Before revision:  We attempt at laying the stepping stones toward understanding how sequential decision making can be made more flexible in peer lending platforms and as a way to devise more fair and equitable outcomes for both borrowers and lenders. The goal of this paper is to provide some ideas on how and why lending platforms conceived from the perspective of matching markets can allow for incorporating fairness and equitable outcomes when we design lending platforms .
After revision:  We attempt at laying the stepping stones toward understanding how sequential decision making that allow the lenders to adjust their choices based on the dynamics of uncertainty from competition over time and that also impacts the rewards in return for their investments. Using simulated experiments we show the dynamics of the regret based on the optimal borrower-lender matching and find that the lender regret depends on the initial preferences set by the lenders which could affect their learning over decision making steps .