Kinyarwanda: 1. ibisabwa umuntu ufite ubunyangamugayo n’ubushobozi akwiye kuba ari umuntu wese w’ingenzi ushoboye, w’umunyakuri, w’inyangamugayo kandi ufite imari ihagaze neza. 1.1. umunyakuri, inyangamugayo n’indakemwa. impamvu zisobanuwe mu bika bikurikira ni ingenzi mu gusuzuma niba umuntu ari umunyakuri, inyangamugayo, n’indakemwa. muri izi mpamvu hakubiyemo, ariko ntizigarukira gusa ku kuba umuntu w’ingenzi: a) yarimwe uburenganzira cyangwa yarahawe uburenganzira budasesuye bwo gukora ubucuruzi, imirimo cyangwa umwuga usabirwa uruhushya rwihariye, usaba kuba yariyandikishije cyangwa kuba yaremerewe n’itegeko mu gihugu icyo aricyo cyose; b) yarahawe amabwiriza amubuza kugira ibyo akora runaka hakurikijwe itegeko iryo ari ryo ryose ryatanzwe n’abakora igerageza ry’icyitegererezo cy’umushinga cyangwa yarabujijwe gukorera mu gihugu icyo ari cyo cyose n’urwego rugenzura serivisi zerekeye imari; c) yaracyashywe, yarafatiwe ibyemezo by’imyifatire, yarahagaritswe cyangwa yarangiwe kuba umunyamuryango cyangwa kwandikwa na banki nkuru, urundi rwego rugenzura imikorere urwo ari rwo rwose, ikigo kigenzura amasoko, ikigo cy’ihwanyabwishyu, umuryango ushingiye ku murimo w’umwuga cyangwa ikigo cya leta, haba mu rwanda cyangwa ahandi; d) yararezwe atarenganyijwe ku byerekeranye n’ibikorwa bigenzurwa na banki nkuru hakurikijwe itegeko mu gihugu icyo ari cyo cyose; e)  yarakurikiranywe kubera imyifatire cyangwa icyaha yaba yarakoze cyangwa yaramenyeshejwe ko haba hari ikurikiranwa rimureba cyangwa yarakozweho iperereza rishobora gutuma yakurikiranwa, hakurikijwe itegeko mu gihugu icyo ari cyo cyose; f) yarahamwe n’icyaha cyangwa yarakurikiranyweho icyaha inkiko zitaramuhamya ariko gishobora gutuma akatirwa hakurikijwe itegeko ry’igihugu icyo ari cyo cyose; g) hari urubanza (by’umwihariko, urubanza rwerekeye kuba yaragaragaweho uburiganya, kugaragaza ibintu uko bitari cyangwa umugayo) rwaciwe rwerekeye uwo muntu uvugwa mu manza mbonezamubano cyangwa ibindi bikorwa by’amakosa bigikurikiranwa bishobora gutuma uwo muntu acirwa urubanza, hakurikijwe itegeko rikoreshwa mu gihugu cyangwa mu rukiko urwo arirwo rwose; h) kuba yaremeye uburyozwe by’iby’abandi yangije kubera uburiganya cyangwa kugaragaza ibintu uko bitari hakurikijwe itegeko ryo mu official gazette n° 38 bis of 25/09/2023
English: 1. criteria a fit and proper person is expected to be any relevant person who is competent, honest, has integrity and is of sound financial standing. 1.1. honesty, integrity and reputation the factors set out in the following paragraphs are relevant to the assessment of the honesty, integrity and reputation of a relevant person. the factors include; but are not limited to whether the relevant person: a) has been refused the right restricted in its or his/her right to carry on any trade, business or profession for which a specific license, registration or other authorization is required by law in any jurisdiction; b) has been issued a prohibition order under any act administered by project piloting or has been prohibited from operating in any jurisdiction by any financial services regulatory authority; c) has been censured, disciplined, suspended or refused membership or registration by the central bank, any other regulatory authority, an operator of a market, clearing facility, any professional body or government agency, whether in rwanda or elsewhere; d) has been the subject of any complaint made reasonably and in good faith, relating to activities that are regulated by the central bank or under any law in any jurisdiction; e)  has been the subject of any proceedings of a disciplinary or criminal nature or has been notified of any potential proceedings or of any investigation which might lead to those proceedings, under any law in any jurisdiction; f) has been convicted of any offence, or is being subject to any pending proceedings which may lead to such a conviction, under any law in any jurisdiction; g) has had any judgment (in particular, that associated with a finding of fraud, misrepresentation or dishonesty) entered against the relevant person in any civil proceedings or is a party to any pending proceedings which may lead to such a judgment, under any law in any jurisdiction; h) has accepted civil liability for fraud or misrepresentation under any law in any jurisdiction; i) has had any civil penalty enforcement action taken against it or him by the central bank or any other regulatory authority under any law in any jurisdiction; j) has contravened or abetted another person in breach of any laws or regulations, business rules or codes of conduct, whether in rwanda or elsewhere; k) has been the subject of any investigations or disciplinary proceedings or been issued a warning or reprimand by the central bank, any other regulatory authority, an operator of a market, clearing facility, any professional body or government agency, whether in rwanda or elsewhere; l) has been refused a fidelity or surety bond, whether in rwanda or elsewhere; m) has demonstrated an unwillingness to comply with any regulatory requirement or to uphold any professional and ethical standards, official gazette n° 38 bis of 25/09/2023