Before revision:  Likewise, if we simplify the current pricing mechanism by implementing English auctions and "shutting down" the  risk-ratings , then the pensionswould increase, but again, mostly for the high savers.
After revision:  Likewise, if we simplify the current pricing mechanism by implementing English auctions and "shutting down" the prohibiting the use of risk-ratings , then the pensionswould increase, but again, mostly for the high savers.