kentucky central life insurance company ( kcl ) was one of the largest life insurance companies in the united states , writing policies in 49 states and the district of columbia until its collapse in 1993 .

at the time of the collapse kentucky central had over $ 43 billion in assets , making it the seventh largest insurance collapse in united states history , and at the time the largest business collapse in kentucky history .

kentucky central insurance company

for kentucky central life & accident insurance company , anchorage , kentucky , 1935 .
home herald - post collection kentucky central life & accident insurance company , anchorage , kentucky , 1935 .
kentucky central life & accident insurance company , anchorage , kentucky , 1935 . : : herald - post collection
kentucky central life insurance company , appellant , v . don w . stephens , commissioner of the kentucky department of insurance , appellee . kentucky central life insurance company , appellant , v . don w . stephens , commissioner of the kentucky department of insurance , appellee .
but the webbs also were central figures in the dissolution of kentucky central life insurance co . in the 1990s .
the office of insurance assumed control of kentucky central in february 1993 and the company entered liquidation in 1994 .
central bank insurance agency inc is a public business and is considered small . central bank insurance agency inc is located in lexington , ky . central bank insurance agency inc is located in lexington , ky .
the kentucky department of insurance , acting as liquidator for kentucky central , had alleged professional negligence by deloitte & touche in auditing kentucky central ' s financial reports . the claim stated that the accounting firm , which had served as kentucky central ' s accountant for 23 years , allowed kentucky central directors to engage in reckless practices that ran the company into the ground .
the owners of kentucky central life insurance co . ' s voting stock are planning to elect a new board o
r . glenn jennings , deputy liquidator , on behalf of martin j . koetters , executive director , office of insurance , and as liquidator of kentucky central life insurance company
more than $ 40 million has been released to former agents and other creditors by the kentucky central life insurance company estate . the distribution on august 11 included $ 9 million in deferred compensation to about 650 former kentucky central agents .
in 1992 , united trust acquired universal guaranty life insurance company . today , universal guaranty holds all of the company’s insurance policies .
fletcher has been trying to link beshear to a scandal involving the kentucky central life insurance company , perhaps hoping to deflect criticsm from his own ethical problems .
find 33 listings related to central bank insurance in lexington on yp . com . see reviews , photos , directions , phone numbers and more for central bank insurance locations in lexington , ky .
the kentucky department of insurance has reached a $ 23 million settlement with deloitte & touche llp , ending a lawsuit the state brought against the accounting firm for its dealings with the now - defunct kentucky central life insurance co .
investments in property and casualty insurance , broadcasting , citrus groves and a hotel . kcl ' s subsidiaries were mid - central investment co . , inc . , bluegrass broadcasting company , inc . , wvlk radio , inc . , kentucky central television , inc . , kentucky central insurance company , kentucky national insurance company , brevard groves , inc . , m - c realty , inc . , and wilkinson hotel enterprises , inc . kcl also owned a significant amount of commercial real estate .
commonwealth of kentucky , office of insurance p . o . box 517 frankfort , ky 40602
kentucky central life insurance co . , which was based in lexington , was taken over by the state after its 1993 collapse . the department of insurance filed a number of lawsuits against parties involved with the insurer and has reclaimed about $ 227 million for policyholders , investors and shareholders of kentucky central .
universal guaranty life insurance company formed in columbus , ohio in 1966 and sold individual life insurance policies to families throughout the midwest .
former headquarters of kentucky central life insurance company in anchorage , kentucky ; a two - story building with tile roof , manicured lawn , curving driveway , and flagpole . a sign above the door reads
kentucky central life & acc . ins . co .
, and a signpost with an arrow appears to point the way to louisville .
george nichols , iii , liquidator of kentucky central life insurance company v . robert w . crabtree , fayette circuit court , civil action no . 94 - ci - 0442 and george nichols , iii , liquidator of kentucky central life insurance company v . charlie murphy & murphy real estate , inc . , fayette circuit court , civil action no . 94 - ci - 0441
r . glenn jennings , liquidator of kentucky central life insurance company v . webb properties , et al . , fayette circuit court , civil action no . 94 - ci - 00032 .
get a quote in lexington , ky . call central bank insurance at ( 859 ) 253 - 8799 today .
fredrick l . angst v . kentucky central life insurance company , et al . , united states district court , civil action no . 93 - 152 ( e . d . ky . ) .
the domiciliary state is the state in which an insurance company is incorporated or organized .
to determine if a company uses credit information for private passenger automobile or homeowners insurance .
• $ 1 . 9 million to sterling property recovery company , as assignee for lincoln national life insurance company , to cover kentucky central’s responsibility for an office building mortgage . • $ 1 . 1 million to 50 other unsecured creditors .
if you are not currently a central policyholder but are interested in learning more about central and our products , we encourage you to find a central agent in your area using the find an agent link .
brian luftman stands on property his company american farm investors manages in harrodsburg , kentucky .
• $ 9 . 9 million to bondholders for the lexington festival market development . kentucky central guaranteed the bonds , and when the project failed , the bonds went into default . with the exception of interest , today’s payment fulfills kentucky central’s liability .
my parents also took out a kentucky central life insurance policy of $ 500 on me that was paid off on 4 / 18 / 1977 . how can i make claim on the policy
r . glenn jennings , liquidator of kentucky central life insurance company v . mid - america bank of louisville and trust company , d / b / a bank of louisville and trust company , franklin circuit court , civil action no . 93 - ci - 001967 - ap - 011 .
located in lexington , ky . , central bank & trust company offers commercial and retail banking , insurance , brokerage and trust services and products through more than 10 branches .
george nichols iii , liquidator of kentucky central life insurance company v . edwin f . schaeffer , jr . , et al . , franklin circuit court , civil action no . 93 - ci - 00196 - ap - 002 .
in re kentucky central life insurance company , don w . stephens , in his capacity as liquidator v . wallace and martha wilkinson , franklin circuit court , civil action no . 93 - ci - 00196 - ap - 003 .
5 . cash - as of december 31 , 2003 , kentucky central had cash on deposit in banks of $ 591 , 634 .
kentucky central life insurance company v . bond management , inc . ; bruce e . burnett , barbara e . burnett , jordan plating , inc . , farmers bank and capital trust company , commonwealth of kentucky and new farmers national bank of glasgow , fayette circuit court , civil action no . 93 - ci - 1066 .
the webbs have filed a motion in liquidator of kentucky central life insurance company v . kentucky central life insurance company , franklin circuit court , civil action no . 93 - ci - 00196 , to lift the stay to permit them to file a lawsuit against the liquidator for alleged wrongful use of civil proceedings arising out of the liquidator ' s actions in count i of the guaranty case ( liquidator of kentucky central life insurance company v . r . dudley webb , et al . , franklin circuit court , civil action no . 94 - ci - 017 - ap - 12 ) and the bank of louisville case ( liquidator of kentucky central life insurance company v . mid - america bank of louisville and trust company , d / b / a bank of louisville and trust company , et al . , franklin circuit court , civil action no . 93 - ci - 001967 - ap - 11 ) . the liquidator is opposing the motion and believes there to be no merit to the underlying allegations .
the charge focuses on beshear ' s work for a law firm which represented kentucky central , a company that was forced to let go of 800 employees when it underwent liquidation .
2 . basis of presentation - the accompanying financial statements of kentucky central life insurance company in liquidation are unaudited . the financial statements are presented generally in a format established by the national association of insurance commissioners (
naic
) report on receiverships . the balance sheet has been prepared on a liquidating basis .
in this insurance liquidation proceeding , the franklin circuit court approved the sale of kentucky central life insurance company ' s ( kcl ) assets , including the company ' s insurance business , and ordered kcl ' s liquidation . the current board of directors of kcl seeks reversal and remand upon the basis that the decision failed to comply with the kentucky insurer ' s rehabilitation and liquidation laws and was made in contravention of the constitutional rights of kcl and its shareholders . [ 1 ]
an naic number is a five - digit number assigned to every insurance company by the naic ( national association of insurance commissioners ) . because each company has its own unique number , the naic number can be used to identify a particular company .
• $ 16 . 5 million to state guaranty associations for support to the accounts of former kentucky central policyholders during a portion of the liquidation .
report a claim request insurance card get an insurance quote at heritage insurance , we are committed to providing the best service and overall satisfaction to our clients . we serve lexington , ky and surrounding counties .
r . glenn jennings , liquidator of kentucky central life insurance company v . r . dudley webb , donald w . webb , and julie h . webb , franklin circuit court , civil action no . 94 - ci - 00017 - ap - 012
naic consumer alert : combining your insurance : just got engaged ? don ' t forget to talk about insurance . [ pdf - 122k ]
• $ 2 . 1 million to lexington - fayette urban county government to fulfill kentucky central’s joint and several liability agreement for the festival market project .
if you are interested in becoming a central agent , please contact our marketing department .
george nichols iii , in his capacity as liquidator of kentucky central life insurance company , mid - central investments , inc . and m . c . realty , inc . v . wallace wilkinson , wallace ' s bookstores and wilkinson enterprises , inc . , franklin circuit court , civil action no . 93 - ci - 196 - ap - 005 .
new york & kentucky oil & mining company ( cumberland valley , kentucky ) - new york 1865 normal price : $ 295 . 00 our sales price : $ 250 . 00
is this the same dudley webb that was involved in the kentucky central insurance collapse , or better know as
the kentucky enron ,
i believe that dudley webb was from letcher county and is involved in
centrepointe
project - or are you just
pulling my leg .
what is the name of the construction company ?
pursuant to krs 304 . 33 - 240 and in preparation for seeking a final order closing this matter , julie mix mcpeak , as liquidator of kentucky central life insurance company ( hereinafter
liquidator
) , hereby respectfully submits the unaudited financial statements of kentucky central life insurance company in liquidation ( hereinafter
kcl
or the
company
) as of december 31 , 2006 , prepared on a liquidating basis , and this twenty - eighth and comprehensive report to the court concerning the activities and transactions of the company from the date of the order of rehabilitation entered on february 12 , 1993 , to the present .
fred burns v . george nichols , iii , in his capacity as liquidator of kentucky central life insurance co . and banker ' s trust co . , fayette circuit court , civil action no . 95 - ci - 1328 .
my father has a paid up life insurance policy from alexander hamilton life insurance company which was acquired by jefferson - pilot . how can i get in touch with them about a beneficiary change ?
american bankers best bank to work for 2016 . lexington . the horse capital of the world , home to the university of kentucky and the birthplace of central bank .
mcpeak said the estate is taking steps to prepare and finalize the reimbursement to jefferson - pilot life insurance company for amounts owed to former policyholders of kentucky central for items such as additional expense charges and lower crediting rates on their account balances . the reimbursement will have the effect of making the policyholders whole for the limitations placed on the policies when kentucky central was placed in rehabilitation and for the five years subsequent to the transfer of the policies to jefferson - pilot .
all policyholder inquiries should be made to price huston in the consumer protection and education division of the kentucky department of insurance at 502 . 564 . 6034 .
advertisement for the jefferson standard life insurance company in turner ' s north carolina almanac . raleigh , n . c . : times publishing company , 1917 . p 2 .
ocean steamship company of savannah ( issued to the central rail road and banking company of georgia ) - georgia 1882 normal price : $ 495 . 00 our sales price : $ 395 . 00
“we were particularly pleased to be in a position to make the deferred compensation distribution , ” said julie mix mcpeak , kentucky office of insurance executive director and kentucky central liquidator . “under statute , these payments could not be made until other issues had been resolved , so we are very happy to have reached this point in the liquidation . ”
central bank and trust co . , as trustee and executor v . mid - central investment co . , inc . , franklin circuit court , division i , no . 97 - ci - 1063 .
certificate of authority cancelled in texas due to liquidation in home state of kentucky .
but yates said louisville occupies a similar positon in kentucky as atlanta in georgia .
kentucky fuel company 1890 - classic little girl vignette normal price : $ 249 . 95 our sales price : $ 199 . 95
mr . webb also served on numerous civic boards , among them the kentucky economic development corp . , the central kentucky blood center , the kentucky horse park commission and fund for the arts . he was the primary founder of the lexington trolley company and the downtown lexington corp . he also served as chairman of the greater lexington chamber of commerce and as chairman of the fayette county democratic party .
car insurance is designed to help provide protection against damage , injury and liability arising from a collision . you want to ensure that you have enough coverage to protect yourself against comprehensive damage and disability , but not take on more auto insurance than you can comfortably afford . that’s where we come in . as an independent insurance agency , heritage insurance has the ability to offer you the best car insurance products at the most competitive premiums .
new york central railroad company $ 864 , 000 bond - united states 1913 normal price : $ 189 . 95 our sales price : $ 149 . 95
new york central railroad company uncancelled $ 1000 gold bond - new york 1913 normal price : $ 250 . 00 our sales price : $ 195 . 00
burksville kentucky oil and mining company - new york 1865 normal price : $ 295 . 00 our sales price : $ 250 . 00
ohio edison electric installation company - incorporated in kentucky 1883 normal price : $ 995 . 00 our sales price : $ 895 . 00
baltimore insurance company rare - maryland 1797 normal price : $ 1 , 695 . 00 our sales price : $ 1 , 395 . 00
a community bank serving central and western kentucky , with branches in 11 counties : caldwell , fayette , garrard , lincoln , logan , jessamine , madison , muhlenberg , pulaski , wayne and warren .
copyright © 2018 heritage insurance agency all rights reserved · for more information call 859 - 219 - 1122 · email us licensed in kentucky , ohio , tennessee , indiana and florida .
in addition to our home office in van wert , ohio , central operates four full - service regional offices .
new york central railroad company $ 1 , 000 , 000 bond - united states 1921 normal price : $ 189 . 95 our sales price : $ 149 . 95
© 2001 - 2018 all rights reserved . the national organization of life & health insurance guaranty associations
united trust , inc . was incorporated in springfield , illinois and through its subsidiary , united trust assurance company , sold life insurance policies in illinois .
kentucky central ins . co . v . bond management , inc . , burnett rentals no . 2 and bruce e . burnett , fayette circuit court , civil action no . 93 - ci - 1363 .
in october of 1961 , the central regional office was established in van wert , ohio , to service agents throughout the midwest . in the same year , all america insurance company was incorporated and the central regional office sold the first all america policy to golfer jack nicklaus . the region ' s oldest agency is the purmort brothers agency in van wert , ohio , appointed in 1876 .
ugi corp . unilever united states , inc . union central life insurance co . union mutual fire insurance co . union pacific corp . unisource foundation united fire and casualty co . united parcel service united states automobile association united technologies corp . unitrin , inc . universal studios u . s . bancorp . u . s . borax , inc . usg corp . ust , inc . utica national insurance group back to top
though located in the same building as the home office in van wert , ohio , the central regional office is an autonomous operation serving the states of idaho , illinois , indiana , kentucky , ohio , michigan , and utah . the office is staffed by 70 employees , led by regional vice president patrick jackson . the central region is comprised of approximately 123 agents who write around $ 145 million in premiums , 34 percent commercial insurance and 66 percent personal insurance . the average written premium per agency is $ 1 . 2 million .
loss and unearned premium claims . claims by policyholders , beneficiaries , and insureds arising from and within the coverage of and not in excess of the applicable limits of insurance policies and insurance contracts issued by the company , and liability claims against insureds which claims are within the coverage of and not in excess of the applicable limits of insurance policies and insurance contracts issued by the company , and claims of guaranty associations or foreign guaranty associations . notwithstanding the foregoing , the following claims shall be excluded from class 2 priority :
complaints against an insurance company are not part of the complaint tally above if the insurance company served only as a third party administrator ( tpa ) , a company hired simply to administer the paperwork of a health plan . instead , they are included in the complaint record of the insurance company or hmo that hired the tpa . if a bonafide self - insured benefit plan hired the tpa , no complaint numbers are recorded as a part of the company / tpa ' s profile . neither are profiles available for self - insured plans , as such plans are regulated under federal law .
2 . basis of presentation - the accompanying financial statements of kentucky central life insurance company ( in liquidation ) are unaudited . the balance sheet has been prepared on a modified liquidating basis , that is , assets have been reported at their estimated market value when known , otherwise , they are reported on the basis more particularly described herein . the financial statements are presented generally in a format established by the national association of insurance commissioners (
naic
) report on receiverships .
“he is ? ” she asked . “well , then , he’s no good for kentucky . ”
( 2 ) loss and unearned premium claims . claims by policyholders , beneficiaries , and insureds arising from and within the coverage of and not in excess of the applicable limits of insurance policies and insurance contracts issued by the company , and liability claims against insureds which claims are within the coverage of and not in excess of the applicable limits of insurance policies and insurance contracts issued by the company , and claims of guaranty associations or foreign guaranty associations . notwithstanding the foregoing , the following claims shall be excluded from class 2 priority :
confirmed complaints : the number of confirmed complaints closed against the company for the line of insurance and year indicated . a complaint is confirmed if the department receives information indicating that a company committed any violation of an applicable state insurance law or regulation , a federal requirement the department has authority to enforce or the term or condition of an insurance policy or certificate . a complaint is also confirmed if the complaint and company ' s response , considered together , suggest that the company was in error or that the complainant had a valid reason for the complaint .
franklin fire insurance company authentic stock certificate 1839 - ben franklin & early fire apparatus picture normal price : $ 129 . 95 our sales price : $ 99 . 95
heritage insurance works to deliver cost - effective workers compensation coverage , which is a state - mandated program .
we offer insurance by phone , online and through independent agents . prices vary based on how you buy .
central bank announces the promotions of david hake and erica parks june 28 , 2018 . lexington , ky – central bank chairman , president and ceo , luther deaton , jr . , has announced the promotion of david hake to vice president , technology services .
this giving spirit is a key reason that central bank is honored as one of the best places to work in kentucky on an annual basis . for more information about the bank and any of our services please call ( 859 ) 253 - 6222 , ( 800 ) 637 - 6884 or visit www . centralbank . com . central bank , member fdic .
the cvb isn’t the only organization keeping an eye on comments about kentucky from the rest of the country .
the largest requested increase was 65 . 1 percent from the golden rule insurance company , which is owned by unitedhealthcare . that company does not offer plans on the state exchange . a spokeswoman did not immediately respond to a request for comment .
folder 108 : lakeland asylum ( central state hospital ) , lakeland , ky . , ( louisville , ky . ) , 1912 - 1913
kentucky central ins . co . v . bruce e . burnett , barbara b . burnett , bond management , inc . and burnett rentals no . 2 , inc . , fayette circuit court , civil action no . 93 - ci - 1361 .
the following organizations rate insurance companies on their financial strength and stability . some of these companies charge for their services .
new york central railroad company $ 1 , 725 , 000 gold bond ( gold bond disclaimer legend stamp ) - high denomination 1938 normal price : $ 595 . 00 our sales price : $ 495 . 00
the state insurance commissioner filed suit in 1994 against the webbs to collect $ 108 . 9 million in loans they had received from kentucky central . the issue churned through the courts for years before out - of - court settlements were reached in 2005 , with donald webb settling his part of the lawsuit for $ 2 . 85 million and dudley webb for $ 4 million .
4 . order of distribution - the order of distribution from the assets of the company ' s estate is set forth at krs 304 . 33 - 430 , prior to its amendment in 2000 . by its express terms , the statute applies and governs the priority of distribution of assets in any proceeding to liquidate an insurer pending on the effective date of the statute . even if adopted by kentucky central , the changes to the statute effectuated in 2000 would have no effect on the priority of distribution of the company ' s assets . accordingly , the order of distribution of kentucky central ' s assets is governed by the statute , as amended .
the liquidator , by court order , becomes the sole owner of the company ' s assets and administers the estate of the company .
6 . kentucky corporation income tax refund claim - in august 1996 , m - c realty , inc . ( a kentucky central subsidiary ) and certain affiliates of m - c realty , inc . filed refund claims for corporate taxes paid to the commonwealth of kentucky for the 1991 - 94 tax years . the total amount of refunds sought was $ 1 , 132 , 166 . based on substantial uncertainty regarding collection of this amount , the liquidator withdrew these refund claims and asserted other refund claims for an overpayment of kentucky income taxes . the revised claim totals $ 217 , 349 at december 31 , 2006 . the liquidator is in the process of working with the kentucky department of revenue to resolve the refund claim .
but many kentucky counties only have one company offering health plans on the exchange . some counties have as many as six plans to choose from , both on and off the exchange .
details : in the final days of 2011 , the private university of pikeville announced that it was in talks to join the state university system . former gov . paul patton , the university ' s president , said state funding for pikeville would lower student tuition and raise education levels deep in the eastern kentucky mountains . stumbo , the house speaker from nearby prestonsburg , said he liked the idea . advocates say southeastern kentucky — which includes some of the poorest u . s . counties — is largely ignored by the state ' s higher education system . while the state has eastern kentucky university , it ' s paradoxically in central kentucky ' s madison county , just 27 miles south of the university of kentucky in lexington .
my husband and i took out a $ 500 . 00 kentucky central life ins . policy on our son ( darrell brooks ) in the late 1970 ' s . the policy was paid until pd . off . we never knew anythin . . . read more
kentucky is one of 13 states that operate its own health insurance exchange , a website where people can purchase discounted private insurance plans with the help of federal subsidies . republican gov . matt bevin plans to dismantle that state exchange , named kynect , by the end of this year . its plans and customers would be shifted to the federal exchange healthcare . gov .
charles s . cassis , brown , todd & heyburn , louisville , for kentucky cent . life ins . co .
united wireless telegraph company 1908 - early wireless radio company fraud normal price : $ 299 . 95 our sales price : $ 269 . 95
assets not transferred to jp life remained with the company and have been liquidated by the executive director of the kentucky office of insurance ( formerly
commissioner of the kentucky department of insurance
) who has been designated as the liquidator of the company . the liquidator is vested by operation of law with the title to all of the company ' s property , contracts , and rights of action , and may recover and reduce all such assets to possession and liquidate them in accordance with the terms of the order and applicable law . the court ordered the liquidator to liquidate the remaining assets of the estate as rapidly and economically as prudent . the assets of the company have been ( and will continue to be ) distributed in accordance with the priority established by applicable statute .
policies of an insolvent company are often transferred to a financially sound insurance company . if policies are not transferred to another company , the policies are continued and claims administered by either the guaranty associations or a third - party administrator ( tpa ) working on behalf of the associations . please contact the company / tpa listed below or the guaranty association in your state of residence for more information about your policy .
central bank & trust co . was established on april 15 , 1938 . headquartered in lexington , ky , it has assets in the amount of $ 1 , 966 , 857 , 000 . its customers are served from 23 locations . deposits in central bank & trust co . are insured by fdic .
the business of insurance is affected with a public interest and the state has an important and vital interest either in the liquidation or reorganization of such a business . neither the insurance company nor policyholders have inviolate rights that characterize ordinary private contracts . the policyholders ' contracts as well as others with interest in the company , are subject to a reasonable exercise of state police power . we agree with kcl ' s statement that rehabilitation is preferable to liquidation , but this ideal cannot survive the trial court ' s measured finding that
[ f ] urther attempts to rehabilitate kentucky central life would substantially increase the risk of loss to policyholders and creditors and would be futile .
one of the most common reasons critics of obamacare say the law is “collapsing” is that insurers appear to be fleeing the affordable care act’s health - insurance exchanges , or the state - based , online marketplaces where people can buy individual health - insurance policies .
when considering the company ' s complaint index and ratio , be sure to review the company history information displayed below for recent acquisitions , mergers , or other events that may affect the figures displayed for this company .
save kentucky healthcare , a nonprofit started by former democratic gov . steve beshear to advocate for kynect , said in a statement “we believe the main reason why insurance companies are proposing higher rates is because of the uncertainty of the future of kynect . ”
the filson’s mission is to collect , preserve , and tell the significant stories of kentucky and ohio valley history and culture .
for names of the companys current officers , please contact the company at the phone number listed in the contact information above or on their website .
complaint ratios : the ratio , expressed as a percentage , is the number of closed confirmed complaints divided by the number of policies the company had in force for the line of insurance and year indicated .
when he looked around for a company that managed farmland for investors like himself , luftman could not find one . so he created american farm investors in kentucky , his home state , in 2011 .
3 . ownership and affiliated companies - the common stock of kentucky central consists of two classes : voting and class a non - voting . the class a non - voting common stock is publicly held and was traded on the nasdaq stock market until removed from listing in april 1993 .
the jefferson - pilot corporation is one of the largest shareholder - owned life insurance companies in the united states . during the first decade of the twentieth century , ten insurance companies were incorporated in greensboro , the strongest of which was security life insurance company . at the same time , jefferson standard life insurance company was founded in raleigh , although by 1912 the company had depleted its surplus by paying excessive commissions to its agents . security life acquired the raleigh firm and the new company created by the merger retained the name jefferson standard . under the leadership of julian w . price , the company doubled its capital stock to $ 1 million by 1926 . it survived the great depression by issuing policies designed to
meet the times
with a graduated payment scale that enabled people to hold on to their policies . dividends continued to be paid , and the company continued buying bonds and lending money . it came to be considered one of greensboro ' s depression - proof industries .
frankfort , ky . ( ap ) - health insurance companies in kentucky want to increase rates by an average of 17 percent next year , continuing a national trend of hefty hikes as insurers adapt to a market reshaped by president barack obama’s signature health care law .
life insurance is designed to provide financial security to your loved ones in the event of your death . while that’s something that most people don’t want to think about , it is an important part of planning for the future . from paying off your mortgage and any debt to ensuring your family is financially prepared for the milestones ahead , life insurance can provide you with financial security and peace of mind . life insurance quote
please complete this form so that we are better able to answer your insurance questions . someone will contact you within the next business day .
mutual life and accident insurance association - locomotive engineers - 1910 normal price : $ 295 . 00 our sales price : $ 250 . 00
boeing airplane company ( early boeing airplane company stock certificate ) - delaware 1952 normal price : $ 595 . 00 our sales price : $ 495 . 00
maryland freestone mining and manufacturing company ( seneca sandstone company ) - maryland 1870 normal price : $ 495 . 00 our sales price : $ 395 . 00
kentucky soaps & such is a small general store that produces its own natural goat milk bath products and sells local , artisanal gifts .
negative comments about kentucky are popping up on social media and gov . steve beshear has said publicly kentucky does not want to repeat the example of indiana , which passed a religious freedom law but quickly repealed it when major companies announced they would consider leaving the state .
terry sebastian , spokesman for beshear , confirmed state tourism officials are monitoring social media where some anti - kentucky comments have popped up .
details : child advocates are concerned about the large number of underage
status offenders
whom kentucky incarcerates . a status offense is a wrongful act for juveniles — such as skipping school or running away for home — that isn ' t a crime for adults . in 2010 , there were 1 , 541 bookings of youths into kentucky juvenile detention facilities because of status offenses , according to kentucky youth advocates .
process , bidders could submit a type a bid , which involved infusing capital into the company and leaving the company intact , or a type b bid , which would spin off the life insurance business , leaving kcl to be liquidated . the rehabilitator ' s stated preference was for a type a bid .
electric bond and share company ( general electric holding company ) 1939 ( ebasco ) normal price : $ 249 . 95 our sales price : $ 199 . 95
minnesota mining & manufacturing company ( 3m ) 1904 - signed by 3m company founders normal price : $ 395 . 00 our sales price : $ 295 . 00
today utg , inc . serves as the holding company for universal guaranty life insurance company , cumberland woodlands , llc and stanford wilderness road , llc . through this diverse mix of business ventures and investments , we are able to reach into different markets and balance the ups and downs of an ever changing economy .
on july 12 , 2002 , the kentucky court of appeals reversed the rulings of the franklin circuit court and ordered the case remanded for further proceedings . rejecting the trial court ' s determination that dudley webb ' s written guaranties were unenforceable , the kentucky court of appeals ruled ,
we conclude that the guaranty agreements are enforceable by their very terms .
similarly , the kentucky court of appeals held that donald , dudley , and julie webb ' s promissory note for the west main properties loan was binding and enforceable . in june 2003 , the kentucky supreme court denied the defendants ' motion for discretionary review and the july 12 , 2002 opinion of the kentucky court of appeals became final .
new orleans & ohio telegraph lessees - louisville , kentucky 1858 normal price : $ 695 . 00 our sales price : $ 595 . 00
universal guaranty life insurance company is a 100 % subsidiary of utg . universal guaranty is a solid and secure life insurance company established to help ease the financial burdens faced during life’s most stressful times . we continually remind ourselves that the funds we manage belong to our clients and recognize each one as an individual person , not just a policy number . universal guaranty is committed to financial responsibility and ensuring the proceeds of every policy are there when needed and due .
lakeland asylum ( central state hospital ) , lakeland , ky , blueprint of “adams feeds” for pacific flush tank co . , madison , s . d . , june 27 , 1911
medical hall of transylvania university stock certificate - lexington , kentucky 1827 normal price : $ 595 . 00 our sales price : $ 495 . 00
details : there is a resurgence across kentucky of suspected
pill mills
— pain clinics feeding the state ' s epidemic of prescription - drug abuse . police and pharmacists say the demand for pain pills is growing at kentucky clinics because florida finally is cracking down on pill mills there , closing the interstate 75 pill pipeline used by kentucky addicts . one federal estimate has kentucky tied for the second - highest percentage of people 12 and older who use pain relievers for non - medical purposes : 6 . 58 percent , compared to the national level of 4 . 89 percent .
labor forces in kentucky would love to have the ear of a democratic governor who would , in theory , be more sympatheic to their concerns .
“people in kentucky understand how the marketplace works , and they know that they can shop around and find coverage that fits their needs and budget , ” gold said . “the vast majority of consumers in kentucky qualify for tax credits that reduce the cost of coverage below the sticker price . ”
in the southeast region 75 employees serve over 163 agencies in the states of georgia , maryland , north carolina , south carolina , tennessee , and virginia . the region writes over $ 239 million in premiums , personal and business insurance combined . on average , agencies in the southeast region write approximately $ 1 . 4 million with central .
george n . pierce company ( rare ) pierce - arrow car company - new york 1908 normal price : $ 695 . 00 our sales price : $ 595 . 00
utg and our family of businesses are blessed to be part of a community that inspires us and makes us proud to call central kentucky home . we believe stanford is our core , and we’re committed to making it – and every place our reach extends – better through a set of driving ideals we call the triple bottom line .
insurance doesn ' t have to be complicated . here you ' ll find easy explanations for all of your questions about coverages , pricing , and more .
additionally , pursuant to a july 12 , 2004 order of the franklin circuit court concerning amendments to the pleadings in the
guaranty case
( liquidator of kentucky central life insurance company v . r . dudley webb , et al . , franklin circuit court , civil action no . 94 - ci - 017 - ap - 12 ) , the webb group defendants have asserted a counterclaim against the liquidator for alleged wrongful use of civil proceedings arising from count i of the guaranty case . the liquidator disputes this claim and is unable to estimate any potential loss at this time .
in 2005 , united trust group , inc . completed the final steps of a series of mergers and consolidations , creating one holding company and one life insurance subsidiary , universal guaranty . through this process , united trust group , inc . became utg , inc . in addition to the mergers and consolidations that formed utg , the company , and those it has assumed over time , has a strong history of acquiring life insurance companies , some with histories and policies dating to the 1920s .
16 . losses / benefit payments - this amount includes payments made to policyholders with claims occurring prior to may 31 , 1995 and continuing claims on credit insurance .
11 . losses / benefit payments - this amount includes payments made to policyholders with claims occurring prior to may 31 , 1995 and continuing claims on credit insurance .
these publications were produced by the kentucky department of insurance ( unless otherwise noted ) . if you have a disability and need information in an alternate format , contact the department by calling 800 - 595 - 6053 ( in - state only ) . ( for voice to tdd , call 800 - 648 - 6057 . for tdd to voice , call 800 - 648 - 6056 . ) or writing department of insurance , po box 517 , frankfort , ky 40602 - 0517 .
lakeland asylum ( central state hospital ) , lakeland , ky , blueprint of “feeds and timed siphons” for pacific flush tank co . , westfield , ny , july 07 , 1911 [ folder 108 ]
but chandler , at that point , hadn ' t been in office for six years . and their fight wasn ' t about undoing what was central to one of the governor ' s legacies .
4 . order of distribution - the order of distribution from the assets of the company ' s estate is set forth at krs 304 . 33 - 430 , prior to its amendment in 2000 . by its express terms , the statute applies and governs the priority of distribution of assets in any proceeding to liquidate an insurer pending on the effective date of the statute . even if adopted by kentucky central , the changes to the statute effectuated in 2000 and subsequently would have no effect on the priority of distribution of the company ' s assets .
brink ' s express company ( western branch of the brink ' s armored car company ) - california 1912 normal price : $ 595 . 00 our sales price : $ 495 . 00
united states shipbuilding company - uss oregon battleship vignette ( company became bethlehem steel corporation ) - new jersey 1902 normal price : $ 595 . 00 our sales price : $ 495 . 00
“i’ve got a mix of emotions , ” she said . “i do want everybody to have insurance , but i understand what it’s like to pay for it too . ”
with the judgment of the commissioner of insurance being that liquidation was subsequently desirable and necessary , we determine that only a strong showing to the contrary would have justified the trial court ' s refusal to follow the recommendations of the administrative officers to whom the supervision of the insurance company was entrusted by the legislature . in re new york title & mortgage co . , 156 misc . 186 , 281 n . y . s . 715 ( 1935 ) .
brush electric light & power company - rare issued certificate - early g . e . company - montana , territory 1882 normal price : $ 495 . 00 our sales price : $ 395 . 00
at the conclusion of the first round of the bid process , eight ( 8 ) bids were received , and all such bids were type b bids . after a second round of bidding , jefferson pilot life insurance company (
jp
) was chosen as the winning bidder .
hughes tool company ipo certificate ( howard hughes , jr . , sold hughes tool company in an ipo ) - delaware 1972 normal price : $ 395 . 00 our sales price : $ 295 . 00
southern telegraph company 1882 normal price : $ 695 . 00 our sales price : $ 595 . 00
hurdles : few tasks are more political . politicians prefer to choose their voters when possible . in the past , the state house and senate each drew its own districts and largely respected the other ' s decisions , with each chamber ' s majority party reaping the benefits . the big partisan fight comes over kentucky ' s congressional districts . adding or subtracting a few counties to central kentucky ' s 6th congressional district , for example , could guarantee re - election for incumbent democrat ben chandler or cost him the job , depending on the voter makeup of the counties .
bevin spokeswoman jessica ditto said the affordable care act is failing and hurting the state , offering the rate increases as proof that the state needs “a sustainable healthcare model tailored for kentucky . ” bevin wants to repeal the state’s expanded medicaid program and replace it with a system similar to one in indiana , where some medicaid recipients pay small premiums for their insurance .
on february 12 , 1993 , at the request of the then commissioner of insurance , kcl was placed in rehabilitation by order of this court , and the commissioner was appointed rehabilitator . at that time , kcl had approximately $ 43 billion in life insurance in force in forty - nine states and the district of columbia . also , through its subsidiary companies , kcl had
this story has been corrected to reflect that the factors used to determine a person’s health insurance premium are age , where a person lives and whether they smoke , not a person’s gender .
the key element of the rehabilitator ' s plan of reorganization and reinsurance , the transfer to jp life of most of the company ' s assets in exchange for jp life ' s agreement to assume and
enhance
the life insurance policies and annuity contracts previously issued by the company , was closed on may 31 , 1995 . all policyholders of the company were given the right , if they chose to do so , to keep their life insurance and annuity contracts , and immediately become policyholders of jp life ; such policyholders are referred to herein as
opt - ins .
those policyholders who elected not to have their policies transferred are referred to herein as
opt - outs .
in the southwest regional office , 75 employees service approximately over 90 agencies in the states of arizona , colorado , nevada , new mexico , oklahoma and texas . under the guidance of regional vice president tim rauch , the region writes over $ 219 million in premiums , personal and commercial combined ; averaging $ 2 . 6 million per agency . the southwest region boasts the largest state in the company with texas making up to 21 percent of the total company premium and the largest agency in the company with production of $ 43 million with central .
this action involved a dispute as to whether the policyholders and creditors of kcl had priority as to the assets of mid - central investment co . over preferred shareholders of mid - central . a settlement was reached on these claims , pursuant to which the preferred shareholders received payment of $ 6 , 000 , 000 in settlement of claims of nearly $ 8 , 800 , 000 . the settlement was approved by the franklin circuit court on december 19 , 2002 .
radio shack random house rayonier foundation raytheon co . rbc dain rauscher , inc . reader ' s digest association , inc . realnetworks , inc . reebok international , ltd . reliable life insurance co . reuter america , inc . revlon , inc . rexam , inc . rexnord corp . rhodia , inc . riviana foods inc . rli insurance co . robert wood johnson foundation rochester midland corp . rockefeller brother fund , inc . rockefeller family and associates rockefeller group rockwell automation ronin development corp . royal and sun alliance insurance ryco divison , reilly - whiteman , inc . back to top
perhaps nowhere has the health care law had as powerful an impact as in kentucky , where nearly one in three people now receive coverage through medicaid , expanded under the legislation . perhaps no region in kentucky has benefited as much as appalachia , the impoverished eastern part of the state , where in some counties more than 60 percent of people are covered by medicaid .
coca - cola company specimen normal price : $ 295 . 00 our sales price : $ 195 . 00
philadelphia guano company - 1857 normal price : $ 595 . 00 our sales price : $ 495 . 00
washington turnpike company - 1819 normal price : $ 199 . 95 our sales price : $ 169 . 95
the chandler - breathitt feud was a far cry from the open warfare we saw on thursday as beshear announced plans to try to salvage the signature successes of his administration : the expansion of medicaid and the creation of the kynect health insurance portal , which combined , have caused kentucky’s uninsured rate to drop from 20 . 4 percent to 7 . 5 percent , according to gallup .
complaint index : indicates how a company ' s ratio of the number of complaints to the number of policyholders compares to the average for all insurers . the index is calculated by dividing the company ' s percentage of complaints for a specific line of insurance by the company ' s percentage of the policies in force for the same line of insurance . the average index is 1 . 00 . a number less than 1 indicates fewer complaints than average ; a number greater than 1 indicates more complaints than average . for the most recent completed year , a given insurer ' s index may change over time , as policy count data is received by tdi . this will affect each insurer ' s percentage of the total .
assets not transferred to jp life remained with the company and are being liquidated by the commissioner of the kentucky department of insurance who has been designated as the liquidator of the company . the liquidator is vested by operation of law with the title to all of the company ' s property , contracts , and rights of action , and may recover and reduce all such assets to possession and liquidate them in accordance with the terms of the order and applicable law . the court has ordered the liquidator to liquidate the remaining assets of the estate as rapidly and economically as prudent . as these assets are liquidated , they will be utilized to repay the guaranty associations and to make policyholders whole . the remaining assets of the company , if any , will be distributed to other creditors and shareholders in the priority established by applicable statute .


the nova scotia health authority is a provincial health authority serving nova scotia , canada .

it is the largest employer in the province , with more than 23,000 employees , 2,500 physicians and 7,000 volunteers working from 45 different facilities .

its largest hospital is the qeii health sciences centre in halifax .

nova scotia health authority

you have the right to access and request a copy of your personal health information from nova scotia health authority .
nova scotia health authority is committed to protecting the privacy of your personal health information , in accordance with the personal health information act .
the nine previous district health authorities have come together as the nova scotia health authority , partnering with the iwk health centre to plan and deliver care for nova scotians .
nova scotia health authority is the largest provider of health services in nova scotia . our workforce of more than 22 , 000 strong provides health care and support services in hospitals , health centres and community - based programs across the province .
on april 1 , 2015 , nova scotia launched a new health system structure to create a foundation for better health and health care .
help other health professionals outside of nova scotia health authority who are involved in your care to provide health services to you . this could include your family doctor , pharmacist or nursing home staff .
information about our programs , services , and facilities is available on the nova scotia health authority public website . enter nsha ' s public website »
today , we support the vision of the nova scotia healthy authority ' s addictions and mental health program and partner with the provincial government , community associations , and local business , to place greater emphasis on mental illness and its human toll through our community grants program and nova scotia health authority : mental health and addictions central zone grants .
you will need to know which of the former nova scotia district health authorities currently holds your information .
at that time the foundation only supported clients of the nova scotia hospital as well as the dartmouth community . however by 2002 , we broadened our mandate to raise awareness and support for mental health care in the capital district health authority and throughout communities in nova scotia .
nova scotia health authority provides health services to nova scotians and some specialized services to maritimers and atlantic canadians . we operate hospitals , health centres and community - based programs across the province . our team of health professionals includes employees , doctors , researchers , learners and volunteers that provide the health care or services you may need .
through its research mandate , the nova scotia health authority looks for new treatments , cures , processes and practices with more than 1 , 200 projects currently underway . as a learning organization committed to translating its knowledge , the health authority also supports more than 4 , 500 learners each year .
crown copyright © 2013 , province of nova scotia . updated : 2018 - 05 - 18
do you have a question , concern or compliment for nova scotia health authority ? we want to hear from you . your feedback lets us know where we’re doing well and where we need to improve .
in collecting , using or disclosing your personal health information , we take measures to ensure the privacy and confidentiality of the information is protected in accordance with the personal health information act . this privacy statement provides a brief description of the nova scotia health authority’s practices for the collection , use and disclosure of personal health information .
the nova scotia health authority partners with the iwk health centre to plan and deliver primary care , community health , and acute care . they also provide the highest level of specialized services to residents from other parts of the atlantic region . their work extends beyond hospitals and health centres , and clinics . you can find their health teams in schools , downtown cores , and other community settings .
the nova scotia health authority is now the largest employer in the province . more than 23 , 000 employees , 2 , 500 physicians and 7 , 000 volunteers combine to provide care at more than 45 facilities throughout the province . health services are organized across four areas :
access to your personal health information is available to those who need to know in order to provide care , including : physicians , nurses , technicians , therapists and other health professionals . they are responsible for following nova scotia’s personal health information act .
enable the provincial department of health and wellness to plan and manage the health system .
use or disclosure to a specific health professional or health organization involved in your care .
the mental health foundation of nova scotia was established in 2002 , a re - imagining of the nova scotia hospital foundation created in 1986 and led by charles keating . keating envisioned a community that could work together to break down stigma and provide support to those living with mental illness .
career opportunities are available in communities across nova scotia for caring , dedicated people who share our mission - working together to achieve excellence in health , healing and learning . learn more about our locations across the province .
job location : halifax state / province : nova scotia the structured cabling technician is responsible of wiring fiber , coax , copper , cat 5 and cat 6 cable into . . .
•call 811 for health advice , 911 for emergencies . •mental health crisis line - 1 888 429 8167 ( toll free ) •if your msi card has been lost or stolen , please call ( toll - free ) : 1 - 800 - 563 - 8880 ( in nova scotia ) between 8am - 5pm mon - fri
at the heart of the southwest coast of nova scotia , a 2 - hour drive from halifax , the unique seaside town of shelburne offers a perfect balance of nature , . . .
this new provincial approach will better co - ordinate health resources and expertise in a way that helps us turn the tide toward better health .
we collect personal health information directly from you or from the person acting on your behalf . sometimes , we ask other health professionals or health care organizations involved in your care for your personal health information . this helps us provide care to you . we may collect personal health information from other sources , if the law allows or with your consent . personal health information may be collected and stored in different ways . this includes your paper chart , electronic file and images .
contact the public health office in your area to learn how to access your immunization records .
change your mind if you have previously given us permission to use or share your health information .
you can find information about how to make requests for you personal health information from us here .
knowledge and interest in local and nova scotian history and respect for the historical integrity of the site and its collections ; . . .
receive payment from your provincial health care plan , private insurer or other body for delivering care to you .
our scope goes beyond our province . we have the largest adult health sciences centre in atlantic canada and are among canada’s top research centres . *
you may withdraw or withhold your consent for the following uses and disclosures of health information . we will do what we reasonably can to meet your wishes .
there are limited exceptions to your right of access . for example , you may not be given access to information that was collected during an investigation or that includes personal health information about another individual .
conduct research , if you give your express consent . note : some research studies do not require your consent . these studies have safeguards in place to protect your privacy under the personal health information act . this includes review of all studies by a research ethics board .
last year alone , we had more than 70 , 000 surgeries take place in our operating rooms , performed over one million diagnostic imaging exams and more than 560 , 000 people visited our emergency rooms .
html public
- / / w3c / / dtd xhtml 1 . 0 strict / / en
urltoken
browse our collection of resources and information selected specifically for primary care providers . resources »
here you will find publicly accessible information and resources for tailored to our stakeholders and other partners . if you are looking for our public facing programs , services or facilities please visit urltoken .
if you would like to leave us some feedback about this website , please email us .
if you have questions about the registration process or would like to report technical issues , please email us . please call 811 for assistance with your registration .
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success factors allows employees to view and apply for jobs online . this link takes you to the internal job postings , which includes both postings available to the public and additional postings exclusively for current employees . success factors is available 24 hours day , seven days a week . • success factors internal job postings login
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there may be fees associated with this service based on the region you submit the request to .
one you have determined that , fill out the appropriate request form below and submit it to the relevant contact person .
under the age of 19 - a parent is able to make a written request for immunization records for children under the age of 19 . a signed release of information is not required from the child .
over the age of 19 – if a parent requests immunization records and their child is 19 years of age or over , the child must sign the appropriate form to give permission to release those records .
give family or friends confirmation that you are in hospital , your room and telephone extension , and general condition ( e . g . fair , good ) on the day they request the information .
notify a representative of your faith group so that they can visit during your stay , if you identify your faith group .
plan and manage our operations . for example , staff scheduling , management of beds , etc .
fulfill other purposes permitted under law . some examples : reporting abuse , reporting certain communicable diseases , in accordance with a warrant or subpoena .
confirmation of your status as a patient . as soon as you are admitted to hospital , please let staff attending to your care know that you want this information kept private .
be told if your information is lost , stolen or shared with someone without authorization .
the keating family continues their support through the establishment of the pathways to hope fund , an education , awareness and housing initiative supporting people living with mental illness in our communities . the festival of trees , an annual fundraising event , is the brainchild of keating and continues to this day .
who we are grand circle corporation is the largest american direct marketer for international travel , adventure and discovery for americans aged 50 plus and . . .
an interest in local history , culture , etc . is required . here we grow again ! * . . . .
the successful candidate will have strong managerial and communications skills with a history of successfully delivering projects valued in excess of $ 5m . . . .
srce , drjhg , glob hist 12 , cdn history 11 , global geog 12 , e . . .
history , social sciences . global history 12 , canadian history 11 , global geography 12 , entrepreneurship 12 , citizenship 9 teacher . . . .
do not assume that the screening board has any previous knowledge of your background , qualifications , or work history . . . .
please be aware that all staff must submit a criminal background check with no criminal history . this is a long - term , part - time position * . . . .
recent work history must include a minimum of 2 years related offshore hydrographic / construction survey or marine geology experience ; . . .
our history dates to 1943 and we continue to be 100 % owned by atlantic canadians . _ atlantic poultry incorporated ( api ) provides high quality poultry products to . . .
proven history of excellent attendance ; for more than 25 years , inland technologies has specialized in the delivery of airport environmental compliance programs . . .
leadership competencies and a strong history of producing results ; our goal is to be a diverse workforce that is representative , at all job levels , of the . . .
demonstrated track record of success in academic , internship or work history as well as a high level of ownership and accountability . . . .
emplacement du poste : halifax état / province : nouvelle - écosse the structured cabling technician is responsible of wiring fiber , coax , copper , cat 5 and cat 6 . . .
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operating over 40 years in telecommunications , telecon group has developed credibility and a reputation for excellence and reliability .