If you create an account on the Service, you are responsible for maintaining the security of your account and data, and you are fully responsible for all activities that occur under the account. Refunds: Except where required by law, Upgraded Memberships purchased directly through Quizlet are non-refundable. is patently offensive and promotes racism, bigotry, hatred or physical harm of any kind against any class or individual contains sexually suggestive, abusive, threatening, obscene, defamatory or libelous;involves the transmission of junk mail, chain letters, unsolicited mass mailings or instant messages, or spam; disclosing your password to any third party, or permitting any third party to access your account; The Service, including without limitation all content there available, product and membership features, any and all of Quizlet’s policies, and these Terms of Service, may be changed at the sole discretion of Quizlet without notice. QUIZLET, ITS SUPPLIERS AND ITS LICENSORS. EXCEPT AS OTHERWISE EXPRESSLY STATED, ALL CONTENT POSTED TO OR AVAILABLE FROM THE SERVICE IS PROVIDED "AS IS", AND QUIZLET, ITS SUPPLIERS AND ITS LICENSORS MAKE NO REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT OF PROPRIETARY RIGHTS. YOU UNDERSTAND AND AGREE THAT YOU DOWNLOAD FROM, OR OTHERWISE OBTAIN CONTENT OR SERVICES THROUGH, THE SERVICE AT YOUR OWN DISCRETION AND RISK, AND THAT QUIZLET, ITS SUPPLIERS AND ITS LICENSORS WILL HAVE NO LIABILITY OR RESPONSIBILITY FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR DATA THAT RESULTS FROM THE DOWNLOAD SUCH CONTENT OR THE USE OF THE SERVICE. Binding Arbitration: Any dispute arising out of or relating to these Terms or your use of our Services will be settled through binding arbitration, conducted by the American Arbitration Association ("AAA") and in accordance with their Commercial Arbitration Rules. Disputes will be settled on an individual basis:  YOU AND QUIZLET KNOWINGLY AND VOLUNTARILY AGREE TO WAIVE YOUR RESPECTIVE RIGHTS TO BRING OR PARTICIPATE IN A CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE ACTION OR ARBITRATION. Except to the extent any applicable law provides otherwise, these Terms of Service and any access to or use of the Service will be governed by the laws of the state of California, U.S.A., excluding its conflict of law provisions, regardless of where you are located in the world. You agree to defend, indemnify and hold harmless Quizlet, its contractors, and its licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys' fees, arising from your use of the Service, including but not limited to, any violation of any representation or warranty contained in these Terms of Service. If any part of these Terms of Service is held invalid or unenforceable, that part will be construed to reflect the drafter’s original intent, and the remaining portions will remain in full force and effect. A waiver by either party of any term or condition of these Terms of Service or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof. 

Summary:
You are responsible for maintaining the security of your account and for the activities on your account. The service has a no refund policy. Prohibits the posting of content which promotes or glorifies violence or politically or religiously extremist values.. Prohibits the posting of pornographic content. Users agree not to submit libelous, harassing or threatening content. This service prohibits users sending chain letters, junk mail, spam or any unsolicited messages. You cannot distribute or disclose your account to third parties.  Terms may be changed any time at their discretion, without notice to the user . The service is provided 'as is' and to be used at the users' sole risk. Users are responsible for any risks, damages, or losses they may incur by downloading materials. This service forces users into binding arbitration in the case of disputes. You waive your right to a class action.. The court of law governing the terms is in location X. You agree to defend, indemnify, and hold the service harmless in case of a claim related to your use of the service. Invalidity of any portion of the Terms of Service does not entail invalidity of its remainder. Failure to enforce any provision of the Terms of Service does not constitute a waiver of such provision.