DevchandraSah/indian-credit-card-facts huggingface dataset:
PhonePe HDFC Bank Uno Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
PhonePe HDFC Bank Uno Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
PhonePe HDFC Bank Uno Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
HDFC Bank Diners Club Privilege Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
HDFC Bank Diners Club Privilege Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
HDFC Bank Diners Club Privilege Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
Swiggy HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
Swiggy HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
Swiggy HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
Marriott Bonvoy HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
Marriott Bonvoy HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
Marriott Bonvoy HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
ICAI Exclusive BOBCARD Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
Finance charge raised to 3.75% per month
Before: 3.25% per month (39% p.a.)
After: 3.75% per month (45% p.a.)
ICAI Exclusive BOBCARD Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — redemption, devaluation, magnitude minor
Minimum redemption raised to 1,000 points
Before: Lower / no fixed minimum
After: 1,000 points minimum
ICAI Exclusive BOBCARD Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — reward, revaluation, magnitude minor
Utility bill payments earn reward points again
Before: No reward points on utility bills
After: Core reward points restored on utility bills
Axis Bank Neo Credit Card (Axis Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Zomato offer minimum order raised ₹200 to ₹499
Before: ₹200
After: ₹499
Bank of Baroda Premier Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
Finance charge raised to 3.75% per month
Before: 3.25% per month (39% p.a.)
After: 3.75% per month (45% p.a.)
Bank of Baroda Premier Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — redemption, devaluation, magnitude minor
Minimum redemption raised to 1,000 points
Before: Lower / no fixed minimum
After: 1,000 points minimum
Bank of Baroda Premier Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — reward, revaluation, magnitude minor
Utility bill payments earn reward points again
Before: No reward points on utility bills
After: Core reward points restored on utility bills
HDFC PIXEL Go Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
HDFC PIXEL Go Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
HDFC PIXEL Go Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
HDFC Bank UPI RuPay Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
HDFC Bank UPI RuPay Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
HDFC Bank UPI RuPay Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
BOBCARD Easy Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
Finance charge raised to 3.75% per month
Before: 3.25% per month (39% p.a.)
After: 3.75% per month (45% p.a.)
BOBCARD Easy Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — redemption, devaluation, magnitude minor
Minimum redemption raised to 1,000 points
Before: Lower / no fixed minimum
After: 1,000 points minimum
BOBCARD Easy Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — reward, revaluation, magnitude minor
Utility bill payments earn reward points again
Before: No reward points on utility bills
After: Core reward points restored on utility bills
PhonePe HDFC Bank Ultimo Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
PhonePe HDFC Bank Ultimo Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
PhonePe HDFC Bank Ultimo Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
IRCTC HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced 2025-05-29) — fee, devaluation, magnitude minor
1% fee added on online skill-gaming; per-transaction fee cap raised
Before: No gaming fee; category 1% fees capped at ₹3,000/txn
After: 1% fee on skill-gaming above ₹10,000/month; category fee cap raised to ₹4,999/txn
IRCTC HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
IRCTC HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
IRCTC HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
IRCTC HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced 2025-05-29) — reward, devaluation, magnitude minor
UPI-spend reward points capped and skill-gaming earning removed
Before: UPI spends earned uncapped 1 RP/₹100; no gaming carve-out
After: UPI-spend points capped at 500 RP/month; no points on online skill-based gaming
slice UPI Credit Card (slice)
Change effective 2025-07-01 (announced ) — benefit, revaluation, magnitude major
slice relaunches as a lifetime-free RuPay UPI credit card
Before: UPI-first prepaid + term loans
After: Bank-issued RuPay UPI credit card
Swiggy BLCK HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
Swiggy BLCK HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
Swiggy BLCK HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
HDFC Bank Freedom Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
HDFC Bank Freedom Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
HDFC Bank Freedom Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
BOBCARD Select Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
Finance charge raised to 3.75% per month
Before: 3.25% per month (39% p.a.)
After: 3.75% per month (45% p.a.)
BOBCARD Select Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — redemption, devaluation, magnitude minor
Minimum redemption raised to 1,000 points
Before: Lower / no fixed minimum
After: 1,000 points minimum
BOBCARD Select Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — reward, revaluation, magnitude minor
Utility bill payments earn reward points again
Before: No reward points on utility bills
After: Core reward points restored on utility bills
HDFC Regalia Gold Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
HDFC Regalia Gold Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
HDFC Regalia Gold Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
Tata Neu Infinity HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
Tata Neu Infinity HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
Tata Neu Infinity HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance NeuCoins cap tightened from daily to monthly
Before: 2,000 NeuCoins per day
After: 2,000 NeuCoins per month
Tata Neu Infinity HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
Tata Neu Infinity HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Online skill-based gaming stops earning NeuCoins
Before: Online skill-based gaming earned NeuCoins
After: No NeuCoins on online skill-based gaming (MCC 5816)
HDFC MoneyBack+ Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
HDFC MoneyBack+ Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
HDFC MoneyBack+ Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
HDFC PIXEL Play Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
HDFC PIXEL Play Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
HDFC PIXEL Play Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
IRCTC BOBCARD RuPay Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
Finance charge raised to 3.75% per month
Before: 3.25% per month (39% p.a.)
After: 3.75% per month (45% p.a.)
IRCTC BOBCARD RuPay Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — redemption, devaluation, magnitude minor
Minimum redemption raised to 1,000 points
Before: Lower / no fixed minimum
After: 1,000 points minimum
IRCTC BOBCARD RuPay Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — reward, revaluation, magnitude minor
Utility bill payments earn reward points again
Before: No reward points on utility bills
After: Core reward points restored on utility bills
IDFC FIRST Mayura Credit Card (IDFC FIRST Bank)
Change effective 2025-07-01 (announced ) — benefit, neutral, magnitude minor
Movie benefit moves from BookMyShow to District by Zomato
Before: BookMyShow
After: District by Zomato
Swiggy Ornge HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
Swiggy Ornge HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
Swiggy Ornge HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
HDFC Diners Club Black Metal Edition (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
HDFC Diners Club Black Metal Edition (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
HDFC Diners Club Black Metal Edition (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing