Before revision:  On basis of the NPL Backtest, which is part of the Impact of Risk concept , specific key risk indicators are introduced that allow for a detailed assessment of collections performance versus LGD in bucket 3.
After revision:  On basis of the NPL Backtest, which is part of the Impact of Risk concept , specific key risk indicators are introduced that allow for a detailed assessment of collections performance versus LGD in in NPL portfolio (bucket 3).