DevchandraSah/indian-credit-card-facts huggingface dataset:
American Express Platinum Card (American Express)
Change effective 2026-07-01 (announced 2026-06-25) — lounge, devaluation, magnitude major
Mumbai Centurion Lounge closes; access moves to Adani lounge
Before: Amex Centurion Lounge, Mumbai T2
After: Adani Business Class Lounge, Mumbai T2
Adani One ICICI Bank Platinum Credit Card (ICICI Bank)
Change effective 2026-07-01 (announced 2026-04-10) — lounge, devaluation, magnitude major
Domestic lounge access gated behind Rs 75,000/quarter spend
Before: Unconditional (2 visits/quarter, no spend requirement)
After: Requires Rs 75,000 spend in the previous quarter
HDFC Diners Club Black Metal Edition (HDFC Bank)
Change effective 2026-07-01 (announced ) — reward, devaluation, magnitude major
SmartBuy brand-voucher earning capped at 3,000 RP/mo
Before: Up to 10,000 RP/mo via vouchers (Metal)
After: 3,000 RP/mo via Brand Vouchers
AU Ananta Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
Paytm AU Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
CheQ AU Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
PhonePe SBI Card PURPLE (SBI Card)
Change effective 2026-07-01 (announced 2026-06-01) — reward, devaluation, magnitude major
Reward caps cut and new exclusions added
Before: PhonePe spends capped at 1,000 RP/month; online spends capped at 1,000 RP/month
After: PhonePe 750 RP/month (250 insurance sub-cap); online 750 RP/month
AU Bank Xcite Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
AU Tejas Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
AU Bank Vetta Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
AU CS Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
AU Xcite Ultra Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
AU Traverse Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
IDFC FIRST SWYP Credit Card (IDFC FIRST Bank)
Change effective 2026-07-01 (announced ) — milestone, revaluation, magnitude minor
Education added to special-category milestones, ₹40k tier added
Before: FASTag + railway only; ₹20,000 → 400 points
After: Education added; ₹20,000 → 400 points, ₹40,000 → 800 points
AU Xcite Ace Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
AU SPONT Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
AU InstaPay Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
AU Prathama Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
AU NOMO Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
AU CA Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
AU Altura Plus Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
AU Kosmo Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
AU Laksya Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
ixigo AU Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
AU Zenith Plus Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
AU Zenith Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
Adani One ICICI Bank Signature Credit Card (ICICI Bank)
Change effective 2026-07-01 (announced 2026-04-10) — lounge, devaluation, magnitude major
Airport lounge access gated behind ₹75,000/quarter spend
Before: Complimentary, no spend requirement (4 domestic visits/quarter)
After: ₹75,000/quarter spend required
AU Altura Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
AU LIT Credit Card (AU Small Finance Bank)
Change effective 2026-07-01 (announced ) — fee, devaluation, magnitude minor
Fuel fair-usage terms tightened — trigger halved, levy on the whole aggregate
Before: 1% fair-usage charge once monthly fuel spends exceeded 50% of the credit limit or ₹50,000
After: 1% on the entire aggregate once a single fuel transaction exceeds ₹10,000 or monthly fuel spends exceed ₹25,000
HDFC Bank Infinia Metal Credit Card (HDFC Bank)
Change effective 2026-07-01 (announced ) — reward, devaluation, magnitude major
SmartBuy brand-voucher earning capped at 3,000 RP/mo
Before: Full 15,000 RP/mo via vouchers
After: 3,000 RP/mo via Brand Vouchers
Axis Bank Magnus Credit Card (Axis Bank)
Change effective 2026-07-01 (announced ) — fee, revaluation, magnitude major
Magnus issued lifetime-free to new Burgundy Salary customers
Before: ₹12,500 joining + ₹12,500 annual, no salaried carve-out
After: Nil joining + nil annual for Burgundy Salary onboardings, but no welcome benefit
Flipkart SBI Card (SBI Card)
Change effective 2026-06-30 (announced ) — benefit, devaluation, magnitude minor
Flipkart-App acquisition offers ended
Before: ₹250 e-gift voucher + ₹500 Flipkart e-gift card + ₹500 Cleartrip coupon (Flipkart App applications)
After: ₹250 e-gift voucher only
IndiGo IDFC FIRST Credit Card (IDFC FIRST Bank)
Change effective 2026-06-18 (announced ) — reward, devaluation, magnitude minor
BluChip earning capped at the credit limit per billing cycle
Before: All eligible spend earned BluChips
After: Only spend up to the assigned credit limit per cycle earns
IDFC FIRST Diamond Reserve Credit Card (IDFC FIRST Bank)
Change effective 2026-06-18 (announced ) — reward, devaluation, magnitude minor
Earning capped at the credit limit per billing cycle
Before: All eligible spend earned points
After: Only spend up to the assigned credit limit per cycle earns
IDFC FIRST Diamond Reserve Credit Card (IDFC FIRST Bank)
Change effective 2026-06-18 (announced ) — benefit, devaluation, magnitude minor
Movie buy-one-get-one spend-gated
Before: Unconditional, twice a month
After: Needs ₹20,000 spend in the previous calendar month
IDFC FIRST WOW! Black Credit Card (IDFC FIRST Bank)
Change effective 2026-06-18 (announced ) — benefit, devaluation, magnitude minor
Movie discount gated on staying spend-active
Before: 25% off up to ₹100, once a month
After: Same, but only if you transacted in the previous calendar month
IDFC FIRST WOW! Black Credit Card (IDFC FIRST Bank)
Change effective 2026-06-18 (announced ) — reward, devaluation, magnitude minor
Reward earning capped at your credit limit per cycle
Before: All eligible spends earned points
After: Only spends up to the credit limit per cycle earn points
IDFC FIRST Gaj Credit Card (IDFC FIRST Bank)
Change effective 2026-06-18 (announced ) — reward, devaluation, magnitude minor
Earning capped at the credit limit per billing cycle
Before: All eligible spend earned points
After: Only spend up to the assigned credit limit per cycle earns
IDFC FIRST Mayura Credit Card (IDFC FIRST Bank)
Change effective 2026-06-18 (announced ) — reward, devaluation, magnitude minor
Earning capped at the credit limit per billing cycle
Before: All eligible spend earned points
After: Only spend up to the assigned credit limit per cycle earns
IDFC FIRST Mayura Credit Card (IDFC FIRST Bank)
Change effective 2026-06-18 (announced ) — benefit, devaluation, magnitude minor
Movie buy-one-get-one spend-gated
Before: Unconditional, twice a month
After: Needs ₹20,000 spend in the previous calendar month
IDFC FIRST EA₹N Credit Card (IDFC FIRST Bank)
Change effective 2026-06-18 (announced ) — reward, devaluation, magnitude minor
Cashback capped at your credit limit per cycle
Before: All eligible spends earned cashback
After: Only spends up to the credit limit per cycle earn cashback
IDFC FIRST EA₹N Credit Card (IDFC FIRST Bank)
Change effective 2026-06-18 (announced ) — benefit, devaluation, magnitude minor
Movie discount gated on staying spend-active
Before: 25% off up to ₹100, once a month
After: Same, but only if you transacted in the previous calendar month
IDFC FIRST Wealth Credit Card (IDFC FIRST Bank)
Change effective 2026-06-18 (announced 2026-05-13) — reward, devaluation, magnitude major
Points get 24-month expiry + credit-limit earn cap
Before: Points never expired; no per-cycle earn cap; movie BOGO ungated
After: 24-month expiry; rewards capped to credit limit/cycle; movie BOGO needs ₹20k spend
IDFC FIRST SWYP Credit Card (IDFC FIRST Bank)
Change effective 2026-06-18 (announced ) — benefit, devaluation, magnitude minor
Movie discount gated on staying spend-active
Before: 25% off up to ₹100, once a month
After: Same, but only if you transacted in the previous calendar month
IDFC FIRST SWYP Credit Card (IDFC FIRST Bank)
Change effective 2026-06-18 (announced ) — reward, devaluation, magnitude minor
Reward earning capped at your credit limit per cycle
Before: All eligible spends counted toward milestones
After: Only spends up to the credit limit per cycle earn points
IDFC FIRST Select Credit Card (IDFC FIRST Bank)
Change effective 2026-06-18 (announced 2026-05-13) — reward, devaluation, magnitude major
Points get 24-month expiry + credit-limit earn cap
Before: Points never expired; no per-cycle earn cap; movie BOGO ungated; 10X only on incremental spend above ₹20,000/cycle
After: 24-month expiry; credit-limit earn cap; movie BOGO needs ₹20k spend; 10X now category-based (dining/travel/international) from the first rupee
IDFC FIRST Ashva Credit Card (IDFC FIRST Bank)
Change effective 2026-06-18 (announced ) — benefit, devaluation, magnitude minor
Movie BOGO spend-gated; earn capped to credit limit
IDFC FIRST Classic Credit Card (IDFC FIRST Bank)
Change effective 2026-06-18 (announced 2026-05-13) — reward, devaluation, magnitude major
Moved to category rewards; base cut ₹150→₹200
Before: 1 RP per ₹150; 10X above ₹20k/mo, 3X below
After: 1 RP per ₹200; 10X dining/travel/intl, 3X other, 1X utility/rail/insurance/FASTag
IDFC FIRST Classic Credit Card (IDFC FIRST Bank)
Change effective 2026-06-18 (announced 2026-05-13) — reward, devaluation, magnitude major
Points get 24-month expiry + credit-limit earn cap
Before: Points never expired; no per-cycle earn cap; movie BOGO ungated
After: 24-month expiry; points only up to credit limit/cycle; movie BOGO needs ₹20k spend
IDFC FIRST Millennia Credit Card (IDFC FIRST Bank)
Change effective 2026-06-18 (announced 2026-05-13) — reward, devaluation, magnitude minor
In-app travel accelerators trimmed (hotels & flights)
Before: 33% bonus on hotels, 13% bonus on flights
After: 20% bonus on hotels, 10% bonus on flights
IDFC FIRST Millennia Credit Card (IDFC FIRST Bank)
Change effective 2026-06-18 (announced 2026-05-13) — reward, devaluation, magnitude major
Points get 24-month expiry + credit-limit earn cap
Before: Points never expired; no per-cycle earn cap
After: 24-month expiry; rewards capped to credit limit per cycle
YES Private Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Branch cash-deposit fee raised from 100 to 500 rupees
Before: ₹100 + GST on a repayment of ₹1,000 or more
After: ₹500 + GST on a repayment of ₹1,000 or more
YES Private Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — benefit, devaluation, magnitude minor
Fuel surcharge waiver floor raised to 500 rupees
Before: ₹400 to ₹5,000
After: ₹500 to ₹5,000
IndusInd Bank Platinum RuPay Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Dynamic Currency Conversion fee doubled to 2%
Before: 1% mark-up + taxes
After: 2% + GST
IndusInd Bank Platinum RuPay Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Fuel-fee threshold cut from ₹50,000 to ₹30,000/cycle
Before: 1% + GST above ₹50,000 per cycle
After: 1% + GST above ₹30,000 per cycle
IndusInd Bank Platinum RuPay Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
New 1% surcharge on transport spends above ₹40,000/cycle
Before: No transport surcharge
After: 1% + GST above ₹40,000 per cycle
IndusInd Bank Pioneer Legacy Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
New transport surcharge; late-payment grid raised
Before: No transport surcharge; lower late-payment grid
After: 1% + GST on transport above ₹40,000/cycle; steeper late-payment slabs
IndusInd Bank ePay Amex Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced 2026-05-13) — fee, devaluation, magnitude minor
Dynamic Currency Conversion fee doubled 1% → 2%
Before: 1% + taxes
After: 2% + GST
IndusInd Bank ePay Amex Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced 2026-05-13) — fee, devaluation, magnitude minor
Fuel fee threshold cut ₹50,000 → ₹30,000 a cycle
Before: 1% + GST above ₹50,000/cycle
After: 1% + GST above ₹30,000/cycle
IndusInd Bank ePay Amex Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced 2026-05-13) — fee, devaluation, magnitude minor
New 1% fee on transport spends above ₹40,000 a cycle
Before: No transport fee
After: 1% + GST above ₹40,000/cycle
IndusInd Bank Jio-bp Mobility+ Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced 2026-05-13) — fee, devaluation, magnitude minor
Dynamic Currency Conversion fee doubled 1% → 2%
Before: 1% + taxes
After: 2% + GST
IndusInd Bank Jio-bp Mobility+ Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced 2026-05-13) — fee, devaluation, magnitude major
Fuel fee threshold cut ₹50,000 → ₹30,000 — on a fuel card
Before: 1% + GST above ₹50,000/cycle
After: 1% + GST above ₹30,000/cycle
IndusInd Bank Jio-bp Mobility+ Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced 2026-05-13) — fee, devaluation, magnitude minor
New 1% fee on transport spends above ₹40,000 a cycle
Before: No transport fee
After: 1% + GST above ₹40,000/cycle
YES Private Prime Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Cash-advance, auto-debit-failure and cash-deposit charges raised
Before: Cash advance 2.5% or ₹500; auto-debit failure 2% or ₹450, capped at ₹1,500 per statement; branch cash deposit ₹100
After: Cash advance 2.5% or ₹650; auto-debit failure 2.5% or ₹500, capped at ₹5,000 per statement; branch cash deposit ₹500
IndusInd Bank Celesta Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
New 1% surcharge on transport spends above ₹40,000/cycle
Before: No transport surcharge
After: 1% + GST above ₹40,000 per cycle
IndusInd Bank Indulge Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
New transport surcharge; late-payment grid revised
Before: No transport surcharge
After: 1% + GST transport surcharge above ₹40k/cycle
IndusInd Bank Crest Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
New transport surcharge; late-payment grid raised
Before: No transport surcharge; lower late-payment grid
After: 1% + GST on transport above ₹40,000/cycle; steeper late-payment slabs
EazyDiner IndusInd Bank Platinum Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced 2026-05-13) — fee, devaluation, magnitude minor
Dynamic Currency Conversion fee doubled 1% → 2%
Before: 1% + taxes
After: 2% + GST
EazyDiner IndusInd Bank Platinum Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced 2026-05-13) — fee, devaluation, magnitude minor
Fuel fee threshold cut ₹50,000 → ₹30,000 a cycle
Before: 1% + GST above ₹50,000/cycle
After: 1% + GST above ₹30,000/cycle
EazyDiner IndusInd Bank Platinum Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced 2026-05-13) — fee, devaluation, magnitude minor
New 1% fee on transport spends above ₹40,000 a cycle
Before: No transport fee
After: 1% + GST above ₹40,000/cycle
CRED IndusInd Bank RuPay Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced 2026-05-13) — fee, devaluation, magnitude minor
Dynamic Currency Conversion fee doubled 1% → 2%
Before: 1% + taxes
After: 2% + GST
CRED IndusInd Bank RuPay Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced 2026-05-13) — fee, devaluation, magnitude minor
Fuel fee threshold cut ₹50,000 → ₹30,000 a cycle
Before: 1% + GST above ₹50,000/cycle
After: 1% + GST above ₹30,000/cycle
CRED IndusInd Bank RuPay Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced 2026-05-13) — fee, devaluation, magnitude minor
New 1% fee on transport spends above ₹40,000 a cycle
Before: No transport fee
After: 1% + GST above ₹40,000/cycle
IndusInd Bank Pinnacle Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
New 1% surcharge on transport spends above ₹40,000/cycle
Before: No transport surcharge
After: 1% + GST above ₹40,000 per cycle
IndusInd Bank Duo Card (IndusInd Bank)
Change effective 2026-06-15 (announced 2026-05-13) — fee, devaluation, magnitude minor
Dynamic Currency Conversion fee doubled 1% → 2%
Before: 1% + taxes
After: 2% + GST