DevchandraSah/indian-credit-card-facts huggingface dataset:
AU Bank Xcite Credit Card (AU Small Finance Bank)
Change effective 2023-04-01 (announced ) — fee, devaluation, magnitude major
Finance charge raised to 3.59%/month
After: 3.59%/month (43.08% p.a.)
AU Bank Xcite Credit Card (AU Small Finance Bank)
Change effective 2023-04-01 (announced ) — fee, devaluation, magnitude minor
Rent-payment processing fee introduced
After: 1% (min ₹99+GST) from the 2nd rent transaction in a month; 1st is free
AU Xcite Ultra Credit Card (AU Small Finance Bank)
Change effective 2023-04-01 (announced ) — fee, devaluation, magnitude minor
APR raised to 3.59%/mo; rent and EMI processing fees added
Before: No rent/EMI processing fee
After: 1% rent fee (min ₹99+GST) from 2nd txn/mo; ₹199+GST EMI processing fee; APR 3.59%/mo
AU Altura Plus Credit Card (AU Small Finance Bank)
Change effective 2023-04-01 (announced ) — fee, devaluation, magnitude minor
APR raised to 3.59%/mo; rent and EMI processing fees added
Before: No rent/EMI processing fee
After: 1% rent fee (min ₹99+GST) from 2nd txn/mo; ₹199+GST EMI processing fee; APR 3.59%/mo
AU Altura Credit Card (AU Small Finance Bank)
Change effective 2023-04-01 (announced ) — fee, devaluation, magnitude minor
Rent fee added; APR raised to 3.59%/mo
Before: No rent processing fee
After: 1% rent fee (min ₹99+GST); APR 3.59%/mo
AU LIT Credit Card (AU Small Finance Bank)
Change effective 2023-04-01 (announced ) — fee, devaluation, magnitude minor
APR raised to 3.59%/mo; rent and EMI processing fees added
Before: No rent/EMI processing fee
After: 1% rent fee (min ₹99+GST) from 2nd txn/mo; ₹199+GST EMI processing fee; APR 3.59%/mo
IDFC FIRST Power Credit Card (IDFC FIRST Bank)
Change effective 2023-03-31 (announced ) — launch, neutral, magnitude major
FIRST Power launched with HPCL on RuPay
IDFC FIRST HPCL Power+ Credit Card (IDFC FIRST Bank)
Change effective 2023-03-31 (announced ) — launch, neutral, magnitude major
FIRST Power+ launched with HPCL on RuPay
HDFC Regalia Gold Credit Card (HDFC Bank)
Change effective 2023-03-23 (announced ) — launch, neutral, magnitude major
HDFC Regalia Gold launched
Paytm SBI Card SELECT (SBI Card)
Change effective 2023-03-17 (announced ) — fee, devaluation, magnitude minor
Rent-payment processing fee doubled
Before: Rs.99 + GST per rent transaction
After: Rs.199 + GST per rent transaction
IndianOil Kotak Credit Card (Kotak Mahindra Bank)
Change effective 2023-03-10 (announced ) — launch, neutral, magnitude major
IndianOil Kotak co-branded fuel card launched on RuPay
After: 4% back at IndianOil (cap ₹300/mo), 2% dining, grocery & other payments (cap ₹200/mo)
Axis Bank Freecharge Plus Credit Card (Axis Bank)
Change effective 2023-03-05 (announced ) — fee, devaluation, magnitude minor
Rent surcharge and DCC markup introduced; fee-waiver spend base narrowed
Before: No rent surcharge; no DCC markup fee; rent and wallet-load spends counted toward the ₹50,000 fee-waiver threshold
After: 1% rent surcharge (capped ₹1,500/txn); 1% DCC markup on INR-billed international spends; rent and wallet-load spends excluded from the fee-waiver spend count
IRCTC HDFC Bank Credit Card (HDFC Bank)
Change effective 2023-03-01 (announced ) — launch, neutral, magnitude 
IRCTC HDFC Bank Credit Card launched
HDFC Bank Diners Club Privilege Credit Card (HDFC Bank)
Change effective 2023-02-01 (announced ) — redemption, devaluation, magnitude minor
Statement-credit redemption capped at 50,000 RP/month
Before: Effectively uncapped
After: 50,000 RP/month
HDFC Diners Club Black Metal Edition (HDFC Bank)
Change effective 2023-02-01 (announced ) — redemption, devaluation, magnitude minor
Statement-credit redemption capped
Before: Uncapped
After: 50,000 RP/mo
HDFC Bank Infinia Metal Credit Card (HDFC Bank)
Change effective 2023-02-01 (announced ) — redemption, devaluation, magnitude minor
Statement-credit redemption capped
Before: Uncapped
After: 50,000 RP/mo
AU Bank Xcite Credit Card (AU Small Finance Bank)
Change effective 2023-01-30 (announced ) — launch, neutral, magnitude major
AU Xcite launches on the new SwipeUp upgrade platform
AU Xcite Ultra Credit Card (AU Small Finance Bank)
Change effective 2023-01-30 (announced ) — launch, neutral, magnitude major
AU Xcite Ultra launched via the SwipeUp platform
AU Xcite Ace Credit Card (AU Small Finance Bank)
Change effective 2023-01-30 (announced ) — launch, neutral, magnitude major
AU Xcite Ace launches on the SwipeUp platform
SBI SimplyCLICK Credit Card (SBI Card)
Change effective 2023-01-06 (announced ) — redemption, devaluation, magnitude minor
Milestone e-vouchers restricted to a single transaction
IndusInd Bank Pinnacle Credit Card (IndusInd Bank)
Change effective 2023-01-03 (announced ) — reward, devaluation, magnitude minor
Rent-payment earning capped at 500 points/cycle
Before: Rent earned at the standard rate, uncapped
After: Max 500 RP per statement cycle
HDFC Bank Diners Club Privilege Credit Card (HDFC Bank)
Change effective 2023-01-01 (announced ) — reward, devaluation, magnitude major
January 2023 earn caps & category exclusions introduced
Before: Uncapped base earning
After: Grocery capped 2,000 RP/month; rent (3rd-party) & government excluded
HDFC Bank UPI RuPay Credit Card (HDFC Bank)
Change effective 2023 (announced ) — fee, revaluation, magnitude minor
Joining/annual fee cut from ₹250 to ₹99
Before: ₹250 + GST
After: ₹99 + GST
HDFC Bank Freedom Credit Card (HDFC Bank)
Change effective 2023-01-01 (announced ) — reward, devaluation, magnitude minor
January 2023 earn caps & category exclusions introduced
RBL Bank TVS Credit Card (RBL Bank)
Change effective 2023 (announced ) — launch, neutral, magnitude major
TVS Credit RBL Bank Credit Card launched
RBL Bank Cookies Credit Card (RBL Bank)
Change effective 2023 (announced ) — launch, neutral, magnitude major
RBL Cookies launched as successor to Monthly Treats
RBL Bank Paisabazaar Duet Plus Credit Card (RBL Bank)
Change effective 2023 (announced ) — launch, neutral, magnitude major
Duet Plus launched as the paid cashback tier of the Paisabazaar Duet family
Tata Neu Infinity HDFC Bank Credit Card (HDFC Bank)
Change effective 2023-01-01 (announced ) — reward, devaluation, magnitude major
Category earning caps and exclusions introduced
Before: Broad base earning at 1.5%
After: Grocery capped 2,000 NeuCoins/mo; fuel, wallet, rent (3rd-party) and government excluded
HDFC MoneyBack+ Credit Card (HDFC Bank)
Change effective 2023-01-01 (announced 2022-12-02) — reward, devaluation, magnitude minor
January 2023 earn-and-burn caps introduced
Before: Grocery uncapped; rent/govt earned; redemption uncapped
After: Grocery 1,000 pts/mo; rent & govt excluded; redemption capped
ICICI Bank Emeralde Private Metal Credit Card (ICICI Bank)
Change effective 2023 (announced ) — launch, neutral, magnitude major
ICICI Emeralde Private Metal launched
American Express SmartEarn Credit Card (American Express)
Change effective 2023 (announced ) — reward, revaluation, magnitude minor
10X roster expands to Zomato, EaseMyTrip and lifestyle brands
American Express SmartEarn Credit Card (American Express)
Change effective 2023 (announced ) — reward, devaluation, magnitude minor
Amazon earn rate cut from 10X to 5X
Before: 10X MR
After: 5X MR
HDFC Diners Club Black Metal Edition (HDFC Bank)
Change effective 2023-01-01 (announced ) — reward, devaluation, magnitude major
Category earning caps & exclusions introduced
Before: Uncapped base earning
After: Grocery 2,000 RP/mo; rent, wallet & government/education excluded
HDFC Diners Club Black Metal Edition (HDFC Bank)
Change effective 2023-01-01 (announced ) — redemption, devaluation, magnitude major
SmartBuy travel redemption capped
Before: Effectively uncapped
After: 75,000 RP/mo
Standard Chartered Rewards Credit Card (Standard Chartered)
Change effective 2023-01 (announced ) — launch, neutral, magnitude 
Rewards Credit Card launched
HSBC Premier World Mastercard (HSBC)
Change effective 2023 (announced ) — launch, neutral, magnitude major
HSBC Premier relaunched as a metal Mastercard World card
RBL Bank TVS Gold Credit Card (RBL Bank)
Change effective 2023 (announced ) — launch, neutral, magnitude major
TVS Gold launched as the mid-tier TVS co-brand
AU InstaPay Credit Card (AU Small Finance Bank)
Change effective 2023 (announced ) — launch, neutral, magnitude major
AU InstaPay launches as a virtual, instant-issuance UPI cashback card
YES First Exclusive Credit Card (now YES Bank RESERV) (YES Bank)
Change effective 2023 (announced ) — benefit, neutral, magnitude major
Rebranded and repositioned as YES Bank RESERV
Before: Super-premium, ₹10,000 fee
After: Mid-premium RESERV, ₹2,499 fee
ICSI Diamond BOBCARD Credit Card (BOBCARD)
Change effective 2023-01 (announced ) — launch, neutral, magnitude major
ICSI Diamond BOBCARD launched
Standard Chartered Ultimate Credit Card (Standard Chartered)
Change effective 2023 (announced ) — redemption, devaluation, magnitude minor
360° Rewards voucher catalogue contracted
Before: Wide voucher range (MakeMyTrip, Croma, Tanishq, gold, etc.)
After: Sharply reduced options
SBI SimplyCLICK Credit Card (SBI Card)
Change effective 2023-01-01 (announced ) — reward, devaluation, magnitude major
Amazon dropped from 10X to 5X
Before: 10X
After: 5X
HDFC Millennia Credit Card (HDFC Bank)
Change effective 2023-01-01 (announced 2022-12-02) — reward, devaluation, magnitude minor
January 2023 earn-and-burn caps introduced
Before: Grocery earned freely; statement-credit redemption uncapped
After: Grocery 1,000 pts/mo; rent & government excluded; 3,000 CashPoints/mo statement-credit cap
Tata Neu Plus HDFC Bank Credit Card (HDFC Bank)
Change effective 2023-01-01 (announced ) — reward, devaluation, magnitude major
Grocery cap and category exclusions introduced
Before: Broad base earning at 1% (grocery uncapped)
After: Grocery capped 1,000 NeuCoins/mo; fuel, wallet loads, rent, government & smart-EMI excluded
HDFC Bank Infinia Metal Credit Card (HDFC Bank)
Change effective 2023-01-01 (announced ) — reward, devaluation, magnitude major
Category earning caps introduced
Before: Unlimited base earning
After: Grocery 2,000 RP/mo; rent, wallet & government excluded
HDFC Bank Infinia Metal Credit Card (HDFC Bank)
Change effective 2023-01-01 (announced ) — redemption, devaluation, magnitude major
SmartBuy travel & Tanishq redemption capped
Before: Effectively uncapped
After: 150,000 RP/mo travel; 50,000 RP/mo Tanishq
RBL Bank Paisabazaar Duet Credit Card (RBL Bank)
Change effective 2022-12-08 (announced ) — benefit, neutral, magnitude minor
Rebranded and relaunched as the Paisabazaar Duet
Flipkart Axis Bank Super Elite Credit Card (Axis Bank)
Change effective 2022-11-22 (announced ) — launch, neutral, magnitude major
Flipkart Axis Bank Super Elite Credit Card launched
Doctor's SBI Card (SBI Card)
Change effective 2022-11-15 (announced ) — fee, devaluation, magnitude minor
Rent-payment processing fee introduced (₹99, later ₹199)
Before: No rent-payment processing fee
After: ₹99 + GST (raised to ₹199 + GST from 17 Mar 2023)
Shaurya Select SBI Card (SBI Card)
Change effective 2022-11-15 (announced ) — fee, devaluation, magnitude minor
Rent-payment processing fee introduced (₹99, later ₹199)
Before: No rent-payment processing fee
After: ₹99 + GST (raised to ₹199 + GST from 17 Mar 2023)
SBI Card PRIME (SBI Card)
Change effective 2022-11-15 (announced ) — fee, devaluation, magnitude minor
Rent-payment processing fee introduced (₹99, later ₹199)
Before: No rent-payment processing fee
After: ₹99 + GST (raised to ₹199 + GST from 17 Mar 2023)
Paytm SBI Card SELECT (SBI Card)
Change effective 2022-11-15 (announced ) — fee, devaluation, magnitude minor
Rent-payment processing fee introduced
Before: No processing fee on rent
After: Rs.99 + GST per rent transaction
Doctor's SBI Card (in Association with IMA) (SBI Card)
Change effective 2022-11-15 (announced ) — fee, devaluation, magnitude minor
Rent-payment processing fee introduced (₹99, later ₹199)
Before: No rent-payment processing fee
After: ₹99 + GST (raised to ₹199 + GST from 17 Mar 2023)
SBI Card Unnati (SBI Card)
Change effective 2022-11-15 (announced ) — fee, devaluation, magnitude minor
Rent-payment processing fee introduced (₹99, later ₹199)
Before: No rent-payment processing fee
After: ₹99 + GST (raised to ₹199 + GST from 17 Mar 2023)
Shaurya SBI Card (SBI Card)
Change effective 2022-11-15 (announced ) — fee, devaluation, magnitude minor
Rent-payment processing fee introduced (₹99, later ₹199)
Before: No rent-payment processing fee
After: ₹99 + GST (raised to ₹199 + GST from 17 Mar 2023)
BOBCARD Prime Credit Card (BOBCARD)
Change effective 2022-11-15 (announced ) — reward, devaluation, magnitude major
Base earn rate halved to 2 RP per ₹100
Before: 4 RP per ₹100
After: 2 RP per ₹100
BOBCARD Prime Credit Card (BOBCARD)
Change effective 2022-11-15 (announced ) — redemption, devaluation, magnitude minor
Reward point redemption value cut to ₹0.20
Before: ₹0.25 per point
After: ₹0.20 per point
IRCTC SBI Platinum Card (SBI Card)
Change effective 2022-11-15 (announced ) — fee, devaluation, magnitude minor
Rent-payment processing fee introduced (₹99, later ₹199)
Before: No rent-payment processing fee
After: ₹99 + GST (raised to ₹199 + GST from 17 Mar 2023)
SBI Card ELITE (SBI Card)
Change effective 2022-11-15 (announced ) — fee, devaluation, magnitude minor
Rent-payment processing fee introduced (₹99, later ₹199)
Before: No rent-payment processing fee
After: ₹99 + GST (raised to ₹199 + GST from 17 Mar 2023)
IndusInd Bank Platinum Credit Card (IndusInd Bank)
Change effective 2022-10-01 (announced ) — benefit, devaluation, magnitude minor
BookMyShow movie offer discontinued
Before: BookMyShow offer available on Platinum
After: Withdrawn
IDFC FIRST Classic Credit Card (IDFC FIRST Bank)
Change effective 2022-10-01 (announced ) — redemption, devaluation, magnitude minor
Redemption fee of ₹99 introduced
Before: No redemption fee
After: ₹99 + GST per redemption
IDFC FIRST Private Credit Card (IDFC FIRST Bank)
Change effective 2022-09-30 (announced 2022-09-30) — launch, neutral, magnitude major
IDFC FIRST Private launched (invite-only super-premium)
Samsung Axis Bank Signature Credit Card (Axis Bank)
Change effective 2022-09-26 (announced ) — launch, neutral, magnitude major
Samsung Axis Bank Signature Credit Card launched
Samsung Axis Bank Infinite Credit Card (Axis Bank)
Change effective 2022-09-26 (announced ) — launch, neutral, magnitude major
Samsung Axis Bank Infinite launched
Snapdeal BOBCARD Credit Card (BOBCARD)
Change effective 2022-09-02 (announced ) — launch, neutral, magnitude major
Snapdeal BOBCARD launches on RuPay (JCB contactless)
RBL Bank Play Credit Card (RBL Bank)
Change effective 2022-09 (announced ) — launch, neutral, magnitude major
RBL Play launched with BookMyShow as an entertainment card
RBL Bank BankBazaar SaveMax Pro Credit Card (RBL Bank)
Change effective 2022-09 (announced ) — launch, neutral, magnitude major
RBL BankBazaar SaveMax Pro launched as the paid accelerated tier
Tata Neu Infinity HDFC Bank Credit Card (HDFC Bank)
Change effective 2022-08-24 (announced 2022-08-24) — launch, neutral, magnitude major
Tata Neu Infinity HDFC card launched
Tata Neu Plus HDFC Bank Credit Card (HDFC Bank)
Change effective 2022-08-24 (announced 2022-08-24) — launch, neutral, magnitude major
Tata Neu Plus HDFC card launched
IndusInd Bank EazyDiner Signature Credit Card (IndusInd Bank)
Change effective 2022-07-21 (announced ) — launch, neutral, magnitude major
IndusInd Bank & EazyDiner launch the co-branded EazyDiner Credit Card
Standard Chartered EaseMyTrip Credit Card (Standard Chartered)
Change effective 2022-07-19 (announced ) — launch, neutral, magnitude major
Standard Chartered EaseMyTrip card launched
SBI Card AURUM (SBI Card)
Change effective 2022-07-02 (announced ) — benefit, devaluation, magnitude minor
Zomato Pro membership withdrawn
AU LIT Credit Card (AU Small Finance Bank)
Change effective 2022-06-22 (announced ) — launch, neutral, magnitude major
AU LIT launches as India's first customisable credit card
slice UPI Credit Card (slice)
Change effective 2022-06-20 (announced ) — benefit, devaluation, magnitude major
RBI PPI circular ends the credit-on-prepaid model
Before: Credit line loaded onto a prepaid card
After: Term-loan "Purchase Power" + prepaid account
IDFC FIRST Classic Credit Card (IDFC FIRST Bank)
Change effective 2022-05-17 (announced ) — reward, devaluation, magnitude minor
Reward accrual diluted ₹100→₹150 per point
Before: 1 reward point per ₹100 spent
After: 1 reward point per ₹150 spent
SpiceJet Axis Bank Voyage Credit Card (Axis Bank)
Change effective 2022-05-12 (announced ) — launch, neutral, magnitude major
Axis Bank and SpiceJet launch the co-branded Voyage credit card
HPCL ENERGIE BOBCARD Credit Card (BOBCARD)
Change effective 2022-05 (announced ) — launch, neutral, magnitude major
HPCL Bank of Baroda ENERGIE fuel co-brand launched
IndusInd Bank Celesta Credit Card (IndusInd Bank)
Change effective 2022-04-15 (announced ) — redemption, devaluation, magnitude major
Cash-credit point value cut from ₹1.00 to ₹0.75
Before: 1 RP = ₹1.00
After: 1 RP = ₹0.75
ICICI Bank HPCL Coral Credit Card (ICICI Bank)
Change effective 2022-04-01 (announced ) — redemption, neutral, magnitude minor
Rewards move from PAYBACK to ICICI Bank Rewards
Before: PAYBACK points
After: ICICI Bank Reward Points
ICICI Bank Platinum Chip Credit Card (ICICI Bank)
Change effective 2022-04-01 (announced ) — redemption, neutral, magnitude minor
Rewards move from PAYBACK to ICICI Bank Rewards
Before: PAYBACK points
After: ICICI Bank Reward Points
ICICI Bank Emeralde Credit Card (Metal) (ICICI Bank)
Change effective 2022-04-01 (announced ) — redemption, neutral, magnitude minor
Rewards move from PAYBACK to ICICI Bank Rewards
Before: PAYBACK points
After: ICICI Bank Reward Points
ICICI Bank Expressions Credit Card (ICICI Bank)
Change effective 2022-04-01 (announced ) — redemption, neutral, magnitude minor
Rewards move from PAYBACK to ICICI Bank Rewards
Before: PAYBACK points
After: ICICI Bank Reward Points
ICICI Bank Coral Credit Card (ICICI Bank)
Change effective 2022-04-01 (announced ) — redemption, neutral, magnitude minor
Rewards move from PAYBACK to ICICI Bank Rewards
Before: PAYBACK points
After: ICICI Bank Reward Points
ICICI Bank Rubyx Credit Card (ICICI Bank)
Change effective 2022-04-01 (announced ) — redemption, neutral, magnitude minor
Rewards move from PAYBACK to ICICI Bank Rewards
Before: PAYBACK points
After: ICICI Bank Reward Points
ICICI Bank Sapphiro Credit Card (ICICI Bank)
Change effective 2022-04-01 (announced ) — redemption, neutral, magnitude minor
Rewards move from PAYBACK to ICICI Bank Rewards
Before: PAYBACK points
After: ICICI Bank Reward Points
Shoppers Stop HDFC Bank Credit Card (HDFC Bank)
Change effective 2022-03-30 (announced ) — launch, neutral, magnitude major
HDFC Bank & Shoppers Stop launch the co-branded credit card
Emirates Skywards ICICI Bank Rubyx Credit Card (ICICI Bank)
Change effective 2022-03-15 (announced ) — launch, neutral, magnitude major
Emirates Skywards ICICI Bank Rubyx Credit Card launched
Emirates Skywards ICICI Bank Emeralde Credit Card (ICICI Bank)
Change effective 2022-03-15 (announced ) — launch, neutral, magnitude major
Emirates Skywards ICICI Bank Emeralde launched
Emirates Skywards ICICI Bank Sapphiro Credit Card (ICICI Bank)
Change effective 2022-03-15 (announced 2022-03-15) — launch, neutral, magnitude major
Emirates Skywards ICICI Bank Sapphiro launched
Axis Bank Airtel Credit Card (Axis Bank)
Change effective 2022-03-07 (announced ) — launch, neutral, magnitude major
Airtel & Axis Bank launch the Airtel Axis Bank Credit Card
IRCTC BOBCARD RuPay Credit Card (BOBCARD)
Change effective 2022-02-21 (announced ) — launch, neutral, magnitude major
IRCTC BOBCARD RuPay contactless credit card launched
HDFC Bank Diners Club Privilege Credit Card (HDFC Bank)
Change effective 2022-02-01 (announced ) — reward, neutral, magnitude minor
SmartBuy accelerated earning restructured (cashback → points)
Before: Cashback model (up to ₹2,000/month); 10X on flights/bus/trains
After: Points model; 5X on flights/bus/trains, 10X retained on hotels/partners; 4,000 RP/mo cap
HDFC Diners Club Black Metal Edition (HDFC Bank)
Change effective 2022-02-01 (announced ) — reward, devaluation, magnitude major
SmartBuy accelerated earning cut (10X removed on flights/bus)
Before: 10X on SmartBuy flights, bus & partner brands
After: 5X on flights/bus; 10X retained only on hotels + select brands
YES Bank Select Credit Card (YES Bank)
Change effective 2022-02 (announced ) — fee, revaluation, magnitude major
Joining and annual fee cut from ₹1,199 to ₹399
Before: ₹1,199 + GST
After: ₹399 + GST
YES Bank Ace Credit Card (YES Bank)
Change effective 2022-02 (announced ) — fee, revaluation, magnitude minor
Joining and annual fee cut ₹499 to ₹399
Before: ₹499 + GST
After: ₹399 + GST
Axis Bank Magnus Credit Card (Axis Bank)
Change effective 2022-02-01 (announced 2022-01-27) — milestone, revaluation, magnitude major
Monthly ₹1L milestone added — 25,000 bonus points
Before: No monthly milestone
After: 25,000 EDGE points on ₹1L/month
Standard Chartered Smart Credit Card (Standard Chartered)
Change effective 2022-01-24 (announced ) — launch, neutral, magnitude major
SC Smart launched
RBL Bank Blockbuster Credit Card (RBL Bank)
Change effective 2022 (announced ) — launch, neutral, magnitude major
Blockbuster launched as a BookMyShow movie-and-lifestyle card
RBL Bank BankBazaar SaveMax Credit Card (RBL Bank)
Change effective 2022-01 (announced ) — launch, neutral, magnitude major
BankBazaar SaveMax launched as a lifetime-free grocery card
Axis Bank Atlas Credit Card (Axis Bank)
Change effective 2022 (announced ) — launch, neutral, magnitude major
Axis Atlas launched
IDFC FIRST WOW! Credit Card (IDFC FIRST Bank)
Change effective 2022 (announced 2022-06-15) — launch, neutral, magnitude major
IDFC FIRST WOW launches as an FD-backed, lifetime-free secured card
Kotak White Credit Card (Kotak Mahindra Bank)
Change effective 2022 (announced ) — launch, neutral, magnitude major
Kotak White in market — the mainstream White Pass card
After: White Pass milestone value from ₹2 lakh spend, up to ₹27,000 a year
SpiceJet Axis Bank Voyage Black Credit Card (Axis Bank)
Change effective 2022 (announced ) — launch, neutral, magnitude major
SpiceJet Axis Bank Voyage Black launched
IndusInd Bank Pinnacle Credit Card (IndusInd Bank)
Change effective 2022 (announced ) — redemption, devaluation, magnitude major
Cash-credit point value cut from ₹1.00 to ₹0.75
Before: 1 RP = ₹1.00
After: 1 RP = ₹0.75
BOBCARD Prime Credit Card (BOBCARD)
Change effective 2022 (announced ) — launch, neutral, magnitude 
BOBCARD Prime launched as a secured RuPay credit builder
ICICI HPCL Super Saver Credit Card (ICICI Bank)
Change effective 2022 (announced 2022-08-01) — redemption, neutral, magnitude minor
Reward currency migrates from PAYBACK to ICICI Bank Rewards
Before: PAYBACK points
After: ICICI Bank Reward Points
Kotak White Reserve Credit Card (Kotak Mahindra Bank)
Change effective 2022 (announced ) — launch, neutral, magnitude major
Kotak launches the White Reserve, its metal super-premium flagship
SBI Card PULSE (SBI Card)
Change effective 2021-12-15 (announced ) — launch, neutral, magnitude major
SBI Card PULSE launched
BOBCARD Easy Credit Card (BOBCARD)
Change effective 2021-11-29 (announced ) — launch, neutral, magnitude 
Launched on RuPay network (UPI-linkable)
Before: Issued on Visa/Mastercard only
After: RuPay variant added — linkable to UPI apps
OneCard Credit Card (BOBCARD)
Change effective 2021-11-24 (announced ) — benefit, neutral, magnitude minor
BOB Financial joins as an issuing partner
HDFC Bank Infinia Metal Credit Card (HDFC Bank)
Change effective 2021-10-18 (announced ) — fee, devaluation, magnitude major
Metal Edition relaunch — fee and waiver raised
Before: ₹10,000 fee · ₹8L waiver (PVC)
After: ₹12,500 fee · ₹10L waiver (Metal)
Federal Bank Signet Credit Card (Federal Bank)
Change effective 2021-09-27 (announced ) — network, neutral, magnitude minor
RuPay rail added — Signet becomes a three-network card
Before: Visa (and Mastercard) only
After: Visa, Mastercard and RuPay — the RuPay variant is UPI-linkable
Federal Bank Celesta Credit Card (Federal Bank)
Change effective 2021-09-03 (announced ) — launch, neutral, magnitude major
Federal Bank launches the Visa Celesta credit card