first trust bank , part of the aib group , is a commercial bank in northern ireland .

it forms part of one of the big four banks in ireland .

the bank was created in 1991 when tsb northern ireland merged with the aib group 's other interests .

the bank can trace its existence back to 1816 with the founding of the belfast savings bank .

the bank is one of the four banks that issues pound sterling banknotes in northern ireland .

allied irish banks confirmed plans to sell off the bank in april 2010 as part of plans to raise capital .

these plans were subsequently shelved and instead the bank announced investment plans starting in 2014 .

first trust bank

first trust bank £100 . 00 note . vfine condition 10th jan 1994 mcilroy issue
first trust bank £100 banknote - byb ref : ni . 441a - aunc .
the first trust bank issued northern irish pound banknotes in 4 different denominations , including this first trust bank 20 pounds banknote ( mature lady ) . they are part of the current first trust bank notes series . the first trust bank started issuing these 20 northern irish pound banknotes in 1994 . they are currently still in circulation .
first trust bank never requests you to make payments from your account to any account .
first trust bank issues notes in denominations of £10 , £20 , £50 and £100 .
vintage business bank cheque : state street bank & trust co . boston . 1966
first trust bank has a range of current accounts designed to meet your daily banking needs .
save first trust bank to get e - mail alerts and updates on your ebay feed .
first trust bank online banking is an easy , simple and convenient way to manage your finances .
you are about to leave the first trust and savings bank website . the site you are going to is not a direct representation of and is not controlled by first trust and savings bank .
save first trust bank 50 to get e - mail alerts and updates on your ebay feed .
first trust bank has been notified of a phone scam currently targeting our customers . reports received to the bank indicate that :
first trust bank reminds customers to be vigilant and aware of such calls - they are not genuine .
northern ireland : 1 x 20 northern irish pound banknote . first trust bank 01 . 05 . 07
ireland - first trust bank £20 - kb prefix - byb ref : ni . 422b - unc .
generally accepted as readily as cash , bank money orders are available at every first trust & savings location .
* fully completed personal loan applications from first trust bank customers processed within three hours 9am - 5pm , monday to friday excluding bank holidays .
aib is selling its divisions in the us and europe , including first trust .
fraudsters purporting to be from first trust bank have been targeting customers asking them to make test payments from their account .
first trust bank online banking is available from 7am until 3am 365 days a year for you to manage your finances .
welcome to first trust . . . ( br ) banking as it should be !
cheque - us - first - citizen bank & trust co . , raleigh , n . c , 19 - - , unused
when personal checks aren’t accepted , cashier’s checks are available at every first trust & savings location .
beloit , wi – in recognition of american housing month , first national bank and trust ( fnbt ) is highlighting five questions first - time buyers should consider before purchasing a home .
switch your business current account to first trust bank . it ' s simple , stress - free and can take only seven working days !
first trust and savings bank does not control nor is responsible for the content , products , services or policies provided by the above linked sites . first trust and savings bank does not guarantee nor endorse products , information or recommendations provided by the linked sites . first trust and savings bank is not liable for any failure of products or services advertised on the following sites . the following sites may also have a privacy policy different than that of first trust and savings bank’s privacy policy , and any of the linked sites below may provide less security than this website .
mr broderick said the union had been flooded with calls from members over the decision to sell first trust .
if you suspect that a call may be fraudulent , or are unsure about the source of a call please hang up and call first trust bank .
you are now leaving first international bank & trust ' s secure website . please review our terms and conditions for more information on third party links .
convert your leftover current first trust bank notes to cash using our hassle - free online exchange service . get paid fast for your unused currency from northern ireland .
customers who hold a cash isa account will not be able to transfer funds into this account online . lodgements can only be made at a first trust bank branch .
this one hundred pounds sterling bill measures 163mm by 90mm . if features an elderly couple . the words ‘first trust bank’ are printed on the paper c . . .
the finance workers ' union has said staff at first trust have been left shocked by the decision to sell it off .
as an additional layer of security , for some of our services , you will be required to validate these transactions with either a card reader ( if you hold a first trust visa debit card ) or code card ( if you do not hold a first trust bank visa debit card ) .
callers claim that they are calling on behalf of first trust bank and can fake the caller identification to make it look as if the call is from a legitimate source .
ready to apple pay ? get started by adding your first trust bank debit cards and personal credit cards to your iphone , ipad , apple watch or mac . # ad
the banknote of twenty pounds sterling measures 149mm by 80mm . it features an elderly woman . text on the £20 paper note reads ‘first trust bank’ . t . . .
this fifty pounds sterling banknote is 156mm wide by 85mm high . it features an elderly man . printed on the paper banknote is the text ‘first trust bank . . .
b377 first run bank of england £50 pound note - g . e . a . kentfiel d a01 004333
the current series of northern irish pound sterling notes were first issued by the belfast - based first trust bank in 1994 . they feature the image of a man and a woman at different stages of life . the notes are a valid means of payment in northern ireland , but they are not legal tender in other parts of the united kingdom . we exchange these modern first trust bank notes for cash free of charge .
when a witness to your signature is required for legal documents , notary services are available at every first trust & savings locatio n .
thank you for visiting our website ! you are now leaving first international bank & trust ' s secure website . please review our terms and conditions for more information on third party links .
our members in first trust bank who have worked so hard to build up the business in the most difficult circumstances feel betrayed by senior management team that considers them to be dispensable .
cheque - us state bank & trust company , greenwood , s . c , 19 - - , no : - 2217 , unused
wire transfers may be sent from your first trust & savings account to almost any location in the world . contact us at 800 - 651 - 1365 .
for after - hours safekeeping of deposits and loan payments to be posted the following business day , night depositories are available at every first trust & savings location .
first trust bank uses cookies to enhance your browsing experience and to create a secure and effective website . by using this site you agree that we may store and access cookies on your devices , unless you have disabled your cookies .
this email address ( alert @ urltoken ) is a collection point for notifications of potential online fraud ( for example if you receive an email that appears to be from first trust bank or aib , which you believe to be bogus ) .
online banks don’t get any better . use your online banking access from first international bank & trust to view accounts , pay bills , make loan payments , create ach files for business transactions and more . all you need is an internet connection .
first trust ' s parent company allied irish banks ( aib ) has confirmed that the uk arm is up for sale as part of its efforts to raise 7 . 4bn euros .
safeguard family heirlooms and other irreplaceable items , as well as stock certificates , wills , and insurance policies in a safe deposit box . contact your nearest first trust & savings location .
repeat these steps for any other notes and coins you want to exchange . complete checkout and get paid within 5 days of receiving your currencies . to exchange your first trust bank 20 pounds banknote ( mature lady ) for cash : add it to your wallet now !
the banknote of twenty pounds sterling measures 149mm by 80mm . it features an elderly woman . text on the £20 paper note reads ‘first trust bank’ . the backside shows the chimney rock formation at lacada point on the antrim coast : the wreck site of the ship girona .
aib ' s decision to sell first trust and its banking arm in britain comes after the bank sold 23bn euros worth of loans to the republic ' s national asset management agency ( nama ) , formed to take control of toxic assets , at an average discount of 43 % .
the bank employs about 1 , 300 people in 48 branches across northern ireland .
secure messaging allows you to conveniently and securely send a query to the bank .
if you need to withdraw money from your cash isa account online , you can do so provided you have made a lodgement to the account in the previous or current tax year . if this is not the case you will need to visit a first trust bank branch to make this withdrawal .
please note that first trust bank never request any login or personal details via email . if you have received an email asking for your online banking / ibusiness banking details please forward the email you received to alert @ urltoken and then immediately delete the email . do not click on any links in the email .
the freedom and flexibility to bank whenever you need to , from wherever you are .
rare bank of england 1980 issue £5 note . prefix jz86 638666
somerset
unc
please note that first trust bank never request any log in or personal details via email . if you have received an email asking for your online banking / ibusiness banking details please forward the email you received to alert @ urltoken and then immediately delete the email . do not click on any links in the email .
we’ll send you your money by bank transfer , paypal or cheque within 5 working days .
do you have current first trust bank notes like the ones in the pictures below ? add the amount you want to exchange to your wallet . you ' ll see exactly how much money you ' ll get for your northern irish pounds . click on the wallet symbol to complete checkout and get paid within 5 days of receiving your currencies .
transfer money between your own accounts and to any bank or building society account in the uk .
bank of ireland £20 notes - unique numbers - these notes would look well in any collection .
first merchants provides third party links for your convenience . first merchants is not responsible for the products , services , content , privacy policy , and security policy on third party websites . you can click cancel now to stay on the current page .
allied irish banks , p . l . c . is regulated by the central bank of ireland .
the bank has been made aware of new types of email fraud attempts . criminals are sending emails :
northern ireland : 1 x 20 northern irish pound banknote . northern bank 24 . 08 . 93 .
2006 ulster bank george best commemorative £5 five pound note . unc . free uk p & p .
the below table compares the services available on online banking against our other online services and ways to bank .
it has the first prefix number of aa105757 . it has been signed by
matchett
. the note is in unc condition .
first trust bank is a trade mark of aib group ( uk ) p . l . c . ( a wholly owned subsidiary of allied irish banks , p . l . c . ) , incorporated in northern ireland . registered office 92 ann street , belfast bt1 3hh . registered number ni018800 . authorised by the prudential regulation authority and regulated by the financial conduct authority and the prudential regulation authority .
in november 2006 , ulster bank issued a limited edition £5 note as a tribute to footballer george best , to mark the first anniversary of his death . one million £5 notes were issued but only 500 , 000 official presentation wallets were produced .
if it fails to raise further private investment , the irish state will take a majority shareholding in the bank .
irish finance minister brian lenihan said pumping in more money into the bank was
the least worst option
.
£10 clydesdale bank w / hs 018178 dated 25 - 1 - 2009 . firs t prefix for design gef .
bank of ireland , northern ireland issue . nice ef overall . minor foxing stains on top face and reverse .
i could let this pass if we were as picky about accepting bank of england notes or other regional currencies .
it has the first prefix number of aa443057 . the note is in unc condition . this note is seldom seen now in unc condition !
it has the low first prefix number of aa002160 . it has been signed by
matchett
. the note is in unc condition .
first trust ban . dated 01 . 05 . 07 . you will receive the note in the picture , it is in the condition as shown . rather than using a ( subjective ) grade to describe the condition of the banknote , we have taken extra care to include high definition pictures of both sides .
as the loans were sold at a discount , the bank now has a
black hole
in its funding .
allied irish bank £10 note 1st june 1988 . someone has written 500 on the front . no tears but folded .
on tuesday , another bank , anglo irish , announced the largest corporate loss in the history of the republic of ireland .
the announcement came a day after the irish government said it would inject a further 8 . 3bn euros into the bank .
we will respond to your query within 24 hours ( 9am to 5pm , monday to friday , excluding bank holidays ) .
the bank recommends shredding receipts , bank statements , and unused credit card offers as sound advice to prevent identity fraud . this free service will be limited to six boxes of shred per person to allow all community members a chance to have their personal documents shred .
larry broderick , the irish bank officials association ( iboa ) general secretary said members were
profoundly distressed , confused and angry
.
ninety days of transaction history are available when you first sign in to online banking ; after that , your history will build up to 18 months of transaction history .
whether you ' re a first - time homebuyer , building a custom home construction , or refinancing your home , we have a solution that ' s right for you .
bank of england banknotes held as backing assets may be kept either at an authorised location or at the bank of england . some of these banknotes are of very high value , including £1 million banknotes ( known as giants ) and £100 million banknotes ( known as titans ) .
beloit , wi – when considering buying a home , the down payment you put upfront plays a major role in your future housing expenses . according to the consumer financial protection bureau , the amount you save can greatly influence your interest rate , monthly housing payment and also your need for mortgage insurance . as you prepare for the home buying process , first national bank and trust ( fnbt ) is highlighting six sound advice tips to help you cut the extra costs and save a substantial amount for your down payment .
the assets can be a combination of bank of england banknotes , uk coins and funds held in an account at the bank of england . this means that , if one of the banks failed , the backing assets could be used to reimburse everyone who has one of its banknotes .
the clydesdale bank £100 note is a banknote of the pound sterling . it is the largest denomination of banknote issued by the clydesdale bank . the current cotton note , first issued in 2009 bears a portrait of the designer and artist charles rennie mackintosh on the obverse and images of the heart of neolithic orkney on the reverse . security features raised print , metallic thread , watermark , microlettering , uv feature , holographic feature , see - through registration device uncirculated £100 clydsdale bank note issued 7th june 2007 £ . 6 . 50 special delivery uk £11 . 75 international will combine postage on 2 or more orders
bank of ireland £5 note - misprint unique rare . date - 01 / 07 / 94 signature - d . j . harrison prefix - l604652 .
when i get here i am always plagued with the problem of getting rid of my northern irish bank notes , yet they are all part of the same currency and backed by the same central bank . for me it is one of most infuriating experiences of going to london , since we are part of the same monetary union , why should folks living in northern ireland be subjected to this nonsense just because some people cannot be bothered to accept our local bank notes .
do you wish to leave the first merchants website ? by clicking continue , you will be leaving urltoken and be taken to another website where the privacy and security policies may differ from our site .
you are currently trying to view the first merchants site using an outdated browser . in our commitment to your security , and in keeping with industry standards , we no longer support the browser you are using .
a rare uncirculated northern irish specimen banknote from 1980 . punched holes , signed hamilton , d0000000 ulster bank limited . belfast 02 / 06 / 1980 specimen number : 209 .
i regularly make trips back and forth to london to visit my mum and each time i come over i am faced with the usual problem of running about to get to an atm that dispenses bank of england notes or secretly cursing the cashier at the city airport bar who gives me a bank of ireland fiver just before i board the plane for heathrow .
it has the first prefix number of d2846261 . it has been signed by
kells
. it can be seen under ref ni . 844 in the current banknote year book @ £140 . the note is in unc condition .
if you plan to transfer money to another bank or building society , or pay any credit card , store card or finance bills , you will require a card reader or code card .
only the bank of england issues banknotes in england and wales , but seven banks in scotland and northern ireland can also issue banknotes . coins are manufactured and issued by the royal mint .
an estatement is an electronic version of your printed bank account or credit card statement . estatements will be available online for up to seven years for bank accounts . you will be able to view your credit card estatements issued on or after 6 november 2014 for up to seven years , and / or you can download and save these on your computer or device if you prefer .
our website is the gateway into your online banking experience . it ' s designed with one person in mind – you ! from the prudent - minded to the fiscal adventurist , and everything in between , we offer what you need to be good to your money . if you’re looking for a bank that’s a little different , bank with us . we’re really glad you’re here .
in the clean - up operation of irish banking , nama will take more than 1 , 200 individual toxic loans off the books of five lenders - bank of ireland , aib , anglo , irish nationwide and ebs .
we encourage employees of the scottish and northern ireland issuing banks and their approved agents to first use the whistleblowing procedures available in their workplace . if there are not any , or if you do not feel able to do so , you can contact us on + 44 ( 0 ) 20 3461 8703 during office hours . alternatively , you can email us at s & niwhistleblowing @ urltoken or write to : iawb team , pra rad , bank of england , 20 moorgate london ec2r 6da .
1970 northern £50 banknote . a sought after 1970 northern £50 note , with wilson signature , which is in original crisp vf condition , with one tiny edge nick . this being the first year of print for this note design , now a very difficult year to find .
purporting to be from a supplier to their customers . the email advises that the supplier has changed their bank account number and that all future payments should be made to the new account , which belongs to the criminal , and
* our business hours are monday to friday from 9am to 5pm , excluding bank holidays . although we aim to provide you with a decision within 3 business hours , this period may be extended for technical or other legitimate reasons .
before your company can start using a tpp service for the first time you will need to contact us on 0345 241 1871 + as we will need to enable your company to use this new service . please note that setup on the new service takes no longer than one business day .
which spoof the from : field , so the email appears to be from a manager / director / senior staff member within the company . the email is requesting the receiver to ‘complete a bank transfer to an overseas account’ and appears to be sent from the email manager ' s account .
ron beckstrom of golden rule coins will be on - site to tell bank visitors what their old and valuable currency is worth and make offers to purchase some of the appraised currency . this free service , open to all community members , will be available from 10 : 00 am until 3 : 00 pm .
northern bank limited . dated 24 . 08 . 93 . you will receive the note in the picture , it is in the condition as shown . rather than using a ( subjective ) grade to describe the condition of the banknote , we have taken extra care to include high definition pictures of both sides .
1 october 1978 £100 note . was part of a collection now broken up . description as per photo . happy to post worldwide for exact cost of postage . i’ve said £5 as an approximation . i also have a 1 march 1941 ulster bank £50 note . happy to post together . any questions please ask
' once , now ' transfers between your first merchants accounts will affect your available balance and appear in account history immediately as a pending item . settlement of the transfer will occur the next business day if the transfer is after 9 p . m . et or on a non - business day . scheduled or recurring transfers will be processed and appear the morning of the date scheduled .
the seven scottish and northern ireland banks must , by law , set aside assets that are worth at least the value of all of the banknotes they have in circulation . this ensures that people with genuine banknotes issued by the seven banks receive a level of protection similar to people who have genuine bank of england banknotes .
date - 01 / 01 / 13 signature - stephen matchett prefix - aa001690 . battle of the boyne 1690 - may be of interest to a museum . very unique - bank of ireland £50 note - collectible number - 001690 . condition - a perfect example , apart from a minor count flick - aunc - high quality .
whistleblowing is when an employee reports suspected wrongdoing at work . the bank of england is a ' prescribed person ; , which means that you can make a whistleblowing disclosure about the scottish and northern ireland banknote regime to us instead of your employer . this is generally referred to as ' making a disclosure in the public interest ' . an employee can report things that are not right , are illegal or if anyone at work is neglecting their duties , including :
aib uses cookies to enhance your browsing experience and to create a secure and effective website for our customers . by using this site you agree that we may store and access cookies on your devices , unless you have disabled your cookies .
before proceeding please read our site use terms and conditions , privacy & cookie statements which apply to your use of this website . aib and aib group are registered business names of allied irish banks , p . l . c . registered office : bankcentre , ballsbridge , dublin 4 .
html public
- / / w3c / / dtd xhtml 1 . 0 strict / / en
urltoken
the dramatic cliffs of the antrim coast tower over the site of one of the richest shipwrecks ever discovered in our coastal waters . it was here that in june 1967 a diver and treasure hunter , robert stenuit , located the traces of what proved to be the wreck of the spanish armada galleass , girona , a craft that had sunk on 28 october 1588 .
over the next two years , stenuit amassed over 12 , 000 artefacts from the wreck , and in 1972 they were purchased as an entire collection by the ulster museum , where they are now displayed . the bay where the wreck was found is still known locally as ' port na spaniagh ' .
the girona was one of 130 ships that set sail from lisbon in 1588 . after defeat in the english channel the expedition was aborted , and the fleet attempted to return home via scotland and ireland . the scattered ships were battered by storms , however , and between 15 and 28 september , 28 ships were wrecked on the irish coast . the girona was actually sailing northwards back to scotland , crammed with 1 , 300 men on board , when it struck the razor sharp rocks off lacada point . it seems likely that the repaired rudder failed , and the ship was literally cut into two by the rocks . only nine sailors survived and were able to climb the massive cliffs to safety at nearby dunluce castle .
the most spectacular finds from the wreck were the 45 pieces of gold jewellery belonging to the commander and officers . these included six gold chains ( one of which was 8 feet long ) , crosses and military decorations , finger rings and 12 portrait cameos of byzantine caesars . one ring has a hand holding a heart , with a motto on it in spanish : ' i have nothing more to give you . ' the site is the only protected wreck in northern ireland waters .
the bbc is not responsible for the content of external sites . read more .
this page is best viewed in an up - to - date web browser with style sheets ( css ) enabled . while you will be able to view the content of this page in your current browser , you will not be able to get the full visual experience . please consider upgrading your browser software or enabling style sheets ( css ) if you are able to do so .
html public
- / / w3c / / dtd xhtml 1 . 0 transitional / / en
urltoken
mr broderick said the union is seeking urgent meetings with aib ' s senior management .
it made a loss of 12 . 7bn euros ( $ 17 . 2bn ; £11 . 4bn ) in the 15 months to december .
most popular now | 56 , 514 people are reading stories on the site right now .
;
you can contact us in a number of ways . fill in the enquiry form , find the relevant phone number and location , or contact us on one of our social media channels . choose whatever suits you .
6 . 9 % apr representative for loan amounts from £5 , 000 to £25 , 000 .
fraudsters are currently targeting members of the public via text message to divulge sensitive and personal banking details .
want to enquire if you ever had ppi - it ' s simple , easy and free .
switch your current account to us . it ' s simple , reliable , stress - free and will only take seven working days !
important : before entering this site please take time to read our site legal notice and privacy statement . by proceeding further you are deemed to have read and accepted our site legal notice and privacy statement .
aib group ( uk ) p . l . c . is covered by the financial services compensation scheme ,
if you have trouble logging in using this button , please use this online banking link .
please note , online services may be unavailable between 3 : 00am and 7 : 00am daily due to essential maintenance .
if you have any queries on online banking or any of our services please go to our new help centre where you will find answers to all your service queries .
our new ibusiness banking help centre provides help and guidance on how to use the range of transactions available to you .
we have provided links to business banking insight and the government designated finance platforms for sme’s .
if you have trouble logging in using the button , please use these ibb log in link .
administer and reconcile your client and third party funds with this ibb module , saving your business time and money .
new regulations will become effective on 13 th january 2018 which introduce new online services allowing your company to access its account data or make payments on its behalf through third party providers ( tpps ) . learn more about open banking .
we have introduced a new ibb service to allow authorised and / or registered tpps , who you have given your consent to , to access accounts online ( for example , to make payments or to obtain information about balances or transactions on your company account ( s ) ) . the screens for this service will have a new look and feel which will be different from your existing ibb screens .
in order to provide this service the tpp must be authorised and / or registered by the financial conduct authority ( fca ) or another european regulator . learn more about who can provide these new services in our security centre .
tpp access to your account ( s ) information can be revoked any time you choose to do so . to learn how to revoke access please go to the ibusiness banking help centre .
a subsequent mail is then sent from the ‘manager’ with the receiving account details , which belong to the criminal .
please look for any wording / grammar / tone that would be unusual for your company ; e . g . request to complete / sort a “financial obligation” or a “wire transfer” .
check the time stamp on any emails , as this can sometimes indicate an email coming from somewhere it shouldn’t .
ensure that all your ibb users are aware of this threat and that they should report any suspicious activity immediately .
for detailed information on ibb and to find all ibb related forms , visit our help centre where you will also find a range of demo videos on ibb .
for all ibb related forms , please visit the online forms section of our help centre .
designed to meet your needs no matter what stage in life you are at .
see our range of current accounts for whatever stage of learning you ' re at .
going abroad ? see the options available whether you are going on holiday or wanting to pay someone in another currency .
click the above link to find out why we are changing these terms and conditions .
with your busy life , you need convenience ( i ) and ( / i ) friendly , supportive bankers .
we ' ve detected that javascript is disabled in your browser . would you like to proceed to legacy twitter ?
welcome to our official twitter account . we are here to help mon - fri 9am - 8pm , sat & sun 9am - 5pm . never tweet your personal details . social media terms apply
scam alert : fraudsters are phoning and texting customers pretending to be our staff to target your money . we will never ask you to transfer funds or for your activation codes , code card or card reader codes . protect yourself against fraud now
have a banking query ? let our team help . we are here until 8pm # tweetus
happy saturday ! have a banking query ? let our team help . we are here until 5pm . # tweetus
. @ bangorgrammar student benn cudworth was named a ‘future star’ of ni’s # business community at recent # befta18 awards @ businesseyeni . we caught up with him following his gcses to hear more about his company @ gamingaddictsco & how it feels to shine at 16 !
happy friday ! need help with a banking question ? let our team help . we are here until 8pm . # tweetus
good morning ! have a banking question ? our team are here to help . # tweetus
robot society president , student ambassador , championship rower & charity volunteer ; fionnbharr brady ' s list of accolades continues to grow . graduating today he was named 2018
happy wednesday ! need help with a banking question ? our dedicated team are here until 8pm to help . # tweetus
happy monday ! need help with a banking question ? our team are here to until 8pm to help . # tweetus
come along to our mortgage information morning today at our newly refurbished coleraine branch . 10am - 12 . 30pm # ad urltoken
happy saturday ! need help with a banking question ? let our team help . we are here until 5pm . # tweetus
speak to a mortgage adviser at our mortgage event tomorrow at coleraine branch 10am - 12 . 30pm # ad urltoken
twitter may be over capacity or experiencing a momentary hiccup . try again or visit twitter status for more information .
you can add location information to your tweets , such as your city or precise location , from the web and via third - party applications . you always have the option to delete your tweet location history . learn more
here ' s the url for this tweet . copy it to easily share with friends .
by embedding twitter content in your website or app , you are agreeing to the twitter developer agreement and developer policy .
not on twitter ? sign up , tune into the things you care about , and get updates as they happen .
this timeline is where you’ll spend most of your time , getting instant updates about what matters to you .
hover over the profile pic and click the following button to unfollow any account .
when you see a tweet you love , tap the heart — it lets the person who wrote it know you shared the love .
the fastest way to share someone else’s tweet with your followers is with a retweet . tap the icon to send it instantly .
add your thoughts about any tweet with a reply . find a topic you’re passionate about , and jump right in .
a penny saved is a penny earned . whether you’re just starting out , saving for a new house , or simply setting money aside , we have a savings account for you . learn more about our great rates today and find out how affordable life can be .
let your money continue to work for you by earning dividends ! view our current certificate and share rates by logging in and clicking ‘new accounts’ , then ‘shares and certificates’ .
receive your monthly statements in a direct and convenient method , while also better protecting your financial information from potential identity thieves . say goodbye to printed paper statements – sign up for estatements today ! log in , select ‘estatements’ , then click ‘enroll now’ . for more tips on how to keep your money safe , visit urltoken .
avoid overdraft fees by getting balance alerts when your balance falls below a certain amount . to sign up for balance alerts , log in and click ‘my messages’ , then select ‘ealert subscriptions’ .
error : it ' s me 247 online banking requires that you enable javascript in your browser .
error : it ' s me 247 online banking requires that you enable cookies in your browser .
your savings federally insured to at least $ 250 , 000 and backed by the full faith and credit of the united states government . ncua a u . s . government agency .
disclaimer : this site contains links to other sites on the internet . we , and your credit union , cannot be responsible for the content or privacy policies of these other sites . use the internet with care , we don ' t know what you ' ll stumble across . copyright © 2007 - 2018 , cu * answers . all rights reserved .
online banking is responsive and resizes to suit each device . be it a desktop , tablet or phone , you have the flexibility of banking at a time and place that suits you . our security precautions mean your money is kept safe .
the service is available to personal customers ( aged 12 and over ) , personal business customers and partnerships . once registered for online banking , you can also use our mobile and phoneline banking services .
upon registration , you will be issued with two sets of secure numbers , an eight digit registration number and a five digit personal access code ( pac ) . you can change your pac to make it easier to remember .
once the service is activated , you can access our online , mobile and phoneline banking services by using these secure numbers .
when you use our online banking urltoken , you can be safe in the knowledge our service is secure .
you will be asked to input your registration number , three random digits of your pac and a third piece of personal information to confirm your identity before you will be allowed to view your accounts and complete simple transactions .
we understand how important the security and confidentiality of your information is to you . your security is our highest priority . for added piece of mind visit our security centre on urltoken which provides tips on how to stay safe online .
viewing your account balance and seeing what is available for you to withdraw or transfer . this will include your overdraft ( if you have arranged one )
viewing any pending visa debit card transactions ( those which you have made but have not yet been taken from your account ) including the retailers name .
save paper and reduce your effect on the environment by stopping your paper statements .
if you pay any monthly or service fees on your personal account , this will also be included with your estatement .
if you require a recent paper statement on your account , you can print your estatement , or alternatively you can order a statement to be posted .
make payments and move money at a time and place that suits you . you can :
pay bills to a list of up to 2 , 000 companies . you can even select a payment date up to 28 days in advance .
choose to make these payments on a one - off basis , or for convenience you can save these bill and account details if you plan to pay to them on a regular basis .
set up , amend or cancel standing orders ( regular payments ) . you can also view the details of your current active or any cancelled regular payments .
cancel your direct debits . you can also view the details of your current active direct debits and of any direct debits you have cancelled within the last 6 months .
you can apply for a fixed rate personal loan and you can apply for an overdraft facility on your classic current account . we aim to decision your fixed rate personal loan application within 3 business hours * .
you can open a new regular saver account or fixed rate saver account online – it’s quick and easy .
* funds can only be added to your fixed rate saver account during the initial account opening period , two days from account opening and when the account is in the pre - maturity window , five business days before the maturity date .
an alert is a text message notification we’ll send you to help you manage your current account . to receive alerts we will use the mobile telephone number held on file for you .
for more information on alerts and how to set up a balance alert , click here .
you can now view and update your telephone numbers and email address at any time through online banking . you will need your card reader or code card to update your telephone numbers .
if the address we hold for you is incorrect , please call phoneline banking on 0345 793 0000 † , log in and press zero ( 0 ) to speak to a customer service adviser . our advisers are available between 8am and 12am ( midnight ) , 7 days a week and will be happy to change your address . you will need your card reader or code card to complete this process .
to get started has never been easier . you can register now and start to use the service within a few minutes .
simply call phoneline banking on 0345 793 0000 † , press hash ( # ) and one of our customer service advisers will be happy to help you . our advisers are available between 8am and 12am ( midnight ) , 7 days a week and will register you and activate the service for you while you are on the phone .
they will also talk you through how to use the service and order you a card reader or code card if you plan to complete transactions or services that require these .
alternatively , you can download and complete the paper application and post this to your local branch . once your form has been received and validated , your registration details will be sent to you .
there are however cut off times and transaction limits that apply to any value transactions that you are sending , setting up or cancelling .
payments made after the daily cut - off time may take an additional banking day to be received by the recipient . this information will be displayed at the bottom of each payment screen . see the below links for more information :
customers who hold joint accounts should be aware that all account holders are jointly and severally liable for all transactions carried out on their accounts through online services .
if your joint account was set up so that any one of you can sign solely to complete transactions , then full access will be granted and you will be able to complete value transactions on this account through online services .
if your joint account was set up that all or more than one of you must sign or give authority to complete transactions , you will only be allowed to use online services for transactions which do not involve any value , for example checking your balance . you will not be able to carry out transactions such as transferring money or paying bills .
simply call phoneline banking on 0345 793 0000 † log in and choose option zero ( 0 ) and one of our customer service advisers will be happy to help you . our advisers are available between 8am and 12am ( midnight ) , 7 days a week .
find details of specific current security threats to our online and mobile banking customers and alerts that you should be aware of .
manage your money on the move - it ' s the smart way to go .
if travelling outside of the uk and you wish to call visa or mastercard to report your card lost or stolen please click on the link below to get local freephone numbers . ( please note mobile charges may still apply ) visa mastercard
0370 2430 331 * ( mon - fri 8 : 30am - 5 : 30pm ) ^ ibbuk . customer . support @ urltoken
bill pay › pay your bills the simple way , online . add companies , set up reminders and make recurring payments .
export transactions › export transactions from online banking to a spreadsheet , text file , or import your records into your favorite money management software .
estatements › reduce paper and mail , plus get your statement sooner . with estatement , you get an email the instant your statement is available online . sign up today !
* your phone may require a data service plan and web access . you may be charged access fees by your mobile provider based on your individual plan . check with your mobile provider for details on specific fees and charges .
with online banking , you can check balances , view statements , transfer funds and pay your bills online , anytime , anywhere . set up account alerts , order checks , activate mobile banking and more , all in a secure , web - based environment . choose read more for details about these features .
when asked to authenticate , select a phone number , click phone call completed , then click continue .
have questions about signing in ? want to learn how to make a payment or create alerts within online banking ? click read more for answers to common questions , or download our quick start guides to learn how to perform key tasks within the system .
you ' ll have access to a detailed help resource once you ' re enrolled , too .
have questions ? call our customer service line at 1 . 800 . 205 . 3464 . or , if you ' re a business client , learn about business online banking instead .
online banking works best with the latest versions of internet explorer , safari , firefox , or chrome browsers . other browsers have not been tested for compatibility and may display some content incorrectly . please note that javascript must be enabled for full functionality . if you experience any issues , please contact customer service at 1 . 800 . 205 . 3464 .
you ' ll need your online banking login id and password to sign in to online banking from urltoken . both your login id and password are case - sensitive , so be sure to use capital letters if necessary .


ald automotive is a french fleet managing and operational car leasing company and a fully owned subsidiary of société générale .

the company is active internationally and manages around 1.4 million vehicles .

with a direct presence in 41 countries and with top 3 positions in 26 countries , ald automotive is ranked # 3 worldwide and # 1 in europe by number of contracts under management and excluding oem captives as at 31 december 2016 with around 1.4 million full service vehicle leasing and fleet management service contracts .

the company also sells former lease fleet vehicles to consumers through its ald carmarket brand .

in 2015 ald automotive started leasing out e-bikes in the netherlands , as part of a program on experimenting with innovative mobility on the dutch market .

ald automotive

ald automotive ald automotive specialises in operational leasing and fleet management . with 1 , 100 , 000 vehicles and 5 , 000 employees in 40 countries , ald automotive is one of the world’s three largest car lease companies . ald automotive is a subsidiary of french banking group société générale .
ald automotive is the operational leasing and fleet management business line of societe generale group .
ald automotive hoeksteen 60 2132 ms hoofddorp tel : + 31 ( 0 ) 20 658 70 00 info . nl @ urltoken
as of 1 march 2016 , leasing company ald automotive and bright lease will join forces as bright lease adds its fleet of 1 , 100 vehicles to the ald automotive car park . the name bright lease will continue in use . the merger will give ald automotive a fleet of almost 30 , 000 vehicles in the netherlands . the leasing company currently has more than 1 . 2 million vehicles worldwide .
paris and manchester , nh - merchants leasing announced sept . 2 the acquisition of ald automotive usa , the north american arm of ald automotive , one of the largest fleet providers in europe . as a result of this transaction , merchants leasing will acquire ald ' s u . s . customer base and a fleet of about 3 , 300 vehicles .
ald automotive will continue to manage new businesses and large operations on the american market through its global commercial partnership with wheels inc . signed in 2009 .
ald automotive india , established in 2005 , is india’s # 1 fleet management company dealing in operational leasing . we offer a wide range of comprehensive mobility solutions that help companies concentrate on their core business while we take care of their fleets . ald automotive is a 100 % subsidiary of the societe generale group .
ald is listed on euronext paris , compartment a ( isin : fr0013258662 ; ticker : ald ) and its share is included in the sbf120 index . ald’s controlling shareholder is societe generale .
ald automotive is your reliable partner in full service leasing . we take care of everything , from the selection of your car , assistance , claims management to online reporting .
ald automotive pvt ltd unit no . 1802 , tower - a , peninsula business park , ganpatrao kadam marg , off senapati bapat marg , lower parel , mumbai - 400013
with ald automotive , you are always informed of the latest developments in the areas of the leasing market , lease cars , innovative mobility solutions and our new products and services .
one such firm is ald automotive , europe’s leading service provider for company car contract hire and fleet management . world finance spoke with gilles momper , the group’s chief financial officer and stéphane renie , ald’s sales and marketing director , to discuss recent trends in the industry and how ald has been able to continue growing and expanding .
ald automotive offers fleet management and long - term vehicle leasing solutions to companies in 43 countries . international and local teams are continuously working together to build tailored partnerships that best fit the client’s needs . placing client satisfaction at the core of its strategy , ald automotive provides fleet managers and drivers with innovative tools and services to make easier their everyday business and meet new challenges to come .
ald automotive offers fleet management and long - term vehicle leasing solutions to companies in 41 countries . international and local teams are continuously working together to build tailored partnerships that best fit the client’s needs . placing client satisfaction at the core of its strategy , ald automotive provides fleet managers and drivers with innovative tools and services to make their everyday business easier and meet new challenges to come .
ald automotive offers fleet management and long - term vehicle leasing solutions to companies in 43 countries . international and local teams are continuously working together to build tailored partnerships that best fit the client’s needs . placing client satisfaction at the core of its strategy , ald automotive provides fleet managers and drivers with innovative tools and services to make their everyday business easier and meet new challenges to come . urltoken
car leasing and fleet management company ald automotive has entered into a definitive agreement with mkb bank zrt . and letét kft . , to acquire 100 % of the shares of the hungarian fleet management company mkb - euroleasing autópark and its bulgarian subsidiary mkb - autopark . mkb - euroleasing autópark owns a total fleet of nearly 9 , 400 vehicles , 7 , 700 in hungary and 1 , 700 in bulgaria . ald automotive has been present in hungary for 10 years and manages today 6 . 000 cars for its 500 clients . in bulgaria , where the activities started a year and a half ago , ald automotive now manages 2 , 200 vehicles for 85 clients . with this transaction , ald automotive becomes a major player on the hungarian fleet market and consolidates its leading market position in bulgaria .
merchants and ald staff are working to ensure an effective transition to reduce any gaps in service or other interruptions in the day - to - day operations of the ald fleet . clients , suppliers , or other industry providers with any questions about ald automotive usa can contact the company at 608 - 443 - 3589 or by visiting their web site at urltoken .
the closing of the transaction is expected mid 2016 , subject to local authorities approval . on an international level ald automotive operates in 40 countries and manages 1 , 2 million vehicles ( end 2015 ) .
hoofddorp , 30 june 2015 – leasing company ald automotive and munsterhuis lease are to join forces as of 1 july 2015 . starting on that date , munsterhuis lease will transfer operational management of its 800 - plus contracts to fellow leasing company ald automotive . the alliance will bring economies of scale to both parties . their clients will benefit from the combination of local expertise and the facilities of a global player .
for ald automotive the alliance fits within its strategy of autonomous growth , where possible complemented by acquisitions . general director carel bal : “our core values match up well . ald automotive’s expertise and facilities match perfectly with munsterhuis lease’s knowledge and network , which is so firmly anchored in the east of the netherlands . and here , too , our expertise in offering ‘white label’ lease services were a deciding factor in the alliance . ”
ald automotive is the operational leasing and fleet management business line of the societe generale group and one of the largest providers in europe . as of june 2010 , the company manages a total of 815 , 728 vehicles .
as a subsidiary of société générale bank , we are a leader in the leasing market providing full - service leasing and fleet management solutions . ald automotive supports customers of all sizes in all sectors ; from corporate groups to small businesses .
with 6 , 300 employees worldwide , ald manages 1 . 51 million vehicles ( at end december 2017 ) .
for ald automotive , the collaboration is part of their ambitious growth strategy and their drive to build an even stronger presence in the small - and medium - sized business segment . the leasing company recognises a kindred spirit in bright lease’s brand experience : flexible , innovative and customer - oriented .
ritsaert menick , founder of bright lease : “it’s a big step , but we’ve put a lot of thought into it . what makes the deal interesting and understandable is ald automotive’s clear choice to continue the unique appeal of our services . i look forward to the future with confidence . ”
ald automotive is the market leader in belgium for full service leasing , car rental and fleet management . looking for a service provider to lease a car or a van ? our specialized lease consultants will take care of you . they will provide you with a wide range of mobility solutions for your company , including fleet management .
carel bal , general manager ald automotive : “in 2015 , our fleet grew by 16 % , and we have bold ambitions for growth in 2016 . with the acquisition of bright lease so early in the year , we are taking a major step towards putting our words into action . we will combine bright lease’s proven focus on the customer and entrepreneur with our innovative product selection . ”
the singer family , which founded merchants automotive group and its associated fleet management company , has been given the 2018 granite state legacy award that recognizes the family ' s charitable donations , the hooksett , n . h . - based company announced .
a global leader in mobility solutions , ald provides full service leasing and fleet management services across 43 countries to a client base of large corporates , smes , professionals and private individuals .
a leader in its industry , ald places sustainable mobility at the heart of its strategy , delivering innovative mobility solutions and technology - enabled services to its clients , helping them focus on their everyday business .
how is ald driving innovation within the industry ? renie : when you think of innovation , you immediately think about technology , and clearly technology in our industry can be a major transformation factor . when it comes to client - facing solutions , we want to be ahead of the game in terms of interaction with drivers and fleet managers by providing client and driver portals , which can be accessed from anywhere in the world . this platform encompasses everything they need to know about their relationship with ald on a given vehicle , or more broadly on their entire fleet .
what benefits does belonging to a banking group entail ? momper : belonging to a banking group is obviously a key advantage in receiving competitive funding to support both our organic and external growth in the long term . it is also an advantage from the commercial point of view to have access to the market and promote vehicle - leasing products through the network and corporate customer base of the bank . also , being part of societe generale imposes a prudent approach to ald in terms of asset and liability management : assets and liabilities are matched in duration , currency , and type of rates . this provides extra assurance to our customers that ald has a consistent , long - term and sustainable approach when dealing with funding .
why is ald recognised as one of the industry’s leading service providers ? renie : we now have a market leadership position as we manage more than 1 . 1 million cars across the globe and we have experienced a compound annual growth rate of eight percent for the past 10 years . the other dimension is one of geography , whereby we have the broadest presence in our industry .
what regions does ald operate in and which markets offer the greatest potential for growth on a global scale ? momper : we currently operate in 40 countries and we have just opened a subsidiary in chile and a branch in kazakhstan last year . our approach has always been to open subsidiaries or branches wherever our international customers are established – of course this also depends on the fleet potential .
how does ald facilitate value management for customers ? momper : the economy of scale acts as the main driver of value creation for our customers – our size and growth matters to us , but it also matters to our customers as they benefit from our procurement power . we are buying more than 230 , 000 cars and 1 . 2 million tyres per year worldwide , which contributes greatly to decreasing operational costs .
what does ald offer as an optimal solution for car fleet management ? renie : we tend to think that our core product , which we call full service leasing or full operational leasing , is today more than ever the optimal solution when it comes to car fleet management . it provides a one - stop shop for our customers that encompass vehicle purchase , a financial path and operational services for a fixed monthly rental , which lasts on average 43 months .
that being said , our approach is not monolithic ; we have diverse solutions in our portfolio , such as fleet management , which now comprises 25 percent of our product offerings . we think of ourselves as being part of the service industry more than anything else , so the capability of ald to provide these two products and a number of variations for them both , puts us in an excellent position to really fit and adapt to customer needs – today and going forward .
what role do strategic partners play within ald’s business model ? renie : we have strategic partnerships in areas of the globe that we do not cover with direct affiliates . that’s particularly true for north america where we have an alliance with wheels , which is a top three player in the north american leasing and fleet management industry . we also have associate companies in south africa , australia , new zealand and ireland . the purpose of these strategic partnerships is to provide for customers within our portfolio that require a global solution . we have noticed that this trend is increasing ; many more customers want to optimise the service from a global standpoint , instead of just regionally , which was previously the case .
the market for vehicle leasing and funding has evolved in recent years to span multiple countries and various continents , offering customers more services than ever before , and new benefits through technological innovation . the financial crisis was a turning point for the industry – generally , only the largest have survived . the most financially robust and well - structured companies have been able to absorb falling vehicle resale prices and withstand fierce competition .
how has the vehicle funding and management industry changed recently ? renie : the first striking change within the industry in recent years is a very clear movement of concentration , with a greater market share for international players . the past crisis and general market conditions have made it increasingly difficult for small and local players to remain competitive .
secondly , there has been a vast geographical expansion of the product ; up until 10 years ago , it was focused mostly in mature markets , but the service has since spread to emerging fleet markets , such as brazil , mexico , turkey and india .
momper : i would say that the other main hinge in recent years is that during the financial crisis , operational vehicle - leasing players suffered an unexpected decrease of used - car prices in europe , which generated significant losses when customers returned their vehicles at the end of the leasing contract . since then , used car prices in europe have never recovered to the level they were before the recession , and as such , residual value remains the main risk that we carry for our customers .
we are now covering 40 markets – the mature western european markets , but also central and eastern europe , the brics and other emerging economies . moreover , even through difficult times , we continued to be a sustainable partner to our customers , which is partly due to a strong shareholder structure .
this also stems from our long - term approach as a business and our commitment to quality services – which make us stand out in the industry .
from a financial perspective , this is a stable cost and so does not suffer from any unexpected variations , thereby making it easy for companies to budget for , while also mitigating many risks for the customer . from an operational point of view , it simplifies issues for our customers when it comes to supplier management and the quality of the services that are eventually delivered to drivers .
how can companies establish a lasting risk reduction programme ? momper : i would say that operational vehicle leasing in itself is a risk reduction option – as stéphane was saying – customers pay a fixed monthly rental , which protects them against any residual value risk or maintenance risk , on top of not having the cost and burden of dealing with complex operational matters for non - core activities . we also offer a consistent and compliant platform , which provides comfort for international groups that have subsidiaries in countries that are located far away from their headquarters .
renie : beyond the quantitative side of value creation for customers that gilles described , there is also a qualitative aspect to the work we do . another part of our job is to provide consultancy for our customers regarding the best ways to optimise their fleet management policies that can lead to savings – this is very much part of our core services .
similarly , we have rolled out an app in over 30 markets for drivers to optimise their search for the closest location where they can have their vehicle serviced , thereby simplifying the job of maintaining their car . there is also another angle , which is creating new products to address new needs , such as the new mobility product field , in which we try to think of alternative solutions to test the standard company car assigned to a given individual for a whole year .
we have a lab in the netherlands , which has a specific mandate within the group to test and learn new mobility solutions – that is the way we drive innovation internally and hope to be at the forefront of the market .
in terms of further growth , there are still many countries , even in europe , where operational vehicle leasing has great room for expansion , especially on the sme market . this is even the case in france and south europe . regarding the rest of the world , for the time being , we are experiencing the highest percentage of growth in brazil , mexico , china , india and russia – although , our absolute fleet numbers remain the highest in western europe .
based on a diversified universal banking model , the group combines financial solidity with a strategy of sustainable growth . it aims to be the reference for relationship banking , recognized on its markets , close to clients , and chosen for the quality and commitment of its teams .
societe generale has been playing a vital role in the economy for 150 years . with more than 148 , 000 employees , based in 76 countries , we work with 30 million clients throughout the world on a daily basis . societe generale’s teams offer advice and services to individual , corporate and institutional customers in three core businesses :
corporate and investment banking , private banking , asset management and securities services , with recognized expertise , top international rankings and integrated solutions .
societe generale is included in the main socially responsible investment indices : ftse4good ( global and europe ) , euronext vigeo ( global , europe , eurozone and france ) , esi excellence ( europe ) from ethibel and four of the stoxx esg leaders indices .
it looks like your browser does not have javascript enabled . please turn on javascript and try again .
landline and mobile phone calls to numbers beginning
03
, cost the same as a call to a standard
01
or
02
landline number .
these calls will be included in any inclusive or free minutes you may have .
the bright lease brand name will continue to be used , and the six employees will remain with the company in order to retain their expertise and to ensure that as little as possible changes for the customer .
the global fleet directory is the one guide to find fleet & mobility providers worldwide .
“for munsterhuis lease the alliance is an opportunity to offer clients a broader package of mobility solutions , with the personal service to which its clients have become accustomed , ” director jochen munsterhuis explains .
the munsterhuis lease name will be maintained , as will its sales office in hengelo . current contracts will continue as they are , meaning that in practice munsterhuis lease clients will notice little of the new alliance .
by continuing to use this website , you accept the use of cookies and other tracers to propose you services and offers adapted to your centres of interests and to realize statistics of visit . for further information and parameterize cookies please read our terms of use .
this website uses cookies , also of third parties , to help provide you with the best experience we can . to continue browsing the site , we need your explicit consent to their use by clicking the button “i accept
. by clicking “i accept
and scrolling down this page you accept cookies . if you want to use the sites without cookies or would like to know more , you can do that by just clicking on “read full policy
.
determine the actual cost of owning and running a vehicle in your fleet . compare vehicles by class and model .
element fleet management has appointed vito culmone as its chief financial officer to replace samir zabaneh , who has resigned to pursue another role in the financial technology industry , the fleet management company has announced .
ari and wex , inc . are celebrating their long - running relationship with co - branded fuel cards for fleet customers of the fleet management company , the payments solution provider announced . the companies have been in business together for 25 years .
holman enterprises appointed bob white as president of its fleet management company ari in late april . white comes to the role with an operational background , having served as chief operating officer and before that vice president of operations .
wheels , inc . won stevie awards in four categories at the 16th annual american business awards , which were announced on june 11 in new york city .
holman enterprises , which owns fleet management company ari , has been named to the 2018 best places to work in it by idg ' s computerworld magazine , the mount laurel , n . j . - based company announced .
with the labor market continuing to strengthen and economic activity rising at a solid rate , the federal reserve raised the federal funds rate a quarter percentage point for the second time this year — putting the target for short - term rates in the 1 . 75 to 2 % range .
sutton leasing , inc . has promoted two company veterans as co - presidents to replace clyde j . sutton , jr . , who will remain as chairman of the board the fleet management company announced .
wheels , inc . , donlen , and emkay have been selected as chicago ' s best and brightest companies to work for in 2018 by the national association of business resources , the independent research firm announced .
merchants fleet management has hired jeanine charlton as its chief technology officer , the hooksett , n . h . - based fleet management company announced .