Organization: CONSUMER DEBT COUNSELORS INC
Mission: FINANCIAL CRISIS COUNSELING AND FINANCIAL LITERACY.
Activities: AS AN ACCREDITED MEMBER OF THE NATIONAL FOUNDATION FOR CREDIT COUNSELING (NFCC), CONSUMER DEBT COUNSELORS PROVIDES FINANCIAL COUNSELING AND EDUCATION TO THOUSANDS OF CONSUMERS EACH YEAR IN PERSON, OVER THE PHONE OR ONLINE.DURING FY 2020, CONSUMER DEBT COUNSELORS PROVIDED COUNSELING TO 3,576 CLIENTS. THIS PROCESS INCLUDES WORKING WITH CLIENTS TO ASSESS THEIR FINANCIAL SITUATION, DEVELOP A BUDGET, SET FINANCIAL GOALS AND CREATE AN ACTION PLAN.OF THESE CLIENTS WHO RECEIVE COUNSELING ADDITIONALLY CHOOSE TO ENROLL IN A DEBT MANAGEMENT PROGRAM (DMP), WHICH PROVIDES SYSTEMATIC REPAYMENT OF CERTAIN DEBTS. DURING FY 2020, 689 CLIENTS ENROLLED IN DMP AND 362 COMPLETED THE PROGRAM.ADDITIONALLY, SOME CLIENTS WHO RECEIVED COUNSELING ADDITIONALLY WORKED WITH CONSUMER DEBT COUNSELORS TO IDENTIFY AND IMPLEMENT THEIR QUALIFIED SOLUTIONS TO DEAL WITH THEIR STUDENT LOAN DEBT.FINALLY, MANY CLIENTS CALL WITH SIMPLE REQUESTS FOR INFORMATION OR TO OBTAIN REFERRALS TO OTHER QUALIFIED AGENCIES THAT CAN BETTER ASSIST THEM.DURING FY 2020 FINANCIAL COUNSELING AND ADVISEMENT PROVIDED CONSISTED OF:FINANCIAL COUNSELING SESSIONS: 3013STUDENT LOAN ADVISEMENT SESSIONS: 286HOUSING COUNSELING SESSIONS: 402BANKRUPTCY COUNSELING AND EDUCATION SESSIONS: 161
SINCE 2012, CONSUMER DEBT COUNSELORS HAS MET HUD'S STRICT REQUIREMENTS TO BE A HUD-CERTIFIED AGENCY IN THE STATE OF FLORIDA. OUR HOUSING COUNSELORS WORK WITH INDIVIDUALS AND FAMILIES TO ASSIST THEM WITH A VARIETY OF HOUSING CHALLENGES, FROM PRE-PURCHASE COUNSELING TO MORTGAGE MODIFICATION AND FORECLOSURE EDUCATION/ASSISTANCE.FLORIDA HOMEOWNERS WHO REQUIRE TEMPORARY ASSISTANCE TO PAY OR CATCH UP WITH THEIR MORTGAGE DUE TO UNAVOIDABLE LOSS OF INCOME CAN QUALIFY FOR THE FLORIDA HARDEST HIT (FHH) PROGRAM. CONSUMER DEBT COUNSELORS IS AN APPROVED AGENCY FOR FHH.ANOTHER MAJOR HOUSING FOCUS IS FORECLOSURE PREVENTION COUNSELING. OUR COUNSELORS WORK WITH BOTH THE CLIENT AND THE MORTGAGE COMPANY TO HELP THE CLIENT REMAIN IN HIS OR HER HOME AND TO AVOID BOTH THE COST AND DAMAGE TO THEIR CREDIT RATING ASSOCIATED WITH FORECLOSURE.DURING FY 2020 HOUSING COUNSELING SERVICES PROVIDED TO INDIVIDUALS CONSISTED OF:-DOWN PAYMENT ASSISTANCE CLASS/ONE-ON-ONE: 538-MORTAGE READY: 329-PREPURCHASE PROGRAM: 720-HOUSEHOLDS THAT IMPROVED THEIR FINANCIAL STATE DUE TO SERVICES: 1,058
CONSUMER DEBT COUNSELORS SEEKS TO BE A TRUSTED AND RESPECTED VOICE FOR CONSUMER FINANCIAL EDUCATION AND FINANCIAL PROBLEM RESOLUTION IN THE COMMUNITIES THAT WE SERVE. AS PART OF THIS, ANOTHER MAJOR FOCUS FOR THE AGENCY IS COMMUNITY OUTREACH. CONSUMER DEBT COUNSELORS CONDUCTED MANY WORKSHOPS AND COUNSELING FOR THE PUBLIC DURING THE COURSE OF THE YEAR. DURING FY 2020:- DOWN PAYMENT ASSISTANCE CLASS/ONE-ON-ONE: 538 - FINANCIAL EDUCATION WORKSHOPS: 12- HOUSING WORKSHOPS: 17
NTEE category: Human Services
Secondary category: Housing & Shelter