energoatom , full name national nuclear energy generating company of ukraine ( ukrainian : наек " енергоатом " ) is a ukrainian state enterprise operating all four nuclear power stations in ukraine .

energoatom

nuclear generation is the responsibility of state enterprise national nuclear energy generating company energoatom ( nnegc energoatom ) , established in october 1996 .
october , 2006 –march , 2008 – vice president for finance , nnegc “energoatom” .
october з , 1999 – january , 2003 – chief accountant , nnegc “energoatom” .
1 - 27 - 15 m2u06802 energoatom signs amendment to holtec contract . . .
in the course of presenting the licence , snrc chief boris stolyarchuk said energoatom had met an
extremely large
number of legislative conditions , according to an energoatom statement .
state enterprise national nuclear energy generating company
energoatom
(
energoatom
) to assist with the safety upgrade of power units of nuclear power plants . energoatom is a 100 % state enterprise , subordinated to the ministry of energy and coal industry of ukraine .
nnegc energoatom company profile is a detailed strategic and analytical report on nnegc energoatom . the 2018 version of the report offers detailed insights into the companys strategies , developments , outlook and
nnegc energoatom company profile is a detailed strategic and analytical report on nnegc energoatom . the 2018 version of the report offers detailed insights into the companys strategies , developments , outlook and
the objective of the proposed consultancy assignment is to advise energoatom on corporatisation and to strengthen its institutional capacity and sustainability . the selected consultant will be required to assist energoatom as follows :
the response to the report from the state - owned nuclear power operator energoatom and nuclear regulators , however , has been strong and swift . energoatom sued the group for putting forth what it
stg commences construction and erection of the novovoronezh nuclear power plant - 2 under the contract with energoatom concern .
yatsenyuk ordered an independent audit of energoatom ' s financial and economic activity to enable allegations of abuse and corruption to be lifted if they are proven to be false .
pursuant to this order , energoatom is preparing a package of tender documents for the selection of an auditor for two areas – issues related to energoatom ' s procurement pricing procedure and to the conclusions of the state financial inspection of ukraine ' s audit of energoatom ,
nedashkovsky said .
at
transparency international
seminar on
anticorruption
for # energoatom . some great insights into main issues . urltoken
eu today meeting tonight with yuriy nedashkovskyi , president of # ukraine nuclear power co . # energoatom in # brussels urltoken
nnegc energoatom ( energoatom ) is a power utility that operates nuclear plants . the company operates zaporizhzhya ; rivne ; south ukraine ; and khmelnitsky plants . energoatom constructs and operates wind plants in crimea . it also provides maintenance and repair services ; invests in residential buildings ; manufactures metal structures , containers , thermal insulations , fireproof doors , and containment prestressing system fitting cables for npps ; and transports goods and people across the country . energoatom is headquartered in kyiv , ukraine .
energoatom has a long way to go before acquiring full financial independence , and will continue to receive state budget funding .
on 16 june , 2010 aidyn aisin was appointed vice president of nnegc “energoatom” ( cmu order # 1239 - r ) .
ukrainian npps are now financially well doing , and °∆energoatom°« started several investment projects . among these project the most important are :
“it’s also a responsibility . energoatom will have to make more efforts in the fields of anti - corruption to keep improving . ”
energoatom has postponed the completion target date for its program to improve the safety of its nuclear power plants from 2017 to the end of 2020 .
transparency international - ukraine’s study into the state of business practices in ukraine produced joint leaders for the title of “most transparent” — energoatom and ukrtelecom .
energoatom , the state - owned nuclear power operator , did not immediately respond to e - mail and phone requests for comment on this article .
they used to keep this banner hung from their office balcony , which was conveniently located across from energoatom’s office balcony . holovko says that every day , when the energoatom employees took their smoke breaks , they’d have to stare right at those big black letters hung next to the radiation hazard sign :
i hope that this result marks the start of energoatom ' s financial recovery and that it will improve its investment attractiveness ,
nedashkovsky said .
45743 - urenco _ and _ energoatom _ sign _ contract _ on _ supply _ of _ enriched _ uranium _ / # . v7wi5thp3ns . twitter
energoatom’s financial dilemma is but one element of deeper , structural difficulties that also become manifest in repeated delays in implementing safety measures at ukraine’s nuclear reactors .
on february 22 , 2018 , the former head of a separate unit of the state enterprise national nuclear power generation company ( nnpgc ) «energoatom» , suspected of causing damage to the se nnpgc «energoatom» , was detained at the kyiv boryspil airport . during the last three months the suspect was mentioned in the wanted list .
national nuclear energy generating company energoatom ( nnegc energoatom ) is investigating how to improve the capacity of its vver - 1000 ( v - 320 ) reactors up to 110 percent of the nominal level . there are currently 13 1 , 000 mw ( gross electrical capacity ) vver - 1000 type reactors operating in ukraine .
in february 2010 energoatom signed a cooperation agreement with china guangdong nuclear power co ( cgn ) relating to nuclear power plant design , construction , operation and maintenance .
the state enterprise national nuclear energy generating company energoatom (
energoatom
) operates 4 npps , which produce 45 . 6 % of all electricity generated in ukraine 1 . the company also maintains one of the largest wind power stations which is situated in crimea with a total capacity of up to 10 . 4 mw 2 .
yuriy nedashkovskiy was appointed as a president of se nnegc energoatom by decree of the cabinet of ministers of ukraine № 124 - p dated 05 . 03 . 2014 .
at present , there are four operational npps in ukraine ( rivne , khmelnytskyi , south ukraine and zaporizhzhia ) providing approximately 46 % of the country ' s total electricity generation capacity . energoatom owns and operates these four plants . the main activities of energoatom are the construction , commissioning and exploitation of nuclear installations and nuclear waste management .
in october 2015 energoatom signed agreements with tractabel engineering from belgium for safety upgrades and capacity uprates of reactors . tractabel has offered technical and engineering assistance with completing khmelnitski 3 & 4 . in march 2016 energoatom announced an agreement between turboatom and westinghouse to uprate the capacity of 13 vver - 1000 turbine generator sets by up to 10 % .
, nnegc “energoatom” has signed two contracts under the credit agreement with european bank of reconstruction and development euroatom . the first contract was signed between “energoatom” and a consortium of euroean nuclear companies edf ( france ) , tractebel ( belgium ) , enprima ( finland ) that is the adviser of the group of project management of power units’ safety increase
he worked at zaporizhzhya npp , rising from the position of an engineer of the reactor check - out and test hall up to the general director . form 1996 to 2000 biley worked as general director of zaporizhzhya npp . between 2000 and 2002 he served as qa director of nnegc”energoatom” , in 2003 he successively occupied positions of production director & deputy head of operating body , technical director & deputy head of operating body of nnegc”energoatom” . since december 2003 biley has been general inspector - safety director , nnegc “energoatom” .
on march 2011 mr . shavlakov was appointed first vice president – technical director of nnegc energoatom ( order # 157 - r of the cabinet of ministers of ukraine ) .
for energoatom to become profitable will not be easy . first , tariffs will have to be reviewed to include expenditures on transport and decommissioning of nuclear waste , environmentalists say .
difficulties are piling up for ukraine’s state nuclear operator energoatom whose accounts remain frozen since april this year due to a pending case at the national court over outstanding debt payments .
however , the atu union warned that the nuclear workers ' wages have still not been paid . the national nuclear power utility energoatom owes them more than 15 million us dollars .
“this strategic cooperation with turboatom is an excellent example of how westinghouse is committed to providing its customer , energoatom , with innovative technical solutions to further improve plant efficiency and safety , ” said aziz dag , westinghouse vice president and managing director , northern europe . “we also look forward to working with other local ukrainian suppliers to support energoatom’s capacity upgrade project . ”
energoatom and privately - held ukrtelecom joint stock company scored 8 . 9 out of a possible 10 . pjsc arcelormittal kryvyi rih took third with a combined score of 8 . 4 .
energoatom has set up atomproektengineering to handle new nuclear power projects , including investment , design , and construction . it has already been involved with khmelnitski 3 & 4 ( see below ) . in october 2010 atomenergomash announced that it and naec energoatom would set up a strategic consortium to localize nuclear equipment manufacture in ukraine , particularly in relation to khmelnitski 3 & 4 .
the nuclear industry assures that future stock in energoatom and other enterprises will remain state property and that the goal of the reform is not privatisation , but the elevation of their enterprises’ effectiveness .
energoatom is currently unable to serve loans from european institutions . even though a european commission study assessed the company’s credit worthiness , ukrainian taxpayers now have to pay back part of the loans .
in september 2017 , energoatom signed a contract with westinghouse to supply monitoring instrumentation systems to the zaporozhe plant as part of the ongoing complex consolidated safety upgrade program of nuclear power plants in ukraine .
ukraine’s energoatom state nuclear power monopoly has brushed off any fears about the safety repercussions of the extra burden being put on the country’s four atomic power plants , one of which is europe’s largest .
“energoatom” has maid mainly all terms that precede coming into force of credit agreements . one of the main terms was to sign the contracts with consortium edf - tractebel - enprima and the company enertec .
energoatom has received regulatory approval to start construction of a central used fuel storage facility at the site of the chernobyl nuclear power plant in ukraine . the state nuclear regulatory inspectorate of ukraine ( snrc ) issued a licence on 6 june regarding
the right to carry out activities in the construction and commissioning of a nuclear installation
, marking the official start of work on the facility , energoatom said .
the amendment means that energoatom is responsible for the civil design and construction of the facility , while holtec is responsible for the design and supply of used nuclear fuel dry storage , transport and related equipment .
st . petersburg – with the transformation earlier this month of russia’s state nuclear utility rosenergoatom into the joint stock company energoatom , russia’s nuclear industry is hoping both to get government budget funding and attract investors .
“today , naek energoatom and westinghouse are pleased to announce that we have reached agreement to significantly deepen our partnership that will provide technology and knowledge transfer to enhance the safety and operations of ukraine’s nuclear power fleet .
ukraine ' s 15 nuclear power units at four nuclear power plants are operated by nnegc energoatom , the country ' s nuclear power utility . following the addition of two new vver - 1000 reactors in 2005 , capacity increased to 13 , 107 which was 26 . 3 % of the country’s total installed capacity . energoatom expects nuclear to retain its contribution of 50 - 52 % of ukraine ' s electricity in 2020 .
original design lifetime of the russian reactors was 30 years . energoatom initially planned to extend the lifetimes of rovno 1 & 2 and south ukraine 1 by 15 years and final checking of the pressure vessels ( for embrittlement ) and the internals of all three units was in 2008 - 9 . in mid - 2012 energoatom announced that the 11 oldest 1000 mwe reactors were to have 20 - year life extensions by 2030 .
the task suggested by se “nnegc “energoatom” was considered in the category case study , which aim was to solve analytical issues , detailed research of particular subject , problem , process having clear time and space boundaries .
the borrower ( energoatom ) should be in a position to service and to reimburse the proposed euratom loan , its former and foreseen loans provided the regulated tariff is adjusted to allow full coverage of these expenses .
credit agreements will come into force , when nnegc “energoatom” will make certain terms . list of the main terms of the ebrd credit consists of 9 positions and 2 additional . and euroatom contract consists of 22 positions .
unfortunately , the procurement process has also succumbed to time - tested , soviet - legacy corruption methods . the ukrainian anti - corruption agency , nobu , recently uncovered bribes paid by the czech company skoda js to officials at energoatom . illegal withdrawals of public funds for cable products , working with offshore companies that sponsor terrorism worldwide , and overpayments by energoatom of hundreds of millions of uah , have all been uncovered by ukrainian anti - corruption officials .
in october 2016 energoatom signed an agreement with ge power sp . zo . – formerly alstom’s polish subsidiary – to upgrade nuclear power plant turbine hall equipment and to expand cooperation in the long - term service of such equipment .
unit of the rnpp ) for the sum of 2 million euro . the second was made between nnegc “energoatom” and british company enertec ( the adviser of creditors of ebrd - euroatom ) for the sum of 650 000 euro .
meanwhile , nuclear energy is still being portrayed in ukraine as a cheap and the only alternative for securing energy supply . but energoatom’s troubles on taxpayers’ expense are just one more sign for the mismanagement of ukraine’s nuclear energy sector .
it gets worse . operating in such a permissive environment , energoatom no longer feels any pressure to observe the best domestic regulatory or international practices in its procurement operations . instead of adhering to the procedures of the international atomic energy agency ( iaea ) and hiring companies with a proven track record , energoatom started using dubious firms that do not possess the necessary experience and expertise to do work . international inspections are pro forma and only carried out infrequently .
according to mr . nedashkovsky , ukraine will need to build new npps to substitute those that will be decommissioned after 2010 . for this , °∆energoatom°« already received offers from usa , france , canada , russia and other countries .
the case over an allegedly unpaid usd 5 million debt was filed by ukrelektrovat , an energy investment company , after president poroshenko decided in march to not extend a moratorium on the ability to sue strategic energy companies such as energoatom .
now that the company’s free ride is over , energoatom is unable to pay for nuclear fuel and other needs . yet , its economic difficulties will likely not impact its international lenders , euratom and the european bank for reconstruction and development ( ebrd ) , who have each provided energoatom with eur 300 million loans . instead , it is ukrainian tax payers – already under stress by an economic downturn and the devaluation of their currency – who have to foot the bill .
in august 2016 energoatom signed an agreement with korea hydro & nuclear power ( khnp ) , one objective of which is to cooperate in the ukraine - eu ' energy bridge ' project , as well as completing khmelnitski 3 & 4 .
late in 2006 the government moved to set up a new national nuclear industry entity - ukratomprom , as a vertically - integrated nuclear holding company reporting to energy ministry and cabinet . ukratomprom was to consist of six state - owned enterprises including energoatom , the vostgok uranium mining company , and the novokonstantinov uranium development company , with assets of some us $ 10 billion , including $ 6 . 35 billion for energoatom . three major projects were to be launched in 2007 , including a $ 1875 million uranium production venture comprising refurbishment of vostgok ' s hydrometallurgical plant and construction of a uranium mill at novokonstantinov . then it was announced that energoatom would not be included in ukratomprom , and soon afterwards plans were abandoned .
problems affecting nuclear power generation included energorynok ' s
chronic
non - payment , he said . state enterprise energorynok acts as the commercial operator and ' single buyer ' in ukraine ' s wholesale electricity market . during the reporting period , energorynok paid energoatom uah 1 . 7 billion ( $ 80 million ) , which was just less than 10 % of the total value of the electricity it received . repayments of its debt to energoatom
virtually ceased
, nedashkovsky said .
1 . following this invitation for expressions of interest , a shortlist of qualified consultants will be formally invited to submit proposals . shortlisting and selection will be subject to the availability of funding . energoatom will be the contracting party for this assignment .
the principal company energoatom has been the beneficiary of grants from international ifis including the ebrd and euroatom to support development and maintenance work . the company works in close co - operation with dg energy and dg development of the european commission . €
we consider this a breach of the contract terms ,
grigoriev said . he pointed out that tvel has net received yet any official notification from energoatom regarding full core charge of the us fuel in a reactor at the south ukrainian npp .
as soon as it happens , we will defend our rights ,
he said . however , he added that tvel would not suspend fabrication of nuclear fuel for ukraine in spite of the fact that energoatom ' s accounts had been frozen because of litigation . in march , ukrainian law - enforcers froze energoatom ' s assets and bank accounts over allegedly unpaid debts . the company has appealed against the charges in court but no decision has been reached yet and the accounts remain frozen .
the unian news agency reported today that the change in schedule was announced by gregoriy plachkov , energoatom ' s deputy director of investment and long - term development , at a meeting of the state - run company ' s friendly nuclear ua community .
energoatom’s president y . nedashkovsky said recently that ukrainian taxpayers have already had to jump in with 1 . 2 million euro for paying back interest rates and installments of euratom’s loan . the loan was provided under state guarantees for energoatom’s so - called nuclear safety upgrade programme , that has been presented as a way to bring ukraine’s 15 ageing nuclear reactors in line with international standards but that is at the same time necessary to keep them working 10 to 20 years longer than they were designed to .
this , perversely , subjugates the regulator to the whims of the operator . if energoatom cannot meet certain safety standards or deadlines , its bosses simply inform the regulator of such , and the deadlines are extended or eliminated , public safety be damned .
energoatom said then the agreement would make it possible to use all its available nuclear capacity and attract funds for the completion of the third and fourth reactors of its khmelnitsky nuclear power plant . in july the same year , the ukrainian . . .
“for energoatom , to be in the top ranks of transparency international ukraine’s corporate reporting recognizes the fact that we’re moving in the right direction with anti - corruption implementation , ” oleg polishchuk , director of energatom’s anti - corruption centre , told the ubj .
following the annexation of crimea by russia , in april 2014 ukraine extended its 2008 contract with westinghouse for fuel supply through to 2020 . in 2015 energoatom ordered westinghouse fuel for unit 5 of the zaporozhe plant , as well as for south ukraine . it plans to use westinghouse fuel in zaporozhe 1 , 3 , 4 and 5 , and has loaded this fuel into unit 5 . this fuel is fabricated at the westinghouse plant at vasteras in sweden . westinghouse commented :
this new agreement for westinghouse vver fuel design testifies to the quality of our fuel design and demonstrates that it has , in fact , operated without issue at the south ukraine nuclear power plant , as confirmed by extensive and recent joint energoatom and westinghouse inspections . this contract extension . . . . will allow energoatom to continue diversification of its fuel supply . we expect that . . . westinghouse will grow its share of the ukrainian nuclear fuel market . ” russian sources have since suggested that the westinghouse vver fuel is unlicensed and dangerous . in 2015 energoatom bought 5 % of its fuel from westinghouse , worth $ 32 million , out of a total of $ 644 million . in 2016 energoatom imported $ 549 million of fuel , with $ 387 million ( 70 . 5 % ) of this from tvel and $ 162 million ( 29 . 5 % ) from westinghouse – less than the expected 40 % . in 2017 energoatom bought $ 368 . 9 million worth of nuclear fuel from tvel and $ 164 . 4 million of westinghouse fuel from sweden .
units , and stresses that skoda js “operates by european laws in spite of the fact that the russian company is its shareholder . ” energoatom has dismissed chinese expressions of interest . then in august 2016 energoatom signed an agreement with korea hydro & nuclear power ( khnp ) , one objective of which is to cooperate on the completion of khmelnitski 3 & 4 . an associated objective is to cooperate on the ukraine - eu ' energy bridge ' project , exporting power from khmelnitski 2 to poland . in july 2017 energoatom said that skoda js had modified the design and would supply both engineering services as well as many of the components for the two units , with overall 70 % ukrainian content . they are now expected online in 2023 and 2025 , using westinghouse fuel .
in the 1990s both the government and energoatom were determined to bring two new reactors – khmelnitski 2 and rovno 4 ( k2 - r4 ) – into operation as soon as possible . both reactors were 80 % complete when a halt was imposed in 1990 .
energoatom is
constantly
working on projects to improve the safety of its plants , plachkov stressed .
this process is permanent , we never stop improving safety and work on it every day . it is our duty as a licensee of nuclear installations .
and in march 2017 energoatom said that it would start to function in 2019 with 1550 mwe as the
first step on the way to fully integrated strategic synchronisation of the ukrainian and european energy systems .
it will be completed by 2025 , with 2550 mwe
in 1996 the former nuclear operating entity goskomatom set up a new corporate nuclear utility , national nuclear energy generating company ( nnegc ) energoatom . nnegc energoatom is responsible for the safety of all ukrainian npps under the law on nuclear power use and radiation safety . its main task is construction of new power capacities and life extension for the existing plants , procurement of new fuel and transportation of used fuel , establishment of the national infrastructure for management of irradiated fuel , ensuring physical security of nuclear power facilities , and professional training and development of personnel . energoatom ' s initial priorities were to increase safety , bring load factors up to 83 - 85 % , and extend the working lives of the reactors by 10 - 15 years ( at about us $ 150 million per vver - 1000 reactor ) .
within the frames of european engineering competition ebec , se “nnegc “energoatom” has suggested to the students to look at the possibilities to assure more stable operation of integrated power grid of ukraine by construction of new generating capacities taking into account their maneuverability , cost and environmental compatibility .
ukraine ' s ability to manage the 2015 - 2016 heating season will depend on the ability of its nuclear power plants to cover winter peak load , energoatom president yuri nedashkovsky said during a presentation of the state - run company ' s first - half financial results yesterday .
ebrd , a public sector bank investing in eastern europe and elsewhere on behalf of 64 countries and the european union , last year announced a €300 million loan to the ukrainian state nuclear power company , energoatom . it is the largest nuclear safety loan the bank has made .
the 105 - page report forecasts that the price of electricity in ukraine will increase from 27 . 1 kopeks per kilowatt / hour in 2012 to 54 . 4 kopeks per kilowatt / hour in 2020 . “significant tariff increases will be required for energoatom , ” it says .
°…every second kilowatt - hour of electricity in ukraine is generated by nuclear power plants°… , says the president of ukrainian energy - generating company °∆energoatom°« , yuriy nedashkovsky . the company reports significant success in its operations . and the main one , beyond doubt , is the decision by the government of ukraine that from now on °∆energoatom°« company is an operator of all fourukrainian npps ( zaporizka ; 6 reactors , pivdenno - ukrainska ; 4 reactors , rivnenska ; 3 reactors , khmelnytska ; 1 reactor ) , fully responsible for their management , safety and economic results .
under a 2008 contract , westinghouse supplied a total of 630 fuel assemblies for south ukraine 2 & 3 . however , these trials to 2011 were contentious , with energoatom claiming manufacturing defects in the fuel and westinghouse asserting errors in fuel loading . each reactor has 163 fuel assemblies .
construction by atomstroyexport ( now niaep - ase ) . the energy ministry was reported to want skoda js to take over the contract from atomstroyexport . however the foreign ministry initially opposed this due to skoda js being owned by russia’s omz , and energoatom appealed to the president to resolve the matter . the cost for completing the two units had been put at €3 . 7 billion including the first fuel load at €296 million . energoatom’s later estimate is €4 billion . a polish investor has offered finance of €1 . 48 billion in return for electricity supply to poland .
energoatom’s four nuclear facilities are comprised of 15 operating nuclear power units , 13 of which are vver - 1000 reactors and two vver - 400 , aggregating a total installed capacity of 13 , 835 mwe . as such , ukraine ranks seventh in the world in terms of the total installed npp capacity . the main goal of energoatom’s activity is to increase electricity production and the npps’ capacity factor while ensuring continued improvement of the operational safety to meet international standards . energoatom’s electricity production meets about 55 % of ukraine’s total electricity demand ( in recent winters , 60 % ) , although its installed capacity represents only 26 . 6 % of the ukrainian total . beside the four nuclear power plants , the company also comprises 9 service subdivisions , in particular , those for nuclear machine building industry and instrumentation engineering . around 35 , 000 employees work in the company .
energoatom’s financial backers , the ebrd and , via euratom , the european commission , must re - assess the viability of their support . if not because of the numerous safety concerns , then now in light of their client’s financial vulnerabilities and the financial burden this brings to ukrainian citizens .
ukrainian nuclear utility energoatom has breached the terms and conditions of the contract with russian fuel company tvel for fuel supplies to ukraine ' s npps , oleg grigoriev , tvel vice president for commerce and international cooperation , told journalists on 30 may . he noted that in 2010 the parties had signed a fuel supply contract for all ukraine ' s npps until the end of their service life - until approximately 2042 - 2043 taking into account life extensions . under this contract , energoatom had the right to use fuel of another producer ( westinghouse electric co ) on a limited scale .
these continued troubles must raise questions over the viability of the loans granted to the company by european institutions . but a feasibility study ( pdf , censored version ) , requested by the european commission prior to approving the euratom loan in 2014 , positively evaluated energoatom’s ability to repay the loans :
meanwhile , nabu announces that it has served a notification of suspicion to ex - mp martynenko , one of narfront ' s most powerful men , in the case of $ 6 - mln embezzlement from state - owned # energoatom ( case chart below ) ; funds on swiss bank accounts seized . urltoken
“the sop will bring together the best practices of global operating experience and advanced technology combined with ukrainian experts and industries such as westron and turboatom . this agreement to proceed on a safety optimization program represents a significant new partnership between naek energoatom and westinghouse in providing joint support to ukraine’s nuclear energy . ”
in 2016 the government set an end - of - year target date for energoatom to introduce load - following capability in all its vver reactors , though the company said it would take at least two years to achieve this . trials have been in the range 100 % to 75 % of power .
“we never for a moment stopped our cooperation and collaboration with ukrainian partners – naec ” energoatom “ , state concern ” nuclear fuel “and other enterprises . we fulfill all our commitments on nuclear fuel supplies , equipment , materials , works and services at ukrainian npps as scheduled ” , – said merten .
energoatom president , mr . nedashkovsky , described the memorandum of understanding as an integral part of his company’s aim to fully exploit existing ukrainian nuclear power electricity production , the backbone of the country’s energy system , which is currently underutilized but has a remarkable performance and technological potential to help strengthen ukraine’s energy independence .
despite energoatom ' s
significant advances
in the fight against corruption , nedashkovsky faced the serious problem of a
flurry of allegations
by certain government agencies that were then repeated by the media .
there is no evidence to support these allegations and so we believe they were fabricated and aimed at destabilizing nuclear power generation ,
he said . on 7 july , during a meeting of an expanded board of the country ' s energy ministry , ukrainian prime minister arseniy yatsenyuk drew attention to the
massive criticism
of energoatom , including claims based on the findings of the state financial inspection of ukraine .
in september 2015 parliament voted to repeal the 2012 law on construction of the two units on the basis of non - performance by atomstroyexport . the government wanted skoda js to take over the project , and skoda was keen to do so . energoatom has signed an agreement with barclays bank to finance completion of the
the mid - 2011 energy policy revision proposed 2300 mwe of new capacity with decision on technology to be after 2015 . following this there will be a need for replacing plants which are decommissioned in the 2030s . energoatom proposes to select a standard pwr ( or possibly candu ) design from among leading vendors for the remaining planned units after khmelnitski 3 & 4 . this will involve consideration of local content in the plants . while russian vver technology was the most obvious fit until 2014 , energoatom ' s atomproektengineering division had provided a feasibility study recommending making provision for use of candu ec - 6 reactors to the ministry in october 2010 .
according to a august 11th decree issued by the federal agency for the management of state property , the charter capital of the energoatom concern is 318 . 3 billion roubles ( $ 12 . 9 million ) . one hundred percent of the stock will be transferred to the government holding atomenergoprom by the end of this year .
energoatom increased the share of nuclear energy in the country ' s electricity mix during the first six months of this year by 9 . 6 percentage points year on year to 56 . 6 % . net income from electricity sales amounted to uah 15 . 588 ( $ 730 million ) , an increase of 48 . 5 % .
life extension and upgrades - in 2008 and 2009 , energoatom successfully extended the operating licenses of three of its reactors by 20 years . based on these and other subsequent success with npp life extensions , energoatom is working with the european bank for reconstruction and development ( ebrd ) as well as euratom to upgrade additional reactors . though the life extension program is being challenged under the un convention on environmental impact assessment in a transboundary context , energoatom continues with life extensions . fuel - for decades , ukraine had been nearly entirely dependent on russian nuclear fuel procurement from rosatom because ukraine does not convert , enrich , or fabricate its fuel . despite a lack of domestic enrichment capacity , ukraine does possess mineral uranium resources , including approximately 2 percent of the world’s uranium reserves . traditionally , ukraine sent its uranium concentrate and zirconium alloy to russia for enrichment . to reduce the risk of complete dependence on russia , however , in december 2014 , ukraine signed the contract with westinghouse electric company to begin diversifying its nuclear fuel supply . in 2016 ukraine imported 28 . 3 percent of nuclear fuel elements from westinghouse , and in 2017 it plans to increase these imports . ukraine took an additional step towards diversification in august 2016 when it signed a supply contract for enriched uranium with the anglo - german - dutch company , urenco . waste management - ukraine has an open fuel cycle and two storage facilities for spent fuel , one dry at the zaporozhye plant and one wet at the chernobyl plant . currently , ukraine sends its spent fuel to russia and energoatom pays russia $ 150 - 200 million per annum to accept and store this spent nuclear fuel . in january 2015 , energoatom and the u . s . firm holtec signed a contract to construct a centralized dry storage facility for spent fuel ( csfsf ) in the chernobyl exclusion zone to reduce ukraine ' s reliance on russia . in january 2017 , energoatom announced a tender for the preparation of the construction site for csfsf , which it will commission in the third quarter of 2018 .
khmelnytskyi nuclear power plant is the start of the deactivated rzeszów–khmelnytskyi powerline , one of three 750 kv lines running from ukraine to the european union . energoatom are considering disconnecting unit 2 from the ukrainian power grid and connecting it to the burshtyn tes energy island which operates on the european power grid , to facilitate exports to poland and hungary .
the combined forces of south korea and ukraine represents a wealth of nuclear power experience and expertise . khnp operates 24 reactors and has six additional units under construction . for its part , energoatom operates 15 reactors at four different nuclear power plants . the countries have respective nuclear capacities of 21 , 716 mwe and 13 , 835 mwe , respectively .
the detectives of the national anti - corruption bureau of ukraine ( nabu ) continue the pre - trial investigation as of the facts of receiving improper advantage during the procurement procedures made by state enterprise ( se ) «national nuclear energy generating company ( nnegc ) «energoatom» . the statements that according to the court decision the nabu has to close the proceeding are not true .
i believe that before the end of the year we will have an objective assessment of how energoatom actually conducted its financial and economic activity . i have no doubt that on the whole these findings will be in our favour , but i also know that we have a lot of shortcomings in the preparation of tenders and that this situation must be put right .
“energoatom was one of the first to develop and implement basic compliance systems , once transparency became legally necessary , ” he said , “we saw the legislation was being drafted , prepared anti - corruption measures , and when the law was enacted , we were ready to implement our program in full . other companies interested in compliance have modeled their efforts on our own . ”
because of the constant delays , ukraine’s government has moved the deadline for implementing the safety upgrade programme from 2017 to 2020 . as result of the postponement , energoatom’s financial difficulties and the mounting pressure from ukraine’s neighbours and civil society , ukraine’s state nuclear regulator , snriu , postponed decisions scheduled for may on the lifetime extensions of yet another two units , zaporizhia 1 and 2 .
ukraine ’s nuclear power plants are supposed to be regulated by the state nuclear regulatory inspectorate of ukraine ( snriu ) , which by law is an independent regulatory body . in recent years , however , it has become standard practice for the leaders of snriu to be appointed by the state nuclear power plant operator , energoatom , instead of through a rigorous , independent selection process .
a highlight of the first half - year reporting period , he said , was the cabinet of ministers ' 15 june decision to start a pilot project for a ukraine - european union energy bridge . as part of this project - to supply electricity from the khmelnitski nuclear power plant to poland and other eu countries - energoatom aims to prepare and submit six projects for government approval .
the two oldest units in ukraine , rovno 1 & 2 , were to be replaced as part of the 2006 nuclear power strategy . in 2018 , however , energoatom signed an agreement with holtec international to replace them by 2030 with multiple smr - 160 units . it is intended that this will be a pilot project , and will set up a manufacturing hub for these reactors .
however , lack of payment is delaying the return of used fuel from ukraine too russia for reprocessing . russian state nuclear corporation rosatom has delayed acceptance of the first batch of used nuclear fuel from ukraine this year because of energoatom ' s failure to pay . oleg kryukov , director of public policy on radwaste , used fuel and nuclear decommissioning at rosatom , told journalists at the viii international forum atomexpo 2016 :
the contract is in force but there are problems with payments in ukraine now due to a suit against energoatom and the freezing of its accounts . there are no payments ; therefore , we had to postpone taking back the first batch of used fuel this year ,
kryukov said . however , he added that rosatom intends to continue working under this contract .
but
the positives outweighed the negatives
in the reporting period , he added , and energoatom managed to improve its financial position significantly , he said , with a net profit for january - june 2015 of uah 2 billion ( $ 93 . 7 million ) compared with a net loss in the same period of 2014 of uah 3 . 536 billion ( $ 166 million ) .
in august and october 2004 khmelnitski 2 and rovno 4 respectively were connected to the grid , bringing their long and interrupted construction to an end and adding 1900 mwe to replace that lost by closure of chernobyl 1 & 3 in 1996 and 2000 respectively . they were completed by energoatom using a consortium of framatome anp and atomstroyexport . see fuller account of k2 - r4 in appendix below .
russia takes back fuel from ukraine under a scientific - technical and economic cooperation agreement signed in 1993 . a representative from energoatom said in april that between 2016 and 2018 ukraine was planning to ship more than 1 , 000 used fuel assembly units to russia . in the future ukraine plans to store and reprocess all nuclear fuel inside but the necessary facilities for this are not yet in place .
in a statement , the atu presidium said it shared the icem ' s view that the various international financial institutions and intergovernmental agencies which are supporting the renovation of the ukrainian nuclear industry must give immediate priority to targeted assistance for the settlement of the wage debt . on 17 march , the president of energoatom and the energy minister told the atu presidium that the necessary funds were still not available .
regardless of the proclaimed ' independence ' from russian oil provided by nuclear power , ukraine still imports nuclear fuel . . . from russia , and until recently sent back the nuclear waste . to reduce this dependency , two liquid nuclear waste storages were created . in jan 2005
energoatom
announced that work on a new solid waste storage plant will be carried out by us company holtec international .
state special enterprise chernobyl nuclear power plant was created on july 11 , 2001 on base of the former energoatom ' s company of the same name . the company was basically recommissioned under a special jurisdiction for the further decommissioning of its nuclear power station . on july 15 , 2005 the enterprise was transferred from under the jurisdiction of the ministry of fuel and energy to the ministry of emergencies . [ 2 ]
korea hydro & nuclear power ( khnp ) and ukraine ' s energoatom have signed a memorandum of understanding that outlines cooperation agreements that could bring to completion the third and fourth units at the khmelnitsky nuclear power plant that was begun in the mid - 1980s , but halted in 1990 and again in 2015 amid contractual disagreements with russia ' s rosatom , which had taken up the project after the initial work stoppage .
according to ebrd , the total cost of completion would be about $ 1 . 7 bn ( technical design is not finished yet , so the sum is not final ) . main costs ( about $ 1 . 5 bn ) will be invested by ukrainian organizations headed by ukrainian nuclear energy generating company energoatom , by euroatom and by russian businesses . russian organizations will be main contractors and suppliers for the project .
in september 2014 the new government introduced a bill to parliament that allowed the sale of 40 % of energoatom to a foreign investor . this followed an announcement that the prime minister expected agreements for new nuclear reactor construction to be signed by the end of the year . however , refurbishment of older plants to extend operating lifetimes and bring them into conformity with eu standards seemed more probable , both economically and regarding timescale .
energoatom has been planning to raise its electricity tariff in order to finance reorganization of the nuclear fuel cycle complex and to implement safety modernizations at all plants , as well as to enable funding of life extensions and construction of new plants . a 2013 ebrd report related to a €300 million loan for reactor safety upgrading forecast a wholesale price doubling from 27 kopek / kwh in 2012 to 54 kopek / kwh in 2020 .
ukraine was using exclusively russian nuclear fuel in the first six months of 2015 . in the second half of 2015 , the share of nuclear assemblies supplied by the swedish westinghouse reached 10 % , and exceeded 38 % in the first six months of 2016 . when ihor nasalyk became energy minister in may 2016 , a noticeable rollback took place : westinghouse’s supplies of fuel for energoatom went down to 31 . 2 % .
stolyarchuk said energoatom was performing work of national importance since it
annually loses about $ 200 million exporting used nuclear fuel to russia
, he added . this is more than an economic consideration , he added , because nuclear fuel is a
strategic material , a future energy resource
. technologies are
constantly developing , and ukraine will be able to use its valuable nuclear material in the future
, he said .
in order to ensure the
swift detection of possible corruption offenses and a response to them
, energoatom operates an on - line
trust box
- a whistle - blower portal - and in the first six months of this year carried out 53 official investigations . these led to the prosecution of 48 people , the firing of four of its staff and on five occasions the company passed information on to law enforcement agencies .
today , westinghouse electric company and naek energoatom , the national nuclear energy generating company of ukraine , released a joint statement discussing the companies’ future partnership to sustain the safety of ukraine’s nuclear reactor fleet . the statement was issued during a visit to kiev by a special delegation of chief executive officers , including westinghouse’s interim president and ceo jose gutierrez , led by u . s . secretary of commerce penny pritzker and the u . s . department of commerce .
ukraine has also settled on a financing option , which involves selling electricity generated by khmelnitsky ' s unit 2 to the european market . in march 2015 , state - owned energoatom signed an mou with power distribution company ukrenergo and polish - owned polenergia , a multi - faceted energy company to help make that happen . the design of this mou was to implement the so - called “energy - bridge project , ” which involved trans - european energy distribution .
an important issue for energoatom , as for the whole country , he said , is the fight against corruption . the company has been working with the non - governmental organization transparency international ukraine since march ,
on matters of methodological support in understanding the basic requirements of anti - corruption legislation
, he said . in particular , training was arranged for the company ' s management on analysing each business unit ' s work to identify
corruption risks and manifestations
.
in january last year , energoatom and holtec signed an amendment to the contract to build the facility at the chernobyl nuclear power plant and supply used nuclear fuel dry cask storage systems . it will receive used nuclear fuel from nine of the country ' s 15 reactors - seven vver - 1000s and two vver - 440s - located at rivne , south ukraine and khmelnitsky . the zaporozhe nuclear power plant operates its own on - site used fuel storage facility that was commissioned in 2001 .
on november 24 , 2017 in the aarhus centre of the ministry of ecology and natural resources of ukraine , the ministry of ecology jointly with se nnegc “energoatom” representatives and with participation of the institutes that develop the environmental impact assessment ( eia ) reports of zaporizhzhya npp and south ukraine npp , as well as of independent ukrainian experts , held transboundary consultations in line with procedures of the convention on environmental impact assessment in a transboundary context ( espoo convention ) with representatives of interested foreign countries .
ukraine insists that the only way to compensate lost capacities is to complete construction of unit 2 at khmelnytsky npp and unit 4 at rivne npp ( k2 / r4 project ) . the g - 7 asked european bank for reconstruction and development ( ebrd ) to help ukraine in financing this project . to complete k2 / r4 ebrd considers loaning $ 190 million to ukrainian operator of nuclear power plants energoatom . apparently more investments from international and other companies will follow if ebrd approves the loan .
in november 2015 energoatom signed an agreement with areva “for safety upgrades of existing and future nuclear power plants in ukraine , lifetime extension and performance optimization . ” it said that its “very strong modernization and reconstruction program … . is being funded by the european community , euratom and the ebrd” as part of a new phase in the development of eu - ukraine contractual relations , aiming at political association and economic integration . a 2012 agreement for rosatom to complete two russian reactors had been revoked in september 2015 .
in may 2015 energoatom applied for a 15 - year licence extension for zaporozhe 1 , and in september 2016 the licence was extended to december 2025 after an extended outage for upgrading . with a similar upgrade underway , in august 2016 zaporozhe 2 was cleared for operation to 2026 , and the licence was extended in october . zaporozhe 3 shut down in february 2017 for a similar upgrade and ten - year licence extension , and will come back online when a new transmission link is commissioned late in 2017 .
stolyarchuk said the holtec technology to be used is already in use in many other countries , including belgium , spain , sweden and the usa , which
confirms its safety
. in may , energoatom president yury nedashkovsky led a delegation to holtec ' s plants in pittsburgh , ( pennsylvania ) , orrville ( ohio ) and camden ( new jersey ) . he said then the trip had confirmed the high quality of holtec ' s production base and its ability to transfer that expertise to the ukrainian project .


trupanion is a pet insurance provider based in seattle , washington , that offers and administers cat and dog insurance in the united states , canada and puerto rico .

trupanion is self-underwritten by the american pet insurance company ( apic ) .

trupanion

state of washington office of the insurance commissioner v trupanion managers usa , inc . dba , trupanion
glassdoor has 124 trupanion reviews submitted anonymously by trupanion employees . read employee reviews and ratings on glassdoor to decide if trupanion is right for you .
glassdoor has 11 trupanion reviews submitted anonymously by trupanion employees . read employee reviews and ratings on glassdoor to decide if trupanion is right for you .
on july 21 , 2016 , state of washington office of the insurance commissioner and trupanion managers usa , inc . dba , trupanion entered into a consent orde
your certificate provides immediate coverage of the full trupanion policy with no waiting periods .
i applied online . the process took 3 weeks . i interviewed at trupanion .
trupanion - i love this company for the culture and the people . | glassdoor
trupanion 6100 4th ave s ste 200 seattle , wa . . . - mapquest
at trupanion , every day is take your . . . - the seattle …
glassdoor gives you an inside look at what it ' s like to work at trupanion , including salaries , reviews , office photos , and more . this is the trupanion company profile . all content is posted anonymously by employees working at trupanion .
across the us , canada , and puerto rico , pet owners are spreading the word about trupanion . give your friends the same peace of mind by referring them to trupanion .
ask a question about working or interviewing at trupanion . our community is ready to answer .
we never want to surprise you with any hidden exclusions or limits . the trupanion policy does not cover :
trupanion is dedicated to providing you with the best pet medical insurance plan possible to help ea . . .
again , awful pay . not very organized . trupanion grew so fast that there were definitely growing pains .
trupanion is a leading provider of medical insurance for cats and dogs . headquartered in the georgetown neighborhood of seattle , trupanion has been named one of western washington’s ‘best places to work’ by the puget sound business . . .
dog and cat coverage : with trupanion , pet owners can get pet medical insurance for both dogs and their cats .
trupanion has received 3 . 53 out of 5 stars based on 43 customer reviews and a bbb rating of a .
thank you for the feedback and positive remarks about trupanion . we appreciate the honesty and take these reviews into account .
“i have fought with numerous other insurance companies , but i never once had to fight with trupanion . don ' t take chances with unreliable companies . trupanion was not only the best choice , it was the greatest choice we ever made .
90 % coverage for all new injuries and illnesses—once the deductible is met , trupanion pays 90 % of the remaining invoice .
trupanion has received 4 . 08 out of 5 stars based on 5 customer reviews and a bbb rating of a + .
unlimited lifetime coverage : trupanion has no limit on the number of accidents , illnesses or years a pet can be covered for .
trupanion is a founding member of the north american pet health insurance association ( naphia ) which educates pet owners in north america about the veterinary industry . trupanion was the first pet insurance company to be awarded the aaha ' s seal of acceptance in 2008 .
“i have tried many other pet insurance companies only to be disappointed . but that all changed after joining trupanion . trupanion is the only company i recommend . i am overjoyed to help other families skip the trial and error method of looking for the right pet insurance .
glad to see that you enjoyed your time working at trupanion ! and yes , sometimes the office dogs are too adorable to ignore .
trupanion pays off the invoice , no “usual & customary” limits and has the ability to pay your veterinarian directly and in as little as 5 minutes . you simply pay your portion at check - out and trupanion works with your veterinarian directly to take care of the rest .
i have had trupanion for several years and they have always been excellent in responding to my claims . the customer service agents are always knowledgeable and compassionate on the phone . it would have been a lot harder to care for my dogs if i didn ' t have trupanion .
we have had trupanion pet insurance for our dogs and cats for 8 years now . while we haven ' t used pet insurance from other companies , trupanion has been excellent . they respond promptly , they are true to their policy , and they reimburse very quickly . we have had unusually complicated and expensive health problems in our two dogs this past year - very expensive - and trupanion paid 90 % of the covered charges . basically , those were all but the exam charges . we have saved many thousands of dollars with trupanion . the best thing is to buy it when the pet is very young , so that no health issues that arise become
pre - existing
conditions . i recommend trupanion to all my pet owning friends .
rexford required multiple surgeries and extended hospitalizations ; to know that we had the support of this wonderful company was such a comfort . trupanion allowed me to focus on rex and get him the care and treatment he needed without worry . i will never have a pet not covered by trupanion .
trupanion’s biggest differentiator is that they can pay your veterinarian directly and in as little as 5 minutes . with the vet direct pay option , there is no waiting weeks for reimbursement . you simply pay your portion of the bill and trupanion takes care of the rest , working directly with your veterinarian .
dog health insurance is simple with trupanion . you pay a monthly premium in order to be covered for any unexpected illnesses or injuries throughout your dog’s life .
about us the trupanion team has been taking care of pet owners for over a decade by offering simple , fair , and affordable medical insurance . . .
trupanion is dedicated to providing you with the best pet insurance plan possible to help easily and safely protect your pets . this is our promise to you .
in may 2011 , trupanion partnered with the american humane association in support of the second chance fund® , a program that provides financial assistance to animal welfare organizations . in august 2012 , american humane association announced trupanion ' s sponsorship of the ' service dog ' category in the 2012 american humane association hero dog awards .
in 2010 , the seattle times company ( nwjobs . com ) named trupanion seattle ' s ' most pet - friendly company ' based on the ability of employees to bring their pet to work , and the full - time dog walking company , that works exclusively for trupanion , to walk employees ' dogs . the seattle times also named trupanion the company with the ' most unusual perk ' for offering employees the option of insuring their dog or cat with a $ 0 deductible . trupanion was also awarded the ' best place to work ' and ' best local business ' in the 2010 best of komo communities survey , developed by komo news .
we know the choice of selecting a provider can be daunting , but there are a number of reasons why the trupanion policy is a great choice for your dog .
trupanion offers a simple , customizable pet insurance policy with 90 % coverage for diagnostic tests , surgeries , medications , hospital stays , and alternative therapies for the treatment of injuries and illnesses . * the trupanion policy includes coverage of hereditary and congenital conditions with no payout limits per incident , per year , or over the lifetime of the pet .
veterinarians around the country recommend trupanion , because they know that we care passionately about pets and that our policy has what it takes to serve cats , dogs , and you .
anything can happen to our four - legged family members at any time , and my past experience has been it is usually at the worst timing . trupanion gives me peace of mind to know that my fur baby will be taken care of 24 / 7 and even at the worst timing . also , trupanion ' s customer service is the best !
thank you ! we appreciate that you recognize our commitment to fostering a caring , fair work environment . and thank you for being a part of our team here at trupanion !
more veterinarians recommend trupanion than any other pet insurance company . veterinarians know that we care passionately about pets and our policy has what it takes to serve cats , dogs and you .
trupanion ' s on - staff veterinarian , dr . sarah nold shares her tips on identifying pet anxiety and how to help your pet cope with the 4th of july chaos . urltoken
i worked in the claims department at trupanion where i collected , organized , and processed the information required to assess insurance claims for eligibility for our beloved pets and policy - holders .
trupanion is an industry leader in medical insurance for cats and dogs in the united states , canada , and puerto rico with the mission of delivering financial peace of mind to pet owners .
trupanion makes things simple by offering one plan that pays 90 % of actual veterinary costs for eligible claims once the deductible for that condition is met . they are the only provider that has the option to pay your veterinarian directly and can do so in 5 minutes or less , you simply take care of your portion and trupanion will work with your veterinarian to pay the remainder .
my experience with trupanion has been quite different from many of the reviewers on this site . we got insurance for our dog when he was just a few months old . he ' s now almost 7 years old . our deductible per condition is $ 200 , with trupanion paying 90 % of care costs after the deductible is met , and our monthly premium is ~ $ 45 .
trupanion offers one simple plan that pays 90 % of actual veterinary costs for eligible claims once your deductible for that condition is met and offers unlimited lifetime coverage with no payout limits or caps .
on august 9 , 2012 , the puget sound business journal announced washington ' s best workplaces at safeco field in seattle and awarded trupanion washington ' s best workplaces 2012 large company bronze medal .
i have been a customer of trupanion for several years . filing claims is super easy and they are paid quickly . i always get someone on the phone without waiting . my latest call was to update some information . i spoke with ines who was pleasant , helpful and very efficient . i highly recommend trupanion to any pet owner . they help me take good care of my babies .
trupanion ' s policy is underwritten by the american pet insurance company ( us ) and by omega general insurance company ( canada ) , which has earned a financial stability rating of a , exceptional , from demotech , inc . trupanion is a founding member of the north american pet health insurance association ( naphia ) , demonstrating a commitment to high standards and transparency in all actions and products .
rest assured knowing trupanion has your back . when you file a claim , we’ll cover 90 % of eligible healthcare expenses for your dog . you are responsible for any non - eligible expenses , your
the trupanion dog insurance policy picks up 90 % of eligible veterinary costs , including hospital stays , diagnostic tests , medications , surgeries , and other treatments when your pup is ill or injured . *
no surprise here : trupanion , a pet - insurance company , is owned and operated by people who love animals . of the 227 dogs and cats who are approved to spend time on - site , about 150 show up each day—most of them of the canine persuasion . ( when darryl rawlings founded trupanion in 1999 , he was the only employee , and his dog , charlie , kept him company . )
trupanion is a pet medical insurance company founded by ceo darryl rawlings . the company is a founding member of the north american pet health insurance association ( naphia ) and has been publicly traded since july of 2014 .
in 2011 the huffington post named trupanion as one of nine companies across the nation that support a healthy work - life balance for their employees ; other companies on the list included google , netflix , and zappos .
pre - existing conditions are conditions that show symptoms before coverage begins . and while the trupanion policy covers all new injuries and illnesses , like all pet insurance policies , it doesn ' t cover pre - existing conditions .
mission : our mission is to help the pets we all love get the veterinary care they need . at trupanion we offer a collaborative , casual , and pet - friendly environment where everyone is encouraged to be themselves .
the ceo ' s personal touch on everything that is trupanion , the benefits package is great , the casual atmosphere , women in all levels of the company , a mostly female workforce , dedication to pets and pet owners .
whether you visit your current veterinarian or a specialty hospital , the trupanion policy has you covered at any veterinary practice in canada , the us or puerto rico , and in many cases , can pay claims directly to the hospital .
trupanion was founded by current ceo darryl rawlings as vetinsurance in canada in 1999 . in 2005 , the company expanded into the united states and became the first north american pet insurance provider to become licensed to provide its own underwriting .
flash forward to a month ago when maggie was diagnosed with a ruptured disk requiring an emergency mri and surgery as well as them discovering she has ivdd . not only did trupanion pay according to their terms no problem , they made arrangements with the hospital to pay directly to them even though they weren’t a trupanion express location , approving my claim as an emergency within ten minutes ! that surgery and her aftercare were roughly $ 6000 which is basically everything i’ve paid over the years plus some more but i never would have had the discipline to save that on my own and i didn’t have the cash upfront to cover it . trupanion literally saved my dog’s life . not to mention every single time i call , i get someone knowledgeable and concise , as well as very friendly , that explains things in an easy to understand way . i wish my own health insurance provider were as easy to deal with and understand as trupanion has been for my dogs .
i am over the moon with trupanion , it saved my little cookie this past year . i don’t know what i would have done without it . she had two back to back tplo surgeries for injuries to her ccl on both legs , she wasn’t able to walk . they paid 90 % of her 15k bills minus my deductible . years ago after a very expensive surgery for one of my other dogs , i began researching pet insurance . out of all the options , i found trupanion to be the best . i will never be without this insurance . people have to understand preexisting conditions . one of my dogs has a heart condition that was diagnosed prior to my getting trupanion , it’s simple , that’s a preexisting condition .
at trupanion , we strive to be upfront and honest about what our plan provides . we are a team of pet lovers who work with cats and dogs by our side , and we want all pets to receive the best insurance coverage possible .
we have had trupanion pet insurance for about 6 years for our pomeranian . with all the times that we have taken her for one incident or another , we were unable to meet the $ 500 deductible they said we need to meet and believe me we had various times that needed to take her to the vet . the kicker was last thursday when we took her in for what apparently was a urinary infection which we paid $ 255 for 3 test and medicine . when we contacted trupanion they of course that because this is a new medical that we had to start another $ 500 for this issue . i believe trupanion is a scam and the vets are part of it because they offer this at the vet that you take your animal to .
trupanion has a staff of motivated and passionate employees , and it ' s inspiring to be a part of that . managers are open to new ideas . the company is growing extremely fast so there is a lot of opportunity for growth and learning .
from the moment i called to inquire about insurance for my puppy , the staff has been phenomenal . the guidance and support was greatly appreciated . i never thought i would be facing a crisis with my pup , however , it happened . the support from trupanion has been beyond amazing . i have nothing but praise and gratitude for the assistance i have received . i recommend them highly to friends and neighbors . i don ' t know what i would have done without them . i personally will never own a pet without trupanion .
certificates provide the full benefits of the comprehensive trupanion policy - 90 % coverage for the cost to treat new injuries and illnesses , including hereditary and congenital treatments , with no payout limits . that means that you ' re covered for all of this and more for eligible conditions .
i haven ' t had to use it yet . i got trupanion , and you pay upfront at the vet office and have them sign a claim form . it ' s for injuries or illness , and you can adjust the deductible to reduce / increase your monthly rate .
no dog insurance provider offers coverage for pre - existing conditions . by insuring your dog when they are young or when you first bring them home , you can get them covered before you find any signs of pre - existing conditions and get the most out of your trupanion policy .
the trupanion policy has no payout limits per condition , per year , or for the lifetime of your dog . if you have an unlucky dog that has a lifetime of serious health conditions or ongoing care , you will never see a cap on how much we pay for your claims .
the trupanion team has been taking care of pet owners for over a decade by offering simple , fair , and affordable medical insurance for pets . we want to help take care of your pet , and know pet owners want to work with companies that mirror their own goals and passions .
being part of a rapidly growing company means you have to rapidly grow yourself ! trupanion is a great platform to make a difference from and if you want variety in your work , this is an ideal place to be . energy bounces off the walls and the place is hyped up on a passion for pets . the management support training and development and focus on bringing people along for the journey . the benefits are very competitive and they reward good , honest hard work . if you ' re not willing to put the effort in , don ' t both with trupanion .
whether you ' re celebrating canada day or independence day , fireworks can be hazardous and scary to our furry companions . while some pets may enjoy the commotion of these holidays , the backyard barbecues and plentiful fireworks can be stressful and hazardous for many . trupanion receives more anxiety - . . .
the trupanion policy also offers optional packages for additional coverage that may fit your lifestyle . these packages can protect you from other unforeseen events or circumstances related to your dog , provide extra coverage for alternative and rehabilitative therapies , and add extra protection for breeding dogs . they come at an additional cost .
although not the right fit for everyone representing trupanion in the field is the most rewarding job i ' ve ever had . the culture of the organization as a whole is amazing and when missteps happen there is open communication to correct it . by no means perfect but far more pros than cons .
> travis wiedower posted : “i went to a couple annual meetings recently that > got me thinking a lot about how important company culture is . specifically , > what an advantage it is to have employees that are passionate about what > the company is trying to accomplish . trupanion ( trup ) is” >
in 2007 , trupanion raised $ 22 million from maveron , renaissancere ( a $ 4 billion reinsurance company ) and a large private equity group . a series b round was completed in 2008 and in 2011 the company completed a $ 9 million series c round of financing led by the highland consumer fund .
teddy , my cat , was severely injured with multiple injuries when he was hit by a car . these injuries were potentially life threatening and this is when trupanion kicked in and have championed teddy ' s recovery from the start . the amount of coverage teddy has received along with support from staff has been nothing
people are not pleasant when you speak with them . they are always in rush . do not have time to explain a question asked . or they sigh , like they have asthma . oh no , i actually have to work . not with trupanion . i asked my question , received my answers effi . . .
and you know those emergency drills that require everyone to get out of the building and assemble in , say , the parking lot in an orderly way ? now , imagine that with the addition of dogs , cats , leashes and carriers . trupanion took its commitment to its on - site companion animals into account when designing its
i don ' t know what i would do without trupanion . i always thought pet insurance was some sort of scam , until i adopted a cat a few years ago that came with a free month from the rescue group . we adopted this cat ( duke ) on the same day we were left with no . . .
a few days after a healthy spay procedure , maelee had a horrific accident while recovering at home . within 24 hours she went from the veterinarian ' s to the overnight emergency clinic , then on to the emergency hospital . trupanion was covering maelee ' s bills at 90 % . maelee had better health insurance than me !
when i first signed up for trupanion for my two dogs , their policy stated that insurance premiums would never go up more than 20 % . in the last few years they have raised our premium almost 25 % each year even though we have been with them for 5 years and haven ' t been making huge claims . in fact , we never go over how much we pay them every year . on their website , they state
trupanion is one of the only pet health insurance plans that does not have automatic rate increases as your pet ages - some companies have guaranteed annual increases of up to 18 % !
this is a lie ! they raise it more than other insurance companies .
a lifetime , per condition deductible means that once the deductible is met for a condition your policy begins paying out at 90 % for anything related to that condition for the rest of your pet ' s life . * trupanion say :
this is great for chronic conditions that can span the entirety of a pets life such as allergies or cancer
.
in a matter of hours my happy little lab went from seeming a bit tired to clearly being very ill . doctors ordered test after test and her hospitalization dragged on . by the end , her bill was in the five digits and trupanion processed everything quickly and graciously . i never had to decide between money and what was medically best for my dog .
we had pet insurance for our 3 dogs for 4 years total . our premiums went from about $ 1226 . 00 per year to about $ 2086 . 00 after 4 years . we paid to the vet and the insurance premiums in that time just over $ 14 , 410 . 37 in total . we got back $ 4 , 145 . 07 from trupanion . plus they wanted to increase our premiums . you do the math . you ' re better off putting and keeping the insurance premium money aside and pay out the vet yourself and save $ $ $ $ . i finally figured out why the premiums are high and the payout is low . the trupanion executives needs another vacation home in the tropics to go with their 5 high end cars .
the pay at trupanion is awful , way less than market value for equivalent roles at other companies . there are also a lot of growing pains as people have mentioned , but i do think managers are doing a better job of handling those pains now . salaried employees are often expected to work way more than 40 hours per week . the current building does not make me feel safe .
i also have care credit which helps and trupanion can preapprove a payment or refund you into your checking on most cases within a week or less ! you can always get a rep on the phone and they are so pleasant to speak with every time . they are similar to discover card ' s customer service where they take the time and really do actually care to keep the customer happy unlike some other companies where you know it will be super stressful to get a rep and then you are transferred non stop and frustrated . i have never experienced this in the 30 plus times i have called trupanion . actually look forward to communicating with them . i have a biz also and i know people just love complaining when unhappy and the happy don ' t do much which is why i am leaving such a long review . : )
we in fact purchased this insurance before my dog exhibited any signs of limping . both his vet and i have been maintaining communication with trupanion with hopes of getting our case reappealed . it has now been several months and i have had no luck . i am heartbroken as my dog’s surgery was uneventful . his rehab vet recommended therapy , injections and a possibility of another surgery that will have to come out of our pocket .
we purchased trupanion insurance for our 2 year old small dog after we paid out of pocket for surgery for a luxated patella . we knew that anything related to his knee would never be covered because it is a preexisting condition . the dog became ill a couple of months ago , sick , throwing up and lethargic . we thought he might have eaten something and had a blockage . several tests were run and nothing appeared definitive .
we bought trupanion pet insurance for our first rescue dachshund several years ago . soon after acquiring her , we began to suspect that she was deaf which was confirmed by a specialist . we submitted a claim for the tests and they were denied as a pre - existing condition . at the time we went along with the declination because it was clear that unbeknownst to us , she had been deaf when we acquired her . we acquired a second rescue dachshund in the very last stages of being cured of heart worms in september 2017 . we covered her under our trupanion policy in mid october . on october 31 she appeared nauseated and we took her to our vet who gave her a shot for nausea . that reoccurred a number of times over several months . during that time she was placed on special diets and the vet made notes about several possible diagnoses she was concerned about .
his passion for pet health runs deep . when he was 14 , his family dog needed surgery that could have lengthened her life for another 12 years . the cost was beyond his parents’ means and they left the veterinary hospital without her . he vowed that someday pets would have even better medical insurance than people do . and trupanion has fulfilled that promise with medical insurance for cats and dogs that is remarkably better than most human health insurance .
my girlfriend works at facebook ( fb ) and i’ve noticed the same thing among her co - workers . they’re almost all millennials , they love facebook and instagram , and they’re passionate about the overall mission of the company ( connecting the world ) . the trupanion office actually reminded me a lot of the facebook office ( in austin at least ) —super casual , very lgbt friendly , lots of diversity , and no shortage of tattoos and brightly colored hair .
when you ' re dealing with your family ( pet ) it ' s important to pay attention and not blindly make uninformed choices . i invested in insurance for teddy because i care about him . i paid for everything out of pocket until he was hit by a car and had potentially life threatening injuries . his injuries quickly became very expensive and were certainly not common . i immediately contacted trupanion to inform them of the accident and got teddy to the vet hospital as fast as i could .
for my own personal health insurance , i pay less than i do for my dogs , and i ' ve had surgery and my insurance company pays 100 % of the bill . surgery for dogs is not as expensive as it is for a human , let ' s be real . trupanion has no cap on how much they can raise their premium each year . so they could potentially raise it however much they like . i would highly advise no one to get an insurance policy with this company .
when your dog gets sick or hurt , the last thing you want to think about is how much the veterinary care will cost . the best dog health insurance helps protect you from that financial burden and makes sure you can focus on getting the best care possible . whether your dog encounters a minor incident , like an unfortunate meeting with a porcupine or a stumble down the stairs , or develops a serious medical condition like hip dysplasia or cancer , the trupanion policy is there to cover 90 % of all eligible healthcare expenses .
trupanion has an amazing culture . the people who work here are the most passionate , positive and fun group of folks you ' ll ever work with . our customers are pretty awesome too ! we have a product that helps us make a difference to pets and their owner ' s lives . yes we have a lot of work to do and we all work really hard , but we make time to have fun and have built really solid working relationships with our peers . working here feels like a family on a mission to do something great .
buyer beware of this unscrupulous company . not worth the inflated cost of their premiums . they lie and mislead upon signing and pull the bait and switch . no ease in filing claims as they deny all as first line of defense . i made my vet aware of this as they have their brochures in their office . i highly suspect getting some kickback in hindsight . consumers there are lower cost carriers available that are ethical as i have since learned . however trupanion is not one of them . this company has my lowest rating i can give on this platform .
i decided to leave trupanion because , like others have said , i did the math . when i called to cancel , they offered a lower rate which is nice , but i declined . the person i spoke with then used guilt and high pressure tactics to try to convince me to stay . i politely and firmly said no . i do not mind doing this once , but having to repeatedly say no and his very judgmental tone was excessive . i told him it was a financial decision and not an emotional one , since he was clearly playing on my emotions .
some things for potential consumers to note : 1 ) trupanion ' s business model favors customers who enroll their pets in puppyhood , since preexisting conditions are not covered . we are fortunate because our vet urged us to sign up when our dog was very young . our experience may be less positive had we signed him up later . 2 ) they also charge more for coverage of certain issues common to your dog ' s breed . for example , our monthly premium would be $ 35 ( $ 10 less ) , but it also includes coverage for hip issues common to my dog ' s breed .
the metrics to employ when considering a claim is :
is this problem potentially life threatening ?
and
does this problem potentially cause severe quality of life issues .
pet insurance is not like human health insurance . it ' s meant for bad to worse case scenario situations . don ' t make the mistake of confusing human & pet insurance . you ' re responsible for your friend whether you have insurance or not . trupanion is an excellent insurance provider . some may disagree , maybe they failed to understand the companies policies . and , or , the general premise behind the services they signed up for .
the bottom line is when i asked for trupanion to provide attention to cover for my dog ' s procedure . they did not care . instead they pushed me into another paperwork trail of bureaucracy so that in the end i can give up on it . if you care about your pet their well being you should avoid this company at all cost . after all they are very good at collecting your money but , they do not care about your pet or your overall situation . . . go figure . pet insurance has no difference than usa health insurance policy and limitations to make it worst for your well being in the long run !
treat your dogs well ! ! ! stop giving into vets and social stigma around what you
should
be doing . do what you feel is best for your dog , and if you notice a reaction from previous vaccines - don ' t give anymore , or do titers . that dog was my world , and i still miss him every day . however , please inform yourself and don ' t be so quick to run to the vet , as it may be the thing that kills them quicker . trupanion was fantastic , but i ' m never putting myself or another dog through any of that again . when you know better , you do better .
this is my honest review and please read till the end ! i actually had a great experience with trupanion . my premiums did go up , so i decided to stick with a higher deductible ( $ 1000 ) . in september of last year my dog started getting really lethargic , so i brought him to the local hospital where they said he had pancreatitis . he stayed 2 nights and the bill was roughly $ 800 . from there he wasn ' t getting better , so i drove him up to a larger clinic where my friend works and who i trust dearly . there they did numerous tests and had him there for about a week and still no progress or diagnosis .
trupanion provides a client centric service model , compassion , care and ability to relate to people as pet owners with exceptional consistency ! you ' re going to read good and bad reviews . here ' s something to consider . . . not everyone understands how insurance works . some people fail at reading and understanding the terms of their coverage . some simply ignore or choose not to read or understand the terms . some people try to defraud insurance companies . insurance companies review medical records to verify compliance with their coverage terms . insurance does not mean an owner is absolved of all financial responsibility for their pets care . ask your insurance company how vet billing works and how it affects your coverage .
a non - obvious benefit of these types of companies is that they self - select for the type of employees i would want in a company . i doubt exxon employees are as passionate about oil and polluting the earth as trupanion employees are about saving a pet’s life . that’s one of those things that doesn’t show up in any financials , but my hunch is that it’s very important . i’ve already written and spoken about my preference for founder - led companies many times , but i really like the idea of founder - led companies that have clear missions that involve making the world a better place . i’d bet those companies are correlated with good company cultures , low employee turnover , and excess shareholder returns .
this insurance company has been supportive with us and have fulfilled their obligations , according to their own policies , without hesitation or delay . some of you may accuse me of being a shill for the company . i can ' t stop you from saying it . but you ' re only deluding yourself and doing a disservice to those seeking an informed review . if you ' re buying a product or service understand what you ' re buying or paying for before you do . most veterinarians in toronto seem to have a really good opinion of this company and i can understand why they do . they act quickly and make informed decisions based on all available information . teddy and i have had a really good experience with trupanion . i have attached a picture of teddy a day after he got to the hospital .
i have found that on the whole if they pay a claim they remove most of the charges for one reason or another . they even consider a specialist ' s consult and office visit . they look for a needle in the haystack to deny allowing a claim or paying very little . my feeling is they lied to me to get me to switch making me believe they would cover the claims so much better than my previous insurance company . they made it seem worth their unlimited coverage & willingness to pay most claims to pay them twice as much monthly . i am now trapped . i gave up a lot of pre - existing conditions to move two dogs to their program . they then doubled their monthly fees . i am paying over $ 200 a month for 2 dogs and getting very little . my next dogs will not be under trupanion .
finally , we went to the ultimate of places and by then it was too late . he got 3 blood transfusions there , and countless tests . it was horrible . there was still no diagnosis or chance of him getting better . by the end we had to put him down and his stool was black blood . my final bill was around $ 18 , 000 - and i paid roughly $ 3000 out of pocket for the deductible , travel , cremation , everything else . trupanion even called during to see how i was doing emotionally . they were honestly really great . however , here is what i want to emphasize - i would not do this again ! even though i had all the care in the world , it didn ' t matter . my little guy should have died at home , comfortable . he was probably stressed the whole time , and poked and prodded for days . and for what ?
careers is produced by the advertising publications department of the seattle times . editor : michelle archer . jobseditor @ urltoken
naphia members include pet health insurance providers , underwriters , veterinary practice groups , brand marketers and more . together , we work to achieve our association’s goals and advance the industry and profession in north america .
collectively , naphia members include more than 20 different pet insurance brands currently marketed across the us and canada . our members are progressive , responsive and deeply passionate about the welfare of pets and their owners .
as the voice of the industry , we are here to support the growth of our members , and to help guide the vision of the industry as a whole .
the north american pet health insurance association ( naphia ) is comprised of reputable pet health insurance ( phi ) organizations from across canada and the united states . naphia’s membership makes up over 99 % of all pet health insurance coverage in effect in north america .
every year , countless animals suffer deplorable abuse and neglect . often , local shelters and rescue groups are saddled with the steep expenses of saving , sheltering , and caring for these animals in desperate need .
american humane’s second chance grant offers financial assistance to help offset the costs of rescuing animals who are homeless or the victims of human cruelty . our grant aims to advance and facilitate the lifesaving efforts that give animals a second chance at life when they have nowhere else to turn .
due to the overwhelming number of abuse cases nationwide , the second chance® fund is offered only in select cases of animal abuse or neglect . funding is awarded on a case - by - case basis .
© 2018 american humane . american humane is a 501 ( c ) ( 3 ) non - profit organization . contributions to american humane are tax - deductible to the extent permitted by applicable law .
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we can pay your pet’s veterinary bills directly to participating hospitals . all you have to do is pay your portion of the bill at checkout . claims have never been so easy !
our policy covers surgeries , diagnostic tests , medications , treatments , and hospital stays if your pet gets sick or injured . for the veterinary treatment your pet may need , we ' ll be there to pay 90 % of the eligible bill .
our comprehensive policy covers surgeries , diagnostic tests , medications , treatments , and hospital stays if your pet gets sick or injured . whatever your pet needs , we ' ll be there to pay 90 % of the eligible bill .
buying medical insurance for your pet is an important decision , that’s why we’re open 24 / 7 to help you . whether or not you buy from us , we’re here to help answer your questions , listen to your comments , and respond to your concerns .
if your puppy or kitten is younger than this , please call 855 . 591 . 3100 or email us & we will get right back to you to arrange coverage .
if for any reason you want to cancel your coverage , just let us know within the first 30 days for a full refund .
we don ' t tell veterinarians how to do their job . we accept whatever your pet ' s treatment costs and reimburse at 90 % . *
1 . money back guarantee not applicable if you have filed an eligible claim or live in new york . * terms and conditions apply , see the policy for details .
in a world of advanced veterinary care , the best coverage gives you the financial ability to care for your family member , and we can do that .
if your dog is under the weather take them to any veterinarian , specialty center , or emergency hospital in canada , the us , or puerto rico and get them the treatment they need .
you’re only responsible for the routine and preventive care—the costs you expect to pay as a dog owner—but when it comes to the unexpected , we’ll be there for life .
simply put , we provide one simple plan that covers 90 % of your unexpected veterinary costs . this includes hospital stays , diagnostic tests , medications , surgeries , and other treatments that arise when your canine friend is sick or hurt . the 90 % coverage kicks in after you meet your
basically , almost every type of injury or illness is eligible for coverage , so long as it is not considered pre - existing . we do not exclude any conditions or breed - specific ailments . we even cover hereditary and congenital conditions , provided signs were not evident before your enrollment date . that means if your dog pulls a muscle , develops allergies , or is diagnosed with hip dysplasia or lymphoma , we’ll be there . tears a ccl ? we’ll cover it . arthritis ? we’ve got it covered . eats chocolate ? we’ve covered it before and we’ll do it again . hit by a car ? we’re there for you .
each dog is unique , from their size to their energy level and tendencies , which is why our prices are unique to your dog ' s situation . the cost of dog insurance varies based on several factors specific to your dog , including :
you can see your personalized price now with a quick quote for your dog .
once you get a quote , choose your dog ' s monthly premium by selecting a deductible from $ 0 to $ 1 , 000 . this is the amount you’ll be responsible for before your coverage starts . this gives you the flexibility to set a monthly premium that fits your budget . plus , you can change your deductible at any time simply by giving us a call .
over the life of your dog , you may see periodic adjustments to your dog ' s premium , which may be an increase , a decrease , or no change at all . premium changes are due to the average cost of dogs similar to yours based on our claims experiences and inflation .
you will never see an automatic increase to your premium as a result of filing a claim . we know that you have no control over whether your canine friend gets sick or injured , which is why we don ' t penalize a policyholder with increased premiums solely because their dog filed a claim .
the best time to think about insurance for your dog is when they are a puppy or young adult . every dog is prone to certain types of illnesses and injuries in each stage of life so it’s important to be prepared every step of the way .