nding your rights   Understanding you The personal data we collect Where personal data comes from This privacy statement only applies to the PayPal and Xoom services offered by PayPal. To learn about our privacy practices for our other products or services, like Venmo or Braintree, visit the website and review the privacy statement for that product or service. You have the right to request a copy of the personal data we’ve collected about you in the past 12 months. You also have the right to ask us to delete your personal data we have collected about you. If you want to see or delete your personal data, contact us. We will not deny you services, charge you different prices, or provide you with a different level of service solely for exercising your privacy rights. If you request to see or delete your personal data, we’ll first need to verify who you are before we can respond to your request. If you close your account or request that we delete personal data, we still need to keep some personal data so we can:  Complete a transaction, provide goods or services you requested, or comply with our promises to you in the User Agreement or other contract you have with us Detect and prevent malicious, fraudulent, or illegal activity Protect your (or another person’s) legal rights, including the right to free speech Manage our internal business processes that are reasonably related to your expectations when using our services Comply with laws  Depending on where you live and what type of account you use, you may have different rights and choices for managing your personal data. Understanding your choices You can control how personal data is collected or shared, as well as how we communicate with you. Here are some of the ways you can customize your choices.  Choose how we collect personal data  You may choose to limit the personal data you provide when our apps or services request it. Also, some personal data is required for our services to function at all. Your choices about how we communicate with you differ depending on the purpose of the message and how it is delivered. Some messages are considered optional and some are necessary for you to manage your accounts with us. We use email, text messages, push notifications on your mobile device, and even paper mail depending on the situation and your preferences. You can click the unsubscribe link in a marketing email, opt out of a text message by replying “STOP,” or turn off notifications on your device. You can also change your account’s notification settings or the notification preferences on your device. If you use our services without creating or logging into an account, we’ll still collect personal data, which may include your payment information, device information, and location. When you use our services without creating or logging into an account, we will use this information to process transactions, prevent fraud and comply with the law. We may connect this information with your account, if you have one or if you create an account at a later date. Here are the kinds of personal data that we may collect when you create an account or use our services: 1. Information that identifies you, for example: IP address Information collected from cookies or other tracking technologies 6. Geolocation data, for example:  Global Positioning System (GPS) information when you give us permission through your device settings IP-based geolocation Audio, electronic, visual, biometric, or similar information, for example:  Call recordings when you talk to customer service Voice identification, when you consent to this biometric method of authentication Photo IDs and profile pictures you provide We may collect personal information about you from various sources, for example from:  You Merchants Our payment partners, such as card networks and payment processors Financial institutions, such as banks Credit bureaus Service providers, such as companies that help us manage risk and fraud, deliver services to you, and market our services We or our authorized service providers may use cookies and similar tracking technologies to collect personal data whenever you use our services, visit our sites, or visit websites that offer our services. The information collected with these technologies helps us personalize your experience, measure the effect of our ads, prevent fraud and enhance the security of our sites and service.  You can disable or decline some cookies for our sites and services. But, since some parts of our service rely on cookies to work, those services could become difficult or impossible to use Some web browsers have an optional setting called “Do Not Track” (DNT) that lets you opt-out of being tracked by advertisers and some third parties. Because many of our services won’t function without tracking data, we do not respond to DNT settings.  Because many of our services won’t function without tracking data, we do not respond to DNT settings. Send you marketing information about our products and services. We may use personal data to market about our partners, such as merchants. We do not sell your personal data. However, we may share personal data across our services and with other members of the PayPal corporate family. Sometimes we share the personal data we collect with third parties to help us provide services, protect our customers from risk and fraud, market our products, and comply with legal obligations. We may share personal data with:  Other members of the PayPal corporate family Service providers that help us with processing payments, marketing, research, compliance, audits, corporate governance, communications, and security Card networks and payment processors Financial institutions, such as banks we partner with to offer joint products, like Synchrony Bank in connection with PayPal Credit, the PayPal Cashback Mastercard, and the PayPal Extras Mastercard Credit reporting and collections agencies  Courts, governments, regulators and law enforcement when accompanied by a subpoena or other legal documentation that requires PayPal or members of our corporate family to respond People involved in a transaction, such as other users or merchants and their service providers. Third parties that you asked us to connect with, such as other financial or social media apps. We’ll make changes to this privacy statement from time to time. This helps us stay up to date with changes to our business and the most current laws. WHAT DOES PAYPAL DO WITH YOUR PERSONAL INFORMATION?   Why?  Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. When you are no longer our customer, we continue to share your information as described in this notice. How does PayPal collect my personal information?  We collect your personal information, for example, when you  open an account or provide account information use your credit or debit card or give us your contact information use your PayPal and/or Xoom account to send or receive funds  We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. the California Consumer Act of 2018 (CCPA) permits consumers who are California residents to ask businesses covered under the act about personal data it has collected about the consumer, submit an access or deletion request, and opt-out of the sale of personal information, if applicable. 

Summary:
This service takes credit for your content. The service provides details about what kinds of personal information they collect. The service provides information about how they collect personal data. This service employs separate policies for different parts of the service. This service allows you to retrieve an archive of your data. You can request access and deletion of personal data. This service may keep personal data after a request for erasure for business interests or legal obligations. You can limit how your information is used by third-parties and the service. You must provide your identifiable information. This service may use your personal information for marketing purposes. You can opt out of promotional communications. Your profile is combined across various products. The service collects many different types of personal data. The service collects many different types of personal data. This service collects your IP address for location use. This service receives your location through GPS coordinates. Your biometric data is collected. This service gathers information about you through third parties. Third-party cookies are used for advertising. Blocking first party cookies may limit your ability to use the service. Do Not Track (DNT) headers are ignored and you are tracked anyway even if you set this header.. Do Not Track (DNT) headers are ignored and you are tracked anyway even if you set this header.. This service may use your personal information for marketing purposes. This service does not sell your personal data. This service can share your personal information to third parties . Sensitive data is collected and shared to target advertising. The service will only respond to government requests that are reasonable. The service uses social media cookies/pixels. The service reviews its privacy policy on a regular basis. The service provides information about how they intend to use your personal data. Your data may be processed and stored anywhere in the world. This service holds onto content that you've deleted. The service provides information about how they collect personal data. The service may sell your data unless you opt out.