R.I. Gen. Laws § 6-50-2 — RI Code / Title 6 / Chapter 6-50 / Section 6-50-2
§ 6-50-2. Definitions.
Status: in_force

In this chapter:

(1) Community of interest means a continuing financial interest between the grantor and the grantee in either the operation of the dealership business or the marketing of such goods or services;

(2) Dealer means a person who is a grantee of a dealership situated in this state;

(3) Dealership means any of the following:

(i) A contract or agreement, either expressed or implied, whether oral or written, between two (2) or more persons, by which a person is granted the right to sell or distribute goods or services, or use a trade name, trademark, service mark, logotype, advertising, or other commercial symbol, in which there is a community of interest in the business of offering, selling, or distributing goods or services at wholesale, retail, by lease, agreement, or otherwise.

(4) Good cause means, for the purposes of this act, good cause for terminating, canceling, or nonrenewal and shall include, but not be limited to, failure by the dealer to comply with the reasonable requirements imposed by the grantor or any of the reasons listed in § 6-50-4(a)(1)  (a)(6).

(5) Grantor means a person who grants a dealership;

(6) Person means a natural person, partnership, joint venture, corporation, or other entity.
R.I. Gen. Laws § 6-49-6 — RI Code / Title 6 / Chapter 6-49 / Section 6-49-6
§ 6-49-6. Severability.
Status: in_force

If any of the provisions of this chapter, or the application of any provision to any person or circumstance, shall be held invalid, the remainder of this chapter, or the application of the provisions to persons or circumstances other than those to which it is held invalid, shall not be affected thereby.
R.I. Gen. Laws § 6-54-7 — RI Code / Title 6 / Chapter 6-54 / Section 6-54-7
§ 6-54-7. Action for damages and injunctive relief.
Status: in_force

If any grantor violates this chapter, a dealer may bring an action against such grantor in any court of competent jurisdiction for damages sustained by the dealer as a consequence of the grantors violation, together with the actual costs of the action, including reasonable actual attorneys fees, and the dealer also may be granted injunctive relief against unlawful termination, cancellation, or nonrenewal. For purposes of this chapter, damages shall include, without limitation, reasonable compensation for the fair market value of the dealers business with relation to the dealership.
R.I. Gen. Laws § 6-1-4 — RI Code / Title 6 / Chapter 6-1 / Section 6-1-4
§ 6-1-4. Penalty for violations.
Status: in_force

Any person or persons carrying on, conducting, or transacting business as mentioned in this chapter who shall fail to comply with the provisions of this chapter shall be imprisoned not exceeding one year, or fined not exceeding five hundred dollars ($500).
R.I. Gen. Laws § 6A-12-101 — RI Code / Title 6A / Chapter 6A-12 / Section 6A-12-101
§ 6A-12-101. Short title.
Status: in_force

This chapter shall be known and may be cited as Uniform Commercial CodeControllable Electronic Records.
R.I. Gen. Laws § 6-53-10 — RI Code / Title 6 / Chapter 6-53 / Section 6-53-10
§ 6-53-10. Suspension, revocation, and nonrenewal of license.
Status: in_force

The attorney general, upon his or her own motion or upon receipt of a signed, written complaint that alleges violations of this chapter or of the rules and regulations promulgated pursuant to this chapter, may, after a hearing, suspend, revoke, or refuse to renew any license issued pursuant to this chapter.
R.I. Gen. Laws § 6-26-8 — RI Code / Title 6 / Chapter 6-26 / Section 6-26-8
§ 6-26-8. Damages and interest on inland protested bill.
Status: in_force

Whenever any inland bill of exchange shall be drawn or endorsed within this state for the payment of any sum of money outside this state, and the bill shall be protested for nonacceptance or nonpayment, the drawer or endorser shall be subject to the payment of five percent (5%) damages on the bill and charges of protest, and the bill shall carry an interest of six percent (6%) per annum from the date of the protest.
R.I. Gen. Laws § 6-2-1 — RI Code / Title 6 / Chapter 6-2 / Section 6-2-1
§ 6-2-1. Definitions.
Status: in_force

As used in this chapter, the following words, unless the context otherwise requires, have the following meanings:

(1) Applicant means any person filing an application for registration of a mark under this chapter, his or her legal representatives, successors, or assigns;

(2) Mark means any trademark or service mark entitled to registration under this chapter whether registered or not;

(3) Person means any individual, firm, partnership, corporation, association, union, or other organization;

(4) Registrant means any person to whom the registration of a mark under this chapter is issued, his or her legal representative, successors, or assigns;

(5) Service mark means a mark used in the sale or advertising of services to identify the services of one person and distinguish them from the services of others;

(6) Trade name means a word, name, symbol, device, or any combination thereof used by a person to identify his or her business, vocation, or occupation and distinguish it from the business, vocation, or occupation of others;

(7) Trademark means any word, name, symbol, or device, or any combination of them, adopted and used by a person to identify goods made or sold by him or her, and to distinguish them from goods made or sold by others;

(8) For the purposes of this chapter, a trademark is deemed to be used in the state:

(i) On goods when it is placed in any manner on the goods or their containers or the displays associated with the goods or their containers, or on the tags or labels affixed to them, and the goods are sold or otherwise distributed in the state; and

(ii) On services when it is used or displayed in the sale or advertising of services, and the services are rendered in the state.
R.I. Gen. Laws § 6-36-6 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-6
§ 6-36-6. Certain contracts unlawful.
Status: in_force

A contract for the supplying of commodities or furnishing of services; or for the fixing of prices charged for the commodities or services; or for the giving or selling of a discount or rebate, on the condition, agreement, or understanding that one party shall not deal in the commodities or services of a competitor or competitors of the other party; is unlawful where the effect of the contract or the condition, agreement, or understanding may be to lessen competition or tend to create a monopoly in any line of commerce in any region of this state.
R.I. Gen. Laws § 6-60-3 — RI Code / Title 6 / Chapter 6-60 / Section 6-60-3
§ 6-60-3. Credit reporting agencies.
Status: in_force

No credit reporting agency shall acquire, record, or report any medical debt, in any manner. A credit reporting agency shall not make a consumer report containing any adverse information that the agency knows or should know is related to medical debt of a consumer.
R.I. Gen. Laws § 6-2-4 — RI Code / Title 6 / Chapter 6-2 / Section 6-2-4
§ 6-2-4. Certificate of registration.
Status: in_force

(a) Upon compliance by the applicant with the requirements of this chapter, the secretary of state shall cause a certificate of registration to be issued and delivered to the applicant.

(b) The certificate of registration shall be issued under the signature of the secretary of state and the seal of the state and it shall show the name and business address and, if a business corporation, non-profit corporation, limited liability partnership, limited partnership or limited liability company, the state of incorporation, or formation, as applicable, of the person claiming ownership of the mark; the date claimed for the first use of the mark anywhere and the date claimed for the first use of the mark in the state; the class of goods or services and a description of the goods or services on which the mark is used; a reproduction of the mark; the registration date; and the term of the registration.

(c) Any certificate of registration issued by the secretary of state under the provisions of this section, or a copy of a certificate of registration duly certified by the secretary, shall be admissible in evidence as competent and sufficient proof of the registration of the mark in any action or judicial proceedings in any court of the state.

(d) Registration of or renewal of a mark provided by this chapter shall be constructive notice of the registrants claim of ownership and shall, when introduced in any action, be prima facie evidence of the registrants exclusive right to use the registered mark in this state on goods or services specified in the registration subject to any conditions or limitations stated in the registration, but shall not preclude an opposing party from proving any legal or equitable defense or defect that might have been asserted if the mark had not been registered.
R.I. Gen. Laws § 6-46-7 — RI Code / Title 6 / Chapter 6-46 / Section 6-46-7
§ 6-46-7. Transfer of business.
Status: in_force

(a) No supplier shall unreasonably withhold or delay consent to any transfer of the dealers business or transfer of the stock or other interest in the dealership whenever the dealer to be substituted meets the material and reasonable business and financial requirements of the supplier. Should a supplier determine that a proposed transferee does not meet these requirements, it shall give the dealer written notice stating the specific reasons for withholding consent. No prospective transferee may be disqualified to be a dealer because it is a publicly held corporation. A supplier shall have ninety (90) days to consider a dealers request to make a transfer under this subsection.

(b) No supplier shall unreasonably withhold consent to the transfer of the dealers business to a member or members of the family of the dealer or the principal owner of the dealership if the family member meets the reasonable business ability, business experience, and character standards of the supplier, and if the transferee can demonstrate that the dealership will be adequately capitalized. Should a supplier determine that the designated family member does not meet those requirements, the supplier shall provide the dealer with written notice of the suppliers objection and specific reasons for withholding its consent. As used in this subsection, family means and includes the spouse, parent, siblings, children, stepchildren, and lineal descendants, including those by adoption of the dealer or principal owner of the dealership.

(c) In any dispute as to whether a supplier has denied consent in violation of this section, the supplier shall have the burden of proving a substantial and reasonable justification for the denial of consent.
R.I. Gen. Laws § 6-62-1 — RI Code / Title 6 / Chapter 6-62 / Section 6-62-1
§ 6-62-1. Purpose. [Effective March 31, 2026.]
Status: in_force

The purpose of this chapter is to provide protection and a cause of action under Rhode Island general laws to prevent unethical and improper conduct and collection of fees by a person advising or assisting any veteran filing a claim for disability benefits with the Department of Veterans Affairs.
R.I. Gen. Laws § 6-11-5 — RI Code / Title 6 / Chapter 6-11 / Section 6-11-5
§ 6-11-5. Labeling as to fineness of silver products.
Status: in_force

Any person, firm, corporation, or association who or that makes for sale or sells, or offers to sell, or dispose of, or has in his, her, or its possession with intent to sell or dispose of, any article of merchandise made in whole or in part of silver or of any alloy of silver, and having stamped, branded, engraved, or imprinted upon any part of the article, or upon any tag, card, or label attached to it, or upon any box, package, cover, or wrapper in which the article is encased or enclosed, any mark or word (other than the word sterling or the word coin) indicating, or designed or intended to indicate, that the silver or alloy of silver in the article is of greater degree of fineness than the actual fineness or quality of the silver or alloy, unless the actual fineness of the silver or alloy of silver of which the article is composed is not less by more than four one-thousandths (4/1000) parts than the actual fineness indicated by the mark or word (other than the word sterling or coin) stamped, branded, engraved, or imprinted upon any part of the article or upon any tag, card, or label attached to it, or upon any box, package, cover, or wrapper in which the article is encased or enclosed, subject to the qualifications prescribed in this chapter, is guilty of a misdemeanor.
R.I. Gen. Laws § 6-36-19 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-19
§ 6-36-19. Proof of conspiracy or combination.
Status: in_force

In a prosecution under this chapter, it shall be sufficient to prove that a conspiracy or combination exists, and that the defendant or defendants belong to it or acted for or in connection with it, without proving all members belonging to it, or providing or producing any article or agreement or any written instrument on which it may be based, or that it was evidenced by any written instrument at all.
R.I. Gen. Laws § 6-54-1 — RI Code / Title 6 / Chapter 6-54 / Section 6-54-1
§ 6-54-1. Short title.
Status: in_force

This chapter shall be known as the Rhode Island Dealership Preservation and Protection Act.
R.I. Gen. Laws § 6-36-16 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-16
§ 6-36-16. Criminal penalties  Consent decrees.
Status: in_force

(a) Fines and penalties. Any person or corporation, or any officer or agent of any person or corporation, who shall knowingly violate the provisions of this chapter or knowingly aid in or advise a violation, or who, as principal, manager, director, stockholder owning ten percent (10%) or more of the aggregate outstanding capital stock of all classes of the corporation, agent, servant, or employee, knowingly does any act comprising part of a violation, is guilty of a felony and shall be punished by a fine not exceeding one million dollars ($1,000,000) if a corporation, or, if a natural person, by not more than three (3) years imprisonment or by a fine of not more than one hundred thousand dollars ($100,000), or both imprisonment and fine, in the discretion of the court.

(b) Consent decrees. The attorney general may petition the court for entry of a consent decree dismissing any criminal prosecution under this chapter, but the court shall review the proceeding to determine whether entry of a consent decree dismissing any criminal prosecution is in the public interest.
R.I. Gen. Laws § 6-1-2 — RI Code / Title 6 / Chapter 6-1 / Section 6-1-2
§ 6-1-2. Indexes  Filing fee  Certified copies as evidence.
Status: in_force

The secretary of state shall keep an online register of all persons filing certificates and of all names or styles assumed, referred to in this chapter, and, for the indexing and filing of the certificates, the secretary of state shall charge and collect a fee of twenty dollars ($20.00). A copy of the certificate, duly certified to by the secretary of state, shall be presumptive evidence in all courts in this state of the facts contained in the certificate. The secretary of state shall charge and collect twenty dollars ($20.00) for the issuance of a letter of status.
R.I. Gen. Laws § 6-41-3 — RI Code / Title 6 / Chapter 6-41 / Section 6-41-3
§ 6-41-3. Damages.
Status: in_force

(a) Except to the extent that a material and prejudicial change of position prior to acquiring knowledge or reason to know of misappropriation renders a monetary recovery inequitable, a complainant is entitled to recover damages for misappropriation. Damages can include both the actual loss caused by misappropriation and the unjust enrichment caused by misappropriation that is not taken into account in computing actual loss. In lieu of damages measured by any other methods, the damages caused by misappropriation may be measured by imposition of liability for a reasonable royalty for a misappropriators unauthorized disclosure or use of a trade secret.

(b) If willful and malicious misappropriation exists, the court may award exemplary damages in an amount not exceeding twice an award made under subsection (a).
R.I. Gen. Laws § 6-46-12 — RI Code / Title 6 / Chapter 6-46 / Section 6-46-12
§ 6-46-12. Obligation of successors in interest.
Status: in_force

The obligation of any supplier or dealer is applied to and made an obligation of any successor in interest or assignee of the supplier or dealer. A successor in interest includes, but is not limited to, any purchaser of the assets or stock, and surviving entity resulting from merger or liquidation, any receiver or any trustee of the original supplier or dealer.
R.I. Gen. Laws § 6-11-1 — RI Code / Title 6 / Chapter 6-11 / Section 6-11-1
§ 6-11-1. Mislabeling of gold products as to fineness  Brazing or uniting alloys.
Status: in_force

(a) Any person, firm, corporation, or association who or which makes for sale or sells, or offers to sell or dispose of, or has in his, her, or its possession with intent to sell or dispose of, any article of merchandise made in whole or in part of gold or any alloy of gold, and having stamped, branded, engraved, or imprinted upon any part the article, or upon any tag, card, or label attached to the article, or upon any box, package, cover, or wrapper in which the article is encased or enclosed, any mark indicating, or designed or intended to indicate, that the gold or alloy of gold in the article is of a greater degree of fineness than the actual fineness or quality of the gold or alloy, unless the actual fineness of the gold or alloy, in the case of flatware and watch cases, not less by more than three one-thousandths (3/1000) parts, and in the case of all other articles, not less by more than one-half (Â½) karat, than the fineness indicated by the mark stamped, branded, engraved, or imprinted upon any part of the article, or upon any tag, card, or label attached to the article, or upon any box, package, cover, or wrapper in which the article is encased or enclosed, according to the standards and subject to the qualifications prescribed by this chapter, is guilty of a misdemeanor.

(b) In any test for the ascertainment of the fineness of the gold or its alloy in any article, according to the tests and standards prescribed in this section, the part of the gold or of its alloy taken for the test, analysis, or assay shall be a part or portion that does not contain or have attached to it any solder or alloy of inferior fineness used for brazing or uniting the parts of the article; provided, in addition to the previously mentioned tests and standards, that the actual fineness of the entire quantity of gold and of its alloys contained in any article mentioned in this section (except watch cases and flatware), including all solder or alloy of inferior metal used for brazing or uniting the parts of the article (all gold, alloys, and solder being assayed as one piece), shall not be less by more than one karat than the fineness indicated by the mark stamped, branded, engraved, or imprinted upon the article, or upon any tag, card, or label attached to the article, or upon any box, package, cover, or wrapper in which the article is encased or enclosed.
R.I. Gen. Laws § 6-53-6 — RI Code / Title 6 / Chapter 6-53 / Section 6-53-6
§ 6-53-6. Persons injured by violations of chapter  Damages and costs.
Status: in_force

Any person who has been damaged or injured by the failure of a person required to be licensed under this chapter to comply with the provisions of this chapter may recover the actual damages sustained. The court, in its discretion, may also award punitive damages and/or the costs of suit and reasonable attorneys fees to a prevailing plaintiff.
R.I. Gen. Laws § 6-52-2 — RI Code / Title 6 / Chapter 6-52 / Section 6-52-2
§ 6-52-2. Safe destruction of documents.
Status: in_force

A business shall take reasonable steps to destroy or arrange for the destruction of a customers personal information within its custody and control that is no longer to be retained by the business by shredding, erasing, or otherwise destroying and/or modifying the personal information in those records to make it unreadable or indecipherable through any means for the purpose of:

(1) Ensuring the security and confidentiality of customer personal information;

(2) Protecting against any reasonably foreseeable threats or hazards to the security or integrity of customer personal information; and

(3) Protecting against unauthorized access to, or use of, customer personal information that could result in substantial harm or inconvenience to any customer.
R.I. Gen. Laws § 6-51-4 — RI Code / Title 6 / Chapter 6-51 / Section 6-51-4
§ 6-51-4. Repossession of automobile as a result of default under a loan or lease agreement.
Status: in_force

(a) Subject to the provisions of § 6-50-3, a lessor or secured party under a consumer automobile lease or loan agreement may take possession of the automobile. In taking possession, the lessor or secured party under a consumer automobile lease or loan agreement may proceed without prior hearing pursuant to § 6-50-3, only if the possession can be obtained without a breach of peace and, unless the consumer consents to an entry, at the time of such entry, without entry upon property owned by, or rented to the consumer, except as provided for in chapter 12.1 of title 39.

(b) Any lessor or secured party obtaining possession of an automobile under the provisions of this chapter shall notify the police department of the city or town in which such possession occurred pursuant to § 6A-9-609(b)(2).

(c) The consumer under an automobile lease or loan agreement may redeem the automobile from the lessor or secured party and have the automobile lease or loan agreement reinstated at any time within twenty (20) days of the lessors or secured partys taking possession of the automobile, or thereafter until the lessor or secured party has either disposed of the automobile; entered into a contract for its disposition; or gained the right to retain the automobile.

(d) The lessor or secured party may, after gaining possession of the automobile, sell or otherwise dispose of the automobile after the twenty-day (20) redemption period provided for in subsection (c) of this section.
R.I. Gen. Laws § 6-54-3 — RI Code / Title 6 / Chapter 6-54 / Section 6-54-3
§ 6-54-3. Purposes; rules of construction; variation by contract.
Status: in_force

(a) This chapter shall be liberally construed and applied to promote its underlying remedial purposes and policies.

(b) The underlying purposes and policies of this chapter are:

(1) To promote the compelling interest of the public in fair business relations between dealers and grantors, and in the continuation of dealerships on a fair basis;

(2) To protect dealers against unfair treatment by grantors;

(3) To provide dealers with rights and remedies in addition to those existing by contract or common law;

(4) To govern dealerships, including any renewals or amendments, to the full extent consistent with the constitutions of this state and the United States.

(c) The effect of this chapter may not be varied by contract or agreement. Any contract or agreement purporting to do so is void and unenforceable to that extent only.
R.I. Gen. Laws § 6-46-5 — RI Code / Title 6 / Chapter 6-46 / Section 6-46-5
§ 6-46-5. Repurchase terms.
Status: in_force

(a) Within ninety (90) days from the receipt of the written request of the dealer, a supplier under the duty to repurchase inventory pursuant to this chapter may examine any books or records of the dealer to verify the eligibility of any item for repurchase. Except as otherwise provided in this chapter, the supplier shall repurchase from the dealer all inventory, required signage, special tools, books, supplies, data processing equipment, and software previously purchased from the supplier or other qualified vendor in the possession of the dealer on the date of termination of the dealer agreement.

(b) The supplier shall pay the dealer:

(1) One hundred percent (100%) of the net cost of all new and undamaged and complete farm and utility tractors, forestry equipment, light industrial equipment, farm implements, farm machinery, or yard and garden equipment purchased within the past thirty six (36) months from the supplier, less a reasonable allowance for deterioration attributable to weather conditions at the dealers location;

(2) Ninety percent (90%) of the current net prices of all new and undamaged repair parts;

(3) Eighty-five percent (85%) of the current net price of all new and undamaged superseded repair parts;

(4) Eighty-five percent (85%) of the latest available published net price of all new and undamaged non-current repair parts;

(5) Either the fair market value or assume the lease responsibilities of any specific data processing hardware that the supplier required the equipment dealer to acquire or purchase to satisfy the reasonable requirements of the dealer agreement, including computer systems equipment required and approved by the supplier to communicate with the supplier;

(6) Repurchase at seventy-five percent (75%) of the net cost specialized repair tools, signage, books, and supplies previously purchased pursuant to requirements of the supplier and held by the equipment dealer on the date of termination. Specialized repair tools must be unique to the supplier product line and must be complete and in usable condition; and

(7) Repurchase, at average, as-is value shown in current industry guides, dealer-owned rental fleet financed by the supplier or its finance subsidiary.

(c) The party that initiates the termination of the dealer agreement shall pay the cost of the return, handling, packing, and loading of this inventory.

(d) Payment to the dealer required under this section shall be made by the supplier not later than forty-five (45) days after receipt of the inventory by the supplier. A penalty shall be assessed in the amount of two percent (2%) per day of any outstanding balance over the required forty-five (45) days. The supplier shall be entitled to apply any payment required under this section to be made to the dealer as a set-off against any amount owed by the dealer to the supplier.
R.I. Gen. Laws § 6-10-1 — RI Code / Title 6 / Chapter 6-10 / Section 6-10-1
§ 6-10-1. Labeling as to weight or length required.
Status: in_force

It shall be unlawful to keep for the purpose of sale, offer or expose for sale, or sell any sewing, basting, mending, darning, crochet, tatting, handknitting, or embroidery thread, put up or packaged in advance of sale on spools, tubes, cones, bobbins, or in balls, skeins, or other similar forms referred to in this chapter as units, for either wholesale or retail sale, unless each of the units is definitely, plainly, and conspicuously marked to show the net weight in terms of avoirdupois pounds and ounces, or the length in yards of the thread, subject, however, to all of the following provisions of this chapter.
R.I. Gen. Laws § 6-36-25 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-25
§ 6-36-25. Remedies cumulative.
Status: in_force

The remedies provided in this chapter are cumulative of each other and of existing powers and remedies inherent in the court.
R.I. Gen. Laws § 6-14-3 — RI Code / Title 6 / Chapter 6-14 / Section 6-14-3
§ 6-14-3. License required for sale.
Status: in_force

No person shall offer for sale a stock of goods, wares, and merchandise under the description of closing-out sale; going-out-of-business sale; discontinuance-of-business sale; selling-out; liquidation; lost our lease; must vacate; forced out; removal; or other designation of like meaning, or a sale of goods, wares, and merchandise damaged by fire, smoke, water, or otherwise, unless he or she shall have first obtained a license to conduct a sale from the clerk of the city or town in which he or she proposes to conduct a sale.
R.I. Gen. Laws § 6-58-2 — RI Code / Title 6 / Chapter 6-58 / Section 6-58-2
§ 6-58-2. Third-Party use of merchant trademarks and likeness.
Status: in_force

A third-party delivery service may not use the likeness, registered trademark, or any intellectual property belonging to the merchant to falsely suggest sponsorship or endorsement by, or affiliation with the merchant.
R.I. Gen. Laws § 6-54-6 — RI Code / Title 6 / Chapter 6-54 / Section 6-54-6
§ 6-54-6. Application to arbitration agreements.
Status: in_force

This chapter shall not apply to provisions for the binding arbitration of disputes contained in a dealership agreement, if the criteria for determining whether good cause existed for a termination, cancellation, or nonrenewal, and the relief provided is no less than that provided for in this chapter.
R.I. Gen. Laws § 6A-5-105 — RI Code / Title 6A / Chapter 6A-5 / Section 6A-5-105
§ 6A-5-105. Consideration.
Status: in_force

Consideration is not required to issue, amend, transfer, or cancel a letter of credit, advice, or confirmation.
R.I. Gen. Laws § 6-16-15 — RI Code / Title 6 / Chapter 6-16 / Section 6-16-15
§ 6-16-15. Supplementary provisions.
Status: in_force

Unless displaced by the provisions of this chapter, the principles of law and equity, including the law merchant and the law relating to principal and agent, estoppel, laches, fraud, misrepresentation, duress, coercion, mistake, insolvency, or other validating or invalidating cause, supplement its provisions.
R.I. Gen. Laws § 6-48-5 — RI Code / Title 6 / Chapter 6-48 / Section 6-48-5
§ 6-48-5. Security freeze  Timing, covered entities, cost.
Status: in_force

(a)(1) A consumer may elect to place a security freeze on his or her credit report by making a request by certified mail to a consumer reporting agency at an address designated by the consumer reporting agency to receive such requests.

(2) A consumer reporting agency shall place a security freeze on a consumers credit report no later than five (5) business days after receiving from the consumer:

(i) A written request as described in subsection (a)(1); and

(ii) Proper identification.

(3) The consumer reporting agency shall send a written confirmation of the security freeze to the consumer within ten (10) business days of placing the freeze and at the same time shall provide the consumer with a unique personal identification number, password, or similar device to be used by the consumer when providing authorization for the release of his or her credit report for a specific period of time, or when permanently removing the freeze.

(4) If the consumer wishes to allow his or her credit report to be accessed for a specific period of time while a freeze is in place, he or she shall contact the consumer reporting agency, using a point of contact designated by the consumer reporting agency, to request that the freeze be temporarily lifted and provide the following:

(i) Proper identification;

(ii) The unique personal identification number or password provided by the consumer reporting agency pursuant to subsection (a)(3); and

(iii) The proper information regarding the time period for which the report shall be available to users of the credit report.

(5) A consumer reporting agency that receives a request from a consumer to temporarily lift a freeze on a credit report pursuant to subsection (a)(4) shall comply with the request no later than three (3) business days after receiving the request.

(6) A consumer reporting agency may develop procedures involving the use of telephone, fax, or, upon the consent of the consumer in the manner required by the Electronic Signatures in Global and National Commerce Act, 15 U.S.C. § 7001 et seq., hereinafter referred to as (E-Sign) for legally required notices, by the internet, e-mail, or other electronic media to receive and process a request from a consumer to temporarily lift a freeze on a credit report pursuant to subsection (a)(4) in an expedited manner.

(7) A consumer reporting agency shall remove or temporarily lift a freeze placed on a consumers credit report only in the following cases:

(i) Upon consumer request, pursuant to subsection (a)(4) or (a)(9); and

(ii) If the consumers credit report was frozen due to a material misrepresentation of fact by the consumer. If a consumer reporting agency intends to remove a freeze upon a consumers credit report pursuant to this paragraph, the consumer reporting agency shall notify the consumer in writing prior to removing the freeze on the consumers credit report.

(8) If a third party requests access to a consumer credit report on which a security freeze is in effect; and this request is in connection with an application for credit or any other use; and the consumer does not allow his or her credit report to be accessed; then the third party may treat the application as incomplete.

(9) A security freeze shall remain in place until the consumer requests, using a point of contact designated by the consumer reporting agency, that the security freeze be removed. A consumer reporting agency shall remove a security freeze within three (3) business days of receiving a request for removal from the consumer who provides all of the following:

(i) Proper identification; and

(ii) The unique personal identification number or password provided by the consumer reporting agency pursuant to subsection (a)(3).

(10) A consumer reporting agency shall require proper identification of the person making a request to place or remove a security freeze.

(11) A consumer reporting agency may not suggest or otherwise state or imply to a third party that the consumers security freeze reflects a negative credit score, history, report, or rating.

(12) The provisions of this section do not apply to the use of a consumer credit report by any of the following:

(i) A person, or the persons subsidiary, affiliate, agent, or assignee with which the consumer has, or prior to assignment had, an account, contract, or debtor-creditor relationship for the purposes of reviewing the account or collecting the financial obligation owing for the account, contract, or debt;

(ii) A subsidiary, affiliate, agent, assignee, or prospective assignee of a person to whom access has been granted under subsection (a)(4) for purposes of facilitating the extension of credit or other permissible use;

(iii) Any person acting pursuant to a court order, warrant, or subpoena;

(iv) A state or local agency that administers a program for establishing and enforcing child support obligations;

(v) The department of health, or its agents or assigns, acting to investigate fraud;

(vi) The attorney general, or its agents or assigns, acting to investigate fraud;

(vii) The division of taxation, or its agents or assigns, acting to investigate or collect delinquent taxes or unpaid court orders or to fulfill any of its other statutory responsibilities;

(viii) The use of a credit report by a person for purposes of prescreening as defined by the federal Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq.;

(ix) Any person or entity administering a credit file monitoring subscription service to which the consumer has subscribed;

(x) Any person or entity for the purpose of providing a consumer with a copy of his or her credit report upon the consumers request; and

(xi) Any person or entity for use in setting or adjusting a rate, adjusting a claim, or underwriting for insurance purposes.

(13) A consumer may not be charged a fee for any security freeze service by a consumer reporting agency.

(b) Entities not required to place a security freeze. The following entities are not required to place a security freeze on a credit report:

(1) A consumer reporting agency that acts only as a reseller of credit information by assembling and merging information contained in the database of another consumer reporting agency or multiple consumer credit reporting agencies and does not maintain a permanent database of credit information from which new consumer credit reports are produced. However, a consumer reporting agency acting as a reseller shall honor any security freeze placed on a consumer credit report by another consumer reporting agency;

(2) A check services or fraud prevention services company that issues reports on incidents of fraud or authorizations for the purpose of approving or processing negotiable instruments, electronic funds transfers, or similar methods of payments;

(3) A deposit account information service company that issues reports regarding account closures due to fraud, substantial overdrafts, ATM abuse, or similar negative information regarding a consumer to inquiring banks or other financial institutions for use only in reviewing a consumer request for a deposit account at the inquiring bank or financial institution; and

(4) Any database or file that consists of any information adverse to the interests of the consumer, including, but not limited to, criminal record information; personal loss history information; information used for fraud prevention or detection; tenant screening; and employment screening.
R.I. Gen. Laws § 6-1-5 — RI Code / Title 6 / Chapter 6-1 / Section 6-1-5
§ 6-1-5. Changes in registration  Filing notice of change.
Status: in_force

(a) A notice of change shall be filed with the secretary of state when:

(1) A change occurs in any true and real name of a person conducting a business with a trade name registered under this chapter; or

(2) A change occurs in any mailing address or email address set forth on the registration or any subsequently filed notice of change; or

(3) An addition, deletion, or any change of person or persons conducting business under the registered trade name occurs; or

(4) There is a change in the wording or spelling of the trade name since initial registration or renewal.

(b) A notice of cancellation shall be filed with the secretary of state when use of a trade name is discontinued.
R.I. Gen. Laws § 6-31-2 — RI Code / Title 6 / Chapter 6-31 / Section 6-31-2
§ 6-31-2. Consumer information required.
Status: in_force

(a)(1) Every person who sells, offers for sale, or exposes for sale at retail any aluminum foil, bread, carbonated soft drinks, cereals, cooking oils, dog or cat food, facial tissues, fish, fowl, fruits, grains, meats, napkins, plastic food wrapping, vegetables, waxed paper, or other consumer commodity designated by the director, shall disclose to the consumer the unit price of the consumer commodity as provided in this chapter.

(2) The same unit of weight, measure, or count shall be utilized to express the unit price of different sizes or brand names of the same or similar consumer commodities. All stamps, tags, or labels expressing the total price shall be standardized within each place of business and shall set forth the cents from dollars by use of a decimal point, different type or type size, or a cents sign.

(b) Every person who sells, offers for sale, or exposes for sale at retail any consumer commodity shall disclose to the consumer the total price of the consumer commodity as provided in this chapter.

(c) Wherever meat, poultry, fish, fresh vegetables, and fresh fruit are sold by a measure of weight and are packaged or wrapped for sale by a retailer in advance of being sold, offered for sale, or exposed for sale, an accurate computing scale of adequate capacity shall be placed in a conspicuous accessible location so the buyer may weigh the product that is being purchased.
R.I. Gen. Laws § 6-52-1 — RI Code / Title 6 / Chapter 6-52 / Section 6-52-1
§ 6-52-1. Definitions.
Status: in_force

As used in this chapter:

(1) Business means a sole proprietorship, partnership, corporation, association, limited liability company, or other group, however organized and whether or not organized to operate at a profit, including a financial institution organized, chartered, or holding a license or authorization certificate under the laws of this state or any other state, or the parent, affiliate, or subsidiary of a financial institution. This term includes any entity that destroys records, including, but not limited to, the state, a state agency, or any political subdivision of the state.

(2) Customer means an individual who provides personal information to a business for the purpose of purchasing or leasing a product or obtaining a service from the business or whose personal information has been provided to another business from that business.

(3) Personal information means the following information that identifies, relates to, describes, or is capable of being associated with a particular individual: his or her signature; social security number; physical characteristics or description; passport number; drivers license or state identification card number; insurance policy number; bank account number; credit card number; debit card number; any other financial information or confidential health care information, including all information relating to a patients health care history; diagnosis condition; treatment; or evaluation obtained from a health care provider who has treated the patient which explicitly or by implication identifies a particular patient.

(4) Record means any material, regardless of the physical form, on which personal information is recorded or preserved by any means, including written or spoken words, graphically depicted, printed, or electromagnetically transmitted. Record does not include publicly available directories containing information an individual has voluntarily consented to have publicly disseminated or listed, such as name, address, or telephone number.
R.I. Gen. Laws § 6-35-3 — RI Code / Title 6 / Chapter 6-35 / Section 6-35-3
§ 6-35-3. Conflict with other law.
Status: in_force

Whenever the application of any provisions of any other law of this state conflicts with the application of any provision of this chapter, then this chapter shall prevail.
R.I. Gen. Laws § 6-58-6 — RI Code / Title 6 / Chapter 6-58 / Section 6-58-6
§ 6-58-6. Uniformity.
Status: in_force

No municipality shall establish, mandate, or implement any law inconsistent with the provisions of this chapter.
R.I. Gen. Laws § 6-36-21 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-21
§ 6-36-21. Notification of civil action.
Status: in_force

Upon commencement of any civil action by a person, other than the attorney general, for a violation of this chapter, the plaintiff shall mail a copy of the complaint to the attorney general and shall file proof of service on the attorney general with the court. The civil action may not proceed until the proof of service is filed.
R.I. Gen. Laws § 6-27-6 — RI Code / Title 6 / Chapter 6-27 / Section 6-27-6
§ 6-27-6. Regulations.
Status: in_force

(a) The director shall prescribe any rules and regulations not inconsistent with this chapter that may be necessary or proper in carrying out its provisions.

(b) It is the expressed intention of this legislature that if exemption from the law or regulation of the federal government of the disclosure class of credit transactions covered hereby cannot be affected, the laws of the federal government shall preempt the provisions of this chapter.
R.I. Gen. Laws § 6-44-7 — RI Code / Title 6 / Chapter 6-44 / Section 6-44-7
§ 6-44-7. Exempted transactions.
Status: in_force

This chapter does not apply to:

(1) Agreements for the rental of property in which the person who rents the property has no legal right to become the owner of the property at the end of the rental period;

(2) A lease of a safe deposit box;

(3) Commercial leases or leases entered into by an organization;

(4) Any telecommunication equipment leases or rental agreements; or

(5) Any automobile, truck, or any other vehicular and automotive equipment leases or rental agreement.
R.I. Gen. Laws § 6-14-1 — RI Code / Title 6 / Chapter 6-14 / Section 6-14-1
§ 6-14-1. Person defined.
Status: in_force

As used in this chapter, person includes individuals, partnerships, voluntary associations, and corporations.
R.I. Gen. Laws § 6A-12-103 — RI Code / Title 6A / Chapter 6A-12 / Section 6A-12-103
§ 6A-12-103. Relation to chapter 9 and consumer laws.
Status: in_force

(a) Chapter 9 of this title governs in case of conflict. If there is conflict between this chapter and Chapter 9 of this title, Chapter 9 of this title governs.

(b) Applicable consumer law and other laws. A transaction subject to this chapter is subject to:

(1) Any applicable rule of law that establishes a different rule for consumers;

(2) Any other statute or regulation that regulates the rates, charges, agreements, and practices for loans, credit sales, or other extensions of credit; and

(3) Any consumer-protection statute or regulation.
R.I. Gen. Laws § 6-26-2 — RI Code / Title 6 / Chapter 6-26 / Section 6-26-2
§ 6-26-2. Maximum rate of interest.
Status: in_force

(a) Subject to the provisions of title 19, no person, partnership, association, or corporation loaning money to or negotiating the loan of money for another, except duly licensed pawnbrokers, shall, directly or indirectly, reserve, charge, or take interest on a loan, whether before or after maturity, at a rate that shall exceed the greater of twenty-one percent (21%) per annum or the alternate rate specified in subsection (b) of this section of the unpaid principal balance of the net proceeds of the loan not compounded, nor taken in advance, nor added on to the amount of the loan.

(b) The alternate rate means the rate per annum that is equal to nine percentage points (9%) plus an index that is the domestic prime rate as published in the Money Rates section of The Wall Street Journal on the last business day of each month preceding the later of the date of the debtors agreement or the date on which the interest rate is redetermined in accordance with the terms of the debtors agreement. If the Wall Street Journal ceases publication of the prime rate, the director of business regulation shall designate a substantially equivalent index. In the event an index is published as a range of rates, then the lowest rate shall be the index.

(c)(1) For purposes of this section, interest shall not be construed to include:

(i) Charges pursuant to chapter 30 of title 27;

(ii) Premiums for insurance in an amount not exceeding the reasonable value of property offered as security for a loan against any substantial risk of loss, liability, damage, or destruction in conformity with the insurance laws of this state;

(iii) Premiums for insurance providing loss of income or involuntary unemployment coverage if the coverage is not a factor in the approval by the lender of the extension of credit and the debtor gives specific written indication that the cost of this coverage has been conspicuously disclosed to the debtor; that the debtor realizes that the coverage is not a condition for the extension of credit; and that the debtor voluntarily desires the coverage;

(iv) Commercial loan commitment or availability fees to assure the availability of a specified amount of credit for a specified period of time or, at the borrowers option, compensating balances in lieu of the fees;

(v) Reasonable attorneys fees customarily charged for the preparation of loan, security, or mortgage documents and for the collection of defaulted loans;

(vi) Fees for title examination or title insurance;

(vii) Other customary and reasonable costs incident to the closing, supervision, and collection of loans in this state; and

(viii) Consideration received for the redemption, sale, transfer, or other disposition of equity securities by a small business investment company licensed under the provisions of the Small Business Investment Act of 1958, 15 U.S.C. §631 et seq., as amended, or an entity that would qualify for regulation as a business development company under the provisions of the Investment Company Act of 1940, 15 U.S.C. §80a-1 et seq., as amended, whether or not the equity securities were acquired by a small business investment company or business development company in connection with or as an incident to the extension of credit.

(2) Any of the preceding charges, if paid or advanced by the lender, may be considered part of the net proceeds of the loan, and if paid by the debtor, shall not be deducted from the net proceeds of the loan.

(d) Notwithstanding anything to the contrary in this chapter or in any other provision of Rhode Island law, the provisions of this chapter shall not be applicable with respect to credit card transactions as defined in chapter 26.1 of this title. Chapter 26.1 shall apply exclusively to all such transactions.

(e) Notwithstanding the provisions of subsection (a) of this section and/or any other provision in this chapter to the contrary, there is no limitation on the rate of interest that may be legally charged for the loan to, or use of money by, a commercial entity, where the amount of money loaned exceeds the sum of one million dollars ($1,000,000) and where repayment of the loan is not secured by a mortgage against the principal residence of any borrower; provided, that the commercial entity has first obtained a pro forma methods analysis performed by a certified public accountant licensed in the state of Rhode Island indicating that the loan is capable of being repaid.
R.I. Gen. Laws § 6-13-1 — RI Code / Title 6 / Chapter 6-13 / Section 6-13-1
§ 6-13-1. Definitions.
Status: in_force

(a) Cost to the retailer means the invoice cost of the merchandise to the retailer within thirty (30) days prior to the date of the sale, or the replacement cost of the merchandise to the retailer within thirty (30) days prior to the date of the sale, in the quantity last purchased, whichever is lower; less all trade discounts except customary discounts for cash; to which shall be added:

(1) Freight charges not otherwise included in the cost of the merchandise;

(2) Cartage to the retail outlet if performed or paid for by the retailer, which cartage cost shall be deemed to be three-fourths of one percent (0.75%) of the cost of the merchandise to the retailer, unless the retailer claims and proves a lower cartage cost; and

(3) A markup to cover in part the cost of doing business, which markup, in the absence of proof of a lesser cost, shall be six percent (6%) of the total cost at the retail outlet.

(b) Cost to the wholesaler means the invoice cost of the merchandise to the wholesaler within thirty (30) days prior to the date of the sale, or the replacement cost of the merchandise to the wholesaler within thirty (30) days prior to the date of the sale, in the quantity last purchased, whichever is lower; less all trade discounts except customary discounts for cash; to which shall be added:

(1) Freight charges not otherwise included in the cost of the merchandise;

(2) Cartage to the retail outlet if performed or paid for by the wholesaler, which cartage cost shall be deemed to be three-fourths of one percent (0.75%) of the cost of the merchandise to the wholesaler, unless the wholesaler claims and proves a lower cartage cost; and

(3) A markup to cover in part the cost of doing business, which markup, in the absence of proof of a lesser cost, shall be two percent (2%) of the total cost at the wholesale establishment.

(c) Where two (2) or more items are advertised; offered for sale; or sold at a combined price; the price of each item shall be determined in the manner stated in subsections (a) and (b).

(d) Sell at retail, sales at retail, and retail sale mean and include any transfer of title to tangible personal property for a valuable consideration made in the ordinary course of trade or in the usual prosecution of the sellers business to the purchaser for consumption or use other than resale or further processing or manufacturing. In this and in the preceding subsection the previous terms shall include any transfer of property where title is retained by the seller as security for the payment of the purchase price.

(e) Retailer means and includes every person, co-partnership, corporation, or association engaged in the business of making sales at retail within this state; provided, that, in the case of a retailer engaged in the business of making sales both at retail and at wholesale, the term shall be applied only to the retail portion of the business.

(f) Wholesaler means and includes every person, partnership, corporation, or association engaged in the business of making sales at wholesale within this state; provided, that, in the case of a wholesaler engaged in the business of making sales both at wholesale and at retail, the term shall be applied only to the wholesale portion of the business.

(g) Whenever any person, partnership, corporation, or association in the course of doing business performs the functions of both wholesaler and retailer without actually being engaged in the business of making sales at wholesale, the term wholesaler means and includes that function of the business of preparation for sale at the retail outlet, and the term retailer shall be applied only to the retail portion of the business.

(h) Household means and includes those who dwell under the same roof, house, or apartment.

(i) Rebate means a refund of a portion of the purchase price made to consumer to induce purchase of product.
R.I. Gen. Laws § 6-11-7 — RI Code / Title 6 / Chapter 6-11 / Section 6-11-7
§ 6-11-7. Labeling of silver plated products as sterling or coin silver.
Status: in_force

Any person, firm, corporation, or association who or that makes for sale or sells, or offers to sell or dispose of, or has in his, her, or its possession with intent to sell or dispose of, any article of merchandise made in whole or in part of inferior metal having deposited or plated on it or brazed or otherwise affixed to it a plate, plating, covering, or sheet of silver or of any alloy of silver, and which article is known in the market as silver plate or silver electroplate, or by any similar designation, and having stamped, branded, engraved, or imprinted upon any part of the article, or upon any tag, card, or label attached to it, or upon any box, package, cover, or wrapper in which the article is encased or enclosed, the word, sterling or the word coin, either alone or in conjunction with any other words or marks, is guilty of a misdemeanor.
R.I. Gen. Laws § 6-32-3 — RI Code / Title 6 / Chapter 6-32 / Section 6-32-3
§ 6-32-3. Right to cancel  Method  Exception for special-order merchandise.
Status: in_force

(a) In addition to any right otherwise to revoke an offer, the buyer may cancel a lay-away plan sale by written notice of cancellation to the seller at the address specified for notice of cancellation provided by the seller not later than midnight ten (10) days following the buyers signing the agreement, excluding Sunday and any holiday on which regular mail deliveries are not made. After the ten (10) days the seller may retain no more than ten percent (10%) of the total payments made. The notice of cancellation shall be by personal delivery of registered or certified mail.

(b) This right to cancel a lay-away plan sale shall not apply to special order merchandise, that, for the purposes of this section, means:

(1) Merchandise that is to be custom made and the seller has made either a commitment for its procurement or a substantial beginning of its production; or

(2) Merchandise that substantially differs from the merchandise that the seller ordinarily offers for sale.
R.I. Gen. Laws § 6-56-7 — RI Code / Title 6 / Chapter 6-56 / Section 6-56-7
§ 6-56-7. No inference as to characterization under other statute or rule.
Status: in_force

Treatment of virtual currency as a financial asset credited to a securities account under this chapter and Article 8 of the Uniform Commercial Code does not determine the characterization or treatment of the virtual currency under any other statute or rule.
R.I. Gen. Laws § 6-54-2 — RI Code / Title 6 / Chapter 6-54 / Section 6-54-2
§ 6-54-2. Definitions.
Status: in_force

As used in this chapter:

(1) Community of interest means a continuing financial interest between the grantor and the grantee in either the operation of the dealership business or the marketing of such goods or services.

(2) Continuing financial interest means the following:

(i) A dealership relationship of at least one year in duration between the grantor and dealer, without regard to:

(A) Any minimum percentage of revenue or profit derived therefrom by the dealer;

(B) Any minimum financial investment by the dealer; or

(C) The aggregate economic size or level of activity by the dealer or its affiliates; and

(ii) The dealer has expended, allocated, or dedicated revenue or personnel to promoting the sale or distribution of the grantors goods or services, including investments in grantor inventory, sales and marketing, or facilities; and

(iii) Dealer and grantor cooperate, coordinate activities, or share common goals.

(3) Dealer means a person who is a grantee of a dealership situated in this state, and any successor in interest, regardless of the subsequent sale or change in ownership of such entity.

(4) Dealership means any of the following: A contract or agreement, either expressed or implied, whether oral or written, between two (2) or more persons, by which a person is granted the right to sell or distribute goods or services, or use a trade name, trademark, service mark, logotype, advertising, or other commercial symbol, in which there is a community of interest in the business of offering, selling, or distributing goods or services at wholesale, retail, by lease, agreement, or otherwise.

(5) Good cause means, for the purposes of this act, good cause for terminating, diminishing, canceling, or nonrenewal shall mean:

(i) The failure by the dealer to substantially comply with the reasonable requirements imposed by the grantor; or

(ii) Any of the reasons listed in § 6-54-4(a)(1) through (a)(6). A sale or change in ownership shall not constitute good cause.

(6) Grantor means a person who grants a dealership, and any successor in interest, regardless of the subsequent sale or change in ownership of such person.

(7) Person means a natural person, partnership, joint venture, corporation, or other entity.

(8) Sale or change in ownership means with respect to any grantor or dealer, the direct or indirect sale of such persons assets or equity ownership, whether by merger or sale or other change in control event. A sale or change in ownership shall be considered for purposes of this chapter as a continuation of the prior dealership relationship and shall not be deemed to have interrupted, ended, or restarted such relationship between the parties.
R.I. Gen. Laws § 6-41-6 — RI Code / Title 6 / Chapter 6-41 / Section 6-41-6
§ 6-41-6. Statute of limitations.
Status: in_force

An action for misappropriation must be brought within three (3) years after the misappropriation is discovered or by the exercise of reasonable diligence should have been discovered. For the purposes of this section, a continuing misappropriation constitutes a single claim.
R.I. Gen. Laws § 6-42-2 — RI Code / Title 6 / Chapter 6-42 / Section 6-42-2
§ 6-42-2. Term of notes  Form of notice of dishonor.
Status: in_force

(a) A notice of dishonor sent by a holder to a maker or drawer pursuant to §6-42-1 shall substantially comply with the following form:

(b) The notice provided for in subsection (a) shall be sent certified mail, return receipt requested, or by regular mail when such mailing is supported by an affidavit of service by mail.
R.I. Gen. Laws § 6-13-10 — RI Code / Title 6 / Chapter 6-13 / Section 6-13-10
§ 6-13-10. Unsolicited goods.
Status: in_force

The receipt of unsolicited goods, wares, or merchandise through the mail or otherwise shall for all purposes be deemed an unconditional gift to the recipient who may use or dispose of the unsolicited goods, wares, or merchandise in any manner he or she sees fit without any obligation on his or her part to the sender.
R.I. Gen. Laws § 6-53-4 — RI Code / Title 6 / Chapter 6-53 / Section 6-53-4
§ 6-53-4. Record of transactions required  Reports to police.
Status: in_force

(a) Every person licensed under this chapter shall keep a copy of the report form obtained from or under the direction of the attorney general, containing a comprehensive record of all transactions concerning tools and electronics. The comprehensive record shall be hand printed legibly or typed. The record shall include the name, address, telephone number, and date of birth of the seller; a complete and accurate description of the property purchased or sold, including any serial numbers or other identifying marks or symbols; and the date and hour of the transaction.

(b) All persons licensed under this chapter shall deliver or send electronically to the chief of police of the city or town in which the business is located, and electronically submit to the attorney general, in a manner specified by the attorney general, copies of all report forms from the preceding seven-day (7) period.

(c) Every person licensed under this chapter shall retain a copy of the report for a period of one year from the date of the sale stated on the form.
R.I. Gen. Laws § 6-61-3 — RI Code / Title 6 / Chapter 6-61 / Section 6-61-3
§ 6-61-3. Requirement for suppliers to service what they sell.
Status: in_force

A supplier who or that sells complex power or complex manual wheelchairs shall meet the criteria of a qualified complex rehabilitation technology supplier, as defined in § 6-61-1 and for complex wheelchairs that a supplier has sold, the supplier is required to offer service and repairs during the wheelchairs useful life expectancy, unless:

(1) The consumer has moved outside of the original suppliers service area;

(2) The damage that requires repair is the result of consumer abuse or misuse of the equipment that restricts coverage by the clients health plan, and the client refuses to pay for the repairs; or

(3) The consumer or their representative poses a potential threat to the health and safety of the supplier or is otherwise abusive.
R.I. Gen. Laws § 6-48-6 — RI Code / Title 6 / Chapter 6-48 / Section 6-48-6
§ 6-48-6. Notice of rights.
Status: in_force

Any time that a consumer is required to receive a summary of rights required under section 609 of the federal Fair Credit Reporting Act, (15 U.S.C. §1681 et. seq.) the following notice shall be included:

You may obtain a security freeze on your credit report to protect your privacy and ensure that credit is not granted in your name without your knowledge. You have a right to place a security freeze on your credit report pursuant to chapter 48 of title 6 of the Identity Theft Prevention Act of 2006.

The security freeze will prohibit a consumer reporting agency from releasing any information in your credit report without your express authorization or approval.

The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. When you place a security freeze on your credit report, within five (5) business days you will be provided a personal identification number or password to use if you choose to remove the freeze on your credit report or to temporarily authorize the release of your credit report for a specific period of time after the freeze is in place. To provide that authorization, you must contact the consumer reporting agency and provide all of the following:

(1) The unique personal identification number or password provided by the consumer reporting agency.

(2) Proper identification to verify your identity.

(3) The proper information regarding the period of time for which the report shall be available to users of the credit report.

A consumer reporting agency that receives a request from a consumer to temporarily lift a freeze on a credit report shall comply with the request no later than three (3) business days after receiving the request.

A security freeze does not apply to circumstances where you have an existing account relationship and a copy of your report is requested by your existing creditor or its agents or affiliates for certain types of an account review, collection, fraud control, or similar activities.

If you are actively seeking a new credit, loan, utility, telephone, or insurance account, you should understand that the procedures involved in lifting a security freeze may slow your own applications for credit. You should plan ahead and lift a freeze  either completely, if you are shopping around, or specifically for a certain creditor  with enough advance notice before you apply for new credit for the lifting to take effect.

You have a right to bring a civil action against someone who violates your rights under the credit reporting laws. The action can be brought against a consumer reporting agency or a user of your credit report.

Unless you are sixty-five (65) years of age or older, or you are a victim of identity theft with an incident report or complaint from a law enforcement agency, a consumer reporting agency has the right to charge you up to ten dollars ($10.00) to place a freeze on your credit report; up to ten dollars ($10.00) to temporarily lift a freeze on your credit report, depending on the circumstances; and up to ten dollars ($10.00) to remove a freeze from your credit report. If you are sixty-five (65) years of age or older or are a victim of identity theft with a valid incident report or complaint, you may not be charged a fee by a consumer reporting agency for placing, temporarily lifting, or removing a freeze.
R.I. Gen. Laws § 6-11-6 — RI Code / Title 6 / Chapter 6-11 / Section 6-11-6
§ 6-11-6. Testing of silver products  Brazing and uniting alloys.
Status: in_force

In any test for the ascertainment of the fineness of any article mentioned in §§ 6-11-3  6-11-5 according to the previously mentioned standards, the part of the article taken for the test, analysis, or assay shall be a part or portion that does not contain or have attached to it any solder or alloy of inferior metal used for brazing or uniting the parts of the article; provided, that in addition to the previously mentioned test and standards, the actual fineness of the entire quantity of metal purporting to be silver contained in any article mentioned in §§ 6-11-3  6-11-5 including all solder or alloy of inferior fineness used for brazing or uniting the parts of any article (all silver, alloy, or solder being assayed as one piece), shall not be less by more than ten one-thousandths (10/1000) parts than the fineness indicated, according to the previously mentioned standards, by the mark stamped, branded, engraved, or imprinted upon the article, or upon any tag, card, or label attached to it, or upon any box, package, cover, or wrapper in which the article is encased or enclosed.
R.I. Gen. Laws § 6A-5-104 — RI Code / Title 6A / Chapter 6A-5 / Section 6A-5-104
§ 6A-5-104. Formal requirements.
Status: in_force

A letter of credit, confirmation, advice, transfer, amendment, or cancellation may be issued in any form that is a signed record.
R.I. Gen. Laws § 6-28-3 — RI Code / Title 6 / Chapter 6-28 / Section 6-28-3
§ 6-28-3. Right to cancel  Method.
Status: in_force

In addition to any right otherwise to revoke an offer, the buyer may cancel a door-to-door sale or lease of merchandise by posting written notice of cancellation to the seller at the address specified for notice of cancellation provided by the seller not later than midnight three (3) days following the buyers signing the agreement, excluding Sunday and any holiday on which regular mail deliveries are not made. The notice of cancellation shall be sent by registered or certified mail. Notice of cancellation given by the buyer shall be effective if it indicates the intention on the part of the buyer not to be bound by the door-to-door sale or lease of merchandise.
R.I. Gen. Laws § 6-2-15 — RI Code / Title 6 / Chapter 6-2 / Section 6-2-15
§ 6-2-15. Severability.
Status: in_force

If any provision of any section of this chapter shall be held invalid, the remainder of the sections and the application of the provisions to persons or circumstances other than those as to which it is held invalid, shall not be affected thereby.
R.I. Gen. Laws § 6-45-7 — RI Code / Title 6 / Chapter 6-45 / Section 6-45-7
§ 6-45-7. Remedies.
Status: in_force

(a) In addition to pursuing any other remedy, a consumer may bring an action to recover any damages caused by a violation of this chapter, plus taxable costs and reasonable attorneys fees. For a violation of any of the obligations provided by § 6-45-5(a), whether relative to a refund as described in § 6-45-5(a)(1) or to a replacement as described in § 6-45-5(a)(2), the court shall award damages equal to the greater of:

(1) Actual damages; or

(2) The sum of:

(i) Two (2) times the amount obtained as:

(A) The amount that should have been refunded under § 6-45-5(a)(1) or that should have been refunded under § 6-45-5(a)(1) had the consumer chosen that option; minus

(B) The amount that was actually refunded, if any; minus

(C) The amount, if any, of the difference between the amounts described in clauses (A) and (B) that was attributable to a good faith dispute by the manufacturer as to:

(I) The amount of collateral costs; or

(II) The length of a useful life greater than five (5) years in calculating the reasonable allowance for use under § 6-45-5(c) and 6-45-5(d); and

(ii) The amount described in subsection (a)(2)(i)(C) of this section.

(b) Actual damages caused by a violation of this chapter shall include collateral costs, beginning at the time of the violation, whether or not the consumer acquired the rights provided by § 6-45-5(a).

(c) The remedies of a buyer or lessee described in §§ 6A-2-715 or 6A-2.1-520, with respect to an assistive technology device, shall not be excluded or limited.

(d) The rights and remedies provided to the consumer by this chapter shall be in addition to those available under any other law.

(e) Any waiver by a consumer of rights under this chapter is void.
R.I. Gen. Laws § 6-28-7 — RI Code / Title 6 / Chapter 6-28 / Section 6-28-7
§ 6-28-7. Buyers obligations on cancellation.
Status: in_force

(a) Except as provided in § 6-28-5(d), within twenty (20) days after a door-to-door sale has been cancelled by the buyer, upon demand the buyer shall tender to the seller any goods delivered by the seller pursuant to the sale, but the buyer is not obligated to tender at any place other than his or her own address. Buyers compliance with the sellers instructions regarding the return shipment of the goods shall be at the sellers expense and risk. If the seller fails without interference from the buyer to take possession of the goods within twenty (20) days after cancellation, the goods shall become the property of the buyer without obligation to pay for them.

(b) The buyer shall take reasonable care of the goods in his or her possession both prior to cancellation and during the twenty-day (20) period following. During the twenty-day (20) period after cancellation, except for the buyers duty of care, the goods are at the sellers risk.

(c) If the seller has performed any services pursuant to a door-to-door sale prior to its cancellation, the seller is entitled to no compensation except the cancellation fee provided in this chapter. If the sellers services result in the alteration of property of the buyer, the seller shall restore the property to substantially as good condition as it was at the time the services were rendered.
R.I. Gen. Laws § 6-13-3 — RI Code / Title 6 / Chapter 6-13 / Section 6-13-3
§ 6-13-3. Penalty for advertising or sale to injure competitors or destroy competition.
Status: in_force

Any retailer, who, with intent to injure competitors or destroy competition, advertises, offers to sell, or sells at retail any item of merchandise at less than cost to the retailer, or any wholesaler who, with intent as previously mentioned, advertises, offers to sell, or sells at wholesale any item of merchandise at less than cost to the wholesaler, shall, if the offender is an individual, be punished by a fine of not more than five hundred dollars ($500) or by imprisonment for not less than one month nor more than one year, or both; or, if the offender is a corporation, by a fine as previously mentioned. Notwithstanding the provisions of this section, as it pertains to a Class A or a Class B distributor of tobacco, any offense of this title shall be punished by a fine of not more than five thousand dollars ($5,000) for a first offense; a fine of not more than ten thousand dollars ($10,000) and a license suspension of not more than fourteen (14) calendar days for a second offense; and a fine of not more than twenty thousand dollars ($20,000) and a license suspension or revocation for a third offense.
R.I. Gen. Laws § 6-1-1.1 — RI Code / Title 6 / Chapter 6-1 / Section 6-1-1.1
§ 6-1-1.1. Definitions.
Status: in_force

For purposes of this chapter, the following definitions apply:

(1) Business means an occupation, profession, or employment engaged in for the purpose of seeking a profit.

(2) Department means the department of state.

(3) Distinguishable upon the record means the standard used by the department of state in its name availability guidelines for domestic entities.

(4) Electronic transmission means any form of communication, not directly involving the physical transmission of paper, that creates a record that may be retained, retrieved, and reviewed by a recipient thereof, and that may be directly reproduced in paper form by such a recipient through an automated process.

(5) Filing means delivered to the secretary of state in either paper format or electronic transmission through a medium provided and authorized by the secretary of state.

(6) Municipality means and includes any city or town within the state.

(7) Person means any individual, partnership, limited liability company, or corporation conducting or having an interest in a business in the state.

(8) Signature or signed or executed means an original signature, facsimile, or an electronically transmitted signature submitted through a medium provided and authorized by the secretary of state.

(9) Trade name means a word(s) or names(s), or any combination of a word(s) or name(s), used by a person to identify the persons business that:

(i) Is not, or does not include, the true and real name of all persons conducting the business; or

(ii) Includes words that suggest additional parties of interest such as company, and sons, or and associates.

(10) True and real name means:

(i) The last name of an individual coupled with the first name, middle names, initials, or any combination thereof; or

(ii) The designation or identifying name by which an individual is best known and called in the business community where that individual transacts business, if this designation or identifying name is used as that individuals legal signature.
R.I. Gen. Laws § 6-16-6 — RI Code / Title 6 / Chapter 6-16 / Section 6-16-6
§ 6-16-6. When transfer is made or obligation is incurred.
Status: in_force

For the purposes of this chapter:

(1) A transfer is made:

(i) With respect to an asset that is real property other than a fixture, but including the interest of a seller or purchaser under a contract for the sale of the asset, when the transfer is so far perfected that a good-faith purchaser of the asset from the debtor against whom applicable law permits the transfer to be perfected cannot acquire an interest in the asset that is superior to the interest of the transferee; and

(ii) With respect to an asset that is not real property or that is a fixture, when the transfer is so far perfected that a creditor on a simple contract cannot acquire a judicial lien otherwise than under this chapter that is superior to the interest of the transferee;

(2) If applicable law permits the transfer to be perfected as provided in subsection (1) and the transfer is not so perfected before the commencement of an action for relief under this chapter, the transfer is deemed made immediately before the commencement of the action;

(3) If applicable law does not permit the transfer to be perfected as provided in subsection (1), the transfer is made when it becomes effective between the debtor and the transferee;

(4) A transfer is not made until the debtor has acquired rights in the asset transferred;

(5) An obligation is incurred:

(i) If oral, when it becomes effective between the parties; or

(ii) If evidenced by a record, when the record signed by the obligor is delivered to or for the benefit of the obligee.
R.I. Gen. Laws § 6-2-16 — RI Code / Title 6 / Chapter 6-2 / Section 6-2-16
§ 6-2-16. Termination of prior registrations  Notice.
Status: in_force

Any registration of trademarks in force on October 1, 1975 shall expire ten (10) years from the date of the registration or one year after October 1, 1975, whichever is later, and may be renewed by filing an application with the secretary of state on a form furnished by the secretary and paying the renewal fee within six (6) months prior to the expiration of the registration.
R.I. Gen. Laws § 6-56-4 — RI Code / Title 6 / Chapter 6-56 / Section 6-56-4
§ 6-56-4. Incorporation of Article 8.
Status: in_force

(a) The relationship between a licensee or registrant and a user shall be evidenced by an agreement in a record signed by the licensee or registrant and by the user. The agreement:

(1) Shall specify the jurisdiction whose law governs the agreement;

(2) If governed by the law of a jurisdiction that is not a Uniform Commercial Code jurisdiction, the agreement shall:

(i) Specify a Uniform Commercial Code jurisdiction as the securities intermediarys jurisdiction for the purpose of Article 8; and

(ii) State that the law in force in the Uniform Commercial Code jurisdiction under subsection (2)(i) of this section applies to all issues specified in Article 2(1) of the Hague Securities Convention;

(3) Shall state that:

(i) The licensee is a securities intermediary;

(ii) The control of virtual currency by the licensee for the benefit of the user creates a securities account of which the user is the entitlement holder;

(iii) The parties agree that the virtual currency is to be treated as a financial asset credited or held for credit to the securities account of the user; and

(iv) The licensee will not grant a security interest in virtual currency which the licensee or registrant is obligated to maintain under § 8-504(a) of Article 8;

(4) May not provide a standard for the licensee to comply with its duties under Part 5 of Article 8 of the Uniform Commercial Code which is less protective of the user than the standard that would apply under Part 5 of Article 8 of the Uniform Commercial Code in the absence of an agreement concerning the standard; and

(5) May not provide that:

(i) The securities intermediarys jurisdiction for the purpose of Article 8 is a jurisdiction that is not a Uniform Commercial Code jurisdiction; or

(ii) The law in force in a jurisdiction that is not a Uniform Commercial Code jurisdiction applies to all issues specified in Article 2(1) of The Hague Securities Convention.

(b) To the extent that there is no agreement that complies with subsection (a) of this section, the relationship between a licensee or registrant and a user is determined as if the licensee or registrant and the user have an agreement that complies with subsection (a) of this section and specifies that the law of this state governs the agreement.

(c) The effect of this section may not be varied by agreement.
R.I. Gen. Laws § 6-46-2 — RI Code / Title 6 / Chapter 6-46 / Section 6-46-2
§ 6-46-2. Definitions.
Status: in_force

For the purposes of this chapter, the terms defined in this section have the following meanings:

(1) Current net price means the price listed in the suppliers price list or catalog in effect at the time the dealer agreement is terminated, less any applicable discounts allowed.

(2) Dealer means a person, corporation, or partnership primarily engaged in the business of retail sales of farm and utility tractors, forestry equipment, industrial or construction equipment, farm implements, farm machinery, yard and garden equipment, attachments, accessories, and repair parts. The term dealer shall not include a single-line dealer primarily engaged in the retail sale and service of industrial, forestry, and construction equipment.

(3) Dealer agreement means a written or oral contract or agreement between a dealer and a wholesaler, manufacturer, or distributor by which the dealer is granted the right to sell or distribute goods or services or to use a trade name, trademark, service mark, logotype, or advertising or other commercial symbol.

(4) Inventory means farm, utility, forestry, industrial or construction equipment, implements, machinery, yard and garden equipment, attachments, or repair parts.

(5) Net cost means the price the dealer paid the supplier for the inventory, less all applicable discounts allowed, plus the amount the dealer paid for freight costs from the suppliers location to the dealers location. In the event of termination of a dealer agreement by the supplier, net cost includes the reasonable cost of assembly and/or disassembly performed by a dealer.

(6) Single-line dealer means a person, partnership, or corporation who or that:

(i) Has purchased seventy-five percent (75%) or more of the dealers total new product inventory from a single supplier; and

(ii) Who has a total annual average sales volume for the previous three (3) years in excess of twenty million dollars ($20,000,000) for the entire territory for which the dealer is responsible.

(7) Supplier means a wholesaler, manufacturer, or distributor of inventory who enters into a dealer agreement with a dealer.

(8) Termination of a dealer agreement means the cancellation, non-renewal, or non-continuance of the agreement.
R.I. Gen. Laws § 6-13-13 — RI Code / Title 6 / Chapter 6-13 / Section 6-13-13
§ 6-13-13. Cash register windows  Obstruction of view.
Status: in_force

It shall be unlawful to intentionally obstruct the view of any price being registered by a cash register or similar device, or the total cost of purchases, during a sale at retail of any goods or merchandise if the price is not visible to the consumer in another display on the same register or device. Any person, firm, or corporation in violation of the provisions of this section shall be punished by a fine of twenty-five dollars ($25.00). For the purpose of this section, an obstruction to the view of any price shall not be prima facie evidence of intent.
R.I. Gen. Laws § 6-13-21 — RI Code / Title 6 / Chapter 6-13 / Section 6-13-21
§ 6-13-21. Price gouging  Essential commodities.
Status: in_force

(a) Upon a declaration of a state of emergency by the governor, or federal disaster declaration by the president, it shall be an unfair sales practice for individuals or retailers to participate in price gouging by making sales, or offering to sell, within the area for which the market emergency is declared, essential commodities to consumers for an amount that represents an unconscionably high price.

(b) As used in this section:

(1) Unconscionably high price means the amount charged represents a gross disparity between the average prices at which the same or similar commodity was readily available and sold or offered for sale within the local trade area in the usual course of business during the thirty (30) days immediately before the declaration of the market emergency and the additional charges are not substantially attributable to increased cost to retailers, imposed by their suppliers, including replacement costs imposed by the vendors source. Additionally, the average price calculation during said thirty-day (30) period shall not include discounted prices set and offered as a result of bona fide manufacturers or suppliers limited discounts or rebates.

(i) Under a federal disaster declaration by the president or upon a declaration of a state of emergency by the governor, it is unlawful and a violation of chapter 13 of title 6, and § 30-15-9(e)(12), to sell, or offer to sell, at an unconscionably high price, any essential commodity.

(2) Price gouging means charging a consumer an unconscionably high price for essential commodities during a declared market emergency.

(3) Essential commodities means any goods, services, materials, merchandise, supplies, equipment, resources, or other article of commerce, and includes, without limitation, home heating fuels, motor fuels, food, water, ice, chemicals, petroleum products, and lumber necessary for consumption or use as a direct result of the market emergency.

(4) Market emergency means any declaration of a state of emergency by the governor or federal disaster declaration by the president. The market emergency shall exist until the declaration expires or is terminated.

(5) Individual means a person, corporation, partnership, limited liability company, association, joint venture, agency, or any other legal or commercial entity.

(6) Consumer means an individual who enters into a transaction primarily for personal, family, or household purposes.

(7) Retailer means and includes every individual licensed to engage in the business of making sales at retail within this state.

(c) This section shall not prohibit the fluctuation in price of essential commodities that occur during the normal course of business.

(d) Any violation of this section shall constitute an unfair sales practice under the terms of chapter 13.1 of this title.

(e) In addition to the penalties provided in chapter 13.1 of this title, and subdivision 30-15-9(e)(12), the court may impose orders and civil penalties, including, but not limited to:

(1) A fine of not more than one thousand dollars ($1,000) per violation with an aggregate total not to exceed twenty-five thousand dollars ($25,000) for any twenty-four-hour (24) period;

(2) An order to pay costs of litigation relating to the offense;

(3) An order for disgorgement of profits earned; and

(4) Any other relief determined by the court to be appropriate.

(f) All monetary penalties so collected shall accrue to the enforcing authority to further consumer enforcement efforts.
R.I. Gen. Laws § 6-40-3 — RI Code / Title 6 / Chapter 6-40 / Section 6-40-3
§ 6-40-3. Penalty.
Status: in_force

Any person who violates the provisions of this chapter shall be deemed to have committed a deceptive trade practice and is subject to the penalty set forth in § 6-13.1-14.
R.I. Gen. Laws § 6-1-8 — RI Code / Title 6 / Chapter 6-1 / Section 6-1-8
§ 6-1-8. Restoration statement.
Status: in_force

(a) If any person or persons shall have a trade name certificate canceled by the secretary of state, the person or persons may file a restoration statement and pay a twenty-five dollar ($25.00) restoration fee. The restoration statement shall include:

(1) The name under which the business is, or is to be, conducted or transacted;

(2) The true or real full name or names, both the first name and surname, of the person or persons conducting or transacting the business;

(3) The post office address or addresses of the person or persons conducting the business;

(4) The email address of the person or persons conducting the business;

(5) The municipality where the business is located; and

(6) The North American Industry Classification System (NAICS) code that best represents the business activity being conducted.

(b) If, as permitted by the provisions of this chapter, another person has filed a trade name that is not distinguishable upon the records of the secretary of state from the trade name to which the certificate of cancellation is proposed to be restored, then the secretary of state shall condition the restoration of the certificate of cancellation upon the person or persons amending their registration to comply with the provisions of this chapter with respect to the use of a name available to them under this chapter.
R.I. Gen. Laws § 6-2-7 — RI Code / Title 6 / Chapter 6-2 / Section 6-2-7
§ 6-2-7. Records.
Status: in_force

The secretary of state shall keep for public examination a record of all marks registered or renewed under this chapter.
R.I. Gen. Laws § 6-39-4 — RI Code / Title 6 / Chapter 6-39 / Section 6-39-4
§ 6-39-4. Notice required.
Status: in_force

If a molder chooses to have all rights, title, and interest to any die, mold, or form transferred to the molder by operation of law, the molder shall send written notice by registered mail, return receipt requested, to the customer at the address, if any, indicated in the agreement pursuant to which the molder obtained possession of the die, mold, or form, and to the customers last known address, indicating that the molder intends to terminate all of the customers rights, title, and interest by having all rights, title, and interest transferred to the molder by operation of law pursuant to this chapter.
R.I. Gen. Laws § 6-26-9 — RI Code / Title 6 / Chapter 6-26 / Section 6-26-9
§ 6-26-9. Penalty for possession of records of usurious transactions.
Status: in_force

Any person who shall, with knowledge of the contents, have in his or her possession any document, record, paper, instrument, or other writing that shall record or evidence a usurious debt in violation of the provisions of § 6-26-2, shall be imprisoned for not more than one year or fined not more than five hundred dollars ($500), or both.
R.I. Gen. Laws § 6-55-1 — RI Code / Title 6 / Chapter 6-55 / Section 6-55-1
§ 6-55-1. Lease of motor vehicle by active duty armed forces member  Unilateral termination of lease under certain circumstances.
Status: in_force

(a) A lease of a motor vehicle used, or intended to be used, by a servicemember, or a servicemembers dependents, may be unilaterally terminated if:

(1) The lease is executed by or on behalf of a person who thereafter, and during the term of the lease, enters military service under a call or order specifying a period of not less than one hundred eighty (180) days, or who enters military service under a call or order specifying a period of one hundred eighty (180) days or less, and who, without a break in service, receives orders extending the period of military service to a period of not less than one hundred eighty (180) days; or

(2) The servicemember, while in military service, executes the lease and thereafter receives military orders for a change of permanent station to a location outside the continental United States or to deploy with a military unit, or as an individual in support of a military operation, for a period of not less than one hundred eighty (180) days.

(b) The date of the termination of the lease shall be effective only upon:

(1) The delivery of written notice of the termination from the lessee and a copy of the servicemembers military orders to the lessor (or the lessors grantee), or to the lessors agent (or the agents grantee); and

(2) The motor vehicle is returned by the lessee to the lessor (or the lessors grantee), or to the lessors agent (or the agents grantee), not later than fifteen (15) days after the date of the delivery of written notice.

(c) Upon termination, the lessor may not impose an early termination charge, but the lessee shall be responsible for the prorated amount of the lease due for the period preceding the effective date of the lease termination, including any taxes, summonses, title, and registration fees, or other obligations and liabilities of the lessee in accordance with the terms of the lease, including reasonable charges to the lessee for excess wear or use and mileage, that are due and unpaid at the time of termination of the lease.

(d) Joint leases. A lessees termination of a lease pursuant to this section shall terminate any obligation a dependent of the lessee may have under the lease.
R.I. Gen. Laws § 6-45-8 — RI Code / Title 6 / Chapter 6-45 / Section 6-45-8
§ 6-45-8. Information about assistive technology warranties act to be provided at time of sale.
Status: in_force

At the time of purchase or lease, the manufacturer must provide directly to the consumer a statement, written in not less than fourteen (14) point all capital bolded type on a separate piece of paper or in such other form as the consumer can understand, the following form:

(1) If the device is still defective after two (2) attempts to repair the same problem within two (2) years, or out of service for thirty (30) days for any combination of problems within the first year from the date of first delivery, you may be entitled to a replacement or refund of the purchase price under chapter 45 of title 6. To be entitled to a refund or a replacement, you must first notify the device manufacturer or vendor of the problem and give the vendor or manufacturer an opportunity to repair the device in accordance with § 6-45-5(b)(1).

(2) If your device is out-of-service for more than seven (7) days, or not having a device would be a threat to your safety, the manufacturer/vendor must provide you with a loaner device.

(3) For more information about this law, you can contact the governors commission on disabilities.
R.I. Gen. Laws § 6-49-2 — RI Code / Title 6 / Chapter 6-49 / Section 6-49-2
§ 6-49-2. Legislative findings.
Status: in_force

It is hereby found and declared as follows:

Consumers are bombarded with electronic communications, often times in a fraudulent attempt to solicit personal and private information. In the interest of protecting the citizens of Rhode Island, it is imperative that the general assembly establish safeguards against such practices. Notwithstanding any provision of the general or public law, rule, or regulation, the general assembly shall establish regulations pertaining to the prevention of electronic mail fraud.
R.I. Gen. Laws § 6-44-1 — RI Code / Title 6 / Chapter 6-44 / Section 6-44-1
§ 6-44-1. Short title.
Status: in_force

This chapter shall be known as The Rhode Island Rental Purchase Agreement Act.
R.I. Gen. Laws § 6-16-7 — RI Code / Title 6 / Chapter 6-16 / Section 6-16-7
§ 6-16-7. Remedies of creditor.
Status: in_force

(a) In an action for relief against a transfer or obligation under this chapter, a creditor, subject to the limitations in § 6-16-8, may obtain:

(1) Avoidance of the transfer or obligation to the extent necessary to satisfy the creditors claim;

(2) An attachment or other provisional remedy against the asset transferred or other property of the transferee available under applicable law; and

(3) Subject to applicable principles of equity and in accordance with applicable rules of civil procedure:

(i) An injunction against further disposition by the debtor or a transferee, or both, of the asset transferred or of other property;

(ii) Appointment of a receiver to take charge of the asset transferred or of other property of the transferee; or

(iii) Any other relief the circumstances may require.

(b) If a creditor has obtained a judgment on a claim against the debtor, the creditor, if the court so orders, may levy execution on the asset transferred or its proceeds.
R.I. Gen. Laws § 6-27-2 — RI Code / Title 6 / Chapter 6-27 / Section 6-27-2
§ 6-27-2. Declaration of purpose.
Status: in_force

The general assembly finds that economic stabilization would be enhanced and that competition among the various financial institutions and other firms engaged in the extension of consumer credit would be strengthened by the informed use of credit. The informed use of credit results from an awareness of the cost of credit by consumers. It is the purpose of this chapter to assure a meaningful disclosure of credit terms so that the consumer will be able to compare more readily the various credit terms available to him or her and thus avoid the uninformed use of credit.
R.I. Gen. Laws § 6-13-7 — RI Code / Title 6 / Chapter 6-13 / Section 6-13-7
§ 6-13-7. Conflict with other law.
Status: in_force

Whenever the application of any provisions of any other law of this state conflicts with the application of any provision of this chapter then this chapter shall prevail.
R.I. Gen. Laws § 6-51-5 — RI Code / Title 6 / Chapter 6-51 / Section 6-51-5
§ 6-51-5. Statute of limitations.
Status: in_force

An action for default under an automobile lease or loan agreement, including breach of warranty or indemnity, must be commenced within two (2) years after the cause of action accrued. By the original lease or loan agreement the parties may reduce the period of limitation to not less than one year.
R.I. Gen. Laws § 6A-5-115 — RI Code / Title 6A / Chapter 6A-5 / Section 6A-5-115
§ 6A-5-115. Statute of limitations.
Status: in_force

An action to enforce a right or obligation arising under this chapter must be commenced within one year after the expiration date of the relevant letter of credit or one year after the cause of action accrues, whichever occurs later. A cause of action accrues when the breach occurs, regardless of the aggrieved partys lack of knowledge of the breach.
R.I. Gen. Laws § 6-2-13 — RI Code / Title 6 / Chapter 6-2 / Section 6-2-13
§ 6-2-13. Remedies.
Status: in_force

Any owner of a mark registered under this chapter may proceed by suit to enjoin the manufacture, use, display, or sale of any counterfeits or imitations, and the superior court may grant injunctions to restrain the manufacture, use, display, or sale as may be deemed just and reasonable by the court and may require the defendants to pay to the owner all profits derived from and all damages suffered by reason of the wrongful manufacture, use, display, or sale; and the court may also order that any counterfeits or imitations in the possession or under the control of any defendant in the case be delivered to an officer of the court, or to the complainant, to be destroyed.
R.I. Gen. Laws § 6-2-14 — RI Code / Title 6 / Chapter 6-2 / Section 6-2-14
§ 6-2-14. Common law rights.
Status: in_force

Nothing in this chapter shall adversely affect the rights or the enforcement of the rights in marks acquired in good faith at any time in common law.
R.I. Gen. Laws § 6-2-2 — RI Code / Title 6 / Chapter 6-2 / Section 6-2-2
§ 6-2-2. Application for registration.
Status: in_force

(a) Subject to the limitations stated in this chapter, any person who adopts and uses a mark may file in the office of the secretary of state, on a form to be furnished by him or her, an application for registration of that mark stating, but not limited to, the following information:

(1) The name and business address of the person applying for the registration, and, if a business corporation, non-profit corporation, limited liability partnership, limited partnership, or limited liability company, the state of incorporation or formation, as applicable;

(2) The goods or services in connection with which the mark is used and the mode or manner in which the mark is used in connection with the goods or services, and the class in which the goods or services fall;

(3) The date when the mark was first used anywhere and the date when it was first used in the state by the applicant or his or her predecessor in business; and

(4) A statement that the applicant is the owner of the mark and that no other person has the right to use the mark in the state, either in the identical form of the mark or in such near resemblance to it as might be calculated to deceive or to be mistaken for it.

(b) The application shall be signed and verified by the applicant or by a member of the firm or an officer of the business corporation non-profit corporation; authorized partner of the limited liability partnership; general partner of the limited partnership; authorized person of the limited liability company; or association applying for registration.

(c) The application shall be accompanied by a specimen or facsimile of the mark in triplicate.

(d) The application for registration shall be accompanied by a filing fee of fifty dollars ($50.00), payable to the secretary of state.
R.I. Gen. Laws § 6-59-3 — RI Code / Title 6 / Chapter 6-59 / Section 6-59-3
§ 6-59-3. Penalty for violation.
Status: in_force

Any person, firm, partnership, association, corporation, or retail mercantile establishment that violates the provisions of this chapter shall be subject to a civil penalty of up to two hundred fifty dollars ($250).
R.I. Gen. Laws § 6-45-6 — RI Code / Title 6 / Chapter 6-45 / Section 6-45-6
§ 6-45-6. Nonconformity disclosure requirement.
Status: in_force

(a) No assistive technology device returned by a consumer in this state or any other state by reason of problems with its performance, fitness, quality, or functioning may be sold or leased again in this state unless full written disclosure is made to any prospective buyer or lessor of any return, including the date, reasons for the return, and the history of attempts to repair.

(b) If a sale or lease is made of an assistive technology device in violation of subsection (a) of this section, a consumer who bought or took the lease of the device shall have the rights of a consumer of a new assistive technology device provided by § 6-45-5(a), without regard to whether there is a nonconformity or to whether there has been a reasonable number of attempts to repair, except that if the consumer chooses the refund option described in § 6-45-5(a)(1), there shall be no deduction from the full purchase price in calculating the refund under that paragraph. The rights described in this paragraph run against the person who last sold or transferred the device to any other person, whether or not a consumer, with knowledge of the previous return of the device, without providing the disclosure required by the preceding paragraph. These rights may be declared and exercised by the consumer at any time within two (2) years after he or she knows of the previous return and the person against whom the rights run.
R.I. Gen. Laws § 6-41-9 — RI Code / Title 6 / Chapter 6-41 / Section 6-41-9
§ 6-41-9. Short title.
Status: in_force

This chapter may be cited as the Uniform Trade Secrets Act.
R.I. Gen. Laws § 6-14-5 — RI Code / Title 6 / Chapter 6-14 / Section 6-14-5
§ 6-14-5. False statements as perjury.
Status: in_force

Any person making a false statement in the application provided for in § 6-14-4 shall, upon conviction, be deemed guilty of perjury.
R.I. Gen. Laws § 6-27-10 — RI Code / Title 6 / Chapter 6-27 / Section 6-27-10
§ 6-27-10. Disclosure.
Status: in_force

(a) Any application form or written solicitation for a revolving or open-end credit plan provided or offered by a creditor to a resident of this state shall contain or be accompanied by either of the following disclosures:

(1) A disclosure of each of the following, if applicable:

(i) Any periodic interest or finance charge rate that may be applied to the credit card account, expressed as an annual percentage rate, or in the case of a credit card account with a variable rate, the means for determining that rate;

(ii) If two (2) or more periodic rates may be used to compute the finance charge, each rate, the range of balances to which each rate is applicable, and the corresponding annual percentage rate with respect to each periodic rate;

(iii) Any membership, participation, or other similar fee imposed for the issuance of a credit card or, if the creditor does not impose a fee, the disclosure shall so indicate;

(iv) The period within which any credit extended or principal amount withdrawn from a credit card account shall be repaid to avoid incurring a finance charge, and if no period is offered that fact shall be stated, except that a creditor may, at its option and without disclosure, impose no finance charge when payment is received after the time periods expiration; and

(v) Any per-transaction fee or similar fee; or

(2) A disclosure that satisfies the initial disclosure statement requirements of Regulation Z.

(b) Any information required to be disclosed pursuant to this section shall be disclosed in a clear and conspicuous manner.

(c) The provisions of this section shall not apply to oral solicitations or solicitations made through or applications contained in a catalogue, magazine, newspaper, or other print media that is mailed or otherwise distributed to people in more than one state.

(d) A creditor need not present the disclosures required by subsection (a) of this section in chart form or use any specific terminology except as expressly provided in this section. The following chart shall not be construed in any way as a standard by which to determine whether a creditor that elects not to use the chart has provided the required disclosures in a manner that satisfies subsection (a) of this section. However, disclosures shall be conclusively presumed to satisfy the requirements of subsection (a) of this section if a chart with captions substantially as follows is completed with the applicable terms offered by the creditor or if the creditor presents the applicable terms in tabular, list, or narrative format using terminology substantially similar to the captions included in the following chart:

(e) For the purposes of this section, Regulation Z means the regulation promulgated and as amended by the Federal Reserve Board pursuant to the Federal Truth in Lending Provisions of the Consumer Credit Protection Act, 15 U.S.C. §1601 et seq.

(f) Nothing in this section shall be deemed or construed to prohibit a creditor from disclosing additional terms, conditions, or information, whether or not relating to the disclosures required under this section, in conjunction with the disclosures required by this section.

(g) This section does not apply to any application form or written solicitation for a revolving or open-end credit plan where the credit to be extended will be secured by a lien on real property.

(h) Any person who knowingly and willfully violates any provision of this section shall be subject to a civil penalty of not less than five hundred dollars ($500) nor more than five thousand dollars ($5,000) per violation. Any application or solicitation violating this section shall be treated as a single violation regardless of the number of applications or solicitations distributed.
R.I. Gen. Laws § 6-17-4 — RI Code / Title 6 / Chapter 6-17 / Section 6-17-4
§ 6-17-4. Furnishing quotations to aid prohibited contract.
Status: in_force

Any person who shall communicate, receive, exhibit, or display in any manner any statement of quotations of prices of any securities or commodities with an intent to make or offer to make, or to aid in making or offering to make, any contract prohibited by this chapter, upon conviction shall be subject to the penalties provided in §§ 6-17-2 and 6-17-3.
R.I. Gen. Laws § 6-45-4 — RI Code / Title 6 / Chapter 6-45 / Section 6-45-4
§ 6-45-4. Reasonable number of attempts to repair.
Status: in_force

(a) A reasonable number of attempts to repair an assistive technology device with a nonconformity means the occurrence of one or both of the following:

(1) The same nonconformity that is first reported during Term A is subject to repair two (2) or more times during Term B; or

(2) The device is out-of-service for an aggregate of thirty (30) or more calendar days during Term A because of one or more nonconformities.

(b) For purposes of counting the days for which a device is out-of-service because of one or more nonconformities, an out-of-service period shall begin with and include the day that is the later of:

(1) The day the nonconformity first appears; or

(2) The business day prior to the day on which the consumer first reports the nonconformity to the manufacturer of the device or its authorized dealer.

(c) For purposes of counting the days for which a device is out-of-service because of one or more nonconformities, an out-of-service period shall end with and include the day on which the device is returned after repair, and is then free of nonconformities, to the possession of the consumer, unless this return is made by 10:00 a.m. of that day in which case the out-of-service period shall end with and include the previous day.

(d) In the event an out-of-service period has commenced during Term A, then for purposes of subsection (a)(2), Term A shall continue until the end of this out-of-service period.

(e) The manufacturer/vendor shall keep written records of all repair attempts made, including:

(1) The date a repair was requested;

(2) The type of repair requested;

(3) The date the repair attempt began;

(4) The length of time required for the repair attempt;

(5) The results of the repair attempt; and

(6) The total number of repair attempts made.
R.I. Gen. Laws § 6-13-2.1 — RI Code / Title 6 / Chapter 6-13 / Section 6-13-2.1
§ 6-13-2.1. Sales of milk.
Status: in_force

(a) It shall be unlawful for any person, with intent to injure competitors or destroy competition, to sell within the state any milk or render any service in connection with the sale or distribution of milk at a price less than the cost of the milk or services, including, in the case of milk sold, the original purchase price, and in every instance all regular direct or indirect elements of cost, services, physical handling, and financial investment in the milk in question. No milk dealer shall, with this intent, use any method or device, either by discount or rebate; free service; advertising allowance; or by a combination price for the milk together with another commodity or service; that results in the total price of the milk and the other commodity or service being less than the aggregate of the prices for the milk and commodity or service when sold or offered for sale or performed separately or otherwise.

(b) Any person who shall violate the provisions of this section shall upon conviction be subject to the penalty provided in § 6-13-3. The provisions of §§ 6-13-3  6-13-8 shall apply to milk in the same manner as if milk were merchandise.
R.I. Gen. Laws § 6-60-2 — RI Code / Title 6 / Chapter 6-60 / Section 6-60-2
§ 6-60-2. Medical debt reporting prohibited in contracts with collection entities.
Status: in_force

A healthcare provider as defined in § 27-81-3, or a healthcare facility authorized or licensed under chapter 17 of title 23, or an emergency medical transportation service certified under chapter 4.1 of title 23, shall not furnish information regarding any portion of a medical debt to a consumer reporting agency. In any contract entered into with a collection entity or debt collector for the purchase or collection of medical debt, there shall be included a provision that prohibits the reporting of any portion of medical debt to a consumer reporting agency.
R.I. Gen. Laws § 6-47-2 — RI Code / Title 6 / Chapter 6-47 / Section 6-47-2
§ 6-47-2. Unsolicited electronic mail.
Status: in_force

(a) No person or entity may initiate the transmission of a commercial electronic mail message from a computer located in Rhode Island or to an electronic mail address that the sender knows, or has reason to know, is held by a Rhode Island resident unless that person or entity establishes a toll-free telephone number or valid sender operated return e-mail address that the recipient of the unsolicited documents may call or e-mail to notify the sender not to e-mail any further unsolicited documents.

(b) All unsolicited commercial electronic messages subject to this section shall include a statement informing the recipient of the toll-free telephone number that the recipient may call, or a valid return address to which the recipient may write or e-mail, as the case may be, notifying the sender not to e-mail the recipient any further unsolicited commercial electronic mail messages to the e-mail address or addresses specified by the recipient.

(c) Upon notification by a recipient of his or her request not to receive any further unsolicited commercial electronic mail messages, no person or entity subject to subsection (a) shall e-mail, or cause to be e-mailed, any unsolicited documents to that recipient.

(d) No person or entity may initiate the transmission of a commercial electronic mail message from a computer located in Rhode Island or to an electronic mail address that the sender knows, or has reason to know, is held by a Rhode Island resident, that fraudulently uses a third-partys internet domain name without permission of the third party, or otherwise fraudulently misrepresents any information in identifying the point of origin or the transmission path of a commercial electronic mail message.

(e) As used in this section, commercial electronic messages means any e-mailed document or documents consisting of commercial advertising material, the principal purpose of which is to promote the for-profit sale or lease of goods or services to the recipient and that meet both of the following requirements:

(1) The documents are addressed to a recipient with whom the initiator does not have an existing business or personal relationship.

(2) The documents are not sent at the request of, or with the express consent of, the recipient.

(f) As used in this section, e-mail or caused to be e-mailed does not include or refer to the transmission of any documents by a telecommunications utility or internet service provider to the extent that the telecommunications utility or internet service provider merely carries that transmission over its network.

(g) For purposes of this section, a person or entity has reason to know that the intended recipient of a commercial electronic mail message is a Rhode Island resident if the recipient has requested of the sender not to receive any further unsolicited commercial electronic messages.

(h) Any person or entity who or that violates the provisions of this chapter shall be liable for damages to the recipient of an unsolicited commercial electronic mail message in the amount of one hundred dollars ($100) for each such violation. In addition, the recipient may recover reasonable attorneys fees and costs.
R.I. Gen. Laws § 6-14-16 — RI Code / Title 6 / Chapter 6-14 / Section 6-14-16
§ 6-14-16. Failure to comply.
Status: in_force

Failure to comply with the provisions of this chapter shall constitute an unfair method of competition and an unfair or deceptive act or practice under chapter 13.1 of this title, entitled Deceptive Trade Practices, and the penalties and remedies provided in that chapter shall apply against any individual, corporation, or partnership violating any provision of this section.
R.I. Gen. Laws § 6-16-10 — RI Code / Title 6 / Chapter 6-16 / Section 6-16-10
§ 6-16-10. Supplementary provisions.
Status: in_force

Unless displaced by the provisions of this chapter, the principles of law and equity, including the law merchant and the law relating to principal and agent, estoppel, laches, fraud, misrepresentation, duress, coercion, mistake, insolvency, or other validating or invalidating cause, supplement this chapters provisions.
R.I. Gen. Laws § 6-41-7 — RI Code / Title 6 / Chapter 6-41 / Section 6-41-7
§ 6-41-7. Effect on other law.
Status: in_force

(a) Except as provided in subsection (b) of this section, this chapter displaces conflicting tort, restitutionary, and other law of this state providing civil remedies for misappropriation of a trade secret.

(b) This chapter does not affect:

(1) Contractual remedies, whether or not based upon misappropriation of a trade secret;

(2) Other civil remedies that are not based upon misappropriation of a trade secret; or

(3) Criminal remedies, whether or not based upon misappropriation of a trade secret.
R.I. Gen. Laws § 6-14-15 — RI Code / Title 6 / Chapter 6-14 / Section 6-14-15
§ 6-14-15. Exemption of public officers and acts under judicial authority.
Status: in_force

The provisions of this chapter with the exception of §§ 6-14-9 and 6-14-10 shall not apply to sheriffs, constables, or other public or court officers, or to any other person or persons acting under the license, direction, or authority of any court, state or federal, selling goods, wares, or merchandise in the course of their official duties.
R.I. Gen. Laws § 6-48-2 — RI Code / Title 6 / Chapter 6-48 / Section 6-48-2
§ 6-48-2. Purpose.
Status: in_force

This act establishes the right of consumers to protect themselves from identity theft or fraud by conferring upon them the right to voluntarily place a security freeze on their credit report.
R.I. Gen. Laws § 6A-5-111 — RI Code / Title 6A / Chapter 6A-5 / Section 6A-5-111
§ 6A-5-111. Remedies.
Status: in_force

(a) If an issuer wrongfully dishonors or repudiates its obligation to pay money under a letter of credit before presentation, the beneficiary, successor, or nominated person presenting on its own behalf may recover from the issuer the amount that is the subject of the dishonor or repudiation. If the issuers obligation under the letter of credit is not for the payment of money, the claimant may obtain specific performance or, at the claimants election, recover an amount equal to the value of performance from the issuer. In either case, the claimant may also recover incidental but not consequential damages. The claimant is not obligated to take action to avoid damages that might be due from the issuer under this subsection. If, although not obligated to do so, the claimant avoids damages, the claimants recovery from the issuer must be reduced by the amount of damages avoided. The issuer has the burden of proving the amount of damages avoided. In the case of repudiation the claimant need not present any document.

(b) If an issuer wrongfully dishonors a draft or demand presented under a letter of credit or honors a draft or demand in breach of its obligation to the applicant, the applicant may recover damages resulting from the breach, including incidental but not consequential damages, less any amount saved as a result of the breach.

(c) If an adviser or nominated person other than a confirmer breaches an obligation under this chapter or an issuer breaches an obligation not covered in subsection (a) or (b), a person to whom the obligation is owed may recover damages resulting from the breach, including incidental but not consequential damages, less any amount saved as a result of the breach. To the extent of the confirmation, a confirmer has the liability of an issuer specified in this subsection and subsections (a) and (b).

(d) An issuer, nominated person, or adviser who is found liable under subsection (a), (b), or (c) shall pay interest on the amount owed thereunder from the date of wrongful dishonor or other appropriate date.

(e) Reasonable attorneys fees and other expenses of litigation must be awarded to the prevailing party in an action in which a remedy is sought under this chapter.

(f) Damages that would otherwise be payable by a party for breach of an obligation under this chapter may be liquidated by agreement or undertaking, but only in an amount or by a formula that is reasonable in light of the harm anticipated.
R.I. Gen. Laws § 6-2-6 — RI Code / Title 6 / Chapter 6-2 / Section 6-2-6
§ 6-2-6. Assignment.
Status: in_force

Any mark and its registration under this chapter shall be assignable with the good will of the business in which the mark is used or with that part of the good will of the business connected with the use of and symbolized by the mark. Assignment shall be by instruments in writing duly executed and may be recorded with the secretary of state upon the payment of a fee of twenty dollars ($20.00) payable to the secretary of state, who, upon recording of the assignment, shall issue in the name of the assignee a new certificate for the remainder of the term of the registration or of its last renewal. An assignment of any registration shall be void as against any subsequent purchaser for valuable consideration without notice, unless it is recorded with the secretary of state within three (3) months after the date of assignment or prior to any subsequent purchase.
R.I. Gen. Laws § 6-60-1 — RI Code / Title 6 / Chapter 6-60 / Section 6-60-1
§ 6-60-1. Definitions.
Status: in_force

As used in this chapter, the following terms shall have the following meanings:

(1) Consumer shall have the same meaning as such term is defined in § 19-14.9-3.

(2) Consumer reporting agency shall have the same meaning as such term is defined in § 19-14.9-3.

(3) Debt collector shall have the same meaning as such term is defined in § 19-14.9-3.

(4) Medical debt means an obligation of a consumer to pay an amount for the receipt of healthcare services as defined by § 27-81-3, products, or devices, owed to a healthcare facility or a healthcare professional as defined by § 27-81-3.
R.I. Gen. Laws § 6-36-12 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-12
§ 6-36-12. Attorney general  Suits parens patriae.
Status: in_force

(a) The attorney general may bring a civil action in superior court in the name of the state, as parens patriae on behalf of persons residing in this state, to secure monetary relief as provided in this section for injuries sustained by the persons to their property by reason of any violation of this chapter. This parens patriae action shall take precedence, have priority status, and automatically stay any other action by a city or town in superior court seeking monetary relief for the same injuries sustained by the persons to their property by reason of any violation of this chapter. The court shall exclude from the amount of monetary relief awarded in this action any amount of monetary relief:

(1) That duplicates amounts that have been awarded for the same injury; or

(2) That is properly allocable to persons who have excluded their claims pursuant to subsection (c)(1) of this section.

(b) The court shall award the state as monetary relief threefold the total damage sustained as described in subsection (a) of this section and the costs of suit, including a reasonable attorneys fee.

(c)(1) In any action brought under subsection (a) of this section, the attorney general shall, at the times, in the manner, and with the content that the court may direct, cause notice of the action to be given by publication.

(2) Any person on whose behalf an action is brought under subsection (a) may elect to exclude from adjudication the portion of the state claim for monetary relief attributable to him or her by filing notice of the election with the court within the time specified in the notice given pursuant to subsection (c)(1) of this section.

(3) The final judgment in an action under subsection (a) shall be res judicata as to any claim under § 6-36-11 by any person on behalf of whom the action was brought and who fails to give the notice within the period specified in the notice given pursuant to subsection (c)(1) of this section.

(d) An action under subsection (a) shall not be dismissed or compromised without the approval of the court and notice of any proposed dismissal or compromise shall be given by publication at the times, in the manner, and with the content that the court may direct.

(e) In any action under subsection (a):

(1) The amount of the plaintiffs attorneys fees, if any, shall be determined by the court and any attorneys fees awarded to the attorney general shall be deposited with the state as general revenues; and

(2) The court may, in its discretion, award a reasonable attorneys fee to a prevailing defendant upon a finding that the attorney general has acted in bad faith, vexatiously, wantonly, or for oppressive reasons.

(f) Monetary relief recovered in an action under this section shall: (1) Be distributed in any manner that the court in its discretion may authorize; or (2) Be deemed a civil penalty by the court and deposited with the state as general revenues; subject in either case to the requirement that any distribution procedure adopted afford each person a reasonable opportunity to secure his or her appropriate portion of the net monetary relief.

(g) In any action under this section the fact that a person or public body has not dealt directly with the defendant shall not bar or otherwise limit recovery. Provided, however, that the court shall exclude from the amount of monetary relief awarded in the action any amount of monetary relief that duplicates amounts that have been awarded for the same injury. No provision of this chapter shall be construed to limit the standing of any person or public body, whether the person or public body is a direct or indirect purchaser, from bringing suit on his or her own behalf.
R.I. Gen. Laws § 6A-5-113 — RI Code / Title 6A / Chapter 6A-5 / Section 6A-5-113
§ 6A-5-113. Transfer by operation of law.
Status: in_force

(a) A successor of a beneficiary may consent to amendments, sign and present documents, and receive payment or other items of value in the name of the beneficiary without disclosing its status as a successor.

(b) A successor of a beneficiary may consent to amendments, sign and present documents, and receive payment or other items of value in its own name as the disclosed successor of the beneficiary. Except as otherwise provided in subsection (e), an issuer shall recognize a disclosed successor of a beneficiary as beneficiary in full substitution for its predecessor upon compliance with the requirements for recognition by the issuer of a transfer of drawing rights by operation of law under the standard practice referred to in § 6A-5-108(e) or, in the absence of such a practice, compliance with other reasonable procedures sufficient to protect the issuer.

(c) An issuer is not obliged to determine whether a purported successor is a successor of a beneficiary or whether the signature of a purported successor is genuine or authorized.

(d) Honor of a purported successors apparently complying presentation under subsection (a) or (b) has the consequences specified in § 6A-5-108(i) even if the purported successor is not the successor of a beneficiary. Documents signed in the name of the beneficiary or of a disclosed successor by a person who is neither the beneficiary nor the successor of the beneficiary are forged documents for the purposes of § 6A-5-109.

(e) An issuer whose rights of reimbursement are not covered by subsection (d) or substantially similar law and any confirmer or nominated person may decline to recognize a presentation under subsection (b).

(f) A beneficiary whose name is changed after the issuance of a letter of credit has the same rights and obligations as a successor of a beneficiary under this section.
R.I. Gen. Laws § 6-16-8.1 — RI Code / Title 6 / Chapter 6-16 / Section 6-16-8.1
§ 6-16-8.1. Intentional concealment of support.
Status: in_force

(a) Whoever receives or conceals an asset of another knowing that the asset is being transferred for the purpose of concealing it to avoid payment of an order or judgment for support issued pursuant to chapters 5, 9, 10, 11.1, and 13 of title 15, or pursuant to any similar laws of other states, shall be punished by a fine of not more than five thousand dollars ($5,000) or by imprisonment for not more than two (2) years, or by both that fine and imprisonment.

(b) Whoever shall transfer an asset for the purpose of concealing it to avoid payment of an order or judgment for support issued pursuant to chapters 5, 9, 10, 11.1, and 13 of title 15, or pursuant to any similar laws of other states, shall be punished by a fine of not more than five thousand dollars ($5,000) or by imprisonment for not more than two (2) years, or both by that fine or imprisonment.
R.I. Gen. Laws § 6-61-6 — RI Code / Title 6 / Chapter 6-61 / Section 6-61-6
§ 6-61-6. Application and scope.
Status: in_force

(a) This chapter applies to the following classes of third-party payment supplier contracts, policies, or plans delivered, issued for delivery, continued, or renewed in this state on or after January 1, 2026:

(1) Individual or group accident and sickness insurance providing coverage, pursuant to chapter 18 of title 27, on an expense incurred basis; and

(2) An individual or group hospital, chapter 19 of title 27 or medical service contract issued pursuant to chapter 20 of title 27; and

(3) An individual or group health maintenance organization contract regulated under chapter 41 of title 27; and

(4) A plan established for public employees pursuant to chapter 12 of title 36; and

(5) The medical assistance program under chapter 8 of title 40 including all managed care organizations acting pursuant to a contract with the executive office of health and human services to administer the medical assistance program.

(b) The commissioner may promulgate rules and regulations to implement and enforce the provisions of this section.
R.I. Gen. Laws § 6-41-2 — RI Code / Title 6 / Chapter 6-41 / Section 6-41-2
§ 6-41-2. Injunctive relief.
Status: in_force

(a) Actual or threatened misappropriation may be enjoined. Upon application to the court, an injunction shall be terminated when the trade secret has ceased to exist, but the injunction may be continued for an additional reasonable period of time in order to eliminate commercial advantage that otherwise would be derived from the misappropriation.

(b) In exceptional circumstances, an injunction may condition future use upon payment of a reasonable royalty for no longer than the period of time for which the use could have been prohibited. Exceptional circumstances include, but are not limited to, a material and prejudicial change of position prior to acquiring knowledge or reason to know of misappropriation that renders a prohibitive injunction inequitable.

(c) In appropriate circumstances, affirmative acts to protect a trade secret may be compelled by court order.
R.I. Gen. Laws § 6-27-8 — RI Code / Title 6 / Chapter 6-27 / Section 6-27-8
§ 6-27-8. Severability.
Status: in_force

If any provision of this chapter or the application of any provision of this chapter to any person or circumstance is held unconstitutional, the remainder of this chapter and the application of the provision to other persons or circumstances shall not be affected thereby, and it shall be conclusively presumed that the legislature would have enacted the remainder of this chapter without the invalid or unconstitutional provision.
R.I. Gen. Laws § 6-36-23 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-23
§ 6-36-23. Limitation of actions.
Status: in_force

Any action brought to enforce the provisions of this chapter shall be barred unless commenced within four (4) years after the cause of action arose, or if the cause of action is based upon a conspiracy in violation of this chapter, within four (4) years after the plaintiff discovered, or by the exercise of reasonable diligence should have discovered, the facts relied upon for proof of the conspiracy. No cause of action barred on July 1, 1979, shall be revived by this chapter. For purposes of this section, a cause of action for a continuing violation is deemed to arise at any time during the period of the violation.
R.I. Gen. Laws § 6-50-8 — RI Code / Title 6 / Chapter 6-50 / Section 6-50-8
§ 6-50-8. Temporary injunctions.
Status: in_force

In any action brought by a dealer against a grantor under this chapter, any violation of this chapter by the grantor is deemed an irreparable injury to the dealer in determining if temporary injunctions should issue.
R.I. Gen. Laws § 6-13-9 — RI Code / Title 6 / Chapter 6-13 / Section 6-13-9
§ 6-13-9. Retail sales of electrical appliances.
Status: in_force

Any person who shall sell any electrical appliance at retail at a price in excess of fifty dollars ($50.00) shall conspicuously note on any bill of sale any model year designated by the manufacturer of the electrical appliance.
R.I. Gen. Laws § 6-33-1 — RI Code / Title 6 / Chapter 6-33 / Section 6-33-1
§ 6-33-1. Unsolicited goods.
Status: in_force

If unsolicited goods or merchandise of any kind are either addressed to or intended for the recipient, the goods or merchandise shall, unless otherwise agreed, be deemed a gift to the recipient who may use them or dispose of them in any manner without any obligation to the sender.
R.I. Gen. Laws § 6-30-5 — RI Code / Title 6 / Chapter 6-30 / Section 6-30-5
§ 6-30-5. Verbal applications for credit cards.
Status: in_force

Persons engaged in the business of granting or extending credit by use of credit card may take a request, verbally or in writing, for any credit card.
R.I. Gen. Laws § 6-29-1 — RI Code / Title 6 / Chapter 6-29 / Section 6-29-1
§ 6-29-1. Home solicitation referral selling.
Status: reserved

No seller in a home solicitation sale or a cash sale as defined in § 6-28-2 shall offer to pay a commission or give a rebate or discount to the buyer in consideration of the buyers giving to the seller the names of prospective purchasers or otherwise aiding the seller in making a sale to another person unless the seller actually delivers to the purchaser a chart showing the actual experience of purchasers for the three (3) calendar years ending prior to the contract under consideration, including the number of and monies paid to those who participated in the plan, and unless there shall be a separate, written agreement signed and dated by the buyer and also signed by the seller containing the following in ten-point (10) bold-face type or larger, directly above the space reserved in the agreement for the signature of the buyer:

(1) No purchase of goods or services between the parties to the sale has been induced by the promise of monies to be earned under this agreement;

(2) The purchase price of any goods or services in any transaction between the parties to the sale has not been increased in any way because of this agreement;

(3) No payments due under this agreement may be held up, credited, or set-off toward payment of any obligation between the parties except on written authorization specifically allowing that action; and

(4) No other representations or agreements, oral or written, have been made by the parties to the sale relating to the terms of this agreement.
R.I. Gen. Laws § 6-36-7 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-7
§ 6-36-7. Scope of chapter.
Status: in_force

(a) This chapter applies to: (1) any contract, combination, or conspiracy, wherever created, formed, or entered into; (2) any establishment, maintenance, or use of monopoly power; and (3) any attempt or conspiracy to establish, maintain, or use monopoly power; wherever any of the foregoing has an impact on trade or commerce of this state sufficient to invoke the jurisdiction of the superior court.

(b) In deciding whether conduct restrains or monopolizes trade or commerce or may substantially lessen competition within this state, determination of the relevant market or effective area of competition shall not be limited by the boundaries of this state. However, some portion of the relevant market or effective area of competition must be at least in part within this state.

(c) No action or proceeding instituted pursuant to the provisions of this chapter shall be barred on the ground that the activity or conduct complained of in any way affects or involves interstate or foreign commerce.

(d) In any action under this chapter, the fact that a person or public body has not dealt directly with the defendant shall not bar or otherwise limit recovery. Provided, however, that courts shall exclude from the amount of monetary relief awarded in the action any amount of monetary relief which duplicates amounts which have been awarded for the same injury.
R.I. Gen. Laws § 6-36-13 — RI Code / Title 6 / Chapter 6-36 / Section 6-36-13
§ 6-36-13. Proof of aggregate damages.
Status: in_force

In any action brought by the attorney general under either § 6-36-11 or 6-36-12, the attorney general may recover aggregate damages sustained by the public bodies and by the citizens and residents of this state as respectively their interests shall appear in the case, without separately proving the claims of each of them; and his or her proof of the damages may be based upon statistical sampling methods, the pro rata allocation of excess profits to sales of other transactions occurring wholly or partially within this state or, any other reasonable system of estimating aggregate damages that the court in its discretion may permit.
R.I. Gen. Laws § 6-57-1 — RI Code / Title 6 / Chapter 6-57 / Section 6-57-1
§ 6-57-1. Definitions.
Status: in_force

For purposes of this section, the following terms shall have the following meanings:

(1) Consumer product means any tangible personal property that is distributed in commerce and is normally used for personal, family, or household purposes, including a motor vehicle, and any tangible personal property intended to be attached to or installed in any real property without regard to whether it is so attached or installed.

(2) Incidental costs means expenses specified in a vehicle theft protection program warranty that are incurred by the warranty holder due to the failure of a vehicle theft protection program to perform as provided in the contract. Incidental costs may be reimbursed in either a fixed amount specified in the vehicle theft protection program warranty or by use of a formula itemizing specific incidental costs incurred by the warranty holder.

(3) Maintenance agreement means a contract of limited duration that provides for scheduled maintenance only.

(4) Road hazard means a hazard that is encountered while driving a motor vehicle and that may include, but not be limited to, potholes, rocks, wood debris, metal parts, glass, plastic, curbs, or composite scraps.

(5) Service contract means a contract or agreement for a separately stated consideration for any duration to perform the repair, replacement, or maintenance of a consumer product or indemnification for the same, for the operational or structural failure of a consumer product due to a defect in materials, workmanship, accidental damage from handling, or normal wear and tear, with or without additional provisions for incidental payment of indemnity under limited circumstances, including, but not limited to, towing, rental, and emergency road service and road hazard protection. Service contracts may provide for the repair, replacement, or maintenance of a consumer product for damage resulting from power surges or interruption. Service contract also includes a contract or agreement sold for a separately stated consideration for a specific duration that provides for any of the following:

(i) The repair or replacement or indemnification for the repair or replacement of a motor vehicle for the operational or structural failure of one or more parts or systems of the motor vehicle brought about by the failure of an additive product to perform as represented;

(ii) The repair or replacement of tires and/or wheels on a motor vehicle damaged as a result of coming into contact with road hazards;

(iii) The removal of dents, dings, or creases on a motor vehicle that can be repaired using the process of paintless dent removal without affecting the existing paint finish and without replacing vehicle body panels, sanding, bonding, or painting;

(iv) The repair of chips or cracks in or the replacement of motor vehicle windshields as a result of damage caused by road hazards;

(v) The replacement of a motor vehicle key or key fob in the event that the key or key fob becomes inoperable or is lost or stolen; or

(vi) Other services or products that may be approved by the director of the department of business regulation.

(6) Vehicle theft protection product means a device or system that:

(i) Is installed on or applied to a motor vehicle;

(ii) Is designed to prevent loss or damage to a motor vehicle from theft; and

(iii) Includes a vehicle theft protection program warranty. Vehicle theft protection product does not include fuel additives, oil additives, or other chemical products applied to the engine, transmission, or fuel system, or interior or exterior surfaces of a motor vehicle.

(7) Vehicle theft protection product warranty means a written agreement by a warrantor that provides if the vehicle theft protection product fails to prevent loss or damage to a motor vehicle from theft, that the warrantor will pay to or on behalf of the warranty holder specified incidental costs as a result of the failure of the vehicle theft protection product to perform pursuant to the terms of the vehicle theft protection product warranty.
R.I. Gen. Laws § 6-48-8 — RI Code / Title 6 / Chapter 6-48 / Section 6-48-8
§ 6-48-8. Social security number protection  Effective January 1, 2008.
Status: in_force

(a) Except as provided in subsection (c) of this section a person or entity, including a state or local agency, may not do any of the following:

(1) Intentionally communicate or otherwise make available to the general public all or part of an individuals social security number;

(2) Print all or part of an individuals social security number on any card required for the individual to access products or services provided by the person or entity;

(3) Require an individual to transmit all or part of his or her social security number over the Internet, unless the connection is secure or the social security number is encrypted;

(4) Require an individual to use all or part of his or her social security number to access an Internet Website, unless a password or unique personal identification number or other authentication device is also required to access the Internet Website; and

(5) Print all or part of an individuals social security number on any materials that are mailed to the individual, unless state or federal law requires the social security number to be on the document to be mailed.

Notwithstanding this paragraph, social security numbers may be included in applications and forms sent by mail, including documents sent as part of an application or enrollment process, or to establish, amend or terminate an account, contract or policy, or to confirm the accuracy of the social security number. A social security number that is permitted to be mailed under this section may not be printed, in whole or in part, on a postcard or other mailer not requiring an envelope, or visible on the envelope or without the envelope having been opened.

(b) The provisions of this section do not apply to documents that are recorded or required to be open to the public pursuant to the Rhode Island general laws chapter 42-46. This section does not apply to records that are by statute or case law required to be made available to the public by entities provided for in the Rhode Island Constitution.

(c) This section does not prevent the collection, use, or release of a social security number as required by state or federal law or the use of a social security number for internal verification or administrative purposes.

(d) The penalties for violating this section shall be:

(1) Any person who violates this section is responsible for the payment of a civil fine of not more than three thousand dollars ($3,000).

(2) A person who knowingly violates this section is guilty of a misdemeanor punishable by imprisonment for not more than thirty (30) days, or a fine of not more than five thousand dollars ($5,000), or both.
R.I. Gen. Laws § 6-49-4 — RI Code / Title 6 / Chapter 6-49 / Section 6-49-4
§ 6-49-4. Prohibited activity.
Status: in_force

No person may solicit, request, or take any action to induce another person to provide personally identifying information by means of a web page, electronic mail message, or otherwise using the internet in a manner as previously defined in § 6-49-3 by representing oneself, either directly or by implication, to be a business or individual without the authority or approval of such business or individual. No person may conspire with another person to engage in any act that violates the provisions of this chapter.
R.I. Gen. Laws § 6-40-1 — RI Code / Title 6 / Chapter 6-40 / Section 6-40-1
§ 6-40-1. Short title.
Status: in_force

This chapter may be cited as the Mail Order Address Disclosure Act.
R.I. Gen. Laws § 6-48-1 — RI Code / Title 6 / Chapter 6-48 / Section 6-48-1
§ 6-48-1. Short title.
Status: in_force

This chapter may be cited as The Consumer Empowerment and Identity Theft Prevention Act of 2006.
R.I. Gen. Laws § 6-16-17 — RI Code / Title 6 / Chapter 6-16 / Section 6-16-17
§ 6-16-17. Relation to Electronic Signatures in Global and National Commerce Act.
Status: in_force

This chapter modifies, limits, or supersedes the Electronic Signatures in Global and National Commerce Act, 15 U.S.C. § 7001 et seq., but does not modify, limit, or supersede § 101(c) of that act, 15 U.S.C. § 7001(c), or authorize electronic delivery of any of the notices described in § 103(b) of that act, 15 U.S.C. § 7003(b).
R.I. Gen. Laws § 6-45-1 — RI Code / Title 6 / Chapter 6-45 / Section 6-45-1
§ 6-45-1. Definitions.
Status: in_force

The following words and phrases as used in this chapter, for the purposes of this chapter, have the following meanings:

(1) Assistive technology device means any item, piece of equipment, or product system, whether acquired commercially off the shelf, modified, or customized, that is used or designed to be used to increase, maintain, or improve any functional capability of an individual with disabilities. An assistive technology device system that as a whole is within the definition of this term is itself an assistive technology device, and in this case, this term also applies to each component product of the assistive technology device system that is itself ordinarily an assistive technology device. This term includes, but is not limited to:

(i) Wheelchairs and scooters of any kind and other aids that enhance the mobility or positioning of an individual, such as motorization, motorized positioning features, and the switches and controls for any motorized features;

(ii) Hearing aids, telephone communication devices for persons who are deaf or hard of hearing, and other assistive listening devices;

(iii) Computer equipment and reading devices with voice output, optical scanners, talking software, Braille printers, and other aids and devices that provide access to text;

(iv) Computer equipment with voice output, artificial larynges, voice amplification devices, and other alternative and augmentative communication devices;

(v) Voice recognition computer equipment, software and hardware accommodations, switches, and other forms of alternative access to computers;

(vi) Environmental control units; and

(vii) Simple mechanical aids that enhance the functional capabilities of an individual with disabilities.

(2) Assistive technology device dealer means a dealer who is in the business of selling or leasing assistive technology devices. A dealer shall be an assistive technology device dealer with respect to a particular sale or lease of a product that constitutes an assistive technology device as to that sale or lease if he or she is in the business generally of selling or leasing that product or kind of product without regard to whether that product constitutes an assistive technology device for other buyers.

(3) Assistive technology device system means the final product resulting from a manufacturer customizing, adapting, reconfiguring, refitting, refurbishing, or composing into a system one or more component products, whether or not new, that may be assistive technology devices or standard products of the same or other manufacturer.

(4) Collateral costs means expenses incurred by a consumer in connection with the repair of a nonconformity, including the costs of obtaining another device or service to substitute for the absence, due to a nonconformity or attempt to repair, of the device sold or leased to the consumer, if no loaner was offered to the consumer, except to the extent the person opposing liability for these costs shall prove that incurring these expenses was not reasonable in light of the sophistication of, and the means readily available, to the consumer.

(5) Conforming replacement means a new device in good working order that is identical to or has functional capabilities equal to or greater than those of the original device.

(6) Consumer of an assistive technology device means the person who is a party, whether the buyer or the lessee, to the contract of sale or lease, respectively, of that device. This party may be, but is not necessarily, the user.

(7) Dealer means the person who is the party, whether the seller or the lessor, to the contract with the consumer of sale or lease of the device.

(8) Demonstrator means an assistive technology device that would be new but for its use since its manufacture only for the purpose of demonstrating the device to the public or prospective buyers or lessees.

(9) Early termination cost means any expense or obligation that a lessor incurs as a result of both the termination of a written lease before the termination date set forth in that lease and the return of the device to the manufacturer. Early termination cost includes a penalty for prepayment under a finance arrangement.

(10) Early termination savings means any expense or obligation that a lessor avoids as a result of both the termination of a written lease before the termination date set forth in that lease and the return of the device to the manufacturer, which shall include an interest charge that the lessor would have paid to finance the device or, if the lessor does not finance the device, the difference between the total amount for which the lease obligates the consumer during the period of the lease term remaining after the early termination and the present value of that amount at the date of the early termination.

(11) Individual with disabilities means any individual who is considered to have a mental or physical disability or impairment for the purposes of any other law of this state or of the United States, including any rules or regulations under this state or of the United States.

(12) Loaner means a device provided to the consumer for use by the user free of charge that need not be new, nor identical to, nor have functional capabilities equal to or greater than those of the original device, but that meets the following conditions:

(i) It is in good working order;

(ii) It performs at a minimum the most essential functions of the original device in light of the disabilities of the user; and

(iii) Any differences between it and the original device do not create a threat to safety.

(13) Manufacturer means:

(i) The person who manufactures or assembles an assistive technology device;

(ii) The person who manufactures or assembles a product that becomes a component product of an assistive technology device system, to the extent such product is itself ordinarily an assistive technology device; and

(iii) Agents of a person described in subsection (13)(i) or (13)(ii) of this section, including an importer, a distributor, factory branch, distributor branch, and any warrantors of the manufacturers devices, provided that such agents shall not include, with respect to a particular transaction, the dealer, unless the dealer is also a person described in subsection (13)(i) or (13)(ii) of this section.

(14) Nonconformity of an assistive technology device means any failure of the device to conform to any applicable express or implied warranties that substantially impairs the use, value, or safety of the device. The implied warranties described in the preceding sentence include, but are not limited to, the implied warranty of merchantability described in §§ 6A-2-314 or 6A-2.1-212, and the implied warranty of fitness for a particular purpose described in §§ 6A-2-315 or 6A-2.1-213 and subject to the provisions of § 6-45-2.

(15) Term A means the year following the date the device is first delivered into the possession of the consumer.

(16) Term B means the two (2) years following the date the device is first delivered into the possession of the consumer.

(17) User of an assistive technology device means the individual with a disability who, by reason of this disability, needs and actually uses that device.
R.I. Gen. Laws § 6-32-6 — RI Code / Title 6 / Chapter 6-32 / Section 6-32-6
§ 6-32-6. Penalty for violation.
Status: in_force

Any person who violates any provision of this chapter shall be guilty of a misdemeanor.
R.I. Gen. Laws § 6-26-7 — RI Code / Title 6 / Chapter 6-26 / Section 6-26-7
§ 6-26-7. Action on foreign protested bill.
Status: in_force

Any person having a right to demand any sum of money upon a foreign protested bill of exchange as stated in § 6-26-6 may commence and prosecute an action for principal, damages, interest, and charges of protest against the drawers and endorsers, jointly or severally, or against either of them separately; and judgment shall and may be given for the principal, damages, charges, and interest upon the principal after the rate established in § 6-26-6, to the time of the judgment, together with costs of suit.
R.I. Gen. Laws § 6-39-3 — RI Code / Title 6 / Chapter 6-39 / Section 6-39-3
§ 6-39-3. Title to dies, molds, or forms by operation of law.
Status: in_force

(a) Unless otherwise agreed in writing, if a customer does not take possession from the molder of a die, mold, or form in this state within three (3) years following the last prior use of it, all of the customers rights, title, and interest to the die, mold, or form may be transferred by operation of law to the molder only for the purpose of destroying the die, mold, or form, consistent with this chapter.

(b) For purposes of this chapter, the phrase within three (3) years following the last prior use shall be construed to include any period following the last prior use of a die, mold, or form regardless of whether or not the period precedes November 21, 1981.
R.I. Gen. Laws § 6-2-9 — RI Code / Title 6 / Chapter 6-2 / Section 6-2-9
§ 6-2-9. Classification.
Status: in_force

The secretary of state shall promulgate rules and regulations for the determination of classes of goods and services for the convenience of the administration of this chapter.
R.I. Gen. Laws § 6A-5-107 — RI Code / Title 6A / Chapter 6A-5 / Section 6A-5-107
§ 6A-5-107. Confirmer, nominated person, and adviser.
Status: in_force

(a) A confirmer is directly obligated on a letter of credit and has the rights and obligations of an issuer to the extent of its confirmation. The confirmer also has rights against and obligations to the issuer as if the issuer were an applicant and the confirmer had issued the letter of credit at the request and for the account of the issuer.

(b) A nominated person who is not a confirmer is not obligated to honor or otherwise give value for a presentation.

(c) A person requested to advise may decline to act as an adviser. An adviser that is not a confirmer is not obligated to honor or give value for a presentation. An adviser undertakes to the issuer and to the beneficiary accurately to advise the terms of the letter of credit, confirmation, amendment, or advice received by that person and undertakes to the beneficiary to check the apparent authenticity of the request to advise. Even if the advice is inaccurate, the letter of credit, confirmation, or amendment is enforceable as issued.

(d) A person who notifies a transferee beneficiary of the terms of a letter of credit, confirmation, amendment, or advice has the rights and obligations of an adviser under subsection (c). The terms in the notice to the transferee beneficiary may differ from the terms in any notice to the transferor beneficiary to the extent permitted by the letter of credit, confirmation, amendment, or advice received by the person who so notifies.
R.I. Gen. Laws § 6-31-1 — RI Code / Title 6 / Chapter 6-31 / Section 6-31-1
§ 6-31-1. Definitions.
Status: in_force

As used in this chapter:

(1) Consumer commodity means any food, drug, device, or cosmetic and other article, product, or commodity of any other kind or class, except for drugs sold only by prescription, that:

(i) Are customarily produced for sale to retail sales agencies or instrumentalities for consumption by individuals; for use by individuals for purposes of personal care; or in the performance of services ordinarily rendered in or around the household; and

(ii) Usually are consumed or expended in the course of the consumption or use.

(2) Director means the director of business regulation.

(3) Retail price means the price at which the consumer commodity is sold to the ultimate customer.

(4) Sale at Retail means sale of a consumer commodity to the ultimate customer.

(5) Total price of a consumer commodity means the full purchase price of a consumer commodity without regard to units of weight, measure, or count.

(6) Ultimate customer is a person who purchases a product other than for resale.

(7) Unit price of a consumer commodity means the retail price of a consumer commodity expressed in terms of the retail price of the commodity per the unit of weight, measure, or count, as the director designates, computed to the nearest whole cent or fraction thereof as the director designates.
R.I. Gen. Laws § 6-30-3 — RI Code / Title 6 / Chapter 6-30 / Section 6-30-3
§ 6-30-3. Exceptions.
Status: in_force

The provisions of this chapter shall not apply to:

(1) The issuance of any credit card to any individual who shall at the time of the issuance have a credit account relationship with the issuer.

(2) The issuance of any credit card to any individual whose credit account shall have been transferred to the issuer by any other person engaged in the business of granting or extending credit by the use of a credit card.

(3) The renewal of any credit card previously issued that has been used by the cardholder during the previous new or renewal term.
R.I. Gen. Laws § 6-13-5 — RI Code / Title 6 / Chapter 6-13 / Section 6-13-5
§ 6-13-5. Sales exempt from chapter.
Status: in_force

This chapter shall not apply with respect to advertising or offering to sell or selling, at retail or at wholesale, as the case may be, if done:

(1) In an isolated transaction and not in the usual course of business;

(2) Where merchandise is sold in bona fide clearance sales, if advertised or offered for sale as such or marked and sold as such, or where merchandise is marked down in an effort to sell the merchandise after bona fide efforts to sell the merchandise prior to the markdown;

(3) Where perishable merchandise must be sold promptly in order to forestall loss;

(4) Where merchandise is imperfect or damaged or its sale is being discontinued, if advertised or offered for sale as such or marked and sold as such;

(5) Where merchandise is advertised or offered for sale or sold upon the final liquidation of any business;

(6) Where merchandise is advertised or offered for sale or sold for charitable purposes or to relief agencies;

(7) Where merchandise is sold on contract to any department, board, or commission of this state, or of any of its political subdivisions, or to any institution maintained thereby; or

(8) Where merchandise is advertised or offered for sale or sold by any fiduciary or other officer acting under the order or direction of any court.
R.I. Gen. Laws § 6-41-8 — RI Code / Title 6 / Chapter 6-41 / Section 6-41-8
§ 6-41-8. Uniformity of application and construction.
Status: in_force

This chapter shall be applied and construed to effectuate its general purpose to make uniform the law with respect to the subject of this chapter among states enacting it.
R.I. Gen. Laws § 6-26-1 — RI Code / Title 6 / Chapter 6-26 / Section 6-26-1
§ 6-26-1. Legal rate of interest  Post judgment interest.
Status: in_force

Post judgment interest on any judgment, and interest in all business transactions where interest is secured or paid, shall be computed at the rate of twelve dollars ($12.00) on one hundred dollars ($100) for one year, unless a different rate is expressly stipulated.
R.I. Gen. Laws § 6-1-3 — RI Code / Title 6 / Chapter 6-1 / Section 6-1-3
§ 6-1-3. Corporations  Partnership names.
Status: in_force

This chapter shall in no way affect or apply to a duly registered or qualified domestic or foreign corporation, nonprofit corporation, limited liability company, limited liability partnership, limited liability limited partnership, or limited partnership organized under the laws of this state, or to any partnership or joint venture, the name or designation of which includes the true or real surname of at least one individual who is a partner or joint venturer.
R.I. Gen. Laws § 6-58-3 — RI Code / Title 6 / Chapter 6-58 / Section 6-58-3
§ 6-58-3. Merchant consent.
Status: in_force

A third-party delivery service may not take orders and arrange for the delivery of merchant products through the third-party delivery services marketplace without obtaining the written consent of the merchant.
R.I. Gen. Laws § 6-48-9 — RI Code / Title 6 / Chapter 6-48 / Section 6-48-9
§ 6-48-9. Severability.
Status: in_force

If any provision of this chapter or the application thereof to any person or circumstances is held invalid, such invalidity shall not affect other provisions or applications of the chapter, which can be given effect without the invalid provision or application, and to this end the provisions of this chapter are declared to be severable.
R.I. Gen. Laws § 6-32-1 — RI Code / Title 6 / Chapter 6-32 / Section 6-32-1
§ 6-32-1. Lay-away sales defined.
Status: in_force

As used in this chapter, lay-away sales means any sale of goods in which the goods are offered for sale to the public on terms that permit periodic payment for the goods and with respect to which delivery is deferred until completion of payment of the entire purchase price.
R.I. Gen. Laws § 6-38-4 — RI Code / Title 6 / Chapter 6-38 / Section 6-38-4
§ 6-38-4. Contract provisions.
Status: in_force

Contracts provided under the provisions of this chapter must include, but may not be limited to, the following:

(1) The type of insulation as defined in § 6-38-2, the manufacturer, and the commercial brand name, if any. Under this provision, any insulation contractor intending to install a ureaformaldehyde insulation product must conspicuously include within any contract required under the provisions of this chapter the following notice in its entirety:

CAUTION: Under some conditions ureaformaldehyde insulation may cause the release of formaldehyde gas into living areas and the development of adverse health effects. Continued exposure to formaldehyde can cause nausea and vomiting, respiratory difficulties, headaches, eye irritation, and allergic reactions. The symptoms may develop anywhere from a few days to more than six (6) months after the gas is released. This notice of caution shall be acknowledged by the purchaser by signifying in an appropriate box that the purchaser has read and understands the nature and terms of the notice, provided, however, that the acknowledgment shall not constitute a waiver of any rights pursuant to the contract.;

(2) The resistance factor of the insulation per product inch and the thickness in inches of the insulation to be installed;

(3) The degree of flammability of those properties. Under this provision, any insulation contractor intending to install a polyurethane-based insulation product must conspicuously include within any contract required under the provisions of this chapter the following notice in its entirety:

NOTICE In the event of fire, a urethane-based product, if burned, can emit a highly toxic and deadly gas.;

(4) The area to be insulated as calculated in square feet, and a generic description of the area to be insulated, i.e., walls, roof, and/or floors;

(5) The method by which the insulation contractor intends to install the insulation;

(6) The type of ventilation to be installed in the insulated area. If no ventilation is to be installed, the contract must state this or must state that no ventilation is required and the reasons for the statement must be provided;

(7) The type of vapor barrier to be installed. If no vapor barrier is to be installed, the contract must state this or must state that no vapor barrier is required and the reasons for the statement must be provided;

(8) A guarantee against product settling or a statement as to the maximum percentage by which the insulation product can be expected to settle and over what period of time the settling can take place;

(9) A detailed description of structural changes required to install insulation and an estimate of the cost of those changes. If no structural changes are required, the contract must state this;

(10) A statement of the insulation contractors intent to complete all work necessary to restore the structure and surrounding area to its condition prior to commencement of installation of insulation;

(11) The provisions of all product and installer warranties; and

(12) The name, business address, and owner of the firm, partnership, corporation, company, association, or joint stock association providing the goods and services as described in the contract.
R.I. Gen. Laws § 6-46-3 — RI Code / Title 6 / Chapter 6-46 / Section 6-46-3
§ 6-46-3. Notice of termination of dealer agreements.
Status: in_force

(a) Notwithstanding any agreement to the contrary, prior to the termination of a dealer agreement, a supplier shall notify the dealer of the termination not less than one hundred twenty (120) days prior to the effective date of the termination. No supplier may terminate, cancel, or fail to renew a dealer agreement without cause. For purposes of this subsection cause means failure by an equipment dealer to comply with requirements imposed upon the equipment dealer by the dealer agreement, provided the requirements are not substantially different from those requirements imposed upon other similarly situated dealers in this state.

(b) The supplier may immediately terminate the agreement at any time upon the occurrence of any of the following events:

(1) The filing of a petition for bankruptcy or for receivership either by or against the dealer;

(2) The making by the dealer of an intentional and material misrepresentation as to the dealers financial status;

(3) Any default by the dealer under a chattel mortgage or other security agreement between the dealer and the supplier;

(4) The commencement of voluntary or involuntary dissolution or liquidation of the dealer if the dealer is a partnership or corporation;

(5) A change in location of the dealers principal place of business as provided in the agreement without the prior written approval of the supplier;

(6) Withdrawal of an individual proprietor, partner, major shareholder, or the involuntary termination of the manager of the dealership, or a substantial reduction in the interest of a partner or major shareholder without the prior, written consent of the supplier.

(c) Unless there is an agreement to the contrary, a dealer who intends to terminate a dealer agreement with a supplier shall notify the supplier of that intent not less than one hundred twenty (120) days prior to the effective date of the termination.

(d) Notification required by either party under this section shall be in writing and shall be made by certified mail or by personal delivery and shall contain:

(1) A statement of intention to terminate the dealer agreement;

(2) A statement of the reasons for the termination; and

(3) The date on which the termination shall be effective.
R.I. Gen. Laws § 6-50-6 — RI Code / Title 6 / Chapter 6-50 / Section 6-50-6
§ 6-50-6. Application to arbitration agreements.
Status: in_force

This chapter shall not apply to provisions for the binding arbitration of disputes contained in a dealership agreement if the criteria for determining whether good cause existed for a termination, cancellation, or nonrenewal and the relief provided is no less than that provided for in this chapter.
R.I. Gen. Laws § 6-48-7 — RI Code / Title 6 / Chapter 6-48 / Section 6-48-7
§ 6-48-7. Violations; Penalties.
Status: in_force

(a) Any person who willfully fails to comply with any requirement imposed under this chapter with respect to any consumer is liable to that consumer in an amount equal to the sum of:

(1) Any actual damages sustained by the consumer as a result of the failure or damages of not less than one hundred dollars ($100) and not more than one thousand dollars ($1,000); or

(2) Such amount of punitive damages as the court allows; and

(3) In the case of any successful action to enforce any liability under this section, the costs of the action together with reasonable attorneys fees as determined by the court.

(b) Any person who obtains a consumer report, requests a security freeze, requests the temporary lift of a freeze, or the removal of a security freeze from a consumer reporting agency under false pretenses or in an attempt to violate federal or state law shall be liable to the consumer reporting agency for actual damages sustained by the consumer reporting agency or one thousand dollars ($1,000), whichever is greater.

(c) Any person who is negligent in failing to comply with any requirement imposed under this chapter with respect to any consumer is liable to that consumer in an amount equal to the sum of:

(1) Any actual damages sustained by the consumer as a result of the failure and;

(2) In the case of any successful action to enforce any liability under this section, the costs of the action together with reasonable attorneys fees as determined by the court.

(d) Upon a finding by the court that an unsuccessful pleading, motion, or other paper filed in connection with an action under this chapter was filed in bad faith or for the purposes of harassment, the court shall award to the prevailing party attorneys fees reasonable in relation to the work expended in responding to the pleading, motion, or other paper.
R.I. Gen. Laws § 6-44-9 — RI Code / Title 6 / Chapter 6-44 / Section 6-44-9
§ 6-44-9. Enforcement.
Status: in_force

(a) A lessee who has suffered a loss due to a violation of this chapter by a lessor is entitled to recover from the lessor actual damages, reasonable attorneys fees, and court costs.

(b) A lessor shall not be held liable in any action brought under this section if he or she shows by a preponderance of the evidence that the violation was not intentional and resulted from a bona fide error, notwithstanding the maintenance of procedures reasonably adopted to avoid any error. A bona fide error shall include, but shall not be limited to, clerical, calculation, computer malfunction, and programming and printing errors; provided that an error of legal judgment with respect to a persons obligations under this chapter shall not be a bona fide error.

(c) A lessor shall not be deemed liable under this chapter for a violation of the provisions of § 6-44-3 if, within sixty (60) days after discovering the error and before an action is filed in accordance with the provisions of this section or written notice of the error is received from the consumer, the lessor notifies the consumer of the error and makes whatever adjustments in the account necessary to assure that the consumer shall not be required to pay an amount in excess of the amounts actually disclosed. This provision shall apply whether the discovery of the error was made through the lessors own procedures or otherwise.

(d) An action shall not be brought under this chapter more than one year after the occurrence of the act, method, or practice that is the subject of the action, or more than one year after the last payment in a transaction involving the method, act, or practice that is the subject of the action, whichever is later.
R.I. Gen. Laws § 6A-5-119 — RI Code / Title 6A / Chapter 6A-5 / Section 6A-5-119
§ 6A-5-119. Transition.
Status: repealed

This chapter shall take effect on July 1, 2001 and applies to a letter of credit that is issued on or after the effective date of this chapter. This chapter does not apply to a transaction, event, obligation, or duty arising out of or associated with a letter of credit that was issued before the effective date of this chapter. A transaction arising out of or associated with a letter of credit that was issued before the effective date of this chapter and the rights, obligations, and interests flowing from that transaction are governed by any statute or other law amended or repealed by this chapter as if repeal or amendment had not occurred and may be terminated, completed, consummated, or enforced under that statute or other law.
R.I. Gen. Laws § 6-51-3 — RI Code / Title 6 / Chapter 6-51 / Section 6-51-3
§ 6-51-3. Default, notice, right to cure, reinstatement.
Status: in_force

(a) The default provisions of a consumer automobile lease or automobile loan agreement are enforceable only to the extent that:

(1) The consumer does not make one or more payments required by the lease or loan agreement; or

(2) The lessor or secured party establishes that the prospect of payment, performance, or realization of the lessors or secured partys interest in the automobile is significantly impaired.

(b) After a default under an automobile lease or loan agreement by the consumer, the lessor or secured party may not accelerate, take judicial action to collect, or repossess the automobile until the lessor or secured party gives the consumer the notice required by this section and the consumer does not cure the default in the time allowed under this section. A lessor or secured party may initiate a procedure to cure by sending to the consumer, at any time after the consumer has been in default for ten (10) days, a notice of the right to cure the default. Said notice shall be delivered via certified mail, return receipt requested, or via first-class mail, at the consumers address last known to the lessor or secured party. The time when notice is given shall be deemed to be upon actual delivery of the notice to the consumer or three (3) business days following the mailing of the notice to the consumer at the consumers address last known to the lessor or secured party.

(c) The notice shall be in writing and shall conspicuously state the rights of the consumer upon default in substantially the following form:

The heading shall read: Rights of Defaulting consumer under Rhode Island General Laws. The body of the notice shall read: You may cure your default in (describe automobile lease or loan agreement in a manner enabling the consumer to identify it) by paying to (name and address of lessor or secured party) (amount due) before (date that is at least twenty-one (21) days after notice is delivered). If you pay this amount within the time allowed you are no longer in default and may continue with the automobile (lease or loan) agreement as though no default has occurred.

If you do not cure your default by the date stated above, the lessor or secured party may sue you to obtain a judgment for the amount of the debt and may take possession of the automobile.

If the lessor or secured party takes possession of the automobile, you may get it back by paying the full amount of your debt plus any reasonable expenses incurred by the lessor or secured party if you make the required payment within twenty (20) days after the lessor or secured party takes possession.

If (the secured party) sells the vehicle repossessed from the consumer for an amount exceeding the amount outstanding on the automobile (loan) agreement including reasonable expenses related to judicial action and or repossession, the excess funds shall be returned promptly to the defaulting consumer.

You have the right to cure a default only once in any twelve-month (12) period during the period of the automobile (lease or loan) agreement. If you default again within the next twelve (12) months in making your payments, we may exercise our rights without sending you another right to cure notice. If you have questions, telephone (name of lessor or secured party) at (phone number).

(d) Within the period for cure stated in the notice under this section, the consumer may cure the default by tendering the amount of all unpaid sums due at the time of tender, including any unpaid delinquency or default charges, but without additional security deposit or prepayment of period payments not yet due. Cure restores the rights of the lessor or secured party and consumer under the automobile loan or lease agreement as if the default had not occurred.

(e) A consumer has the right to cure only once in any twelve-month (12) period during the period of the automobile lease or loan agreement.
R.I. Gen. Laws § 6-16-9 — RI Code / Title 6 / Chapter 6-16 / Section 6-16-9
§ 6-16-9. Extinguishment of claim for relief.
Status: in_force

A claim for relief with respect to a transfer or obligation under this chapter is extinguished unless action is brought:

(1) Under § 6-16-4(a)(1), not later than four (4) years after the transfer was made or the obligation was incurred or, if later, not later than one year after the transfer or obligation was or could reasonably have been discovered by the claimant;

(2) Under § 6-16-4(a)(2) or § 6-16-5(a), not later than four (4) years after the transfer was made or the obligation was incurred; or

(3) Under § 6-16-5(b), not later than one year after the transfer was made or the obligation was incurred.
R.I. Gen. Laws § 6-13-14 — RI Code / Title 6 / Chapter 6-13 / Section 6-13-14
§ 6-13-14. Automatic lease renewal  Notice required.
Status: in_force

(a) For purposes of this section, automatic lease renewal means a provision in a written lease of personal property providing that, unless the lessee gives written notice to the contrary, the lease shall be automatically renewed for an additional term at the end of the initial lease term or at the end of any subsequent lease term.

(b) Subject to the exclusions stated in subsection (d) of this section, every lessor of personal property under a written lease containing an automatic lease renewal shall give written notice to the lessee not more than ninety (90) nor less than forty-five (45) days prior to the expiration of the lease term. The notice shall state the date upon which the lease term will expire and shall advise the lessee that the lease will be automatically renewed unless the lessee gives written notice to the contrary.

(c) In the event that the lessor fails to give notice as required by subsection (b) of this section, the automatic lease renewal shall be voidable at the option of the lessee.

(d) This section shall not apply to any lease having a term of less than one year. This section shall not apply to any lease wherein the fair market value of the property being leased exceeds one hundred thousand dollars ($100,000) on the date the lease is executed.
R.I. Gen. Laws § 6-16-5.1 — RI Code / Title 6 / Chapter 6-16 / Section 6-16-5.1
§ 6-16-5.1. Transfers voidable as to depository creditors of financial institutions closed by proclamation of the governor dated January 1, 1991  Remedies.
Status: in_force

(a) A transfer made or obligation incurred by any financial institution closed by proclamation of the governor dated January 1, 1991, is voidable as to any depository creditor of record of any such financial institution as of January 1, 1991, if the transfer or obligation involved either:

(1) The withdrawal of deposits from the financial institution by any officer, director, or employee of the financial institution or of the Rhode Island share and deposit indemnity corporation, with knowledge of the actual or impending insolvency or the impending closing of the financial institution or of the actual or impending insolvency of or the actual or impending cessation of business by the Rhode Island share and deposit indemnity corporation, and for the purpose of avoiding the loss of funds or access to funds in any depository account in the financial institution;

(2) The encumbrance of any assets of the financial institution to or for the benefit of any officer, director, or employee of the financial institution or of the Rhode Island share and deposit indemnity corporation, with knowledge of the actual or impending insolvency or the impending closing of the financial institution or of the actual or impending insolvency of or the actual or impending cessation of business by the Rhode Island share and deposit indemnity corporation, and for the purpose of avoiding the loss of funds or access to funds in any depository account in the financial institution; or

(3) A transfer or obligation defined as voidable under § 6-16-4 or § 6-16-5.

(b) In addition to any remedies provided by § 6-16-7, (1) any financial institution closed by proclamation of the governor dated January 1, 1991; (2) any assignees of and successors in interest to any such financial institution; and (3) any depository creditor of record of any such financial institution as of January 1, 1991, who suffers monetary loss as a result of a transfer or conveyance defined as voidable under this section or who is otherwise aggrieved by the transfer or conveyance, shall have a private cause of action at law and in equity against any officer, director, or employee of the financial institution or of the Rhode Island share and deposit indemnity corporation to whom the subject transfer was made or to whom or for whose benefit any assets of the financial institution were encumbered.
R.I. Gen. Laws § 6-14-4 — RI Code / Title 6 / Chapter 6-14 / Section 6-14-4
§ 6-14-4. Application for license.
Status: in_force

The applicant for a license shall make an application to the clerk, in writing and under oath, at least fourteen (14) days prior to the opening date of the sale, showing all the facts in regard to the closing out sale; going-out-of-business sale; discontinuance-of-business sale; selling out; liquidation; lost our lease; must vacate; forced out; removal; or other designation of like meaning, or in regard to the damage caused to the goods, wares, and merchandise by fire, smoke, water, or otherwise, and showing all the facts in regard to the sale that the applicant proposes to conduct and the place and manner of conducting the sale including an inventory of the goods, wares, and merchandise to be sold at the sale, which inventory shall contain only goods, wares, and merchandise actually in the place of business in or at which the sale is to be conducted at the time of the application together with the established retail price of the goods, wares, and merchandise, and a statement, as far as possible, of the names of the persons from whom the goods, wares, and merchandise to be sold were obtained; the date of the delivery of the goods, wares and merchandise to the person applying for the license; and the place from which the goods, wares, and merchandise were last taken; and all details to fully identify the goods, wares, and merchandise to be sold. The application shall specify the proposed period of time over which the sale shall continue, which period shall not exceed sixty (60) days; provided, that if it shall be made to appear upon sworn application to the city or town clerk, at any time during the period of sixty (60) days, that all of the goods, wares, and merchandise described and inventoried in the original application have not been sold and if upon the application it is accompanied by a statement of inventory of what remains, a license supplemental to the one provided for in § 6-14-6 shall be issued by the clerk upon the same terms and conditions as the original license granting authority to continue the sale for a period of only thirty (30) days. The original application shall also specify whether the applicant proposes to advertise or conduct the sale as a closing out sale; going-out-of-business sale; discontinuance-of-business sale; selling out; liquidation; lost our lease; must vacate; forced out; removal; or other designation of like meaning, or a sale of goods, wares, and merchandise damaged by fire, smoke, water, or otherwise.
R.I. Gen. Laws § 6-13-12 — RI Code / Title 6 / Chapter 6-13 / Section 6-13-12
§ 6-13-12. Sales of gift certificates.
Status: in_force

(a) Gift certificate means a record evidencing a promise, made for monetary consideration, by the seller or issuer for the record that goods or services will be provided to the owner of the record to the value shown in the record and includes, but is not limited to: (1) A record that contains a microprocessor chip, magnetic strip, or other means of storage of information that is pre-funded and for which the value is decremented upon each use; (2) A gift card, an electronic gift card, stored-value card or certificate; (3) A store card; (4) Prepaid long-distance telephone service that is activated by a prepaid card that requires dialing an access number or an access code for each call in addition to dialing the phone number to which the user of the prepaid card seeks to connect; or (5) A similar record or card. Any person, firm, or corporation who or that sells gift certificates for any product or merchandise sold by the person, firm, or corporation, shall be required to record the sales and keep an accurate and complete record of each gift certificate sold. The record shall include the date of sale; the full value of the certificate; the identification number assigned by the retailer to the certificate; and the state in which the sale of the certificate took place. The retailer shall further be required to give to the purchaser of gift certificates exceeding fifty dollars ($50.00) a written and numbered receipt evidencing the sale of the certificate. It shall be unlawful for any person, firm, or corporation of any kind to charge any surcharge or additional monthly or annual service or maintenance fees on gift certificates or to limit the time for the redemption of a gift certificate or to place an expiration date upon the gift certificate. No gift certificate or any agreement with respect to such gift certificate may contain language suggesting that an expiration date may apply to the gift certificate. Any person, firm, or corporation who or that shall violate the provisions of this section shall be punished by a fine of not more than two hundred dollars ($200). Due to the unlimited redemption period, the division of taxation shall not escheat the funds paid for those unredeemed gift certificates. Any unused portion of a redeemed gift certificate shall be afforded to the consumer by reissuing the gift certificate for the unused amount or providing cash where the balance due the consumer is less than one dollar ($1.00). This section shall not apply to the following:

(i) Gift certificates that are distributed to a consumer pursuant to an awards, loyalty, or promotional program without any money or other thing of value being given in exchange for the gift certificate by the consumer. Any restrictions or limitations that such gift certificates may be subject to must be disclosed to the consumer, in writing, at the time the gift certificates are distributed to the consumer.

(ii) Prepaid wireless telephone service or prepaid wireless telephone card. Prepaid wireless telephone service means wireless telephone service that is activated in advance by payment for a finite dollar amount of service or for a finite set of minutes that terminate either upon use by a customer and delivery by the wireless provider of an agreed-upon amount of service corresponding to the total dollar amount paid in advance or within a certain period of time following the initial purchase or activation, unless additional payments are made.

(iii) Gift cards or prepaid or store value cards that are issued by state-chartered financial institutions and credit unions or that are issued by third-party issuers usable at multiple, unaffiliated merchants or service providers; provided that said financial institutions, credit unions, or third-party issuers comply with the guidelines on disclosure and marketing as published by the office of the comptroller of the currency.

(b) Institutions may refund any unused portion of gift certificates that are issued by a state-chartered institution of higher education upon an individuals separation from the institution or otherwise apply such funds against such individuals account at said institution. If such an institution is unable to complete such a refund or application, the associated funds shall be treated as abandoned after a period to two (2) years, and the institution shall escheat such funds to the office of the general treasurer unclaimed property fund.
R.I. Gen. Laws § 6-51-2 — RI Code / Title 6 / Chapter 6-51 / Section 6-51-2
§ 6-51-2. Definitions.
Status: in_force

For purposes of this chapter:

(a) Automobile means any self-propelled, motored device in, upon, or by which any person is, or may be, transported or drawn upon a highway and is used or brought for use primarily for personal, family, or household purposes and shall include:

(1) An automobile as defined by § 31-1-3(d);

(2) A motorcycle as defined by § 31-1-3;

(3) A suburban vehicle as defined by § 31-1-3.

(b) Automobile lease agreement means the bargain, with respect to the lease, of the lessor and the consumer in fact as found in their language. The term includes a sublease agreement.

(c) Automobile loan agreement means a transaction that creates or provides for a security interest in an automobile in which: (1) An individual incurs an obligation primarily for personal, family, or household purposes; (2) A security interest secures the obligation; and (3) The automobile is held or acquired primarily for personal, family, or household purposes.

(d) Consumer means any natural person: (1) In an automobile lease agreement who acquires, applies for, or is offered the right to possession and use of goods under an automobile lease and includes a legal representative of, fiduciary for, or successor in interest to, an individual who is a lessee, but does not include a guarantor on a consumer lease; or (2) In an automobile loan agreement with respect to an obligation secured by a security interest in the automobile: (i) Owes payment or other performance of the obligation; (ii) Has provided property other than the collateral to secure payment or other performance of the obligation; or (iii) Is otherwise accountable in whole or part for payment or other performance of the obligation and the term does not include issuers or nominated persons under a letter of credit.

(e) Lessor means a person or business who transfers the right to possession and use of an automobile under a lease. Unless the context clearly indicates otherwise, the term includes a sublessor.

(f) Secured party means a person or business that holds a security interest arising under an automobile loan agreement.
R.I. Gen. Laws § 6-17-5 — RI Code / Title 6 / Chapter 6-17 / Section 6-17-5
§ 6-17-5. Disclosure of terms and parties to transactions  Failure to disclose as evidence.
Status: in_force

Every person shall furnish, upon demand, to any customer or principal for whom the person has executed any order for the actual purchase or sale of any securities or commodities, either for immediate or future delivery, a written statement containing the names of the persons from whom the property was bought, or to whom it has been sold, as the fact may be, the time when, place where, and the price at which the property was either bought or sold. If the person shall refuse or neglect to furnish the statement within twenty-four (24) hours after the demand, the refusal or neglect shall be evidence that the purchase or sale was bucketing or bucket shopping within the terms of this chapter.
R.I. Gen. Laws § 6A-5-109 — RI Code / Title 6A / Chapter 6A-5 / Section 6A-5-109
§ 6A-5-109. Fraud and forgery.
Status: in_force

(a) If a presentation is made that appears on its face strictly to comply with the terms and conditions of the letter of credit, but a required document is forged or materially fraudulent, or honor of the presentation would facilitate a material fraud by the beneficiary on the issuer or applicant:

(1) the issuer shall honor the presentation, if honor is demanded by (i) a nominated person who has given value in good faith and without notice of forgery or material fraud, (ii) a confirmer who has honored its confirmation in good faith, (iii) a holder in due course of a draft drawn under the letter of credit which was taken after acceptance by the issuer or nominated person, or (iv) an assignee of the issuers or nominated persons deferred obligation that was taken for value and without notice of forgery or material fraud after the obligation was incurred by the issuer or nominated person; and

(2) the issuer, acting in good faith, may honor or dishonor the presentation in any other case.

(b) If an applicant claims that a required document is forged or materially fraudulent or that honor of the presentation would facilitate a material fraud by the beneficiary on the issuer or applicant, a court of competent jurisdiction may temporarily or permanently enjoin the issuer from honoring a presentation or grant similar relief against the issuer or other persons only if the court finds that:

(1) the relief is not prohibited under the law applicable to an accepted draft or deferred obligation incurred by the issuer;

(2) a beneficiary, issuer, or nominated person who may be adversely affected is adequately protected against loss that it may suffer because the relief is granted;

(3) all of the conditions to entitle a person to the relief under the law of this State have been met; and

(4) on the basis of the information submitted to the court, the applicant is more likely than not to succeed under its claim of forgery or material fraud and the person demanding honor does not qualify for protection under subsection (a)(1).
R.I. Gen. Laws § 6-61-2 — RI Code / Title 6 / Chapter 6-61 / Section 6-61-2
§ 6-61-2. No prior authorization for repair of complex wheelchairs.
Status: in_force

(a) A health plans coverage and payment of complex wheelchair repairs shall not require:

(1) A qualified complex rehabilitation technology supplier to obtain any form of prior authorization; or

(2) Any medical documentation to complete repairs for consumer-owned complex rehabilitation technology.

(b) The complex rehabilitation technology supplier shall maintain documentation of any repairs and/or maintenance completed for consumer-owned complex wheelchairs. Such documentation shall not be subject to general audits.
R.I. Gen. Laws § 6-13-15 — RI Code / Title 6 / Chapter 6-13 / Section 6-13-15
§ 6-13-15. Prohibition against recording credit card or social security numbers on checks.
Status: in_force

It shall be unlawful, during a sale at retail of any goods or merchandise, to record any credit card or all or part of a social security number obtained from a purchaser as a means of identification upon the check of the purchaser tendered for the sale. Any person, firm, or corporation that shall violate the provisions of this section shall be punished by a fine of not more than one hundred dollars ($100). This section does not prohibit any person from requesting production of, or recording, a credit card number as a condition for cashing or accepting a check, provided the person has agreed with the credit card issuer to cash or accept checks from card holders of the issuer; the issuer has agreed to guarantee card holder checks cashed or accepted by that person; and the card holder has given actual, apparent, or implied authority for the use of his or her card number in the manner and for the purpose described in this section.
R.I. Gen. Laws § 6-2-8 — RI Code / Title 6 / Chapter 6-2 / Section 6-2-8
§ 6-2-8. Cancellation.
Status: in_force

The secretary of state shall cancel:

(1) Any registration that the secretary of state shall receive concerning a voluntary request for cancellation from the registrant or the assignee of record;

(2) Any registration granted and not renewed in accordance with the provision of this chapter;

(3) Any registration that the superior court shall find:

(i) That the registered mark has been abandoned;

(ii) That the registrant is not the owner of the mark;

(iii) That the registration was improperly granted;

(iv) That the registration was fraudulently obtained; or

(v) That the registered mark is so similar, as to be likely to cause confusion or mistake or to deceive, to a mark registered by another person in the United States patent office, prior to the date of the filing of the application for registration by the registrant under this chapter, and not abandoned; provided, however, that should the registrant prove that he or she is the owner of a concurrent registration of his or her mark in the United States patent office covering an area including the state, the registration under this chapter shall not be cancelled;

(4) Any registration ordered cancelled by the superior court.
R.I. Gen. Laws § 6-14-9 — RI Code / Title 6 / Chapter 6-14 / Section 6-14-9
§ 6-14-9. Additions to stock in contemplation of sale.
Status: in_force

No person, in contemplation of conducting a closing-out-sale; going-out-of-business sale; discontinuance-of-business sale; selling out; liquidation; lost our lease; must vacate; forced out; removal; or a sale of other designation of like meaning; or a sale of goods, wares, and merchandise damaged by fire, smoke, water, or otherwise, under a license as provided for in §§ 6-14-3  6-14-6, shall order any goods, wares, or merchandise for the purpose of selling and disposing of the goods, wares, or merchandise at the sale, and any unusual purchase and additions to the stock of the goods, wares, and merchandise within thirty (30) days prior to the filing of the application for license to conduct the sale mentioned in § 6-14-3 shall be presumptive evidence that the purchases and additions to stock were made in contemplation of the sale and for the purpose of selling the purchases and additions to stock at the sale.