Canada Student Financial Assistance Regulations — 2
2 (1) In the Act and these Regulations, borrower means a person to whom a loan is made pursuant to the Act; ( emprunteur ) consolidated student loan agreement means a consolidated risk-shared loan agreement or a consolidated direct loan agreement, except in section 5 of the Act where it means a consolidated risk-shared loan agreement only; ( contrat de prêt consolidé ) course means formal instruction or training that constitutes, or is determined by a designated educational institution to be equivalent to, an essential element of a program of studies at a post-secondary school level at that institution, but does not include any formal instruction or practical training required for acceptance in a professional corporation or for the practice of any trade or profession unless that formal instruction or practical training is necessary to obtain a degree, certificate or diploma from that designated educational institution; ( cours ) dental hygienist means a person, other than a dental therapist, who is entitled to work as a dental hygienist under the laws of the province in which they are so working; ( hygiéniste dentaire ) dentist means a person who is entitled to work as a dentist under the laws of a province in which they are so working; ( dentiste ) early childhood educator means a person, other than an early childhood educator assistant or a teacher, who (a) in the case of a person who works as an early childhood educator in New Brunswick, the Northwest Territories or Nunavut, meets the definition of an early childhood educator in the laws of any province; or (b) in the case of a person who works as an early childhood educator in any other province, is entitled to work as an early childhood educator under the laws of that province; ( éducateur de la petite enfance ) family income means the aggregate income — including income from employment, social programs, investments and monetary gifts — of (a) the borrower or student and their spouse or common-law partner, in the case of a borrower or student who is married or has a common-law partner, (b) the parents of the student, in the case of a full-time student who (i) has never been married or in a common-law relationship, (ii) has never had children, (iii) is pursuing education at a post-secondary level within four years of leaving secondary school, (iv) has not been in the labour force for more than two periods of 12 consecutive months since leaving secondary school, and (v) is not applying for assistance under Part V or VII; and (c) the borrower or student, in any other case; ( revenu familial ) family physician means a person who is entitled under the laws of a province to practise family medicine and who is so practising or who is in a family medicine residency program accredited by the College of Family Physicians of Canada; ( médecin de famille ) financial assistance means any form of financial aid provided under the Act, including student loans; ( aide financière ) financial institution means (a) a bank or authorized foreign bank within the meaning of the Bank Act , (b) a credit union, caisse populaire or other cooperative credit society, (c) a company within the meaning of the Trust and Loans Company Act , or (d) Canada Post Corporation; ( institution financière ) full-time student means a person (a) who (i) during a confirmed period within a period of studies, is enrolled in courses that constitute at least 60 per cent of a course load recognized by the designated educational institution as constituting a full course load, (ii) has as their primary occupation during that confirmed period the pursuit of studies in those courses, and (iii) meets the requirements of subsection 5(1) or 7(1) or section 7.01 or 33, as the case may be; or (b) who elects to be considered as a full-time student under section 2.1; ( étudiant à temps plein ) loan year means the period commencing on August 1 in any year and ending on July 31 in the following year; ( année de prêt ) midwife means a p