GhulamShabbirKhan/BankFAQs-Phi4 huggingface dataset:
Q: What is RTGS
A: RTGS is the Real Time Gross Settlement which is used for the transfer of amounts of Rs. 1,00,000 or more from one bank account to another bank account (any bank located anywhere in India if attached with an Internet system) at very minimal charges. The amount is credited into the beneficiary's account in real time. For amounts less than Rs. 1,00,000 we use NEFT( National Electronic Fund Transfer).
Q: Where can I use my EasyShop Titanium Debit Card
A: Your card can be used at all HDFC Bank ATMs, just like a normal card. When shopping at merchant locations, just look out for the MasterCard logo, and at ATMs check for the Master and Cirrus logo.
Q: What is a settlement option
A: Under settlement option, you can also take your fund value at maturity in periodical installments.
Q: Can the value of the card be topped up
A: Yes, your Regalia ForexPlus Card can be reloaded multiple times in future till the card gets expired. -Existing bank customers can reload their Regalia ForexPlus Card through HDFC Bank NetBanking / Mobile Banking by selecting Reload Forex Card under the option of Cards tab. -Alternatively, existing customers can also place in a request to reload the card through HDFC Bank Phone Banking service or Prepaid NetBanking.
Q: How will I earn the JPMiles on my JetPrivilege HDFC Bank World Card
A: On your JetPrivilege HDFC Bank World Debit Card, you will earn JPMiles for all your retail spends in the ratio of 2 JPMiles per INR 150 spent.Spends JPMiles will be transferred into your JetPrivilege membership within a period of 40 working days of the transaction date.
Q: What is meant by disease under the Critical Illness - Platinum Plan
A: Disease is a pathological condition of a part, organ or system resulting from various causes such as infection, pathological process or environmental stress and characterized by an identifiable group of signs or symptoms.
Q: How can I get my address changed in my loan account
A: In order to change your address in our records, we request you to visit the Retail Loan Service Center and submit the following documents: Request form for Address Change. Self Attested copy of your revised address proof along with the original address proof for validation. In case a bearer submits the request on your behalf, a bearer authorisation along with KYC documents(self attested copy and original for validation) of the bearer,i.e. Identity and Signature Proof like PAN Card, Aadhar Card, Driving License or Passport Copy will also need to be provided. View more
Q: Is there an age limit to buy an  Accidental Protection Plan - Hospital Cash policy
A: We can insure anyone between the age of 18 and 69 years.
Q: Can I load Regalia ForexPlus Card by making payment in Cash
A: No, Regalia ForexPlus Card cannot be loaded against payment of cash.
Q: What is Accidental Total Permanent Disability (ATPD)
A: ATPD means when the life assured is totally, continuously and permanently disabled and meets either of the two definitions below: Unable to Work: Disability as a result of injury or accident and is thereby rendered totally incapable of being engaged in any work or any occupation or employment for any compensation, remuneration or profit and he/she is unlikely to ever be able to do so. Physical Impairments: The life assured suffers an injury/accident due to which there is total and irrecoverable loss of: i. The use of two limbs; or ii. The sight of both eyes; or iii. The use of one limb and the sight of one eye; or iv. Loss by severance of two or more limbs at or above wrists or ankles; or v. The total and irrecoverable loss of sight of one eye and loss by severance of one limb at or above wrist or ankle. The disabilities as stated under “Unable to Work” and “Physical Impairments” must have lasted, without interruption, for at least 6 consecutive months and must, in the opinion of a medical practitioner (as defined below), be deemed permanent. The benefit will commence upon the completion of this uninterrupted period of 6 months. However, for the disabilities mentioned in (iv) and (v) under Part (2), such 6 months period would not be applicable and the benefit will commence immediately.
Q: Are there transaction limits for Platinum Debit Card
A: Depending on the balance in your account, it is possible to withdraw up to Rs. 1 lakh at the ATM daily, and spend Rs. 2.75 lacs daily. These limits have been set for your card security.
Q: Which cars can be financed for New Car Loans
A: We finance most passenger cars and multi-utility vehicles manufactured by India's leading automobile companies.
Q: I have made a Fixed Deposit with HDFC Bank. I want to update my PAN details in the account, how should I update my new PAN details
A: Customer's can now update PAN details through net banking, if they are registered for the same Or by submitting the request along with a copy of the PAN at the nearest branch.
Q: What are the charges I need to pay to foreclose my Loan Against Property
A: In case you wish to foreclose your Loan Against Property, the foreclosure charges are applicable on the outstanding principal or Outstanding Limit as the case may be.(Pre-payment is allowed only after 6 months from the date of loan disbursement).
Q: What is the exclusion in the plan
A: In case of death due to suicide, within 12 months; From the date of inception of the policy, the nominee of the policyholder shall be entitled to 80% of the premiums paid, provided the policy is in-force. From the date of revival of the policy, the nominee of the policyholder shall be entitled to an amount which is higher of 80% of the premiums paid till the date of death or the surrender value as available on the date of death.
Q: Can I get a tractor loan for any tractor I want to purchase
A: If your tractor is made by a leading automobile manufacturer in India, you can get a loan.
Q: How do I obtain a duplicate NOC/Form 35 for a vehicle loan that has been closed and fully repaid
A: You may obtain a duplicate NOC/Form 35 for your vehicle by visiting any of our the Retail Loan Service Center and submit the following documents: Request form for Duplicate NOC/Form 35. Self attested copy of the Registration Certificate book, duly self attested by you, along with the Original Registration Certificate book for validation. Applicable fee of Rs. 500/- vide a cheque/payorder/demand draft favouring HDFC Bank Ltd Loan Account No. << >>. In case a bearer submits the request on your behalf, a bearer authorisation along with KYC documents(self attested copy and original for validation) of the bearer,i.e. Identity and Signature Proof like PAN Card, Aadhar Card, Driving License or Passport Copy will also need to be provided. Please note that the Loan Closure NOC/Form 35 will not be issued if any of the following conditions apply: Copy of RC Book is not submitted The same vehicle is encumbered to the Bank for any other loan facility Any notice from a competent authority restraining the Bank from release of hypothecation If there are any existing over dues, direct or otherwise, in your name
Q: Which locations is SmartDraft available in
A: SmartDraft is available in the following locations only: Mumbai, Delhi, Gurgaon, Noida, Bangalore, Chennai, Hyderabad, Secunderabad, Kolkata, Pune, Nasik, Jaipur, Baroda, Indore, Bharuch, Surat, Silvasa, Chandigarh, Ludhiana, Patiala, Coimbatore, Ahmedabad, Lucknow, Calicut, Trichur and Cochin.
Q: What kind of returns will I get by investing in this plan
A: In this policy, the investment risk in investment portfolio is borne by the policyholder. Based on the performance of the funds chosen by you, NAV per unit will be calculated. Fund Value will be calculated by multiplying balance units in your fund by the then prevailing NAV price. Below is a sample illustration for a 30 year old male at an assumed investment return of 8% p.a. [email protected]% for 50k Premium Policy Term (years) 20 15 10 5 Regular Pay 20,30,002 12,68,672 7,09,694 2,66,551 Single Pay 1,71,697 1,26,261 92,702 68,063 5 Pay 7,53,609 5,53,310 4,06,582 NA 7 Pay 10,01,084 7,35,010 5,39,654 NA 10 Pay 13,16,517 9,66,604 NA NA Sum Assured multiple is 1.25 times for Single Premium and 10 times for other premium modes
Q: How do I purchase HDFC Bank GiftPlus card
A: GiftPlus cards are available in all HDFC bank branches. You can also purchase GiftPlus card online, through our NetBanking service.Detailed steps for online purchase is mentioned below:Log on NetBanking.Go to Accounts section and select Purchase Gift Card.GiftPlus Card can be personalised with the beneficiary name as provided by you. You will need to have Financial rights (TPT) for this transaction.
Q: While trying to register I am getting error message Card already enrolled , what should I do
A: Your card is already registered for Verified by Visa / MasterCard SecureCode, you don't have to re-register your card. In case you don't remember your password, please click on forgot password on the Netsafe login page or on the secure page while transacting and you can reset your password.
Q: How do I apply for a Loan Against Property (LAP)
A: You can apply for a loan in the following ways: Fill in the online application form and our representative will get in touch with you Call one of our PhoneBanking numbers provided on the website Visit your nearest branch Our existing liability customers may also get in touch with their Relationship Managers/ Personal Bankers to know more and apply for LAP