the bank ’s origins date back to 1898 , when the company was founded by the nattino family , initially as a finance company .

banca finnat then became a brokerage company , a real estate brokerage company and lastly , since 12 february 1998 , an intermediary bank .

banca finnat is today listed in the star section of the borsa italiana-london stock exchange .

banca finnat

banca finnat euramerica s . p . a . , roma swift code information - fnatitrrxxx
glassdoor gives you an inside look at what it ' s like to work at banca finnat , including salaries , reviews , office photos , and more . this is the banca finnat company profile . all content is posted anonymously by employees working at banca finnat .
this is the bank code assigned to banca finnat euramerica s . p . a . .
censible ratings are measured against banca finnat euramerica ' s peers in the financial conglomerates industry .
banca finnat is a company that provides investment services to institutional , private and corporate customers .
banca finnat euramerica spa è una banca fondata nel 1898 dalla famiglia nattino , dalla quale la banca prende anche il nome . dapprima finanziaria , poi commissionaria di borsa e successivamente sim , nel 1998 diventa banca . oggi banca finnat è quotata al segmento star della borsa italiana ( borsa italiana : bfe ) .
wiki - commons : special : filepath / logo _ banca _ finnat _ 612x104 _ . png
bfe stock price & news - banca finnat euramerica s . p . a . - barron ' s
banca finnat euramerica compared to its peers and competitors companies in this category manage its product and safety risks .
banca finnat euramerica spa provides banking , financial and investment management services . its services include private . . .
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data as of jul 09 2018 . currency figures normalised to banca finnat euramerica spa ' s reporting currency : euro eur
banca finnat euramerica s . p . a . ’s iss governance qualityscore as of n / a is n / a .
swift code ( bic ) - fnatitrr - banca finnat euramerica s . p . a . - roma - italy ( it )
today , banca finnat is lited in the star segment of the italian stock exchange - london stock exchange and offers investment services .
this branch code value means this is the primary office ( or head office ) for banca finnat euramerica s . p . a . .
fnatitrrxxx - swift code ( bic ) - banca finnat euramerica s . p . a . bank - roma - italy ( it ) - fnatitrr
desc : banca finnat is a company that provides investment services to institutional , private and corporate customers ; it is listed on the italian stock exchange .
banca finnat euramerica among its competitors on corporate governance . this score is determined by the company’s accounting practices , executive pay , board organization and ownership structure .
desc : arca fondi s . p . a . sgr is an italian asset management company based in milan , lombardy region . the company was founded in 1983 by arca , an alliance of 8 people ' s banks , namely banca antoniana , banca popolare commercio e industria , banca popolare di crema , banca popolare di cremona , banca popolare di lodi and banca popolare veneta .
desc : banca esperia s . p . a . is an italian bank which is a joint venture of mediobanca and banca mediolanum .
the key operating areas of banca finnat are asset management and financial consulting for private and corporate clients , besides real estate management services through the subsidiary investire sgr s . p . a . investire sgr s . p . a . , a real estate fund manager , banca finnat manages 7 billion assets diversified on various products and markets .
banca finnat euramerica spa palazzo altieri piazza del gesú , 49 rome 00186 phone : + 39 . 6 . 699331 fax : + 39 . 6 . 6784950 web : urltoken
desc : the banca of sassari is an italian bank with its headquarters in sassari , sardinia . it was founded as banca cooperativa fra commercianti società anonima in 1888 , later it was renamed as banca popolare cooperativa anonima di sassari , and since 1948 called banca popolare di sassari .
banca finnat euramerica compared to its competitors on forced labor . a company’s score on this issue depends on its use of forced labor and on its work conditions for outsourced labor .
this permits all businesses to use their current accounts , even if opened with other banks , simply by connecting to the banca finnat portal using their own pc and just one account .
banca finnat euramerica among its peers in this category . a company’s score in this category depends on its measures to minimize water usage and impacts on stressed or drought - prone water resources .
specialist banca finnat euramerica s . p . a . piazza del gesù , 49 00186 roma lorenzo scimia tel : + 39 06 69933446 fax : + 39 06 6791984 l . scimia @ urltoken
banca finnat euramerica spa is an italy - based company engaged in financial services . the company specializes in the provision of investment services to institutional , private and corporate customers . it provides asset management for private and institutional customers . the company , through its subsidiary finnat fiduciaria spa , . . . ( more )
desc : banca intermobiliare di investimenti e gestioni s . p . a . known as banca intermobiliare or just bim is a turin - based wealth management bank .
year on year banca finnat euramerica spa grew revenues 50 . 09 % from 68 . 42m to 102 . 69m while net income improved 397 . 64 % from 7 . 30m to 36 . 31m .
desc : banca sella holding s . p . a . is an italian holding company for the banca sella group . the main company of the group was banca sella s . p . a . , an italian bank based in biella , piedmont .
banca finnat euramerica spa is an italy - based company engaged in financial services . the company specializes in the provision of investment services to institutional , private and corporate customers . it provides asset management for private and institutional customers . the company , through its subsidiary finnat fiduciaria spa , focuses on trusty services , including registration of investments , admi
desc : banca del monte di lucca is an italian regional bank and charity organization .
, ceo and co - founder of epic . from 2009 to 2013 he served as general manager of banca finnat . from 2005 to 2009 in intesa sanpaolo group , first as ceo of banca imi and then as commercial director of the commercial banking division . from 2004 to 2005 he served as general manager in banca di roma . from 1998 to 2004 in unicredit grup as ceo of tradinglab banca and as deputy general manager of the retail bank . from 1990 to 1998 he worked in citibank investment banking .
swift code fnatitrrxxx also known as bic code is a unique bank identifier of banca finnat euramerica s . p . a . and it ' s used to verify financial transactions such as a bank wire transfers ( international wire transfers ) .
desc : cassa di risparmio di asti known as banca cr asti or just banca di asti , is an italian saving bank based in asti , piedmont . it serves piedmont and lombardy regions .
banca finnat euramerica on this issue . companies are evaluated on pollution prevention by the levels of waste ( including hazardous waste ) they produce and release into the environment , and can be affected by whether they develop products that can reduce exposure to pollution .
banca finnat euramerica compared to its peers and competitors . a company’s rating on this issue is based on its history of controversies related to unethical corporate behavior , such as false claims about their products , price fixing , executive misconduct , insider trading or fraudulent practices .
the financial crimes police said in a statement that they had executed the magistrates’ orders , sequestering 2 . 5 million euros ( £2 million ) in buildings , stocks and land belonging to giampietro nattino , head of banca finnat euramerica spa . [ bfe . mi ]
desc : bper banca s . p . a . formerly known as banca popolare dell ' emilia romagna s . c . is an italian banking group offering traditional banking services to individuals , corporate and public entities .
desc : banca cassa di risparmio di firenze s . p . a . known as banca cr firenze , is an italian bank . once a listed company , the group now part of intesa sanpaolo since 2007 .
file photo : giampietro nattino , chairman of banca finnat euroamerica s . p . a . is seen in front of his private bank in rome , italy , september 20 , 2011 . picture taken on september 20 , 2011 . reuters / luigi mistrulli / file photo
banca finnat euramerica among its competitors on this issue . a company’s workplace health and safety is evaluated not only by the number of accidents and injuries in the workplace , but also by their safety policies , training procedures , and their investment in equipment that can reduce accidents .
banca finnat euramerica s . p . a . registered office in piazza del gesù n . 49 , ( it - 00198 ) rome , italy share capital € 72 , 576 , 000 . 00 fully paid - in , represented by 362 , 880 , 000 ordinary shares enrolled in the banking register under no . 5369 holding company of the banca finnat euramerica italian banking group , enrolled in the banca d’italia’s register of banking groups no . 5557 enrolled in the rome companies’ register tax code no . 00168220069 - vat no . 0085601004 r . e . a . n . 444286 – abi 3087 . 4 – codice lei : 815600835712f7ba2869 member of the national interbank deposit guarantee fund
with more than a century of banking experience behind it in addition to its independence , reliability and confidentiality , banca finnat administers and manages the great fortunes of italy . our rapidity and streamlined and efficient structure , made up of expert professionals that stand out for their team . . .
registered at n . 50 of bank of italy ' s register – corporate capital euro 14 . 770 . 000 fully paid – companies ' register of rome fiscal code and vat number 06931761008 a company subject to direction and coordination of banca finnat euramerica spa - privacy policy - cookie policy
desc : banca del monte di foggia s . p . a . also known as banca del monte
domenico siniscalco - ceci
di foggia in honor a sponsor , was an italian regional bank based in foggia , apulia region .
desc : banca popolare di cividale is an italian cooperative bank based in cividale del friuli , friuli - venezia giulia .
ubs and ambromobiliare will act as lead - advisor and co - advisor respectively . banca finnat will act as nomad and global coordinator . nctm will act as legal advisor and pwc as auditor . energica motor company purpose is to speed up the industrial process and the marketing efforts of the company .
banca finnat euramerica among its competitors for its carbon footprint . a company’s performance in this category is based on its success in implementing energy efficiency measures . investments in energy efficient technology , green building and sourcing of renewable energy can all lead to cost savings and reduce the company’s contribution to climate change .
banca finnat euramerica among its peers and competitors for data privacy and protection . companies today digitally manage vast amounts of personal information about their clients . a company’s score on this issue is based on the systems , products and procedures it has in place to minimize the risk for data and privacy breaches .
on this page you will find detailed information on bic code fnatitrr for banca finnat euramerica s . p . a . . this swift code follows the same general structure as mentioned in the next section . for a detailed breakdown analysis of bic code fnatitrrxxx , scroll towards the bottom of the page for specific details .
contacts : natam management company s . a . bd d ' avranches 32 - 36 l - 1160 luxembourg contact person : alberto alfiero , chairman of natam and deputy general manager of banca finnat sante jannoni , managing director of natam ph . + 352 264 979 2112 institutional team ph . + 39 06 69933393 istituzionali @ urltoken
desc : banca carime s . p . a . was an italian bank based in cosenza , calabria . the bank was a subsidiary of ubi banca . as of 31 december 2015 , the bank had 216 branches , serving calabria , apulia , campania and basilicata .
banca finnat euramerica based on its peers as well as companies in similar geographic regions . companies are assessed on factors such as board diversity and senior management diversity . companies performing well on this issue typically are more profitable than its peers , while companies with very poor scores typically have greater stock price volatility and lower returns on capital .
banca finnat euramerica among its competitors in this category . certain products use raw materials that are commonly sourced from militias or other organizations that promote or engage in conflict in their region . to perform well in this category companies must provide adequate assurances that any of these metals used in their production are in fact from conflict - free sources .
desc : banca ifis is a bank founded in 1983 in genoa , italy by sebastien egon fürstenberg , the current chairman and majority shareholder .
desc : banca del territorio lombardo is an italian cooperative bank based in pompiano , lombardy . in terms of branches , the bank is the second largest bank among the federazione italiana delle banche di credito cooperativo - casse rurali ed artigiane , behind banca di credito cooperativo di roma .
banca finnat euramerica spa provides banking , financial and investment management services . its services include private banking , the family office , trusteeships , services for institutional investors , the advisory and corporate finance service , the real estate and property funds service , consultancy and banking services . the company was founded on february 15 , 1929 and is headquartered in rome , italy .
desc : banca di credito cooperativo di cambiano s . c . p . a . known as banca di cambiano is an italian bank based in castelfiorentino , tuscany region . the bank served the tuscan provinces of florence , pisa , siena , pistoia and arezzo . the bank was a cooperative bank .
banca finnat euramerica among its peers for employee satisfaction and pay . a company’s score on this issue depends on its frequency and likelihood of labor disputes as well as its practices to keep and retain talent - such as compensation , family leave , employee health care and other benefits . employers that are rated as good to work for consistently produce higher stock returns than their peers .
desc : banca mediolanum s . p . a . is an italian bank , insurance and asset management conglomerate which is the parent company of gruppo mediolanum .
desc : banca mediocredito del friuli venezia giulia s . p . a . is an italian commercial bank based in udine , friuli – venezia giulia region .
banca finnat euramerica s . p . a . , together with its subsidiaries , provides various financial services in italy . it operates through assets under management , assets under administration , trusteeship , and banking services holding and other segments . the company offers private banking , family office , trusteeship , institutional investor , advisory and corporate finance , consultancy , real estate and property funds , equity research , and other banking services . it also manages real estate and property funds ; provides equity and security trust services ; and offers financial management and consulting services , including asset and portfolio management services . the company has operative branches in rome , milan , and novi ligure . banca finnat euramerica s . p . a . was founded in 1898 and is headquartered in rome , italy .
desc : unione di banche italiane s . p . a . , commonly known for its trading name ubi banca , is an italian banking group , the fifth largest in italy by number of branches , it was formed on 1 april 2007 from the merger of the banche popolari unite and banca lombarda e piemontese banking groups .
desc : banca cattolica del veneto was an italian bank based in vicenza , veneto . in 1989 it was merged with nuovo banco ambrosiano to form banco ambrosiano veneto .
desc : banca popolare del frusinate s . c . p . a . is an italian cooperative bank based in frosinone , lazio . the bank was founded in 1992 .
desc : iwbank s . p . a . is an italian online bank owned by ubi banca . the bank characterises its offer for economic convenience and high technological content .
desc : banca imi is a subsidiary of intesa sanpaolo which is specialized in investment banking and capital markets . the bank can trace its origins to the istituto mobiliare italiano .
desc : banca popolare del lazio s . c . p . a . , is an italian cooperative bank based in velletri , metropolitan city of rome capital , lazio region .
desc : banca di credito popolare s . c . p . a . is an italian cooperative bank based in torre del greco , in metropolitan city of naples , campania .
desc : banca popolare pugliese s . c . p . a . is an italian cooperative bank based in parabita and matino , in the province of lecce , apulia region .
desc : banco popolare società cooperativa was an italian bank , formed in 2007 from the merger of banco popolare di verona e novara and banca popolare italiana . the bank merged with banca popolare di milano on 1 january 2017 . the bank was ranked fourth by total assets , according to ricerche e studi using 2015 data . the bank was a cooperative partnership .
desc : banca popolare di sondrio s . c . p . a . is an italian bank based in sondrio , lombardy . the company was included in ftse italia mid cap index .
desc : banca cassa di risparmio di savigliano s . p . a . is an italian saving bank . the bank was based in savigliano , in the province of cuneo , piedmont .
desc : banca popolare di spoleto s . p . a . is an italian bank based in spoleto , umbria region . it was a subsidiary of banco di desio e della brianza .
desc : intesa sanpaolo s . p . a . is an italian banking group resulting from the merger of banca intesa and sanpaolo imi based in torre intesa sanpaolo , turin , italy .
desc : banco bpm s . p . a . is an italian bank that started to operate on 1 january 2017 , by the merger of banco popolare and banca popolare di milano .
from 2005 to 2008 he was a member of the management board of the oic , the italian accounting body and , from 2006 to 2010 , member of the board of directors and the supervisory council of different companies , also listed on the stock exchange , among which : gruppo editoriale l ' espresso , banca finnat , nomura sim , fiorucci , tim - telecom italia mobile , finsiel , alitalia , raicinema , raisat , rainet , cofiri f & l and fendi .
desc : banca leonardo s . p . a . is a private and independent investment bank . it operates , directly and through its subsidiaries , in the wealth management business in italy and switzerland .
desc : banca italease s . p . a . was an italian finance leasing company , based in milan . the company formed two subsidiaries alba leasing and a
bad bank
in 2009 .
desc : cassa padana banca di credito cooperativo s . c . is an italian bank based in leno , lombardy region . the bank served the area around brescia and 8 other provinces of northern italy .
desc : banca nazionale del lavoro s . p . a . is an italian bank headquartered in rome . it is italy ' s sixth largest bank and has been a subsidiary of bnp paribas since 2006 .
desc : banca carim – cassa di risparmio di rimini s . p . a . is an italian saving bank based in rimini , emilia - romagna . the bank mainly active in the area around rimini .
desc : banca popolare di milano s . p . a . also known as bipiemme or just bpm is an italian bank based in milan , lombardy . the bank is a wholly owned subsidiary of banco bpm .
palazzo altieri , the headquarters of banca finnat , was designed halfway through the 17th century by the architect antonio de ' rossi , and subsequently decorated by several artists on the request of pope clement x . at the end of the 18th century the building became an important monument to the roman and international neoclassicism . it is still regarded today as a fine example of the baroque architectural and artistic style . in the entrance hall of the bank the frescoed ceiling portrays the
apotheosis of romulus
, a piece by domenico maria canuti . [ 5 ]
natam is a management company providing services to institutional investors , asset managers and investment firms . based in luxembourg and authorized to manage funds both in ucits and aifmd regimes . natam is part of a strong banking group , banca finnat , and is led by a management team with recognized experience and know - how . the distinctive values of our third - party management company are competence , accuracy and reliability . natam provides tailor - made financial solutions to financial institutions , intermediaries and investors . the vast range of services offered by natam allows customers and partners :
desc : veneto banca s . p . a . is a former italian bank headquartered in montebelluna , italy and currently a wind - down unit . the bank changed from a cooperative society to a limited company in december 2015 .
desc : banca popolare di vicenza was an italian bank and currently a winding - down company . the banking group along was the 15th largest retail and corporate bank of italy by total assets at 31 december 2016 , according to mediobanca .
desc : webank ( italy ) is an italian bank . managed for almost 10 years by we @ service , the internet services company for bpm group , webank became on 1 november 2009 an independent bank fully owned by banca popolare di milano .
desc : banca generali s . p . a . is an italian bank of generali group . generali via generali italia , alleanza assicurazioni , genertellife , genertel and generali vie s . a . , owned 51 . 029 % stake of the bank .
desc : banca centropadana credito cooperativo , società cooperativa is an italian cooperative bank based in guardamiglio , lombardy . the bank was a member of federazione italiana delle banche di credito cooperativo - casse rurali ed artigiane and federazione lombarda delle banche di credito cooperativo .
desc : banca popolare di puglia e basilicata s . c . p . a . is an italian cooperative bank based in altamura , in the province of bari , apulia . the bank had 137 branches covered 12 out of 20 regions of italy .
desc : banca popolare sant ' angelo s . c . p . a . is an italian cooperative bank based in licata and palermo , the capital of sicily . the bank also had one branch in lampedusa , the south most island of italy .
desc : cassa centrale banca - credito cooperativo del nord est s . p . a . is a central institute of the cooperative banks of trentino , based in trento , trentino . some cooperative banks of veneto and friuli – venezia giulia also joined .
desc : unicredit banca di roma s . p . a . was an italian bank based in rome , lazio region . it was a subsidiary of unicredit group . in 2010 the subsidiary was absorbed into the bank , but retained as a registered trademark .
desc : banca di credito cooperativo di roma is an italian cooperative bank based in rome , lazio region . the bank is a member of federazione italiana delle banche di credito cooperativo - casse rurali ed artigiane and federazione delle banche di credito cooperativo del lazio umbria sardegna .
desc : banca apulia s . p . a . marketed as bancapulia is an italian bank incorporated in san severo , in the province of foggia , apulia region . the main office of the bank was located in bari , in the centre of apulia region instead .
desc : cassa di risparmio di biella e vercelli s . p . a . known as biverbanca , is an italian saving bank based in biella , piedmont . it was acquired by fellow piedmontese bank cassa di risparmio di asti from banca monte dei paschi di siena in 2012 .
desc : banca carige s . p . a . is an italian bank based in genoa , italy and it comprehend more than 500 bank locations in italy . in 2016 it earned a positive net worth of 292 million euro . it was founded in 1483 in genoa , italy .
desc : crédit agricole friuladria s . p . a . formerly known as banca popolare friuladria s . p . a . , or known as friuladria in short , is an italian bank , which is part of crédit agricole italia , the italian arm of french banking group crédit agricole .
desc : banca agricola popolare di ragusa s . c . p . a . is an italian cooperative bank based in ragusa , sicily . the bank had 95 branches inside the island the bank was absent in 4 other provinces in the island , plus one branch in mainland italy in milan .
desc : unione fiduciaria s . p . a . – società fiduciaria e di servizi delle banche popolari italiane is an italian bank that specialized in fiduciary . the bank was formed by 8 people ' s bank of italy in 1958 . on 30 april 2015 ubi banca sold the business in ubi fiduciaria to unione fiduciaria .
• in private banking , via banca esperia ( 48 . 5 % - owned ) and compagnie monégasque de banque ( 100 % - owned ) . the former has branches in eleven italian cities and was set up under a joint venture with the mediolanum group , while the latter is market leader in the principality of monaco ;
desc : unipol banca s . p . a . is an italian bank based in bologna , emilia - romagna region . it is part of unipol group . despite the shares of the bank were either owned by unipol or their subsidiary unipolsai , about 14 . 66 % shares of the bank were indirectly belong to the minority owners of unipolsai .
desc : banca popolare di bari s . c . p . a . is an italian bank based in bari , apulia region . the bank covered most of mainland of italy , except piedmont and liguria , and all the autonomous regions of italy : aosta valley , trentino – south tyrol , friuli – venezia giulia and the islands of sardinia and sicily .
desc : the bank of italy , known in italian as [ la ] banca d ' italia , also known as bankitalia , is the central bank of italy and part of the european system of central banks . it is located in palazzo koch , via nazionale , rome . the bank ' s current governor is ignazio visco , who took the office on 1 november 2011 .
desc : banca monte dei paschi di siena s . p . a . , known as bmps or just mps , is an italian bank . tracing its history to a mount of piety founded in 1472 and founded in its present form in 1624 , it is the world ' s oldest or second oldest bank , depending on the definition , and the fourth largest italian commercial and retail bank .
the new banking law passed in 1993 , abolished the specialization requirement allowing ordinary banks to enter the medium / long term credit market and generated a series of problems between mediobanca and its banking partners , which ceased to be the almost exclusive channel for the placement of term deposits and bonds . in the changing context of the financial markets of the early 1990s , mediobanca evolved by engaging more decisively in investment banking operations , creating a major diversification in the private banking business and expanding its consumer credit area , finally developing an international presence . in the 1990s , it was among the main players in the italian program of privatization of large state - owned enterprises ( the largest operations concerned telecom italia , enel , banca di roma and banca nazionale del lavoro ) , also contributing to foreign programs in the united kingdom , france , germany and spain .
mediobanca is an italian investment bank founded in 1946 at the initiative of raffaele mattioli ( at that time ceo of banca commerciale italiana , the largest commercial bank in italy which promoted its incorporation together with credito italiano ) and enrico cuccia to facilitate the post - world war ii reconstruction of italian industry . cuccia led mediobanca from 1946 to 1982 . today , it is an international banking group with offices in frankfurt , london , madrid , moscow , new york and paris . regarding its league table positions it is the by far most important investment bank in italy .
banca del sempione - base investments sicav base investments sicav is a luxembourg - based open - end investment company established in 2001 . base aims to preserve capital and increase assets thanks to a multi sub - funds structure . portfolios consist of diversified transferable securities focusing mainly on three asset classes ( equity , bond and forex ) featuring different types of risk and a 3 - 5 year ideal minimum investment period . base is a sicav focusing sharply on applying the most modern management techniques with a view to achieving the best results for investors , keeping risks under control . flexible low risk exposure and bonds value ( sub - funds of base ) are rated by citywire ( a , respectively , aa ) and by morningstar with 5 stars . the bonds value funds also has been awarded with the premio alto rendimento ( ilsole24ore ) in 2015 and 2016 , and with the lipper awards in 2015 .
• in financial services to households , through group company compass s . p . a . which provides consumer credit and personal loans directly , and which in 2008 strengthened its positioning with the acquisition and merger of linea . compass today has a wide customer base , with around 1 . 8 million customers . through compass’s 100 % - owned subsidiaries , mediobanca also provides mortgage loans to households ( micos banca s . p . a . ) , credit cycle management ( creditech s . p . a . ) and factoring services ( cofactor s . p . a . ) . mediobanca also has operations in the leasing segment through selmabipiemme leasing s . p . a . ( 60 % - owned by compass and 40 % - owned by the bpm group ) , palladio leasing s . p . a . and teleleasing s . p . a . ( a subsidiary of selmabipiemme leasing ) ;
the death of enrico cuccia in june 2000 exacerbated tensions with the banking shareholders due to conflicts of interest , competition in the same markets and the central bank’s hostility towards mediobanca’s management . in april 2003 , vincenzo maranghi agreed to resign as long as the bank ' s independence was preserved . this was achieved by promoting two of his aides to top management positions , alberto nagel and renato pagliaro . they developed market operations more intensely ( ipos , m & a , trading of financial instruments ) , reducing the weight of historical shareholdings ( some of which , like fiat , were sold ) . they also achieved penetration of the main foreign markets , where the bank’s presence was established through local professional teams . with the launch of che banca ! in 2008 , operations in the retail banking segment expanded creating a model of multi - channel distribution ( internet , call centers , branches ) capable of providing substantial deposit flows . while the years immediately following the resignation of maranghi entailed the appointment of an external presidency ( gabriele galateri and cesare geronzi ) , subsequent events reestablished all the conditions guaranteeing the independence of the institution whose leadership today has alberto nagel as ceo and renato pagliaro as president .
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change of date for the meeting of the board of directors to approve the preliminary half - yearly consolidated financial report at 30 . 06 . 2018
variazione data del consiglio di amministrazione per lâapprovazione dei risultati preliminari semestrali consolidati al 30 . 06 . 2018
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* targets payment of annual dividend of eur 0 . 01 per share in 2018 - 2020
* fy earnings margin eur 102 . 3 million versus eur 66 . 5 million year ago
* fy net profit eur 36 . 3 million versus eur 7 . 3 million year ago
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and compensation values are for the last fiscal year ending on that date . pay is salary , bonuses , etc . exercised is the value of options exercised during the fiscal year . currency in eur .
the pillar scores are audit : n / a ; board : n / a ; shareholder rights : n / a ; compensation : n / a .
scores indicate decile rank relative to index or region . a decile score of 1 indicates lower governance risk , while a 10 indicates higher governance risk .
a swift code is the standard format for business identifier codes ( bic ) and it ' s a unique identification code for banks and financial institutions globally . these codes are used when transferring money between banks , in particular for international wire transfers or sepa payments .
swift code , bic code , swift id or swift - bic ( iso 9362 ) is a standard format of business identifier codes approved by the international organization for standardization ( iso ) . it is a unique identification code for both financial and non - financial institutions . the acronym swift stands for the society for worldwide interbank financial telecommunication . when assigned to a non - financial institution , the code may also be known as a business entity identifier or bei . these codes are used when transferring money between banks , particularly for international wire transfers , and also for the exchange of other messages between banks . the codes can sometimes be found on account statements .
the overlapping issue between iso 9362 and iso 13616 is discussed in the article international bank account number ( also called iban ) . the swift network does not require a specific format for the transaction so the identification of accounts and transaction types is left to agreements of the transaction partners . in the process of the single euro payments area the european central banks have agreed on a common format based on iban and bic including an xml - based transmission format for standardized transactions ; the target2 is a joint gross clearing system in the european union that does not require the swift network for transmission ( see ebics ) . the target - directory lists all the bics of the banks that are attached to the target2 - network being a subset of the swift - directory of bics .
the bank swift code provides information about the bank and branch where the money should be transferred . being able to check information about the swift code will provide you with the proper information necessary to make or receive payments . some of the banks and their associated branches benefit from an address listing which provides you with the means to match swift codes with financial institution office address .
this unique swift code directory provides businesses and individuals with an easy way to avoid bank transfer and money transfer mistakes .
the swift code ( bic code ) consists of 8 or 11 characters . as an example let ' s take the following imaginary swift
aaaabbccddd
. this can be broken down as follows :
the first 4 characters - 4 letters (
aaaa
) : institution code or bank code - this code is used to identify the institution’s global presence ( all branches and all divisions around the world ) .
the 5th and 6th characters - 2 letters (
bb
) : this represents the iso 3166 - 1 alpha - 2 country code . as an example ,
us
stands for
united states
,
gb
for
united kingdom
,
de
for
germany
, ca for
canada
, etc .
the 7th and 8th characters - 2 letters or digits (
cc
) : this represents the location code . for example ,
ff
is the location code for
frankfurt
,
kk
is the location code for copenhagen , and so on . also the second character ( 8th in the bic code ) sometimes carries this information :
if the second character is
0
, then it is typically a test bic as opposed to a bic used on the live network .
if the second character is
2
, then it typically indicates a reverse billing bic , where the recipient pays for the message as opposed to the more usual mode whereby the sender pays for the message .
the 9th to 11th characters - 3 letters or digits (
ddd
) : these final three characters form a
branch code
that points to a specific branch of the banking institution . if this section is missing or is ( optionally ) filled by
xxx
, then we are dealing with an 8 - character swift code which implies this is a primary ( also know as head office ) of the financial institution . the typical naming convention is that in the case we are referring to the main offices of an a financial institution , this branch code is
xxx
.
where an 8 - digit code is given , it may be assumed that it refers to the primary office , however swift codes of primary office banking institutions can be used with or without the
xxx
branch code , depending on th requirement of the payment transfer you are working with .
swift standards , a division of the society for worldwide interbank financial telecommunication ( swift ) , handles the registration of these codes . because swift originally introduced what was later standardized as business identifier codes ( bics ) , they are still often called swift addresses or codes .
this is the 2 - letter country code associated with italy ( it ) .
all the information published on this website is strictly for personal use only and should never be used without verification , on any type of transaction . for professional use , you have to subscribe to the swift online directories at the swift website . urltoken shall not be held responsible or liable for any loss or damage suffered by you as a result of incorrect or incomplete information in this page .
if you’re not sure about any of the swift code details you’re using , get in touch with the bank or financial institution in question . they should be able to give you the right information .
ratings are based on a calculation of relevant data . ratings do not reflect any qualitative review of company performance related to any of the specific categories , pillars or values . the quality and quantity of data varies and may not be an accurate reflection of actual performance related to any of the mindful investing indicators .
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this content was extracted from wikipedia and is licensed under the creative commons attribution - sharealike 3 . 0 unported license
let me remind you that credit is the lifeblood of business , the lifeblood of prices and jobs .
good health is essential to social and economical development and it empowers all of the public sectors .
innovation is the specific instrument of entrepreneurship . the act that endows resources with a new capacity to create wealth .
talent is a source from which water flows constantly renewed . but this source loses its value unless it is properly used .
rome ( reuters ) - investigating magistrates in italy on tuesday froze millions of euros worth of assets belonging to a prominent italian banker they believe used the vatican bank and another holy see financial department for market manipulation .
magistrates accuse him of market manipulation and providing false information to consob , italy’s stock regulator .
nattino said in a statement that the frozen assets belonged to him personally and not to his bank , and that he would cooperate with investigators .
shares in his private bank fell 3 . 6 percent before recovering some of that loss .
tuesday ' s developments followed an exclusive report by reuters in november , 2015 about a vatican investigation into nattino ' s accounts at the vatican bank , known as the institute for works of religion , and at apsa , an office that oversees vatican real estate and investments . urltoken
a confidential document seen by reuters at the time covered the period from 2000 to 2011 and was passed on to italian and swiss investigators for their checks because some activity tied to the accounts allegedly took place in these countries .
vatican investigators suspected that on one occasion when his bank handled a stock placement , the apsa accounts were used to buy shares before they were allocated to other investors .
in their statement on tuesday , police said nattino had used the “cover” of the vatican financial institutions to carry out “a complex stock operation which resulted in criminal behaviour regarding market manipulation” .
the police statement said nattino had employed “misleading and false” methods to “substantially alter” the price of shares in his bank .
it said italian magistrates were investigating two people who were managers at apsa in 2011 on suspicion of complicity . the vatican had no immediate comment on the italian magistrates’ order or on who the former vatican officials were .
nattino’s statement on tuesday referred back to one issued in 2015 in which he said his work had “always been characterised by maximum transparency and correctness” .
the vatican , a sovereign state surrounded by rome , has enacted a number of provisions to cleanse its finances and make them more transparent in recent years , particularly since the election of pope francis in 2013 .
among the reforms was the closing of accounts held by outsiders such as nattino .
apsa made headlines in june 2013 with the arrest of monsignor nunzio scarano , who worked there for 22 years as a senior accountant .
last year he was acquitted of charges of conspiracy to smuggle 20 million euros in cash into italy from switzerland to help friends avoid taxes .
scarano , who still faces a separate trial on money laundering charges , denies all wrongdoing .
fip was the first real estate investment fund promoted by the republic of italy as part of a broader valorisation process promoted by the mef ( italian ministry of economics and finance ) by the transfer / contribution of properties to real - estate investment funds .
in october 2004 , the board of directors of investire immobiliare ( now investire ) , selected as manager of the fund following a call for bids promoted by the italian government , approved the fund’s by laws , subsequently authorised by the bank of italy on 16 december 2004 .
on 29th december 2004 , fip became the owner of a real estate portfolio , which initially included 394 buildings for “non - residential” use rented , with new and automatically renewable 9 + 9 lease contracts , to italian public authorities including , among others , mef , social securities entities ( i . e . inps ) , income revenues authorities ( i . e . agenzia delle entrate ) and the state authority for motor vehicle ( i . e . motorizzazione civile ) . the buildings were transferred / contributed by specific decrees of the mef , also in agreement with other ministries .
fip fund issued two classes of units : ( i ) class a units for total €1 . 3 bn , with face value of € 100 . 000 , 00 per unit , reserved to qualified investors and entirely placed to institutional investors in july 2005 , and ( ii ) a class b unit , with face value of €1 , assigned to mef .
contacts - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - switchboard t 06 696291 f 0669629212 info @ urltoken investiresgr @ pec . urltoken
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for read a pdf document adobe acrobat reader is needed . click on the label for download the plug - in .
energica motor company is proud to announce that is working for the listing to raise capital on aim italia - mercato alternativo del capitale managed by borsa italiana s . p . a .
the company chose giancarlo minardi as independent member of the board , demonstrating the deep roots energica and its parent company crp group has in the formula one world . giancarlo is founder and former managing director of the minardi formula one team , today renamed to
toro rosso
by the red bull energy drink concern in 2006 . he has identified and given breaks to many drivers who subsequently went on to achieve successes with other teams and in other formulas . drivers such as giancarlo fisichella , fernando alonso , mark webber and jarno trulli all had their formula one debut with minardi .
in recent years the ev market appears particularly dynamic . a large number of car manufacturers is gradually introducing electric models on the market , following tesla example . tesla is a real pioneer in this market , now it has become an extraordinary business success story . energica motor company is following tesla business model in electric motorcycles market .
“and is aware that the challenge will be tough , but it is also convinced that customers are now more informed and aware than ever . in 3 years time we will be market leader in our niche . after only one month since the omologation we already sold 10 bikes !
customers are growing a much stronger know - how about technologies , they choose more consciously and not just trusting what big brands tell them . ”
“tesla is a proof of evidence that there is room now more than ever for new brands once that technology is demonstrated and showed to public . ” continues livia cevolini “emc thanks to crp group has one of the strongest and longest background in hi - tech for motorsport globally since almost 5 decades , and this is a fact .
a fact that customers can touch with their hands when riding the ego . quality is not an optional when you are driving at 300km / h , it ' s your life . emc learned well the lesson from crp group and customers know that . energica is the most innovative and technological motorcycle now . ”
energica motor company srl was officially founded in 2014 with the aim of creating the first high - powered electric motorcycles , but the electric motorcycle project started in 2010 . crp group acted therefore as a technology incubator and a financial investor until emc decided to spin off and become an independent factory .


tactile graphics , including tactile pictures , tactile diagrams , tactile maps , and tactile graphs , are images that use raised surfaces so that a visually impaired person can feel them .

they are used to convey non-textual information such as maps , paintings , graphs and diagrams .

tactile graphics can be seen as a subset of accessible images .

images can be made accessible to the visually impaired in various ways , such as verbal description , sound , or haptic ( tactual ) feedback .

one of the most common uses for tactile graphics is the production of tactile maps .

tactile graphic

if the object is too small to examine by touch and recognize details , consider a tactile graphic .
steve landau discusses tactile maps , talking kiosks , the talking tactile tablet and the tactile graphical user interface .
a combination of tooling and collage provides a graphic that is tactually different and easy to read .
all aph tractile graphics information : aluminum diagramming foil , tactile graphics guidelines , diagram kits , swail dot inverter , the good tactile graphic ( video ) , quickdraw paper , etc .
aph’s tactile graphic image library ( tgil ) contains a pool of well - designed templates to aid with the creation of tactile graphics . tgil 2 . 0 features improvements that make the website more accessible and more intuitive . also , we have added a forum for tactile graphic discussions to aid in your design and production needs . all you need to do is register to begin using the free image library to find tactile graphic templates that can be enhanced for your needs .
construction of two types of graphic organizers will be described , the star diagram and the column chart .
this flowchart is designed to help determine the purpose of the image , and whether it can be omitted , described , or a tactile graphic should be created .
when the student needs information from a map / figure / graph to participate in classroom discussions , answer questions , etc . , a tactile graphic should be done .
, ms . hasty discusses special relationship and graphic literacy , moving from models to graphics , and strategies for teaching students to read tactile graphics . ch . 1 : introduction , ch . 2 : spatial relationship and graphic literacy , ch . 3 : moving from models to graphics , and ch . 4 : strategies for reading tactile graphics .
graphiti’s breakthrough technology allows graphics to be depicted by means of an array of variable - height pins . to change to the next graphic , the pins on the refreshable display move up and down to create a tactile representation of the graphic . graphiti can display topographical maps and other features such as grey levels and colors .
remember to keep it simple ; unnecessary information , clutter , may prohibit the student from gaining relevant information therefore making the graphic useless .
the drawn graphics are then examined for clarity , readability , and braille accuracy by a certified braille transcriber . once the design is approved , the graphic is released for tactile production . the graphic goes through a thermography process and is eventually bound into a braille book or bound separately , as in the case of a map .
the present application relates generally to devices for communicating information to a person with sight impairment , and more specifically , to a tactile sensing device connected to a host computer which allows a visually impaired user to interact with tactile graphic - based interactive multimedia applications .
the following simple , tactile graphic organizers were designed by renee toy , librarian at tsbvi , several years ago while she was teaching elementary school . the basic frame for the graphic organizers allows for easily exchanging cards to teach new concepts . ( see pictures ) students enjoy the hands - on activity and gain a better knowledge of content .
edit / proofread the graphic with your fingers , not your eyes , before showing it to a student . beware , if someone says your graphic is
pretty
or
beautiful
, take a second look , your student may not be able to understand it at all .
12 . the system of claim 11 , wherein the plurality of tactile control members further includes a tactile alpha - numeric keypad divided into a plurality of boxes being defined by tactile boundaries .
before creating a tactile graphic , one must first decide whether to make it at all . some information can be conveyed through a description and other images may be omitted if they do not communicate additional information .
shimojima , a . : the graphic - linguistic distinction : exploring alternatives . artif . intell . rev . 13 ( 4 ) , 313–335 ( 1999 )
make the tactile graphic as clear as possible . always keep in mind the point of view of the braille reader . it is up to the producer to present the information in a clear , concise manner for the student .
tactile graphics designer ( tgd ) develops software to enable design and use of tactile graphics and tactile audio graphics , especially for blind and low vision users . tactile graphic + sound = tagraphic . design tools are tgd qiktac , tgd pro and - tgd workshop with integrated braille and tactile graphics in a multimedia setting of touch and sound . audiobraille in workshop leads to braille learning including graphics on the same page . audiopix , in workshop leads to speech and sound enhanced tactile images - physics , math , geography ; any subject and also for just plain ' fun ' .
steven landau and karen gourgey describe their research on audio - tactile computing , and discuss development of the talking tactile atlas of the world .
who among tvis either at a school for the blind or in the field has not come upon a graphic organizer that would be particularly beneficial to teach students a concept . graphic organizers present information in a manner that is easy for sighted students to understand . how can these simple tools be adapted for students with visual impairment ?
any number of types of software applications may be run on the system as the system is designed to operate with the standard operating systems of today ' s personal computers . the standardization of the overlays permits the user to be comfortable with any number of graphic - based interactive multimedia applications which are based on the present system . some exemplary tactile graphic - based interactive software applications include but are not limited to an audio / tactile atlas of world maps ; educational curriculum applications ; and instructional / entertainment game applications .
a collage tactile graphic can be created using a variety of craft materials that can be found in craft stores or recyclables . possible materials for creating the area include braille paper , cardboard , handi wipes , textured paper , fine sandpaper , needlepoint backing or fabric .
software that contain these components are the best tools to use when producing computer generated tactile graphics . third - party software containing mainly svg tools are : corel draw , adobe illustrator , and microsoft office ( word and powerpoint ) . these applications can be used to produce tactile graphic illustrations for science , math , geography , and business classes .
when it is necessary to show size relationship between objects , consider tactile graphics .
to learn more , read teaching tactile graphics adapted from materials by lucia hasty .
figure 1 . tactile 3d model of a leaf , its structure and tissues .
this is a list of tactile maps and atlases available through the princeton braillists .
konstantinos s . papadopoulos describes the production and testing of some experimental tactile maps .
the authors discuss the possibilities of electronic haptic maps , using
new and off - the - shelf hardware—force feedback and vibrotactile mice
to
enable nonvisual access to onscreen map or graphic material .
11 . the system of claim 1 , wherein the plurality of tactile control members includes a set for tactile directional arrow members permitting movement through a menu of the software application and a tactile enter member permitting the user to convey an affirmative command to the host computer .
tactileview creates pictures for people who can not see . these pictures are transformed for them into tactile graphics . blind people can read them by touch and interpret the tactile material . easy to use tools are available for the design and production of tactile pictures , diagrams and maps .
3 . the system of claim 2 , wherein the identification region occupies a top portion of the overlay and the one or more tactile identification members comprises a plurality of tactile identification bars .
advantageously , the system 10 of fig . 1 provides a standardized system for tactile graphic - based interactive multimedia applications . because system 10 uses hardware that is commercially available , it is relatively easy to assembly and use and is also of relatively low cost . the range of professionally - produced software titles that are available or will be available and the high quality of these multimedia applications are additional advantages of the present system 10 . by developing a uniform , standardized approach for tactile graphic - based interactive multimedia applications , users have instant familiarity with the operation of the application and only have to learn the specifics of the new application .
tactile greeting cards , flashcards , shapes and rhymes books , raised shapes counting cards , etc .
a microscopic world at the touch : learning biology with novel 2 . 5d and 3d tactile models
joint braille authority of north america / canadian braille authority tactile graphics committee . ( 2011 ) . guidelines and standards for tactile graphics , 2010 , web version - february 2012 . retrieved from urltoken
figure 5 . tactile 3d model showing the formation of a fungal colony and hyphal cell growth .
products included on this site include tactile maps , map skills training , and voice output globe .
this site has links to research on tactile mapping and visual variables in spatial and map cognition .
urltoken demo of talking tactile tablet , a new computer peripheral device , along with an authoring tool that allows teachers of blind and visually impaired students to create talking tactile pictures for the ttt .
berlá , e . p . ( 1982 ) . haptic perception of tangible graphic displays . in schiff , w . & foulke , e . ( ed ) tactual perception : a sourcebook . cambridge : cambridge university press .
this calibration step is important due to the use of high resolution equipment , e . g . , the touch workpad 20 . precise superimposition of the tactile shapes of the overlay 50 over the pressure sensitized regions of the touch screen ( touch pad 40 ) must be achieved to guarantee correspondence of tactile objects formed on the overlay 50 to appropriate audio responses . this is especially true for applications which have complex graphic images .
teaching or communicating with blind persons using tactile presentation of the information , e . g . braille displays
drawings produced by computers can turn into raised lined ( embossed ) graphics for the visually impaired . the most effective software applications for computer generated tactile graphics are those that contain scalable vector graphic ( svg ) components , such as : lines , shapes , freeform drawing tools , beizer drawing tools , arrows , patterns , shapes fill , and line weight .
static and interactive tactile maps are discussed in the context of providing survey and mobility information to people who are visually impaired or blind . the heterogeneous nature of visual impairment is examined , as is the nature of tactile perception . technologies associated with tactile maps are reviewed and the application of interactive tactile maps for populations , in addition to those who are visually impaired , is also considered . cybercartography has considerable potential in this respect .
eriksson , y . : tactile pictures : pictorial representations for the blind , pp . 1784–1940 ( 1998 )
the interactive tactile tools include raised tactile directional control buttons permitting the user to scroll through menus or the like which are announced by the human voice narrator . other tactile tools include a back button / escape button , an enter button , and a fully operational tactile numerical keypad having standard numerical keypad boxes . each overlay preferably includes other features in uniform locations which permit the user to easily and quickly identify one overlay from another overlay .
a sheet for placement over the upper surface of the work pad , the overlay having a work space which bears tactile indicia which corresponds to a selected software application , the overlay including a tactile graphical user interface ( tgui ) formed thereon , the tgui having a plurality of tactile control buttons , each tactile control button causing an input signal to be generated when the respective tactile control button is pressed and contacts the upper surface of the work pad , the control signal being communicated to the computer which processes the input signal and performs an operation .
text alternatives may help some people who have difficulty understanding the meaning of photographs , drawings , and other images ( e . g . , line drawings , graphic designs , paintings , three - dimensional representations ) , graphs , charts , animations , etc .
we have also included a pdf download of marco schuffelen’s manual on producing tactile graphics . marco has distilled the experience of 20 years’ work at the netherlands library for the blind into an exceptional resource for people making tactile graphics .
the blind audio tactile mapping system ( bats ) project focuses on making spatial information accessible to people without vision .
new types of ink ( these allowed production of high quality tactile maps with long durability on ordinary paper . )
the problem with bitmap drawing applications is line weight . tiger embossers can only determine bitmap line weight at 1 point even if the line on the drawing appears to be thicker . scalable vector drawings lines can be determined as either being 1 , 3 or 6 points by a tiger embosser . having these line thickness options can provide more opportunity to draw detailed tactile graphic illustrations .
conference programme , proceedings , and abstracts for the 1st and 2nd conference on tactile diagrams , maps and pictures . best practice guidelines for the design , production and presentation of vacuum formed tactile maps – ann gardiner and chris perkins .
conference programme , proceedings , and abstracts for the 1st and 2nd conference on tactile diagrams , maps and pictures . best practice guidelines for the design , production and presentation of vacuum formed tactile maps  ann gardiner and chris perkins .
nomad is a touch sensitive pad that can be connected to a pc running mentor software . draw shapes on a piece of paper lying on the pad to be reproduced by the software on the computer screen . the paper can then be put in an embosser and the screen image embossed over it . the resulting tactile graphic can then be positioned back on the nomad pad for further work .
tactile atlases and anatomical graphics . 76 leabrook lane princeton , new jersey 08540 phone : ( 609 ) 924 - 5207
robert jaquiss , jr . , recounts the role his parents played
in providing him with a foundation of experiences and skills in using tactile materials throughout his schooling .
he describes the process his father invented for making tactile maps .
tmap allows visitors to this site to download and emboss customized tactile street maps of any location in the united states .
[ 0025 ] fig . 6 is a perspective view of an interactive audio - tactile system according to another embodiment .
building a template document for tactile graphics using tiger software 3 and 4 with microsoft word ( 1 . 1 mb )
2 . the system of claim 1 , wherein the overlay has a tactile identification region formed thereon and defined by an identification boundary and one or more tactile identification members formed within the identification boundary at select x and y coordinates , the arrangement of the one or more tactile identification members within the identification boundary providing an identification pattern which uniquely identifies the overlay .
the ability to read tactual graphics and charts is essential as part of a braille student’s literacy program . explicit instruction in the reading and interpretation of tactile graphics is critical for students who are tactile learners . the student cannot fully participate in the core curriculum when presented with lessons or assessments involving charts and tables if the student is not able to read and interpret tactile graphics .
tactile graphics by polly k . edman 544 - page paperback book , isbn 0—89128 - 194 - 0 , $ 59 . 95
this paper presents the use of scalable vector graphics ( svg ) to help people with visual impairment read audio - tactile maps .
tactile graphics by polly k . edman 544 - page paperback book , isbn 089128 - 194 - 0 , $ 59 . 95
13 . the system of claim 1 , wherein the overlay includes a tactile plate number which provides unique identification indicia for each overlay .
the design of each laserline™ graphic is based upon more than a decade of field research including all aspects of pattern fill types , placement of braille labels , and techniques for illustrating depth . engineered designs and high - resolution pattern fills , line styles , and directional indicators yield successful access and comprehension to complex visual information .
3 townline circle , rochester , ny 14623 - 2513 ( 585 ) 427 - 8260 ; fax : ( 585 ) 427 - 0263 a membership organization for braille transcribers . nba membership includes quarterly newsletters that contain articles on improving tactile graphics , workshops and handouts regarding tactile graphics .
new types of papers ( swell paper permitted the user to download , print , and produce tactile maps using a thermal image enhancer . )
at appropriate moments during a session , the user may be asked to place a new tactile overlay 50 on the touch pad 40 . after placing the new tactile overlay 50 on the touch pad 40 , the calibration and identification routines , described above , are repeated . this process continues until the user decides to end a particular section by pressing the first tactile button 150 in the upper - right corner of the overlay 50 . in one embodiment , the first tactile button 150 performs both a back stepping operation and an escape or quit operation . in this embodiment , pressing the first tactile button 150 once causes the application to return to a previous menu or the like , if applicable . pressing the first tactile button 150 twice causes the application to terminate ( quit function ) and the system 10 shuts down until the user begins a new session .
an overlay comprising a sheet for placement over an upper surface of the work pad , the overlay having a work space which bears tactile indicia which corresponds to a selected one of the interactive software applications , the overlay including a tactile graphical user interface ( tgui ) formed thereon , the tgui having a plurality of tactile control members , each tactile control member having associated x and y coordinates on the grid array , the application of force to the respective tactile control member causing a corresponding location output signal to be generated and communicated to the host computer which processes the corresponding location output signal as a control signal which directs the performance of an operation , wherein the work space and tgui occupy different regions of the overlay .
ann gardiner and chris perkins explain each step in designing and creating vacuum formed tactile maps . their approach enables anyone to prepare useful raised graphics .
find out how you can create a free tactile map with a 3d printer , embosser , or on swell paper , or order one online .
based in the uk , providing tactile diagrams , maps and pictures for blind and partially sighted people of all ages and all walks of life .
thermal enhancer : the thermal enhancer takes a map printed on swell paper and by applying heat , raises the ink to make a tactile map .
the touch pad receives a tactile graphic overlay and has a frame with a fastening mechanism or the like to hold the frame in a closed position so that the overlay lays motionless on the touch pad during use of the system . different overlays are used for different interactive software applications which are run by the host computer . according to one aspect of the system , all of the overlays have common layout elements which permit the system to have standardized features regardless of which application is running .
‘signs’ – it’s a simple word , but it understates the range of what we do , as anyone who has visited our factory knows . yes , we can do you a simple sign , but the heart of our business is beautiful , high quality digital printing , and an extensive range of robust finishing options – right up to our robust grp encapsulation . not to mention our wider experience in : graphic design , framing , tactile routed or sandblasted timber signs , and sign installation .
online resource listing , including sources of materials , directions on creating object books , a listing of books , videos , journal articles , web sites , documents and human resources for preparing and teaching the use of quality tactile graphics . lots of information about tactile graphics all over the tsbvi site !
the exemplary tgui 130 includes a first tactile button 150 which performs one or more operations . the first tactile button 150 is located in an upper - right corner of the overlay 50 and in the exemplary embodiment , is in the shape of a “ + ” sign . as with the other tactile members of the overlay 50 , the first tactile button 150 extends outwardly from the overlay 50 toward the user so that the user can easily locate the member 150 by running his or her finger over the overlay 50 . in each application , pressing the first tactile button 150 performs an operation and because the system 10 is advantageously standardized , pressing the first tactile button 150 performs the same or similar operations regardless of which application is currently running . for example and according to one exemplary embodiment , the first tactile button 150 operates as a back button if it is pressed once and operates as an escape button if the member 150 is pressed twice . these features will be further elaborated on in detail when figs . 3 - 5 are described .
8 . the system of claim 7 , wherein the data processor which receives location output signals generated when the plurality of tactile calibration members are pressed causing the work pad to generate corresponding calibration output signals , the calibration output signals indicating the present x and y coordinates of each of the tactile calibration members .
a new computer peripheral device , along with an authoring tool that allows teachers of blind and visually impaired students to create talking tactile pictures for the ttt .
raised printing for tactile graphics and braille , produced from hard copy originals or electronic files supplied by the customer , from materials available in tactile vision files or from designs commissioned by organizations or individuals . applications include maps , calendars , books , business and greeting cards , labels and a wide range of teaching materials .
furthermore , these devices do not provide high quality interactive programming and tactile media that supports interactive learning and entertainment . what is needed in the art and has heretofore not been available is a audio - tactile device which overcomes the above - noted deficiencies and provides a high quality interactive experience for a visually impaired user .
millar , s . ( 1974 ) . tactile short - term memory by blind and sighted children . british journal of psychology , 65 , 253 - 263 .
landau , s . , gourgey , k . : development of a talking tactile tablet . information technology and disabilities 7 ( 2 ) , 4 ( 2001 )
a computer - based system permitting a visually impaired user to interact with tactile graphic - based interactive software applications is provided . the system includes a host computer having a data processor and a drive for running the interactive software applications and a pressure sensitive work pad . the work pad has x and y pressure sensitive members disposed in a grid array for providing unique location output signals corresponding to each different location on the grid array . the work pad is operatively connected to the host computer and an overlay comprising a sheet is placed over an upper surface of the work pad . the overlay having a work space which bears tactile indicia which corresponds to a selected one of the interactive software applications and also includes a tactile graphical user interface ( tgui ) formed thereon . the tgui has a plurality of tactile control members which generate location output signals when pressed . these output signals are communicated to the computer which processes the signals as control signals directing the computer to perform an operation . methods of calibrating the overlays and identifying the overlays are also provided .
jerry clark and deanna durr clark describe the use of a gis ( geographic information system ) and coordinate digitizer to create customized tactile maps on micro - encapsulated paper .
sheppard , l . , aldrich , f . : tactile graphics : a beginner’s guide to graphics for visually impaired children . primary science review , 29–30 ( 2000 )
7 . the system of claim 6 , wherein the calibration system includes a plurality of tactile calibration members formed on the overlay and arranged according to a predetermined pattern .
this embodiment is more compact and permits easy transportation of the device 300 while not jeopardizing any of its capabilities . in both embodiments , the computer ( either host computer 100 or computer device 310 ) interprets the user ' s presses on the tactile graphic overlay 50 in exactly the same way that it does when a mouse ( not shown ) is clicked while the cursor is over a particular region , icon or other object of a video screen associated with the computer . the present systems thus opens the world of “point and click” computing to visually impaired users .
embossers : romeo , thomas , marathon , juliet , bookmaker , braille express , brailleplace , ped - 30 ; signmakers : prestobraille and kgs braille labeler ; print / braille devices : transend and gemini print and braille embosser ; braille translation software from duxbury systems ; tactile graphics hardware & software : et - graphix , tactile image enhancer ( tie ) and tie jr . ; thermo - pen , flexi - paper™ ; tactile graphics designer ( tgd ) pro software , tagpad from repro - tronics ; braille paper
this podcast describes the tactile maps designed by josh miele of smith - kettlewell eye research institute . ( they can be downloaded at urltoken and embossed by the user . )
brenda madrazo and juan gabriel solorzano describe the challenges of tactile map design , share design guidelines , discuss the braille system , and offer a literature review on the field .
tactile diagrams , maps and pictures allow access to visual graphical information for blind and partially sighted people , and can greatly enhance their independence in education , work and leisure .
embossers : romeo , thomas , marathon , juliet , bookmaker , braille express , brailleplace , ped - 30 ; signmakers : prestobraille and kgs braille labeler ; print / braille devices : transend and gemini print and braille embosser ; braille translation software from duxbury systems ; tactile graphics hardware & software : et - graphix , tactile image enhancer ( tie ) and tie jr . ; thermo - pen , flexi - paper
; tactile graphics designer ( tgd ) pro software , tagpad from repro - tronics ; braille paper
we have a small collection of images on this site , similar to the table mountain diagram alongside , for you to use as resources for making tactile graphics using the piaf .
quick tac 4 is a free program that can be used to create tactile graphics with any braille embosser and even embedded into dbt ( duxbury braille translator ) and megadots documents .
drawing that look like a picture are called bitmaps . these drawing applications may not have svg drawing components , however , they can be used to produce tactile graphics if a swell ( encapsulated ) paper device is doing the embossing . swell paper devices are : tactile image enhancer ( tie ) or picture - in - a - flash ( piaf ) .
berlá , e . p . ( 1981 ) . tactile scanning and memory for a spatial display by blind students . journal of special education , 15 , 341 - 350 .
[ 0036 ] fig . 2 illustrates a basic touch overlay 50 prior to being decorated with specific tactile details that are associated with one or more interactive software programs . all of the touch overlays 50 have the following similar components . first , the touch overlay 50 has one or more calibration tactile members . the exemplary overlay 50 in fig . 2 has three tactile members , namely first , second and third calibration tactile members 52 , 54 , and 56 . the calibration tactile members 52 , 54 , 56 are in the form of defined projections which extend outwardly from a first surface 51 of the overlay 50 . the first surface 51 is the surface which faces the user when the overlay 50 is placed and secured within the touch workpad 20 . an opposing second surface 53 is the surface of the overlay 50 which contacts the touch pad 40 during use of the system 10 .
feedback was also solicited from cartographic professionals working in the field of tactile maps and graphics . the maps for the thematic tactile atlas of canada were also tested at w . ross macdonald , the largest residential school for blind and visually impaired students in canada . this user centric approach resulted in development of high quality maps , which will serve blind and visually impaired users well . the tactile atlas of canada received high praise from users and the professional cartographic community and was selected for national and international exhibitions by the canadian national cartographic committee .
gh provides the service of converting complex information contained in documents into laserline™ graphics . gh accepts a variety of media formats , including pdf , html , word , and jpeg , as well as the print document ( s ) to begin the conversion process . it begins with our dedicated computer graphics team designing the graphic and addressing issues such as proper pattern fill selection , placement of braille labels , and spacing between lines .
louis brunet has over 25 years experience in multimedia , graphic design , and project management . while at nortel networks he introduced the use of video streaming as a cost effective way to provide employee training . during the nineties , at nortel , he founded and led a multimedia team capable of producing product marketing multimedia collateral integrating web , flash , 3d animation and video . more recently his focus has been web related projects and accessibility .
thompson , l . , chronicle , e . : beyond visual conventions : rethinking the design of tactile diagrams . british journal of visual impairment 24 ( 2 ) , 76 ( 2006 )
16 . the system of claim 13 , wherein the overlay further includes a braille plate number uniquely identifying the overlay in braille , the braille plate number corresponding to the tactile plate number .
ifeelpixel™is a software application designed to create audio - tactile sensations based on image . any pictures generated by your computer and being under your cursor position on screen are represented with a subjective audio - tactile sensation on an immersion touchsense device and a sound card . it ' s the first software that allows a user to feel the pixels on the screen with both haptic and auditory feedback .
imagine replacing text descriptions of pictures , charts , and graphs with something more powerful . it ' s a high - resolution tactile image and it ' s just one way everyone has access .
tactile graphics are a means of conveying non - textual information to people who are blind or visually impaired , and may include tactile representations of pictures , maps , graphs , diagrams , and other images . a person with a visual impairment can feel these raised lines and surfaces in order to obtain the same information that people who are sighted get through looking at pictures or other visual images .
the publication of and access to tactile maps on the internet was a very recent development . the first version of the mvi web site was officially launched in october 2002 . for the hardcopy production of the tactile atlas of canada , which is available in a downloadable format on the web site , extensive user testing was conducted . students , teachers and mobility training instructors tested both the raised ink maps and capsule paper tactile maps . the maps published on the mvi web site follow the international guidelines recommended by the international cartographic association commission on maps and graphics for blind and visually impaired people .
ifeelpixel
is a software application designed to create audio - tactile sensations based on image . any pictures generated by your computer and being under your cursor position on screen are represented with a subjective audio - tactile sensation on an immersion touchsense device and a sound card . it ' s the first software that allows a user to feel the pixels on the screen with both haptic and auditory feedback .
this pin - matrix display drastically increases the amount of information perceivable to blind computer users through both hands , and enables them to experience spatial structures and graphic symbols as additional information . ideally , objects such as text blocks , tables , menus and other elements of the windows user interface can be fully mapped to the pin - matrix display . moreover , geometric drawings , floor plans , diagrams and other information can be made accessible to visually impaired students in teaching .
this page is the gateway to our collection of manuals , guides and resources for the producer of tactile graphics . click on the link in each paragraph to go to the resource mentioned in that paragraph .
polish teacher boguslaw marek discusses how tactile graphics help develop understanding of spatial relations and the correspondence between three - dimensional objects and their two - dimensional representations . ideas for materials and teaching strategies are included .
dr . eva siekierska works as research project manager - mapping for visually impaired , at mapping services branch of earth sciences sector , natural resources canada . she also holds an adjunct research professor position at carleton university . her main research interests are : tactile and audio - tactile mapping , web accessibility and usability , multi - modal user interfaces and web - based visualization in application to sustainable development decision making .
the use of maps is an important skill for all children to learn . for students who have visual impairments , learning to read a map is an important step towards independence , as well as a way to participate more fully in the regular geography and social studies curriculum . this section offers suggestions on how to teach students to use tactile maps , from the most basic object books to more complex tactile graphics .
teachers of the visually impaired often produce tactile graphics to accompany classroom materials and activities . it must be remembered that tactile graphics are not automatically meaningful to students who are blind or visually impaired . students must first have an understanding of that which is being represented . for example , a raised map of africa will have little meaning for a child who has never heard of africa and who does not grasp the fact that the world is made up of different continents . in order for tactile graphics to have meaning , a student must have a good understanding of symbolic representation , spatial orientation , and basic tactual perceptual skills .
accordingly , each overlay includes tactile elements which facilitate both the calibration and identification processes . these tactile elements are generally located in the same regions of each overlay so as to promote standardization of the layout of the overlays . in another aspect , each overlay is standardized in that each overlay contains a group of interactive tools formed in the same region of each overlay . once again , this promotes familiarity of the system regardless of which application is being run by the user . these interactive tactile tools are adjacent to a workspace area which occupies the same space in each overlay so as to further promote standardization of the overlays .
with piaf , blind and vision impaired people can understand the information on a computer screen , grasp organizational structure of the business and access sales charts . one or two tactile diagrams can save thousands of words .
r . dan jacobson discusses the development of a personal guidance system which would
provide on - line interactions … in audio or tactile form , providing orientation , location and guidance information . . . .
1 . introduction 2 . background information 2 . 1 mapping for visually impaired project 2 . 2 svg mapping 3 . interactive audio - tactile maps 3 . 1 tactile maps 3 . 2 audio - tactile maps 3 . 2 . 1 set up the map 3 . 2 . 2 read the map 3 . 3 haptic effects 4 . svg maps creation 4 . 1 methodology 4 . 2 system requirements 4 . 3 coding the interactive features 4 . 3 . 1 voice annotation 4 . 3 . 2 haptic effects 4 . 3 . 3 sound effects 5 . user ' s feedback 6 . conclusions and future directions footnotes acknowledgements bibliography
the tactileview concept consists of design software for the creation of tactile graphics and an international web catalog . the design software allows production ( printing ) on a braille embosser or on swell paper ( microcapsule paper ) .
the purpose of interactive audio - tactile maps was to provide a multi - modal environment thereby making all the rich geospatial information available and accessible to people with visual impairment . placement of a tactile map on a touch tablet [ 2 ] allowed the user to interact with the svg map . sound effects were added using pre - recorded sounds . voice annotation was implemented using text - to - speech software or screen reader software .
produces illustrations , graphics and spatial representations adapted to touch recognition for people who are blind using a “graphtact” prototype printer designed to produce standardized tactile designs . braille jymico also produces a computerized aluminum master to create thermoform copies .
tactile map automated production ( tmap ) : using gis data to generate braille maps presenters joshua a . miele , ph . d . the smith kettlewell eye research institute 2318 fillmore st . san francisco , ca 94115 urltoken
jim durkel shares ideas for helping children with visual impairments collect souvenirs and explore maps during family vacations . creating remnant books and tactile graphics enhances the child ' s participation in family trips ; available in english and spanish .
aph and orbit will evaluate the graphiti with a wide range of consumers , including but not limited to , experts in the field of tactile graphics and assistive technology as well as teachers with students who are visually impaired .
produces illustrations , graphics and spatial representations adapted to touch recognition for people who are blind using a graphtact prototype printer designed to produce standardized tactile designs . braille jymico also produces a computerized aluminum master to create thermoform copies .
a variety of hardware and software ( refreshable braille products , braille embossers , braille translation software , tactile imaging products , accessories , etc . ) from various manufacturers , as used ( demo / loan ) products at a discount
sheppard , l & aldrich f . k .
tactile graphics in school education : perspectives from teachers ,
british journal of visual impairment , vol . 19 , no . 3 , pp93 - 97 , sept 2001 .
on another side , commercial three - dimensional representations are available from different sources . but most of them are not specially designed for the blind such as in the case of anatomic models of the human body , earth globes , models of dna structure , ordinary animals , and others . in those cases , tactile characteristics such as texture and materials used for manufacture are frequently not optimal for easy tactile resolution , even for those available at specialized suppliers .
we used several features of svg to create interactive tactile maps . the open source nature of svg will allow people to use this technology . the svg documents can be adapted to other devices used by the visually impaired community .
sheppard , l & aldrich f . k .
tactile graphics : a beginner ' s guide to graphics for visually impaired children ,
primary science review , vol . 65 , pp29 - 30 , nov - dec 2000 .
the adapted graphics list ' s purpose is to discuss graphics designed for people who are blind or visually impaired . this includes the development of tactile graphics , and other types of information design for folks who are blind or visually impaired .
aldrich , f . k . & sheppard , l .
tactile graphics in school education : perspectives from pupils ,
british journal of visual impairment , vol . 19 , no . 2 , pp69 - 73 , may 2001 .
tiger printers and embossers that print braille and tactile graphics ( including 3 - d ) direct from mainstream windows software , dotsplus® braille font for braille math , the accessible graphing calculator ( agc ) that facilitates mathematics accessibility through audio or braille .
aph is grateful to the william m . wood foundation , bank of america , n . a . , co - trustee . they awarded a generous $ 200 , 000 for the development of the revolutionary graphiti dynamic multilevel tactile touch display .
while the workspace area has a common boundary whose location does not change from one overlay to another overlay , the precise tactile subject matter which is presented within the workspace boundary does vary from overlay to overlay and therefore from application to application . much of the tactile shapes and objects presented in the workspace area are a large part of the interactive learning process experienced by the user as the user is often touching different regions within the workspace in response to commands or instruction given by the narrator .
ungar , s . , blades , m . , spencer , c . & morsley , k . ( 1994 ) . can visually impaired children use tactile maps to estimate directions . journal of visual impairment & blindness , 88 , 221 - 233 .
the properties that make diagrams more effective than text in certain circumstances have been investigated by researchers for over 20 years . however , this research has focused on visual diagrams . to the best of our knowledge , no research has yet investigated whether the same benefits and properties hold for tactile diagrams , which are blind people’s primary means of access to diagrams . we present a consideration of similarities and differences in the properties and potential benefits of visual and tactile diagrams ; and suggest where experimental investigation would be useful .
aldrich , f . k . , sheppard , l . & hindle , y .
first steps towards a model of tactile graphicacy
, british journal of visual impairment , vol . 20 , no . 2 , pp62 - 67 , may 2002 .
825 east johnson street madison , wi 53703 ( 608 ) 257 - 5917 / fax ( 608 ) 257 - 3480 website : urltoken private , nonprofit organization , providing tactile graphs and maps , and science and mathematics books in braille and e - text .
thus , this paper describes the creation of tactile three - dimensional models and the development of an inclusive , multisensory curriculum to effectively support teaching of biology topics , making microscopic subjects accessible for both visually impaired and sighted students at the elementary and middle school levels .
until recently , the use of tactile maps has been very limited , as most of the maps have been produced by hand , for example using string and glue , a very slow process . recent developments facilitated the production of cost effective maps . examples are :
the experiment reported below was designed as a test of the ability of visually impaired children to reproduce a tactile array under aligned and under rotated conditions , and as a basis for considering the relative effectiveness of the various tactile exploration strategies spontaneously used by the children . rather than restrict the children to specific exploratory movements ( cf . millar 1981 ) we allowed the children to generate their own strategies for exploring the layout . we believed that the participants ' strategies would be an important factor in the stability of their memory for the array under rotated conditions .
making science , math , and engineering information accessible to people with print disabilities . products developed in the science access project include the tiger tactile graphics and braille embosser , the accessible graphing calculator , and triangle , a fully accessible dos program for reading and doing math and science .
challis , b . , edwards , a . : design principles for tactile interaction . in : brewster , s . , murray - smith , r . ( eds . ) haptic hci 2000 . lncs , vol . 2058 , pp . 17–24 . springer , heidelberg ( 2001 )
furthermore , the tactile control buttons 160 can be designed to permit the user to access additional advance functionality of the application . for example , the player can use the tactile control buttons 160 to scroll through menus , such as a scoring menu , which provide the player with useful information . a scoring menu would present each player with his or her current score and permit one player to keep tract of the scores of the other players . the player may also be instructed as to how many pairs have been matched and how many pairs are left to be matched .
taevis at purdue university utilizes a variety of alternative formats to provide academic accommodations for students who are blind , visually impaired , or have other print disabilities . innovative applications for tactile diagrams , technical braille , and electronic text are opening new opportunities in math , engineering , and science .
so you ' re wondering how to make that picture accessible ? worried about math and science ? gh has developed a high technology process for clearly communicating complex visual information through the use of raised tactile images known as laserline™ graphics . by using a variety of customized pattern fills , line styles , and directional indicators , these tactile graphics are used by braille readers for accessing bar charts , subway routes , diagrams and even 3 - d geometric figures every day . these graphics are available in many sizes ranging from 8 . 5
x 11
to wall - size foldouts .
the virtual touch system ( vts ) enables remote tactile and audio access for windows graphics and text through direct feedback from the computer screen . vts , with its virtouch player and mouse , also enables the drawing of graphics and displays text tactually in regular alphabets and braille as well as providing audio feedback .
theurel , a . , witt a . , claudet , p . , hatwell , y . , & gentaz , e . ( 2013 ) . tactile picture recognition by early blind children : the effect of illustration technique . journal of experimental psychology : applied , 19 ( 3 ) , 233 - 240 .
9 . the system of claim 8 , wherein the data processor has a memory for storing the x and y coordinates of the tactile calibration members , the host computer having stored therein a set of optimized x and y coordinates identifying an optimized location of the tactile calibration members relative to the work pad , the data processor serving to compare the present x and y coordinates of the calibration members with the set of optimized x and y coordinates and then determine a correction factor that compensates for any difference between the present x and y coordinates of the calibration members and the stored set of optimized x and y coordinates for the calibration members .
aldrich , f . : talk to the hand : an agenda for further research on tactile graphics . in : stapleton , g . , howse , j . , lee , j . ( eds . ) diagrams 2008 . lncs ( lnai ) , vol . 5223 , pp . 344–346 . springer , heidelberg ( 2008 )
the workspace section 120 is the section of the overlay 50 that is not standard from one overlay 50 to another overlay 50 . depending upon the particular application , the tactile graphical environment of the workspace section 120 varies . figs . 3 - 5 illustrate exemplary overlays 50 that are used in three different types of exemplary applications .
source : american foundation for the blind braille literacy mentors in training : the next generation - teaching special codes : nemeth , cbc , and tactile graphics - workshop in fremont , california ( august 7 - 9 , 1997 ) and atlanta , georgia ( september 11 - 13 , 1997 ) . diane spence and susan a . osterhaus
175 mason circle , concord , ca 94520 phone ( 800 ) 722 - 3393 / fax ( 925 ) 681 - 4630 braillenote notetaker ; braille star braille displays ; mountbatten pro braille writer ; paragon , et , romeo and juliet braille embossers ; duxbury braille translation software , pictures in a flash ( piaf ) tactile graphics maker .