Commercial Property Quote Summary

  Prefix:

       XXPD

                        Estimated Total Premium: $

   63,571.00

  Policywide Options

    Premium

  Restaurant Platinum Protection Plus Endorsement

                                                    $

    3,500.00

  Blanket Coverage

         Limits

  Blanket Coverage of Personal Property

                        $

      5,397,200

  Blanket Coverage of Business Income

                        $

     1,428,658

  Loc. Schedule Summary

                Limits

   Premium

   1 StreetSTE 125, HOUSTON, TX

        1-1 BUSINESS PERSONAL PROPERTY: CONTENTS

            $ 1,372,200

     $

     9,503.00

        1-2 BUSINESS INCOME INCLUDING EXTRA EXPENSE: BUSINESS INCOME WITH EXTRA EXPENSE

            $ 285,714

     $

     1,597.00

   2 StreetSTE 120, HOUSTON, TX

        1-1 BUSINESS PERSONAL PROPERTY: CONTENTS

            $ 375,000

     $

     2,902.00

        1-2 BUSINESS INCOME INCLUDING EXTRA EXPENSE: BUSINESS INCOME WITH EXTRA EXPENSE

            $ 285,715

     $

     1,597.00

   3 StreetSTE 20, HOUSTON, TX

        1-1 BUSINESS PERSONAL PROPERTY: CONTENTS

            $ 850,000

     $

     5,554.00

        1-2 BUSINESS INCOME INCLUDING EXTRA EXPENSE: BUSINESS INCOME WITH EXTRA EXPENSE

            $ 285,715

     $

     1,438.00

   4 StreetSTE 400, HOUSTON, TX

        1-1 BUSINESS PERSONAL PROPERTY: CONTENTS

            $ 750,000

     $

     6,233.00

        1-2 BUSINESS INCOME INCLUDING EXTRA EXPENSE: BUSINESS INCOME WITH EXTRA EXPENSE

            $ 285,714

     $

     1,815.00

        1-3 BUSINESS PERSONAL PROPERTY: TENANT IMPROVEMENT

            $ 200,000

     $

     1,550.00

   5 StreetSTE 490, HOUSTON, TX

        1-1 BUILDING: BUILDING

            $ 2,275,000

      $

    10,693.00

        1-2 BUSINESS PERSONAL PROPERTY: CONTENTS

            $ 550,000

     $

     4,347.00

   6 StreetSTE 450, HOUSTON, TX

        1-1 BUSINESS PERSONAL PROPERTY: CONTENTS

            $ 1,300,000

     $

     7,660.00

        1-2 BUSINESS INCOME INCLUDING EXTRA EXPENSE: BUSINESS INCOME WITH EXTRA EXPENSE

            $ 285,800

     $

     1,297.00

        2-1 BUILDING:

            $ 50,000

     $

     2,717.00

  Extend Property Coverage for your Restaurant

  The broad built-in protection of Insurance1’s business insurance provides comprehensive coverage to meet your basic property and liability needs. But, depending on your particular operation, you may need extra coverage. Insurance1 offers two property endorsements that enable you to easily boost your coverage in varying levels, insuring anything from accounts receivable and computers to brands and labels and loss of utility service.

  Compare the specific product features shown below, then work with your agent to choose the level of protection that’s right for your business.

  COVERAGE

            GOLD

         PLATINUM

  Accounts Receivable

  $50,000

  $250,000 Policy Blanket Limit

  Appurtenant (Detached) Structures

  $25,000

  $50,000

  Arson Reward for Conviction (N/A in NY)

  $10,000

  $15,000

  Artificially Generated Electrical Current Damage

  $25,000

  $50,000

  Brands and Labels

  $25,000

  $50,000

  Business Income and Extra Expense from Dependent Properties

  $25,000

  $50,000

  Business Income and Extra Expense from Newly Acquired Properties

  $50,000

  $100,000

  Business Personal Property Limit - Seasonal Increase

  N/A

  125% BPP up to $250,000

  Claim Data Expense, Including Inventories and Appraisals

  $5,000

  $10,000

  Computer Fraud and Funds Transfer Fraud

  $25,000

  $50,000

  Computers and Media

  $25,000

  $250,000 Policy Blanket Limit

  Computers and Media Off Premises

  $5,000

  $10,000

  Contract Penalty

  $10,000

  $25,000

  Covered Property Territory

  1,000 Feet

  1,000 Feet

  COVERAGE

            GOLD

         PLATINUM

  Credit Card Invoices

  $5,000

  $10,000

  Debris Removal

  $40,000

  $250,000 Policy Blanket Limit

  Discharge from Sewer, Drain or Sump (Not Flood-Related)

  $25,000

  $100,000

  Employee Dishonesty

  $50,000

  $100,000

  Fine Arts Coverage

  $50,000

  $250,000 Policy Blanket Limit

  Fire and Security Alarm System Upgrade

  25% of the cost up to $10,000

  25% of the cost up to $25,000

  Fire Department Service Charge

  $25,000

  Actual Cost

  Fire Extinguisher Recharge

  - $25,000 for Recharge

  - $5,000 for Clean-up

  - $5,000 Business Income

  - $50,000 for Recharge

  - $5,000 for Clean-up

  - $5,000 Business Income

  Food Contamination

  $25,000/$10,000

  $100,000/$50,000

  Forgery or Alteration

  $50,000

  $100,000

  Foundations and Underground Pipes

  Included in Building Limit

  Included in Building Limit

  Increased Cost of Construction

  See Ordinance or Law

  See Ordinance or Law

  Ingress or Egress

  N/A

  $25,000

  Limited Business Income

  $100,000

  $250,000

  Limited Extra Expense

  $100,000

  $250,000

  Master Key / Key Card Replacement

  $10,000

  $50,000

  Money and Securities

  $10,000

  $50,000

  Newly Acquired or Constructed Property

  $1 million / $500,000

  $2 million / $1 million

  Off Premises Business Income and Extra Expense Special Event Cancellation

  $25,000

  $50,000

  Ordinance or Law Coverage

  Coverage A - Building limit Coverage B - $100,000 Coverage C - $100,000

  Coverage A - Building limit Coverage B - $250,000 Coverage C - $250,000

  Outdoor Property

  $50,000 / $2,500 per tree

  $250,000 Policy Blanket Limit

  Pairs or Sets

  N/A

  $250,000 Policy Blanket Limit

  Personal Effects / Customer’s Property

  $25,000

  $25,000 / $250,000 Policy Blanket Limit

  Pollutant Clean Up and Removal

  $25,000

  $50,000

  Preservation of Property

  45 days

  90 days

  Property in Transit

  $25,000 / $20,000

  $50,000 / $20,000

  COVERAGE

            GOLD

         PLATINUM

  Property Off Premises

  $50,000

  $100,000

  Property while Airborne or Waterborne

  N/A

  Included in BPP limit

  Salespersons Samples Off Premises

  $10,000

  $25,000

  Spoilage of Perishable Goods

  $25,000

  $50,000

  Tenant's Building Glass Liability

  Included in BPP limit

  Included in BPP limit

  Unauthorized Business Card Use

  $10,000

  $25,000

  Utility Services — Direct Damage

  Overhead transmission lines excluded; coverage can be purchased

  $50,000

  $100,000

  Utility Services — Time Element

  Overhead transmission lines excluded; coverage can be purchased

  $50,000

  $100,000

  Valuable Papers and Records — Cost of Research

  $50,000

  $250,000 Policy Blanket Limit

  Additional Coverages and Coverage Extensions included in these endorsements apply only when applicable Building and/or Business Personal Property underlying coverage is selected on the Commercial Property Policy. This summary is intended for reference only and does not include policy conditions, exclusions, and limitations. Refer to your policy for details of coverages. If there is any conflict between the policy and the summary, the provisions of the policy prevail.

  Products underwritten by Insurance1 Insurance Company and Affiliated Companies. Not all Insurance1 affiliated companies are mutual companies, and not all Insurance1 members are insured by a mutual company.

  Insurance1here.com

  Location 001

                                                                           Total Premium:

                                                                                                  $11288.00

  StreetSTE 125 HOUSTON, TX

  Coverage

       Flood Limit

                                  500,000

                                                                           Flood Deductible

                                                                                                  50,000

       Flood Blanket

                                  No

                                                                           Flood Premium

                                                                                                  188

  Building 1 - RESTAURANT

       Class Code

          542

               Construction Type

    MASONRY NON-COMBUSTIBLE

       Year Built

          1960

               Stories

         1

       Property Interest

          OWNER OCCUPIED

               Total Area

         4,000

       Protection Class

          1

               Sprinklered

         NO

       Burglar Alarm

          NO

  Coverages

  Building Personal Property - CONTENTS

       Valuation

          REPLACEMENT COST

                 Property Deductible

          $10,000

       Wind/Hail Ded. ($ or %)

          1

                 Theft Coverage

          YES

       Coinsurance

          90

       Earthquake Coverage

          NO

       Agreed Value

          YES

           Causes of Loss - Special Form

           Spoilage Coverage Endorsement

                        $419.00

  Business Income with Extra Expense - BUSINESS INCOME WITH EXTRA EXPENSE

       Hourly Deductible

            24

                  Rental Option

         MERCANTILE

       Risk Type

            INCLUDING RENTAL

                  Theft Coverage

         YES

       Extended Period

                  Maximum Period

         NO

       Monthly Limit

            N/A

                  Agreed Value

         NO

       Coinsurance

            80

                  Business Income ALS

         NO

       Earthquake Coverage

            NO

           Causes of Loss - Special Form

  Location 002

  Total Premium:

                

Section label: Commercial Property Quote Summary