User Agreement for PayPal Service Effective date: May 31, 2018 Print Download PDF  Please note: The version of this Agreement marked “Current User Agreement for PayPal Service” set out immediately below is effective until Aug 31, 2018.  The version of this Agreement marked “Updated User Agreement for PayPal Service” further below will take effect and supersede the Current User Agreement for PayPal Service on Aug 31, 2018. This user agreement will be effective for all users as of September 14, 2020. If you are an individual, you must be at least 18 years old and have full legal capacity to enter into a contract to open a PayPal account and use the PayPal services. To use the PayPal services you need to open a PayPal account. By opening and using a PayPal account, you agree to comply with all of the terms and conditions in this user agreement. You also agree to comply with the following additional documents and each of the other documents on the Legal Agreements page that apply to you:  Fees page Privacy Statement Acceptable Use Policy We may revise this user agreement and any of the documents listed above from time to time. The revised version will be effective at the time we post it, unless otherwise noted. If our changes reduce your rights or increase your responsibilities we will post a notice on the Policy Updates page of our website and provide notice to you of at least two months. By continuing to use our services after any changes to this user agreement take effect, you agree to be bound by those changes.  By continuing to use our services after any changes to this user agreement take effect, you agree to be bound by those changes. If you do not agree with any changes, you may close your account before the changes take effect. Holders of certain existing personal accounts may be required to upgrade their accounts (which may include providing further information to PayPal) in order to be able to use all of the current functionality available in a personal account.  To use your PayPal account primarily to sell things, you must open a business account or convert your personal account to a business account. Business accounts may be subject to fees that differ from the fees applicable to personal accounts. You should take reasonable steps to stop your PayPal account being misused. You must maintain adequate security and control of any and all devices, items, IDs, passwords and personal identification numbers / codes that you use to access your PayPal account and the PayPal services. Please see our Key Payment and Service Information for guidelines.  You acknowledge that if you grant permission for a third party to take actions on your behalf, we may disclose certain information about your Account to this third party. You may permit third party service providers licensed by applicable law to:   provide account information services to access information about your account on your behalf; confirm whether an amount necessary for the execution of a card-based payment transaction is available on your account. or provide payment initiation services to initiate payments from your account on your behalf. You will not hold us responsible for, and you will indemnify us from, any liability arising from the actions or inactions of such third parties in connection with the permissions you granted, subject to your mandatory legal rights. You can close your account at any time. See the PayPal Help Centre for how to do this.  We may close your account at our convenience by providing you with two months’ prior notice.  We may also close your account at any time if:  you are in breach of this user agreement and/or we are otherwise entitled to close your account under this user agreement; you do not access your account for three years. or we suspect that your account has been accessed without your authorisation.  we may suspend, limit or terminate your access to or use of our services, websites, software, systems (including any networks and servers used to provide any of the services) operated by us or on our behalf or some or all of the services; we may keep your account information in our database for the purpose of fulfilling our legal obligations. In the event that we decide to discontinue any of our services or any portion or feature of our services for any reason, we will give you at least two months prior notice before discontinuing the service or feature, unless we determine in good faith that:   the service or feature must be discontinued sooner as required by law or a third-party relationship. or  doing so could create a security risk or substantial economic or material technical burden. If this information changes, we may update it using information and third-party sources available to us without any action on your part. We will give you 2 months' notice of any Change with the Change taking effect once the 2 month notice period has passed, except the 2 month notice period will not apply where a Change is required by law or relates to the addition of a new service, extra functionality to the existing Service or any other change which neither reduces your rights nor increases your responsibilities. (iii) if you are an individual, be at least 18 years old.  You agree to defend, indemnify and hold PayPal harmless from any claim or demand (including reasonable legal fees) made or incurred by any third party due to or arising out of:  your breach of this user agreement; your improper use of the PayPal services; your violation of any law or the rights of a third party.  PayPal does not claim ownership of the content that you provide, upload, submit or send to PayPal. &nbsp;Nor does PayPal claim ownership of the content you host on third-party websites or applications that use PayPal services to provide payments services related to your content. Subject to the&nbsp;next paragraph, when you provide content to the PayPal companies or post content using PayPal services, you grant PayPal (and parties that we work with) a non-exclusive, irrevocable, royalty-free, transferable, and worldwide license to use your content and associated intellectual property and publicity rights to help us improve, operate and promote our current services and develop new ones. Further, you acknowledge and warrant that you own or otherwise control all of the rights of the content you provide, and you agree to waive your moral rights and promise not to assert such rights against PayPal. 

Summary:
There is a date of the last update of the terms. There is a date of the last update of the agreements. This service is only available to users over a certain age. You must create an account to use this service. Instead of asking directly, this Service will assume your consent merely from your usage.. When the service wants to make a material change to its terms, you are notified at least 30 days in advance. Instead of asking directly, this Service will assume your consent merely from your usage.. Instead of asking directly, this Service will assume your consent merely from your usage.. You have the right to leave this service at any time. Certain features maybe unavailable, depending on when you opened an account. You must have a Business account, to primarily sell things. Different account types, have different fee structures. You are responsible for maintaining the security of your account and for the activities on your account. Your information is only shared with third parties when given specific consent. You are warned of the potential consequences related to third-party access. You agree to defend, indemnify, and hold the service harmless in case of a claim related to your use of the service. You have the right to leave this service at any time. Two months of notice are given before closing your account. Your account can be closed for several reasons. Your use is throttled when you cancel your account. The service may keep your account info, even when you close your account. You will be notified about discontinuation of service(s), unless not possible. Information is gathered about you through third parties. Users should revisit the terms periodically, although in case of material changes, the service will notify. This service is only available to users of a certain age. You agree to defend, indemnify, and hold the service harmless in case of a claim related to your use of the service. You maintain ownership of your content. This service can use your content for all their existing and future services. You waive your moral rights.