Kinyarwanda: Wifuza gutanga cyangwa gukora serivisi z’imari nk’intumwa nk’uko bigaragara muri aya mabwiriza rusange, agomba kuzuza ibisabwa mu bucuruzi bwa serivisi z’imari bukorwa n’intumwa kandi agirana amasezerano y’ubutumwa n’ikigo kubera izo mpamvu. of this article, seeks to provide or render agent financial services as specified in this regulation, shall fulfill the requirements for agent financial services business and enter into an agency contract with the institution for that purpose. abandi bantu batanga serivisi nibo bishingira uburyozwe bw’intumwa zisanzwe zikorera izindi kandi bishyura indishyi ibigo kubera amafaranga ikigo cyishyuye bikomotse ku buryozwe bw’intumwa. ikigo n’ubundi gikomeza kuryozwa ibikorwa bya serivisi z’imari by’intumwa kabone n’iyo undi utanga serivisi ahawe amasezerano yo gutanga serivisi zivugwa mu ngingo ya 29 y’aya mabwiriza rusange. the third-party providers assume liability for their sub-agents and indemnify the institutions for the institution payments made as a result of agent liability. the institution shall remain ultimately liable for the agent financial services business even where a third party service provider is contracted to provide the services specified in article 29 of this regulation. undi muntu utanga serivisi ashobora kuzuza inshingano y’ubushishozi ku byerekeye umukiriya, ari uko : a third party service provider may perform cdd, provided that: 1° ikigo gikomeza na nyuma yaho kwishingira ko ikindi kigo gitanga serivisi cyubahiriza ibisabwa mu kurwanya iyezandonke n’ibikorwa bitera inkunga iterabwoba (aml/cft); 1° the institution remains ultimately responsible for such third-party compliance with applicable aml/cft requirements;
English:  make, draw, accept or endorse negotiable instruments;  invest funds in term deposits or other certificates of deposit in licenced banks;  trade foreign exchange with regulated financial institutions;  trade commodities;  act as an agent or trustee, manager or secretary of any person, national or international private or public body and appoint any person to act on behalf of the development bank as a director or in any other capacity in relation to such person, private or public body;  provide technical and other assistance and give advice, information and guidance, and, generally, enter into any contract or perform any act which may promote the attainment of any of the objects of the development bank or which is designed to directly or indirectly enhance the value of the services which the development bank can render; and/or  undertake such other activities as may be prescribed or approved by the central bank from time to time. prohibitions  acceptance of demand, savings and time deposits, or any type of public deposits;  acting as an intermediary on the stock exchange;  save , granting of retail loans such as personal loans, salary advances (other than to its own members of staff to the extent permitted by applicable law), overdrafts etc;  use of financial derivative instruments except as hedging instruments in the ordinary and usual course of the development bank’s activities; and/or  such other activities as shall not fall within the scope of the permitted activities