sms audio is an american consumer electronics company that primarily manufactures and markets headphones .

the company was founded by 50 cent in 2011 and acquired kono audio that same year .

sms audio

“the wearable technology collaboration between sms audio and intel elevates our capability to bring smart exercise to consumers , ” said brian nohe , president of sms audio .
sms audio street by 50 dj pro headphones hd - video review ( djbooth . net )
sms audio joins lg and other technology companies who have already launched heart - rate monitoring earphones .
the rapper , whose real name is curtis jackson , unveiled a partnership between the chip giant and his sms audio at this year’s consumer electronics show , introducing the sms audio biosport in - ear headphones .
copyright © g - unit brands , inc . sms audio is a g - unit brands trademark .
prior to sms audio , 50 cent was also part owner of sleek audio , which he now reportedly owes more than $ 17 million after its partnership soured . he acquired kono enterprises in 2011 from brian nohe , who went on to become sms audio’s ceo .
rapper curtis
50 cent
jackson attends an autograph signing session at the sms audio booth during ces .
for everything g - unit , sms audio , and 50 cent – g - unit brands , inc .
according to the company website , it also sells sms audio - branded apparel and accessories . [ 25 ]
the new intel - powered earphones from 50 cent’s sms audio measure a wearer’s heart rate through their ears . photograph : intel
in december 2011 , curtis jackson announced that a portion of each headphone sold domestically on the sms audio website would be donated to the feeding america initiative . [ 26 ] [ 27 ] in february 2014 , sms audio became one of the sponsors of the nascar racing team , swan racing , which features the sms audio logo on its racing cars and on the jackets of some of its racers . [ 28 ]
during our time at ifa , itproportal enjoyed an exclusive interview with 50 cent , and he seemed particularly enthused by the future of sms audio .
50 cent’s sms audio announced the addition of new wired , on - ear headphones on tuesday ( october 2 ) to their street by 50 collection .
in august 2014 , sms audio announced the biosport in - ear wired earbuds that have
embedded biometric sensors that collect fitness data , including heart rate , without the need for regular charges .
[ 22 ] sms audio is collaborating with intel for the project . [ 23 ] [ 24 ]
review : add sms sync by 50 or biosport earbuds to your next . . .
with distortion issues on wireless playback , attention - grabbing flashing lights , and a highly sculpted frequency response , the sms audio sync by 50 suffers by trying to do too much .
waniasa , ryan ( september 13 , 2013 ) .
sms street by 50 anc review
.
its audio search engine , audioburst search , is live on web and mobile here .
the sync by 50 portable wireless speaker can be purchased on the sms audio website for $ 199 . 95 , and is coming to major retailers soon , just in time for the holidays .
we ' re hoping to get our hands on a pair of the sync headphones to review shortly , so stay tuned for more from sms audio and , just maybe , its illustrious ceo .
bottom line : with distortion issues on wireless playback , attention - grabbing flashing lights , and a highly sculpted frequency response , the sms audio sync by 50 suffers by trying to do too much .
50 cent filed for bankruptcy in july 2015 . a spokesperson told twice at the time that
sms audio is a stand - alone entity , and this news does not affect the company .
for those that want heart rate monitoring without the chest strap , the sms audio biosport earbuds are an ideal solution . more compatible apps will lead to increased usage on the fitness front but these earbuds also serve a dual purpose as truly comfortable in ear headphones for situations where you are not monitoring your heart rate . the sms audio biosport earbuds with heart rate monitoring retail for $ 149 . 95 .
sms audio knows how to package their products ; each time i open one of their products i am impressed before i even reach the product . the packaging design provides a streamlined and modern unboxing experience .
in the sms audio biosport box you will find your care and instructions , the earbuds and a perfectly sized carrying pouch which i love because i can keep my headphones safe and tangle free in my favorite handbag .
jackson was also keen to highlight the way his commercial enterprises are tied to charitable initiatives , with the sms audio range partnered with us hunger - relief organisation feeding america to provide 250 meals to needy people for every purchase .
the audio content is then tagged and organized in a way that computers understand , making it searchable . and it’s broken into smaller sections – clips it calls “bursts” – which audioburst identifies by understanding when the audio changes .
at a new york event for his newly - launched line of sms audio headphones , fiddy announced that with every sale of his $ 300 - $ 400 headphones , proceeds will go to the u . s . hunger - relief organization feeding america .
although sms was one of a number of headphones companies with a high - profile name attached in what was deemed to be an attempt to mimic the success seen by beats electronics —see also soul electronics and its now - absent ludacris line — sms seemed to paving its own way with a series of high - profile partnerships and licensing deals . in addition to its partnership with 50 cent , sms audio also worked with intel to develop the first biometric earphones , and the brand had licensing deals with disney , lucasfilm and adidas .
in fact , he was in berlin to promote his signature audio line , sms by 50 . produced by g - unit brands affiliate sms audio , his appearance highlighted the full european rollout of the product line , which was launched in the uk earlier in the year . now , it is set to be available in a wider range of colours – including red , yellow , and purple to complement the current black , silver , and white iterations – as well as being set to drop on continental markets before christmas .
but jackson said that with apple’s retail power now behind beats , getting sms into new stores could be much more challenging in years to come .
sms audio president brian nohe telegraphed the partnership with a
major technological company
in an interview with the wall street journal last week . citing sources , gizmodo correctly claimed the name and partnership with intel earlier today . sms audio hasn ' t announced a price for the biosport in - ears yet , saying only that it will be available on the fourth quarter of this year . the company ' s street series , which is also rated for water and sweat but does not include heart monitoring , runs $ 79 . 95 .
this is where intel comes into the equation ; sms audio has incorporated the intel chip to monitor your heart rate and send that data to your smartphone . currently , biosport works with the runkeeper app for smartphones , but in the future they plan to work with multiple workout apps .
a premier audio headphone brand dedicated to improving the way people experience music . combining technology , function & style to deliver studio mastered sound .
the sms audio portfolio also features the street on - ear headphones - similar to sync but lacking wireless connectivity - and an in - ear iteration of street which comes with an 11mm driver and an apple - friendly control mic , with the two products retailing at £199 . 95 and £99 . 95 respectively .
certainly , sms isn’t exiting the high - end headphone arena . the company is one of the three biggest players in that market today , along with beats and monster .
sms sync by 50 earbuds ( pictured in black but also available with blue trim ) are a smaller version of the popular over - ear headphones of the same name .
biosport in - ear headphones use an optical sensor to monitor heart rate and send that information down the headphone cable to a bespoke app running on a smartphone . they were announced by 50 cent’s company sms audio on friday , and are based on intel’s smart earphone design unveiled at the consumer electronics show in january .
“with sms audio , we will bring smart headphones to market that eliminate the inconvenience of add - on devices with an integrated , one - device fitness accessory offering high - end style and premier sound quality for an exceptional fitness experience , ” said michael bell , general manager of the new devices group at intel .
sms audio , known for their extensive line of high - end headphones and audio devices , recently added a beautiful portable speaker to their device lineup , the sync by 50 portable wireless speaker . backed by none other than rapper 50 cent himself , the device packs a solid performance and intriguing design into an affordable package . we were lucky enough to get our hands on the sync by 50 and push it to its limits , which wasn’t easy to do .
prime members enjoy free two - day shipping and exclusive access to music , movies , tv shows , original audio series , and kindle books .
audio is beginning to play an increasingly important role in how consumers connect with information , thanks to the popularity of podcasts and other short - form audio programming , improvements in voice technologies , and the growing consumer adoption of smart home devices like the amazon echo and google home . today , a company called audioburst is unveiling a new search engine designed to connect you to the information found in audio content from podcasts and programs aired on the radio .
the sms audio line is headlined by the wireless sync over - ear headphones , which retail for £299 . 99 in the uk and feature a custom 40mm driver , 50ft wireless range , and micro usb charging cable . battery life is reported to stand at 17 hours on a full charge , with users able to deploy up to four sets per audio source . passive noise cancellation and 16 - bit cd quality digital lossless sound are the flagship headphone ' s other key specs .
when it comes to advanced audio technologies , fraunhofer iis stands alone . from the creation of mp3 and the co - development of aac to the future of audio entertainment for broadcast , fraunhofer iis brings innovations in sound to reality . fraunhofer iis has more than 1000 licensees and enabled over 10 billion products .
two things can really help me get focused and boost my energy level – my music and knowing how hard i am working . burning calories is the end game and by monitoring my heart rate i can determine which exercises yield the biggest results . intel and sms audio have teamed up to bring workout enthusiasts a new way to work out .
other current products in the sms audio product line include the street by 50™ over - ear wired headphones , street by 50™ in - ear wired headphones , street by 50™ wired dj pro performance headphones and sync by 50™ over - ear wireless headphones – which integrate kleer wireless technology to allow up to four listeners to simultaneously rock from a single source .
after ingesting the audio , audioburst leverages technologies like a . i . and natural language processing to understand not just what’s being discussed , but also the context .
sms has spent the past few years broadening its customer base , recruiting knicks power forward carmelo anthony and surfer alana blanchard to appeal to athletes and signing a licensing deal with “star wars” studio lucasfilm .
contributing editor tim gideon has been writing for pcmag since 2006 . he specializes in reviewing audio products , and is obsessed with headphones , speakers , and recording gear .
audio specialist sennheiser is based near hanover , germany and operates its own production facilities in germany , ireland and the usa while being active in more than 50 countries . with 19 sales subsidiaries and long - established trading partners , the company supplies innovative products and cutting - edge audio solutions that are optimally tailored to its customers’ needs . sennheiser is a family - owned company that was founded in 1945 and which today has 2 , 750 employees around the world that share a passion for audio technology .
highly sculpted sound signature is not for everyone . bass distorts at high volumes when using wireless function . dongle and line of sight to the headphones is required for wireless audio .
“it allows you to ask a question and get a result . instead of alexa reading it out loud to you in her voice , you can get the actual speaker , ” he says , noting that audio could come directly from a public figure’s sound bite or the host of the audio program itself . “it’s a more human voice , ” gad adds .
smart earbuds are just one way to ensure that growth continues . another is the lucasfilm deal . the first line of headphones based on the “star wars” movies shattered sales expectations , surprising everyone at sms — especially jackson .
“we previewed a few colors at ces last january and the crowd went nuts , ” said 50 cent , ceo of sms audio . “it’s always been my goal to reach many different types of fans , and the addition of street by 50 on - ear headphones and color options is another step in that direction . it continues to be my vision to provide studio mastered - sound in every product . ”
tel aviv - based audioburst , which also has staff in new york and palo alto , has been developing its technology for an audio search engine and content library over the past two years .
you can sync up to four sync headphone pairs to one audio source , hence the name . we were unable to test the feature , so we ' ll take 50 cent at his word .
audioburst isn’t there yet – it’s only beginning this process of understanding listener behavior . but in the long - term , the company believes this would pave the way to things like personalized audio advertisements , alongside a daily news briefing , for example . it may also choose to generate revenue through more traditional methods , like sponsorships and promoted content . revenue would be shared with the audio content’s producers .
to make audio content searchable , the company pulls in millions of audio segments daily from now over 1 , 000 sources . while it’s not disclosing a full list of partners , if you look in its search results , you’ll find that it’s indexing the likes of bloomberg radio and some fox radio programs , numerous radio stations , as well as a lot of podcasts , particularly in the tech space .
wsj’s lee hawkins discusses the product partnership announced recently between intel and curtis “50 cent” jackson’s sms audio company . subscribe to the wsj channel here : urltoken visit the wsj channel for more video : urltoken more from the wall street journal : visit urltoken urltoken follow wsj on facebook : urltoken follow wsj on google + : urltoken follow wsj on twitter : urltoken follow wsj on instagram : urltoken follow wsj on pinterest : urltoken follow wsj on tumblr : urltoken
today , we’re going to take a look at 2 sets of earbuds . first is the rechargeable bluetooth “ sync by 50 ” set made for all of your workouts or day to day commutes . then , we’ll take a look at the sms biosport earbuds which are designed for all of your tougher and more strenuous workouts . at the heart of biosport’s technology is intel power and a functioning built - in heartrate monitor . pretty neat isn’t it ? let’s get started with sms sync by 50 .
even with extra bells and whistles , we all want our headphones to do what they were intended to do – provide rich quality sound so we can enjoy our music in whatever environment we want . the sms biosport earbuds do just that large in part due to the “secure fit ear gels” .
as thoughtful as the highly adjustable headband is , some of the other design choices don ' t seem to be rooted in real world usage . the
s
logo on each earcup , for instance , is actually underlit by a bright , flashing blue light when the headphones are in use . thankfully , you can turn them off by enabling airplane mode . beyond the annoyance factor , the flashing lights can ' t be helping the battery life of the headphones , which sms audio claims will provide about 17 hours of playback on a full charge .
it can identify when an ad break starts , when there are station breaks , when a new speaker joins , when there are pauses , and other signals that tell it when to start and end an audio clip – a process that all happens automatically .
for starters , 50 was keen to stress that this is no plain endorsement : studio master sound ( sms ) audio is his company and he ' s invested in it . regarding the products themselves , he reassured us that they have nothing in common with the beats / htc marketing about bringing hardware and software together to create some kind of eardrum wizardry . instead , he just wants to bring together all - round qualities like durability , comfort , and
professionally tuned
40mm drivers , alongside fresher styling than you ' d get from companies like bose or sennheiser .
the sync ships with a blue audio cable with a 3 . 5mm connection for regular , wired listening , along with built - in mic and call answering controls . you also get a usb cable that connects to a charger , and can be used for listening to audio via a computer ' s usb port as well . in addition , the package includes an adapter for airplane jacks and the 3 . 5mm kleer dongle that ' s required for wireless operation . everything comes in a rather bulky , sturdy zippered case .
set to drop this weekend , the upcoming , wired on - ear headphones offers studio - quality sound , integrating 40mm custom drivers , professionally tuned , to deliver audio music lovers across all genres can enjoy . each headset is stylish and lightweight , without sacrificing durability . and , also features sms’ trademark ovalfit soft - leather memory foam cushions in addition to a foldable headband . the new headphones will be available in shadow black and ghost white , and come with a removable cord with three - click microphone , a soft cleaning cloth , and a hard - shell carrying case .
audioburst had previously rolled out its google assistant integration , its “news feed” skill for smart devices , and developer api . now , the company is unveiling audioburst search , a web and mobile - optimized search engine that helps you find , discover , and listen to audio news .
experience a headphone crafted without compromise . the wired on - ear combines rich , dynamic , high definition audio with comfort , style and durability . it’s available in 8 colors , and folds easily for travel in the included hard - shell case . all sales final - no returns or exchanges
the booth at ifa was too hectic for us to give the new ' phones a fair run - through , and in fact 50 cent didn ' t have a great deal to say about them at this point either . as you ' ll see in the video after the break , he preferred to hold up his slightly older flagship wireless set , called sync , as evidence that sms audio has audiophile credentials to justify its high price points . speaking of which , we ' re not sure how much the latest models will cost or when they ' ll become available , but for guidance the sync headphones cost $ 400 while regular street wired headphones will set you back around $ 250 .
i will admit – this is where i am super picky . i am not a huge fan of earbuds because they typically hurt , fall out , and leave me frustrated . the biosport earbuds from sms fit nice and snug without being too tight . if i am packing light , i could easily use these on an airplane because they have a pseudo like noise canceling effect .
when any pair of headphones uses a gold plated 3 . 5mm headphone jack , you can be sure they will sound good . however , on the sms biosport earbuds , the headphone jack does more than just provide good listening . using the headphone jack , biosport earbuds draw power from the device you have them plugged into ( preferably your smartphone ) . luckily they only need a little power to give to the heart rate monitor , so don’t worry about your phone’s power depleting after a nice long run . this is a great way to charge the heart rate monitor , since other earbuds that do this require a plug - in after every workout . with sms biosport earbuds , you can take that random run , or do your favorite at home workout whenever you want and still monitor your heart rate .
for something to obtain this measure , it will have had to have been splashed with around 10 litres of water for at least 5 minutes . you may have the sweatiest workouts at the gym ( and if you do , i hope you actually wipe down the equipment when you’re down ) and that’s alright as far as sms is concerned . there’s no worry of your own sweat shorting out these earbuds .
sms biosport is up next , and when i had originally heard about the fact that these had a heart - rate monitor on - board , i was a bit skeptical . after all , everything nowadays claims to be able to measure your heart - rate it seems . there’s even an app that i saw that can measure your heart - rate through your camera’s phone . seriously ? anyway , color me intrigued .
as the technology is further developed , its ability to understand consumers’ personal preferences will be improved . for example , if you’re a fan of a particular sports team , and they won their last game , you might hear audio content featuring more praise and cheering from the commentators ; but if your team lost , the news returned may have a less emotional tone .
yamaha pro audio is known around the globe as a provider of innovative , top - quality solutions for the sound industry . the yamaha lineup includes a number of world - standard mixing consoles , signal processors incorporating industry - leading dsp technology , power amplifiers based on energy - efficient drive technology , and an extensive range of speakers suitable for everything from live sound to commercial installations .
in october 2012 the
street by 50
line of in - ear , over - ear and on - ear headphones were introduced . [ 14 ] [ 15 ] the wireless sync by 50 communicates using proprietary kleer wireless technology , which claims to provide 16 - bit cd quality sound with lossless audio , rather than the standard bluetooth , and can connect to up to four devices within 50 feet . [ 16 ] [ 17 ]
in late 2013 , a street by 50 anc ( active noise cancellation ) version was introduced , [ 18 ] [ 19 ] which was followed by a wireless , portable speaker called sync by 50 portable that november . [ 20 ] in january 2014 , an audio sport lineup of headphones were released in collaboration with professional basketball player carmelo anthony and a star wars themed set of headphones were introduced in partnership with lucasfilm . [ 21 ]
if high quality wireless audio for mobile devices is what you crave , many of the best options are in - ear , like the far less expensive phiaton ps 20 bt ( $ 149 , 4 stars ) . sony ' s recent xba - bt75 ( $ 299 . 99 , 3 . 5 stars ) offers strong audio perfomance and a shirt - clip free deisgn , which is rare for bluetooth in - ear pairs . if wireless isn ' t important , and you are more interested in a comfortable headphone pair that ' ll deliver powerful low - end for modern music , the aforementioned beats by dr . dre are worth your consideration , as are the bowers & wilkins p5 mobile hi - fi headphones ( $ 299 . 95 , 4 . 5 stars ) , an on - ear pair that offers a more refined bass response and overall performance , and is much smaller and easy to pack .
the product works by ingesting audio content from a number of sources . in some cases , audioburst is proactively scouring the web for available live streams to import . however , the company is largely focused on partnership deals with radio stations , radio programs , and podcasters . it’s also starting to venture into the tv space , with plans to index tv news , and is chatting with a small handful of auto manufacturers about integrating audioburst into their own in - car entertainment systems .
the first thing you will notice about the sync by 50 wireless speaker is the shiny blue box is comes in . upon opening , you will find a micro usb charging cord , a 3 . 5mm audio cord and a nifty little carrying case , complete with carabinier so you can strap the speaker to your backpack . or , if you’re feeling hyphy , your belt . the case is a nice touch , ensuring that your speaker won’t get damaged by a semi - closed 40 oz . in your backpack or other nefarious elements .
we ' d be lying if we told you that we fully expected to be hanging out with 50 cent when we traveled around the world to berlin , but earlier today we grabbed a moment with the queens - based emcee to discuss his venture into the world of high - end headphones . in particular , we wanted to ask how his products , including the new street on - ears and street dj pros , stack against some better known rapper - endorsed audio technology - - namely dr . dre ' s gimmicky beats and his tie - in with htc .
in the realm of celebrity - branded headphones , the runaway leader is the one who started it all , dr . dre . his beats by dr . dre from monster ( $ 349 . 95 , 4 stars ) are an example of powerful headphones with a sleek design . they , like the sync by 50 , are not for audiophiles , but more for fans of deep bass response and modern music mixes . the sync , however , fails to keep up with the beats lineup ( there are several models ) in terms of features , ease - of - use , and overall audio quality .
the sync by 50 is cylindrical in shape , tapering up from the ends into a pyramid like shape . the ends are where the speakers themselves reside , covered by a black metal mesh . it comes in a solid black color , which is contrasted by two bright blue ‘s’ icons on either speaker grill . the control icons reside on the top of the device , and a micro usb port , 3 . 5mm audio port and power button are tastefully placed in a horizontal cluster one side of the speaker . a small shiny black plastic rim runs along the speakers and around the control panel , giving the speaker a little bit of bling .
a small slider button appears on one side of the device , which turns the speaker on and off , and pairs the speaker with any broadcasting bluetooth device . once connected , a pleasing voice pronounces , “connected . ” it’s a nice touch in the age of bleeps and bloops . the speaker utilizes nfc as well , allowing you to tap your nfc supported device to the speaker to initiate bluetooth pairing . it’s that simple , and it works like a charm .
as for the tech packed into this amazing speaker , the sync by 50 packs bluetooth 4 . 0 aptx , omni - directional 3d stereo sound and 50mm drivers that provide clear and crisp sound that doesn’t skip on the bass . highs and lows sound amazing , as well as everything in between .
for controls , the speaker sports soft touch sensor keys which reside on the top of the speaker . five buttons are present , which allow you to skip or play songs , control the volume , initiate a voice call via the attached device and choose from 5 pre - set eq modes . the 3d button can be pressed to choose from eq settings such as normal , extx , live , wide and mex . my personal favorite is the live setting , which makes you feel like you are listening to the music in person . vocals take center stage in this mode , with other instruments comprising a soft yet distinguishable sound . it may just be better than a live performance actually , as the sound is layered unlike most muddy sounding concerts .
did i mention you can make voice calls via the speaker ? this one i found out on surprise . by pressing the phone button on the top of the speaker , you can initiate a voice call totally hands free . after the button is pressed , the speaker asks you to say the name or number of who you would like to call . after confirming the number , the speaker places the call , and pipes it though the speaker . calls come through crisp and clean , and can get really loud if you’ve got the bad boy cranked up to 11 .
the sync by 50 comes with a hefty rechargeable lithium ion battery , which lasts forever and then some . at a full charge , i was able to play music on the speaker for 8 hours straight with no problems . the speaker even had juice to spare the next day ; i was able to rock out for around 6 more hours and make a few phone calls before the battery needed a little boost . that’s enough juice to make the sync by 50 the perfect solution for travelling and adventuring . it even sounds better than most stock car stereos , so you may just find the sync by 50 wireless speaker riding shotgun in your whip .
for $ 199 . 99 , the sync by 50 portable wireless speaker is an amazing deal . this bad boy pairs easily with a bluetooth device , provides hours of battery life and has enough juice to turn your boring living room into a dance club .
for one reason or another , sony delayed the launch of the xperia z1s aka xperia z1 mini in the west . . . .
is continuing his ongoing efforts to make sure that people are being fed all over the world . his street king energy drink initiative is
impoverished families in africa and now , with his latest venture , the altruistic rapper is feeding people in the united states .
because of my street king initiative , with every purchase there & apos ; s a meal being provided through the united nations world food programme ,
he tells mtv news .
and with this actual project , i decided i wanted to do something here in america . so for every pair of these headsets that are sold domestically and online through smsaudio . com , 250 meals will be provided by feeding america .
50 cent describes his business model as
conscious capitalism ,
and believes that if more major companies embraced this ideology , it could help solve many of the social ills in america .
i think business is the answer for finding finances for situations that have been unanswered and untouched ,
he says .
if young entrepreneurs follow in my footsteps , with having a charitable business model that actually gives back , then you don & apos ; t have people standing at occupy wall street because they & apos ; re aware that the major corporations are conscious of them .
2018 popcrush is part of the popcrush network , townsquare media , inc . all rights reserved .
las vegas — if apple hadn’t paid $ 3 billion for beats headphones last may , 50 cent might never have partnered with intel .
the “smart” earbuds have embedded biometric sensors that collect fitness data , including heart rate , without the need for regular charges .
but after the apple / beats deal , jackson said he knew the company had to find new areas of focus — and what intel was proposing was a perfect fit .
“beats helped me , ” said jackson , who has been a regular at ces to plug his headphone brand . “whenever a company makes a deal , there’s a different house on the other side of the street , ya know ? so i went over to that house . ”
“when a company sees us as a direct competitor , they use their relationships to get hold of certain retailers , ” he said . “that can affect the growth potential of my company . ”
“what we projected for the first quarter of sales , the line outsold in two days , ” he said . “that’s what opened my eyes to the passion for the lucas brand . it’s not just kids . it’s people who encountered [ ‘star wars’ ] as kids . that passion isn’t fading . it’s still strong . ”
a second line of “star wars” headphones will come out in the second quarter of this year , priced at $ 200 a pair . and the next film in the series , due in december , could further increase the circle of interest in the products .
any sales boost will be welcome , but as a ceo , jackson said , he’s more interested in learning how george lucas’ former company — disney bought lucasfilm for $ 4 billion in 2012 — has maintained such unwavering customer loyalty .
“i’ve seen brands stretch across a number of categories and not mean anything in those areas , ” he says . “ [ lucasfilm ] has been successful sustaining that brand — and done so better than anyone . ”
news corp . is a network of leading companies in the world of diversified media , news , and information services .
additionally , the on - ear style debuts alongside new , limited color options offered for the company’s previously - released street by 50 over - ear and in - ear headphone — including street yellow , street red , street magenta and street blue - violet . joining the collection as a permanent color is pink as well .
joining the collection as a permanent color choice , the new pink street by 50™ in - ear headphones are also now available .
street by 50’s wired on - ear headphones are now available for pre - order , retailing for $ 179 . 95 , with them officially dropping october 7th . for more info , and new colors for previously - released headphones , visit urltoken .
curtis
50 cent
jackson is already a household name . with a string of hit records to his name , it ' s not unreasonable to query why he made such a high - profile appearance at ifa 2012 last week - unless he ' s a particular fan of next - gen tumble dryers .
in particular , he pointed to the new - generation of 84in , 4k - ready smart tvs being flaunted at the show as an example of how technology continued to offer up exciting new possibilities for consumer electronics .
i believe all our products are up to standard . the sync is the product that ' s more advanced , but they ' re all set apart from the competition . [ but ] there ' s always something bigger and better to do for us . you walk around the show , you see that tvs are getting bigger and smaller at the time ,
he said .
you came up with the concept in conversation of headsets being able to stream music in . that ' s not rocket science . this is what we ' re doing as far as the home entertainment systems . it ' s just how do you provide the comfort the home system would provide to some one that is out - and - about ? offering the top notch , best musical experience – that ' s what would be the thought process for how do you move forward , for what ' s next ,
50 added .
i chose hunger , because once you do the research you find it ' s not a third world issue , it ' s a world issue ,
the hip - hop star said .
he continued :
if you have someone die of cancer , you can have it go to cancer research . don ' t pick the exact same thing that i ' m interested in .
indeed , corporate responsibility emerged as a focal point of the latter part of our interview with mr jackson .
you can ' t re - programme people to care more about other people than they care about themselves . when you see occupy la , occupy new york , wall street , all these different things going on - it says that people are conscious and feel like major corporations don ' t care about them ,
jackson opined .
microsoft and specifically its former ceo bill gates , he claimed , stand as an example of the type of good that can be done by enterprise .
that level of success , they ' re huge philanthropists at that point . the people who resonate the strongest in their absence - that were stronger in absence than they were in presence – [ it ' s ] because they ' ve helped so many . the aura becomes brighter and builds the perception of them , when you ' ve helped a lot of people ,
he concluded .
it ' s all a far cry from his ' gangsta ' stage persona , and 50 cent comes across as an approachable , clued - up individual interested in both technology and the causes he is involved with .
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bass boost option allows you to choose between two listening modes . comfortable design . cable ? with call and microphone controls ? for wired listening is included .
design you have to hand it to 50 cent and his design team for creating a pair of headphones that stand out . available in shadow black , phantom blue , or ghost white ( our test pair was the latter ) , the shell of all three models is a sleek , glossy plastic , with shiny metallic trim accents . the headband features plastic sliders that are easy to adjust for a perfect fit , thanks to the built - in click stops . there are multiple controls on the outside of each heavily padded , comfortable earcup . the left ear houses the power and bass boost controls ; the right has two volume controls , and track navigation controls that only work when using the usb cable to listen to music via a usb port .
performance bass lovers will find plenty to love—and hate—about the complicated sync . on the one hand , it offers tremendous bass response when used as a wired pair . on the other , the same songs that sound so robust at high volumes with the cable can distort wildly at the same levels when using the kleer wireless dongle . this should never be the case with a $ 400 pair of headphones .
it could be that the multiple volume controls wreak havoc on the headphones in wireless mode . if you are listening via a laptop with itunes , for instance , you have the internal itunes volume control , the volume slider of the computer itself , and then the headphone ' s volume control to contend with . finding the sweet spot is difficult , but distorting the sync on tracks with deep bass is quite easy . in stark contrast , using the headphones with the included 3 . 5mm cable offers a much more stable , distortion - free listening experience—and also disables the headphones ' built - in volume controls .
when in wireless mode , moderate listening levels are really the only way to go . a bass boost button on the left earcup offers some extra low - end push for those who can ' t get enough , but the headphones already come with plenty of low - frequency presence . the high frequencies are quite boosted , as well , to the point that it almost seems as if the mid - range frequencies have been significantly diminished and you ' re left with bass rumble and bright , very crisp highs . it ' s not a sound signature for everyone—it sounds best on electronic music like the knife ' s
silent shout ,
or hip hop , rock , and pop .
a song like
silent shout ,
with its intense bass , sounds far better using the cable than when used in wireless mode . instrumental tracks like john adams '
the chairman dances
sound a bit too bright , making some of the brass and higher - register instruments sound occasionally harsh at higher volumes , but the bass response does add a pleasant roundness to the overall mix .
conclusions even if kleer offers a slightly better frequency response than bluetooth , the sync creates distortion issues at higher volumes that negate much of this advantage . meanwhile , the listener has to use a dongle that can drop the stream if it ' s thrown in a bag ( bluetooth doesn ' t require line - of - sight ) . add in the flashing blue lights and the controls that only work when connected via usb , and you get a product that feels like it wasn ' t well thought - out . the sync is trying to do too much , whereas the successful competition keeps things far more simple .
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intel has teamed up with the rapper 50 cent to announce a new set of earphones that can measure the wearers’ heartbeat , syncing the data with fitness tracking apps .
the earphones will allow runners and other athletes to track their heart rate throughout a run or workout session without having to wear a wrist or chest heart - rate monitor .
the earphones are powered by the smartphone , meaning they require no battery or power , and are water resistant . the data can be synced with existing apps , including runkeeper which helps runners track their progress , training and race times as well as routes and schedules .
the headphones will be available in the fourth quarter of 2014 , with pricing yet to be announced .
the launch is part of intel’s push into wearable technology , which it announced was to be a key part of its business at ces in january , with reference designs and new technologies for manufacturers to use to create new wearable products like the earphones .
© 2018 guardian news and media limited or its affiliated companies . all rights reserved .
using built - in optical sensors . the earbuds draw power from the headphone jack and promise to stay in ears during activity with a
hook
shape , as well as keep sweat and water out with an
of the sensors at the consumer electronics show back in january , with the hope that companies would add the technology to their own products , and developers would integrate the data into apps . so far that list only includes
, which the two companies say will record heart rate , pace , distance , elevation , and how many calories you ' ve burned .
smartwatches and fitness bands have included heartbeat tracking for some time now , though adding it to headphones promises to make it available in a wider array of devices . lg and iriveron both use technology from biometrics company performtek in their heart rate and exercise tracking wired headphones . a company called bragi based out of germany is also working on a similar pair called the dash that connects to phones and music players over bluetooth .
apple releases ios 11 . 4 . 1 and blocks passcode cracking tools used by police
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on - ear wired - studio mastered sound – g - unit brands , inc .
easy - fold hinges collapse the headphones to a compact size to store in your bag , or in the included hard - shell case .
passive noise cancellation reduces background noise so you hear what ' s important – your music .
our oval - fit™ design matches the shape and angle of your ears with soft memory foam cushions that are comfortable enough to wear all day .
4th of july
get the strap
blowout and get the discount . . . good on all product purchases .
in - ear wireless sport - sweat & water resistant – g - unit brands , inc .
keep the amazing sound & lose the clumsy wires . these professionally tuned in - ear headphones deliver an unrivaled listening experience under any condition . they are sweat & water resistant , and deliver up to 8 hours of music on a single charge .
stay - fit wings fit securely in your ears and soft silicone tips keep ambient noise out . perfect for running , cycling and outdoor adventures .
the 3 - click mic and music controller lets you take calls , play , pause and skip tracks and control the volume on your player .
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perfect for any athlete , like carmelo anthony , our headphones combine world class technology with studio mastered sound . # smschampion
the headphones manufacturer , helmed by rapper curtis “50 cent” jackson , no longer has an operating website , and it has not posted to facebook or twitter since april . although its phone number is operating , it is not connecting to any departments nor accepting voicemail .
jake nohe , formerly operations director , lists on his linkedin profile that he left the company in april .
said brian nohe in a september 2014 interview with twice : “people like to compare us to beats , and in some ways that’s very flattering to be compared to beats . they did a wonderful job of developing a company , but we’re not trying to duplicate . we have our own vision and strategy , and we will win it in our time and our own way . ”
© 2018 twice is part of future plc , an international media group and leading digital publisher . visit our corporate site .
50 cent - - loses $ 1 million boxing bet to rapper webbie . . . says webbie | tmz
50 cent - chase the paper ft . prodigy , kidd kidd , styles p
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- / / w3c / / dtd xhtml 1 . 0 strict / / en
urltoken


plain green loans is an online lending business that offers emergency cash via the internet and is owned by the chippewa cree tribe on the rocky boy indian reservation .

it is known for its high annualized interest rates of up to 379 percent and its activities are considered to be challenging " the ability of state regulators to enforce the loan market to police caps and other consumer protection measures , " while raising questions in regard to tribal sovereignty .

plain green loans

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senator johnathan windy boy , plain green’s policy advisor , shares plain green ' s ethics . ( courtesy of windy boy )
currently , plain green loans does not offer loans to members of the armed forces and their dependents . you may have other resources available .
plain green’s practices and policies with respect to the collection and use of personally identifiable information are governed by plain green’s privacy policy .
eric nugent found plain green loans to be a useful tool for short term lending when his car needed repairs .
as long as it doesn ' t make any loans to montana residents , state prosecutors plan to let plain green loans and the chippewa cree tribe be .
green loans are available in 48 states ( exceptions are ia and id ) .
he knew rates were higher but without plain green loans he may have lost his car and his credit may have been worse .
all information submitted to plain green via this site shall be deemed and remain the property of plain green and plain green shall be free to use , for any purpose , any idea , concepts , know - how or techniques contained in information a visitor to this site provides plain green through this site . plain green shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the plain green entity having the direct customer relationship or as otherwise specifically agreed or required by law . nothing contained herein shall be construed as limiting or reducing plain green’s responsibilities and obligation to customers in accordance with the plain green privacy policy .
plain green loans has received 2 . 70 out of 5 stars based on 20 customer reviews and a bbb rating of b - .
wayne land was not able to get a loan through a conventional lending company and found plain green loans to be a good alternative .
the astronomical interest rates plain green loans charges for small amounts of cash will likely add to your financial strain , rather than reduce it .
get money by the next day : plain green loans can approve your loan and deposit your funds as soon as the next business day .
my green loans makes getting a loan easy . unsecured short - term personal loans , up to $ 40 , 000 , over 1 - 5 years .
this agreement shall be subject to any other agreements you have entered into with plain green .
are you thinking about taking out a payday loan from plain green loans ? proceed with caution . the “plain and simple pricing” is straightforward enough , but while plain green might be better than , say , western sky , it’s still an incredibly expensive way to get fash cash to meet your financial needs . we’ll break down the costs of plain green loans and suggest some alternatives that help you build credit without getting deeper into debt .
think finance says on its website that plain green loans is one of its
products ,
along with online lenders owned by two other tribes .
choose a payment schedule : plain green loans lets you choose between biweekly and monthly payments , so you can select the one that best fits your budget .
an alternative to a quick , easy , and convenient plain green loan . bank loans can involve a meeting with your bank manager and are subject to approval .
the process was easy & i would recommend plain green loans to my friends . i appreciate your help in my time of need . thank you so much .
plain green ( including the plain green logo ) , www . plaingreenloans . com , and all related logos ( collectively the “plain green trademarks” ) are trademarks , service marks or licensed brands of plain green . other company , product , and service names and logos used and displayed on this site may be trademarks or service marks owned by plain green or others . nothing on this site should be construed as granting , by implication , estoppel , or otherwise , any license or right to use any of the plain green trademarks displayed on this site , without our prior written permission in each instance .
even if you need cash quickly , plain green loans aren’t the cheapest option . moreover , plain green doesn’t report to credit bureaus unless you’re late on your payments . this means that you’re stuck in the land of bad credit , unable to build your way back up .
it looks like you may already have an account with plain green loans . would you like to login and continue , or return to the form to verify your input ?
no hidden fees : plain green loans doesn’t charge you any hidden fees or prepayment penalties , so you don’t have to worry about running into unexpected charges down the line .
plain green loans offers loans up to $ 3 , 000 with aprs ranging from 150 % to 375 % . while the company assures you that’s a bargain compared to traditional payday loans , it’s still robbing you blind compared to virtually any other type of credit . the average credit card charges about 15 % apr , and some of the best personal loans will offer rates under 10 % apr to those with good credit . even adding in any hidden fees , you’ll probably still come out better than if you went with plain green loans .
plain green will extend the term of the loan and it may result in additional interest charges . extensions are
wsoc in charlotte reported on a man who had purchased a loan through money mutual , a company that matches borrowers with payday lenders . the man received a loan from plain green loans who allegedly charged him 625 % in interest . the company insisted it was “not loan sharking , ” but the customer cautioned others against borrowing from plain green loans .
if it turns out that plain green loans is not a bona fide tribal lender , that could change state prosecutors ' laissez - faire approach to the company , molloy said .
a plain green loan was extremely helpful to keep her car running and allowing her to keep going to work .
you can instantly apply for an unsecured fixed rate installment loan of up to $ 40 , 000 - today ! forget 600 + % interest rates . my green loans is able to provide access to short term loans with interest rates as low as 5 . 99 % . my green loans terms of 1 , 3 , or 5 year unsecured fixed rate personal loans make it easy to fit your monthly budget ! the difference is plain to see .
plain green loans promises “simple and convenient loans” that can get you the money you need by the next day . there’s no hidden fees , and the company reports payments to the credit bureaus , so the loan may even help your credit score over time .
available if your payment is the following business day and plain green has already processed your payment or transaction . extensions are
indian country today media network recently spoke with montana state senator jonathan windy boy ( d–box elder ) , plain green’s policy advisor , to shed some light on plain green and its membership in the native american lending alliance ( nala ) .
on august 16 , 2017 , plain green loans responded to bbb . the company provided bbb with a copy of its loan agreement . in the agreement there are disclosures pertaining to . . .
a loan is money borrowed on condition that it’s paid back per the agreement . there are several types of loans , including a quick and convenient short - term installment loan from plain green .
we offer personal loans with no paperwork , no hassle , and no surprises .
you may not use , copy , display , distribute , modify or reproduce any of the trademarks found on the site unless in accordance with written authorization by us . we prohibit use of any of the plain green trademarks , service marks or licensed brands as part of a link to or from any site unless establishment of such a link is approved in writing by us in advance . any questions concerning any plain green trademarks , or whether any mark or logo is a plain green trademark , should be referred to plain green .
all signed loan agreements are subject to verification of prior plain green loan history and application information . your online application will be either approved or declined based on our evaluation of the information you provide . in some cases , we may need to ask for additional information . for most customers , it ' s quick and hassle - free . plain green customers can finance one plain green loan at a time .
this site may contain links to websites controlled or offered by third parties ( non - affiliates ) . plain green hereby disclaims liability for any information , materials , products or services posted or offered at any of the third - party sites linked to this website . by creating a link to a third - party website , plain green does not endorse or recommend any products or services offered or information contained at that website , nor is plain green liable for any failure of products or services offered or advertised at those websites . such third party may have a privacy policy different from that of plain green and the third - party website may provide less security than the plain green site .
plain green loans offers payday loans , which are always more trouble than they’re worth . the high interest rates often turn a short - term money shortage into a longer - term financial crisis , as borrowers struggle to pay back what they owe in the short loan terms offered by the payday loan company .
our green loan terms are plain and simple : your personal installment loan ' s fixed , low - interest rate will never go up .
plain green loans markets itself to those with poor credit who need money quickly . there’s no minimum credit score for approval and you can get your money as soon as the next day . however , the same is true of personal loans , and these often come with much lower interest rates and longer payment terms . the best personal loan companies , like onemain , don’t have a minimum credit score either . this is a much better option than plain green loans , so if you’re looking for quick cash , start with a personal loan .
rosette said plain green loans is wholly owned by the tribe , though he acknowledged that his staff of 25 isn ' t equipped to handle the volume . it employs a las vegas call center and uses brokers to provide it with databases of potential borrowers . it borrows just enough money each day to cover its loans .
plain green loans claims to be there in your hour of need , but its outrageous interest rates could land you in even more financial trouble . look into personal loan providers instead , or even credit cards before getting a loan through a payday loan lender like plain green . any one of these payday loan alternatives should be able to offer you far more money at a much lower rate .
few requirements for approval : plain green loans only requires its applicants to be 18 or older ; have a job , email address , and checking account ; and live in a state where it does business . there’s no minimum credit score required .
plain green will not engage in advertising practices or other outgoing communications that would discourage on a prohibited basis the making or pursuing of an application for credit .
rosette said those complaints are relatively few when compared to the thousands of loans the company has administered .
plain green will provide notices of action taken on loan applications in a manner consistent with the principles of the equal credit opportunity act and federal reserve board regulation b .
if this is your first plain green loan , you could qualify for $ 500 up to $ 1 , 000 . see loan cost & terms for additional information .
there are a lot of things the tribe won ' t disclose . rosette says the default rate is on plain green loans is proprietary information . he won ' t name the companies the tribe is involved with or say where company borrows its money or at what rate .
the washington times ran a story about a lawsuit filed by a vermont resident who borrowed money from plain green loans . the customer alleged that the company “blocked her access to her own bank account , automatically withdrew funds without her consent , did not examine her ability to repay the loan , and charged excessive interest rates , which are against vermont law . ” plain green loans is wholly owned by the chippewa cree tribe in montana , who fought against the lawsuit on the grounds of tribal immunity . this claim was later rejected by the judge .
plain green loans does have its advantages to those with poor credit . there’s no minimum credit score required , and since it reports your payments to the credit bureaus , if you can keep up , you could see your score rise over time . but there are still better options out there for you . onemain , for example , doesn’t have a minimum credit score either , and its maximum apr is 36 % — less than 10 % of what plain green loans will charge you . this is definitely a smarter way to go for most people .
plain green may discontinue or make changes in the content and site at any time without prior notice to you and without any liability to you . any dated information is published as of its date only , and plain green does not undertake any obligation or responsibility to update or amend any such information . plain green reserves the right to terminate any or all site offerings or transmissions without prior notice to you . this site could contain technical inaccuracies or typographical errors . use of this site is at your own risk .
failure by plain green to enforce any of its rights under this agreement shall not be construed as a waiver of those rights or any other rights in any way whatsoever .
unlike many traditional banks , with plain green you have the choice of paying off your loan over several installments , or all at once at any time – without penalties .
the chippewa cree tribe says its loans are not payday loans , those two - week loans with annualized interest rates of more than 600 percent or more . instead , the tribe says , its highest annualized interest rate is 360 percent . payments are made over a period of months , usually in monthly or biweekly installments .
if you need help managing some unexpected expenses , then you should seriously consider a personal loan from plain green . with our personal loans , you pay no prepayment fee , no application fee , and you pay only the interest for the amount of time that you keep the loan .
plain green has no obligation to monitor the site ; however , you acknowledge and agree that plain green has the right to monitor the site electronically from time to time and to disclose any information as necessary or appropriate to satisfy any law , regulation , or other governmental request , to operate the site , or to protect itself or other users of the site .
astronomical interest rates : despite what the company would have you believe , plain green loans’ interest rates are about average for a payday lender , and far more expensive than most other forms of credit . if you’re not comfortable paying 300 % interest on the money you borrow , look around for other options .
it is plain green policy to treat all consumers consistently and fairly . the standard for all employees is to provide service in a fair , equitable , and consistent manner . plain green is committed to making credit products and services available to diverse communities and customers on an equal opportunity basis . this commitment is reflected in formal processes and systems designed to ensure compliance with fair lending requirements . plain green dedicates information and training resources in an ongoing effort to maintain a high level of employee awareness for providing credit products and services in a fair , equitable , and consistent manner .
more than 12 percent of the 300 companies making payday loans through the internet are wholly owned by american indian tribes , frank cotton , a payday - loan consultant in atlanta , told the wall street journal . indian country’s business with online banks made about $ 420 million in payday loans in 2010 , or about 12 , 500 loans a month , he estimates . precise figures are hard to come by , as native american businesses aren’t required to give details on their business operations . but there are at least seven federally recognized tribes that own payday lenders . these include the chippewa cree tribe in montana , which recently launched its internet payday loan service plain green loans .
this is the amount that remains to be paid back on a loan . for example , when you make regular payments on a plain green loan , your outstanding balance goes down with each installment .
less than a year old , plain green loans already has an f rating by the better business bureau after the agency received 20 complaints mainly dealing with billing and collection issues . eleven of the complaints were resolved , but the company didn ' t respond or failed to resolve the other nine , according to the bbb .
this agreement is effective until terminated by plain green . plain green may terminate this agreement at any time without notice , or suspend or terminate your access and use of the site at any time , with or without cause , in plain green’s absolute discretion and without notice . the following provisions of the agreement shall survive termination of your use or access to the site : the sections concerning indemnification , disclaimer of warranties , limitation of liability , waiver , applicable law and dispute resolution , and general provisions , and any other provision that by its terms survives termination of your use or access to the site .
as more states pass laws to rein in lenders who deal in high - interest , short - term loans , indian tribes like the chippewa cree and their new online lending venture , plain green loans , are stepping in to fill the void . the internet lets them reach beyond the isolated rocky boy ' s indian reservation to borrowers across the nation , while tribal immunity has allowed them to avoid bans and interest - rate caps several states have set .
a personal loan is your best bet . typically , these offer lower interest rates , and you can borrow up to $ 30 , 000 if you need to . they also offer longer loan terms and , unlike plain green loans , you can choose how long you need to pay it back ; usually up to five years .
green loan terms are simple : rates from 5 . 99 % to 35 . 64 % apr .
you agree to indemnify and hold harmless plain green from and against any and all claims , losses , expenses , demands or liabilities , including attorneys’ fees and costs , incurred by plain green in connection with any claim by a third party ( including any intellectual property claim ) arising out of ( i ) materials and content you submit to , post to or transmit through the site , or ( ii ) your use of the site in violation of this agreement or in violation of any applicable law . you further agree that you will cooperate fully in the defense of any such claims . plain green reserves the right , at their own expense , to assume the exclusive defense and control of any matter otherwise subject to indemnification by you , and you shall not in any event settle any such claim or matter without the written consent of plain green .
plain green is a tribal lender of the chippewa cree tribe operating within the boundaries of the rocky boy’s indian reservation , montana , a sovereign nation located within the united states of america . loans from plain green are governed by the laws of the chippewa cree tribe , not the law of your resident state . the laws of your resident state may have interest rate limits and other consumer protection provisions that are more favorable . if you wish to have your resident state law apply , you should consider taking a loan from a licensed lender in your state .
short loan terms : plain green loans offers terms ranging from six to 24 months , which is considerably shorter than what most personal loan providers offer . and you don’t get any say in how long your repayment term is . this could be problematic , particularly since you’re responsible for paying back a lot of interest on top of the initial amount .
this agreement and all other aspects of your use of the site shall be governed by and construed in accordance with the laws of the chippewa cree tribe of the rocky boy ' s indian reservation , montana , to the extent applicable , to the laws of the united states . you agree that you will notify plain green in writing of any claim or dispute concerning or relating to the site and the information or services provided through it , and give plain green a reasonable period of time to address it before bringing any legal action , either individually , as a class member or representative , or as a private attorney general , against plain green .
bbb recommends consumers become familiar with both the federal laws of the united states of america regarding short term loans before working with this business .
to neal rosette , plain green loans ceo and the chippewa cree ' s former executive administrative officer , it ' s a win - win . the online lending venture is a resource for people who can ' t or won ' t borrow from banks , while it gives the tribe a steady revenue stream and jobs with unemployment on the reservation at nearly 40 percent .
paying back a loan before the arranged due date . some banks charge fees for doing this . not at plain green — you can pay your loan off in installments or all at once , at any time , without penalties .
say you took out a $ 2 , 000 loan from plain green loans . according to the company’s loan calculator , you’d be charged 200 % apr . over the course of the 22 - month loan period , that loan is going to cost $ 7 , 588 . 81 . that’s an extra $ 5 , 588 . 81 in interest on a $ 2 , 000 loan .
you may have other questions about plain green , or want more information than is available on our website . our customer support team is here to listen and provide you with exceptional customer service – just let us know how we can help .
i acknowledge and understand plain green , llc , is a wholly owned company of the chippewa cree tribe of rocky boy’s reservation , montana ; a native american tribe federally recognized by the government of the united states of america , and we operate within the boundaries of the reservation . you may reside in a state that does not recognize the sovereign lending authority of the chippewa cree tribal government and may consider the products and services offered by plain green as void under state law . by entering into an agreement with plain green , you are availing yourself upon the jurisdiction of the tribe and fully understand and consent that any agreement entered into is subject to the laws and lending codes enacted by the tribe’s federally recognized sovereign government .
it can be difficult to obtain records that define the relationship between a tribe and non - tribal entity . that ' s the case with plain green loan ' s relationship to a fort worth , texas - based company called think finance inc .
plain green , llc , is a wholly owned company of the chippewa cree tribe of rocky boy’s reservations , montana ; a native american tribe federally recognized by the government of the united states of america , and we operate within the boundaries of the reservation . by entering into an agreement with plain green , you are availing yourself upon the jurisdiction of the tribe and fully understand and consent that any agreement entered into is subject to the laws and lending codes enacted by the tribe’s federally recognized sovereign government .
tags indian , american indian , indian country today , indian country , plain green loans , indian country today media network , federally recognized tribes , native american businesses , cree tribe , indian country today media , native american lending , tribal , tribe , native american , native americans , the native american , american indian tribes , native american communities , native , chippewa cree tribe , chippewa cree , 3 .
while there are cheaper alternatives to plain green loans , the truth is that payday lending is pretty expensive no matter where you go . it’s important to take a hard look at your finances , ideally with the help of a professional . this will help you get your finances in shape and prevent you from having to borrow again next payday . here are some low - cost or free financial counseling resources :
payments reported to credit bureaus : if you’re looking to repair your credit , prompt repayment of your plain green loan could help . the company reports your payments to the credit bureaus and if you demonstrate responsibility , it could improve your credit score over time .
bbb recommends consumers become familiar with the federal laws of the united states of america regarding short term loans before working with this business . check with your state to find out if the loans are collectible and enforceable . consumers may find additional information by contacting the federal trade commission or the us consumer financial protection bureau .
our latest product , plain green , launched in april . customers in need of emergency cash can apply online in minutes , get an answer in seconds , and get cash as soon as the next day ,
a think finance news release from september reads .
the missoulian discussed the chippewa cree’s ownership of plain green loans and how many payday lenders are affiliating themselves with tribes in order to take advantage of tribal immunity . many lawmakers are fighting to restrict these practices , claiming they’re unfair to consumers . a spokesperson for the consumer federation of america said that , “it’s a real threat to the ability of state regulators to enforce the loan market to police caps and other consumer protection measures . ”
plain green provides financial services to the underbanked . some estimates indicate that 25 percent of the u . s . population falls into this category . the traditional banking system is failing many consumers with less - than - perfect credit history . let’s ask the banks when was the last time they made an unsecured installment loan of $ 1 , 000 or less . you won’t see too many raise their hands . plain green also reports to credit bureaus which allows consumers to improve their credit score with positive payment history . in a recent survey , plain green asked its customers , “why did you take out a loan with us ? ” we heard things like : “i’m paying off credit cards slowly but surely and doing well thanks to you guys cuz no one would help me—thanks . ” results of the survey will be published this month .
this is an expensive form of credit . plain green loans are designed to help you meet your short - term , emergency borrowing needs . appropriate emergencies might be a car repair , medical care for you or your family , travel expenses in connection with your job , etc . our loans are not intended to provide a solution for longer - term credit or other financial needs . alternative forms of credit , such as a credit card cash advance , personal loan , home equity line of credit , existing savings , or borrowing from a friend or relative , may be less expensive and more suitable for your financial needs .
that ' s a problem for consumer groups and the states that have tried to bring such lending under control . the issue with these loans , consumer advocates say , is that their high interest rates make it too easy for a borrower to become trapped in a cycle of debt as they have to borrow more to repay their original loans .
keeping your financial and personal information safe is one of our most important responsibilities . plain green has taken a number of measures to keep our process completely confidential and secure . please review the details on our security page , and if you have additional unanswered questions , please contact us .
though not a traditional payday lender , plain green loans operates like one . it charges its customers interest rates upwards of 300 % . first - time borrowers can borrow up to $ 1 , 000 , and repeat customers can borrow up to $ 3 , 000 . you don’t get to choose the term length and the longest available term is two years . there’s no hidden or prepayment fees , but that doesn’t mean you can expect a reasonable interest rate .
compare that with payday loans that require you to pay in full by your next payday . plus , you can always pay your loan off early , without a prepayment penalty .
a payday loan , or payday advance , is a short - term loan that ' s intended to cover expenses until you get paid . the lender typically charges a fixed fee based on the amount borrowed , and you have until your next payday to pay it off — regardless of when you apply . payday loans often help people who can ' t get credit elsewhere . a plain green installment loan is typically a less costly and more flexible emergency cash alternative .
small - dollar loans from credit unions . many credit unions , especially community development credit unions , make loans of $ 200 - $ 1 , 000 with an apr of 28 % or less and an application fee of $ 0 - $ 20 . these loans are meant to help you build credit and get your finances in shape . the loan term is between one and six months , so you don’t get in a cycle of borrowing to repay your debts . credit unions are also a great source of financial education and can potentially offer financial counseling .
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colorado is trying to prevent western sky from making loans within its borders , while the tribe counters that the state is attempting
to reach into the reservation and regulate commercial activity .
because of growing restrictions on payday loans , banks and payday lenders are teaming up with american indian businesses . indian country offers a loophole , sovereign immunity , that shields companies from the u . s . government’s mandated interest rate caps and other payday - loan regulations . indian country lenders can even issue loans in states where lawmakers have booted out the payday - loan industry .
onemain : onemain offers personal loans from $ 1 , 500 to $ 10 , 000 . loan terms will vary . interest rates vary from 25 % apr for those with very good credit , to 36 % apr for borrowers with poor credit . there is no minimum credit score to apply , so it’s a great place to apply if you’ve been denied loans from other companies .
plain green is providing you the following information in a manner consistent with principles under united states federal law . it is the policy of plain green to make credit products and associated loan operations support services available to all qualified applicants without discriminating on the basis of race , color , religion , national origin , sex , marital status , or age ( provided that the applicant has the capacity to enter into a binding contract ) ; the fact that all or part of the applicant’s income derives from any public assistance program ; or the fact that the applicant has in good faith exercised any right under the consumer credit protection act .
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when looking for a personal loan option , be sure to do your research . look for hidden charges and fees in the fine print . personal loans should have a set payment schedule that is coordinated with your paydays for your convenience .
when they were getting it from brick - and - mortar businesses it was easy to monitor how many people were getting payday loans . now that it ' s all on the internet , it ' s harder to monitor ,
griggs said .
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when you need a quick , convenient , and secure way to get cash to cover unexpected bills , bounced checks and other surprises — an installment loan from plain green may be a good solution . our online application process is simple and straight forward . in just a few minutes you’ll find out how much cash you qualify for — anywhere from $ 500 to $ 1 , 000 for our first - time customers .
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a quick personal loan from plain green may solve your immediate cash flow problems . maybe your car broke down and you need it fixed fast . maybe those books for college cost much more than you anticipated . emergency medical bills could be piling up . there are many reasons to consider a personal loan , and many options are out there . make the decision that is right for you , your budget , and your credit .
plain green ' s track record is very poor . its ok if needed for a quick solution . but be very careful in getting a loan . 4 months after my loan was paid , in full . i receive a call from them stating that i still owe 290 . for what ? finance fees . but it wasn ' t reported to the credit agencies . so i reported them to having law enforcement to look into them . a very bad practice procedures on their part .
helena - an indian reservation in the heart of montana ' s farm country may seem an unlikely place to borrow a quick $ 600 , but the chippewa cree tribe says it has already given out more than 121 , 000 loans this year at interest rates that can reach a whopping 360 percent .
some non - tribal businesses have seen tribal immunity as a shield that they can use to make high - interest loans outside of the regulatory spotlight and a way to avoid state law enforcement , fox said . so they affiliate themselves with the tribe and conduct business under that shield , she said .
plain green invests 40 percent of its profits directly back into the chippewa cree tribe . to date , we have provided scholarships , educational resources , funding for parks , and holiday meals for each member of the tribe . tribal leaders are developing a long - term strategic plans for putting the revenue to the best use for our people . in a time of budget cuts from the federal government , the chippewa cree aren’t sitting idle . we’re providing economic opportunity and real hope for the future .
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you authorize plain green ( “us” or “we” ) to verify the information given in connection with this loan application , and you give us consent to obtain information about you from a consumer reporting agency or other sources to verify all of the information you have provided us , including past and / or current information . if there is any missing or erroneous information in or with your loan application regarding your bank account ( including without limitation your bank , bank routing number , or account number ) , you authorize us to verify and correct such information .
nala’s best practices ensure complete transparency of rates and fees , so there is always full disclosure of all terms and conditions to the consumer . here are the facts . according to a 2009 bretton wood study , fee analysis of band and credit union non - sufficient funds and overdraft protection programs , more than 20 million households pay an average of $ 1 , 500 a year in non - sufficient funds and overdraft fees . according to a 2008 federal deposit insurance corporation study , “a $ 27 overdraft fee that a customer repays in two weeks on a $ 20 debit purchase would incur an annual percentage rate of 3 , 520 percent , ” the new york times reported . our consumers know the facts and the real costs of their options . plain green does not lend within the state of montana . we use all available information to underwrite unsecured loans and this includes the applicant’s address on the credit application .
the sovereign - loan model is “exploding and will be the future lending model for payday - loan companies , ” said jer ayler , president of trihouse enterprises inc . , a payday - loan consultant in las vegas . just like the casino boom that began a few decades ago , payday loans are emerging as a great boon for economically struggling native american communities .
the information and materials contained in this site , including text , graphics , links or other items and content are provided “as is” , “as available” , without any warranty , either express or implied , including the implied warranties of merchantability , fitness for a particular purpose , non - infringement or title . additionally , there are no warranties as to the results of your use of the content . plain green does not warrant that the site is free of viruses or other harmful components . this does not affect those warranties which are incapable of exclusion , restriction or modification under the laws applicable to this agreement .
for tribes like ours , geography creates a number of barriers to promoting economic growth . e - commerce has provided our tribe with the ability to create innovative and profitable businesses , and we believe our product gives consumers real choice when it comes to emergency short - term loans . all nala lenders operate as an arm of their tribe and are wholly owned by the tribe .
forty - two states and the district of columbia have taken different regulatory approaches , from outright bans to interest - rate caps . montana voters last year passed a ballot initiative that capped such loans at a 36 percent annualized interest rate , which has led to a nearly 83 percent drop in so - called deferred deposit lenders , according to montana banking and financial institutions director melanie griggs .
plain green , llc is a tribal lending entity wholly owned by the chippewa cree tribe of the rocky boy ' s indian reservation , montana , a sovereign nation located within the united states of america , and we operate within the tribe ' s reservation . if we receive , process , and approve your application before 5 : 45 p . m . et , we typically fund it on the next business day . if we are unable to verify your application information , we may ask you to provide certain documents . the maximum loan amount for your initial loan is $ 1 , 000 . refer to loan cost & terms for additional details . we provide complete disclosures of apr , fees and payment terms in the loan agreement .
this compnay used to give good rates to repeat clients and had a transparent system that was easy to use . they ' ve raised their rates even on existing clients with excellent histories and hide what they are doing . the only possitive at this point is they evidently audited one of my older loans and sent me a refund . in the past i would ' ve recommend them to people , not anymore . i won ' t be using the again .
lending club : lending club offers personal loans up to $ 40 , 000 with interest rates ranging between 5 . 32 % and 30 . 99 % . these interests rates are fixed , so you don’t have to worry about them going up over time . there are no hidden fees or prepayment fees if you decide to pay off your loan early . lending club requires a minimum of a 660 credit score , though , so it may not be an option for some .
we structure our loans so you will have the option of making bi - weekly , monthly , or semi - monthly payments . for example , a $ 700 loan with an annual percentage rate ( apr ) of 413 . 00 % has 24 bi - weekly payments of $ 106 . 43 . the actual number of payments required for your loan will be based on your loan amount and your pay schedule . for your convenience , we link your loan payment dates to your pay dates .
pg says that the typical first - time customer qualifies for a loan of $ 200 - $ 1 , 000 , with an apr of 299 . 17 % to 378 . 95 % . that’s better than many of the lenders we’ve written about : western sky’s interest rates on small - dollar loans can be as high as 340 % , while moneytree and mobiloans can easily have aprs over 450 % . still , you can do much better than a 300 % interest rate . for comparison :
i have had 3 other loans with you in the past 4 years and have always paid them off . each time i had received one the interest rate would go down as i was told . the last time i got a $ 2000 . 00 loan my interest rate was % 200 and my payment was $ 329 . i did not notice at first but for the $ 2000 . 00 my interest rate is almost % 300 and my payment $ 420 . too late now but will pay off soon . not doing again . disappointed .