Before revision: Preventing insurers from using gender as a risk factor According to Article 5(1) of Directive 2004/113/EC, member states must ensure that “ the use of sex as a factor in the calculation of premiums and benefits for the purposes of insurance and related financial services shall not result in differences in individuals' premiums and benefits ” .
After revision: Preventing insurers from using gender as a risk factor According to Article 5(1) of Directive 2004/113/EC, member states must ensure that " the use of sex as a factor in the calculation of premiums and benefits for the purposes of insurance and related financial services shall not result in differences in individuals' premiums and benefits " .