DevchandraSah/indian-credit-card-facts huggingface dataset:
IndusInd Bank Duo Card (IndusInd Bank)
Change effective 2026-06-15 (announced 2026-05-13) — fee, devaluation, magnitude minor
Fuel fee threshold cut ₹50,000 → ₹30,000 a cycle
Before: 1% + GST above ₹50,000/cycle
After: 1% + GST above ₹30,000/cycle
IndusInd Bank Duo Card (IndusInd Bank)
Change effective 2026-06-15 (announced 2026-05-13) — fee, devaluation, magnitude minor
New 1% fee on transport spends above ₹40,000 a cycle
Before: No transport fee
After: 1% + GST above ₹40,000/cycle
IndusInd Bank Samman Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Dynamic Currency Conversion fee doubled to 2%
Before: 1% mark-up + taxes
After: 2% + GST
IndusInd Bank Samman Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Fuel-fee threshold cut from ₹50,000 to ₹30,000/cycle
Before: 1% + GST above ₹50,000 per cycle
After: 1% + GST above ₹30,000 per cycle
IndusInd Bank Samman Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
New 1% surcharge on transport spends above ₹40,000/cycle
Before: No transport surcharge
After: 1% + GST above ₹40,000 per cycle
IndusInd Bank Platinum Aura Edge Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Dynamic Currency Conversion fee doubled to 2%
Before: 1% mark-up + taxes
After: 2% + GST
IndusInd Bank Platinum Aura Edge Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Fuel-fee threshold cut from ₹50,000 to ₹30,000/cycle
Before: 1% + GST above ₹50,000 per cycle
After: 1% + GST above ₹30,000 per cycle
IndusInd Bank Platinum Aura Edge Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
New 1% surcharge on transport spends above ₹40,000/cycle
Before: No transport surcharge
After: 1% + GST above ₹40,000 per cycle
IndusInd Bank Indus Solitaire Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, revaluation, magnitude minor
Late-payment charges waived; exempted from the new surcharges
Before: Late-payment charges applied per the standard grid
After: Late-payment charges waived; no fuel or transport surcharge
YES Bank Select Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Cash-advance, auto-debit-failure and cash-deposit fees raised
Before: Cash advance 2.5% or ₹500 · auto-debit failure 2% or ₹450 · branch cash deposit ₹100
After: Cash advance 2.5% or ₹650 · auto-debit failure 2.5% or ₹500 · branch cash deposit ₹500
YES Bank Select Credit Card (YES Bank)
Change effective 2026-06-15 (announced 2026-06-23) — fee, devaluation, magnitude major
Forex markup raised from 2.75% to 3.50%
Before: 2.75%
After: 3.50%
YES Bank Select Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — benefit, devaluation, magnitude minor
Fuel surcharge waiver band narrowed to ₹500–₹3,000
Before: ₹400 to ₹5,000 per transaction
After: ₹500 to ₹3,000 per transaction
YES Bank Select Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — reward, devaluation, magnitude major
Reward exclusions widen; select categories shrink to utilities + streaming
Before: Insurance, education, railways, toll, ferry and jewellery earned points; select categories included insurance and education
After: No points on insurance, education, railways, toll, ferry or jewellery; select categories now only utilities (MCC 4900) and cable/streaming (MCC 4899)
YES Bank Wellness Plus Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Cash-advance, auto-debit-failure and cash-deposit fees raised
Before: Cash advance 2.5% or ₹500; auto-debit failure 2% or ₹450 (capped ₹1,500 a statement); branch cash deposit ₹100
After: Cash advance 2.5% or ₹650; auto-debit failure 2.5% or ₹500 (capped ₹5,000 a statement); branch cash deposit ₹500
YES Bank Wellness Plus Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — benefit, devaluation, magnitude minor
Fuel surcharge waiver band narrowed to ₹500–₹3,000
Before: ₹400 to ₹5,000 per transaction
After: ₹500 to ₹3,000 per transaction
IndusInd Bank Legend Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
New fuel/transport surcharges and higher DCC fee
Before: No fuel/transport surcharge; 1% + GST DCC
After: 1% + GST fuel >₹30k/cycle; 1% + GST transport >₹40k/cycle; DCC 2% + GST
YES First Exclusive Credit Card (now YES Bank RESERV) (YES Bank)
Change effective 2026-06-15 (announced ) — redemption, devaluation, magnitude minor
A ₹100 fee now applies every time you redeem reward points
Before: No charge to redeem
After: ₹100 + GST per redemption
YES First Exclusive Credit Card (now YES Bank RESERV) (YES Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Cash-advance, auto-debit-failure and cash-deposit charges raised
Before: Cash advance 2.5% or 500 rupees; auto-debit failure 2% or 450 rupees capped at 1,500; branch cash deposit 100 rupees
After: Cash advance 2.5% or 650 rupees; auto-debit failure 2.5% or 500 rupees capped at 5,000; branch cash deposit 500 rupees
YES First Exclusive Credit Card (now YES Bank RESERV) (YES Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Forex markup raised from 1.75% to 2.00%
Before: 1.75% + GST
After: 2.00% + GST
YES First Exclusive Credit Card (now YES Bank RESERV) (YES Bank)
Change effective 2026-06-15 (announced ) — benefit, devaluation, magnitude minor
Fuel surcharge waiver band narrowed to 500 to 4,000
Before: 400 to 5,000 rupees
After: 500 to 4,000 rupees
YES Bank Ace Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Cash-advance, auto-debit and deposit fees raised
Before: Cash advance 2.5% or ₹500 · auto-debit failure 2% or ₹450 (capped ₹1,500 a statement) · branch cash deposit ₹100 · card re-issuance ₹100
After: Cash advance 2.5% or ₹650 · auto-debit failure 2.5% or ₹500 (capped ₹5,000 a statement) · branch cash deposit ₹500 · cheque deposit ₹250 · card re-issuance ₹199
YES Bank Ace Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude major
Forex markup raised 2.75% to 3.50%
Before: 2.75%
After: 3.50%
YES Bank Ace Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — benefit, devaluation, magnitude minor
Fuel surcharge waiver window narrowed to ₹500–₹3,000
Before: ₹400 to ₹5,000 per transaction
After: ₹500 to ₹3,000 per transaction
YES Bank Ace Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — reward, devaluation, magnitude major
Reward exclusions widen; select categories shrink to utilities + streaming
Before: Insurance, education, railways, toll, ferry and jewellery earned points; select categories included insurance and education
After: No points on insurance, education, railways, toll, ferry or jewellery or UPI transactions; select categories now only utilities (MCC 4900) and cable/streaming (MCC 4899)
YES Bank Elite+ Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Cash-advance, auto-debit-failure, cash-deposit and reissuance fees raised
Before: Cash advance 2.5% or ₹500 · auto-debit failure 2% or ₹450 · cash deposit ₹100 · reissuance ₹100
After: Cash advance 2.5% or ₹650 · auto-debit failure 2.5% or ₹500 · cash deposit ₹500 · reissuance ₹199
YES Bank Elite+ Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Forex markup raised from 2.75% to 3.00%
Before: 2.75%
After: 3.00%
YES Bank Elite+ Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — benefit, devaluation, magnitude minor
Fuel surcharge waiver window narrowed
Before: ₹400 to ₹5,000 per transaction
After: ₹500 to ₹4,000 per transaction
YES Bank Elite+ Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — reward, devaluation, magnitude major
Reward exclusions widen; select categories shrink to utilities + streaming
Before: Insurance, education, railways, toll, ferry and jewellery earned points; select categories included insurance and education
After: No points on insurance, education, railways, toll, ferry or jewellery; select categories now only utilities (MCC 4900) and cable/streaming (MCC 4899)
IndusInd Bank Nexxt Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude major
New fuel, transport & DCC fees
YES Bank Essence Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Cash-advance, auto-debit-failure and cash-deposit charges raised
Before: Cash advance 2.5% or 500 rupees; auto-debit failure 2% or 450 rupees capped at 1,500; branch cash deposit 100 rupees
After: Cash advance 2.5% or 650 rupees; auto-debit failure 2.5% or 500 rupees capped at 5,000; branch cash deposit 500 rupees
YES Bank Essence Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Forex markup raised from 2.75% to 3.00%
Before: 2.75% + GST
After: 3.00% + GST
YES Bank Essence Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — benefit, devaluation, magnitude minor
Fuel surcharge waiver band narrowed to 500 to 4,000
Before: 400 to 5,000 rupees
After: 500 to 4,000 rupees
IndusInd Bank Platinum Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Dynamic Currency Conversion fee doubled to 2%
Before: 1% mark-up + taxes
After: 2% + GST
IndusInd Bank Platinum Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Fuel-fee threshold cut from ₹50,000 to ₹30,000/cycle
Before: 1% + GST above ₹50,000 per cycle
After: 1% + GST above ₹30,000 per cycle
IndusInd Bank Platinum Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
New 1% surcharge on transport spends above ₹40,000/cycle
Before: No transport surcharge
After: 1% + GST above ₹40,000 per cycle
YES Bank Marquee Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — redemption, devaluation, magnitude minor
A ₹100 fee now applies every time you redeem reward points
Before: No charge to redeem
After: ₹100 + GST per redemption
YES Bank Marquee Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Cash-advance, auto-debit-failure and cash-deposit charges raised
Before: Cash advance 2.5% or 500 rupees; auto-debit failure 2% or 450 rupees capped at 1,500; branch cash deposit 100 rupees
After: Cash advance 2.5% or 650 rupees; auto-debit failure 2.5% or 500 rupees capped at 5,000; branch cash deposit 500 rupees
YES Bank Marquee Credit Card (YES Bank)
Change effective 2026-06-15 (announced ) — benefit, devaluation, magnitude minor
Fuel surcharge waiver band narrowed to 500 to 5,000
Before: 400 to 5,000 rupees
After: 500 to 5,000 rupees
IndusInd Bank EazyDiner Signature Credit Card (IndusInd Bank)
Change effective 2026-06-15 (announced ) — fee, devaluation, magnitude minor
Portfolio-wide surcharges added: fuel, transport, DCC & interest
Before: No cumulative fuel/transport/DCC surcharge
After: 1%+GST fuel over ₹50,000/cycle; 1%+GST transport over ₹40,000/cycle; 1%+GST DCC
AU Ananta Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
Paytm AU Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
CheQ AU Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
AU Bank Xcite Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
AU Tejas Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
AU Bank Vetta Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
AU CS Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
AU Xcite Ultra Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
AU Traverse Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
AU Xcite Ace Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
AU SPONT Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
AU InstaPay Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
AU Prathama Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
AU NOMO Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
AU CA Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
AU Altura Plus Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
AU Kosmo Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
AU Laksya Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
AU Zenith Plus Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
AU Zenith Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
AU Altura Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
AU LIT Credit Card (AU Small Finance Bank)
Change effective 2026-06-14 (announced ) — fee, devaluation, magnitude minor
New 1% fair-usage charge on transportation spends
Before: No transportation fair-usage charge
After: 1% on the entire aggregate once monthly transportation spends exceed 50% of the credit limit or ₹25,000, whichever is lower
YES Private Credit Card (YES Bank)
Change effective 2026-06-01 (announced ) — benefit, revaluation, magnitude minor
Over-limit facility reinstated, and free on this card
Before: Withdrawn since 1 May 2025 - spends above the sanctioned limit were declined
After: Available again, with the 550 rupee charge waived on YES Private
Jupiter Edge+ CSB Bank RuPay Credit Card (CSB Bank)
Change effective 2026-06-01 (announced ) — reward, revaluation, magnitude minor
Everyday UPI / base earning made uncapped
Before: Capped ~₹1,000-worth of Jewels/month
After: Uncapped — 5 Jewels/₹100 on unlimited UPI & other spend
Jupiter Edge+ CSB Bank RuPay Credit Card (CSB Bank)
Change effective 2026-06-01 (announced ) — redemption, devaluation, magnitude major
Jewel value split — statement credit / bill payment cut ~30%
Before: ₹0.20 per Jewel (all redemptions)
After: ₹0.14 for statement credit / bill payment; ₹0.20 elsewhere
Jupiter Edge+ CSB Bank RuPay Credit Card (CSB Bank)
Change effective 2026-06-01 (announced ) — reward, devaluation, magnitude major
Travel accelerator gutted — OTAs to base, Jupiter Flights cut and capped
Before: 35 Jewels/₹100 (~7%) incl. MMT/Yatra/EMT/Cleartrip, uncapped
After: OTAs at base 5 Jewels/₹100; Jupiter Flights 25 Jewels/₹100, cap 5,000/cycle
YES Private Prime Credit Card (YES Bank)
Change effective 2026-06-01 (announced ) — benefit, revaluation, magnitude minor
Over-limit facility reinstated at a flat ₹550 charge
Before: Withdrawn — spends above the sanctioned limit were declined
After: Available again, flat ₹550 + GST per over-limit transaction
IndusInd Bank Tiger Credit Card (IndusInd Bank)
Change effective 2026-06-01 (announced 2026-05-28) — transfer, revaluation, magnitude major
Air India Maharaja Club 1:1 transfers go live
Before: No airline transfer partner
After: Points → Air India Maharaja Club at 1:1 (up to 25,000 pts/month)
YES Bank Select Credit Card (YES Bank)
Change effective 2026-06-01 (announced ) — benefit, revaluation, magnitude minor
Over-limit facility reinstated
Before: Withdrawn since 1 May 2025 — transactions above the limit declined
After: Reinstated, ₹550 + GST charge per over-limit transaction
YES Bank Wellness Plus Credit Card (YES Bank)
Change effective 2026-06-01 (announced ) — benefit, revaluation, magnitude minor
Over-limit facility reintroduced
Before: Withdrawn — transactions above the limit declined
After: Allowed up to a bank-set threshold, ₹550 + GST per over-limit transaction
YES First Exclusive Credit Card (now YES Bank RESERV) (YES Bank)
Change effective 2026-06-01 (announced ) — benefit, revaluation, magnitude minor
Over-limit facility reinstated, at 550 rupees a transaction
Before: Withdrawn since 1 May 2025 - spends above the sanctioned limit were declined
After: Available again, at a flat 550 rupee charge per over-limit transaction
YES Bank Ace Credit Card (YES Bank)
Change effective 2026-06-01 (announced ) — benefit, revaluation, magnitude minor
Over-limit facility reinstated at a ₹550 charge
Before: Withdrawn — spends above the sanctioned limit were declined
After: Available on eligible accounts; ₹550 + GST per over-limit transaction
YES Bank Elite+ Credit Card (YES Bank)
Change effective 2026-06-01 (announced ) — benefit, neutral, magnitude minor
Over-limit facility reinstated, at ₹550 a time
Before: Withdrawn — spends above the limit declined
After: Available again, ₹550 + GST per instance
YES Bank Essence Credit Card (YES Bank)
Change effective 2026-06-01 (announced ) — benefit, revaluation, magnitude minor
Over-limit facility reinstated, at 550 rupees a transaction
Before: Withdrawn since 1 May 2025 - spends above the sanctioned limit were declined
After: Available again, at a flat 550 rupee charge per over-limit transaction
YES Bank Marquee Credit Card (YES Bank)
Change effective 2026-06-01 (announced ) — benefit, revaluation, magnitude minor
Over-limit facility reinstated, at 550 rupees a transaction
Before: Withdrawn since 1 May 2025 - spends above the sanctioned limit were declined
After: Available again, at a flat 550 rupee charge per over-limit transaction
PhonePe HDFC Bank Uno Credit Card (HDFC Bank)
Change effective 2026-05-15 (announced ) — fee, devaluation, magnitude minor
Dynamic currency conversion markup raised to 1.75%
Before: 1% markup
After: 1.75% markup
HDFC Bank Diners Club Privilege Credit Card (HDFC Bank)
Change effective 2026-05-15 (announced ) — reward, devaluation, magnitude major
Base earn rate cut ~25% (per ₹150 → per ₹200)
Before: 4 Reward Points per ₹150 (~1.33% at ₹0.50/point)
After: 4 Reward Points per ₹200 (~1% at ₹0.50/point)
HDFC Bank Diners Club Privilege Credit Card (HDFC Bank)
Change effective 2026-05-15 (announced ) — fee, devaluation, magnitude minor
Dynamic Currency Conversion markup revised to 1.75%
After: 1.75% on INR-billed international / foreign-registered transactions
HDFC Bank Diners Club Privilege Credit Card (HDFC Bank)
Change effective 2026-05-15 (announced ) — fee, devaluation, magnitude minor
Dynamic currency conversion markup raised to 1.75%
Before: 1% markup
After: 1.75% markup
Swiggy HDFC Bank Credit Card (HDFC Bank)
Change effective 2026-05-15 (announced ) — fee, devaluation, magnitude minor
Dynamic currency conversion markup raised to 1.75%
Before: 1% markup
After: 1.75% markup