R.I. Gen. Laws § 6-61-1 — RI Code / Title 6 / Chapter 6-61 / Section 6-61-1
§ 6-61-1. Definitions.
Status: in_force

For purposes of this chapter, unless the context otherwise requires:

(1) Authorized repair supplier means an individual or business who or that is unaffiliated with an original equipment manufacturer and who or that has an arrangement with the original equipment manufacturer, for a definite or indefinite period, under which the original equipment manufacturer grants to the individual or business a license to use a trade name, service mark, or other proprietary identifier for the purposes of offering the services of inspection, diagnosis, maintenance, or repair of powered wheelchairs under the name of the original equipment manufacturer, or other arrangement with the original equipment manufacturer to offer those services on behalf of the original equipment manufacturer. An original equipment manufacturer who or that offers the services of inspection, diagnosis, maintenance, or repair of its own powered wheelchairs, and who or that does not have an arrangement with an unaffiliated individual or business, shall be considered an authorized repair supplier with respect to that equipment.

(2) Commissioner means the health insurance commissioner.

(3) Complex manual wheelchair means a manually driven complex wheelchair that can accommodate rehabilitative accessories and features.

(4) Complex power wheelchair means a power-driven complex wheelchair, as defined by the Centers for Medicare and Medicaid Services (CMS) that is classified as a Group 2 power wheelchair with power options that can accommodate rehabilitative features to include, but not limited to, tilt in space; or a Group 3, Group 4, or Group 5 power wheelchair.

(5) Complex rehabilitation technology (CRT) or complex wheelchair means items that are individually configured for individuals to meet their specific and unique medical, physical, and functional needs and capacities for basic activities of daily living and instrumental activities of daily living identified as medically necessary, and shall include options and accessories related to any of such items. Current healthcare common procedure coding system (HCPCS) shall fall under the definition of complex rehabilitation technology, and any amendments to HCPCS subsequently added or created by the federal government shall be included within the definition of complex rehabilitation technology and shall be added to the covered HCPC list.

(6) Complex rehabilitation wheelchair manufacturer or manufacturer means a person or company who or that designs, develops, tests, and produces finished systems or components of those systems and sells all products or components to:

(i) Authorized providers for distribution; or

(ii) To other manufacturers for the production of more complex wheelchair systems. Manufacturers are also responsible for maintaining compliance with relevant production regulations and standards and reporting as designated by federal and state authorities.

(7) Consumer means a member of a health carrier who or that uses a complex rehab technology with which the CRT supplier has a contractual relationship.

(8) Consumer-owned backup complex power wheelchair means a retired power wheelchair that can be safely used by the consumer when a manual backup or suitable loaner wheelchair cannot be supplied to meet the consumers medical needs.

(9) Covered person means a policyholder, subscriber, or other person participating in a policy, contract, or plan that provides for third-party payment or prepayment of health or medical expenses.

(10) Defect means an abnormality that impairs the quality, function, or utility of a wheelchair from its intended design and purpose.

(11) Department means the department of business regulation established pursuant to the provisions of chapter 14 of title 42.

(12) Embedded software means any programmable instructions provided on firmware delivered with an electronic component of equipment, or with a part for that equipment, for purposes of equipment operation, including all relevant patches and fixes made by the manufacturer of the equipment or part for these purposes.

(13) Evaluation/diagnostic time means time and labor during which a qualified technician troubleshoots and diagnoses any wheelchair adjustments or repair needs.

(14) Executive office means the executive office of health and human services, the agency designated by state law and the Medicaid state plan as the Medicaid single state agency.

(15) Fair and reasonable terms and costs, with respect to obtaining manufacturer documentation, parts, embedded software, firmware, or tools from a manufacturer to provide services, means terms that are equivalent to the most favorable terms that the manufacturer offers to an authorized repair supplier and costs to the buyer that are no greater than the manufacturers suggested retail price:

(i) For documentation, including any relevant updates, fair and reasonable terms and costs also means at no charge, except that, when the documentation is requested in physical printed form, a charge may be included for the reasonable actual costs of preparing and sending the copy;

(ii) For software tools, fair and reasonable terms and costs also means all of the following:

(A) Provided at no charge and without requiring authorization or internet access;

(B) Without imposing impediments to access or use, in the course of effecting the diagnosis, maintenance, or repair and without impairing the efficient and cost-effective performance of the diagnosis, maintenance, or repair;

(C) Enables full functionality;

(iii) If an original equipment manufacturer does not utilize an authorized repair supplier, fair and reasonable terms and costs means an equitable price charged to the buyer in consideration of the actual cost to the original equipment manufacturer to prepare and distribute the part, tool, service access method, or documentation, exclusive of any research and development costs incurred.

(16) Firmware means a software program or set of instructions programmed on equipment, or on a part for that equipment, to allow the equipment or part to communicate within itself or with other computer hardware.

(17) Healthcare professional means an individual who is licensed, registered, or certified under federal or state law or regulation to provide healthcare services.

(18) Health plan or payer means an entity subject to the insurance laws of this state, or subject to the jurisdiction of the commissioner, that contracts or offers to contract to provide health insurance coverage including, but not limited to, an insurance company, a health maintenance organization and a nonprofit hospital and medical service corporation.

(19) Independent repair provider means an individual or business, other than the manufacturer, that is engaged in the services of inspection, diagnosis, maintenance, or repair of equipment for the purposes of returning it to the safety and performance specifications established by the manufacturer and to meet its original intended use.

(20) Inoperable means when a wheelchair becomes unusable due to a mechanical or electronic breakdown or failure.

(21) Loaner means a properly working wheelchair that performs the essential functions of the original wheelchair and that is provided to the consumer on a temporary basis while the consumers wheelchair is being repaired/replaced. A loaner wheelchair is further defined to be in good working order, does not create any threat to the consumers health or safety, and need not be new or identical to or have the same functional capabilities as those of the original wheelchair.

(22) Manufacturer documentation means any manual, diagram, reporting output, service code description, schematic, or other guidance or information used in effecting the services of inspection, diagnosis, maintenance, or repair of powered wheelchairs.

(23) Medical documentation means any chart notes, letters of medical necessity, prescriptions, or other clinical documentation demonstrating the initial or continued medical necessity of qualifying complex rehabilitation technology.

(24) Non-conformity means a condition or defect that significantly impairs the use, value, function, or safety of an assistive device or any of its components, but does not include a condition or defect of the device that is the result of:

(i) Abuse, misuse, or neglect by a consumer;

(ii) Modifications or alterations not authorized by the manufacturer;

(iii) Normal wear;

(iv) Normal use which may be resolved through a fitting adjustment, routine maintenance, preventative maintenance, or proper care; or

(v) A consumers failure to follow any manufacturers written service and maintenance guidelines furnished to the customer at the time of purchase.

(25) Prior authorization means any requirement held by the payer that the covered person or the qualified complex rehabilitation technology supplier obtain written or verbal approval from the payer [or other insurer] before completing needed services or providing equipment to a covered person.

(26) Qualified complex rehabilitation technology professional means an individual who is certified as an assistive technology professional (ATP) by a professional organization providing certification of assistive technology professions.

(27) Qualified complex rehabilitation technology supplier or supplier means a company or entity that meets all of the following criteria:

(i) Is accredited by a recognized accrediting organization as a supplier of complex rehabilitation technology;

(ii) Is an employer of at least one qualified complex rehabilitation technology professional to analyze the needs and capacities of the complex needs consumer in consultation with qualified healthcare professionals, to participate in the selection of appropriate complex rehabilitation technology for those needs and capacities of the complex needs consumer, and to provide training in the proper use of the complex rehabilitation technology;

(iii) Requires a qualified complex rehabilitation technology professional to be physically present for the evaluation and determination of appropriate complex rehabilitation technology for a complex needs consumer;

(iv) Has the capability to provide service and repair by trained technicians for all complex rehabilitation technology it sells; and

(v) Provides written information at the time of delivery of the complex rehabilitation technology to the complex needs consumer stating how the complex needs consumer may receive service and repair for the complex rehabilitation technology.

(28) Recipient means a person receiving benefits under the state Medicaid program, including a person whose Medicaid eligibility is being redetermined.

(29) Third-party payer means an entity other than the consumer of healthcare supplier, that reimburses and manages healthcare expenses, such as insurance companies and government payers.

(30) Tools means any software program, hardware, or other apparatus used in inspection, diagnosis, maintenance, or repair of powered wheelchairs, including software or other mechanisms that provision, program, or pair a new part, calibrate functionality, or perform any other function required to bring the product back to fully functional condition.

(31) Trade secret shall have the same meaning as set forth in § 6-41-1.

(32) Trip/travel allowance means compensation for travel to the recipients home or location for the purpose of facilitating a repair to a complex wheelchair.

(33) Warranty means a guarantee made by a manufacturer regarding the integrity or condition of the product and the terms and conditions under which repairs, refunds, or exchanges shall be made if the product does not function as originally described or intended within a specified period.
R.I. Gen. Laws § 6-32-5 — RI Code / Title 6 / Chapter 6-32 / Section 6-32-5
§ 6-32-5. Sellers obligations on cancellation.
Status: in_force

Within thirty (30) days after a lay-away sale has been cancelled, the seller shall tender to the buyer any payments made by the buyer and any note or other evidence of indebtedness. If the down payment includes goods traded in, the goods shall be tendered in substantially as good condition as when received. If the seller fails to tender the goods as provided in this section, the buyer may elect to recover an amount equal to the trade in allowance stated in the agreement.
R.I. Gen. Laws § 6-36-10 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-10
§ 6-36-10. Injunction against and civil penalties for violations of this chapter.
Status: in_force

(a) Jurisdiction of courts. The superior court of this state shall have jurisdiction to prevent and restrain violations of this chapter, provided that the statutory minimum amount in controversy is properly present. In addition to granting prohibitory injunctions and other restraints for a period and upon terms and conditions necessary to deter the defendant from, and insure against, the committing of future violations of this chapter, the courts may grant mandatory injunctions reasonably necessary to dissipate the ill effects of the violation. The courts may issue appropriate decrees upon consent and stipulation by the parties. The courts may also issue restraining orders. Under no circumstances shall the state or a public body be required to post bond in any action under this chapter.

(b) Right to injunctive relief. (1) The attorney general may institute proceedings to prevent and restrain violations of this chapter as provided in subsection (a) of this section. (2) Any person or public body including the United States, whether a direct or indirect purchaser, may institute proceedings for injunctive relief, temporary or permanent, as provided in subsection (a) of this section, against threatened loss or damage to his or her property or business by a violation of this chapter. A preliminary injunction may be issued upon a showing that the danger of irreparable loss or damage is immediate and, within the courts discretion, the execution of proper bond against damages for an injunction improvidently granted. If the court issues a permanent injunction, the plaintiff shall be awarded reasonable attorneys fees, filing fees, and reasonable costs of the suit. Reasonable costs for the suit may include, but shall not be limited to, the expenses of discovery and document reproduction.

(c) Civil penalty. In addition to injunctive relief authorized pursuant to subsections (a) and (b) of this section, any person who violates this chapter may be liable for a civil penalty of not more than fifty thousand dollars ($50,000) for each violation.
R.I. Gen. Laws § 6-54-9 — RI Code / Title 6 / Chapter 6-54 / Section 6-54-9
§ 6-54-9. Nonapplicability.
Status: in_force

This chapter shall not apply to malt beverage dealerships; motor vehicle dealerships; insurance agency relationships; any relationship relating to the sale or administration of insurance or any similar contract with an entity organized under chapter 19 or 20 of title 27; fuel distribution dealerships; door-to-door sales; dealers and single-line dealers as defined in § 6-46-2; dealerships, and franchises, franchisors, franchisees, dealers and dealerships that are subject to, and comply with or are exempt from, the provisions of chapter 28.1 of title 19, known as the Rhode Island Franchise Investment Act.
R.I. Gen. Laws § 6-62-3 — RI Code / Title 6 / Chapter 6-62 / Section 6-62-3
§ 6-62-3. Prohibitions. [Effective March 31, 2026.]
Status: in_force

(a) No person shall receive compensation for preparation, presentation, prosecution, advising, consulting, or assisting any veteran with regard to any veterans benefits matter before the Department of Veterans Affairs, except as permitted under Title 38 of the United States Code.

(b) No person shall receive compensation for referring any veteran to another person to prepare, present, prosecute, advise, consult, or assist the veteran with any veterans benefits matter before the Department of Veterans Affairs.

(c) Notwithstanding subsections (a) or (b) of this section, nothing set forth in this chapter shall be construed as prohibiting a division of fees between attorneys which is allowed pursuant to Model Rules of Professional Conduct, Rule 1.5(e), of the American Bar Association.
R.I. Gen. Laws § 6-53-5 — RI Code / Title 6 / Chapter 6-53 / Section 6-53-5
§ 6-53-5. Fourteen day holding period  Recovery of stolen property  Return to rightful owner.
Status: in_force

(a) All persons licensed under this chapter shall retain in their possession, in an unaltered condition, for a period of fourteen (14) days, all tools and electronics, including items that do not contain serial numbers or other identifying marks. The fourteen-day (14) holding period shall commence with the date the report of its acquisition was delivered to or received by the chief of police or the attorney general, whichever is later. The records so received by the chief of police or the attorney general shall be available for inspection only by law enforcement officers for law enforcement purposes. If the chief of police has probable cause to believe that tools and electronics have been stolen, he or she may give notice in writing to the person licensed to retain the tools, electronics, or article for an additional period of fifteen (15) days and the person shall retain the property for this additional fifteen-day (15) period unless the notice is recalled, in writing, within the fifteen-day (15) period. Within the fifteen-day (15) period, the chief of police, or his or her designee, shall designate in writing, an officer to secure the property alleged to be stolen and the persons in possession of the property shall deliver the property to the officer upon display of the officers written designation by the chief of police or his or her designee. Upon receipt of the property from the officer, the clerk or person in charge of the storage of alleged stolen property for a police department shall enter into a book a description of every article of property alleged to be stolen that was brought to the police department and shall attach a number to each article. The clerk or person in charge of the storage of alleged stolen property shall deliver the property to the owner of the property upon satisfactory proof of ownership, without any cost to the owner, provided that the following steps are followed:

(1) A complete photographic record of the property is made;

(2) A signed declaration of ownership under penalty of perjury is obtained from the person to whom the property is delivered;

(3) The person from whom the custody of the property was taken is served with written notice of the claim of ownership and is given ten (10) days from the mailing of the notice to file a petition in district court objecting to the delivery of the property to the person claiming ownership. If a petition is filed in a timely manner, the district court shall, at a hearing, determine by a preponderance of the evidence whether the property was stolen and if the person claiming ownership of the property is the true owner. The decision of the district court may only be appealable by writ of certiorari to the supreme court.

(b) The clerk or person in charge of the storage of alleged stolen property shall not be liable for damages for any official act performed in good faith in the course of carrying out the provisions of this section. The photographic record of the alleged stolen property shall be allowed to be introduced as evidence in any court of this state in place of the actual, alleged stolen property; provided that the clerk in charge of the storage of the alleged, stolen property shall take photographs of the property and those photographs shall be tagged and marked and remain in his/her possession or control.
R.I. Gen. Laws § 6A-5-117 — RI Code / Title 6A / Chapter 6A-5 / Section 6A-5-117
§ 6A-5-117. Subrogation of issuer, applicant, and nominated person.
Status: in_force

(a) An issuer that honors a beneficiarys presentation is subrogated to the rights of the beneficiary to the same extent as if the issuer were a secondary obligor of the underlying obligation owed to the beneficiary and of the applicant to the same extent as if the issuer were the secondary obligor of the underlying obligation owed to the applicant.

(b) An applicant that reimburses an issuer is subrogated to the rights of the issuer against any beneficiary, presenter, or nominated person to the same extent as if the applicant were the secondary obligor of the obligations owed to the issuer and has the rights of subrogation of the issuer to the rights of the beneficiary stated in subsection (a).

(c) A nominated person who pays or gives value against a draft or demand presented under a letter of credit is subrogated to the rights of:

(1) The issuer against the applicant to the same extent as if the nominated person were a secondary obligor of the obligation owed to the issuer by the applicant;

(2) The beneficiary to the same extent as if the nominated person were a secondary obligor of the underlying obligation owed to the beneficiary; and

(3) The applicant to the same extent as if the nominated person were a secondary obligor of the underlying obligation owed to the applicant.

(d) Notwithstanding any agreement or term to the contrary, the rights of subrogation stated in subsections (a) and (b) do not arise until the issuer honors the letter of credit or otherwise pays, and the rights in subsection (c) do not arise until the nominated person pays or otherwise gives value. Until then, the issuer, nominated person, and the applicant do not derive under this section present or prospective rights forming the basis of a claim, defense, or excuse.
R.I. Gen. Laws § 6-1-9 — RI Code / Title 6 / Chapter 6-1 / Section 6-1-9
§ 6-1-9. Establishment of database and transfer of assumed business name records.
Status: in_force

By August 1, 2025, the secretary of state shall establish a database to house all trade name records. Between August 1, 2025, and September 30, 2025, each municipality shall transfer to the secretary of state its active assumed business name records to be incorporated into the trade name database. Trade name registrations shall be filed with the secretary of state commencing when the municipalitys records have been transferred and indexed within the secretary of states database and no later than January 1, 2026.
R.I. Gen. Laws § 6-54-8 — RI Code / Title 6 / Chapter 6-54 / Section 6-54-8
§ 6-54-8. Temporary injunctions.
Status: in_force

In any action brought by a dealer against a grantor under this chapter, any violation of this chapter by the grantor is deemed an irreparable injury to the dealer in determining if temporary injunctions should issue.
R.I. Gen. Laws § 6-50-3 — RI Code / Title 6 / Chapter 6-50 / Section 6-50-3
§ 6-50-3. Purposes  Rules of construction  Variation by contract.
Status: in_force

(a) This chapter shall be liberally construed and applied to promote its underlying remedial purposes and policies.

(b) The underlying purposes and policies of this chapter are:

(1) To promote the compelling interest of the public in fair business relations between dealers and grantors and in the continuation of dealerships on a fair basis;

(2) To protect dealers against unfair treatment by grantors;

(3) To provide dealers with rights and remedies in addition to those existing by contract or common law;

(4) To govern dealerships, including any renewals or amendments, to the full extent consistent with the constitutions of this state and the United States.

(c) The effect of this chapter may not be varied by contract or agreement. Any contract or agreement purporting to do so is void and unenforceable to that extent only.
R.I. Gen. Laws § 6-62-5 — RI Code / Title 6 / Chapter 6-62 / Section 6-62-5
§ 6-62-5. Penalty. [Effective March 31, 2026.]
Status: in_force

A violation of the provisions of this chapter shall be an unfair or deceptive act or practice as defined in § 6-13.1-1, the violator shall be subject to the civil penalties provided pursuant to the provisions of § 6-13.1-8.
R.I. Gen. Laws § 6-36-9 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-9
§ 6-36-9. Investigation by attorney general.
Status: in_force

(a) General power of investigation. Whenever it appears to the attorney general, upon reasonable cause, that any person has engaged in, engages in, or is about to engage in any act or practice prohibited by this chapter; or that any person has assisted or participated in any plan, scheme, agreement, or combination of the nature prohibited by this chapter; or whenever the attorney general believes it to be in the public interest that an investigation be made; he or she may, in his or her discretion, either require or permit the complainant to file with the attorney general a statement in writing under oath or otherwise as to all facts and circumstances concerning the subject matter that the attorney general believes to be in the public interest to investigate. The attorney general may also require any other data and information from the complainant that he or she deems relevant and may make any special and independent investigations that he or she deems necessary in connection with the matter. In addition, the attorney general may take any measures that will not violate due process of law to preserve the confidentiality of the complainants identity.

(b) Investigative demand. (1) Whenever the attorney general has reason to believe that any person may have knowledge or be in possession, custody, or control of any documentary material pertinent to an investigation of a possible violation of this chapter, the attorney general may issue in writing and cause to be served upon the person an investigative demand by which the attorney general may: (i) Compel the attendance of the person and require him or her to submit to examination and give testimony under oath; (ii) Require the production of documentary material pertinent to the investigation for inspection or copying; and/or (iii) Require answer to written interrogatories to be furnished under oath. (2) The power to issue investigative demands shall neither abate nor terminate by reason of the bringing of any action or proceeding under this chapter. The attorney general may issue successive investigative demands to the same person in order to obtain additional information pertinent to an ongoing investigation.

(c) Contents of investigative demand. Each investigative demand shall:

(1) State the section or sections of the chapter the alleged violation of which is under investigation and the general subject matter of this investigation;

(2) Prescribe a reasonable return date no less than forty (40) days after service of the investigative demand, provided that an earlier date may be prescribed under compelling circumstances, but in no event less than twenty (20) days;

(3) Specify the time and place at which the person is to appear and give testimony; produce documentary material; and furnish answers to interrogatories; or do any or a combination of these things;

(4) Describe by class any documentary material required to be produced so as to clearly indicate what is demanded; and

(5) Contain any interrogatories to which written answers under oath are required.

(d) Prohibition against unreasonable demand. No investigative demand shall:

(1) Contain any requirement that would be unreasonable or improper if contained in a subpoena issued by a court of this state; or

(2) Require the disclosure of any material or information that would be privileged, or which for any other reason would not be required to be disclosed by a subpoena issued by a court of this state, including, but not limited to, trade secrets or confidential scientific, technical, merchandising, production, management, or commercial information, to the extent that the material or information is protected pursuant to the rules of civil procedure of the superior court.

(e) Offer of documentary evidence. Where the information requested upon oral examination or written interrogatory pursuant to an investigative demand may be derived or ascertained from the business records of the person upon whom the demand has been served; or from an examination, audit, or inspection of the business records; or from a compilation, abstract, or summary based on the records; and the burden of deriving or ascertaining the answer is substantially the same for the attorney general as for the person from whom the information is requested, it is sufficient for that person to specify the records from which the answer may be derived or ascertained and to afford the attorney general reasonable opportunity to examine, audit, or inspect the records and to make copies, compilations, abstracts, or summaries.

(f) Service of investigative demand. An investigative demand may be served by any means provided under the Rhode Island rules of civil procedure for service of a complaint in a civil action.

(g) Motion to quash. Within forty (40) days after the service of an investigative demand or at any time before the return date specified in the demand, whichever period is shorter, the person served may file in a state superior court and serve upon the attorney general a petition for an order of court modifying or setting aside the demand. The time allowed for compliance in whole or part with the demand as deemed proper and ordered by the court shall not run while the petition is pending before the court. The petition shall specify each ground upon which the petitioner relies in seeking relief, and may be based upon any failure of the demand to comply with the provisions of this chapter or upon any constitutional or other legal right, privilege, or qualified privilege of the party, including that the material or information sought constitutes trade secrets or confidential scientific, technical, merchandising, production, management, or commercial information. If qualified privilege is raised, the court may order the person to comply with the demand only upon showing of particularized need and subject to an appropriate protective order. The provisions of this subsection shall be the sole and exclusive means for challenging the requirements of a demand.

(h) Those authorized to examine. The examination of all persons pursuant to this section shall be conducted by the attorney general or a representative designated in writing by him or her before an officer authorized to administer oaths in this state. The statements made shall be taken down stenographically or by a sound recording device and shall be transcribed.

(i) Right of persons served with investigative demands. (1) Any person required to attend and give testimony or to submit documentary material pursuant to this section shall be entitled to retain or, on payment of lawfully prescribed cost, to procure a copy of any document he or she produces and of his or her own statements as transcribed. (2) Any person compelled to appear under a demand for oral testimony pursuant to this section may be accompanied, represented, and advised by counsel. Counsel may advise the person in confidence, either upon the request of the person or upon counsels own initiative, with respect to any question asked of the person. The person or counsel may object on the record to any question, in whole or part, and shall briefly state for the record the reason for the objection. An objection may properly be made, received, and entered upon the record when it is claimed that the person is entitled to refuse to answer the question on grounds of any constitutional or other legal right or privilege, including the privilege against self incrimination. The person shall not otherwise object to or refuse to answer any question, and shall not by him or herself or through counsel otherwise interrupt the oral examination. If the person refuses to answer any question, the attorney general may petition the superior court for an order compelling the person to answer the question. (3) The information and materials supplied to the attorney general pursuant to an investigative demand shall not be permitted to become public or disclosed by the attorney general or his or her employees beyond the extent necessary for antitrust enforcement purposes in the public interest. (4) Upon the completion of a case brought under this chapter, the attorney general shall return any documents, answers, and transcripts, and all copies of the material that have not passed into the control of the court through their introduction into the record, to the person who provided the documents, answers, or testimony. If no case in which the material may be used has been commenced within a reasonable time after completion of the examination or analysis of all documentary material, but in no event later than two (2) years after production of the documentary material, the attorney general shall, upon written request of the person who produced the material, return all documents, answers, and transcripts, and all copies of the material, to the person who provided them. (5) The attorney general shall have the authority, at any time, to modify or revoke any civil investigative demand and to stipulate to protective orders with respect to documents and information submitted in response to a demand. The protective orders may include provisions appropriate to the full and adequate protection of trade secrets.

(j) Witness expenses. All persons served with an investigative demand, other than those persons whose conduct or practices are being investigated, or any officer, director, or person in the employment of the person under investigation, shall be paid the same fees and mileage as paid witnesses in the courts of this state. No person shall be excused from attending the inquiry pursuant to the mandate of an investigative demand; from giving testimony; from producing documentary material; or from being required to answer questions on the ground of failure to tender or pay a witness fee or mileage unless demand for the fees or mileage is made at the time testimony is about to be taken and unless payment is not made upon demand.

(k) Refusal of witness to testify or produce documents. Any person who shall neglect or refuse to attend and give testimony or to answer any lawful inquiry or to produce documentary material, if in his or her power to do so, in obedience to an investigative demand pursuant to this section, may be adjudged in civil contempt by the superior court until the time that he or she purges him or herself of contempt by testifying, producing documentary material, or presenting written answers as ordered. Any person who commits perjury or false swearing in response to an investigative demand pursuant to this section shall be punishable pursuant to the provisions of chapter 33 of title 11.

(l) Duty to testify immunity. (1) If, in any investigation brought by the attorney general pursuant to this section, any individual shall refuse to attend; to give testimony; to produce documentary material; or to answer a written interrogatory in obedience to an investigative demand, or under order of court, on the ground that the testimony or material required of him or her may tend to incriminate him or her, that person may be ordered to attend and to give testimony; to produce documentary material; or to answer the written interrogatory; or to do an applicable combination of these. The order as previously stated shall be an order of court given after a hearing in which the attorney general has established a need for the grant of immunity as provided in this subsection. (2) The attorney general may petition any superior court justice for an order as described in subdivision (l)(1). The petition shall set forth the nature of the investigation and the need for the immunization of the witness. (3) Testimony so compelled shall not be used against the witness as evidence in any criminal proceedings against him or her in any court. However, the grant of immunity shall not immunize the witness from civil liability arising from the transactions about which testimony is given, and he or she may nevertheless be prosecuted or subjected to penalty or forfeiture for any perjury, false swearing, or contempt committed in answering, or in failing to answer, or in producing evidence, or failing to do so, in accordance with the order. If a person refuses to testify after being granted immunity from prosecution and after being ordered to testify as previously stated, he or she may be adjudged in civil contempt by the superior court until the time that he or she purges him or herself of contempt by testifying; producing documentary material; or presenting written answers as ordered. The foregoing shall not prevent the attorney general from instituting other appropriate contempt proceedings against any person who violates any of the above provisions.

(m) Duty of public officials. It shall be the duty of all officials of this state and its public bodies, their deputies, assistants, clerks, subordinates, or employees, and all other persons to render and furnish to the attorney general when so requested all information and assistance in their possession or within their power.
R.I. Gen. Laws § 6A-5-120 — RI Code / Title 6A / Chapter 6A-5 / Section 6A-5-120
§ 6A-5-120. Official comments.
Status: in_force

It is the intention of the general assembly that the official comments to this chapter represent the express legislative intent of the general assembly and shall be used as a guide for interpretation of this chapter.
R.I. Gen. Laws § 6-27-4 — RI Code / Title 6 / Chapter 6-27 / Section 6-27-4
§ 6-27-4. Maximum charge  Refunds.
Status: in_force

(a) No creditor shall impose a finance charge in excess of an amount equal to eighteen percent (18%) simple interest per annum. This subsection shall not apply to any transaction in connection with which the finance charge does not exceed ten dollars ($10.00). Notwithstanding the provision of any retail installment contract to the contrary, a buyer may prepay in full the unpaid balance of any retail installment contract at any time before its final due date and, if the buyer does so, shall receive a refund credit on the retail installment contract for the prepayment. The amount of the refund credit of finance charges on precomputed loans, made for an original term of sixty (60) months or less, may be calculated on the method commonly referred to as the rule of 78s or sum of the digits. Refund credits of finance charges on precomputed loans, made for an original term greater than sixty (60) months, must be at least the amount as that produced by the rule of anticipation.

(b) Where the amount of refund credit is less than one dollar ($1.00), no refund credit need be made.

(c) Notwithstanding any contrary provision of law, the maximum finance charge that may be applied under a revolving or open-end credit plan in connection with a transaction arising out of a retail sale of consumer goods, including the retail sale of gasoline or services, shall not exceed the rate or rates agreed to by the creditor and a retail buyer compared on the average daily balance of the open-end or revolving account or the unpaid balance of the open-end or revolving account outstanding as of the end of the current billing cycle. Regardless of any agreement to the contrary, a transaction under a revolving or open-end credit plan is subject to this section whenever a solicitation for the extension of credit is made by a creditor whose primary activity in Rhode Island is soliciting Rhode Island customers through the mails and the solicitation originates outside Rhode Island but is directed to, and received by, a retail buyer who resides and responds to the solicitation in Rhode Island.

(d) This section shall not apply to any person doing business under and as permitted by any general or special law of this state or of the United States relating to: (1) financial institutions, (2) credit unions, or (3) licensees pursuant to title 19, chapter 44 of title 6, and § 6-26-2.

(e) Under each revolving or open-end credit plan a late fee not to exceed twelve dollars ($12.00) may be assessed on each minimum payment not paid in full within forty (40) days following the billing date of the statement on which the minimum payment first appears.
R.I. Gen. Laws § 6-53-11 — RI Code / Title 6 / Chapter 6-53 / Section 6-53-11
§ 6-53-11. Hearings.
Status: in_force

Hearings conducted pursuant to this chapter shall be in accordance with the Administrative Procedures Act, § 42-35-1 et seq.
R.I. Gen. Laws § 6-27-11 — RI Code / Title 6 / Chapter 6-27 / Section 6-27-11
§ 6-27-11. Additional disclosures.
Status: in_force

In the case of any open-end consumer credit plan secured by a consumers principal residence, the following provisions shall apply:

(1) The disclosures required by subdivisions (2) and (3) of this section shall be provided to the consumer on a separate document on or before the closing date.

(2) The following information shall be disclosed:

(i) The annual percentage rate that will be in effect when credit is first extended in connection with the loan or a description of the manner in which the rate will be computed;

(ii) The manner in which any changes in the annual percentage rate of interest will be made, and the timing of any changes, including any index or other rate of interest to which the changes in rates are related;

(iii) Any fee imposed for the availability of the account, including but not limited to, annual fees, application fees, and the fees commonly designated as points;

(iv) In the case of a variable rate, the maximum annual percentage rate that may be imposed at any time under the plan and the maximum amount by which the annual percentage rate may change in any one-year period. If no limit exists, that fact shall be disclosed;

(v) The maximum interest payment for a thirty-day (30)period at the highest interest rate permitted under the terms of the open-end plan and based on the maximum amount of credit available under the plan;

(vi) A statement that the plan is secured by the consumers dwelling and, in the event of any default, the consumer risks the loss of the home;

(vii) If applicable, a statement that the disclosures are good-faith estimates of the terms and conditions applicable to the plan, and are subject to change before the plan is opened;

(viii) If applicable, a statement that the creditor has the right to change the terms and conditions during the plan, including the index and margin used to determine the interest rate and payment amount, at any time; and

(ix) If applicable, a statement that although interest-only payments may be less on a monthly basis, they retire no principal, prolong the obligation, and result in greater total expenses over the life of the loan.

(3)(i) In addition to the requirements of this chapter, any advertisement to aid, promote, or assist, directly or indirectly, the extension of consumer credit through an open-end credit plan secured by the consumers principal dwelling that states a specific monthly payment based on a variable rate of interest shall state all of the following terms:

(A) Any maximum or fixed amount that could be imposed; and

(B) The periodic rates expressed as annual percentage rates.

(ii) If any advertisement described in subdivision (3)(i) contains a statement that any interest expense incurred with respect to a plan is or may be tax deductible, the advertisement shall include a clear and conspicuous statement that the interest expense may not be completely deductible for all taxpayers.

(iii) No advertisement described in subdivision (3)(i) with respect to any home equity loan may refer to the loan as free money or easy money.
R.I. Gen. Laws § 6-54-4 — RI Code / Title 6 / Chapter 6-54 / Section 6-54-4
§ 6-54-4. Notice of termination or change in dealership.
Status: in_force

(a) Notwithstanding the terms, provisions, or conditions of any agreement to the contrary, a grantor shall provide a dealer sixty (60) days prior written notice of termination, cancellation, or nonrenewal. The notice shall state all reasons for termination, cancellation, or nonrenewal and shall provide that the dealer has thirty (30) days in which to cure any claimed deficiency; provided, that a dealer has a right to cure three (3) times in any twelve-month (12) period during the period of the dealership agreement. The sixty-day (60) notice provisions of this section shall not apply and the termination, cancellation, or nonrenewal may be made effective immediately upon written notice, if the reason for termination, cancellation, or nonrenewal is in the event the dealer:

(1) Voluntarily abandons the dealership relationship;

(2) Is convicted of a felony offense related to the business conducted pursuant to the dealership;

(3) Engages in any substantial act that tends to materially impair the goodwill of the grantors trade name, trademark, service mark, logotype, or other commercial symbol;

(4) Makes a material misrepresentation of fact to the grantor relating to the dealership;

(5) Attempts to transfer the dealership (or a portion thereof) without authorization of the grantor, excluding a sale or change of ownership; or

(6) Is insolvent, files or suffers to be filed against it any voluntary or involuntary bankruptcy petition, or makes an assignment for the benefit of creditors or similar disposition of assets of the dealer business.

(b) If the reason for termination, cancellation, or nonrenewal is nonpayment of sums due under the dealership, the dealer shall be entitled to written notice of such default, and shall have ten (10) days in which to cure such default from the date of such notice. A dealer has the right to cure three (3) times in any twelve-month (12) period during the period of the dealership agreement.

(c) If the reason for termination, cancellation, or nonrenewal is for violation of any law, regulation, or standard relating to public health or safety, the dealer shall be entitled to immediate written notice and shall have five (5) days to cure such violation from the date of receipt of the written notice.

(d) No grantor may terminate, cancel, or fail to renew a dealership, directly or indirectly, or otherwise take any action to diminish the dealership or its value, other than for good cause. No grantor may terminate, cancel, or fail to renew a dealership, directly or indirectly, or otherwise take any action to diminish the dealership or its value, if the dealership shall cure the alleged deficiency or violation in accordance with the provisions of this chapter.
R.I. Gen. Laws § 6-16-11 — RI Code / Title 6 / Chapter 6-16 / Section 6-16-11
§ 6-16-11. Uniformity of application and construction.
Status: in_force

This chapter shall be applied and construed to effectuate its general purpose to make uniform the law with respect to the subject of this chapter among states enacting it.
R.I. Gen. Laws § 6-29-2 — RI Code / Title 6 / Chapter 6-29 / Section 6-29-2
§ 6-29-2. Sales induced by referral offer voidable.
Status: in_force

Any sale made in respect to which a commission, rebate, or discount is represented as being given in return for names of other prospective buyers shall be voidable at the option of the buyer, unless there is a written agreement between the parties to the sale containing the provisions set forth in § 6-29-1.
R.I. Gen. Laws § 6-44-6 — RI Code / Title 6 / Chapter 6-44 / Section 6-44-6
§ 6-44-6. Early purchase option.
Status: in_force

A rental purchase agreement must provide that, at any time after the initial payment, the lessee may acquire ownership of the property by complying with the terms of an early purchase option that must be clearly set forth in the rental purchase agreement.
R.I. Gen. Laws § 6-41-4 — RI Code / Title 6 / Chapter 6-41 / Section 6-41-4
§ 6-41-4. Attorneys fees.
Status: in_force

If: (a) a claim of misappropriation is made in bad faith; or (b) a motion to terminate an injunction is made or resisted in bad faith; or (c) willful and malicious misappropriation exists, the court may award reasonable attorneys fees to the prevailing party.
R.I. Gen. Laws § 6-27-9 — RI Code / Title 6 / Chapter 6-27 / Section 6-27-9
§ 6-27-9. Retail sales  Refunds.
Status: in_force

(a) Except where a customer has been clearly informed by either a poster or other appropriate notice placed at the point of display or at the cash register or at the store entrance that all sales are final and that the merchandise is not returnable, wherever a customer who has paid cash for an item, and who has in his or her possession a sales slip or other evidence that he or she has purchased the item in a retail outlet, returns the item, unused, within ten (10) business days from the date of purchase, he or she shall be entitled to a refund in the same manner as paid in an amount equivalent to that paid at the time of sale.

(b) This section shall not apply to the sale of books, magazines, or any publications; food; perishable items; merchandise that is substantially custom-made or custom-finished; items for internal consumption; items sold as is; or any items presently prohibited for refund, return, or exchange by a retailer by federal or state law or any rule or regulation promulgated by any state agency.

(c) Any person, corporation, or entity, refusing or neglecting to post in accordance with subsection (a), shall be deemed guilty of a misdemeanor for each violation and shall be punished by a fine of not less than five hundred dollars ($500) or more than one thousand dollars ($1,000).
R.I. Gen. Laws § 6-16-12 — RI Code / Title 6 / Chapter 6-16 / Section 6-16-12
§ 6-16-12. Short title.
Status: in_force

This chapter may be cited as the Uniform Voidable Transactions Act.
R.I. Gen. Laws § 6-27-5 — RI Code / Title 6 / Chapter 6-27 / Section 6-27-5
§ 6-27-5. Consumer notes.
Status: in_force

(a) If any contract between a retail seller and a retail buyer for the sale of consumer goods and services requires or involves the execution of a promissory note by a retail buyer in connection with an extension of credit by the retail seller, or by a creditor to whom the retail buyer was referred by the retail seller and to whom the retail seller regularly, as part of the ordinary conduct of its business and with the actual knowledge of the creditor, refers retail buyers for credit, the words nonnegotiable consumer note shall be placed prominently on the note and an assignee of a note with the words nonnegotiable consumer note appearing prominently on the note shall take the note subject to the claims and defenses permitted under § 6A-3-306, irrespective of whether or not the assignee qualifies as a holder in due course as defined in § 6A-3-302. For the purposes of this section consumer goods means tangible personal property used or bought for use primarily for personal, family, or household purposes.

(b) A creditor who obtains a note from the maker in violation of this section shall be punished by a fine of not less than one hundred dollars ($100) nor more than five hundred dollars ($500).

(c) If a note is obtained by a creditor from a maker in violation of this section, no finance, delinquency, collection, repossession, or refinancing charges may be recovered in any action or proceeding based on the contract for sale by the creditor and if the charges are recovered from a maker by a holder in due course, the maker may recover the charges from the creditor who violated the provisions of this section.

(d) The provisions of this section shall not apply to any notes executed in connection with any financing that is insured under federal housing administration regulations.
R.I. Gen. Laws § 6-49-3 — RI Code / Title 6 / Chapter 6-49 / Section 6-49-3
§ 6-49-3. Definitions.
Status: in_force

For the purpose of this chapter, the following words and phrases shall have the following meanings:

(1) Assist the transmission means actions taken by a person to provide substantial assistance or support that enables any person to formulate, compose, send, originate, initiate, or transmit a commercial electronic mail message or a commercial electronic text message when the person providing the assistance knows that the initiator of the commercial electronic mail message or the commercial electronic text message is engaged, or intends to engage, in any practice that violates the consumer protection act.

(2) Commercial electronic mail message means an electronic mail message sent for the purpose of promoting real property, goods, or services for sale or lease. It does not mean an electronic mail message to which an interactive computer service provider has attached an advertisement in exchange for free use of an electronic mail account when the sender has agreed to such an arrangement.

(3) Commercial electronic text message means an electronic text message sent to promote real property, goods, or services for sale or lease.

(4) Electronic mail address means a destination, commonly expressed as a string of characters, to which electronic mail may be sent or delivered.

(5) Electronic mail message means an electronic message sent to an electronic mail address and a reference to an internet domain, whether or not displayed, to which an electronic mail message can be sent or delivered.

(6) Electronic text message means a text message sent to a cellular telephone or pager equipped with short message service or any similar capability, whether the message is initiated as a short message service message or as an electronic mail message.

(7) Initiate the transmission refers to the action by the original sender of an electronic mail message or an electronic text message, not to the action by any intervening, interactive computer service or wireless network that may handle or retransmit the message, unless such intervening, interactive computer service assists in the transmission of an electronic mail message when it knows that the person initiating the transmission is engaged, or intends to engage, in any act or practice that violates the consumer protection act.

(8) Interactive computer service means any information service, system, or access software provider that provides or enables computer access by multiple users to a computer server, including, specifically, a service or system that provides access to the internet and such systems operated or services offered by libraries or educational institutions.

(9) Internet means collectively the myriad of computer and telecommunications facilities, including equipment and operating software, that comprise the interconnected worldwide network of networks that employ the transmission control protocol/internet protocol, or any predecessor or successor protocols, to such protocol, to communicate information of all kinds by wire or radio.

(10) Internet domain name refers to globally unique, hierarchical reference to an internet host or service, assigned through centralized, internet naming authorities, comprising a series of character strings separated by periods, with the right-most string specifying the top of the hierarchy.

(11) Person means a person, corporation, partnership, or association.

(12) Personally identifying information means an individuals: (i) social security number; (ii) drivers license number; (iii) bank account number; (iv) credit or debit card number; (v) personal identification number; (vi) automated or electronic signature; (vii) unique biometric data; (viii) account passwords; or (ix) any other piece of information that can be used to access an individuals financial accounts or to obtain goods or services.

(13) Web page means a location, with respect to the world wide web, that has a single, uniform, resource locator, or other single location with respect to the internet.
R.I. Gen. Laws § 6-53-12 — RI Code / Title 6 / Chapter 6-53 / Section 6-53-12
§ 6-53-12. Appeals.
Status: in_force

Appeals from a decision by the attorney general shall be made to the sixth division district court in Providence. Appeals from the decision of the sixth division district court shall be to the supreme court in accordance with the Administrative Procedures Act, § 42-35-1 et seq., as amended.
R.I. Gen. Laws § 6-42-1 — RI Code / Title 6 / Chapter 6-42 / Section 6-42-1
§ 6-42-1. Notice of dishonor.
Status: in_force

When a check, draft, or other instrument has been dishonored by nonacceptance or nonpayment by any bank or other financial institution and has not been paid within ten (10) days, the holder to whom the check, draft, or other instrument was issued may send a notice of dishonor to the maker or drawer as provided in § 6-42-2.
R.I. Gen. Laws § 6-56-9 — RI Code / Title 6 / Chapter 6-56 / Section 6-56-9
§ 6-56-9. Uniformity of application and construction.
Status: in_force

In applying and construing this uniform act, consideration must be given to the need to promote uniformity of the law with respect to its subject matter among states that enact it.
R.I. Gen. Laws § 6-53-1 — RI Code / Title 6 / Chapter 6-53 / Section 6-53-1
§ 6-53-1. License required  Person defined.
Status: in_force

(a) No person, including a pawnbroker, consignment shop, salvage yard operator, or second-hand dealer as defined in § 5-21-1, shall engage in the business of buying or receiving for the purpose of selling tools or electronic equipment, whether or not readily identifiable with a serial number, to include, but not limited to, generators, powers tools, video game consoles, MP3 players, computers, audio and video equipment, referred to in this chapter as tools and electronics or trade-ins and store credits of the aforementioned, from the general public for the purpose of reselling the tools and electronics in any condition without first obtaining a license from the attorney general of the State of Rhode Island (attorney general). The attorney general shall not issue any license to a person who has not registered a permanent place of business within the state for the purchase or sale of tools and electronics. The criteria for determining a persons permanent place of business shall be formulated by the attorney general within ninety (90) days after passage.

(b) The word person, when used in this chapter, shall include individuals, partnerships, associations, and corporations.
R.I. Gen. Laws § 6-16-4 — RI Code / Title 6 / Chapter 6-16 / Section 6-16-4
§ 6-16-4. Transfers voidable as to present and future creditors.
Status: in_force

(a) A transfer made or obligation incurred by a debtor is voidable as to a creditor, whether the creditors claim arose before or after the transfer was made or the obligation was incurred, if the debtor made the transfer or incurred the obligation:

(1) With actual intent to hinder, delay, or defraud any creditor of the debtor; or

(2) Without receiving a reasonably equivalent value in exchange for the transfer or obligation, and the debtor:

(i) Was engaged or was about to engage in a business or a transaction for which the remaining assets of the debtor were unreasonably small in relation to the business or transaction; or

(ii) Intended to incur, or believed or reasonably should have believed that the debtor would incur, debts beyond the debtors ability to pay as they became due.

(b) In determining actual intent under subsection (a)(1), consideration may be given, among other factors, to whether:

(1) The transfer or obligation was to an insider;

(2) The debtor retained possession or control of the property transferred after the transfer;

(3) The transfer or obligation was disclosed or concealed;

(4) Before the transfer was made or obligation was incurred, the debtor had been sued or threatened with suit;

(5) The transfer was of substantially all the debtors assets;

(6) The debtor absconded;

(7) The debtor removed or concealed assets;

(8) The value of the consideration received by the debtor was reasonably equivalent to the value of the asset transferred or the amount of the obligation incurred;

(9) The debtor was insolvent or became insolvent shortly after the transfer was made or the obligation was incurred;

(10) The transfer occurred shortly before or shortly after a substantial debt was incurred; and

(11) The debtor transferred the essential assets of the business to a lienor who transferred the assets to an insider of the debtor.

(c) A creditor making a claim for relief under subsection (a) has the burden of proving the elements of the claim for relief by a preponderance of the evidence.
R.I. Gen. Laws § 6-14-8 — RI Code / Title 6 / Chapter 6-14 / Section 6-14-8
§ 6-14-8. Acts authorized by license.
Status: in_force

The license as provided for in §§ 6-14-3  6-14-6 shall be valid only for a sale of the goods, wares, and merchandise inventoried and described in the application for the license, in the manner and at the time and place mentioned and presented in the application, and any advertising relating to the sale shall prominently state the designation of the sale as contained in the license granted; the final date of the sale; and the license number. No license shall thereafter issue for conducting a sale of any goods, wares, and merchandise that have been removed from the place of sale inventoried and described in the application for the license under the provisions of this chapter at any other place or places.
R.I. Gen. Laws § 6-62-2 — RI Code / Title 6 / Chapter 6-62 / Section 6-62-2
§ 6-62-2. Definitions. [Effective March 31, 2026.]
Status: in_force

As used in this chapter:

(1) Compensation means payment of any money, thing of value, or financial benefit.

(2) Person means an individual, corporation, business trust, estate, trust, partnership, limited liability company, association, joint venture, public corporation, government or governmental subdivision, agency, or instrumentality, or any other validly organized entity.

(3) Veterans benefits matter means the preparation, presentation, or prosecution of any claim affecting any veteran who has filed or expressed an intent to file a claim for any benefit, program, service, commodity, function, or status entitlement to which is determined under the laws and regulations as administered by the United States Department of Veterans Affairs or the United States Department of Defense, pertaining to veterans, their dependents, survivors, and any other individual eligible for such benefits.
R.I. Gen. Laws § 6A-12-104 — RI Code / Title 6A / Chapter 6A-12 / Section 6A-12-104
§ 6A-12-104. Rights in controllable account, controllable electronic record, and controllable payment intangible.
Status: in_force

(a) Applicability of section to controllable account and controllable payment intangible. This section applies to the acquisition and purchase of rights in a controllable account or controllable payment intangible, including the rights and benefits under subsections (c), (d), (e), (g), and (h) of this section of a purchaser and qualifying purchaser, in the same manner this section applies to a controllable electronic record.

(b) Control of controllable account and controllable payment intangible. To determine whether a purchaser of a controllable account or a controllable payment intangible is a qualifying purchaser, the purchaser obtains control of the account or payment intangible if it obtains control of the controllable electronic record that evidences the account or payment intangible.

(c) Applicability of other law to acquisition of rights. Except as provided in this section, law other than this chapter determines whether a person acquires a right in a controllable electronic record and the right the person acquires.

(d) Shelter principle and purchase of limited interest. A purchaser of a controllable electronic record acquires all rights in the controllable electronic record that the transferor had or had power to transfer, except that a purchaser of a limited interest in a controllable electronic record acquires rights only to the extent of the interest purchased.

(e) Rights of qualifying purchaser. A qualifying purchaser acquires its rights in the controllable electronic record free of a claim of a property right in the controllable electronic record.

(f) Limitation of rights of qualifying purchaser in other property. Except as provided in subsections (a) and (e) of this section for a controllable account and a controllable payment intangible or law other than this chapter, a qualifying purchaser takes a right to payment, right to performance, or other interest in property evidenced by the controllable electronic record subject to a claim of a property right in the right to payment, right to performance, or other interest in property.

(g) No-action protection for qualifying purchaser. An action may not be asserted against a qualifying purchaser based on both a purchase by the qualifying purchaser of a controllable electronic record and a claim of a property right in another controllable electronic record, whether the action is framed in conversion, replevin, constructive trust, equitable lien, or other theory.

(h) Filing not notice. Filing of a financing statement under chapter 9 of this title is not notice of a claim of a property right in a controllable electronic record.
R.I. Gen. Laws § 6-38-3 — RI Code / Title 6 / Chapter 6-38 / Section 6-38-3
§ 6-38-3. Contract requirements.
Status: in_force

No insulation contractor shall install insulation in any existing residential, industrial, or commercial building without providing the owner or lessee, within a reasonable period of time prior to commencement of installation of insulation products, with a written contract. The contract, whether prepared by the contractor or on a form prepared by and available from the state of Rhode Island, shall clearly and conspicuously state, but not be limited to, the provisions of § 6-38-4.
R.I. Gen. Laws § 6-42-4 — RI Code / Title 6 / Chapter 6-42 / Section 6-42-4
§ 6-42-4. Defenses to action.
Status: in_force

It shall be a defense to any action commenced by the holder of a dishonored check or other instrument under § 6-42-3 that:

(1) The dishonor of the check or other instrument was due to a justifiable stop payment order or to the attachment of the account; or

(2) Within thirty (30) days from the mailing of the notice of dishonor, the maker or drawer has paid to the holder the full amount of the check or other instrument.
R.I. Gen. Laws § 6-13-18 — RI Code / Title 6 / Chapter 6-13 / Section 6-13-18
§ 6-13-18. Check cashing discrimination.
Status: in_force

A business that willingly accepts personal checks from Rhode Island customers for goods or services shall be prohibited from refusing checks based solely on the geographic area in which the customer lives within the state of Rhode Island. Any person, firm, or corporation violating the provisions of this section shall be punished by a civil penalty of not more than one hundred dollars ($100) per violation.
R.I. Gen. Laws § 6-14-10 — RI Code / Title 6 / Chapter 6-14 / Section 6-14-10
§ 6-14-10. Additions during sale.
Status: in_force

No person carrying on or conducting a closing-out sale; going-out-of-business sale; discontinuance-of-business sale; selling out; liquidation; lost our lease; must vacate; forced out; removal; or a sale of other designation of like meaning; or a sale of goods, wares, and merchandise damaged by fire, smoke, water, or otherwise, under a license as provided for in §§ 6-14-3  6-14-6 shall, during the continuance of the sale, for the purpose of selling and disposing of the goods, wares, and merchandise at the sale, add any goods, wares, and merchandise to the stock of goods, wares, or merchandise described and inventoried in the original application for the license, and no goods, wares, or merchandise described and inventoried in the original application, and each addition of goods, wares, or merchandise to the stock of goods, wares, or merchandise described and inventoried in the application, for the purpose of selling and disposing of the goods, wares, and merchandise at the sale, and each sale of the goods, wares, and merchandise at the sale, that were not inventoried and described in the application, shall constitute a separate offense under this chapter.
R.I. Gen. Laws § 6A-12-107 — RI Code / Title 6A / Chapter 6A-12 / Section 6A-12-107
§ 6A-12-107. Governing law.
Status: in_force

(a) Governing law: general rule. Except as provided in subsection (b) of this section, the local law of a controllable electronic records jurisdiction governs a matter covered by this chapter.

(b) Governing law: § 6A-12-106. For a controllable electronic record that evidences a controllable account or controllable payment intangible, the local law of the controllable electronic records jurisdiction governs a matter covered by § 6A-12-106 unless an effective agreement determines that the local law of another jurisdiction governs.

(c) Controllable electronic records jurisdiction. The following rules determine a controllable electronic records jurisdiction under this section:

(1) If the controllable electronic record, or a record attached to or logically associated with the controllable electronic record and readily available for review, expressly provides that a particular jurisdiction is the controllable electronic records jurisdiction for purposes of this chapter or this title, that jurisdiction is the controllable electronic records jurisdiction.

(2) If subsection (c)(1) of this section does not apply and the rules of the system in which the controllable electronic record is recorded are readily available for review and expressly provide that a particular jurisdiction is the controllable electronic records jurisdiction for purposes of this chapter or this title, that jurisdiction is the controllable electronic records jurisdiction.

(3) If subsections (c)(1) and (c)(2) of this section do not apply and the controllable electronic record, or a record attached to or logically associated with the controllable electronic record and readily available for review, expressly provides that the controllable electronic record is governed by the law of a particular jurisdiction, that jurisdiction is the controllable electronic records jurisdiction.

(4) If subsections (c)(1), (c)(2) and (c)(3) of this section do not apply and the rules of the system in which the controllable electronic record is recorded are readily available for review and expressly provide that the controllable electronic record or the system is governed by the law of a particular jurisdiction, that jurisdiction is the controllable electronic records jurisdiction.

(5) If subsections (c)(1) through (c)(4) of this section do not apply, the controllable electronic records jurisdiction is the District of Columbia.

(d) Applicability of chapter 12. If subsection (c)(5) of this section applies and chapter 12 of title 6A is not in effect in the District of Columbia without material modification, the governing law for a matter covered by this chapter is the law of the District of Columbia as though chapter 12 of title 6A were in effect in the District of Columbia without material modification. In this subsection, Chapter 12 means Article 12 of Uniform Commercial Code Amendments (2022).

(e) Relation of matter or transaction to controllable electronic records jurisdiction not necessary. To the extent subsections (a) and (b) of this section provide that the local law of the controllable electronic records jurisdiction governs a matter covered by this chapter, that law governs even if the matter or a transaction to which the matter relates does not bear any relation to the controllable electronic records jurisdiction.

(f) Rights of purchasers determined at time of purchase. The rights acquired under § 6A- 12-104 by a purchaser or qualifying purchaser are governed by the law applicable under this section at the time of purchase.
R.I. Gen. Laws § 6-14-7 — RI Code / Title 6 / Chapter 6-14 / Section 6-14-7
§ 6-14-7. Record of license application.
Status: in_force

Every city or town clerk to whom application is made as provided for in § 6-14-4 shall endorse upon the application the date of its filing; shall preserve the application as a record of this office; and shall make an abstract of the facts stated in the application in a book kept for that purpose, properly indexed, containing the name of the person asking for the license; the nature of the proposed sale; the place where the sale is to be conducted; its duration; the inventory value of the goods, wares, and merchandise to be sold; and a general statement as to where the goods, wares, and merchandise came from, and shall make in the book a notation as to the issuance or refusal of that license applied for together with the date of the issuance or refusal; and shall endorse on the application the date the license is granted or refused, and the application and abstract shall be prima facie evidence of all statements therein contained. A copy of the application shall be forwarded by the city or town clerk to the office of the department of the attorney general.
R.I. Gen. Laws § 6-57-2 — RI Code / Title 6 / Chapter 6-57 / Section 6-57-2
§ 6-57-2. Service contracts.
Status: in_force

The offering, sale, or issuance of a service contract, vehicle theft protection product warranty, or maintenance agreement shall not be considered insurance or subject to the insurance laws of this state unless made expressly applicable thereto.
R.I. Gen. Laws § 6A-5-101 — RI Code / Title 6A / Chapter 6A-5 / Section 6A-5-101
§ 6A-5-101. Short title.
Status: in_force

This chapter may be cited as Uniform Commercial Code  Letters of Credit.
R.I. Gen. Laws § 6A-5-114 — RI Code / Title 6A / Chapter 6A-5 / Section 6A-5-114
§ 6A-5-114. Assignment of proceeds.
Status: in_force

(a) In this section, proceeds of a letter of credit means the cash, check, accepted draft, or other item of value paid or delivered upon honor or giving of value by the issuer or any nominated person under the letter of credit. The term does not include a beneficiarys drawing rights or documents presented by the beneficiary.

(b) A beneficiary may assign its right to part or all of the proceeds of a letter of credit. The beneficiary may do so before presentation as a present assignment of its right to receive proceeds contingent upon its compliance with the terms and conditions of the letter of credit.

(c) An issuer or nominated person need not recognize an assignment of proceeds of a letter of credit until it consents to the assignment.

(d) An issuer or nominated person has no obligation to give or withhold its consent to an assignment of proceeds of a letter of credit, but consent may not be unreasonably withheld if the assignee possesses and exhibits the letter of credit and presentation of the letter of credit is a condition to honor.

(e) Rights of a transferee beneficiary or nominated person are independent of the beneficiarys assignment of the proceeds of a letter of credit and are superior to the assignees right to the proceeds.

(f) Neither the rights recognized by this section between an assignee and an issuer, transferee beneficiary, or nominated person nor the issuers or nominated persons payment of proceeds to an assignee or a third person affect the rights between the assignee and any person other than the issuer, transferee beneficiary, or nominated person. The mode of creating and perfecting a security interest in or granting an assignment of a beneficiarys rights to proceeds is governed by chapter 9 of this title or other law. Against persons other than the issuer, transferee beneficiary, or nominated person, the rights and obligations arising upon the creation of a security interest or other assignment of a beneficiarys right to proceeds and its perfection are governed by chapter 9 of this title or other law.
R.I. Gen. Laws § 6-10-4 — RI Code / Title 6 / Chapter 6-10 / Section 6-10-4
§ 6-10-4. Determination of net content.
Status: in_force

The net content of any unit of thread shall be determined by ascertaining the average net weight or yardage of not less than ten (10) units of thread of the same type and put-up, selected at random from the units kept for the purpose of sale, sold, exposed, or offered for sale. That average shall not be less by more than three percent (3%) than the weight or yardage marked on the units or the package containing the units.
R.I. Gen. Laws § 6-16-14 — RI Code / Title 6 / Chapter 6-16 / Section 6-16-14
§ 6-16-14. Application to series organization.
Status: in_force

(a) As used in this section:

(1) Protected series means an arrangement, however denominated, created by a series organization that, pursuant to the law under which the series organization is organized, has the characteristics set forth in subsection (a)(2).

(2) Series organization means an organization that, pursuant to the law under which it is organized, has the following characteristics:

(i) The organic record of the organization provides for creation by the organization of one or more protected series, however denominated, with respect to specified property of the organization, and for records to be maintained for each protected series that identify the property of or associated with the protected series.

(ii) Debt incurred or existing with respect to the activities of, or property of or associated with, a particular protected series is enforceable against the property of or associated with the protected series only, and not against the property of or associated with the organization or other protected series of the organization.

(iii) Debt incurred or existing with respect to the activities or property of the organization is enforceable against the property of the organization only, and not against the property of or associated with a protected series of the organization.

(b) A series organization and each protected series of the organization is a separate person for purposes of this chapter, even if for other purposes a protected series is not a person separate from the organization or other protected series of the organization.
R.I. Gen. Laws § 6-62-4 — RI Code / Title 6 / Chapter 6-62 / Section 6-62-4
§ 6-62-4. Ethical considerations. [Effective March 31, 2026.]
Status: in_force

Any person who or that receives compensation for preparation, presentation, prosecution, advising, consulting, or assisting a veteran with regard to any veterans benefits matter before the Department of Veterans Affairs shall be held to the same ethical standards under the Rhode Island Rules of Professional Conduct regarding the following:

(1) Advertising;

(2) Solicitation of new clients;

(3) Confidentiality;

(4) Duty of care;

(5) Duty of honesty; and

(6) Duty to zealously pursue what is in the best interest of the client.
R.I. Gen. Laws § 6-46-1 — RI Code / Title 6 / Chapter 6-46 / Section 6-46-1
§ 6-46-1. Short title.
Status: in_force

This chapter shall be known and may be cited as the Rhode Island Equipment Dealership Act.
R.I. Gen. Laws § 6-39-2 — RI Code / Title 6 / Chapter 6-39 / Section 6-39-2
§ 6-39-2. Provisions not applicable.
Status: in_force

This chapter shall not apply where a molder retains title to and possession of a die, mold, or form. Nothing in this chapter shall be construed to grant a customer any rights, title, or interest to a die, mold, or form.
R.I. Gen. Laws § 6-37-1 — RI Code / Title 6 / Chapter 6-37 / Section 6-37-1
§ 6-37-1. Safety information required.
Status: in_force

(a) Any person who sells at retail solid fuel burning stoves, furnaces, or similar appliances shall supply the purchaser with written information upon delivery concerning the safe installation and operation of the appliance. The information shall include, but not be limited to, the following:

(1) A statement informing the purchaser that a building permit is required to perform the installation;

(2) A statement indicating the installation shall conform to the provisions of the state building code and state fire safety code;

(3) The type of fuel to be burned in the appliance;

(4) Proper starting instructions;

(5) Proper storage of fuel;

(6) Safe disposal of ashes; and

(7) Proper chimney maintenance.

(b) The information required in subsections (a)(1) and (a)(2) shall be made available to the retailers by the state of Rhode Island.
R.I. Gen. Laws § 6-16-2 — RI Code / Title 6 / Chapter 6-16 / Section 6-16-2
§ 6-16-2. Insolvency.
Status: in_force

(a) A debtor is insolvent if, at a fair valuation, the sum of the debtors debts is greater than the sum of the debtors assets.

(b) A debtor who is generally not paying the debtors debts as they become due other than as a result of a bona fide dispute is presumed to be insolvent. The presumption imposes on the party against whom the presumption is directed the burden of proving that the nonexistence of insolvency is more probable than its existence.

(c) Assets under this section do not include property that has been transferred, concealed, or removed with intent to hinder, delay, or defraud creditors or that have been transferred in a manner making the transfer voidable under this chapter.

(d) Debts under this section do not include obligations to the extent they are secured by a valid lien on property of the debtor not included as an asset.
R.I. Gen. Laws § 6-2-10 — RI Code / Title 6 / Chapter 6-2 / Section 6-2-10
§ 6-2-10. Fraudulent registration.
Status: in_force

Any person who shall for him or herself, or on behalf of any other person, procure the filing or registration of any mark in the office of the secretary of state by knowingly making any false or fraudulent representation or declaration, verbally or in writing, or by any other fraudulent means, shall be liable to pay all damages sustained in consequence of the filing or registration, to be recovered by or on behalf of the party injured thereby in any court of competent jurisdiction.
R.I. Gen. Laws § 6-36-8 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-8
§ 6-36-8. Exemptions.
Status: in_force

Any activity or activities exempt from the provisions of the antitrust laws of the United States shall be similarly exempt from the provisions of this chapter. The exemptions shall be liberally construed in harmony with federal statutes and ruling judicial interpretations of the United States courts, with due regard for the need to exempt conduct otherwise exempt under federal law but for the absence of any nexus with interstate commerce, except where the provisions of this chapter are expressly contrary to applicable federal provisions as construed. Nothing contained in this chapter shall be construed to apply to activities or arrangements approved by any regulatory body or officer acting under statutory authority of this state or of the United States.
R.I. Gen. Laws § 6-31-5 — RI Code / Title 6 / Chapter 6-31 / Section 6-31-5
§ 6-31-5. Directors powers.
Status: in_force

(a) The director shall do all of the following:

(1) Designate by regulation those consumer commodities, in addition to the consumer commodities specifically enumerated in § 6-31-2(a), as to which display of the unit price shall be required upon a determination that the display will be in the best interest of consumers;

(2) Designate by regulation the unit of weight, measure, or count in terms of which the unit price of each consumer commodity shall be expressed, provided that no designated unit shall be such as to require persons subject to the provisions of § 6-31-2(a) to measure any consumer commodity solely for the purpose of complying with § 6-31-2(a);

(3) Designate by regulation whether the unit price of each consumer commodity subject to the provisions of § 6-31-2(a) shall be expressed to the nearest whole cent or to an appropriate fraction thereof;

(4) Exempt, by regulation, classes of retail establishments from any or all requirements of this chapter upon a determination that because sales of consumer commodities regulated by this chapter are purely incidental to the business of the classes of retail establishments, compliance with this chapter is impracticable and unnecessary for adequate protection of consumers; provided, however, that any person, firm, corporation, or other business entity with less than eight (8) full-time employees shall be exempt from the provisions of this chapter;

(5) Prescribe, by regulation, means for the disclosure of price information upon determination that they are more effective than those prescribed in § 6-31-3; and

(6) Promulgate any other regulation necessary to effectuate the provisions of this chapter in accordance with the best interests of consumers.

(b) The director shall give public notice of his or her intention to promulgate regulations pursuant to subsection (a) and shall receive the opinions of interested parties on the regulations. Regulations shall take effect thirty (30) days from the date on which the notice is given.

(c) The director shall hold hearings whenever he or she has probable cause to believe, or whenever twenty-five (25) or more citizens state in writing to the director their belief, that the actions of any person subject to the provisions of this chapter have evidenced a pattern of noncompliance with any or all of those provisions. Pursuant to the hearings, to which the suspected violator shall be invited with written notice at least ten (10) days before the hearing is held, the director shall, upon a finding that a pattern of noncompliance has been shown:

(1) Issue a warning citation; or

(2) Report any pattern of noncompliance to the attorney general who shall cause appropriate proceedings to be instituted in the proper courts.
R.I. Gen. Laws § 6-36-18 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-18
§ 6-36-18. Acts of officers, directors, representatives, or agents acting within the scope of their authority.
Status: in_force

(a) A corporation, association, firm, partnership, or limited partnership is liable for the acts of its officers, directors, representatives, or agents acting within the scope of their authority. Proof of the acts of any officer, director, representative, or agent shall be received as prima facie proof of the acts of the corporation, association, firm, partnership, or limited partnership itself.

(b) When a corporation, association, firm, partnership, or limited partnership violates this chapter, the violation shall be deemed to be that of the individual directors, members, officers, managers, employees, or agents of the corporation, association, firm, partnership, or limited partnership who knowingly authorized, ordered, aided, abetted, or advised in the acts or omissions constituting in whole or in part the violation, whether the individuals acted on their own behalf and for their own benefit, or for the corporation, association, firm, partnership, or limited partnership and in their representative capacity. The individuals, in their capacity as individuals, are subject to the provisions of this chapter and may be joined, if subject to personal jurisdiction, as additional parties defendant in the proceedings against the corporation, association, partnership, or limited partnership.
R.I. Gen. Laws § 6-44-5 — RI Code / Title 6 / Chapter 6-44 / Section 6-44-5
§ 6-44-5. Reinstatement.
Status: in_force

(a) A lessee who fails to make timely lease payments has the right to reinstate the original rental purchase agreement without losing any rights or options previously acquired under the rental purchase agreement within three (3) lease terms after the expiration of the last lease term for which the lessee made a timely payment if the lessee surrenders the leased property to the lessor when the lessor or its agent requests him or her to surrender the leased property.

(b) Before reinstating a rental purchase agreement, a lessor may require a lessee to pay any unpaid lease payments; delinquency charges; a reasonable reinstatement fee of not more than five dollars ($5.00); and a delivery charge if redelivery of the leased property is necessary.

(c) If reinstatement occurs pursuant to this section, the lessor shall provide the lessee with either the same property leased by the lessee prior to reinstatement or substitute property that is of comparable quality and condition. If substitute property is provided, the lessor shall provide the lessee with all of the disclosures required by § 6-44-3 of this chapter.
R.I. Gen. Laws § 6-53-14 — RI Code / Title 6 / Chapter 6-53 / Section 6-53-14
§ 6-53-14. Severability.
Status: in_force

If any provisions of this chapter or application of this chapter to any person or circumstances is held invalid, the invalidity shall not affect other provisions or applications of this chapter than can be given effect without the invalid provision or phrase or application, and to this end the provisions and phrases of this chapter are severable.
R.I. Gen. Laws § 6-29-3 — RI Code / Title 6 / Chapter 6-29 / Section 6-29-3
§ 6-29-3. Penalties.
Status: in_force

Any seller who shall violate the provisions of § 6-29-1 and any seller who shall make a false representation that he or she is making a price concession in return for being given names of other prospective buyers shall be guilty of a misdemeanor.
R.I. Gen. Laws § 6-58-4 — RI Code / Title 6 / Chapter 6-58 / Section 6-58-4
§ 6-58-4. Indemnity agreement void.
Status: in_force

No agreement entered into in accordance with this chapter shall include a provision, clause, or covenant that requires a merchant to indemnify a third-party delivery service, any independent contractor or agent of the third-party delivery service, for any damages or harm caused by the third-party delivery service or any independent contractor or agent of the third-party delivery service.
R.I. Gen. Laws § 6A-5-102 — RI Code / Title 6A / Chapter 6A-5 / Section 6A-5-102
§ 6A-5-102. Definitions.
Status: in_force

(a) In this chapter:

(1) Adviser means a person who, at the request of the issuer, a confirmer, or another adviser, notifies or requests another adviser to notify the beneficiary that a letter of credit has been issued, confirmed, or amended.

(2) Applicant means a person at whose request or for whose account a letter of credit is issued. The term includes a person who requests an issuer to issue a letter of credit on behalf of another if the person making the request undertakes an obligation to reimburse the issuer.

(3) Beneficiary means a person who under the terms of a letter of credit is entitled to have its complying presentation honored. The term includes a person to whom drawing rights have been transferred under a transferable letter of credit.

(4) Confirmer means a nominated person who undertakes, at the request or with the consent of the issuer, to honor a presentation under a letter of credit issued by another.

(5) Dishonor of a letter of credit means failure timely to honor or to take an interim action, such as acceptance of a draft, that may be required by the letter of credit.

(6) Document means a draft or other demand, document of title, investment security, certificate, invoice, or other record, statement, or representation of fact, law, right, or opinion (i) which is presented in a written or other medium permitted by the letter of credit or, unless prohibited by the letter of credit, by the standard practice referred to in §6A-5-108(e) and (ii) which is capable of being examined for compliance with the terms and conditions of the letter of credit. A document may not be oral.

(7) Good faith means honesty in fact in the conduct or transaction concerned.

(8) Honor of a letter of credit means performance of the issuers undertaking in the letter of credit to pay or deliver an item of value. Unless the letter of credit otherwise provides, honor occurs

(i) upon payment;

(ii) if the letter of credit provides for acceptance, upon acceptance of a draft and, at maturity, its payment; or

(iii) if the letter of credit provides for incurring a deferred obligation, upon incurring the obligation and, at maturity, its performance.

(9) Issuer means a bank or other person that issues a letter of credit, but does not include an individual who makes an engagement for personal, family, or household purposes.

(10) Letter of credit means a definite undertaking that satisfies the requirements of §6A-5-104 by an issuer to a beneficiary at the request or for the account of an applicant or, in the case of a financial institution, to itself or for its own account, to honor a documentary presentation by payment or delivery of an item of value.

(11) Nominated person means a person whom the issuer (i) designates or authorizes to pay, accept, negotiate, or otherwise give value under a letter of credit and (ii) undertakes by agreement or custom and practice to reimburse.

(12) Presentation means delivery of a document to an issuer or nominated person for honor or giving of value under a letter of credit.

(13) Presenter means a person making a presentation as or on behalf of a beneficiary or nominated person.

(14) Record means information that is inscribed on a tangible medium, or that is stored in an electronic or other medium and is retrievable in perceivable form.

(15) Successor of a beneficiary means a person who succeeds to substantially all of the rights of a beneficiary by operation of law, including a corporation with or into which the beneficiary has been merged or consolidated, an administrator, executor, personal representative, trustee in bankruptcy, debtor in possession, liquidator, and receiver.

(b) Definitions in other chapters applying to this chapter and the sections in which they appear are:

Accept or Acceptance §6A-3-410

Value §§6A-3-303, 6A-4-209

(c) Chapter 1 of this title contains certain additional general definitions and principles of construction and interpretation applicable throughout this chapter.
R.I. Gen. Laws § 6-30-1 — RI Code / Title 6 / Chapter 6-30 / Section 6-30-1
§ 6-30-1. Solicitation by mail.
Status: in_force

No person engaged in the business of granting or extending credit by the use of a credit card shall mail any credit card to any individual unless the individual shall have previously made a request, in writing or verbally, for any credit card.
R.I. Gen. Laws § 6-56-5 — RI Code / Title 6 / Chapter 6-56 / Section 6-56-5
§ 6-56-5. Qualifying office under Hague Securities Convention.
Status: in_force

(a) A licensee shall maintain in a state an office that complies with the second sentence of Article 4(1) of The Hague Securities Convention.

(b) The effect of this section may not be varied by agreement.
R.I. Gen. Laws § 6-54-5 — RI Code / Title 6 / Chapter 6-54 / Section 6-54-5
§ 6-54-5. Repurchase of inventories.
Status: in_force

If a dealership is terminated by the grantor, the grantor, at the option of the dealer, shall repurchase all inventories sold by the grantor to the dealer for resale under the dealership agreement at the fair market value. This section applies only to merchandise with a name, trademark, label or other mark on it which identifies the grantor.
R.I. Gen. Laws § 6-47-3 — RI Code / Title 6 / Chapter 6-47 / Section 6-47-3
§ 6-47-3. Severability.
Status: in_force

If any provision of this chapter or the application of this chapter to any person or circumstances is held invalid, this invalidity shall not affect other provisions or applications of this chapter, which can be given effect without the invalid provision or application, and to this end the provisions of this chapter are declared to be severable.
R.I. Gen. Laws § 6-59-2 — RI Code / Title 6 / Chapter 6-59 / Section 6-59-2
§ 6-59-2. Posting of notice of gift card fraud at retail establishments.
Status: in_force

No person, firm, partnership, association, retailer, or corporation shall sell a gift card to a purchaser unless the seller displays a conspicuous notice, in a form prescribed by the department of business regulation, at or near where the gift card is displayed and at or near the physical location where the sale occurs, that:

(1) Cautions the purchaser about prepaid card scams; and

(2) Instructs the purchaser on what to do if they suspect they might be a potential victim of such a scam.
R.I. Gen. Laws § 6-36-11 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-11
§ 6-36-11. Enforcement.
Status: in_force

(a) Action for treble damages. Any person or public body, including the United States, injured in his or her business or property by reason of a violation of the provisions of this chapter may sue in superior court and shall recover threefold the damages sustained by him or her, together with reasonable costs of suit and any reasonable attorneys fees that may be granted at the discretion of the court. The reasonable costs of suit may include, but shall not be limited to, the expenses of discovery and document reproduction. In any action under this section the fact that a person or public body has not dealt directly with the defendant shall not bar or otherwise limit recovery. Provided, however, that the court shall exclude from the amount of the damages awarded in the action, any amount of monetary relief that duplicates amounts that have been awarded for the same injury, but shall not exclude reasonable costs and attorneys fees.

(b) Action by attorney general. The attorney general shall investigate suspected violations of the provisions of this chapter and if he or she shall conclude that a violation is imminent, is occurring, or has occurred, he or she may institute on behalf of the state of Rhode Island or any of its departments, subdivisions, agencies, or its cities and towns, an action in superior court seeking appropriate relief. The attorney general may bring an action in federal court on behalf of the state of Rhode Island; any of its political subdivisions or agencies; or its cities and towns to recover the damages provided for by the federal antitrust laws, and pursuant to the federal laws may undertake any measures that he or she deems necessary for the successful conduct of the action.
R.I. Gen. Laws § 6-36-5 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-5
§ 6-36-5. Establishment, maintenance, or use of monopoly power.
Status: in_force

The establishment, maintenance, or use of a monopoly, or an attempt to establish a monopoly, of trade or commerce by any person, for the purpose of excluding competition or controlling, fixing, or maintaining prices, is unlawful.
R.I. Gen. Laws § 6-38-6 — RI Code / Title 6 / Chapter 6-38 / Section 6-38-6
§ 6-38-6. Enforcement.
Status: in_force

Responsibility for enforcement of the provisions of this chapter shall be in the department of the attorney general.
R.I. Gen. Laws § 6-16-1 — RI Code / Title 6 / Chapter 6-16 / Section 6-16-1
§ 6-16-1. Definitions.
Status: in_force

As used in this chapter:

(1) Affiliate means:

(i) A person who directly or indirectly owns, controls, or holds with power to vote twenty percent (20%) or more of the outstanding voting securities of the debtor, other than a person who holds the securities:

(A) As a fiduciary or agent without sole discretionary power to vote the securities; or

(B) Solely to secure a debt, if the person has not exercised the power to vote;

(ii) A corporation, twenty percent (20%) or more of whose outstanding voting securities are directly or indirectly owned, controlled, or held with power to vote by the debtor or a person who directly or indirectly owns, controls, or holds, with power to vote, twenty percent (20%) or more of the outstanding voting securities of the debtor, other than a person who holds the securities:

(A) As a fiduciary or agent without sole power to vote the securities; or

(B) Solely to secure a debt, if the person has not in fact exercised the power to vote;

(iii) A person whose business is operated by the debtor under a lease or other agreement, or a person substantially all of whose assets are controlled by the debtor; or

(iv) A person who operates the debtors business under a lease or other agreement or controls substantially all of the debtors assets.

(2) Asset means property of a debtor, but the term does not include:

(i) Property to the extent it is encumbered by a valid lien;

(ii) Property to the extent it is generally exempt under nonbankruptcy law; or

(iii) An interest in property held in tenancy by the entireties to the extent it is not subject to process by a creditor holding a claim against only one tenant.

(3) Claim means a right to payment, whether or not the right is reduced to judgment, liquidated, unliquidated, fixed, contingent, matured, unmatured, disputed, undisputed, legal, equitable, secured, or unsecured.

(4) Creditor means a person who has a claim.

(5) Debt means liability on a claim.

(6) Debtor means a person who is liable on a claim.

(7) Electronic means relating to technology having electrical, digital, magnetic, wireless, optical, electromagnetic, or similar capabilities.

(8) Insider includes:

(i) If the debtor is an individual:

(A) A relative of the debtor or of a general partner of the debtor;

(B) A partnership in which the debtor is a general partner;

(C) A general partner in a partnership described in subsection (8)(i)(B); or

(D) A corporation of which the debtor is a director, officer, or person in control;

(ii) If the debtor is a corporation:

(A) A director of the debtor;

(B) An officer of the debtor;

(C) A person in control of the debtor;

(D) A partnership in which the debtor is a general partner;

(E) A general partner in a partnership described in subsection (8)(ii)(D); or

(F) A relative of a general partner, director, officer, or person in control of the debtor;

(iii) If the debtor is a partnership:

(A) A general partner in the debtor;

(B) A relative of a general partner in, a general partner of, or a person in control of the debtor;

(C) Another partnership in which the debtor is a general partner;

(D) A general partner in a partnership described in subsection (8)(iii)(C); or

(E) A person in control of the debtor;

(iv) An affiliate, or an insider of an affiliate as if the affiliate were the debtor; and

(v) A managing agent of the debtor.

(9) Lien means a charge against, or an interest in, property to secure payment of a debt or performance of an obligation, and includes a security interest created by agreement; a judicial lien obtained by legal or equitable process or proceedings; a common-law lien; or a statutory lien.

(10) Organization means a person other than an individual.

(11) Person means an individual, estate, partnership, association, trust, business or nonprofit entity, public corporation, government or governmental subdivision, agency, or instrumentality, or other legal or commercial entity.

(12) Property means anything that may be the subject of ownership.

(13) Record means information that is inscribed on a tangible medium or that is stored in an electronic or other medium, and retrievable in perceivable form.

(14) Relative means an individual related by consanguinity within the third degree as determined by the common law, a spouse, or an individual related to a spouse within the third degree as so determined, and includes an individual in an adoptive relationship within the third degree.

(15) Sign means with present intent to authenticate or adopt a record:

(i) To execute or adopt a tangible symbol; or

(ii) To attach to or logically associate with the record an electronic symbol, sound, or process.

(16) Transfer means every mode, direct or indirect, absolute or conditional, voluntary or involuntary, of disposing of or parting with an asset or an interest in an asset, and includes payment of money, release, lease, license, and creation of a lien or other encumbrance.

(17) Valid lien means a lien that is effective against the holder of a judicial lien subsequently obtained by legal or equitable process or proceedings.
R.I. Gen. Laws § 6-53-3 — RI Code / Title 6 / Chapter 6-53 / Section 6-53-3
§ 6-53-3. Identification and authority of seller.
Status: in_force

(a) Every person required to be licensed under this chapter shall require positive proof of identification with photograph, date of birth, and current address of every seller from whom tools and electronics are to be purchased and shall require the seller to sign a statement, on a form to be approved by the attorney general, stating that the seller is the legal owner of the property or is the agent of the owner authorized to sell the property and when and where or in what manner the property was obtained.

(b) Every person required to be licensed under this chapter shall, before purchasing any tool or electronic device, require the seller, if a minor, to be accompanied by the parent or legal guardian of the minor.
R.I. Gen. Laws § 6-36-15 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-15
§ 6-36-15. Common law powers.
Status: in_force

No provision of this chapter shall be construed to limit the common law powers of the attorney general.
R.I. Gen. Laws § 6-14-12 — RI Code / Title 6 / Chapter 6-14 / Section 6-14-12
§ 6-14-12. Unlicensed sales.
Status: in_force

Any person who shall advertise, represent, or hold out for sale a stock of goods, wares, and merchandise under the description of closing-out sale; going-out-of-business sale; discontinuance-of-business sale; selling out; liquidation; lost our lease; must vacate; forced out; removal; or other designation of like meaning; or a sale of goods, wares, and merchandise damaged by fire, smoke, water, or otherwise, without first having complied with the provisions of this chapter, shall be deemed guilty of a misdemeanor and shall, upon conviction, be fined in a sum not less than fifty dollars ($50.00) nor more than five hundred dollars ($500), or shall be imprisoned for not less than ten (10) days nor more than six (6) months, or both, within the discretion of the court.
R.I. Gen. Laws § 6A-5-103 — RI Code / Title 6A / Chapter 6A-5 / Section 6A-5-103
§ 6A-5-103. Scope.
Status: in_force

(a) This chapter applies to letters of credit and to certain rights and obligations arising out of transactions involving letters of credit.

(b) The statement of a rule in this chapter does not by itself require, imply, or negate application of the same or a different rule to a situation not provided for, or to a person not specified, in this chapter.

(c) With the exception of this subsection, subsections (a) and (d), §§ 6A-5-102(a)(9) and (10), 6A-5-106(d), and 6A-5-114(d), and except to the extent prohibited in §§ 6A-1-302 and 6A-5-117(d), the effect of this chapter may be varied by agreement or by a provision stated or incorporated by reference in an undertaking. A term in an agreement or undertaking generally excusing liability or generally limiting remedies for failure to perform obligations is not sufficient to vary obligations prescribed by this chapter.

(d) Rights and obligations of an issuer to a beneficiary or a nominated person under a letter of credit are independent of the existence, performance, or nonperformance of a contract or arrangement out of which the letter of credit arises or which underlies it, including contracts or arrangements between the issuer and the applicant and between the applicant and the beneficiary.
R.I. Gen. Laws § 6-48-3 — RI Code / Title 6 / Chapter 6-48 / Section 6-48-3
§ 6-48-3. Legislative findings.
Status: in_force

The general assembly finds and declares that:

(a) Identity theft is a growing menace for consumers in the new economy, as vast quantities of sensitive, personal information has become vulnerable to criminal interception and misuse;

(b) Identity theft has become a major law enforcement challenge;

(c) An integral part of many identity thefts involves the interception of personal financial data, the fraudulent acquisition of credit cards or other financial products in another persons name;

(d) Identity theft is an act that violates the privacy of our citizens, ruins their good names and may subject them to restricted access to credit, diminished employment opportunities, and months or years of effort to repair damage to credit histories;

(e) Social security numbers are frequently used as identification numbers in many computer files, giving access to information an individual may want kept private, making it [is] wise to limit access to an individuals social security number whenever possible; and

(f) It is therefore a valid public purpose for the Rhode Island general assembly to ensure that the private financial information and social security numbers of the citizens of the state of Rhode Island are less accessible, in order to mitigate the potential for more identity theft to occur.
R.I. Gen. Laws § 6-38-5 — RI Code / Title 6 / Chapter 6-38 / Section 6-38-5
§ 6-38-5. Penalties.
Status: in_force

Any individual, firm, partnership, corporation, company, association, or joint stock association which violates any provision of this chapter shall be subject to a penalty of not less than five hundred dollars ($500), nor more than one thousand dollars ($1,000), for each and every offense. In addition to the penalties provided in this section, any violation of this chapter shall constitute a violation of the Deceptive Trades Practices Act (chapter 13.1 of title 6).
R.I. Gen. Laws § 6-10-6 — RI Code / Title 6 / Chapter 6-10 / Section 6-10-6
§ 6-10-6. Penalty for violations.
Status: in_force

Any person, firm, or corporation who willfully violates any of the provisions of this chapter shall be guilty of a misdemeanor and shall upon conviction be punished by a fine of not more than fifty dollars ($50.00) for each separate offense.
R.I. Gen. Laws § 6A-5-106 — RI Code / Title 6A / Chapter 6A-5 / Section 6A-5-106
§ 6A-5-106. Issuance, amendment, cancellation, and duration.
Status: in_force

(a) A letter of credit is issued and becomes enforceable according to its terms against the issuer when the issuer sends or otherwise transmits it to the person requested to advise or to the beneficiary. A letter of credit is revocable only if it so provides.

(b) After a letter of credit is issued, rights and obligations of a beneficiary, applicant, confirmer, and issuer are not affected by an amendment or cancellation to which that person has not consented except to the extent the letter of credit provides that it is revocable or that the issuer may amend or cancel the letter of credit without that consent.

(c) If there is no stated expiration date or other provision that determines its duration, a letter of credit expires one year after its stated date of issuance or, if none is stated, after the date on which it is issued.

(d) A letter of credit that states that it is perpetual expires five years after its stated date of issuance, or if none is stated, after the date on which it is issued.
R.I. Gen. Laws § 6-10-2 — RI Code / Title 6 / Chapter 6-10 / Section 6-10-2
§ 6-10-2. Length of small units to be shown  Bobbins  Packages for household use.
Status: in_force

When the net weight of the thread in or on any unit is less than two (2) ounces avoirdupois, the unit shall be marked to show the length of the thread in yards as unwound from the unit. Ready-wound bobbins that are not sold separately shall not be required to be individually marked, but the package containing the bobbins shall be marked to show the number of bobbins contained in the package and the net weight or measure of the thread on each bobbin. Any retail unit of thread, sold only for household use, consisting of a package containing two (2) or more similar individual units, that are not sold separately, shall be marked to show the number of individual units in the package and the net weight or measure of the thread in each individual unit, but this provision shall not apply where the individual units are separately marked.
R.I. Gen. Laws § 6-11-2 — RI Code / Title 6 / Chapter 6-11 / Section 6-11-2
§ 6-11-2. Labeling of gold plate, filled, and rolled products.
Status: in_force

Any person, firm, corporation, or association who or that makes for sale or sells, or offers to sell or dispose of, or has in his, her, or its possession with intent to sell or dispose of, any article of merchandise made in whole or in part of inferior metal having deposited or plated on the article or brazed or otherwise affixed to it a plate, plating, covering, or sheet of gold or of any alloy of gold, and the article is known in the market as rolled gold plate, gold plate, gold filled, or gold electroplate, or by any similar designation, and having stamped, branded, engraved, or imprinted upon any part of the article, or upon any tag, card, or label attached to it, or upon any box, package, cover, or wrapper in which the article is encased or enclosed, any word or mark usually employed to indicate the fineness of gold, unless that word is accompanied by other words plainly indicating that the article or some part of the article is made of rolled gold plate, or gold plate or gold electroplate, or is gold filled, as the case may be, is guilty of a misdemeanor.
R.I. Gen. Laws § 6-46-11 — RI Code / Title 6 / Chapter 6-46 / Section 6-46-11
§ 6-46-11. Waiver of chapter void.
Status: in_force

(a) The provisions of this chapter shall be deemed to be incorporated in every agreement and shall supersede and control all other provisions of the agreement. No supplier may require any dealer to waive compliance with any provision of this chapter. Any contract or agreement purporting to do so is void and unenforceable to the extent of the waiver or variance.

(b) Nothing in this chapter may be construed to limit or prohibit good-faith settlements of disputes voluntarily entered into between the parties.
R.I. Gen. Laws § 6-49-5 — RI Code / Title 6 / Chapter 6-49 / Section 6-49-5
§ 6-49-5. Damages.
Status: in_force

(a) Damages to a consumer resulting from the practices prohibited by this chapter are up to five hundred dollars ($500) per violation, or actual damages, whichever is greater.

(b) A person engaged in the business of providing internet access service to the public; an owner of a web page; or trademark owner adversely affected by reason of a violation of this chapter, may bring an action against a person who violates this chapter to:

(1) Enjoin further violations of this chapter; and

(2) Recover the greater of actual damages or five thousand dollars ($5,000) per violation of this chapter.

(c) The court may increase the damages up to three (3) times the damages allowed by this section if the defendant has engaged in a pattern and practice of violating this chapter. The court may award costs and reasonable attorneys fees to a prevailing party.
R.I. Gen. Laws § 6-61-5 — RI Code / Title 6 / Chapter 6-61 / Section 6-61-5
§ 6-61-5. Rules and regulations.
Status: in_force

The department of business regulation may promulgate rules and regulations to implement and enforce the provisions of §§ 6-61-2, 6-61-3 and 6-61-2.
R.I. Gen. Laws § 6-26-5 — RI Code / Title 6 / Chapter 6-26 / Section 6-26-5
§ 6-26-5. Pawnbrokers exempt.
Status: in_force

Sections 6-26-2  6-26-4 shall not apply to loans made by duly licensed pawnbrokers on the security of a deposit of personal property.
R.I. Gen. Laws § 6-34-1 — RI Code / Title 6 / Chapter 6-34 / Section 6-34-1
§ 6-34-1. Construction indemnity agreements.
Status: in_force

(a) A covenant, promise, agreement, or understanding in, or in connection with or collateral to, a contract or agreement relative to the design, planning, construction, alteration, repair, or maintenance of a building, structure, highway, road, appurtenance, and appliance, including moving, demolition, and excavating connected with a building, structure, highway, road, appurtenance, or appliance, pursuant to which contract or agreement the promisee or the promisees independent contractors, agents, or employees has hired the promisor to perform work, purporting to indemnify the promisee, the promisees independent contractors, agents, employees, or indemnitees against liability for damages arising out of bodily injury to persons or damage to property proximately caused by or resulting from the negligence of the promisee, the promisees independent contractors, agents, employees, or indemnitees, is against public policy and is void; provided that this section shall not affect the validity of any insurance contract, workers compensation agreement, or an agreement issued by an insurer.

(b) Nothing in this section shall prohibit any person from purchasing insurance for his or her own protection or from purchasing a construction bond.
R.I. Gen. Laws § 6-36-14 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-14
§ 6-36-14. Agreements with other plaintiffs  Settlements  Cooperation with other governments  Division of antitrust.
Status: in_force

(a) In any action brought by the attorney general pursuant either to this chapter or to the federal antitrust laws, or both, for the recovery of damages or other proper relief, the attorney general may enter into agreements relating to the investigation and litigation of the action with any other party plaintiff who has brought a similar action and with whom the attorney general finds it advantageous to act jointly or to share common expenses or to cooperate in any manner relative to the action. The attorney general may enter settlements with defendants that provide for the payment of money to plaintiffs.

(b) The attorney general may cooperate with officials of the federal government and of the several states in the investigation and enforcement of violations to the end that implementation of this chapter will be accomplished in the most equitable and efficient manner possible.

(c) The attorney general may establish a division of antitrust within the department of attorney general to enforce this chapter, and he or she may employ any assistant attorneys general, special assistant attorneys general, economic analysts, investigators, and clerical staff that may be required to support the division.
R.I. Gen. Laws § 6-36-24 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-24
§ 6-36-24. Suspension of limitation.
Status: in_force

Whenever any civil or criminal proceedings shall be commenced by the state to prevent, restrain, or punish a violation of this chapter, the running of the statute of limitations in respect to every private right of action arising under this chapter and based in whole or in part on any matter complained of in the proceeding shall be suspended during the pendency of the action and for one year thereafter; provided, however, that whenever the running of the statute of limitations with respect to a cause of action arising under either § 6-36-10 or § 6-36-11 or both shall be suspended under this section, any action to enforce the section shall be forever barred unless commenced either within the period of suspension or within four (4) years after the cause of action accrued, whichever is later.
R.I. Gen. Laws § 6-13-17 — RI Code / Title 6 / Chapter 6-13 / Section 6-13-17
§ 6-13-17. Requiring consumers to furnish social security numbers.
Status: in_force

(a) Unless otherwise required by federal law, no person shall require that a consumer of goods or services disclose all or part of a social security number incident to the sale of consumer goods or services; provided, however, that:

(1) Insurance companies and institutions licensed by the state or federal government for financial services may require applicants for those services to disclose their social security number;

(2) Social security numbers may be required for the providing and billing of health care or pharmaceutical-related services, including the issuance of identification cards and account numbers for users of health care or pharmaceutical-related services; and

(3) Disclosure may be required of a consumer as a condition of applying for a credit card for the purchase of goods or services.

(b) Any person violating the provisions of this section shall be guilty of a misdemeanor, and upon conviction, shall be fined not more than five hundred dollars ($500).

(c) In any civil action alleging a violation of this section, the court may award damages, reasonable attorneys fees, and costs to a prevailing consumer and afford injunctive relief against any person or business that commits or proposes to commit a violation of this section.
R.I. Gen. Laws § 6-53-9 — RI Code / Title 6 / Chapter 6-53 / Section 6-53-9
§ 6-53-9. Refusal to issue license.
Status: in_force

The attorney general shall refuse to issue a license when the attorney general has found that the application for the license contains a false representation of a material fact; when investigation reveals that the person applying for the license has previously been guilty of a violation of this chapter or has been a partner of a partnership, member of an association, or an officer or director of a corporation that has previously been guilty of a violation of this chapter; or has a disqualifying criminal record as defined in § 6-53-13. The attorney general may, in his or her discretion, issue a license if the disqualifying criminal record is more than ten (10) years old.
R.I. Gen. Laws § 6-53-7 — RI Code / Title 6 / Chapter 6-53 / Section 6-53-7
§ 6-53-7. Penalties.
Status: in_force

(a) Every person who shall violate the provisions of this chapter shall be guilty of a misdemeanor and shall be fined not more than five hundred dollars ($500) or imprisoned for not more than one year, or both.

(b) If the value of the property involved in a transaction that is in violation of this chapter exceeds five hundred dollars ($500), a person convicted of a violation shall be fined not more than two thousand dollars ($2,000) or imprisoned for not more than three (3) years, or both.

(c) The attorney general shall have the authority to suspend the license of any person required to be licensed under this chapter as a result of violations of this chapter or attorney general regulations leading to penalties under this chapter.
R.I. Gen. Laws § 6-48-4 — RI Code / Title 6 / Chapter 6-48 / Section 6-48-4
§ 6-48-4. Definitions.
Status: in_force

As used in this chapter:

(a) Person means any individual, partnership, corporation, trust, estate, cooperative, association, government or governmental subdivision or agency, or other entity.

(b) Consumer means an individual who is also a resident of this state.

(c) Consumer reporting agency has the meaning ascribed to it in 15 U.S.C. § 1681(a)(f).

(d) Consumer report has the meaning ascribed to it in 15 U.S.C. § 1681(a)(d).

(e) Credit card has the same meaning as in § 103 of 15 U.S.C. § 1601 et. seq. (The Truth in Lending Act.)

(f) Debit card means any card or device issued by a financial institution to a consumer for use in initiating an electronic fund transfer from the account holding assets of the consumer at such financial institution, for the purpose of transferring money between accounts or obtaining money, property, labor, or services.

(g) Proper identification means proper identification as defined in 15 U.S.C. § 1681h(a)(1).

(h) Security freeze means a notice placed in a consumers credit report at the request of the consumer and subject to certain exceptions, that prohibits the consumer reporting agency from releasing the consumers credit report or score related to the extension of credit.

(i) Reviewing the account or account review includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements.
R.I. Gen. Laws § 6-41-11 — RI Code / Title 6 / Chapter 6-41 / Section 6-41-11
§ 6-41-11. Time of taking effect.
Status: in_force

This chapter takes effect on July 1, 1986, and does not apply to misappropriation occurring prior to July 1, 1986. With respect to a continuing misappropriation that began prior to July 1, 1986, the chapter also does not apply to the continuing misappropriation that occurs after July 1, 1986.
R.I. Gen. Laws § 6A-5-110 — RI Code / Title 6A / Chapter 6A-5 / Section 6A-5-110
§ 6A-5-110. Warranties.
Status: in_force

(a) If its presentation is honored, the beneficiary warrants:

(1) To the issuer, any other person to whom presentation is made, and the applicant that there is no fraud or forgery of the kind described in § 6A-5-109(a); and

(2) To the applicant that the drawing does not violate any agreement between the applicant and beneficiary or any other agreement intended by them to be augmented by the letter of credit.

(b) The warranties in subsection (a) are in addition to warranties arising under chapters 3, 4, 7, and 8 of this title because of the presentation or transfer of documents covered by any of those chapters.
R.I. Gen. Laws § 6-26-3 — RI Code / Title 6 / Chapter 6-26 / Section 6-26-3
§ 6-26-3. Criminal usury.
Status: in_force

Any person, who, on his or her own behalf or on behalf of any other person, partnership, corporation, or association, shall willfully and knowingly violate any of the provisions of § 6-26-2 shall be guilty of criminal usury and shall be imprisoned for not more than five (5) years.
R.I. Gen. Laws § 6-56-3 — RI Code / Title 6 / Chapter 6-56 / Section 6-56-3
§ 6-56-3. Scope.
Status: in_force

This chapter applies to:

(1) A person or transaction governed by the Uniform Regulation of Virtual-Currency Businesses Act; and

(2) A user that is not a resident if the user or transaction with the user would be governed by the Uniform Regulation of Virtual-Currency Businesses Act if the user were a resident.
R.I. Gen. Laws § 6-35-1 — RI Code / Title 6 / Chapter 6-35 / Section 6-35-1
§ 6-35-1. Agreements.
Status: in_force

Any contractual agreement relating to the repair of a motor vehicle entered into as a direct and immediate result of an automobile collision on a public highway, thoroughfare, or street may be rescinded at the option of the owner of the motor vehicle within forty-eight (48) hours after the occurrence of the accident by presenting written notice of the rescission to the other party. The owner of the motor vehicle shall not be liable for the cost of any repair work done prior to the expiration of the rescission period and the motor vehicle must be returned to the owner upon request.
R.I. Gen. Laws § 6-28-1 — RI Code / Title 6 / Chapter 6-28 / Section 6-28-1
§ 6-28-1. Short title.
Status: in_force

This chapter may be known and cited as the Door-to-Door Sales Act.
R.I. Gen. Laws § 6-46-8 — RI Code / Title 6 / Chapter 6-46 / Section 6-46-8
§ 6-46-8. Uniform commercial practice.
Status: in_force

Nothing contained in this chapter may be construed to release or terminate a perfected security interest of the supplier in the inventory of the dealer.
R.I. Gen. Laws § 6A-5-108 — RI Code / Title 6A / Chapter 6A-5 / Section 6A-5-108
§ 6A-5-108. Issuers rights and obligations.
Status: in_force

(a) Except as otherwise provided in § 6A-5-109, an issuer shall honor a presentation that, as determined by the standard practice referred to in subsection (e), appears on its face strictly to comply with the terms and conditions of the letter of credit. Except as otherwise provided in § 6A-5-113 and unless otherwise agreed with the applicant, an issuer shall dishonor a presentation that does not appear so to comply.

(b) An issuer has a reasonable time after presentation, but not beyond the end of the seventh (7th) business day of the issuer after the day of its receipt of documents:

(1) To honor;

(2) If the letter of credit provides for honor to be completed more than seven (7) business days after presentation, to accept a draft or incur a deferred obligation; or

(3) To give notice to the presenter of discrepancies in the presentation.

(c) Except as otherwise provided in subsection (d), an issuer is precluded from asserting as a basis for dishonor any discrepancy if timely notice is not given, or any discrepancy not stated in the notice if timely notice is given.

(d) Failure to give the notice specified in subsection (b) or to mention fraud, forgery, or expiration in the notice does not preclude the issuer from asserting as a basis for dishonor fraud or forgery as described in § 6A-5-109(a) or expiration of the letter of credit before presentation.

(e) An issuer shall observe standard practice of financial institutions that regularly issue letters of credit. Determination of the issuers observance of the standard practice is a matter of interpretation for the court. The court shall offer the parties a reasonable opportunity to present evidence of the standard practice.

(f) An issuer is not responsible for:

(1) The performance or nonperformance of the underlying contract, arrangement, or transaction;

(2) An act or omission of others; or

(3) Observance or knowledge of the usage of a particular trade other than the standard practice referred to in subsection (e).

(g) If an undertaking constituting a letter of credit under § 6A-5-102(a)(10) contains nondocumentary conditions, an issuer shall disregard the nondocumentary conditions and treat them as if they were not stated.

(h) An issuer that has dishonored a presentation shall return the documents or hold them at the disposal of, and send advice to that effect to, the presenter.

(i) An issuer that has honored a presentation as permitted or required by this chapter:

(1) Is entitled to be reimbursed by the applicant in immediately available funds not later than the date of its payment of funds;

(2) Takes the documents free of claims of the beneficiary or presenter;

(3) Is precluded from asserting a right of recourse on a draft under §§ 6A-3-413 and 6A-3-414;

(4) Except as otherwise provided in §§ 6A-5-110 and 6A-5-117, is precluded from restitution of money paid or other value given by mistake to the extent the mistake concerns discrepancies in the documents or tender which are apparent on the face of the presentation; and

(5) Is discharged to the extent of its performance under the letter of credit unless the issuer honored a presentation in which a required signature of a beneficiary was forged.
R.I. Gen. Laws § 6-56-11 — RI Code / Title 6 / Chapter 6-56 / Section 6-56-11
§ 6-56-11. Severability.
Status: in_force

If any provision of this chapter or its application to any person or circumstance is held invalid, the invalidity does not affect other provisions or application of this chapter which can be given effect without the invalid provision or application, and to this end the provisions of this chapter are severable.
R.I. Gen. Laws § 6-16-16 — RI Code / Title 6 / Chapter 6-16 / Section 6-16-16
§ 6-16-16. Uniformity of application and construction.
Status: in_force

This chapter shall be applied and construed to effectuate its general purpose to make uniform the law with respect to the subject of this chapter among the states enacting it.
R.I. Gen. Laws § 6-36-1 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-1
§ 6-36-1. Short title.
Status: in_force

This chapter shall be known and may be cited as the Rhode Island Antitrust Act.
R.I. Gen. Laws § 6-28-5 — RI Code / Title 6 / Chapter 6-28 / Section 6-28-5
§ 6-28-5. Sellers obligations on cancellation.
Status: in_force

(a) Within twenty (20) days after a door-to-door sale has been cancelled, the seller shall tender to the buyer any payments made by the buyer and any note or other evidence of indebtedness. Any security interest arising out of the transaction will be canceled.

(b) If the downpayment includes goods traded in, the goods shall be tendered in substantially as good condition as when received. If the seller fails to tender the goods as provided by this section, the buyer may elect to recover an amount equal to the trade-in allowance stated in the agreement.

(c) The seller may retain as a cancellation fee five percent (5%) of the cash price; five dollars ($5.00); or the amount of the cash down payment, whichever is least. If the seller fails to comply with an obligation imposed by this section, or if the buyer avoids the sale on any ground independent of his right to cancel under § 6-28-3, the seller is not entitled to retain a cancellation fee.

(d) Until the seller has complied with the obligations imposed by this section, the buyer may retain possession of goods delivered to him or her by the seller and has a lien on the goods for any recovery to which the buyer is entitled.
R.I. Gen. Laws § 6-38-1 — RI Code / Title 6 / Chapter 6-38 / Section 6-38-1
§ 6-38-1. Declaration of purpose.
Status: in_force

Given increased public awareness in energy conservation and a concurrent increase in energy activity in the marketplace, the general assembly finds that to offer consumer protection to prospective purchasers of insulation products and of installation services of those products serves the public interest, and the general assembly further finds that the protection can be afforded by requiring that no insulation contractor shall install insulation in any existing residential, industrial, or commercial building without first providing the owner or lessee with a written contract which shall include, but not be limited to, the provisions of § 6-38-4.
R.I. Gen. Laws § 6-44-3 — RI Code / Title 6 / Chapter 6-44 / Section 6-44-3
§ 6-44-3. General requirements of disclosure.
Status: in_force

(a) Each lessor shall give to the lessee, prior to the execution of the lease, a dated, written statement on which the lessor and lessee are identified setting out accurately and in a clear and conspicuous manner the following information with respect to the lease, as applicable:

(1) A brief description or identification of the leased property, including whether the property is new or used;

(2) The amount of any payment required by the lessee at or before the execution of the lease;

(3) The amount paid or payable by the lessee for fees or taxes;

(4) The amount and description of other charges payable by the lessee and not included in the periodic payments;

(5) A statement of the amount or method of determining the amount of any liabilities the lease imposes upon the lessee at the end of the term of the lease; whether or not the lessee has the option to purchase the leased property and the price at which the leased property may be purchased at the end of the lease; and the method of determining the early purchase option price at any point in time;

(6) A statement identifying all express warranties and guarantees made by the manufacturer or lessor with respect to the leased property and identifying the party responsible for maintaining or servicing the leased property together with a description of the responsibility;

(7) A brief description of insurance provided or paid for by the lessor or required of the lessee, including the types and amount of the coverages and costs;

(8) The number, amount, and due dates or periods of payments under the lease and the total amount of the periodic payments; and

(9) A statement of the conditions under which the lessee or lessor may terminate the lease prior to the end of the term or that no right to terminate exists and the amount or method of determining the amount of any penalty or other charge for delinquency, default, late payments, or early termination.

(b) The disclosures required under this section may be made in the lease contract to be signed by the lessee or may be made in a separate, written document that shall be attached to the lease contract. Any of the information required to be disclosed under this section may be given in the form of estimates where the lessor is not in a position to know the exact information.
R.I. Gen. Laws § 6-52-4 — RI Code / Title 6 / Chapter 6-52 / Section 6-52-4
§ 6-52-4. Exemptions.
Status: in_force

This chapter does not apply to any of the following:

(1) Any bank, credit union, or financial institution as defined under the federal Gramm Leach Bliley Law that is subject to the regulation of the Office of the Comptroller of Currency; the Federal Reserve; the National Credit Union Administration; the Securities and Exchange Commission; the Federal Deposit Insurance Corporation; the Federal Trade Commission; the Office of Thrift Supervision; and the U.S. Department of the Treasury or the Department of Business Regulation; and is subject to the privacy and security provisions of the Gramm Leach Bliley Act, 15 U.S.C. § 6801 et seq;

(2) Any health insurer, non-profit hospital, or medical service corporation, as defined in chapters 19 and 20 of title 27, and any health care facility that is subject to the standards for privacy of individually identifiable health information and the security standards for the protection of electronic health information of the Health Insurance Portability and Accountability Act of 1996;

(3) Any consumer report agency that is subject to, and in compliance with, the Federal Credit Reporting Act. 15 U.S. C. § 1681 et seq., as amended; or

(4) Any business that enters into a contractual agreement with another business to complete the destruction of a customers personal information and has physical evidence of that contractual agreement.
R.I. Gen. Laws § 6-59-1 — RI Code / Title 6 / Chapter 6-59 / Section 6-59-1
§ 6-59-1. Definitions.
Status: in_force

As used in this chapter, gift card means a written promise or electronic payment device that:

(1) Is usable at a single merchant or an affiliated group of merchants that share the same name, mark, or logo, or is usable at multiple, unaffiliated merchants or service providers;

(2) Is issued in a specific amount;

(3) May or may not be increased in value or reloaded;

(4) Is purchased and/or loaded on a prepaid basis for the future purchase or delivery of any goods or services; and

(5) Is honored upon presentation.
R.I. Gen. Laws § 6-46-10 — RI Code / Title 6 / Chapter 6-46 / Section 6-46-10
§ 6-46-10. Remedies.
Status: in_force

Nothing contained in this section shall bar the right of an agreement to provide for binding arbitration of disputes. Any arbitration shall be consistent with the provisions of this chapter and other appropriate state law. The place of any arbitration shall be in the city or county in which the dealer maintains the dealers principal place of business in this state.
R.I. Gen. Laws § 6-56-1 — RI Code / Title 6 / Chapter 6-56 / Section 6-56-1
§ 6-56-1. Short title.
Status: in_force

This chapter shall be known and may be cited as the Uniform Supplemental Commercial Law for the Uniform Regulation of Virtual-Currency Businesses Act.
R.I. Gen. Laws § 6-16-8.2 — RI Code / Title 6 / Chapter 6-16 / Section 6-16-8.2
§ 6-16-8.2. Fraudulent conveyance by transferor of child support  Civil action.
Status: in_force

(a) A person who has been adjudged to be in contempt of an order or judgment for child support entered pursuant to chapters 9, 10, 11.1, and 13 of title 15 who knowingly makes a conveyance without fair consideration to an individual for a fraudulent purpose relating to avoiding payment of the order or judgment shall be liable in a civil action to the obligee under the order or judgment in an amount equal to the value of the conveyance made.

(b) A person shall not be liable under this section if the conveyance made does not exceed one hundred dollars ($100) in value in any calendar year.

(c) For the purpose of this section, conveyance means any payment of money, gift, assignment, transfer, or lease of tangible or intangible property.

(d) A conveyance shall be deemed to be made without fair consideration unless the conveyance was made in exchange for property or goods of equal value or to satisfy an existing debt created in good faith.
R.I. Gen. Laws § 6-36-22 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-22
§ 6-36-22. Promulgation of rules and regulations.
Status: in_force

The attorney general shall, from time to time, promulgate rules and regulations prescribing procedures for the implementation and effectuation of his or her powers and authority under this chapter in accordance with chapter 35 of title 42.
R.I. Gen. Laws § 6-10-5 — RI Code / Title 6 / Chapter 6-10 / Section 6-10-5
§ 6-10-5. Enforcement of chapter.
Status: in_force

The state sealer of weights and measures in the state department of labor and training shall enforce and administer the provisions of this chapter. All actions, suits, complaints, and prosecutions for the violation of any of the provisions of this chapter shall be brought by and in the name of the state sealer of weights and measures, or by and in the name of the state director of labor and training or his or her duly authorized representative.
R.I. Gen. Laws § 6-38-7 — RI Code / Title 6 / Chapter 6-38 / Section 6-38-7
§ 6-38-7. Subsequent occupant or purchaser  Availability of installation information.
Status: in_force

In the event of the sale or rental of a single or multifamily dwelling for which the owner or lessor has installed ureaformaldehyde insulation, the owner or lessor, upon request of a prospective purchaser, lessee, or tenant, shall provide any available information relative to the installed insulation.
R.I. Gen. Laws § 6-11-3 — RI Code / Title 6 / Chapter 6-11 / Section 6-11-3
§ 6-11-3. Sterling silver.
Status: in_force

Any person, firm, corporation, or association who or that makes for sale or sells, or offers to sell or dispose of, or has in his, her, or its possession with intent to sell or dispose of, any article of merchandise made in whole or in part of silver or of any alloy of silver, and having marked, stamped, branded, engraved, or imprinted upon any part of the article, or upon any tag, card, or label attached to it, or upon any box, package, cover, or wrapper in which the article is encased or enclosed, the words sterling silver or sterling, or any colorable imitation thereof, unless nine hundred twenty-five one-thousandths (925/1000) of the component parts of the metal appearing or purporting to be silver of which the article is manufactured are pure silver, subject to the qualifications prescribed by this chapter, is guilty of a misdemeanor; provided, that in the case of all articles, there shall be allowed a divergence in fineness of four one-thousandths (4/1000) parts from the previously mentioned standard.
R.I. Gen. Laws § 6-13-19 — RI Code / Title 6 / Chapter 6-13 / Section 6-13-19
§ 6-13-19. Requiring consumers to furnish social security numbers.
Status: in_force

No person, firm, corporation, or other business entity that offers discount cards for purchases made at any business maintained by the offeror shall require that a consumer of goods who applies for a discount card furnish all or part of his or her social security number as a condition precedent to the application for the consumer discount card. No information obtained on the application or by use of a discount card can be sold or given to any other person, firm, corporation, or business entity, provided that the person, firm, corporation, or other business may: (a) disclose such information to its affiliates, to service providers that perform services for it, or as required by law; and/or (b) transfer such information in connection with the sale of its business operations.
R.I. Gen. Laws § 6-60-4 — RI Code / Title 6 / Chapter 6-60 / Section 6-60-4
§ 6-60-4. Medical debt collectors.
Status: in_force

(a) A creditor, debt collector, or collection agency shall not use any false, deceptive, or misleading information or means when attempting to collect a medical debt or in an attempt to obtain information about a consumer in relation to collection of a medical debt by making a false, deceptive, or misleading representation that the medical debt will be included in a consumer credit report or factored into a credit score.

(b) Any correspondence from a creditor, debt collector, or collection agency to a consumer shall include the following language: The State of Rhode Island general laws prohibit credit bureaus from reporting medical debt or factoring medical debt into a credit score.

(c) No creditor or debt collector that knows or should have known about an internal review, external review, or other appeal of a health insurance decision that is pending within sixty (60) days of the consumers receipt of the financial statement shall:

(1) Provide information relative to unpaid charges for healthcare services to a consumer reporting agency;

(2) Communicate with the consumer regarding the unpaid charges for healthcare services for the purpose of seeking to collect the charges; or

(3) Initiate a lawsuit or arbitration proceeding against the consumer relative to unpaid charges for healthcare services.

(d) If a medical debt has already been reported to a consumer reporting agency and the creditor or debt collector who reported the information learns of an internal review, external review, or other appeal of a health insurance decision that is pending within sixty (60) days of the consumers receipt of the financial statement, such creditor or collector shall instruct the consumer reporting agency to delete the information about the debt.
R.I. Gen. Laws § 6-46-9 — RI Code / Title 6 / Chapter 6-46 / Section 6-46-9
§ 6-46-9. Warranty obligations.
Status: in_force

Whenever a supplier and a dealer enter into an agreement providing consumer warranties, the supplier shall pay any warranty claim made for warranty parts and service within thirty (30) days after its receipt and approval. The supplier shall approve or disapprove a warranty claim within thirty (30) days after its receipt. If a claim is not specifically disapproved in writing within thirty (30) days after its receipt, it shall be deemed to be approved and payment shall be made by the supplier within thirty (30) days.
R.I. Gen. Laws § 6-36-20 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-20
§ 6-36-20. Judgment in favor of state as prima facie evidence.
Status: in_force

A final judgment or decree rendered in any civil or criminal proceeding under this chapter brought by or on behalf of the state of Rhode Island, any of its departments or agencies, or any of its political subdivisions to the effect that a defendant has violated this chapter shall be prima facie evidence against the defendant in any action or proceeding as to all matters respecting which the judgment or decree would be an estoppel as between the parties to it; provided, however, this section shall not apply to consent judgments or decrees entered before any testimony has been taken.
R.I. Gen. Laws § 6-56-8 — RI Code / Title 6 / Chapter 6-56 / Section 6-56-8
§ 6-56-8. Supplementary law.
Status: in_force

Unless displaced by the particular provisions of this chapter, the principles of law and equity supplement this chapter.
R.I. Gen. Laws § 6-45-2 — RI Code / Title 6 / Chapter 6-45 / Section 6-45-2
§ 6-45-2. Effect on implied warranties of Uniform Commercial Code.
Status: in_force

(a) For purposes of §§ 6A-2-314 or 6A-2.1-212 and §§ 6A-2-315 or 6A-2.1-213, with respect to a sale or a lease of an assistive technology device, the term seller or lessor includes the manufacturer of the device.

(b) For purposes of §§ 6A-2-315 or 6A-2.1-213, with respect to a sale or lease of an assistive technology device, the seller or lessor shall be deemed to know that the particular purpose, for which the device is required, is to increase, maintain, or improve those functional capabilities that are appropriate to the kind of device involved in light of any knowledge that the seller or lessor may have acquired of the disabilities of the consumer.

(c) For purposes of §§ 6A-2-315 or 6A-2.1-213, with respect to a sale or lease of an assistive technology device, the seller or lessor shall be deemed to know that the consumer is relying on the sellers or lessors skill or judgment to select or furnish a suitable device in light of the knowledge that the seller or lessor has, or is deemed to have by reason of subsection (b) of this section, unless the consumer specifies a particular device and signs and is furnished a copy of a writing that:

(1) Particularly describes the device that the consumer is specifying;

(2) States that this person is specifying that device described; and

(3) Contains the following notice, conspicuously in type that is at least four (4) points larger than the surrounding text: There is no warranty (guarantee) that this product will be fit for your particular needs. There is only a warranty (guarantee) that the product will be fit for the purposes that it ordinarily meets. This is because you have specified the product you want to buy instead of relying on the sellers/lessors knowledge to help choose one based upon your particular needs.

(d) With respect to a sale or lease of an assistive technology device, the implied warranty of merchantability described in §§ 6A-2-314 or 6A-2.1-212 and the implied warranty of fitness for a particular purpose described in §§ 6A-2-315 or 6A-2.1-213 shall not be excluded or modified, pursuant to §§ 6A-2-316 or 6A-2.1-214 or otherwise.
R.I. Gen. Laws § 6-16-8 — RI Code / Title 6 / Chapter 6-16 / Section 6-16-8
§ 6-16-8. Defenses, liability, and protection of transferee or obligee.
Status: in_force

(a) A transfer or obligation is not voidable under § 6-16-4(a)(1) against a person who took in good faith and for a reasonably equivalent value given the debtor or against any subsequent transferee or obligee.

(b) To the extent a transfer is voidable in an action by a creditor under § 6-16-7(a)(1), the following rules apply:

(1) Except as otherwise provided in this section, the creditor may recover judgment for the value of the asset transferred, as adjusted under subsection (c) of this section, or the amount necessary to satisfy the creditors claim, whichever is less. The judgment may be entered against:

(i) The first transferee of the asset or the person for whose benefit the transfer was made; or

(ii) An immediate or mediate transferee of the first transferee, other than:

(A) A good-faith transferee that took for value; or

(B) An immediate or mediate good-faith transferee of a person described in subsection (b)(1)(ii)(A) of this section.

(2) Recovery pursuant to § 6-16-7(a)(1) or (b) or from the asset transferred or its proceeds, by levy or otherwise, is available only against a person described in subsection (b)(1)(i) or (ii) of this section.

(c) If the judgment under subsection (b) is based upon the value of the asset transferred, the judgment must be for an amount equal to the value of the asset at the time of the transfer, subject to adjustment as the equities may require.

(d) Notwithstanding voidability of a transfer or an obligation under this chapter, a good-faith transferee or obligee, to the extent of the value given the debtor for the transfer or obligation, is entitled to:

(1) A lien on or a right to retain an interest in the asset transferred;

(2) Enforcement of an obligation incurred; or

(3) A reduction in the amount of the liability on the judgment.

(e) A transfer is not voidable under § 6-16-4(a)(2) or § 6-16-5 if the transfer results from:

(1) Termination of a lease upon default by the debtor when the termination is pursuant to the lease and applicable law; or

(2) Enforcement of a security interest in compliance with Article 9 of the Uniform Commercial Code, other than acceptance of collateral in full or partial satisfaction of the obligation it secures.

(f) A transfer is not voidable under § 6-16-5(b):

(1) To the extent the insider gave new value to or for the benefit of the debtor after the transfer was made except to the extent the new value was secured by a valid lien;

(2) If made in the ordinary course of business or financial affairs of the debtor and the insider; or

(3) If made pursuant to a good-faith effort to rehabilitate the debtor and the transfer secured present value given for that purpose as well as an antecedent debt of the debtor.

(g) The following rules determine the burden of proving matters referred to in this section:

(1) A party that seeks to invoke subsection (a), (d), (e), or (f) has the burden of proving the applicability of that subsection.

(2) Except as otherwise provided in subsections (g)(3) and (g)(4), the creditor has the burden of proving each applicable element of subsection (b) or (c) of this section.

(3) The transferee has the burden of proving the applicability to the transferee of subsection (b)(1)(ii)(A) or (B) of this section.

(4) A party that seeks adjustment under subsection (c) of this section has the burden of proving the adjustment.

(h) Proof of matters referred to in this section is sufficient if established by a preponderance of the evidence.
R.I. Gen. Laws § 6A-5-118 — RI Code / Title 6A / Chapter 6A-5 / Section 6A-5-118
§ 6A-5-118. Security interest of issuer or nominated person.
Status: in_force

(a) An issuer or nominated person has a security interest in a document presented under a letter of credit and any identifiable proceeds of the collateral to the extent that the issuer or nominated person honors or gives value for the presentation.

(b) Subject to subsection (c), as long as and to the extent that an issuer or nominated person has not been reimbursed or has not otherwise recovered the value given with respect to a security interest in a document under subsection (a), the security interest continues and is subject to chapter 9 of this title, but:

(1) A security agreement is not necessary to make the security interest enforceable under § 6A-9-203(b)(3);

(2) If the document is presented in a medium other than a written or other tangible medium, the security interest is perfected; and

(3) If the document is presented in a written or other tangible medium and is not a certificated security, chattel paper, a document of title, an instrument, or a letter of credit, so long as the debtor does not have possession of the document, the security interest is perfected and has priority over a conflicting security interest in the document.
R.I. Gen. Laws § 6-28-6 — RI Code / Title 6 / Chapter 6-28 / Section 6-28-6
§ 6-28-6. Statement required on note.
Status: in_force

Any note or other evidence of indebtedness given by a buyer in connection with a door-to-door sale shall be dated not earlier than the date of the agreement or offer to purchase. The seller shall cause the words Nonnegotiable consumer note to be placed prominently on the note and an assignee or holder of a note or other evidence of indebtedness with the words Nonnegotiable consumer note appearing prominently on the note shall take the note subject to the claims and defenses permitted under § 6A-3-306, irrespective of whether or not an assignee or holder qualifies as a holder in due course as defined in § 6A-3-302.
R.I. Gen. Laws § 6-36-3 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-3
§ 6-36-3. Definitions.
Status: in_force

For the purposes of this chapter, the terms defined in this section have the following meanings:

(1) Commodity means any goods, merchandise, wares, produce, chose in action, article of commerce, or any other tangible or intangible property, real, personal, or mixed, for use, consumption, enjoyment, or resale;

(2) Department means the department of attorney general of this state;

(3) Documentary material means any original or copy of any book, record, memorandum, paper communication, tabulation, map, chart, photograph, mechanical transcription, or other tangible document or recording;

(4) Investigative demand or demand means an investigative demand pursuant to § 6-36-9(b);

(5) Person means any natural person or the estate of any natural person; or trust or association of persons, whether formal or otherwise; or any corporation, partnership, company, or any other legal or commercial entity;

(6) Public body means the state of Rhode Island; any of its public agencies; cities and towns; its other political subdivisions; and other authorities;

(7) Service means any kind of activity performed in whole or in part for financial gain including, but not limited to, personal services;

(8) Trade or commerce means any economic activity of any type whatsoever involving any commodity or service or business activity whatsoever.
R.I. Gen. Laws § 6-26-10 — RI Code / Title 6 / Chapter 6-26 / Section 6-26-10
§ 6-26-10. Possession of usury records  Evidence of knowledge.
Status: in_force

The possession by any person, other than a public official in the course of his or her duty, of any document, record, paper, instrument, or other writing that shall record or evidence a usurious debt in violation of § 6-26-2 shall be presumptive evidence of possession with knowledge of its contents in violation of § 6-26-9.
R.I. Gen. Laws § 6-30-2 — RI Code / Title 6 / Chapter 6-30 / Section 6-30-2
§ 6-30-2. Credit card defined.
Status: in_force

As used in this chapter, credit card means any instrument or device, whether known as a credit card, credit plate, or by any other name, issued with or without fee by an issuer for the use of the cardholder in obtaining money, goods, services, or anything else of value on credit.
R.I. Gen. Laws § 6-10-7 — RI Code / Title 6 / Chapter 6-10 / Section 6-10-7
§ 6-10-7. Wool products exempt.
Status: in_force

The provisions of this chapter shall not apply to wool or to textile products made in whole or in part of wool.
R.I. Gen. Laws § 6-11-8 — RI Code / Title 6 / Chapter 6-11 / Section 6-11-8
§ 6-11-8. Penalty for violations  Previously manufactured articles.
Status: in_force

Every person, firm, corporation, or association guilty of a violation of any one of §§ 6-11-1  6-11-7 and every officer, manager, director, or managing agent of any person, firm, corporation, or association directly participating in the violation or consenting to it, shall be punished by a fine of not more than five hundred dollars ($500) or imprisonment for not more than three (3) months, or both, at the discretion of the court; provided, that if the person charged with violation of this chapter shall prove that the article concerning which the charge is made was manufactured prior to the thirteenth day of June, 1907, then the charge shall be dismissed.
R.I. Gen. Laws § 6-27-7 — RI Code / Title 6 / Chapter 6-27 / Section 6-27-7
§ 6-27-7. Civil and criminal penalties.
Status: in_force

(a) Any creditor who in connection with any credit transaction willfully imposes a finance charge in violation of § 6-27-4 or any regulation issued under § 6-27-4, shall be liable to the person in the amount of one hundred dollars ($100), or in an amount equal to twice the finance charge required by the creditor in connection with the transaction, whichever is the greater, except that the liabilities shall not exceed two thousand dollars ($2,000) on any credit transaction. An action to recover the penalty may be brought by the person within one year from the date of the occurrence of the violation, in any court of competent jurisdiction. In any action under this subsection in which any person is entitled to a recovery, the creditor shall be liable for reasonable attorneys fees and court costs as determined by the court.

(b) Any person who willfully violates any provision of § 6-27-4 or any regulation issued under § 6-27-4 shall be fined not more than five hundred dollars ($500) or imprisoned not more than one year, or both.

(c) Except as specified in subsection (a) of this section, nothing contained in this chapter or any regulation issued under this chapter shall affect the validity or enforceability of any contract or transaction.

(d) No punishment or penalty provided by this chapter shall apply to the United States or any agency of the United States, or to any state, any political subdivision of a state, or any agency of any state or political subdivision.
R.I. Gen. Laws § 6-41-5 — RI Code / Title 6 / Chapter 6-41 / Section 6-41-5
§ 6-41-5. Preservation of secrecy.
Status: in_force

In an action under this chapter, a court shall preserve the secrecy of an alleged trade secret by reasonable means, which may include granting protective orders in connection with discovery proceedings, holding in camera hearings, sealing the records of the action, and ordering any person involved in the litigation not to disclose an alleged trade secret without prior court approval.
R.I. Gen. Laws § 6-46-4 — RI Code / Title 6 / Chapter 6-46 / Section 6-46-4
§ 6-46-4. Suppliers duty to repurchase inventory.
Status: in_force

(a) Whenever a dealer enters into a dealer agreement under which the dealer agrees to maintain an inventory, and the agreement is terminated by either party as provided in this chapter, the supplier, upon written request of the dealer filed within thirty (30) days of the effective date of the termination, shall repurchase the dealers inventory as provided in this chapter. There shall be no requirement for the supplier to repurchase inventory pursuant to this section if:

(1) The dealer has made an intentional and material misrepresentation as to the dealers financial status;

(2) The dealer has defaulted under the chattel mortgage or other security agreement between the dealer and supplier; or

(3) The dealer has filed a voluntary petition in bankruptcy.

(b) Whenever a dealer enters into a dealer agreement in which the dealer agrees to maintain an inventory and the dealer or the majority stockholder of the dealer, if the dealer is a corporation, dies, or becomes incompetent, the supplier shall, at the option of the heir, personal representative, guardian of the dealer, or the person who succeeds to the stock of the majority stockholder, repurchase the inventory as if the agreement had been terminated. The heir, personal representative, guardian, or succeeding stockholder has six (6) months from the date of the death of the dealer or majority stockholder to exercise the option under this chapter.
R.I. Gen. Laws § 6-31-3 — RI Code / Title 6 / Chapter 6-31 / Section 6-31-3
§ 6-31-3. Means of disclosure.
Status: in_force

Persons subject to the requirements of § 6-31-2 shall disclose the unit price and total price to consumers in one or more of the following appropriate ways:

(1) If the consumer commodity is so located that it is not conspicuously visible to the consumer, or if the consumer commodity is so located that the price information, if displayed in accordance with subdivision (2), would not be conspicuously visible to the consumer by a sign or list bearing the price information conspicuously placed near the point of procurement; or

(2) By attachment of a stamp, tag, or label directly adjacent to the consumer commodity, on the shelf on which the commodity is displayed, or by stamping or affixing the price information on the commodity itself; provided, however, that upon each commodity shall be stamped or affixed the total price of the commodity in arabic numerals if and when a computerized system is used; or

(3) In accord with regulations promulgated by the director.
R.I. Gen. Laws § 6-53-13 — RI Code / Title 6 / Chapter 6-53 / Section 6-53-13
§ 6-53-13. Disqualifying criminal records  Employees or agents of licensee.
Status: in_force

A licensee convicted in a court of this state, a court of another state, or in a federal court, of a felony charge of forgery; embezzlement; obtaining money under false pretenses; bribery; larceny; extortion; conspiracy to defraud; receiving stolen goods; burglary; breaking and entering; or any similar offense or offenses; or tax evasion associated with the conduct of business under a license issued pursuant to this chapter; shall forfeit his or her license. Prior to the forfeiture of the license, the licensee may request a hearing on the forfeiture. The attorney general, when so requested, shall hold a hearing. No licensee shall employ or engage any person as an employee or agent while engaging in the business of trading in tools and electronics who has been convicted of any of the offenses as they are described in this section and which shall be deemed to be a disqualifying criminal record.
R.I. Gen. Laws § 6-2-3 — RI Code / Title 6 / Chapter 6-2 / Section 6-2-3
§ 6-2-3. Registrability.
Status: in_force

No person may register a mark if it:

(1) Consists of or comprises immoral, deceptive, or scandalous matter;

(2) Consists of or comprises matter that may disparage or falsely suggest a connection with persons, living or dead, institutions, beliefs, or national symbols, or bring them into contempt or disrepute;

(3) Consists of or comprises the flag or coat of arms or other insignia of the United States, or of any state or municipality, or of any foreign nation or any simulation thereof;

(4) Consists of or comprises the name, signature, or portrait of any living individual, except with his or her written consent;

(5) When applied to the goods or services of the applicant is merely descriptive or deceptively misdescriptive of them; or when applied to the goods or services of the applicant is primarily geographically descriptive or deceptively misdescriptive of them; or is primarily merely a surname. Provided, however, that nothing in this subdivision shall prevent the registration of a mark used in the state by the applicant that has become distinctive of the applicants goods or services. The secretary of state may accept as evidence that the mark has become distinctive, as applied to the applicants goods or services, proof of continuous use as a mark by the applicant in the state or elsewhere for the five (5) years next preceding the date of the filing of the application for registration; or

(6) So resembles a mark registered in the state or a mark or trade name previously used in the state by another and not abandoned, as to be likely, when applied to the goods or services of the applicant, to cause confusion or mistake or to deceive.
R.I. Gen. Laws § 6-36-26 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-26
§ 6-36-26. Severability.
Status: in_force

If any provision or phrases of this chapter or applications of any provision or phrases of this chapter to any person or circumstances is held invalid, the invalidity shall not affect other provisions or phrases or applications of this chapter that can be given effect without the invalid provision or phrase or application, and to this end the provisions and phrases of this chapter are severable.
R.I. Gen. Laws § 6-42-3 — RI Code / Title 6 / Chapter 6-42 / Section 6-42-3
§ 6-42-3. Cause of action  Damages.
Status: in_force

(a) If a check, draft, or other instrument has not been paid within thirty (30) days after the holder has sent a notice of dishonor to the maker or drawer of a check, draft, or other instrument that has been dishonored, pursuant to §§ 6-42-1 and 6-42-2, the holder may seek the damages provided under this section in the district court and may at the holders election be in accordance with the procedure for small claims set forth in chapter 16 of title 10.

(b) The maker or drawer of a dishonored check or other instrument who fails to pay the amount demanded within thirty (30) days of the mailing of the notice of dishonor shall be liable to the holder for:

(1) The amount of the check or other instrument;

(2) A collection fee of twenty-five dollars ($25.00);

(3) An amount equal to three (3) times the amount of the check or instrument, but in no case less than two hundred dollars ($200) and in no case more than one thousand dollars ($1,000).
R.I. Gen. Laws § 6-16-5 — RI Code / Title 6 / Chapter 6-16 / Section 6-16-5
§ 6-16-5. Transfers or obligations voidable as to present creditors.
Status: in_force

(a) A transfer made or obligation incurred by a debtor is voidable as to a creditor whose claim arose before the transfer was made or the obligation was incurred if the debtor made the transfer or incurred the obligation without receiving a reasonably equivalent value in exchange for the transfer or obligation and the debtor was insolvent at that time or the debtor became insolvent as a result of the transfer or obligation.

(b) A transfer made by a debtor is voidable as to a creditor whose claim arose before the transfer was made if the transfer was made to an insider for an antecedent debt; the debtor was insolvent at that time; and the insider had reasonable cause to believe that the debtor was insolvent.

(c) Subject to § 6-16-2(b), a creditor making a claim for relief under subsection (a) or (b) of this section has the burden of proving the elements of the claim for relief by a preponderance of the evidence.
R.I. Gen. Laws § 6-1-7 — RI Code / Title 6 / Chapter 6-1 / Section 6-1-7
§ 6-1-7. Renewal or cancellation.
Status: in_force

(a) The secretary of state shall require the annual renewal of trade names and establish a process for renewing trade names. Any such renewal process shall allow persons to renew their trade name at the same time they are required to renew their business license, if applicable.

(b) The secretary of state may cancel a persons trade name upon request of the person to whom the trade name is registered. The secretary of state may also provide for the cancellation of trade names under circumstances as defined by the secretary of state by rule or regulation, which may include failure to renew a trade name under a renewal process as may be established by the secretary of state under the authority of subsection (a) of this section.

(c) The secretary of state shall make a reasonable effort to notify a person that the secretary of state intends to cancel the persons trade name. This notice is not required when a request for cancellation of a trade name is received by the secretary of state from the person to whom the trade name was registered or the persons authorized representative.

(1) The secretary of state may comply with this subsection either by mailing the notice to the persons last known address on record with the secretary of state or by providing the notice electronically in lieu of mail. Such electronic notice may be sent by email to the persons last known email address on record with the secretary of state. Provided, however, if the secretary of state sends a notice by email and is notified that the email is undeliverable, the secretary of state shall resend the notice by mail to the persons last known address on record with the secretary of state.

(2) The secretary of state may cancel a trade name unless, within sixty (60) days of sending the notice required under this section, the person files the annual renewal outlined in subsection (a) of this section or meets the other requirements set forth in the cancellation notice as outlined in subsection (b) of this section.

(d) The secretary of state may remove any canceled trade names from its database of trade names.
R.I. Gen. Laws § 6A-12-105 — RI Code / Title 6A / Chapter 6A-12 / Section 6A-12-105
§ 6A-12-105. Control of controllable electronic record.
Status: in_force

(a) General rule: control of controllable electronic record. A person has control of a controllable electronic record if the electronic record, a record attached to or logically associated with the electronic record, or a system in which the electronic record is recorded:

(1) Gives the person:

(i) Power to avail itself of substantially all the benefit from the electronic record; and

(ii) Exclusive power, subject to subsection (b) of this section, to:

(A) Prevent others from availing themselves of substantially all the benefit from the electronic record; and

(B) Transfer control of the electronic record to another person or cause another person to obtain control of another controllable electronic record as a result of the transfer of the electronic record; and

(2) Enables the person readily to identify itself in any way, including by name, identifying number, cryptographic key, office, or account number, as having the powers specified in subsection (a)(1).

(b) Meaning of exclusive. Subject to subsection (c) of this section, a power is exclusive under subsection (a)(1)(ii)(A) and (B) of this section even if:

(1) The controllable electronic record, a record attached to or logically associated with the electronic record, or a system in which the electronic record is recorded, limits the use of the electronic record or has a protocol programmed to cause a change, including a transfer or loss of control or a modification of benefits afforded by the electronic record; or

(2) The power is shared with another person.

(c) When power not shared with another person. A power of a person is not shared with another person under subsection (b)(2) of this section and the persons power is not exclusive if:

(1) The person can exercise the power only if the power also is exercised by the other person; and

(2) The other person:

(i) Can exercise the power without exercise of the power by the person; or

(ii) Is the transferor to the person of an interest in the controllable electronic record or a controllable account or controllable payment intangible evidenced by the controllable electronic record.

(d) Presumption of exclusivity of certain powers. If a person has the powers specified in subsection (a)(1)(ii)(A) and (B) of this section, the powers are presumed to be exclusive.

(e) Control through another person. A person has control of a controllable electronic record if another person, other than the transferor to the person of an interest in the controllable electronic record or a controllable account or controllable payment intangible evidenced by the controllable electronic record:

(1) Has control of the electronic record and acknowledges that it has control on behalf of the person; or

(2) Obtains control of the electronic record after having acknowledged that it will obtain control of the electronic record on behalf of the person.

(f) No requirement to acknowledge. A person that has control under this section is not required to acknowledge that it has control on behalf of another person.

(g) No duties or confirmation. If a person acknowledges that it has or will obtain control on behalf of another person, unless the person otherwise agrees or law other than this chapter or chapter 9 of this title otherwise provides, the person does not owe any duty to the other person and is not required to confirm the acknowledgment to any other person.
R.I. Gen. Laws § 6-45-5 — RI Code / Title 6 / Chapter 6-45 / Section 6-45-5
§ 6-45-5. Replacement or refund for device.
Status: in_force

(a) If, after a reasonable number of attempts to repair, a nonconformity develops in a new assistive technology device or demonstrator, the manufacturer shall carry out the requirement under subsections (a)(1) and (a)(2) at the sole option of the consumer upon his or her request for it:

(1)(i) In the case of a sale, the manufacturer shall refund to the consumer and to any holder of a perfected security interest, as their interest may appear, the full purchase price plus any finance charge or sales tax paid by the consumer at the point of sale and collateral costs, less a reasonable allowance for use.

(ii) In the case of a lease, the manufacturer shall refund to the lessor and to any holder of a perfected security interest, as their interest may appear, the current value of the lease and refund to the consumer the amount that the consumer paid under the lease plus any collateral costs, less a reasonable allowance for use.

(2) The manufacturer shall provide a conforming replacement.

(b)(1) To receive the refund described in subsection (a)(1) or the replacement described in subsection (a)(2) the consumer shall offer to the manufacturer of the device or its authorized dealer to transfer possession of the device.

(2) The manufacturer shall make the refund required by this section within fourteen (14) calendar days after the offer described in this subsection.

(3) The manufacturer shall make the replacement required by this section within thirty (30) calendar days after the offer described in this subsection.

(4) If the replacement required by this section is not made within fourteen (14) calendar days after the offer described in this subsection, then the manufacturer shall provide the consumer a loaner for use until replacement is made.

(5) The manufacturer may require that, simultaneously with the manufacturer timely making the refund payment described in subsection (a)(1) of this section or the replacement described in subsection (a)(2) of this section, the consumer shall deliver possession of the original device to the manufacturer or its authorized dealer and sign any documents necessary to, or to provide reasonable evidence of, a transfer of title and possession of the device to any person as the manufacturer shall designate.

(6) The manufacturer may impose the requirements described in subsection (b)(5) of this section only if:

(i) The time and place of the mutual activities described in subsections (b)(2), (b)(3), and (b)(5) are readily accessible to the consumer; and

(ii) The manufacturer provides the consumer a writing that is received no later than four (4) business days before the time of these mutual activities and states in clear and understandable language the time and place of these mutual activities and the requirements allowed by subsection (b)(5) that the consumer must meet at that time and place.

(c) A reasonable allowance for use shall be that amount obtained by multiplying the full purchase price (or in the case of a lease, the total amount for which the lease obligates the consumer) by a fraction, the denominator of which is the number of days in the useful life of the device and the numerator of which is the number of days after delivery of the device to the consumer and prior to the beginning of the first out-of-service period as defined in § 6-45-4(b).

(d) As used in subsection (c) of this section, the useful life of the device equals the greater of:

(1) Five (5) years; or

(2) Any other time that the consumer may prove to be the expected useful life of devices of the same kind.

(e) The current value of the lease equals the total amount for which that lease obligates the consumer during the period of the lease remaining after its early termination, plus the lessors early termination costs and the value of the device at the lease expiration date, less the lessors early termination savings.

(f) In the case of a manufacturer of an assistive technology device system of which one or more component products are not new, if the dealer gives the consumer, prior to his or her decision to enter into the sale or lease, a written statement specifying the component products that are not new and containing the following statement: You will not have replace-or-refund rights under the Assistive Technology Lemon Law for the component products listed on this sheet, then the manufacturer shall not have the duties and liabilities of a manufacturer under this section with respect to these component products, but only with respect to component products that are new and to the work performed by the manufacturer in creating the assistive technology device system.
R.I. Gen. Laws § 6-26-4 — RI Code / Title 6 / Chapter 6-26 / Section 6-26-4
§ 6-26-4. Usurious contracts  Penalty.
Status: in_force

(a) Every contract made in violation of any of the provisions of § 6-26-2, and every mortgage, pledge, deposit, or assignment made or given as security for the performance of the contract, shall be usurious and void.

(b) Nothing contained in this section shall affect the rights of an endorsee or transferee of a negotiable instrument who purchases the instrument before maturity, for value, and without notice of its usurious character.

(c) Nothing contained in this section shall affect the rights, duties or liabilities of any persons acting under the provisions of title 19, and if the borrower shall, either before or after suit, make any payment on the contract, either of principal or interest, or of any part of either, and whether to the lender or to any assignee, endorsee, or transferee of the contract, the borrower shall be entitled to recover from the lender the amount so paid in an action of the case. Receipts shall be given whenever payments are made of either principal or interest.

(d) The provisions previously stated in this section shall not apply to any financial institution and its subsidiaries, credit union, or bank holding company and its subsidiaries, organized under the laws of the state; any other entity regulated by the department of business regulation; a national bank and its subsidiaries; federal savings and loan association or federal credit union; or a bank, company, or association collectively and individually referred to as a regulated financial institution. In the event a regulated financial institution knowingly contracts or charges a usurious rate of interest in violation of any of the provisions of § 6-26-2, it shall forfeit the entire interest on the debt. In case the usurious rate of interest has been paid, the person by whom it has been paid, or his or her legal representative, may recover from the regulated financial institution in an action in the nature of an action on the debt, twice the amount of the interest so paid, provided that the action is commenced within two (2) years from the time the usurious transaction occurred.
R.I. Gen. Laws § 6-41-1 — RI Code / Title 6 / Chapter 6-41 / Section 6-41-1
§ 6-41-1. Definitions.
Status: in_force

As used in this chapter, unless the context requires otherwise:

(1) Improper means includes theft, bribery, misrepresentation, breach or inducement of a breach of a duty to maintain secrecy, or espionage through electronic or other means;

(2) Misappropriation means:

(i) Acquisition of a trade secret of another by a person who knows or has reason to know that the trade secret was acquired by improper means; or

(ii) Disclosure or use of a trade secret of another without express or implied consent by a person who:

(A) Used improper means to acquire knowledge of the trade secret; or

(B) At the time of disclosure or use, knew or had reason to know, that his or her knowledge of the trade secret was:

(I) Derived from or through a person who had utilized improper means to acquire it;

(II) Acquired under circumstances giving rise to a duty to maintain its secrecy or limit its use; or

(III) Derived from or through a person who owed a duty to the person seeking relief to maintain its secrecy or limit its use; or

(C) Before a material change of his or her position, knew or had reason to know, that it was a trade secret and that knowledge of it had been acquired by accident or mistake.

(3) Person means a natural person, corporation, business trust, estate, trust, partnership, association, joint venture, government, governmental subdivision or agency, or any other legal or commercial entity.

(4) Trade secret means information, including a formula, pattern, compilation, program, device, method, technique, or process, that:

(i) Derives independent economic value, actual or potential, from not being generally known to, and not being readily ascertainable by proper means by, other persons who can obtain economic value from its disclosure or use; and

(ii) Is the subject of efforts that are reasonable under the circumstances to maintain its secrecy.
R.I. Gen. Laws § 6-11-4 — RI Code / Title 6 / Chapter 6-11 / Section 6-11-4
§ 6-11-4. Coin silver.
Status: in_force

Any person, firm, corporation, or association who or that makes for sale or sells, or offers to sell, or dispose of, or has in his, her, or its possession with intent to sell or dispose of, any article of merchandise made in whole or in part of silver or of any alloy of silver, and having marked, stamped, branded, engraved, or imprinted upon any part of the article, or upon any tag, card, or label attached to it, or upon any box, package, cover, or wrapper in which the article is encased or enclosed, the words coin or coin silver, or any colorable imitation thereof, unless nine hundred one-thousandths (900/1000) of the component parts of the metal appearing or purporting to be silver of which the article is manufactured are pure silver, subject to the qualifications prescribed by this chapter, is guilty of a misdemeanor; provided, that in the case of all articles, there shall be allowed a divergence in fineness of four one-thousands (4/1000) parts from the previously mentioned standards.
R.I. Gen. Laws § 6-17-2 — RI Code / Title 6 / Chapter 6-17 / Section 6-17-2
§ 6-17-2. Penalties for violations.
Status: in_force

Any person who makes or offers to make any contract defined in § 6-17-1, or who is the keeper of any bucket shop, shall, upon conviction, be punished by a fine not exceeding one thousand dollars ($1,000), or by imprisonment for not more than one year. Any person who shall be convicted of a second offense shall be punished by imprisonment for not more than five (5) years. The continuing of the keeping of a bucket shop, by any person, after the first conviction, shall be deemed a second offense under this chapter.
R.I. Gen. Laws § 6-53-2 — RI Code / Title 6 / Chapter 6-53 / Section 6-53-2
§ 6-53-2. Application for license  Annual fee  Attorney general to promulgate rules and regulations.
Status: in_force

(a) Application for the license shall be in writing, under oath, and in the form prescribed by the attorney general and shall contain the name and address (both of the residence and place of business) of the applicant, and if the applicant is a partnership or association, of every member; and if a corporation, of each officer and director and of the principal owner or owners of the issued and outstanding capital stock; also the city or town with the street and number where the business is to be conducted, and any further information that the attorney general may require. After receipt of an application for a license, the attorney general shall conduct an investigation to determine whether the facts presented in the application are true. The attorney general may also request a record search and a report from the National Crime and Information Center (NCIC) of the Federal Bureau of Investigation. If the application discloses that the applicant has a disqualifying criminal record; or if the investigation indicates that any of the facts presented in the application are not true; or if the records of the department of the attorney general indicate criminal activity on the part of the person signing the application and any other persons named in the application; or if the NCIC report indicates an outstanding warrant for the person signing the application and any other persons named in the application; then the attorney general may initiate a nationwide criminal records check that shall include fingerprints submitted to the Federal Bureau of Investigation regarding the person signing the application and any other persons named in the application. Upon the annual renewal of a license, or the opening of a new branch designated in the license, the attorney general may initiate a nationwide criminal records check that shall include fingerprints submitted to the Federal Bureau of Investigation regarding the licensee and any other persons named in the license. The individual who is subject to the national records check shall be responsible for the cost of conducting such check.

(b) The applicant, at the time of making his or her initial application only, shall pay to the attorney general the sum of fifty dollars ($50.00) as a fee for investigating the application and the additional sum of fifty dollars ($50.00) shall be paid annually. The licensee shall pay an additional fifty dollars ($50.00) annually for each branch designated in the license. Licenses shall not be assignable or transferable to any other person or entity. If the applicant is a holder of a precious metals and dealers license, the fees as required in this section shall be waived.
R.I. Gen. Laws § 6-2-12 — RI Code / Title 6 / Chapter 6-2 / Section 6-2-12
§ 6-2-12. Injury to business reputation  Dilution.
Status: in_force

Likelihood of injury to business reputation or of dilution of the distinctive quality of a mark registered under this chapter or a mark valid at common law or a trade name valid at common law shall be a ground for injunctive relief notwithstanding the absence of competition between the parties or the absence of confusion as to the source of goods or services.
R.I. Gen. Laws § 6-51-1 — RI Code / Title 6 / Chapter 6-51 / Section 6-51-1
§ 6-51-1. Legislative findings.
Status: in_force

The general assembly finds and declares that:

(a) Rhode Island consumers who have purchased, through an extension of credit, or leased an automobile may fall behind on payments during difficult economic or emotional times and should be allowed to cure a default on the loan or lease within the time provided under this chapter.

(b) If the consumer is unable to cure such a default and the lessor or secured party repossesses the automobile, the repossession cannot take place on the property owned or rented by the consumer without his or her consent except as provided by this chapter or by judicial action. In the event of repossession, a consumer is allowed to redeem the automobile within the time provided by this chapter.

(c) The lessor or secured party who holds title to the automobile shall be allowed to dispose of the automobile after repossession in order to recover the fair market value of the vehicle and expenses from the repossession according to the provisions of this chapter and any other applicable laws of this state.
R.I. Gen. Laws § 6-44-10 — RI Code / Title 6 / Chapter 6-44 / Section 6-44-10
§ 6-44-10. Severability.
Status: in_force

The provisions of this chapter shall be severable, and if any clause, sentence, paragraph, subdivision, section, or part of this chapter shall be adjudged by any court of competent jurisdiction to be invalid, the judgment shall not affect, impair, or invalidate the remainder of this chapter but shall be confined in its operation to the clause, sentence, paragraph, subdivision, section, or part of this chapter directly involved in the controversy in which the judgment shall have been rendered.
R.I. Gen. Laws § 6-45-3 — RI Code / Title 6 / Chapter 6-45 / Section 6-45-3
§ 6-45-3. Repair of assistive technology device with nonconformity.
Status: in_force

(a) If a new assistive technology device or demonstrator has a nonconformity and the consumer first reports that nonconformity to the manufacturer of the device or its authorized dealer within Term B, then the manufacturer of the device shall be jointly obligated, together with any authorized dealer if an assistive technology device dealer was involved in the sale or lease of the device, to effect any repairs as are necessary to conform the device to all warranties, notwithstanding that those repairs might be made after the expiration of Term B.

(b) For all purposes of this chapter, a consumer reports a nonconformity when he or she:

(1) Makes any communication, written or oral, that describes a problem with the device, or that may be reasonably understood as an expression of dissatisfaction with any aspect of the operation of the device, which communication need only indicate in any way the nature of the problem, such as an indication of the functions that the device is not achieving or achieving unsatisfactorily to the consumer, and need not be in technical language or attempt to state the cause of the problem;

(2) Does not refuse to make the device available to the manufacturer or dealer for repair; and

(3) The problem indicated by the consumers communication constitutes, or is caused by, a nonconformity.

(c) It shall be presumed that the consumer has made the device available to the manufacturer or dealer for repair if he or she allows the manufacturer or dealer to take it from the consumers home or other location where the user customarily uses the device. The consumer shall be required to deliver the device to another location only upon a showing that it would be a substantially greater hardship for the manufacturer and dealer to take the device from the consumers home, or other location where the user customarily uses the device, than for the consumer to deliver the device.

(d) Whether or not the rights of the consumer provided by § 6-45-5(a) have arisen, and in addition to the remedies relating to collateral costs provided by this chapter, a person who is under an obligation to repair pursuant to this section is obliged immediately to provide the consumer a loaner if the absence of a loaner would be a threat to the safety of the user, but in any event when the out-of-service period exceeds seven (7) days as determined by § 6-45-4(b) and (c).
R.I. Gen. Laws § 6-35-2 — RI Code / Title 6 / Chapter 6-35 / Section 6-35-2
§ 6-35-2. Exemptions.
Status: in_force

Nothing contained in this chapter shall apply to a contractual agreement for the towing of a motor vehicle or for services directed by a law enforcement officer in the exercise of his or her duly authorized police powers.
R.I. Gen. Laws § 6-53-8 — RI Code / Title 6 / Chapter 6-53 / Section 6-53-8
§ 6-53-8. Rules and regulations.
Status: in_force

The attorney general is authorized to promulgate, adopt, and enforce any and all rules and regulations deemed necessary to carry out the duties and responsibilities of this chapter. Rules and regulations shall be adopted in accordance with the Administrative Procedures Act, § 42-35-1 et seq.
R.I. Gen. Laws § 6A-5-112 — RI Code / Title 6A / Chapter 6A-5 / Section 6A-5-112
§ 6A-5-112. Transfer of letter of credit.
Status: in_force

(a) Except as otherwise provided in § 6A-5-113, unless a letter of credit provides that it is transferable, the right of a beneficiary to draw or otherwise demand performance under a letter of credit may not be transferred.

(b) Even if a letter of credit provides that it is transferable, the issuer may refuse to recognize or carry out a transfer if:

(1) the transfer would violate applicable law; or

(2) the transferor or transferee has failed to comply with any requirement stated in the letter of credit or any other requirement relating to transfer imposed by the issuer which is within the standard practice referred to in § 6A-5-108(e) or is otherwise reasonable under the circumstances.
R.I. Gen. Laws § 6-14-6 — RI Code / Title 6 / Chapter 6-14 / Section 6-14-6
§ 6-14-6. Issuance of license  Bond  Change of ownership.
Status: in_force

If the clerk shall be satisfied from the application that the proposed sale is of the character that the applicant desires to conduct and advertise, the clerk shall issue a license, upon the payment of the fee of one hundred dollars ($100), together with a good and sufficient bond payable to the city or town in the penal sum of one thousand dollars ($1,000) with sureties approved by a justice of the district court whose judicial district is situated in the city or town in which the sale is to be conducted, conditioned upon compliance with §§ 6-14-3 and 6-14-4 and other pertinent sections of this chapter, to the person applying for the license, authorizing him or her to advertise and conduct a sale of the particular kind mentioned in the application, according to the requirements of this chapter; provided, that, after a change in the ownership of the whole of the goods, wares, and merchandise, or of the entire balance in case a portion has already been sold, no person shall carry on the sale until the new owner of the goods, wares, and merchandise or balance of the goods, wares, and merchandise shall have obtained from the city or town clerk the license required by § 6-14-3 in the manner previously provided; provided further, however, that any merchant who shall have been conducting a business in the same location where the sale is to be held for a period of at least one full year, prior to the holding of the sale, shall be exempted from the payment of the fee and the filing of the bond provided for in this section.
R.I. Gen. Laws § 6-44-8 — RI Code / Title 6 / Chapter 6-44 / Section 6-44-8
§ 6-44-8. Advertisements.
Status: in_force

(a) If an advertisement for a rental purchase agreement states the amount of any payment or states that any or no initial payment is required, the advertisement shall also clearly and conspicuously state the following items as applicable:

(1) That the transaction advertised is a lease;

(2) The total of initial payments required at or before execution of the lease or delivery of the property, whichever is later;

(3) That a security deposit is required if applicable;

(4) The number, amounts, and timing of scheduled payments; and

(5) For a lease in which the liability of the lessee at the end of the lease term is based on the anticipated residual value of the property, that an extra charge may be imposed at the end of the lease term.

(b) If an advertisement for a consumer lease refers to or states the amount of any payment and that the lessee has the right to acquire ownership of any particular item, the advertisement shall further clearly and conspicuously state the following items as applicable:

(1) The total of payments necessary to acquire ownership, if ownership is acquired through the accumulation of periodic payments; the price at which the leased property may be purchased at the end of the lease; and the method of determining the purchase price at any point in time if acquired through the exercise of the early option to purchase; and

(2) That the consumer lessee acquires no ownership right if the total amount necessary to acquire ownership is not paid or the option to purchase is not exercised by payment of the purchase price.

(c) Any owner or the agents or employees of any owner of any medium in which an advertisement appears or through which it is disseminated shall not be liable under this section.