scaleform corporation is a developer providing middleware for use in the video game industry .

as a result of autodesk 's acquisition of the company in march 2011 , scaleform has become part of the autodesk gameware line of middleware .

scaleform corporation

culture fit is important to us at scaleform corporation . how would you describe your personality ?
we encourage innovation at scaleform corporation . when have you created a new product or service ?
we seek to hire highly ambitious people . where would you like your career with scaleform corporation take you ?
this role with scaleform corporation is highly technical . what is your understanding of this position and the responsibilities that come with it ?
at scaleform corporation we take privacy and confidentiality very seriously . are you willing to sign a non - disclosure agreement , if hired ?
at scaleform corporation we seek to hire leaders . tell me about a time when you took the initiative to improve work related procedures .
at scaleform corporation we take pride in our ability to stay one step ahead of our competitors . how will you contribute to this trend ?
at scaleform corporation we value organization . tell us about a time when you were particularly effective on prioritizing tasks and completing a project on schedule .
we want to hire people at scaleform corporation who have the desire to lead others . how many people did you supervise at your last position ?
at scaleform corporation we prefer to hire those with an education in computer science or another related field . walk me through your post - secondary education and training .
autodesk a leader in 3d design , engineering and entertainment software , announced today it intends to acquire scaleform corporation , a privately held user interface tools and middleware company .
audio playback for sounds embedded in flash swf and scaleform gfx files , as well as multichannel audio from scaleform video playback .
unstoppable corporations – found your own corporation and spread its influence as another tool to gain control over the world .
working at scaleform corporation , you will experience changes on a regular basis . when have you had to change a major component of your project due to new information being presented ?
we consider research to be the backbone of what we do at scaleform corporation . do you think it ' s important to conduct research before beginning a project or would you rather jump right in ?
our scaleform corporation interview questions and answers are created from the industry we believe they most well - represent . for a full list of industries we base our company interviews off of ; click here .
the upcoming ios game starforce battlement , which uses the scaleform platform from autodesk .
scaleform gfx 3 . 0 alpha is available now . the new release will introduce new pricing that aligns with the value of the scaleform gfx 3 . 0 feature set and functionality . scaleform video is licensed separately and is available directly from scaleform worldwide , with the exception of japan , where it is available for license from cri middleware .
scaleform ime , a fully integrated input method editor ( ime ) for asian chat support .
one of the reasons i was so excited to interview with scaleform corporation is because of the endless growth opportunities you appear to offer your high performing employees . my biggest ambition is to be awarded a management role in the next 3 - 5 years .
have you researched scaleform corporation enough to know how their internal hierarchy works ? do they have a variety of departments and management levels , offering you choices when it comes to carving out your career path ? talk to the interviewer about your career ambitions specifically related to this role and their organization .
as a special introductory offer , scaleform is offering pricing that enables customers who purchase prior to march 31 , 2009 to secure the full scaleform gfx 3 . 0 release at the gfx 2 . 2 price , plus receive the new scaleform video module for free . contact sales @ urltoken for more information on this promotion .
accelerating the distribution pipeline for scaleform gfx , a high - performance rich media user interface and vector graphics engine .
scaleform video , a fully integrated video codec for flash video workflow support ( currently powered by cri movie ) .
gaming trends mobile gaming is pushing towards higher quality experiences , a trend that scaleform can help out with , stevens said .
these new horizons in flash have opened up courtesy of middleware developed by scaleform corporation as matthew doyle , its gaming products specialist , explains :
scaleform gfx is a fast , robust user interface engine that brings the power of flash vector graphics and actionscripting to games ,
he says .
it provides a cross - platform , hardware - accelerated flash player that enables users to deploy their ui across all major consoles , as well as on pc - based applications .
as part of the acquisition , brendan iribe , along with scaleform’s chief technology officer , michael antonov , and chief operating officer , marc bennett , will join the leadership team in autodesk media & entertainment . scaleform offices will remain in greenbelt , maryland .
the latest version of scaleform is a godsend to those who want to port their flash games over to ios with little fuss .
scaleform clik is great for building video game user interface elements faster than ever before ,
said graham wihlidal , senior programmer , bioware .
scaleform has demonstrated its on - the - ground understanding of production by architecting a framework that truly accelerates development . scaleform clik provides more control to ui designers , while offering an increased pipeline and runtime consistency that is needed for console development .
a developer has to take the flash game and load it into the prebuilt scaleform player app on ios . there ' s also the option to build a customer native game player using scaleform ' s c + + libraries . after a bit of testing and fine - tuning to ensure everything looks right , the game is ready . to further optimize the game , scaleform provides tools to help with memory and performance .
details on these features , as well as more information on enhancements to the scaleform ime (
input method editor
) module and tighter game engine integration with leading engines such as epic unreal engine 3 , emergent gamebryo , and crytek cryengine can be found at the scaleform website .
scaleform’s flagship product , scaleform gfx , allows development teams to more quickly and easily author game uis and interactive 3d experiences using popular design tools : adobe flash and adobe creative suite software . scaleform gfx helps developers take advantage of the 3d hardware acceleration capabilities of modern systems to create cinematic quality menus , in - game heads up displays ( huds ) , animated textures , mini - games , and even mobile games and applications .
i look at scaleform as an opportunity to help developers ,
said delise , the senior product manager for game - related products for autodesk .
autodesk ' s latest version of scaleform allows developers to easily port flash games into the mobile environment , and in some cases , make them look better .
scaleform clik (
common lightweight interface kit
) helps accelerate the design and development of uis on multiple platforms including pcs , consoles and mobile devices . architected by the urltoken team , led by world - famous flash expert grant skinner , the scaleform clik component architecture and workflow enhancement tools enable users to rapidly create sophisticated user interfaces from prototype to final design . by easily iterating the look and feel through all stages of the development pipeline , scaleform clik dramatically reduces the time and costs of developing ui elements .
scaleform gfx allows licensees to create user interfaces using adobe flash authoring tools , such as adobe flash professional ; the resulting swf files can be used directly by the gfx libraries , providing similar functionality to the adobe flash player but optimized for use within game engines . scaleform provides apis for direct communication between flash content and the game engine , and pre - built integrations for popular engines such as unity and unreal engine . scaleform gfx can also be licensed for use as a standalone flash runtime system on mobile platforms , [ 2 ] [ 3 ] competing with adobe air .
© 2009 take - two interactive software and its subsidiaries . all rights reserved . sid meier ' s civilization iv , civ , civilization , 2k games , the 2k games logo , and take - two interactive software are all trademarks and / or registered trademarks of take - two interactive software , inc . developed by firaxis games . firaxis is a registered trademark of firaxis games , inc . uses bink video . copyright ©1997 - 2009 by rad game tools , inc . uses miles sound system . copyright ©1991 - 2005 by rad game tools , inc . portions of this software are included under license : ©2009 scaleform corporation . all rights reserved .
microsoft uses scaleform and flash for mini and micro games such as fable ii pub games on xbox live arcade . flash is mostly used for menus , mini games , in - game interactive objects with animated flash controls and video , and in - game heads up displays ( huds ) .
last week , the company unveiled the latest version of its scaleform software , a tool used by programmers to make games for consoles and , increasingly , smartphones . in fact , the newest version has more features dedicated to the mobile environment , a reflection of the growing importance of that market .
scaleform amp (
analyzer for memory and performance
) is designed to offer insight into memory usage and other important performance metrics developers require to improve real - time playback . this critical new feature set allows users to quickly optimize content by making it easier to identify inefficiencies and hot spots , enabling faster iteration and integration .
scaleform started as a tool to help console game makers develop menus and user interfaces . but as games got more sophisticated on the mobile end , and processors and graphics made major advances , autodesk turned its attention to smartphones , said stevens , who is vice president of product management for the company ' s media and entertainment business .
scaleform gfx 3 . 0 is a major release that introduces new productivity tools to speed the creation , assembly and optimization of ui elements . it significantly accelerates workflow to empower artists and designers to design more freely and autonomously , while allowing programmers to focus on creating the highest quality gameplay rather than building time - consuming custom tools .
a flash game can immediately be dropped into scaleform , to be used on mobile devices , pcs , or game consoles . it takes less than an hour to deploy the game , although additional time is required to optimize and test it . still , that ' s far shorter than writing code to create a mobile game from scratch .
the scaleform gfx installers are built by dynamically inserting a command line into a batch file , which will then queue the commands with xge . the batch file is then passed to xgconsole , which quickly and efficiently handles the copying of many gigs of data across our network and the compression of that data to an installer less than 50mb in size .
scaleform gfx has been used to great effect in mass effect , civilization revolution , crysis and many other aaa games across all gaming platforms . doyle , meanwhile , has worked in the games industry as a 3d artist , game designer and producer for companies such as ea mythic and midway games . he was also lead world designer for warhammer online .
“our combined technologies will not only provide game developers with an improved authoring environment and runtime solution , but will also apply to the broader interactive entertainment industry ranging from film to mobile to the web , ” said brendan iribe , president and chief executive officer of scaleform . “we will finally realize our long standing vision of integrating 2d and 3d authoring technology while continuing our commitment to deliver leading - edge real - time graphics solutions to our customers . ”
with such impressive gaming credentials he ' s seen , first hand , the enormous leap flash has made since it was first released .
flash is being taken more seriously by triple - a game developers as the ui solution standard through the use of scaleform ' s gfx middleware product ,
he notes .
with the boom in casual gaming , social games on facebook , myspace and other sites , and mobile gaming , it ' s become a critical path tool .
. where applicable , you can see country - specific product information , offers , and pricing .
we have redirected you to an equivalent page on your local site where you can see local pricing and promotions and purchase online .
we ' ve combined our most powerful software and services to create one simple package , for one great price—autodesk industry collections .
©2017 alcon entertainment , llc . , warner bros . entertainment inc . all rights reserved . photo courtesy of framestore .
software for 2d and 3d cad . subscription includes original autocad , specialized toolsets , and apps .
bangkok developer combines sustainability and innovative technology in an urban housing development that integrates work , home , and a common “third place . ”
across the manufacturing , architecture , building , construction , media , and entertainment industries , autodesk gives you the power to make anything .
privacy settings | privacy / cookies | about our ads | legal notices & trademarks | report noncompliance | site map | © 2018 autodesk inc . all rights reserved
have a hit flash game on the pc ? autodesk has a way to quickly and easily get it on the smartphone .
i spoke with autodesk executives mark stevens and frank delise about the new software and got their thoughts on the gaming industry as a whole .
we saw what was happening with the explosion of mobile devices and tablets ,
he said .
the software is able read the flash data file and interpret it as mobile app , stevens said .
the software isn ' t particularly expensive . it costs $ 295 per user per platform to use .
at the end of the day , higher quality content gets noticed ,
he said .
our tools can make a difference there .
he boasted that his software could help create aaa - quality titles for the mobile phone .
stevens said he sees a lot of development money moving away from consoles and toward mobile . as noted in this column , he also sees a proliferation of freemium games , or games given away for free , but include offers , levels , power - ups , and other bonuses that can be purchased with cash .
following along the lines of higher quality games , games with 3d graphics tend to jump higher in the rankings , delise said .
he also sees the idea of a
game as a service
taking hold . those are games that more interactive , more personalized , and deal with stats and challenges against friends than the typical casual game .
down the line , augmented reality and gaming will start to take hold , delise said .
there are new game experiences only available on these devices ,
he said .
be respectful , keep it clean and stay on topic . we delete comments that violate our policy , which we encourage you to read . discussion threads can be closed at any time at our discretion .
for inquiries related to this message please contact support . for sales inquiries , please visit urltoken
if you believe this to be in error , please confirm below that you are not a robot by clicking
i ' m not a robot
below .
please make sure your browser supports javascript and cookies and that you are not blocking them from loading . for more information you can review the terms of service and cookie policy .
html public
- / / w3c / / dtd xhtml 1 . 0 transitional / / en
urltoken
our distribution pipeline consists of four basic phases : building , packaging , testing , and posting . we build 86 different configurations consisting of our core gfx sdk , demos , and samples . these configurations are packaged into 10 different installers .
running on a single 3 . 4 ghz machine , our building process took approximately 2 hours and 40 minutes while the creation of the installers ( packaging phase ) took just over 1 hour . the testing phase can uncover problems or bugs that cause the build and packaging phases to be repeated before another round of testing . without incredibuild and xge , this rebuild process would create nearly 4 hours of down time between each test cycle . this lengthy delay proved to be a problem in delivering quality software to our customers in a timely manner .
the main alternative to solve our problem was upgrading to better hardware . however , this solution had diminishing returns , as even the latest multicore pcs did not offer the speed benefits gained by adding another node to the incredibuild / xge network . this is due to disk contention and other heavy system tasks that are not just processor dependent .
through the use of incredibuild and xge , we were able to distribute our build across our network to many multi - core machines . using incredibuild also allowed linking on multiple cores on the host machine instead of just one for visual studio 2005 , which itself allowed us to build our sdk n times faster on a machine with n cores ( e . g . , two times faster on a two - core machine , four times faster on a four - core machine ) .
by utilizing the xge we were able to quickly and easily distribute the creation of gfx installation packages across multiple machines . our largest installer takes only 8 minutes to create , but building all of them linearly on a single - cpu machine takes over an hour . when the installation packages are queued through xge , the entire packaging process is reduced to 8 minutes , or the time required to build the largest package .
integrating incredibuild to compile the gfx sdk was a simple task of having the incredibuild agents installed across the network , then adding one line to our build script for every solution we wanted to distribute . the script also returns the result of each compilation , allowing us to have better error checking throughout our builds .
the two phases affected by xge were the building and packaging phases . our typical time to compile the builds took 2 hours and 21 minutes ; when using incredibuild , the time dropped down to 40 minutes . this was a net savings of 1 hour and 41 minutes , or a 71 % reduction in compile time .
our time spent packaging without distributing the installer creation was 1 hour and 3 minutes . when using xge , the packaging time dropped down to 8 minutes , resulting in a net savings of 55 minutes , or an 88 % reduction in packaging time .
this brought our total time down from 3 hours and 24 minutes to 48 minutes , reducing our building and packaging time by over 75 % .
get our freedev version - fully functional free of charge version to accelerate your build . from download to a faster build in less than 5 minutes
do you have any particular areas of interest or ability ? talk to the interviewer about your strengths and be sure to highlight any specific skills that you excel in . it ' s a great idea , if you can , to highlight particular skills that may be listed on the company ' s job posting / job description . if there is a related area of interest where you ' d like to expand your skills , you can mention those as well .
computing and network communications has always been a solid area for me . i have a big interest in how network communication improves our daily lives and our overall business efficiency . i see that you are looking for team members who are experts in network communications which is what caught my eye when i first saw your job posting .
i have been focusing my career on becoming a cloud integration specialist although i do have cross - platform app development expertise as well .
what interests me most about your company is that there are so many options when it comes to career growth . ideally , i would like to earn my way into a team lead role , then a division manager position in the digital management department . eventually , a cdo ( chief data officer ) level role would be ideal . of course , i understand that this will take many years of dedication and hard work .
assure the interviewer that you bring a full understanding of the technical requirements attached to this particular job . it is essential that you research the role and thoroughly consume the information provided in the company ' s job posting / job description . keep your answer to the point .
from our previous conversation , understanding the job description , and researching the role online i feel that the job is best described as a project leader focused on x , y , and z . the technical requirements that you would like to see are a , b , and c . i am well versed in the tasks and programs you are asking for and am confident that i meet the strict requirements to perform in this role successfully .
my understanding is that you seek a candidate with expert level skills in x , y , and z , who can train junior employees . i am an expert user in all three of these areas . do you have any questions about my technical expertise ?
display to the interviewer that you have an invested interest in the technology industry by discussing your thoughts on recent advancements . be sure to include how you stay up to date on industry changes and new technology .
there have been so many great advancements in technology this year . recently , i was reading an article by mit technology review and was amazed at the incredible advancements this year . the one that stood out most to me was the autopilot software update released by tesla this year . we truly will have the software for vehicles to be controlled by tech rather than humans .
the most impressive advancement in technology , in my opinion , is the continued advancement of mobile integration . tech connects most of the modern world , and we can do absolutely everything from our phones these days .
tell me about the most interesting project you have worked on this year and the biggest thing you learned from it .
we all have some behaviors that are typical of us and which sometimes results . . .
there are some questions that employers ask at almost every interview . . . .
if you are interviewing for any type of leadership role ; prepare with our . . .
this set of questions aims to ascertain what your idea of teamwork is and . . .
software developers are creative minds that work behind the scenes to develop various computer programs . they are responsible for the complete development process for specific software programs , from analyzing . . .
web developers specialize in creating bespoke websites that meet a client ' s specifications . they are responsible for all aspects of website development , from coding and designing new layouts and functionalities . . .
information security analysts , web developers , and computer network architects all use information technology ( it ) to advance their organization ' s goals . security analysts ensure a firm ' s information stays . . .
computer programmers are skilled in writing and testing code that enable computer applications and software programs to function . their main area of expertise lies in converting program designs created . . .
computer scientists are highly skilled professionals who specialize in developing innovative technologies and computer - based solutions . these experts are typically hired by private engineering firms , academic . . .
i would like to have a full understanding of your experience and portfolio . what types of industries have your previous projects been involved in ?
all interview questions are created by urltoken and are not official interview questions for any organization listed on urltoken . © 2008 - 2018 mock questions llc
html public
- / / w3c / / dtd html 4 . 01 transitional / / en
urltoken
the source code for the wiki 2 extension is being checked by specialists of the mozilla foundation , google , and apple . you could also do it yourself at any point in time .
would you like wikipedia to always look as professional and up - to - date ? we have created a browser extension .
it will enhance any encyclopedic page you visit with the magic of the wiki 2 technology .
i use wiki 2 every day and almost forgot how the original wikipedia looks like .
of perfecting techniques ; in live mode . quite the same wikipedia . just better .
this page was last edited on 7 may 2018 , at 19 : 46 .
basis of this page is in wikipedia . text is available under the cc by - sa 3 . 0 unported license . non - text media are available under their specified licenses . wikipedia® is a registered trademark of the wikimedia foundation , inc . wiki 2 is an independent company and has no affiliation with wikimedia foundation .
garbage collection enables more efficient programming by detecting and removing circular references in actionscript code via an optimized reference count collection algorithm . developers no longer have to worry about actionscript memory leaks .
sign up for the daily update and get the best of urltoken in your inbox .
uk charts : jurassic world narrowly misses no . 1 as crash bandicoot holds firm
autodesk is a leading provider of 3d content creation tools to the games industry . autodesk is adding to its games portfolio in response to a growing industry need for more efficient , integrated content creation solutions .
autodesk , inc . is a leader in 3d design , engineering and entertainment software . customers across the manufacturing , architecture , building , construction , and media and entertainment industries – including the last 15 academy award winners for best visual effects® – use autodesk software to design , visualize and simulate their ideas . since its introduction of autocad software in 1982 , autodesk continues to develop the broadest portfolio of state - of - the - art software for global markets . for additional information about autodesk , visit urltoken .
autodesk is a registered trademark or trademark of autodesk , inc . , and / or its subsidiaries and / or affiliates in the usa and / or other countries . academy award is a registered trademark of the academy of motion picture arts and sciences . all other brand names , product names , or trademarks belong to their respective holders . autodesk reserves the right to alter product and services offerings , and specifications and pricing at any time without notice , and is not responsible for typographical or graphical errors that may appear in this document . © 2011 autodesk , inc . all rights reserved .
autodesk , inc . media : aislinn mosher , + 1 - 514 - 497 - 3140 aislinn . mosher @ urltoken or greg eden , + 1 - 617 - 335 - 3353 greg . eden @ urltoken or investors : david gennarelli , + 1 - 415 - 507 - 6033 david . gennarelli @ urltoken
this site uses cookies . by continuing to browse this business wire site ( and / or any other business wire website ) , you accept the use of cookies .
in its infancy flash was all about primary coloured vector animations and a little shape tweening on the side .
now approaching its teens , flash ' s advanced tools and constantly updated functions are being used to create mobile phone applications , graphical user interfaces and its next conquest – console games .
flash ' s flexibility as an animation and coding tool has led to its use in the creation of interactive and animated textures for in - game ui assets . it can be used to create virtually anything a player physically interacts with .
flash skills have never been so marketable . console games user interface design is a huge growth area crying out for flash designers and developers . with advances in middleware technology , control of console interfaces has been placed well and truly in creative hands .
before flash ' s rise , hardcore c + + developers had been tasked with a lot of the creative execution of the user interface . for the developer or designer who chooses to broaden their skill set and look beyond the pure digital / web arena , the shift could reap rewards in a business where diversification is key to staying employed .
it seems that flash , and the designers and developers who use it , are playing an increasingly significant role in games ' ui development . shane mielke , who ' s currently creative director at 2advanced studios , worked with ea on the james bond : from russia with love game , using flash to design main menu items as well as internal game menus . all the animation prototyping for these elements was completed in flash too .
i took all the ui work i ' d created in photoshop and then animated it in flash ,
explains mielke .
i created transitions , button rollover states , animations , explosions and so on . ea ' s development team then integrated the text fields , multi - language capabilities and tied everything in to the actual statistical side of the game .
no spam , we promise . you can unsubscribe at any time and we ' ll never share your details without your permission .
techradar is part of future plc , an international media group and leading digital publisher . visit our corporate site .
sid meier’s civilization iv : beyond the sword , the expansion to civilization iv , focuses on the late - game time periods and delivers 12 challenging and decidedly different scenarios created by the development team at firaxis games . sid meier’s civilization iv : beyond the sword includes 10 new civilizations , 16 new leaders , 5 new wonders , and a variety of new units that will offer even more fun and exciting ways for players to expand their civilization’s power as they strive for world domination . key features :
more civ than ever – with a massive increase of 10 civilizations , 64 buildings , 11 scenarios , 5 wonders , 6 technologies , corporations , brand new espionage system and expanded trade routes , sid meier’s civilization iv : beyond the sword is a must - have expansion pack to the greatest strategy franchise of all time .
scenarios : expect the unexpected – 11 additional scenarios include setting new worlds in final frontier , battling zombies in alterword , conquering medieval western europe in charlemagne , and more .
advanced starts – for the first - time ever , launch a game in later eras with this new frontier that allows you to purchase units , roles , improvements and technologies to start your game .
multiplayer requirements : internet ( tcp / ip ) or lan ( tcp / ip ) play supported internet plays requires broadband connection .
supported video cards : nvidia geforce 5200 , 6600 , 6800 , 7300 , 7800 , ati radeon 9600 , 9650 , 9700 , 9800 , x600 , x800 , x1600 , x1900 .
notice : this game contains technology intended to prevent copying that may conflict with some disk and virtual disk drives .


girard bank was a philadelphia based bank founded by stephen girard in 1811 .

the bank was acquired by mellon bank in 1983 and then , two decades later , by citizens bank .

in its early years , the bank was variously known as “ girard ’s bank , ” or as “ girard bank . ” or also as “ stephen girard ’s bank ” or even the “ bank of stephen girard . ” by the end of the 19th century the bank was known as the girard national bank .

girard 's bank became the girard trust company , and later girard bank .

girard bank

following the merger , mellon bank , girard bank and girard bank delaware , also owned by girard , would operate separately as subsidiaries of mellon national .
girard bank , heritage bank national association , mellonnational corporation , and heritage bancorpora . . .
girard trust corn exchange bank , plaintiff , v . united states , defendant .
in 1811 the united states did no extend its charter to the first bank of the united states . local merchant stephen girard purchased the building and established the bank of stephen girard , the country’s first private bank . after his death in 1831 a group of local merchants hoped to take advantage of girard’s sterling reputation and used his name for their own bank . in 1952 , girard trust company acquired the corn exchange bank ' s philadelphia branch , and renamed itself to girard trust corn exchange bank . from 1964 to 1969 , was known as girard trust company , and it 1969 , was renamed to girard bank .
the original bank , t . mellon and sons bank , was founded in 1869 by
girard is a pennsylvania state - chartered bank . it is owned by mellon , a bank holding company that does not conduct business in new jersey .
bank robbery at girard federal savings and loan . a fugitive walked into the bank and demanded money . he was last seen heading towards the railroad tracks .
for more information regarding how phenix - girard bank post checks and debits to your account , click here .
joseph masternick , the 16th mayor of girard , dies . he was buried in girard - liberty memorial cemetery .
in 1972 , mellon national corporation was created as a one bank holding company to own mellon national bank and trust company , which officially became mellon bank .
2 . girard bank the french - american banker and philanthropist stephen girard - - at one time , the richest man in the world - - founded girard bank in philadelphia in 1811 . girard was one of the first banks to launch a system of atms , a proprietary network known as
george
in 1978 . the pittsburgh - based mellon bank would buy out girard in 1983 before being swallowed up two decades later by citizens bank ( nasdaq : fcnca ) . ( photo : wikipedia ) .
william w . wilson leaves office of the 4th mayor of girard . - the trumbull banking company is formed . this is a state bank . this bank is an outgrowth of the girard savings and banking company . - the trumbull savings and loan company is formed . this bank is an independent outgrowth of the girard savings and banking company . - the girard weekly journal is goes out of business .
philip a . cretella , the 15th mayor of girard , is layed to rest at the girard - liberty memorial cemetery .
the girard savings bank is organized , it is a pioneer institution of its kind in girard . the ashtabula , youngstown and pittsburgh rail road company completes a 58 . 03 mile line from ashtabula harbor to girard , via the city of niles . girard is now linked via railroad to lake erie shipping trade .
the first national bank of girard opens for business . the bank has $ 50 , 000 in capital and resources of $ 80 , 000 . the bank president is a . w . kennedy . the vice president is state senator john j . sullivan .
michigan national was tossed around between foreign parent companies following its acquisition by national australia bank and later dutch - state bank , abn - amro , in 2001 . the bank changed names to standard federal and then lasalle bank midwest before being swallowed up by bank of america in 2007 . ( photo : wikipedia ) .
principal subsidiaries : mellon bank , n . a . ; mellon bank ( de ) national association ; mellon bank ( fl ) national association ; mellon bank ( md ; mellon bank ( north ) national association ; mellon bank ( east ) national association ; mellon bank ( central ) national association ; mellon financial services corporation ; the commonwealth national bank ; data - link systems inc . ; mellon bank international ; mellon securities trust company ; mellon investdata corporation ; backroom systems group ; collection services corporation ; investnet corporation ; mellon bank canada ; mellon securities ltd . ( england ) ; mellon - pictetinternational management ltd . ( england ) .
girard , alabama was one of these small towns . my ancestors were already settled in the girard area or arrived in the mid 1840s .
william d . cunningham leaves the office of the 8th mayor of girard . - - the girard news , weekly newspaper , is founded .
the girard town hall ( formerly union school ) is torn down on jefferson square and replaced by the girard municipal building , shown above .
the city of girard and liberty township recieve approximately 4 inches of rain within two hours . one third of all girard homes are flooded .
4 . crocker bank crocker bank is perhaps most infamous for a 1975 killing in a bank robbery by the symbionese liberation army . founded in san francisco in association with woolworth national bank , it was acquired by wells fargo ( nyse : wfc ) in 1986 .
10 . michigan national bank michigan national was founded in 1940 , the result of consolidating six other michigan banks . the collapse of penn square bank and continental illinois national bank and trust company hurt the bank , which was forced to close almost half of its location .
thomas gordon blackstone takes the office of the 7th mayor of girard . - the
great flu of 1918
strikes girard and the entire world .
previously , bank holding companies could own only one bank and operate only in counties touching on the county where the home office was situated .
the bank was absorbed by bank one in 1998 before its merger with what today is jpmorganchase in 2004 . ( photo : wikipedia ) .
the girard municipal building is remodeled . - - consentino ( medical office ) building is constructed . - - the girard free library constructs a new addition .
valley national bank is a branch of the girard national bank . the girard national bank has been family owned and operated for over eighty years , now with branches in fourteen kansas and eastern colorado communities . most recently , our banking family has expanded into the kansas communities of pittsburg , arma , and galena ! you may conduct your banking at any of our locations listed below .
the panic of 1837
spreads throughout america , ohio , and girard .
william j . wallis and f . a . williams purchase the girard stove works and secure a charter under the name of the girard stove and foundry company .
a new girard high school , shown above , is constructed on ward avenue .
melvin christopher triplett is born in indianola , mississippi , the second of 12 children . he will move to girard and excel at sports at girard high school .
wkbn reports that a family is evicted from home in girard - ralph gilbert .
girard police catch arsonist from youngstown . the fugitive is arraigned in municipal court .
a broken phone line , which crosses mahoning river in girard , is recovered .
captain joseph standohar retires from the girard police force after 40 years of service .
grand opening of the restored 1st floor of the girard historical societyís barnhisel house .
the only reason girard stuck out in my mind was that my grandmother katherine mckenzie richardson was born there in 1887 . my mother was born in girard also in 1906 . by the time my mother and grandmother was grown and married , very few people talked about girard . the most i remember going through girard was when there was a funeral and we would drive through the small little town on our way to the girard cemetery . my mckenzies and mcbride are buried in girard cemetery .
mellon ' s merger with philadelphia ' s girard bank became final last week . the acquisition of ccb will put its assets at roughly $ 26 billion and rank it 12th in size among the nation ' s bank holding companies .
7 . southeast banking corporation the miami - based bank has its roots with a subsidiary , the first national bank of miami , founded in 1902 .
girard national bank’s robust and secure virtual banking experience is like no other ! you’re going to love the updated features of our online , mobile and voice banking .
girard was named after a man from philadelphia and a slave owner , stephen girard . when russell county was formed in 1832 girard became the county seat , the first session of court convening 1833 . 1890 mr . west served as it’s first mayor .
the first was the acquisition of a venerable philadelphia bank — girard bank — by a big pittsburgh institution — mellon bank . people were pissed . it didn’t make complete sense to me , but i eventually learned a little bit about philadelphia philanthropist stephen girard , and i came to understand a little better why people had feelings about the bank . ( hey , nothing personal , mellon . . . we just like things in philadelphia the way they are . . . . )
united states , appellant , v . first city national bank of houston et al . united states , appellant , v . provident national bank et al .
high street bank . ( in 1948 , it became citizens trust co . ) [ citizens savings bank bought a controlling interest in its original parent . ]
daniel walters of girard dies of sunstroke while pitching hay at william reichard ' s .
emmett d . crum , above , takes office as the 2nd mayor of girard .
thomas gordon blackstone , shown above , takes office as the 3rd mayor of girard .
alex whitford , shown above , takes the office of the 11th mayor of girard .
joseph catone , shown above , takes the office of the 13th mayor of girard .
joseph masternick , shown above , takes the office of the 16th mayor of girard .
kennth l . woodford dies , leaving the office of the 19th mayor of girard .
bob , both the first bank and second bank of the united states operated out of carpenters’ hall at 320 chestnut street until their own buildings were constructed . michael
this view is confirmed by the bank merger act of 1960 and its history .
united states , appellant , v . citizens and southern national bank et al .
united states , appellant , v . third national bank in nashville et al .
whitney national bank in jefferson parish , petitioner , v . bank of new orleans and trust company et al . james j . saxon , comptroller of the currency , petitioner , v . bank of new orleans and trust company et al .
no company which owns more than 25 % of the stock of either a bank located outside of this state or a foreign bank shall own or acquire ownership of more than 5 % of the stock of a bank located in this state .
1 . north carolina national bank ( ncnb ) the charlotte - based bank was known as american commercial bank before 1960 , the result of a 1957 merger between american trust co . and the commercial national bank . it would acquire c & s / sovran in 1991 and change its name to nationsbank before being taking over bank of america ( nyse : bac ) in 1998 and changing its name with it .
the pennsylvania and ohio canal reached girard and the dam was rebuilt into its present form .
the william and w . h . johnson tinware and sheet iron company moves to girard .
girard offices of union distributing co , partially owned by anthony b . flask are bombed .
parents & kids in girard picket on rt . 422 regarding
school bus issue
.
above . . . . girard honor guard starts the 2008 end of the year parade .
look at your current statement and see just how much phenix - girard bank can save you on your small business checking . then open your small business checking account with us .
wainwright , nicholas b . the philadelphia national bank : a century and a half of philadelphia banking , 1803 - 1953 . philadelphia : the philadelphia national bank , 1953 .
united states , appellant , v . phillipsburg national bank and trust company et al .
11 . first chicago bank the roots of first chicago bank can be traced back to 1863 . it grew quickly , becoming a major financier of the american civil war .
although philadelphia was no longer the nation’s capital after 1800 , the presence of the bank of the united states kept the city at the center of controversies about the nation’s finances . in 1811 , anti - banking forces in congress refused to extend its charter . republicans believed the bank was unconstitutional , and that it benefitted only the moneyed class at the expense of all others . local merchant and trader stephen girard acquired its building and fixed assets , and used his own capital to establish the bank of stephen girard as the country’s first private bank , a bank with no publicly traded shares and no mandated service to customers .
nothing in this act shall prohibit a company from acquiring bank stock in excess of the limitation imposed by section 2 of this act , if such acquisition results from an exchange of stock resulting from the merger or consolidation of a bank with another bank or banks .
jesse baldwin partners with abner osborne to expand the mill and a create a store in girard .
ambrose eckman takes the office of the 1st mayor of girard . his photograph is shown above .
edward h . vaughn , shown above , takes the office of the 6th mayor of girard .
david j . rees , shown above , takes the office of the 9th mayor of girard .
john j . cronin , shown above , takes the office of the 10th mayor of girard .
clyde u . helman , shown above , takes the office of the 12th mayor of girard .
john d . depietro , shown above , takes the office of the 14th mayor of girard .
phillip a . cretella , shown below , takes the office of the 15th mayor of girard .
kennth l . woodford , shown below , takes the office of the 19th mayor of girard .
joseph j . christopher , shown above , takes the office of the 20th mayor of girard .
vincent e . schuyler , shown above , takes the office of the 21st mayor of girard .
jim petro , the ohio state auditor , places the city of girard in a fiscal emergency .
girard trust corn exchang | 191 f . supp . 551 ( 1961 ) | supp5511631 | urltoken
two other bank mergers have already been announced since pennsylvania ' s new law was enacted four months ago , but neither of those are of the magnitude of the mellon - girard deal .
( alcoa ) and gulf oil company . in 1902 the bank was reorganized as mellon national bank and became a subsidiary of andrew mellon’s union trust company . the two companies merged completely in 1946 to become mellon national bank and trust company . andrew’s younger brother richard b . mellon and the latter’s son richard k . mellon successively headed the bank until 1967 . the holding company was formed in 1972 and took the name mellon bank corporation in 1984 .
second bank of the united states , chestnut street between fourth and fifth streets , philadelphia .
mellon national corp . , holding company for pittsburgh ' s mellon bank , . . .
9 . fleet bank some sports fans may remember boston ' s fleet center , the arena that housed the nba ' s celtics and nhl ' s bruins for nearly a decade beginning in 1995 . fleet bank was the result of the providence - based bank ' s numerous acquisitions , enabling it to become new england ' s largest bank by the late 1990s .
in 2004 , fleet was acquired by bank of america . ( photo : wikipedia ) .
girard bank , heritage bank national association , mellonnational corporation , and heritage bancorporation , inc . , petitioners , v . board of governors of the federal reserve system , respondent , andthe new jersey commissioner of banking , intervenor , 748 f . 2d 838 ( 3d cir . 1984 )
federal legislation dealing with bank mergers 6 dates from 1918 , when congress provided that , subject to the approval of the comptroller of the currency , two or more national banks could consolidate to form a new national bank ; 7 similar provision was made in 1927 for the consolidation of a state and a national bank resulting in a national bank . 8 in 1952 mergers of national and state banks into national banks were authorized , also conditioned on approval by the comptroller of the currency . 9 in 1950 congress authorized the theretofore prohibited 10 merger or consolidation of a national bank with a state bank when the assuming or resulting bank would be a state bank . 11 in addition , the federal deposit insurance act was amended to require the approval of the fdic for all mergers and consolidations between insured and noninsured banks , and of specified federal banking agencies for conversions of insured banks into insured state banks if the conversion would result in the capital stock or surplus of the newly formed bank being less than that of the converting bank . 12 the act further required insured banks merging with insured state banks to secure the approval of the comptroller of the currency if the assuming bank would be a national bank , and the approval of the board of governors of the federal reserve system and the fdic , respectively , if the assuming or resulting bank would be a state member bank or nonmember insured bank . 13
a new , $ 1 , 750 , 000 , waste water treatment plant is dedicated in girard .
the mellon national corporation of pittsburgh and the girard company of philadelphia announced yesterday that the two big bank holding companies had agreed to merge . the move could create the 12th - largest commercial bank in the country as well as touch off major new competition in the philadelphia - camden market .
commenting on the venture , james j . mcdermott , research director of the wall street firm of keefe , bruyette & woods , which specializes in bank stocks , said that while many analysts had valued the mellon offer to girard stockholders at about $ 38 . 50 a share - well below girard ' s book value of $ 50 . 87 a share - girard stockholders would receive a 52 percent premium on girard ' s stock price of $ 25 just before the offer plus a 38 percent increase in dividend .
united states , appellant , v . first national bank and trust company of lexington et al .
heritage is a national bank that has ninety branches in new jersey and one branch in pennsylvania . it is owned by bancorp , a bank holding company principally conducting its operations in new jersey .
girard bank , heritage bank national association , mellonnational corporation , and heritage bancorporation , inc . , petitioners , v . board of governors of the federal reserve system , respondent , andthe new jersey commissioner of banking , intervenor , 748 f . 2d 838 ( 3d cir . 1984 ) : : justia
the north avenue school designed by the well - known youngstown architect , charles h . owsley . . in a beaux - arts style with classic details . - james j . mcfarland , at twenty years of age , was appointed cashier at first national bank of girard - the girard stove and foundry works moves to the city of youngstown - emmett d . crum leaves the office of the 2nd mayor of girard .
town plat laid out by david tod of youngstown , believed to be named in honor of stephen girard .
the girard rolling mills , located on the mahoning river and shown above , are completed and become operational .
john walters , of girard , dies of burns sustained two weeks earlier when a barrel of oil exploded .
mining ends by the tod iron company at the kline mine located at great lot # 8 in girard .
william w . wilson takes the office of the 4th mayor of girard . his photograph is shown above .
( 1855–1937 ) , joined the business in 1874 and proved so capable that the elder mellon transferred the bank’s ownership to him in 1882 . with the bank as the cornerstone of his financial empire ,
© copyright 2018 citizens financial group , inc . all rights reserved . citizens bank is a brand name of citizens bank , n . a . ( nmls id # 433960 ) and citizens bank of pennsylvania ( nmls id # 522615 ) . securities and insurance products are : • not fdic insured • not bank guaranteed • may lose value • not a deposit • not insured by any federal government agency
norm kobal , raised in girard , is designated the cleveland - style polka hall of fame , musician / individual of the year . - - joseph j . christopher leaves the office of the 20th mayor of girard .
four financial institutions founded in the 19th century have contributed to the growth and history of mellon bank . besides t . mellon and sons , they were : the farmers bank of delaware , established in 1807 by henry ridgely ; the harrisburg bank , founded in 1814 by william wallace , robert harris ( son of the founder of the city of harrisburg ) , and 11 other pennsylvania businessmen ; and the girard savings institution of philadelphia , established by benjamin wood richards in 1835 . this institution , which eventually came to be known as girard bank , was named in honor of stephen girard , a multi - millionaire who left $ 7 million to the city of philadelphia and lent money to the american government during the war of 1812 .
every day , we strive to earn our reputation as “the best place to bank and borrow . ”
the bank grew through a series of mergers until a hostile takeover in 1989 by the bank of new york , known today as bny mellon ( nyse : bk ) . ( photo : wikipedia ) .
14 . hibernia national bank hibernia national was founded by irish immigrants in new orleans back in 1870 .
my grandmother was raised in girard , she attended school , church there . they lived on the corner of dillingham street and the street that runs beside of the phenix girard bank . the side of the girard bank sat directly across the street from the mckenzie’s home . the house was a large white house and had a wrapped around front porch . i only remember the house because every time we visited girard cemetery to visit mama’s family , she would say” there is the mckenzie’s home , my grandparents home where mama and i was born . ? at the time , it never crossed my mind to ask questions about the mckenzie’s old family home .
francis carlton moves from warren to girard . he purchases and settles the lower third of great lot # 10 .
sixteen year old , william frack , is injured in a girard blacksmith ' s shop accident and later dies .
mining resumes by the brier hill coal company at the kline mine located at great lot # 8 in girard .
nick j .
tiny
d ' eramo jr . takes the office of the 17th mayor of girard .
nick j .
tiny
d ' eramo jr . leaves the office of the 17th mayor of girard .
the bank of new york company , inc . , major american bank holding company , headquartered in new york city . the original bank of new york was founded in 1784 by alexander hamilton and chartered in 1791 . it was instrumental in securing the first loan obtained by the united states . other loans by the…
girard bank (
girard
) , heritage bank national corporation (
heritage
) , mellon national corporation (
mellon
) , and heritage bancorporation (
bancorp
) petition for review of an order of the board of governors of the federal reserve system ( the
board
) . this court has jurisdiction to review the board ' s order pursuant to 12 u . s . c . § 1848 .
[ n ] o application . . . shall be approved under this section which will permit any bank holding company or any subsidiary thereof to acquire . . . any additional bank located outside of the [ holding company ' s home ] state . . . unless the acquisition of such shares or assets of a state bank by an out - of - state bank holding company is specifically authorized by the statute laws of the state in which such bank is located , by language to that effect and not merely by implication .
the earnings credit is based on phenix - girard bank ' s money market interest rate . the charge on negative balances is based on prime rate as published in the wall street journal plus two ( 2 ) percent .
girard , alabama was a city in the far north - east corner of russell county , alabama across the chattahoochee river from columbus , georgia . from 1832–1839 girard was the first county seat of russell county . [ continue reading ]
the girard iron company plant becomes operational . - mining begins and ends by tod , stambaugh & company ( later changing name to the brier hill coal company ) at the kline mine located at great lot # 8 in girard .
in its announcement , mellon and girard said directors of both companies had unanimously approved a definitive agreement to merge . terms call for girard shareholders to receive 0 . 95 share of mellon national corporation common plus 0 . 38 share of a new $ 25 preferred for each girard share . analysts valued the stock at $ 38 . 50 a share .
mellon national corp . , holding company for pittsburgh ' s mellon bank , . . . - upi archives
david j . rees leaves the office of the 9th mayor of girard . - - state route 304 is certified .
edward eugene rowland , a corporal in the u . s . marines and resident of girard is killed in action .
elvin baker shields , a seargent in the u . s . marines and resident of girard , dies of wounds .
jack holly hederstrom , a captain in the u . s . air force and resident of girard dies while missing .
walter everett pittman , a captian in the u . s . air force and resident of girard dies while missing .
the interior of the scout cabin annex is finished and a kitchen with utilities is added by the city of girard .
paul anthony sgambati , of girard , dies at the age of 21 while serving his country in the vietnam war .
the primary occupant of the building today , citizens bank , is actually a direct descendent of girard trust company , via mellon bank . as a nod to the nightlife attractions that have since come to dominate the neighborhood , the building also houses bar and restaurant the plough and the stars . philadelphia city paper is stationed here as well .
new bank opened in the philadelphia four - county area . that was in 1951 . at the end of 10 years , the new bank controlled only one - third of 1 % of the area ' s deposits .
mining resumes by the tod iron company , after changing hands , at the kline mine located at great lot # 8 in girard . - mathew ramsey , 118th il , born in 1822 dies and is buried in girard - liberty union cemetery
residents and former residents of girard and phenix city sharing what they remembered about girard and phenix city . the emails go from ma beeches to where they were when mr . patterson was shot , idle hour park . fort benning , central high .
the girard home savings and loan company is open for business in the dennison building at corner of state and liberty st .
after richard ' s death in 1933 , his son , richard k . mellon , took over as president . when mellon national bank and union trust company merged in 1946 , richard became chairman of the newly formed mellon national bank and trust company . mellon bank also entered the retail market by expanding its branch network and merging with mellbank .
the inapplicability of § 7 to bank mergers was also an explicit basis on which congress acted in passing the bank merger act of 1960 . the senate report on s . 1062 , the bill that was finally enacted , stated :
it shall be unlawful except with prior approval of the board . . . for any bank holding company to acquire direct or indirect ownership or control of any voting shares of any bank if , after such acquisition , such company will directly or indirectly own or control more than 5 per centum of the voting shares of such bank . . . .
ice causes flooding in the mahoning river valley . - girard ' s iron industry begins with the construction of the girard iron company . this company is a venture partnership of david tod , william ward , william richards , and joseph g . butler jr .
construction on the girard lower lake dam is completed - ed l . hauser is elected secretary of ohio post - masters association .
liberty memorial park is created by the girard parks commission - - the entire route 16 is certified and renamed to route 422 .
the new york football giants , with girard high school alumnus mel triplett as starting fullback , win the national football league championship .
the eastwood mall is constructed in niles , ohio . - - the girard news , weekly newspaper , goes out of circulation .
the b - 25 mitchell bomber purchased by the people of girard is now in action . the $ 175 , 000 needed to purchase the bomber was raised over the summer in a drive sponsered by the girard businessmen ' s association , headed by don welty .
end of the summerparade , chaired by joann sura and girard - liberty rotary club , randy suchanek of the rotary ' s car show gave girard residents many smiles and laughs . the parade and car show was a great time for everyone in over a decade .
george t . farrell , 52 , president of mellon bank and thomas a . cooper , 47 , president of girard , would become vice chairmen of mellon national , along with two others , ralph b . gilpatrick jr . and g . christian lantzsch .
united states , appellant , v . the philadelphia national bank et al . | us law | lii / legal information institute
whose principal subsidiary , mellon bank , has been one of the largest regional banks in the country . its headquarters are in
in the event , mellon made a brilliant decision : they split mellon into two parts — dubbed “the bad bank” and “the good bank” — and dealt with them separately . they recognized that as long as mellon remained a single entity , the investment community would value the entire company in light of the problems occurring in some of its assets . the solution was to quarantine the bad assets , take the hit , and focus on saving the the part of the bank that still had ( substantial ) value . ( see “rich bank , poor bank : mellon’s surprise success” in business week , march 8 , 1992 . )
3 . seafirst bank seafirst was founded in 1929 , the result of a merger between seattle ' s three largest banks . it wouldn ' t adopt the
seafirst
namesake until 1974 , and it didn ' t keep it for long . in 1983 , the bank was acquired by bank of america ' s ancestor , bankamerica corp . ( photo : wikipedia ) .
gerard c . chirichigno marries miss angelina parillo of girard . chirichigno was the sales manager for the youngstown wire and iron company . - jonas earle king m . d . relocated his medical practice to girard . - alonzo g . sharp founds and manages a . g . sharp lumber in youngstown , ohio . located at the old dingledy plant . - a five acre site is purchased for the construction of a new high school . - the first national bank of girard purchases 41 feet on w . liberty st . to accommodate its growth . the bank is now valued at $ 1 , 210 , 000 . the growth is % 110 in 15 years .
kemis massey ( sobby ) is active mailing in info and keeping us up to date and sharing her memories of girard and phenix city .
a few years ago i was researching the mcbrides and mckenzies it was then how i found my ancestors involved in girard , also salem , alabama . ( lee and chambers were in the early 1800s before girard . ) this is when i had the desire to know more about girard , alabama . what she was like , how she was created and what she had to do with the rest of russell county .
son of benjamin williams , aged 7 - 9 , is killed near girard when hit by a railroad car at the morris coal chute .
gomer jones establishes a general store in girard , formerly owned by a . e . hartzell ( is this aaron e . hartzell ? )
mellon has 111 branches in six counties of western pennsylvania and girard 145 locations in six counties of southeastern pennsylvania and 25 in delaware . now mellon and girard can operate throughout the state - and are expected to do so either through further branches or the purchase of additional banks .
the facts , to which both parties to this action have agreed , and all the facts necessary for decision here , are as follows : girard trust corn exchange bank is a banking corporation organized and existing under the laws of the commonwealth of pennsylvania . on june 15 , 1951 , the corn exchange national bank and trust company , a national banking association , merged with the girard trust company , pursuant to federal and pennsylvania banking laws . coincident with the merger , girard trust company , the surviving corporation , changed its name to girard trust corn exchange bank , the taxpayer herein . the joint plan of merger provided that each outstanding share of corn exchange capital stock was to be converted into one share of $ 15 par value capital stock of the surviving institution . under the federal statute authorizing the merger , shareholders of the corn exchange voting against the merger were entitled to receive the cash value of their shares as of the effective date of the merger .
most of my life i’ve heard about girard , alabama . i never thought to much about the tiny little town that was just there , nothing special about it , or so i thought . it never crossed my mind that girard was full of history and memories of days gone by .
a trolley service running along state st . opens in girard . this trolley system ties into trolly systems of niles , warren , and youngstown .
u . s . army ssgt ronald carl ross , age 29 and resident of girard , killed in military action in s . viet nam .
u . s . army pfc robert arthur jones , age 20 and resident of girard , killed in military action in s . viet nam .
u . s . army pfc james ward charlesworth jr . , age 20 and resident of girard , is killed in military action in cambodia .
the girard free library is moved from the municipal building on jefferson square to a new building on the southeast corner of prospect and north avenues .
commerce ; the appellees do not contest this ruling . ii . the applicability of section 7 of the clayton act to bank mergers .
similar statements were repeatedly made to congress by justice department representatives in the years prior to the enactment of the bank merger act . 14
see wemple and cutler , the federal bank merger law and the antitrust laws , 16 buslaw 994 , 995 ( 1961 ) . many of the bills are summarized in funk , antitrust legislation affecting bank mergers , 75 banking l . j . 369 ( 1958 ) .
my mama myra richardson waldrop , never mention girard as far as her growing up there . mamaw came home to girard for mama to be born then she went back to griffin , georgia with mr . richardson , uncle bill and the new baby girl in 1906 . after living in mobile , alabama , in 1928 mamaw and papaw moved to georgia . they wanted to be near girard and they settled i across the river in columbus , georgia .
mama talked about growing up in mobile , alabama where she met my dad . so , i didn’t hear to much from mama about girard . but , mamaw did talk about her home town . she never mention phenix city , it was always about the people and her “kin folks” in girard . looking back , i don’t think my mcbrides and mckenzies moved out of girard . they as far as i can remember didn’t move to phenix city .
senator john f . kennedy , shown above , campaigns for the u . s . presidency in girard at the corner of wilson and state streets .
in addition , there is a certain amount of bank holding company activity . the bank holding company act of 1956 , 12 u . s . c . 1841 1848 , brought bank holding companies under stringent federal regulation . as of 1958 , the 43 registered bank holding companies controlled 5 . 7 % of all banking offices and 7 . 4 % of all deposits . lent , the changing structure of commercial banking ( 1960 ) , 19 . see also comment , supra , note 2 , 71 yale l . j . , at 516 522 .
it should be noted that besides competition in interest rates , there is a great deal of indirect price competition in the banking industry . for example , the amount of compensating balance a bank requires of a borrower ( i . e . , the amount the borrower must always retain in his demand deposit account with the bank ) affects the real cost of the loan , and varies considerably in the bank ' s discretion .
the c . j . jones building is constructed on s . state st . ( tropitan is there now ) - the first national bank of girard has the following officers : president f . w . stillwagon , vice president ( s ) : j . c . krehl and e . l . hauser . - the williams building is constructed at 36 s . state st . - thomas gordon blackstone leaves the office of the 7th mayor of girard
such creation is not , to be sure , pure sleight of hand . a bank may not make a loan without adequate reserves . nevertheless , the element of bank money creation is real . e . g . , samuelson , economics ( 5th ed . 1961 ) , 331343 .
girard was established sometimes prior to 1820 as a trading post in the creek indian territory of alabama . there was a white settlement across the chattahoochee river which was later named columbus , georgia . south of girard the capital of the creek nation was situated about eight miles south in alabama and was called cowetta .
david tod , grandson to governor david tod , is born in girard . this david tod is the son of william and francis ( barnheisel ) tod .
the youngstown telegraph newspaper reports that girard receives a public works loan and grant amounting to $ 27 , 272 for the construction of a new city hall .
joseph j . christopher retires from public service as council at large . he receives official accomodation for his many years of service from the girard city council .
mr . eagleson , 56 - year - old chairman of girard , would continue in that post and become chairman of mellon national . mr . barnes , chairman of mellon national , would remain as chairman and chief executive of the mellon bank and become president and chief executive of the holding company .
girard and liberty lakes are purchased by the city of girard from the ohio consumer water company ( fomerly ohio water service ) for 2 . 5 million dollars . the city borrows the money from the ohio water development authority , such that when the loan is paid off , in 12 years , $ 4 . 7 million of public funds will be expended . the terms of this loan make it impossible for girard to pay off the principal early to avoid finance charges .
sometimes nicknamed “manny hanny , ” it was acquired by chemical bank in 1992 , later becoming part of jpmorganchase . ( photo : wikipedia ) .
12 . union planters bank union planters was founded in 1869 by william farrington , a memphis businessman who made a fortune during the civil war .
greater philadelphia’s banking roots go deeper than those of any region in the country . philadelphia was the home of the first commercial bank ( 1782 ) , the first national bank ( 1791 ) , the first savings bank ( 1816 ) , and the first savings and loan association ( 1831 ) . until the mid - 1980s , celebrated local institutions such as first pennsylvania , girard , and provident dominated the region . by the late twentieth century , however , historic regulatory changes led to acquisitions by out - of - town giants and changed the face of the banking industry both locally and nationally .
the issue presented , therefore , is whether the taxpayer , girard trust corn exchange bank , on the facts here involved , was dealing in its own shares as it might deal in the shares of another corporation within the meaning of section 39 . 22 ( a ) - 15 of treasury regulation 118 .
the philadelphia national corporation , which owns the biggest commercial bank in philadelphia , said that the mellon - girard deal would ' ' create another large and potentially powerful banking combination in the state ' ' but that it expected to ' ' continue to be a major factor in banking in eastern pennsylvania . ' '
the first decade of the nineteenth century saw the establishment of several more banks in philadelphia . adding to the earlier institutions that largely served the needs of governments , upper class merchants , lawyers , and influential businessmen , the philadelphia bank ( 1803 ) , farmers and mechanics bank ( 1809 ) , commercial bank ( 1810 ) , and mechanics bank ( 1810 ) were formed by and for artisans , farmers , mechanics , and manufacturers . in 1810 , the leaders of the district of northern liberties , just north of vine street but not served by the philadelphia banks , formed the bank of northern liberties . another innovation occurred in 1816 when a group of businessmen , inspired by the success of savings institutions in england and scotland , established the philadelphia savings fund society to cater to small depositors not targeted by commercial banks . the depositors owned this “mutual” savings bank , and shared in its profits . long after the bank’s demise , the iconic psfs sign atop the re - purposed skyscraper at 1200 market street continued to light the center city sky .
girard , heritage , mellon , and bancorp (
petitioners
) entered into a merger agreement . for present purposes , we may characterize the merger as a two - stage transaction . first , girard would merge into heritage , with heritage as the resulting bank . girard stock , owned by mellon , would be converted into and exchanged for newly issued heritage stock . at the same time , the heritage stock owned by bancorp would be cancelled , leaving heritage as a wholly owned subsidiary of mellon . second , bancorp would be merged into mellon . the shares of bancorp would be converted into a right to receive mellon securities or cash .
the basic small business checking from phenix - girard bank offers you the best in business checking with the possibility of no monthly maintenance fee . if you own your own business , you know the value of having a banking relationship that provides all the right answers and delivers impeccable banking services for your total financial needs .
' since bank mergers are customarily , if not invariably , carried out by asset acquisitions , they are exempt from section 7 of the clayton act . ( stock acquisitions by bank holding companies , as distinguished from mergers and consolidations , are subject to both the bank holding company act of 1956 and sec . 7 of the clayton act . ) ' s . rep . no . 196 , 86th cong . , 1st sess . 12 ( 1959 ) .
following our acquisition by rbs group in 1988 , we grew rapidly , largely through a series of over 25 strategic bank acquisitions as highlighted below . these acquisitions greatly expanded our footprint throughout new england and into the mid - atlantic and the midwest , transforming us from a local retail bank into one of the largest retail u . s . bank - holding companies with nearly $ 170 . 0 billion in assets at the start of the global financial crisis .
wednesday opening of the new liberty memorial park swimming pool celebrated with a town picnic . girard ' s downtown stores closed at noon so everyone could attend the picnic .
5 . texas commerce bank the houston - based bank was acquired by chemical banking corporation in 1987 , who would eventually grow into the modern - day jpmorgan chase ( nyse : jpm ) . at the time , the acquisition represented the largest interstate banking merger in history . ( photo : wikipedia ) .
contrary to the unequivocal terms of sec . 1842 ( a ) ( 3 ) , petitioners contend forcefully that the board is without jurisdiction . they make essentially two arguments to support this contention . first , petitioners note that a different jurisdictional provision permits the board to review transactions in which
any bank holding company or subsidiary thereof , other than a bank , . . . acquire [ s ] all or substantially all of the assets of a bank ,
and that the emphasized language creates a
bank merger exception
to that provision . 12 u . s . c . § 1842 ( a ) ( 4 ) ( emphasis added ) . petitioners then argue that congress intended this bank merger exception to prevent
duplicative review
by the board over all transactions , including this one , that are within the comptroller ' s jurisdiction . the necessary implication of this argument is that the bank merger exception in sec . 1842 ( a ) ( 4 ) should be read into sec . 1842 ( a ) ( 3 ) . the board counters that there is no danger of duplicative review in this case since the comptroller only has jurisdiction over the girard - heritage bank merger whereas the board has jurisdiction over the entire transaction .
a . m . byers steel company ( formerly the girard iron company ) closes , leaving behind an 80 - acre plot located east of the mahoning river and west of state st . - - mobster , al capone , is released from prison . - - john j . cronin leaves the office of the 10th mayor of girard .
cahouet immediately froze salaries and ordered the 19 , 500 - member staff reduced by 10 % , to wall street ' s approval . the following year , in 1988 , the company formed grant street national bank , a separate entity created solely to clean mellon ' s bad - debt slate by liquidating many of its weak domestic loans . the bank is partly backed by mellon funds and junk bonds , sold to investors who hope sales of property securing the bad loans will be profitable . if all goes according to plan , the complicated
good bank , bad bank
plan will allow managers to focus on healthier areas .
the lutheran ' s log house of worship is replaced by a more sturdy structure , the salems lutheran church of girard and vicinity , on ground given by henry barnhisel .
the first national bank remodels its building on w . liberty st . - david tod , grandson to governor david tod , leaves office of ohio state senate .
see , e . g . , remarks of representative spence : ' the clayton act is ineffective as to bank mergers because in the case of banks it covers only stock acquisitions and bank mergers are not accomplished that way . ' 106 cong . rec . 7257 ( 1960 ) . see also note 24 , supra .
from the 1960s the mellon bank corporation was a pioneer in the application of advanced data - processing technology to banking transactions . the company diversified into financial services beginning in the 1980s . in 1982 mellon acquired the girard company , a major philadelphia bank holding company , and in 1985 it merged with commonwealth national financial corporation , a financial - services company based in harrisburg , pennsylvania . the mellon bank acquired the investment and money - management firm boston company , inc . , in 1993 and bought the dreyfus corporation , a large manager of mutual funds , in 1994 . one year after its 1998 acquisition of united bankshares inc . , the company changed its name to mellon financial corporation to reflect the broader range of financial services . in 2006 mellon agreed to be acquired by the bank of new york company , inc .