregate maximum term of 15 years for a loan referred to in any of paragraphs 5(1)(a) to (d), beginning on the day on which the first payment of principal and interest is due. (3) On or before the day on which a loan is renewed or its terms are amended, the lender and borrower must sign a document that sets out the terms of the renewal or amendment. (4) For greater certainty, the terms described in subsections (1) and (3) may be set out in more than one document, as long as each document is signed by the lender and the borrower. (5) The repayment terms must provide that (a) the loan is payable by instalments; (b) at least one instalment of principal and interest is payable annually; and (c) the first instalment of principal and interest is payable no later than one year after the day on which the loan is made. (6) Before the end of the five year period that begins the day after a loan referred to in paragraph 5(1)(e) is opened, the lender and the borrower may (a) submit a new registration under section 2 for an additional five year term, along with the registration fee under subsection 4(1.1), if the additional five year term begins within five years after the day on which the line of credit is opened; (b) convert the line of credit to a loan that meets the requirements of subsections (1) and (3) to (5), with a maximum loan term of 10 years; or (c) enter into an agreement to repay the balance of the line of credit with a conventional loan. (6.1) Before the end of the additional five year term referred to in paragraph (6)(a), the lender and the borrower may (a) convert the line of credit to a loan that meets the requirements of subsections (1) and (3) to (5), with a maximum loan term of 10 years; or (b) enter into an agreement to repay the balance of the line of credit with a conventional loan. SOR/2009-102, s. 10; SOR/2014-7, ss. 8(F), 28(F); SOR/2016-18, s. 3 SOR/2022-157, s. 9 SOR/2024-64, s. 4