Before revision:  Upon its creation by banks, this kind of " value phantasy " is converted into " real money " often in terms of buyer's debtaccompanied by a simultaneous payment of fiat money to the seller.
After revision:  Upon its creation by banks, this kind of " suspended in belief. " is converted into " real money " often in terms of buyer's debtaccompanied by a simultaneous payment of fiat money to the seller.