Kinyarwanda: Nécessitent de stocker la valeur monétaire sous forme électronique dans la mesure où la valeur stockée sur ces dispositifs relève de la définition de la monnaie électronique selon les directives du présent règlement et ne sont pas expressément exemptées conformément à alinéa (3) du présent article. aya mabwiriza ntareba ibikoresho byo kwishyurana bishobora gukoreshwa gusa mu kugura ibicuruzwa cyangwa serivisi ku biro by'ubishyiraho cyangwa hakurikijwe amasezerano y'ubucuruzi akozwe n’itsinda rikumira rigizwe n’umubare muto w’abatanga servise cyangwa bikoreshwa ku bicuruzwa cyangwa serivisi nke cyane (ubusanzwe buzwi nk’uburyo bwihariye bukumira). this regulation does not apply to payment instruments that can be used to acquire goods or services only in the premises used by the issuer or under a commercial agreement with the issuer either within a strictly limited network of service providers or for a strictly limited range of goods or services (usually referred to as "closed loop" systems). le présent règlement ne s’applique pas aux instruments de paiement qui peuvent être utilisés pour acquérir des biens ou des services que dans les locaux utilisés par l'émetteur ou en vertu d'un accord commercial avec l'émetteur soit au sein d'un réseau strictement limité des prestataires de services ou pour une gamme très limitée de produits ou de services (généralement appelés « réseaux privatifs d’acceptation »). itangwa ry’amafaranga ari mu buryo bw’ikoranabuhanga ntirisobanura ibikorwa byo kwakira amafaranga abitswa bikorwa n’amabanki hakurikijwe itegeko rigenga imitunganyirize y’imirimo y’amabanki cyangwa itegeko rigena imitunganyirize y'imirimo y'imari iciriritse. kubera iyo mpamvu, itangwa ry’amafaranga ari mu buryo bw’ikoranabuhanga ntirigendera ku bisabwa kwemererwa gukora biteganywa n’itegeko rigenga imitunganyirize the issuance of e-money does not constitute the business of deposit taking of financial institutions pursuant to the banking law or microfinance institutions law. for the purpose of this paragraph, the issuance of e-money on its own does not lead to licensing requirements under of the banking law or the microfinance institutions law.
English: Mis governance merchants tier vi (businesses registered as merchants with full kyc/cdd documentation and agreements with clear terms for merchant ship. copies retained in registry) - there are no limits on transactions. the central bank after consultation the e-money issuers, may time to time set the limits by directive when needed. - the e-money balances balances shall be liquidated twice a week. - full business kyc/cdd - merchant identification number - automatic system block on e-money account in case of delayed float liquidation - audit trail reports of transaction of each agent - alerts - aml/cft intelligent system - electronic records of transactions auditable in e-money system - electronic statement sent to customer and merchant - segregatio n of duties and clear approval procedures that are documented - existence of a risk mitigation unit - aml/cf t compliance officer and reporting - aml/cf t reporting of suspicious transactions over-the- counter transaction s customers shall be subject to the same kyc requirements and limits as in tier i - automatic system block on exceeding limits - segregatio n of duties and clear approval procedures that are documented 124