Before revision:  This paper sheds light on this question , highlighting the need for analytically informed decisions. It quantifies the economic benefits of the tax relief provided by government relative to investing the monthly-received funds in a risk-free savings account or in helping repay a loan.
After revision:  This paper sheds light on this question by quantifying the economic benefits of the tax relief provided by government relative to investing the monthly-received funds in a risk-free savings account or in helping repay a loan.