DevchandraSah/indian-credit-card-facts huggingface dataset:
HDFC MoneyBack+ Credit Card (HDFC Bank)
Change effective 2024-09-01 (announced ) — reward, devaluation, magnitude major
5X EMI rewards removed; wallet & Easy-EMI stop earning
Before: 5X CashPoints on merchant EMIs; Easy-EMI & wallet earned
After: 5X EMI feature withdrawn; Easy-EMI, wallet & third-party education earn nothing
IndusInd Bank Tiger Credit Card (IndusInd Bank)
Change effective 2024-09-01 (announced ) — redemption, devaluation, magnitude minor
Cash redemption capped at 5,000 points/month
Before: Uncapped cash redemption
After: Max 5,000 RP/calendar month
IndusInd Bank Celesta Credit Card (IndusInd Bank)
Change effective 2024-09-01 (announced ) — redemption, devaluation, magnitude minor
Cash redemption capped at 10,000 points/month
Before: Uncapped cash redemption
After: Max 10,000 RP per calendar month
IndusInd Bank Indulge Credit Card (IndusInd Bank)
Change effective 2024-09-01 (announced ) — redemption, devaluation, magnitude minor
Cash redemption capped at 10,000 points/month
Before: Uncapped cash redemption
After: Max 10,000 RP/calendar month (Indulge)
IndusInd Bank Pinnacle Credit Card (IndusInd Bank)
Change effective 2024-09-01 (announced ) — redemption, devaluation, magnitude minor
Cash redemption capped at 7,500 points/month
Before: Uncapped cash redemption
After: Max 7,500 RP per calendar month
IndusInd Bank Platinum Aura Edge Credit Card (IndusInd Bank)
Change effective 2024-09-01 (announced ) — redemption, devaluation, magnitude minor
Cash redemption capped at 2,500 points/month
Before: Uncapped cash redemption
After: Max 2,500 RP per calendar month
IndusInd Bank Legend Credit Card (IndusInd Bank)
Change effective 2024-09-01 (announced ) — redemption, devaluation, magnitude minor
Cash redemption capped at 5,000 points/month
Before: Uncapped cash redemption
After: Max 5,000 RP/calendar month (Legend)
IndusInd Bank Nexxt Credit Card (IndusInd Bank)
Change effective 2024-09-01 (announced ) — redemption, devaluation, magnitude minor
Monthly cash-redemption cap added
Before: Uncapped per month
After: Capped 2,500–10,000 RP/month by card
IndusInd Bank Platinum Credit Card (IndusInd Bank)
Change effective 2024-09-01 (announced ) — redemption, devaluation, magnitude minor
Cash redemption capped at 2,500 points/month
Before: Uncapped cash redemption
After: Max 2,500 RP per calendar month
HDFC Millennia Credit Card (HDFC Bank)
Change effective 2024-09-01 (announced 2024-07-29) — reward, devaluation, magnitude minor
Utility/telecom earning capped; third-party education excluded
Before: Utility & telecom earned uncapped; education earned via any channel
After: Utility & telecom 2,000 pts/mo each; third-party education earns nothing
Tata Neu Plus HDFC Bank Credit Card (HDFC Bank)
Change effective 2024-09-01 (announced ) — reward, devaluation, magnitude minor
Education paid through third-party apps stops earning NeuCoins
Before: Education payments earned NeuCoins
After: No NeuCoins on education routed through third-party apps
YES Bank POP-CLUB Credit Card (YES Bank)
Change effective 2024-08-29 (announced ) — launch, neutral, magnitude major
POP-CLUB card launched at Global Fintech Festival
super.money superCard (Utkarsh SFB) (Utkarsh Small Finance Bank)
Change effective 2024-08-28 (announced ) — launch, neutral, magnitude major
superCard launched — FD-backed RuPay UPI credit card
After: Lifetime-free secured RuPay card, 0.5% base cashback
RBL Bank IRCTC Credit Card (RBL Bank)
Change effective 2024-08-28 (announced ) — launch, neutral, magnitude major
IRCTC RBL Bank Credit Card launched as a RuPay rail co-brand
Standard Chartered Ultimate Credit Card (Standard Chartered)
Change effective 2024-08-25 (announced ) — fee, neutral, magnitude minor
Forex charging simplified to a direct 2% at posting
Before: 3.5% transaction fee minus a separately posted 1.5% cashback (net 2%)
After: Direct 2% forex markup levied at transaction posting
Standard Chartered Super Value Titanium Credit Card (Standard Chartered)
Change effective 2024-08-21 (announced ) — reward, neutral, magnitude minor
Fuel surcharge waiver dropped; fuel cashback raised to 5%
Before: 4% cashback + 1% surcharge waiver
After: 5% flat cashback, no separate surcharge waiver
AU Bank Xcite Credit Card (AU Small Finance Bank)
Change effective 2024-08-15 (announced ) — fee, devaluation, magnitude minor
Fair-usage charge added on fuel and utility spends
After: 1% on fuel spend over 50% of limit or ₹50,000/month; 1% on utility spend over ₹50,000/month
AU Bank Vetta Credit Card (AU Small Finance Bank)
Change effective 2024-08-15 (announced ) — fee, devaluation, magnitude minor
Fair-usage charge added on fuel and utility spends
Before: No fair-usage surcharge
After: 1% + GST above the monthly threshold
AU Xcite Ultra Credit Card (AU Small Finance Bank)
Change effective 2024-08-15 (announced ) — fee, devaluation, magnitude minor
Fair-usage charges on fuel and utility spends
Before: No fair-usage fee
After: 1% fee above threshold (+18% GST)
AU Xcite Ace Credit Card (AU Small Finance Bank)
Change effective 2024-08-15 (announced ) — fee, devaluation, magnitude minor
Fair-usage charges on fuel and utility spends
Before: No fair-usage fee
After: 1% fee above threshold (+18% GST)
AU SPONT Credit Card (AU Small Finance Bank)
Change effective 2024-08-15 (announced ) — fee, devaluation, magnitude minor
Fair-usage fee added on fuel and utility spends
After: 1% fee (+18% GST) on fuel spend beyond 50% of credit limit or ₹50,000/month (whichever is lower), and on utility spend beyond ₹50,000/month
AU InstaPay Credit Card (AU Small Finance Bank)
Change effective 2024-08-15 (announced ) — fee, devaluation, magnitude minor
Fair-usage fee added on high fuel/utility spend
AU NOMO Credit Card (AU Small Finance Bank)
Change effective 2024-08-15 (announced ) — fee, devaluation, magnitude minor
Fair-usage charge added on fuel and utility spends
Before: No cap-linked fee on fuel or utility spends
After: 1% fee beyond fuel/utility fair-usage thresholds
AU Altura Plus Credit Card (AU Small Finance Bank)
Change effective 2024-08-15 (announced ) — fee, devaluation, magnitude minor
Fair-usage charges on fuel and utility spends
Before: No fair-usage fee
After: 1% fee above threshold (+18% GST)
ixigo AU Credit Card (AU Small Finance Bank)
Change effective 2024-08-15 (announced ) — fee, devaluation, magnitude minor
Fair-usage charge added on fuel and utility spends
Before: No fair-usage fee on fuel/utility
After: 1% + GST on fuel spend above 50% of limit or ₹50,000/month (whichever lower), and on utility spend above ₹50,000/month
AU LIT Credit Card (AU Small Finance Bank)
Change effective 2024-08-15 (announced ) — fee, devaluation, magnitude minor
Fair-usage charges on fuel and utility spends
Before: No fair-usage fee
After: 1% fee above threshold (+18% GST)
Axis Bank Primus Credit Card (Axis Bank)
Change effective 2024-08-12 (announced ) — launch, neutral, magnitude major
Axis Bank and Visa unveil Primus, India's ultra-luxury invite-only metal card
YES Bank Marquee Credit Card (YES Bank)
Change effective 2024-08-08 (announced ) — welcome, devaluation, magnitude minor
Welcome-bonus value trimmed, ET Prime voucher added
Before: ~₹15,000 in points
After: ~₹10,000 in points + ET Prime voucher (₹3,199)
HDFC Bank Diners Club Privilege Credit Card (HDFC Bank)
Change effective 2024-08-01 (announced ) — fee, devaluation, magnitude major
₹50 reward-redemption fee + 1% fee on rent/utility/fuel spends
Before: No redemption fee; no category surcharges
After: ₹50 per statement-credit redemption; 1% on rent/education/utility/fuel over thresholds
IRCTC HDFC Bank Credit Card (HDFC Bank)
Change effective 2024-08-01 (announced ) — fee, devaluation, magnitude minor
1% fee on rent, third-party education, utility and wallet-load spends
Before: No 1% category surcharge
After: 1% fee on rent, third-party education, high-value utility and wallet-load spends
IRCTC HDFC Bank Credit Card (HDFC Bank)
Change effective 2024-08-01 (announced ) — reward, devaluation, magnitude minor
Rent, government, education, EMI and wallet spends excluded from earning
Before: Non-IRCTC spends broadly earned 1 RP/₹100
After: Rent, government, education, EMI and wallet-load spends earn no reward points
HDFC Bank Freedom Credit Card (HDFC Bank)
Change effective 2024-08-01 (announced ) — fee, devaluation, magnitude major
₹50 reward-redemption fee + 1% category spend fees added
Before: No redemption fee; no category fees
After: ₹50 per redemption; 1% on rent/utility/fuel/education
Tata Neu Infinity HDFC Bank Credit Card (HDFC Bank)
Change effective 2024-08-01 (announced ) — reward, devaluation, magnitude minor
UPI NeuCoins earning curtailed on non-Tata UPI
Before: 1.5% NeuCoins on eligible UPI (cap 500/mo)
After: 1.5% only on Tata Neu UPI ID; 0.5% on other UPI IDs (cap 500/mo)
HDFC MoneyBack+ Credit Card (HDFC Bank)
Change effective 2024-08-01 (announced 2024-06-26) — fee, devaluation, magnitude minor
₹50 redemption fee + 1% category spend fees added
Before: Free statement-credit redemption; no category fees
After: ₹50 per statement-credit redemption; 1% fees on rent/fuel/utility/education
IndusInd Bank Pioneer Private Credit Card (IndusInd Bank)
Change effective 2024-08-01 (announced ) — launch, neutral, magnitude major
Pioneer Private launched with the PIONEER Private programme
Axis Bank Primus Credit Card (Axis Bank)
Change effective 2024-08-01 (announced ) — fee, devaluation, magnitude major
Fees more than doubled for cards issued after 31 July 2024
Before: ₹1,80,000 joining + ₹1,80,000 annual (both + GST)
After: ₹5,00,000 joining + ₹3,00,000 annual (both + GST)
Shoppers Stop HDFC Bank Credit Card (HDFC Bank)
Change effective 2024-08-01 (announced ) — fee, devaluation, magnitude minor
Bank-wide HDFC fee revision: ₹50 redemption fee + 1% utility fee
Before: No reward-redemption fee; no utility surcharge
After: ₹50 per statement-credit redemption; 1% on utility spends over ₹50,000
IndianOil HDFC Bank Credit Card (HDFC Bank)
Change effective 2024-08-01 (announced 2024-06-26) — fee, devaluation, magnitude minor
1% fee on large fuel/utility/rent spends added
Before: No fee on fuel, utility or rent spends; free statement-credit redemption
After: 1% fee (cap ₹3,000) on fuel >₹15,000, utility >₹50,000 & third-party rent; ₹50 statement-credit redemption fee
RBL Bank World Safari Credit Card (RBL Bank)
Change effective 2024-08-01 (announced ) — lounge, neutral, magnitude minor
Priority Pass embedded into the card
Before: Separate physical Priority Pass card
After: Access directly via the RBL credit card
HDFC Millennia Credit Card (HDFC Bank)
Change effective 2024-08-01 (announced 2024-06-26) — fee, devaluation, magnitude minor
₹50 redemption fee + 1% category fees added
Before: Free statement-credit redemption; no category fees
After: ₹50 per statement-credit redemption; 1% fees (cap ₹3,000) on rent/education/fuel/utility
Tata Neu Plus HDFC Bank Credit Card (HDFC Bank)
Change effective 2024-08-01 (announced ) — reward, devaluation, magnitude minor
UPI NeuCoins earning curtailed on non-Tata UPI
Before: Eligible UPI earned NeuCoins broadly (cap 500/mo)
After: 1% only on Tata Neu UPI ID; 0.25% on other UPI IDs (cap 500/mo)
Snapdeal BOBCARD Credit Card (BOBCARD)
Change effective 2024-07-15 (announced ) — reward, devaluation, magnitude major
Core reward points removed on special-category MCCs
Before: Base 4 RP/₹100 earned across most categories
After: Zero core RP on Annexure-A special MCCs and on fuel
Doctor's SBI Card (SBI Card)
Change effective 2024-07-15 (announced ) — reward, devaluation, magnitude minor
Portfolio government-spend exclusion — not carried in this card's own T&C
Before: Earned
After: Excluded
ICAI Exclusive BOBCARD Credit Card (BOBCARD)
Change effective 2024-07-15 (announced ) — reward, devaluation, magnitude major
Core reward points removed on special-category (Annexure A) MCCs
Before: Core points across most spends
After: No points on Annexure-A MCCs or fuel
ICAI Exclusive BOBCARD Credit Card (BOBCARD)
Change effective 2024-07-15 (announced ) — welcome, devaluation, magnitude minor
Welcome bonus cut from 1,000 activation points to 500 points on ₹5,000 spend
Before: 1,000 points for activation within 30 days
After: 500 points on ₹5,000 spend within 60 days
Bank of Baroda Premier Credit Card (BOBCARD)
Change effective 2024-07-15 (announced ) — reward, devaluation, magnitude major
Reward points removed on special-category (Annexure A) spends
Before: Points earned across most spend categories
After: Zero RP on utilities, rent, wallet loads, insurance, education and other Annexure-A MCCs
BOBCARD Easy Credit Card (BOBCARD)
Change effective 2024-07-15 (announced ) — welcome, revaluation, magnitude minor
500 reward-point welcome benefit introduced
Before: No welcome bonus
After: 500 reward points on early spends
BOBCARD Easy Credit Card (BOBCARD)
Change effective 2024-07-15 (announced ) — reward, devaluation, magnitude major
Reward points removed on special-category MCCs
Before: Base RP earned on utilities, rent, insurance, government, education, wallet loads
After: No reward points on those special-category (Annexure-A) MCCs
Axis Bank Rewards Credit Card (Axis Bank)
Change effective 2024-07-15 (announced ) — launch, neutral, magnitude major
Created from the Citi Rewards migration to Axis Bank
BOBCARD Select Credit Card (BOBCARD)
Change effective 2024-07-15 (announced ) — reward, devaluation, magnitude major
Reward points removed on special-category (Annexure-A) spends
Before: Reward points earned on utility, wallet, rent, insurance & education spends
After: No reward points on those special-category (Annexure-A) MCCs
IndianOil Axis Bank Premium Credit Card (Axis Bank)
Change effective 2024-07-15 (announced ) — reward, revaluation, magnitude major
Fuel earn rate lifted at migration — 2.67% to 4% on IOCL fuel
Before: 4 Turbo Points/₹150 (~2.67%, 1 TP = ₹1 on fuel redemption)
After: 6 EDGE Miles/₹150 (~4%, 1 Mile = ₹1 on fuel redemption)
IndianOil Axis Bank Premium Credit Card (Axis Bank)
Change effective 2024-07-15 (announced ) — launch, neutral, magnitude major
IndianOil Axis Bank Premium launches via Citi migration
IRCTC BOBCARD RuPay Credit Card (BOBCARD)
Change effective 2024-07-15 (announced ) — reward, devaluation, magnitude minor
Reward points removed on special-category (Annexure-A) spends
Before: Base 2 RP/₹100 on general spends
After: No reward points on Annexure-A MCCs (utilities, wallet loads, rent, insurance, etc.)
Axis Bank Cashback Credit Card (Axis Bank)
Change effective 2024-07-15 (announced ) — reward, devaluation, magnitude major
Category cashback replaced by tiered online-shopping cashback
Before: 5% cashback on movie tickets, telephone bills and utility bill payments (each capped ₹100/month); 0.5% flat on all other spends
After: Tiered cashback on net online spends — 2% up to ₹5,000, 5% up to ₹40,000, 7% above (total online cashback capped ₹4,000/month); 0.75% flat on offline/travel spends; 0.5% bonus on utilities capped ₹100/statement
Axis Bank Cashback Credit Card (Axis Bank)
Change effective 2024-07-15 (announced ) — benefit, devaluation, magnitude minor
Fuel surcharge waiver dropped
Before: 1% fuel surcharge waived at fuel stations in India (min ₹10 transaction, on the Citi variant)
After: No fuel surcharge waiver
Axis Bank Cashback Credit Card (Axis Bank)
Change effective 2024-07-15 (announced ) — launch, neutral, magnitude major
Migrated from Citi Cash Back Credit Card to Axis Bank Cashback Credit Card
Axis Bank Olympus Credit Card (Axis Bank)
Change effective 2024-07-15 (announced ) — launch, neutral, magnitude major
Launched as the Citi Prestige migration card
Before: Citi Premier Miles
After: Axis EDGE Miles (1 Citi Premier Mile = 1 EDGE Mile)
HPCL ENERGIE BOBCARD Credit Card (BOBCARD)
Change effective 2024-07-15 (announced ) — reward, devaluation, magnitude minor
Core reward points removed on special-category (Annexure-A) MCCs
Before: Base 2 RP per ₹150 earned across most non-bonus spend
After: No reward points on Annexure-A special MCCs; the 24 RP/₹150 HPCL fuel rate (cap 1,000 RP/statement) retained
HPCL ENERGIE BOBCARD Credit Card (BOBCARD)
Change effective 2024-07-15 (announced ) — welcome, devaluation, magnitude minor
Welcome bonus cut from 2,000 to 500 reward points
Before: 2,000 bonus reward points (~₹500) on spends of ₹5,000 or more within 60 days
After: 500 reward points (~₹125) on spends of ₹5,000 within the first 60 days
Titan SBI Card (SBI Card)
Change effective 2024-07-15 (announced ) — reward, devaluation, magnitude minor
Government transactions stop earning reward points
Before: Base RP earned on government spends
After: Excluded (MCC 9399 / 9311)
Paytm SBI Card SELECT (SBI Card)
Change effective 2024-07-15 (announced 2024-03-01) — reward, devaluation, magnitude minor
Government transactions stop earning
Before: Reward Points earned
After: No Reward Points on MCC 9311/9399 etc.
Doctor's SBI Card (in Association with IMA) (SBI Card)
Change effective 2024-07-15 (announced ) — reward, devaluation, magnitude minor
Portfolio government-spend exclusion — not carried in this card's own T&C
Before: Earned
After: Excluded
Paytm SBI Card (SBI Card)
Change effective 2024-07-15 (announced 2024-03-01) — reward, devaluation, magnitude minor
Government transactions stop earning
Before: Reward Points earned
After: No Reward Points on MCC 9311/9399 etc.
Axis Bank Shoppers Stop Credit Card (Axis Bank)
Change effective 2024-07-15 (announced ) — eligibility, neutral, magnitude major
Legacy Citi First Citizen cardholders migrated to Axis
Before: First Citizen Citibank card (Citi India, Mastercard, launched 2002)
After: Axis Bank Shoppers Stop Credit Card (Axis, Visa)
ICSI Diamond BOBCARD Credit Card (BOBCARD)
Change effective 2024-07-15 (announced ) — reward, devaluation, magnitude major
Reward points removed on special-category (Annexure-A) MCCs
Before: Points on most spends
After: No points on Annexure-A MCCs (rent, education, insurance, government, transport, telecom, and more)
ICSI Diamond BOBCARD Credit Card (BOBCARD)
Change effective 2024-07-15 (announced ) — welcome, neutral, magnitude minor
Welcome benefit restructured to a spend-based bonus
Before: Activation-based reward-point bonus
After: 500 reward points on ₹5,000 spend within 60 days of issuance
CMA One BOBCARD Credit Card (BOBCARD)
Change effective 2024-07-15 (announced ) — reward, devaluation, magnitude major
Core reward points removed on special-category (Annexure-A) MCCs
Before: Base (and 5X, where eligible) reward points across most categories including fuel
After: No reward points on fuel, groceries, rent, education, government, insurance, telecom, transport and utility-type MCCs
CMA One BOBCARD Credit Card (BOBCARD)
Change effective 2024-07-15 (announced ) — welcome, devaluation, magnitude minor
Welcome benefit reworked from activation reward to spend-linked reward
Before: 1,000 reward points for card activation within 30 days of issuance
After: 500 reward points on spends of ₹5,000 within 60 days of issuance
BOBCARD Prime Credit Card (BOBCARD)
Change effective 2024-07-15 (announced ) — fee, devaluation, magnitude minor
Finance charge raised to 3.49% per month
Before: 3.25% per month (39% p.a.)
After: 3.49% per month (41.88% p.a.)
BOBCARD Prime Credit Card (BOBCARD)
Change effective 2024-07-15 (announced ) — reward, devaluation, magnitude major
Reward points removed on special-category MCCs and fuel
Before: Earned 2 RP per ₹100 across categories
After: No RP on Annexure-A MCCs or fuel
IRCTC SBI Card Premier (SBI Card)
Change effective 2024-07-15 (announced ) — reward, devaluation, magnitude minor
Government transactions stop earning reward points
Before: Earned
After: Excluded
IRCTC SBI Platinum Card (SBI Card)
Change effective 2024-07-15 (announced ) — reward, devaluation, magnitude minor
Government transactions stop earning reward points
Before: Earned
After: Excluded
Bank of Baroda Eterna Credit Card (BOBCARD)
Change effective 2024-07-15 (announced ) — reward, devaluation, magnitude major
Special-MCC spends cut to zero rewards
Before: Earned reward points
After: Zero core RP on Annexure-A MCCs
HSBC Live+ Credit Card (HSBC)
Change effective 2024-07-15 (announced 2024-07-12) — launch, neutral, magnitude major
Rebranded to HSBC Live+ (relaunch)
Before: HSBC Cashback Credit Card · 3.5% monthly APR · no category exclusions
After: HSBC Live+ Credit Card · 3.75% monthly APR · no cashback on utility & EMI transactions
ixigo AU Credit Card (AU Small Finance Bank)
Change effective 2024-07-12 (announced ) — network, neutral, magnitude minor
RuPay, UPI-linkable variant added
Before: Visa only
After: Visa + RuPay (UPI-linkable)
Kiwi RuPay Credit Card (YES Bank)
Change effective 2024-07-04 (announced ) — benefit, neutral, magnitude major
Kiwi Neon paid rewards tier introduced
Before: free tier only (~1.5% on UPI)
After: optional Neon (₹999/yr) up to 5% via milestones
Paytm SBI Card SELECT (SBI Card)
Change effective 2024-07-01 (announced ) — redemption, devaluation, magnitude major
Cashback replaced by Reward Points
Before: Direct cashback, auto-credited
After: Reward Points (1 RP = Re.1), redeemed manually
Paytm SBI Card (SBI Card)
Change effective 2024-07-01 (announced ) — redemption, devaluation, magnitude major
Cashback replaced by Reward Points
Before: Direct cashback, auto-credited
After: Reward Points (1 RP = Re 1), redeemed manually
YES Bank Select Credit Card (YES Bank)
Change effective 2024-07-01 (announced 2024-03-22) — lounge, devaluation, magnitude minor
Lounge spend gate raised to ₹35,000 a quarter
Before: ₹10,000 per quarter
After: ₹35,000 per quarter
YES Bank Elite+ Credit Card (YES Bank)
Change effective 2024-07-01 (announced 2024-03-21) — lounge, devaluation, magnitude major
Domestic lounge spend gate raised to ₹35,000 a quarter
Before: ₹10,000 / quarter
After: ₹35,000 / quarter
Swiggy HDFC Bank Credit Card (HDFC Bank)
Change effective 2024-06-21 (announced ) — redemption, revaluation, magnitude major
Cashback switched from Swiggy wallet to statement credit
Before: Swiggy Money (Swiggy-only wallet, ~1-year expiry)
After: Statement credit adjusted against outstanding
Amazon Pay ICICI Bank Credit Card (ICICI Bank)
Change effective 2024-06-18 (announced 2024-05-20) — reward, devaluation, magnitude minor
Rent payments dropped from rewards
Before: 1% reward on rent
After: 0% on rent
Axis Bank Horizon Credit Card (Axis Bank)
Change effective 2024-06-15 (announced ) — launch, neutral, magnitude major
Axis Horizon launched as the Citi PremierMiles successor
Adani One ICICI Bank Platinum Credit Card (ICICI Bank)
Change effective 2024-06-03 (announced ) — launch, neutral, magnitude major
Adani One ICICI Platinum launched — India's first airport-linked co-brand card
Adani One ICICI Bank Signature Credit Card (ICICI Bank)
Change effective 2024-06-03 (announced ) — launch, neutral, magnitude major
Adani One ICICI Signature Credit Card launched
Shaurya Select SBI Card (SBI Card)
Change effective 2024-06-01 (announced ) — reward, devaluation, magnitude minor
Government transactions stop earning reward points
Before: Earned
After: Excluded
SBI SimplySAVE Credit Card (SBI Card)
Change effective 2024-06-01 (announced 2024-03-01) — reward, devaluation, magnitude minor
Reward points withdrawn on government transactions
Before: Base reward points earned
After: No reward points
SBI Card Unnati (SBI Card)
Change effective 2024-06-01 (announced ) — reward, devaluation, magnitude minor
Government transactions stop earning reward points
Before: Earned
After: Excluded
Shaurya SBI Card (SBI Card)
Change effective 2024-06-01 (announced ) — reward, devaluation, magnitude minor
Government transactions stop earning reward points
Before: Earned
After: Excluded
SBI Card AURUM (SBI Card)
Change effective 2024-06-01 (announced ) — reward, devaluation, magnitude minor
Government spends made reward-ineligible
Before: Reward points earned
After: No reward points
HDFC PIXEL Go Credit Card (HDFC Bank)
Change effective 2024-05-14 (announced ) — launch, neutral, magnitude major
PIXEL Go launched — entry-level flat-cashback digital card
HDFC PIXEL Play Credit Card (HDFC Bank)
Change effective 2024-05-14 (announced ) — launch, neutral, magnitude major
PIXEL Play launched — customisable digital cashback card