GhulamShabbirKhan/BankFAQs huggingface dataset:
insurance 
 What are the age limits for this plan 
 The age limits for this plan include: Minimum Entry Age 8 years Maximum Entry Age 60 years Minimum Maturity Age 18 years Maximum Maturity Age 70 years
loans 
 What is the mode of repayment 
 You have the option of repaying the loan through an ECS.
cards 
 Who should I contact if my card is lost or stolen 
 In case your card gets lost or stolen, all you have to do is call HDFC Bank PhoneBanking immediately and report the loss of your card. This facility is available 24 hrs. on all days. The card can also be hotlisted using our Prepaid card NetBanking facility on www.hdfcbank.com. A new Card will be issued and the residual balance on your hotlisted Card will be transferred to your new Card.New card will be issued only basis the request received from the purchaser.The request for balance transfer from old card to new card will be honored only basis the request received from purchaser
accounts 
 How can I change / update the address for my account 
 We request you to follow the below steps to update /change your address. You can Personally Visit your nearest Branch or You can send your request through courier, Post or Bearer to the nearest branch : 1) Click here to download the form or Fill the application form available at the Branch 2) The application form needs to be duly filled and signed by the account holder. 3) Please attach a copy of Address proof to the address change request. List of Valid Address proof documents. 4) If you are visiting the Branch, please carry your original documentation for verification. If you are sending the request through post, then please attach a copy of self-attested address proof. Note / Important: Your mailing address will be updated within 7 working days after receipt of complete documentation. Joint account holders need to fill separate request for address change You may view the updated address by logging on to NetBanking under My Contact Details. For any other queries or to know the status of an existing application, please call up PhoneBanking or write to us with the details mentioned below. HDFC Bank Branch where your request was submitted Date when your request was submitted Your complete new address and PIN code View more
accounts 
 How do I activate a 'Dormant' Savings Account 
 We request you to follow the steps mentioned below to activate your account: Step 1) Approach the branch in person. Step 2) Submit a written request for activation of your dormant account, signed as per operating instructions in the account. Step 3) Furnish proof of identity and Address (carry the original for verification) Step 4) Initiate a transaction and your account will be activated once again.
insurance 
 Does this policy cover natural death and daily sickness also 
 This policy only covers accidental death.
loans 
 What will be the tenure of Gold loan 
 Gold Loan are available for tenures starting from 6 months, up to 48 months.
loans 
 Will we get tax benefit on the interest paid on education loan 
 Yes, every Credila borrower or co-borrower (any one) is entitled for Tax benefit under 80E of Income Tax Act, 1961.
insurance 
 What will be the start date of my insurance policy 
 Your insurance cover starts from the commencement date indicated by you in the proposal form or receipt of the premium by us, whichever is later.
insurance 
 Is there any eligibility criteria under this product 
 Eligibility Criteria for Easy Health includes: Minimum Entry Age: 18 years Maximum Entry Age: 65 years Minimum Maturity Age: 23 years Maximum Maturity Age: 70 years Policy Term: 5 years Note – Age is taken as on last birthday
accounts 
 Is the Super Saver Account a normal Savings Account 
 Look at the Super Saver Account as a Premium Savings account. With this option you’re combining the benefits of a Fixed Deposit and a Savings Account. There are a few other unique features, including: High interest rates A personalised cheque book A free ATM card Free inter-city access View more
cards 
 Whom should I contact if my card is lost or stolen 
 Immediately report the loss of your ForexPlus Platinum Card by calling HDFC Bank PhoneBanking. You will not be liable for transactions on your Card Account (if any) from the moment your report is registered with the bank. Alternately you can hotlist the card with the help of Prepaid NetBanking facility.
cards 
 Are there any transactions for which this Card should not be used 
 Yes, your ISIC ForexPlus Card should not be used towards temporary charge blocks - e.g. paying deposits at hotels, hiring of cars etc. In case you have paid these deposits using ForexPlus Card and the hotel/car rental agency etc. settles the transaction for an amount lesser than the amount blocked or you make final payment through any different mode, the balance amount will get credited into your account only after 30 days from the transaction date. Note: The Bank reserves the right to charge the Card holder for any unauthorized amounts.
loans 
 Which courses can I take an education loan for (Education Loans For Foreign Education) 
 You can take a Education Loan for foreign education on the following courses: Management Courses (Full-Time) Engineering Courses Medicine - Graduation + Post Graduation Masters in Computer Application ( MCA / MCM ) Architecture Hotel and Hospitality Agriculture Pure Science View more
insurance 
 What is the benefit of broken bones under this policy 
 Pays 10 % of Sum Insured upto 50,000(for dependent parents), if an accident results in broken bones
insurance 
 Where one can avail the claim form 
 On registration of a claim, claim form will be sent to you by post, e-mail or fax along with the list of documents required for assessing the claim. The claim form is also available on our website.
insurance 
 Does this the Revive Policy for Personal Accident cover natural death and daily sickness 
 This policy only covers accidental death.
cards 
 How does this Card work 
 Your HDFC Bank Multi Currency ForexPlus Platinum Card will be activated and loaded with the Currencies as per your instructions. Once active, the card can be used at any International location across all currencies. (Usage of the card is not allowed in India, Nepal and Bhutan)
investments 
 What is the Assay Certification about 
 Mudra Pure Gold Bars come with an Assay certification, which signifies the highest level of purity as per international standards.
cards 
 What is the validity of the ISIC HDFC Bank ForexPlus Card 
 The ISIC ForexPlus card shall be valid for period for 1year.
investments 
 What will be the benefit to me if I apply for an IPO under ASBA 
 If you apply using the ASBA form you will get the following benefits: No loss of interest, since the application amount is not debited to the Savings Account on application The amount for which no shares have been allotted is available immediately on completion of allotment process. There is no need to wait for the amount to be refunded by the company Since the amount is available in the Account, it is considered for calculation of the Average Quarterly Balance (AQB) Simplified form filling process and you can apply online through NetBanking View more
accounts 
 What documents are required to open a senior citizen 5 Year Tax Saving Fixed Deposit 
 While opening the account, the customer needs to provide proof of age establishing that he/she is a Senior Citizen. To accomplish this, either of the following can be submitted: Secondary School Leaving Certificate (10th Class) LIC Policy Voters Identity Card Pension Payment Order Birth Certificate issued by the competent authority Passport Defence ID Card / Govt ID Card (Provided they have the cardholder's photo, signature and date of birth) PSU Issued ID Cards Senior Citizen Cards issued by Indian Airlines / Indian Railways PAN Card View more
fundstransfer 
 What are the charges for the RTGS funds transfer service 
 Effective 15 November, 2010; RTGS transactions on NetBanking are charged as below : Rs. 2 lac to Rs. 5 lac - Rs. 25 (inclusive of taxes) per transaction Above Rs. 5 lac - Rs. 50 (inclusive of taxes) per transaction Note: RTGS transfers can be done for amounts exceeding Rs. 2,00,000 only whereas for NEFT there are no such amount restrictions.
cards 
 How can I earn Times Points 
 Welcome Benefit 500 Times Points will be gifted after you use the card to shop for the first times. Earn Times Points every time you shop. Get 2 Times Points for every Rs. 150 spent. Earn Times Points based on the activities on the Times Internet Limited digital pages. The list of Times Internet Limited digital properties are www.timesofindia.com, www.speakingtree.in, www.economictimes.com , www.itimes.com , www.maharashtratimes.com , www.eisamay.com , www.gaana.com , www.navgujratsamay.com , www.navbharattimes.com Please note, you need to be logged in to your Times Points account for earning Times Points while consuming, sharing & creating content on above listed websites.
accounts 
 What should I do in case I am unable to access my Company's Current Account using NetBanking 
 If you are unable to access your company account, it may be because you have entered an incorrect Customer Identification Number (Cust ID) to log into your NetBanking Account. While opening Accounts of Companies, separate Customer IDs are created in name of the Company as well as each of the Authorized Signatory(ies). The latter is distinct and has to be used to access NetBanking for the Company's Account. However, we regret our inability to disclose the appropriate Customer ID on an unsecure e-mail and request you to contact our nearest Branch or PhoneBanking Center for this. For more details, Contact Us View more
cards 
 Is there a load amount limit 
 Yes, a card balance cannot be more than Rs. 50,000 at any given point in time.
loans 
 Can I avail an Overdraft against my Property 
 A Loan Against Property can be availed as a Term Loan with EMI repayments or as a Drop line Overdraft Facility.
investments 
 Will HDFC Bank buy back the silver sold by them 
 HDFC Bank does not buy the silver sold by them.
insurance 
 What is the cancellation procedure 
 The policy can be cancelled with a notice period of 30 days. The premium paid by you will be returned on a pro-rata basis or 25% of the annual premium, whichever is higher will be retained. Any cancellation request sent after 30 days of commencement of the policy will be refunded on a pro-rata basis.
insurance 
 What is salvage and what happens to it 
 Salvage refers to discarded parts that are damaged beyond repair and need to be replaced. If these parts have no economic value (broken glass, torn plastic, rubber parts), they are thrown away. However, parts like doors, panels, petrol tanks, front forks, etc. do have a residual commercial value. To avoid recycling of such parts that may be repaired and sold as new, these need to be destroyed to prevent malpractices by unethical workshops.
cards 
 What is the maximum value for which the Card can be used 
 There is no limit imposed on the usage of ForexPlus Card. Customer's can withdraw/utilise any amount, upto the value loaded on ForexPlus card at any ATM/POS. However, there are some ATMs service providers which have put in per day / per transaction limit towards cash dispense which cannot be changed by the Bank. In such cases the cardholder might need to do multiple transactions if he wants to withdraw any amount higher than that allowed in one transaction.
security 
 How does Verified by Visa/ MasterCard SecureCode work 
 Verified by Visa/ MasterCard SecureCode provides you with a Password/ SecureCode that protects your online transactions, just like the way you use your PIN at an ATM. All you need to do is follow the simple steps: Select the goods and services you want from the Verified by Visa (VBV) / SecureCode merchant site and proceed to the payment page. Enter your HDFC Bank Debit/ Credit Card number and the online store will connect with HDFC Bank to check whether your Card is secured with Verified by Visa/ MasterCard SecureCode. HDFC Bank initiates a Verified by Visa/ MasterCard SecureCode pop-up window on your computer screen that includes your Personal Assurance Message (PAM) or Personal Greeting message. Look for and confirm your PAM/ Personal Greeting then enter your password. HDFC Bank will then confirm your identity to the merchant. Your payment is authorized and your order is placed. View more
accounts 
 Must I open Regular Current account in each location where I have my company office 
 No. As a Regular Current account holder you have the advantage of single account, multi-location banking.
cards 
 Who can purchase ForexPlus Platinum Card 
 ForexPlus Platinum card can only be used for making payments outside India except for Nepal & Bhutan. Whenever the cardholder is using his card he must be present at the place of transaction & need to sign the chargeslips. Thus, we issue ForexPlus Chip card to customers travelling abroad basis valid documentation proof.
investments 
 What is the requirement to avail of the InvestTrack facility  
 You need to have an existing Investment Services Account (ISA) or you need to open an ISA, without which you will not be registered under InvestTrack
cards 
 Who can purchase ForexPlus Card 
 ForexPlus card can only be used for making payments outside India except for Nepal & Bhutan. Whenever the cardholder is using his card he must be present at the place of transaction & need to sign the chargeslips. Thus, we issue ForexPlus card to customers travelling abroad basis valid documentation proof.
cards 
 Is there a usage limit 
 No upper limit for usage limit on Point of Sale transactions. Usage restricted to the available balance in card.
insurance 
 Is there an age limit on the property for it to be insured 
 No there is no age limit to buy a home insurance policy.
insurance 
 What are the plans available under this policy 
 You can insure yourself for Rs. 3 Lakhs, Rs. 4 Lakhs or Rs. 5 Lakhs. You can choose from any of the four plans mentioned below: 1 Adult 2 Adults 2 Adults and 1 Child 2 Adults and 2 Children The policy offers the option to cover on an individual sum insured basis or a family floater basis. View more
investments 
 How will HDFC Bank sell the silver 
 Initially, HDFC Bank will sell the silver through its branches.
cards 
 Can I reload my Card while I am abroad 
 You can reload the Card through a person appointed by you. The authorized person can reload the card by visiting any of the HDFC Bank branch.
insurance 
 Will my accident policy cover me even if I am out of the country 
 Yes the accident policy will cover you even if you are out of the country. The sum insured will be paid to you in Indian Rupees in case of a claim i.e. the claim will be paid out in India only.
cards 
 What is the HDFC Bank Apollo Medical Benefits Card 
 It is an electronic Prepaid Card issued to corporate organizations for offering medical allowance/reimbursement to their employees.
insurance 
 What do you mean by exclusions under the Revive Policy for Personal Accident 
 Exclusions are situations or conditions where in HDFC ERGO is not liable to pay the benefits to the insured person in the event of an accident.
accounts 
 How can I avail exemption from TDS on interest earned on Fixed Deposits 
 To avail exemption from TDS on interest earned on Fixed Deposits, please submit a completed Form 15H (for Senior citizens) or Form 15G (for Regular customers) at any nearest HDFC Bank Branch (Form available on the website).
cards 
 Do I need to have HDFC Bank account to purchase the HDFC Bank ForexPlus Platinum card 
 No, you don't need to have an account with HDFC Bank to purchase the ForexPlus Chip card. You can just walk into any of our HDFC bank branches in India and purchase it over the counter on submission of relevant KYC documents.
insurance 
 What are the premium paying frequencies that are available under this policy 
 The premium payment frequencies under this plan are Annual, Half yearly, Quarterly and Monthly or Single
insurance 
 Why is HDFC Life C2P+ Extra Life Cover important 
 C2P Plus Extra Life Option, provides double the benefit in case of death due to accident.
cards 
 Can a non Traveller purchase ForexPlus Chip Card 
 No, ForexPlus Chip Card can only be issued to Travellers. ForexPlus Card is valid for making payments in countries other than India, Nepal & Bhutan. Whenever the cardholder is using his card he must be present at the place of transaction & need to sign the chargeslips. If the cardholder is a non - traveller he can not be present at the time of transaction processing, hence ForexPlus Chip Card can not be issued to a Non- traveller.
investments 
 How do I convert my existing portfolio of Mutual Fund units to an Online Mutual Fund portfolio 
 Currently, this facility is not available.
insurance 
 What do I receive on Maturity 
 You will receive the Fund Value on maturity as a lump sum amount or you can choose to receive the same over a period of 5 years through Settlement Option.
cards 
 What is the HDFC Bank Contactless MulticurrencyForexPlus card 
 HDFC Bank Contactless Multicurrency ForexPluscard is an embedded chip based prepaid forex card introduced in partnership with VISA/MasterCard International. It is the first card to offer you the option of carrying upto 23 currencies simultaneously in a single card in a convenient and secure way. This card gives you the freedom to shop anywhere in the world and provides access to the currency of your destination at competitive market rates. It can be used at all VISA/MasterCard affiliated ATMs and merchant establishments worldwide. This card cannot be used for payments in India, Nepal or Bhutan.
insurance 
 Will sum assured be used to calculate any benefits 
 Yes, guaranteed additions and vesting addition is a percentage of this sum assured on vesting
insurance 
 What are the additional servicing charges 
 Rs. 250 per request on. Premium collection related services such as cheque pick-up/premium payment via outstation cheques/drop-box deposit. Cheque bounce/cancellation of cheque. Request for duplicate documents such as duplicate premium receipt, duplicate policy document. Cancellation/failure of ECS/SI due to an error at client’s end or fresh request of ECS / SI mandate initiated by client. Premiums paid via credit card, the company may charge up to 2% of installment premium depending on the credit card used
insurance 
 What are the charges applicable for this plan 
 HDFC Life Click 2 Invest – ULIP offers a minimal charge structure as stated below: Premium Allocation Charge: Nil Policy Administration Charge: Nil Discontinuance Charge: Nil Fund Management Charge: 1.35% p.a. of the fund value, charged daily Mortality Charge: The amount of the charge taken each month depends on your age and level of cover In addition, only if you request for partial withdrawal, fund switch and premium redirection a charge of Rs 250 per request or a reduced charge of Rs 25 per request (if executed through the company’s web portal) will be charged. First 4 partial withdrawals, 4 fund switches and 4 premium redirections in a policy year are free.
investments 
 How will I receive the redemption amount 
 You can receive redemption amounts through a Direct Credit in your Savings Bank Account mentioned in Investment Services Account opening.
cards 
 How do I know if an ATM will accept my Multicurrency Card 
 Look out for the VISA logo.
cards 
 I'm not a traveller, can I still benefit from the ForexPlus Chip Card 
 The ForexPlus Chip Card is only for travellers, and cannot be issued to non-travellers
security 
 Do I need to enter ‘#’ after keying in my Card number/ Card expiry date/ CVV number 
 Please listen to the recorded message and follow the instructions while entering your card details.
insurance 
 When does the plan acquire Guaranteed Surrender value 
 The policy will acquire a Guaranteed Surrender Value (GSV) provided 2 full years’ premium has been paid for premium payment term of 8 years and 3 full years’ premium have been paid for premium payment term of 10 and 12 years.
insurance 
 Is there any co-payment applied on this policy 
 All person(s) named covered under the policy above the age of 80 years (age last birthday) shall bear a co-pay of 10% for each and every claim.
accounts 
 Can I use this account for regular cheque/ cash deposits & withdrawals 
 Yes, you can use it as a regular account for typical banking transactions.
insurance 
 What is cumulative bonus 
 Cumulative bonus is an increase in the sum insured by a specified percentage of every claim free year subject to a certain maximum, provided that the policy is renewed without any break. Under the Health Suraksha policy, you can avail a 5% cumulative bonus for every claim free year upto 50% of SI..
loans 
 What is the maximum tenure to repay the Loan Against Property 
 A Loan Against Rent Receivables can be sanctioned for a minimum tenure of 12 months and a maximum tenure of 108 months. This however depends on the balance lease period and other parameters.
loans 
 Do I have an option to pay a skipped/ missed EMI for Pre-owned Car Loans 
 Yes, you can pay your missed EMI online. You need to provide your HDFC Bank Loan details, confirm payment towards HDFC Bank Loan account post which you will receive an online transaction confirmation and a Transaction Reference Number. The link for making HDFC Bank overdue loan repayment online is given below. https://www.billdesk.com/pgidsk/pgmerc/hdfcemi/index.jsp .
accounts 
 When can we open pension accounts 
 You can open pension account 6 months prior to your date of retirement.
cards 
 Where can I use my EasyShop Platinum Debit Card 
 Just look for the Visa logo when shopping. If you'd like to use an ATM, it should have the Visa or PLUS logo. And remember, you can use your EasyShop Platinum Debit Card at all HDFC Bank ATMs just like a normal card.
insurance 
 What happens in case of me wanting to surrender my policy 
 On request for surrender from you, the risk coverage will cease with immediate effect.If you surrender before the end of the 5 years from commencement of the policy, Your fund value (as on date of surrender) will be moved to the ‘Discontinued Policy Fund’ and will earn a minimum guaranteed return as specified by IRDA. The minimum guaranteed interest rate applicable to the ‘Discontinued Policy Fund’ shall be 4% p.a. Such rate may be changed in the future if the IRDA revises the minimum rate for discontinued policies. A fund management charge of 0.50% p.a. will be levied on the ‘Discontinued Policy Fund’ Your fund value as held in the ‘Discontinued Policy Fund’ will be payable to you at end of the 5th policy year In case of the death of the life assured or policyholder, before the payment of the surrender benefit, the amount in the Discontinued Policy Fund will be paid out immediately. If you surrender your policy after completion of 5 years from commencement of the policy, your fund value will be paid to you. On surrender, no additional charges will be levied.Once any surrender payment has been made the policy terminates and no further benefits are payable.
insurance 
 What is the minimum/maximum age at entry/maturity 
 Eligibility Criteria Minimum Maximum Age at Entry Age (years) 30 days * 45 Age at Maturity (years) 18 70 All ages mentioned above are age last birthday. * The minimum age at maturity should be 18 years.
loans 
 What are the benefits of having a Current/Saving Account for my Loan to Professionals 
 You get preferred Processing Fee, priority processing and simpler documentation if you have a Current/Saving Account with HDFC Bank. This is taken into account at the time of disbursal of the loan. You can pay through Standing Instructions to debit your HDFC Bank account with the EMI amount.
accounts 
 How can I get an International Debit Card with my Basic Savings Bank Deposit Account - Farmers 
 You can get an International Debit Card only on request at the branch @ Rs. 100 p.a. (plus applicable taxes) for each applicant.