Mass. Gen. Laws ch. 90D, sec. 11A — MA Code / Part I / Title XIV / Chapter 90D / Section 11A
Electronic recording of security interests
Status: in_force

Section 11A. The registrar is authorized to develop, establish and maintain an electronic data and communication system with banks, credit or other financial institutions for the purpose of electronically recording the existence of security interests under the provisions of this chapter. Where an electronic lien recording method is employed, the registrar may waive the issuance and mailing of the certificate of title to the lienholder required under section eleven. [ Two paragraphs added by 2025, 9, Sec. 38 effective January 1, 2026. See 2025, 9, Sec. 135.] Upon receiving notification of satisfaction of a security interest pursuant to section 24, the registrar may waive the issuance and mailing of the certificate of title to the owner or a third party authorized by the registrar and requested by the lienholder. If the registrar waives the issuance and mailing of the certificate of title, the registrar shall ensure that: (i) the owner or authorized third party may receive a paper certificate of title upon request; and (ii) there is a process or system established to ensure that the owner or authorized third party may effect action that would otherwise be necessary upon the certificate of title. The registrar may promulgate rules and regulations related to this section. Nothing in this section shall relieve a seller's obligation under section 15 to assign and deliver title to a purchaser or the registrar at the time of delivery of the vehicle, nor shall anything in this section relieve a purchaser's obligation under sections 1A and 2 of chapter 90 to take title to said vehicle prior to insuring or registering the vehicle.

Section 11A. The registrar is authorized to develop, establish and maintain an electronic data and communication system with banks, credit or other financial institutions for the purpose of electronically recording the existence of security interests under the provisions of this chapter. Where an electronic lien recording method is employed, the registrar may waive the issuance and mailing of the certificate of title to the lienholder required under section eleven.

[ Two paragraphs added by 2025, 9, Sec. 38 effective January 1, 2026. See 2025, 9, Sec. 135.]

Upon receiving notification of satisfaction of a security interest pursuant to section 24, the registrar may waive the issuance and mailing of the certificate of title to the owner or a third party authorized by the registrar and requested by the lienholder. If the registrar waives the issuance and mailing of the certificate of title, the registrar shall ensure that: (i) the owner or authorized third party may receive a paper certificate of title upon request; and (ii) there is a process or system established to ensure that the owner or authorized third party may effect action that would otherwise be necessary upon the certificate of title. The registrar may promulgate rules and regulations related to this section.

Nothing in this section shall relieve a seller's obligation under section 15 to assign and deliver title to a purchaser or the registrar at the time of delivery of the vehicle, nor shall anything in this section relieve a purchaser's obligation under sections 1A and 2 of chapter 90 to take title to said vehicle prior to insuring or registering the vehicle.