Deluxe property coverage form - additional coverages & coverage extensions

       The Limits of Insurance shown in the left column are included in the coverage form and apply unless a Revised Limit of Insurance or Not Covered is shown in the Revised Limits of Insurance column on the right. The Limits of Insurance apply in any one occurrence unless otherwise stated.

                                                                                   LIMITS OF INSURANCE

        REVISED LIMITS OF INSURANCE

        Accounts Receivable:

            At all described premises

                   $50,000

            In transit or at all undescribed premises

                   $25,000

        Appurtenant Buildings and Structures

                  $100,000

        Claim Data Expense

                   $25,000

        Covered Leasehold Interest – Undamaged Improvements & Betterments

            Lesser of Your Business Personal Property limit or:

                  $100,000

        Debris Removal (additional amount)

                  $250,000

        Deferred Payments

                   $25,000

        Duplicate Electronic Data Processing Data and Media

                   $50,000

        Electronic Data Processing Data and Media

            At all described premises

                   $50,000

        Employee Tools

            In any one occurrence

                   $25,000

            Any one item

                    $2,500

        Expediting Expenses

                   $25,000

        Extra Expense

                   $25,000

        Fine Arts

            At all described premises

                   $50,000

            In transit

                   $25,000

        Fire Department Service Charge

                  Included*

        Fire Protective Equipment Discharge

                  Included*

        Green Building Alternatives – Increased Cost

        Percentage 1%

        Maximum amount – each building

                  $100,000

        Green Building Reengineering and Recertification Expense

                   $25,000

        Limited Coverage for Fungus, Wet Rot or

        Dry Rot – Annual Aggregate

                   $25,000

        Loss of Master Key

                   $25,000

        Newly Constructed or Acquired Property:

            Buildings - each

                 $2,000,000

            Personal Property at each premises

                 $1,000,000

       • means included in applicable Covered Property Limit of Insurance

       Deluxe property coverage form - additional coverages & coverage extensions

             LIMITS OF INSURANCE

        REVISED LIMITS OF INSURANCE

        Non-Owned Detached Trailers

              $25,000

        Ordinance or Law Coverage

             $250,000

          $1,000,000

        Outdoor Property

              $25,000

            Any one tree, shrub or plant

               $2,500

        Outside Signs

            At all described premises

             $100,000

            At all undescribed premises

               $5,000

        Personal Effects

              $25,000

        Personal Property At Premises Outside of the Coverage Territory

              $50,000

        Personal Property In Transit Outside of the Coverage Territory

              $25,000

        Pollutant Cleanup and Removal – Annual Aggregate

             $100,000

        Preservation of Property

            Expenses to move and temporarily store property

             $250,000

            Direct loss or damage to moved property

             Included*

        Reward Coverage

            25% of covered loss up to a maximum of:

              $25,000

        Stored Water

              $25,000

        Theft Damage to Rented Property

             Included*

        Undamaged Parts of Stock in Process

              $50,000

        Valuable Papers and Records – Cost of Research

            At all described premises

              $50,000

            In transit or at all undescribed premises

              $25,000

        Water or Other Substance Loss – Tear Out and Replacement Expense

             Included*

       • means included in applicable Covered Property Limit of Insurance

Section label: Property Coverage Details