To put it simply, there are three main ways we collect information about you: when you give it to us, with automatic technologies and when we ask others for it.   We and our partners may use various technologies to collect and store Usage Information in connection with our Services. These may include things like cookies, browser web storage (e.g., HTML5), web beacons and similar technologies. We may use certain information like your IP address or other Device Information or Log Information to estimate your location (e.g., your city or state). We may also request to use location-enabled services on your device (which typically provide GPS or Wi-Fi access point details) to enhance our Services. We will only use these location-enabled services on your device with your consent, though. About You Many of our features rely on information about you that we collect from third parties, such as the free credit reports and credit scores we request on your behalf from TransUnion and Equifax. We may also work with different third party partners to supplement the Usage Information and other information we collect directly from you.  We reserve the right to access, use, preserve, transfer or disclose, at any time without notice to you, any information (including Personal Information) as reasonably necessary to:  Comply with any applicable law, regulation, subpoena or legal process, or respond to any governmental requests and cooperate with law enforcement, if we believe such action is required or permitted by law; Enforce our&nbsp;Terms of Service, including investigating any potential violations; Protect the safety, integrity, rights or security of our members, our Services or equipment, or any third party. or Detect, prevent or otherwise address fraud, security or technical issues related to our Services or our partners.  We do&nbsp;not&nbsp;sell your Personal Information to or share your Personal Information with unaffiliated third parties for their own advertising or marketing purposes.  We may share information about you with service providers or agents in order to have them perform on our behalf any of the activities we are permitted to conduct under this Privacy Policy and our Terms of Service. This includes things like designing or operating features, helping us research and test feature improvements, identifying offers or personalized recommendations, performing analytics and marketing our Services.  We may sometimes share information about you with third parties we collaborate with in connection with providing or improving our Services.  We may disclose and transfer information about you to a third party as part of, or in preparation for, a change of control, restructuring, corporate change, or sale or transfer of assets.  We may also share with third parties de-identified or aggregated data we collect, such as de-identified or aggregated credit reports or scores, de-identified demographic information, or information about the computer or device from which you access the Service. Due to our recordkeeping and information retention requirements, we do not delete information about you upon deactivation. We will, however, disable your account and stop sending you further communications. Furthermore, except to the extent necessary for legal or regulatory recordkeeping purposes, we anonymize the data in your Member Profile two years after you deactivate your account. It may take a little more time for our automated backup systems to fully process the anonymized account, though. In connection with these advertising services, we or our Advertising Service Providers, like Google Analytics (more on this below) may use cookies, web beacons, and similar technologies to collect behavioral information about how you use our site or other websites in order to perform tracking and marketing analytics or serve advertisements that are more likely to be of interest to you (“Interest-Based Advertisements”).  At this time, we do not respond to automated signals regarding tracking mechanisms, including “do not track” instructions from your browser.  Please note that blocking cookies may affect your browsing experience on many sites and may limit your ability to use certain features of our Services, including many of the personalized features we provide for our members. Please note that blocking cookies may affect your browsing experience on many sites and may limit your ability to use certain features of our Services, including many of the personalized features we provide for our members. We reserve the right to change this Privacy Policy at any time without notice to you. 

Summary:
Information is provided about how they collect personal data. You are tracked via web beacons, tracking pixels, browser fingerprinting, and/or device fingerprinting. Your IP address is collected, which can be used to view your approximate location. Information is gathered about you through third parties. This service reserves the right to disclose your personal information without notifying you. Your personal data is not sold. Your personal information is used for many different purposes. This service gives your personal data to third parties involved in its operation. Your personal data may be sold or otherwise transferred as part of a bankruptcy proceeding or other type of financial transaction. Your personal data is aggregated into statistics. Some personal data may be kept for business interests or legal obligations. The service may keep a secure, anonymized record of your data for analytical purposes even after the data retention period. This service tracks you on other websites. Do Not Track (DNT) headers are ignored and you are tracked anyway even if you set this header.. Blocking first party cookies may limit your ability to use the service. Blocking first party cookies may limit your ability to use the service.  Terms may be changed any time at their discretion, without notice to you .