Before revision:  The default version is loosely calibrated to resemble a specific (but anonymous) Auto Bodily Injury portfolio  , but the general structure is suitable for most lines of business, with some amendment of modules.
After revision:  The default version is loosely calibrated to resemble a specific (but anonymous) Auto Bodily Injury portfolio . It thus reflects a number of desirable (but complicated) data features , but the general structure is suitable for most lines of business, with some amendment of modules.