the jersey competition regulatory authority ( jcra ) is the general competition , postal and telecommunications regulatory authority for jersey , a british crown dependency off the coast of normandy , france .

jersey competition regulatory authority

the jersey competition regulatory authority ( jcra ) is an independent body corporate established under the competition regulatory authority ( jersey ) law 2001 .
the states approved the competition regulatory authority ( jersey ) law in november 2000 .
cicra ( the channel islands competition and regulatory authorities ) comprises the jersey competition regulatory authority ( jcra ) and the guernsey competition and regulatory authority ( gcra ) . we are independent of the states of jersey and guernsey .
this law may be cited as the competition regulatory authority ( jersey ) law 2001 .
the channel islands competition and regulatory authorities or ' cicra ' is the name given to the jersey competition regulatory authority and the guernsey competition and regulatory authority ( now gcra and was the office of utility regulation ) .
jersey competition regulatory authority ( now cicra ) ( 7 . 1 . 21 . l14 )
jersey citizens advice - jersey competition regulatory authority ( now cicra ) ( 7 . 1 . 21 . l14 )
the jcra was set up under the competition regulatory authority ( jersey ) law , 2001 , and the gcra was set up under the guernsey competition and regulatory authority ordinance , 2012 .
the channel island competition and regulatory authority ( cicra ) for a period of two months .
under article 3 ( 3 ) of the competition regulatory authority ( jersey ) law 2001 , the minister for economic development is required to notify the states of appointments of members of the jersey competition and regulatory authority ( jcra ) .
has been the effective merger of the jersey and guernsey regulatory bodies , now operating under the banner of the channel islands competition and regulatory authorities ( cicra ) .
the jersey competition regulatory authority is now responsible , through its licensing activities , for ensuring that both current and prospective demands for telecommunications services are provided .
to the board of the jcra under powers conferred by article 3 ( 1 ) ( b ) of the competition regulatory authority ( jersey ) law 2001 .
under powers conferred by article 3 ( 1 ) ( b ) of the competition and regulatory authority ( jersey ) law 2001 . the period of appointment is 1
nder the competition regulatory legislation as above , the minister must appoint members of the jcra board after having first discussed such appointment with the chairman of the authority .
states of jersey ( amendments and construction provisions no . 4 ) ( jersey ) regulations 2005
in jersey , the telecoms and postal sectors are regulated by the jcra , which is also in charge of and enforces the competition ( jersey ) law 2005 .
i also established regulatory and licensing regimes for the monopoly electricity and postal sectors and introduced improved service standards through the use of regulatory incentives .
the authority , any member of the authority , or any person who is , or is acting as , an officer , employee or agent of the authority or performing any function on behalf of the authority .
states of jersey ( transfer of functions no . 8 ) ( miscellaneous transfers ) ( jersey ) regulations 2015
copyright : © 1996 - 2017 jersey citizens advice bureau , jersey , channel islands . all rights reserved .
jt achieves broadband world forum recognition for ' gigabit jersey ' . jt aquires jersey voucher and launched jtrewards . com . jt connect first school in jersey to gigabit broadband .
requiring significant political and negotiation skills as well as project management and economic regulatory and competition skills , the project resulted in the first successful cross border single market in europe .
he has been a member of several regulatory and public policy bodies including the national consumer council , the gibraltar financial services commission and the regulatory policy committee . he also established the regulatory regime for claims management companies under the compensation act 2006 and was the first claims management regulator .
jersey telecom introduced the ci’s fastest mobile broadband of 14 . 4mb jersey telecom introduced the cloud wifi in the channel islands including access on some connex bus routes jersey telecom re - brands to jt .
on 1st january 2003 the telecommunications ( jersey ) law 2002 comes into force in its entirety . on that date , the operational activities of the telecommunications board were incorporated and jersey telecom limited commenced business under an entirely different regulatory regime .
the authority may establish committees whose members may , but need not , be members , officers , employees , or agents , of the authority .
the states may make a grant to the authority from their annual income towards the expenses of the formation of the authority and its initial expenses .
the authority is funded via licence fees and a grant from the department to administer the competition law . no additional funding or resources are required as a consequence of this decision .
competition law - ensuring markets work well for consumers telecoms - ensuring telecoms markets work in the best interests of consumers , through effective competition where appropriate ; and regulation where competition is not sufficient to adequately protect consumer interests ports - to protect and further the interests of users of port operations , where appropriate by promoting competition post - to ensure that quality of service standards to customers are observed ; and universal service obligations are met .
those matters may include matters relating to accountability , efficiency , and economy of operation , of the authority , but not matters relating directly to the performance of the authority’s licensing or regulatory functions or its functions under article 6 ( 2 ) or ( 4 ) .
the economic development department provides the authority with a grant to administer the competition law ( £300 , 000 in 2013 ) . there are no other financial or manpower implications for the states .
jcra board after having first discussed such appointment with the chairman of the authority .
copyright / patents in jersey . ( 1 . 3 . 6 . l2 )
16 % of jersey households have broadband and jt launch its first wireless hotspots .
jersey telecom complete acquisition of rival operator newtel guernsey and announce urltoken acquisition . jt initiate first residential gigabit broadband connection in europe at two residential developments in jersey .
in respect of each financial year , the states may make a grant to the authority from their annual income towards the authority’s expenses in performing any of its functions .
a canadian and english lawyer , he has practiced in toronto , tokyo and london , and worked as an official in the canadian competition bureau . he has a particular interest in competition and consumer policy and is currently the director and senior research fellow at the british institute of international and comparative law in london , with responsibility for its competition law forum .
jersey hosts the natwest island games , powered by jt . jt reaches the milestone of 10 years sponsoring jersey live . jt ' s 4g network is completed , the first in jersey . jt celebrates it ' s millionth subscriber to their network .
the authority may recognize or establish , or assist or encourage the establishment of , bodies that have expertise in , or represent persons having interests in , any matter concerning competition , monopolies , utilities or any matter connected with the provision of goods or services to which the authority’s functions relate .
specifically we are responsible for the administration and enforcement of competition law across the channel islands together with the economic regulation of the telecom , ports and postal sectors in jersey and the telecoms sector in guernsey .
the authority shall prepare a report on its activities in each of its financial years .
in particular , but without limiting paragraphs ( 1 ) and ( 2 ) , the guidance or directions may relate to conflicts of interest , the accounts of the authority and their audit , borrowing by the authority and the investment of the funds of the authority .
the minister shall not give guidance or directions under this article without first consulting the authority .
the application of the common seal of the authority shall be authenticated by the signature of a person authorized by the authority to sign on its behalf and every document bearing the imprint of the seal of the authority shall be deemed to be properly sealed unless the contrary is proved .
it identified , in particular , the need to reinforce the level of telecoms and electricity regulatory expertise at a non - executive level .
the jcra receives a grant of £300 , 000 from the states to carry out all the duties it has under the competition ( jersey ) law 2005 . this grant is applied by the jcra across the range of activities required by the competition ( jersey ) law 2005 . the states does receive some information from the jcra in general terms in relation to the use of the grant and for the purposes of managing the states relationship with the jcra .
and the authority has published a report on the local taxi market that tts is currently considering .
continues to expand and the nature of the market is such that strong regulatory action is needed to ensure that customers are not unfairly treated .
this website is not compatible with your web browser . you should install a newer browser . if you live in jersey and need help upgrading call the states of jersey web team on 440099 .
deep understanding of the energy industry and energy regulatory frameworks in europe , the uk and ireland ; experience in market design in a small economy .
this law has been amended by the states of jersey ( amendments and construction provisions no . 4 ) ( jersey ) regulations 2005 . the amendments replace all references to a committee of the states of jersey with a reference to a minister of the states of jersey , and remove and add defined terms appropriately , consequentially upon the move from a committee system of government to a ministerial system of government
a committee of the authority may itself establish sub - committees whose members may , but need not , be members of the committee or members , officers , employees , or agents , of the authority .
) and julian rogers ( member of the jersey appointments commission ) . the process itself was resourced by
jersey telecom quadruple the speed of its standard broadband service to a new standard download speed of 2mb .
a committee whose member or members are drawn only from the members , officers and employees of the authority .
the authority shall , in investing any of its funds , comply with any guidelines specified by the minister .
the authority may appoint such officers , employees and agents as it considers necessary for the performance of its functions .
at the same time i ensured ofwat’s core enforcement work ( under regulatory , competition and consumer legislation ) was targeted and successful , levying £75 million in fines on water companies and securing over £500million in benefits returned to customers . i have driven a significant increase in the use of ofwat’s powers under the competition act , including initiating joint working with the oft . a number of strategic decisions have been challenged in court and none were overturned . i act as decision maker for all complex cases .
jersey telecom announces the launch of wave telecom , a wholly owned subsidiary operating as a new telecoms provider in guernsey .
wave telecom and jt combined to operate under one name jt . jt launch island wide ' gigabit jersey ' project .
save as this law provides to the contrary , the authority shall be independent of the minister and of the states and neither the minister nor the states shall be liable for any act or omission or debt or other obligation of the authority .
i set up the first economic regulatory regime in the channel islands , starting with legislation design through to organisational set up , and then ran the regulatory body for its first three startup years . this included recruiting appropriately skilled staff and managing much of our delivery through effective outsourcing . the organization regulated the telecommunications , electricity and postal sectors in guernsey .
in guernsey the telecoms , postal and electricity sectors are regulated by the gcra , which is also in charge of and enforces the competition ( guernsey ) ordinance , 2012 .
be prepared in accordance with generally accepted accounting principles and show a true and fair view of the profit or loss of the authority for the period to which they relate and of the state of the authority’s affairs at the end of the period .
are sourced from the annual grant made to the jcra to administer the competition law as well as from the jcra’s own accounts . there are therefore no resource implications for the states
at cicra , we work to ensure that channel islanders receive the best value , choice and access to high quality services , in addition to promoting competition and consumers ' interests .
the authority shall have such functions as are conferred on it by or under this or any other law or any other enactment .
in january 2017 , jt announced that it had completed 70 % of its planned connections to jersey’s fibre - optic broadband network .
mark has always maintained a keen interest in jersey . he has written reports for the states on housing policy and consumer policy and chaired a working group on immigration . he has published a history of the jersey population and for several years was membership secretary of the jersey society in london . he was appointed chairman of the jcra in 2010 and of the guernsey equivalent , the gcra , in 2012 , having led the integration of the two bodies . he was also appointed chairman of the jersey development company in 2011 .
ofwat is the economic regulator for the water and waste water sector in england and wales , as well as being a concurrent competition body for the sector and having powers under consumer legislation .
a person is not disqualified from holding office as a member because the person is an officer , employee or agent of the authority .
in making that recommendation , the chief minister shall have regard to the actual financial position and the projected financial position of the authority .
jt become the official technology partner for superleague - a world - class triathlon event being held in jersey for the next 5 years .
it is for the states to appoint one member of the authority as its chairman upon the recommendation of the economic development minister . under article
such fees and charges ( not inconsistent with this or any other enactment ) as may be agreed between the authority and any person for whom the authority provides advice , assistance or other services under this or any other enactment , in respect of the advice , assistance or other services .
the jersey telecom group announces plans for a new £7m submarine fibre optic cable that will connect the channel islands ' telecommunications infrastructure to global networks .
in determining that amount , the minister for treasury and resources shall have regard to the actual financial position and the projected financial position of the authority .
the authority shall have power to do anything that is calculated to facilitate , or is incidental or conducive to , the performance of any of its functions .
jt has become a partner and supporter of jersey together , a colourful new three - day summer festival that will celebrate the island’s many communiti . . .
the minister may , if he or she considers that it is desirable in the public interest to do so , give to the authority written guidance , or general written directions , on matters relating to corporate governance , that is , relating to the system and arrangements by and under which the authority is directed and controlled .
jt was awarded the islands’ fastest mobile and internet networks in jersey and guernsey , confirmed by the speedtest awards from ookla , the worlds no 1 internet test .
during this time i assisted government in privatising the local telecommunications sector and successfully liberalising both the fixed and mobile telecommunications markets . i set up appropriate regulatory safeguards and incentives to drive the transition from monopoly to competitive provision of these services .
- partially meets the criteria’ or ‘c – ‘does not meet the criteria’ . there were seven applications from jersey residents , none of which were scored ‘a’ or ‘b’ .
accuracy : although every precaution has been taken to ensure the accuracy of this information , the jersey citizens advice bureau does not accept any liability for errors or omissions .
the exchange is bought by the states of jersey and named the states telephone committee . there are 14 mechanical magneto exchanges and many miles of overhead lines servicing 1500 customers
and the international regulatory strategy group , a vice chairman of london councils and a board member of london and partners and the centre for london . in the city he is also a member of the finance , police , establishment and investment committees .
( 2 ) a scheduled public authority that refuses an application for information on this ground must make reasonable efforts to inform the applicant where the applicant may obtain the information .
by working together , sharing resources , skills and knowledge between the islands , cicra ' s aim is to make sure that consumers get the best value , choice and access to high quality services . they also promote competition and consumers ' interests .
boleat has proved to be an efficient and effective chairman , usefully combining his wide - ranging experience of regulation in the uk and internationally with his knowledge of the local business and political environment and the leadership skills that the board of a regulatory body needs .
three years ago there was valid criticism of the jcra in that it appeared to devote substantial resources to theoretical studies of international mergers that had little or no relevance to jersey .
the authority may , on request by the minister , provide the minister with reports , advice , assistance and information in relation to any matter referred to in paragraph ( 2 ) .
it shall be the duty of the authority to have regard to any guidance , and to act in accordance with any directions , given to it by the minister under this article .
the jersey cab hereby reserves all rights that may exist in law or equity for any proprietary or intellectual property herein . information may not be altered , reposted or sold without permission .
the rights and obligations of the authority , and the performance of its functions , shall not be affected by any vacancy in its membership or any defect in the appointment of a member .
jersey’s first automatic strowger exchange comes into operation with a capacity for 9 , 000 lines . an extensive external development programme follows and a great number of overhead lines are replaced with underground cables .
jersey telecom’s first analogue mobile network service is introduced in collaboration with cellnet uk . over 3 , 000 customers are using the service before jt introduce it’s own digital gsm network at the end of 1994
jt were once again awarded the islands’ fastest internet networks in jersey and guernsey , and the fastest mobile network in guernsey , confirmed by the speedtest awards from ookla , the worlds no 1 internet test .
the amount of any grant referred to in paragraph ( 1 ) or ( 2 ) shall be determined by the minister for treasury and resources on the recommendation of the chief minister made after consultation with the authority .
a second fibre optic cable is put in place running from jersey to the uk . this cable is still the longest unrepeated optical cable in the world . together both cables carry more than 32 , 000 simultaneous calls
the authority shall also make for the members ( or persons who have been members ) such provision ( if any ) for pensions , allowances or gratuities , and payments when special circumstances arise , as the minister directs .
shall apply to an auditor and the auditor’s appointment referred to in this article as if the authority were a company within the meaning of the first - mentioned article and the appointment were under article 109 of that law .
the authority shall provide the minister with the report as soon as practicable after the end of the financial year to which the report relates , but in no case later than 4 months after the end of that year .
many new services are introduced throughout the 80’s . the most significant being the introduction of system x digital exchanges island wide . this computer controlled system has been developed for bt and has the advantage of allowing jersey to be completely compatible with the uk network . microwave links are put in place between jersey and both the uk and france to ensure that communications links can be maintained in the unlikely event of a breakdown of the main cable .
since being appointed chairman of the jcra , mark boleat has taken on a significant role as chairman of the city of london policy and resources committee and he has also been appointed by the states as chairman of the jersey development company .
article 1 of the freedom of information ( jersey ) law 2011 ( the law ) defines a
public authority
for the purpose of the law . a number of descriptions of entities that may be covered are set out . however , the obligations of the law only apply to scheduled public authorities ( ie those entities that are listed in schedule 1 of the law ) . the jcra is not listed in schedule 1 and is therefore not covered by the obligations of the law .
the board of jersey telecom group ltd supports the proposition by the treasury and resources minister , senator terry le sueur , that the company should be sold . however , it was decided later in the year that the company would not be sold .
my work involves significant stakeholder management including government , industry and the media where it is my role to communicate complex policy and regulatory messages simply , clearly and effectively . i am a board member and accounting officer so i am experienced in appearing before select committees and engaging directly with ministers and other politicians . i am also thoroughly experienced in the highest standards of governance and accountability .
freedom service improved for our customers reducing the sim pack price to 39 . 99 and offering 25 % extra free on £20 top up cards for promotional periods . the jt shop moves to 18 queen street on the high street and announce a two year sponsorship of jersey live .
the information you have requested on items i and j is exempt under article 23 of the freedom of information ( jersey ) law 2011 because the information is already accessible to you by other means . the information is the subject of a ministerial decision on 2016 year end carry forwards available at the following location :
a person or body to whom this article applies shall not be liable in damages for anything done or omitted in the performance or purported performance of any functions of the authority conferred by or under this law or any other enactment , or any other functions conferred by or under this law , unless it is shown that the act or omission was in bad faith .
advice and guidance including how to make a complaint . information about mobile masts and network performance
it should be noted that the chief minister has been asked to sign this ministerial decision due to the unavoidable absence of the economic development minister .
a vacancy has arisen on the board of the jcra due to the expiry of richard povey’s term of office on 8th may 2013 . he has served on the boards of the jcra since 2005 and the
since 2012 ; as the appointments run concurrently and mr povey has served eight years with the jcra ( with nine being the accepted maximum to ensure independence per corporate governance best practice ) , he did not seek reappointment .
, or cicra ) in the short - to medium - term , the board reviewed its own composition , skills and experience .
guernsey press and in the sunday times . by the closing date , 38 applications had been received which were then subject to a shortlisting process undertaken by the recruitment panel . the shortlisting process involved comparing the skills and experience demonstrated by the candidates in their
application letters and cv’s to the criteria set out in the candidate brief for the role . candidates were then scored as ‘a - meets the criteria’ , ‘b
s skills and experience against those required for the role . all candidates were assessed against the same competencies and scored on the same basis .
as the result of the interview process , four of the five candidates were deemed potentially suitable , however , one candidate scored significantly higher than the others . the recruitment panel discussed the scores and each of the candidates at length and agreed to recommend the highest - scoring candidate to the economic development minister
the recruitment panel noted ms finn’s extensive expertise in utilities regulation , and in - depth knowledge of both the telecoms and electricity sectors .
the commencement date of the contract will be 1st june 2013 , which is the same date the appointment of the candidate to the board of the gcra . the term will be five years , which is the maximum specified term as set out in the
and provides for continuity within the jcra board , avoiding several members’ terms ending around the same time .
i am a non - executive director of the board of this mutualized energy company , as well as being chair of the remuneration committee and a member of the audit committee .
as a board member i have supported the chairman and the board in transforming this small business from a start - up financing vehicle to a successful asset owner , operator and financer with a strategic influence on the irish energy sector that disproportionate to its size . much of this influence is derived from a greatly enhanced and improved reputation . i provide particular support in stakeholder engagement as well as experience and knowledge of energy sectors in ireland , uk and europe .
i share the responsibility for holding the executive to account and ensuring good governance , which is particularly important in the absence of a shareholder function .
direct experience of and insight into the needs of business operating in a heavily regulated environment .
i joined ofwat in 2006 as its first chief executive and as a board member , led the development of its strategy which focuses on the delivery of sustainable long - term water sector in the interests of customers . a significant achievement has been to secure the necessary commitment of government to new legislation to enable reform of the water and wastewater sectors to deliver on this strategy . the legislation has now been published .
i led the delivery of a price control in 2009 for this £10bn turnover industry that kept real bills to customers flat for five years while at the same time ensuring £22bn investment . i successfully defended an appeal against one of the 22 determinations , clearly demonstrating how ofwat’s decisions were in the public interest
as one of three commissioners for energy regulation i led the development of an all island electricity market ( the single electricity market or sem ) to deliver the best possible outcomes for consumers . this involved working with the economic regulator in northern ireland and both the northern irish and irish governments , to set up a single market for the competitive purchase , transportation and sale of electricity in the island of ireland .
i also led the development and publication of the commission’s first strategic plan and contributed to the rest of the commission’s work as one of the key decision makers under its powers to regulate both the electricity and gas sectors in ireland .
the odtr was set up in 1997 to regulate the telecommunications market in ireland , including electronic communications radio spectrum , broadcasting networks and latterly postal services .
i was a founding member of the organisation and one of the senior management team that merged two government department divisions with disparate cultures into a new organization with a clear strategic focus and delivery capability . i developed and led the market operations team and was a key player in creating the new culture and strategy for the organization , as was recognized by my appointment as deputy director .
i was responsible for the project to liberalise the irish telecommunications sector with the aim of creating effective competitive markets working in the interests of consumers . the project was initially on a timescale linked to derogation from eu rules , which had been negotiated by the irish government . i successfully influenced government to abandon the derogation and bring the project delivery deadline forward by 18 months , by demonstrating the benefits of competitive markets to the irish economy and the ability to deliver in the shorter timescale . the project was completed successfully in the new timescale .
i also led on key aspects of national and international engagement including with the government , european commission , other regulators and business .
this work involved regulating first the broadcasting and subsequently the telecommunications sectors before the independent regulator was established . i managed the team that successfully made the case for the liberalisation of the irish telecommunications sector within the european framework and developed the legislation required to establish the first independent economic regulator in ireland .
as a qualified systems analyst and , reporting to the head of the information technology unit , i was responsible for meeting the it needs of a diverse policy department spread over nine separate sites .
i was one of a small team that set up a new health promotion unit within the department and i led a number of national communications projects on public health issues including as smoking cessation , child vaccination and healthy eating .
( 1 ) information is absolutely exempt information if it is reasonably available to the applicant , otherwise than under this law , whether or not free of charge .
so far as is possible for a body corporate , exercise the rights , powers and privileges and incur the liabilities and obligations of a natural person of full age and capacity .
2 or more other members appointed by the minister after he or she has consulted the member who has been appointed as chairman .
the minister shall notify the states of the appointments that the minister has made under this article .
a member shall hold and vacate office in accordance with the terms of the member’s appointment .
a member shall be appointed for a period not exceeding 5 years and upon expiry of such period shall be eligible for reappointment .
a member may at any time resign his or her office by giving notice in accordance with the terms of the member’s appointment .
the minister may revoke the appointment of a member , other than the member appointed as chairman , if the minister is satisfied that any of the circumstances referred to in paragraph ( 4 ) ( a ) – ( d ) apply to the member .
if the minister so determines , reasonable out - of - pocket or other expenses occasioned in the course of carrying out their duties .
establish and maintain such schemes or make such other arrangements as it thinks fit for the payment of pensions and other benefits in respect of its officers and employees .
the minister for treasury and resources may act under paragraph ( 2 ) only on the recommendation of the chief minister .
prepare accounts in respect of each financial year and , after the accounts have been audited in accordance with paragraph ( 3 ) , provide these to the minister as soon as practicable after the end of the financial year to which they relate , but in no case later than 4 months after the end of that year .
the minister shall lay a copy of the accounts so provided before the states as soon as practicable after the minister receives the report .
the minister shall lay a copy of the report so provided before the states as soon as practicable after the minister receives the report .
the minister may by order make provision for the purpose of carrying this law into effect .
contain such transitional , consequential , incidental or supplementary provisions as appear to the minister to be necessary or expedient for the purposes of the order .
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hawker ' s licence ( licence to trade ) ( 13 . 13 . 12 . l2 )
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* we provide telephone advice on freephone 0800 735 0249 or 724942 between 10am and 3pm , monday to friday .
we work in partnership with a range of organisations across the channel islands , the uk and internationally . these include :
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requires the minister to recommend the appointment of a chairman of the jcra to the states .
it received royal assent on 14th march and came into force on 1st may 2001 .
hon the lord kingsland in july 2009 . mr boleat was one of 27 candidates originally considered for the post , and was appointed following a process managed in accordance with the appointments commission code .
he has also ensured that the board itself has the right balance of expertise and experience .
he has expressed a willingness to be appointed for a second and final term .
polytechnic ( now coventry university ) in 1970 with a first class ba honours degree in economics . in 1971 he was awarded an ma in contemporary european studies by the university of reading . he joined the building societies association in 1974 , holding a number of positions before being appointed director general in 1986 . he was also director general of the council of mortgage lenders when that organisation was created in 1989 .
in 1993 he joined the association of british insurers , the largest british trade association , to become its first director general . in 1999 , mark established boleat consulting , a consultancy business specialising in trade association strategy and management and the handling of public policy issues . he has helped establish , merge and reorganise trade associations in a number of sectors . he has also undertaken projects for the world bank on housing finance in russia , nigeria and egypt , and for the international finance corporation on housing finance in uganda .
in addition to his consultancy work he has held a number of non - executive positions including being a non - executive director of the property development company countryside properties and of travellers insurance company , scottish mutual and abbey national life .
mark’s principal position today is chairman of the policy and resources committee of the city of london corporation . in that capacity he is also deputy chairman of
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during the occupation of the channel islands all communications with the outside world are stopped . the german army take over many of the lines and cables but the civilian exchanges are allowed to continue to operate .
one local technician is permanently assigned to the german army but the rest of the staff are allowed to pursue their normal work maintaining the local telephone system . a reasonable standard of service is maintained for much of this time , however , towards the end , the electricity power supply is restricted meaning that the battery exchanges have to close . during the occupation the number of connected customers falls by 2 , 000 due to residents leaving the islands and the occupation forces requisitioning lines .
a new trunk exchanges is opened at minden place which provides 18 circuits to and from london , 22 circuits to and from bristol , 8 to guernsey and 2 to rennes in france .
subscriber trunk dialling ( std ) is introduced which means most uk calls can now be dialled directly instead of going through the operator .
automatic exchanges are commissioned at the east and north of the island . these are the crossbar type and enable tone dialling which leads to the introduction of telephones with keypads instead of a dial .
west prx ( processor reed exchange ) exchange opened in early 1976 . international subscriber dialling ( isd ) is introduced enabling local customers to dial direct to over 26 countries .
jt launch new online billing system and is the first operator to launch the new apple iphone .
jt start a new 8m / bits broadband trial and gains a new chariman .
jt won the best go - to - market cloud strategy award in the 2016 telco cloud forum awards .
jt were the first provider in the channel islands to achieve the coveted ‘advanced collaboration architecture specialisation’ recognition from global technology provider cisco .
jt sign an agreement with the national telecoms company of andorra to work together in areas such as the internet of things ( iot ) and information security .
jt and inmarsat announce the formation of a new strategic partnership to deliver a total connectivity solution for internet of things ( iot ) technology .
jt won best telco cloud of the year award for its ground - breaking cloud private network connection ( cpnc ) and shared - platform service .
jt’s position as an accredited supplier providing the highest levels of security for its data centre and managed service customers , was further strengthened by receiving iso / iec 27001 : 2013 .
jt - join together – is a belief that ' we ' is better than ' me ' .
jt provide a full suite of products including the channel islands fastest mobile broadband and fibre - optic broadband solutions to landline and mobile telephone services .
forming a new and unique partnership , jt is sponsoring this month’s year 6 transition days at les quennevais school , which ensure that students . . .
jt is now ranked among the global leaders for managing text messages on behalf of business customers having processed a record - breaking four billio . . .
august 2018 . the minister agreed to notify the states of the re - appointment in accordance with article 3 of the law .
inform the jcra that the minister is content to re - appoint mr marsden and request that they prepare the necessary paperwork .
as the minister may set conditions on the exemption . these condition will be identical to the conditions in the draft licence . this should allow for a seamless transition between the order and the licence .
from the need to hold a licence . having considered the actions required of the jcra under article 23 of the law as they affect the grant of a licence under article 14 , we consider that a two - month suspension will be adequate .
if this period requires further extension ( which we do not believe at this time will be the case ) then a new order can , we understand , be drafted to that effect , up to a maximum period of six months .
if possible , we would like to include some conditionality in the order , to provide for it to fall away if poj is licenced by the jcra on a date before it is set to expire . this is a


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glassdoor has 19 berkshire hathaway guard insurance reviews submitted anonymously by berkshire hathaway guard insurance employees . read employee reviews and ratings on glassdoor to decide if berkshire hathaway guard insurance is right for you .
the guard organization ( including the four insurance companies ) continue to be known as berkshire hathaway guard insurance companies . nevertheless , guard retains the rights to the names guard insurance group and guard financial group .
allstar underwriters becomes exclusive representative for berkshire hathaway guard insurance companies ' ncrf program in north carolina .
allstar underwriters becomes exclusive representative for berkshire hathaway guard insurance companies ' ncrf program in north carolina .
target markets | allstar underwriters becomes exclusive representative for berkshire hathaway guard insurance companies ' ncrf program in north carolina .
ask a question about working or interviewing at berkshire hathaway guard insurance companies . our community is ready to answer .
7 berkshire hathaway guard insurance workers compensation claim adjuster jobs , including salaries , reviews , and other job information posted anonymously by berkshire hathaway guard insurance workers compensation claim adjuster employees . find berkshire hathaway guard insurance workers compensation claim adjuster jobs on glassdoor . get hired . love your job .
berkshire hathaway guard insurance companies , an a + rated company , is rapidly expanding our footprint throughout the us . . . .
berkshire hathaway guard insurance companies , an a + superior rated company , is rapidly expanding our footprint throughout the us . . . .
acquisition of guard by national indemnity company ( a subsidiary of berkshire hathaway inc . ) completed
in october of 2012 , guard insurance group was acquired by national indemnity company , which is a wholly owned subsidiary of berkshire hathaway – an international holding company with diverse interests that include insurance and reinsurance . in 2013 , guard unveiled a new identity as berkshire hathaway guard insurance companies .
businesses can get a quote for workers’ compensation insurance and see firsthand all the benefits berkshire hathaway guard offers .
businesses can get a quote for commercial auto insurance and see firsthand all the benefits berkshire hathaway guard offers .
businesses can get a quote for professional liability insurance and see firsthand all the benefits berkshire hathaway guard offers .
berkshire hathaway guard insurance companies has received 1 . 89 out of 5 stars based on 9 customer reviews and a bbb rating of c - .
the prodefender team has more than 35 years experience in lawyers professional liability . berkshire hathaway guard insurance companies is the lead underwriter for prodefender coverage .
berkshire hathaway guard insurance companies , an a + superior rated insurance company , is currently seeking a claims associate trainee to work from home in the . . .
berkshire hathaway guard insurance companies , an a + superior rated insurance company . this will be an exciting opportunity to get in on the ground floor in . . .
businesses can get a quote for commercial umbrella / excess insurance and see firsthand all the benefits berkshire hathaway guard offers .
berkshire hathaway guard insurance companies has launched a miscellaneous professional liability policy in new jersey with expansion into a half dozen more states by the end of 2016 .
businesses can get a quote for a businessowner’s policy and see firsthand all the benefits berkshire hathaway guard offers .
at berkshire hathaway guard insurance companies , we take great pride in bringing out the best in our employees guiding them along a career track of professional . . .
berkshire hathaway guard insurance companies , along with its subsidiaries , provides commercial insurance products throughout the united states . its products include workers ' compensation , business owner ' s policies , commercial auto , disability , and commercial umbrella / excess insurance . the company offers its products through a network of independent agents . / visit the berkshire hathaway guard insurance companies website
glassdoor has 26 guard insurance reviews submitted anonymously by guard insurance employees . read employee reviews and ratings on glassdoor to decide if guard insurance is right for you .
/ prnewswire / - - allstar financial group is pleased to announce a partnership with berkshire hathaway guard insurance companies . allstar underwriters , inc . , a division of allstar financial group , will operate as berkshire hathaway guard ' s exclusive representative for commercial auto reinsurance facility business in the state of
in october of 2012 , guard insurance group was acquired by national indemnity company , which is a wholly owned subsidiary of berkshire hathaway .
businesses can get a quote for a businessowner ' s policy and see firsthand all the benefits berkshire hathaway guard offers .
the organization was rebranded berkshire hathaway guard insurance companies in 2013 . after a corporate restructure in 2014 aimed at simplification , guard financial group , inc . , was merged into guard insurance group , inc . , which – in turn – was merged into westguard insurance company – the entity that currently serves as the holding company .
according to berkshire hathaway guard vice president joseph lincks , expansion of the product line will be an ongoing process . “during the second half of the year , berkshire hathaway guard will also be introducing a miscellaneous professional liability product with other professional liability products on the way . ”
berkshire hathaway guard insurance companies is now offering a lawyers professional liability policy in california , maryland , new jersey , pennsylvania , texas , and the district of columbia with ten more states planned in 2016 .
atlanta , jan . 19 , 2017 / prnewswire / - - allstar financial group is pleased to announce a partnership with berkshire hathaway guard insurance companies . allstar underwriters , inc . , a division of allstar financial group , will operate as berkshire hathaway guard ' s exclusive representative for commercial auto reinsurance facility business in the state of north carolina .
berkshire hathaway is an enigma for me . insurance writers love to write about them , but independent agents hate them .
a member of the berkshire hathaway family of companies , usli is an a + + rated company that supports its products with financial strength and stability .
in october of 2012 , guard insurance group was acquired by national indemnity company , which is a wholly owned subsidiary of warren buffett ' s berkshire hathaway - an international holding company with diverse interests that include insurance and reinsurance . in 2013 , guard unveiled a new logo and identity as berkshire hathaway guard insurance companies . each of the organization ' s insurance company subsidiaries are rated a + (
superior
) by a . m . best - a leading source of independent rating information on the insurance industry .
our insurance carriers , click on carrier for more carrier information + berkshire hathaway guard / + chubb group / + great american insurance group / + houston casualty / + tokio marine nichido fire insurance co . , ltd . .
guard this , guard that . . . sounds like bh is going to have a copyright tussle with willis , where all their programs are ' guard this ' or ' that guard ' . . .
in october of 2012 , guard insurance group was acquired by national indemnity company , which is a wholly owned subsidiary of berkshire hathaway – an international holding company with diverse interests that include insurance and reinsurance . in 2013 , guard unveiled a new identity as berkshire hathaway guard insurance companies . each of the organization ' s carriers ( amguard , eastguard , norguard , and westguard ) are rated a + (
superior
) by a . m . best – a leading source of independent rating information on the insurance industry .
mailing lists for active individuals , agencies , and insurance companies and order forms .
in october of 2012 , guard was acquired by national indemnity company , which is a wholly owned subsidiary of berkshire hathaway – an international holding company with diverse interests that include insurance and reinsurance .
we would like to welcome all of our summer interns at berkshire hathaway guard . . . we look forward to a challenging season full of new professional experiences and opportunities !
berkshire hathaway guard is a business insurance specialist writing a wide range of accounts across the entire united states for workers ' compensation coverage and most of the country for other targeted property and casualty lines .
nsm insurance group acquires american collectors insurance , a premier collector car insurance program .
in 2015 , berkshire hathaway guard had over three quarters of a billion dollars in sales and issued about 130 , 000 polices . guard ceo foguel explains ,
we have been growing by over 25 % a year with estimated 2016 premiums of
in 2013 , berkshire hathaway guard wrote gross written premium of a half billion dollars for over 70 , 000 policyholders . agents interested in learning more can contact the company on - line at
guard was purchased by clal insurance enterprises holdings , ltd . in may of 2007 . the name guard financial group was assumed by a clal subsidiary involved in the transaction ( and which was owned by clal u . s . holdings , inc . ) . guard continued to trade under the name guard insurance group and was purchased by national indemnity company ( a subsidiary of berkshire hathaway inc . ) in october of 2012 .
berkshire hathaway guard is a great environment for a career in insurance as well as a large host of other disciplines . a national company on the rise , they are backed by one of the largest companies in the us . the company offers wonderful benefits and room for advancement .
for the third year in a row , berkshire hathaway is one of the world ' s most admired companies . ranking # 4 most admired , # 1 in the p & c industry , berkshire hathaway also took top honors in people management , quality of products & services , quality of management , and financial soundness - as ranked by fortune ' s list of most admired companies .
usli is a proud member of berkshire hathaway . our group consists of three insurance companies : united states liability insurance company , mount vernon fire and u . s . underwriters insurance company , all of which are rated a + + , the highest rating available to any insurance entity by a . m . best , the premier analyst of insurance companies . our three companies give us the ability to offer admitted or non - admitted insurance policies in all 50 states and the district of columbia .
warren buffett’s insurance beginnings and predictions ; breaking out the insurance and reinsurance results ; the growth and expectations for berkshire hathaway specialty insurance ; singling out ceos ; repeating past remarks ; the $ 3 billion premium and more .
the guard network became guard insurance group at the turn of the millennium . at that time , guard financial group , inc . , was introduced as our ultimate holding company , which – in turn – owned guard insurance group , inc . , and subsidiaries . our fourth insurance company , westguard , was formed in february of 2003 .
we are part of one of the strongest organizations in the world - berkshire hathaway inc . ( # 4 fortune 500 co . )
in 2001 , johns manville became a wholly owned subsidiary of berkshire hathaway ( nyse : brk . a , brk . b ) .
the fraud division investigates suspected fraud committed by consumers or organized criminal elements perpetrated against insurance companies .
insure private passenger automobiles and , through affiliated companies , secure homeowners and other types of insurance for qualified applicants . the companies market collectively under the trademark geico ® .
liberty mutual insurance co . lsi insurance lsr macafee and edwards , inc . mexican insurance specialist
berkshire hathaway guard now offers commercial auto coverage in missouri as part of our ongoing effort to provide an increasingly broad range of coverages to our policyholders . to learn more , visit our web site at urltoken .
berkshire hathaway guard now offers commercial auto coverage in iowa as part of our ongoing effort to provide an increasingly broad range of coverages to our policyholders . to learn more , visit our web site at urltoken .
berkshire hathaway guard now offers commercial auto coverage in kansas as part of our ongoing effort to provide an increasingly broad range of coverages to our policyholders . to learn more , visit our web site at urltoken .
berkshire hathaway guard insurance companies is now offering a lawyers professional liability policy in california , maryland , new jersey , pennsylvania , texas , and the district of columbia with ten more states planned in 2016 . available as either a complement to other policies or on a standalone basis , lawyers professional liability is designed to protect against financial losses due to negligence , errors , or omissions . berkshire hathaway guard’s coverage has limits starting at $ 100 , 000 per claim ( $ 300 , 000 aggregate ) but can range up to $ 3 million . ( insurance journal news story )
that increase—of 31 percent bringing bh primary group earned premiums up to $ 4 . 4 billion—was primarily attributable to volume increases from bhsi , nico primary , berkshire hathaway homestate companies ( providers of commercial multiline insurance , including workers compensation ) and guard insurance ( providers of workers’ compensation and commercial p / c insurance to small and mid - sized businesses ) , according to the text of the annual report .
a team of berkshire hathaway guard employees in new york ( along with their friends and families ) recently participated in a cycle for survival event that overall has raised more than $ 39 million this year for research into rare cancers .
berkshire hathaway guard ceo and president sy foguel said the addition of professional liability is part of a corporate strategy and by the end of 2016 , over 20 percent of the company’s premiums should be from lines other than workers’ comp .
please join us in welcoming randy holm , our new senior field representative recently hired to help support our growth objectives in arkansas and oklahoma . randy has years of experience within the insurance industry , and we are pleased to welcome him to our berkshire hathaway guard family !
m we had received well over 10 , 000 books , which will go to children all across the wyoming valley . thanks to pnc bank , pride mobility products , navient , mohegan sun pocono , berkshire hathaway guard insurance companies and all of the nearly 70 corporate and community partners who made our 2018 children ' s book drive an incredible success !
we are pleased to announce that a . m . best has once again affirmed the financial strength rating of a + + ( superior ) of the berkshire hathaway homestate companies ! learn more about bhhc ' s successful track record . . .
, berkshire hathaway guard introduced a lawyers professional liability product that can be written on a stand - alone basis or as a complement to other lines and is already available in 13 jurisdictions . miscellaneous professional liability is the second category being targeted .
berkshire hathaway guard’s commercial umbrella / excess insurance ( currently available in a select but rapidly growing number of states – see a map of our operating area ) gives an organization an additional tier of protection , typically extending existing limits as well as financial security . our policies feature :
life - health ward ' s 50 companies — we analyzed the financial performance of more than 700 life - health insurance companies domiciled in the united states to identify the top performers . learn more .
a . m . best has affirmed the financial strength rating of a + ( superior ) and issuer credit ratings of
aa -
… . the ratings reflect berkshire hathaway guard ' s solid capitalization , favorable operating profitability achieved through disciplined underwriting initiatives and conservative reserving philosophy , which has resulted in favorable reserve development in recent years . the ratings also acknowledge the implicit and explicit financial support provided by guard’s ultimate parent , berkshire hathaway inc . ( a . m . best press release )
a . m . best co . has upgraded the financial strength rating to a + ( superior ) from a - ( excellent ) … . the ratings reflect guard’s solid capitalization , favorable operating profitability achieved through disciplined underwriting initiatives , as well as the cautious manner in which initial claim reserves are established , which has resulted in favorable reserve development in recent years . the ratings also acknowledge the implicit and explicit financial support provided by guard ' s new ultimate parent , berkshire hathaway inc . and berkshire subsidiary , national indemnity company… . in addition to berkshire’s track record of supporting its member companies , these transactions demonstrate the explicit commitment provided by berkshire , for which guard members receive rating enhancement . ( a . m . best press release )
property - casualty ward ' s 50 companies — we analyzed the financial performance of nearly 3 , 000 property - casualty insurance companies domiciled in the united states to identify the top performers . learn more .
at berkshire hathaway guard , we want you to find your career — not just a job that pays the bills . our company consists of energetic , talented employees who thrive on challenge and have helped create a strong sense of community within our organization .
. at the last annual shareholders ' meeting of berkshire hathaway , warren buffet said , ' we bought it [ guard ] a few years ago . . . and it ' s doing terrifically . ' well , even more growth is planned .
the investigation division investigates suspected fraud committed by insurance agents , brokers , public adjusters , bail agents , insurance companies and other individuals and entities transacting the business of insurance who perpetrate fraud against consumers .
formed in 1982 , the original guard companies included amguard enterprises ( the holding corporation ) , amguard insurance company , and interguard , ltd . ( a service organization ) . by the mid - 1980’s , our parent company was renamed the guard network ( to encompass eventual activities outside the insurance industry ) and began trading under that name .
join us in welcoming our new senior field representative serving minnesota and south dakota – jimmy zugschwert ! hired to support our growth initiatives in these states , jimmy brings with him extensive industry experience , and we are pleased to welcome him to our berkshire hathaway guard family .
your trust is our top concern , so companies can ' t alter or remove reviews .
mr rice explained that the new mga will focus on writing excess layers of fortune 1000 companies ' policies and primary cover for smaller public companies , as well as privately held companies . he said that capacity will be in place shortly after mr peeters takes up his role .
note : for more immediate assistance , existing policyholders should visit our policyholder service center or contact customer service , and appointed agents of berkshire hathaway guard should visit our agency service center . non - appointed agents will need to make an inquiry with us via our online application .
insurance operations contributed $ 5 . 2 billion to total operating income of $ 16 . 6 billion for berkshire hathaway in 2014—with the underwriting component of $ 1 . 7 billion ( after taxes ) representing the 12th straight insurance underwriting profit for the nebraska - based conglomerate .
berkshire hathaway guard insurance companies recently promoted jim lewis to director of regional sales to address recent and planned growth in the central region of the country . in his new capacity , lewis will oversee sales operations in arkansas , iowa , illinois , kansas , louisiana , minnesota , missouri , nebraska , texas , and wisconsin . prior to his current position , lewis served three years as a senior sales representative .
berkshire hathaway guard insurance companies is a group of four insurance carriers – amguard , eastguard , norguard , and westguard – that writes business insurance policies nationwide , offering the following coverages in select areas : workers ' compensation , businessowner ' s ( property / liability ) , commercial auto , commercial umbrella / excess , professional liability , and disability . each of the organization ' s carriers are rated a + (
superior
) by a . m . best – a leading source of independent rating information on the insurance industry .
rated a - “excellent” by the a . m . best co . , guard insurance group has four insurance company subsidiaries – amguard , eastguard , norguard , and westguard .
previously just a provider of monoline workers’ compensation coverage , berkshire hathaway guard has been writing multiple lines of property and casualty insurance since 2008 via bizguard plus , which offers a businessowner’s policy that can address total insured values up to $ 12 . 5 million , commercial auto , workers’ compensation , and commercial umbrella / excess .
marketplace .
lyle hitt , berkshire hathaway guard ' s executive vice president of property and liability insurance , stated ,
allstar ' s commitment to their agency plant and dedication to servicing their agents makes us very excited about our partnership with allstar underwriters , inc . we look forward to a bright future together .
berkshire hathaway guard insurance companies in downtown wilkes - barre has received accolades from billionaire warren buffett for its tremendous growth… . when guard was acquired , it had less than $ 400 million in premiums . “this year , we should arrive at the $ 1 billion mark , ” coo carl witkowski said… . the growth caught the attention of mr . buffet , who singled out guard for “doing terrifically” at a recent shareholders’ meeting attended by about 40 , 000 people in omaha , nebraska… . mr . buffet said wilkes - barre - based guard is “doing a great job with small business policies — primarily workers’ comp around the country — and it’s flourished .
( citizen’s voice news story )
it ' s not uncommon for companies like samsung to have many different arms of the company .
asian heavy industry companies usually make everything from baby pacifiers to 200 , 000 ton container ships .
currently available in a number of states ( see map of our operating area ) , berkshire hathaway guard’s commercial auto insurance is designed for vehicles that are valued at $ 75 , 000 or less , have a maximum gross weight of 45 , 000 pounds , and travel up to a 200 - mile radius . our product includes :
according to berkshire hathaway guard vice president of property and casualty sales tom denis ,
our goal is to offer one - stop insurance shopping for small - to medium - sized businesses . the fact that annual sales of these newer lines have grown to over $ 50 million in just a few years suggests our excellent market acceptance .
hiig has assets of more than $ 1 billion and shareholders ' equity of more than $ 250 million . hiig ' s insurance company subsidiaries consist of houston specialty insurance company , imperium insurance company , great midwest insurance company , and oklahoma specialty insurance company . these insurance companies are rated a / a - ( excellent ) by a . m . best company .
berkshire hathaway guard is a commercial property & casualty insurer rated a + ( ”superior” ) by a . m . best company and ultimately owned by the renowned berkshire hathaway group . through their signature product suite , bizguard plus , they offer one - stop insurance shopping for businesses of all types and sizes with workers’ compensation , businessowner’s ( property / liability ) , commercial umbrella / excess liability , commercial auto , and professional liability featured . from guard , you can expect : financially secure coverage ; prompt , fair , professional claims handling ; a commitment to superior customer service ; and a high level of expertise acquired by over three decades in the industry
guard writes in 22 states and the district of columbia through a network of 500 independent agents .
usli aspires to be the very best insurance company for underwriting insurance for small businesses along with a select group of specialty products . we are committed to making a difference to our customers through well - designed products delivered with unparalleled speed , service and support . a member of the berkshire hathaway family of companies , usli is an a + + rated company that supports its products with financial strength and stability .
in march 2016 , berkshire hathaway guard introduced a lawyers professional liability product that can be written on a stand - alone basis or as a complement to other lines and is available in 13 jurisdictions . miscellaneous professional liability is the second category being targeted as part of the company’s expansion plan kicked off in 2013 .
buffett also repeats some remarks about jain’s formation of berkshire hathaway specialty insurance last year : “this initiative took us into commercial insurance , where we were instantly welcomed by both major insurance brokers and corporate risk managers throughout america . previously , we had written only a few specialized lines of commercial insurance . ” buffett noted that that bhsi’s leader , peter eastwood “expanded his talented group” in 2014 , moving into both international business and new lines of insurance .
“guard’s long - term goal is to become a one - stop , insurance shop for smaller business owners , ” said chief executive officer sy foguel .
with lawsuits continually on the rise , professionals offering services of all kinds need protection . one client’s dissatisfaction can turn quickly from allegation to litigation , resulting in potentially devastating consequences - financial and otherwise . berkshire hathaway guard’s professional liability insurance has been designed to address the damages commonly incurred by wrongful acts , such as negligence , errors and omissions , defamation , and others .
born and raised in southern california , meyerson has held sales and marketing positionswith leading insurance carriers and insurance software companies , includingfsc , bristol west insurance , gmac insurance , and mapfre insurance . additionally , meyersoncurrently serves as president of the carrier counsel as well as master of ceremonies for industry trade association , brokers independent group , since its inception in 2009 .
in may of 2007 , guard was acquired by clal insurance enterprises holdings , ltd . , an international operation with direct written premiums of $ 2 billion .
the ward ' s 50 companies are listed alphabetically . an important objective is to compare their performance as a group with the rest of the insurance industry . you can order customized reports of select ward ' s 50 benchmark group comparisons for individual companies . order a report .
you can order customized reports of select ward ' s 50 benchmark group comparisons for individual companies . learn more .
available as either a complement to other policies or on a standalone basis , lawyers professional liability is designed to protect against financial losses due to negligence , errors , or omissions . berkshire hathaway guard’s coverage has limits starting at $ 100 , 000 per claim ( $ 300 , 000 aggregate ) but can range up to $ 3 million .
— we ' ll review the financial stability of all companies to ensure that they have the potential to grow while maintaining strong financial figures . companies that pass the safety and consistency tests are measured and scored on the following elements :
guard vice president joseph lincks said an architects and engineers policy is already in development with others set to follow .
products are available through contracted independent agents and brokers . to learn more , visit www . guard . com .
at berkshire hathaway guard , we take pride in bringing out the best in our employees while helping them find their dream job . to jump on the track to career success , apply today ! we have openings in accounting , for a nurse case manager , and more ! visit our website at urltoken to begin . we ' re search . . .
the letter also contains predictions about the next 50 from buffett and vice chair charlie munger , including some much - anticipated discussion about succession planning and how ajit jain , the leader of berkshire hathaway reinsurance group , might fit in those plans .
bala cynwyd , pa , january 8 , 2014 - philadelphia insurance companies ( phly ) , a leading property and casualty insurance company for niche markets , announces the hiring of elaine prutzman as vice president of it service delivery .
governor tom wolf announced berkshire hathaway guard ( guard ) , a commercial property and casualty insurance company , will expand its national headquarters in wilkes - barre , luzerne county , and create 285 new pennsylvania jobs . “this project is a big win for wilkes - barre , both now and in the future , ” said governor wolf . “major employers like guard recognizing the advantages and growth potential of wilkes - barre means that not only will its current pennsylvania workers remain employed here for years to come , but that hundreds more will now have family - sustaining jobs that will help the local economy and community . ” ( governor wolf press release )
nsm insurance group underwrites over twenty admitted and non - admitted insurance programs nationally in very specific niche markets .
working with the leading insurance companies in the nation — brand names such as new york life , hartford , geico , and travelers — ftj develops insurance plans with specialized features and pricing to serve the unique needs of group members .
berkshire hathaway reinsurance group reported the biggest percentage increase in p / c earned premiums of the four p / c divisions summarized in the report—35 . 7 percent to $ 7 . 4 billion . but much of that is attributable to a retroactive reinsurance deal with liberty mutual insurance co . announced in july .
guard insurance group in wilkes - barre , penn . is venturing beyond its workers compensation roots by introducing a small businessowners policy ( bop ) during the first quarter of 2008 .
this company offers workers compensation insurance sold through agents and brokers also other lines of commercial property and casualty insurance .
a particularly quick and easy process when all the underlying policies are guard’s ( just a few simple questions are asked ) .
the insurance industry is competitive and top performers excel at managing expenses and the efficiciencies of their operations . annually , we analyze the financial performance of nearly 3 , 000 property - casualty insurance companies and more than 700 life - health insurance companies domiciled in the united states and identify the ward’s 50 ® top performers in each segment . each ward ' s 50 company has passed all safety and consistency screens and achieved superior performance over the five years analyzed . top performers in the insurance industry see :
ease of use doing business with berkshire hathaway guard insurance companies couldn’t be easier . from fulfillment of requests for quotes via guard e - z rate through the issuance of policies , billing of premium , and management of claims , our focus is timely , convenient , and effective service . when you have questions or require help , we provide a range of resources to allow you to select the method best suited to you . via the internet and our secure agency and policyholder service centers , we make transactional account information available as well as extensive viewable / printable materials . alternatively , a customer service call will get you directly to a member of our staff who is trained to offer the kind of personalized attention you deserve .
mr . jack carballo is the executive vice president , chief administration officer for usli . he has been with the company since june of 2000 . mr . carballo gained his strong background in administration at philadelphia insurance companies , where he ultimately held the position of vice president of administration . prior to his 17 year tenure at philadelphia insurance companies , mr . carballo was a senior insurance adjuster at gab business services , inc . in bala cynwyd , pennsylvania .
“clal’s varied experience and expertise with other lines has been helpful with this new initiative , ” said guard president susan w . shoval .
plans include many forms of life , accident , and health insurance ; specialty medical coverages ; auto and homeowners insurance ; and professional liability insurance that members can buy on a voluntary basis .
berkshire hathaway guard insurance co . has purchased the wilkes - barre center building on public square as it expands its national headquarters in the city’s downtown . during a press conference in the courtyard of rodano’s , which is part of the wilkes - barre center property , state sen . john yudichak called the project “the biggest economic development victory for the city of wilkes - barre in decades . ” calling guard a “stellar corporate citizen , ” state rep . eddie day pashinski said keeping the company headquarters here “speaks volumes about the private sector’s faith in wilkes - barre city and northeastern pennsylvania . ” ( citizen’s voice news story )
if warren buffett decided that guard was a fit to be a part of the berkshire hathaway family , that should tell you something ! guard is an excellent company to be a part of . i ' ve been here full - time for 3 years after being hired directly from my internship , and have had the opportunity to grow / move internally , travel , and build lasting personal and professional relationships . one of the biggest pros , which many have mentioned on here is the 5 - year longevity award . every 5 years guard gives you money to take a vacation , and that amount increases every 5th year . great incentive ! . . . and the benefits / profit sharing are excellent ! !
bala cynwyd , pa , april 24 , 2014 – philadelphia insurance companies ( phly ) announces the hiring of jon w . peeples as vice president of environmental underwriting , in its tokio marine specialty environmental division .
berkshire hathaway guard insurance didn’t have to look beyond the city for its new corporate headquarters… . the company ended months of speculation wednesday , announcing it closed a deal to buy the wilkes - barre center at 39 public square . ceo sy foguel said the search began more than a year ago to accommodate the company that was growing financially and in number of employees . guard , a subsidiary of billionaire investor warren buffett’s berkshire hathaway inc . , had increased six - fold to more than $ 1 . 2 billion in annual sales and doubled its workforce to more than 675 over the past five years . “staying in downtown wilkes - barre has always been a high priority for us , but we had an obligation to our parent company and their shareholders to do a thorough due diligence and fully explore the feasibility of numerous alternatives in wilkes - barre , other parts of northeast pa , and elsewhere , ” foguel said . ( times leader news story )
our second insurance company , norguard , was added in 1987 . then , we acquired mutual fire insurance company of saco , maine , which was renamed eastguard insurance company on july 1st , 1995 .
guard insurance group was sold to nebraska - based national indemnity co . … . [ carl witkowski , guard’s chief operating officer ] said the world - class high - performing national indemnity co . [ a wholly owned subsidiary of berkshire hathaway inc . ] was interested in guard because the company was successful and profitable during some difficult years in the recent past .
despite a long and deep recession and challenging period within our industry , we managed to expand and produce good financial results ,
witkowski said .
with the economy slowly turning around and a strong parent company to assist us , we are very optimistic about our prospects for profitable expansion and growth .
( times leader news story ; citizens ' voice news story ; a . m . best ' s best day news story )
pronesis is an independent insurance broker marketing insurance for allied health care providers , dental professionals , architects & engineers , directors & officers .
mattiello began his aviation insurance career 35 years ago and is considered an industry expert in general aviation insurance , safety and risk management . the brooklyn , ny native has worked with some of the top aviation insurance companies in the country as an underwriter and broker . most recently , he held the role of president of airsure limited in plano , texas .
the global outsourcing 100 and its sub - lists are essential references for companies seeking new and expanded relationships with the best companies in the industry . the lists include companies from around the world that provide the full spectrum of outsourcing services - not just information technology and business process outsourcing , but also facility services , real estate and capital asset management , manufacturing and logistics . they include not only today ' s leaders , but tomorrow ' s rising stars .
guard held another successful united way campaign . the employees’ goal was to raise at least $ 60 , 000 to aid specific programs at member agencies – a target exceeded by over $ 5 , 000 . overall , guard’s staff raised $ 65 , 085 ( including 63 leadership givers who contributed at least $ 500 ) . combined with guard’s corporate match of $ 31 , 793 , the total donation to the united way was $ 96 , 878 .
annually , ward group analyzes the financial performance of over 3 , 000 property - casualty insurance companies and nearly 800 life - health insurance companies domiciled in the united states and identifies the top performers in each segment . this group is called the ward ' s 50 for the year . each ward ' s 50 company has passed all safety and consistency screens and achieved superior performance over the five years analyzed . ( ward group article ; marketwire news story )
he began his insurance career in 1988 serving in many underwriting and management positions with insurers aetna life & casualty , st paul and cna . he spent three years as a manager of business consulting for arthur anderson and a short time managing a retail insurance agency . he most recently served as vice president - sales and marketing for the madison wi based capitol insurance companies .
jeff leads the firm ' s annual analysis of the financial performance of u . s . property - casualty and life - health insurance companies to identify the fifty top performers in each segment . recognition as a member of ward’s 50 top performers is one of the insurance industry ' s distinct achievements .
dvic ' s regional directors include bill knepper , the knepper company inc . ; kevin mcpoyle , kmrd partners inc . ; josh morgan , marshberry ; paul t . murphy , paul murphy insurance agency ; walter page , semans insurance group ; chris paradiso , paradiso insurance ; nick san filippo , american insurance services agency ; m . christopher scoggins , cornerstone insurance group ; philip l . tuccy , aai , aim , insurance group consulting llc ; and steven j . white , retired insurance agency executive .
according to director of regional sales jim lewis ,
berkshire hathaway guard is anxious to increase our presence and our market share in the region . we ' ve enjoyed success in our original midwest states , and we believe the addition of belinda seitzer to serve minnesota and wisconsin will help us further expand and develop our distribution network in that part of the country .
lewis added ,
we have agency appointments available ; as a long - term , experienced insurance field person in the area , belinda is the right person to help us fill those openings .
in fact , nearly all of berkshire’s primary p / c insurance businesses saw their workforces increase in 2014 , with an overall increase in headcount of nearly 21 percent . the reinsurance businesses , in contrast , experienced slight declines in employee numbers .
guard was recognized as a finalist for the 2004 a . m . best e - fusion awards , a national program highlighting innovative uses of technology to address insurance business challenges . guard executive marshall kornblatt said , “our agents and brokers have expressed satisfaction with the power and ease of use of our agency service center . we are pleased to have an independent group of our peers recognize and validate our contributions to advancing efficiencies for insurance professionals . ” ( press release )
philadelphia insurance companies designs , markets , and underwrites commercial property & casualty and management & professional liability insurance products tailored for the unique exposures of niche markets , providing competitively priced policies , local service relationships , and differentiated coverage features . our ever - expanding product line offers the most innovative coverage for today’s unique exposures .
notes that expansion of the professional liability product line will be ongoing .
we have an architects and engineers policy already in development with others set to follow . our competitive pricing and a streamlined submission process should be very appealing to agents as well as the financial strength and stability that comes from being part of the berkshire hathaway family .
berkshire hathaway guard has been a specialist in writing workers ' compensation coverage for small - to mid - sized accounts for over a quarter century . in recent years , the company has also begun writing complementary businessowner ' s policy ( bop ) , commercial umbrella / excess , and commercial auto in select states with plans to eventually offer those additional lines throughout a national geographical footprint . that product ( bizguard plus ) was introduced in illinois this past summer and in california during the last quarter of 2013 .
effective april 1 2014 , cossio insurance agency has inked a deal to provide inflatable and mechanical bull insurance to insure air ( amusement insurance resources ) customers . this change will also affect brokers that were working with amusement insurance resources for their inflatables , party rental or mechanical bull accounts . both companies believe that this agreement will provide the best coverage ' s and service to existing customers while air focuses its business into other areas of the amusement industry . brokers that would like to work with cossio insurance agency will need to visit their website at
nas is a full - service specialty insurance underwriting manager that provides product development , underwriting , marketing , risk management and claims handling . nas insurance products and programs are distributed through brokers and as tailored solutions for mutual insurance carriers .
retroactive reinsurance deals aside , p / c reinsurance premiums earned fell 21 percent—or $ 1 . 1 billion for berkshire hathaway reinsurance group in 2014—a decline largely attributable to the wind - down of a quota - share contract with swiss re , now in runoff . the annual report also notes that property - catastrophe reinsurance premiums earned fell 14 percent in 2014 .
allstar underwriters strives to continuously adapt to the changing economic climate and the demands that are put on clients . according to brett ,
at allstar , we feel it is paramount to have partners that offer comprehensive products for our clients . this new partnership provides a solid and proficient one - stop business insurance platform with an additional program necessary to the north carolina marketplace .
lyle hitt , berkshire hathaway guard ' s executive vice president of property and liability insurance , stated ,
allstar ' s commitment to their agency plant and dedication to servicing their agents makes us very excited about our partnership with allstar underwriters , inc . we look forward to a bright future together .
mr . thomas p . nerney brings years of leadership experience to his role as chairman , president and chief executive officer for usli ( united states liability insurance group ) . prior to joining usli in 1996 , mr . nerney was the president and chief operating officer for philadelphia insurance companies , which markets and underwrites specialty products nationwide .
the world ' s best outsourcing advisors is geared specifically to companies that are outstanding global outsourcing advisors and consultants . in addition to being part of the global outsourcing 100 , the new list of advisors ranks the top consultant , legal and related advisory firms globally , and is a valuable reference tool for companies needing expert advice and guidance with their outsourcing projects .
in keeping with tradition , berkshire hathaway guard is proud to be a sponsor of the city of wilkes - barre’s annual old - fashioned 4th of july celebration on wednesday at kirby park in wilkes - barre , pa . fireworks will begin at dusk , immediately following the performance of the northeastern pennsylvania philharmonic . we would like to extend our sincerest thanks to those who have served in the various branches of the service in the past , present , and future . . . and we wish all of you a safe and happy independence day !
“we repeat last year’s prediction that bhsi will be a major asset for berkshire , one that will generate volume in the billions within a few years , ” buffett added this year .
insurance code and regulations , proposed regulations , decisions and rulings , hearing calendar .
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we currently provide training , custom advisory services , and networking opportunities . we are now going to add
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to the product offering . these resources will be insurance products , captive insurance training and certification , services to provide insurance agency clients that will support the insurance products , presentation skills training , and more .
chicago ( july 24 , 2014 ) - disabled veterans insurance careers announces the selection of david drew to begin career training for employment in the chicago insurance industry .
guard’s employees are allowed to volunteer work time with nonprofit agencies . “for us it’s part of our fabric , ” said carl witkowski , the chief administrative officer at guard . “volunteerism is investing in your human capital , which is a company’s most valuable asset . at the same time , it strengthens the community . ” ( times leader news story )
american collectors insurance has been insuring collector cars and other collectibles for over 40 years . american collectors has earned the reputation for in depth knowledge of collector cars and other collectibles , offering broad coverage , agreed value , inflation guard protection and unmatched personal service .
according to berkshire hathaway guard vice president of sales dave simmons ,
with our significant growth and expansion into new states and our addition of several field representatives , we recognized the need for more management personnel to help oversee our sales activities and ensure that existing agents are well served and that available appointments are filled with the best possible candidates .
simmons further noted ,
jim lewis was carefully chosen both for his excellent track record with us and his nearly 30 years of industry experience in the area . he knows his marketplace extremely well .
“our underwriting profit totaled $ 24 billion during the twelve - year period , including $ 2 . 7 billion earned in 2014 , ” wrote berkshire’s chair warren buffett in the company’s annual report released last saturday , referring to the pretax underwriting profit for all insurance operations .
the 1917 edition was published by the hanson - roach - fowler company , but within two years , world book became the property of w . f . quarrie & company . in 1945 , the world book became the property of field enterprises . in 1978 , world book was purchased by scott fetzer company , which in turn has been a subsidiary of berkshire hathaway since 1985 .
new york , new york . , jan . 7 , 2014 - - the acquisition of american collectors insurance triples the collector car business nsm insurance group currently insures .
our methodology is grounded in the evaluation of key safety and consistency measurements and performance tests . low investment returns , rising loss costs , and competitive market conditions continue to impact financial returns for the industry . in selecting the ward’s 50 , we identify companies that pass financial stability requirements and measure their ability to grow while maintaining strong capital positions and underwriting results . to be awarded the ward ' s 50 designation , insurance companies must pass minimum thresholds of performance .
in business since 1923 and based in boston , mass . , safeco insurance sells personal automobile , homeowners and specialty products through a network of more than 10 , 000 independent insurance agencies throughout the united states . safeco is a liberty mutual insurance company .
bb & t - oswald ; trippe and company provides comprehensive insurance and risk - management services to families and businesses throughout florida . the agency offers protection from the nation ' s leading insurance companies . bb & t - oswald ; trippe and company has offices in fort myers , cape coral , holmes beach , miami , naples , ocala and weston , florida .
bb & t - oswald ; trippe and company provides comprehensive insurance and risk - management services to families and businesses throughout florida . the agency offers protection from the nation ' s leading insurance companies . bb & t - oswald ; trippe and company has offices in fort myers , cape coral , holmes beach , miami , naples , ocala and weston , fla .
itc kemper preferred kemper specialty kowalski construction , inc . legacy insurance services , inc .