ventana wildlife society ( vws ) is a 501 ( c ) ( 3 ) non-profit organization founded in 1977 by a group of private citizens to restore endangered species native to central california .

vws has three full-time staff biologists , together with seasonal interns , monitoring , tracking and researching endangered species , songbirds and butterflies .

educational science programs for school children - offered in a variety of central coast locations - bring youth in touch with nature in their own neighborhoods , or through summer science camps .

ventana wildlife society

this camera is made possible by ventana wildlife society , oakland zoo and hdontap .
join ventana wildlife society or renew your membership today . ventana wildlife society is recognized by the internal revenue service as a 501 ( c ) 3 non - profit organization .
please note : the ventana wildlife society website has several recent photographs of the condors .
ventana wildlife society launches first ever condor cam in the wilds of big sur , california .
to mail payment : ventana wildlife society 9699 blue larkspur lane , ste . 105 monterey , ca 93940
to learn more about monarch butterflies and and the research ventana wildlife society is doing visit our monarch butterflies page .
8 . submitted artwork becomes the sole property of ventana wildlife society and may be edited and / or used for advertising .
ventana wildlife society researchers began releasing condors in big sur five years later ; releases at the pinnacles kicked off in 2003 .
ventana wildlife society executive director kelly sorenson , right , and wildlife biologist amy list monitor california condors on june 21 . ( ap photo / marcio jose sanchez )
the condor cave - some great news from ventana wildlife . . . | facebook
we ' re proud to display the logos of collaborators that help ventana wildlife society accomplish its mission , programs and services . we also thank our
this short video ( 3 : 22 ) tells how it all started for ventana wildlife society in the words of our co - founder , sal lucido .
ventana wildlife society ( founded in 1977 ) : in california alone there are 130 species of animals in the wild threatened or endangered with extinction . ventana wildlife society is committed to conserving native wildlife and their habitats . ventana wildlife society released 66 bald eagles to central california in the 1980 ' s and 90 ' s and began reintroducing california condors in 1997 . rather than dwelling on past mistakes that brought many of our wild animals to the brink , we focus on the present . we recover individual species and track the populations of many others so that conservation can be timely as well as effective . focusing on youth education , we better ensure that future generations have the willingness and capacity to help wildlife . our vision is to have a society who cares for and supports wildlife across the planet , particularly in california . online at urltoken photo credit : joe burnett / ventana wildlife society
pinnacles national park joined the california condor recovery program as a release and management site in 2003 . the park currently co - manages 86 wild condors in central california with ventana wildlife society . for more information on individual condors , visit our condor profiles page and ventana wildlife society ' s profiles page . biologists use a variety of techniques to manage and monitor the population .
“if we don’t know what they’re doing , we don’t know what’s going wrong , ” said list , who works for the ventana wildlife society , which manages the condor sanctuary in big sur .
, which is a non - profit , 501 ( c ) 3 , organization . the society is dedicated to the preservation of native plants and animals through research , education , and restoration . by the efforts of the ventana wildlife society , condors are now seen throughout the mountains , coastal canyons and valleys of big sur . you can help in these efforts by donating time or money . please contact the ventana wildlife society directly if you would like to help .
copyright © 2012 ventana wildlife society , 19045 portola dr . ste . f - 1 , salinas , ca 93908 , phone : 831 - 455 - 9514 , fax : 831 - 455 - 2846
ventana wildlife society’s condor recovery program is seeking qualified students to assist with condor observations via internet - based , live - streaming video monitoring of a remote condor release site starting in january of 2015 .
copyright © 2007 ventana wildlife society , 19045 portola dr . ste . f - 1 , salinas , ca 93908 , phone : 831 - 455 - 9514 , fax : 831 - 455 - 2846
become a member ; get involved with the american ornithological society ( aos ) .
in california alone there are 130 species of animals in the wild threatened or endangered with extinction . ventana wildlife society is committed to conserving native wildlife and their habitats . rather than dwelling on past mistakes that brought many of our wild animals to the brink , we focus on the present .
we conduct a variety of research projects to further our mission to conserve native wildlife and their habitats . some of our research projects are conducted as ecological services , and designed specifically to meet the objectives of our clients . others are original ventana wildlife society research projects that we have designed to meet our own conservation objectives . we regularly publish our results in major peer - reviewed wildlife journals .
a california condor takes flight in the ventana wilderness . ( ap photo / marcio jose sanchez )
wolstenholme’s crew at the pinnacles co - manages the monterey county flock with the ventana wildlife society , a nonprofit conservation group based in salinas and big sur . the organization led efforts to restore california’s bald eagle population in the 1980s and 1990s , before turning its attention to condors .
big sur condor tours by the ventana wildlife society are on hold while crews rebuild the pfeiffer canyon bridge on highway 1 . construction is scheduled to end in september ; tours will resume after the road reopens . visit urltoken or call ( 831 ) 455 - 9514 for updates . sfchronicle article
in california alone there are 130 species of animals in the wild threatened or endangered with extinction . ventana wildlife society is committed to conserving native wildlife and their habitats . rather than dwelling on past mistakes that brought many of our wild animals to the brink , we focus on the present . we recover individual species and track the populations of many others so that conservation can be timely as well as effective . focusing on youth education , we better ensure that future generations have the willingness and capacity to help wildlife . our vision is to have a society who cares for and supports wildlife across the planet , particularly in california .
phase 1 – effective july 1 , 2015 , nonlead ammunition required when taking nelson bighorn sheep and all wildlife on state wildlife areas and ecological reserves .
once lead treatment has been completed , zoo veterinarians plan to extract the pellets to determine the type of ammunition .
we are extremely grateful the bird is still alive , but dismayed this innocent condor was both lead poisoned and gunshot ,
said kelly sorenson , executive director of the ventana wildlife society .
view images of condors and other wildlife from trail cameras in pinnacles national park .
also known as the
condor sanctuary ,
this 80 - acre parcel of land is located in a coastal canyon in remote big sur , california surrounded by the ventana wilderness . this is the site where our bald eagle reintroduction program took place and is the current home of the california condor recovery program being led by ventana wildlife society . the property was purchased from sal and ada lucido at a bargain sale as they donated the majority of the value . the cash portion of the purchase was provided by the hind foundation and william r . hearst , iii as well as linda stevens , paula norwood , robert stephens , joyce harris and julian and helga sands . the story of how ventana wildlife society got its start narrated by co - founder sal lucido .
this site is for the american ornithological society ( aos ) and information on advancing the scientific knowledge and conservation of birds .
as of january 1 , 2017 currently there are over 250 + condors free - flying in the world , of which over 160 + are in california . ventana wildlife society is the only non - profit organization releasing and monitoring california condors in california . ventana wildlife society began condor releases in big sur in 1997 and then initiated a second release site in 2003 at pinnacles national monument in collaboration with the national parks service . currently , ventana wildlife society and the national parks service combined monitor a flock of over 86 wild condors in central california and at least ten breeding pairs . in order for california condors to become self - sustaining , they must be able to survive without intervention . the threats they face , such as lead poisoning from spent ammunition must be adequately addressed . to ensure the long - term survival of the species we have expanded our collaboration and non - lead outreach to include more hunters , ranchers and land managers that can provide safe , clean food supplies for the condors .
for more information contact : ventana wildlife society p . o . box 894 carmel valley , ca 93924 telephone : ( 831 ) 455 - 9514 urltoken notes from the field supplied by the ventana wildlife society . condor facts range : in 1800 , from baja california to british columbia ; reintroduced populations in central and southern california and in northern arizonafood : carcasses of large animals such as deer , cattle and sea mammals . wingspan : up to 11 feet weight : 20 to 25 pounds life span : 60 to 80 years ; they mate for life . reproduction : one egg every two years in the wild . flying ability : over 150 miles in a day .
directions : andrew molera state park is located 26 miles south of carmel , ca . the entrance to the park is on the west side of highway one . veer left when you see the signs for molera horseback tours and ventana wildlife society . go approximately 1 / 8th of a mile and the discovery center is on your left .
working to reduce the effects of contaminants and other stressful impacts on fish wildlife and their habitats and to plan , implement and monitor restoration projects so that fish and wildlife resources can be recovered .
protecting , enhancing and restoring important fish and wildlife habitats on public and private lands through partnerships .
the california condor recovery program ( recovery program ) is a multi - entity effort , led by the u . s . fish and wildlife service , to recover the endangered california condor . partners in condor recovery include the u . s . forest service , national park service , bureau of land management , arizona game and fish department , california department of fish and wildlife , utah department of fish and wildlife , the federal government of mexico , the yurok tribe , san diego zoo , los angeles zoo , oregon zoo , santa barbara zoo , chapultepec zoo , the peregrine fund , ventana wildlife society , and a host of other governmental and non - governmental organizations .
for the condor biologists at ventana wildlife society’s base camp , deep in big sur at the end of a steep 17 - mile dirt road , this was and is a normal activity . ( they set out the food – mostly stillborn calves donated from ranches , free of toxic lead bullets – after dark to help ensure that condors don’t start to associate humans with food . )
we recover individual species and track the populations of many others so that conservation can be timely as well as effective . focusing on youth education , we better ensure that future generations have the willingness and capacity to help wildlife . our vision is to have a society who cares for and supports wildlife across the planet , particularly in california .
since 1977 ventana wildlife society has been involved with conservation ecology and species recovery . having successfully restored the peregrine falcon and bald eagle in our earlier days , we continue to restore the california condor through our reintroduction efforts in central california . we currently assist in managing california condors in the wild locally , with a goal of seeing 150 free - flying birds including 15 breeding pairs in central california .
three newcomers arrived to the release site this month . condor chicks r36 , r51 , and r54 were transported from los angeles zoo and san diego wild animal park to ventana wildlife society ' s big sur release site on january 24 , 2002 . these three chicks are 8 - 9 months in age and have joined r42 , r56 , r60 , and mentor condor r63 in the release pen .
u . s . fish and wildlife service home page | department of the interior | urltoken | about the u . s . fish and wildlife service | accessibility | privacy | notices | disclaimer | foia
u . s . fish and wildlife service ' s july 1999 proposed ( pdf ) rule to remove the bald eagle in the lower 48 states from the list of endangered and threatened wildlife ( . pdf )
in this wednesday , june 21 , 2017 photo , ventana wildlife society executive director kelly sorenson poses for a portrait inside a cabin used by researchers to study california condors in the ventana wilderness east of big sur , calif . three decades after being pushed to the brink of extinction , the california condor is staging an impressive comeback , thanks to captive - breeding programs and reduced use of lead ammunition near their feeding grounds . “we’re seeing very encouraging results that the condors can become self - sustaining again , ” said sorenson . ( ap photo / marcio jose sanchez )
given the success of bald eagle reintroduction , ventana wildlife society was requested by the us fish and wildlife service to join the california condor recovery program in a ten - year first phase effort to bring the condor back from the brink of extinction . vws is the first private non - profit in california to release condors . these majestic birds can be seen flying over the mountains and valleys of california ' s central coast . the goal of vws is to restore condors to california . the latest information about the released condors is summarized in the condor reintroduction notes from the field . ( field notes supplied by the ventana wildlife society ) click here to download an indexed copy of notes from the field from november 1998 to february 2001 ( pdf 128k ) click here to download our local tourist guide , big sur guide , in adobe pdf . ( 800k ) click here to download a birder ' s checklist of all the birds known to exist in big sur .
report condor sightings you can help with our research by reporting condor sightings . please include tag numbers if possible and if you get a photograph of the condor , please include that as well . if you have a condor sightings outside of the normal range of big sur & pinnacles national monument , these are of particular interest to us . learn more about condor cam . frequently asked questions about condor cam . watch video about the oakland zoo and ventana wildlife society ' s collaboration
pinnacles national monument is approximately 20 miles due east of the big sur and was a nesting site for a pair of condors back in the late 1890 ' s / early 1900 ' s . we hope the range expansion into a known historical nesting area will aid the condors as they approach breeding age and begin
house hunting
for new nest sites . check out our new webcam and view updated images of the mentor and six chicks within ventana wildlife society ' s release pen .
that’s exactly the goal of ventana wildlife society in bringing teens out to the field for these short programs ( night one is at andrew molera state park , night two at the base camp ) : they’re aiming to inspire a new generation of scientists , like gaya , but also to get people to care about the weird , ugly birds the nonprofit is devoted to protecting . the large scavengers , which help complete the food web , are endangered due to ddt and lead poisoning from spent ammunition .
a sudden shift in behavior by 286 was an indication the bird may have health problems .
we had been trying to capture him since late january because of signs of weakness and poor health ,
said ventana wildlife society biologist joe burnett . upon capture on march 4 , biologists noted the condor was wobbly on his feet . testing revealed a high lead level in his blood , indicating potentially fatal lead exposure . condor biologists immediately transferred the bird to the los angeles zoo for lead poisoning treatment .
we thank the following collaborators : u . s . fish and wildlife service , national park service , national fish and wildlife foundation , kinnoull foundation , sylvanus charitable trust , ruth smart foundation , biodiversity first ! , marisla foundation , and condor survival fund .
“it was actually going out and working with the wildlife and the ecosystem , while being in the ecosystem , ” she says .
phase 3 – effective july 1 , 2019 , nonlead ammunition will be required when taking any wildlife with a firearm anywhere in california .
conserving the nature of america by conserving fish , wildlife and plants and serving the people of california , nevada and the klamath basin .
since 1980 , dozens of birds were translocated to santa catalina island as chicks or eggs from wild nests on the mainland or from captive breeding ( institute for wildlife studies ) . in a second reintroduction effort , 66 eaglets were translocated and released from 1987 to 1995 in the central coast mountains south of monterey bay ( ventana wildlife society ) . the first nesting pair from those releases formed in 1993 , and many more pairs have established territories in the central coast range counties since then . from 1985 to 2007 the san francisco zoo , at its avian conservation center operated captive breeding efforts for bald eagles , hatching and releasing 103 eagle chicks on the channel islands of california .
notes from the field , september 2002 the national park service provided helicopter service to assist the ventana wildlife society in transporting condor pen materials to the new release site at pinnacles national monument . the successful operation took a full day and was a great collaborative effort between the national park service and ventana wildlife society . construction at the new site will begin after all the permits are finally in place , which will be sometime in early october of 2002 . the big sur wild condor population is holding strong at 17 birds with 7 captive condors still awaiting release this winter . all the condors in the big sur flock , with exception of w31 , continue their large - scale movements to the southernmost extent of their range near hopper mountain wildlife refuge . five condors from the big sur flock have been stopping over in the atascadero / paso robles area , almost halfway between the big sur and hopper mountain release sites , to feed on wild carcasses . local residents in atascadero and paso robles observed condors b70 , or9 , y90 , y92 , and y94 feeding on two separate deer carcasses . both deer were shot and killed illegally by poachers , greatly increasing the risk of lead poisoning to the condors which fed on those deer .
in 2003 , a fourth condor breeding center was established at the oregon zoo ' s jonsson center for wildlife conservation in clackamas county oregon .
park biologists , working closely with ventana wildlife society biologists , are specially trained and permitted to participate in biannual trapping of california condors in the spring and fall . during these trapping seasons , malfunctioning transmitters are replaced , measurements and samples are taken for research , and each condor’s blood is tested for lead levels . blood lead levels are monitored because lead poisoning remains the number one factor in condor mortality . condors with elevated lead levels are treated at pinnacles , los angeles zoo , or oakland zoo . you can find more information on our condors and lead information page .
we ' re proud to keep these two properties protected as wildlife sanctuaries in perpetuity and are honored by the incredible generosity of our donors that made it possible . if you are interested in going to either of these wildlife sanctuaries , we do offer a california condor sanctuary tour which you can view
timeline of condor recovery 1890 - estimated population at 600 birds . 1967 - listed endangered under the federal endangered species act . 1975 - california condor recovery program established . 1982 - first captive bred condor is born and population reached all - time low of 22 individuals . 1987 - last wild - born condor , ac9 , brought into captivity , 27 condors left . 1992 - first releases of captive - reared condors in to the wild in southern california by usfws . 1997 ; first release of condors to big sur by ventana wildlife society . 2000 ; ac8 becomes first wild - born condor to be released back to the wild . 2002 ; ac9 released back to the wild . 2002 ; april : first chick born in the wild in 18 years in southern california . 2003 ; national park service and ventana wildlife society start joint effort to release condors at pinnacles national monument . 2007 - first chick hatches in the wild in central california in over a 100 years . 2008 - nonlead ammunition required in condor range in california . 2012 - vws initiates free non - lead ammunition program . 2017 - total wild population ( ca , az , baja ) reaches 290 + birds .
as the fate of the species hung in the balance , ventana wildlife society began releasing captive - bred condors in 1997 to restore a population along the central california coast . since then , we have monitored their population growth , their prolific scavenging on marine and land mammals , and their success nesting in the wild . these magnificent birds are self - sufficient in most respects , but full recovery of the population is still threatened by lead poisoning . we continue to manage the central california flock with the national park service , moving ever closer to our goal of a self - sustaining population .
in 1987 , wildlife officials captured the last remaining 22 condors and took them to the san diego and los angeles zoos to be protected and bred in captivity .
connect with us and other u . s . fish and wildlife service programs through our social media
hub
and these additional new media applications . . .
wildlife biologist amy list shows some lead bullets like the ones that kill california condors after the bird eats a contaminated carcass . ( ap photo / marcio jose sanchez )
educating the public about the plight of endangered species is a critical element to any recovery program . current threats to condor survival are human induced and can be addressed through education and partnerships . lead poisoning , from ingesting ammunition fragments in carcasses , continues to be the number one threat to condor survival and the recovery program as a whole . since 2007 , pinnacles has partnered with the institute for wildlife studies and surrounding communities to promote the use of non - lead ammunition for hunting and ranching operations . in addition , ventana wildlife society has a non - lead ammunition program to assist hunters in accessing alternatives to lead . for more information about non - lead ammunition , visit urltoken and for more information on wildlife and lead visit our lead information page . in addition to these focused lead reduction efforts , biologists collaborate with the park’s interpretive branch to provide accurate and current educational programs to park visitors and school groups . park biologists can often be seen tracking on trails , and are happy to answer questions about the condor program .
carl young weather station at anderson peak , big sur , ca this weather station is dedicated to the memory of meteorologist carl young , son of vws co - founders ' sal and ada lucido . carl dedicated his life to weather research and died tragically in 2013 in pursuit of an ef - 3 tornado in oklahoma . the new weather station will help the vws condor crew avoid dangerous weather conditions in the mountains of big sur , just as carl ' s work helped warn people of dangerous tornados . carl was incredibly supportive of ventana wildlife society ' s work and spent many days of his youth and adult life in the field assisting his parents with vws ' s mission .
all ammunition in a hunter’s possession may be inspected by wildlife officers . in some cases , if a wildlife officer suspects a hunter is in possession of lead ammunition and cannot prove otherwise in the field , he or she may seize a cartridge or bullet for further analysis . hunters are encouraged to assist in confirming compliance by retaining ammunition boxes or other packaging .
visit our recent cam photos page to see a few screen grabs of other wildlife captured in the area . so far includes a buck , golden eagle , a raven . . .
each week of discovery camp , two spaces are available for teens interested in staying involved with ventana wildlife society . participants earn community or service learning hours and develop their skills as an outdoor leader . as an outdoor leader in training , teens will assist staff with organizing younger campers , help with camp set up , take down and meal preparation on thursday night , earning a letter documenting their time with this program . there is an opportunity to assist with or lead a group activity depending on comfort level as well . whether your camper has a strong interest in working with youth outdoors , or they are simply interested in one more summer with our camp - this is an exciting opportunity . same price as for ages 8 - 12 .
each pinnacles condor is outfitted with a visual id tag , at least one radio transmitter and some are also given a gps transmitter . these allow park biologists to track the movements and behaviors of the flock . condor staff and volunteers can often be seen tracking along the trails within the park or along the roads in the surrounding areas . pinnacles biologists regularly communicate with biologists from ventana wildlife society , who track in the big sur area , and us fish and wildlife biologists , who track in southern california , to monitor the entire california flock . additional sightings from the public help biologists track this far - ranging species . should i report a condor sighting ? any condor sightings can help pinnacles staff better understand our flock’s movements and behavior . especially if you see a condor engaging in potentially dangerous behaviors such as feeding along a road , approaching humans , or perching on manmade structures , please report the sighting as soon as possible .
federal officials said in august that for the first time in nearly 40 years , condors were roosting in the blue ridge national wildlife refuge , expanding to their historical range in the southern sierra nevada .
clean water . clean air . abundant wildlife . the national wildlife refuge system provides and protects 150 million acres of land and water in the united states , plus more than 418 million acres of national marine monuments . the national fish hatchery sysytem protects imperiled species and game fishes , including pacific salmon and native western trout . plants , salamanders and freshwater mussels are also beneficiaries to the work conducted by our scientists .
many breeding territories are being maintained and protected under local management plans . key winter habitats are monitored annually . public land agencies - such as the u . s . forest service and county and state parks - provide site protection and public viewing and education opportunities . california department of fish and wildlife protects bald eagle nesting , foraging and wintering habitats in various parts of the state on its ecological reserves and wildlife areas .
new condor country application , created by the santa barbara zoo and u . s . fish & wildlife service , is based on real practices , real locations , and real challenges facing condors in the wild .
the big news this month came from los angeles zoo . condor y79 , a 4 - year old male , was first released at our big sur site on january 30 , 1999 . he was recaptured shortly after his release on march 19 , 1999 , due to human - oriented behavior . his affinity with humans presented dangers to his own well - being as well as influencing the rest of the flock . the last 3 years he has been residing at the los angeles zoo ' s captive breeding facility and during that time has shown an improvement in behavior and flees at the site of people . based on these behavioral changes , ventana wildlife society decided that y79 deserved another shot at life in the wild and on august 13 , 2002 , he was transferred from the los angeles zoo to our big sur release pen .
in this wednesday , june 21 , 2017 photo , wildlife biologist amy list observes california condors up close from inside an enclosure in the ventana wilderness east of big sur , calif . three decades after being pushed to the brink of extinction , the california condor is staging an impressive comeback , thanks to captive - breeding programs and reduced use of lead ammunition near their feeding grounds . “if we don’t know what they’re doing , we don’t know what’s going wrong , ” said list . ( ap photo / marcio jose sanchez )
the giant vultures flap their wings and circle the sky before perching on branches and observing their observers . wildlife biologist amy list uses a handheld antenna to track the birds , which wear radio transmitters and numbered tags .
rimfire firearms are not legal in california for hunting or depredation take of big game animals or wild turkeys . rimfire firearms are legal for take of nongame species and small game mammals . beginning on july 1 , 2015 , certified nonlead rimfire ammunition will be required to take any wildlife species ( game and nongame ) on cdfw properties . the statewide requirement for use of nonlead rimfire when taking wildlife will go into effect on july 1 , 2019 .
since 1992 , when the u . s . fish and wildlife service ( usfws ) began reintroducing captive - bred condors to the wild , the usfws and its public and private partners have grown the population to 410 birds .
the condorkids ( youtube ) program , with support from the u . s . fish & wildlife service , santa barbara zoo and cornell lab of ornithology , is a pilot education and outreach effort that connects students with california condor conservation and recovery efforts .
to ensure that eagles continue to thrive , the u . s . fish and wildlife service worked with state wildlife agencies to monitor eagles . if it appears that bald eagles again need the protection of the endangered species act , the service can propose to relist the species . the service opened a 90 - day public comment period on july 9 , 2007 for the draft post - delisting monitoring plan . we evaluated comments on the plan and released the final bald eagle monitoring plan on june 3 , 2010 .
in this wednesday , june 21 , 2017 photo , a california condor sits perched on a tree branch in the ventana wilderness east of big sur , calif . three decades after being pushed to the brink of extinction , the california condor is staging an impressive comeback , thanks to captive - breeding programs and reduced use of lead ammunition near their feeding grounds . ( ap photo / marcio jose sanchez )
a list of cdfw wildlife areas and ecological reserves along with specific regulations for each can be found in the booklet , hunting regulations for waterfowl , upland game and department lands public use . maps can also be accessed using the cdfw land viewer tool or viewed at the cdfw website .
the pacific bald eagle recovery plan ( pdf ) , adopted by u . s . fish and wildlife service in 1986 , encompasses a seven - state area that includes california . california department of fish and wildlife participated on the recovery team that prepared the plan . the following recovery goals were established to guide and measure population recovery : 1 ) a minimum of 800 breeding pairs , 2 ) average annual productivity of at least 1 young per active breeding pair , 3 ) breeding population goals met for at least 80 % of management zones , and 4 ) no decline in major winter concentrations .
the bald eagle was added to the federal list of endangered species in 1967 , and to the california list of endangered species ( pdf ) in 1971 . the fish and wildlife service removed the bald eagle from the list of threatened and endangered species in august 8 , 2007 , but remains endangered in california . although the fish and wildlife service removed the bald eagle from endangered status , the bird will still be protected by the migratory bird treaty act and the bald and golden eagle protection act . both laws prohibit killing , selling or otherwise harming eagles , their nests , or eggs . the fish and wildlife service has recently revised a final rule on two new permit regulations that would allow for the take of eagles and eagle nests under the bald and golden eagle protection act ( eagle act ) . also , the bald eagle is classified as a
fully protected bird ( pdf )
under california law .
in summer 2007 we piloted our condor wilderness camp for teens , taking small groups students to our remote condor sanctuary and base camp in big sur . the program gives youth a unique chance to take an active role in our condor reintroduction program and experience what it is like to be a field wildlife biologist . we believe that education at all levels is the foundation of any recovery effort , and that building passion for the environment is the first step toward building strong leadership and stewardship . we have also hosted these camps at pinnacles national park and bitter creek national wildlife refuge , both partners in the california condor recovery team .
california condors huddle around a watering hole in the ventana wilderness east of big sur , calif . ( ap photo / marcio jose sanchez ) after up to a year at the zoo , chicks are taken to a release site such as the big sur sanctuary , where a flock has grown to about 90 condors that travel between big sur and pinnacles national park . they scavenge , breed and raise chicks on their own , under the close watch of list , the wildlife biologist , and her colleagues . “i hope that i’m out of a job soon because condors don’t need to be managed in the future , ” she said . “i hope that they’re self - sustaining and wild and free , and nobody needs to trap or tag or monitor them at all . ”
in october 2013 , assembly bill 711 was signed into law requiring the use of nonlead ammunition when taking any wildlife with a firearm in california . this law requires the commission to adopt by july 1 , 2015 , regulations that phase - in the statute’s requirements , but it must be fully implemented by july 1 , 2019 .
notes from the field , february 2002 spring was in the air this month as we observed the first breeding attempt ever by the big sur flock . ventana wildlife society biologist , jessica steffen , watched male condor b64 perform a brief courtship display , wings half open and head down , to condor b71 . after the courtship display , b64 approached b71 , hopping onto her back , attempting to copulate . b71 accepted his advances , although both condors at five years in age are still too young and inexperienced to successfully breed . condors typically reach breeding age between 6 - 8 years of age . at that time they will establish a breeding territory and select a nest site . based on what we have seen so far , b64 and b71 could be well on their way to a life - long pair bond in the wild . the excitement kept rolling in this month as the big sur flock discovered a dead sea lion on the coast , just five miles north of the release site . this was the fourth dead marine mammal the condors have fed upon along the big sur coast and the second time at this particular rocky beach . b64 and b71 fed on a dead sea lion at this same rocky beach site in march of 1999 , the first wild feeding ever by the big sur flock .
you can see live footage of a captive california condor nest during the breeding season at san diego zoo global . you can visit the facebook page , the condor cave , to see live footage of a free - flying condor nest , or visit hopper mountain national wildlife refuge webcam . you can view images of free - flying condors at pinnacles national park .
meaningful experiences in nature are what inspires passion for stewardship - whether it be quietly journaling in the shade of a giant redwood , kayaking into elkhorn slough , or having a condor soar so close overhead that the rustle of its feathers can be heard . vws works to inspire hope for humans and wildlife to thrive together by offering meaningful educational experiences for all ages .
wildlife biologists had noted a marked change in the behavior of the condor , a male identified as # 286 ( all california condors are identified by studbook numbers ) . the 6 - year - old bird had previously been high in the pecking order in his flock , but toward the end of january younger and less dominant birds started picking on him . the salinas californian reports :
meaningful experiences in nature are what inspires passion for stewardship - whether it be quietly journaling in the shade of a giant redwood , observing ornithologists with songbirds in hand , or having a condor soar so close overhead that the rustle of it ' s feathers can be heard . vws works to inspire hope for humans and wildlife to thrive together by offering meaningful educational experiences for all ages .
phase 2 – effective july 1 , 2016 , nonlead shot required when taking upland game birds with a shotgun , except for dove , quail , snipe , and any game birds taken on licensed game bird clubs . in addition , nonlead shot required when using a shotgun to take resident small game mammals , furbearing mammals , nongame mammals , nongame birds , and any wildlife for depredation purposes .
monterey county weekly article about condor wilderness camp . this program is for teens interested in learning what it takes to be a wildlife field biologist working with endangered species . this is an intense field experience and is not for the faint of heart ! campers will meet condor biologists , learn about the condor reintroduction program , track wild condors using radio telemetry and participate in a work project benefiting the condors .
protection of nesting areas , restrictions on use of ddt , and other special wildlife management actions have allowed the population to rebound . the number of breeding pairs in the pacific states is approaching twice the minimum goal listed in the recovery plan , and progress in meeting the other criteria has been good . the status of the species has generally improved , as well , in the rest of the lower 48 states .
fieldnotes showcases the activities , events and conservation work of the u . s . fish and wildlife service here in the pacific southwest region . the articles inside are written by our employees and reflect the efforts of the service and our partners in conserving and preserving the unique natural resources here in california , nevada and the klamath basin . after you ' ve visited fieldnotes , follow us on these social media channels . . .
after the excitement of the feeding , a good portion of the big sur flock flew south 200 miles to hopper mtn . wildlife refuge . only w31 , or4 , and or99 remained in big sur and had the whole coast to themselves . these three took some nice flights north into the backcountry around pico blanco and bixby mtn . , returning on occasion to the release site to visit the chicks in the flight pen or to feed on a carcass .
there are now 276 california condors in the wild , but sorenson says it’s too early to declare victory : if vws were to stop their releases , the lead mortality in the flock would still outpace population growth . the solution , he says , is continued releases and outreach to hunters and ranchers , who sorenson says are increasingly receptive to the message about the dangers of lead bullets to wildlife . to that end , vws has distributed 4 , 500 boxes of copper ammunition since 2012 .
the question of how to save the condors has been strongly debated in the conservation community . a distinguished panel set up jointly by the national audubon society and the american ornithologists ' union despaired of being able to save the species in the wild . the panel was convinced that irresponsible hunters would continue to shoot the condors , that the birds could not be protected from pesticide contamination , and that their habitat would continue to shrink and deteriorate . to learn more of their biology , the panel recommended initiation of a
hands - on
conservation program , including capturing of most remaining adults , keeping them captive long enough to determine their sex ( by means of a simple surgical procedure ) , and placing radio transmitters on them , before releasing them .
the regulation phases - in the requirement to use certified nonlead ammunition depending on where and what you are hunting . the first phase begins july 1 , 2015 , and requires use of nonlead ammunition when hunting on all cdfw properties and for all 2015 bighorn sheep hunts . effective july 1 , 2016 , hunters using shotguns will be required to use certified nonlead ammunition to take upland game species ( except for dove , quail , snipe , and any species taken on licensed game bird clubs ) , fur - bearing and nongame species , and any species taken under the authority of a depredation permit . shotgun ammunition containing pellets composed of materials approved as nontoxic by the u . s . fish and wildlife service , as identified in title 14 section 507 . 1 , is considered certified . effective july 1 , 2019 , the use of certified nonlead ammunition will be required statewide when taking any wildlife . the new regulation does not modify the existing requirements to use certified nonlead ammunition when taking big game and nongame within the california condor range .
the regulations do not require use of nonlead ammunition when target shooting . use of lead projectiles for target shooting is legal unless cdfw or another government entity has determined otherwise for lands they administer . the regulations do not prohibit the possession of concealable firearms containing lead ammunition , provided the firearm is possessed for personal protection and is not used to take or assist in the take of wildlife . with the exception of ammunition for concealable firearms possessed for personal protection , hunters may not possess lead ammunition along with a firearm capable of firing that ammunition in locations where nonlead ammunition is required .
many organizations are collaborating to recover the california condor so that this species can once again fly free . these include united states fish and wildlife service , california department of fish and game , oakland zoo , los angeles zoo , san diego wild animal park , usda forest service , national park service , arizona game and fish , peregrine fund , oregon zoo . to recover a species over such a large geographic area requires the coordinated effort by many dedicated organizations . the recovery goals for the species overall are to have 150 individuals inthe wild each in arizona and california / baja mexico . the goal is to have 15 breeding pairs in each area with a population that is self - sustaining and growing .
a crucial part of any endangered species recovery program is documenting and addressing threats . through tracking efforts , biologists are able to recover deceased condors from the field and submit them for necropsy and analysis in an attempt to determine the cause of death . gaining an understanding of threats to the species assists the recovery program in addressing these hazards . in 2012 researchers published a paper ( rideout et al . , 2012 ) examining condor deaths in the wild from 1992 - 2009 . a definitive cause of death was determined on 76 out of 100 condors recovered and the leading cause of death was lead poisoning , representing 30 % of known condor mortalities . efforts to reduce lead exposure in all wildlife have increased due to this understanding . learn more about condors and lead . .
today , lead poisoning is a serious problem for the birds in the wild . in an effort to get the lead out of condor range , the governor signed assembly bill 821 ( ridley - tree condor preservation act ( pdf ) ) in 2007 to create a
non - lead
zone relative to hunting within the range of the california condor . in 2008 , the california fish and game commission adopted regulations to implement this law . in 2013 , the governor signed assembly bill 711 which requires the use of nonlead ammunition statewide for the taking of all wildlife , including game mammals , game birds , nongame birds , and nongame mammals . full implementation of this law is required by july 2019 . for more information on nonlead see the section below , condors and lead .
historically , bald eagles were widespread and abundant in california , but no historical information exists on population size . by the late 1960s and early 1970s , when the bald eagle was listed as an endangered species , fewer than 30 nesting pairs remained in california - - all in the northern third of the state . contaminants across the landscape posed a serious problem for bald eagles . shortly after world war ii , ddt pesticide was used extensively to control mosquitoes and other insects . it was later determined that ddt and its residues were poisoning bald eagles causing egg shell thinning that resulting in many failed nesting attempts . ddt also affected other species such as peregrine falcons and brown pelicans . ddt was banned in the united states in 1972 due to it ' s negative effects on wildlife species . another contaminant causing bald eagles deaths is lead . lead has and is still poisoning bald eagles throughout the united states when eagles inadvertently feed on contaminated prey or carcasses .
html public
- / / w3c / / dtd xhtml + rdfa 1 . 0 / / en
urltoken
perilously close to extinction in the lower 48 states three decades ago , the bald eagle has made a remarkable comeback , owing to restrictions on contaminants , enforcement of protective laws , and special management programs designed to improve its reproductive success and survival .
the bald eagle ( haliaeetus leucocephalus ) , our national symbol and one of north america ' s largest birds , weighs about 8 to 14 pounds and has a wingspan of 6½ to 8 feet . females are larger than males , and birds of northern states and provinces tend to be larger than those from the southern portions of the breeding range . adults are dark brown with a pure white head and tail . younger birds are mostly brown , mottled with varying amounts of white . they acquire their adult plumage at 4 or 5 years of age .
the range of this raptor is wholly within north america , including alaska , canada , the lower 48 states , and northwest mexico . bald eagles in winter may be found throughout most of california at lakes , reservoirs , rivers , and some rangelands and coastal wetlands . the state ' s breeding habitats are mainly in mountain and foothill forests and woodlands near reservoirs , lakes , and rivers . most breeding territories are in northern california , but the eagles also nest in scattered locations in the central and southern sierra nevada mountains and foothills , in several locations from the central coast range to inland southern california , and on santa catalina island .


mercantile credit bank limited ( mcbl ) , commonly referred to as mercantile credit bank , is a ugandan tier ii financial institution licensed by the bank of uganda , the national banking regulator .

mercantile credit bank

© 2018 mercantile credit bank limited is regulated by the bank of uganda . banking regulations
mercantile credit bank ltd . , uganda , kampala , industrial area | monitor business directory
mercantile credit bank ltd . is located in kampala , uganda . company is working in banks , credit unions , financial activity business activities .
mercantile bank limited . reg . no : 1965 / 006706 / 06 an authorised financial services and credit provider . ncrcp19
mercantile bank limited is a wholly - owned subsidiary of mercantile bank holdings limited . mercantile bank holdings limited is a bank controlling and investment holding company with ( 100 % ) vesting in its portuguese parent company , caixa geral de depositos ( “cgd” ) .
in this context , we note that this fee ranges from nis 13 at bank yahav to nis 55 at discount bank and at mercantile bank .
neptune software today announced that mercantile credit bank , uganda has selected neptune ' s banking system to power its retail banking activities .
the protection of your accounts is a partnership between your company and pacific mercantile bank .
the bank of uganda supervises banks and some non bank institutions in the country .
pacific mercantile bank operates a total of eight banking offices in southern california , located in orange , los angeles , san diego , and san bernardino counties . pacific mercantile bancorp ( nasdaq : pmbc ) is the parent holding company of pacific mercantile bank .
on september 30 , 2010 , the south financial group , inc . was acquired by td bank group , and its subsidiary carolina first bank merged with td bank . carolina first bank in north and south carolina and mercantile bank in florida were rebranded in june 2011 .
neptune banking platform will support mercantile credit bank ' s aggressive business plans and act as an enabler to achieve new business initiatives . the bank ' s representatives are convinced neptune software will enable the bank to create a differentiated customer experience by leveraging technology .
at mercantile credit bank we understand that banking can be stressful . you are not alone . our team of experts is always on stand by to answer your questions .
. pacific mercantile bank has provided this link for your convenience . pacific mercantile bank disclaims any responsibility for the content of the following site , and neither endorses , guarantees , nor is liable for other providers ' information , products or services . this site may also have a different privacy policy and information security standards than pacific mercantile bank .
take your bank with you everywhere with our mo’ friendly mobile banking service by dialing * 669 # or downloading our app ( credit bank app ) . banking has never been easier !
let’s work together to safeguard your company’s cash assets . leverage the services and solutions pacific mercantile bank offers to prevent fraud .
as an entrepreneur , you’ve established a business through hard work and determination , and mercantile bank can help you to take your business to the next level with a “grow your business loan” of up to r250 million . with 50 years’ experience growing entrepreneurs , matched with full banking capabilities and personal attention , mercantile bank forms dedicated relationships to grow your business . click here to contact us terms and conditions apply . mercantile bank limited is an authorised financial services and credit provider .
login ids will be input on the mercantile bank homepage , you will then be directed to a new page to input your password .
credit bank’s internet banking is perfect for on - the - go clients with big banking needs . a powerful tool for both personal and business accounts .
mr eliot mwebya , the bank of uganda director of communications , told daily monitor that opportunity uganda was given special clearance to become opportunity bank but would be limited to being a savings and a credit giving institution .
in addition , the amendment sets out a uniform fee schedule for operational services provided by the credit card companies by way of providing settlement services for payment ( debit / credit ) card transactions .
looking to expand further in the u . s . , td bank group acquired commerce bank on march 31 , 2008 , and the company rebranded as td bank , america ' s most convenient bank . td banknorth locations followed suit in september 2009 , completing the merger of the two companies and uniting them under the td bank brand name .
the accompanying summary financial statements which comprise the statementof financial position at 31 december 2015 and the summary statement of comprehensive income and other disclosures are derived from the audited financial statements of mercantile credit bank limited for the year ended 31 december 2015 . click here for more
pacific mercantile bank opened for business march 1 , 1999 . today , pacific mercantile is one of the largest banks headquartered in orange county and serves small - and middle - market businesses with a full range of loan , deposit and cash management products and services .
daniel onyiah , executive director , neptune software , says ,
the management of the mercantile credit bank has very clear understanding of the relevance for an efficient and effective information technology driven by business and after months of thorough selection process , neptune was selected as the preferred solution .
mercantile bank is committed to keeping our site compliant with the americans with disabilities act . we welcome any feedback on how to improve the site ' s accessibility for all users .
—the amendment includes a uniform fee schedule for small businesses receiving settlement services from credit card companies for payment card transactions .
today , td bank , america’s most convenient bank , remains focused on delivering award - winning customer service and hassle - free products to customers from maine to florida .
letters of credit are used in international transactions by sellers and buyers to ensure payment . with the nature of international dealings including factors such as distance , different country laws and difficulty in knowing your counterparty , the use of letters of credit have become functional and advantageous . with skill and acumen in the field of trade finance , mercantile bank can act on your behalf and ensure that your suppliers are only paid once confirmation of goods being shipped has been received .
mercantile bank provides a wide range of international and local banking services to the business community with a segment focus on the portuguese market . the bank aims to satisfy all the banking needs of the business client and seeks to differentiate itself through a single point of contact , high touch , personalised service model .
according to mr rogers kakeeto , the head of marketing and business development , the bank is a tier2 financial institution that performs all duties of a commercial bank apart from foreign exchange operations .
our internet banking is just one of the channels that makes banking more accessible to you . credit bank gives you access to a variety of alternative banking solutions thus allowing you to connect with us even where there is no internet .
in 2004 , banknorth caught the eye of td bank group of toronto , canada , a top 10 financial services company in north america . td bank group soon became banknorth’s majority shareholder and the company became known as td banknorth . td bank group completed its purchase of td banknorth in 2007 .
—as of today , the deferred payment fee for new transactions made in payments on a payment ( debit / credit ) card has been cancelled .
the bank’s core focus is on business banking and commercial banking . it also has an alliance banking division which offers credit card , debit card and payment services to non - banks who seek to , or are already participating in the financial services industry . in addition the bank also has a treasury division which offers a full suite of vanilla foreign exchange products .
meanwhile , cherry hill , new jersey - based commerce bank was turning customers into fans as america’s most convenient bank . founded in 1973 , commerce bank expanded rapidly over the next 30 years into metro new york and philadelphia , washington d . c . , and south florida , winning new customers with wow ! service and convenience .
licensed by the monetary board of the central bank of sri lanka under the finance business act no . 42 of 2011
the company first opened its doors as portland savings bank in portland , maine , in 1852 , and later grew through a series of mergers and became peoples heritage bank in 1983 . at the turn of the millennium , the opportunity for growth presented itself again as peoples heritage bank , through several acquisitions , expanded deeper into new england and took the name banknorth .
loyalty programme : your gold credit card is linked to the loyalty programme and you can enjoy great rewards . the more you swipe the more rewards you earn . register now .
the deferred payment fee is a fee of about nis 0 . 5 that was collected by the credit card companies for each payment , in respect of transactions made in payments .
mercantile bank corporation is strongly committed to sound corporate governance practices . we believe that integrity and trustworthiness are the cornerstones upon which successful companies are built . through our corporate governance initiatives and our continuing oversight and evaluation , we are committed to continually earning and keeping your trust and confidence .
the objective is to increase transparency and to make it easier to compare the cost of operational services provided by way of settlement services for payment card transactions by the credit card companies .
the challenge he faced was that the project was a big one and he was in need of financial assistance . having banked with mercantile bank for many years , it was mercantile bank that he approached with his biggest project so far . with the financial assistance from mercantile , aurelio was able to establish fernandes brick and block in 1987 , which has grown into one of the leading brick and block manufacturers in durban today . the success of his company allowed him to expand and continue his passion for property development . “the key to my success is that i planned ahead and invested all my time and energy in my business , ” concludes aurelio . “also , i found that learning from the successes and failures of others helped to accelerate my growth . ”
one of these challenges came in 2008 when the financial markets crashed . at the time , the company was finishing off the world trade centre in sandton which was completed in 2010 , sold in 2013 and was the first of three phases of lushaka’s most ambitious project – central square . “i spoke to every bank and private investor to raise the necessary capital to complete phase two , but they all turned me away – except mercantile bank . ” sergio adds , “mercantile bank came to our aid with a most innovative and enabling funding solution , a first of its kind in the market . i’d say that the key to my success as an entrepreneur is the ability to bring people together to make things happen . ”
for credit ratings that are derived exclusively from an existing credit rating of a program , series , category / class of debt , support provider or primary rated entity , or that replace a previously assigned provisional rating at the same rating level , moody’s publishes a rating announcement on that series , category / class of debt or program as a whole , on the support provider or primary rated entity , or on the provisional rating , but often does not publish a specific rating announcement on each subsequent bond or note for which the credit rating is derived from the existing credit rating . rating announcements are usually press releases classified as rating actions on www . moodys . com . please refer to the research tab on the issuer / entity page for the rating announcement .
commercial credit card . this multi - use card can be used for all your business purchases , from travel and entertainment to accounts payable and supplier expenses . take advantage of features like in - depth reporting tools , more convenient program administration , fraud protection monitoring , and loyalty programs . it is all part of our strategy to help you get maximum value from your commercial credit card .
opportunity uganda has rebranded its business name to opportunity bank with an upgrade from a micro deposit taking institution to a tier2 financial institution . tier2 , according to uganda’s financial act , is below the operations of a commercial bank but is above the level of an mdi .
tmb network info - dr . nanjappa road branch info : get the best interest rates on deposits from the best indian bank for nri deposits
as the company grew , the importance of a strong , trusting relationship with the company’s financial backers became paramount . “it’s important to keep your bank informed and deliver , at all costs , on what you have proposed , ” adds dale . “they are crucial in your growth stage and you cannot expect them to take all the risk . we are proud of our relationship with mercantile bank and give credit to them for taking us to new heights . my advice to those starting their own business ? be realistic ; setting targets and goals is the easy part , following through and delivering on those is the hardest . i was merciless in this aspect and it proved successful . ”
as part of this measure , the credit card companies will be required to publish the fee schedules for the services included in the uniform fee schedule , which will make it much easier for small business to compare .
could this happen to you ? wire fraud can take many forms , but the predominant method being used today is business email compromise ( bec ) . this white paper examines an actual case study from pacific mercantile bank and suggests best practices businesses can follow to reduce the risk of falling victim to bec . business email compromise white paper ( pdf )
as with all new enterprises , henry had to fi rst find a bank that understood his business and provide the necessary financial support . this he got from mercantile bank . “mercantile has been very good to me , ” adds henry . “as an entrepreneur , you know there are no guarantees ; i shared my vision with them and they backed me as i had built credibility with them . when we started the business , our sales stood at r1 . 7m per annum . they are now in excess of r55m . my advice to anyone starting a business would be to do a lot of homework and planning , be concise about the product you’re going to supply and work hard at doing the right work . ”
site map | privacy policy | legal disclaimer & terms of use | toll free helpdesk 180 0425 0426 / 9842 461 461 . all information © 2018 tamilnad mercantile bank ltd . portal design © 2018 pintograph pvt . ltd . all rights reserved . no part of this website may be reproduced in any form on any media type without specific prior written permissions .
data as of march 2017 . comparison of longest average store hours in the regions ( msas ) in which td bank operates compared to major banks . major banks include our top 20 national competitors by msa , our top five competitors in store share by msa and any bank with greater or equal store share than td bank in the msa . major banks do not include banks that operate in retail stores such as grocery stores , or banks that do not fall in an msa .
—in order to simplify and make it easier for customers to compare the fees collected from them for making transactions and withdrawals in foreign currency by way of a debit / credit card , new rules have been set out for how to calculate these fees .
mercantile investments and finance plc has an expansive and ever - growing network of branches and service centres strategically located across sri lanka . this enables the company to reach the various market segments and satisfy the ever - growing financial needs of their customers .
payment fraud continues to be a dominant source of fraud nationwide . a recent afp survey found that 75 % of companies surveyed were victims of payment fraud in 2016 . at pacific mercantile bank , we provide safe and secure solutions to help combat payment fraud . our cash management team is ready to work with you to identify the best solutions and practices to help minimize your risk of payment fraud . fraud prevention solutions brochure ( pdf )
—as of today , banking corporations will only be permitted to collect a fee in respect of producing confirmation of ownership of a bank account starting only from the second confirmation during a calendar year .
today grant salzwedel runs a technology company in partnership with mercantile bank . a far cry indeed from when he ran a weekly disco in a gym while he had a day job as an electronic engineer . when it was no longer viable , grant purchased the gym and started developing a computer system to manage the members and accounts at the gym . he found that over the next few years he could not keep up with the demand of selling the system to other gyms .
enjoy a card - based credit facility that gives your business access to additional funds immediately . this allows your business to access money in advance to better manage your cash flow shortfalls and settle when you have received funds . the card also gives you access to visa’s global network of atms and point of sale devices .
enjoy a card - based credit facility that gives your business access to additional funds immediately . this allows your business to access money in advance to better manage your cash flow shortfalls and settle when you have received funds . the card also gives you access to visa ' s global network of atms and point of sale devices .
the rating history for this credit rating accurately reflects the current status of the ( sf ) indicator but , due to technical limitations , does not accurately reflect the ( sf ) indicator history . please visit the research tab to view the press release ( s ) announcing when the ( sf ) indicator was added or removed .
after nine years working in london , richard beddow noticed that there might be a niche in the sa forex market to provide competitive rates and tailored risk advice to smes . in 2003 , with the backing of mercantile bank , who saw ‘the bigger picture’ , which no other bank did at that time , and together with fx admin expert , sadhana singh , richard launched forexpeople . “we took a tiny office in rivonia and set about cold calling 20 new companies per day , every day , ” recalls richard . “many people said that we had no chance taking on the commercial banks , and when things were slow it was easy to get disheartened . fortunately the business was not capital intensive . it just required tenacity , belief and disciplined activity levels . ”
while fernando focuses on the management of the business , his son handles production . “an important factor for any start - up business is finding the right bank to support you through thick or thin , ” adds fernando . “in this regard , i’ve had a strong relationship with mercantile bank for over 36 years . the advice i would give to anyone starting a business would be : believe you can do it . and stand for what you believe in . have good common sense and a good sense of humour . don’t leave till tomorrow what can be done today . no matter what field you’re in , learn about other industries . don’t start with the rewards – start with the groundwork . and remember , a can - do attitude will take you a very long way . ”
the bank , which is fdic insured and a member of the federal reserve system , provides a wide range of commercial banking services to businesses , business owners and business professionals through its combination of traditional banking offices and comprehensive , sophisticated electronic banking services .
fortunately , thabo had built good relationships with the banks and he reached out to them to buy another existing business . “this meant i now needed more skilled employees in the first station , while i focused on the new business , ” thabo continues . “there were times when i had to beg for money because i did not have enough collateral . fortunately , i had friends who believed in me and offered to help . as a young entrepreneur , it is important to form a strong relationship with a good bank . mercantile bank helped me and i’ve built a good a relationship with them . my advice for someone starting off would be : make sure you understand the demands and requirements of what you are getting into . don’t work for money , work for what you want to build – have a long - term view . ”
as sasol vikings , jafta’s company invests in a variety of industries including petroleum , furniture , clothing and property development . the key to jafta’s success ? “my commitment to growing my business interests by working hard and putting everything into it . my faith in god and staying humble , together with the help and support i have had for the past 20 years from mercantile bank . if i had one piece of advice for aspiring entrepreneurs it would be to venture into something you like doing . then you will be committed and give it your all – no pain , no gain . ”
coming from a family of doctors and medical professionals , it seemed only natural that one day jerome smith would start his own pharmaceutical company . this he did in 1993 – his aim was to help make healthcare accessible and more affordable to all south africans – as such , his company was one of the few generic companies in the early years of generics . “getting credit in south africa was a huge challenge , ” says jerome . “but cipla india gave me extended credit terms which completely allowed us to grow extremely rapidly . but it wasn’t always easy . there were many sleepless nights . it was very difficult , but we all pulled together to make it work . today , i am still close to many doctors and pharmacists who helped us build our business . ”
never follow links to urls emailed to you and don ' t google your bank ' s address . google can be tricked into moving spoof sites up its rankings table by criminals looking to entice people to sites designed to harvest logon details . enter important urls yourself .
however , the last three years have been particularly challenging due to hail damage on the farm . “this caused crippling losses that almost shut us down , ” adds michael . “we save and store in advance so the reserves have been key in seeing us through the tough times . we still feel the tough times but mercantile bank has always supported us . they know who i am and are always ready to help . i think our success is due to hard work , negotiating fairly and not giving up through thick or thin . for someone starting out i would advise them to find a balance , don’t be greedy , persevere , and be fair to your business and your employees . ”
securities and other investment and insurance products are : not a deposit ; not fdic insured ; not insured by any federal government agency ; not guaranteed by td bank , n . a . or any of its affiliates ; and , may be subject to investment risk , including possible loss of value .
the global network of our bank consists of 509 full fledged banking branches all over india , 12 regional offices , 11 extension counters , 6 central processing centres , 4 currency chests , 1135 automated teller machines ( atm centres ) and 23 elobby centres . we also have two way transaction tie - ups with hdfc & idbi .
it was peter birch’s father who inspired him to become an entrepreneur . from an early age he drummed into peter the words ‘be your own boss’ . he created the opportunity for peter and his wife to start their own property management business . “we later sold the business and for a number of years i was a consultant , ” says peter . “during that time my now partners and i had significant exposure to various aspects of the private security industry in south africa and when the opportunity to start a security business presented itself we grasped it . our credo was , and still is , ‘what the mind can conceive and believe it can achieve’ . having said that , we quickly faced the reality that the big banks don’t embrace entrepreneurs . all except mercantile bank who believed in us and our venture . ”
through hard work and putting in long hours , within a year they were back to the same income levels they enjoyed at the big law firm . “finding staff wasn’t difficult , as both mandy and i were well known in the industry , ” says paul . “for any new business , funding is always a problem . when you’re on your own , banks look at you differently . the ‘big 5’ , which i knew intimately at the ‘big firm’ , just dropped me but mercantile bank was willing to help me and showed good faith . this has been a very effective relationship for my business . we owe our success to a number of things , such as working harder and smarter , ensuring effective time management , having a high work ethic and employing the right people . the experience mandy and i gained working in the big corporates has been a big contributor to our success . ”
three years later jerome approached cipla india to be his partner in south africa and this partnership lasted until 2014 when cipla india bought out cipla south africa for over r5 billion . jerome is quick to give credit to the people with whom he worked . “i was working with people with the same single - mindedness and perseverance as myself . we knew what we wanted to achieve and were happy to learn from others . if i had one piece of advice for someone just starting out it would be to trust your instincts , know your subject and don’t get waylaid by failures and mishaps . ”
brent kairuz has been an entrepreneur most of his working life . after teaching karate at different schools as a teenager , he decided to move into the food space to diversify his interests . he soon realised that the food industry was a very involved sector in which you needed to be hands - on and he never anticipated how challenging the change in his career would be . “in the early days of the company it was difficult to raise capital , which slowed down our growth levels , especially without credit history , ” says brent . to take the business to the next level , a joint venture partnership was embarked on with large corporate companies .
in the past eight years their partnership with mercantile has allowed the company to grow and reach heights that would not otherwise have been possible . “challenges are opportunities in disguise , ” adds peter . “it’s a cliché but the reality is with faith and a positive approach you can do anything . the important things for any entrepreneur to remember are to have faith , remain positive , choose the right partners , treat people with respect , be honest and admit to mistakes and fix them fast . also , set realistic goals and don’t give up until you reach them ; then set new ones . ”
in 2008 , eddy opened a lodge in warrenton with 30 rooms which seemed a good proposition at the time . but then the recession came and he had little business . fortunately , he decided not to finance via a bank so he was able to keep the property . “i always say that business is like the weather , it can be unpredictable , we cannot foresee everything , ” adds eddy . “my advice for anyone starting their own business would be to have a vision and a good strategy . also , it is essential to be flexible enough to amend your strategy when needed . focus on creating value for customers and suppliers and build something that can be sustained by domestic market demand . ”
antonio marques thrives on challenges . but starting his own panel beating company some 40 years ago was one of the biggest challenges of his life . it was then that antonio , already employed in one of the leading panel beating companies , and willie steinke , a spray painter , expressed the desire to start up their own business . in order to succeed they needed a wellequipped workshop including the ultimate piece of equipment at the time – a backed enamel oven for spray painting . they had very little collateral to offer the bank , thus sacrifices had to be made by selling off any assets to raise the necessary capital . this was not enough so they enlisted the help of a silent partner and in january 1977 , steimar automotive opened its doors .
in his own words , “ten percent capital and 90 percent guts” is what it took for raymond ackerman to start pick n pay in 1967 . he was at the low ebb in his career , having just lost his job at checkers , and had returned to cape town from his johannesburg base . once back in the mother city , he started negotiations for four small shops – called pick n pay . “i borrowed money from the bank and got shareholders to back me , ” recalls raymond . “i moved from johannesburg to get away from the big chains , otherwise we might have gone down . things went well through a lot of hard work and lots of man hours . we were growing and went public early . we got many shareholders in and grew that way . we opened up in new markets and in 1975 we started with the hypermarket approach . ”
html public
- / / w3c / / dtd html 4 . 01 / / en
urltoken
uganda’s banking sector has grown over the years boasting of 24 commercial banks and a number of mdi supported by various money lending and transfer institutions .
he emphasised that the institution would not be allowed to operate current accounts as well as foreign exchange services .
our focus is always to bring added value to all our customers , whatever the nature of their business or personal need .
designed for group borrowers and non borrowers who want to save together for a greater goal .
in africa , it takes a whole village to raise a child and at mcbl , we want to be part of that village by helping you create a bright and satisfying future for your child through the little wings account .
we enable partnerships increase their capital stake and provide sole proprietor businesses with a wide range of funding options to succeed .
multiple currencies : little wings account can either be in uganda shillings or us dollars .
with its solid foundation in the financial services industry , mcbl ultimately focuses on connecting with customers to provide a personalised banking experience .
8 old port bell rd , p . o . box 620 , kampala , uganda
' three lions ' roars up charts as england prepare for world cup semi . . .
update your business details by adding phone , website , description , working hours , location on map , categories and photos .
by continuing past this page , you agree to our terms of use , cookies policy and privacy policy . © 2009 - 2018
html public
- / / w3c / / dtd xhtml 1 . 0 strict / / en
urltoken
you may be trying to access this site from a secured browser on the server . please enable scripts and reload this page .
statements : receive consolidated statements for your company along with single statements for individual card holders .
html public
- / / w3c / / dtd xhtml 1 . 0 transitional / / en
urltoken
statements : receive consolidated statements for your company along with single statements for individual card holders .
trade with confidence : benefit from secure trade and limited your import / export risk while growing your business .
cost and time savings : a single platform solution to help you improve efficiency while providing the information and control you require .
employee convenience : with our comprehensive program , one card can help you with all corporate spending activity–purchasing , travel and entertainment .
centralized spend control : improve management of purchases with preset spending limits on purchasing amounts , number of transactions , type of supplier , and other criteria . change purchasing authorization and spending limits easily .
rewards program : earn a tangible benefit from a rewards program with rich and flexible redemption features .
improved supplier negotiations : centralized data on all expenditures enables improved information for spend analysis and leveraging supplier relationships .
payment flexibility : our program gives you one monthly invoice for all expenditures and centralized expenditure data–making it easier to obtain expense details , make payments , and reconcile your account .
are you spending too much of your valuable time worrying about fraud hitting your business ? or , worse , not enough time ? new technologies in payments have made payment fraud a moving target . fortunately , you can put best practices and fraud protection tools in place to minimize the impact of payment fraud on your business . this paper examines the trends in payment fraud , the types of fraud that businesses are exposed to , and the practices and services that can be implemented to greatly reduce the likelihood that your business will fall victim . payment fraud white paper ( pdf )
it has been called imposter fraud , business email compromise , and ceo fraud . it is a disturbing trend in fraud that has grown at epidemic rates since it was first identified by the fbi in 2013 . while this threat is real and growing , there are simple steps you can take to prevent imposter fraud from affecting your business . this white paper examines the trends in imposter fraud and provides the tools and best practices you can employ to protect your business . imposter fraud white paper ( pdf )
easy - to - use check file transmission , exception reports and disposition instructions .
compares presented items on three criteria : payee name , check number and dollar amount against transmitted data base .
please log in for full access to your permissions . password is case sensitive .
we brought you to this page based on your search query . if this isn ' t what you are looking for , you can continue to search results for

the maximum number of items you can export is 3 , 000 . please reduce your list by using the filtering tool to the left .
© 2018 moody ' s investors service , inc . , moody’s analytics , inc . and / or their affiliates and licensors . all rights reserved .
those involved in is in the early days spent late nights , weekends and holidays at the office , which ronnie still does . “it’s not a big sacrifice to make when you are heading in a clear direction , ” adds ronnie . “the biggest challenge , in my view , always is about people : how do you find good people ? in the beginning we persuaded all our friends at university to join us . and they then inspired their friends to also join , and so it grew . the key to any success is very simple : just keep your promises . say what you mean , and mean what you say . ”
michelle okafor was inspired to become an entrepreneur and founded michelle okafor designs when she visited nigeria for the first time in 2008 . she was so impressed with the prints that she brought back some fabrics to make her dresses . people liked them , so she saw a gap in the market . “after i sold my designs , people would send me pictures and say they received compliments , which motivated me , ” says michelle . “i started to officially operate in 2013 ; it was a very good year . by 2015 things became slow . i closed the workshop and worked from home . i decided to go back and find work while i picked myself up . i mostly rely on word - of - mouth advertisement . i’ve put in a lot of resources into the business , and haven’t had outside financing . ”
not having a long track record to prove her worth was also a real obstacle to growing the business . one major challenge was to find staff to manufacture or design , and it was difficult finding skilled people who understood the needs of the business . “the size of the business helps us move with the market , ” says michelle . “we have been able to diversify quickly because we are small and agile . we have a handson approach which enables us to give that personal touch . my advice to someone starting out as an entrepreneur is to be realistic with their business and work hard… extra hard . ”
it wasn’t long before max’s business savvy , coupled with his natural gift as a public speaker and motivator , led him to launch ignite my potential . today max consults widely with a diverse array of organisations and groups from all walks of life . his talks have reached thousands of influential movers and shakers in businesses , communities and universities on a local as well as a global scale . “the principle is that when one person follows a dream , tries something new , or takes a daring leap , everyone nearby feels their passionate energy . and before long , they are making their own daring leaps while simultaneously inspiring others . ”
yossi hasson knew from a young age that he wanted to be a businessman . he got his first pc at the age of 12 and fell in love with the world of technology from there . “in 2004 , david , a high school friend , and i wrote a business plan and took it to anyone who was willing to listen . we were able to raise capital of r1 million through david’s brother and a friend of his , who invested in the business . we initially worked from a lounge and then moved to spare 20m 2 office space that was available at the offices of one of our investors . my partner focused on the more technical side of the business while i focused on sales and business development . ”
however , they soon realised that the business wasn’t scalable and they were struggling to grow with the people they had . “so we started building products which took twice the cost and twice the time we had anticipated , ” adds yossi . “we had to reduce costs and staff numbers , take significant pay cuts and renegotiate contracts . from the beginning , our investors were helpful . we were 21 when we started and although our investors were not from an it background , they taught us business principles . today we have over 5 000 clients and look after one million mailboxes . to be a successful entrepreneur you have to have persistence , perseverance , as well as the ability and determination to stay the course . ”
then in november 1993 their factory in mabopane was torched . “this proved a great challenge for the survival of the business , ” adds herman . “for over a year i couldn’t supply some of my products , and this set me back for about two to three years . at a time like this , consumers won’t wait until you fix the crisis and of course competitors will take advantage of the situation . but we persevered and through hard work and dedication we came out on top . my advice to someone starting their own business is to be vigilant ; do not take things for granted and get into an industry you really understand . ”
it was when nelson mandela became president in 1994 that opened up new opportunities for the group . “we opened franchising and today approximately half of p n p is franchised , enabling the people to own their own stores , ” adds raymond . “i have always been very positive and hopeful about south africa . i’ve always been on the side of the consumer . i’ve fought issues with suppliers on price fixing and i fought the nationalist government to cut the price of petrol and prevent price fixing on agricultural products . my advice to someone starting their own business ? have something people need . work mad and passionately , and people will back you . and always find new ways of helping your consumers . ”
after working for a multinational leading hotel for many years , and as the first black general manager , eddy khosa felt he had reached a point where he could take a risk on what he’d learnt , and make a success in the hospitality industry . “to start up , i negotiated with the family to use the family house in parktown and convert the rest of the rooms into guest rooms , ” says eddy . “this meant my whole family had to live in one room . my first challenge was getting the necessary permits , grading and the finance . from the outset i took a decision not to earn a salary . there was no guarantee that the business would work , as i was competing against big brands with years of building a reputation . ”
jafta claude became an entrepreneur by chance while he was working at eskom as part of the first intake of black apprentices . he was the first black supervisor and headed the aircon division . in 1992 , the managing director decided to get rid of all the auxiliary services and asked if he wanted to buy the aircon business . jafta obliged because it was the only division making money , but he couldn’t afford to pay the price . “however , we came to a payment arrangement and i took over the business and named it rotac air - conditioning , ” says jafta . “i was computer illiterate but had been taught the basics . i paid rotac off in three months as the business was doing well . after that there was no looking back” .
but both bianca and larry were determined to make a success of their new company , despite the many obstacles in their way . “we’ve always looked for new , innovative ways to grow and expand our business , ” adds bianca . “there is no time to rest , because you always need to be one step ahead of the others . the bad times are when the construction industry quietens and the rand weakens . then we have to cut our cloth accordingly until the position improves . the greatest advice i would give entrepreneurs is ‘never give up’ . no matter how hard things get , relook , rethink and consider all options but never give up . ”
benjy is the first to acknowledge that to be successful in business , it can’t be a one - man show . “having the best people around you , supportive and loyal people , is essential to the success of any business or venture . it’s important to cultivate a culture where people feel proud to be part of the company , and to find the best people and partners , even if it’s expensive . for anyone starting a business i would say – believe in what you are doing – don’t stop , keep going , stick to your plan . above all , don’t get caught up in mishaps ; learn and move on . ”
like most successful entrepreneurs , jonathan credits much of his success to hard work and a strong belief in doing something you really love . jonathan reiterates this by saying : “whatever you get into , do something you really enjoy . it is great to do something you are passionate about . do what you are good at , be resolute and never give in , and you’ll be pleasantly surprised how easily success comes your way . ”
stephen brick was involved in a number of businesses until in 2009 he bought into vered estates . it was here that his entrepreneurial spirit came to the fore . “i never went to university but did business courses , ” says stephen . “i’m a typical hands - on person and i really liked the challenge that confronted us at vered . we bought the company in january 2009 and a month later the market crashed . the banks stopped giving bonds and clients wouldn’t buy . but we weren’t prepared to retrench people . we just put our heads down and continued marketing and advertising . we encouraged our staff to do better and still promoted them . ”
henry johnson , an accountant by trade , owned a small engineering company with a partner , and in 1996 he was introduced to the australian pirtek brand . “i always wanted to attach myself to a specific product , and franchising gave me the perfect opportunity , ” says henry . “pirtek makes high quality hydraulic hosing and fittings , so when it came to south africa in 1998 , i knew it was something to get involved in . in 2006 i approached pirtek to buy a franchise , and by 2007 i was up and running with my first operation on the west rand . the initial challenge , apart from funding , lay in finding technically qualified people who understood the product because our field requires specialist skills . ”
it was a negative experience in buying his first home and an unwavering commitment to service excellence that inspired current chairman eskel jawitz to start his own estate agency in 1969 . originally known as eskel jawitz real estate , the company rebranded to jawitz properties in 2005 to reflect the changing nature and the leadership in the company . 46 years later , jawitz properties is a second - generation family business run by herschel jawitz . “my entrepreneurial flair came from watching from a young age what it takes to start and grow a business with energy , passion and a never - say - die attitude , ” says herschel . “i was lucky enough to have that experience with my father . ”
as a family business , one of the biggest challenges was building an organisation that had the feel and the founding values of a family business , and still achieve its goals . “our business , like many private and family businesses , has meant sacrifices and challenges for the family , especially in difficult times , ” adds herschel . “i think that my success as an entrepreneur is having a deep sense of commitment to what i want to achieve , a strong belief in the business idea and the ability in most instances to turn the idea into an actual business that makes money . i’m proud of the fact that today the company has 50 offices countrywide and employs over 500 people . ”