DevchandraSah/indian-credit-card-facts huggingface dataset:
IndusInd Bank Legend Credit Card (IndusInd Bank)
Change effective 2025-12-21 (announced ) — benefit, devaluation, magnitude minor
Complimentary air-accident insurance withdrawn
Before: Complimentary air-accident cover provided with the card
After: No air-accident cover
IndusInd Bank Nexxt Credit Card (IndusInd Bank)
Change effective 2025-12-21 (announced ) — benefit, devaluation, magnitude minor
Complimentary air-accident insurance withdrawn
Before: Complimentary air-accident cover provided with the card
After: No air-accident cover
IndusInd Bank Platinum Credit Card (IndusInd Bank)
Change effective 2025-12-21 (announced ) — benefit, devaluation, magnitude minor
Complimentary air-accident insurance withdrawn
Before: Complimentary air-accident cover provided with the card
After: No air-accident cover
IndusInd Bank Avios Visa Infinite Credit Card (IndusInd Bank)
Change effective 2025-12-21 (announced ) — benefit, devaluation, magnitude minor
Complimentary air-accident insurance withdrawn
Before: Complimentary air-accident cover provided with the card
After: No air-accident cover
IndusInd Bank EazyDiner Signature Credit Card (IndusInd Bank)
Change effective 2025-12-21 (announced ) — benefit, devaluation, magnitude minor
Complimentary air-accident insurance withdrawn
Before: Complimentary air-accident cover provided with the card
After: No air-accident cover
Google Pay Flex Axis Bank Credit Card (Axis Bank)
Change effective 2025-12-17 (announced ) — launch, neutral, magnitude major
Flex by Google Pay launches with Axis Bank
IDFC FIRST EA₹N Credit Card (IDFC FIRST Bank)
Change effective 2025-12-16 (announced ) — fee, revaluation, magnitude major
Joining fee dropped to zero for new cards
Before: ₹499 + GST
After: ₹0
IDFC FIRST EA₹N Credit Card (IDFC FIRST Bank)
Change effective 2025-12-16 (announced ) — welcome, devaluation, magnitude minor
Welcome cashback cut from 100%/₹500 to 10%/₹250
Before: 100% cashback, up to ₹500
After: 10% cashback, up to ₹250
IndusInd Bank Jio-bp Mobility+ Credit Card (IndusInd Bank)
Change effective 2025-12-10 (announced ) — launch, neutral, magnitude major
IndusInd Bank Jio-bp Mobility+ launched
CUB SalarySe Level Up Credit Card (City Union Bank)
Change effective 2025-12-09 (announced ) — launch, neutral, magnitude major
CUB SalarySe Level Up launches in Chennai
After: RuPay-on-UPI salary-linked card, live via the SalarySe app
IDFC FIRST WOW! Black Credit Card (IDFC FIRST Bank)
Change effective 2025-12-08 (announced ) — launch, neutral, magnitude major
IDFC FIRST WOW! Black launched
AU Bank Xcite Credit Card (AU Small Finance Bank)
Change effective 2025-12-03 (announced ) — fee, devaluation, magnitude major
Lifetime-free positioning ends — ₹249 annual fee introduced
Before: Lifetime free
After: ₹249 + GST joining and annual, waived on ₹1,00,000 annual retail spends
AU Bank Vetta Credit Card (AU Small Finance Bank)
Change effective 2025-12-03 (announced ) — fee, devaluation, magnitude minor
APR raised to 3.75%/month
Before: 3.59%/month (43.08% p.a.)
After: 3.75%/month (45% p.a.)
AU CA Credit Card (AU Small Finance Bank)
Change effective 2025-12-02 (announced ) — launch, neutral, magnitude major
AU CA Metal Credit Card launches for Chartered Accountants
RBL Bank Apex Credit Card (RBL Bank)
Change effective 2025-12 (announced ) — launch, neutral, magnitude major
RBL Apex launched as a portal-first cashback card
YES Bank Zagg Credit Card (YES Bank)
Change effective 2025-12 (announced ) — benefit, neutral, magnitude minor
Rio rebrands to Zagg after Zaggle acquisition
Before: YES Bank Rio Credit Card (Rio Money app)
After: YES Bank Zagg Credit Card (Zagg Money app)
Standard Chartered Beyond Credit Card (Standard Chartered)
Change effective 2025-12 (announced ) — launch, neutral, magnitude major
Beyond launched as SC India super-premium flagship
Before: Not offered in India
After: Invite-only, FUM-gated flagship
RBL Bank Lumière Credit Card (RBL Bank)
Change effective 2025-11-17 (announced ) — launch, neutral, magnitude major
RBL launches Lumière as invite-only metal flagship
RBL Bank Nova Credit Card (RBL Bank)
Change effective 2025-11-17 (announced ) — launch, neutral, magnitude major
RBL Nova launched as an invite-only travel metal card
Landmark Rewards SBI Card PRIME (SBI Card)
Change effective 2025-11-11 (announced ) — launch, neutral, magnitude major
SBI Card and Landmark Rewards launch the co-branded Landmark Rewards SBI Card PRIME
Landmark Rewards SBI Card (SBI Card)
Change effective 2025-11-11 (announced ) — launch, neutral, magnitude major
Landmark Rewards SBI Card launched
Landmark Rewards SBI Card SELECT (SBI Card)
Change effective 2025-11-11 (announced ) — launch, neutral, magnitude major
Landmark Rewards SBI Card SELECT launched
Landmark Rewards SBI Card PRIME (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
Portfolio fee revision (education and wallet-load fees added)
Doctor's SBI Card (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
1% fee on third-party education payments & wallet loads
Before: No surcharge on education/wallet-load spends
After: 1% fee on 3rd-party education fees & wallet loads over ₹1,000
Apollo SBI Card SELECT (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
1% fee on third-party education payments & wallet loads
Before: No surcharge on education/wallet-load spends
After: 1% fee on 3rd-party education fees & wallet loads over ₹1,000
Shaurya Select SBI Card (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
1% fee on third-party education payments & wallet loads
Before: No surcharge on education/wallet-load spends
After: 1% fee on 3rd-party education fees & wallet loads over ₹1,000
PhonePe SBI Card SELECT BLACK (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
1% fee on third-party education payments & large wallet loads
Before: No surcharge on education/wallet-load spends
After: 1% fee on 3rd-party education fees & wallet loads over ₹1,000
IndiGo SBI Card (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
1% fee on third-party education payments & wallet loads
Before: No surcharge on education/wallet-load spends
After: 1% fee on 3rd-party education fees & wallet loads over ₹1,000
HDFC MoneyBack+ Credit Card (HDFC Bank)
Change effective 2025-11-01 (announced ) — reward, devaluation, magnitude major
CashPoint value cut to 20 paise for statement redemption
Before: 1 CashPoint = Rs 0.25
After: 1 CashPoint = Rs 0.20
KrisFlyer SBI Card (SBI Card)
Change effective 2025-11-01 (announced 2025-08-25) — redemption, devaluation, magnitude minor
KrisFlyer miles devalued
PhonePe SBI Card PURPLE (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
1% fee on third-party education and large wallet loads
SBI Card PRIME (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
1% fee on third-party education payments & wallet loads
Before: No surcharge on education/wallet-load spends
After: 1% fee on 3rd-party education fees & wallet loads over ₹1,000
Titan SBI Card (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
1% fee on third-party education payments & wallet loads
Before: No surcharge on education/wallet-load spends
After: 1% fee on 3rd-party education fees & wallet loads over ₹1,000
Paytm SBI Card SELECT (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
1% fee on third-party education and large wallet loads
Doctor's SBI Card (in Association with IMA) (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
1% fee on third-party education payments & wallet loads
Before: No surcharge on education/wallet-load spends
After: 1% fee on 3rd-party education fees & wallet loads over ₹1,000
Landmark Rewards SBI Card (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
Portfolio fee revision (education and wallet-load fees added)
Apollo SBI Card (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
1% fee on third-party education payments & wallet loads
Before: No surcharge on education/wallet-load spends
After: 1% fee on 3rd-party education fees & wallet loads over ₹1,000
Landmark Rewards SBI Card SELECT (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
Portfolio fee revision (education and wallet-load fees added)
IndiGo SBI Card ELITE (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
System-wide 1% fee on third-party education payments and large wallet loads
Tata Neu Plus SBI Card (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
Portfolio fee revision (education and wallet-load fees added)
Reliance SBI Card PRIME (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
System-wide fee revision — 1% on third-party education payments and large wallet loads
Tata Neu Infinity SBI Card (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
Portfolio fee revision (education and wallet-load fees added)
SBI Card Unnati (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
1% fee on third-party education payments & wallet loads
Before: No surcharge on education/wallet-load spends
After: 1% fee on 3rd-party education fees & wallet loads over ₹1,000
Shaurya SBI Card (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
1% fee on third-party education payments & wallet loads
Before: No surcharge on education/wallet-load spends
After: 1% fee on 3rd-party education fees & wallet loads over ₹1,000
BOBCARD Cashback Credit Card (BOBCARD)
Change effective 2025-11 (announced ) — launch, neutral, magnitude major
BOBCARD Cashback Credit Card launched
SBI Card AURUM (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
Fee & charge revision (wallet-load fee added)
IRCTC SBI Platinum Card (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
1% fee on third-party education payments & wallet loads
Before: No surcharge on education/wallet-load spends
After: 1% fee on 3rd-party education fees & wallet loads over ₹1,000
KrisFlyer SBI Card Apex (SBI Card)
Change effective 2025-11-01 (announced 2025-08-25) — redemption, devaluation, magnitude minor
KrisFlyer miles devalued
SBI Card ELITE (SBI Card)
Change effective 2025-11-01 (announced ) — fee, devaluation, magnitude minor
1% fee on third-party education payments & wallet loads
Before: No surcharge on education/wallet-load spends
After: 1% fee on 3rd-party education fees & wallet loads over ₹1,000
Amazon Pay ICICI Bank Credit Card (ICICI Bank)
Change effective 2025-10-11 (announced 2025-09-11) — reward, devaluation, magnitude major
Cashback exclusion list widened — education, international AND off-Amazon utilities
Before: Near-universal 1% base earn
After: Education, international and utilities paid outside Amazon excluded; gold/silver, tax, fuel, rent, EMI and cash already were
Amazon Pay ICICI Bank Credit Card (ICICI Bank)
Change effective 2025-10-11 (announced 2025-09-11) — fee, revaluation, magnitude major
Forex markup slashed 3.5% to 1.99%
Before: 3.50%
After: 1.99%
IndusInd Bank Pioneer Heritage Credit Card (IndusInd Bank)
Change effective 2025-10-05 (announced ) — benefit, devaluation, magnitude major
ITC Club Culinaire membership withdrawn
Before: Complimentary ITC Club Culinaire membership
After: Membership discontinued
IndiGo XL Kotak Credit Card (Kotak Mahindra Bank)
Change effective 2025-10-03 (announced 2025-09-25) — redemption, neutral, magnitude major
Legacy 6E Rewards retired; IndiGo Kotak co-brand fully on BluChips
Before: 6E Rewards (legacy IndiGo co-brand points)
After: IndiGo BluChips (1 BluChip approx Rs 1 against IndiGo fares)
IndiGo Kotak Credit Card (Kotak Mahindra Bank)
Change effective 2025-10-03 (announced ) — redemption, neutral, magnitude major
Legacy 6E Rewards balances converted to BluChips with an 18% bonus
Before: 6E Rewards (legacy IndiGo co-brand points)
After: IndiGo BluChips (1 BluChip approx Rs 1 against IndiGo fares)
Axis Bank Select Credit Card (Axis Bank)
Change effective 2025-10-01 (announced ) — redemption, devaluation, magnitude minor
Unredeemed EDGE points forfeited on closure or long overdue
Axis Bank Neo Credit Card (Axis Bank)
Change effective 2025-10-01 (announced ) — redemption, devaluation, magnitude minor
EDGE points forfeited on card closure or long overdue
Axis Bank Freecharge Credit Card (Axis Bank)
Change effective 2025-10-01 (announced ) — redemption, devaluation, magnitude minor
EDGE points can be forfeited on card closure or overdue
Before: No published forfeiture window
After: Forfeitable 30 days after closure, or if minimum due is unpaid beyond 90 days
Axis Bank Reserve Credit Card (Axis Bank)
Change effective 2025-10-01 (announced ) — benefit, devaluation, magnitude minor
Oberoi hotel offers withdrawn
Before: Oberoi Hotels & Resorts offers included
After: Discontinued; Club ITC Culinaire, Accor Plus, Club Marriott and Postcard remain
Axis Bank MyZone Credit Card (Axis Bank)
Change effective 2025-10-01 (announced ) — redemption, devaluation, magnitude minor
EDGE points can be forfeited on card closure or overdue
Reliance SBI Card (SBI Card)
Change effective 2025-10-01 (announced ) — reward, revaluation, magnitude major
AJIO & JioMart earn rate doubled
Before: 5 RP per ₹100 (~1.25%)
After: 10 RP per ₹100 (~2.5%)
Reliance SBI Card PRIME (SBI Card)
Change effective 2025-10-01 (announced ) — reward, revaluation, magnitude major
AJIO & JioMart earn rate doubled
Before: 10 RP per ₹100 (~2.5%)
After: 20 RP per ₹100 (~5%)
IndiGo SBI Card (SBI Card)
Change effective 2025-09-25 (announced ) — launch, neutral, magnitude major
IndiGo SBI Card launched
IndiGo SBI Card ELITE (SBI Card)
Change effective 2025-09-25 (announced ) — launch, neutral, magnitude major
IndiGo SBI Card ELITE launches
Kiwi RuPay Credit Card (YES Bank)
Change effective 2025-09-18 (announced ) — benefit, neutral, magnitude minor
AU Small Finance Bank added (AU KOSMO)
After: + AU Small Finance Bank (KOSMO)
AU Kosmo Credit Card (AU Small Finance Bank)
Change effective 2025-09-18 (announced ) — launch, neutral, magnitude major
AU Kosmo launches with Kiwi
CRED Sovereign Credit Card (IndusInd Bank)
Change effective 2025-09-15 (announced ) — launch, neutral, magnitude major
CRED Sovereign launched as an invite-only 18K gold card
CRED IndusInd Bank RuPay Credit Card (IndusInd Bank)
Change effective 2025-09-15 (announced ) — launch, neutral, magnitude major
CRED IndusInd Bank RuPay Credit Card launched
Landmark Rewards SBI Card PRIME (SBI Card)
Change effective 2025-09-01 (announced ) — reward, devaluation, magnitude minor
Gaming and government spends stop earning
Before: Reward Points earned
After: No Reward Points on digital gaming platforms or government transactions
HSBC Visa Platinum Credit Card (HSBC)
Change effective 2025-09-01 (announced 2025-07) — benefit, revaluation, magnitude major
Card moved to Visa Signature with lifestyle benefits
Before: Visa Platinum platform, no bundled memberships
After: Visa Signature platform + 1-year Times Prime, MakeMyTrip perks and tap-to-pay fuel cashback
IDFC FIRST Mayura Credit Card (IDFC FIRST Bank)
Change effective 2025-09-01 (announced ) — welcome, neutral, magnitude minor
Welcome benefit restructured into a three-tranche 12,000-point plan
After: 12,000 reward points in three tranches: 4,000 on fee realization, 4,000 on ₹20,000+ net spends in the 2nd statement cycle, 4,000 in the 3rd
Landmark Rewards SBI Card (SBI Card)
Change effective 2025-09-01 (announced ) — reward, devaluation, magnitude minor
Gaming and government spends stop earning
Before: Reward Points earned
After: No Reward Points on digital gaming platforms or government transactions
Landmark Rewards SBI Card SELECT (SBI Card)
Change effective 2025-09-01 (announced ) — reward, devaluation, magnitude minor
Gaming and government spends stop earning
Before: Reward Points earned
After: No Reward Points on digital gaming platforms or government transactions
IDFC FIRST Ashva Credit Card (IDFC FIRST Bank)
Change effective 2025-09-01 (announced ) — welcome, neutral, magnitude minor
Welcome benefit restructured into a three-tranche 7,500-point plan
After: 7,500 reward points in three tranches: 2,500 on fee realization, 2,500 on ₹20,000+ net spends in the 2nd statement cycle, 2,500 in the 3rd
HSBC Visa Platinum Credit Card (HSBC)
Change effective 2025-08-31 (announced 2025-07) — milestone, devaluation, magnitude minor
Accelerated 5X milestone reward withdrawn
Before: 5X reward points (per ₹150) once annual spends cross ₹4 lakh
After: Accelerated 5X milestone bonus discontinued
Unity Bank BharatPe Credit Card (Unity Small Finance Bank)
Change effective 2025-08-28 (announced ) — launch, neutral, magnitude major
Unity Bank BharatPe Credit Card launched
Flipkart SBI Card (SBI Card)
Change effective 2025-08-26 (announced ) — launch, neutral, magnitude major
Flipkart SBI Card launched
HSBC TravelOne Credit Card (HSBC)
Change effective 2025-08-20 (announced ) — reward, revaluation, magnitude major
Travel with Points accelerated rewards added
Before: 4 points/₹100 on travel
After: Up to 6X hotels / 4X flights via Travel with Points
IndiGo IDFC FIRST Credit Card (IDFC FIRST Bank)
Change effective 2025-08-18 (announced ) — launch, neutral, magnitude major
IndiGo and IDFC FIRST launch the co-branded dual card
super.money superCard (Utkarsh SFB) (Utkarsh Small Finance Bank)
Change effective 2025-08-11 (announced ) — reward, revaluation, magnitude minor
Base cashback doubled to 1% on UPI and non-UPI spends
Before: 0.5% on all eligible spends
After: 1% on all eligible UPI and non-UPI spends
super.money superCard (Utkarsh SFB) (Utkarsh Small Finance Bank)
Change effective 2025-08-11 (announced ) — reward, devaluation, magnitude minor
Monthly cashback caps introduced
Before: No stated monthly cap on base cashback
After: ₹500/month on UPI spends, ₹10,000/month on non-UPI spends
PVR INOX Kotak Credit Card (Kotak Mahindra Bank)
Change effective 2025-08-05 (announced ) — launch, neutral, magnitude major
PVR INOX Kotak Credit Card relaunched
After: One PVR INOX movie ticket (M Coupon, up to ₹300) per ₹10,000 band of monthly spend; ₹0 joining / ₹499 annual
Axis Bank Horizon Credit Card (Axis Bank)
Change effective 2025-08 (announced ) — eligibility, neutral, magnitude minor
Opened to fresh applicants
Before: Available mainly to migrating Citi PremierMiles customers
After: Open to fresh (non-Citi) applicants
Tata Neu Infinity HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-08-01 (announced ) — redemption, devaluation, magnitude major
NeuCoins given a 12-month expiry
Before: No fixed expiry (effectively indefinite)
After: 12 months from end of credit month
Tata Neu Plus SBI Card (SBI Card)
Change effective 2025-08-01 (announced ) — redemption, devaluation, magnitude minor
NeuCoins given a fixed 12-month expiry
Before: Rolling validity (extended with each transaction)
After: 12 months from end of the credit month
Tata Neu Infinity SBI Card (SBI Card)
Change effective 2025-08-01 (announced ) — redemption, devaluation, magnitude major
NeuCoins given a 12-month expiry
Before: No fixed expiry (effectively indefinite)
After: 12 months from end of credit month
SBI SimplyCLICK Credit Card (SBI Card)
Change effective 2025-08-01 (announced ) — reward, revaluation, magnitude minor
Swiggy reinstated as a 10X partner
Before: 5X
After: 10X
Tata Neu Plus HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-08-01 (announced ) — redemption, devaluation, magnitude major
NeuCoins given a 12-month expiry
Before: No fixed expiry (effectively indefinite)
After: 12 months from end of credit month
IRCTC SBI Card Premier (SBI Card)
Change effective 2025-07-26 (announced ) — benefit, devaluation, magnitude major
Rail accident cover withdrawn
Before: Air ₹50L + Rail ₹10L cover
After: Air ₹50L retained; Rail ₹10L withdrawn
Kotak Solitaire Credit Card (Kotak Mahindra Bank)
Change effective 2025-07-23 (announced ) — launch, neutral, magnitude major
Kotak Solitaire Credit Card launched (invite-only HNW travel card)
PhonePe SBI Card SELECT BLACK (SBI Card)
Change effective 2025-07-22 (announced ) — launch, neutral, magnitude major
PhonePe SBI Card SELECT BLACK launched
PhonePe SBI Card PURPLE (SBI Card)
Change effective 2025-07-22 (announced ) — launch, neutral, magnitude major
PhonePe SBI Card PURPLE launched
SBI Card PULSE (SBI Card)
Change effective 2025-07-15 (announced ) — benefit, devaluation, magnitude minor
Complimentary air accident cover withdrawn
Before: ₹50 lakh cover
After: None
SBI Card Miles Elite (SBI Card)
Change effective 2025-07-15 (announced ) — benefit, devaluation, magnitude minor
Air accident cover reported withdrawn — SBI still publishes it on this card
Before: ₹1 crore complimentary cover
After: Reported withdrawn; SBI's live product page still lists it
SBI Card MILES PRIME (SBI Card)
Change effective 2025-07-15 (announced ) — benefit, devaluation, magnitude minor
Air accident insurance withdrawn
Before: ₹50 lakh
After: None
IndusInd Bank EazyDiner Signature Credit Card (IndusInd Bank)
Change effective 2025-07-15 (announced ) — lounge, devaluation, magnitude major
Complimentary domestic airport lounge access withdrawn
Before: 2 domestic visits/quarter (8/year)
After: None
IndusInd Bank EazyDiner Signature Credit Card (IndusInd Bank)
Change effective 2025-07-15 (announced ) — reward, devaluation, magnitude major
Dining discount capped at ₹2,000/month (previously uncapped)
Before: No monthly cap (25%, up to ₹1,000/transaction)
After: ₹2,000/month; up to ₹5,000 only with ₹30,000 non-dining spend the prior month
IndusInd Bank EazyDiner Signature Credit Card (IndusInd Bank)
Change effective 2025-07-15 (announced ) — benefit, devaluation, magnitude minor
Monthly BookMyShow movie benefit discontinued
Before: Up to ₹400/month via BookMyShow
After: None
IndusInd Bank EazyDiner Signature Credit Card (IndusInd Bank)
Change effective 2025-07-15 (announced ) — reward, devaluation, magnitude major
Reward Points cut: dining stops earning, point value ₹0.20 → ₹0.10
Before: 10 RP/₹100 on dining; ₹0.20/point
After: No points on dining; ₹0.10/point (hotel/travel accelerated to 10 RP/₹100)
IndusInd Bank EazyDiner Signature Credit Card (IndusInd Bank)
Change effective 2025-07-15 (announced ) — fee, devaluation, magnitude major
Signature renewal fee raised ₹1,999 → ₹2,999
Before: ₹1,999
After: ₹2,999
IndiGo XL Kotak Credit Card (Kotak Mahindra Bank)
Change effective 2025-07-10 (announced ) — launch, neutral, magnitude major
IndiGo XL Kotak launched — new premium BluChip co-brand
IndiGo Kotak Credit Card (Kotak Mahindra Bank)
Change effective 2025-07-10 (announced ) — launch, neutral, magnitude major
Kotak and IndiGo relaunch the co-brand on BluChips — base card at Rs 1,500
After: Rs 1,500 joining and annual; up to 19 IndiGo BluChips per Rs 100 on IndiGo bookings
Snapdeal BOBCARD Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — redemption, devaluation, magnitude minor
Auto-redemption of reward points discontinued
Before: Automatic redemption
After: Manual redemption via BOBCARD portal/app
Snapdeal BOBCARD Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
Finance charge raised to 3.75% per month
Before: 3.25% per month (39% p.a.)
After: 3.75% per month (45% p.a.)
Snapdeal BOBCARD Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — redemption, devaluation, magnitude minor
Minimum redemption raised to 1,000 points
Before: Lower / no fixed minimum
After: 1,000 points minimum
Snapdeal BOBCARD Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — reward, revaluation, magnitude minor
Utility bill payments earn reward points again
Before: No reward points on utility bills
After: Core reward points restored on utility bills