DevchandraSah/indian-credit-card-facts huggingface dataset:
slice UPI Credit Card (slice)
Change effective 2024-02-05 (announced ) — benefit, neutral, magnitude major
slice opens its UPI-first prepaid account to all users
ICICI Bank HPCL Coral Credit Card (ICICI Bank)
Change effective 2024-02-05 (announced ) — reward, devaluation, magnitude minor
Rent and e-wallet loads stop earning points
Before: Rent & e-wallet loads earned points
After: Rent & e-wallet loads excluded
ICICI Bank Platinum Chip Credit Card (ICICI Bank)
Change effective 2024-02-05 (announced ) — reward, devaluation, magnitude minor
Rent and e-wallet loads stop earning points
Before: Rent & e-wallet loads earned points
After: Rent & e-wallet loads excluded
ICICI Bank Emeralde Private Metal Credit Card (ICICI Bank)
Change effective 2024-02-05 (announced ) — reward, devaluation, magnitude minor
Rent and wallet-load spends stop earning points
Before: Rent & e-wallet loads earned points
After: Rent & e-wallet loads excluded
ICICI Bank Emeralde Credit Card (Metal) (ICICI Bank)
Change effective 2024-02-05 (announced ) — reward, devaluation, magnitude minor
Rent and e-wallet loads stop earning points
Before: Rent & e-wallet loads earned points
After: Rent & e-wallet loads excluded
ICICI Bank Expressions Credit Card (ICICI Bank)
Change effective 2024-02-05 (announced ) — reward, devaluation, magnitude minor
Rent and e-wallet loads stop earning points
Before: Rent & e-wallet loads earned points
After: Rent & e-wallet loads excluded
ICICI Bank Coral Credit Card (ICICI Bank)
Change effective 2024-02-05 (announced ) — reward, devaluation, magnitude minor
Rent and e-wallet loads stop earning points
Before: Rent & e-wallet loads earned points
After: Rent & e-wallet loads excluded
ICICI Bank Rubyx Credit Card (ICICI Bank)
Change effective 2024-02-05 (announced ) — reward, devaluation, magnitude minor
Rent and e-wallet loads stop earning points
Before: Rent & e-wallet loads earned points
After: Rent & e-wallet loads excluded
Shoppers Stop HDFC Bank Credit Card (HDFC Bank)
Change effective 2024-02 (announced ) — network, revaluation, magnitude minor
Card offered on RuPay with UPI Scan & Pay linkage
Before: Non-RuPay co-brand (no UPI linkage at 2022 launch)
After: RuPay card linkable to UPI for Scan & Pay
EazyDiner IndusInd Bank Platinum Credit Card (IndusInd Bank)
Change effective 2024-01-16 (announced ) — launch, neutral, magnitude major
EazyDiner IndusInd Bank Platinum launched as the free entry variant
IndusInd Bank Samman Credit Card (IndusInd Bank)
Change effective 2024-01-09 (announced ) — launch, neutral, magnitude major
Samman RuPay launched for government-sector employees
Kiwi RuPay Credit Card (YES Bank)
Change effective 2024 (announced ) — benefit, neutral, magnitude minor
Yes Bank 'Klick' becomes the mainstream issuer
Before: Axis Bank (KWIK)
After: Yes Bank (Klick)
Axis Bank Neo Credit Card (Axis Bank)
Change effective 2024 (announced ) — reward, revaluation, magnitude minor
Zomato 40% offer opened up to most restaurants
ICICI Bank Emeralde Credit Card (Metal) (ICICI Bank)
Change effective 2024 (announced ) — network, devaluation, magnitude minor
American Express variant withdrawn
Before: Amex + Mastercard
After: Mastercard / Visa only
HDFC Diners Club Black Metal Edition (HDFC Bank)
Change effective 2024 (announced ) — fee, devaluation, magnitude major
Metal Edition relaunch — fee-waiver spend raised ₹5L → ₹8L
Before: ₹5 lakh annual spend (PVC)
After: ₹8 lakh annual spend (Metal)
HDFC Diners Club Black Metal Edition (HDFC Bank)
Change effective 2024 (announced ) — milestone, neutral, magnitude minor
Monthly voucher milestone restructured to quarterly bonus
Before: Two ₹500 vouchers on ₹80,000 monthly spend
After: 10,000 RP on ₹4 lakh quarterly spend (up to 40,000 RP/yr)
Doctor's SBI Card (in Association with IMA) (SBI Card)
Change effective 2024 (announced ) — benefit, revaluation, magnitude major
Professional indemnity cover doubled to ₹20 lakh
Before: ₹10 lakh
After: ₹20 lakh
Axis Bank Flipkart Credit Card (Axis Bank)
Change effective 2024 (announced ) — reward, devaluation, magnitude minor
Base 'other spends' rate cut from 1.5% to 1%
Before: 1.5%
After: 1%
RBL Bank SalarySe UP Credit Card (RBL Bank)
Change effective 2024 (announced ) — launch, neutral, magnitude major
RBL SalarySe UP launched as a virtual RuPay-on-UPI card
RBL Bank Patanjali Vishisht Credit Card (RBL Bank)
Change effective 2024 (announced ) — launch, neutral, magnitude major
Patanjali Vishisht launched — 10% Patanjali cashback on a ₹499 RuPay-on-UPI card
YES Bank Wellness Plus Credit Card (YES Bank)
Change effective 2024 (announced ) — lounge, devaluation, magnitude major
Domestic lounge access made spend-linked
Before: No spend condition
After: Prior-quarter spend required — ₹10,000, then ₹35,000
AU Altura Plus Credit Card (AU Small Finance Bank)
Change effective 2024 (announced ) — network, neutral, magnitude minor
Altura Plus becomes RuPay/UPI-linkable
Before: Visa (2021 launch network)
After: RuPay (UPI-linkable)
YES Bank Marquee Credit Card (YES Bank)
Change effective 2024 (announced ) — redemption, devaluation, magnitude minor
Voucher redemption value cut ₹0.25 to ₹0.15
Before: ₹0.25 / point
After: ₹0.15 / point
YES Bank Marquee Credit Card (YES Bank)
Change effective 2024 (announced ) — launch, neutral, magnitude major
YES Bank Marquee launches as a super-premium card
YES Bank Select Credit Card (YES Bank)
Change effective 2023-12-18 (announced ) — reward, neutral, magnitude major
Renamed YES Select; accelerated earn moves from dining and travel to online
Before: 8 points per ₹200 on dining and travel, 4 per ₹200 elsewhere, 2 on select categories
After: 8 points per ₹200 online, 4 per ₹200 offline, 2 on select categories
YES Bank Ace Credit Card (YES Bank)
Change effective 2023-12-18 (announced ) — benefit, neutral, magnitude minor
Credit-shield cover swapped for online purchase protection
Before: Credit shield cover on accidental death of the primary cardholder
After: Purchase protection on mobiles and electronics bought online, up to six months
YES Bank Ace Credit Card (YES Bank)
Change effective 2023-12-18 (announced ) — reward, revaluation, magnitude major
Online earning doubled to 8 points per ₹200
Before: 4 points per ₹200 on retail, plus 8 per ₹200 on dining and travel capped at 1,500 points a month
After: 8 points per ₹200 online capped at 5,000 points a cycle, 4 per ₹200 offline, 2 per ₹200 on select categories
YES Bank Ace Credit Card (YES Bank)
Change effective 2023-12-18 (announced ) — launch, neutral, magnitude major
Prosperity Rewards Plus relaunched as the YES Bank Ace
Before: YES Prosperity Rewards Plus
After: YES Bank Ace
YES Bank Elite+ Credit Card (YES Bank)
Change effective 2023-12-18 (announced ) — benefit, revaluation, magnitude minor
Purchase protection cover added
YES Bank Elite+ Credit Card (YES Bank)
Change effective 2023-12-18 (announced ) — reward, neutral, magnitude major
Renamed from YES Premia to ELITE and earning switched to online vs offline
Before: 12 points per ₹200 on travel and dining
After: 12 points per ₹200 on online spends, 6 per ₹200 offline
IndusInd Bank Indus Solitaire Credit Card (IndusInd Bank)
Change effective 2023-12-15 (announced ) — launch, neutral, magnitude major
Indus Solitaire launched with the diamond-industry banking programme
LIC Classic Credit Card (IDFC FIRST Bank)
Change effective 2023-12-14 (announced ) — launch, neutral, magnitude major
LIC Classic launched with LIC Cards and Mastercard
LIC Select Credit Card (IDFC FIRST Bank)
Change effective 2023-12-14 (announced ) — launch, neutral, magnitude major
LIC Select launched with LIC Cards and Mastercard
IDFC FIRST SWYP Credit Card (IDFC FIRST Bank)
Change effective 2023-12-08 (announced ) — launch, neutral, magnitude major
IDFC FIRST SWYP launched with Mastercard
IDFC FIRST Digital RuPay Credit Card (IDFC FIRST Bank)
Change effective 2023-12-07 (announced ) — launch, neutral, magnitude major
IDFC FIRST Digital RuPay launched
HDFC Millennia Credit Card (HDFC Bank)
Change effective 2023-12-01 (announced 2023-10-31) — lounge, devaluation, magnitude major
Complimentary lounge access removed — now ₹1 lakh/quarter
Before: Unconditional complimentary domestic lounge access
After: Spend ₹1 lakh/quarter, then choose lounge voucher OR ₹1,000 brand voucher
IndusInd Bank Platinum RuPay Credit Card (IndusInd Bank)
Change effective 2023-11-07 (announced ) — launch, neutral, magnitude major
Platinum RuPay launched — IndusInd goes live with credit card on UPI
ICICI Bank Emeralde Private Metal Credit Card (ICICI Bank)
Change effective 2023-11-01 (announced ) — redemption, devaluation, magnitude major
Statement-credit redemption slashed 1 RP ₹1 → ₹0.40
Before: 1 RP = ₹1
After: 1 RP = ₹0.40
ixigo AU Credit Card (AU Small Finance Bank)
Change effective 2023-11 (announced ) — launch, neutral, magnitude major
AU Small Finance Bank and ixigo launch co-branded travel credit card on Visa
SBI SimplyCLICK Credit Card (SBI Card)
Change effective 2023-11-01 (announced ) — reward, devaluation, magnitude minor
EazyDiner dropped from 10X to 5X
Before: 10X
After: 5X
Reliance SBI Card (SBI Card)
Change effective 2023-10-31 (announced ) — launch, neutral, magnitude major
Reliance SBI Card launched as SBI Card–Reliance Retail co-brand
Reliance SBI Card PRIME (SBI Card)
Change effective 2023-10-31 (announced ) — launch, neutral, magnitude major
Reliance SBI Card PRIME launched as SBI Card–Reliance Retail co-brand
Fibe Axis Bank Credit Card (Axis Bank)
Change effective 2023-10-12 (announced ) — launch, neutral, magnitude major
India's first numberless RuPay card launches
RBL Bank Play Credit Card (RBL Bank)
Change effective 2023-10-09 (announced ) — reward, devaluation, magnitude minor
Reward points removed on utility, fuel, insurance & more
Before: Most spends earned base reward points
After: Fuel, utility, insurance, rental, railways & wallet excluded
RBL Bank Blockbuster Credit Card (RBL Bank)
Change effective 2023-10-09 (announced ) — reward, devaluation, magnitude major
Reward points removed on several everyday categories
Before: Most spends earned 2 RP/₹100
After: Insurance, wallet, fuel, utility, rent, railways, misc excluded
RBL Bank BankBazaar SaveMax Credit Card (RBL Bank)
Change effective 2023-10-09 (announced ) — reward, devaluation, magnitude major
Reward points removed on fuel, utilities, insurance, rent & wallet spends
Before: Most non-grocery spends earned 1 RP/₹100
After: Fuel, utilities, insurance, rent, wallet & similar earn nothing
RBL Bank Platinum Maxima Plus Credit Card (RBL Bank)
Change effective 2023-10-09 (announced ) — reward, devaluation, magnitude major
Reward points removed on utilities, insurance, fuel & more
Before: Most spends earned reward points
After: Insurance, wallet, fuel, utility, rental, railways, misc excluded
RBL Bank BankBazaar SaveMax Pro Credit Card (RBL Bank)
Change effective 2023-10-09 (announced ) — reward, devaluation, magnitude minor
Base reward points removed on wallet, rental, utility & similar spends
Before: 2X base points on most non-accelerator spends
After: No points on wallet, rental, utility, insurance, railways & misc
RBL Bank Binge Credit Card (RBL Bank)
Change effective 2023-10-09 (announced ) — reward, devaluation, magnitude major
Reward points removed on utilities, insurance, fuel & more
Before: Base points on most spends
After: No points on insurance, wallet, fuel, utility, rental, railways, misc.
RBL Bank ShopRite Credit Card (RBL Bank)
Change effective 2023-10-09 (announced ) — reward, devaluation, magnitude major
Reward points removed on utilities, insurance, fuel & more
Before: Base points on most everyday spends
After: No points on insurance, wallet, fuel, utility, rental, railways, misc.; utilities/insurance/EMI ineligible
IndusInd Bank ePay Amex Credit Card (IndusInd Bank)
Change effective 2023-10 (announced ) — launch, neutral, magnitude major
IndusInd Bank ePay Amex launched as a lifetime-free virtual card
Jupiter Edge+ CSB Bank RuPay Credit Card (CSB Bank)
Change effective 2023-09-06 (announced ) — launch, neutral, magnitude major
Jupiter & CSB Bank launch the Edge CSB RuPay Credit Card
Axis Bank Reserve Credit Card (Axis Bank)
Change effective 2023-09-01 (announced 2023-07-21) — fee, devaluation, magnitude minor
Fee-waiver spend raised to ₹35 lakh for new cardholders
Before: ₹25 lakh
After: ₹35 lakh (new; existing moved to ₹35 lakh from Sep-2024 anniversaries)
Axis Bank Reserve Credit Card (Axis Bank)
Change effective 2023-09-01 (announced 2023-07-21) — transfer, devaluation, magnitude major
Miles-transfer ratio halved to 5:2 and capped at 5 lakh points
Before: 5:4 (5 points = 4 miles)
After: 5:2 (5 points = 2 miles), max 5 lakh points/year
Axis Bank Reserve Credit Card (Axis Bank)
Change effective 2023-09-01 (announced 2023-07-21) — reward, devaluation, magnitude minor
Utilities and government spends stop earning points
Kotak UPI RuPay Credit Card (Kotak Mahindra Bank)
Change effective 2023-09 (announced ) — launch, neutral, magnitude major
Kotak UPI RuPay virtual card in market
After: 3 reward points per ₹100, lifetime free, virtual-only
American Express Platinum Reserve Credit Card (American Express)
Change effective 2023-09-01 (announced ) — lounge, devaluation, magnitude major
Centurion Lounge access withdrawn
Before: Centurion Lounges at Delhi & Mumbai
After: No Centurion Lounge access
Axis Bank Magnus Credit Card (Axis Bank)
Change effective 2023-09-01 (announced 2023-07-21) — milestone, devaluation, magnitude major
'Great Reset' — monthly 25,000-point milestone axed
Before: 25,000 EDGE points on ₹1L/month
After: Milestone removed
Axis Bank Magnus Credit Card (Axis Bank)
Change effective 2023-09-01 (announced 2023-07-21) — transfer, devaluation, magnitude major
EDGE transfer ratio cut 5:4 → 5:2
Before: 5 points : 4 miles
After: 5 points : 2 miles
Axis Bank Magnus Credit Card (Axis Bank)
Change effective 2023-09-01 (announced ) — fee, devaluation, magnitude minor
Fee raised to ₹12,500; waiver doubled to ₹25L
Before: ₹10,000 fee · ₹15L waiver
After: ₹12,500 fee · ₹25L waiver
SBI Card AURUM (SBI Card)
Change effective 2023-08-31 (announced ) — benefit, devaluation, magnitude minor
Amazon Prime & Discovery+ dropped
Before: Amazon Prime + Discovery+
After: Club Marriott + Mint + WSJ (new joiners)
Marriott Bonvoy HDFC Bank Credit Card (HDFC Bank)
Change effective 2023-08-24 (announced ) — launch, neutral, magnitude major
India's first co-brand hotel card launches on Diners Club
IDFC FIRST Wealth Credit Card (IDFC FIRST Bank)
Change effective 2023-08-21 (announced ) — reward, devaluation, magnitude minor
Insurance & utility spends cut to 1X, barred from 10X
Before: Eligible for accelerated/10X earning
After: 1X only; excluded from 10X program & threshold
IDFC FIRST Select Credit Card (IDFC FIRST Bank)
Change effective 2023-08-21 (announced ) — reward, devaluation, magnitude minor
Insurance & utility spends cut to 1X, barred from 10X
Before: Eligible for accelerated/10X earning
After: 1X only; excluded from 10X program & threshold
IDFC FIRST Classic Credit Card (IDFC FIRST Bank)
Change effective 2023-08-21 (announced ) — reward, devaluation, magnitude minor
Insurance & utility spends cut to 1X
Before: Earned at base rate, counted toward 10X
After: 1X only; excluded from 10X earn & threshold
IDFC FIRST Millennia Credit Card (IDFC FIRST Bank)
Change effective 2023-08-21 (announced ) — reward, devaluation, magnitude minor
Insurance & utility spends cut to 1X, barred from 10X
Before: Earned at card rate, counted toward 10X threshold
After: 1X only; excluded from 10X earn & threshold
IndusInd Bank Avios Visa Infinite Credit Card (IndusInd Bank)
Change effective 2023-08-17 (announced ) — launch, neutral, magnitude major
IndusInd Avios Visa Infinite launched
Axis Bank Flipkart Credit Card (Axis Bank)
Change effective 2023-08-12 (announced ) — reward, devaluation, magnitude major
Travel & Myntra cashback cut to 1.5%; categories excluded
Before: 5% unlimited on flights/hotels & Myntra
After: 1.5% unlimited
IndusInd Bank Tiger Credit Card (IndusInd Bank)
Change effective 2023-08-03 (announced ) — launch, neutral, magnitude major
IndusInd Tiger launched (co-brand with Tiger Fintech)
Kiwi RuPay Credit Card (YES Bank)
Change effective 2023-08-02 (announced ) — launch, neutral, magnitude major
Kiwi launches on Axis Bank — RuPay credit-on-UPI card
HDFC Bank Infinia Metal Credit Card (HDFC Bank)
Change effective 2023-08-01 (announced ) — reward, revaluation, magnitude minor
SmartBuy daily cap removed
Before: 7,500 bonus points/day
After: Full 15,000/mo earnable any day
Swiggy HDFC Bank Credit Card (HDFC Bank)
Change effective 2023-07-26 (announced 2023-07-26) — launch, neutral, magnitude major
Swiggy HDFC Bank Credit Card launched
AU Bank Xcite Credit Card (AU Small Finance Bank)
Change effective 2023-07-05 (announced ) — redemption, devaluation, magnitude minor
E-voucher redemption value cut
Before: ₹0.25/point
After: ₹0.20/point
AU Bank Xcite Credit Card (AU Small Finance Bank)
Change effective 2023-07-05 (announced ) — redemption, devaluation, magnitude minor
Flat redemption fee introduced on AU Rewardz
Before: free
After: ₹99+GST per redemption
AU Bank Vetta Credit Card (AU Small Finance Bank)
Change effective 2023-07-05 (announced ) — redemption, devaluation, magnitude minor
Redemption fee introduced; e-voucher point value cut
Before: Free redemption; e-vouchers at ₹0.25/point
After: ₹99+GST fee per redemption; e-vouchers at ₹0.20/point
AU Xcite Ultra Credit Card (AU Small Finance Bank)
Change effective 2023-07-05 (announced ) — redemption, devaluation, magnitude minor
Redemption fee introduced; e-voucher point value cut
Before: Free redemption; e-vouchers at ₹0.25/point
After: ₹99+GST fee per redemption; e-vouchers at ₹0.20/point
AU Xcite Ace Credit Card (AU Small Finance Bank)
Change effective 2023-07-05 (announced ) — redemption, devaluation, magnitude minor
Redemption fee introduced; e-voucher point value cut
Before: Free redemption via AU Rewardz catalogue; e-vouchers at ₹0.25/point
After: ₹99+GST fee per redemption; e-vouchers at ₹0.20/point
AU Altura Plus Credit Card (AU Small Finance Bank)
Change effective 2023-07-05 (announced ) — redemption, devaluation, magnitude minor
Redemption fee introduced; e-voucher point value cut
Before: Free redemption; e-vouchers at ₹0.25/point
After: ₹99+GST fee per redemption; e-vouchers at ₹0.20/point
AU LIT Credit Card (AU Small Finance Bank)
Change effective 2023-07-05 (announced ) — redemption, devaluation, magnitude minor
Redemption fee introduced; e-voucher point value cut
Before: Free redemption; e-vouchers at ₹0.25/point
After: ₹99+GST fee per redemption; e-vouchers at ₹0.20/point
Scapia Credit Card (Federal Bank)
Change effective 2023-06-15 (announced ) — launch, neutral, magnitude major
Scapia Federal card launched
Axis Bank ACE Credit Card (Axis Bank)
Change effective 2023-06-15 (announced 2023-05) — reward, devaluation, magnitude major
₹500/month combined cashback cap introduced
Before: 5% Google Pay bills unlimited; 4% partners uncapped
After: 5% + 4% share a single ₹500/statement-cycle cap
Axis Bank Select Credit Card (Axis Bank)
Change effective 2023-06-01 (announced ) — lounge, devaluation, magnitude minor
Card lounge access limited to domestic terminals
Before: Usable at international-terminal lounges
After: Domestic terminals only
IndianOil Kotak Credit Card (Kotak Mahindra Bank)
Change effective 2023-06 (announced ) — network, revaluation, magnitude minor
RuPay card linked to UPI — earns on scan-and-pay
Before: RuPay card usable at card terminals only
After: Linkable to UPI apps; QR scan-and-pay earns reward points
RBL Bank ShopRite Credit Card (RBL Bank)
Change effective 2023-05-15 (announced ) — launch, neutral, magnitude major
ShopRite issued as successor to RBL's discontinued Zomato Edition cards
SBI Cashback Credit Card (SBI Card)
Change effective 2023-05-01 (announced ) — lounge, devaluation, magnitude minor
Complimentary domestic lounge access removed
Before: 4 complimentary/year
After: None
SBI Cashback Credit Card (SBI Card)
Change effective 2023-05-01 (announced ) — reward, devaluation, magnitude major
First devaluation — cap halved and categories excluded
Before: ₹10,000/cycle cap; few exclusions
After: ₹5,000/cycle cap; rent, fuel, wallet, utility, insurance, jewellery, railways & education excluded
IDFC FIRST Select Credit Card (IDFC FIRST Bank)
Change effective 2023-05-01 (announced ) — lounge, devaluation, magnitude minor
Airport lounge access spend-gated for the first time
Before: No minimum-spend condition
After: ₹5,000 prior-month spend required
Federal Bank Celesta Credit Card (Federal Bank)
Change effective 2023-04-03 (announced ) — fee, revaluation, magnitude major
Celesta becomes Lifetime Free for new applicants
Before: ₹3,000 joining + ₹3,000 annual
After: ₹0 — no joining fee, no annual fee
Federal Bank Imperio Credit Card (Federal Bank)
Change effective 2023-04-03 (announced ) — fee, revaluation, magnitude major
Card becomes Lifetime Free for new applicants
Before: ₹1,500 joining and ₹1,500 annual fee
After: ₹0 — no joining fee, no membership fee
Federal Bank Signet Credit Card (Federal Bank)
Change effective 2023-04-03 (announced ) — fee, revaluation, magnitude major
Signet becomes Lifetime Free for new applicants
Before: ₹750 joining + ₹750 annual membership fee
After: ₹0 — no joining fee, no annual fee
Standard Chartered Manhattan Platinum Credit Card (Standard Chartered)
Change effective 2023-04-02 (announced ) — fee, devaluation, magnitude minor
1% fee on rent payments
Before: No processing fee on rent payments
After: 1% processing fee on rent payments
Standard Chartered Super Value Titanium Credit Card (Standard Chartered)
Change effective 2023-04-02 (announced ) — fee, devaluation, magnitude minor
1% processing fee added on rent payments
Before: No fee
After: 1% processing fee
Standard Chartered Rewards Credit Card (Standard Chartered)
Change effective 2023-04-02 (announced ) — fee, devaluation, magnitude minor
1% processing fee on rent payments
Before: No processing fee on rent payments
After: 1% fee on the rent transaction amount
Standard Chartered Platinum Rewards Credit Card (Standard Chartered)
Change effective 2023-04-02 (announced ) — fee, devaluation, magnitude minor
1% processing fee on rent payments
Before: No processing fee on rent paid via the card
After: 1% fee on every rental transaction
Standard Chartered EaseMyTrip Credit Card (Standard Chartered)
Change effective 2023-04-02 (announced ) — fee, devaluation, magnitude minor
1% processing fee on rent payments
Before: No fee on rent payments
After: 1% fee on all rental transactions
Standard Chartered Priority Visa Infinite Credit Card (Standard Chartered)
Change effective 2023-04-02 (announced ) — fee, devaluation, magnitude minor
1% processing fee on rent payments
Before: No processing fee on rent payments
After: 1% processing fee on all rent/rental payments
Standard Chartered DigiSmart Credit Card (Standard Chartered)
Change effective 2023-04-02 (announced ) — fee, devaluation, magnitude minor
1% fee added on rent payments
Before: No rent-payment fee
After: 1% of the rent transaction
Standard Chartered Ultimate Credit Card (Standard Chartered)
Change effective 2023-04-02 (announced 2023-03-03) — fee, devaluation, magnitude minor
1% processing fee added on rent payments
Before: No processing fee on rent
After: 1% + taxes per rental transaction
Standard Chartered Ultimate Credit Card (Standard Chartered)
Change effective 2023-04-02 (announced 2023-03-03) — reward, devaluation, magnitude major
Earn rate cut on 6 categories; fuel points removed
Before: 5 RP (~3.3%) all categories; fuel earned points
After: 3 RP (~2%) on utilities/insurance/etc.; fuel 0 RP
HDFC Bank UPI RuPay Credit Card (HDFC Bank)
Change effective 2023-04 (announced ) — launch, neutral, magnitude minor
HDFC Bank UPI RuPay Credit Card launched
SBI Cashback Credit Card (SBI Card)
Change effective 2023-04-01 (announced ) — fee, devaluation, magnitude minor
First-year-free promo withdrawn — ₹999 joining fee reinstated
Before: Effectively first-year-free
After: ₹999 + GST joining fee
AU Bank Xcite Credit Card (AU Small Finance Bank)
Change effective 2023-04-01 (announced ) — fee, devaluation, magnitude minor
EMI processing fee added on PG/POS EMI conversions
After: ₹199+GST