Md. Code, Family Law § 12-204 — MD Code / Article gfl / Title 12 / Subtitle 2 / Section 12-204
§12–204.
Status: in_force

(a) (1) The basic child support obligation shall be determined in accordance with the schedule of basic child support obligations in subsection (e) of this section. The basic child support obligation shall be divided between the parents in proportion to their adjusted actual incomes.

(2) (i) If one or both parents have made a request for alimony or maintenance in the proceeding in which a child support award is sought, the court shall decide the issue and amount of alimony or maintenance before determining the child support obligation under these guidelines.

(ii) If the court awards alimony or maintenance, the amount of alimony or maintenance awarded shall be considered actual income for the recipient of the alimony or maintenance and shall be subtracted from the income of the payor of the alimony or maintenance under § 12–201(c)(1)(ii) of this subtitle before the court determines the amount of a child support award.

(3) The amount of the allowance for the support of additional children living in a parent’s home described in § 12–201(c)(1)(iii) of this subtitle shall be subtracted from the parent’s actual income before the court determines the amount of a child support award.

(b) (1) (i) Except as provided in paragraph (3) of this subsection, if a parent is voluntarily impoverished, child support may be calculated based on a determination of potential income.

(ii) A parent who is incarcerated may not be considered to be voluntarily impoverished.

(2) If there is a dispute as to whether a parent is voluntarily impoverished, the court shall:

(i) make a finding as to whether, based on the totality of the circumstances, the parent is voluntarily impoverished; and

(ii) if the court finds that the parent is voluntarily impoverished, consider the factors specified in § 12–201(m) of this subtitle in determining the amount of potential income that should be imputed to the parent.

(3) A determination of potential income may not be made for a parent who is:

(i) unable to work because of a physical or mental disability;

(ii) caring for a child under the age of 2 years for whom the parents are jointly and severally responsible; or

(iii) incarcerated.

(c) If a combined adjusted actual income amount falls between amounts shown in the schedule, the basic child support amount shall be extrapolated to the next higher amount.

(d) If the combined adjusted actual income exceeds the highest level specified in the schedule in subsection (e) of this section, the court may use its discretion in setting the amount of child support.

(e) Schedule of basic child support obligations. An asterisk (*) indicates a child support obligation adjusted by the self–support reserve.

Combined

Adjusted 6 or

Actual 1 2 3 4 5 More

Income Child Children Children Children Children Children

0–1200 *50 *55 *57 *58 *59 *60

1250 *74 *79 *81 *82 *83 *84

1300 *109 *116 *119 *121 *122 *124

1350 *144 *154 *158 *160 *162 *164

1400 *179 *191 *196 *199 *201 *204

1450 *214 *229 *235 *238 *241 *244

1500 *249 *266 *273 *277 *280 *284

1550 *284 *304 *312 *316 *320 *324

1600 *319 *341 *350 *355 *359 *364

1650 339 *379 *389 *394 *399 *404

1700 348 *416 *427 *433 *438 *444

1750 357 *454 *466 *472 *478 *484

1800 367 *491 *504 *511 *517 *524

1850 376 *529 *543 *550 *557 *564

1900 385 565 *581 *589 *596 *604

1950 394 578 *620 *628 *636 *644

2000 403 591 *658 *667 *675 *684

2050 412 604 *697 *706 *715 *724

2100 421 617 *735 *745 *754 *764

2150 430 631 762 *784 *794 *804

2200 439 644 778 *823 *833 *844

2250 448 657 794 *862 *873 *884

2300 457 670 810 *901 *912 *924

2350 466 684 826 923 *952 *964

2400 475 697 842 941 *991 *1004

2450 484 710 858 958 *1031 *1044

2500 493 723 874 976 *1070 *1084

2550 502 736 890 994 1094 *1124

2600 511 750 906 1012 1113 *1164

2650 520 763 922 1030 1133 *1204

2700 529 776 938 1048 1152 *1244

2750 538 789 954 1066 1172 1274

2800 547 803 970 1083 1192 1295

2850 556 816 986 1101 1211 1317

2900 565 829 1002 1119 1231 1338

2950 574 842 1018 1137 1251 1359

3000 583 856 1034 1155 1270 1381

3050 592 869 1050 1173 1290 1402

3100 601 882 1066 1190 1310 1423

3150 610 895 1082 1208 1329 1445

3200 619 908 1098 1226 1349 1466

3250 628 922 1114 1244 1368 1487

3300 637 935 1130 1262 1388 1509

3350 646 948 1146 1280 1408 1530

3400 655 961 1162 1298 1427 1552

3450 664 975 1178 1315 1447 1573

3500 673 988 1194 1333 1467 1594

3550 682 1001 1210 1351 1486 1616

3600 691 1014 1226 1369 1506 1637

3650 700 1027 1242 1387 1526 1658

3700 709 1041 1258 1405 1545 1680

3750 718 1054 1274 1423 1565 1701

3800 727 1067 1290 1440 1584 1722

3850 736 1080 1306 1458 1604 1744

3900 745 1094 1321 1476 1624 1765

3950 754 1107 1337 1494 1643 1786

4000 763 1120 1353 1512 1663 1808

4050 772 1133 1369 1530 1683 1829

4100 781 1146 1385 1548 1702 1850

4150 790 1160 1401 1565 1722 1872

4200 799 1173 1417 1583 1742 1893

4250 808 1185 1432 1600 1760 1913

4300 815 1197 1446 1615 1777 1931

4350 823 1208 1460 1631 1794 1950

4400 831 1219 1474 1646 1811 1968

4450 839 1231 1487 1661 1828 1987

4500 846 1242 1501 1677 1844 2005

4550 854 1254 1515 1692 1861 2023

4600 862 1265 1529 1708 1878 2042

4650 870 1276 1542 1723 1895 2060

4700 877 1288 1556 1738 1912 2079

4750 885 1299 1570 1754 1929 2097

4800 893 1311 1584 1769 1946 2115

4850 901 1322 1598 1785 1963 2134

4900 909 1334 1611 1800 1980 2152

4950 916 1345 1625 1815 1997 2171

5000 924 1356 1639 1831 2014 2189

5050 932 1368 1653 1846 2031 2207

5100 940 1379 1667 1862 2048 2226

5150 947 1391 1680 1877 2065 2244

5200 955 1402 1694 1892 2082 2263

5250 963 1413 1708 1908 2098 2281

5300 971 1425 1722 1923 2115 2299

5350 978 1436 1735 1938 2132 2318

5400 984 1444 1744 1948 2143 2329

5450 987 1446 1746 1950 2145 2332

5500 990 1449 1748 1953 2148 2335

5550 993 1452 1751 1956 2151 2338

5600 996 1455 1753 1958 2154 2341

5650 999 1457 1755 1961 2157 2344

5700 1002 1460 1758 1963 2160 2347

5750 1006 1463 1760 1966 2162 2351

5800 1009 1466 1762 1968 2165 2354

5850 1012 1468 1765 1971 2168 2357

5900 1015 1471 1767 1974 2171 2360

5950 1018 1474 1769 1976 2174 2363

6000 1021 1477 1771 1979 2176 2366

6050 1024 1480 1774 1982 2180 2370

6100 1028 1485 1780 1988 2187 2378

6150 1032 1490 1786 1995 2195 2386

6200 1036 1495 1792 2002 2202 2394

6250 1040 1500 1798 2008 2209 2401

6300 1045 1505 1804 2015 2217 2409

6350 1049 1510 1810 2022 2224 2417

6400 1053 1515 1816 2028 2231 2425

6450 1057 1521 1822 2035 2238 2433

6500 1061 1526 1828 2042 2246 2441

6550 1065 1531 1834 2048 2253 2449

6600 1069 1536 1840 2055 2260 2457

6650 1073 1541 1846 2062 2268 2465

6700 1077 1546 1852 2068 2275 2473

6750 1083 1554 1861 2079 2287 2486

6800 1090 1563 1872 2091 2300 2500

6850 1096 1571 1882 2102 2312 2513

6900 1103 1580 1892 2114 2325 2527

6950 1110 1588 1903 2125 2338 2541

7000 1116 1597 1913 2137 2350 2555

7050 1123 1605 1923 2148 2363 2569

7100 1129 1614 1934 2160 2376 2582

7150 1136 1622 1944 2171 2388 2596

7200 1142 1631 1954 2183 2401 2610

7250 1149 1639 1965 2194 2414 2624

7300 1156 1648 1975 2206 2427 2638

7350 1162 1656 1985 2217 2439 2651

7400 1168 1664 1994 2228 2450 2664

7450 1172 1671 2002 2237 2460 2674

7500 1177 1678 2010 2246 2470 2685

7550 1181 1685 2018 2255 2480 2696

7600 1186 1692 2027 2264 2490 2707

7650 1190 1699 2035 2273 2500 2717

7700 1195 1706 2043 2282 2510 2728

7750 1199 1714 2051 2291 2520 2739

7800 1204 1721 2059 2300 2530 2750

7850 1208 1728 2067 2309 2539 2760

7900 1213 1735 2075 2317 2549 2771

7950 1217 1742 2082 2326 2559 2781

8000 1221 1748 2090 2335 2568 2792

8050 1226 1755 2098 2343 2577 2801

8100 1228 1757 2100 2346 2581 2805

8150 1230 1759 2103 2349 2584 2809

8200 1233 1762 2106 2352 2587 2812

8250 1235 1764 2108 2355 2591 2816

8300 1237 1766 2111 2358 2594 2820

8350 1240 1768 2114 2361 2597 2823

8400 1242 1771 2117 2364 2601 2827

8450 1244 1773 2119 2367 2604 2831

8500 1247 1775 2122 2370 2607 2834

8550 1249 1777 2125 2373 2611 2838

8600 1251 1780 2127 2376 2614 2841

8650 1254 1782 2130 2379 2617 2845

8700 1256 1784 2133 2382 2621 2849

8750 1259 1787 2137 2386 2625 2854

8800 1263 1792 2142 2392 2632 2860

8850 1267 1797 2147 2398 2638 2867

8900 1270 1801 2152 2404 2644 2874

8950 1274 1806 2157 2410 2651 2881

9000 1278 1811 2162 2415 2657 2888

9050 1282 1816 2168 2421 2663 2895

9100 1286 1820 2173 2427 2670 2902

9150 1290 1825 2178 2433 2676 2909

9200 1294 1830 2183 2439 2682 2916

9250 1298 1834 2188 2444 2689 2923

9300 1301 1839 2194 2450 2695 2930

9350 1305 1844 2199 2456 2702 2937

9400 1309 1848 2204 2462 2708 2944

9450 1312 1852 2209 2467 2714 2950

9500 1315 1855 2213 2472 2719 2956

9550 1318 1857 2217 2477 2725 2962

9600 1321 1860 2222 2482 2730 2967

9650 1324 1862 2226 2487 2735 2973

9700 1327 1865 2231 2492 2741 2979

9750 1330 1868 2235 2496 2746 2985

9800 1333 1870 2239 2501 2752 2991

9850 1336 1873 2244 2506 2757 2997

9900 1339 1875 2248 2511 2762 3003

9950 1342 1878 2253 2516 2768 3008

10000 1345 1881 2257 2521 2773 3014

10050 1353 1892 2269 2534 2788 3030

10100 1361 1903 2281 2548 2802 3046

10150 1369 1915 2293 2561 2817 3062

10200 1377 1926 2305 2574 2832 3078

10250 1385 1937 2317 2588 2847 3094

10300 1393 1949 2329 2601 2861 3110

10350 1402 1960 2341 2615 2876 3126

10400 1410 1971 2353 2628 2891 3142

10450 1418 1983 2365 2641 2905 3158

10500 1426 1994 2377 2655 2920 3174

10550 1434 2005 2389 2668 2935 3190

10600 1442 2017 2401 2681 2950 3206

10650 1451 2028 2413 2695 2964 3222

10700 1459 2040 2424 2708 2979 3238

10750 1467 2051 2436 2722 2994 3254

10800 1475 2062 2448 2735 3008 3270

10850 1483 2074 2460 2748 3023 3286

10900 1491 2085 2472 2762 3038 3302

10950 1499 2096 2484 2775 3053 3318

11000 1508 2108 2496 2788 3067 3334

11050 1516 2119 2508 2802 3082 3350

11100 1524 2130 2520 2815 3097 3366

11150 1532 2142 2532 2828 3111 3382

11200 1540 2153 2544 2842 3126 3398

11250 1548 2164 2556 2855 3141 3414

11300 1556 2176 2568 2869 3155 3430

11350 1565 2187 2580 2882 3170 3446

11400 1573 2198 2592 2895 3185 3462

11450 1581 2210 2604 2909 3200 3478

11500 1589 2221 2616 2922 3214 3494

11550 1597 2232 2628 2935 3229 3510

11600 1605 2244 2640 2949 3244 3526

11650 1614 2255 2652 2962 3258 3542

11700 1622 2266 2664 2976 3273 3558

11750 1630 2278 2676 2989 3288 3574

11800 1638 2289 2688 3002 3303 3590

11850 1646 2300 2700 3016 3317 3606

11900 1654 2312 2712 3029 3332 3622

11950 1662 2323 2724 3042 3347 3638

12000 1671 2335 2736 3056 3361 3654

12050 1679 2346 2748 3069 3376 3670

12100 1687 2357 2760 3083 3391 3686

12150 1695 2369 2772 3096 3405 3702

12200 1703 2380 2784 3109 3420 3718

12250 1711 2391 2796 3123 3435 3734

12300 1719 2403 2808 3136 3450 3750

12350 1728 2414 2819 3149 3464 3766

12400 1736 2425 2831 3163 3479 3782

12450 1744 2437 2843 3176 3494 3798

12500 1752 2448 2855 3189 3508 3814

12550 1760 2459 2867 3203 3523 3830

12600 1768 2471 2879 3216 3538 3846

12650 1777 2482 2891 3230 3553 3862

12700 1785 2493 2903 3243 3567 3878

12750 1793 2505 2915 3256 3582 3894

12800 1801 2516 2927 3270 3597 3910

12850 1809 2527 2939 3283 3611 3926

12900 1817 2539 2951 3296 3626 3942

12950 1825 2550 2963 3310 3641 3958

13000 1834 2561 2975 3323 3656 3974

13050 1842 2573 2987 3337 3670 3990

13100 1850 2584 2999 3350 3685 4006

13150 1858 2596 3011 3363 3700 4022

13200 1866 2607 3023 3377 3714 4037

13250 1874 2618 3035 3390 3729 4053

13300 1882 2630 3047 3403 3744 4069

13350 1891 2641 3059 3417 3758 4085

13400 1899 2652 3071 3430 3773 4101

13450 1907 2664 3083 3444 3788 4117

13500 1915 2675 3095 3457 3803 4133

13550 1923 2686 3107 3470 3817 4149

13600 1931 2698 3119 3484 3832 4165

13650 1939 2709 3131 3497 3847 4181

13700 1948 2720 3143 3510 3861 4197

13750 1956 2732 3155 3524 3876 4213

13800 1964 2743 3167 3537 3891 4229

13850 1972 2754 3179 3550 3906 4245

13900 1980 2766 3191 3564 3920 4261

13950 1988 2777 3203 3577 3935 4277

14000 1997 2788 3215 3591 3950 4293

14050 2005 2800 3226 3604 3964 4309

14100 2013 2811 3238 3617 3979 4325

14150 2021 2822 3250 3631 3994 4341

14200 2029 2834 3262 3644 4009 4357

14250 2037 2845 3274 3657 4023 4373

14300 2045 2856 3286 3671 4038 4389

14350 2054 2868 3298 3684 4053 4405

14400 2062 2879 3310 3698 4067 4421

14450 2070 2891 3322 3711 4082 4437

14500 2078 2902 3334 3724 4097 4453

14550 2086 2913 3346 3738 4111 4469

14600 2094 2925 3358 3751 4126 4485

14650 2102 2936 3370 3764 4141 4501

14700 2111 2947 3382 3778 4156 4517

14750 2119 2959 3394 3791 4170 4533

14800 2127 2970 3406 3805 4185 4549

14850 2135 2981 3418 3818 4200 4565

14900 2143 2993 3430 3831 4214 4581

14950 2151 3004 3442 3845 4229 4597

15000 2160 3015 3454 3858 4244 4613

15050 2163 3021 3460 3865 4251 4621

15100 2166 3026 3466 3871 4259 4629

15150 2170 3031 3472 3878 4266 4637

15200 2173 3036 3478 3885 4273 4645

15250 2176 3042 3484 3892 4281 4653

15300 2180 3047 3490 3898 4288 4661

15350 2183 3052 3496 3905 4295 4669

15400 2186 3057 3502 3912 4303 4677

15450 2190 3063 3508 3918 4310 4685

15500 2193 3068 3514 3925 4318 4693

15550 2196 3073 3520 3932 4325 4701

15600 2200 3079 3526 3939 4332 4709

15650 2203 3084 3532 3945 4340 4717

15700 2206 3089 3538 3952 4347 4725

15750 2210 3094 3544 3959 4355 4733

15800 2213 3100 3550 3965 4362 4741

15850 2216 3105 3556 3972 4369 4749

15900 2220 3110 3562 3979 4377 4757

15950 2223 3115 3568 3986 4384 4765

16000 2226 3121 3574 3992 4391 4773

16050 2230 3126 3580 3999 4399 4782

16100 2233 3131 3586 4006 4406 4790

16150 2236 3137 3592 4012 4414 4798

16200 2240 3142 3598 4019 4421 4806

16250 2243 3147 3604 4026 4428 4814

16300 2247 3152 3610 4032 4436 4822

16350 2250 3158 3616 4039 4443 4830

16400 2253 3163 3622 4046 4450 4838

16450 2257 3168 3628 4053 4458 4846

16500 2260 3173 3634 4059 4465 4854

16550 2263 3179 3640 4066 4473 4862

16600 2267 3184 3646 4073 4480 4870

16650 2270 3189 3652 4079 4487 4878

16700 2273 3194 3658 4086 4495 4886

16750 2277 3200 3664 4093 4502 4894

16800 2280 3205 3670 4100 4510 4902

16850 2283 3210 3676 4106 4517 4910

16900 2287 3216 3682 4113 4524 4918

16950 2290 3221 3688 4120 4532 4926

17000 2293 3226 3694 4126 4539 4934

17050 2297 3231 3700 4133 4546 4942

17100 2300 3237 3706 4140 4554 4950

17150 2303 3242 3712 4147 4561 4958

17200 2307 3247 3718 4153 4569 4966

17250 2310 3252 3724 4160 4576 4974

17300 2313 3258 3730 4167 4583 4982

17350 2317 3263 3736 4173 4591 4990

17400 2320 3268 3742 4180 4598 4998

17450 2323 3274 3748 4187 4605 5006

17500 2327 3279 3754 4193 4613 5014

17550 2330 3284 3760 4200 4620 5022

17600 2334 3289 3766 4207 4628 5030

17650 2337 3295 3772 4214 4635 5038

17700 2340 3300 3778 4220 4642 5046

17750 2344 3305 3784 4227 4650 5054

17800 2347 3310 3790 4234 4657 5062

17850 2350 3316 3796 4240 4665 5070

17900 2354 3321 3802 4247 4672 5078

17950 2357 3326 3808 4254 4679 5086

18000 2360 3331 3814 4261 4687 5094

18050 2364 3337 3820 4267 4694 5102

18100 2367 3342 3826 4274 4701 5110

18150 2370 3347 3832 4281 4709 5118

18200 2374 3353 3838 4287 4716 5126

18250 2377 3358 3844 4294 4724 5135

18300 2380 3363 3850 4301 4731 5143

18350 2384 3368 3856 4308 4738 5151

18400 2387 3374 3862 4314 4746 5159

18450 2390 3379 3868 4321 4753 5167

18500 2394 3384 3874 4328 4760 5175

18550 2397 3389 3880 4334 4768 5183

18600 2400 3395 3886 4341 4775 5191

18650 2404 3400 3892 4348 4783 5199

18700 2407 3405 3898 4355 4790 5207

18750 2410 3411 3904 4361 4797 5215

18800 2414 3416 3910 4368 4805 5223

18850 2417 3421 3916 4375 4812 5231

18900 2420 3426 3922 4381 4820 5239

18950 2424 3432 3928 4388 4827 5247

19000 2427 3437 3934 4395 4834 5255

19050 2431 3442 3940 4401 4842 5263

19100 2434 3447 3946 4408 4849 5271

19150 2437 3453 3952 4415 4856 5279

19200 2441 3458 3958 4422 4864 5287

19250 2444 3463 3964 4428 4871 5295

19300 2447 3468 3970 4435 4879 5303

19350 2451 3474 3977 4442 4886 5311

19400 2454 3479 3983 4448 4893 5319

19450 2457 3484 3989 4455 4901 5327

19500 2461 3490 3995 4462 4908 5335

19550 2464 3495 4001 4469 4915 5343

19600 2467 3500 4007 4475 4923 5351

19650 2471 3505 4013 4482 4930 5359

19700 2474 3511 4019 4489 4938 5367

19750 2477 3516 4025 4495 4945 5375

19800 2481 3521 4031 4502 4952 5383

19850 2484 3526 4037 4509 4960 5391

19900 2487 3532 4043 4516 4967 5399

19950 2491 3537 4049 4522 4974 5407

20000 2494 3542 4055 4529 4982 5415

20050 2497 3548 4061 4536 4989 5423

20100 2501 3553 4067 4542 4997 5431

20150 2504 3558 4073 4549 5004 5439

20200 2507 3563 4079 4556 5011 5447

20250 2511 3569 4085 4563 5019 5455

20300 2514 3574 4091 4569 5026 5463

20350 2518 3579 4097 4576 5034 5471

20400 2521 3584 4103 4583 5041 5479

20450 2524 3590 4109 4589 5048 5488

20500 2528 3595 4115 4596 5056 5496

20550 2531 3600 4121 4603 5063 5504

20600 2534 3605 4127 4609 5070 5512

20650 2538 3611 4133 4616 5078 5520

20700 2541 3616 4139 4623 5085 5528

20750 2544 3621 4145 4630 5093 5536

20800 2548 3627 4151 4636 5100 5544

20850 2551 3632 4157 4643 5107 5552

20900 2554 3637 4163 4650 5115 5560

20950 2558 3642 4169 4656 5122 5568

21000 2561 3648 4175 4663 5129 5576

21050 2564 3653 4181 4670 5137 5584

21100 2568 3658 4187 4677 5144 5592

21150 2571 3663 4193 4683 5152 5600

21200 2574 3669 4199 4690 5159 5608

21250 2578 3674 4205 4697 5166 5616

21300 2581 3679 4211 4703 5174 5624

21350 2584 3685 4217 4710 5181 5632

21400 2588 3690 4223 4717 5189 5640

21450 2591 3695 4229 4724 5196 5648

21500 2594 3700 4235 4730 5203 5656

21550 2598 3706 4241 4737 5211 5664

21600 2601 3711 4247 4744 5218 5672

21650 2605 3716 4253 4750 5225 5680

21700 2608 3721 4259 4757 5233 5688

21750 2611 3727 4265 4764 5240 5696

21800 2615 3732 4271 4771 5248 5704

21850 2618 3737 4277 4777 5255 5712

21900 2621 3742 4283 4784 5262 5720

21950 2625 3748 4289 4791 5270 5728

22000 2628 3753 4295 4797 5277 5736

22050 2631 3758 4301 4804 5284 5744

22100 2635 3764 4307 4811 5292 5752

22150 2638 3769 4313 4817 5299 5760

22200 2641 3774 4319 4824 5307 5768

22250 2645 3779 4325 4831 5314 5776

22300 2648 3785 4331 4838 5321 5784

22350 2651 3790 4337 4844 5329 5792

22400 2655 3795 4343 4851 5336 5800

22450 2658 3800 4349 4858 5344 5808

22500 2661 3806 4355 4864 5351 5816

22550 2665 3811 4361 4871 5358 5824

22600 2668 3816 4367 4878 5366 5832

22650 2671 3822 4373 4885 5373 5840

22700 2675 3827 4379 4891 5380 5849

22750 2678 3832 4385 4898 5388 5857

22800 2681 3837 4391 4905 5395 5865

22850 2685 3843 4397 4911 5403 5873

22900 2688 3848 4403 4918 5410 5881

22950 2692 3853 4409 4925 5417 5889

23000 2695 3858 4415 4932 5425 5897

23050 2698 3864 4421 4938 5432 5905

23100 2702 3869 4427 4945 5439 5913

23150 2705 3874 4433 4952 5447 5921

23200 2708 3879 4439 4958 5454 5929

23250 2712 3885 4445 4965 5462 5937

23300 2715 3890 4451 4972 5469 5945

23350 2718 3895 4457 4979 5476 5953

23400 2722 3901 4463 4985 5484 5961

23450 2725 3906 4469 4992 5491 5969

23500 2728 3911 4475 4999 5499 5977

23550 2732 3916 4481 5005 5506 5985

23600 2735 3922 4487 5012 5513 5993

23650 2738 3927 4493 5019 5521 6001

23700 2742 3932 4499 5025 5528 6009

23750 2745 3937 4505 5032 5535 6017

23800 2748 3943 4511 5039 5543 6025

23850 2752 3948 4517 5046 5550 6033

23900 2755 3953 4523 5052 5558 6041

23950 2758 3959 4529 5059 5565 6049

24000 2762 3964 4535 5066 5572 6057

24050 2765 3969 4541 5072 5580 6065

24100 2768 3974 4547 5079 5587 6073

24150 2772 3980 4553 5086 5594 6081

24200 2775 3985 4559 5093 5602 6089

24250 2779 3990 4565 5099 5609 6097

24300 2782 3995 4571 5106 5617 6105

24350 2785 4001 4577 5113 5624 6113

24400 2789 4006 4583 5119 5631 6121

24450 2792 4011 4589 5126 5639 6129

24500 2795 4016 4595 5133 5646 6137

24550 2799 4022 4601 5140 5654 6145

24600 2802 4027 4607 5146 5661 6153

24650 2805 4032 4613 5153 5668 6161

24700 2809 4038 4619 5160 5676 6169

24750 2812 4043 4625 5166 5683 6177

24800 2815 4048 4631 5173 5690 6185

24850 2819 4053 4637 5180 5698 6193

24900 2822 4059 4643 5187 5705 6202

24950 2825 4064 4649 5193 5713 6210

25000 2829 4069 4655 5200 5720 6218

25050 2832 4074 4661 5207 5727 6226

25100 2835 4080 4667 5213 5735 6234

25150 2839 4085 4673 5220 5742 6242

25200 2842 4090 4679 5227 5749 6250

25250 2845 4096 4685 5233 5757 6258

25300 2849 4101 4691 5240 5764 6266

25350 2852 4106 4697 5247 5772 6274

25400 2855 4111 4703 5254 5779 6282

25450 2859 4117 4709 5260 5786 6290

25500 2862 4122 4715 5267 5794 6298

25550 2865 4127 4721 5274 5801 6306

25600 2869 4132 4727 5280 5808 6314

25650 2872 4138 4733 5287 5816 6322

25700 2876 4143 4739 5294 5823 6330

25750 2879 4148 4745 5301 5831 6338

25800 2882 4153 4751 5307 5838 6346

25850 2886 4159 4757 5314 5845 6354

25900 2889 4164 4763 5321 5853 6362

25950 2892 4169 4769 5327 5860 6370

26000 2896 4175 4775 5334 5868 6378

26050 2899 4180 4781 5341 5875 6386

26100 2902 4185 4787 5348 5882 6394

26150 2906 4190 4793 5354 5890 6402

26200 2909 4196 4799 5361 5897 6410

26250 2912 4201 4805 5368 5904 6418

26300 2916 4206 4811 5374 5912 6426

26350 2919 4211 4817 5381 5919 6434

26400 2922 4217 4823 5388 5927 6442

26450 2926 4222 4829 5395 5934 6450

26500 2929 4227 4835 5401 5941 6458

26550 2932 4233 4841 5408 5949 6466

26600 2936 4238 4847 5415 5956 6474

26650 2939 4243 4853 5421 5963 6482

26700 2942 4248 4859 5428 5971 6490

26750 2946 4254 4866 5435 5978 6498

26800 2949 4259 4872 5441 5986 6506

26850 2952 4264 4878 5448 5993 6514

26900 2956 4269 4884 5455 6000 6522

26950 2959 4275 4890 5462 6008 6530

27000 2963 4280 4896 5468 6015 6538

27050 2966 4285 4902 5475 6023 6546

27100 2969 4290 4908 5482 6030 6555

27150 2973 4296 4914 5488 6037 6563

27200 2976 4301 4920 5495 6045 6571

27250 2979 4306 4926 5502 6052 6579

27300 2983 4312 4932 5509 6059 6587

27350 2986 4317 4938 5515 6067 6595

27400 2989 4322 4944 5522 6074 6603

27450 2993 4327 4950 5529 6082 6611

27500 2996 4333 4956 5535 6089 6619

27550 2999 4338 4962 5542 6096 6627

27600 3003 4343 4968 5549 6104 6635

27650 3006 4348 4974 5556 6111 6643

27700 3009 4354 4980 5562 6118 6651

27750 3013 4359 4986 5569 6126 6659

27800 3016 4364 4992 5576 6133 6667

27850 3019 4369 4998 5582 6141 6675

27900 3023 4375 5004 5589 6148 6683

27950 3026 4380 5010 5596 6155 6691

28000 3029 4385 5016 5603 6163 6699

28050 3033 4391 5022 5609 6170 6707

28100 3036 4396 5028 5616 6178 6715

28150 3039 4401 5034 5623 6185 6723

28200 3043 4406 5040 5629 6192 6731

28250 3046 4412 5046 5636 6200 6739

28300 3050 4417 5052 5643 6207 6747

28350 3053 4422 5058 5649 6214 6755

28400 3056 4427 5064 5656 6222 6763

28450 3060 4433 5070 5663 6229 6771

28500 3063 4438 5076 5670 6237 6779

28550 3066 4443 5082 5676 6244 6787

28600 3070 4449 5088 5683 6251 6795

28650 3073 4454 5094 5690 6259 6803

28700 3076 4459 5100 5696 6266 6811

28750 3080 4464 5106 5703 6273 6819

28800 3083 4470 5112 5710 6281 6827

28850 3086 4475 5118 5717 6288 6835

28900 3090 4480 5124 5723 6296 6843

28950 3093 4485 5130 5730 6303 6851

29000 3096 4491 5136 5737 6310 6859

29050 3100 4496 5142 5743 6318 6867

29100 3103 4501 5148 5750 6325 6875

29150 3106 4506 5154 5757 6333 6883

29200 3110 4512 5160 5764 6340 6891

29250 3113 4517 5166 5770 6347 6899

29300 3116 4522 5172 5777 6355 6908

29350 3120 4528 5178 5784 6362 6916

29400 3123 4533 5184 5790 6369 6924

29450 3126 4538 5190 5797 6377 6932

29500 3130 4543 5196 5804 6384 6940

29550 3133 4549 5202 5811 6392 6948

29600 3137 4554 5208 5817 6399 6956

29650 3140 4559 5214 5824 6406 6964

29700 3143 4564 5220 5831 6414 6972

29750 3147 4570 5226 5837 6421 6980

29800 3150 4575 5232 5844 6428 6988

29850 3153 4580 5238 5851 6436 6996

29900 3157 4586 5244 5857 6443 7004

29950 3160 4591 5250 5864 6451 7012

30000 3163 4596 5256 5871 6458 7020

(f) The adjusted basic child support obligation shall be determined by multiplying the basic child support obligation by one and one–half.

(g) (1) Subject to paragraphs (2) and (3) of this subsection, actual child care expenses incurred on behalf of a child due to employment or job search of either parent shall be added to the basic obligation and shall be divided between the parents in proportion to their adjusted actual incomes.

(2) Child care expenses shall be:

(i) determined by actual family experience, unless the court determines that the actual family experience is not in the best interest of the child; or

(ii) if there is no actual family experience or if the court determines that actual family experience is not in the best interest of the child:

1. the level required to provide quality care from a licensed source; or

2. if the obligee chooses quality child care with an actual cost of an amount less than the level required to provide quality care from a licensed source, the actual cost of the child care expense.

(3) Additional child care expenses may be considered if a child has special needs.

(h) (1) Any actual cost of providing health insurance coverage for a child for whom the parents are jointly and severally responsible shall be added to the basic child support obligation and shall be divided by the parents in proportion to their adjusted actual incomes.

(2) Any extraordinary medical expenses incurred on behalf of a child shall be added to the basic child support obligation and shall be divided between the parents in proportion to their adjusted actual incomes.

(i) By agreement of the parties or by order of court, the following expenses incurred on behalf of a child may be divided between the parents in proportion to their adjusted actual incomes:

(1) any expenses for attending a special or private elementary or secondary school to meet the particular educational needs of the child; or

(2) any expenses for transportation of the child between the homes of the parents.

(j) (1) Except as provided in paragraph (2) of this subsection, when a disability dependency benefit, a retirement dependency benefit, or other third party dependency benefit is paid to or for a child of an obligor who is disabled, retired, or is receiving benefits from any source as a result of a compensable claim, the amount of the compensation shall be set off against the child support obligation calculated using the guidelines.

(2) (i) If the amount paid to or for a child exceeds the current child support obligation calculated using the guidelines, the excess payment shall be credited to any existing child support arrearage that accrued after the effective date the benefits were awarded.

(ii) The excess payment may not be credited to any future child support obligation.

(k) (1) Upon the expiration of a use and possession order or the expiration of the right to occupy the family home under a separation or property settlement agreement and upon motion of either party, the court shall review the child support award.

(2) If the allocation of financial responsibility for the family home was a factor in departing from the guidelines under subsection (a) of this section, the court may modify the child support, if appropriate in all the circumstances, upon the expiration of the use and possession order or the expiration of the right to occupy the family home under a separation or property settlement agreement.

(l) (1) Except in cases of shared physical custody, each parent’s child support obligation shall be determined by adding each parent’s respective share of the basic child support obligation, work–related child care expenses, health insurance expenses, extraordinary medical expenses, and additional expenses under subsection (i) of this section.

(2) The obligee shall be presumed to spend that parent’s total child support obligation directly on the child or children.

(3) The obligor shall owe that parent’s total child support obligation as child support to the obligee minus any ordered payments included in the calculations made directly by the obligor on behalf of the child or children for work–related child care expenses, health insurance expenses, extraordinary medical expenses, or additional expenses under subsection (i) of this section.

(m) (1) In cases of shared physical custody, the adjusted basic child support obligation shall first be divided between the parents in proportion to their respective adjusted actual incomes.

(2) (i) Each parent’s share of the adjusted basic child support obligation shall then be multiplied by the percentage of time the child or children spend with the other parent to determine the theoretical basic child support obligation owed to the other parent.

(ii) 1. When a parent with shared physical custody keeps the child or children overnight for more than 25% (at least 92 overnights), but less than 30% (not more than 109 overnights), of the year, that parent’s theoretical basic child support obligation shall be increased by the amount of the shared physical custody adjustment specified in subsubparagraph 2 of this subparagraph.

2. The shared physical custody adjustment shall be calculated by multiplying the theoretical basic child support obligation for a parent described in subsubparagraph 1 of this subparagraph by:

A. 0.10, when the parent keeps the child or children overnight for more than 25% (at least 92 overnights), but less than 26% (not more than 94 overnights), of the year;

B. 0.08, when the parent keeps the child or children overnight for more than 26% (at least 95 overnights), but less than 27% (not more than 98 overnights), of the year;

C. 0.06, when the parent keeps the child or children overnight for more than 27% (at least 99 overnights), but less than 28% (not more than 102 overnights), of the year;

D. 0.04, when the parent keeps the child or children overnight for more than 28% (at least 103 overnights), but less than 29% (not more than 105 overnights), of the year; or

E. 0.02, when the parent keeps the child or children overnight for more than 29% (at least 106 overnights), but less than 30% (not more than 109 overnights), of the year.

(3) Subject to the provisions of paragraphs (4) and (5) of this subsection, the parent owing the greater amount under paragraph (2) of this subsection shall owe the difference in the 2 amounts as child support.

(4) In addition to the amount of the child support owed under paragraph (3) of this subsection, if either parent incurs child care expenses under subsection (g) of this section, health insurance expenses under subsection (h)(1) of this section, extraordinary medical expenses under subsection (h)(2) of this section, or additional expenses under subsection (i) of this section, the expense shall be divided between the parents in proportion to their respective adjusted actual incomes. The parent not incurring the expense shall pay that parent’s proportionate share to:

(i) the parent making direct payments to the provider of the service; or

(ii) the provider directly, if a court order requires direct payments to the provider.

(5) The amount owed under paragraph (3) of this subsection may not exceed the amount that would be owed under subsection (l) of this section.
Md. Code, Public Safety § 12-705 — MD Code / Article gps / Title 12 / Subtitle 7 / Section 12-705
§12–705.
Status: in_force

(a) In this section, “lockout tag” means a tag that:

(1) seals a knife blade disconnect switch box closed;

(2) is attached to the exterior of the knife blade disconnect switch box with a metal or plastic strap; and

(3) includes a safety warning about the potential for electrocution if an individual removes the lockout tag or touches the contents of the knife blade disconnect switch box.

(b) A company that installs solar photovoltaic systems shall install a lockout tag at each residential installation at the time of installation.
Md. Code, Financial Institutions § 12-1017 — MD Code / Article gfi / Title 12 / Subtitle 10 / Section 12-1017
§12–1017.
Status: in_force

This subtitle may be cited as the Maryland Debt Settlement Services Act.
Md. Code, Financial Institutions § 12-122 — MD Code / Article gfi / Title 12 / Subtitle 1 / Section 12-122
§12–122.
Status: in_force

(a) Subject to the hearing provisions of § 12–123 of this subtitle, the Commissioner may suspend or revoke the license of any licensee or registration of any registrant if the licensee or registrant, or any owner, director, officer, member, partner, stockholder, employee, or agent of the licensee or registrant:

(1) Makes any material misstatement in an application for a license or registration;

(2) Is convicted under the laws of the United States or of any other state of:

(i) A felony; or

(ii) A misdemeanor that is directly related to the fitness and qualification of the person to provide check cashing services;

(3) In connection with any check cashing service:

(i) Commits any fraud;

(ii) Engages in any illegal or dishonest activities; or

(iii) Misrepresents or fails to disclose any material facts to anyone entitled to that information;

(4) Violates any provision of this subtitle or any rule or regulation adopted under this subtitle, or any other law regulating check cashing services in the State; or

(5) Otherwise demonstrates unworthiness, bad faith, dishonesty, or any other quality that indicates that the business of the licensee or registrant has not been or will not be conducted honestly, fairly, equitably, and efficiently.

(b) In determining whether the license of the licensee or registration of the registrant should be suspended or revoked for a reason listed in subsection (a)(2) of this section, the Commissioner shall consider:

(1) The nature of the crime;

(2) The relationship of the crime to the activities authorized by the license or registration;

(3) With respect to a felony, the relevance of the conviction to the fitness and qualification of the licensee or registrant to provide check cashing services;

(4) The length of time since the conviction; and

(5) The behavior and activities of the licensee or registrant since the conviction.
Md. Code, Alcoholic Beverages and Cannabis § 12-804 — MD Code / Article gab / Title 12 / Subtitle 8 / Section 12-804
§12–804.
Status: in_force

(a) There is a Class D beer and light wine license.

(b) The license authorizes the license holder to sell beer and light wine, at retail, at the place described in the license, for on– and off–premises consumption.

(c) The license may not be issued for use by a drugstore.

(d) The annual license fee is $260.
Md. Code, Public Utilities § 12-316 — MD Code / Article gpu / Title 12 / Subtitle 3 / Section 12-316
§12–316.
Status: in_force

(a) This section does not authorize a county or municipal corporation to avoid compliance with any competitive bidding requirements for a conversion or improvement to be performed by a private contractor.

(b) Provisions in State, county, or municipal law that require competitive bidding do not apply to a conversion or improvement performed by:

(1) a county, municipal corporation, public agency, or public utility; or

(2) a department, agency, commission, or office of a county or municipal corporation.
Md. Code, Economic Development § 12-213 — MD Code / Article gec / Title 12 / Subtitle 2 / Section 12-213
§12–213.
Status: in_force

This subtitle may be cited as the Tax Increment Financing Act.
Md. Code, Public Safety § 12-510 — MD Code / Article gps / Title 12 / Subtitle 5 / Section 12-510
§12–510.
Status: in_force

(a) (1) In this section the following words have the meanings indicated.

(2) (i) “Hotel” means an establishment that offers sleeping accommodations for compensation. �

(ii) “Hotel” does not include a bed and breakfast establishment.

(3) “Master control device” means:

(i) a control that is activated when a person enters the room through the primary room–access method; or

(ii) an occupancy sensor control that is activated by a person’s presence in the room.

(b) This section applies only to the new construction of hotels.

(c) (1) Each hotel guest room shall be equipped with a master control device that automatically turns off the power to all of the lighting fixtures in the guest room no more than 30 minutes after the room has been vacated.

(2) A master control device may also control the heating, ventilation, or air conditioning default settings in hotel guest rooms 30 minutes after a room has been vacated by:

(i) increasing the set temperature by at least 3 degrees Fahrenheit when in the air conditioning mode; or

(ii) decreasing the set temperature by at least 3 degrees Fahrenheit when in the heating mode.

(d) The Department shall adopt the provisions of this section as a part of the Maryland Building Performance Standards.
Md. Code, Transportation § 12-110 — MD Code / Article gtr / Title 12 / Subtitle 1 / Section 12-110
§12–110.
Status: reserved

(a) The Administration may take possession of any certificate of title, registration card, permit, license, or registration plate:

(1) That is fictitious;

(2) That is issued by it and that:

(i) Has expired;

(ii) Has been canceled, suspended, or revoked; or

(iii) Was issued unlawfully or erroneously; or

(3) That has been issued by another jurisdiction but is being illegally used or displayed.

(b) (1) The Administration shall establish a fee for the issuance of any certificate of title, registration card, permit, license, or registration plate issued as a replacement for any certificate of title, registration card, permit, license, or registration plate repossessed by the Administration under this section.

(2) The fee is to be retained by the Administration, and may not be credited to the Gasoline and Motor Vehicle Revenue Account for distribution under § 8-403 or § 8-404 of this article.

(3) Any fee imposed under this subsection shall be in addition to any other fee or penalty imposed by the Administration.
Md. Code, Corporations and Associations § 12-602 — MD Code / Article gca / Title 12 / Subtitle 6 / Section 12-602
§12–602.
Status: in_force

(a) Except as provided in the governing instrument of a statutory trust, a merger or consolidation shall be approved by each statutory trust which is to merge or consolidate by a majority of the trustees and by the beneficial owners by the affirmative vote of two–thirds of all the votes entitled to be cast on the matter.

(b) Except as provided in its governing instrument, a merger in which a statutory trust is the successor requires only the approval of a majority of the trustees if:

(1) The merger does not reclassify or change its outstanding beneficial interests or otherwise amend its governing instrument in any manner requiring a vote of the beneficial owners; and

(2) The number of beneficial interests to be issued or delivered in the merger is not more than 20 percent of the number of its beneficial interests of the same class or series outstanding immediately before the merger becomes effective.

(c) The merger or consolidation shall be approved by any other business entity or foreign business entity party to the merger or consolidation in the manner required by the charter, declaration of trust, partnership agreement, or other organization document of the entity and the laws of the jurisdiction where the entity is organized.
Md. Code, Commercial Law § 12-116 — MD Code / Article gcl / Title 12 / Subtitle 1 / Section 12-116
§12–116.
Status: in_force

Any loan made before July 1, 1982, which is refinanced at a higher rate pursuant to § 12–103(a) and (c) of this subtitle or § 12–306 or § 12–404 of this title must comply with the following requirements:

(1) The lender must give the following disclosures in writing to the borrower prior to the execution by the borrower of the new loan agreement:

If you do agree to consolidate your existing loan, you will be paying an annual percentage rate of . . . . .% on the existing net balance of $. . . ., instead of the rate of . . . . . .% which you are now paying.

Schedule of Monthly Payments

Separate loan agreements Consolidated loan agreement

$ . . . . per month for $ . . . . per month for

the next . . . .months the next . . . .months

Then

$ . . . . per month for

. . . . months after that

Total of Payments

Separate loan agreements Consolidated loan agreement

$ . . . . total of payments $ . . . . total of payments

for your existing loan for your consolidated

. . . . for your new loan loan

total of payments

(2) The lender must allow the borrower the choice of repaying his existing loan balance at the originally agreed upon rate and obtaining any additional extension of credit as a separate loan, notwithstanding any law which limits the lender’s ability to make more than 1 loan to the same borrower;

(3) The lender must refund or credit to the borrower’s account any unearned interest and any returned insurance premiums upon the cancellation of insurance sold in connection with the loan;

(4) Except in the case of a demand loan, a loan may be refinanced only upon the borrower’s request;

(5) The lender must allow the borrower the right to cancel the consolidated loan agreement within 3 business days. The lender shall provide to the borrower conspicuous notice of the provisions of this subsection; and

(6) Nothing in this subsection shall prohibit the receipt of the loan proceeds by the borrower at the time the consolidated loan agreement is made. The borrower must return any loan proceeds received pursuant to the consolidated loan agreement if he elects to cancel the consolidated loan agreement pursuant to subsection (5) of this section. The borrower may retain the loan proceeds if he elects the separate loan option pursuant to subsection (2) of this section.
Md. Code, Housing and Community Development § 12-203 — MD Code / Article ghs / Title 12 / Subtitle 2 / Section 12-203
§12–203.
Status: in_force

A code authority may not do business or exercise its powers unless:

(1) its articles of organization have been recommended in writing by the chief elected official, adopted by a resolution or ordinance of the legislative body, and filed with the Secretary of State; and

(2) the Secretary of State has issued a certificate of organization to the code authority.
Md. Code, Commercial Law § 12-1022 — MD Code / Article gcl / Title 12 / Subtitle 10 / Section 12-1022
§12–1022.
Status: in_force

(a) (1) In this section the following words have the meanings indicated.

(2) “Borrower” means a consumer borrower who makes an application for a loan secured by a first mortgage or first deed of trust on residential real property to be occupied by the borrower as the borrower’s primary residence.

(3) “Commitment” means a written, specific, binding agreement between a borrower and a lender which sets forth the terms of a loan being extended to the borrower.

(4) “Financing agreement” means a written agreement between a borrower and a lender which sets forth the terms of a purchase money loan or a refinancing of an existing loan that:

(i) Results in or is secured by a first mortgage or a first deed of trust on residential real property to be occupied by the borrower; and

(ii) Is offered or extended to the borrower.

(5) (i) “Lender” means a credit grantor subject to the licensing requirements of Title 11, Subtitle 5 of the Financial Institutions Article.

(ii) “Lender” does not include a credit grantor exempt from licensing under § 11–502 of the Financial Institutions Article.

(6) (i) “Loan application” means any oral or written request for an extension of credit that is made in accordance with procedures established by a lender for the purpose of inducing the lender to seek to procure or make a mortgage loan.

(ii) “Loan application” does not include the use of an account or line of credit to obtain a loan within a previously established credit limit.

(b) (1) A lender who offers to make or procure a loan secured by a first mortgage or first deed of trust on residential real property to be occupied by the borrower shall provide the borrower with a financing agreement executed by the lender within 10 business days after the date the loan application is completed.

(2) The financing agreement shall provide:

(i) The term and principal amount of the loan;

(ii) An explanation of the type of mortgage loan being offered;

(iii) The rate of interest that will apply to the loan and, if the rate is subject to change or is a variable rate or is subject to final determination at a future date based on some objective standard, a specific statement of those facts;

(iv) The points, if any, to be paid by the borrower or the seller, or both; and

(v) The term during which the financing agreement remains in effect.

(3) If all the provisions of the financing agreement are not subject to future determination, change, or alteration during its term, the financing agreement shall constitute the final binding agreement between the parties as to the items covered by the financing agreement.

(4) A disclosure provided by a lender to a borrower in compliance with 12 C.F.R. § 1026.37 shall satisfy the requirements of this subsection.

(c) (1) If any of the provisions of the financing agreement are subject to change or determination after its execution, the lender shall provide the borrower with a commitment, executed by the lender, at least 72 hours before the time of settlement agreed to by the parties, providing:

(i) The effective fixed interest rate or initial interest rate that will be applied to the loan; and

(ii) A restatement of all the remaining unchanged provisions of the financing agreement.

(2) Subsequent to execution of the financing agreement, the borrower may waive in writing the 72–hour advance presentation requirement and accept the commitment at settlement only if compliance with the 72–hour requirement is shown by the lender to be infeasible.

(3) A disclosure provided by a lender to a borrower in compliance with 12 C.F.R. § 1026.38 shall satisfy the requirements of this subsection.

(d) If a lender fails to comply with the requirements of this section, the lender shall be subject to the penalties set forth in § 11–523 of the Financial Institutions Article.

(e) (1) A borrower aggrieved by any violation of this section shall be entitled to bring a civil suit for damages, including reasonable attorney’s fees, against the lender.

(2) The penalties set out under § 12–1018 of this subtitle do not apply to any violation of this section.

(f) This section may not be construed to exempt a lender from the provisions of §§ 12–1027 and 12–1028 of this subtitle.
Md. Code, Local Government § 12-208 — MD Code / Article glg / Title 12 / Subtitle 2 / Section 12-208
§12–208.
Status: in_force

(a) (1) (i) This subsection does not apply to Baltimore City.

(ii) This subsection applies to any school teacher who is:

1. a retiree of the Teachers’ Retirement System or the Teachers’ Pension System as provided for under Title 22 or Title 23 of the State Personnel and Pensions Article; and

2. receiving a retirement allowance less than $125 per month.

(2) The county commissioners or county council may pay a retiree described under paragraph (1)(ii) of this subsection who retired as an employee of the county public school system the lesser of:

(i) $50 per month; or

(ii) $125 per month less the retirement allowance the retiree is currently receiving.

(3) To receive an additional monthly allowance described under paragraph (2) of this subsection, the retiree shall submit an application to the county commissioner or county council.

(4) Any county commissioners or county council that provides a monthly allowance under paragraph (2) of this subsection annually shall impose a tax in an amount sufficient to pay for the additional benefit.

(b) (1) This subsection applies to any Baltimore County school teacher who is:

(i) a retiree of the Teachers’ Retirement System or the Teachers’ Pension System as provided for under Title 22 or Title 23 of the State Personnel and Pensions Article; and

(ii) receiving a retirement allowance less than $125 per month.

(2) (i) The County Council of Baltimore County may pay additional benefits to an individual described under paragraph (1) of this subsection.

(ii) The amount of the additional benefit shall be as provided in subsection (a)(2) of this section.

(3) To receive an additional monthly allowance described under paragraph (2) of this subsection, the retiree shall submit an application to the county council.

(c) (1) In addition to any benefit paid in accordance with subsection (a) of this section, the governing body of Frederick County may pay an additional $8 per month to any retiree described in subsection (a)(1) of this section.

(2) The governing body shall impose a tax in an amount sufficient to pay for the additional benefit described in paragraph (1) of this subsection.
Md. Code, Commercial Law § 12-636 — MD Code / Article gcl / Title 12 / Subtitle 6 / Section 12-636
§12–636.
Status: in_force

(a) Any person who knowingly violates or participates in the violation of any provision of Part II of this subtitle is guilty of a misdemeanor and on conviction is subject to a fine not exceeding $100 for the first offense and not exceeding $500 for any subsequent offense.

(b) Any person who violates or participates in the violation of any provision of Part III of this subtitle is guilty of a misdemeanor and on conviction is subject to a fine not exceeding $500 or imprisonment not exceeding six months or both.
Md. Code, Corporations and Associations § 12-301 — MD Code / Article gca / Title 12 / Subtitle 3 / Section 12-301
§12–301.
Status: in_force

(a) (1) A person may become a beneficial owner of a statutory trust and may receive a beneficial interest in a statutory trust without payment of consideration to the statutory trust.

(2) The consideration for a beneficial interest in a statutory trust may consist of:

(i) Money;

(ii) Tangible or intangible property;

(iii) Labor or services actually performed for the statutory trust;

(iv) A promissory note or other obligation for future payment of money;

(v) The transfer of tangible or intangible property;

(vi) A contract for future performance of labor or services; or

(vii) Any combination of the consideration described in items (i) through (vi) of this paragraph.

(b) Except as provided in the governing instrument of a statutory trust or by agreement between the beneficial owner and the statutory trust:

(1) A beneficial owner is obligated to the statutory trust to perform any promise to contribute cash or property or to perform services, even if the beneficial owner is unable to perform because of death, disability, or any other reason;

(2) Subject to the provisions of item (3) of this subsection, if a beneficial owner does not make the required contribution of property or services, the beneficial owner is obligated to the statutory trust to contribute cash equal to that portion of the agreed value, as stated in the records of the statutory trust, of the contribution that has not been made; and

(3) The obligation provided in item (2) of this subsection shall be in addition to, and not in lieu of, any other rights, including the right to specific performance, that the statutory trust may have against the beneficial owner under the governing instrument or applicable law.

(c) (1) A governing instrument may provide that the interest of any beneficial owner who fails to make any contribution that the beneficial owner is obligated to make shall be subject to specific penalties for, or specified consequences of, the failure.

(2) The penalty or consequence may take the form of:

(i) Reducing or eliminating the defaulting beneficial owner’s proportionate interest in the statutory trust, subordinating the beneficial owner’s interest to that of nondefaulting beneficial owners;

(ii) A forced sale of the beneficial owner’s interest;

(iii) A forfeiture or cancellation of the beneficial owner’s interest;

(iv) A lending by other beneficial owners of the amount necessary to meet the defaulting beneficial owner’s commitment;

(v) A fixing of the value of the defaulting beneficial owner’s interest by appraisal or by formula, and a redemption or sale of the defaulting beneficial owner’s interest at that value; or

(vi) Any other penalty or consequence.
Md. Code, Business Occupations and Professions § 12-205 — MD Code / Article gbo / Title 12 / Subtitle 2 / Section 12-205
§12–205.
Status: in_force

(a) The Board may adopt regulations to amend the State Plumbing Code.

(b) (1) The Board may adopt, as part of the State Plumbing Code, regulations to carry out the purposes of and to enforce §§ 12–605 and 12–606 of this title.

(2) The Board may adopt standards of the American National Standards Institute or any other nationally recognized organization.

(3) The Board shall adopt, as part of the State Plumbing Code, regulations to carry out the purposes of and to enforce §§ 12–605.1 and 12–605.2 of this title.

(c) (1) At least once a year, the Board shall review:

(i) new and existing standards of the American National Standards Institute and any other organization listed in the State Plumbing Code or the Model Performance Building Code for water conserving appliances, devices, fittings, and fixtures; and

(ii) the availability and cost of water conserving appliances, devices, fittings, and fixtures that conform to the standards.

(2) If the Board finds that a water conserving appliance, device, fitting, or fixture that conforms to the standards of the American National Standards Institute or any other organization listed in the State Plumbing Code or the Model Performance Building Code is readily available at reasonable cost, the Board shall amend the State Plumbing Code to:

(i) incorporate the standards for and require use of the water conserving appliance, device, fitting, or fixture; and

(ii) require the use of a water supply system and a drainage and venting system that are designed based on the hydraulic requirements of the required water conserving appliances, devices, fittings, and fixtures.

(3) Notwithstanding the availability and cost of the appliance, device, fitting, or fixture, the Board may allow, under the State Plumbing Code, the installation of a water conserving appliance, device, fitting, or fixture that meets the standards of the American National Standards Institute or any other organization listed in the State Plumbing Code or the Model Performance Building Code, subject to the use of a water supply system and a venting and drainage system design based on the hydraulic requirements of the appliance, device, fitting, or fixture.

(d) The Board shall:

(1) periodically publish an updated version of the State Plumbing Code; and

(2) make available on request of any person a copy of the State Plumbing Code for a reasonable fee.
Md. Code, Business Occupations and Professions § 12-204 — MD Code / Article gbo / Title 12 / Subtitle 2 / Section 12-204
§12–204.
Status: in_force

(a) A majority of the members then serving on the Board is a quorum.

(b) The Board shall determine the times and places of its meetings.

(c) Subject to the State budget, each member of the Board is entitled to:

(1) an annual salary of $3,600; and

(2) reimbursement for reasonable expenses under the Standard State Travel Regulations.

(d) The Board may employ a staff in accordance with the State budget.
Md. Code, Commercial Law § 12-1111 — MD Code / Article gcl / Title 12 / Subtitle 11 / Section 12-1111
§12–1111.
Status: reserved

(a) The following is an example of a form which shall be used to satisfy the disclosure requirements of §§ 12–1103(c) and 12–1104(a) of this subtitle:

“Rental–Purchase Agreement

(1.) Lessor(s): Lessee(s):

Name ____________________________ Name ______________________________

Address __________________________ Address ____________________________

Telepohon no. _____________________ Telephone no. ______________________

(2.) Description of Rental Property:

Identification

Item Quantity Number Condition

______________ _______________ __________________ New _________________

Used _________________

Cash Price: ___________________________

(3.) Total Initial Payment

Rental Payment: $______________

Delivery Charge: $______________

Tax $______________

Other (specify): $______________

Total: $______________

(4.) Rental Payments:

Total Weekly Rental Payment: _________________ (includes tax)

Total Monthly Rental Payment: _________________ (includes tax)

(5.) Other Charges:

In Home Pick–up Fee: $___________

Reinstatement Fee: $___________

Other (specify): $___________

(6.) Total Cost To Acquire Ownership:

If you renew this rental agreement each week/month, for __________

weeks/months, you will pay a total of $____________ to own the rental property. This amount includes your total initial payment but does not include other charges such as damage, reinstatement or pick–up fees for which you may be liable.

(7.) Cost of Lease Services:

The cost of lease services is the difference between the final purchase price of the rental property and the cash price of the rental property. The cost of lease services for the rental property is $__________.

(8.) No Ownership Until Total Paid:

You will not acquire ownership of the rental property until you pay the total rental payments necessary to acquire ownership, or unless you exercise an early purchase option.

(9.) Early Purchase Option:

You may purchase the rental property at any time after your first rental payment.

(Describe formula or method here)

(10.) Maintenance:

We (lessor) are responsible for maintaining the rental property in good working condition while it is being rented. We will provide all necessary service, repair or replacement (specify if in home or in store) if you notify us by phone or mail that service is needed. We will not be responsible for repairs done by anyone other than us.

(11.) Warranty:

If allowed by the manufacturer, the manufacturer’s express warranty covering the rental property rented under this agreement will be transferred to you if, and at the time, you acquire ownership of the rental property.

(12.) Damages:

You (lessee) are entirely responsible for loss, damages, theft or destruction of the rental property while it is in your possession. Your liability for such damage will not exceed the early purchase option price of the rental property as of the date it is lost, stolen, damaged or destroyed.

(13.) Termination:

You (lessee) may terminate this agreement without penalty at the end of any weekly or monthly term by returning the rental property to us in good condition. You will be liable for any unpaid rental payments due upon the date of return.

(14.) Reinstatement:

If you (lessee) fail to make a timely payment, you may reinstate the agreement without penalty, if:

(1)) You pay all past due rental charges and a reinstatement fee within 2 days (weekly renters) or 5 days (monthly renters) of your renewal date; or

(2)) You return or voluntarily surrender the rental property within 2 days (weekly renters) or 5 days (monthly renters) of your renewal date. If you choose to reinstate the agreement after returning the rental property, you will have up to 21 days (or longer depending on how long you have rented the rental property) to pay all past due rental charges, a reinstatement fee and a reasonable redelivery fee if we deliver the rental property.

I have read the above disclosures before signing this rental–purchase agreement.

Lessee(s): ______________________________ Date: ___________________

______________________________ .”

(b) The following is an example of a form which shall be used to satisfy the disclosure requirements of §§ 12–1103(c) and 12–1104(b) of this subtitle:

Summary of Costs of Your Rental–Purchase Agreement

Cash Price Scheduled Final Purchase Cost of Lease

Payments Price Services

The price of the The amount you The amount you The cost of your

rental property if pay per will have paid rental–purchase.

purchased in– week/month. after all payments

store at the time made all payments

of consummation. as scheduled.

$ __________ $ __________ $ __________ $ __________

Timing of Payments: Payment in the amount of $ ________________ is due on a (weekly/bi–weekly/semi–monthly/monthly) basis.

Early Payment Option: You have the right to purchase the rental property prior to the date listed above for (enter formula).

Termination: You have the right to terminate this rental–purchase agreement at the end of any term by surrendering the rental property to the lessor.

The disclosures above are part of the terms and conditions of your rental–purchase agreement with (company name). Lessee(s): _________________________________ Date: ________________________ _________________________________
Md. Code, Business Regulation § 12-303 — MD Code / Article gbr / Title 12 / Subtitle 3 / Section 12-303
§12–303.
Status: in_force

Unless otherwise authorized by the Secretary, a dealer shall keep the records required by this subtitle, at a location within the State, for 3 years after the date of the transaction.
Md. Code, Local Government § 12-803 — MD Code / Article glg / Title 12 / Subtitle 8 / Section 12-803
§12–803.
Status: in_force

The County Commissioners of Caroline County may provide money to the State’s Attorney for Caroline County for special investigations or cases.
Md. Code, Economic Development § 12-109 — MD Code / Article gec / Title 12 / Subtitle 1 / Section 12-109
§12–109.
Status: in_force

(a) (1) Except as limited by its articles of incorporation, an authority has all the powers set forth in this subtitle.

(2) An authority may:

(i) receive money from its incorporating county or municipal corporation, the State, other governmental units, or nonprofit organizations;

(ii) charge fees for its services;

(iii) have employees and consultants as it considers necessary; and

(iv) use the services of other governmental units.

(b) For the purposes of this subtitle, each county and municipal corporation has all the powers granted in this subtitle to an authority, including the power to make loans to private enterprises competing with enterprises not receiving the loans.

(c) (1) (i) An authority shall operate and exercise its powers solely to accomplish one or more of the legislative purposes of this subtitle.

(ii) The incorporating county or municipal corporation may use the authority’s exercise of its powers to accomplish one or more of the legislative purposes.

(2) An authority or an incorporating county or municipal corporation may exercise its powers regardless of any effect on economic competition.

(3) The powers granted to a county or municipal corporation under paragraph (2) of this subsection do not:

(i) grant to the county or municipal corporation powers in any substantive area not otherwise granted to the county or municipal corporation under other public general or public local law;

(ii) restrict the county or municipal corporation from exercising any power granted to the county or municipal corporation under other public general or public local law or otherwise;

(iii) authorize the county or municipal corporation, or the officers of the county or municipal corporation, to engage in an activity that is beyond the power granted under other public general or public local law or otherwise; or

(iv) preempt or supersede the regulatory authority of a unit of State government under a public general law.

(4) The incorporating county or municipal corporation is not precluded from directly exercising the powers granted to an authority under this subtitle after the establishment of the authority.
Md. Code, State Finance and Procurement § 12-106 — MD Code / Article gsf / Title 12 / Subtitle 1 / Section 12-106
§12–106.
Status: in_force

The Board may establish other advisory bodies.
Md. Code, Health Occupations § 12-707 — MD Code / Article gho / Title 12 / Subtitle 7 / Section 12-707
§12–707.
Status: in_force

(a) A person who violates any provision of the following subtitles or sections of this title is guilty of a misdemeanor and on conviction is subject to a fine not exceeding $1,000:

(1) § 12–311 (“Display of licenses”);

(2) Subtitle 4 (“Pharmacy permits”);

(3) § 12–502(b) (“Pharmaceutical information”);

(4) § 12–505 (“Labeling requirements for prescription medicines”); and

(5) § 12–604 (“General power to inspect drugs, devices, and other products”).

(b) A person who violates any provision of the following sections of this title is guilty of a misdemeanor and on conviction is subject to a fine not exceeding $1,000 or imprisonment not exceeding 1 year or both:

(1) § 12–701 (“Practicing pharmacy without license”);

(2) § 12–702 (“License obtained by false representation”);

(3) § 12–703 (“Operating a pharmacy without permit”);

(4) § 12–704 (“Misrepresentations”);

(5) § 12–6B–12 (“Working as an unregistered pharmacy technician”); and

(6) § 12–6D–15 (“Practicing as an unregistered pharmacy intern”).

(c) Each day that a violation of any section of Subtitle 4 of this title continues constitutes a separate offense.

(d) Within 10 days after a court renders the conviction, the court shall report to the Board each conviction of a pharmacist or registered pharmacy technician for:

(1) Any crime regarding the pharmacy or drug laws that involves professional misconduct; or

(2) Any crime that involves the State law regarding controlled dangerous substances or the federal narcotic laws.

(e) (1) Any person who violates § 12–701 (“Practicing pharmacy without a license”), § 12–703 (“Operating a pharmacy without a permit”), § 12–6B–12 (“Working as an unregistered pharmacy technician”), or § 12–6D–15 (“Practicing as an unregistered pharmacy intern”) of this title is subject to a civil fine of not more than $50,000 to be assessed by the Board.

(2) The Board shall pay any penalty collected under this subsection into the State Board of Pharmacy Fund.
Md. Code, State Personnel and Pensions § 12-105 — MD Code / Article gsp / Title 12 / Subtitle 1 / Section 12-105
§12–105.
Status: in_force

(a) A grievant may choose any person to assist or represent the grievant at any time during the grievance process and shall notify the employer of that choice.

(b) The appointing authority, the head of the principal unit, or the Secretary may designate an individual to assist or represent them at any step of the grievance process and shall notify the grievant of that designation.
Md. Code, Business Occupations and Professions § 12-203 — MD Code / Article gbo / Title 12 / Subtitle 2 / Section 12-203
§12–203.
Status: in_force

(a) From among the members of the Board and with the advice of the Secretary, the Governor shall appoint a chairman.

(b) Except for the chairman, the manner of election of officers and their terms of office shall be as the Board determines.
Md. Code, Education § 12-103 — MD Code / Article ged / Title 12 / Subtitle 1 / Section 12-103
§12–103.
Status: in_force

(a) (1) In December each year, the Board of Regents shall elect from among the members of the Board of Regents:

(i) A chairperson; and

(ii) Any other officer it requires.

(2) (i) Except as provided in subparagraph (ii) of this paragraph, the member elected as chairperson shall serve in that position subject to the advice and consent of the Senate.

(ii) A chairperson who has been confirmed by the Senate is not subject again to the advice and consent of the Senate during the period of continuous service as chairperson.

(b) (1) (i) Subject to subparagraphs (ii) and (iii) of this paragraph, the Board shall determine the time and place of its meetings and may adopt rules for the conduct of its meetings.

(ii) The Board shall make available to the public live and archived video streaming of each open meeting and shall allow time at each open meeting for public comment.

(iii) The Board shall include all motions and vote tallies from open and closed sessions in publicly available Board meeting minutes.

(2) The Governor, the State Treasurer, and the State Comptroller shall be notified of all meetings of the Board and may sit with the Board at any meeting.

(3) The Secretary of Budget and Management, the Chairmen of the Senate Finance and Budget and Taxation Committees, and the Chairmen of the House Ways and Means and Appropriations Committees shall be invited to sit with the Board at any meetings of the Board at which requests for appropriations are prepared.

(4) A majority of the voting members shall constitute a quorum for the transaction of business.

(5) No formal action may be taken by the Board without the approval of a majority of the voting members of the Board.

(6) (i) Of the two student members, only one member shall be a voting member of the Board each year.

(ii) A student member shall be a voting member of the Board for only 1 year of a 2–year term.
Md. Code, Economic Development § 12-810 — MD Code / Article gec / Title 12 / Subtitle 8 / Section 12-810
§12–810.
Status: in_force

(a) In order to finance or refinance, in whole or in part, the cost of acquisition, development, or redevelopment, including the comprehensive renovation or rehabilitation, of land or property for residential, commercial, or industrial purposes and related activities in accordance with this subtitle, the Authority may issue bonds.

(b) (1) The bonds:

(i) may not constitute a debt of the county or a pledge of the faith and credit of the county, the State, or any political subdivision of the State;

(ii) may not be considered obligations of the county for purposes of any debt limitation imposed on the county under any constitutional, statutory, or other charter provision; and

(iii) shall be approved by the governing body of the county prior to their issuance.

(2) The bonds, the borrowing which they represent, and the undertaking which is being financed or refinanced are not subject to any referendum requirements of the charter of the county.

(c) (1) The bonds may be made payable as to principal, interest, and redemption premium as determined in accordance with local law, including from income, receipts, proceeds, revenues, and funds of the Authority derived from or available or to be available in connection with any undertaking for the accomplishment of the purposes and objectives mentioned in or contemplated by this subtitle, including:

(i) the proceeds of loans, grants, or contributions from the United States of America, the State of Maryland, or any department or agency thereof, any funds of the county that may be lawfully available, or any other source and compensation paid from appropriated funds by the county for land or property retained by the county; or

(ii) any contract or agreement or rights thereunder between the United States, the State of Maryland, or any department or agency thereof, or any other public or private entity or individual, and the Authority with respect to any undertakings for the accomplishment of the purposes and objectives mentioned in or contemplated by the provisions of this subtitle.

(2) Payment of the bonds, as to principal, interest, and redemption premium, may be further secured by a mortgage of all or any part of land, property, or development or redevelopment projects, title to which is in the Authority or any other public or private entity or individual, as determined in accordance with local law.

(d) By resolution, the Authority may determine all matters with respect to the issuance, sale, delivery, and payment of and for the bonds, including the issue date or dates, maturity or maturities, interest rate or rates or manner of determining interest, terms, form or forms, denomination or denominations, manner of execution, place or places of payment, source or sources of payment, redemption, refunding, sale price, manner of sale, security, and the forms of any necessary or appropriate documents, including trust indentures, escrow agreements, and mortgages.

(e) (1) Notwithstanding the provisions of subsection (b) of this section and to the extent not inconsistent with any constitutional or charter provision or public general law, any issue of bonds may be guaranteed, in whole or in part, as to payment of principal, interest, or redemption premium, by and upon the full faith and credit of the county.

(2) The guarantee of the county by and upon the full faith and credit of the county concerning the payment of the principal of, or interest or redemption premium on, any bonds is subject to any applicable referendum requirements of the charter of the county.

(f) The bonds, the transfer of the bonds, the interest payable on the bonds, and any income derived from the bonds, including any profit realized in the sale or exchange of the bonds, shall be exempt at all times from taxation by the State or any county, municipal corporation, or public agency of any kind.

(g) The bonds are exempt from the provisions of §§ 19–205 and 19–206 of the Local Government Article.

(h) (1) A pledge by the Authority of revenues as security for an issue of bonds shall be valid and binding from the time the pledge is made.

(2) Revenues pledged by the Authority are subject immediately to the lien of the pledge without any physical delivery or further act.

(3) The lien of any pledge is valid and binding against any person having any claim of any kind in tort, contract, or otherwise against the Authority, whether or not the person has notice of the lien.

(4) Notwithstanding any provision of public general or public local law, perfection against third parties of a lien of a pledge by the Authority of the Authority’s revenues does not require the filing or recording of a resolution, trust agreement, financing statement, continuation, or other statement or instrument adopted or entered into by the Authority in any public record other than the records of the Authority.

(i) (1) Unless the bonds are guaranteed by and upon the full faith and credit of the county and are approved in a referendum by the voters of the county in accordance with subsection (e) of this section, the Authority may not issue bonds under this section until after the Authority has held a public hearing in the county on the proposed bonds.

(2) The Authority shall notify the Baltimore County Delegations of the House of Delegates and the Senate of Maryland of a proposed issuance of bonds at least 2 weeks before holding the public hearing required under paragraph (1) of this subsection.
Md. Code, Business Occupations and Professions § 12-401 — MD Code / Article gbo / Title 12 / Subtitle 4 / Section 12-401
§12–401.
Status: in_force

(a) A person may engage in the business of providing plumbing services if:

(1) the person is a master plumber or holder of a limited master plumber license; or

(2) the person:

(i) designates a master plumber or holder of a limited master plumber license who actively directs, controls, and is responsible for all plumbing services; and

(ii) otherwise provides the plumbing services in accordance with this title.

(b) A person may engage in the business of providing propane gas services if:

(1) the person is the holder of a propane gas fitter certificate; or

(2) the person:

(i) designates a holder of a propane gas fitter certificate who actively directs, controls, and is responsible for all propane gas services; and

(ii) otherwise provides the propane gas services in accordance with this title.

(c) A person may engage in the business of providing natural gas services if:

(1) the person is the holder of a master natural gas fitters license; or

(2) the person:

(i) designates a holder of a master natural gas fitters license who actively directs, controls, and is responsible for all natural gas services; and

(ii) otherwise provides natural gas services in accordance with this title.
Md. Code, Insurance § 12-103 — MD Code / Article gin / Title 12 / Subtitle 1 / Section 12-103
§12–103.
Status: in_force

An otherwise valid insurance policy, rider, or endorsement issued after December 31, 1963, with a condition or provision that does not comply with the requirements of this article is not invalid but is to be construed and applied in accordance with the condition or provision that would be applicable if the policy, rider, or endorsement were in full compliance with this article.
Md. Code, Financial Institutions § 12-914 — MD Code / Article gfi / Title 12 / Subtitle 9 / Section 12-914
§12–914.
Status: in_force

(a) With the application for a new license, an applicant shall file a surety bond with the Commissioner.

(b) (1) The bond shall run to the Commissioner, as obligee, for the benefit of:

(i) The State; and

(ii) Any consumer who is injured by a violation of this subtitle or a regulation adopted under this subtitle committed by a licensee or an agent of a licensee, including an agent managing a trust account.

(2) The bond shall be:

(i) In an amount determined by the Commissioner under subsection (f) of this section;

(ii) Issued by a surety company that:

1. Is authorized to do business in the State; and

2. Holds a certificate of authority issued by the Maryland Insurance Commissioner; and

(iii) Conditioned that the licensee and its agent shall comply with all State and federal laws and regulations governing the business of providing debt management services.

(3) The liability of the surety:

(i) Shall be continuous;

(ii) May not be aggregated or cumulative, whether or not the bond is renewed, continued, replaced, or modified;

(iii) May not be determined by adding together the penal sum of the bond, or any part of the penal sum of the bond, in existence at any two or more points in time;

(iv) Shall be considered to be one continuous obligation, regardless of increases or decreases in the penal sum of the bond;

(v) May not be affected by:

1. The insolvency or bankruptcy of the licensee or its agent;

2. Any misrepresentation, breach of warranty, failure to pay a premium, or any other act or omission of the licensee or its agent; or

3. The suspension of the licensee’s license;

(vi) May not require an administrative enforcement action by the Commissioner as a prerequisite to liability; and

(vii) Shall continue for 3 years after the later of the date on which:

1. The bond is canceled; or

2. The licensee, for any reason, ceases to be licensed.

(4) (i) A bond may be canceled by the surety or the licensee by giving notice of cancellation to the Commissioner.

(ii) Notice under subparagraph (i) of this paragraph shall:

1. Be in writing; and

2. Be sent by certified mail, return receipt requested.

(iii) A cancellation of a bond under this paragraph is not effective until 90 days after receipt of a notice of cancellation by the Commissioner.

(5) A claim against the bond may be filed with the surety by:

(i) A claimant; or

(ii) The Commissioner for the benefit of a claimant or the State.

(6) If the amount of claims under a bond exceeds the amount of the bond, the surety:

(i) Shall pay the amount of the bond to the Commissioner for pro rata distribution to claimants; and

(ii) Is relieved of liability under the bond.

(7) The Commissioner may allow the amount of the surety bond to be reduced if the amount of the licensee’s outstanding debt management services liabilities in the State is reduced.

(c) If the penal amount of a surety bond is reduced by payment of a claim or judgment, the licensee shall file with the Commissioner any new or additional surety bond in the amount that the Commissioner sets.

(d) The Commissioner may waive the surety bond requirement under this section if the Commissioner determines that the volume of debt management services provided by the applicant or licensee does not warrant the need for a surety bond.

(e) A penalty imposed against a licensee under § 12–928 or § 12–929 of this subtitle may be collected and paid from the proceeds of a surety bond required under this section.

(f) (1) The amount of the surety bond under subsection (b) of this section shall be in an amount of not less than $10,000 and not more than $1,000,000, as determined by the Commissioner for each licensee.

(2) In setting the amount of the surety bond, the Commissioner may consider:

(i) The nature and volume of the business or proposed business of the licensee or applicant;

(ii) The financial condition of the licensee or applicant, including:

1. The amount, nature, quality, and liquidity of the assets of the licensee or applicant;

2. The amount and nature of the liabilities, including contingent liabilities, of the licensee or applicant;

3. The history of and prospects for the licensee or applicant to earn and retain income; and

4. The potential harm to consumers if the applicant or licensee becomes financially impaired;

(iii) The quality of the operations of the licensee or applicant;

(iv) The quality of the management of the licensee or applicant;

(v) The nature and quality of the person that has control of the licensee or applicant; and

(vi) Any other factor that the Commissioner considers relevant.
Md. Code, Commercial Law § 12-106.1 — MD Code / Article gcl / Title 12 / Subtitle 1 / Section 12-106.1
§12–106.
Status: in_force

§12–106.1.

(a) A person may not require a borrower, as a condition to receiving a loan, to make any false or misleading statement or characterization that a loan is a commercial loan under § 12–101(c), § 12–103(e), or § 12–105 of this subtitle or § 12–401(i)(3) of this title if the loan is not a commercial loan.

(b) (1) Except as provided in paragraph (2) of this subsection, any person who willfully requires a borrower to make a false or misleading statement in violation of subsection (a) of this section, or who willfully procures such statement, knowing that it is false or misleading, shall forfeit to the borrower three times the amount of interest and charges contracted for or collected in excess of that permitted by law, in addition to any other penalty otherwise provided in this title.

(2) When a loan obtained by a borrower is not subject to restrictions imposed by law on the maximum amount of a finance charge and interest, any person who willfully requires a borrower to make a false or misleading statement in violation of subsection (a) of this section, or who willfully procures such statement, knowing that it is false or misleading, shall forfeit the finance charge or interest, brokerage fees, points, or any other charges or fees in addition to any other penalty otherwise provided in this title.

(3) This section may not affect the rebuttable presumption that the loan was made for commercial purposes.

(c) If a written complaint for violation of this section is filed with the Consumer Protection Division of the Office of the Attorney General, the Office may investigate the complaint and hold a hearing in accordance with Title 13 of this article.
Md. Code, Environment § 12-401 — MD Code / Article gen / Title 12 / Subtitle 4 / Section 12-401
§12–401.
Status: in_force

(a) The Secretary shall classify all waterworks, wastewater works, and industrial wastewater works in this State.

(b) In determining the classification of a waterworks, wastewater works, or industrial wastewater works, the Secretary shall consider:

(1) The size or capacity of the facility;

(2) The type of treatment used;

(3) The character of the water or wastes treated; and

(4) Any other physical conditions that affect the facility.
Md. Code, Health Occupations § 12-6B-12 — MD Code / Article gho / Title 12 / Subtitle 6B / Section 12-6B-12
§12–6B–12.
Status: in_force

Except as otherwise provided in this title, an individual may not work, attempt to work, or offer to work as a registered pharmacy technician in this State unless registered with the Board.
Md. Code, Commercial Law § 12-409.1 — MD Code / Article gcl / Title 12 / Subtitle 4 / Section 12-409.1
§12–409.
Status: in_force

§12–409.1.

(a) (1) In this section the following words have the meanings indicated.

(2) “Covered loan” means a mortgage loan made under this subtitle that meets the criteria for a loan subject to the federal Home Ownership Equity Protection Act set forth in 15 U.S.C. § 1602(bb), as modified from time to time by Regulation Z, 12 C.F.R. Part 1026, except that the comparison percentages for the mortgage loan shall be one percentage point less than those specified in 15 U.S.C. § 1602(bb), as modified from time to time by Regulation Z, 12 C.F.R. Part 1026.

(3) “Fully indexed rate” means the index rate, as defined in the secondary mortgage loan documents, prevailing at the time the secondary mortgage loan is approved by the lender, plus the margin that will apply after the expiration of an introductory interest rate.

(4) “Home buyer education or housing counseling” means instruction on preparing for home ownership, shopping for a home, obtaining a mortgage, loan closing, and life as a homeowner.

(b) A lender may not make a secondary mortgage loan without giving due regard to the borrower’s ability to repay the secondary mortgage loan in accordance with its terms, including the fully indexed rate of the secondary mortgage loan, if applicable, and property taxes and homeowner’s insurance whether or not an escrow account is established for the collection and payment of these expenses.

(c) (1) Due regard to a borrower’s ability to repay a secondary mortgage loan must include:

(i) Consideration of the borrower’s debt to income ratio, including existing debts and other obligations; and

(ii) Verification of the borrower’s gross monthly income and assets by review of third–party written documentation reasonably believed by the lender to be accurate and complete.

(2) Acceptable third–party written documentation includes:

(i) The borrower’s Internal Revenue Service form W–2;

(ii) A copy of the borrower’s income tax return;

(iii) Payroll receipts;

(iv) The records of a financial institution; or

(v) Other third–party documents that provide reasonably reliable evidence of the borrower’s income or assets.

(3) This subsection does not apply to a secondary mortgage loan:

(i) Approved for government guaranty by the Federal Housing Administration, the Veterans Administration, the United States Department of Agriculture, the Maryland Department of Housing and Community Development, or the Community Development Administration; or

(ii) That refinances an existing mortgage loan if the refinance mortgage loan is:

1. Offered under the federal Homeowner Affordability and Stability Plan; and

2. Made available by the Federal Home Loan Mortgage Corporation or the Federal National Mortgage Association.

(d) (1) In this subsection, “loan application” has the meaning stated in § 12–125 of this title.

(2) At the time a borrower completes a loan application for a covered loan, the lender shall provide the borrower with:

(i) A written recommendation that the borrower seek home buyer education or housing counseling; and

(ii) A list of agencies and organizations approved by the county in which the residential real property securing the covered loan is located to provide home buyer education or housing counseling.
Md. Code, Criminal Law § 12-207 — MD Code / Article gcr / Title 12 / Subtitle 2 / Section 12-207
§12–207.
Status: in_force

(a) A person may not:

(1) insure or receive consideration for insuring for or against the drawing of a lottery ticket or part of a lottery ticket;

(2) receive money, property, or evidence of debt in consideration of an agreement to repay or deliver the money, property, or evidence of debt, if a lottery ticket or a part of a lottery ticket is drawn or not drawn on a particular day or in a particular order;

(3) if contingent on the results of a lottery, and whether or not consideration is paid, promise or agree to:

(i) pay or deliver money, property, or evidence of debt; or

(ii) refuse to do anything for the benefit of another; or

(4) publish a notice of an intent to perform or notice of a proposal to perform items (1) through (3) of this subsection.

(b) A person who violates this section is guilty of a misdemeanor and on conviction is subject to imprisonment of not less than 3 months and not exceeding 6 months or a fine of not less than $100 and not exceeding $1,000 or both.
Md. Code, Health Occupations § 12-102.2 — MD Code / Article gho / Title 12 / Subtitle 1 / Section 12-102.2
§12–102.
Status: in_force

§12–102.2.

(a) This section does not apply to a licensed dentist who obtains a permit from the State Board of Dental Examiners under § 12–102(h) of this subtitle.

(b) The Board of Dental Examiners, the Board of Physicians, and the Board of Podiatric Medical Examiners shall charge a fee to a dentist, physician, or podiatrist who holds a dispensing permit in an amount that will produce funds to approximate but not exceed the documented costs to the Office of Controlled Substances Administration for inspections of dispensing permit holders.

(c) Revenues collected by the Board of Dental Examiners, the Board of Physicians, and the Board of Podiatric Medical Examiners under this section shall be paid into the General Fund of the State.
Md. Code, Commercial Law § 12-904 — MD Code / Article gcl / Title 12 / Subtitle 9 / Section 12-904
§12–904.
Status: in_force

(a) If the agreement governing the revolving credit plan so provides, the periodic percentage rate of interest or finance charges under the plan may vary in accordance with an index or formula that:

(1) Is made readily available to and verifiable by the borrower;

(2) Is beyond the control of the credit grantor; and

(3) May be within the control of the borrower.

(b) The periodic percentage rate, as varied, may be made applicable to all outstanding unpaid indebtedness on or after the effective date of the variation, including any indebtedness arising out of purchases made or loans obtained prior to the variation.

(c) The periodic percentage rate, as varied, may not exceed the maximum rate permitted pursuant to § 12–903(a)(1) of this subtitle.

(d) If a formula used under subsection (a)(3) of this section measures credit risk, the periodic percentage rate of interest or finance charges:

(1) Shall be lower for any consumer borrower measured as more creditworthy under the formula; and

(2) If the formula considers delinquency or arrearages, may not be raised unless a consumer borrower is at least 2 months in arrears in payment.
Md. Code, Economic Development § 12-710 — MD Code / Article gec / Title 12 / Subtitle 7 / Section 12-710
§12–710.
Status: in_force

§12–710. IN EFFECT

// EFFECTIVE UNTIL SEPTEMBER 30, 2029 PER CHAPTERS 215 AND 216 OF 2025 //

The Authority may:

(1) adopt bylaws for the conduct of its business;

(2) adopt a seal;

(3) sue or be sued;

(4) maintain an office at a place it designates in Baltimore City;

(5) make or accept and manage loans, grants, or assistance of any kind from the federal or State government, a local government, a college or university, a charitable institution, a nonprofit organization, a for–profit organization, or a private source;

(6) make grants to individuals;

(7) acquire properties in Baltimore City, directly or indirectly, from a person or political subdivision, to improve, manage, market, maintain, or lease, from a person or political subdivision for residential, commercial, or industrial development or redevelopment, including comprehensive renovation or rehabilitation of the land or property on terms the Authority considers reasonable to operate a project in Baltimore City, by:

(i) purchase;

(ii) gift;

(iii) interest;

(iv) condemnation;

(v) eminent domain, except for owner–occupied residential properties;

(vi) tax sale;

(vii) foreclosure;

(viii) receivership;

(ix) in rem foreclosure proceedings;

(x) easement, or any other interest in land;

(xi) lease; and

(xii) rent;

(8) acquire, purchase, hold, lease as lessee, and use:

(i) a franchise, patent, or license;

(ii) any real, personal, mixed, tangible, or intangible property; or

(iii) an interest in the property listed in this item;

(9) finance all or part of the acquisition or improvement of a project;

(10) sell, lease as lessor, transfer, license, assign, or dispose of property or a property interest that the Authority acquires;

(11) fix and collect rates, rentals, fees, royalties, and charges for services and resources the Authority provides or makes available;

(12) enter into contracts with any federal, State, or local government agency, a governmental unit, a college or university, charitable institutions, or a private entity or party;

(13) exercise power usually possessed by a private corporation in performing similar functions unless to do so would conflict with State law;

(14) with the owner’s permission, enter lands or premises to make a survey, a sounding, a boring, or an examination to accomplish the purpose authorized by this subtitle;

(15) create, own, control, or be a member of a corporation, limited liability company, partnership, or any other entity;

(16) create a special district benefit for the commercial businesses in the target area;

(17) open a bank account with a national or local federally insured financial institution;

(18) set salaries in accordance with the jurisdiction market rate and outside the State Personnel and Pension System;

(19) create a forum for stakeholders to come together on creating a 20–year comprehensive plan around economic, housing, transportation, neighborhood, and green space development within the target zone;

(20) serve as a clearinghouse and resource center for promoting coordination and communication on development opportunities for the West North Avenue Corridor;

(21) ensure money is being spent effectively and efficiently on development and that development is happening in the appropriate way for the West North Avenue Corridor;

(22) provide advisory services to State and Baltimore City agencies on planning and development for the target area;

(23) initiate, fund, and monitor for efficiency and effectiveness economic, housing, transportation, neighborhood, and green space development within the target area;

(24) make rules and regulations for the operation and use of land, property, and undertakings under the Authority’s jurisdiction; and

(25) do all things necessary or convenient to carry out the powers expressly granted by this subtitle.
Md. Code, Business Occupations and Professions § 12-603 — MD Code / Article gbo / Title 12 / Subtitle 6 / Section 12-603
§12–603.
Status: in_force

Except as otherwise provided in this title, regardless of whether a person is engaged in the business of providing plumbing services, the person may not knowingly employ an individual to provide or assist in providing plumbing services in the State unless the individual is licensed by the Board.
Md. Code, Local Government § 12-618 — MD Code / Article glg / Title 12 / Subtitle 6 / Section 12-618
§12–618.
Status: in_force

(a) The County Commissioners of St. Mary’s County may regulate bridges in the county that are not in a municipality and that have not been designated or maintained as a part of the State or federal highway system relating to:

(1) vehicle weight;

(2) vehicle parking;

(3) vehicle abandonment;

(4) building or maintenance by a private or public utility relating to the performance of the utility’s purpose;

(5) the building or maintenance of driveway connections where connections are provided; and

(6) vehicle speed.

(b) If required by an ordinance enacted under subsection (a) of this section, the County Commissioners of St. Mary’s County shall provide appropriate traffic control devices.

(c) For a new bridge, the County Commissioners of St. Mary’s County may regulate relating to:

(1) engineering;

(2) construction; and

(3) acceptance of the bridge into the county road system.
Md. Code, Commercial Law § 12-312 — MD Code / Article gcl / Title 12 / Subtitle 3 / Section 12-312
§12–312.
Status: in_force

(a) (1) In this section the following words have the meanings indicated.

(2) “Covered loan” means a mortgage loan made under this subtitle that meets the criteria for a loan subject to the federal Home Ownership Equity Protection Act set forth in 15 U.S.C. § 1602(bb), as modified from time to time by Regulation Z, 12 C.F.R. Part 1026, except that the comparison percentages for the mortgage loan shall be one percentage point less than those specified in 15 U.S.C. § 1602(bb), as modified from time to time by Regulation Z, 12 C.F.R. Part 1026.

(3) “Credit health insurance” has the meaning stated in § 13–101 of the Insurance Article.

(4) “Credit involuntary unemployment benefit insurance” has the meaning stated in § 13–101 of the Insurance Article.

(5) (i) “Credit life insurance” means insurance on the life of a borrower that provides indemnity for repayment of a specific loan or credit transaction on the death of the borrower.

(ii) “Credit life insurance” does not include life insurance payable to a beneficiary designated by the borrower other than the obligee of a specific loan or credit transaction.

(6) “Mortgage loan” has the meaning stated in § 11–501 of the Financial Institutions Article.

(7) “Premium” has the meaning stated in § 1–101 of the Insurance Article.

(8) “Single premium coverage” means insurance for which the total premium is payable in one lump sum at or before the time coverage commences.

(b) Subject to the provisions of this section, a lender may collect from the borrower, at the option of the borrower, the premiums paid for:

(1) Insurance covering any real or personal property pledged as security for the loan;

(2) Credit health insurance covering any one or more borrowers, if the insurance does not provide for benefits exceeding the actual period of disability;

(3) Credit life insurance:

(i) Covering any one borrower for any loan under $700 in value or amount; or

(ii) Covering any one or more borrowers for any loan of $700 or more in value or amount; and

(4) Credit involuntary unemployment benefit insurance covering any one borrower, if the insurance:

(i) Does not provide for benefits exceeding the actual period of unemployment; and

(ii) Is not contingent upon the purchase of any other type of insurance permitted under this subtitle.

(c) (1) A lender may not require that the insurance be purchased through a particular insurance producer or insurance company.

(2) The lender may:

(i) Assist an applicant or act with the applicant in forwarding an application to an insurance producer; and

(ii) Receive and transmit premiums or other identifiable charges for the insurance.

(3) Subject to subsection (e) of this section, at the option of the borrower, a lender may be coinsured or protected to the extent of his interest by a mortgagee clause.

(d) (1) (i) Subject to subsection (e) of this section, the amount of property insurance may not exceed either the reasonable value of the property insured or the originally scheduled total of payments under the loan contract.

(ii) The terms and conditions of the property insurance policy shall be filed with and approved by the Insurance Commissioner.

(iii) Property insurance may be provided by the lender if the borrower, at the time the loan is made, fails to furnish a loss payable endorsement for the protection of the lender in an amount sufficient to cover the amount of the loan or the value of the property securing the loan, whichever is less.

(iv) If, however, within 30 days of the inception date of the loan, the borrower does provide a loss payable endorsement for the protection of the lender, and no claim has been filed under the coverage purchased, the lender shall cancel the property insurance on the loan and shall refund the entire original property insurance premium to the borrower.

(v) A lender providing property insurance under this section shall give the borrower, at the time the loan is made, a written notice of the borrower’s right to provide a loss payable endorsement for the protection of the lender and the borrower’s right to a refund of the entire property insurance premium.

(2) Credit health insurance shall provide for:

(i) Benefits not exceeding the then scheduled unpaid total of payments of the loan;

(ii) A waiting period of at least 14 days; and

(iii) Periodic benefits, the amount of each of which may not exceed the originally scheduled total of payments under the loan contract, divided by the number of installments.

(3) The amount of credit life insurance in force may not exceed the unpaid principal but shall include all accrued interest under the loan contract.

(4) Credit involuntary unemployment benefit insurance shall provide that, in the event of involuntary loss of employment, the aggregate amount of periodic benefits payable in the event of involuntary loss of employment, as defined in the policy, may not exceed the then scheduled unpaid total of payments of the loan.

(5) (i) Except as provided in this paragraph, a person making a covered loan may not finance as a part of the covered loan transaction single premium coverage for:

1. Credit health insurance;

2. Credit involuntary unemployment benefit insurance; or

3. Credit life insurance.

(ii) Nothing in this paragraph shall prohibit the financing of any insurance coverage in connection with a mobile home or its premises, as those terms are defined in § 8A-101 of the Real Property Article.

(e) (1) In this subsection, “property insurance coverage” means property insurance against losses caused by perils that commonly are covered in insurance policies described with terms similar to “standard fire” or “standard fire with extended coverage”.

(2) (i) A lender may not require a borrower, as a condition to receiving or maintaining a loan secured by a first mortgage or first deed of trust, to provide or purchase property insurance coverage against risks to any improvements on any real property in an amount exceeding the replacement value of improvements on the real property.

(ii) In determining the replacement value of the improvements on any real property, the lender may:

1. Accept the value placed on the improvements by the insurer; or

2. Use the value placed on the improvements that is determined by the lender’s appraisal of the real property.

(3) A violation of this subsection or of subsection (c)(1) of this section shall entitle the borrower to seek:

(i) An injunction to prohibit the lender who has engaged or is engaging in the violation from continuing or engaging in the violation;

(ii) Reasonable attorney’s fees; and

(iii) Damages directly resulting from the violation.

(4) A violation of this subsection or of subsection (c)(1) of this section does not affect the validity of the first mortgage or first deed of trust securing the loan.

(f) Under this subtitle, insurance may be obtained only:

(1) From an insurance company qualified to do business in the State; and

(2) At rates not exceeding those approved by the Insurance Administration.

(g) Within 25 days after a lender has charged for any insurance in connection with a loan, he shall deliver a copy of the appropriate policy or certificate to the borrower.
Md. Code, Commercial Law § 12-307 — MD Code / Article gcl / Title 12 / Subtitle 3 / Section 12-307
§12–307.
Status: in_force

(a) At the time a loan is made, a lender may collect from the borrower:

(1) As to any item of the total property that secures a loan:

(i) The fees paid to a public official or governmental agency for recording or satisfying a mortgage, encumbrance, or lien on any property securing the loan; or

(ii) An equal or lesser amount for nonfiling insurance premium on any property, or portion of the property, that is not recorded if:

1. The Insurance Commissioner approves the rates; and

2. A commission is not paid on the policy; and

(2) The title insurance premiums or reasonable attorney’s fees paid for searching and insuring the title to any real property securing the loan.

(b) A lender may collect from the borrower a fee not exceeding $15 if payment is made with a check that is dishonored on the second presentment.
Md. Code, Financial Institutions § 12-411 — MD Code / Article gfi / Title 12 / Subtitle 4 / Section 12-411
§12–411.
Status: in_force

(a) Subject to any regulations the Commissioner adopts in connection with the transition to NMLS, an initial license term shall:

(1) Begin on the day the license is issued; and

(2) Expire on December 31 of the year:

(i) The license is issued, if the license is issued before November 1; or

(ii) Succeeding the year that the license is issued, if the license is issued on or after November 1.

(b) On or after November 1 of each year, a license may be renewed for a 1–year term, if the licensee:

(1) Otherwise is entitled to be licensed;

(2) Files evidence of a surety device required under § 12–412 of this subtitle;

(3) Pays to the Commissioner a nonrefundable renewal fee of $2,000; and

(4) Submits to the Commissioner:

(i) A renewal application in the form and in accordance with the process that the Commissioner requires;

(ii) A financial statement that complies with the requirements of § 12–407(b)(4) of this subtitle; and

(iii) Any other information that the Commissioner reasonably requires to determine that the renewal applicant continues to be eligible to be licensed.

(c) In addition to the license renewal fee required under subsection (b)(3) of this section, an applicant for a license renewal shall pay to NMLS the fee that NMLS imposes in connection with the renewal application.
Md. Code, Transportation § 12-202 — MD Code / Article gtr / Title 12 / Subtitle 2 / Section 12-202
§12–202.
Status: in_force

(a) Except as otherwise provided in § 16-205.1(f) of this article, if the Maryland Vehicle Law or a rule or regulation of the Administration provides that a license or privilege may be suspended or revoked only after a hearing, the Administration shall give the licensee:

(1) Written notice of the hearing and any charge made; and

(2) An opportunity to be heard in person.

(b) The notice required by this section shall:

(1) Contain the information required by § 12-204 of this subtitle;

(2) Be given at least 10 days before the date of the hearing; and

(3) Be sent to the licensee as provided in § 12-114 of this title.
Md. Code, Business Occupations and Professions § 12-101 — MD Code / Article gbo / Title 12 / Subtitle 1 / Section 12-101
§12–101.
Status: in_force

(a) In this title the following words have the meanings indicated.

(b) “Apprentice natural gas fitter” means, unless the context requires otherwise, an individual who is licensed by the Board to assist a master natural gas fitter in providing natural gas services while:

(1) under the direction and control of the master natural gas fitter; and

(2) in training to become a journeyman natural gas fitter.

(c) “Apprentice plumber” means, unless the context requires otherwise, an individual who is licensed by the Board to assist a master plumber or a holder of a limited master plumber license in providing plumbing services while:

(1) under the direction and control of the master plumber or holder of the limited master plumber license; and

(2) in training to become a journey plumber.

(d) “Board” means the State Board of Plumbing.

(e) “Certified propane gas fitter” means an individual who has been certified by the Board to provide propane gas services.

(f) “Gas” means natural gas, propane gas, or any other gas used for any purpose, including residential, medical, commercial, or industrial purposes.

(g) “Journey plumber” means, unless the context requires otherwise, an individual who is licensed by the Board to provide plumbing services while under the direction and control of a master plumber or holder of a limited master plumber license.

(h) “Journeyman natural gas fitter” means, unless the context requires otherwise, an individual who is licensed by the Board to provide natural gas services while under the direction and control of a master natural gas fitter.

(h–1) “Lead–free” means:

(1) containing not more than 0.2% lead for solder and flux;

(2) except as provided in item (3) of this subsection, containing not more than:

(i) 4% lead by dry weight for individual plumbing fittings and fixtures; or

(ii) 8% lead by dry weight for individual pipes and pipe fittings;

(3) containing a percentage of lead for plumbing fittings and fixtures that is in compliance with standards established under 42 U.S.C.A. § 300g–6(e) of the federal Safe Drinking Water Act; and

(4) containing not more than a weighted average lead content of 0.25% for the wetted surfaces of a pipe, pipe fitting, plumbing fitting, or fixture intended to dispense water for human consumption through drinking or cooking.

(i) (1) “License” means, unless the context requires otherwise, a license issued by the Board to:

(i) provide plumbing services;

(ii) assist in providing plumbing services;

(iii) provide propane gas services; or

(iv) provide natural gas services.

(2) “License” includes, unless the context requires otherwise, each of the following licenses:

(i) a master plumber license;

(ii) a journey plumber license;

(iii) an apprentice plumber license;

(iv) a limited license;

(v) a propane gas fitter certificate;

(vi) a master natural gas fitters license;

(vii) a journeyman natural gas fitters license; and

(viii) an apprentice natural gas fitters license.

(j) (1) “Limited license” means a license issued by the Board as limited by § 12–310 of this title to:

(i) provide plumbing services as a master plumber; or

(ii) provide plumbing services as a journey plumber.

(2) “Limited license” includes:

(i) a limited master plumber license; and

(ii) a limited journey plumber license.

(k) “Master natural gas fitter” means, unless the context requires otherwise, an individual who is licensed by the Board to provide natural gas services.

(l) (1) “Master plumber” means, unless the context requires otherwise, an individual who is licensed by the Board to provide plumbing services and natural gas services.

(2) “Master plumber” includes a master plumber gas fitter.

(m) (1) “Provide natural gas services” means the installation, maintenance, extension, alteration, and removal of piping, gas–fired equipment, appliances, or appurtenances in connection with a natural gas supply system downstream of the gas utility point of delivery.

(2) “Provide natural gas services” does not include the installation, maintenance, extension, alteration, or removal of any of the following with respect to the plumbing water supply and drainage system:

(i) fixtures that require additional energy sources, including clothes washers, dishwashers, food grinders, humidifiers, ice pumps, sterilizers, water coolers, and water heaters; and

(ii) operational devices, including aerators, backflow preventers, expansion tanks, filters, flow controls, heat exchangers, interceptors, meters, separators, and relief valves.

(n) (1) “Provide plumbing services” means to install, maintain, extend, alter, or remove piping, a plumbing fixture, a plumbing appliance, a plumbing appurtenance, or other plumbing apparatus:

(i) within or adjacent to a building, structure, or property; and

(ii) in connection with:

1. a public or private disposal system, sanitary drainage facility, or storm drainage facility;

2. a venting system; or

3. a public or private water supply system.

(2) “Provide plumbing services” includes installing, repairing, servicing, and replacing gas piping, gas utilization equipment, and associated accessories.

(3) Except for the first connection to a potable water supply that is downstream of a backflow preventer and the final connection that discharges indirectly into a public or private disposal system, sanitary drainage facility, or storm drainage facility, “providing plumbing services” does not include using piping, equipment, or material only for:

(i) environmental control;

(ii) the incorporation of a liquid or gas into a product or into a process, including product development, in the manufacture or storage of a product;

(iii) the installation, alteration, repair, or removal of an automatic sprinkler system, related apparatus, or standpipe that is used only for fire protection; or

(iv) an overhead or underground fire line beginning from where water is used only for fire protection.

(o) “Provide propane gas services” means to install, repair, service, and replace propane gas piping, propane gas utilization equipment, and associated accessories.

(p) “State Plumbing Code” means the regulations adopted by the Secretary, as amended by the Board, to provide standards that:

(1) are based on principles of environmental sanitation and safety; and

(2) provide for properly designed, acceptably installed, and adequately maintained plumbing systems.

(q) “Weighted average lead content” means a calculation determined by:

(1) identifying each component of a pipe, pipe fitting, plumbing fitting, or fixture that water flows through and comes into contact with during normal operation;

(2) identifying the percentage of lead content of each component of the pipe, pipe fitting, plumbing fitting, or fixture;

(3) determining the wetted surface area of each component of the pipe, pipe fitting, plumbing fitting, or fixture;

(4) determining the percent of total wetted surface area of the pipe, pipe fitting, plumbing fitting, or fixture, represented in each component;

(5) calculating the contributing percent lead for each component that comes into contact with water by multiplying the percentage of lead content of the component by the percent of total wetted surface area represented by the component; and

(6) calculating the sum of each contributing percent lead value determined for each component under item (5) of this subsection.
Md. Code, State Finance and Procurement § 12-505 — MD Code / Article gsf / Title 12 / Subtitle 5 / Section 12-505
§12–505.
Status: in_force

(a) In conjunction with the submission of a bid or offer on a procurement contract to a unit of State or local government to provide MARC service, an entity shall submit to the unit:

(1) a statement that the entity had direct involvement in the deportation of victims; and

(2) an estimated date for completing the process of assembling the records and providing information to the State Archivist in accordance with §§ 12–506 and 12–507 of this subtitle.

(b) The entity shall notify the unit of any change in the estimated date that was submitted to the unit in accordance with subsection (a) of this section.
Md. Code, Financial Institutions § 12-919 — MD Code / Article gfi / Title 12 / Subtitle 9 / Section 12-919
§12–919.
Status: in_force

(a) A licensee shall provide to each consumer with whom the licensee has a debt management services agreement a written accounting of:

(1) The amount of funds received from the consumer for payment to the consumer’s creditors since the last report; and

(2) The amounts and dates of disbursements made to each creditor of the consumer since the last report.

(b) A licensee shall provide the accounting required under subsection (a) of this section:

(1) At least once during each calendar quarter; and

(2) On cancellation or termination of the debt management services agreement.
Md. Code, Local Government § 12-406 — MD Code / Article glg / Title 12 / Subtitle 4 / Section 12-406
§12–406.
Status: reserved

(a) (1) The County Commissioners of Charles County may:

(i) purchase or lease personal property under a multiyear contract that requires the county commissioners to make installment or rental payments during 2 or more fiscal years;

(ii) pay interest as part of any installment or rental payments in accordance with the terms of the contract; and

(iii) pledge and assign the personal property purchased or leased to secure the obligation.

(2) (i) The county commissioners may enter into a contract described under paragraph (1) of this subsection only if:

1. the county commissioners have appropriated money sufficient to pay the amount due under the contract during the first fiscal year in which the contract is effective;

2. subject to subparagraph (ii) of this paragraph, the contract authorizes the county commissioners to terminate the contract if money sufficient to pay the amount due under the contract for any fiscal year is not appropriated;

3. the contract provides that, except if the county commissioners default in payment under the contract, an obligation for payment under the contract is limited to money appropriated for contract payment for that fiscal year; and

4. the contract provides that, if the county commissioners default in payment under the contract, the obligation for payment is limited to:

A. money appropriated for contract payments for that fiscal year;

B. any money realized from the personal property purchased or leased under the contract; and

C. any other money legally available for contract payment.

(ii) The contract may provide that a contract termination is ineffective if the county commissioners purchase or lease personal property similar or functionally related to the property purchased or leased under the contract within a specified period of time.

(b) (1) (i) The County Commissioners of Charles County may:

1. transfer without public sale an interest in surplus county property to another government unit in the county under terms and conditions and for consideration, if any, as determined by the county commissioners; and

2. execute and acknowledge any instruments necessary to transfer the property.

(ii) The county commissioners shall obtain three independent appraisals before selling surplus school board real property under this paragraph.

(2) Notwithstanding any other provision in this section, the county commissioners may transfer by public or private sale, any interest in surplus real property under terms determined by the county commissioners if the transfer of the property would contribute to economic development in the county.

(c) (1) To establish affordable housing for families of limited income as defined in § 4–901 of the Housing and Community Development Article or to address education, human services, housing, cultural, recreational, or community needs, the County Commissioners of Charles County may:

(i) by resolution, transfer surplus real property in the county to a private nonprofit corporation in the county or to the Housing Commission of Charles County, with or without consideration; or

(ii) sell or, if the State does not have a financial interest in the property, donate surplus school property that is transferred to the county by the school board, to a government unit or a private nonprofit corporation.

(2) Before transferring surplus property under this subsection, the county commissioners shall:

(i) hold a public hearing;

(ii) at the hearing, solicit and accept comments concerning the transfer; and

(iii) at the hearing, consider issues related to the transfer that include:

1. compatibility of the proposed use with the neighborhood;

2. financial issues, including the ability of the proposed transferee to construct, renovate, maintain, and operate a facility on the property;

3. the historical significance of the property; and

4. unique characteristics of any structure on the property.

(3) The notice of the public hearing shall:

(i) be published at least once each week for 2 successive weeks, with the last notice advertised at least 7 days before the date of the hearing in a newspaper of general circulation in the county; and

(ii) include an appraisal of the property obtained by the county commissioners.

(4) The county commissioners shall adopt regulations to implement this subsection.

(d) (1) The County Commissioners of Charles County may:

(i) acquire by purchase, lease, condemnation, gift, or devise real property, or any interest in property, to establish county roads;

(ii) return real property to the original owner of the property or the owner’s successor in interest when the property is no longer needed for road purposes;

(iii) sell at a public or private sale any property established as a county road when the property is no longer needed for road purposes; and

(iv) exchange real property established as a county road when the property is no longer needed for road purposes for other real property needed to establish county roads.

(2) The county commissioners shall advertise the sale or exchange of property under this section at least 20 days before the date of the sale or exchange.

(e) (1) If the County Commissioners of Charles County determine at a public sale of surplus county property that the highest bid is not reasonable, the county commissioners may reject all bids on the property.

(2) If the county commissioners reject all bids under this subsection, the county commissioners:

(i) shall record the highest bid in the minutes; and

(ii) may privately negotiate and sell the surplus property for a higher price if:

1. the settlement of the property sale is within 1 year from the day of the initial public sale; and

2. the county commissioners announce the privately negotiated agreement at the first meeting after reaching the agreement.

(3) The county commissioners shall adopt regulations to implement this subsection.
Md. Code, Public Safety § 12-901 — MD Code / Article gps / Title 12 / Subtitle 9 / Section 12-901
§12–901.
Status: in_force

(a) In this subtitle the following words have the meanings indicated.

(b) “Authorized inspection agency” means an entity that:

(1) is accredited in accordance with the National Board of Boiler and Pressure Vessel Inspectors NB–369; or

(2) meets the qualification and definition of the National Board of Boiler and Pressure Vessel Inspectors NB–360.

(c) “Board” means the Board of Boiler Rules.

(d) “Boiler” means:

(1) a closed vessel in which water is heated, steam is generated, steam is superheated, or a combination of these functions is accomplished, under pressure or vacuum for use externally to the vessel by the direct application of heat from the combustion of fuels or from electricity or nuclear energy; or

(2) a fired unit for heating or vaporizing liquids other than water if the unit is separate from a processing system and is complete within itself.

(e) “Certificate” means a certificate issued by the Chief Boiler Inspector to operate a boiler or pressure vessel.

(f) “Certificate inspection” means an inspection, the report of which is used by the Chief Boiler Inspector to determine whether to issue a certificate.

(g) “Commissioner” means the Commissioner of Labor and Industry.

(h) “Heating boiler” means:

(1) a steam boiler that operates at pressures not exceeding 15 psig; or

(2) a hot water boiler that operates at pressures not exceeding 160 psig or temperatures not exceeding 250 degrees Fahrenheit.

(i) “High pressure, high temperature water boiler” means a water boiler that operates at pressures exceeding 160 psig or temperatures exceeding 250 degrees Fahrenheit.

(j) “Model steam boiler” means a boiler that is:

(1) individually fabricated for noncommercial use;

(2) used primarily for demonstration, exhibition, or educational purposes; and

(3) not for profit.

(k) “Power boiler” means a boiler in which steam or other vapor is generated at a pressure of more than 15 psig.

(l) (1) “Pressure vessel” means a vessel in which the pressure is obtained:

(i) from an external source; or

(ii) by the application of heat from:

1. an indirect source; or

2. a direct source other than a boiler.

(2) “Pressure vessel” does not include a pipe, piping component, or structure whose primary function is to transport fluids.

(m) “Secretary” means the Secretary of Labor.
Md. Code, Public Safety § 12-614 — MD Code / Article gps / Title 12 / Subtitle 6 / Section 12-614
§12–614.
Status: in_force

Any person aggrieved by a final decision of the State Fire Marshal in a contested case, as defined in § 10–202 of the State Government Article, is entitled to appeal to the Office of Administrative Hearings and to judicial review, as provided in the Administrative Procedure Act.
Md. Code, Commercial Law § 12-1205 — MD Code / Article gcl / Title 12 / Subtitle 12 / Section 12-1205
§12–1205.
Status: in_force

(a) A reverse mortgage loan that is not insured under 12 U.S.C. § 1715z–20 is not subject to the provisions in 12 U.S.C. § 1715z–20, or in any regulations or guidance adopted under 12 U.S.C. § 1715z–20, that:

(1) Limit origination fees to $6,000 as adjusted under 12 U.S.C. § 1715z–20(r);

(2) Impose maximum claim amounts or other loan limit restrictions; or

(3) Require government insurance for the loan.

(b) A lender or an arranger of financing is not subject to the federal regulatory approval requirements of 24 C.F.R., Part 202 when making or arranging a reverse mortgage loan that is not insured under 12 U.S.C. § 1715z–20.
Md. Code, Health Occupations § 12-6C-03 — MD Code / Article gho / Title 12 / Subtitle 6C / Section 12-6C-03
§12–6C–03.
Status: in_force

(a) A wholesale distributor shall hold a permit issued by the Board before the wholesale distributor engages in wholesale distribution in the State.

(b) (1) A manufacturer engaged in wholesale distribution shall hold a wholesale distributor permit issued under this subtitle.

(2) Notwithstanding paragraph (1) of this subsection, the information and qualification requirements for obtaining a permit under this subtitle, beyond that required by federal law, do not apply to:

(i) A manufacturer that distributes its own prescription drugs that are approved by the U.S. Food and Drug Administration; or

(ii) A manufacturer that distributes its own prescription devices that are approved or authorized by the U.S. Food and Drug Administration.

(c) A manufacturer’s exclusive distributor and a third–party logistics provider shall hold a wholesale distributor permit issued under this subtitle.

(d) A wholesale distributor permit shall be displayed conspicuously in the place of business for which the permit is issued.

(e) A wholesale distributor permit is not transferable.

(f) Subject to any other restriction provided by law, a person may not purchase or obtain a prescription drug or prescription device unless the prescription drug or prescription device is purchased or obtained from a person who holds a wholesale distributor permit, a licensed pharmacist, or an authorized prescriber.
Md. Code, Insurance § 12-101 — MD Code / Article gin / Title 12 / Subtitle 1 / Section 12-101
§12–101.
Status: in_force

This title does not apply to reinsurance and wet marine and transportation insurance.
Md. Code, Business Occupations and Professions § 12-403 — MD Code / Article gbo / Title 12 / Subtitle 4 / Section 12-403
§12–403.
Status: in_force

(a) (1) Before a master plumber or holder of a limited master plumber license may provide plumbing services through a person who engages in the business of providing plumbing services under this subtitle, a holder of a propane gas fitter certificate may provide propane gas services through a person who engages in the business of providing propane gas services under this subtitle, or a master plumber or a holder of a master natural gas fitters license may provide natural gas services through a person who engages in the business of providing natural gas services under this subtitle, the master plumber, holder of a limited master plumber license, holder of a propane gas fitter certificate, or holder of a master natural gas fitters license shall submit to the Board a notice stating the intent of the master plumber, holder of a limited master plumber license, holder of a propane gas fitter certificate, or holder of a master natural gas fitters license to do so.

(2) The notice shall include:

(i) the name of the master plumber, holder of a limited master plumber license, holder of a propane gas fitter certificate, or holder of a master natural gas fitters license submitting the notice;

(ii) a statement that the named individual has been designated as the master plumber, holder of a limited master plumber license, holder of a propane gas fitter certificate, or holder of a master natural gas fitters license of the person;

(iii) the address of the principal place of business of the person;

(iv) any trade or fictitious name that the person intends to use while conducting the business of the person;

(v) the name of the person who carries insurance as required under § 12-501 of this title; and

(vi) any other information that the Board requires by regulation.

(b) The Board may set by regulation procedures for keeping current information about any person through whom plumbing services are provided.
Md. Code, Commercial Law § 12-805 — MD Code / Article gcl / Title 12 / Subtitle 8 / Section 12-805
§12–805.
Status: in_force

(a) A mortgage broker may not receive any fee in the form of a note, mortgage, or other evidence of indebtedness.

(b) Payment of the finder’s fee to the mortgage broker out of the proceeds of the loan is not considered as interest to the lender if the finder’s fee is not in excess of that permitted by this subtitle.

(c) If the finder’s fee is paid from the proceeds of the loan, the lender shall comply with the disclosure provisions of § 12–106 of this title or the federal Truth in Lending Act and in addition shall advise the borrower, in writing, of the borrower’s right to a refund of the finder’s fee upon the exercise of any right of rescission of the loan.

(d) (1) A finder’s fee may not be charged unless it is pursuant to a written agreement between the mortgage broker and the borrower which is separate and distinct from any other document.

(2) The terms of the proposed agreement shall:

(i) Be disclosed to the borrower before the mortgage broker undertakes to assist the borrower in obtaining a loan or advance of money;

(ii) Specify the amount of the finder’s fee; and

(iii) Contain a representation by the mortgage broker that the mortgage broker is acting as a mortgage broker and not as a lender in the transaction.

(3) A copy of the agreement, dated and signed by the mortgage broker and the borrower, shall be provided to the borrower within 10 business days after the date the loan application is completed.
Md. Code, Commercial Law § 12-307.1 — MD Code / Article gcl / Title 12 / Subtitle 3 / Section 12-307.1
§12–307.
Status: in_force

§12–307.1.

(a) On any loan with an original principal balance of more than $2,000, if a borrower defaults under the terms of a loan and the lender refers the borrower’s account for collection to an attorney who is not a salaried employee of the lender, and if the note, contract, or other evidence of the loan permits, the lender may charge and collect from the borrower court costs and attorney’s fees not exceeding 15 percent of the amount due and payable under the terms of the loan.

(b) On any loan with an original principal balance of $2,000 or less, if a borrower defaults under the terms of a loan and the lender refers the borrower’s account for collection to an attorney who is not a salaried employee of the lender, and if the note, contract, or other evidence of the loan permits, the lender may recover from the borrower court costs and attorney’s fees not exceeding 15 percent of the amount due and payable under the terms of the loan, to be set by the court in the event of the filing of suit.
Md. Code, Transportation § 12-106 — MD Code / Article gtr / Title 12 / Subtitle 1 / Section 12-106
§12–106.
Status: in_force

(a) The Administration shall examine and determine the genuineness, regularity, and legality of each application made to it under the Maryland Vehicle Law.

(b) The Administration shall reject an application:

(1) If it is not satisfied as to the genuineness, regularity, or legality of the application or the truth of any statement it contains; or

(2) For any other reason authorized by law.
Md. Code, Health Occupations § 12-6A-10 — MD Code / Article gho / Title 12 / Subtitle 6A / Section 12-6A-10
§12–6A–10.
Status: in_force

(a) Subject to subsection (b) of this section, the Board, together with the Board of Physicians and in consultation with the Board of Podiatric Medical Examiners and the Board of Nursing, shall jointly develop and adopt regulations to implement the provisions of this subtitle.

(b) The regulations adopted under subsection (a) of this section:

(1) Shall include provisions that:

(i) Define the criteria for prescriber–pharmacist agreements; and

(ii) Establish guidelines concerning the use of protocols, including communication, documentation, and other relevant factors; and

(2) May not require a health occupations board to approve a prescriber–pharmacist agreement or the protocols specified in a prescriber–pharmacist agreement.
Md. Code, State Government § 12-102 — MD Code / Article gsg / Title 12 / Subtitle 1 / Section 12-102
§12–102.
Status: in_force

This subtitle shall be construed broadly, to ensure that injured parties have a remedy.
Md. Code, Commercial Law § 12-503 — MD Code / Article gcl / Title 12 / Subtitle 5 / Section 12-503
§12–503.
Status: in_force

(a) A retail credit account may be established by a seller or financial institution only on the request of a buyer or with his consent.

(b) (1) A seller or financial institution may not discriminate solely on the basis of race, sex, sexual orientation, gender identity, religious beliefs, disability, marital status, geographic area of residence, neighborhood of residence, or age against a buyer who wishes to establish an account. Refusal to establish an account for a buyer who is under the age of 18 is not discrimination solely on the basis of age.

(2) An application, questionnaire, or other written document used to establish credit for an applicant may not contain any reference to the race, creed, color, or national origin of the applicant.

(3) An investigation made for the purpose of establishing credit for an applicant may not contain any information pertaining to the race, creed, color, or national origin of the applicant.

(c) For the purpose of considering the eligibility of a buyer for an extension of credit, a seller or financial institution shall consider alimony or child support awarded by a court and received by the buyer as income to the buyer.

(d) (1) If a seller or financial institution establishes an account for the use of a buyer, the seller or financial institution shall confirm the fact to the buyer in writing. The confirmation shall be in type no smaller than elite typewriter characters and shall contain:

(i) A clear and understandable statement of the amount or the rate of the finance charge;

(ii) A legend that the buyer may pay at any time the entire balance without incurring any additional charge for prepayment;

(iii) A statement which advises the buyer of his right under § 12-510 of this subtitle to an answer to a written inquiry concerning the status of his account; and

(iv) Unless set out in a copy of the application form delivered to the buyer, the legend required by subsection (e)(2) of this section.

(2) If no copy of the confirmation is retained by the seller or financial institution, a notation in the permanent records of the seller or financial institution which shows that the confirmation was mailed and the date of mailing is admissible as evidence of the mailing.

(e) (1) A retail credit account agreement shall be in writing and either:

(i) Signed by the buyer; or

(ii) The seller or financial institution shall have made a reasonable attempt to obtain the signature of the buyer to the agreement.

(2) A legend stating that finance charges will be made in amounts or at rates not in excess of those permitted by law shall be printed in type no smaller than elite typewriter characters in both:

(i) The application form used by the seller or financial institution; and

(ii) A copy of either the application form or the confirmation delivered or mailed to the buyer when the retail credit account is established.

(f) Before the first payment on an account is due, other than any down payment, and within 40 days after each purchase, the holder of a retail credit account shall inform the buyer in writing of:

(1) The cash sale price of the goods or services purchased;

(2) The amount of any down payment;

(3) A general description of the type of goods or services and the date of each purchase;

(4) If the account is a closed end account:

(i) The amount of the finance charge;

(ii) The time sale price;

(iii) The amount of each installment due, expressed in dollars; and

(iv) The time or period of the payment of each installment; and

(5) If the account is an open end account:

(i) The amount or the rate of the finance charge on the outstanding balance; and

(ii) The method of determining the outstanding balance pursuant to § 12-506(c) of this subtitle.

(g) Unless the buyer previously received written notice by coupon, book, or otherwise of the amount of the payment and the amount of the unpaid balance after the payment, the holder of a retail credit account shall inform the buyer in writing, within 40 days after each payment, of:

(1) The total amount remaining due to the seller; and

(2) The total amount paid by the buyer since the last written notice.

(h) The buyer under an open end retail credit account may request in writing, not more frequently than once each year, that the holder of the account inform the buyer of the total amount of finance charges assessed on the account during the preceding calendar year and the holder shall so advise the buyer in writing within 30 days of the request.

(i) The holder of a retail credit account shall disclose his address and telephone number on each billing statement for the use of the buyer for status and billing inquiries under §§ 12-510 and 12-511 of this subtitle.

(j) Except as otherwise provided in this section, the information required by this section may be stated in any sequence, order, or form and in one or more documents. Additional items may be included with the information to explain the computations made in determining the amount to be paid by the buyer.
Md. Code, Education § 12-118 — MD Code / Article ged / Title 12 / Subtitle 1 / Section 12-118
§12–118.
Status: reserved

(a) (1) In this section the following words have the meanings indicated.

(2) “Center” means the Maryland Center for Computing Education.

(3) “Fund” means the Computing Education and Professional Development Fund.

(4) “Plan” means the Maryland State Computer Science Education Implementation Plan.

(b) (1) There is a Maryland Center for Computing Education in the University System of Maryland.

(2) The purpose of the Center is to expand access to high–quality computer science education in grades prekindergarten through 12 by strengthening the skills of educators and increasing the number of computer science teachers in elementary and secondary education.

(3) In carrying out the powers and duties granted under this section, the Center shall work in consultation and collaboration with institutions of higher education in the State, including:

(i) Historically black colleges and universities;

(ii) Other public senior higher education institutions;

(iii) Independent institutions of higher education; and

(iv) Community colleges.

(c) (1) The Center shall develop a Maryland State Computer Science Education Implementation Plan.

(2) In developing the Plan, the Center shall place priority on reaching school districts with high poverty and large rural areas and student populations that are underrepresented in computer science fields.

(3) The Plan shall identify:

(i) Specific actions, resources, metrics, and benchmarks to create a long–term sustainable pipeline of computer science teachers; and

(ii) Activities to obtain and sustain public and private partnerships for funding, mentoring, and internships for teachers.

(4) On or before July 1, 2019, the Center shall finalize and publish the Plan on its website.

(d) (1) The Center shall provide professional development and programs to broaden and sustain the pool of teachers needed to achieve the requirements of § 4–111.4 of this article.

(2) In providing professional development to computer science teachers, the Center shall:

(i) Maintain a clearinghouse with computer science education curricula and resources to support professional development in computer science education;

(ii) Communicate and promote the Center’s activities to maintain transparency about upcoming opportunities and available resources; and

(iii) 1. Publish an annual report on the Center’s website on the Center’s progress in implementing the Plan described in subsection (c) of this section; and

2. Provide a copy of the annual report to the Governor, the University System of Maryland, the State Department of Education, and, in accordance with § 2–1257 of the State Government Article, the General Assembly.

(3) (i) The Center shall administer a grant program to support professional development in computer science education.

(ii) The grant program shall:

1. Be administered through an open and competitive process;

2. Prioritize applications from county boards of education and institutions of higher education; and

3. Prioritize applications that focus on serving:

A. Areas with high poverty;

B. Rural areas; or

C. Areas with large minority or diverse student populations including female students, students with disabilities, and students of ethnic, racial, or other demographic groups that are underrepresented in the field of computer science as identified by the U.S. Equal Employment Opportunity Commission.

(e) (1) There is a Computing Education and Professional Development Fund.

(2) The purpose of the Fund is to support the activities of the Center and provide grants under this section.

(3) The Center shall administer the Fund.

(4) (i) The Fund is a special, nonlapsing fund that is not subject to § 7–302 of the State Finance and Procurement Article.

(ii) Any unspent portions of the Fund may not be transferred or revert to the General Fund of the State, but shall remain in the Fund to be used for the purposes specified in this section.

(iii) The State Treasurer shall hold the Fund separately, and the Comptroller shall account for the Fund.

(5) The Fund consists of:

(i) Money appropriated in the State budget to the Fund;

(ii) Interest earnings of the Fund; and

(iii) Any other money from any other source, including donations, accepted for the benefit of the Fund.

(6) The Fund may be used only for:

(i) Any activity or program that furthers the purposes listed in subsection (b) of this section;

(ii) Grants made by the Center; and

(iii) Administrative expenses of the Center.

(7) (i) The State Treasurer shall invest the money of the Fund in the same manner as other State money may be invested.

(ii) Any interest earnings of the Fund shall be credited to the Fund.

(8) Expenditures from the Fund may be made only in accordance with the State budget.

(9) The Center shall, when economically beneficial, leverage State resources and systems to effectively and efficiently execute the requirements of this section.
Md. Code, Election Law § 12-301 — MD Code / Article gel / Title 12 / Subtitle 3 / Section 12-301
§12–301.
Status: in_force

(a) In this subtitle the following words have the meanings indicated.

(b) (1) “Contested election” means an election subject to:

(i) a recount under Subtitle 1 of this title; or

(ii) a judicial challenge under Subtitle 2 of this title.

(2) “Contested election” includes an election that may be subject to a recount under Subtitle 1 of this title, but for which a recount does not occur because neither candidate files a formal recount petition or initiates a judicial action.

(c) “Contested election committee” means an entity formed for the exclusive purpose of receiving donations and making disbursements relating to a contested election.
Md. Code, Health Occupations § 12-801 — MD Code / Article gho / Title 12 / Subtitle 8 / Section 12-801
§12–801.
Status: in_force

This title may be cited as the “Maryland Pharmacy Act”.
Md. Code, Housing and Community Development § 12-306 — MD Code / Article ghs / Title 12 / Subtitle 3 / Section 12-306
§12–306.
Status: in_force

(a) The powers of each authority are vested in the commissioners.

(b) A quorum is:

(1) three commissioners of a five-member authority;

(2) four commissioners of a seven-member authority; or

(3) five commissioners of a nine-member authority.

(c) An authority may take action on a vote of a majority of the commissioners present at a meeting at which there is a quorum, unless a larger number is required by law or the bylaws of the authority.
Md. Code, Local Government § 12-502 — MD Code / Article glg / Title 12 / Subtitle 5 / Section 12-502
§12–502.
Status: in_force

The provisions in this subtitle that relate to public roads apply to roads in unincorporated towns and villages.
Md. Code, Financial Institutions § 12-401 — MD Code / Article gfi / Title 12 / Subtitle 4 / Section 12-401
§12–401.
Status: reserved

(a) In this subtitle the following words have the meanings indicated.

(b) (1) “Accelerated mortgage payment service” means the service of receiving funds from a mortgagor for the purpose of making mortgage payments to a mortgagee on behalf of the mortgagor in order to exceed the regularly scheduled minimum payment obligation under the terms of the mortgage.

(2) “Accelerated mortgage payment service” does not include the collection by a mortgagee of accelerated payments from the mortgagee’s own mortgagors.

(c) “Authorized delegate” means a person who is authorized by a licensee to engage in the business of money transmission under a licensed name at any location other than a licensed location.

(d) (1) “Bill payer service” means the service of receiving funds from an obligor for the purpose of paying the obligor’s bills, invoices, mortgages, or accounts.

(2) “Bill payer service” does not include the service described in paragraph (1) of this subsection that is provided by a nonprofit organization that is exempt from taxation under § 501(c)(3) of the Internal Revenue Code.

(e) “Control” means:

(1) If the licensee is a corporation:

(i) The direct or indirect ownership of, or the right to control, 25% or more of the voting shares of the licensee; or

(ii) The ability to elect a majority of the directors or otherwise effect a change in policy of the licensee; and

(2) If the licensee is a person other than a corporation, the possession, directly or indirectly, of the power to direct or cause the direction of the management and policies of the licensee, whether through ownership, by contract, or otherwise.

(f) (1) “Control person” means a person who has the power, directly or indirectly, to direct the management or policies of a money transmitter, whether through ownership of securities, by contract, or otherwise.

(2) “Control person” includes a person who:

(i) Is a general partner, an officer, or a director of a money transmitter, or a person who occupies a similar position or performs a similar function;

(ii) Directly or indirectly has the right to vote 10% or more of a class of voting securities, or has the power to sell or direct the sale of 10% or more of a class of voting securities, of a money transmitter; or

(iii) In the case of a partnership, a limited partnership, a limited liability partnership, a limited liability company, or any other business entity:

1. Has the right to receive on liquidation or dissolution of a money transmitter 10% or more of the capital of a money transmitter; or

2. Has contributed 10% or more of the capital of a money transmitter.

(g) “Currency” has the meaning stated in 31 C.F.R. § 1010.100(m).

(h) “Deposit in lieu of a surety bond” means an investment in:

(1) Cash;

(2) Unless found by the Commissioner to be unacceptable, a certificate of deposit or other debt obligation, except a capital note, of a State–chartered or federally chartered financial institution, other–state bank, or foreign bank that:

(i) Is located in this State or maintains a branch in this State; and

(ii) Is authorized to maintain deposit or share accounts;

(3) Unless found by the Commissioner to be unacceptable:

(i) Obligations of or guaranteed by the United States, its departments, agencies, or instrumentalities, or obligations of any state, territory, or municipality or any political subdivision of any state, territory, or municipality;

(ii) Any investment securities, money market mutual funds, interest–bearing bills or notes, debentures, or stock traded on any national securities exchange or on a national over–the–counter market bearing a rating of one of the three highest grades as defined by a nationally recognized organization that rates such securities; and

(iii) Any demand borrowing agreement or agreements in an amount or aggregate amount which does not exceed 10% of the net worth of the company liable for payment under the agreement or agreements as shown on financial statements certified by a certified public accountant acceptable to the Commissioner, provided that the company is a corporation or a subsidiary of a corporation whose capital stock is listed on a national exchange and is not a licensee or authorized delegate of a licensee under this subtitle; or

(4) Any other investment that the Commissioner approves.

(i) “Executive officer” means a president, vice president, senior officer responsible for business operations, chief financial officer, or any other individual who performs similar functions.

(j) “License” means a license issued in any form by the Commissioner under this subtitle to engage in the business of money transmission, including as provided for through NMLS.

(k) (1) “Licensed location” means any location listed by the licensee in NMLS in accordance with this subtitle.

(2) “Licensed location” includes a self–service financial kiosk.

(3) “Licensed location” does not include an authorized delegate.

(l) “Licensed name” means:

(1) The licensee’s legal name; and

(2) Any trade name used by the licensee in accordance with § 2–121 of this article.

(m) “Licensee” means a person licensed under this subtitle to engage in the business of money transmission.

(n) “Material litigation” means litigation that according to generally accepted accounting principles:

(1) Is deemed significant to an applicant’s or licensee’s financial health; and

(2) Would be required to be referenced in the applicant’s or licensee’s annual audited financial statements, report to shareholders, or similar document.

(o) “Monetary value” means a medium of exchange whether or not redeemable in money.

(p) (1) “Money transmission” means engaging in the business of selling or issuing payment instruments or prepaid access or receiving currency, funds, or other value that substitutes for currency and transferring currency, funds, or other value that substitutes for currency to another person or a location within or outside the United States by any means, including electronically, through the Internet, through a mobile application, through a network of persons, or through an informal value transfer system.

(2) “Money transmission” includes any other activity that the Commissioner identifies as money transmission by regulation.

(q) (1) “Money transmitter” means a person that engages in money transmission that is required to be licensed under this subtitle, whether or not the person maintains a license.

(2) “Money transmitter” includes:

(i) A bill payer service; and

(ii) An accelerated mortgage payment service.

(r) “Outstanding money transmission” means:

(1) With respect to a payment instrument or prepaid access, a payment instrument or prepaid access, that has been sold or issued in the United States directly by a licensee or an authorized delegate of a licensee that has been reported as not yet paid by or for the licensee; and

(2) With respect to money received for transmission, currency, funds, or other value that substitutes for currency received by a licensee or an authorized delegate of a licensee that has been received but not yet paid to the beneficiary.

(s) (1) “Payment instrument” means any electronic or written check, draft, money order, traveler’s check, or other electronic or written instrument or order for the transmission or payment of money, sold or issued to one or more persons, whether or not the instrument is negotiable.

(2) “Payment instrument” does not include any credit card voucher, letter of credit, or tangible object redeemable by the issuer in goods or services.

(t) “Permissible investment” means:

(1) Cash;

(2) Unless found by the Commissioner to be unacceptable, a certificate of deposit or other debt obligation, except a capital note, of a State–chartered or federally chartered financial institution, other–state bank, or foreign bank that:

(i) Is located in this State or maintains a branch in this State; and

(ii) Is authorized to maintain deposit or share accounts;

(3) Unless found by the Commissioner to be unacceptable:

(i) Obligations of or guaranteed by the United States, its departments, agencies, or instrumentalities, or obligations of any state, territory, or municipality or any political subdivision of any state, territory, or municipality;

(ii) Any investment securities, money market mutual fund, interest–bearing bills or notes, debentures or stock traded on any national securities exchange or on a national over–the–counter market bearing a rating of one of the three highest grades as defined by a nationally recognized organization that rates such securities; and

(iii) Any demand borrowing agreement or agreements in an amount or aggregate amount which does not exceed 10% of the net worth of the company liable for payment under the agreement or agreements as shown on financial statements certified by a certified public accountant acceptable to the Commissioner, provided that the company is a corporation or a subsidiary of a corporation whose capital stock is listed on a national exchange and is not a licensee or authorized delegate of a licensee under this subtitle;

(4) Receivables that are due to a licensee from its authorized delegates under a contract described in § 12–413 of this subtitle that are not past due or doubtful of collection; or

(5) Any other investment that the Commissioner approves.

(u) (1) “Prepaid access” means access to funds or the value of funds that have been paid in advance and can be retrieved or transferred at some point in the future through an electronic device or vehicle including:

(i) A card;

(ii) A code;

(iii) An electronic serial number;

(iv) A mobile identification; or

(v) A personal identification.

(2) “Prepaid access” does not include access to funds or the value of funds that may be redeemed only in the issuer’s goods or services.

(v) “Self–service financial kiosk” means a stand–alone automated platform through which a consumer may obtain money transmission services.

(w) “Surety device” means:

(1) A surety bond; or

(2) A deposit in lieu of a surety bond.

(x) “Unique identifier” means a number or another identifier assigned by NMLS.
Md. Code, Financial Institutions § 12-416 — MD Code / Article gfi / Title 12 / Subtitle 4 / Section 12-416
§12–416.
Status: in_force

(a) A licensee shall submit to NMLS a call report once each quarter on the date, in the form, and containing the information that NMLS requires.

(b) (1) Within 15 days after the occurrence of any of the following events, a licensee shall file a written report with the Commissioner describing the event and its expected impact on the licensee’s activities in the State:

(i) The filing for bankruptcy or reorganization by the licensee;

(ii) The institution of revocation or suspension proceedings against the licensee by any state or governmental authority with regard to the licensee’s money transmission activities in any state;

(iii) Any felony indictment or conviction of the licensee or any of its officers or directors related to money transmission activities;

(iv) The commencement of any civil action by a buyer or holder of a payment instrument or person for whom or to whom money is transmitted against a licensee; and

(v) The filing of any material litigation against the licensee.

(2) The written report required under paragraph (1) of this subsection shall be submitted to the Commissioner through NMLS.

(c) A licensee shall submit to NMLS the Uniform Authorized Agent Reporting once each quarter on the date that NMLS requires.

(d) A licensee promptly shall file with the Commissioner any demand borrowing agreement or agreements into which the licensee may enter as a permissible investment or a deposit in lieu of a surety bond.
Md. Code, Commercial Law § 12-915 — MD Code / Article gcl / Title 12 / Subtitle 9 / Section 12-915
§12–915.
Status: in_force

(a) A credit grantor making a loan or extension of credit under this subtitle is subject to the licensing, investigatory, enforcement and penalty provisions of Title 11, Subtitle 3 of the Financial Institutions Article unless the credit grantor or the loan or extension of credit is exempt under Title 11, Subtitle 3 of the Financial Institutions Article.

(b) In addition to any license which may be required by subsection (a) of this section, a credit grantor making a loan or extension of credit under this subtitle secured by any lien on residential real property is subject to the licensing, investigatory, enforcement and penalty provisions of Title 11, Subtitle 5 of the Financial Institutions Article unless the credit grantor or the loan or extension of credit is exempt under Title 11, Subtitle 5 of the Financial Institutions Article.

(c) If a license is required by this section, it shall be issued by the Commissioner of Financial Regulation.

(d) (1) An extension of credit made under this subtitle prior to October 1, 1994 by a home improvement contractor may not be deemed unenforceable or violative of this section because the contractor was not licensed under Title 11, Subtitle 3 of the Financial Institutions Article.

(2) Paragraph (1) of this subsection does not apply to any person engaged in the business of making loans at the time the credit was extended.
Md. Code, Commercial Law § 12-1021 — MD Code / Article gcl / Title 12 / Subtitle 10 / Section 12-1021
§12–1021.
Status: in_force

(a) (1) A credit grantor may repossess tangible personal property securing a loan under an agreement, note, or other evidence of the loan if the consumer borrower is in default.

(2) The credit grantor may repossess tangible personal property from a consumer borrower only by:

(i) Legal process; or

(ii) Self-help, without use of force.

(b) Nothing in this section authorizes a violation of criminal law.

(c) (1) Except as provided in paragraph (2) of this subsection, at least 10 days before a credit grantor repossesses any tangible personal property, the credit grantor may serve a written notice on the consumer borrower of the intention of the credit grantor to repossess the tangible personal property.

(2) (i) Except as provided in subparagraph (ii) of this paragraph, at least 30 days before a credit grantor repossesses a mobile home that is primarily for personal, family, or household use, the credit grantor shall serve on the borrower a written notice of the credit grantor’s intention to repossess the mobile home.

(ii) The notice required under subparagraph (i) of this paragraph may be served by the credit grantor less than 30 days before repossession if:

1. The mobile home:

A. Is vacant and abandoned, based on a determination by the credit grantor that at least three of the circumstances listed in § 7–105.18(d) of the Real Property Article have been met; or

B. Has been voluntarily surrendered by the borrower to the credit grantor; and

2. The notice is accompanied by a certification from the credit grantor identifying the circumstances demonstrating that the mobile home is vacant and abandoned or that the mobile home has been surrendered.

(3) The notice shall:

(i) State the default and any period at the end of which the tangible personal property will be repossessed; and

(ii) Briefly state the rights of the consumer borrower in case the tangible personal property is repossessed.

(d) The notice may be delivered to the consumer borrower personally or sent to the consumer borrower’s last known address by registered or certified mail.

(e) Within 5 days after the credit grantor repossesses the tangible personal property the credit grantor shall deliver to the consumer borrower personally or send to him at his last known address by registered or certified mail, a written notice which briefly states:

(1) The right of the consumer borrower to redeem the tangible personal property, and the amount payable for it;

(2) The rights of the consumer borrower as to a resale, and his liability for a deficiency; and

(3) The exact location where the tangible personal property is stored and the address where any payment is to be made.

(f) For 15 days after the credit grantor gives the notice required by subsection (e) of this section, the credit grantor shall retain any repossessed property.

(g) During the period provided for in subsection (f) of this section, the consumer borrower may:

(1) Redeem and take possession of the property; and

(2) Resume the performance of the agreement.

(h) To redeem the property, the consumer borrower shall:

(1) Tender the amount due under the agreement at the time of redemption, without giving effect to any provision which allows acceleration of any installment otherwise payable after that time;

(2) Tender performance of any other promise for the breach of which the property was repossessed; and

(3) If the discretionary notice provided for in subsection (c) of this section was given, pay the actual and reasonable expenses of retaking and storing the property.

(i) (1) Notwithstanding subsections (g) and (h) of this section, the credit grantor shall have the right to require the consumer borrower to tender payment of the entire balance due under the agreement if:

(i) The date of the default in the payments due under the agreement that led to the present repossession occurred within 18 months after the last repossession; or

(ii) The consumer borrower was guilty of fraudulent conduct, intentionally and wrongfully concealed, removed, damaged, or destroyed the property, or attempted to do so, and the property was repossessed because of that conduct.

(2) Under paragraph (1) of this subsection, the payment by the consumer borrower of the entire balance due under the agreement shall:

(i) Constitute redemption by the consumer borrower; and

(ii) Entitle the consumer borrower to take possession of the property.

(j) (1) (i) Subject to subsection (l) of this section, the credit grantor shall sell the property that was repossessed at:

1. Subject to paragraph (2) of this subsection, a private sale; or

2. A public auction.

(ii) At least 10 days before the sale, the credit grantor shall notify the consumer borrower in writing of the time and place of the sale, by certified mail, return receipt requested, sent to the consumer borrower’s last known address.

(iii) Any sale of repossessed property must be accomplished in a commercially reasonable manner.

(2) In all cases of a private sale of repossessed goods under this section, a full accounting shall be made to the borrower in writing and the seller shall retain a copy of this accounting for at least 24 months. This accounting shall contain the following information:

(i) The unpaid balance at the time the goods were repossessed;

(ii) The refund credit of unearned finance charges and insurance premiums, if any;

(iii) The remaining net balance;

(iv) The proceeds of the sale of the goods;

(v) The remaining deficiency balance, if any, or the amount due the buyer;

(vi) All expenses incurred as a result of the sale;

(vii) The purchaser’s name, address, and business address;

(viii) The number of bids sought and received; and

(ix) Any statement as to the condition of the goods at the time of repossession which would cause their value to be increased or decreased above or below the market value for goods of like kind and quality.

(3) The Commissioner of Financial Regulation may make a determination concerning any private sale that the sale was not accomplished in a commercially reasonable manner. Upon that determination, the Commissioner may enter an order disallowing any claim for a deficiency balance.

(k) (1) The provisions of this subsection apply to a public sale of property which secured a loan in excess of $2,000 at the time the loan was made.

(2) The proceeds of a sale to which this subsection applies shall be applied, in the following order, to:

(i) The actual and reasonable cost of the sale;

(ii) The actual and reasonable cost of retaking and storing the property; and

(iii) The unpaid balance owing under the agreement at the time the property was repossessed.

(3) The credit grantor shall furnish to the consumer borrower a written statement which shows the distribution of the proceeds.

(4) If the provisions of this section, including the requirement of furnishing a notice following repossession, are not followed, the credit grantor shall not be entitled to any deficiency judgment to which he would be entitled under the loan agreement.

(l) (1) (i) In this subsection, “consumer goods” means tangible personal property used or bought for use primarily for personal, family, or household purposes that is:

1. Movable at the time a security interest attaches; or

2. A fixture.

(ii) “Consumer goods” does not include money, documents, instruments, accounts, chattel paper, or general intangibles.

(2) This subsection applies to tangible personal property securing a loan that:

(i) Has been repossessed by the credit grantor; or

(ii) Is in actual or constructive possession of the credit grantor where the perfection of the security interest in the property depends on the possession of the property.

(3) In the case of a purchase money security interest in consumer goods, if a consumer borrower has paid 60 percent of the cash price or 60 percent of the loan in the case of another security interest in consumer goods and, after default, has not signed a statement renouncing or modifying the consumer borrower’s rights under this subsection, a credit grantor who has repossessed the consumer goods must take reasonable action within 90 days after the repossession to commence disposal of them in the manner provided under subsection (j) of this section.

(4) (i) In any other case involving tangible personal property securing a loan, a credit grantor may, after default, propose to retain the property in full satisfaction of the obligations of the borrower under the loan.

(ii) If, as authorized by subparagraph (i) of this paragraph, a credit grantor proposes to retain property in full satisfaction of the obligations of the borrower under the loan, the credit grantor shall send written notice of the proposal to:

1. The consumer borrower; and

2. Except in the case of consumer goods, any other person who has a security interest in the property and who:

A. Has duly filed a financing statement indexed in the name of the consumer borrower in this State; or

B. Is known by the credit grantor to have a security interest in the property.

(iii) 1. If the consumer borrower or other person entitled to receive notification objects in writing within 30 days from the sending of the notification, the credit grantor must take reasonable action to dispose of the property in the manner provided under subsection (j) of this section.

2. In the absence of written objection, the credit grantor may retain the property in full satisfaction of the outstanding unpaid indebtedness under the loan.

(5) If despite complying with the requirements of this section there is no sale of tangible personal property securing a loan under subsection (j) of this section:

(i) The credit grantor may retain the property without obligation to account to the borrower; and

(ii) If the property is retained, all obligations of the borrower under the loan shall be discharged.
Md. Code, Financial Institutions § 12-1004 — MD Code / Article gfi / Title 12 / Subtitle 10 / Section 12-1004
§12–1004.
Status: in_force

(a) A person may not offer, provide, or attempt to provide debt settlement services unless the person:

(1) Is registered with the Commissioner under this subtitle; or

(2) Is exempt from registration under this subtitle.

(b) During the time period established by the Commissioner under subsection (c) of this section, each registrant shall:

(1) Obtain and maintain a valid unique identifier issued by NMLS when an account is created with NMLS; and

(2) Transfer registration information to NMLS.

(c) (1) The Commissioner shall establish a time period that is not less than 2 months within which a registrant must transfer registration information to NMLS.

(2) The time period that the Commissioner establishes under this subsection shall begin on or after July 1, 2019.

(3) At least 30 days before the transfer period begins, the Commissioner shall:

(i) Notify registrants of the transfer period; and

(ii) Provide instructions for the transfer of registration information to NMLS.

(d) Subject to subsection (b) of this section, an applicant for the issuance of a registration or a renewal of a registration shall apply for the initial registration or the renewal of the registration through NMLS:

(1) On or after July 1, 2019; or

(2) If the Commissioner has not joined NMLS with respect to persons required to be registered under this subtitle as of July 1, 2019, on or after the date that the Commissioner joins, as specified by the Commissioner by public notice.
Md. Code, Environment § 12-307 — MD Code / Article gen / Title 12 / Subtitle 3 / Section 12-307
§12–307.
Status: in_force

The Secretary shall adopt rules and regulations for the term and renewal of certifications.
Md. Code, Insurance § 12-207 — MD Code / Article gin / Title 12 / Subtitle 2 / Section 12-207
§12–207.
Status: in_force

(a) Each statement by or on behalf of the insured or annuitant in an application for the issuance, renewal, or reinstatement of a life insurance or health insurance policy or annuity contract is considered to be a representation and not a warranty.

(b) A misrepresentation, omission, concealment of facts, or incorrect statement does not prevent a recovery under the policy or contract unless:

(1) the misrepresentation, omission, concealment, or statement is fraudulent or material to the acceptance of the risk or to the hazard that the insurer assumes; or

(2) if the correct facts had been made known to the insurer, as required by the application for the policy or contract or otherwise, the insurer in good faith would not have:

(i) issued, reinstated, or renewed the policy or contract;

(ii) issued the policy or contract in as large an amount or at the same premium or rate; or

(iii) provided coverage with respect to the hazard resulting in the loss.
Md. Code, Financial Institutions § 12-419 — MD Code / Article gfi / Title 12 / Subtitle 4 / Section 12-419
§12–419.
Status: in_force

(a) The original buyer of a payment instrument may request a duplicate of the instrument if the request is:

(1) In writing; and

(2) If required by the licensee, accompanied by:

(i) An affidavit that gives the reason for the request and states the facts relating to the loss of or other failure to produce the original payment instrument; and

(ii) A personal indemnity bond or, if the total amount of the payment instruments for which a duplicate is requested is $150 or more, a lost instrument corporate bond instead of a personal indemnity bond.

(b) Each licensee shall issue or refuse to issue a duplicate payment instrument within 30 days after a request for the duplicate is made under this section.
Md. Code, Local Government § 12-412 — MD Code / Article glg / Title 12 / Subtitle 4 / Section 12-412
§12–412.
Status: in_force

(a) The County Commissioners of Washington County may acquire property or any interest in property by purchase, gift, or condemnation to acquire, construct, or maintain a railroad line, if the county commissioners:

(1) determine, by resolution, that the railroad line will help preserve and attract industry and promote economic growth in the county; and

(2) solicit bids and hold a public hearing in the same manner as required for other public property in the county.

(b) (1) If the State builds or acquires a railroad line in Washington County, the County Commissioners of Washington County may contribute a reasonable amount toward the cost of the railroad line from the general funds of the county.

(2) Before the county commissioners spend money under this subsection, the county commissioners shall comply with the requirements for acquisition of property for a railroad under subsection (a) of this section.
Md. Code, Business Occupations and Professions § 12-202 — MD Code / Article gbo / Title 12 / Subtitle 2 / Section 12-202
§12–202.
Status: in_force

(a) (1) The Board consists of 9 members.

(2) Of the 9 members of the Board:

(i) 7 shall be plumbers; and

(ii) 2 shall be consumer members.

(3) Of the 7 plumber members of the Board:

(i) at least 6 shall be master plumbers; and

(ii) 1 may be a journey plumber or a master plumber.

(4) Subject to paragraph (6) of this subsection, of the 7 plumber members of the Board:

(i) 2 shall be from Baltimore City;

(ii) 1 shall be from the area that consists of Anne Arundel, Calvert, Charles, Prince George’s, and St. Mary’s counties;

(iii) 1 shall be from the area that consists of Caroline, Dorchester, Kent, Queen Anne’s, Somerset, Talbot, Wicomico, and Worcester counties;

(iv) 1 shall be from the area that consists of Allegany, Frederick, Garrett, Montgomery, and Washington counties;

(v) 1 shall be from the area that consists of Carroll and Howard counties; and

(vi) 1 shall be from the area that consists of Cecil and Harford counties.

(5) A consumer member may not reside in the same county as a plumber member.

(6) A member may not reside in a county or area of a county that is exempted from this title.

(7) The Governor shall appoint the members with the advice of the Secretary and with the advice and consent of the Senate.

(b) Each consumer member of the Board:

(1) shall be a member of the general public;

(2) may not be a licensee or otherwise be subject to regulation by the Board;

(3) may not be required to meet the qualifications for the professional members of the Board; and

(4) may not, within 1 year before appointment, have had a financial interest in or have received compensation from a person regulated by the Board.

(c) While a member of the Board, a consumer member may not:

(1) have a financial interest in or receive compensation from a person regulated by the Board; or

(2) grade an examination given by or for the Board.

(d) Before taking office, each appointee to the Board shall take the oath required by Article I, § 9 of the Maryland Constitution.

(e) (1) The term of a member is 3 years and begins on May 1.

(2) The terms of members are staggered as required by the terms provided for members of the Board on October 1, 1989.

(3) At the end of a term, a member continues to serve until a successor is appointed and qualifies.

(4) A member who is appointed after a term has begun serves only for the rest of the term and until a successor is appointed and qualifies.

(f) (1) The Governor may remove a member for incompetence or misconduct.

(2) Except as provided in paragraph (3) of this subsection and subject to paragraph (4) of this subsection, a member shall be considered to have resigned if the member did not attend at least two–thirds of the Board meetings held during any consecutive 12–month period while the member was serving on the Board.

(3) The Governor may waive a member’s resignation and allow the member to continue serving if the member has been unable to attend meetings for reasons satisfactory to the Governor and the reasons are made public.

(4) In accordance with § 8–501 of the State Government Article, the chairman shall provide notice to the Governor and the Governor shall appoint a successor.
Md. Code, Business Occupations and Professions § 12-310.1 — MD Code / Article gbo / Title 12 / Subtitle 3 / Section 12-310.1
§12–310.
Status: in_force

§12–310.1.

(a) A person who is engaged in the business of providing propane gas services under § 12-401(b) of this title shall meet the insurance requirements set forth in § 12-501 of this title.

(b) A person who holds a master natural gas fitters license and provides natural gas services under § 12-401(c) of this title shall meet the insurance requirements set forth in § 12-501 of this title.
Md. Code, Commercial Law § 12-1007 — MD Code / Article gcl / Title 12 / Subtitle 10 / Section 12-1007
§12–1007.
Status: in_force

(a) (1) In this section the following words have the meanings indicated.

(2) “Covered loan” means a mortgage loan made under this subtitle that meets the criteria for a loan subject to the federal Home Ownership and Equity Protection Act set forth in 15 U.S.C. § 1602(bb), as modified from time to time by Regulation Z, 12 C.F.R. Part 1026, except that the comparison percentages for the mortgage loan shall be one percentage point less than those specified in 15 U.S.C. § 1602(bb), as modified from time to time by Regulation Z, 12 C.F.R. Part 1026.

(3) “Credit health insurance” has the meaning stated in § 13–101 of the Insurance Article.

(4) “Credit involuntary unemployment benefit insurance” has the meaning stated in § 13–101 of the Insurance Article.

(5) (i) “Credit life insurance” means insurance on the life of a borrower that provides indemnity for repayment of a specific loan or credit transaction on the death of the borrower.

(ii) “Credit life insurance” does not include life insurance payable to a beneficiary designated by the borrower other than the obligee of a specific loan or credit transaction.

(6) “Mortgage loan” has the meaning stated in § 11–501 of the Financial Institutions Article.

(7) “Premium” has the meaning stated in § 1–101 of the Insurance Article.

(8) “Single premium coverage” means insurance for which the total premium is payable in one lump sum at or before the time coverage commences.

(b) In connection with a loan to a consumer borrower:

(1) The purchase of credit life insurance, credit health insurance, credit involuntary unemployment benefit insurance, and similar insurance coverages is optional with the consumer borrower; and

(2) Subject to § 12-1007.1 of this subtitle, the purchase of property insurance, title insurance, and credit loss insurance from an insurer of the borrower’s choice may be required if the loan is secured.

(3) (i) Except as provided in this subsection, a credit grantor making a covered loan may not finance as a part of the covered loan transaction single premium coverage for:

1. Credit health insurance;

2. Credit involuntary unemployment benefit insurance; or

3. Credit life insurance.

(ii) Nothing in this subsection shall prohibit the financing of any insurance coverage in connection with a mobile home or its premises, as those terms are defined in § 8A-101 of the Real Property Article.

(c) The provisions of this section do not alter or modify rights, privileges, or restrictions heretofore existing between the credit grantor and a borrower other than a consumer borrower.

(d) Premiums for any insurance coverage permitted by this section are not interest with respect to a loan.

(e) The offer and placement of insurance under this section shall be subject to the provisions of the Insurance Article.

(f) (1) (i) In this subsection the following words have the meanings indicated.

(ii) “Improvements” means buildings or structures erected upon or affixed to real property that enhance the value of the real property.

(iii) “Property insurance coverage” means property insurance against losses caused by perils that commonly are covered in insurance policies described with terms similar to “standard fire” or “standard fire with extended coverage”.

(iv) 1. “Replacement cost” means the amount needed to repair damage to or rebuild improvements on real property to restore the improvements to their pre-loss condition.

2. “Replacement cost” does not include the value of land.

(2) (i) A credit grantor may not require a borrower, as a condition to receiving or maintaining a loan secured by a lien, to provide or purchase property insurance coverage against risks to any improvements on any real property in an amount exceeding the replacement cost of the improvements on the real property.

(ii) In determining the replacement cost of the improvements on any real property, the credit grantor may:

1. Accept the value placed on the improvements by the insurer; or

2. Use the value placed on the improvements by the credit grantor’s appraisal of the improvements.

(3) A violation of this subsection shall entitle the borrower to seek:

(i) An injunction to prohibit the credit grantor who has engaged or is engaging in the violation from continuing or engaging in the violation;

(ii) Reasonable attorney’s fees; and

(iii) Damages directly resulting from the violation.

(4) A violation of this subsection does not affect the validity of the lien securing the loan.
Md. Code, Criminal Procedure § 12-602 — MD Code / Article gcp / Title 12 / Subtitle 6 / Section 12-602
§12–602.
Status: in_force

(a) On an annual basis, each seizing authority in consultation with the corresponding forfeiting authority shall report how any funds appropriated to the authority as a result of forfeiture were spent in the preceding fiscal year and the following information about each individual seizure and forfeiture completed by the agency under this title:

(1) the date that currency, vehicles, houses, or other types of property were seized;

(2) the type of property seized, including year, make, and model, as applicable;

(3) the outcome of related criminal action, including whether charges were brought, a plea bargain was reached, a conviction was obtained, or an acquittal was issued;

(4) whether a unit of federal government took custody of the seized property, and the name of the unit;

(5) for property other than money, the market value of the property seized;

(6) if money was seized, the amount of money;

(7) the amount the seizing authority received in the prior year from the federal government as part of an equitable sharing agreement;

(8) the race and gender of the person or persons from whom the property was seized, if known; and

(9) whether the property was returned to the owner.

(b) MSAC may require a seizing authority to provide relevant information not specified in subsection (a) of this section.

(c) (1) Each seizing authority shall file with MSAC the report required under subsection (a) of this section for the seizing authority and the corresponding forfeiting authority.

(2) A null report shall be filed by a seizing authority that did not engage in seizures or forfeitures under this title during the reporting period.

(d) (1) MSAC shall develop a standard form, a process, and deadlines for electronic data entry for annual submission of forfeiture data by seizing authorities.

(2) MSAC shall compile the submissions and issue an aggregate report of all forfeitures under this title in the State.

(e) (1) By March 1 of each year, MSAC shall make available on its website the reports submitted by seizing authorities and the aggregate report of MSAC.

(2) The Governor’s Office of Crime Prevention and Policy shall submit the aggregate report to the Governor, the General Assembly, as provided in § 2–1257 of the State Government Article, and each seizing authority before September 1 of each year.

(f) (1) The Governor’s Office of Crime Prevention and Policy shall include in the aggregate report the total amount from forfeitures deposited in the General Fund of the State under § 12–405 of this title that were appropriated to the Maryland Department of Health for the purpose of funding drug treatment and education programs and how the funds were spent.

(2) The Governor’s Office of Crime Prevention and Policy may include, with the aggregate report of MSAC, recommendations to the legislature to improve forfeiture statutes to better ensure that forfeiture proceedings are reported and handled in a manner that is fair to crime victims, innocent property owners, secured interest holders, citizens, and taxpayers.

(g) (1) If a seizing authority fails to comply with the reporting provisions of this section:

(i) the Governor’s Office of Crime Prevention and Policy shall report the noncompliance to the Police Training and Standards Commission; and

(ii) the Police Training and Standards Commission shall contact the seizing authority and request that the agency comply with the required reporting provisions.

(2) If the seizing authority fails to comply with the required reporting provisions within 30 days after being contacted by the Police Training and Standards Commission, the Governor’s Office of Crime Prevention and Policy and the Police Training and Standards Commission jointly shall report the noncompliance to the Governor and the Legislative Policy Committee of the General Assembly.

(h) (1) MSAC may recoup its costs by charging a fee to each seizing authority that engages in seizures or forfeitures during the reporting period.

(2) A seizing authority may use forfeiture proceeds to pay the cost of compiling and reporting data under this subtitle, including any fee imposed by MSAC.
Md. Code, Financial Institutions § 12-604 — MD Code / Article gfi / Title 12 / Subtitle 6 / Section 12-604
§12–604.
Status: in_force

(a) In a contract governing the use of a safe-deposit box by a customer, the safe-deposit company may limit its total liability for any loss resulting from its negligence to a maximum amount, which may not be less than 500 times the annual rental charged for the safe-deposit box.

(b) The safe-deposit company may provide in the contract that it will not be liable for the loss of any money, jewelry, or other items specified in the contract for this purpose.

(c) The safe-deposit company may provide in the contract that the fact that an item was left in a safe-deposit box by a customer and, on a subsequent entry by the customer to the safe-deposit box, the property was missing does not:

(1) Raise a presumption that the property was lost by any negligence or wrongdoing for which the safe-deposit company is responsible; or

(2) Place on the safe-deposit company the burden of proving that the loss was not its fault.
Md. Code, Environment § 12-308 — MD Code / Article gen / Title 12 / Subtitle 3 / Section 12-308
§12–308.
Status: in_force

(a) Subject to the hearing provisions of § 12–309 of this subtitle, the Board may deny certification or temporary certification to any applicant, if the applicant:

(1) Fraudulently or deceptively obtains or attempts to obtain a certificate or temporary certificate for the applicant or for another; or

(2) Fraudulently or deceptively uses a certificate or temporary certificate.

(b) Subject to the hearing provisions of § 12–309 of this subtitle, the Board may reprimand any certificate holder, or suspend or revoke a certification or temporary certification, if:

(1) The certificate holder:

(i) Fraudulently or deceptively obtains or attempts to obtain a certificate or temporary certificate for the certificate holder or another; or

(ii) Fraudulently or deceptively uses a certificate or temporary certificate; or

(2) The Board has any other reasonable cause for the action.
Md. Code, State Finance and Procurement § 12-105 — MD Code / Article gsf / Title 12 / Subtitle 1 / Section 12-105
§12–105.
Status: in_force

(a) In this section, “Council” means the Procurement Improvement Council.

(b) There is a Procurement Improvement Council.

(c) (1) The Council consists of the following members:

(i) the State Treasurer;

(ii) the Chancellor of the University System of Maryland;

(iii) the Chief Procurement Officer;

(iv) the Secretary of Information Technology;

(v) the Secretary of Transportation;

(vi) the Procurement Advisor of the Board;

(vii) the Special Secretary for the Office of Small, Minority, and Women Business Affairs;

(viii) the Secretary of Juvenile Services;

(ix) the Secretary of Human Services;

(x) the Secretary of Health;

(xi) the State Superintendent of Schools;

(xii) the Comptroller;

(xiii) the Attorney General;

(xiv) the following individuals, appointed by the Governor with the advice and consent of the Senate:

1. a representative of local government who has expertise in local procurement matters;

2. two representatives of social service providers in the State; and

3. a representative of a minority–, women–, or veteran–owned business;

(xv) three members of the general public appointed by the presiding officers of the General Assembly, of whom:

1. at least one shall have expertise in State procurement matters; and

2. at least two shall represent a minority–, women–, or veteran–owned business;

(xvi) a member of the Senate, appointed by the President of the Senate; and

(xvii) a member of the House of Delegates, appointed by the Speaker of the House.

(2) (i) If the State Treasurer is unable to attend a meeting of the Council, the Treasurer may designate the Deputy Treasurer to attend the meeting.

(ii) If a member of the Council listed in paragraph (1)(ii) through (xi) of this subsection is unable to attend a meeting of the Council, the member may designate a senior management staff member with experience in procurement to attend the meeting.

(iii) If the Comptroller is unable to attend a meeting of the Council, the Comptroller may send a designee to attend the meeting.

(iv) If the Attorney General is unable to attend a meeting of the Council, the Attorney General may send a designee to attend the meeting.

(d) The Chief Procurement Officer is Chairman of the Council.

(e) The Council shall meet at least quarterly each year.

(f) The Chief Procurement Officer is the principal staff of the Council and the Council shall have any additional staff authorized in accordance with the State budget.

(g) The Council shall:

(1) ensure that the State’s procurement system is utilizing the most advanced procurement methods and management techniques, including policies, procedures, and forms for all procurement activity and contract management;

(2) effect and enhance communication between State units on procurement matters, with an emphasis on disseminating information on current developments and advances in procurement methods and management;

(3) provide a forum for the discussion of specific procurement issues and problems that arise, including:

(i) procurement officer training;

(ii) risk analysis and insurance requirements;

(iii) management of eMaryland Marketplace and other Internet procurement resources;

(iv) use of eMaryland Marketplace and compliance with § 17–502 of this article;

(v) use of intergovernmental cooperative purchasing agreements;

(vi) strategies to increase the participation of small, minority–owned, and women–owned businesses in procurement contracts; and

(vii) any other issues or problems identified by the Council;

(4) advise the Board on problems in the procurement process and make recommendations for improvement of the process;

(5) review existing procurement regulations to:

(i) determine whether they fulfill the intent and purpose of the law, especially as it relates to fostering broad–based competition; and

(ii) make recommendations on the regulations, if revising and restructuring them will result in easier understanding and use; and

(6) advise the General Assembly on proposed legislation in order to enhance the efficiency and transparency of State procurement.
Md. Code, Health Occupations § 12-6B-07 — MD Code / Article gho / Title 12 / Subtitle 6B / Section 12-6B-07
§12–6B–07.
Status: in_force

(a) (1) Unless the registration is renewed for an additional term as provided in this section, registration expires on the date set by the Board.

(2) The ability of a registered pharmacy technician to function as a pharmacy technician terminates on the date of expiration of the pharmacy technician’s registration unless renewed.

(3) Registration may not be renewed for a term longer than 2 years.

(b) (1) Except as provided in paragraph (2) of this subsection, the Board shall send to each registered pharmacy technician, at least 1 month before a registration expires, a renewal notice by electronic means to the last known e–mail address of the registered pharmacy technician.

(2) If requested by a registered pharmacy technician, the Board shall send to the registered pharmacy technician a renewal notice by first–class mail to the last known address of the registered pharmacy technician.

(3) If a renewal notice sent by electronic means under paragraph (1) of this subsection is returned to the Board as undeliverable, the Board shall send the registered pharmacy technician a renewal notice by first–class mail to the last known address of the registered pharmacy technician.

(4) A renewal notice sent under this subsection shall state:

(i) The date on which the current registration expires;

(ii) The date by which the renewal application must be received by the Board for the renewal to be issued and mailed before the registration expires; and

(iii) The amount of the renewal fee.

(c) A registered pharmacy technician periodically may renew a pharmacy technician’s registration for an additional 2–year term, if the registered pharmacy technician:

(1) Otherwise is entitled to be registered as a pharmacy technician;

(2) Submits to the Board a renewal application on the form that the Board requires;

(3) Meets the continuing education requirements set by the Board under this section; and

(4) Pays to the Board a renewal fee set by the Board.

(d) In addition to any other qualifications and requirements established by the Board, the Board shall establish continuing education requirements as a condition to the renewal of registrations under this section.

(e) The Board shall renew the registration of each pharmacy technician who meets the requirements of this section.

(f) (1) Except as provided in paragraph (2) of this subsection, the registration of a pharmacy technician who qualified for registration under § 12–6B–02(d) of this subtitle permanently expires on the date the registered pharmacy technician’s employment terminates with the pharmacy permit holder that made the attestation required under § 12–6B–02(d) of this subtitle.

(2) Paragraph (1) of this subsection does not apply to the registration of a pharmacy technician who:

(i) At the time of termination, notifies the Board of the termination date;

(ii) Resumes working as a pharmacy technician within 1 year of the termination date; and

(iii) Notifies the Board of the date the registered pharmacy technician begins employment after the termination date.
Md. Code, Economic Development § 12-1008 — MD Code / Article gec / Title 12 / Subtitle 10 / Section 12-1008
§12–1008.
Status: in_force

(a) The formation steering committee seeking to establish a district corporation shall submit appropriate documentation as described in subsection (b) of this section to the governing body of the county.

(b) The appropriate documentation required under subsection (a) of this section shall contain:

(1) a statement setting forth:

(i) the proposed name and address of the district corporation; and

(ii) the street address of each owner of nonexempt property and to the extent reasonably ascertainable, each commercial tenant within the proposed district;

(2) a statement expressing the intent to establish a district corporation that is signed by owners of at least 51% of the total number of parcels of nonexempt property and, subject to subsection (c) of this section, a designated board member of a condominium or cooperative housing corporation within the proposed district;

(3) a proposed 5–year business plan that contains:

(i) the goals and objectives of the proposed district;

(ii) the annual proposed business improvement district tax for the proposed district’s common operations and the formula used to determine each member’s district tax; and

(iii) the maximum amount and the nature of start–up costs incurred before the district’s establishment;

(4) a tax assessor’s map of the geographic area of the proposed district;

(5) a list of the proposed initial board of the proposed district corporation;

(6) the proposed articles of incorporation and the bylaws of the district corporation; and

(7) for all nonexempt property within the proposed district:

(i) the name and mailing address of each owner; and

(ii) the most recent assessed value.

(c) (1) Notwithstanding any other provision of this title, subject to paragraph (2) of this subsection, a condominium or cooperative housing corporation that is located in the proposed district may petition to join the district corporation.

(2) A condominium or cooperative housing corporation described under paragraph (1) of this subsection may petition to join the district only if:

(i) the condominium or cooperative housing corporation is governed by a board;

(ii) the board votes to join the district corporation; and

(iii) the board has a representative member of the board sign the appropriate documents required under subsection (b)(2) of this section.

(3) For the purposes of the votes cast under subsection (b)(2) of this section:

(i) a condominium or cooperative housing corporation shall be considered a single parcel; and

(ii) the decision reached by the board shall constitute the vote of the condominium or cooperative housing corporation.

(d) Within 45 days after receiving all appropriate documentation under subsection (b) of this section, the governing body of the county shall schedule a public hearing on the application.
Md. Code, Economic Development § 12-1101 — MD Code / Article gec / Title 12 / Subtitle 11 / Section 12-1101
§12–1101.
Status: in_force

§12–1101. IN EFFECT

// EFFECTIVE UNTIL JUNE 30, 2029 PER CHAPTERS 527 AND 528 OF 2024 //

In this subtitle, “Authority” means the Allegany Regional Recreational Economic Development Authority.
Md. Code, Education § 12-120 — MD Code / Article ged / Title 12 / Subtitle 1 / Section 12-120
§12–120.
Status: in_force

(a) The University of Maryland School of Medicine shall provide clinical care at the University of Maryland Capital Region Medical Center by assigning to the Center faculty who specialize in identified essential areas.

(b) (1) Each fiscal year, the Governor shall include in the annual budget bill an appropriation of at least $5,000,000 to implement the provisions of this section.

(2) Funds provided in accordance with this subsection shall supplement and may not supplant any other funding provided to the University of Maryland School of Medicine.