FrancophonIA/DGT-Translation_Memory huggingface dataset:
English: Banks typically hold a variety of assets, including: cash, financial assets (treasury bills, debt securities, equity securities, traded loans, and commodities), derivatives (swaps, options), loans, financial investments, intangible assets, property, plant and equipment. Losses may be incurred when assets are sold below their book value, when their value is decreased and reserves are created on possible loss or ex-post when the revenue streams at maturity are lower than the book value.
Spanish: Normalmente los bancos poseen activos de distintos tipos, por ejemplo efectivo, activos financieros (bonos del Tesoro, valores de renta fija, valores de renta variable, préstamos negociados y productos básicos), productos derivados (contratos de canje financiero, opciones), préstamos, inversiones financieras, activos intangibles, inmovilizado material, etc. Pueden incurrir en pérdidas cuando los activos se venden por debajo de su valor contable, cuando su valor se reduce y se constituyen reservas para cubrir las posibles pérdidas o bien a posteriori, cuando los flujos de ingresos en el momento del vencimiento son inferiores al valor contable.
English: From mid-2007 to the first quarter of 2009, there has been a total of USD 1063 billion in asset write-downs, of which USD 737,6 billion has been reported by US-based banks and USD 293,7 billion has been reported by European-based banks. Of the latter, USD 68 billion has been reported in Switzerland.
French: De la mi-2007 au premier trimestre de 2009, les réductions de valeur des actifs ont atteint un total 1063 milliards d’USD, dont 737,6 milliards pour les banques établies aux États-Unis et 293,7 milliards pour celles établies en Europe, la Suisse prenant à son compte, dans ce dernier montant, 68 milliards d’USD.
English: However, the focus in designing and implementing asset-relief measures should not be limited to these immediate objectives. It is essential that longer-term considerations are also taken into account.
Italian: Oltre a questi obiettivi immediati, tuttavia, nell’ideare e nell’attuare le misure di sostegno a fronte di attività deteriorate è indispensabile tener conto anche di considerazioni a più lungo termine.
Dutch: Toch mag bij het ontwerp en de tenuitvoerlegging van de maatregelen inzake activaondersteuning de nadruk niet alleen op deze onmiddellijke doelstellingen liggen, maar is het van essentieel belang dat ook met aandachtspunten op langere termijn rekening wordt gehouden.
English: Applications for aid should be subject to full ex ante transparency and disclosure of impairments by eligible banks on the assets which will be covered by the relief measures, based on adequate valuation, certified by recognised independent experts and validated by the relevant supervisory authority, in line with the principles of valuation developed in section 5.5 [10]. Such disclosure of impairments should take place prior to government intervention.
Italian: le richieste di aiuto devono rispettare l’obbligo di piena trasparenza e di trasmissione di un’informativa completa ex ante, da parte delle banche ammissibili, in merito alle attività deteriorate cui si applicheranno le misure di sostegno, sulla base di una valutazione adeguata, certificata da esperti indipendenti riconosciuti e convalidata dall’autorità di vigilanza competente, in linea con i principi di valutazione di cui alla sezione 5.5 [10].
English: Guidelines on the application and interpretation of Articles 61 and 62 of the EEA Agreement and Article 1 of Protocol 3 to the Surveillance and Court Agreement, adopted and issued by the Authority on 19 January 1994, published in the Official Journal of the European Union (hereinafter referred to as ‘OJ’) L 231, 3.9.1994, p. 1 and the EEA Supplement No 32 of 3.9.1994, p. 1. The Guidelines were last amended on 22 April 2009.
Dutch: Richtsnoeren voor de toepassing en uitlegging van de artikelen 61 en 62 van de EER-overeenkomst en artikel 1 van Protocol 3 bij de Toezichtovereenkomst, op 19.1.1994 vastgesteld en uitgevaardigd door de Toezichthoudende Autoriteit van de EVA, bekendgemaakt in PB L 231 van 3.9.1994, blz. 1 en EER-Supplement nr. 32 van 3.9.1994, blz. 1, laatstelijk gewijzigd op 22.4.2009 (hierna „de richtsnoeren staatssteun” genoemd).
Polish: Wytyczne w sprawie stosowania i interpretacji art. 61 i 62 Porozumienia EOG oraz art. 1 protokołu 3 do porozumienia o nadzorze i Trybunale, przyjęte i wydane przez Urząd w dniu 19 stycznia 1994 r., opublikowane w Dzienniku Urzędowym Unii Europejskiej (zwanym dalej „Dz.U.”) L 231 z 3.9.1994, s. 1 oraz w Suplemencie EOG nr 32 z 3.9.1994, s. 1, ostatnio zmienione w dniu 22 kwietnia 2009 r., zwane dalej „wytycznymi w sprawie pomocy państwa”.
Latvian: EEZ līguma 61. un 62. panta un Uzraudzības un Tiesas nolīguma 3. protokola 1. panta piemērošanas un interpretācijas pamatnostādnes, ko Iestāde pieņēma un izdeva 1994. gada 19. janvārī, publicētas Eiropas Savienības Oficiālajā Vēstnesī (turpmāk “OV”) L 231, 3.9.1994., 1. lpp. , un EEZ pielikumā Nr. 32, 3.9.1994., 1. lpp. Pamatnostādnes tika pēdējo reizi grozītas 2009. gada 22. aprīlī, turpmāk “Valsts atbalsta pamatnostādnes”.
English: Hereinafter referred to as ‘the State Aid Guidelines’. The updated version of the State Aid Guidelines is published on the Authority’s website: http://www.eftasurv.int/state-aid/legal-framework/state-aid-guidelines/
Dutch: Een geactualiseerde versie van de richtsnoeren staatssteun is beschikbaar op de website van de Autoriteit: http://www.eftasurv.int/state-aid/legal-framework/state-aid-guidelines/
Polish: Zaktualizowana wersja wytycznych w sprawie pomocy państwa jest opublikowana na stronie internetowej Urzędu: http://www.eftasurv.int/state-aid/legal-framework/state-aid-guidelines/
Latvian: Valsts atbalsta pamatnostādņu atjauninātā versija ir publicēta Iestādes tīmekļa vietnē: http://www.eftasurv.int/state-aid/legal-framework/state-aid-guidelines/
English: Part VIII of the Authority’s State Aid Guidelines: ‘The application of state aid rules to measures taken in relation to financial institutions in the context of the current global financial crisis’, not yet published in OJ L 17, 20.1.2011, p. 1 and the EEA Supplement No. 3, 20.1.2011, p. 1. The updated version of the Authority’s State Aid Guidelines is published on the Authority’s website:http://www.eftasurv.int/state-aid/legal-framework/state-aid-guidelines/
Latvian: Iestādes Valsts atbalsta pamatnostādņu VIII daļa “Valsts atbalsta noteikumu piemērošana pasākumiem, kas veikti attiecībā uz finanšu iestādēm saistībā ar pašreizējo globālo finanšu krīzi” publicēta OV L 17, 20.1.2011., 1. lpp., un EEZ pielikumā Nr. 3, 20.1.2011., 1. lpp. Iestādes Valsts atbalsta pamatnostādņu atjaunināto versiju publicē Iestādes tīmekļa vietnē:http://www.eftasurv.int/state-aid/legal-framework/state-aid-guidelines/
English: Applications for aid should be subject to full ex ante transparency and disclosure of impairments by eligible banks on the assets which will be covered by the relief measures, based on adequate valuation, certified by recognised independent experts and validated by the relevant supervisory authority, in line with the principles of valuation developed in section 5.5 [10]. Such disclosure of impairments should take place prior to government intervention. This should lead to the identification of the aid amount and of the incurred losses for the bank from the asset transfer [11].An application for aid by an individual bank should be followed by a full review of that bank’s activities and balance sheet, with a view to assessing the bank’s capital adequacy and its prospects for future viability (viability review). This review must occur in parallel with the certification of the impaired assets covered by the asset relief programme but, given its scale, could be finalised after the bank enters into the asset relief programme. The results of the viability review shall be notified to the Authority and will be taken into account in the assessment of necessary follow-up measures (see section 6).
Portuguese: os pedidos de auxílio devem estar sujeitos a uma plena transparência e divulgação ex ante, por parte dos bancos elegíveis, das depreciações dos activos objecto das medidas de apoio, com base numa valorização adequada, certificada por peritos independentes reconhecidos e validada pela autoridade de supervisão relevante, em conformidade com os princípios de valorização definidos na secção 5.5 [10]; esta divulgação das depreciações deve ser efectuada antes da intervenção estatal; deve permitir determinar o montante do auxílio e das perdas incorridas pelo banco na sequência da transferência dos activos [11];um pedido de auxílio apresentado por um banco deve ser seguido de uma análise completa das suas actividades e do seu balanço, com o objectivo de apreciar a adequação dos seus fundos próprios e as suas perspectivas de viabilidade no futuro (análise da viabilidade); esta análise deve ser efectuada paralelamente à certificação dos activos depreciados abrangidos pelo programa de apoio mas, dada a sua envergadura, poderá ser concluída depois de o banco iniciar a sua participação no programa; os resultados da análise de viabilidade devem ser notificados ao Órgão de Fiscalização e serão tomados em consideração na apreciação das medidas de acompanhamento necessárias (ver secção 6).