Public Service Superannuation Regulations — 5
 (1) that have not been in default, or (b) the last day of the month in which the contributor makes an election under this subsection, whichever is later; and if the contributor dies before all of the said instalments, together with interest as provided herein, are paid, the unpaid instalments, together with interest as provided herein, continue to be payable by the contributor into the Superannuation Account. (4) Where a contributor has elected to pay an amount in the manner prescribed in paragraph 7(6)(a) of the Act and the amount has not been paid by the contributor within a period of 30 days of the making of the election, the contributor shall be deemed to have elected to pay the said amount or the balance of the said amount then owing, as the case may be, by instalments calculated in accordance with subsection (1). (5) Where a contributor ceases to be employed in the public service and becomes entitled to any benefits under the Act or is granted any benefit under the Superannuation Act before the amount payable by them under this section is paid, recovery may be made at any time by retention by way of deduction or set-off out of the benefit payable to the contributor (a) in the case of a lump sum benefit, by a lump sum immediately, or (b) in the case of any benefit other than a lump sum benefit (i) by a lump sum immediately, or (ii) by monthly instalments for the lesser of (A) the life of the contributor, or (B) the remainder of the period during which instalments under this section are to be paid, as the contributor elects, the value of which, calculated in accordance with Canadian Life Table No. 2 (1941), Males or Females, as the case may be, as of the date on which the contributor ceased to be employed, is the amount payable by them under this section with interest at the rate of four per cent per annum. (6) Where at the death of a contributor any amount payable by them into the Superannuation Account is due and payable and is not paid, the Minister shall, if the amount with interest as provided in this section is not forthwith paid by the personal representative of the contributor, demand payment from the widow and children, or one or more of them, of the contributor, to whom an allowance is payable under the Act and if the amount which is due and payable with interest to the date of demand is not paid, it may be recovered at any time and, without prejudice to any other recourse available to Her Majesty with respect to the recovery thereof, recovery may be made at any time by retention, by way of deduction or set-off out of the allowance payable to the widow and children, or one or more of them, (a) in a lump sum immediately, or (b) in instalments for a term specified by the Minister, as the recipient elects, with interest at the rate of four per cent per annum. (7) Subject to subsection (8), where an amount that is payable by a contributor or a recipient is paid after the day on which it is due, there shall, in addition, be payable interest on that amount at the rate of four per cent per annum from the due date until the day on which it is paid. (8) Notwithstanding anything in this section, (a) where the contributor or their personal representative or the recipient pays in full an amount that is due under this section before the day on which demand is made in accordance with this section for payment of the amount due, interest is not payable thereon; (b) where, after a demand is made by the Minister under this section for payment of an amount including interest, that amount is paid in full before the expiration of 30 days from the date of demand, interest is not payable under subsection (7) with respect thereto; and (c) where a contributor has authorized or directed that the amount payable by them under this section be deducted from moneys payable to them by or on behalf of Her Majesty and the contributor is in default because those deductions have not been made, interest is not payable under subsection (3) or subsec