aia public takaful bhd. is a malaysian takaful company , jointly owned by aia group limited and public bank berhad .

the company is the successor to two former takaful operators — ing public takaful ehsan and aia afg takaful .

ing public was the takaful joint venture between ing group and public bank until 2012 , when aia acquired ing 's malaysian operations .

aia afg was the takaful joint venture between aia and alliance financial group ( afg ) .

subsequent to aia 's acquisition of ing 's stake in ing public ( renamed aia public ) , afg disposed of its interest in aia afg .

aia afg was then merged into aia public , with the transfer of business completed in 2014 .

the series of transactions resulted in aia group and public bank holding 70 and 30 percent interests respectively in the company .

aia public distributes family takaful products via aia malaysia 's 17,000 insurance agents ( known as life planners ) ( as of 2015 ) and public bank 's over 250 branches in malaysia .

the company made its first surplus distribution in 2014 .

aia public

aia public takaful is jointly owned by aia co ltd , public bank bhd ( pbb ) and public islamic bank bhd .
aia public takaful bhd . ( aia public ) is jointly owned by aia co . ltd . ( aia ) , public bank berhad ( pbb ) and public islamic bank berhad ( a wholly - owned subsidiary of pbb ) .
petaling jaya : aia bhd has integrated both its takaful companies , aia afg takaful bhd and aia public takaful bhd , under a single licence and brand and will now be known as aia public takaful bhd .
these public policies and position statements are binding on aia components . public policies are aia statements of belief to policymakers , the public , and the construction industry on public - policy issues affecting the membership , the profession of architecture , or the aia . position statements elaborate on public policies or apply them to specific conditions or events .
it said aia public could leverage on aia and public bank’s leadership positions and established infrastructure in the insurance and banking industries . its family takaful solutions are distributed via aia’s 17 , 000 - member life planner force and public bank’s over 259 branches .
reports and financial statements for the financial year 30 november 2017 – aia public takaful bhd .
aia public will launch a series of marketing and branding initiatives , including an advertising campaign , to gain wider awareness and recognition among the public .
copyright © 2018 aia group limited and its subsidiaries . aia bhd . ( 790895 - d ) aia public takaful bhd . ( 935955 - m ) aia general berhad ( 924363 - w ) . all rights reserved .
elmie was appointed to lead aia’s family takaful business in 2014 , with the aim of making aia public as one of the fastest growing takaful operators in malaysia .
kuala lumpur : aia public takaful bhd ( aia public ) has declared a total surplus distribution of rm8 . 5mil for the financial year ended nov 30 , 2013 , involving more than 36 , 000 certificates under the company .
aia public is committed to offering the right shariah solutions to meet the different life stages needs of our customers .
he said the company is on track to launch 11 new products this year . aia public takaful plan to ride on aia ' s 17 , 000 life planners and public bank ' s 259 branches nationwide to distribute its suite of family takaful solutions .
the distribution , marking the first surplus since the company ' s inception three years ago , will benefit eligible customers who have participated in takaful products offered by aia afg takaful bhd and ing public takaful ehsan bhd , which had integrated their businesses in march 2014 to form aia public .
the insurer said on wednesday it has appointed elmie aman najas as the new chief executive officer of aia public takaful bhd with effect from jan 15 .
“elmie will play a key role in driving aia public’s product development strategy to ensure alignment with the company’s multi - channel distribution approach , ” it said .
he was subsequently appointed head of channel management of aia public where he played a critical role in ensuring the successful integration of the two entities’ multi - channel distribution lines following the integration of aia’s businesses in malaysia in 2013 .
elmie joined aia in 2011 when he was made head of operations & partnership for the former aia - afg takaful bhd ( aatb ) .
dato ' chang holds a master ' s degree in business administration from university of hull , united kingdom . dato’ chang has 42 years of experience in the banking and finance industry . dato’ chang is currently the deputy chief executive officer of public bank berhad . he sits on the board of several companies under the public bank group , including public bank ( hong kong ) , public bank vietnam , cambodian public bank and campu lonpac insurance in cambodia .
incorporated on 11 march 2011 , aia public leverages on aia and pbb group’s leadership positions as well as established infrastructure and distribution networks in the insurance and banking industries to drive growth and increase the family takaful penetration in the domestic market .
aia public chief executive officer wan azman wan mamat said the company was committed to offering the right shariah solution to meet the different stages of a customer ' s requirement .
his key responsibility is to drive takaful’s product innovation and penetration rate among the bumi segment by leveraging aia and public bank berhad’s leadership positions and established infrastructure and distribution networks .
interested to join our aia family ? look for a role that suits you .
as for ang , he has been with aia group for 17 years . his most recent role was with aia china where he served as the chief agency officer since 2013 .
the surplus will be distributed to those who are registered as a customer of aia public , as at nov 30 , 2013 , do not have any outstanding contribution payments and have not made any claims .
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it also announced kelvin ang joined as aia’s national chief agency officer with effect from feb 1 .
according to an analyst from rhb research institute sdn bhd ( rhb research ) in a research note yesterday , the disposal announcement was not too surprising as management had previously said that it was searching for a new partner to replace aia following aia’s acquisition of ing’s malaysian operations ( ing has a tie up with public bank ) .
dato ' mohammed najeeb holds a master ' s degree in business administration ( accounting and finance ) from charles darwin university , australia and also graduated from the chartered institute of marketing ( uk ) . he started his career in banking for over 27 years and has more than 35 years of experience in both conventional and islamic banking . he was appointed the general manager of public islamic bank in november 2008 . he relinquished his position in public islamic bank when he was made a senator of the parliament of malaysia in april 2010 for a 3 - year term . he is an independent non - executive director of public islamic bank bhd , cambodian public bank plc , campu lonpac insurance plc , pb trustee services bhd and aia public takaful bhd .
life may be full of ups and downs , but we should never give up on what ' s most important to us . aia public ' s aim is to help our customers prepare for some of those uncertainties and to secure their financial and protection needs .
aia was founded in asia , is headquartered in asia and present in 18 markets across the asia - pacific region .
aia plaza 33 , jalan semangat , section 13 ( 8 , 487 . 61 mi ) petaling jaya , malaysia 46100
kuala lumpur : aia bhd has strengthened its takaful business and life planner distribution channel with two key appointments to its executive committee .
cannot swipe at clinic is true for prubsn . but ive seen another aia promo mention they oso provide facility at panel clinic .
“architecture profoundly affects people . the work of architects is essential to human well - being , and architects must embrace their ethical obligation to uphold this public trust . ”
elmie has nearly 20 years of experience in insurance . he was chief agency officer of aia bhd’s central region where he amassed experience in distribution channel management and strategic planning as he helped to drive aia’s business goals in the takaful space through the company’s life planner force .
kuching : alliance financial group bhd’s ( afg ) disposal of its 30 per cent equity interest in aia afg takaful bhd ( aia aig takaful ) for a total cash consideration of rm45 million was anticipated by analysts and would probably not leave much impact for the group .
for almost a century , aia has served the ever - changing needs of millions of people all across the asia - pacific region .
( aia ) formed a strategic alliance through a memorandum of agreement ( moa ) . the moa agrees to facilitate collaboration and information sharing to enhance the profession of architecture in the department of defense and other related federal agencies , and to enhance the body of knowledge for architecture in the public and private sectors .
our takaful business is now bigger , stronger and uniquely positioned to serve our customers and partners well into the future as we have combined the best aspects to produce an enhanced suite of products , processes , systems and technological capabilities ,
said aia public ceo wan azman wan mamat said in a statement yesterday .
aia vitality is the science - backed wellness programme that works with you and rewards you for the healthy choices you make . find out more
en . abu hassan assari holds a bachelor of arts ( hons . ) degree from university of malaya . he is the chief executive officer of public islamic bank berhad and has more than 34 years of experience in the banking industry . encik abu joined the public bank group in 1989 and has held several managerial positions at the head office in credit operations and retail banking , with his last position being director of credit operations . he became the general manager of public islamic bank in 2010 and was subsequently appointed to his current position in early 2011 .
aia bhd said ang transformed the agency force by driving significant value of new business growth , a measure of future profitability , in the last two years .
ms anusha was appointed ceo of aia bhd . in june 2015 . she joined aia in 2002 as vice president of actuarial and later took on the role of appointed actuary & head of product development in ing insurance berhad , where she went on to become deputy ceo . anusha returned to aia in 2011 as deputy general manager of operations , finance & actuarial . prior to becoming ceo , ms anusha was appointed as the regional business development director of aia group limited . she holds a first class honours in mathematics & statistics from the uk’s university of birmingham and is also a fellow of the institute of actuaries , uk .
in the early afternoon of march 6 , 2017 , several past urbahn medal recipients came together for an inaugural summit in washington , d . c . , to continue the way forward for collaboration among architects working in and for the public sector .
maa takaful medical card plan also have unlimited lifetime limit . by the way i ' m also taking this aia plan right now , since they have for family plan . pay about rm420 + + per month
aia bhd ceo bill lisle said with elmie and ang , the company’s vision was to become the best provider of insurance products and services so we address the protection needs of malaysians at every stage in their lives .
as for ang , he would be spearheading aia’s premier agency strategy in malaysia . his focus would be to recruit full - time life planners as the insurer seeks to create the largest and most productive life planner sales force in the country .
both aia and same serve professionals in the architecture field ; same’s reach is slightly more diverse including engineering , construction ( a / e / c ) , facility management and environmental entities . together , this partnership will add greater value to the members of both organizations .
another analyst from the research wing of kenanga investment bank bhd ( kenanga research ) , kelvin ong , noted that aia afg takaful was only recently incorporated on december 6 , 2010 with an issued and paid - up share capital of rm100 million to carry out family takaful business .
the urbahn medal , named in honor of max o . urbahn , faia , is awarded annually to a member of the society of american military engineers ( same ) for distinguished performance in the field of architecture . urbahn was a former president of the american institute of architects ( aia ) who had profound influence upon thousands of architects as well as engineers across both aia and same communities during his long professional career from the 1950s through the 1990s . the first same urbahn medal was awarded in 1996 to harold l . adams , faia , riba , jia .
now paying prudential bsn med card rm300 per month for waifu and me . almost two year already . within two year just utilize the med card once when i got hospitalized due to road accident . not full coverage still need to pay 10â„… co takaful . good thing i got 2days allowance from prubsn . now that i hv a kid . i wanna cover my kid as urltoken prudential bsn agent quote rm110 for my kid . but this aia takaful looks gooding . for urltoken ko takaful , cover up to 4kids . . and can swipe2 at panel clinic . for prubsn the plan only kicks in when one get warded . . anyone use this plan from aia ? can share ? thx summon unker roysteve just reference . ayam no promo this guy
en . mohd daruis is a fellow of the association of chartered certified accountants as well as a member of the malaysian institute of certified public accountants , malaysian institute of accountants and chartered tax institute of malaysia . he is the sole practitioner in an audit firm mdz & co . encik daruis was with pricewaterhouse coopers malaysia between 1974 and 2004 , where he held the position of senior partner . he was also a member of the acca malaysian advisory committee and dewan perniagaan islam malaysia negeri johor .
capt . michael l . blount , p . e . , leed ap bd & c , assoc . dbia , f . same , usn ( ret . ) , is currently vice president of navy programs with aecom . he previously was vice president of the federal center of excellence for balfour beatty construction . before joining the private sector , he served in the u . s . navy . command positions included : commanding officer , naval facilities engineering command , southeast , jacksonville , fla . ; commander , 30th naval construction regiment , pearl harbor , hawaii ; public works officer and officer - in - charge of construction , naval air station sigonella , italy ; and commanding officer , naval mobile construction battalion 1 , gulfport , miss . capt . blount has served in numerous same leadership positions including : chair , same energy and sustainability committee , 2013 - present ; co - chair , dbia / same federal delivery symposium , 2014 ; member , executive committee , 2009 - 2011 ; member , same board of direction , 2008 - 2012 ; south atlantic regional vice president , 2008 - 2012 ; president , jacksonville post , 2006 - 2007 ; first vice president , jacksonville post , 2006 ; regional vice president secretary to rear adm . ives , 1987 - 1988 . he is an instructor at norwich university , which he has continued since 2006 , and a member of the dbia , federal sector committee and chi epsilon , national civil engineering honor society .
no , it does not depend on family medical history , but rather it is how the plan is designed . see below co - takaful or deductible is a method used by most of the international insurer to reduce the insurance charges , especially at older age . please see the brochure attached earlier on the insurance charges , especially at older age . will you be able to sustain the policy if you are required to pay rm10k / year at age 70 ? most of the time , the agents do not tell the client about the ' increasing ' insurance charges as we grow older and only tell them that the premium that they pay does not go up ( in order to secure the sales ) . by applying the co - takaful / deductible , the plan is easier to maintain , as the insurance charges is not that expensive as compared to plans with full claim . secondly , as some has mention the non - cancellable clause mean that prubsn cannot cancel the medical plan even though you had claimed before . thirdly , as for family plan , and if you are the person signing on behalf of your spouse and kids , if you die , the policies for the kids / wife will also be terminated as you are the master policy holder . of course prubsn also have plans with full claim ( health enrich plan ) , with a higher insurance charges naturally . everything comes at a costs . aia dont have parent / spouse contributor ?
attracting young adults , including those from the malay segment , to boost sales productivity and unlock the growth potential of family takaful in malaysia .
he has also served in various senior agency management and agency distribution roles in hong kong , indonesia , vietnam and within china .
“from our conversation with management , we understand that there is nothing on the table at the moment with respect to a new partner , ” it highlighted .
“while the amount of disposal proceed is relatively small vis - à - vis its core capital of rm4 . 1 billion as at end - december 2012 , this development is mildly positive for afg , creating some space for its core capital ratio required under the new basel iii regime , ” ong opined .
“other than that , the divestment is not expected to have a material effect on the group earnings . there are no changes in our earnings estimates as the joint venture was just breaking even previously . ”
to recap , ong said the momentum of afg’s loan growth was seen as sustainable , driven by the bank’s aim of growing its small and medium enterprise ( sme ) and mortgage loans ( targeting high - teen rates ) .
“our loan growth forecast of 11 per cent year on year for afg is thus highly achievable with the risk actually being on the upside . however , the immediate challenge is that continuous competitions could have a negative impact on its net interest margins ( nim ) .
“in fact , management has guided for a potential nim compression of 10 basis points as the group’s strategy to focus on mortgage and sme loans will see it competing more in these two highly competitive segments , which could lower its asset yields and raise its funding cost .
“in addition , afg’s earnings are likely to be unexciting and we expect another major leg up in its fee income to likely happen only in financial years 2014 or 2015 and hence , its cost to income ratio may not decline as fast as earlier expected . ”
meanwhile , the research side of midf amanah investment bank bhd ( midf research ) believed that afg would continue to focus on growing non - interest income .
“the group announced earlier of alliance bank’s sale of 70 per cent equity stake in alliance investment management bhd ( aimb ) which manages unit trust funds eventually to kaf - seagroatt and campbell ( kaf ) , ” it highlighted .
“aimb’s contribution to group pre - tax profit was marginal . we believe that the group is reducing its capital in business segments which are not performing and channelling its focus on driving on interest income growth which will be key driver of its roe . ”
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we are strengthening our multi - distribution channels through innovative recruitment activities and business collaborations with reputable partners . with our added strength and capabilities following the integration , we will deepen our commitment to deliver a more personal , relationship - based experience to our customers and partners ,
wan azman added .
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in the sesi khas in jakarta , prime minister tun dr mahathir mohamad used the word
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our minister of housing and local government datuk zuraida kamaruddin and penang chief . . .
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we’re seeking bright , vibrant and passionate individuals to join us on our journey to becoming the preeminent life insurer in malaysia .
we are also focused on ensuring all claims are managed properly and in an ethical manner . by doing so , we are pleased to share a surplus with our customers this year ,
he said in a statement .
the surplus amount paid will also vary from one customer to another depending on the size of their contribution , amount of coverage and certificate period .
takaful not only benefits claimants but also takes care of non - claimant customers , who stand to receive a proportionate share of distributable surplus arising from the risk fund at the end of a defined period , said the statement . - bernama
our people are the foundation of our success and the drivers of our promise to help malaysians live healthier , longer , better lives .
dato ' thomas is a barrister at law ( england ) and holds a master of arts ( ma ) and master of laws ( llm ) from cambridge university , uk . dato’ thomas has been in legal practice as an advocate and solicitor for more than 50 years . dato’ thomas is an arbitrator with the court of arbitration for sport , lausanne , switzerland and is currently the senior partner of lee hishammuddin allen & gledhill . he has over 40 years of experience in banking , finance and corporate law .
datuk husni holds a bachelor of science ( hons . ) resource economics from university putra malaysia . datuk husni had served at malaysian missions in the philippines , pakistan and united kingdom and was an ambassador of malaysia to kuwait and ambassador of malaysia to thailand . datuk husni was appointed as the high commissioner of malaysia to singapore on 23 august 2013 before his retirement from government service in 2016 . datuk husni has over 34 years of experience and expertise in managing international relations as a diplomat and senior management team of the malaysian ministry of foreign affairs .
emeritus prof . dato’ paduka dr . mahmood zuhdi haji ab . majid ( chairman ) is currently an emeritus professor at the academy of islamic studies , university of malaya .
he received his first degree in shariah from yayasan pengajian tinggi islam kelantan and successfully completed his master’s degree in shariah from al - azhar university . he then obtained his diploma in education from ‘ain syams university , cairo and master in philosophy from university of kent , england . he holds a doctorate of philosophy from university of malaya .
he holds the post of consultant of foreign affairs for madinah international university and a research fellow at international shariah research academy for islamic finance ( isra ) . he has published various books and written numerous articles , journals and research papers on islamic criminal law , history of islamic law and principles of islamic jurisprudence .
associate prof . dr . mohamad asmadi abdullah is currently an associate professor at ahmad ibrahim kulliyyah of laws , iium . he obtained his double degree in llb ( bachelor of laws ) and llb . s ( bachelor of shariah ) from iium . he then obtained his master of comparative laws from the same university . he holds a ph . d in islamic law from university of durham , united kingdom . he was a deputy dean at the academic management and admission division , iium and served osk investment bank as a member of its shariah committee . he has presented various papers both locally and abroad and has produced several articles and books in the field of family law . his specialised areas are islamic law of property , transactions , banking and takaful as well as comparative laws .
assistant prof . dr . mohd afandi awang hamat is currently an assistant professor at kulliyyah of islamic revealed knowledge and human sciences , iium . he received his first degree in fiqh and usul al - fiqh from iium and further his master and ph . d at the same university .
currently , he is appointed as a committee member of employment and promotion and a committee member of examination in iium . he is also a coordinator of centre for islamic studies at the same university . dr . mohd afandi had represented iium in a conference in erfurt university , germany to present a paper on issues of islamic law .
associate prof . dr . abdul bari awang is currently an associate professor in kulliyyah islamic revealed knowledge , iium . he received his first degree in fiqh from iium and continues his master and ph . d in fiqh & usul al - fiqh at the same university .
he won an award for the best library partner iium in 2013 . he was also appointed as a reviewer for the best book award by majlis penerbitan ilmiah malaysia . he received a bronze award winner in iium research , invention and innovation exhibition ( iriie ) in 2010 and 2012 .
dr . abdul bari is currently a member of islamic legal consultative committee of federal territories , a member of student disciplinary committee board , iium and a coordinator for diploma in islamic studies , iium in gombak , kuantan and singapore .
associate prof . datin dr . rusnah muhamad is currently an associate professor in faculty of business and accountancy , university of malaya ( um ) . she obtained her first degree in accounting from um and obtained her master of science in accounting and finance from university of stirling , scotland . she then received her ph . d in accounting from um . she had recently completed her executive diploma in syariah at universiti malaya centre of continuing education and received the best student award .
she is a registered member of cpa australia and becomes a campus liaison officer of cpa australia . she is appointed as a chief editor for journal accounting perspective published by department of financial accounting and auditing ) , um .
she has been actively producing various research papers in financial accounting , islamic accounting and religiosity and ethics . her academic paper titled “religiosity and work stress coping behaviour among muslim employees” won the best paper award at the international conference on management from islamic perspective in 2007 .
swee chin leads the actuarial team that is responsible for the company’s financial resiliency , to ensure that there are adequate financial safeguards in place to manage key emerging risks to the financial condition and capital adequacy of the company .
reena sari leads the business governance team that is responsible for driving sustainable business growth through successful distribution channel management and strengthening the company cost and operational efficiencies through effective operations and it management .
yuet ping leads the finance team that is responsible for treasury and reconciliations , finance and general ledger operations , financial reporting , as well as financial control and investment .
puteri haslinda leads the compliance team that is responsible for ensuring that controls to manage compliance risk are adequate and operating as intended . it is also responsible for assessing and monitoring of compliance risk faced by the company .
we would like to introduce the new a - enrichgold - i 6pay20 which are specially offered from 4th december 2017 until 31st march 2018 only .
it consist of an investment - linked plans with a contribution term of 6 years and coverage term of 20 years . it is a savings plan that provides takaful coverage , investments , maximizing returns , coverage on total permanent disability , increasing lifestyle benefits and so on . please contact any of our representatives for fur
at ag wealth advisory we offer you the opportunity to grow and the support to succeed . we provide agents with a comprehensive training to help you feel more comfortable with our products and services before you begin meeting with customers . ongoing professional development training and assistance so that you have the opportunity to never stop learning . let ' s join us now and be a part of ag families .
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now paying prudential bsn med card rm300 per month for waifu and me . almost two year already .
within two year just utilize the med card once when i got hospitalized due to road accident . not full coverage still need to pay 10â„… co takaful . good thing i got 2days allowance from prubsn .
now that i hv a kid . i wanna cover my kid as urltoken prudential bsn agent quote rm110 for my kid .
for urltoken ko takaful , cover up to 4kids . . and can swipe2 at panel clinic . for prubsn the plan only kicks in when one get warded . .
for prubsn . . it does cover if your fever n flu too severe until it get u warded .
cannot swipe at clinic . only work for in patient at hospitals ( warded ) .
no limit seumur hidup , this agent try to sell something which not inside the clause .
you think insurance so bodoh , insurance has the right to increase premium whatsoever without your approval .
is non cancellable ? prubsn / prudential is ncc . . . sampai u mampui u pay rm150 . . they cannot force u to terminate the plan
so far that i know individual medical card cannot . i could be wrong . do show me the promo ya .
if not mistaken , prudential few years back got this pru clinic care . that one can use for clinic as well .
if go to clinic lead to hospitalisation can claim lah . illness must be related . cannot say go clinic sakit kepala then hospital patah kaki . you cannot claim back the clinic one . but you still have to pay first .
mine is the old product . i think rm66 for new product with better benefits .
thanks ! will check it out . do we need to go to an agent or can go direct i wonder .
i pay rm150 for 650k full medical benefits , max until 85 prubsn . seems more logical . don ' t really like those sweet words hanky panky promotion cus afraid if later anything happen , issue come out and that time you regret liao .
i ' ve noticed a lot of other companies started to increase their lifetime limit after this product go big . win for everyone lah !
i pay rm150 for 650k full medical benefits , max until 85 prubsnâ . seems more logical . don ' t really like those sweet words hanky panky promotion cus afraid if later anything happen , issue come out and that time you regret liao .
not sure can go direct or not . try call their cs . i take through agent though .
sorry guys , i don ' t do comparison and it ' s not professional of an agent to compare with another insurance company as i am not involved directly in its medical claims operations . anyway , always remember that there is no free lunch when it comes to insurance . everything will comes at a cost . please take the brochure and read . a - life _ med _ regulari
no lifetime limit is very common nowadays . however , the more important is the annual and other inner limits , not the lifetime limit .
a 2 weeks icu for viral infection at a private hospital can costs ~ rm80k .
all insurer reserves the right to increase the ' insurance charges ' should the claims for that particular product goes out of hand and / or the premium collected is not able to maintain the medical portfolio .
if the upward revision results in the insufficient of units in the policy to cover the said insurance charges , the policy holder is required to do ' top ups ' or pay more premium if he / she wants to maintain the policy .
probably this is out of topic but it will be good if you can share your knowledge , i wanted to know about the co - takaful scheme by prudential bsn , what ' s the purpose we pay monthly but in the end if admitted , need to pay 10 % or maximum rm1k ? look more rugi to me compared to fully cover .
no , it does not depend on family medical history , but rather it is how the plan is designed . see below
co - takaful or deductible is a method used by most of the international insurer to reduce the insurance charges , especially at older age .
please see the brochure attached earlier on the insurance charges , especially at older age . will you be able to sustain the policy if you are required to pay rm10k / year at age 70 ?
most of the time , the agents do not tell the client about the ' increasing ' insurance charges as we grow older and only tell them that the premium that they pay does not go up ( in order to secure the sales ) .
by applying the co - takaful / deductible , the plan is easier to maintain , as the insurance charges is not that expensive as compared to plans with full claim .
secondly , as some has mention the non - cancellable clause mean that prubsn cannot cancel the medical plan even though you had claimed before .
thirdly , as for family plan , and if you are the person signing on behalf of your spouse and kids , if you die , the policies for the kids / wife will also be terminated as you are the master policy holder .
of course prubsn also have plans with full claim ( health enrich plan ) , with a higher insurance charges naturally . everything comes at a costs .
thanks again ! it is not easy to find agent who will explain as details as you . am also got this info from my agent .
the want i have bold , ramai yang terlepas pandang since family plan sometimes are more affordable compared with individual insurance . bila anak ramai , lagi tinggi expenses for insurance .
for me , co - takaful is fit with my necessity . thanks sifu roystevenung
thank you for the great explaination and knowledge sharing , one more question , sorry in advance if i ' m taking your time .
why do we need to pay 10 % or maximum 1k for hospitalization if we already paid for insurance , monthly . . its like rugi for us .
but need to pay rm400 back to insurance just because my warded bill is rm4000 and need to pay 10 % . . its like rugi for me .
that rm400 still acceptable , what if need to pay maximum rm1k , but that time short of money . .
apa yang saya belajar , any policy cannot review tanpa persetujuan contributor . compny insurans akan cover berlandaskan policy yang diambil walaupon policy tu 10 tahun lalu .
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anti-fog agents , also known as anti-fogging agents and treatments , are chemicals that prevent the condensation of water in the form of small droplets on a surface which resemble fog .

anti-fog treatments were first developed by nasa during project gemini , and are now often used on transparent glass or plastic surfaces used in optical applications , such as the lenses and mirrors found in glasses , goggles , camera lenses , and binoculars .

the treatments work by minimizing surface tension , resulting in a non-scattering film of water instead of single droplets .

this works by altering the degree of wetting .

anti-fog treatments usually work either by application of a surfactant film , or by creating a hydrophilic surface .

anti - fog

also , the anti - fog treatments applied at the factory can affect the performance of any anti - fog treatment .
photo 2 – control : cleaned and de - greased visor with no anti - fog treatment , breath fog visible .
you’ve heard it before . you may have even experienced the same thing the last time you applied an anti - fog . believe or not , how you apply an anti - fog spray is just as important as the type of anti - fog you select . a good anti - fog is one that “sticks” well to the lens surface , thus providing longevity and reliable anti - fog performance .
dr . salter also told us that salclear has “tested brand new anti - fog swimming goggles and ski goggles and they failed the anti - fog test miserably .
it seems you’re getting close to the root cause for anti - fog failure .
rain - x anti - fog , 3 . 5oz bottle - af21106dw - urltoken
fsi coating technologies’ premium , comprehensive patented , anti - fog coating product suite delivers the high performance “water washable” anti - fog durability required in today’s demanding markets . these products offer superior water sheeting action and anti - fog properties for optimum clarity .
all visors are not equal . some have oem factory applied anti - fog coatings .
the cost for anti - fog sprays and gels is quite reasonable with most falling between $ 4 - $ 15 . super strength anti - fog treatment and smith optics fog master ( both sprays ) and bangerz anti - fog solution ( gel ) all provide a reasonably - priced option for preventing fog on a variety of surfaces . both gels and sprays work equally as well , and the choice between the two is one of preference . anti - fog cloths such as smith optics elite no - fog anti - fog cloth and smith optics elite smudgebuster cleaning cloth are another inexpensive option .
here’s another installment in our continuing search for the “perfect” motorcycle visor anti - fog treatment .
anti - fog technology , llc , is the official north american installation and distribution partner of a patented anti - fog product . for over 10 years , anti - fog technology , llc has been selling and installing technologically advanced products for many diverse residential and commercial applications .
better than having nothing , but 10 or 100 times worse than a designer anti - fog .
eliminating fog may not be entirely possible in extreme conditions such as going from freezing temperatures to a hot and humid environment . keep this in mind when choosing between an anti - fog solution and other options such as anti - fog eyewear .
the good news is that salclear tt , the company’s “flagship” motorcycle visor anti - fog product , does seem to work better than any other anti - fog solution we’ve tried , under certain conditions .
anti - fog sprays and gels work by reducing surface tension resulting in water droplets being unable to form . while these treatments provide only a temporary fog - resistant layer , they can be the perfect solution for individuals who do not have glasses with built - in anti - fog coatings . in some cases , anti - fog glasses are an essential tool because of an environment where fog is a constant challenge . however , in many other cases , only using an anti - fog treatment is an efficient way to prevent fog from impairing vision .
photo 1 – control : cleaned and de - greased visor with no anti - fog treatment applied .
it’s common practice to use things like baby shampoo and dishwashing detergents as cheap anti - fog solutions .
salclear has a great amount of experience in creating anti - fog treatments for scuba diving masks and goggles .
rain - x anti - fog prevents interior fogging before the problem begins ! anti - fog is specifically designed to eliminate interior condensation , fogging and steaming , caused by wet weather , high humidity & temperatures changes .
for example , during our search for the ultimate anti - fog solution , we again tried a product called “never fog” , which seems to work rather effectively .
fsict has a vast array of standard anti - fog products solutions available . in addition , fsict has the capability to produce a wide range of customized anti - fog coatings to match your specific product or processing needs .
good thing to keep in mind . it might be worth keeping your anti - fog solution close at hand .
anti - fog solutions are an effective way to reduce and prevent fog from forming on a variety of surfaces . typical applications for anti - fog lens treatments include prescription glasses , sunglasses , safety glasses and goggles , and safety shields . in addition to theses common uses , anti - fog solutions can also be effective for refrigerator and freezer doors , bathroom mirrors , windows , cameras , and binoculars .
while following the proper steps when applying anti - fog solution is important , the frequency with which it is applied is another crucial aspect of keeping surfaces fog - free . because many anti - fog solutions can be easily removed with clean water , rainy conditions could wash off the coating . be sure to reapply anti - fog solutions if lenses get wet . also , reapplying anti - fog solution before any physical activity is important to ensure that fog does not impair vision when it’s needed most . for sports , apply before each event , game or practice . in an environment where fog can be a constant challenge ( such as for construction , manufacturing , service and retail workers ) , applying anti - fog solution daily and sometimes more than once a day may be necessary . for everyday wear , however , applying anti - fog solution every other day is usually sufficient .
we always use a new paper towel for each wipe and dry and for each application of anti - fog treatment .
and that’s probably why you see such varied results in the reviews and opinions of many different anti - fog solutions .
digital thermometer anti - fog protector ! | urltoken - beer , wine , mead , & cider brewing discussion community .
this time , the salclear tt anti - fog solution worked as expected , as you can see in the photos above .
thanks for continuing the search for a good anti - fog treatment . the grail has to be out there somewhere . ”
salclear tt is the company’s basic motorcycle visor anti - fog / anti - mist treatment , but it’s also claimed to be a “highly effective cleaning fluid” that works on both plastic and glass .
some after after - market anti - fog agents contain formaldehyde , alcohol , or other substances that may damage the plastic materials used in your mask . if unsure , avoid prolonged exposure of the anti - fog agent with the plastic parts of your mask .
thus , unless the factory visor has an effective anti - fog treatment , it may be better to have an untreated visor .
it’s been due to the various types of release agents , chemicals and factory - applied anti - fog treatments on the visor .
the only product i have found that i can rate as ‘acceptable’ is the pro grip anti - fog insert ( review ) .
for details on creating an anti - fog coating designed to meet your unique requirements , contact one of our customer care specialists .
“ecause many anti - fog solutions can be easily removed with clean water , rainy conditions could possibly wash off the coating . ”
spit or baby shampoo . unless you have aquasphere vista ' s where nothing seems to work accept aquasphere anti - fog drops .
going riding in mornng and forgot to get anti - fog today . anyone got any hit tips for homemade concoctions that work ?
one thing we should reiterate is that it’s important to know if your anti - fog solution is recommended for use on polycarbonate or glass .
based on salclear’s experience with scuba masks , dr . salter recommends de - greasing any new visor before applying an anti - fog treatment .
our thinking was that something on the inside of the visor was affecting the ability of the anti - fog solutions to do their job .
we’ve discovered that the inconsistent results that we’ve experienced with our previous aftermarket anti - fog solution evaluations in the past may have a reason .
before you even start the process of applying an anti - fog spray , it is extremely important that you prep the lens surface first .
with the proper tools as well as a consistent process , keeping glasses and other surfaces clear of fog is an easy task . from sports safety to safety in work environments to everyday wear of glasses and sunglasses , anti - fog solutions can fight fog and help keep vision clear .
salclear provided a good deal of assistance during our investigation , and we uncovered some interesting quirks in the application of visor anti - fog treatments .
salclear makes a wide variety of anti - fog and anti - mist fluids and other products used in scuba diving , “motorbiking” , sports , leisure , paintballing , fishing and — yes — even for casual leisure use .
until a visor is invented that absolutely and completely resists fogging under any conditions , there will always be room for one more anti - fog spray .
a good point to start from is to ask whether the anti - fog you are using , or the brand , is applicable to scuba diving .
that’s to make sure we’re doing all we can to ensure an honest evaluation with no bias from any leftover residue from anti - fog treatments used previously .
the alternative is some way to completely remove the anti - fog treatment on a new visor so that a product like salclear tt can be used instead .
“in our tests , and we’ve not conducted exhaustive experiments on the subject , the factory applied coatings are ineffective in our standard anti - fog test . ”
this time i looked up helmet shield anti - fog solutions . i read your article on salclear . i purchased this product and am now using it .
clean the surface before applying anti - fog treatment . ( for details on how to properly clean safety glasses , please see “how to clean your safety glasses . ” note that extremely dirty surfaces may require a second application . however , be sure to clean surfaces as best as possible before applying the anti - fog solution .
this anti - fogging agent for nasal endoscopes is colorless and safe and has a long anti - fogging time by forming a homogenous transparent membrane over the endoscopic lens .
we were impressed with salclear’s extensive line of anti - fog solutions and other products , which includes something like 40 - odd different solutions for the activities outlined above .
you don ' t have to get into selling overpriced lenses whose surfaces are prepared to receive an anti - fog product which has to be applied twice a week .
steamy showers are no match for this smart mirror ' s anti - fogging technology .
really you ' re just cleaning the lens . a clean lens does not fog .
they have found that many visors have some type of release agent left on them as part of the manufacturing process that can alter the effectiveness of the anti - fog treatment .
wait a minute now . i have been spitting in bottles for the last year trying to sell it as the world ' s greatest anti - fog . darn . . .
anti - fog spray or a no fog lens cloth are relatively cheap and work great . however , if you happen to run out of spray or your lens cloth gets converted to emergency toilet paper , a home remedy is as close as your kitchen or bathroom .
after the mission the fogging problem was duplicated in altitude chamber tests , using the spacecraft 9 life support system and cernan ' s space suit . when a small area of the faceplate was treated with an anti - fog solution , that spot remained clear . as a result , future gemini crews carried an anti - fog solution to be applied immediately before eva .
so we have now discovered that auxiliary anti - fog treatments can be affected by the release agents and other chemicals that may be deliberately or mistakenly left on the motorcycle helmet visor .
products which are based on high levels of alcohols ( and i note in one text on your site , that rain x anti - fog was mentioned ) are inappropriate for visors .
zero - fog . . . . . . . . . . produced by oms .
swim goggles and diving masks require special anti - fog solutions because of constant contact with water . buy a solution specifically made for these circumstances . other solutions will likely wash off easily .
it’s worth noting that many anti - fogs on the market are not ideally suited for polycarbonate .
[ development of a hydrophilic anti - fogging agent for nasal endoscopy ] . - pubmed - ncbi
once you & apos ; ve added the rain - x anti - fog 200ml to your basket , the items you & apos ; ve selected above will also be added to your order .
anti - fog technology , llc , 2744 stickney point rd , sarasota , fl 34231 | phone : 941 - 343 - 2398 | email : info @ urltoken | website : www . urltoken
from “r . c . ” : “i have been riding 40 years here in canada and skiing 50 years and i have been forever searching for the ideal visor / goggle anti - fog treatment .
so our conclusion is that all visors , and all anti - fogs , are not equal . ”
einar ® anti - fogging agents are based entirely on vegetable oils , eliminating all worries about food contact and are independently tested to deliver superior anti - fogging performance when compared to market - standard solutions .
d - mist is a relatively thick , “oily” concentrate solution that can also be used for anti - fog treatment , and d - mist + is the same product but with a cleaning agent included .
editor’s note : see above , note that it may not be a good idea to first clean the visor with plexus , which may leave a waxy residue that could affect the anti - fog treatment .
photo 4 : same visor with salclear tt applied on outside of visor , breath fog not apparent .
kleer - o - fog . . . been around for a zillion years and it works . urltoken
fog forms when the temperature on the inside of the lens is different from the temperature on the outside lens . this causes the creation of water droplets , better known as fog , which attach themselves to the lens surface . an anti - fog reduces the surface tension of the lens causing the water droplets to “slip” down the surface of the lens rather than sticking to the lens in the form of fog . the idea is to create a surface that does not allow the water droplets to “stick” to the lens .
since air flow is the key to preventing fog and helmets and goggles are ventilated , it’s rarely an issue when riding . but stop to check the map or laugh at your buddy who’s writhing in pain after a spectacular crash , and things can quickly fog up . this is where anti - fog for your lens or shield becomes essential – you want to be able to see your friend lying in the dirt .
“if the visor is uncoated , and has for example no factory applied anti - fog coating , then its straightforward . if , however , the visor has a pre applied coating , it could get complicated . ”
i read this article with great interest , as the search for the anti - fog that actually works is like the search for the holy grail . i have two scorpion helmets , full face and open face .
ever had your windows fog up while you’re driving ? not only is this frustrating , it’s extremely dangerous ! rain - x anti - fog prevents interior fogging before the problem begins . it’s an effective solution that also cleans at the same time and is even able to remove smoke residue from the inside of your windscreen !
atmer™ 7301 is a 50 % concentrate in polyethylene of non - vegetable origin . acts as an anti - fog concentrate . it is a combination of additives dispersed in an adsorbent polymer . using a concentrate . . .
if you recall , we recently compared four different anti - fog treatments ; none were satisfactory . so we continued on with the quest , which led us to the discovery of salclear , located on the isle of man .
these are soft , scratch easily , and in fact are not as effective as post applied dedicated anti - fog products . some visors come with a layer of silicone oil which is absorbed into the surface of the visor .
don ' t get
rain - x anti - fog
on any painted or non - transparent surface . get tips on properly applying
rain - x anti - fog
to a car windshield from an automotive expert in this free car maintenance video . expert : nathan mccullough bio : nathan mccullough graduated from nashville auto - diesel college with a gpa of 3 . 5 and received their craftsmanship award and honor seal . filmmaker : robert rogers
so that got me thinking . . . does anyone have anything they do to keep their goggles from fogging besides 1 ) using store - bought anti fog spray , or 2 ) spitting on the inside of the lenses ?
photo 3 : cleaned and de - greased visor , salclear tt spray applied . shown prior to breath fog .
the visor was thoroughly cleaned before each new anti - fog treatment that we applied , of course , to avoid any influence from the previous trial or from any chemical that might have been left on the visor during its manufacture .
atmer™ 185 is glycerol ester of vegetable origin . acts as an anti - fog agent . it can be dispersed evenly through the polymer in the melt phase . it migrates to the surface of the polymer where it . . .
an important part of anti - fog treatments is making sure the solution is applied correctly and with the appropriate frequency . in general , the following steps will assure that the solution is properly implemented , whether to plastic or glass surfaces .
step 3 : apply an anti - fog spray to the inside lens surface . spray it on the lens , ensuring you give the lens a nice even coating . feel free to move the lens around to ensure an even application .
can anyone recommend a reliable anti - fog spray or the like , for finished lenses ? ? ? i am not looking for lenses already coated i , e optifog , opticote . . . . . . . . thanks ! !
photo 5 : cleaned and de - greased visor , salclear d - mist applied . shown prior to breath fog .
wipe surfaces with a dry , lint - free cloth . a wet cloth may be counterproductive since many anti - fog solutions can be easily removed with clean water . make sure the solution is evenly distributed over the surface of the lens .
in addition to the basic salcear tt anti - fog product , the bike pack includes a bottle of “tt - x” , which can be used on the outside of the visor to repel water ( rain ) and to keep the visor clean .
“the agents used vary greatly from silicone oils , fluoropolymers and mineral waxes , but they all have one thing in common , they hate water and are very hydrophobic , so they are the arch - enemy of any anti - fog solution . ”
i’ve started using a simple , quick , inexpensive fix that works great to eliminate the morning fog on my car windows .
in the early days of off - road racing , we didn ' t have much in the way of anti - fog chemicals and solutions , so we made do with what was at hand . and here ' s what worked way back then :
going riding in morning and forgot to get anti - frog today . anyone got any hit tips for homemade concoctions that work ?
photo 6 : cleaned and de - greased visor , salclear d - mist applied on outside of visor , breath fog visible .
so , the more you swim , the more your goggles will fog up , regardless of whether they have an antifog coating .
to develop a transparent , non - toxic , non - irritating anti - fogging agent with long - lasting effect for nasal endoscopy .
yep , you can take a regular potato and anti - fog your goggles with it . simply cut a wedge of the potato and rub the white part on the lens . let the solution air dry , then buff it clean , just like the soap trick .
don’t get me wrong , i like both my scorpion helmets , but truth is truth , the visors will fog in cool weather .
mask fogging is a normal occurrence , even after the film of silicone and release agents has been removed . normal fogging can be easily prevented with after market anti - fog agents , saliva , or baby shampoo . rub onto the lens and then rinse . your dive mask should now be fog free ! if it ' s not , you ' ll need to go back and clean your diving mask again as described above .
wish i could give it a lower rating , one star is too much credit for this product ! windows had fogged but stopped with warmer weather . figured i ' d try this
anti - fog .
windows have fogged much worse and everyday since application - even during warm weather .
the review will be published soon , but in the meantime we discovered that the visor that came with our helmet seems to fog up very quickly .
glass is supposed to be the easiest material to de - fog because it has a high surface energy and is readily wetted , according to salclear .
we provide your organization with suitable polyurethane or polysiloxane - based anti - fog protection for a variety of substrates and include additional features to further enhance your products . available inprimer and primer - free , these coatings are also thermoformable and flexible for spin , flow , roll - to - roll , and dip coat applications .
fog inside of goggles or face shields is a result of the temperature and humidity inside your goggles or shield being higher than the outside of them . in other words , when you’re sweating like pamela anderson in a spelling contest , the hot air in your goggles becomes supersaturated with moisture and is then condensed into fog .
you probably don ' t think you need a
smart
mirror , but the cool features on viio ' s new line of home accessories might just chance your mind . seriously , who could say no to an anti - fog wall mirror that plays music , takes phone calls and includes built - in led lights ?
my son does get some fogging and he also gets some dripping condensation inside the visor… . mine does not ( i also wear glasses which do not fog ) .
the back of the lens has a military - grade , hydrophilic layer . the layer absorbs and disperses water vapour / humidity throughout the material , eliminating the opportunity for it to condense on the surface as fog . ryders antifog will absorb more than any other fog - resistant treatment and it’s far more durable , never requiring reapplication .
my car has an issue that the windows fog up a lot . used in on it and i haven ' t had any issues with fogged up windows anymore .
the never fog bottle that we have ( which we’ve owned for several years so the new labels may be different ) has no information about using the product on visors .
aspen surgical offers a full line of high quality , best value operating room accessories . the operating room accessories offering includes items such as : anti - fog , endoscopic kittners , vessel loops , cautery tip cleaners , surgical headbands , suture booties , clamp covers , pin covers , disposable standard & specialty light handles , and o . r . came . . .
the inside temperature was approx . 50 degrees f , so we used breath fog instead of steam from boiling water . we think this better simulates the motorcycle helmet visor fogging experience .
the worst experience i had was one day when the visor collected water , not fog , and the world looked like i was riding through a sponge bob cartoon . not safe .
so , do they work ? in over 30 rides of various length in nearly every imaginable weather condition i could never get the lenses to fog . not even a little bit . i even purposefully altered my ride in order to exaggerate prime fog conditions by over dressing , sprinting up a hill then coming to a complete stop . no fog . this is a pair of glasses you can wear for the whole ride and never think about them–up the hill , in the woods , through the sun - exposed sections and back to the trailhead .
, nasa changed the foot restraints on future gemini craft , added underwater simulation of the weightless environment ( this proved more effective than the brief periods of zero - gravity training aboard the kc - 135 aircraft ) , and supplied astronauts an anti - fog solution to be applied to their visors before extravehicular activity . such changes in equipment and technique were made after each mission .
it does work but lasts only a week or a couple of days depending how heavy fog is involved . wouldn ' t really recommend this if you plan to put it on and forget
to the touch , it feels very basic ( as scientifically opposed to acidic ) . it is an amazing cleaner for the flexible polyethylene ( i think ) supply lines and metal faucets . it is effective enough to clean on its own and flush away quickly and completely . i am curious if using a bit to clean polycarbonate will help with removing factory anti - fog and release agents… .
the optimal composition of the anti - fogging agent was 20 % ethanol , 10 % propylene glycol , 20 % polyoxyethylene lauryl ether , 4 % sodium dodecyl sulfate , 4 % polyethylene glycol , 42 % deionized water . the anti - fogging time of this agent reached 15 min , significantly longer than that of medical seoul iodine ( 4 min ) and 95 % ethanol ( 18 s ) .
atmer™ 7373 by croda is a 40 % concentrate in polypropylene . acts as an anti - fogging agent . possesses excellent clarity and low temperature processing . prevents droplet formation on plastic surfaces . . .
the anti - fogging agent was prepared by mixing ethanol , propylene glycol , polyoxyethylene lauryl ether , sodium dodecyl sulfate , polyethylene glycol 400 and deionized water at different proportions based on an orthogonal test design . twenty - seven test samples of the anti - fogging agents were obtained , which were colorless , transparent , and non - irritating , with a ph value of 7 - 8 . storz00 nasal endoscopy and its imaging system were used to test the anti - fogging time of the 27 samples , and each agent was tested for 3 times with medical seoul iodine and 95 % ethanol as control .
but when we applied it as directed and took the visor out into the cold ( ~ 38 f ) , fog and damp and breathed on it just a little , it immediately became fogged .
before making your goggles antifog , it & apos ; s helpful to know what causes them to fog up in the first place .
swimming goggles fog up because of condensation forming on the inside of the lenses ,
says prescription swimming goggles .
this is either perspiration or water vapor from your skin . therefore , it is likely to be worse if you are exerting yourself .
salclear tt has been formulated specifically for polycarbonate visors . “in most instances regular anti - fogs don’t work on polycarbonate because this thermoplastic has a low surface energy , is un - reactive and difficult to wet .
i kept the thorns on and pedalled harder trying to steam these things out . we stopped and talked , we pedalled , we ate and all the while my glasses stayed on my face , fog free .
atmer™ 7340 by croda is a 20 % concentrate in polyethylene . acts as an anti - fogging agent . provides long - lasting properties and improves film transparency . allows the additives to migrate to the . . .
atmer™ 116 is ethoxylated sorbitan ester of vegetable / synthetic origin . acts as an anti - fogging agent . for use with pet , it should be dissolved in an appropriate solvent such as water or isopropyl . . .
atmer™ 7326 by croda is a 50 % concentrate in universal polyolefin carrier . acts as an anti - fogging agent . allows the additives to migrate to the surface of the polymer where they help lower the . . .
atmer™ 100 by croda is sorbitan ester of vegetable origin . acts as an anti - fogging agent . it can be dispersed evenly through the polymer in the melt phase . it migrates to the surface of the polymer . . .
atmer™ 1006 by croda is a glycerol ester . acts as an anti - fogging agent . it has vegetal - origin . migrates to the surface of the polymer where it helps to lower the surface tension and subsequently . . .
atmer™ 1010 by croda is a glycerol ester . acts as an anti - fogging agent . it has vegetal - origin . migrates to the surface of the polymer where it helps to lower the surface tension and subsequently . . .
atmer™ 1440 is glycerol ester of non - vegetable origin . acts as an anti - fogging agent . it can be dispersed evenly through the polymer in the melt phase . it migrates to the surface of the polymer . . .
while some riders used car wax to coat the inner lens as an anti - fogger , i felt that it took way too much work to buff the wax out enough to remove the hazed glare it left on the lens .
atmer™ 645 is a vegetable / synthetic - based anti - fogging agent . it can be dispersed evenly through the polymer in the melt phase . it migrates to the surface of the polymer where it helps to lower the . . .
atmer™ 674 is a vegetable / synthetic - based anti - fogging agent . it can be dispersed evenly through the polymer in the melt phase . it migrates to the surface of the polymer where it helps to lower the . . .
atmer™ 688 is a vegetable / synthetic - based anti - fogging agent . it can be dispersed evenly through the polymer in the melt phase . it migrates to the surface of the polymer where it helps to lower the . . .
atmer™ 103 is sorbitan ester of vegetable origin as well as non - vegetable origin ( available only in the us ) . acts as an anti - fogging agent . it can be dispersed evenly through the polymer in the melt . . .
atmer™ 121 is a glycerol ester . acts as an anti - fogging agent . it can be dispersed evenly through the polymer in the melt phase . it migrates to the surface of the polymer where it helps to lower the . . .
liquid dish soap – some people use a small drop of ( mild ) dish soap on a soft cloth and apply it to the inside of the lens or face shield , then let it dry and buff just enough of it off to provide clear vision . some people dilute the soap with water in a spray bottle and spray it on like traditional anti - fog . some people don’t have dish soap because delivery pizza and chinese take out is their only form of sustenance .
and i always flip it open when stopped , and flip it down once i let out the clutch to start moving , before the 1st to 2nd shift . this way it always stays 100 % clear of fog , regardless of the weather .
spit – while we should be trying to sell you the ' you beaut ' commercial solutions , our preferred pre - dive anti - fog is spit . spit on the inside of the mask and rub it around with your finger . dunk the mask briefly in either fresh or sea water . the goal is to leave thin layer of saliva on the inside of the glass . spitting does not work well if the mask dries out before diving or snorkelling , so use this technique immediately before entering the water .
the new line of mirrors includes three styles , and there ' s one that ' s perfect for every room of your house . arguably the best use , however , is in the bathroom - - anti - fog technology means no more wiping down the mirror after a steamy shower . plus , the built - in light is perfect for doing your makeup or shaving , and the high - quality audio capabilities will keep you entertained as you get ready . you can even answer a phone call via the mirror .
i ' ve had some minor problems with my goggles fogging up while i ' m doing my lap swimming . i went to a sporting goods store ( where i bought the goggles ) to get anti fog spray , but they don ' t carry any . an employee told me to cut a potato and wipe a bit of the
meat
of the potato on the inside of the lens . ( i haven ' t tried it yet , so i ' m not sure if that works of not . )
it ' s good if you are troubled a lot with mist / fog on the windscreen inside and it works . the problem is quantity which is very less and if you hesitate to put liberally on the cloth , it leaves marks on the screen noticeable in sunny days .
. visually check each lens prior to use to ensure there is no product left on the lens . remember . . . the job of an antifog is to relieve surface tension on the lens so fog ( or tiny water molecules ) cannot collect or stick to the lens .
“i think that this smart mirror is the ultimate combination of geek and glam . it has a modern style that looks gorgeous in any room , and is also embedded with high - tech features including touch screen led surround lights , anti - fog capability , speakers to listen to music or even take a phone call hands free . this is one home gadget that makes my nyc apartment feel like a glamorous hotel suite . ” – katie linendoll , tech expert and contributor to the today show , cnn , and huffington post . to buy : starting from $ 395 ; urltoken .
welcome to our antifog instruction page . here we will inform you on the proper use of our jaws antifog products so you can enjoy your next adventure or activity fog free ! as with any product , it is very important to follow the instructions on the bottle and review the caution warning as well .
< p > < strong > is this product for you ? < / strong > < / p > < p > ever had your windows fog up while you’re driving ? not only is this frustrating , it’s extremely dangerous ! rain - x anti - fog prevents interior fogging before the problem begins . it’s an effective solution that also cleans at the same time and is even able to remove smoke residue from the inside of your windscreen ! < / p > < p > < strong > how easy is it to use ? < / strong > < / p > < p > simply apply a small amount to a paper towel or cloth and wipe across the surface to be treated and allow to dry . that’s it , easy ! its small size means it can fit in glove boxes , door panels or even under your seat and it’s safe to use on all automotive and marine interior glass and mirrors . < / p >
the overall objective was to show that the gemini suit would maintain an acceptable temperature when exposed to about - 300 degress f . a specific objective was to show that the inside of the helmet visor would not get so cold that it would fog enough from the crewman ' s breath that vision would be reduced . two visors were to be evaluated .
of course there is another trick to prevent goggles from fogging ; it’s my preferred method because i’m lazy and don’t want to have to prep anything before i ride . i use a roko quik strap . this allows me to quickly and easily remove my goggles with one hand before they have a chance to fog up and reattach them just as fast .
the fog droplets are looking for things to attach themselves to . dirt specks and body oils make the perfect attachment points . that said , it is very important that you clean the lens before doing anything . moisture droplets cannot easily attach themselves to a clean lens . with a clean lens the moisture sheets down and collects at the bottom instead of fogging .
start with a clean mask – the mask lens needs to be very clean so fog doesn ' t form . ( have we mentioned that enough times already ? ) every once in a while it doesn ' t hurt to also clean the outside of the mask lens . it won ' t help to prevent fogging but you ' ll see better if the lens is clean on both sides !
adsorption of water droplets on the plastic ' s surface can result in fogging which can disrupt the passage of light ( in transparent packaging applications , agricultural films ) . in order to prevent fogging and change the hydrophillic properties of the plastic surface , anti - fogging agents are added . post addition of these agents , the water droplets convert into a uniform transparent layer of water , reducing the clouding effect and enhancing the transparency of the plastic .
this is the instrumented test article . thermocouple temperature sensing devices are attached the to exterior and thermistor temperature sensing devices are attached to the inner surfaces . the different devices are chosen for technical reasons . two helmets were prepared for the test : one with a plexiglas visor and one with the new lexan plastic visor . foam pads and the communications system earphones are visible inside the helmet . the visor can be rotated open . the inside of the visor was coated with a special anti - fog solution . when the visor is in place and the helmet system is pressurized , a pressurized rubber seal seals the area between the visor and helmet to eliminate leakage . the helmets also had a sun shield which could be rotated down to protect the eyes , but the sun shield wasn ' t needed in this test . the test was not for exposure to the sun ( we weren’t ready to do that yet ) , but for the cold shaded areas where the sunshade might be up .
swimming goggles protect your eyes from damage and help you see where you are going . but what if your swimming goggles fog up ? you could buy antifog swimming goggles that have a coating or are treated with antifog chemicals , but those can be expensive , and the antifog treatment might not last as long as the goggles . a few simple tips and tricks can make your goggles clear and antifog . some of these ideas will set you back a few dollars , while others cost little or nothing .
the air force and navy claimed no military requirement for a space station , which was seen as competition for funds the department of defense sought for military space operations . the defense advanced research projects agency , for example , was studying a manned space cruiser , a light spacecraft in contrast to the heavy - cargo space shuttle . general james v hartinger , commander of the air force space command , claimed the soviets had
the world ' s only space weapon ,
an orbital anti - satellite system that threatened the low orbiting satellites of the united states .
before a race , i used to take an ordinary bar of hand soap and soak in for a few minutes in water to soften it up . then i would scrape some of the softened soap off and make a thin paste of it with more water . this would then be applied to the inner surface of the goggles , and allowed to dry for a few minutes . when dry , i would buff the lens with toilet paper repeatedly until the lens were clear . this worked great and would give you several hours of decent anti - fogging protection .
motorcycle racers are a diverse group of people who come from all walks of life , but the most successful professional racers all have one thing in common – none of them are blind . that’s right , vision is a crucial component for being able to ride a motorcycle well . or at least farther than the first turn . without being able to see most of us wouldn’t even find our bikes ; we’d be left fumbling around in the garage only to end up straddling the lawn mower . goggles and flip - down face shields may help protect your eyeballs and keep things in focus , but when conditions conspire against you they can fog up and impair your vision worse than multiple shots of jagermeister .
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in 1984 a manned maneuvering unit ( mmu ) enabled a few astronauts to maneuver in outer space , outside of spacecraft , and free of tether lines . this manned maneuvering unit and its predecessors are , as the name implies , maneuvering devices . flight is the function of the spacecraft . life support is the function of the space suit . maneuvering is an extravehicular activity independent of the protective and supportive space suit , yet integrated with the suit and even the spacecraft . the spacecraft and space suit are prerequisites to extravehicular activity , the craft to transport the astronaut into outer space , and the suit to protect and support life . the maneuvering unit is an optional aid . the maneuvering unit , spacecraft , and space suit are complementary components of the human space flight program . whereas all such space flights have involved spacecraft and space suits , only a few have utilized manned maneuvering units .
outer space is a micro - or zero - gravity environment that requires special techniques for moving inside the spacecraft as well as out . based upon experience aboard the space shuttles columbia and discovery , astronaut joseph p . allen described the experience inside a spacecraft :
during the first few days in space , the act of simply moving from here to there looks so easy , yet is so challenging . the veteran of zero gravity moves effortlessly and with total control , pushing off from one location and arriving at his destination across the flight deck , his body in the proper position to insert his feet into velcro toe loops and to grasp simultaneously the convenient handhold , all without missing a beat in his tight work schedule . in contrast , the rookies sail across the same path , usually too fast , trying to suppress the instinct to glide headfirst and with vague swimming motions . they stop by bumping into the far wall in precisely the wrong position to reach either the toe loops or the handholds .
space writer harry l . shipman expressed this more directly :
velcro takes the place of gravity
inside the spacecraft .
outside the spacecraft , there is no velcro and no enclosing walls . civilian and military engineers thus explored various mechanism to aid astronauts outside the spacecraft . these aids included foot restraints , hand grips , tether lines , and self - propelled maneuvering units , yet few space missions required the technology and capability of manned maneuvering units .
floating in space was a lesson learned by experience gained gradually during the mercury , gemini , apollo , skylab , and space shuttle missions . in fact , the mercury ,
( 1984 ; revised edition , new york : stewart , tabori , and chang , 1985 ) , p . 75 .
( new york , ny . plenum press , 1989 ) , p . 97 .
astronaut bruce mccandless on a spacewalk using the manned maneuvering unit ( mmu ) on sts - 41b , february 1984 . nasa and martin marietta corporation were awarded the collier trophy in 1984 for the development of the mmu , and for being the nasa teams that rescued three disabled satellites , with special recognition to astronaut bruce mecandless ii , nasa ' s charles e . whitsett , jr . and martin marietta ' s walter w bollendonk . ( nasa photo no . 84 - h - 71 ) .
gemini , and apollo spacecraft were too small to allow astronauts much mobility within the craft . project gemini included the construction of two types of maneuvering units and the training of astronauts in their use . in 1965 gemini astronaut edward h . white made the first american spacewalk . using a hand - held maneuvering unit , and wearing a space suit for life support , he spent twenty minutes outside of
. he was tethered to the space capsule for safety . project gemini thus provided the first american experience with extravehicular activity in space ; a soviet cosmonaut had achieved the first extravehicular activity months before white ventured out of the gemini capsule . later gemini astronauts also completed extravehicular activities in the harsh environment of outer space .
apollo and later skylab added to nasa ' s research and development experience with the concept and technology of maneuvering in space , though not with the operation of any maneuvering aids in free flight in outer space . apollo ' s objective was the lunar surface , not outer space . the three skylab missions in 1973 and 1974 provided astronauts experience with weightless floating in a relatively large open space within a spacecraft , but not outside . it was not until the space shuttle , a reusable transportation system , that astronauts acquired operational experience floating both inside and outside a spacecraft .
the award - winning manned maneuvering unit was designed for a specific type of mission : satellite rescue missions . all earlier maneuvering units had been designed for experimental missions , that is to test the technology , but with the reusable space shuttle nasa introduced an operational , mission - oriented maneuvering unit —the award - winning manned maneuvering unit ( mmu ) . this operational unit was used three times— on the tenth , eleventh , and fourteenth flights of the space transportation system , more commonly known as the space shuttle . the year of these flights was 1984 . the collier trophy for that year recognizes astronaut bruce mccandless ii , who first used the unit in space , nasa ' s charles e .
ed
whitsett , jr . , and martin marietta ' s walter w .
bill
bollendonk . these three men were instrumental in the development , and mccandless in the use , of the unit . behind this award is a story of technological development involving a variety of institutions within the national infrastructure of the space program and amid the superpower rivalry known as the cold war .
from the preliminary research and development in the 1950s to the achievements of 1984 , civilian and military personnel —engineers , technicians , and astronauts— defined and redefined the technology of maneuverability in terms of perceived needs and capabilities , and within the limitations imposed by budgets and flight schedules . at each step reviews , tests , and experiments , as well as political decisions affecting the space program in general , influenced decisions about whether to continue development , in what direction , and by which next step . the identification and definition of applications for maneuvering units actually began in science fiction literature , which included earthbased as well as outer space missions . civilian and military agencies and government contractors , that is industry , participated in the development of maneuvering units of several types , including finally the award - winning manned maneuvering unit .
before the
science fact
there was science fiction . from novels of the nineteenth century to moving pictures of this century , humans traveled in space - sometimes using maneuvering units outside the spaceships and sometimes not , mostly not . early literary classics of space travel include jules verne ' s novel
the same names , respectively ; verne ' s in 1958 and wells ' in 1964 .
in both the print and film versions , the space travelers left earth with neither space suits nor maneuvering units . in verne ' s story the characters flew in a ballistic projectile , shot from a huge cannon , toward the moon . they relied upon the probability that they would be able to survive in the rarified atmosphere of the moon .
practical impey barbicane , president of the gun club that had shot their projectile into space , responded with two reasons . first , there was no air in the ether of outer space . second , the density of a man being less than that of the projectile in which they traveled meant that a man outside the spacecraft would move at a speed not equal to that of the craft and thus the man would move apart from the craft .