Consumer-Driven Banking Act — C-36.78 2
Definitions 2 The following definitions apply in this Act. authentication information means any password or other information that a consumer creates or adopts to be used to authenticate their identity. ( authentifiant ) Bank means the Bank of Canada. ( Banque ) complaint means an expression of dissatisfaction, whether justified or not, to a participating entity with respect to any activity that it performs under this Act. ( plainte ) derived data means, subject to the regulations, data about a consumer, product or service that has been enhanced by a participating entity to significantly increase its usefulness or commercial value. ( données dérivées ) entity means a corporation, trust, partnership, fund, unincorporated association or organization or federal or provincial Crown corporation. ( entité ) external complaints body means the corporation designated under subsection 114 (1). ( organisme externe de traitement des plaintes ) federal financial institution means (a) a bank that is listed in Schedule I or II to the Bank Act ; (b) an authorized foreign bank as defined in section 2 of the Bank Act ; (c) a company to which the Trust and Loan Companies Act applies; (d) an association to which the Cooperative Credit Associations Act applies; or (e) a company, fraternal benefit society or foreign company to which the Insurance Companies Act applies. ( institution financière fédérale ) government authority includes the Royal Canadian Mounted Police, the Communications Security Establishment and the Canadian Security Intelligence Service. ( autorité administrative ) Governor has the same meaning as in section 2 of the Bank of Canada Act . ( gouverneur ) Minister means the Minister of Finance. ( ministre ) participating entity means (a) a bank that is listed in the schedule; (b) a federal financial institution or provincial financial institution that is accredited under section 15 ; (c) a registered payment service provider that is accredited under section 17 ; or (d) an entity that is accredited under section 19 . ( entité participante ) provincial financial institution means (a) a cooperative credit society, savings and credit union or caisse populaire that is regulated by a provincial Act; (b) a provincial Crown corporation that offers deposit-taking services; or (c) an insurance company that is regulated by a provincial Act. ( institution financière provinciale ) registered payment service provider means a payment service provider , as defined in section 2 of the Retail Payment Activities Act , that is registered , as defined in that section. ( fournisseur de services de paiement enregistré ) registry means the registry that is maintained under section 44 . ( registre ) sharing , in respect of consumer data, means the provision or receipt of that data by participating entities. ( partage ) technical standards body means the body designated under subsection 125 (1). ( organisme de normalisation technique ) third-party service provider means an individual or entity that is not an employee or an agent or mandatary of a participating entity and that, under a contract, provides the participating entity with a service that is related to the activities that the participating entity performs under this Act. ( tiers fournisseur de services )