posb bank ( or simply known as posb ) is a singaporean bank offering consumer banking services and is the oldest bank in continuous operation in singapore .

established on january 1 , 1877 as the post office savings bank , the bank now operates as part of dbs bank , which acquired the institution and its subsidiaries on november 16 , 1998 .

prior to its acquisition , the bank was a major public bank offering low-cost banking services to singaporeans .

dbs bank attempts to continue this tradition by promising to keep costs low for basic savings accounts , and to exempt children , full-time students below the age of 21 years and full-time national servicemen from bank charges .

posb bank

this entry was posted in historic and tagged bank of singapore , chung khiaw bank , development bank of singapore , industrial & commercial bank , keppel bank , kwong yik bank , lee wah bank , oversea - chinese bank corporation , overseas union bank , post office savings bank , sze hai tong bank , tat lee bank , united overseas bank . bookmark the permalink .
c ) select your bank ( dbs bank / posb , ocbc , uob , citibank or standard chartered ) .
dbs / posb bank does not have an iban , routing number or sort code .
you can now link your posb bank account . . . - ecocash zimbabwe | facebook
the history of 9 . 5 % post office savings bank ( posb . . .
easy - to - read monthly hardcopy statements with posb current account . also available as estatements with posb ecurrent account
b ) select your debit card issuing bank ( dbs / posb , citibank , ocbc ) .
b ) select your credit card issuing bank ( dbs / posb , citibank , diners , ocbc ) .
effective 21 april 2017 , the posb go ! , posb active , posb multitude and dbs moneysmart debit cards will be discontinued . applying for a new passion posb debit card will automatically terminate the above mentioned card ( s ) , if any , and the account linkages will be transferred to your new passion posb debit card .
the history of 9 . 5 % post office savings bank ( posb ) interest rates and the effects of inflation
posb singapore offers personal banking products and services including bank accounts , cards , loans , insurance , and investments .
posb bank ( or posb ) is a brand of consumer banking services offered by dbs bank in singapore , after it was acquired by the latter in november 1998 . prior to this , it was a major public bank which began life as the post office savings bank , offering low - cost banking services to singaporeans .
by 1976 , posb had one million depositors , while deposits crossed the s $ 1 billion mark . the bank was then renamed posb bank in 1990 , before being acquired by dbs bank for s $ 1 . 6 billion , giving it a dominant market share with over four million customers . posb bank still operates one of the highest number of bank branches in singapore , especially in the suburban neighbourhoods , and operates the highest number of atm outlets throughout singapore . the integration of both banks allowed customers of either bank to share the facilities ; dbs bank depositors may use the cash deposit machine installed islandwide in posbank branches , likewise for posb bank depositors .
posb bank gives you multiple reasons to invest in its fixed deposit schemes . given below are a few of them .
to receive funds from an overseas party , you are required to provide dbs / posb bank ' s swift code dbsssgsg .
posb started off as a post office posb was founded in 1877 as the post office savings bank by the british colonial government . students were encouraged to save their pocket money by buying and pasting postage stamps on posb cards . once the card was filled with stamps , they could present it to the post office to credit their posb accounts .
few listed firms can claim as long a history as ocbc bank . it is the country’s oldest local bank : it was registered in 1932 after a merger of three hokkien lenders – chinese commercial bank , ho hong bank and oversea - chinese bank .
kay , we all know that posb and dbs are bff : or to be even more specific , they’re the same bank .
yeah , this is the surprising fact : dbs bought posb . not the other way around . and it’s not because posb was having any difficulty whatsoever .
sg young investment : the history of 9 . 5 % post office savings bank ( posb ) interest rates and the effects of inflation
the bank derives its mandate from the people’s own savings bank act [ chapter 24 : 22 ] of 1999 .
posb ibanking and posb digibank mobile app is now known as posb digibank . it allows you to view your account balances , transferring money and paying bills , apply for new accounts and credit cards instantly , and manage your finances , anytime , anywhere .
founded in the year 1877 , the post office savings bank , also known as posb bank or posb , was originally one of the major public banks in singapore which primarily offered low - cost banking services . acquired by dbs bank in the year 1998 , posb bank currently operates as a consumer banking services arm of dbs bank , singapore . with a focus on providing quality banking services and reaching out to the maximum number of people , posb currently boasts of the highest number of branches in suburban neighbourhoods and atm outlets located throughout singapore . their range of products and services include deposit accounts , loans , mortgages and cards .
activation service is currently unavailable to dbs unionpay debit cards and posb unionpay atm cards .
a merger was later encouraged posb was acquired by dbs , as the government sought to give dbs enough muscle to become a regional financial powerhouse . posb was fully acquired by dbs bank on 16 november 1998 for s $ 1 . 6 billion . posb ceased to exist as a statutory board under the ministry of finance .
the government has therefore decided to privatise posbank , and accept an offer by dbs bank to acquire posbank and its subsidiaries . the acquisition will enhance dbs bank’s position in global banking . dbs bank is already southeast asia’s largest bank and the 90 th largest bank in the world . dbs bank’s acquisition of posbank will result in a combined asset base of $ 93 billion and shareholders’ funds of $ 9 . 4 billion , making the enlarged dbs bank the 65 th largest bank in the world .
. today , its branches numbering more than 100 can be found island - wide . dbs bank is the largest bank in
dbs started its operations in hong kong in 1999 by acquiring kwong on bank from leung ' s family & japanese - based fuji bank , and renamed it as dbs kwong on bank . it acquired dao heng bank ( and its subsidiary overseas trust bank ) in 2001 . the three banks were later merged under the trading name of dbs bank ( hong kong ) limited .
not sure about this , but in december 1979 , posb became the first local bank to launch atm service with its cash - on - line teller .
other local banks started to join in the competition , such as overseas union bank ( oub ) which was established in 1947 , industrial & commercial bank ( icb ) ( 1953 ) , bank of singapore ( 1954 ) , far eastern bank ( feb ) ( 1958 ) and asia commercial bank ( 1959 ) .
atms and bank branches can be easily found in many places and either bank’s customer does not have to worry when they can’t find an atm because they can just look for the other bank’s .
a government tax change meant that posb was no longer the only bank with tax exemptions on interest paid to savers . there was also an ongoing shutdown of posb branches and atms . people were worried that the popular posb was going down to favour the merger . both banks also had very different cultures . dbs actually suffered a loss from the merger .
as it grew , uob acquired a number of other local banks , such as chung khiaw bank limited ( ckb ) in 1971 , lee wah bank limited in 1973 , fast eastern bank limited ( feb ) in 1984 , industrial & commercial bank limited ( icb ) in 1987 and overseas union bank ( oub ) in 2001 .
posb bank ( formerly post office savings bank ) is one of the largest local banks in singapore that was established back in 1877 . it is today part of the dbs group , a singaporean financial services group that operates in 15 markets including honk kong , taiwan and china . posb currently has about . . . read more
tat lee bank in 1998 merged with keppel bank to form keppel tatlee bank , which was later acquired by ocbc in 2001 . a year later , keppel tatlee bank ceased its operations to be fully integrated into ocbc . meanwhile , keppel bank was a diversified business owned by keppel corporation , rebranded from the corporation’s acquisition of asia commercial bank ( founded by a chinese migrant in 1959 ) in 1990 .
the post office savings bank ( posb ) was officially renamed as posbank in march 1990 . the word “savings bank” was dropped . on 1 june 1990 , posb adjusted the 2 - tier interest rate upwards with a 4 % p . a . for the first $ 100 , 000 deposit and 3 % for the subsequent amount .
in 1972 , the post office savings bank , or commonly referred as the posb or posbank by then , was made a statutory board under the ministry of communications . prior to the consolidation , the post office savings bank act of 1971 was passed to govern the structure and operational efficiency of the bank .
the people’s own savings bank ( posb ) , formally the post office savings bank was established in december 1904 , and commenced its operations through the post office branch network . in april 2001 , the people’s own savings bank of zimbabwe act { chapter 24 : 22 } , was promulgated , establishing the savings bank as a corporate entity . this act widened the scope of the bank to be able to offer a wide range of financial products .
three hokkien banks , namely chinese commercial bank , ho hong bank and oversea - chinese bank , emerged from 1912 to 1919 . in order to compete against the bigger rivals , the three banks merged to form oversea - chinese bank corporation in 1932 ( see ocbc above ) .
posb then became be a statutory board the post office savings bank was originally made a statutory board under the ministry of communications . there was also the post office savings bank act of 1971 which was passed to govern the structure and operational efficiency of the bank . in 1974 , posbank was transferred to become part of the ministry of finance . being under the government , posb used to be supported by taxes .
posb’s loan - to - deposit ratio gained 67 percent from 54 percent buoyed by increased lending conditions .
for passion posb debit card application , you are required to input your details for your passion membership .
oversea - chinese bank corporation limited ( ocbc ) was the product of the merging of three hokkien banks in 1932 , namely chinese commercial bank limited ( which was set up by local businessman lee choon guan in 1912 ) , ho hong bank limited and oversea - chinese bank limited .
enjoy up to 50 % off chope vouchers , plus 400 chope - dollars with dbs / posb cards .
. . . arising from the fourth instalment payment of . . . included in loans and advances of dbs bank . . . posb computer services pte ltd singapore computer . . .
the buying rate is used when foreign currency is sold to the bank and the selling rate is used when foreign currency is bought from the bank .
development bank of singapore ltd . ( 1969 ) . first annual report 1968 ( p . 4 ) . singapore : development bank of singapore ltd .
the available payment modes are enets , dbs paylah ! , mastercard , masterpass by mastercard , credit cards ( dbs / posb , citibank and ocbc ) and debit cards ( dbs / posb and citibank and ocbc ) .
it acquired keppel tatlee bank here in 2001 before a full integration in 2002 . in 2009 , to build its strength in the wealth management segment , ocbc bought ing asia private bank , which was later renamed bank of singapore .
get additional 2 % p . a . interest and 2 % cash rebate with posb save as you serve .
customers using mbanking will be protected by dbs bank ' s ' money - safe ' guarantee . the bank promised reimbursements if there are any unauthorised transactions .
it merged with post office savings bank ( posb ) in 1998 to become the bank with the widest coverage in singapore , with as many as 737 automated teller machines ( atm ) located in most parts of the island . in 2007 , dbs launched the islamic bank of asia ( ib asia ) to tap into oil - rich middle east .
in august 2015 posb was issued with a license to offer mortgages and the bank is excited to enter this new area of potential business growth . posb has always strived for total inclusion in banking as evidenced by its large customer base . the bank intends to make further strides into its core market segments by offering financial products for low cost and affordable housing . furthermore to achieve this objective , posb plans to use innovative and environmentally friendly building technology , in addition to collaborating with reputable developers and contractors .
the people’s own savings bank ( posb ) is the only savings bank in zimbabwe , whose mandate is to mobilise savings and promote a savings culture in zimbabwe . this is achieved through providing accessible and affordable banking services to all zimbabweans regardless of social standing or geographical location .
as a result , reputable banks from various countries , such italy ( banco di roma ) , france ( credit lyonnais ) , germany ( commerzbank ) , australia ( national bank of australasia ) , russia ( moscow naroday bank ) , the united states ( first national bank of chicago ) and switzerland ( swiss national bank , credit suisse , union bank of switzerland ) , swarmed to singapore .
click here to read dbs ' 2017 annual report - digital bank of singapore .
sharin banu - open a dbs bank current account recently . . . | facebook
overseas union bank limited ( oub ) was set up by local entrepreneur george lien ying chow ( 1907–2004 ) in 1947 . his former bank was overseas chinese union bank ( ocub ) , which mainly dealt with the chinese in china . the bank could not survive the political turmoil of china after wwii , so lien returned to singapore to establish another bank oub , which began operation on 5 th february 1949 .
why is the interest rate so low now ? i ' ve found out a very interesting history of the savings deposit rates offered by posb which was known as post office savings bank in the past .
its time to get higher interest rates for our bank accounts now . interest rates on bank accounts have been very low the past few years at an . . .
lee wah bank was another cantonese bank set up in 1920 to serve the cantonese community . it was acquired by uob in 1973 , after 53 years of service .
in 1974 , posb was transferred to become part of the ministry of finance and credit posb pte ltd was established in the same year to provide custom - tailored loans relating to hdb housing ownership . posb also raise the interest rate to 4 . 5 % p . a . for deposit on 1st jan , 5 % in july and 8 % in august .
– ocbc bank . all rights reserved . co . reg . no . : 193200032w
foreign banks dominated the island of singapore in the 19 th century . in 1840 , the union bank of calcutta became the first bank ever to operate in this british colony . soon , other foreign banks followed , and over the years , the colony attracted the likes of mercantile bank ( established in singapore in 1856 ) , the chartered bank ( 1861 ) ( former body of current standard chartered bank ) , hong kong & shanghai bank ( 1877 ) , nederlandsche handel - maatschappij ( 1883 ) ( former body of current abn amro bank ) , first national city bank of new york ( 1902 ) ( former body of current citibank ) and the banque de l’indochine ( 1905 ) .
about posb a part of the dbs group , posb is the largest and oldest local bank in singapore with over 4 million customers . having served generations of singaporeans for the past 139 years , it is known as the
people ' s bank
, and prides itself on being
neighbours first , bankers second
. with a good understanding of singaporeans through the years , posb offers products and services that are relevant to the savings , borrowing , investment and insurance needs of all singaporeans . with over 50 branches conveniently located islandwide , and over 1 , 000 atms and cash acceptance machines across the island , posb ' s distribution network is the largest in singapore . posb acknowledges the passion , commitment and can - do spirit in each of its staff . for more information , please visit urltoken
the british colonial government set up post office savings bank ( posb ) on 1 st january 1877 at the general post office building . hugely popular prior the fifties , it was however experiencing a decline after 1955 .
credit posb mortgagors currently pay interest rates below dbs bank mortgage rates . dbs has confirmed that for existing credit posb home mortgages , it will maintain the present interest rate differential below dbs bank ' s mortgage rates until 31 dec 1999 . thereafter , dbs will gradually adjust the mortgage rates to competitive market levels over 3 years ending 31 december 2002 . this will also apply to home mortgage applications received up to the announcement date .
enets ( direct debit ) is an online payment facility which allows internet banking users to make payment using their bank accounts . it is available to dbs bank / posb , ocbc bank , uob , citibank and standard chartered internet banking users . users are required to authenticate themselves using internet banking user id , pin and one - time password ( otp ) from either security token or sms .
mbanking was already soft - launched on both dbs and posb websites on 10 april 2010 with more than 2 , 300 downloads .
yes , you may . please visit any dbs / posb branch to do so . there is no charge for the conversion .
dbs bank has committed to continue providing small depositors with basic banking services at reasonable cost . dbs bank will enhance the range of banking services to posbank depositors following the acquisition .
you must be at least 16 years old and have a posb savings account , dbs savings plus account , dbs autosave account or dbs current account . your signature will be verified against any of your signature records with the bank . please ensure that the signature on the application form matches the bank ' s record .
the bank underwent changes in 1964 , with its name changed to four seas communications bank limited . it was acquired by ocbc in 1972 , but enjoyed autonomy for more than two decades . in 1990 , its name was simplified to four seas bank ( fsb ) . after 92 years in operation , the bank finally ceased operation in 1998 after its full merger with ocbc .
posbank was fully acquired by dbs bank on 16 november 1998 . witnessing the event were finance minister dr . richard hu and dbs bank chairman mr . s . dhanabalan . this event marks the end of savings bank concept and welcome the new era of low interest loans in singapore .
posb offers time deposits in a range of foreign currencies . the best fixed deposit interest rates for foreign currency fixed deposits are listed below .
united overseas bank limited ( uob ) was started as united chinese bank ( ucb ) by sarawak - born datuk wee kheng chiang in 1935 . the bank , in the effort to open its first branch in hong kong in 1965 , renamed itself as uob due to a similar name of another bank in hong kong . it , however , retained its chinese name as “tye hwa” .
the integration of both banks allowed customers of either bank to share the facilities . for example , dbs bank depositors may use the cash deposit machine installed islandwide in posbank branches and vice versa .
simply login to your other bank ' s funds transfer facility and transfer to your ocbc account .
by lui su kian , managing director and head , deposits and secured lending , dbs bank .
on 15 april 2010 , dbs bank launched mobile banking service , mbanking , to both dbs and posb customers . it allows customers to view their banking and credit card accounts , transfer funds and pay bills via their mobile phones . customers will need to download an application from the google play store or itunes app store by searching dbs mbanking or posb mbanking to use the service .
on june 20 , posb launched a savings programme for full - time nsfs ( national servicemen ) to help them develop a saving habit . the programme called as the ‘save - as - you - serve programme’ has been developed in partnership with safra and teamns . by launching this programme , posb has become the first bank on the island to specifically offer nsmen and nsfs a rewards programme .
image : post office savings bank , queen victoria street â© the national archives - used with permission .
hi ! i would like to find out more history on industrial and commercial bank . please advise .
1 . after choosing
dbs bank ltd
as the payment bank , you will be directed to dbs d2pay login screen . enter your user id and pin . select
submit
to proceed .
we can see that interest rates has fallen over the years . let ' s look at the history of interest rates in singapore learning from posb .
, before the present name was adopted in july 2003 to reflect its changing role as a regional bank .
established in 1861 , the post office savings bank ( posb ) quickly attracted many customers who were eager to find a safe place for their savings . backed by the exchequer , the money deposited in the post offices was used by the chancellor , william gladstone to offset against public spending . this was a simple way for the government to borrow money and thus the posb could afford to pay a good rate of interest .
you would have realised that posb has been paying higher interest rates on smaller amounts up to $ 100 , 000 and lower interest rates on subsequent amounts . this changed on 1 march 1998 due to the asian financial crisis . commercial banks interest rates rose and this caused posb to lose some of its bigger depositors . this prompted posb to give higher interest rates of 4 . 125 % to amounts above $ 100 , 000 and lower of 3 . 75 % to amounts below $ 100 , 000
to apply for the bonds , a person needs to have a cdp ( central depository securities ) account with an active direct crediting service . people can apply through the atms ( automated teller machines ) of ocbc , dbs , posb or uob and the customers of dbs and posb will be able to apply for the bonds online .
. . . this award demonstrates how posb , 7 . . . top three largest syndicated loans and singapore ' s largest development financing loan in 2008 . . .
the government has accepted dbs bank’s proposal to acquire posbank in its entirety , except the posbank tower ( under construction ) and some equity / bond investments ( in order to comply with the banking act ) , which will be returned to the government . posbank’s existing business undertakings , including all its branches and its atm network , and credit posb , will be transferred as going concerns to dbs bank . staff of posbank and its subsidiaries will cross over to become dbs bank staff on existing terms of employment .
dbs bank launched the islamic bank of asia ( ib asia ) on may 7 , 2007 , after receiving official approval from the monetary authority of singapore for a full bank licence . ib asia ' s founding shareholders include majority stakeholder dbs and 34 middle eastern investors from prominent families and industrial groups from gulf cooperation council ( gcc ) countries .
dbs bank attempts to continue this tradition by promising to keep costs low for basic savings accounts , and to exempt children , full - time students below the age of 21 years and full - time national servicemen from bank charges .
standard chartered bank ( singapore ) limited ( the “bank” ) ’s next day cash is a service whereby if an applicant successfully submits a completed application to the bank for a personal loan by 2pm ( monday - friday , excluding public holiday ) , and the bank approves such an application , the bank will disburse the funds on the next working / banking day ( monday - friday , excluding public holiday ) . in the event that the bank needs to contact you for additional information / confirmation to complete the application , standard processing turnaround time will apply . if the bank is unable to process your application due to system failure , system outage , malfunction , delay or any other circumstances whatsoever , whether within our reasonable control or otherwise , the bank may not be able to provide the next day cash service and the bank disclaims all liability arising for any such delay including any loss , damage or inconvenience caused to / incurred by you the applicant , or any third party arising from or in connection therewith . click here for full terms and conditions .
harare , august 26 ( the source ) – state owned bank posb reported a 24 percent decline in half year profit to $ 4 , 17 million on the back of high operating costs driven by a push to broaden its product range . operating expenses increased by 16 percent to… read more
all your banking in your pocket with more than 150 online banking services available for you to bank on the go .
posbank still operates one of the highest number of bank branches in singapore , especially in the suburban neighbourhoods , and operates the highest number of atm outlets throughout singapore . the integration of both banks allowed customers of either bank to share the facilities ; dbs bank depositors may use the cash deposit machine installed island - wide in posbank branches and vice versa .
the proposal included setting up a development bank , together with an economic body to attract foreign investments and provide financing and managing the industrial estates . the bank was incorporated in july 1968 and began operations in september of the same year .
please note that this does not constitute an offer of any facility by dbs bank . credit facilities are granted at the sole discretion of dbs bank . the indicated figures above are based on the information provided by you and the bank accepts no liability for errors or omissions , nor for any loss arising from use of or reliance on the calculation herein .
the tt rate is applicable to funds that has already been cleared with the bank while the od rate is applied otherwise .
in 1880 , a new headquarters of the post office savings bank was built at 144 , queen victoria street , london .
at its beginning , the bank had a paid - up capital of s $ 2 million and 27 staffs . despite the difficulties at the start , the bank grew rapidly and by the mid - fifties , oub was already expanding overseas in hong kong , tokyo and london . in 1973 , oub became the first singapore bank to establish its branch in new york .
it was not until 16 th december 1903 that the first local bank was founded by cantonese wong ah fook ( well - known businessman in singapore and malaysia , with johor street jalan wong ah fook named after him ) with a paid - up capital of s $ 850 , 000 . it was known as kwong yik bank ( literally means “cantonese profiting bank” ) , but it did not last long as it collapsed a decade later due to financial difficulties , resulting in a bank run .
for dbs or posb savings and current accounts , you can search your transaction history up to 6 months . to do so , select a 3 month range at any one time .
. . . refer to  posb  on page 46 and sustainability on page 97 . . . . consumer and corporate loans contributed evenly to overall loan growth . . . .
in 1861 the palmerston government set up the
post office savings bank
- a simple savings scheme aiming to encourage ordinary wage earners
to provide for themselves against adversity and ill health
.
post office savings bank - state security .
the development bank of singapore limited ( dbs ) was established in 1968 as singapore’s development bank , in order to help the nation develop its economy during the difficult times after independence . it also played an important financial role in singapore’s direction towards industrialisation .
dbs was always a commercial bank dbs was set up by the government of singapore in june 1968 to take over the industrial financing activities from the economic development board . however , it was always a commercial bank so it was supported by its profits .
posb reported that it had recovered from a loss of us $ 209 000 in 2003 to a profit of us $ 1 , 25 million in the year ending december 31 , 2014 .
you can activate your new card easily using sms banking , digibank online , digibank mobile , dbs lifestyle app or at our dbs / posb atm and video teller machine ( vtm ) .
hi – very interesting article . do you know where the ho hong bank ltd was located in singapore between 1917 and 1932 ?
* singpass holders with a myinfo profile can use my info to automatically fill up the form by clicking ‘next’ , you will be redirected to the myinfo portal , which is not owned or controlled by standard chartered bank ( singapore ) limited or any member of the standard chartered group ( the ‘bank’ ) . the bank bears no liability or responsibility over your usage of the myinfo portal .
for debit cards , the maximum payment amount is either $ 9999 . 99 or your bank account balance , whichever is lower .
what is money safe guarantee ? dbs is the 1st bank in singapore that guarantees your money is 100 % safe when you bank online . this means you can get back money lost from your account through any unauthorised transaction . click here to find out more .
the success of the merger did not come immediately despite the convenience both posb and dbs users enjoy in recent years , the merger was not a hit among singaporeans when it first started . after the conversion to a full commercial bank , home - loans borrowers had to wave goodbye to the cheap mortgages they had been enjoying .
dbs has a 99 % - owned subsidiary , pt bank dbs indonesia , with 39 branches and sub - branches in 11 cities .
the bank guarantees to pay a fixed interest rate to the depositor for the duration that the amount is kept with the bank . therefore , when the fixed deposit ( fd ) matures , the depositor will get back the initial deposit amount along with the interest earned .
in 1974 , posbank was transferred to become part of the ministry of finance ; credit posb pte ltd was established in the same year to provide custom - tailored loans relating to hdb housing ownership .
. . . raising transparency levels : posb , part of the dbs group , launched a home loan pegged to cpf . . . interest income customer loans . . . loan related . . .
the post office savings bank was renamed as posbank in march 1990 . it was subsequently fully acquired by dbs bank on 16 november 1998 for s $ 1 . 6 billion ; at the same time , ceased to exist as a statutory board under the ministry of finance .
the post office savings bank , part of the postal services department ( prior to independence ) was established on 1 january 1877 in the general post office building , in raffles place by the british colonial government in singapore . [ 1 ] the bank had a relatively glorious past ; by 1951 , the bank had its 100 , 000th depositor , and followed a slow decline after the reaching its peak in 1955 .
dbs paylah ! is a personal mobile wallet which allows users to perform funds transfer via a mobile number . it is available to both dbs / posb and non - dbs / posb customers . users are required to have the dbs paylah ! app installed on their smartphone and a wallet account being registered before making payment on axs e - station . for more information on paylah ! , please refer to
in the early sixties , it increased its business through a mobile bank system by reaching out to those who lived in the suburban areas .
dbs first established a presence in taiwan in 1983 . in may 2008 , dbs integrated taiwan ' s bowa bank into its operations after acquiring the
good bank assets
in february . there are 40 distribution outlets across the country , half of which are based in taipei .
post office savings bank or posb is one of the oldest public sector banks in singapore that offers low - cost banking services . it was later acquired by dbs bank . posb’s fixed deposit account offers account holders an opportunity to park their extra earnings and maximise their savings through attractive interest rates . there are numerous benefits of investing in posb’s fixed deposit scheme such as the option of choosing from various currencies , ease and affordability of the scheme with a minimum initial investment amount of s $ 1 , 000 and more . the initial deposit varies from currency to currency . a person as young as 12 years is eligible for the singapore dollar fixed deposit account . however , for foreign currency fixed deposit , an applicant must be 18 years old or above . for singapore citizens and permanent residents , nric is required for application while foreign residents require passport and a valid document for address proof .
. . . gold award for banks  posb  gold award . . . investment banking and loan - related fees were . . . dollar bonds , arranging syndicated loans , advising on . . .
. . . model across our 80 dbs / posb branches . . . . market , our domestic business loan market share in . . . to lead in the syndicated loans space , ranking . . .
in 1861 the post office savings bank act enabled the general post office ( gpo ) to provide a simple savings scheme for ordinary wage earners .
with operations in 17 markets , the bank has a regional network spanning more than 250 branches and over 1 , 100 atms across 50 cities .
the above table is presented for illustration purposes only , and promotional rates and / or cashback may be subject to change without prior notice , at the sole and absolute discretion of standard chartered bank ( singapore ) limited ( “standard chartered” or the “bank” ) . promotion terms and conditions apply .
there is a service charge of s $ 5 per cash withdrawal on overseas plus / cirrus atms . you will enjoy a preferential flat service charge of s $ 2 if you use your cirrus card at the atms of bank of central asia ( bca , indonesia ) and bank of philippines island ( philippines ) or plus / cirrus card at the atms of hdfc ( india ) . cash withdrawal will be free of charge if you use your plus / cirrus card at dbs hong kong , dbs taiwan and westpac group atms in australia ( westpac , st . george bank , bank of melbourne and banksa ) or plus card at dbs india and dbs indonesia atms . cash withdrawal will be free of charge if you use your unionpay card at dbs hong kong and westpac group atms in australia ( westpac , st . george bank , bank of melbourne and banksa ) .
. . . ' posb run for kids ' was a charity run organised . . . disbursed over hkd 4 billion in loans to smes . . . of the hong kong special loan guarantee scheme . . .
after the independence of singapore , the then - struggling bank was transferred from the postal department to the ministry of communication in 1972 , and then to ministry of finance two years later , as it underwent a restructuring to become a deposit bank in order to promote domestic savings by the public .
harare , july 3 ( the source ) – zimbabwe’s central bank says the financial services sector is now safe and sound after hitherto weaker metbank boosted its capital position to $ 31 million from $ 24 , 6 as at december , surpassing minimum capital requirements . the central bank on friday… read more
posbank will operate as a division within the dbs bank and continue to service its depositors and customers . the acquisition will cause minimal disruption to the smooth continuation of posbank operations . in view of the considerable goodwill built up by posbank among singaporeans , dbs bank will retain the posbank brand name .
on 1 september 1978 , posb introduced a 2 - tier interest rate with a 5 . 25 % p . a . for the first $ 100 , 000 deposit and 3 . 5 % for the subsequent amount .
by 1976 , posb received its one millionth account through a series of successful campaigning . its name was switched to posbank in 1990 to emphasize its banking role , before it was fully acquired by dbs in november 1998 .
. . . is a leading player in mortgages , auto loans , debit and . . . to introduce a five - year fixed rate home loan . in singapore , dbs and posb also have the . . .
posb , singapore’s oldest and most loved bank , today announced the launch of an innovative “bank and earn” programme which will reward customers with cashback every month through regular banking transactions . this programme is also the first - of - its - kind in singapore which allows customers to earn straight cashback rewards without making additional funds deposits on their account balances . the “posb cashback bonus” programme is the first of its kind in singapore to offer customers direct monthly cashback simply by fulfilling at least three types of regular banking transactions . this is a simple programme for customers to earn cashback as the majority of posb / dbs customers are already conducting these transactions with the bank . for example , customers will only need to conduct at least three of the following transactions every month to earn up to sgd 130 per month in cashback rewards : 1 . credit their monthly salary ( minimum amount of sgd 2 , 500 ; cashback of 0 . 3 % ; monthly cashback cap of sgd 20 ) 2 . spend on their posb / dbs credit cards ( no minimum amount required ; cashback of 0 . 3 % ; monthly cashback cap of sgd 20 ) 3 . pay their monthly home loan instalments ( no minimum amount required ; cashback of 3 % ; monthly cashback cap of sgd 30 ) 4 . pay their posb / dbs insurance premiums ( no minimum amount required ; cashback of 3 % ; monthly cashback cap of sgd 30 ; insurance products should be purchased after signing up for the programme ) 5 . invest through posb / dbs ( no minimum amount required ; cashback of 3 % ; monthly cashback cap of sgd 30 ; investment products should be purchased after signing up for the programme ) see below for two examples of how a customer can earn generous cashback rewards from regular banking transactions :
posb bank currently offers two options in fixed deposits . the first is fixed deposit – singapore dollar where you can invest a fixed amount in singapore dollars which will gather interest at fixed rate over a period of time . the other fixed deposit is the fixed deposit – foreign currency which allows customers to earn not only interest but also foreign exchange benefits on their fixed deposits .
. the bank ' s strong capital position , as well as
aa -
and
aa1
credit ratings that are among the highest in the asia - pacific region , earned it global finance ' s
safest bank in asia
accolade for six consecutive years , from 2009 to 2015 .
blythe house continued as the main address of the bank until the late 1960s , until the move to a new , modern building within the same area .
the government appointed goldman sachs to advise on the valuation of posbank , while dbs bank appointed morgan stanley dean witter to advise on their acquisition of posbank .
if there is a “joint and several liability” clause in the agreement , the bank has the option of suing you and your joint account holder together , or choose to sue either you or your joint account holder only . how do you open or close an account ? you can get an application form from the bank , either at a branch , by mail or by downloading the form from the bank’s website . get ready supporting documents requested by the bank , such as proof of identification . do ask the bank to explain to you key terms and conditions which apply to the account . before an account is opened , the bank has to conduct a
know your customer
review to understand a customer ' s profile and the purpose of the account . the identification document is required to verify the identity of the applicant before the account is opened . on account closure , some banks may charge an early account closure fee if the account is opened for less than a certain period of time . in some cases , the bank may even reduce the interest you would have earned .
d ) you will be directed to the login page of your selected bank . enter your internet banking user id , pin and otp , when prompted .
the net tangible asset value of the acquisition is s $ 1 . 164 billion . dbs bank will pay s $ 1 . 6 billion ( i . e . 1 . 37 times nta ) . payment will be in the form of non - voting , convertible preference shares . the preference shares represent approximately 22 % of the existing issued ordinary share capital of the bank , or approximately 18 % of the enlarged issued ordinary share capital of dbs bank ( assuming full conversion ) . the government has committed to dbs bank not to sell the new shares for three years ( until end 2001 ) subsequent to the acquisition .
allows you to check your preferred account balance with a simple swipe on your mobile device or apple watch . no login required ! you can select your preferred account from any of your dbs / posb deposit or credit card accounts .
harare , august 31 ( the source ) – struggling metbank has reduced its losses to $ 130 , 000 in the six months to june from $ 3 , 5 million registered in the same period last year , the bank said at the weekend . in the period under review , the bank’s net interest… read more
you will need also to provide dbs bank with your mobile number and email address during registration . for more information on online registration for ibanking , click here .
but its biggest move was made in china . it first bought a 12 . 2 per cent stake in bank of ningbo in 2006 . then came the us $ 5 billion ( s $ 6 . 9 billion ) high - profile acquisition of wing hang bank last year , creating a robust foothold in greater china .
you are now leaving the standard chartered bank ( singapore ) limited ( “scbsl” ) website to access a third party website (
third party website
) .
for enets , the maximum payment amount is either $ 9999 . 99 or the daily transaction limit set up by you or the default set by the bank .
you must be at least 16 years old to open this account , and already have a dbs / posb savings / current account . ( applicants below 18 years old must have a valid ibanking login or atm / debit card to apply online )
between s $ 50 and s $ 3 , 000 will be deducted from a separate dbs or posb account where national service allowance will be credited . the programme was launched by the president of home teamns and senior minister of state , desmond lee .
no , this set up is a one - time process by the bank and is only prompted if you are making payment using dbs d2pay ( via enets ) for the first time . during this setup process , you are to designate a dbs / posb savings or current account as your default debiting account and the daily payment limit . the selected account and daily limit will be used for all your future dbs d2pay transactions .
i remembered my dad had a very old posb cash - on - line atm card but i just couldn ' t find any pictures on it . it was grey in colour and had a card holder also . maybe some of you would remember that .
yes , you can now use mastercard , dbs / posb mastercard , citibank visa / mastercard , diners or ocbc visa / mastercard credit cards to pay all bills , top - ups and others ( condo / bldg ) except credit card and loan bills .
debit card is a payment card which allows you to make payment online with the funds directly deducted from your designated bank account . it is available for dbs / posb mastercard , citibank visa / mastercard and ocbc visa debit card holders . users are required to authenticate themselves with debit card number , expiry date , cvv number and otp . only singapore - issued debit cards can be used to make payment on axs e - station .
on bank deposit accounts . you ' ve heard it ! its a tiny 0 . 05 % . that means if you save $ 100000 in the bank , the interest you receive at the end of the year is only $ 50 ! ! what can $ 50 buy you in singapore ? the most a decent family meal and that ' s it .
dbs bank’s acquisition of posbank will enhance its position and enable it to better meet the challenge and opportunities of global banking . posbank customers can also expect to enjoy better banking services .
it was only after independence when the then minister for finance , goh keng swee , who rediscovered the potential of the bank to develop the infrastructure of the infant city - state .
on 31 july 2013 , dbs announced that it had allowed the bank danamon bid to lapse , but that they remained committed to indonesia and will continue to invest and grow franchise .
© urltoken 2010 - 2018 - although we cover a range of products that we update periodically , please confirm the precise terms and interest rates of the product with the relevant bank .
company supported mortgage loan – t his product is offered to corporates who want to assist their employees to either purchase existing property or build . the corporate would invest with posb , an amount to be advanced to eligible company employees . the mortgage rate can be negotiated .
^ cash gift interest for 24 months on your monthly savings in posb saye account when you credit your monthly salary to the linked debiting account . if withdrawal is performed , all past months accumulated 2 % cash gift interest amount will be forfeited . terms and conditions apply .
can anyone tell mi how fixed deposit works ? i don wan to go to bank and ask is because i don ' t like the feeling of sitting down talk 1 to 1 .
thus the savings bank opened for business on monday 16th september 1861 in two small rooms within the post office headquarters , ( gpo east ) st . martins - le - grand , london .
by 1863 the bank occupied a warehouse at 27 st paul ' s churchyard . with continuing growth these premises became too small and a new headquarters was built at 144 queen victoria street . . .


viron transportation company or viron transit is a bus company servicing the ilocos region , philippines .

the bus company is owned by millionaire santiago rondaris ' daughter .

it formerly operated as far as the second district of ilocos sur but has started to operate as far as laoag city after the collapse of its related bus company times transit .

viron transit

viron transit ( viron transportation co . , inc ) is feeling blessed at viron shop .
see more of viron transit ( viron transportation co . , inc ) on facebook
viron transit ( viron transportation co . , inc ) added 5 new photos .
viron transit ( viron transportation co . , inc ) is on facebook . to connect with viron transit ( viron transportation co . , inc ) , join facebook today .
viron transit ( viron transportation co . , inc ) is at viron transportation co . , inc . vigan city station .
1981 1027 viron transit | from the times journal - oct . 27 1… | flickr
yes . . drivers & conductors of viron transit are very accomodating & takes responsibility of their passengers . we’ve been travelling for almost 30yrs to & fro ilocos sur and we never failed to take a viron bus .
from manila : it ' s seven to ten hours ' drive along the scenic ilocos highway from manila to vigan . partas bus co . , dominion bus lines , viron transit , and st . joseph / aniceto transit have regular trips to vigan . bus lines like philippine rabbit bus line , farinas transit , maria de leon , florida , and rcj transit have regular trips plying the manila - laoag route , which passes by vigan .
mayor heidee ganigan - chua announced last december 21 that the management of viron transit bus company has scheduled daily trips , after solid north bus company ceased its transport services in the town .
several bus companies ply the route to the northwest luzon region . ilocos norte - bound buses are florida transport , farinas transit and maria de leon trans . partas trans , dominion bus lines , viron transit and aniceto bus line cater to ilocos sur passengers . ( note : partas also has buses to ilocos norte , but they still don’t have restrooms . )
with viron vert ' s project the idea to pick up the optical structure of his carpets and transform it into a mural .
fariñas transit company is one of the major philippines public transport companies connecting the luzon provinces to the national capital in manila .
ssc philippine bus listing . manila jam marikina auto line transportation co ( maltc ) nova taguig luzon south ab liner inc alps jac liner lucena lines n dela rosa line p & o transportation raymond rrcg transport philtranco ceres transport penafrancia bus cagsawa isarog bus lines greenstar express luzon north dagupan bus co . , inc . saulog transit victory liner five star bus santrans florida bus farinas trans partas rcj trans rcj lines philippine rabbit bus lines fermina express dominion bus lines viron transit candon bus lines dangwa tranco bataan transit baliwag transit autobus maria de leon german espiritu liner dalin genesis es transport aniceto ohayami kms vizcaya liner former operators pantranco bltb ( ? ) f franco trans times transit manny trans - sampaloc - tuguegarao / claveria cv express - sampaloc - tuguegarao / claveria / aparri super eva - sampaloc - tuguegarao emc - sampaloc - tuguegarao nelbusco
via baguio there are aircon and ordinary buses that regularly ply the baguio - vigan route . travel time is about three to five hours , depending on your departure time . fare is pegged around php360 . 00 as of this writing . fariñas via laoag partas ( 074 ) 444 - 8431 | direct viron transit
i really hope viron will have their bus an air suspension , their existing suspension so as the likes of florida and partas . the suspension was something of an advantage for them ( partas ) because you can realls sleep while the bus is in motion , but viron trans is really safe to ride , i just hope all of their bus had the suspensions of partas .
it was april 1 , 2012 when we departed through the deluxe bus of viron transit . originally , our trip is slated at 9 : 00pm but we were in the terminal already at 4pm so we decided to just take the 5 : 30pm trip bound to vigan . the bus is so comfortable , with foot board and good air dispenser . it has also wide aisle and good seats , perfect for long hours travel . during our trip , we had stop - overs somewhere in tarlac , in sison , pangasinan and viron terminal in la union .
fyi viron closed at 11pm and opens at 4am , so for those of you wanted to send something thru viron take note of their timing to avoid any issues with them . they have no consideration even you arrive 5 mins after the said closing time and even if you are very far from their terminal , we are very frustrated with their service and their guards as they do not know how to deal with their customers . due to this incident , we will not make any future transactions with viron from now on . i recommend partas ‘coz they have 24 hours excelent service .
kudos to the two employee of viron ( driver & conductor ) who helped me to make way just to go home early this holidays . i may not knew your names but i . . .
fariñas transit , a sole family proprietorship was founded by the late marcelo vallejos fariñas of vigan , ilocos sur together with his wife , the late rosa peralta luna of pasuquin , ilocos norte .
ssc philippine bus listing . manila jam marikina auto line transportation co ( maltc ) nova taguig dela rosa transit ( kamag - anak ng n dela rosa liner ) bbl trans green star express , inc . ( pacita complex - lawton ) don mariano transit corp cher transport / jkj express saint rose transit cign transport sampaguita pvp liner juaymah maureen transport jayross lucky seven worthy transport alabang / malanday / baclaran / naia metrolink jell transport g . liner green star ( cainta / taytay - quiapo ) rrcg transport mannrose transport vil 5000 the fort bus tsaka na ung iba pag nasa bahay na ako )
tags : partas ptc trans co transit transport company bus corp . beep ! 8888 kwatro ocho nissan diesel suspension ja430san semi airsus air sus pe6 pe6 - t ndpc euro eurobus jonckeere jonckheere deauville markstopover markstopover _ 003
major bus companies in manila ply the route going to san jose city along the pan - philippine highway . baliwag transit in cubao has buses that travel specifically to and from nueva ecija . bus companies going to san jose city
hmm , good idea . . . although we may end up with having a very long list . . former operators pantranco bltb ( ? ) f franco trans times transit that ' s all i can add for now . . .
vigan is at least eight ( 8 ) hours of land travel from manila . several bus lines serve the route including partas ( contact no : 725 - 1740 , 725 - 1256 , 725 - 7303 , 724 - 9820 ) , dominion bus , aniceto bus and viron transit that travel directly daily . meanwhile , florida bus line ( contact no : 731 - 4473 , 781 - 5894 ) , baliwag ( contact no : 524 - 7111 , 525 - 1067 , 525 - 3064 , 525 - 6769 , 525 - 2338 , 525 - 2294 ) , fariñas ( contact no : 743 - 8582 ) , maria de leon bus lines , rcj bus lines and f . franco transit have daily trips to laoag , passing by vigan . the trip is via north luzon expressway and manila north road passing through the provinces of bulacan , pampanga , tarlac , pangasinan and la union .
both are notorious for either not renewing their domain or not updating info on a regular basis . there are exceptions though such as victory liner , bataan transit and ocean jet who at least keep their websites online . i ' m amazed though how ceres liner do not have a site especially with their network .
jac liner inc . is one of the largest bus companies in the philippines serving the riding public en route to southern tagalog provinces which includes key destinations in the provinces of laguna , batangas , quezon , marinduque and northern luzon ( which is now operated by solid north transit inc . , a new subsidiary company ) .
image hosted on flickr this photo was taken on february 26 , 1986 . metro manila transit corporation ( mmtc ) leyland atlantean an68 / 2l nvj - 906 ( fleet no 274 ) on senator gil puyat avenue , manila , philippines . the above photo belongs to : express000 ' s photostream see also : buses in the philippines
d . m . transit ? image hosted on flickr demetrio munoz ( dm ) bus co m . a . n nyu - 407 ( fleet no 872 ) and ( fleet no 371 ) on senator gil puyat avenue , pasay , manila , philippines . photo taken on february , 1986 . the above photo belongs to : express000 ' s photostream
the company was founded from the remnants of the former times transit transportation co . , inherited from his parents by millionaire philanthropist santiago rondaris ( timoteo and estelita rondaris—where the name
times
came from ) , which was founded in the 1960s . ( rondaris also once operated the shooting star freight service alongside times to answer the freight - moving needs of ilocos sur . )
times ' terminal , refueling stop , employees ' dormitory , and mini - garage in bantay , ilocos sur , which is along the national highway , which formerly housed one of the most modern garages in the province , is now shut down and is currently occupied by food establishments ( after its gasoline station ceased operations ten or so years after the company shut down ) . it still looks much like it was in its heyday . it is located across the street from where gmw transit parks its buses in vigan city .
buses bound for ilocos sur often do not have a comfort room inside the bus , with the exception of dominion . aniceto remains to be the cheapest , with its fare to vigan being just p400 . partas is the most expensive at p680 . viron has a very uncomfortable seat , which was covered in plastic hence making you slide when the bus goes into a full stop . buses bound for ilocos norte generally have more comfortable seating and even have restrooms inside them as long as you take the deluxe bus . upgrade to the super deluxe bus and you get wider seats , with only three seats in every row .
viron has trips to tayug ( pangasinan ) , san fernando ( la union ) , abra , narvacan and vigan ( ilocos sur ) . they follow a strict time table to ensure their drivers do not go overspeeding and to ensure their buses arrive on time . i suggest you arrive at their terminal early ( in edsa , cubao and dapitan , manila ) during peak season for there are a lot of ilocanos taking their buses during peak seasons . we’ve been taking this bus company whenever we go vacations to our province in la union . we and a lot of ilocanos trust this bus company to bring us safely to our destinations .
as times transit , it operated mostly international harvester buses ( and two wreckers ) with the white , green and red livery with illuminated logo on the roof , and a few buses with a green and white paint scheme , with superior coach bodies built under license by manila motor works . it had terminals along its route , from laoag city in ilocos norte to manila , and to bangued , abra and baguio city . it was also known for its then - unique express buses , based on an international - harvester bus platform and with superior coach
plaxton - bustler
bodies built under license by manila motor works . it was also known for its terminal at the southern end of quezon avenue in its northern headquarters in vigan with the flashy sign , which was the first and only of its kind back then .
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lilimitahan na ng mmda ang biyahe ng mga provincial bus sa edsa bilang solusyon sa matinding trapik dahil sa mga ginagawang kalsada .
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lilimitahan na ng mmda ang biyahe ng mga provincial bus sa edsa bilang solusyon sa matinding trapik dahil sa mga ginagawang kalsada . pero ngayon pa lang , umaalm
a na ang ilang commuter at tsuper . tinutukan ' yan ni jamie santos sa 24 oras weekend .
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html public
- / / wapforum / / dtd xhtml mobile 1 . 0 / / en
urltoken
i dislike the fact that the management did not allow its passengers to book their tickets in advance , resulting to the influx of irate byaheros . . .
paid and reserved seats ( 39 - 40 ) but we were asked to sit somewhere else because they gave the seats to two other riders .
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urltoken
asingan - good news to the residents of asingan and san manuel towns as there is now a daily transportation service going to metro manila without going to carmen , rosales to get a ride .
chua said the new transport service is of great help to the people of san manuel and this town .
” there’s no need for the townspeople to go to carmen ( rosales ) to get a ride to go to metro manila . the bus service will cut short the travel time of the people and makes it more comfortable for commuters . agricultural products here could easily be transported also to the metropolis , ” chua said .
there are three daily schedules of trip from asingan to manila ( cubao ) - 3 : 30 am , 8 : 00 am and 1 : 30 pm while there are two daily schedules of trip from manila ( cubao ) to asingan / san manuel - 8 : 00 am ( cubao to asingan ) and 6 : 00 pm ( manila to asingan / san manuel ) .
meanwhile , mayor chua led the awarding of prizes last december 22 to the winners of the “belen , parol and christmas around the world theme , ” , which was participated in by the local government units’ offices .
chua thanked and congratulated the participants of the said contest and assured them to continue the event annually .
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post kayo ng pics related sa dominion bus lines . salamat ! operator : mencorp , inc .
post kayo ng pics related sa dominion bus lines . salamat ! operator : mencorp , inc . cancel done
dominion bus lines is a bus transportation company in the philippines . it operates a 24 / 7 service for passengers and freight ( known as
waybill
) between metro manila and northwest luzon ( the ilocos corridor ) .
currently , dominion bus lines utilizes mercedes benz , mitsubishi fuso , and hino buses - some of which are repowered with a new engine , mostly by cummins power engine ( former assets of times ) , with a supplanting of king long buses .
the principal provincial terminals are at laoag city ( ilocos norte ) , vigan city ( ilocos sur ) , bangued ( abra ) , and san fernando ( la union ) .
the building construction is from the 60s , the period of modernism in the gdr .
it is built around a central wall which serves as a canvas for artists .
in order to achieve this he designed a complex geometrical drawing in analogy to the patterns of the carpets which was then digitally printed on paper and hung up on the whole area of the wall .
thus he created a stationary piece which reflects the architecture and the history of the space while retaining a strong creative self - sufficient pictorial element of the location .
the province of ilocos sur is located along the western coast of northern luzon . it is bounded by ilocos norte in the north , abra in the northeast , mt . province in the east , benguet in the southeast , la union in the south and the luzon sea and lingayen gulf in the west . the province falls within latitudes 16° 40’ to 17° 54’ north and longitudes 120° 20’ to 120° 56’ east . vigan city , the provincial capital is approximately 408 kilometers by road from manila , 139 kilometers north of san fernando city , and 80 kilometers south of laoag city .
ilocos sur has an area of 2 , 579 . 60 square kilometers occupying about 20 . 10 percent of the total land area of the ilocos region . among the municipalities , quirino and cervantes have the largest area covering about 18 . 30 percent of the total provincial area , while sta . catalina and san vicente occupy the smallest area of only 28 . 60 sq . km . or 1 . 10 percent of the total provincial area .
principal dialect of the province is ilocano representing about 95 % of the total population of 658 , 587 in 2010 . other dialects / languages spoken in the province include tagalog , pangasinense , visaya , chinese , english , kankanai , tinggian , and muslim .
christianity is widely spread in the province . approximately 85 percent of the total population professes roman catholicism , the prevailing religion in the province . the remaining percentage of the population professes to protestantism , buddhism , iglesia ni cristo , aglipayan , islamism , jehovah’s witnesses , seventh day adventists and born again christians .
to go to other municipalities , towns or nearby provinces , you can take buses , mini - buses or jeepneys . tricycles are also widely available around the province . calesas , or horse - drawn carriages , are a popular icon in ilocos sur . rent - a - van : if you wish to drive on your own in exploring ilocos sur , there is good list of accredited van or car owners which offer car rental services .
there is one airport in the province located at mindoro , vigan city that is only opened for chartered flights , but there is a proposal for its upgrading and improvement . there are two sub - ports in the province located at salomague , cabugao and sulvec , narvacan .
the philippine information agency is the official public information arm of the government of the republic of the philippines . it is an attached unit of the presidential communications operations office ( pcoo ) . the pia works with the office of the president , national government agencies , and other public sector entities in communicating their programs , projects , and services to the filipino people . the agency has a regional office in all 16 regions and has an information center in 78 provinces across the philippines .
places allows you to see where your friends are and share your location in the real world . when you use places , you ' ll be able to see if any of your friends are currently checked in nearby and connect with them easily . you can check into nearby places to tell your friends where you are , tag your friends in the places you visit , and view comments your friends have made about the places you visit . use places to experience connecting with people on facebook in a completely new way .
the bus company was named after federico luna fariñas , sr . , which is believed to be one of the strongest political clans in ilocos norte .
four years before the outbreak of the second world war in december 1941 , marcello v . fariñas died and the management of the business fell in the shoulders of his wife and his two grown up sons constate and federico .
this article is issued from wikipedia - version of the 10 / 1 / 2015 . the text is available under the creative commons attribution / share alike but additional terms may apply for the media files .
vigan is in northern luzon and the spanish colonial influence in its local architecture and old - world charm make it a unique city in the philippines .
best time to walk the cobbled streets is probably in the 90 minutes before dawn when the poisonous fug from two stroke engines has subsided and you can appreciate its remarkable state of preservation without being deafened and jostled .
in pre - colonial times , vigan was an important trading post for chinese junks , trading gold , beeswax , and other products from the central cordilleras for exotic asian goods . many chinese traders settled in the mestizo district , marrying locals and starting new bloodlines .
vigan was captured and settled by the spanish in 1572 , and grew to become a centre of spanish political and religious power in the north of luzon . in 1758 vigan became the seat of the diocese of nueva segovia .
interestingly the town was also a hotbed of anti - spanish politics . diego silang was perhaps the most notable resistance leader , but was assassinated by his friends ( on commission from the spanish ) in may 1763 . undeterred , silang ' s wife , maria josefa gabriela silang , assumed leadership of the uprising but was later captured by the spanish and publicly hanged in on september 20 , 1763 .
local legend has it that vigan got its name from a simple communication breakdown . a spaniard walking along the metizo river apparently met a local and asked which the city ' s name . not understanding what he was being asked , but seeing that the spaniard seemed to be pointing to a tree , replied
bigaa apo
( a giant taro plant that was common in the area ) . it is from the word
bigaa
that vigan is said to have derived its name .
vigan is a relatively small city with two hearts : the recreational and shopping area around the adjacent plaza salcedo and plaza burgos in the north , and the commercial centre around the public market in the south . the mestizo district is focused along plaridel and mena crisologo streets , running south from plaza burgos towards the cemetery .
there is a helpful and friendly provincial tourist information office south west of plaza burgos ( next to cafe leona ) that can dispense information on vigan and the rest of ilocos sur . banks with atms accepting foreign credit cards are located around the recreational and shopping areas and at quezon avenue , as are internet cafes with access that charge ₱20 per hour . some restaurants offer wi - fi access .
from the mountain province ( bontoc , sagada ) and ifugao ( banaue ) : after reaching bontoc from sagada or banaue , take a minivan or jeepney ( say the 7 : 30 am ) to bontoc ( ₱50 , 1 hour ) and from there take a minivan ( say the 9 : 30 am ) to cervantes ( ₱50 , 1 hour ) where you can catch a minivan ( say the 2 pm departure ) over the bessang pass to bitalag ( ₱150 , 2 hours ) , which is a few kilometres north of tagudin on the llocos highway . from here you can catch a partas or dominion bus north to vigan ( ₱179 , 2 hours ) or south to san fernando ( la union ) .
interisland airlines [ 7 ] flies to mindoro airport [ 8 ] , also known as vigan airport , the airport serving the general area of vigan city . alternately , you could go to laoag ' s airport ( 1 . 5 hours by car ) , the laoag international airport . cebu pacific and philippine airlines fly daily from manila to laoag .
a fun throwback to colonial days are the calesa horse - drawn carriages that still clip - clop through vigan ' s streets . rates for calesa rides should be the same as those for the many tricycles ( ₱8 - 10 within the city limits ) that will undoubtedly by vying for your custom . but you could also hire a private calesa for around ₱150 per hour . unless you ' re absolutely sure you have a tour guide that will give you in depth information about the sites you ' re visiting , a whole day calesa adventure for about ₱1000 ( roughly 6 - 7 hours ) would be advisable . you can take your time visiting the sites and not being rushed by a guide , as well as picking and choosing the areas you want to visit .
the mestizo district offers a wonderful glimpse into the philippines ' colonial past . the ancestral houses were mostly built by chinese traders using a mixture of local , asian and spanish architectural styles . movie fans recognize the streets from the movie born on the fourth of july . if someone looks closely , there are still evidence left from the shooting , e . g . signs in spanish but hastily and thinly painted over with white paint .
just adjacent to the cathedral is the archbishop ' s residence , which dates back to the spanish era - - the oldest archbishop ' s residence still in use in the philippines .
just below the archbishop ' s residence is govantes dike , which was once a docking place for watercraft . nowadays it is a boating lagoon .
plaza salcedo west of the cathedral features a 17th century monument to juan de salcedo , and was also the site of resistance leader gabriela silang ' s public hanging in 1763 .
plaza burgos is a favourite hang out for locals . it is also used for staging major public events . it has also food stalls selling native snacks , notably the empanada , a turnover with spanish origins ; and the sinanglao , which is a beef hotpot made with beef offals .
the philippine national museum - vigan is composed of what used to be the home of father jose burgos and the former ilocos sur provincial jail , where the philippines ' first ilocano president , the late pres . elpidio quirino , was born . it houses ilocano artifacts , weapons , kitchen utensils , basketry , costumes , jewellery and burgos memorabilia . there are also some dioramas showing important events in the history of ilocos sur , and a mini library .
the crisologo museum used to be the home of the late congressman floro crisologo and wife carmeling , former governor of ilocos sur . it contains memorabilia of the late congressman .
the syquia mansion used to be the vigan residence of president elpidio quirino . there are memorabilia inside the residence , which includes a campaign portrait of quirino .
watch the nightly water fountain show at plaza salcedo ( depending on the weather ) .
visit baluarte , the governor ' s fortress . it also features a mini zoo with exotic animals and you can get a free ride with the small horses . this is not recommended for western people due to the poor living conditions of the animals . there is also an african gallery which features stuffed animals that have been shot by the governor , including an elephant , along with pictures of the governor with the killed animal .
try your hand at pottery . vigan ' s pagburnayan makes burnay jars which are made of clay kneaded by carabao and fire - blasted in a huge kiln .
ride a kalesa , a horse - drawn carriage , around vigan and the surrounding towns .
visit st . augustine church in nearby bantay and climb up its belfry to get a breath - taking view of the town .
join the kannawidan , viva vigan - binatbatan , semana santa ( holy week ) , and raniag festivals when it happens . the kannawidan festival happens right after the city fiesta ( around the last week of january to the first week of february ) ; the viva vigan - binatbatan festival of the arts is held in may ; and the raniag festival happens during the week of halloween .
try the heritage river tour , with its main base at celedonia garden in beddeng laud .
there are dozens of antique and souvenir shops dotted about the city , particularly on crisologo and plaridel streets in the mestizo district . although some of the antiques are only reproductions , you ' ll still enjoy browsing odd items , religious paraphernalia ( look out for the toddler jesus figurines ) and some unique foods . you can also buy hand - rolled cigars , sold in packs of three .
you can buy native handwoven abel cloth at the vigan public market , as well as delicacies like longganisa ( native pork sausages ) and bagnet ( deep - fried crispy pork ) at its meat section .
you can also go to the san ildefonso area and buy basi ( sugarcane wine ) or duhat wine .
nobody should leave vigan without tasting their empanada . it is a different concoction from the flour - based empanada that one usually knows .
royal bibingka is very popular at tongson ' s royal bibingka , # 8 florentino st . , vigan city - - just across the street from plaza burgos .
also , one should have a try of the vigan longganisa which is spicy unlike its pampanga counterpart which is sweetish .
there is also a delicacy called tinubong , a sticky sweet rice cake that ' s sold in bamboo tubes , and you have to break the bamboo ( you can smash it against a concrete wall or use a knife to split it ) to eat the sticky sweet rice inside . ( caution : split bamboo is sharp at the edges . ) they are usually sold in the heritage village in bundles of three to five .
fried tasty corn ( cornick ) can also be bought in the various stalls . it comes plain or flavoured .
native sugar is also made in surrounding towns and barangays of vigan . however , they are in the form of tagapulot ( molasses ) and balikutsa ( a hard gray - colored sugar concoction shaped into scrolls ) .
try the basi , a local
wine
( native rum ) made from sugarcane .
if you ' re looking for cheap accommodation in vigan , there are plenty of transient rooms on liberation blvd . the cheapest ones ( ₱300 per person as of nov 2017 ) are past the river ( san julian sur neighbourhood ) .
casa rica hotel , 88 quirino blvd cnr calle abaya , ☎ + 63 77 674 - 0591 ( [ email protected ] )
opened in 2013 .
cordillera inn , crisologo st . , ( 077 ) - 722 - 2727 .
all rooms in ciudad fernandina hotel are equipped with safe , cable television , air conditioning , electronic door lock , hot and cold shower . some of its facilities are restaurant , bar and function room .
el juliana hotel , 5 liberation blvd . cor quirino blvd . , ( 077 ) - 722 - 2994 / 09123508350
a hotel set in and around an ancestral home . it is the only twin ancestral house with a courtyard and romantic ruins , where old touches like furnishings and memorabilia from another era perfectly complement the comfortable modern day amenities for sleeping or unwinding . tour packages available . affiliated with gordion travel and tours .
grandpa ' s inn , 1 bonifacio st cnr quirino blvd ☎ + 63 77 722 - 2118 , fax : + 63 77 722 - 1446 ; ( [ email protected ] ) from ₱2500 en suite , air - con , cable tv and wi - fi . ( feb 2015 ) ) charming old residence and also one of the cheapest options in town . the downstairs restaurant serves good food ( from ₱60 ) and even espresso ( ₱40 ) .
their air - conditioned rooms are very spacious . they have an elegant restaurant serving superb local and international cuisine .
mom ' s courtyard , bongtolan , ( 077 ) - 722 - 2105 .
r . f . anicieto mansion hotel , near plaza burgos , ( 077 ) - 722 - 2383 / fax : 722 - 2384 .
socio - pastoral center , besides the archbishop palace - go through the main gate and ask . it is literally inside the palace on the courtyard . you can ' t beat the location nor the price . it ' s simple , but clean . you get a bed for 300 pesos a night ( 06 / 2017 ) . rooms have two beds a fan and a small table . that ' s all . common showers . nice staff . recommended . ( 077 ) - 722 - 1442 .
basic hotel in an old colonial house with old - style wooden floors and furniture . the rooms are very basic but acceptable . at 500 php for double , this is one of the few budget option . no food , breakfast or whatever .
actually more like a house than a typical hotel , the owners decided to keep the house like how it was during the time of their ancestors , except that with the modern comforts of air - conditioning , cable tv , and en suite toilet and bath have been installed . there are only six rooms or one room of each type . the rooms on the ground floor used to be storage areas for harvest from the farms until they were converted into dormitory rooms to accommodate bigger groups . wi - fi zone
hotel luna - along v . delos reyes st . it has a museum inside the premises .
has clean a / c double rooms with own bathroom and cable tv has clean a / c double rooms with own bathroom and cable tv . free wifi .
3 . head east from vigan ( or anywhere in ilocos ) to the mountain province ( bontoc , sagada ) and ifugao ( banaue ) . this can be undertaken either by swinging south via baguio ( which is longer by 4 to 5 hours ) or by taking the following route ( which is sealed all the way ) :
take an early bus from vigan south ( 2 hours , ₱179 ) towards san fernando ( la union ) and tell the driver you want to get off at bitalag ( ₱150 ) , which is a few kilometres north of tagudin . as you approach bitalag you will seen a road sign for a turnoff to bessang pass .
take a minivan from bitalag to cervantes ( ₱150 , 2 hours ) . these first start departing between 7 to 8 am the minivans run roughly every three hours until 5 pm , but this strongly depends on the number of people travelling . the minivans are located on the other side of the t - junction beside the new crossing hardware shop . there are public restrooms at bitalag . the route takes you on a winding picturesque road ( subject to landslides ) through the bessang pass national park .
from cervantes take a minivan or jeepney ( which passes over the alulung bridge which opened in march 2013 , 35 years after construction commenced ) either direct to bontoc or there is no direct service then to bauko ( ₱70 , 1 hour ) and then another from there to bontoc ( ₱50 , 1 hour ) . another route between cervantes and bontoc is via abatan , but this is longer . if you are going onto sagada , ask the driver as you approach bontoc to let you off at the turn - off to sagada and flag down a sagada bound jeepney . this avoids going all the way into bontoc .
you can easily make this trip in a day and you arrive before sunset in sagada . the other alternative is to overnight in cervantes where there are a couple of accommodation options .
this is a usable article . it has information for getting in as well as some complete entries for restaurants and hotels . an adventurous person could use this article , but please plunge forward and help it grow !
this page was last edited on 26 may 2018 , at 08 : 53 .
text is available under creative commons attribution - sharealike 3 . 0 , images are available under various licenses , see each image for details .
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perhaps we could make it a project . i will start a list , people can cut and paste the most up to date and then add more and repost it . will start a basic one next , but will need to get through my shots to fill in gaps . i have mostly been south of manila .
hmm , good idea . . . although we may end up with having a very long list . .
who was the operator of the defunct kapalaran bus line ? they used to have a route to sta . cruz , laguna before .
demetrio munoz ( dm ) bus co m . a . n nyu - 407 ( fleet no 872 ) and ( fleet no 371 ) on senator gil puyat avenue , pasay , manila , philippines .
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
if everyone is thinking alike , then no one is thinking .
 benjamin franklin
sa infanta quezon nahulog sa bangin yung bus ng kbl ( no . 1001 )
iisa pa lang naman yata ang cng station kasi hindi pa ganun kalaki ang demand for cng ( if i am not mistaken , 10 + lang yata ang pinoy cng bus na meron ngayon ) peor once lumaki ang demand for it , madagdagan siguro ang cng stations ng shell and other energy companies na involved sa cng production .
there are around 60 cng buses right now , but with shell operating the daughter station , lahat na yata ng palusot binigay na nila : out of the 60 ngayun , nasa 20 palang ang nakakargahan everyday .
bus operators can meet the 200 buses na requirement , but here ' s a classic case of a chicken and egg thing . .
i think the limjuco clan operates kapalaran bus line . sta cruz laguna ~ lawton lawton ~ siniloan manila ~ infanta ( quezon ) sa infanta quezon nahulog sa bangin yung bus ng kbl ( no . 1001 )
the richest city . . . city of new horizons . . . best city . . . city of stars
sa cagsawa ako lagi sakay pag punta bicol dati philtranco . may tanda pa nga ako ama trans ? i dunno kung ano na name nito ngayon .
this is what i have wanted all along . hope it all comes true and manila finally gets a reliable , co - ordinated and safe bus service .
parang jac liner ang livery nila . jac liner meron din wifi on board .
nako pag dumami to mas tatangkilikin ito keysa mag ac na fivestar at fermina . . .
what the government should do is impound the colorum buses , not just issue them tcts . take them off metro manila streets for good ! they will continue to violate the traffic rules because the fines are minimal ( just a few hundred pesos vs . thousands in income per day for each bus ) . that is one reason why enforcement lacks balls , the violators brazenly continue their wrongdoings .
look at buendia . not much traffic , the asphalt looks relatively new , and there are not that many jaywalkers . see the deterioration over the last 24 years ?
back then , riding a bus was still a breeze . average speeds in the metropolis were much faster , commuters didn ' t always have to fight for space , and if the private buses went on strike , there was always the mmtc to pick up the slack . and there was minimal pollution compared to today so open air buses weren ' t as bad as they are right now .
wow ! 65 centavos ! wasn ' t this the cost of a bottle of 12 oz . softdrinks back then ? if you follow the price increases , softdrinks cost more than p10 nowadays . but bus fares haven ' t gone up as fast ( minimum is p7 ) . . . so maybe they should be allowed to increase fares a bit provided these are used to improve their rides so as not to be polluters .
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elavil tours phils . inc . fleet no : 3688 bus manufacturer : pilipinas hino inc . ( philippines ) bus model : hino rk raymond transportation fleet no : 7008 bus manufacturer : filipinas daewoo industries corp . ( philippines ) bus model : fdic spider series shot taken : araneta center bus terminal ( acbt ) , alimall , cubao , quezon city
fermina express fleet no : 0738 bus manufacturer : almazora motors corporation ( philippines ) bus model : amc am11 city star shot taken : new york st . cor . denver st . , cubao , quezon city
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victory liner inc . fleet no : 1712 bus manufacturer : santarosa motor works inc . ( philippines ) bus model : sr sdx shot taken : olongapo - bugallon road , olongapo city , zambales
jac liner inc . fleet no : 158 bus manufacturer : auto bus transport industries inc . ( philippines ) bus model : abtii orbit series
yutong based landau
shot taken : daang maharlika , sariaya , quezon province
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list of bus companies with links to info , scheds , fares etc . - philippines message board - tripadvisor
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list of bus companies with links to info , scheds , fares etc . - philippines forum
some have more info than others and certain companies such as philippine rabbit have been omitted from the list due to them not having any info available online . do note that schedules and fares can change at any time .
most operate out of manila although i ' ve managed to find info for ceres liner and a few in mindanao .
re : list of bus companies with links to info , scheds , fares etc .
good list and thanks for compiling dubson . iv ' e added this to the faqs to the right for easy reference .
be aware that many bus companies do not update their websites so schedules may not be correct .
also be aware that even when the bus has a scheduled departure time , many will wait until they have sufficient passengers to make the journey cost effective .
at least the schedule at urltoken would be updated as they are selling bus tickets online . for the rest , i will heed with what fsrp01 said .
the ceres liner facebook pages appear to be unofficial . they lack swathes of information . frequencies can often be very good : half hourly in many cases , and some routes such as south of cebu operate 24 hours a day , through at 0200 hours there may only be an hourly bus .
useful information , but bus companies change all the time with ones closing and others opening up their business . as said above the schedules are sometimes not adhered to , so betetr call bus company ahead of time to make sure that the bus you intend to catch is actually running .
yep . definitely don ' t take everything for gospel especially the facebook links , but saying that , it ' s better to have some info than none at all . contact details ( if you can get through ) , routes , fares and frequency of buses do help to an extent .
i had a travel website five years ago and know full well what a futile experience it was trying to gather accurate up - to - date info on travel companies in the philippines , and this is one of the reasons why i discontinued it . the ferry companies can be just as bad .
you ' ve just reminded me that i forgot to post the links to bus firms in . . . . . . . palawan .
no info on roro that i can find although i have used them myself and from memory buses to and from el nido and pp depart every two hours and cost p290 .
is there a new outfit that have started up too ? i seem to recall someone mentioned it not so long ago .
whilst the links may not always be up to date its nonetheless a useful tool for travellers to give them some information .
dubson i think you mean uhop < < urltoken > > but i really havent heard anything about them in this forum . i suspect that they dont operate anymore .
just googled the name and i can ' t find anything relating to palawan apart from when they started up a year ago .
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most operate out of manila although i ' ve managed to find info for ceres liner and a few in mindanao .
i had a travel website five years ago and know full well what a futile experience it was trying to gather accurate up - to - date info on travel companies in the philippines , and this is one of the reasons why i discontinued it . the ferry companies can be just as bad .
you ' ve just reminded me that i forgot to post the links to bus firms in . . . . . . . palawan .
travel back to colonial philippines in vigan , the capital city of ilocos sur and one of the very few remaining hispanic towns in the country .
established in the 16th century as villa fernandina , vigan is endowed with its timeless and well preserved beauty . it portrays an spanish - era philippines with its cobblestone streets , horse - drawn carriages called” calesa “ , ancestral houses and old structures that have survived the war and stood the test of time .
undoubtedly , vigan has successfully preserved its heritage , getting the nod of unesco for inclusion in the prestigious world heritage site list in 1999 as a best - preserved example of a planned spanish colonial town in asia .