founded in 1991 , first bank and trust is a new orleans-based independent bank with branch locations across the gulf coast .

the main office is located in downtown new orleans inside the first bank and trust tower first bank and trust has branches located in louisiana in new orleans , metairie , algiers , kenner , harahan , covington , harvey , baton rouge , amite , greensburg , hammond , and lafayette .

additionally , first bank and trust serves mississippi with branches in biloxi and gulftport .

home mortgage offices ( fbt mortgage , llc ) , covering southeast louisiana .

first bank and trust 's parent company , first trust corporation , also holds affiliated subsidiaries fbt investments , fbt advisors and first insurance agency .

first bank and trust is state chartered and federal deposit insurance corporation-insured with approximately $ 925 million in assets .

first bank and trust

© 2018 first state bank & trust company . all rights reserved . | sitemap
2001 - first state bank & trust co . adds 28 , 800 square feet
first bank & trust company , first bancorp , firstbank . com , and the red and white first logo are registered trademarks . first bank & trust company may also claim trademark and service mark rights in other marks contained in the pages .
2006 - first state bank & trust co . celebrates 50 years of service to fremont
2013 - first state bank & trust co . begins providing in - house investment services and launches first state financial services .
first trust bank online banking is an easy , simple and convenient way to manage your finances .
first bank and trust is very proud of our board of directors . as business leaders and community advocates , their entrepreneurial background is embedded in the mind , spirit and attitude of every first bank and trust employee .
turn your everyday purchases into rewards with your first bank & trust company visa check card .
deposit checks anywhere , anytime with your smart phone and first bank & trust company mobile banking . learn more about rda
first state bank & trust company ' s mission is to satisfy customers , guarantee quality products and provide professional service .
all information submitted to first bank & trust company via this site shall be deemed and remain the property of first bank & trust company and shall be free to use , for any purpose , any ideas , concepts , know - how or techniques contained in information a visitor to this site provides first bank & trust company through this site . first bank & trust company shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the first bank & trust company entity having the direct customer relationship or as otherwise specifically agreed or required by law .
first trust bank online banking is available from 7am until 3am 365 days a year for you to manage your finances .
2005 - first state bank & trust co . dedicates james h . moore jr . board room in honor of jim ' s 50 years of service to the bank
copyright in the pages and in the screens displaying the pages , and in the information and material therein and in their arrangement , is owned by first bank & trust company unless otherwise indicated .
privacy | member fdic | security | equal housing lender | nmls # 460994 | site map copyright © first bank & trust . all rights reserved .
first bank & trust ( fb & t ) is part of byline bank ( byline ) and operates as a division of byline . any reference to fb & t should be deemed to be a reference to byline .
we ' re excited to announce that first bank & trust is now part of byline bank . together , we ' re better . the same commitment to our customers and the community , with greater resources to serve you .
customers who hold a cash isa account will not be able to transfer funds into this account online . lodgements can only be made at a first trust bank branch .
investment management solutions provided by first merchants private wealth advisors may not be fdic insured , are not deposits of first merchants bank , are not guaranteed by any federal government agency , and may lose value . investments are not guaranteed by first merchants bank and are not insured by any government agency .
as an additional layer of security , for some of our services , you will be required to validate these transactions with either a card reader ( if you hold a first trust visa debit card ) or code card ( if you do not hold a first trust bank visa debit card ) .
first trust bank uses cookies to enhance your browsing experience and to create a secure and effective website . by using this site you agree that we may store and access cookies on your devices , unless you have disabled your cookies .
investing in fremont . . . it ' s more than our tagline . it ' s what we at first state bank & trust will continue to live and believe in for the coming years .
waypoint bank offers reliable and innovative banking through people you know and trust . in simple terms , we give you the answers straight and stick to our word – in person and online .
chicago - - ( business wire ) - - byline bancorp , inc . ( nyse : by ) , the holding company of byline bank , today announced that it has completed its acquisition of first evanston bancorp , inc . ( “first evanston” ) , the parent company of first bank & learn more
the information and materials contained in these pages - and the terms , conditions , and descriptions that appear - are subject to change . not all products and services are available in all geographic areas . your eligibility for particular products and services is subject to final first bank & trust company determination and acceptance . investment products are not obligations of or guaranteed by first bank & trust company . investment services are not bank deposits or insured by the fdic or any other entity , and are subject to investment risks , including possible loss of the principal amount invested .
as a locally managed community and commercial relationship bank , first bank & trust is committed to helping owner - operated businesses , nonprofit organizations , and individuals achieve their financial goals . together we can encourage economic growth and development throughout chicago , the north shore , and beyond . it is our mission to be the most responsive and the most responsible bank in the communities we serve . visit fb & t at our bank branches in evanston , skokie , naperville , itasca , liberyville and winnetka .
secure messaging allows you to conveniently and securely send a query to the bank .
banking products are provided by synovus bank , member fdic . synovus bank , nmls # 408043 , is an equal housing lender .
the freedom and flexibility to bank whenever you need to , from wherever you are .
© 2018 firstbank & trust , nmls 402685 . all rights reserved . please read our
this email address ( alert @ urltoken ) is a collection point for notifications of potential online fraud ( for example if you receive an email that appears to be from first trust bank or aib , which you believe to be bogus ) .
ssi is a subsidiary of synovus financial corp . and an affiliate of synovus bank , and stc is a subsidiary of synovus bank . you can obtain more information about ssi and its registered representatives by accessing brokercheck .
notice : first state bank & trust company , inc . is not responsible for and has no control over the subject matter , content , information , or graphics of the web sites that have links here . the portal and news features are being provided by an outside source - the bank is not responsible for the content . please contact us with any concerns or comments .
transfer money between your own accounts and to any bank or building society account in the uk .
in no event will first bank & trust company be liable for any damages , including without limitation direct or indirect , special , incidental , or consequential damages , losses or expenses arising in connection with this site or use thereof or inability to use by any party , or in connection with any failure of performance , error , omission , interruption , defect , delay in operation or transmission , computer virus or line or system failure , even if first bank & trust company , or representatives thereof , are advised of the possibility of such damages , losses or expenses . hyperlinks to other internet resources are at your own risk ; the content , accuracy , opinions expressed , and other links provided by these resources are not investigated , verified , monitored , or endorsed by first bank & trust company .
please note that first trust bank never request any login or personal details via email . if you have received an email asking for your online banking / ibusiness banking details please forward the email you received to alert @ urltoken and then immediately delete the email . do not click on any links in the email .
the below table compares the services available on online banking against our other online services and ways to bank .
at first bank & trust , we empower you to take control of your finances with reliable banking resources . we even share firsthand advice from our team members in their respective areas of expertise . we have information on personal banking , mortgages , and everything in between . search helpful articles , how - to guides , and financial calculators .
approval of any bank product or service is not contingent upon purchasing insurance from synovus bank . insurance products marketed through synovus and its affiliated companies are underwritten by insurance companies not affiliated with synovus .
if you need to withdraw money from your cash isa account online , you can do so provided you have made a lodgement to the account in the previous or current tax year . if this is not the case you will need to visit a first trust bank branch to make this withdrawal .
byline bancorp , inc . announces receipt of regulatory approval for acquisition of first evanston bancorp , inc .
byline bancorp , inc . ( nyse : by ) ( the “company” or “byline” ) and first evanston bancorp , inc . ( “first evanston” ) today jointly announced the receipt of the required regulatory approval from the illinois department of financial and professional regulation learn more
identity theft can happen to anyone , and the risks are high . attempting to prevent and resolve identity fraud issues on your own can be complicated and overwhelming . that’s why first bank & trust has partnered with kroll , the world’s leading risk consulting company , to offer you three great levels of id theftsmart – tier 1 , tier 2 , and tier 3 . learn more about this great product and find out how to sign up .
first merchants provides third party links for your convenience . first merchants is not responsible for the products , services , content , privacy policy , and security policy on third party websites . you can click cancel now to stay on the current page .
at waypoint bank , we greet you with a smile , then roll up our sleeves to make things work for you . you’ll find everything you need in a bank , right here .
first trust bank is a trade mark of aib group ( uk ) p . l . c . ( a wholly owned subsidiary of allied irish banks , p . l . c . ) , incorporated in northern ireland . registered office 92 ann street , belfast bt1 3hh . registered number ni018800 . authorised by the prudential regulation authority and regulated by the financial conduct authority and the prudential regulation authority .
built on a foundation of community , first bank & trust continues to promote local banking . when you open an account at a location near you , you’ll work with a banker who understands the needs of customers , like you , in your area . this idea of independent community banking stems from a long history of upholding family ideals and always delivering the best products possible .
investment products and services provided by synovus are offered through synovus securities , inc . ( ssi ) a registered broker - dealer and member finra / sipc , synovus trust company , n . a . ( stc ) , globalt , a separately identifiable division of stc and creative financial group , a division of ssi . trust services for synovus are provided by stc .
do you wish to leave the first merchants website ? by clicking continue , you will be leaving urltoken and be taken to another website where the privacy and security policies may differ from our site .
the information and materials contained in this site , including text , graphics , links or other items - are provided
as is
,
as available
. first bank & trust company does not warrant the accuracy , adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials . no warranty of any kind , implied , express or statutory , including but not limited to the warranties of non - infringement of third party rights , title , merchantability , fitness for a particular purpose and freedom from computer virus , is given in conjunction with the information and materials .
we have been in business for 60 years as fremont ' s only 100 % locally - owned community bank . we began our work in fremont in 1956 and take pride in the role we have played in the growth of our community . moreover , we are deeply grateful for the trust and support we have received from you , our customer and friend , over the past half - century .
we will respond to your query within 24 hours ( 9am to 5pm , monday to friday , excluding bank holidays ) .
you are currently trying to view the first merchants site using an outdated browser . in our commitment to your security , and in keeping with industry standards , we no longer support the browser you are using .
being a family - owned bank with friendly , knowledgeable bankers who truly care for you and the community , gives us a competitive edge . let waypoint be your guide to financial success .
an estatement is an electronic version of your printed bank account or credit card statement . estatements will be available online for up to seven years for bank accounts . you will be able to view your credit card estatements issued on or after 6 november 2014 for up to seven years , and / or you can download and save these on your computer or device if you prefer .
make payments and move money at a time and place that suits you . you can :
we would like to share with you that our commitment to making fremont a progressive and caring place to live and raise a family is of paramount importance to the board of directors , officers and staff of first state bank & trust company . we have an unwavering dedication to take excellent care of our customers . we also have a strong tradition of supporting the fremont community . our bank associates continue to be the people who volunteer in community churches and schools , serve on area boards and committees and participate in the leadership of fremont . you may see us building houses for habitat for humanity , supporting legion baseball , volunteering at linden elementary school ( our partner - in - education ) or archbishop bergan catholic elementary school ( our corporate companion ) , ringing bells for the salvation army , raising funds for the ymca , encouraging the progress at midland university or collecting hats and mittens for the low income ministry . while it is impossible to represent all of the causes we care about , know that strengthening fremont and its citizens is our focus .
our bankers will support you and your business with vision and the resources to back it up .
we’re committed to and focused on our clients , giving them a flexible and easy to manage program .
you deserve more than just a bank . you deserve a lasting relationship with a local decision - maker who always has your best interests at heart . learn more ›
synovus is the bank of here . we ' re proud to serve communities across the southeast – from major cities to main - street hometowns . stop by your local branch and let us help with all your financial needs .
if you plan to transfer money to another bank or building society , or pay any credit card , store card or finance bills , you will require a card reader or code card .
please make sure your browser supports javascript and cookies and that you are not blocking them from loading . for more information you can review the terms of service and cookie policy .
find details of specific current security threats to our online and mobile banking customers and alerts that you should be aware of .
alternatively , you can download and complete the paper application and post this to your local branch . once your form has been received and validated , your registration details will be sent to you .
the service is available to personal customers ( aged 12 and over ) , personal business customers and partnerships . once registered for online banking , you can also use our mobile and phoneline banking services .
important : before entering this site please take time to read our site legal notice and privacy statement . by proceeding further you are deemed to have read and accepted our site legal notice and privacy statement .
the 21st century brings many new and exciting changes to the banking industry . we could promise you that the continued emergence of internet banking will help you manage your money and conduct your banking 24 - 7 . we could also share that products like health savings accounts could change the face of health care spending . first state ' s vision , however , remains constant . . . continue to provide you with the highest level of customer service , the latest technology and innovative products .
* our business hours are monday to friday from 9am to 5pm , excluding bank holidays . although we aim to provide you with a decision within 3 business hours , this period may be extended for technical or other legitimate reasons .
notice . please read these terms and conditions carefully . by accessing this site and any pages thereof , you agree to be bound by the terms and conditions below . if you do not agree to the terms and conditions below , do not access this site , or any pages thereof .
the mississippi delta region comprises much of coastal louisiana and adjacent mississippi , stretching from the atchafalaya bay on the west to the chandeleur islands on the east , and includes the metropolitan area of new orleans . the delta complex contains major river channels and levees , numerous bayous , swamps and marshes , lakes , tidal flats and channels , barrier islands , and shallow sea enviroments . water chemistry grades from fresh to brackish to marine . the climate is subtropical ; freezing conditions occur rarely , almost never near the coast . the major climatic events are hurricanes that strike the region every few decades , and floods derived from upstream runoff . economic activities include shipping , traditional fishing and farming enterprises , as well as oil production and petrochemical processing . recreation and tourism are likewise quite siginificant for the local economy .
save paper and reduce your effect on the environment by stopping your paper statements .
we provide comprehensive solutions and personal service in pursuit of a secure financial future .
craig h . johnson retired vice president of finance and cfo larson manufacturing co .
synovus mortgage corp . , a subsidiary of synovus bank , lends in the states of alabama , georgia , florida , tennessee , north carolina and south carolina . this communication is directed to properties in those states . loans subject to approval , including credit approval . synovus mortgage corp . , nmls # 179119 , is an equal housing lender .
simply call phoneline banking on 0345 793 0000 † , press hash ( # ) and one of our customer service advisers will be happy to help you . our advisers are available between 8am and 12am ( midnight ) , 7 days a week and will register you and activate the service for you while you are on the phone .
our personal credit cards offer you reliability and worldwide acceptance at over 30 million locations .
begin by finding the login section . use your existing username and click log in .
our new personal resource center has insights to help you learn and manage your finances .
when a lobe of the delta is abandoned by a shift in drainage , that portion begins slowly to subside into the sea and is further reduced by erosion . some of the sediment may be reworked by wind and waves into barrier islands ; the chandeleur islands are an excellent example of this situation . another example is grand isle ; it is the only barrier island accessible via highway in louisiana . grand isle has a long history of agricultural , recreational , and industrial development . first colonized by the spanish in the 1700s , the island was shifting sand without any tree cover . french creole settlers took over in the 1800s with agriculture and fishing . gradually woodland vegetation became established on the dune sands - - oaks and oleander . salty meadows , marshes and lagoons occupy the lower terrain . the island remained relatively inaccessible until offshore oil production began in the late 1940s . electricity and telephones arrived in the 1960s along with a recreational boom .
simply call phoneline banking on 0345 793 0000 † log in and choose option zero ( 0 ) and one of our customer service advisers will be happy to help you . our advisers are available between 8am and 12am ( midnight ) , 7 days a week .
for more information on alerts and how to set up a balance alert , click here .
you can now view and update your telephone numbers and email address at any time through online banking . you will need your card reader or code card to update your telephone numbers .
stay up - to - date on services , special offers , news , and community happenings .
add convenience and prestige to your checking account with a no fee private banking visa debit card .
no spam , just occasional updates and announcements . ( you can opt out at any time . )
you have certain rights under federal law related to resolving errors and requesting information about your mortgage account , and you may learn more about your rights by contacting synovus mortgage corp . , or by visiting urltoken
u . s . coast guard station to right , recreational houses and boat sheds to left , and barataria bay visible in background . kite aerial photograph , 3 / 04 ; © j . s . aber .
we are proud to offer you great savings and packages when you sign - up for a tuition loan .
you can open a new regular saver account or fixed rate saver account online – it’s quick and easy .
open a money market savings account and let your money work for you ! smart . effective . trusted .
by clicking continue above , you will be leaving urltoken to visit covr ' s life insurance site . insurance products and services are offered through synovus securities , inc . , a licensed insurance agency , and are not available in all states . the information you enter may be retained by these companies and may be shared with insurance companies . these companies will maintain and manage your information in accordance with their policies and procedures , please review them . synovus securities , inc . receives compensation from insurance companies or their affiliates in the form of commissions .
you will be asked to input your registration number , three random digits of your pac and a third piece of personal information to confirm your identity before you will be allowed to view your accounts and complete simple transactions .
view over vegetated dunes at grand isle state park . the woodland consists of oaks and oleander . a salty meadow and lagoon appear in the left background . photo date 3 / 04 ; © j . s . aber .
hurricanes are a way of life in the mississippi delta and adjacent gulf coast region . for example , major hurricanes impacted grand isle in 1893 and 1965 . the hurricane season of 2005 was the most devastating in recent times , when hurricane katrina struck new orleans and hurricane rita came onshore in western louisiana . some 100 square miles ( 260 kmē ) of marshes were converted into open water , as a consequence of erosion during storm surges . most of this wetland loss was attributed to hurricane katrina and took place east of the mississippi river in st . bernard and plaquemines parishes and in breton sound . hurricane rita caused marsh loss west of the mississippi river to the texas border .
certificates of deposit ( cds ) with special rates ! save for short and long - term goals . learn more ›
please note , online services may be unavailable between 3 : 00am and 7 : 00am daily due to essential maintenance .
online banking is responsive and resizes to suit each device . be it a desktop , tablet or phone , you have the flexibility of banking at a time and place that suits you . our security precautions mean your money is kept safe .
the foundation of the modern mississippi delta was constructed during the pleistocene ( ice age ) , when melt water from ice sheets poured down the ohio , missouri and mississippi valleys . these melt - water floods transported huge volumes of sediment that accumulated in the delta . since the end of glaciation , the delta has undergone continual change during the past several millennia . as distributary channels ( passes ) build farther and farther into the sea , river gradient is reduced . eventually the channel gradient becomes too low for water to flow readily . when this happens a new channel , with a shorter route and steeper gradient , may be carved during flooding , and then a new delta lobe begins to build . in this way , the water flow within and across the delta shifts back and forth , and many delta lobes have been constructed during past centuries .
once the service is activated , you can access our online , mobile and phoneline banking services by using these secure numbers .
to get started has never been easier . you can register now and start to use the service within a few minutes .
for the fourth consecutive year , synovus has been ranked one of the country’s most reputable banks by reputation institute and american banker .
third - party sites aren ' t under our control , and we are not responsible for any of the content or additional links they contain . we don ' t endorse to guarantee the goods or information provided by third - party sites , and we ' re not responsible for any failures or inaccuracies . third - party sites may contain less security and may have different privacy policies from ours .
if the address we hold for you is incorrect , please call phoneline banking on 0345 793 0000 † , log in and press zero ( 0 ) to speak to a customer service adviser . our advisers are available between 8am and 12am ( midnight ) , 7 days a week and will be happy to change your address . you will need your card reader or code card to complete this process .
there are however cut off times and transaction limits that apply to any value transactions that you are sending , setting up or cancelling .
viewing your account balance and seeing what is available for you to withdraw or transfer . this will include your overdraft ( if you have arranged one )
whether a you can make it into a branch or you are banking from a phone or computer , a banker and a conversation are here to help .
customers who hold joint accounts should be aware that all account holders are jointly and severally liable for all transactions carried out on their accounts through online services .
cancel your direct debits . you can also view the details of your current active direct debits and of any direct debits you have cancelled within the last 6 months .
they will also talk you through how to use the service and order you a card reader or code card if you plan to complete transactions or services that require these .
a shred event hosted by fb & t ; at the downtown evanston farmers ' market . bring up to 25 pounds of paperwork to be safely shredded and recycled . specific directions .
you can now login to your accounts and services , plus find any other conversion information at southside . com . bookmark or save the southside home page to favorites for quick access .
in order to better assist you , we will need to gather some information . please fill out the information below and click the start chat button to talk to a customer service representative .
you have selected a link that is going to navigate you away from our domain . we are not responsible for and have no control over the content or subject matter of this link .
choose to make these payments on a one - off basis , or for convenience you can save these bill and account details if you plan to pay to them on a regular basis .
this is a slider that displays 4 slides at a time on desktop and tablets , or one slide at a time on mobile portrait view . inactive slides ( on mobile ) are hidden for all users , and the use of next / previous buttons or swiping is necessary to view all slides . all content contained in the slider is available in website navigation or elsewhere in the page . skip slider
recreational development in foreground includes raised houses , boat sheds and canals . an oil terminal can be seen in the background . kite aerial photograph , 3 / 04 ; © j . s . aber .
you can apply for a fixed rate personal loan and you can apply for an overdraft facility on your classic current account . we aim to decision your fixed rate personal loan application within 3 business hours * .
closeup view of tidal - flat meadow and upland forest . deciduous trees are just beginning to leaf out in this early spring scene . kite aerial photograph , 3 / 04 ; © j . s . aber .
seaward view over vegetated sand dunes and beach . the elevated walkway provides access to the beach without disturbing the dunes at grand isle state park . photo date 3 / 04 ; © j . s . aber .
that ' s what our customers can expect . whether you can make it into a branch or you are banking from a phone or computer , a banker and a conversation are here to help . learn more ›
you can contact us in a number of ways . fill in the enquiry form , find the relevant phone number and location , or contact us on one of our social media channels . choose whatever suits you .
need to fix up the house , want to take a trip or maybe you’re looking for a way to pay for college ? do it all and more with a home equity line of credit ( heloc ) .
if you would like to assert there has been an error made with the servicing of your consumer mortgage loan , or if you would like to request information about the servicing of your consumer mortgage loan , and if you would like your assertion or request to be treated in accordance with the procedures provided in 12 c . f . r . parts 1024 . 35 and 1024 . 36 , then you must send written notice to us at synovus mortgage corp . , attention : customer service , 800 shades creek parkway , ms 100 , birmingham , al 35209 . otherwise , we will treat your assertion or request per our standard policies and procedures .
view toward the southwest ; open sea to left , protected water of barataria bay to right . notice the recreational housing and industrial development . kite aerial photograph , 3 / 04 ; © j . s . aber .
upon registration , you will be issued with two sets of secure numbers , an eight digit registration number and a five digit personal access code ( pac ) . you can change your pac to make it easier to remember .
if your joint account was set up so that any one of you can sign solely to complete transactions , then full access will be granted and you will be able to complete value transactions on this account through online services .
to get the best possible experience and added internet security using our website , we require you to upgrade your current web browser or install another web browser . a list of the most popular web browsers can be found below .
space - shuttle photograph of the mississippi delta region , southeastern louisiana and southwestern mississippi . a - grand isle , b - head of passes , mississippi river , c - chandeleur islands , d - mississippi sound . adapted from nasa
we understand how important the security and confidentiality of your information is to you . your security is our highest priority . for added piece of mind visit our security centre on urltoken which provides tips on how to stay safe online .
* funds can only be added to your fixed rate saver account during the initial account opening period , two days from account opening and when the account is in the pre - maturity window , five business days before the maturity date .
landsat tm false - color image of the modern mississippi delta . pink and red depict active , emergent vegetation ; cyan shows water rich in suspended sediment ( mud ) ; dark blue to black is relatively clear water . image obtained from nasa
coastal louisiana has experienced rapid loss of wetland habitats , in which wetlands become open - water environments . rates of loss exceeded 100 km² per year in the early 1980s . these rates have declined to 60 - 70 km² yearly loss more recently , which remains the greatest wetland conversion for any state in the nation . the losses are due to a combination of natural and human factors , including land subsidence , rising sea level , and human drainage modifications . for more information , see
due to regulatory changes , as of july 1 , 2018 , all checks deposited into your account via mobile banking must include the following in the endorsement : “for mobile deposit only at fb & t ; ” and your signature . learn more
just click on the icons to get to the download page . please note : these links will navigate you away from our domain . we are not responsible for and have no control over the content or subject matter of these external links .
the long - term wetland retreat in the mississippi delta region ( see above ) may have contributed to severity of damage during the hurricane season of 2005 . loss of coastal wetlands has reduced the capacity to absorb storm surges . flooding has become more frequent and deeper in some delta areas . the exact contribution of wetland loss to storm damage is difficult to quantify , but it is undoubtedly significant . efforts to mitigate this situation will be quite expensive ( $ 2 billion ) and require decades to put into place , as detailed in the
view inland near buccaneer state park , mississippi showing a tidal - flat meadow with a meandering stream in foreground and artificial reservoir in background . forests occupy dry , sandy soils of higher ground . kite aerial photograph , 3 / 04 ; © j . s . aber .
view toward northeast ; open sea to right , barataria bay to left . another barrier island is visible in the distance . the open channel provides passage for ships between the sea and bay . kite aerial photograph , 3 / 04 ; © j . s . aber .
the eye of hurricane katrina passed directly over the chandeleur islands , a chain of delicate barrier islands east of the modern delta ( see above ) . these islands were heavily damages by the storm ; initial estimates indicate the land area of the islands was reduced by about one half . hurricane katrina was the latest of five hurricanes to impact the chandeleur islands during the brief period 1998 to 2005 . grand isle also was heavily affected by katrina ' s storm surge and high winds that caused widespread structural damage to most buildings on the island .
for inquiries related to this message please contact support . for sales inquiries , please visit urltoken
if you believe this to be in error , please confirm below that you are not a robot by clicking
i ' m not a robot
below .
skip navigation download acrobat reader 5 . 0 or higher to view pdf files .
opening an account online has never been easier . to get started , let us know where you ' ll be doing your primary banking .
questions ? not sure what product is right for you ? talk with one of our banking experts . we ' re here to help you .
a no monthly fee , no minimum balance online checking account . don ' t need to write checks ? this account is for you . learn more ›
bring those old statements , letters , bills , or any type of document containing confidential , private or sensitive information that you need to shred .
html public
- / / w3c / / dtd xhtml 1 . 0 transitional / / en
urltoken
private banking means having a dedicated resource for financial advice tailored to your situation .
online banking is a tremendous time saver giving you instant access to current account information .
if you have trouble logging in using this button , please use this online banking link .
if you have any queries on online banking or any of our services please go to our new help centre where you will find answers to all your service queries .
aib group ( uk ) p . l . c . is covered by the financial services compensation scheme ,
when you use our online banking urltoken , you can be safe in the knowledge our service is secure .
viewing any pending visa debit card transactions ( those which you have made but have not yet been taken from your account ) including the retailers name .
if you pay any monthly or service fees on your personal account , this will also be included with your estatement .
if you require a recent paper statement on your account , you can print your estatement , or alternatively you can order a statement to be posted .
pay bills to a list of up to 2 , 000 companies . you can even select a payment date up to 28 days in advance .
set up , amend or cancel standing orders ( regular payments ) . you can also view the details of your current active or any cancelled regular payments .
an alert is a text message notification we’ll send you to help you manage your current account . to receive alerts we will use the mobile telephone number held on file for you .
payments made after the daily cut - off time may take an additional banking day to be received by the recipient . this information will be displayed at the bottom of each payment screen . see the below links for more information :
if your joint account was set up that all or more than one of you must sign or give authority to complete transactions , you will only be allowed to use online services for transactions which do not involve any value , for example checking your balance . you will not be able to carry out transactions such as transferring money or paying bills .
manage your money on the move - it ' s the smart way to go .
documents in portable document format ( pdf ) require adobe acrobat reader 5 . 0 or higher to view , download adobe® acrobat reader .
for more information on any of our services please stop by , e - mail us , or call 308 - 784 - 2515 .
with a certificate of deposit ( cd ) or individual retirement account ( ira ) , you can earn more while saving ! don’t just seize the day , seize tomorrow .
html public
- / / w3c / / dtd html 4 . 01 transitional / / en
urltoken
get access to your accounts 24 hours a day from wherever you are . download the app today !
our free checking is a simple no - cost way to make managing your money easier .
synovus has partnered with covr to bring you the right life insurance for you , backed by high quality service from a team of insurance experts ready to help .
dr . aelred ( al ) kurtenbach retired chairman / ceo & co - founder daktronics , inc .


zebpay is app-enabled bitcoin wallet provider headquartered in singapore with it office in ahmedabad , gujarat , india .

the company was founded by mahin gupta in late 2012 under the name urltoken and is india 's first bitcoin exchange .

later it was rebranded to zebpay in september 2014 adding two more partners - saurabh agrawal and sandeep goenka .

zebpay is india 's first bitcoin company to launch simplest mobile bitcoin wallet app that enables bitcoin transactions using mobile number without any complexities to understand bitcoin addresses , taking backups or fear of losing bitcoins .

using zebpay wallet app , users can buy , sell , store and spend bitcoin using mobile number and a 4-digit pin .

zebpay was voted as best new bitcoin company at coinagenda conference in las vegas in 2014 .

in september 2016 , it was announced that zebpay had crossed 100,000 downloads on android and ios stores combined .

later that month , on 21 september , zebpay crossed 100,000 downloads on android playstore itself .

zebpay crossed rs 500-crore turnover and did more than rs 100 crore of trade turnover in november 2016 .

in december 2016 , sandeep goenka interviewed on rising stars by bloomberg tv india .

in december 2016 , zebpay has over 250,000 users .

zebpay

zebpay announces the launch of 10 new crypto - to - crypto trading pairs . you can now trade 10 new tokens , supported by zebpay , with btc .
zebpay launches a simple bitcoin wallet with a mission to spread bitcoins to billions .
according to the zebpay website , one bitcoin was valued at rs 23 , 019 .
you can continue to trade augur ( rep ) on zebpay exchange . read more : urltoken
daily crypto price analysis - bitcoin ( btc ) and ethereum ( eth ) at zebpay .
daily crypto price analysis - bitcoin cash ( bch ) and ethereum ( eth ) at zebpay .
to trade on zebpay , users have to submit their pan card , bank details and aadhar card .
india ' s zebpay adds 20 , 000 new users monthly , looks to
expand more . . .
zebpay is pleased to announce full support for both eos and tron mainnet upgrade and token swap event . there is no action required from your side as zebpay will ensure a smooth transition by managing all the technical requirements .
zebpay | bitcoin and cryptocurrencies define affordable fees model and low trading rates , maker - taker simple fee model ensures that zebpay bitcoin and cryptocurrencies exchange offers better price discovery and a favorable trading platform for all valuable customers .
zebpay is a mobile wallet that helps users to easily buy , store , send and spend bitcoin through mobile numbers . it also provides merchants a premium account with various services . zebpay eliminates the need for complex bitcoin addresses .
new delhi : singapore - based zebpay pte ltd on wednesday launched its mobile wallet application for bitcoins in india .
zebpay is excited to announce the launch of 10 new crypto - to - crypto trading pairs . trading now live !
the zebpay mobile bitcoin wallet has been download over 100 , 000 times so far and received an average 4 . 3 - star rating on the google play store . for a more detailed review of the zebpay mobile bitcoin wallet , check out
trading in bitcoin and cryptocurrencies is subject to market , technical and legal risks . prices in india differ from international prices due to local demand and supply . zebpay doesn ' t guarantee any returns . users use zebpay at their own risk .
however , zebpay coo goenka tried to allay these concerns saying that there is no regulation in the country making bitcoins illegal .
disclaimer : trading in bitcoins and cryptocurrencies is subject to market , technical and legal risks . prices in india vary from international prices due to local demand and supply . zebpay does not guarantee any returns . users use zebpay at their own risk .
introducing nucleus vision on zebpay ! ncash wallets are now open . trading to start at 1pm ( ist ) on 22nd june 2018 . move your ncash to your zebpay wallet asap to avoid facing delays in transferring ncash after trading starts . read more
zebpay is excited to announce the launch of 10 new crypto - to - crypto trading pairs . trading now live ! urltoken
“we realized the potential that bitcoin technology had , to bring financial freedom to billions of people in the world . with this vision , we are proud to announce the launch of zebpay app in india , ” said saurabh agrawal , co - founder of zebpay .
sandeep : with the exponential increase in bitcoin awareness and adoption , i believe in 3 years , zebpay has the potential to become a global paytm for bitcoin , with our users using zebpay to transact with merchants , buy vouchers , gift cards , airtime and more .
january 09 : today on rising stars , we are talking about digital currency . zebpay is a bitcoin currency app that enables bitcoin transactions using your mobile phone . to discuss this in detail , fatima karan of btvi is joined with sandeep goenka , co - founder of zebpay .
collects the funds in btc through their application . that is only normal , as zebpay is the most popular place for bitcoin enthusiasts in india to buy virtual currency . by using cold wallets secured with multisignature verification , zebpay is profiling itself as an industry leader in this market .
you can “mine” bitcoins — or generate new coins — through complicated software procedures . or you can buy and sell them on exchanges from companies like zebpay
in a recent communication with sandeep goenka , one of the founders of zebpay , we were informed that the company is planning to sell prepaid mobile credits for bitcoin in the near future . we asked him a couple of questions regarding zebpay’s new features and more . this is what he had to say -
it will be interesting to see whether this new features in the zebpay bitcoin wallet will be a success or not . at least this company is trying to come up with creative and alternative ways to let users spend bitcoins , rather than just store them . hopefully , other bitcoin wallet developers will follow zebpay’s example .
“i believe , bitcoin is an invention greater than the internet itself . just as the web changed the world of publishing , bitcoins will change the world of finance . and our mobile wallet application , zebpay is an attempt to increase the bitcoin market in india , ” says sandeep goenka , co - founder of zebpay .
currently available on the google play store for android phones , the founders of zebpay are planning to release its ios version in the market shortly . ( express photo )
at present , zebpay has about 25 , 000 users in the country and the platform is adding about 3 , 000 - 4 , 000 new users every month .
zebpay , an app - based bitcoin exchange , has just crossed the 100 , 000 downloads milestone for android and ios devices , highlighting
india ' s growing interest in bitcoin as an investment , commodity and technology .
eyeing a user - base of more than 450 , 000 by the end of 2016 , zebpay is now in the process of raising additional funding to
expand more aggressively in india ,
sandeep goenka , co - founder and coo of zebpay , told bitcoin magazine .
founded in 2015 by computer engineer , mahin gupta , and businessmen , saurabh agrawal and sandeep goenka , zebpay is a startup specializing in bitcoin - related products and services . through its mobile apps , zebpay allows users to buy and sell bitcoins for indian rupees , buy airtime top - ups , pay bills and buy amazon vouchers .
bitcoin wallet provider zebpay has been working on bringing additional features to their platform for awhile . the first of those features will allow zebpay users to pay their mobile plan bills with bitcoin . albeit , this feature is limited to just a handful of providers right now , the company is in talks with other services to work out a deal .
you can now buy , sell and trade bitcoins in india . zebpay is the fastest and easiest way to buy , sell and trade bitcoins . learn how to buy and sell bitcoin using zebpay . to make it easy for new users to get started with bitcoins , we have made this playlist with bunch of informational videos for you to enjoy .
but zebpay has a bit of pedigree when it comes to bitcoins . in 2014 , it was voted as the best startup to present at the coinagenda summit in las vegas .
zebpay is one such indian bitcoin company which has made the process of bitcoin transfer as easy as sending instant messages on whatsapp or wechat . zebpay has recently started selling cash vouchers for e - commerce sites , which can be bought using bitcoin . this way , the company is allowing its customers to indirectly use bitcoin for shopping on selected indian online stores .
additionally , the zebpay application is only available to android users ( at the time of publication ) , but the company expects to see its ios application approved in the next few weeks .
reminder : tron deposits will be suspended from tomorrow i . e . 23rd june 2018 . if you hold trx in a wallet , please deposit trx to zebpay exchange to avoid losses .
features one could want . reaching this milestone makes zebpay the largest bitcoin exchange in india . the overall user experience is simple yet reliable , which is all everyone wants from an exchange platform .
dear user , today we are disabling the rupee deposit and withdrawal options on the zebpay app . this is being done in light of the bank account closures as per the rbi guideline . more details here :
eos mainnet swap zebpay had announced full support to the eos and tron mainnet swap . in light of the swap event , we had paused sending and receiving eos from 29th may 2018 for the security of your…
over 3 . 5 billion inr ( us $ 52 million ) worth of bitcoins have been traded over zebpay so far , and the startup has been welcoming 20 , 000 new users every month . zebpay is now looking for additional capital to fuel its expansion plans .
bitcoin is just the first step in the new ' digital asset revolution , '
goenka said .
we aim to be india ' s leading digital asset company .
“we realized the potential that bitcoin technology had , to bring financial freedom to billions of people in the world . with this vision , we are proud to announce the launch of zebpay app in india , ” he said .
zebpay is a bitcoin app available on android and iphones . users can buy and sell bitcoins , recharge their mobile phone airtime across india and buy vouchers of amazon , flipkart etc . the app was publicly released in july 2015 .
“one can park money in the wallet in the hope that the value of bitcoins would go up . so in a way , it is like an asset class , ” said sandeep goenka , co - founder and chief operating officer , zebpay .
reminder : augur ( rep ) deposits and withdrawals will be paused from today , 9th july 2018 , 10 pm ist onwards till confirmation of successful contract upgrade . you can continue to trade augur ( rep ) on zebpay exchange . read more :
inr deposits and withdrawals have been paused in the zebpay app until banks allow us again . but please note : ( i ) coin / token deposits and withdrawals are on ( ii ) crypto - rupee and crypto - crypto pair trading is on
there are now online wallets that allow one to trade , buy vouchers of e - commerce companies , and even recharge one’s phone in bitcoin . ahmedabad - based mobile wallet zebpay allows one to buy , store , send and spend bitcoins through cell phone numbers .
newsbtc : recently , there was news about banks withdrawing their service to one of the indian bitcoin exchanges . did zebpay also face any challenges with regard to banking partners ( in the past or present ) ? if so , how are you planning to deal with it ?
“we aim at enabling people to send and receive bitcoins just like message transactions . in the near future , we intend to offer vouchers to our users that will help them shop by directly using bitcoins , ” says saurabh agrawal , one of the founding members of zebpay .
millions of indians do not have credit / debit cards and are unable to participate in the e - commerce revolution in the country . however , now a zebpay user can buy bitcoin with his bank account and use them to buy vouchers of popular indian e - commerce companies like flipkart , amazon , makemytrip , bookmyshow , dominos and more . not only that , he will get 10 % off on these vouchers , so he can buy , for example , a flipkart voucher of inr 1 , 000 for inr 900 only via bitcoin using zebpay .
a year after the launch of zebpay , a mobile bitcoin exchange , the app has been downloaded over 100 , 000 times from both android and ios app stores . this milestone for the firm reflects the growing interest of indians in cryptocurrencies as an investment , commodity and technology .
zebpay now claims to be india’s biggest bitcoin exchange . it was started in 2015 by indian blockchain pioneer mahin gupta and two indian businessman , saurabh agrawal and sandeep goenka , with the mission to provide a simple and reliable experience for regular people in the giant asian country to buy and sell bitcoins .
this decision made by the zebpay team comes at a time in which mobile bitcoin wallet providers have to start thinking about changing their business model . developing a mobile bitcoin wallet without additional features is not enough , as these companies also bear the responsibility to make it easier for customers to spend virtual currency .
financial inclusion is another area where bitcoin and mobile technology could have a positive impact by allowing rural populations and the underbanked to access basic financial services . in addition to zebpay , companies like coinsecure have been finding success both in the remittance market and in reaching out to this segment of india ' s population .
more and more bitcoin companies are looking for ways to expand their capabilities for various services . integrating bitcoin into the spending habits of everyday consumers is a key element to push virtual currency adoption to new levels . bitcoin wallet provider zebpay introduced a new feature that will let users pay their mobile plans directly from the wallet .
all of this goes to show india can be a big market for any company looking to explore the bitcoin market . gaining traction as a foreign service provider could prove to be rather difficult , though . things are looking very positive for zebpay and bitcoin adoption in the country , and we wish them all the best .
india might be a strange place to launch a bitcoin mobile wallet , given that the country does not figure on the top when it comes to the virtual currency . but saurabh agrawal , mahin gupta and sandeep goenka claim zebpay is the easiest way to trade in the boundary - less digital currency created by ‘satoshi nakamoto’ in 2009 .
sandeep : one of bitcoin’s promises is to get the unbanked at par with the privileged rest of us . at zebpay , we are working hard to fulfil this promise . in the first phase , we developed a mobile - only simple bitcoin app targeted at regular people . now in the second phase of our company , we are working hard to solve specific user needs .
mobile bitcoin wallets are a great addition to the cryptocurrency ecosystem . even though there are a lot of malicious wallets in existence right now , the legitimate ones are quite successful . over in india , zebpay has to be the most popular one to date . in fact , the application has been downloaded over 100 , 000 times already , which is quite a spectacular number .
sandeep : inside the zebpay android or iphone application , a user can click on “shop” on the home screen . he’ll then be able to see a list of vouchers that are available for purchase in his country . when he clicks on a voucher of his choice , he will see the price of the voucher after discount which is usually between 5 - 10 % . he will also see the amount , in bitcoin needed at the current exchange rate to buy the voucher . the user then clicks on “buy” and enters his 4 digit pin to confirm the purchase . the respective amount in bitcoin will be transferred from his zebpay wallet and he receives a message with a voucher code . the user can use this code to shop on these e - commerce sites .
“100 , 000 downloads is a big milestone for us . we are currently adding 20 , 000 users every month and we are confident about meeting the target of touching 350 , 000 downloads by the end of 2016 ! we are on a mission to spread bitcoins in india . we believe it has a potential to bring technological disruption in financial infrastructure , ” said mahin gupta , co - founder and cto , zebpay .
as per a recent rbi action , banks have been told to discontinue banking services to those dealing with virtual currencies . while our industry is challenging this legally , the outcome is beyond our control . hence , if you are holding any rupees , or depositing any rupees in zebpay , there could soon come a time when we may be not be able to honor withdrawal requests . please continue only if you understand this risk .
while the mobile plan payment feature is only limited to india ( for now ) , the bitcoin wallet provider provides an additional service to customers in both india and the us . zebpay’s application includes special deals for buying airtime and shopping vouchers , a feature that is being received well in both countries so far . plus , there’s the added benefit of linking a mobile number to a wallet , making the transfer of money as easy and convenient as sending an sms .
apart from zebpay there are other players as well that are gaining ground in this space . coinsecure is a bitcoin trading platform that allows one to buy and sell these virtual currencies . the company was set up in june 2014 and offers mock trading services to familiarise new users with the crypto currency . another player that has been active in this space in india is unocoin , the first indian bitcoin start - up to be funded internationally in august 2014 . it allows consumers to buy , sell and store their bitcoin in a wallet .
the show that sets you up for your trading day . all the overnight global cues , expert opinions and stories that ar . . .
india inc ' s top leaders , ace economists & macro - economic experts speak on the day ' s big trends & developments . . . .
going beyond the headline to connect directly with the companies that are the buzzing stock movers on dalal street . . .
a one stop destination for the viewers’ stock related queries . this show connects btvi viewers to market voices . . .
the very cream of market veterans with decades of street cred share their invaluable perspective and analysis . . . .
get the stories that affect your money , your community and your world . lunch money uses the most eye - catching vide . . .
a show where expert fund managers empower you with smart investment strategies for successful long - term wealth pla . . .
the show tracks the breaking business news and top stories in the lead - up to the closing of markets .
a show that simplifies method of analysing stocks and market indices . the idea is to delve deeper into technical t . . .
making an investment is easy , getting it right is not . join feroze azeez and samina nalwala as they discuss the be . . .
this is a special series for those who like to invest in a business , and not just bet on stocks . we will look bey . . .
in conversation features corporate leaders , political stalwarts and market experts , who share their views in a can . . .
a show where we put the spotlight on the automotive sector and speak in depth to the top mgmt of the big auto and . . .
get up to speed with the latest in the auto mobile world , hear from leading auto industry voices , review cars and . . .
a show where both celebrities as well as global & indian luxury brands have heartfelt conversations about their jo . . .
tomorrow’s bets does a complete recap of the trading day and a detailed discussion on cues to watch out for in . . .
estimated sale for deferasirox tablets in u . s . is $ 150 . 3 mn
we have been covering a lot about the indian bitcoin ecosystem for a while now , and in a recent post we have discussed the various features offered by prominent indian bitcoin start - ups in an attempt to get more people to adopt and use bitcoin in their day - to - day transactions .
sandeep : the vouchers we sell are from 3rd party resellers which are appointed by these companies and the company is not directly involved . rakuten , which is japan’s biggest online store like amazon and flipkart started accepting bitcoin 2 months back .
merchants pay anywhere between 1 - 5 % or even higher to accept credit card payments . as i mentioned , in india , millions of users do not have credit / debit cards unlike many western countries . online companies are struggling due to the lower adoption of credit / debit cards in the country . everyone knows how uber is struggling and experimenting with different digital payment methods in india .
if merchants accept bitcoin , their cost can go down to less than 1 % and this includes the cost to convert bitcoin back to rupees or dollars . these companies are already studying the viability of accepting bitcoin from technical and legal perspectives . it is only a matter of time before every business in the world accepts bitcoin as a payment method . i believe in 1 - 2 years , we will hear the first big indian e - commerce company starts accepting bitcoin .
sandeep : the news is overblown . one bitcoin company lost one banking partner . all other bitcoin companies including ours continue to operate absolutely normally without any problems . the bitcoin alliance india which is an alliance of all bitcoin companies along with nishith desai associates , india’s top law firm are working hard to proactively represent bitcoin and suggest best practices to rbi . most western countries have given bitcoin a legal recognition and come out with bitcoin friendly regulation .
in fact , progressive countries like singapore and uk are working hard to attract bitcoin companies to operate in their jurisdiction . bitcoin is a precious resource like gold . it is easy to understand this and we are sure with all the positive news around bitcoin , we will have favourable working conditions in india too .
if things go according to the way sandeep has speculated , we can expect an increased bitcoin adoption across the country in a couple of years along with \ increased competition between bitcoin businesses across the world to capture the maximum market share .
house movers accidentally steal $ 10 , 000 in bitcoin , arrested by . . .
newsbtc is a news service that covers bitcoin news , technical analysis & forecasts for bitcoin and other altcoins . here at newsbtc , we are dedicated to enlightening people all around the world about bitcoin and other cryptocurrencies . we cover news related to bitcoin exchanges , bitcoin mining and price forecasts for various virtual currencies .
featuring live charts , price analysis , breaking news , currency converter and more . the only bitcoin app you need !
we use cookies to give you the best online experience . by agreeing you accept the use of cookies in accordance with our cookie policy .
one area of product that nearly every bitcoin user comes in touch with is paying a mobile service bill . regardless of whether the mobile plan is prepaid or postpaid , being able to pay for it with bitcoin would be a major step forward for most everyday consumers .
, a mobile mvno active in belgium , the netherlands and poland , has been accepting bitcoin payments directly for quite some time now .
. bitcoin enthusiasts hope to see international features and support added in the future .
jp buntinx is a freelance writer active in the world of financial technologies . his work can be found all over the internet , and a complete portfolio is available at http : / / www . jpbuntinx . com . jp is always open to new challenges and ideas .
tour of new features in newly released dtube 0 . 6 📺 ( the cryptoverse )
follow me on steemit and earn crypto for your best comments : … [ read more . . . ]
copyright © 2018 bennett , coleman & co . ltd . all rights reserved . for reprint rights : times syndication service
choose your reason below and click on the report button . this will alert our moderators to take action
even though the bitcoin is now legally accepted in many countries including india , it is not an official currency yet . but , given the ease and speed of transactions that bitcoins offer , they are slowly being accepted by more companies and people across the world . in the words of bill gates , co - founder , microsoft , “bitcoin is a technological tour de force . ”
bitcoin is an innovative payment network , a new form of digital currency ( commonly known as cryptocurrency ) created and held electronically . unlike traditional currencies , bitcoins are not printed or monitored by a central authority . the bitcoin network works on the consensus of everyone who participates in it — simply put , they are the internet’s version of money .
bitcoin uses peer - to - peer technology and all transactions are collectively carried out by the network . like gold , oil and other such commodities , the price of bitcoins is entirely based on supply and demand , usually through bids on an exchange .
“bitcoin is an extremely interesting investment . from costing a few cents when it first gained popularity in 2010 , one bitcoin is currently worth $ 293 , which is around rs 18 , 000 , ” adds sandeep goenka .
bitcoins are created and held electronically , and are decentralized . ( source : indian express archive )
bitcoins are traded from one electronic bitcoin wallet , to another and are digitally signed for security . to send and receive bitcoins , one needs a bitcoin address and a private key , which are created using bitcoin wallets .
bitcoins are made through a self - limiting system called bitcoin mining . it is self - limiting , because a total of 21 million bitcoins only will ever be allowed to exist . approximately 11 million of these bitcoins have already been mined , and are in current circulation .
individuals can gain access to bitcoins by buying them at a bitcoin exchange , by exchanging them with other individuals or by accepting bitcoins as payments for goods and services .
by continuing to use this site you consent to the use of cookies on your device as described in our cookie policy unless you have disabled them . you can change your cookie settings at any time but parts of our site will not function correctly without them .
crypto currency bitcoin is gaining popularity in india , especially among companies and high - net worth individuals , for buying and selling , or as an asset .
he added that companies and wealthy individuals have expressed interest in buying bitcoin as an asset class .
goenka said investments in bitcoin were fairly liquid . investors had the option of selling them and getting out at any time .
bitcoins’ attractiveness as an investment is high because the number of bitcoins that can be produced has been limited to 21 million , according to satoshi nakamoto , its founder .
nakamoto is a pseudonym , of a person or group . sources said 14 . 5 million bitcoins had been “mined” already .
as a result , the value will keep going up as the end of the supply nears . according to reports , one bitcoin is issued every 10 minutes ; its supply is expected to reduce by 50 per cent every four years .
recently , ratan tata , the former tata sons chairman , invested in abra , a silicon valley bitcoin start - up .
bitcoin is a virtual currency , or crypto - currency , used only for online transactions . they are not backed by any central bank in the world but are traded on a number of exchanges or swapped privately .
however , the reserve bank of india is not been very comfortable with bitcoins and has raised warning signals . the first red flag was raised in december 2013 when the central bank highlighted various shortcomings in the transactions of these currencies .
one major concern was that bitcoins were used for peer - to - peer transactions , and were not backed by any regulator or payments agency . therefore , in case of a crisis or default , consumers will not have any recourse . another major concern that remains is that , the value being traded is speculative and therefore investors can end up burning their fingers .
“in fact , the law firm headed by nishith desai who is also an advisor to several big companies , and to us , has published a white paper on it explaining that no regulation in the country point out that it is illegal . ” goenka added that the warning signals from rbi were raised at a time when several other regulators across the world were also perplexed with the sudden rise in the value of bitcoins .
“december 2013 was a time when few people knew about bitcoins and the price went from about $ 100 to $ 1 , 100 in a month . it was unprecedented . so people started seeing it as a quick way to get rich . they started seeing it as a bubble and that is why regulators raised an eyebrow . however , things have changes since then . moreover , they are trying to warn people that it is a risky investment and people who are not tech - savvy or don’t know about it shouldn’t get into it . ”
the fluctuation in the value of bitcoins is another area of concern for the regulators across the world .
the supporters of virtual currencies argue that these are a much secure option as compared to bank transfers , debit or credit cards . this is because the bitcoin transaction involves a private code which is set to be nearly impossible to crack .
however , there has been a security breach around a bitcoin exchange in the past which the supporters argue was an exception and also a lapse on the part of the individual and not a system error . in february 2014 , mt . gox located in tokyo , which at that time was the largest bitcoin exchange in the world lost 850 , 000 bitcoins , valued at over $ 400 million .
goenka agreed that it will take time for bitcoin wallets in india to reach a significant proportion but they are surely seeing increased interest .
“the trading volume has jumped from rs 10 lakh a month a few months ago to rs 10 crore a month whereas the non - trade volume which includes recharges , shopping vouchers etc has also jumped growing 40 per cent month on month . our ambition is to become a global wallet player powered by bitcoin , ” said goenka .
a bitcoin is a virtual currency , used only for online transactions . they are not backed by any central bank in the world but are traded on a number of exchanges or swapped privately
new : get seamless access to urltoken at a great price . no additional sign - up required .
although bitcoin adoption in india has had a slow start , awareness is growing rapidly . bitcoin trade grew exponentially in recent months and currently stands at an estimated 5 billion inr ( us $ 75 million ) in volume per year . this remains tiny compared to china ' s trading activity where traders buy and sell over us $ 100 million worth of bitcoins every day , according to nikkei asian review .
india is where u . s . and china were in 2013 ,
goenka said .
bitcoin adoption has moved from attracting early adopters to attracting other segments
like young professionals and hnis [ high net worth individuals ] ,
he said .
users are now using bitcoin as an alternative investment . they are also using it for online shopping , airtime top up , paying bills and buying gift vouchers . we believe india will see an explosion of bitcoins in the next two years .
one particular area where bitcoin could have a significant impact is remittances . india is the world ' s biggest remittance recipient , attracting in 2015 some us $ 69 billion , according to the world bank . leveraging bitcoin and related technologies could help senders and recipients save up to us $ 7 billion in remittance fees , goenka said .
the majority of the remittance is small amounts of around us $ 200 . for small amounts especially , users end up paying up to fifteen percent in fees to companies like paypal , western union or to banks through transfer and exchange rate fees . bitcoin makes it extremely easy to send a small remittance back home .
about forty percent of the population across the country do not have bank accounts ,
goenka said .
bitcoin wallets could be used in remote areas without the need for brick and mortar banks . india is perfect as a society to be at the forefront of developing a vibrant cryptocurrency economy .
although bitcoin may hold promise for developing markets like india , the digital currency has proven to be a challenge for
non - geeky regular people .
indians are looking for a safe and simple way to buy and store bitcoins ,
goenka said .
however , with existing solutions , besides wrapping their heads around bitcoin , they also have to understand complex ideas like bitcoin addresses , network confirmations , network fee and wallet backups .
we are always looking for quality content , news , and analysis about cryptocurrencies . if you have an article you ' d like to have published to our audience please reach out to editor @ urltoken
we ' ve detected that javascript is disabled in your browser . would you like to proceed to legacy twitter ?
india ' s leading bitcoin and cryptocurrency exchange . for android and ios . tweet us @ zebpaysupport for support . we do not do giveaways .
you can add location information to your tweets , such as your city or precise location , from the web and via third - party applications . you always have the option to delete your tweet location history . learn more
here ' s the url for this tweet . copy it to easily share with friends .
by embedding twitter content in your website or app , you are agreeing to the twitter developer agreement and developer policy .
not on twitter ? sign up , tune into the things you care about , and get updates as they happen .
this timeline is where you’ll spend most of your time , getting instant updates about what matters to you .
hover over the profile pic and click the following button to unfollow any account .
when you see a tweet you love , tap the heart — it lets the person who wrote it know you shared the love .
the fastest way to share someone else’s tweet with your followers is with a retweet . tap the icon to send it instantly .
add your thoughts about any tweet with a reply . find a topic you’re passionate about , and jump right in .
twitter may be over capacity or experiencing a momentary hiccup . try again or visit twitter status for more information .
mobile wallet is a service that is often confused with mobile banking , but is a much broader concept .
the six - year - old currency is the money built for the internet and is the world’s most widely - used alternative currency .
mobile wallet is a service that is often confused with mobile banking , but is a much broader concept which includes using a mobile phone as a mode of payment , instead of relying on cards or hard cash .
the app enables users to easily buy , store , send and spend bitcoins through mobile numbers by eliminating the need for understanding the complex process involved in obtaining and using the alternative currency .
the app also lets users to send and receive bitcoins just like message transactions .
our quarterly report incorporates unique data on trading volumes and traders , in - depth insights , special guest articles , regional information , regulations , updates and much more . this exclusive report aims to serve as a manual , answering all of the questions on the chinese multi - asset trading industry that you were always afraid to ask .
you can call us or simply leave your details and we will get back to you shortly .
this privacy policy sets out how finance magnates ltd uses and protects any information that you give finance magnates ltd when you use this website . if you continue to browse or use this website and / or any of its affiliated websites and / or services you are agreeing to comply with and be bound by the following privacy policy , which together with our terms and conditions ( link ) govern finance magnates ltd’s relationship with you / this privacy notice applies to any finance magnates ltd websites , applications , services , or tools ( collectively
services
) where this privacy notice is referenced , regardless of how you access or use them , including through mobile devices . please review carefully the entire website ' s privacy policy before agreeing to it . by viewing or using this website or any part of it , you agree to the complete privacy policy of this website . the term
finance magnates ltd
,
this website
,
the website
,
us
or
we
refers to the owner of the website . the term
you
refers to the user or viewer of the website .
finance magnates ltd is committed to ensuring that your privacy is protected as provided in this privacy policy . should we ask you to provide certain information by which you can be identified when using this website , you can be assured that it will only be used in accordance with this privacy policy .
personal information is information relating to an identified or identifiable natural person . an identifiable natural person is one who can be identified , directly or indirectly , by reference to an identifier such as a name , an identification number , location data , an online identifier , or to one or more factors specific to the physical , physiological , genetic , mental , economic , cultural or social identity of that natural person .
we do not consider personal information to include information that has been anonymized or aggregated so that it can no longer be used to identify a specific natural person , whether in combination with other information or otherwise .
the provision of all personal information is voluntary , but may be necessary in order to use our services ( such as registering an account ) . we may collect the following personal information :
information we are required or authorized by applicable national laws to collect and process in order to authenticate or identify you or to verify the information we have collected .
any information that is provided by you when using our services ( community discussions , contact forms , etc ) .
we collect information about your interaction with our services and your communications with us . this is information we receive from devices ( including mobile devices ) you use when you access our services . this information could include , but not limited to , device id or unique identifier , device type , unique device token .
location information . keep in mind that when using a mobile device , you can control or disable the use of location services by any application on your mobile device in the device ' s settings menu .
computer and connection information such as statistics on your page views , traffic to and from the sites , referral url , ad data , your ip address , your browsing history , and your web log information .
we use cookies , web beacons ( or pixels ) , unique identifiers , and similar technologies to collect information about the pages you view , the links you click , and other actions you take when using our services , within our advertising or email content .
we use google analytics which is a web analyzing tool of google inc . for the purposes of the adequate design and continuous optimization of our website . google analytics works with cookies and creates pseudonymised usage profiles , which enable an analysis of your use of our website . information stored in such cookies ( such as browser type / version , operating system used , referrer url , hostname of the accessing computer , time of server request ) are usually transmitted to and stored on google ' s servers .
a cookie is a small file which asks permission to be placed on your computer ' s hard drive . once you agree , the file is added and the cookie helps analyze web traffic or lets you know when you visit a particular site . cookies allow web applications to respond to you . as an individual the web application can tailor its operations to your needs , likes and dislikes by gathering and remembering information about your preferences . we use traffic log cookies to identify which pages are being used . this helps us analyze data about web page traffic and improve our website in order to tailor it to customer needs . we only use this information for statistical analysis purposes and then the data is removed from the system . overall , cookies help us provide you with a better website , by enabling us to monitor which pages you find useful and which you do not . a cookie in no way gives us access to your computer or any information about you , other than the data you choose to share with us . you can choose to accept or decline cookies . most web browsers automatically accept cookies , but you can usually modify your browser setting to decline cookies if you prefer . this may prevent you from taking full advantage of the website .
we allow you to share information with social media sites , or use social media sites to create your account or to connect your account with the respective social media site . those social media sites may give us automatic access to certain personal information retained by them about you ( e . g . , content viewed by you , content liked by you , and information about the advertisements you have been shown or have clicked on , etc . ) . you control the personal information you allow us to have access to through the privacy settings on the applicable social media site and the permissions you give us when you grant us access to the personal information retained by the respective social media site about you . by associating an account managed by a social media site with your account and authorizing us to have access to this information , you agree that we can collect , use and retain the information provided by these social media sites in accordance with this privacy notice . we may also use plug - ins or other technologies from various social media sites . if you click on a link provided via a social media plug in , you are voluntarily establishing a connection with that respective social media site .
if you give us personal information about someone else , you must do so only with that person ' s authorization . you should inform them how we collect , use , disclose , and retain their personal information according to our privacy notice .
periodic promotional emails about new products , special offers or other information which we think you may find interesting using the contact details which you have provided . you can opt out of receiving marketing emails by clicking on the unsubscribe link which we include in all our marketing emails .
personalized experience ( including advertising and marketing ) on our sites according to your interests .
we retain your personal information for as long as necessary to provide the services you have requested , or for other essential purposes such as complying with our legal obligations , resolving disputes , and enforcing our policies .
we protect your personal data against unauthorised access , unlawful use , accidental loss , corruption or destruction .
we use technical measures such as encryption and password protection to protect your data and the systems they are held in . we also use operational measures to protect the data , for example by limiting the number of people who have access to the databases in which our booking information is held .
we keep these security measures under review and refer to industry security standards to keep up to date with current best practice .
we may disclose your personal information to other separate services within finance magnates ltd or to third parties . this disclosure may be required for us to provide you access to our services , to comply with our legal obligations , to enforce our terms of service , to facilitate our marketing and advertising activities , or to prevent , detect , mitigate , and investigate fraudulent or illegal activities related to our services . we attempt to minimize the amount of personal information we disclose to what is directly relevant and necessary to accomplish the specified purpose .
we do not sell , rent , or otherwise disclose your personal information to third parties for their marketing and advertising purposes without your consent . in the event that finance magnates ltd is acquired by or merged with a third party , we reserve the right , in any of these circumstances , to transfer or assign the information we have collected from you as part of such merger , acquisition , sale , or other change of control . in the unlikely event of our bankruptcy , insolvency , reorganization , receivership , or assignment for the benefit of creditors , or the application of laws or equitable principles affecting creditors ' rights generally , we may not be able to control how your information is treated , transferred , or used .
we use secure server software ( ssl ) and firewalls to protect your information from unauthorized access , disclosure , alteration , or destruction . furthermore , our employees and third party service providers have access to your non - public personal information only on a
need to know
basis . we follow industry standards to protect the personal information submitted to us , both during transmission and once we receive it . no method of transmission over the internet , or method of electronic storage , is 100 % secure . therefore , while we use commercially acceptable means to protect your personal information , we cannot guarantee its absolute security .
when your credit or debit card account information is being transmitted to our sites or through our sites , it will be protected by cryptographic protocols . to be clear , finance magnates ltd does not itself store your credit or debit card account information , and we do not have direct control over or responsibility for your credit or debit card account information . we use third party payment processors that are the controllers of your credit card information . our contracts with third parties that receive your credit or debit card account information require them to keep it secure and confidential .
right to object ( on grounds relating your particular situation ) in case of processing of your personal data based on our legitimate interest ( e . g . direct marketing )
to exercise choices regarding cookies , you can modify your browser setting to decline cookies if you prefer . this may prevent you from taking full advantage of the website .