Before revision: Companies , banks and investors use risk rating data in different ways -- a) companies use data to enhance marketing programs messaging and/or in sustainability initiatives; b) banks use the data to determine the financial risk of making loans to companies; and c) investors use the data to identify investment risk or opportunity as it relates to the company's overall risk profile.
After revision: ESG risks vary by industry and geographic factors and companies , banks and investors use risk rating data in different ways -- a) companies use data to enhance marketing programs messaging and/or in sustainability initiatives; b) banks use the data to determine the financial risk of making loans to companies; and c) investors use the data to identify investment risk or opportunity as it relates to the company's overall risk profile.