Before revision:  Furthermore evidence for a localization transition in eigenvectors related to small  eigenvalues in cross-correlations analysis of this model is found and a simple explanation of localization phenomena in financial time-series is provided  .
After revision:  Furthermore evidence for a localization transition in eigenvectors related to small and large eigenvalues in cross-correlations analysis of this model is found and a simple explanation of localization phenomena in financial time-series is provided .