GreatNorthCollective/greatnorth-canada-federal-laws-text huggingface dataset:
Insurance Companies Act — I-11.8 1037
ii) a statement that the documents or other information for use in connection with the meeting are available as electronic documents on the website of the company or insurance holding company, (iii) the address of the website of the company or insurance holding company on which the documents or other information are available, (iv) a statement that no paper copies of any document or other information for use in connection with the meeting will be sent unless they are requested, (v) instructions on how to request the paper copies, (vi) a description of the matters to be voted on during the meeting, and (vii) a description of the voting procedures; (b) the notice is accompanied by any form of proxy and written request for voting instructions that are required to be sent under this Act; and (c) the document or other information is made available to shareholders or policyholders as an electronic document on the website of the company or insurance holding company. Documents available on website (6) For the purposes of paragraphs (4)(c) and (5)(c), a document or other information is considered to be available as an electronic document only if (a) it is available on the website on or before the day on which the notice referred to in paragraph (4)(a) or (5)(a) is sent; (b) it remains available on the website for at least one year; and (c) it is in an accessible, printable and searchable format. Requests for paper copies (7) On the request of a policyholder of a distributing company or of a shareholder or policyholder of a company that is not a distributing company or of an insurance holding company that is not a distributing insurance holding company, paper copies of the following documents or other information must be sent by prepaid mail addressed to, or delivered personally to, the policyholder or shareholder at their latest address as shown in the records of the company or insurance holding company, or of its transfer agent: (a) any document or other information made available under subsection (4) or (5) before the request is made; or (b) all documents and other information made available under subsection (4) or (5) after the request is made. Documents already made available (8) A document or other information referred to in paragraph (7)(a) must be sent or delivered (a) within three business days after the day on which the request is received, if it is received before the day of the meeting; or (b) within 10 days after the day on which the request is received, if it is received on or after the day of the meeting. For greater certainty (9) For greater certainty, a document or other information that is required under this Act or the regulations to be sent to a specific place and that is made available under paragraph (3)(c), (4)(c) or (5)(c) is not required to be sent to an information system designated by the addressee. 2005, c. 54, s. 367; 2018, c. 27, s. 154 2026, c. 3, s. 294
Insurance Companies Act — I-11.8 1038
Creation or provision of information 1038 A requirement under this Act or the regulations to create or provide a notice, document or other information is satisfied by creating or providing an electronic document if (a) the incorporating instrument or by-laws of the company, insurance holding company, foreign company, society or provincial company, as the case may be, do not provide otherwise; and (b) the prescribed requirements are complied with. 2005, c. 54, s. 367
Insurance Companies Act — I-11.8 1039
Creation of information in writing 1039 A requirement under this Act or the regulations to create a notice, document or other information in writing is satisfied by creating an electronic document if in addition to the conditions set out in section 1038 (a) the information in the electronic document is accessible so as to be usable for subsequent reference; and (b) the prescribed requirements are complied with. 2005, c. 54, s. 367
Insurance Companies Act — I-11.8 1040
Provision of information in writing 1040 A requirement under this Act or the regulations to provide a notice, document or other information in writing is satisfied by providing an electronic document if in addition to the conditions set out in section 1038 (a) the information in the electronic document is accessible by the addressee and capable of being retained by them so as to be usable for subsequent reference; and (b) the prescribed requirements are complied with. 2005, c. 54, s. 367
Insurance Companies Act — I-11.8 1041
Multiple copies 1041 A requirement under this Act or the regulations to provide two or more copies of a document at the same time to one addressee is satisfied by providing one copy of the electronic document. 2005, c. 54, s. 367
Insurance Companies Act — I-11.8 1042
Registered mail 1042 A requirement under this Act or the regulations to provide a document by registered mail is not satisfied by providing an electronic document except in the prescribed circumstances. 2005, c. 54, s. 367
Insurance Companies Act — I-11.8 1043
Statutory declarations and affidavits 1043 (1) A statutory declaration or affidavit required under this Act or the regulations may be created or provided in an electronic document if (a) the person who makes the statutory declaration or affidavit signs it with their secure electronic signature; (b) the authorized person before whom the statutory declaration or affidavit is made signs it with their secure electronic signature; and (c) the requirements of sections 1036 to 1042 are complied with. Definitions (2) For the purposes of this section, electronic document and secure electronic signature have the same meaning as in subsection 31(1) of the Personal Information Protection and Electronic Documents Act . References to “electronic document” (3) For the purpose of complying with paragraph (1)(c), references to electronic document in sections 1036 to 1042 are to be read as references to “electronic document within the meaning of subsection 31(1) of the Personal Information Protection and Electronic Documents Act ”. 2005, c. 54, s. 367
Insurance Companies Act — I-11.8 1044
Signatures 1044 A requirement under this Act or the regulations for a signature or for a document to be executed, except in respect of a statutory declaration or affidavit, is satisfied in respect of an electronic document if the prescribed requirements are complied with and the signature results from the application by the person of a technology or process that permits the following to be proved: (a) the signature resulting from the use by the person of the technology or process is unique to the person; (b) the technology or process is used by the person to incorporate their signature into, attach it to or associate it with the electronic document; and (c) the technology or process can be used to identify the person using the technology or process. 2005, c. 54, s. 367
Insurance Companies Act — I-11.8 1045
Regulations — provision and receipt of documents 1045 The Governor in Council may make regulations respecting the time and place at which and the circumstances under which an electronic document is considered to be provided or received. 2005, c. 54, s. 367
Insurance Companies Act — I-11.8 1046
Content and form of notices and documents 1046 The Minister, Superintendent or Commissioner may establish the requirements for the content and fix the form, including electronic and other forms, of notices and documents sent to or issued by each of them under this Act or the regulations, including (a) the notices and documents that may be sent in electronic or other form; (b) the persons or classes of persons who may send notices and documents; (c) their signature in electronic or other form or their execution, adoption or authorization in a manner that is to have the same effect for the purposes of this Act as their signature; (d) the time and place at which and the circumstances under which electronic documents are considered to be sent or received; and (e) any matter necessary for the purposes of the application of this section. 2005, c. 54, s. 367
Insurance Companies Act — I-11.8 1047
Exemption 1047 In the prescribed circumstances, the Minister, the Superintendent or the Commissioner may, on any conditions that they consider appropriate, exempt from the application of any provision of this Act requiring a notice or document to be sent to them any notice or document, or class of notice or document, containing information similar to that contained in a notice or document required to be made public under any other Act of Parliament or any Act of the legislature of a province. 2005, c. 54, s. 367
Insurance Companies Act — I-11.8 (a)
accident and sickness insurance means insurance (a) against loss resulting from bodily injury to, or the death of, a person caused by an accident; (b) under which an insurer undertakes to pay a sum or sums of money in the event of bodily injury to, or the death of, a person caused by an accident; (c) against loss resulting from the sickness or disability of a person not caused by an accident, but excludes loss resulting from the death of the person as a consequence of sickness; (d) under which an insurer undertakes to pay a sum or sums of money in the event of the sickness or disability of a person not caused by an accident; or (e) under which an insurer undertakes to pay a sum of money in respect of the health care — including dental care and preventative care — of a person. ( accidents et maladie )
Insurance Companies Act — I-11.8 (a)
aircraft insurance means insurance against (a) liability arising out of bodily injury to, or the death of, a person, or the loss of, or damage to, property, in each case caused by an aircraft or the use of an aircraft; or (b) the loss of, the loss of use of, or damage to, an aircraft. ( assurance- aviation )
Insurance Companies Act — I-11.8 (a)
automobile insurance means insurance (a) against liability arising out of bodily injury to, or the death of, a person, or the loss of, or damage to, property, in each case caused by an automobile or the use or operation of an automobile; (b) against the loss of, the loss of use of, or damage to, an automobile; or (c) that falls within paragraph (a) or (b) of the class of accident and sickness insurance, if the accident is caused by an automobile or the use or operation of an automobile, whether or not liability exists in respect of the accident, and the policy includes insurance against liability arising out of bodily injury to, or the death of, a person caused by an automobile or the use or operation of an automobile. ( automobile )
Insurance Companies Act — I-11.8 (a)
boiler and machinery insurance means insurance (a) against liability arising out of bodily injury to, or the death of, a person, or the loss of, or damage to, property, or against the loss of, or damage to, property, in each case caused by the explosion or rupture of, or accident to, pressure vessels of any kind or pipes, engines and machinery connected to or operated by those pressure vessels; or (b) against liability arising out of bodily injury to, or the death of, a person, or the loss of, or damage to, property, or against the loss of, or damage to, property, in each case caused by a breakdown of machinery. ( chaudières et panne de machines )
Insurance Companies Act — I-11.8
credit insurance means insurance against loss to a person who has granted credit if the loss is the result of the insolvency or default of the person to whom the credit was given. ( crédit )
Insurance Companies Act — I-11.8
credit protection insurance means insurance under which an insurer undertakes to pay off credit balances or debts of an individual, in whole or in part, in the event of an impairment or potential impairment in the individual’s income or ability to earn an income. ( protection de crédit )
Insurance Companies Act — I-11.8 (a)
fidelity insurance means (a) insurance against loss caused by the theft, the abuse of trust or the unfaithful performance of duties, by a person in a position of trust; and (b) insurance under which an insurer undertakes to guarantee the proper fulfilment of the duties of an office. ( détournements )
Insurance Companies Act — I-11.8
fire insurance [Repealed, 2007, c. 6, s. 334]
Insurance Companies Act — I-11.8
hail insurance means insurance against the loss of, or damage to, crops in the field caused by hail. ( grêle )
Insurance Companies Act — I-11.8
legal expenses insurance means insurance against the costs incurred by a person or persons for legal services specified in the policy, including any retainer and fees incurred for the services, and other costs incurred in respect of the provision of the services. ( frais juridiques )
Insurance Companies Act — I-11.8 (a)
liability insurance means insurance, other than insurance that falls within another class of insurance, (a) against liability arising out of bodily injury to, or the disability or death of, a person, including an employee; (b) against liability arising out of the loss of, or damage to, property; or (c) if the policy includes the insurance described in paragraph (a), against expenses arising out of bodily injury to a person other than the insured or a member of the insured’s family, whether or not liability exists. ( responsabilité )
Insurance Companies Act — I-11.8 (a)
life insurance (a) means any insurance that is payable (i) on death, (ii) on the happening of an event or contingency dependent on human life, (iii) at a fixed or determinable future time, or (iv) for a term dependent on human life; and (b) without restricting the generality of paragraph (a), includes insurance under which an insurer (i) undertakes to pay an additional sum of money in the event of the death by accident of the person whose life is insured, (ii) undertakes to pay a sum of money or to provide other benefits in the event that the person whose life is insured becomes disabled as a result of bodily injury or disease, or (iii) undertakes to provide an annuity — or what would be an annuity except that the periodic payments may be unequal in amount — for a term dependent solely or partly on the life of a person. ( assurance-vie )
Insurance Companies Act — I-11.8
loss of employment insurance [Repealed, 2007, c. 6, s. 334]
Insurance Companies Act — I-11.8 (a)
marine insurance means insurance against (a) liability arising out of (i) bodily injury to, or the death of, a person, or (ii) the loss of, or damage to, property, or (b) the loss of, or damage to, property, occurring during a voyage or marine adventure at sea or on an inland waterway, or during a delay or a transit other than by water that is incidental to a voyage or marine adventure at sea or on an inland waterway. ( maritime )
Insurance Companies Act — I-11.8
mortgage insurance means insurance against loss caused by default on the part of a borrower under a loan secured by a mortgage or charge on, or other security interest in, real property. ( hypothèque )
Insurance Companies Act — I-11.8
other approved products insurance means insurance against risks that do not fall within another class of insurance. ( autres produits approuvés )
Insurance Companies Act — I-11.8
property insurance means insurance against the loss of, or damage to, property and includes insurance against loss caused by forgery. ( assurances de biens )
Insurance Companies Act — I-11.8
surety insurance means insurance under which an insurer undertakes to guarantee the due performance of a contract or undertaking or the payment of a penalty or indemnity for any default. ( caution )
Insurance Companies Act — I-11.8 (a)
title insurance means insurance against loss or damage caused by (a) the existence of a mortgage, charge, lien, encumbrance, servitude or any other restriction on real property; (b) the existence of a mortgage, charge, lien, pledge, encumbrance or any other restriction on personal property; (c) a defect in any document that evidences the creation of any restriction referred to in paragraph (a) or (b); (d) a defect in the title to property; or (e) any other matter affecting the title to property or affecting the right to the use and enjoyment of property. ( titres )
Insurance Companies Act — I-11.8 243
Retroactivity — section 672.2 of Insurance Companies Act 243 Section 672.2 of the Insurance Companies Act applies to information referred to in that section that has been used or in relation to which oral testimony has been given or a document has been produced, before the day on which this Division comes into force, in any civil proceedings in respect of which a final decision has not been made before that day.
Insurance Companies Act — I-11.8 244
Retroactivity — section 999.1 of Insurance Companies Act 244 Section 999.1 of the Insurance Companies Act applies to information referred to in that section that has been used or in relation to which oral testimony has been given or a document has been produced, before the day on which this Division comes into force, in any civil proceedings in respect of which a final decision has not been made before that day.
Insurance Companies Act — I-11.8 250
Regulations apply — section 672.2 of Insurance Companies Act 250 The regulations made under paragraph 1021(1)(a) of the Insurance Companies Act that prescribe supervisory information for the purposes of section 672.1 of that Act apply for the purposes of section 672.2 of that Act until regulations made under that paragraph for the purposes of that section 672.2 are in force.
Insurance Companies Act — I-11.8 251
Regulations apply — section 999.1 of Insurance Companies Act 251 The regulations made under paragraph 1021(1)(a) of the Insurance Companies Act that prescribe supervisory information for the purposes of section 999 of that Act apply for the purposes of section 999.1 of that Act until regulations made under that paragraph for the purposes of that section 999.1 are in force.
Insurance Companies Act — I-11.8 329
329 (1) Paragraphs 441(1)(d) and (d.1) of the Insurance Companies Act are replaced by the following: (c.1) subject to sections 475 and 478 and the regulations, engage in any activity that relates to the provision of financial services by the company or any of its affiliates; (d) subject to the regulations, engage in any of the following activities: (i) collecting, manipulating and transmitting information, and (ii) designing, developing, manufacturing, selling and otherwise dealing with information technology, if those activities relate to (A) an activity referred to in this subsection or subsection (1.1) that is engaged in by the company or any of its affiliates, or (B) the provision of financial services by any other entity,
Insurance Companies Act — I-11.8 329
329 (3) Paragraph 441(4)(a) of the Act is replaced by the following: (a) respecting what a company may or may not do with respect to the carrying on of the activities referred to in any of paragraphs (1)(c.1) and (d) and subsection (1.1); (4) Subparagraph 441(4)(b)(ii) of the English version of the Act is replaced by the following: (ii) the carrying on of the activities referred to in any of paragraphs (1)(c.1) and (d) and subsection (1.1); and (5) Paragraph 441(4)(c) of the Act is replaced by the following: (c) respecting the circumstances in which a company may engage in the activities referred to in paragraphs (1)(c.1) and (d), including the circumstances in which a company may collect, manipulate and transmit information under subparagraph (1)(d)(i).
Insurance Companies Act — I-11.8 330
330 Section 442 of the Act is replaced by the following: Networking 442 (1) Subject to the regulations, a company may (a) act as agent for any person in respect of (i) the carrying on of any activity referred to in subsection 441(1) or (1.1) that is engaged in by a financial institution, by a permitted entity as defined in subsection 490(1), if that definition were read without reference to the requirements of subsections 495(6) to (8), or by a prescribed entity, or (ii) the provision of any service that relates to financial services and that is provided by an institution or entity referred to in subparagraph (i); (b) enter into an arrangement with any person in respect of the carrying on of an activity referred to in subparagraph (a)(i) or the provision of a service referred to in subparagraph (a)(ii); and (c) refer any person to another person. Regulations (2) The Governor in Council may make regulations (a) respecting the disclosure of the name of the person for whom a company is acting as agent under subsection (1); (b) respecting the disclosure of any commission being earned by a company when acting as agent under subsection (1); (c) respecting the circumstances in which a company may act as an agent, enter into an arrangement or refer a person under subsection (1); and (d) imposing terms and conditions in respect of the carrying on of activities under that subsection. Regulations 442.1 The Governor in Council may, for the purposes of section 440 and subsection 442(1), make regulations respecting what a company is prohibited from doing when acting as an agent or when making referrals.
Insurance Companies Act — I-11.8 442
Networking 442 (1) Subject to the regulations, a company may (a) act as agent for any person in respect of (i) the carrying on of any activity referred to in subsection 441(1) or (1.1) that is engaged in by a financial institution, by a permitted entity as defined in subsection 490(1), if that definition were read without reference to the requirements of subsections 495(6) to (8), or by a prescribed entity, or (ii) the provision of any service that relates to financial services and that is provided by an institution or entity referred to in subparagraph (i); (b) enter into an arrangement with any person in respect of the carrying on of an activity referred to in subparagraph (a)(i) or the provision of a service referred to in subparagraph (a)(ii); and (c) refer any person to another person. Regulations (2) The Governor in Council may make regulations (a) respecting the disclosure of the name of the person for whom a company is acting as agent under subsection (1); (b) respecting the disclosure of any commission being earned by a company when acting as agent under subsection (1); (c) respecting the circumstances in which a company may act as an agent, enter into an arrangement or refer a person under subsection (1); and (d) imposing terms and conditions in respect of the carrying on of activities under that subsection.
Insurance Companies Act — I-11.8 442.1
Regulations 442.1 The Governor in Council may, for the purposes of section 440 and subsection 442(1), make regulations respecting what a company is prohibited from doing when acting as an agent or when making referrals.
Insurance Companies Act — I-11.8 332
332 The Act is amended by adding the following after section 495: Regulations 495.1 The Governor in Council may make regulations (a) respecting the circumstances in which a company may acquire control of, or acquire or increase a substantial investment in, an entity that engages in activities that a company is permitted to engage in under paragraph 441(1)(c.1) or (d), including the circumstances in which a company is prohibited from doing so; and (b) imposing terms and conditions in respect of the acquisition of control of, or acquisition or increase of a substantial investment in, an entity referred to in paragraph (a).
Insurance Companies Act — I-11.8 495.1
Regulations 495.1 The Governor in Council may make regulations (a) respecting the circumstances in which a company may acquire control of, or acquire or increase a substantial investment in, an entity that engages in activities that a company is permitted to engage in under paragraph 441(1)(c.1) or (d), including the circumstances in which a company is prohibited from doing so; and (b) imposing terms and conditions in respect of the acquisition of control of, or acquisition or increase of a substantial investment in, an entity referred to in paragraph (a).
Insurance Companies Act — I-11.8 333
333 Paragraph 528(1)(c) of the Act is replaced by the following: (c) consists of a written contract with the related party for the purpose of having either one of them act as an agent or make referrals;