Kinyarwanda: Inama ku « yandi makuru y’ingenzi ugomba kumenya » 10.  ese inyandiko imenyekanisha amakuru y’ingenzi igomba kugaragaza amafaranga yishyurwa igihe umuguzi yishyuye inguzanyo yose/ igice cyayo mbere y’igihe cyateganyijwe? yego. ugomba kwandika (munsi y’ahanditse « ese urashaka kwishyura inguzanyo yawe yose cyangwa igice cyayo mbere y’igihe cyateganyijwe? ») umubare w’amafaranga cyangwa niba utawuzi ukandika uburyo bukoreshwa mu  kubara komisiyo cyangwa umufuragiro umuguzi agomba kwishyura  mu gihe  yishyuye inguzanyo mbere y’igihe cyateganyijwe. 11.  ese inyandiko imenyekanisha amakuru y’ingenzi igomba kugaragaza niba hazakoreshwa uburyo bwo kubara inyungu zidahinduka cyangwa ubw’igabanya   mu kubara inyungu? yego. inyandiko imenyekanisha amakuru y’ingenzi igomba kugaragaza uburyo buzakoreshwa. kubera iyo mpamvu, ugomba guhindura ibisobanuro by’uburyo bwo kubara inyungu mu imenyekanisha ry’amakuru by’ingenzi ukandikamo  gusa « inyungu zigabanuka  » cyangwa « inyungu zidahinduka » bitewe n’uburyo buzakoreshwa. 12.  ese inyandiko imenyekanisha amakuru ingenzi igomba kugaragaza mu buryo butandukanye urutonde rw’amafaranga ya za komisiyo cyangwa umufuragiro acibwa ku nguzanyo azakurwa ku mafaranga y’inguzanyo? yego. munsi y’ahanditse « ugomba kandi kumenya ko » ugomba kugaragaza za komisiyo cya umufuragiro bicibwa ku nguzanyo azakurwa ku mafaranga y’inguzanyo, n’igiteranyo cy’ayo yose. izo komisiyo cyangwa umufuragiro bicibwa ku nguzanyo bigomba kandi kugaragazwa ku rutonde rwose rw’amafaranga yishyurwa mu mbonerahamwe ifite umutwe witwa: « komisiyo cyangwa umufuragiro». igice cya b – inama ku gusobanurira umuguzi inyandiko imenyekanisha amakuru y’ingenzi nk’utanga serivisi y’imari, usabwa n’ingingo ya 9 y’aya mabwiriza guha umuguzi mu magambo ibisobanuro bihagije ku makuru yose agaragara mu nyandiko imenyekanisha ry’ amakuru y’ingenzi afiteho ikibazo. usabwa kandi guha umuguzi ibisobanuro byose ku nyandiko imenyekanisha amakuru y’ingenzi igihe bigaragara neza ko atazi gusoma no kwandika cyangwa abana n’ubumuga bwo kutabona. inama zikurikira zikubiyemo ibibazo abaguzi bashobora kubaza n’ibisubizo bishobora gutangwa n’utanga serivisi yimari, zizagufasha gutanga ibyo bisobanuro. ugomba kureba niba ibisobanuro byawe bihuye n’izi nama (aho bikwiye). ugomba kandi kugenzura niba ibyo bisobanuro ari byo bikenewe n’umuguzi runaka (urugero: bitewe n’imiterere n’ibibazo umuguzi afite, bishobora kuba ngombwa ko usubiza ibibazo bitagaragara muri iyi nyandiko cyangwa ugatanga ibisobanuro birambuye ugereranyije n’ibyateganyijwe muri iyi nyandiko). official gazette nᵒ 30 bis of 25/07/2016
English: Appendix ii part a – guidance to account provider for completing key aspects of a kfs for account 1.  for which types of accounts must i complete and provide a kfs for account? a kfs for account is required for all bank, microfinance and e-money issuer accounts.  this includes all savings, transaction and other deposit accounts.  however, it is not required for credit accounts, such as credit card accounts. 2.  does all of the information in a kfs have to be completed? yes, all of the types of information specified in the kfs template in appendix i of the regulation must be included for the relevant account.  if a fee or charge or other feature referred to in the template does not apply to the account you should specify “none”, “no charge” “not applicable” when required by the instructions in the template, or omit it if the template indicates that it can be omitted.  you must otherwise not delete any of the information included in the template except to the extent absolutely necessary to ensure that the kfs is not misleading in relation to your account. 3.  does each fee or charge need to be disclosed separately or can i aggregate them? you must disclose each required fee or charge separately. 4.  what does it mean when the template includes wording in square brackets ([ ])? wording in square brackets usually indicates that you must do one of the following things:  include your own wording as instructed within the brackets, and then delete the instructions and the brackets (e.g. [specify any other fee(s)] requires to list any additional fees payable, disclosing them in the same manner as prescribed for fees already referred to in the template);  choose between different wording specified within the brackets and delete those brackets and any instructions (e.g. “[available / not available]” means that you must include one of these terms and delete the other and the brackets, such as “applicable”).