investec is an international specialist banking and asset management group .

it provides a range of financial products and services to a client base in three principal markets : the united kingdom , south africa and australia .

investec is dual listed on the london stock exchange and the johannesburg stock exchange .

investec is a ftse 250 company .

investec 's south african headquarters are at 100 grayston drive , sandown , sandton .

investec 's uk headquarters are at 2 gresham street in central london .

investec 's irish headquarters are at the harcourt building , harcourt street , in dublin .

investec

investec ( comprising investec plc and investec limited ) is an international , specialist bank and asset manager .
on 4 september 2006 the group implemented a 5 : 1 share split of investec plc and investec limited shares . find out more on investec ltd , investec plc johannesburg and investec plc london .
for details of investec’s data protection practices , please read investec’s data protection statement which explains how investec processes personal information .
rensburg sheppards becomes investec wealth & investment . investec acquires evolution plc , including williams de broë .
glassdoor has 112 investec reviews submitted anonymously by investec employees . read employee reviews and ratings on glassdoor to decide if investec is right for you .
investec property operates a funds management platform and also invests in direct property on behalf of the investec group .
investec plc acquired kensington group plc . investec sold south african property fund management and property administration business to growthpoint properties limited . investec bank australia limited acquired experien ( pty ) ltd .
sold lease direct finance limited and investec trust ( switzerland ) sa , investec trust ( jersey ) limited and investec trust mauritius limited . completed the sale of 15 % of the asset management business , owned by investec plc and investec limited , for a consideration of £180m in cash to the senior management of the business .
atb was renamed investec bank ( uk ) limited ( “ibuk” ) . the group restructured with all banking operations falling under investec merchant bank limited . investec bank limited was renamed investec group limited and investec merchant bank limited was renamed investec bank limited . investec established an operation in australia . investec acquired the mauritian - based bank , banque privee edmond de rothschild ( ocean indien ) ltee . investec opened a representative office in hong kong . the group established asset management operations in botswana and namibia . listings on the namibian and botswana stock exchanges followed . investec securities ( botswana ) ( pty ) limited was registered and a licence to trade was approved .
at investec , we look for those who challenge convention . what makes our people extraordinary is what makes investec out of the ordinary .
creditors , however , are ring - fenced to either investec plc or investec limited as there are no cross guarantees between the companies .
our unlisted investment portfolios amounted to r4 066 million and £383 million for investec limited ( excluding the iep group ) and investec plc respectively , representing 11 . 5 % of total tier 1 for investec limited and 25 . 0 % for investec plc . refer here for further information
the property fund which is 65 % black - owned , is supported by investec property and investec property fund and was launched on thursday .
investec bought the professional banking advances book of mercantile bank limited in south africa . the private and corporate stockbroking businesses of investec securities and investec integrated investments ( formerly hsbc simpson mckie johannesburg retail ) merged , creating one of south africa’s largest private and corporate client stockbroking and investment management businesses . the combined entity operates under the “investec securities” brand . investec guinness flight was rebranded as investec asset management . investec acquired certain of the assets of global capital limited ( including a controlling stake in sib holdings limited ) . investec bought the private client portfolio management business of quyn martin asset management in south africa . investec acquired the private client lending book of mccarthy bank in south africa .
in south africa , an investment vehicle , investec equity partners , was created on 11 january 2016 in which investec holds a 45 % stake alongside other strategic investors who hold the remaining 55 % . investec principal investments transferred certain portfolio investments to the value of r7 . 6 billion to investec equity partners . in exchange , investec received r2 . 5 billion in cash and 45 % of the shares in investec equity partners ( r5 . 1 billion ) .
investec plc acquired leasedirect finance limited , an asset finance company in the uk . investec plc acquired the remaining shares in rensburg sheppards plc . investec acquired 75 % of leasedirect finance limited , an asset finance company in the uk .
the tables on the link below indicate the largest shareholders of investec plc and investec limited . * * in november 2003 , investec limited implemented an empowerment transaction in which empowerment partners , a broad - based development trust and an employee trust collectively acquired 25 . 1 % of the issued share capital of investec limited .
investec bank limited ( “ibl” ) originated as a small finance company in johannesburg .
investec acquired new york - based registered broker - dealer ernst & company . all trading operations of clive discount company were merged into investec . investec acquired , from the bank of yokohama , guinness mahon holdings plc ( guinness mahon ) . the purchase included 44 % of guinness flight hambro asset management limited ( gfh ) . investec acquired hambros plc , which included a further 44 % of gfh . investec sold investec fleet management ( pty ) ltd to abn amro lease holding n . v . investec acquired management’s remaining stake in gfh . gfh merged with investec asset management and was renamed investec guinness flight limited . ernst & company acquired new york retail broker stuart coleman & company . investec opened representative offices in hong kong and established an effective gateway into south east asia . investec established asset management operations in botswana and namibia . listings on the namibian and botswana stock exchanges followed . investec securities ( botswana ) ( pty ) limited was registered and a licence to trade was approved .
investec’s global head of careers explains why investec has been voted one of the top three employers in sa for three consecutive years and how her team recruits , smartly .
4 . 2 investec is offering its clients the ability to use e - clipse operations , via the e - clipse website or via www . investec . com .
janet larsen , investec south africa’s head of marketing , says investec is proud to be involved in this initiative with tottenham hotspur to bring elite coaching to the country .
investec provides a diverse range of financial products and services to a niche client base .
the investec financial markets team specialises in providing solutions for our clients ' hedging requirements .
investec asset management provides investment products and services to institutions , advisory clients and individuals .
investec acquired south africa’s oldest confirming house , gerber goldschmidt finance ( pty ) limited .
investec acquired control of the listed securities trading group , sechold limited ( sechold ) .
during july 2002 investec group limited ( since renamed investec limited ) implemented a dual listed companies ( dlc ) structure and listed its offshore business on the london stock exchange .
setlogane manchidi , investec csi head , invites precious lebese ' s granny onto stage .
investec have been voted best structured products provider 28 times by 7 different industry bodies .
investec have been voted best structured products provider 29 times by 7 different industry bodies .
in a major restructuring , investec bank limited , later group limited ( “igl” ) listed . this listing placed control of the group in the hands of investec management and staff .
investec corporate social investments ( csi ) endeavours are central to the group’s philosophy of making an unselfish contribution to society , and underpin perceptions of investec as a good corporate citizen .
this month sees the launch of izandla property , south africa’s new empowered property benchmark . izandla property is a majority black - owned property company powered by investec property ( ip ) and investec property fund ( ipf ) . investec property will support izandla with the skills , expertise and knowledge while investec property fund will serve as the capital partner of izandla property .
20 . 4 no person shall be entitled to use investec’s name or that of any of its proprietary products or services for purposes of metatagging without the prior written consent of investec .
this year ' s race is sponsored by investec who have sponsored the race since 2009 .
unless clearly otherwise stated , no material should be construed as an offer of whatever kind made by investec . all material on the website merely constitutes an invitation to do business with investec .
investec merged with metboard , a trust company established in 1937 . this added portfolio management , a participating mortgage bond scheme and an in - house unit trust to the range of products and services offered by investec . investec holdings limited ( “inhold” ) listed on the johannesburg stock exchange .
investec completed the acquisition of access capital limited and changed the name to investec capital asia limited . investec capital asia limited is a licensed entity regulated by the hong securities and futures commission that has been providing investment banking services to clients based in greater china since 2000 . investec acquired 100 % of the evolution group plc , a private client and securities business based in the uk .
investec acquired local south african stockbroker , fergusson bros . limited . this was then integrated with other trading activities to form investec securities limited . investec bank ( jersey ) limited , a private bank based in jersey , was established , motivated by the need to give clients greater offshore advantages . investec acquired a controlling interest in israel general bank limited , the eighth largest bank in israel . investec acquired london - based stockbroker and private client portfolio management company , carr sheppards limited .
from khayelitsha to investec ' s it grad programme , this is abonga ngada ' s story .
19 . 2 whilst investec will try to select appropriate rss feeds to prevent objectionable content from being displayed , the contents of the rss feeds do not express the views or opinions of investec in any manner whatsoever and shall not constitute an endorsement or recommendation of that information , by investec .
investec bank limited is a public company ( reg no . 1969 / 004763 / 06 ) .
sound corporate governance is implicit in investec’s values , culture , processes , functions and organisational structure .
the 2019 investec derby will be run on 1st june . tickets go on sale in september .
investec property south africa sponsors a number of tournaments and talented golfers , men and women alike .
investec capital & investments ( ireland ) limited trading as investec wealth & investment and investec is regulated by the central bank of ireland . a member of the irish stock exchange and the london stock exchange . registered in ireland number 223158 registered office the harcourt building , harcourt street , dublin 2 .
in terms of our dlc structure , investec limited is the controlling company of our businesses in southern africa and mauritius , and investec plc is the controlling company of our non - southern african businesses .
from left , deon katz , investec ' s head of investec private banking – south africa , and henry blumenthal , head of investec wealth & investment – south africa , receive the award from yuri bender , editor - in - chief of professional wealth management at the financial times . photo : supplied
now investec will become shirt sponsor for champions league and domestic cup competitions for the next two years .
as investec careers , we look for the unique , the special , the out of the ordinary .
the 2019 investec ladies’ day will be held on 31st may . tickets go on sale in september .
investec bank ( australia ) limited , acquired n . m . rothschild & sons ( australia ) limited .
the investec group consists of three main divisions : asset management , wealth & investment management and specialist banking .
investec has opted to exercise a break clause in its contract as it wishes to explore other marketing options .
investec plc meets all these targets ; investec limited has met the total capital targets but its common equity tier 1 ratio was 9 . 9 % . capital has grown over the period . refer here for further information .
on 4 september 2006 the group implemented a 5 : 1 share split of investec plc and investec limited shares . at that date there were 602 . 7 million shares in issue compared to 120 . 5 million previously .
exceptional performance doesn’t stop at sports . investec also celebrates energy , ambition and outstanding talent in the cultural arena .
investec has a team of professionals in numerous geographies and a global client base of airlines , manufacturers and lessors .
mike anderson ( nsbc founder & ceo ) kicking off # breakfastconnect with a bang at @ investec sandton . urltoken
investec acquired london - based allied trust bank limited ( “atb” ) – the first international acquisition by the group .
unlock the door to a bright future by applying for one of investec ' s high school or tertiary bursaries .
21 . 1 e - clipse operations is subject to the same business fundamentals and principles governing investec’s offline business .
we profile each of the 10 fillies set to go to post in friday ' s investec oaks at epsom .
this year also saw the epsom hill rebranded to the poundland hill after investec agreed a deal with steinhoff international .
investec has become synonymous with the world of golf , a sport that cements friendship on and off the course .
siki mgabadeli : we’ll leave it there . thanks for your time today . stephen koseff is ceo of investec .
pacific equity partners - best management buyout over $ 500 million pacific equity partners nominated investec as a key partner for energy developments which won best management buyout over $ 500 million . investec ifi was mla on the subsequent debt refinancing .
the client hereby indemnifies investec for all losses and / or all expenditures which investec may incur on its behalf due to : ( a ) non - payment ; ( b ) any instruction or action being cancelled or reversed ; ( c ) unauthorised instructions or actions executed which are not due to investec’s negligence ; or ( d ) delayed payments .
tottenham hotspur has signed a deal under which specialist bank and asset management firm investec will become its second shirt sponsor .
the annual investec cape town art fair is renowned as a leading destination in africa to buy local and international art .
we focus on the development of women’s hockey through the investec hockey academy and st . mary ' s hockey festival .
investec provides strategic corporate finance and advisory services to domestic and international corporations , partnerships , institutions , governments and entrepreneurs .
25 . 2 . 4 an event of vis major or any other event over which investec has no direct control .
e - clipse operations
means online services provided by investec to clients to confirm and settle forex transactions ; .
portfolio lending provides loans to high net worth clients against their investment portfolio , typically managed by investec wealth & investment .
jsc used tottenham hotspur’s stars to drive investec coverage in key target publications such as the times magazine and the telegraph .
investec proudly celebrated 10 years in education development and empowerment . promaths , the group’s leading academic programme for learners in grades 10 , 11 and 12 saw some investec staff members and alumni board the rovos rail to celebrate this exceptional milestone .
exceptional performance doesn’t stop at sports . investec also celebrates the energy , ambition and outstanding talent in the cultural arena .
investec acquired london - based clive discount company ( “clive” ) , further enhancing its capability within the uk securities market and supporting its ability to distribute south african financial instruments nationally . investec acquired the money broking operations of cazenove & company , subsequently merged into clive . investec acquired stockbroking company solms & company inc . and became an active member of the jse .
16 . 2 furthermore the client and the users acknowledge that they do not have intellectuall property rights in or to e - clipse and e - clipse operations which belong to investec or investec’s licensors . in the event that e - clipse operations or part thereof are provided under license to investec from third parties , use of that part of e - clipse operations shall bind the client to any additional terms that investec or such third party shall notify the client from time to time .
investec property ( ip ) will provide the fund management with needed skills , expertise and knowledge to develop it into an independently functioning fund within the next five to 10 years . investec property fund ( ipf ) will provide much needed capital .
investec’s natural resources team works closely together to provide a full service , tailored offering across debt capital markets and corporate advisory .
iot : driving innovation in supply chain and logistics - greg cline , head of corporate accounts at investec . . . -
in 2016 investec 2 gresham street was awarded the gold green apple award for our waste reduction initiatives in the financial sector .
we are actively involved in the development of female hockey talent . investec’s hockey partnerships range from world - class to community level .
investec has a rich sponsorship history of horse - racing events . each offers an out of the ordinary experience to our clients .
this agreement governs the rights and obligations of the client and investec bank limited (
investec
) in respect of e - clipse operations . please refer to clause 26 for the definitions of terms used in these e - clipse operations terms and conditions .
5 . 1 the user will be supplied with an access code by such means and in such format as investec may determine from time to time . any use of e - clipse operations is subject to investec having issued the user with an access code .
if so , one of investec asset management’s graduate programmes may be just right to elevate your career in the asset management industry .
by submitting this form , you give investec permission to perform a credit check on you . please see our privacy policy : urltoken
investec provides a wide range of financial products in south africa through its specialist banking , asset management and wealth and investment divisions .
natwest replace waitrose in may as the shirt sponsor of the england team . investec have used a break clause in the contract .
spokesman for the ecb confirmed the investec deal will end later this summer , giving the board a year to find a replacement .
investec ' s sponsorship of english test cricket runs until 2021 and is the longest sponsorship agreement secured in ecb ' s history .
the deal , which was worth about £40m and saw investec ' s brand attached to all home tests , began in 2011 .
amongst the seven races is the supreme test of the racehorse , the investec derby . the one everyone wants to win , with a prize pot of £1 . 5 million . the 2018 investec derby winner was , goldolphin owned masar , ridden by william buick .
4 . 6 the client hereby indemnifies investec against any and all claims , loss , demands , liability , costs and expenses of whatsoever nature and howsoever caused and arising , which may at any time be made against investec by any person or which investec may sustain or incur arising directly or indirectly out of or in consequence of any instructions or using e - clipse operations , other than such claims , loss , demands , liability , costs and expenses arising as a direct result of investec’s gross negligence , wilful misrepresentation or fraud .
podcast : investec experts weigh in on a possible
italexit
, trump’s tariffs , upcoming zimbabwe elections and the sa land issue .
investec is a distinct specialist bank and asset manager , providing a diverse range of financial products and services to a niche client base .
alec hogg : as far as bidvest is concerned , that’s the only outside of investec listed company on whose board you sit on .
8 . 6 any and all instructions submitted by the user and confirmed as accepted in e - clipse will be executed by investec .
19 . 1 investec may , in its sole discretion , display rss feeds sourced from third parties on the e - clipse website .
26 . 2 . 3 investec may restrict access to or prohibit the use of e - clipse operations or any part thereof for regulatory or other reasons , with or without prior notice and investec shall not be liable for any losses whatsoever for such restriction or prohibition .
investec investment management services ( ims ) invite all final year and honours students studying financial planning to apply to our ims graduate programme .
investec will cease its sponsorship of test cricket in england at the end of the summer , halfway through a 10 - year deal .
england and wales cricket board director sanjay patel said : ' this has been a successful and enjoyable partnership for both ecb and investec .
the day ended in style with the official after party on the hyperion lawn , hosted by investec derby festival , ambassador vogue williams .
massive outsider diore lia has been declared for the investec derby at epsom on saturday , with apprentice jockey paddy pilley set to ride .
investec endeavours to implement robust processes to minimise the possibility of legal and / or operational risk through good quality tangible collateral . the legal risk function in investec ensures the enforceability of credit risk mitigants within the laws applicable to the jurisdictions in which investec operates . when assessing the potential concentration risk in its credit portfolio , consideration is given to the types of collateral and credit protection that form part of the portfolio .
this website is published by investec structured products , a trading name of investec bank plc reg . no . 489604 ) . investec bank plc is authorised by the prudential regulation authority and regulated by the financial conduct authority and the prudential regulation authority . it is a member of the london stock exchange registered under financial services register reference 172330 . investec bank plc is a limited company registered in england and wales at companies house . our registered office is 30 gresham street , london ec2v 7qp and our registered number is 00489604 . our vat number is 480912639 .
however , in volatile and irrational markets , good - quality assets can be bought at relatively low prices and investec is one of them .
if your dream role is not yet listed , but you’d like to be considered for future opportunities at investec , please upload your details .
promaths is an investec - funded project aimed at supporting the south african education system to produce students that are competent in maths and science .
since 2013 , investec has been a proud sponsor of wolfson college boat club . driven and talented athletes , they share our core spirit .
investec facilitates the development and growth of female hockey talent . we do this through a partnership with strategically selected sponsorships , academies and initiatives .
siki mgabadeli : talk us through the rationale again for the transfer of assets from the specialist bank in south africa to investec equity partners .
autonomy and investec are only the fifth and sixth brands to appear on the club ' s shirts , taking over from online betting company mansion .
1 . 1 this agreement governs the rights and obligations of the client and investec in respect of e - clipse operations on e - clipse .
we have modest market risk as our trading activities primarily focus on supporting client activity and our appetite for proprietary trading is limited . we set an overall tolerance level of a one - day 95 % var of less than r15 million for investec limited and less than £5 million for investec plc
blues utility back michael collins has signalled a possible return to wales at the end of his investec super rugby contract in auckland next year . more
positions in the investec super rugby playoffs firmed by the end of round 18 with the defending champion crusaders untouchable in claiming the minor championship . more
we sponsor the investec schools championship for girls , as part of our wider sponsorship of women’s hockey . we’re excited to help grow the game .
we have moderate appetite for investment risk , and set a risk tolerance of less than 30 % of tier 1 capital for our unlisted principal investment portfolio for investec plc . for investec limited , a risk tolerance of less than 12 . 5 % has been set , excluding the iep group .
“we are very pleased to win this award for the second time . it confirms our position as the leading provider of structured products to ifas in the uk , and is a testament to the tremendous efforts of the whole team supporting the investec structured products business . ” anant patel , investec uk
investec has a rich sponsorship history of various horse - racing events . each offers an out of the ordinary event experience for race - going clients .
the investec deal must be approved by kensington shareholders and is subject to break fee of 1pc of the offer value , or around £2 . 8m .
on 1 july 2015 , investec bank limited concluded transaction agreements with the management and shareholders of the blue strata group for the acquisition of the remaining 51 . 5 % of the blue strata group , not already owned by it . investec and blue strata have had a fruitful partnership over the past 13 years since blue strata’s founding in 2002 . blue strata has since been renamed investec import solutions . sold uk intermediated mortgage business kensington group plc ( kensington ) together with certain other investec mortgage assets to funds managed by blackstone tactical opportunities advisors l . l . c . and tpg special situations partners .
that’s how we’ve been able to attract and retain proper people . to get into investec you have to go through a huge process , you know .
5 . 5 for prompt assistance the user must please inform the support centre that he / she has an investec capital markets e - clipse query .
19 . 3 investec does not guarantee the accuracy , timeliness , completeness , performance or fitness for a particular purpose of any of the information contained in the rss feeds . no responsibility is accepted by or on behalf of investec for any errors , omissions , or inaccurate information on the rss feeds .
investec focuses on delivering distinctive profitable solutions for its clients in three core areas of activity namely , asset management , wealth & investment and specialist banking .
investec has embedded its stress testing framework which is a repeatable stress testing process , designed to identify and regularly test the bank’s key ‘vulnerabilities under stress’ .
investec has limited appetite for unsecured credit risk and facilities are typically secured on the assets of the underlying borrower as well as shares in the borrower .
the all blacks team has been named to play the opening bledisloe cup – investec championship match against australia at anz stadium on saturday 19 august 2017 .
the financial times of london has recognised investec private banking and wealth & investment as the best private bank and wealth manager in south africa – for the fourth consecutive year – at the global private banking awards . henry blumenthal , head of investec wealth & investment – south africa , and deon katz , head of investec private banking – south africa , accepted the award on wednesday october 26 at a gala dinner held at the four seasons in london .
bayonne - north american power deal of the year as joint lead arranger and joint bookrunner , investec provided us $ 65m of the senior debt facilities .
investec bank plc ( irish branch ) is authorised by the prudential regulation authority in the united kingdom and is regulated by the central bank of ireland for conduct of business rules . investec bank p . l . c . is a member of the london stock exchange and the irish stock exchange . investec bank plc ( irish branch ) is registered in the republic of ireland . number 904428 . registered office : the harcourt building , harcourt street , dublin 2 .
the investec rugby championship is known as the clash of the southern hemisphere giants . investec is lead sponsor for all matches played in new zealand . our involvement in this prestigious international competition calls for immense passion and skill as south africa , new zealand , australia and argentina go head to head for global glory .
the companies believe that the combination of investec ' s access to cheaper funding and kensington ' s expertise in the specialist mortgage market represents a powerful proposition .
21 . 2 e - clipse operations is subject to the same processing turn - around times and performance criteria as applied by investec in its offline business .
investec focuses on delivering distinct profitable solutions for its clients in three core areas of activity , namely : asset management , wealth & investment and specialist banking .
investment bank investec will end its sponsorship of england ' s home tests six years into a 10 - year deal with the england and wales cricket board .
5 . 9 the client and user acknowledge that the access code may enable the user to access some or all online services of investec and , accordingly , unauthorised use of the access code could expose the user or the client , as the case may be , to fraudulent transactions on other accounts held with investec .
investec ' s purchase will also have to be cleared by the relevant regulators , including the fsa , the irish competition authority and the south african reserve bank .
the investec deal , signed in 2011 , was one of the longest in sport but will end after the west indies series at the end of this summer .
it may be the penultimate round of investec super rugby but there is still plenty to play for when the crusaders host the highlanders in christchurch on friday . more
investec would like to place cookies on your computer to help us make this website better . to find out more see our cookie policy . please accept cookies .
promaths , a partnership between investec and kutlwanong maths , science and technology centre , supports high school learners so as to improve their performance in maths and science .
blumenthal and katz concur that investec’s culture , values and philosophies provide the framework for how it conducts its business , but that its people make this achievement possible .
16 . 1 the logos and marks displayed on the e - clipse website are registered and unregistered trademarks of investec and / or third parties . nothing contained on the e - clipse website should be construed as granting any licence or right to use any trademark without the written permission of investec and / or such third parties .
8 . 2 the user shall therefore be entitled to instruct investec in respect of e - clipse operations and perform actions on e - clipse for and on behalf of the client . investec shall be entitled to regard all instructions received from the user as well as any action or omission on e - clipse operations as actually originating from and authorised by the client and to act on such instruction , action or omission . under no circumstances shall investec be held liable for any unauthorised instructions , actions or omissions . instructions will be scrutinized only from an exchange control perspective , investec is not obliged to check , confirm or scrutinize any other details , such as payment details , and therefore any errors , late payments , or losses arising from the information supplied by the client , will not be for the account of investec .
the autonomy deal is worth £20m , and the investec deal is believed to be worth worth £5m over two years , although the club has not disclosed the value .
by combining our local experience and expertise with the strength of the broader investec group we ' re able to deliver a compelling proposition and out of the ordinary solutions .
17 . 3 investec gives no warranty and makes no representation , whether express or implied , as to the quality or fitness for purpose or use of such software .
clients may be required to complete and submit a registration form and / or complete any other documents or provide any other information as may be required by investec from time to time . investec , in its sole and absolute discretion and without stating reasons therefore , shall have the right to reject any application for e - clipse operations .
the investec derby festival , forged from passion , energy , and stamina , stands out in our prestigious sponsorship portfolio . 2018 marks our tenth year as title sponsor .
25 . 2 neither investec , any company in the investec group , its shareholders , agents , consultants or employees will be liable for any damages whatsoever relating to the use of the e - clipse website , or the services or the information contained therein , including , without limitation , any direct , indirect , special , incidental , consequential or punitive damages , whether arising out of contract , statute , delict or otherwise . without derogating from the generality of the foregoing , investec shall not be liable for :
investec bank plc ( reg . no . 489604 ) is authorised by the prudential regulation authority and regulated by the financial conduct authority and the prudential regulation authority . investec wealth & investment limited ( reg . no . 2122340 ) is authorised and regulated by the financial conduct authority . both are registered at 30 gresham street , london ec2v 7qp .
investec is not an authorised deposit - taking institution in australia and is not authorised to conduct banking activity under the banking act 1959 ( cth ) . the information on this website is only directed at clients who are wholesale clients or professional investors pursuant to the corporations act 2001 ( cth ) . investec australia limited abn 77 140 381 184 .
continued presence in australia , focusing on core activities of specialised finance , corporate advisory , property fund management and asset management ( non - banking subsidiary of investec group ) .
investec wealth & investment in ireland arose from the acquisition of ncb wealth management in 2012 , which had been advising irish clients for 30 years . within the wider investec wealth & investment group the firm’s foundation goes back to 1827 , with historic stockbroking firms such as rensburg , carr sheppards crosthwaite and williams de broë forming part of our heritage .
9 . 2 any notices so issued by investec , shall as far as they contain contractual terms pertaining to e - clipse operations , also form part of this agreement .
20 . 1 external hyperlinks may be provided for convenience . these web pages are beyond the control of investec and no representation or endorsement is made as to their content .
a year later , we concluded a significant empowerment transaction in which our empowerment partners collectively acquired a 25 . 1 % stake in the issued share capital of investec limited .
whether the chiefs have hit a rich vein of form just before the investec super rugby playoffs should be revealed in their performance against the brumbies in hamilton on saturday . more
the programme provides extra tuition in maths and science to learners in grades 10 to 12 at selected schools across the country . investec currently funds six centres across the country .
investec wealth & investment manages assets totalling more than £47 - billion ( r775 - billion ) globally and is the third - largest private client investment house in the uk .
investec does not act as financial advisor . all material published on the e - clipse website ( the
material
) is only intended to provide general information regarding investec and e - clipse operations and does not constitute professional advice of whatever nature . all material including , without limitation , research , opinions , figures , prices , projections or other content are provided
as is
and the user and the client shall not place reliance thereon in taking actions which might affect the clients finances without consulting investec directly .
11 . 2 clients acknowledge and accept that e - clipse operations may become unavailable from time to time due to various circumstances , including : routine maintenance ; technical failure or problems with the investec system ; technical failure or problems with third party information technology systems ; unavailability of telecommunication or electricity services ; or other circumstances beyond the control of investec .
mr kelleher bought the site for about €11 million with finance from an irish bank and later approached investec to refinance the deal , it is claimed . he sought €18 million from investec in october 2007 , of which €11 million was for refinancing and the rest for equity release to fund another project involving construction of a tower in chicago , illinois .
8 . 3 an instruction becomes irrevocable once submitted to investec and confirmed as executed in e - clipse by display of a transaction reference number . payment instructions together with all necessary documents pursuant to the south african reserve bank rules and regulations , must be received by investec at least two business days prior to the value date for that transaction , failing which investec may not be in a position to make payment on value date and any loss arising from late payment shall be for the client’s account . such documents should be sent to
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investec has a partnership with chatsworth house and gardens in derbyshire . one of the uk’s leading stately homes , it’s renowned for the quality of its architecture , art and landscape .
the financial services firm investec has been named business of the year at third sector ’s business charity awards , which recognise the outstanding contribution that uk companies make to good causes .
investec structured products has won ‘best structured products provider’ at the investment life & pension moneyfacts awards 2016 . all winners were announced on 22 september 2016 at the lancaster london hotel .
kensington group , the troubled sub - prime mortgage lender , has agreed to be bought by investec , the south african bank , for £283m in a mixed cash and share deal .
investec ' s emerging companies team targets working with emerging companies valued between a $ 10m and a $ 200m across most sectors , providing them with an integrated capital and advisory offering .
20 . 2 no person shall be entitled to link a website or any web pages to any web pages of the e - clipse website without the prior written consent of investec .
we intend to maintain a sufficient level of capital to satisfy regulatory requirements and our internal target ratios . we target a capital adequacy ratio range of between 14 % and 17 % on a consolidated basis for investec plc and investec limited and we target a minimum tier 1 ratio of 11 . 0 % and a common equity tier 1 ratio above 10 . 0 %
investec intends to maintain a dividend cover of between 1 . 7 and 3 . 5 times based on earnings per share before goodwill impairment and non - operating items and after taking into account earnings attributable to perpetual preference shareholders , denominated in pounds sterling . interim and final dividends will be declared and proposed in accordance with the above policy . * * please note that the current shares in issue reflect the total shares in issue for the combined group , i . e . investec limited and investec plc . for market capitalisation purposes , the johannesburg stock exchange includes the full 908 . 2 million shares in issue whereas the london stock exchange includes only the investec plc shares in issue , i . e . 616 . 9 million .
the investec contract was negotiated by the previous ecb regime under david collier , the former chief executive , and at the time was heralded for the fact that it covered 10 years .
wins count for everything at this stage of the investec super rugby season and both the highlanders and chiefs will be well aware of that in their game in suva on saturday . more
investec structured products has won ‘best structured products provider’ at the investment life & pension moneyfacts awards 2017 . all winners were announced on 19 september 2017 at the hilton park lane hotel .
kensington ' s executive team , which is likely to be retained by investec , believe that the financial backing of the south african bank will put them on a more level playing field .
investec asset management limited ( reg . no . 2036094 ) is authorised and regulated by the financial conduct authority . registered at woolgate exchange , 25 basinghall street , london , ec2v 5ha .
investec acquisitions included property management company i . kuper & company ( pty ) limited , corporate merchant bank limited ( formerly hill samuel merchant bank limited ) and trade finance company reichmans limited .
investec plc is an international specialist bank , operating in south africa , europe , uk , asia and australia with a focus on delivering financial products and services to a niche client base .
investec asset management invite final year , honours and masters students to apply for our young investment professional graduate programme . this 12 - month opportunity will offer you structured on - the - job learning , technical industry training as well as professional development . during the programme , you may be exposed to either the investment , client group or investment operations divisions of investec asset management .
fani titi is the founding ceo of kagiso media and the founding chairman of the private equity firm tiso group . he is currently the chairman and joint ceo designate of the investec group .
the naming rights to test matches is one of the biggest deals in english cricket and the fact investec has pulled with four years remaining on the deal is a blow to the ecb .
' investec have been our official partner for test match cricket since 2012 and have worked hard to bring their distinctive personality to cricket and the relationships they ' ve created in the game .
in a first for the investec derby , the 2400 - metre showpiece will be shown live on selected aircraft and ships on 14 airlines and 11 cruise lines via the sport 24 channel .
a birds and renewable energy manager is being sponsored by investec corporate & institutional banking and will have the overarching focus of minimising the impact of renewable energy developments on birds and their habitats .
welcome to investec , a distinctive specialist bank and asset manager . we know you want solutions relevant to your needs and ambitions , so we fashion everything we do around you , the client .
at investec , we see more than a cv , more than a qualification . we see the qualities that define the individual . we see the potential that burns within . we see you .
11 . 3 without derogating from the provisions of clause 23 , clients undertake to limit their potential losses by utilising investec’s offline business for the duration of the unavailability of e - clipse operations .
timing has always been an asset for lock brodie retallick and he has shown that again with his return to investec super rugby action for the chiefs against the hurricanes in hamilton on friday . more
promaths is a powerful partnership between investec and kutlwanong maths , science and technology centre . the programme provides extra tuition in maths and science to high school learners who show potential in these subjects .
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siki mgabadeli : investec came out with its annuals today , reporting a 16 % growth in operating profit for its south african businesses to r387 million , beating its uk and other countries’ operating profit growth of 11 % . for the first time investec’s revenues have broken the £2 billion mark , and ceo stephen koseff says that shows the strength and resilience of the group’s businesses in the face of macro uncertainty in two key markets . investec declared a final dividend of 13p , taking the dividend for the year to 23p . that’s a 9 . 5 % increase on the previous year .
today investec employs more than 9 , 900 people worldwide and is publicly traded in london and johannesburg . our divisions include corporate & institutional banking , private banking , wealth & investment and asset management .
if you want to study towards a ca ( sa ) or an it degree , but don ' t have the means to make it happen , you may be eligible for an investec scholarship .
as investec has a limited appetite for unsecured debt , the credit risk mitigation technique most commonly used is the taking of collateral , with a strong preference for tangible assets . collateral is assessed with reference to the sustainability of value and the likelihood of realisation . acceptable collateral generally exhibits characteristics that allow for it to be easily identified and appropriately valued and ultimately allowing investec to recover any outstanding exposures .
“we are honoured to accept this international award for the fourth time , ” said blumenthal . “i believe this award validates the philosophy and strategy behind investec one place , which was launched in 2014 .
investec is involved in a number of high profile rugby sponsorships . each one reflects attributes we value in our business : individual strength , collaborative teamwork , and an unrelenting drive to create and seize opportunities .
4 . 3 the client has nominated , appointed and mandated certain individuals to act on behalf of the client in using e - clipse operations ; the user ( s ) and has notified investec accordingly .
investec makes e - clipse operations available to clients subject to the principle of technology neutrality , which principle clients hereby accept . the principle of technology neutrality means that , unless otherwise stated in the agreement :
tottenham hotspur football club today ( monday , november 26 ) announced a partnership with investec , the club’s cup shirt partner , to bring its acclaimed global coaching programme to south africa throughout 2012 - 13 .
investec are proud to be gold sponsors of the ‘financial times african infrastructure , financing and development conference’ , which took place on the 10 march 2015 , in london . investec’s african heritage and specialist power and infrastructure strategy provide comprehensive solutions for clients across the african continent and will open various markets to clients via a single mandate with investec . the event on the 10 march engaged world - class participants in collaborative efforts to discuss and uncover trends , the opportunities and how to capitalise , protection from risks , and the potential to achieve sustainable african development and growth in the next frontier market . more on this event
investec is involved in a number of high - profile rugby sponsorships . each one reflects attributes we value in our business : individual strength , collaborative teamwork , and an unrelenting drive to create and seize opportunities .
investec asset management provides investment products and services to institutions , advisory clients and individuals . our clients include pension funds , central banks , sovereign wealth funds , insurers , foundations , financial advisers and individual investors .
given investec’s niche client base and more defensive nature , the share normally trades at a premium , or higher price - to - earnings ratio ( p / e ) when compared to other south african banks .
investec is a distinctive specialist bank and asset manager . we are grounded in our entrepreneurial culture , which is balanced by a strong risk management discipline , client - centric approach and the ability to be innovative .


health first europe ( hfe ) is a non-profit , non-commercial alliance of patients , healthcare workers , academics and healthcare experts as well as the medical technology industry .

its aim is to ensure equitable access to modern , innovative and reliable medical technology for all citizens of europe and that healthcare is regarded as a vital investment in the future of europe .

for this , it works together with all health stakeholders at the european level .

hfe is based in brussels and has 20 member organisations as well as ten individual members .

hfe is a registered aisbl with belgian authorities .

health first europe

health first europe is delighted to announce the appointment of the new honorary president , mr roberto bertollini .
health first europe is a non - profit , non - commercial alliance of patients , healthcare workers , academics and healthcare experts and the medical technology industry .
epha ' s vision is of a europe with universal good health and well - being , where all have access to a sustainable and high quality health system : a europe whose policies and practices contribute to health , both within and beyond its borders .
mental health first aid is not the only mental health program to use first aid as a metaphor . there’s qpr , a suicide - prevention course that explicitly compares itself to cpr . ( the initials stand for “question , persuade , refer . ” ) another approach called “psychological first aid , ” designed for use by first responders to major disasters , is intended to minimize incidences of ptsd .
the creation of a new alliance – health first europe – was announced on 17 / 03 / 04 by organisations representing patients , healthcare workers , academics , experts and the medical technology industry .
/ care - prevention / eye - health / eye - health - guide . html
mhealth typically includes applications in both public health and clinical medicine , so the distinction can be blurred . in clinical medicine , mhealth includes health costs , health delivery , health insurance portability and accountability act ( hipaa ) or health information technology , and health telematics [
gamian - europe’s vision is high - quality , patient - centred , equitable healthcare for all people experiencing mental illness , and their inclusion throughout europe .
the introduction to the evidence review on health inequalities and nutrition and physical activity provides information on the context , status and effective approaches to addressing health inequalities across europe .
the health insurance tax credit reduces the amount of the health insurance premium that you pay .
they aim to ensure that equitable access to modern , innovative and reliable medical technology and healthcare is regarded as a vital investment in the future of europe . health first europe call for truly patient - centred healthcare and believe that every european citizen should benefit from the best medical treatments available .
idf europe promotes diabetes care and prevention , and the search for a cure .
mhealth is the use of mobile technologies in public health and health service settings [ 32 ] .
atienza aa , patrick k . mobile health : the killer app for cyberinfrastructure and consumer health .
we are also passionate about health screening and health education and we strive to empower people to manage their own health through greater knowledge and understanding .
- first contacts with the dg sanco to apply for project calls financed by european funds .
first icn leadership for change training courses completed in china . for more information click here .
the european public health alliance ( epha ) is the european platform bringing together public - health organisations representing health professionals , patients groups , health promotion and disease - specific non - governmental organisations ( ngos ) , academic groupings and other health associations .
health action international europe ( hai europe ) is the european office of health action international , a non - profit , independent ngo network founded in 1981 , working to increase access to essential medicines and improve their rational use through research excellence and evidence - based advocacy .
healthfirst provides dynamic first aid training , tailored health screening assessments and interactive health education to individual members of the public , schools and playgroups , sports clubs , businesses and international organisations throughout switzerland .
beuc ' s vision is to promote consumer interests all over the eu . in the health field its vision is to ' put consumers’ health first : promote high quality information and healthcare for all ' .
the primary aim of the new alliance will be to ensure that equitable access to modern , innovative and reliable medical technology and healthcare is regarded as a vital investment in the future of europe . health first europe calls for a truly patient - centred healthcare where every european citizen is able to benefit from the best medical treatments available .
looking forward to today ' s first city - labs talk series meeting . we will hear insights from
the european institute of women’s health ( eiwh ) was founded in 1996 . it is a non - governmental organisation set up to promote gender equity in public health , research and social policies across the europe .
ega has an elected board of nine members , all family members . it has 29 member countries ( europe ) and three associate ( non - europe ) . ega serves gaucher patients globally .
implemented between 2015 and 2017 , the project aimed to explore ways to improve the health of people who are living in vulnerable and isolated situations across europe .
if you are experiencing problems with getting cover , you should contact the department of health or the health insurance authority .
when you take out health insurance for the first time , you may have to serve waiting periods before you are fully covered , but accident and injury will be covered immediately .
gay v , leijdekkers p . bringing health and fitness data together for connected health care : mobile apps as enablers of interoperability .
elf works with a network of over 200 lung health patient organisations across europe , helping organisations and patients with a lung condition to contribute the patients’ perspective at the european level .
gamian - europe , a patient - driven pan - european organisation , represents the interests of people affected by mental health illness and advocates for their rights . its mission is :
encouraging the growth of new myeloma patient groups throughout europe , especially in regions and countries where none currently exist .
pae has 36 members in 17 european countries , representing the voice of around 100 million pain sufferers in europe .
we have partnered with healthfirst in switzerland to provide occupational health services . dr michelle wright and her team provided an outstanding and highly professional service delivering health screenings to our employees for our health fair in zug .
for haemophilia , von willebrand disease and other rare bleeding disorders from 27 eu member states and most council of europe countries .
on 7 june 2018 , policymakers and health representatives met within the framework of the european parliament interest group on innovation in health and social care .
a fundamental question about these gatekeeper programs : just how useful a metaphor is “first aid” for dealing with mental illness ? with traditional first aid , there’s a discrete mechanical problem that theoretically can be resolved in one crucial moment , even if the person in need goes on to require further care . serious mental health crises are infinitely more complex .
heal has over 70 member organisations , representing health professionals , not - for - profit health insurers , doctors , nurses , cancer and asthma groups , citizens , women’s groups , youth groups , environmental ngos , scientists and public health institutes . members include international and europe - wide organisations , as well as national and local groups . read more »
ehn has 31 member organisations in 26 countries across europe , the majority of which represent patients and work to promote patients’ interests .
within the eu we are the first umbrella organisation currently representing men - patients from belgium , italy , united kingdom , the netherlands and germany .
glohealth was taken over by irish life health in 2016 . glohealth customers will be invited to join irish life health as their policies come up for renewal .
the european region of the international diabetes federation european region ( idf europe ) is one of the seven regions of idf . it is a separate legal entity under belgian law and its office is located in brussels . idf europe is a member of the eu platform for action on diet , physical activity and health and recognised as an official international non - governmental organisation ( ingo ) of the council of europe . each year idf europe organises a general assembly , a meeting called together we are stronger and a training course for the development of its member associations . each year it celebrates world diabetes day on 14 november .
the health insurance company may not refuse to accept you on the basis of your health status but it may restrict the cover it gives you in certain circumstances .
epha is comprised of 86 local , national , regional and european ngos and not - for - profit organisations . epha’s member organisations work individually and collectively to promote and protect the health interests of people living in europe .
2007 - efaph first contacts with major european patients’organisations ( the european cancer patient coalition , rare diseases europe – eurordis , european patients’forum – epf , the international diabetes federation – idf ) . - first partnerships with the pharmaceutical group of the european union ( pgeu ) and the standing committee of european doctors ( cpme ) . - participation in eurordis annual congress in lisbon . - june to september | comparative study of phlebotomy management within europe ( results presented at efaph general meeting in london ) . - september | the national hh association of norway joined efaph ( general meeting in london )
sma europe ( smae ) is a non - profit patient and carers - and patients - driven association of patient organisations active in the field of spinal muscular atrophy ( sma ) , dedicated to supporting the best research and developing an effective therapy . sma europe was founded in 2007 .
the science of real - time data capture : self - reports in health research .
the health insurance authority has useful publications called my rights , my choices and selecting a private health insurance product . you can read them online or request a hard copy .
idf europe is the umbrella organisation of 62 member associations in 45 countries . these include the former commonwealth of independent states and uzbekistan , kyrgyzstan , turkey and kazakhstan . it uses the world health organization region to define the european region .
alzheimer europe ( ae ) was founded in 1990 and represents the interests of people with dementia and their carers in collaboration with its national member organisations .
elpa represents patients with hepatitis and liver disease and consists of 34 national liver patient associations from 27 countries from all over europe and the mediterranian basin .
ipopi currently has 42 national member organisations , the majority of which are based in europe with further national organisations hoping to become members in the future .
join a vibrant pan - european community of dedicated people facing similar issues and strengthen the voice of people living with rare diseases in europe and beyond .
rare disease organisations from countries outside of europe or those exclusively dedicated to diseases with a higher prevalence than 5 / 10 000 can become associate members .
join the largest gathering of rare disease stakeholders across europe , at the biennial european conference on rare diseases and orphan products . ecrd is a eurordis initiative
in just the last few years , experts have begun arguing that we need a program like this for mental health emergencies , too . last year , a program called mental health first aid received federal funding for the first time . in australia , where the program originated , 1 percent of the adult population is said to have attended a course ; there and in the united states and europe , experts are beginning to test how well it works . in the united states , more than 300 , 000 people have been trained , including more than 2 , 000 in massachusetts . the idea is to be able to respond to mental health emergencies calmly and proactively , and to be able to promptly steer those in need toward the right resources .
elpa’s vision is for early diagnosis of patients with hepatitis and liver disease across europe , having access to high - quality care and treatment with disparity reduced .
shaikh ar , prabhu di , vinson ca , spring b . cyberinfrastructure for consumer health .
research ( scoping review , scientific review , focus groups ) into health needs and challenges faced by lgbti people and key barriers faced by health professionals when providing care for lgbti people .
the health and environment alliance ( heal ) is a leading european not - for - profit organisation addressing how the environment affects health in the european union ( eu ) . we demonstrate how policy changes can help protect health and enhance people’s quality of life . read more »
insurers are entitled to apply an initial waiting period before private health insurance cover becomes effective .
the european patients’ forum ( epf ) is the umbrella organisation of pan - european patient organisations and national platforms of patient groups active in the field of european public health and health advocacy .
some talk about global health as if it were ‘public health’ writ large , a simple matter of scale . 1 others insist it is a new phenomenon based upon ‘the recent affirmation that a population’s health reflects more than a simple aggregation of the risk - factor profile and health status of its individual members . ’ 2 certainly public health historically has been about far more than the aggregate of health realities and risks of individuals . but from its earliest conception , global health has been distinguished from public health in its insistence on states of disease as dynamic , internationally constituted phenomena . it may affect specific populations , and thus individuals in populations , but its effective scale denied by definition the idea of disease as a matter of individual responsibility . rather , the very idea of global health emphasized the broadly public nature of disease and the civic nature of its address .
] . although no standard definition of mhealth exits , both the world health organization and national institutes of health have offered reasonable and overlapping definitions of mhealth consistent with the view in this paper .
meeting of the ep interest group on innovation in health and social care - innov . . .
/ health / file / amr _ antimicrobial _ resistancepng _ enamr _ antimicrobial _ resistance . png
gamian - europe has 50 full member organisations in 31 countries as well as a number of associate members from canada , south america , south africa and australia as well as individual members . of the 31 countries represented , 25 are eu member states and two are accession countries . gamian - europe embraces different diagnosis of mental illnesses .
pae ' s vision is to create a europe in which chronic - pain patients can have access , without any boundaries , to the best possible treatment for them .
geneva , switzerland : world health organization ; 2011 . [ 2016 - 06 - 02 ] . mhealth : new horizons for health through mobile technologies ( global observatory for ehealth series - volume 3 )
u . s . department of of health and human services ; 2015 . apr , [ 2016 - 07 - 28 ] . wireless substitution : early release of estimates from the national health interview survey
efa is the leading reference point for people with allergy , asthma and copd . efa is dedicated to making europe a place where people with allergy , asthma and copd :
the european prostate cancer coalition ( europa uomo ) is the umbrella organisation of prostate patient organisations in europe . as an umbrella organisation , europa uomo has no patients as members . europa uomo serves all european patients on an international level to further the case of prostate health .
mobile phone and communication technologies afford us characteristics with remarkable capabilities and potential . and these are rapidly , unpredictably , and even disruptively , changing and changing health care and public health . are we ready ?
you can also compare the benefits and prices of different health insurance products using their product comparison tool .
that gets at a much larger problem exposed by the first - aid model . referring sufferers to local services is a crucial part of these programs , and yet the country’s mental health system is often not up to the job . “initiatives like mental health first aid are good as far as they go , but they are emblematic of the approach that’s been taken to reform of the mental health system for decades now , which is a piecemeal and uncoordinated approach , ” said paul appelbaum , director of the division of law , ethics and psychiatry at columbia university’s college of physicians and surgeons . without a more cohesive mental health system , he said , “these individual local efforts , as praiseworthy as they are in their own right—often they’re extremely praiseworthy—are really not likely to make a huge difference . ”
today , the program is being offered to everyone from pastors to teachers to emts . “it gives them a set of tools , ” said kathy wilson , president and ceo of the springfield–based nonprofit the behavioral health network , which was the first massachusetts organization to train instructors in the program . “with a person who might be having a psychotic episode , walking around with an umbrella whacking people , you might think to call the police . but a mental health first aid responder can tell police , ‘i don’t believe this person is intentionally hurting people . ’ it’s a whole different approach . ”
2011 - lunch - debate at the european parliament ( september 20 ) in cooperation with the envi committee of european medical practitioner ( cpme ) . - foundation of the international alliance of haemochromatosis associations ( iaha ) in vancouver ( canada ) on efaph’s initiative ( pr pierre brissot ) . - september , the brussels agm decided to establish a scientific committe ( pr graça porto , president ) . - efaph has joined health first europe ( hfe ) as an active member .
pain alliance europe ( pae ) is an alliance of european national associations involved with all sorts of chronic - pain patients or where chronic pain is one of the important issues .
ahead of the summit , 177 european and national civil society organisations and trade unions came together to publish a common statement . _ notes : [ 1 ] the informal summit of the 27 eu leaders to have a
deeper reflection
on the future of the eu is supposed to address the growing gap between the citizens and the eu in the wake of the uk referendum . green 10 priorities for bratislava informal summit : urltoken [ 2 ] this statement was signed by climate action network ( can ) europe , cee bankwatch network , european environmental bureau , friends of the earth europe , greenpeace european unit , health and environment alliance ( heal ) , naturefriends international , european federation for transport and environment ( t & e ) , and the wwf european policy office . [ 3 ] state of the union address 2016 : towards a better europe - a europe that protects , empowers and defends : urltoken [ 4 ] euractiv : restoring a europe built on values for its youth - urltoken
the european multiple sclerosis platform ( emsp ) was founded in 1989 . it serves as an umbrella organisation for multiple - sclerosis ( ms ) patient organisations in europe and represents the interests of more than 600 , 000 patients with ms in the fields of public health and social issues .
the program has the support of many mental health professionals , who say that its broad approach to a wide array of mental health emergencies is sorely needed . “what’s appealing about this is that it’s for everybody , like first aid , ” said linda rosenberg , ceo of the national council for community behavioral health , a washington - based nonprofit that co - administers the program in the united states . “until now , people really avoided people who were psychiatrically in pain . we just didn’t know what to do . ”
the european foundation for the care of newborn infants ( efcni ) was founded in 2008 and is the first pan - european organisation to represent the interests of preterm and newborn infants and their families .
no one begrudges mental health first aid for borrowing a metaphor that so clearly communicates its basic mission . on the other hand , no one would ever call first aid a success if it didn’t actually save anyone from choking , but just made the trainees feel better . “what you’re doing as a mental health first aid person is not necessarily providing a service that is actually going to help somebody , ” said anthony , who is conducting the georgetown study on the program’s effectiveness . “talking may be some help and may be useful , but what you’d really like , for somebody who has these issues and you recognize them , is to get more help . . . . it’s close to what cpr is , but it doesn’t have that absolutely clear thing where you absolutely know what to do every time . ”
gamian - europe ( global alliance of mental illness advocacy networks - europe ) , a patient - driven pan - european organization , represents the interests of persons affected by mental illness and advocates for their rights . its main objectives are : advocacy , information and education , anti - stigma and discrimination , patients’ rights , co - operation , partnerships and capacity building .
to work with professional bodies such as the european association for the study of the liver and the european medicines agency , and with the eu , to ensure that the prevention , early diagnosis and care of liver diseases are promoted across europe and harmonised with a view to eliminating health inequalities .
proteus digial health ; 2016 . [ 2016 - 02 - 06 ] . proteus discover : an ingestible sensor
eiwh ' s membership of 80 organisations from across the eu comprises a mix of disease - specific patient organisations , professional and women’s organisations , health non - governmental organisations ( ngos ) and public - health researchers .
to work to improve the availability , accessibility , and quality of treatment for all mental - health problems .
sharing best practice in shaping appropriate health - related policies and initiatives on both a european and national level .
but the programs also inadvertently illuminate the extraordinary complexity of mental illness , and the limitations of a fraying safety net . mental health first aid shows signs of benefiting the communities it serves in certain ways . but as far as other core goals go , it’s not clear whether it helps . that conundrum raises the question of just how far the metaphor of first aid really extends , and of how much even the most innovative individual programs can do to make up for the shortfalls of the system as a whole .
kills about 2 , 000 europeans every day . today , survival depends too much on luck . the eu can take supportive measures to improve this . raising awareness is a crucial first step . great that
age platform europe ( age ) voices and promotes the interests of the 198 million citizens aged 50 + in the european union and to raise awareness of the issues that concern them most .
the international patient organisation for primary immunodeficiencies ( ipopi ) was founded in 1992 as a global umbrella organisation for national patient organisations representing primary immunodeficiencies . it has regional interests specifically in europe .
health insurance is used to pay for private care in hospital or from various health professionals in hospitals or in their practices . the arrangements vary from one company to another but most companies have agreements with hospitals that the company will pay the hospital directly . in general , for outpatient costs you pay the health professional and then claim from the health insurance company . you should check with your own company as to exactly what procedures they use .
egan’s membership includes several national ( united kingdom and the netherlands ) and regional ( central and eastern europe ) genetic alliances , and about 15 disease - specific european patient organisations for genetic diseases .
dr michelle gives us an update on developments with the echo112 pocket lifesaver mobile phone app . she also describes a new app launched by the same company : the echo112 first responder app . this new . . .
. . . an excellent training . . . . cheryl did a fantastic job in delivering delicate and important information in a friendly but professional manner . i will surely recommend this course to anyone interested in learning first aid . i liked that practical simulations were performed among participants to consolidate the learning . overall a saturday morning very well spent ! i will surely register for the next cpr course to complete my first aid knowledge .
the use of mobile networks and devices in supporting e - care . emphasizes leveraging health - focused applications on general - purpose tools such as mobile phones and sms to drive active health participation by consumers and clinicians [ 30 ] .
ehn plays a leading role in the prevention and reduction of cvd with the aim that it will cease to be a major cause of premature death and disability throughout europe . ehn does this through :
at nih , we think about this really as diverse application of wireless and mobile technologies designed to improve health research , health care services , and health outcomes , and i think this is really important because it is not just mobile phones . you can think of it as sensors , any kind of sensors you can think of [ 29 ] .
idf europe is a mixture of patient organisations and organisations of healthcare professionals . it organises together we are stronger meetings aiming at advocacy and awareness - building for people with diabetes and all those who care about them . the board and staff of idf europe also work with european institutions to bring diabetes and other non - communicable diseases issues to the attention of these institutions in partnership with other diabetes stakeholders .
mental health first aid , with its broad focus , has quickly become one of the most prominent gatekeeper programs : it has “perhaps the most momentum , ” said daniel eisenberg , an associate professor of health management and policy at the university of michigan school of public health . “there’s a lot of enthusiasm in general for the concept . ” the program has increased its reach dramatically within the last several years , and is now being used in 23 countries . within the united states , where it launched in 2008 , rosenberg says more than 300 , 000 people have taken the course , including chirlane mccray , the first lady of new york city . funding is beginning to follow : congress allotted $ 15 million last year to train teachers and others who work with students in the program , under the auspices of the substance abuse and mental health services administration . this year’s federal budget includes another $ 15 million .
geneva , switzerland : world health organization ; 2007 . [ 2016 - 02 - 04 ] . building foundations for ehealth
troshani i , goldberg s , wickramasinghe n . a regulatory framework for pervasive e - health : a case study .
hawkins rp , kreuter m , resnicow k , fishbein m , dijkstra a . understanding tailoring in communicating about health .
mq health is a uk - based charity whose aim is to transform mental health and quality of life through research . their vision is to create a world where mental illness is understood , effectively treated , and ultimately prevented . mq health is currently working on numerous research projects to tackle mental illnesses , ranging from anxiety and schizophrenia to depression and ocd .
the european gaucher alliance ( ega ) began in 1994 helping develop patient organisations and support patients in eastern europe access treatment . in 2008 , it became a formal organisation with a membership of 32 members .
yang yt , silverman rd . mobile health applications : the patchwork of legal and liability issues suggests strategies to improve oversight .
hall ak , cole - lewis h , bernhardt jm . mobile text messaging for health : a systematic review of reviews .
follow and influence developments in european health policy ; stimulate research in all fields related to haemophilia and other rare bleeding disorders .
we have partnered with healthfirst to organize first aid and cpr training for p & g parents on site . the trainings were an outstanding success . parents were very happy to have the trainings on site , provided by professional trainers .
in order to make our vision a reality , we aim to become the leading voice for parkinson’s in europe by providing innovative leadership , information and resources to : national parkinson’s organisations , european policymakers , healthcare professionals , people with parkinson ' s and their families , treatment industry and the media . we hope to raise the profile of parkinson’s and enable people living with the disease to be treated effectively and equally throughout europe .
the european haemophilia consortium ( ehc ) is a patient - led , non - governmental , non - profit organisation dedicated to improving the quality of life of people with haemophilia and other rare bleeding disorders throughout europe .
the ehc strives to ensure that all people with haemophilia and other rare bleeding disorders in europe are diagnosed and receive safe and adequate treatment and care , enabling improved quality of life healthy , active and productive lives .
therefore , any analysis or review of telemedicine , telehealth , or ehealth programs must be cautious when comparing outcomes , as there are interpretations supported by the definitions , the types and implementations of the technology , and how it was used in the particular health intervention context . these should not be treated as exogenous factors . within this terminology health care , individual , clinical , and public health are often confounded , thus covering a wide range of health application contexts including financial and business sectors [ 12 ] .
other local groups turning to mental health training give a hint of additional possible benefits . captain joseph coffey , of the warwick , r . i . , police department , helped develop a mental health training module for public safety officers that is now mandatory for most police - academy attendees in the state . “we were skeptical at first , ” he said , but he has observed that people who have positive interactions with trained officers tend to call on those specific officers by name if they have another mental - health crisis—often before the situation escalates . between 10 percent and 15 percent of the calls his department receives are related to behavioral health , he said : “you have to train your officers based on the needs of your community . ”
if the application is approved by the board of directors , your organisation receives a welcome e - mail and the eurordis member logo . the applicant organisation is officially a member of eurordis once the first annual membership fees have been received .
we deliver a wide range of first aid training for the general public throughout switzerland with regular courses in geneva , vevey , lausanne , basel and zug . expectant parents will benefit from our birth preparation courses in the canton of geneva .
epda is the only european umbrella organisation for pd . it represents national parkinson’s organisations in 36 countries across europe and advocate for the rights and needs of more than 1 . 2 million people with pd and their families .
moghaddasi h , asadi f , hosseini a , ebnehoseini z . e - health : a global approach with extensive semantic variation .
diclemente cc , marinilli as , singh m , bellino le . the role of feedback in the process of health behavior change .
if you are changing to a health insurance plan with improved benefits there may be a waiting period before the higher benefits apply .
if you are switching health insurance plans , a maximum waiting period may be applied to any higher benefit on the new plan .
the notion of ‘global health’ required , first , the idea of the world as a necessarily related , interactive environment . second , it required a wealth of reliable , locally and regionally collected data be made generally available . third , those data of necessity reflected both shared disease definitions ( cholera morbus , for example ) and a set of analytical methodologies in which locally , regionally and nationally reported health states could be individually considered and then aggregated in a manner that argued one or another theory of disease . all these elements were critical to the idea of disease or health as international outcomes that could be studied through local outbreaks .
higher charges apply to people who are 35 years of age or older when they first take out health insurance . there is a 2 % loading for each year over 34 years of age . so , for example , if you are 35 the cost is 2 % higher than for a person aged 34 but if you are 44 then the cost is 20 % higher .
the dutch brain council aims at enabling patient organizations of brain disorders to discuss and collectively take action for the purpose of dealing with issues that surpass treatment , such as first - line projects , drug substitutes , driving performance , lobbying and stigmatization of brain afflictions . this allows for greater effect and cost - efficiency then when these issues would be managed by specific interest organizations for afflictions . furthermore the dbc aims to be the first contact for other organizations that work in the before mentioned fields .
this detail from amariah brigham’s map of cholera is , perhaps , the first to self - consciously argue a global disease state . in it cholera’s progress is demonstrated by a red line joining cholera - affected nations over time along existing trade routes .
the health insurance authority ( hia ) is the independent statutory regulator for the private health insurance market in ireland . it monitors the operation of health insurance business in ireland and advises the minister for health in this regard , including assessing the effect of any regulations or new legislation on consumers . the hia aims to ensure that consumers are aware of their rights and that policies and publicity material describe cover in a fair and comparable way . the authority also reviews the appropriateness of the procedures used by insurers in their dealings with consumers .
first developed in australia in 2001 by a nurse and a mental health literacy professor , mental health first aid training teaches a five - part “action plan” : assess for risk of suicide or harm , listen nonjudgmentally , give reassurance and information , encourage appropriate professional help , and encourage self - help and other support strategies . the basic eight - hour course covers a range of scenarios , from depression and anxiety to psychosis and substance - abuse disorders . it is intended for both public emergencies , like that panicking man on the street , and private ones , among a trainee’s own friends and family members . “with cpr , one of the problems is you never get to use it , ” rosenberg said . “you might take the training , but you very rarely see anyone having a heart attack in front of you . with mental health , you are likely to see someone in a crisis . ”
the use of wireless technologies , such as mobile phones , personal digital assistants , and netbooks , for improving health [ 31 ] .
hai works towards a world in which all people , especially the poor and marginalised , are able to exercise their right to health .
the global alliance for mental illness advocacy networks ( gamian - europe ) was established in 1998 as a representative coalition of patient organisations . putting the patient at the centre of all issues of the eu healthcare debate , the organisation aims to bring together and support the development and policy influencing capacity of local , regional and national organisations active in the field of mental health .
charges may be lower than the normal adult rate for : people aged under 25 ; retired people who have a special arrangement within their company ' s health insurance scheme and people in group health insurance schemes . charges for children must be reduced by at least 50 % .
the european federation of neurological associations ( efna ) was founded in 2001 . its focus is the spectrum of neurological illnesses . as the umbrella organisation for neurological patient organisations across europe , it addresses generic neurological issues with a single voice .
sma europe represents sma patients of 7 european countries . these countries ( france , germany , italy , netherlands , spain , switzerland , uk ) have roughly a population of ~ 330 000 000 and about 8 500 patients with sma .
mennemeyer st , menachemi n , rahurkar s , ford ew . impact of the hitech act on physicians ' adoption of electronic health records .
hai europe’s membership consists of a wide range of individuals , groups and organisations , from consumer groups , public interest non - governmental organisations , healthcare providers , academics and the media , contributing to the network’s aims with their knowledge and expertise .
one of the health insurance authority ' s functions relates to the operation of a risk equalisation scheme . risk equalisation is a process that aims to equitably neutralise differences in insurers ' costs that arise due to variations in the age profile of their members . this process is relevant to the customer in so far as it may affect matters such as the operation of community rating or competition between insurers . the hia administers a risk equalisation fund which pays health credits to the insurance company for people over 60 to help to meet their higher claims costs . the health credits vary by age , gender and by level of cover . these credits are funded by a community rating health insurance levy paid by health insurers .
to act as a focal point for liaison with the institutions of the eu , the council of europe and other european organisations , in order to study and propose measures to improve the autonomy of handicapped people and promote their full participation in society .
this work was funded in part by a grant from emory university’s global health institute and the goizueta business school summer research fund at emory university .
fatehi f , wootton r . telemedicine , telehealth or e - health ? a bibliometric analysis of the trends in the use of these terms .
kvedar j , coye mj , everett w . connected health : a review of technologies and strategies to improve patient care with telemedicine and telehealth .
| in cooperation with the health ministry of romania , organisation of a workshop on haemochromatosis in bucharest with a view to founding a national association .
this pilot is aimed at focusing eu and national attention on health inequalities and helping to mainstream measures to address them . it is hoped that by sharing knowledge and developing policy guidance , the project will provide solutions to health inequalities related to alcohol consumption , nutrition and physical activity in the eu .
at present , health insurance companies must accept anyone who wishes to join , subject to any applicable waiting periods before cover takes effect , regardless of age , sex or health status - this is known as
open enrolment
. restricted membership schemes must accept everyone who is qualified to join .
thank you for the training . it was very clear , pedagogical and practical . i feel i have learned something not only useful but essential for my future . i spent part of the evening showing and explaining to the family the first actions to take in case of emergency .
an individual or family , having already served both the requisite waiting periods relevant to their age when first taking out private health insurance and any waiting period for a pre - existing condition may switch from one insurer to another , and if such an occurance takes place within 13 weeks , those waiting periods will not have to be served again . therefore , persons can normally move from one insurer to another without loss of cover .
once these preconditions were met , the idea of global health was constructed—invented is not too absurd a word here—in world maps of first cholera and later other disease states . in the post - war period of the 20th century the united nations , world health organization ( who ) and the u . s . centers for disease control ( cdc ) all became repositories for international health data that were progressively analysed cartographically and statistically . of course , the immensity of those data caches does not assure that their analysis will be any more correct than were miasmatic theories of cholera and yellow fever . maps and statistics are only as good as the theories that underlie them , organizing the type of data chosen and the means of their analysis .
lo benny p , ip h , yang g - z . transforming health care : body sensor networks , wearables , and the internet of things .
to work through co - operation , partnerships and capacity building by enabling patient groups to collaborate with health professionals , policymakers , academics , and industry .
if one takes public health as ‘the art and science of preventing disease , promoting health , and extending life through the organized efforts of society’ , 3 then it is as old as hippocrates’ insistence in air , water and place s 4 that stagnant waters and filthy air were breeding grounds for disease . because air quality and community water sources were about communal rather than individual health determinants , they demanded civic action by responsible , public officials . in this tradition , as rosen writes , the aqueducts and bathhouses built by roman officials were public health initiatives designed to secure a healthy environment for all citizens . 5
emsp’s vision is to ensure the development and implementation of high - quality standards of treatment and support for patients with ms , their families and their carers throughout europe , to allow them to lead the lives they choose and be recognised as equal members of society .
naslund ja , aschbrenner ka , marsch la , bartels sj . the future of mental health care : peer - to - peer support and social media .
if you live outside ireland and move to ireland , a loading will not apply if you get health insurance within nine months and continue to be insured .
over the next decade this new cholera—the noun was used to describe what today we recognize as several kinds of diarrhoeic disease—spread to the middle east , russia and from there through europe . in an unsigned review article published in 1831 , when cholera arrived in england , the
a heart attack and a panic attack are both medical crises of a kind . but millions of ordinary people , beyond the medical establishment itself , have been trained to respond to that first kind of physical crisis . we call it first aid : immediate assistance for suddenly ailing or injured people , often with the goal of averting disaster while calling for professional help . since the 19th century , everyone from wartime ambulance drivers to baby sitters have been trained to handle scenarios including wounds , choking incidents , and heart attacks . it’s not the same as being a doctor , but it’s a big help .
the patients network for medical research and health ( egan ) is the european network of national and regional alliances and european disease - specific organisations for patients with genetic disorders and other serious medical needs . egan promotes ( patient engagement in ) research , the development of services and contributes to patient - centred european health policy .
all private health insurance providers must be registered with the health insurance authority . typically , insurers must also satisfy various prudential requirements , which are appropriate to the central bank of ireland - these are requirements that apply generally to all insurance and financial services companies and relate to matters like their financial operation and their investment policies .
if you previously had health insurance , you can be given credit for the time you were insured , reducing the number of years to which the loading applies .
the european federation of associations of families of people with mental illness ( eufami ) has an ongoing commitment to improving care and welfare for people affected by mental illness . eufami has a number of programmes supporting people affected by severe mental illness and the organisations representing them across europe .
members and affiliates range from large organisations ( e . g . stroke alliance for europe , the european parkinson’s disease association and the european headache alliance ) to small ( e . g . euro‑ataxia , the european dystonia federation and the european network for research in alternating hemiplegia ) .
2009 - participation in eurordis annual international congress in athens and in epf general meeting in brussels . - may and december meetings in athens with specialists mds and with the greek alliance of rare diseases with a view to founding a greek association . efaph first contacts with major international hh patients’ associations ( australia , canada and usa ) in june ( bioiron world congress in porto ) . - participation in the value + policy recommendations ( epf – vilnius , november 2008 and gothenburg , december 2009 ) with the leaders of eu patients ‘ organisations and health actors ( voicing out the opinions of 150 million patients through eu health programmes ) .
the european academy of neurology ( ean ) is the organisation that unites and supports neurologists across the whole of europe . currently , 45 european national neurological societies as well as 800 individuals are registered members of the ean . thus the ean represents more than 21 , 000 european neurologists .
myeloma patients europe ( mpe ) , a european non - profit organisation of multiple - myeloma patient organisations , is dedicated to raising awareness of multiple myeloma , providing information on the disease , to improving the quality of life of myeloma patients and to stimulating research and accessibility to treatments .
the european organisation for rare diseases ( eurordis ) is a non - governmental patient - driven alliance of patient organisations and individuals active in the field of rare diseases , dedicated to improving the quality of life of all people living with rare diseases in europe . eurordis was founded in 1997 .
for the first time , a wealth of international data from a variety of public and professional sources were collected and organized in a manner describing the international geography of a disease whose progress could be literally seen . the lancet map was not ‘global’ only because at the time of its publication cholera had yet to be reported in either canada or the usa . in 1831 cholera was presented , therefore , as an international but not yet global—by which is meant universal—epidemic . within months of cholera’s introduction to england , however , health officials in north america were reporting cholera outbreaks . at that point cholera morbus became a truly global pandemic and thus a health problem globally .
mandel jc , kreda da , mandl kd , kohane is , ramoni rb . smart on fhir : a standards - based , interoperable apps platform for electronic health records .
analyse existing knowledge on gender differences in cad risk factors , disease mechanisms , clinical manifestations , treatment options , access to health care , as well as management and outcomes .
the vision of the elf is to raise awareness about lung health and disease , and that patients and the public are able to contribute to the future of respiratory healthcare .
the department of health has published a list of frequently asked questions about lifetime community rating . the regulations are set out in statutory instrument 312 of 2014 ( pdf ) .
2010 - new efaph board and new projects . - assistance to the foundation of belgian association ( hba ) - 4 efaph country members organized local events in june as a first step towards the 2011 eu haemochromatosis day . - preliminary contacts with the envi commission of the eu parliament in the perspective of the eu hh day .
the idea of epidemic diseases as progressive , moving from town to town and country to country , was not new . quarantines were first employed in 14th - century italy in a largely futile attempt to stop the widely observed progress of plague from city to city . 14 in holbein the younger’s dance of death , first published in 1538 , death is seen as carrying disease , presumably plague , in the oxcarts of merchants and bales of goods stowed in sailing ships . 15 at the end of the 17th century , provincial administrator filippo arrieta mapped a sophisticated system of containment for bari , italy , to stop the introduction of plague by coastal traders . 16