DevchandraSah/indian-credit-card-facts huggingface dataset:
YES Bank Elite+ Credit Card (YES Bank)
Change effective 2024-12-01 (announced ) — redemption, devaluation, magnitude major
Point redemption capped at 70% of invoice
Before: Full invoice redeemable in points
After: 70% of invoice, max 1,00,000 points a calendar month
YES Bank Marquee Credit Card (YES Bank)
Change effective 2024-12-01 (announced ) — fee, devaluation, magnitude minor
Finance charges raised to 3.99% per month
After: 3.99%/month (47.88% p.a.)
YES Bank Marquee Credit Card (YES Bank)
Change effective 2024-12-01 (announced ) — redemption, devaluation, magnitude major
Point redemption capped at 70% of invoice
Before: Full invoice redeemable in points
After: 70% of invoice, max 3,00,000 points/month
BPCL SBI Card Octane (SBI Card)
Change effective 2024-12-01 (announced ) — fee, devaluation, magnitude minor
1% fee introduced on large utility-bill payments
Before: No fee on utility payments
After: 1% fee when utility payments exceed ₹50,000 in a billing cycle
YES Bank Zagg Credit Card (YES Bank)
Change effective 2024-11-18 (announced ) — launch, neutral, magnitude major
Launched as the YES Bank Rio RuPay Credit Card
After: Lifetime-free RuPay credit card on UPI, 3% back on UPI/contactless spends + domestic lounge access
Emirates Skywards ICICI Bank Rubyx Credit Card (ICICI Bank)
Change effective 2024-11-15 (announced 2024-10-11) — lounge, devaluation, magnitude major
Airport lounge access gated behind ₹75,000/quarter spend
Before: ₹35,000/quarter spend (₹5,000 earlier)
After: ₹75,000/quarter spend
ICICI Bank HPCL Coral Credit Card (ICICI Bank)
Change effective 2024-11-15 (announced 2024-10-11) — reward, devaluation, magnitude minor
Reward caps added and fuel-surcharge waiver limited
Before: Broad utility/insurance earning; surcharge waiver on all HP fuel
After: Utility ₹40,000 / insurance ₹40,000 / grocery ₹20,000 of rewarded spend per statement cycle; rent, government & education excluded from waiver & milestones; surcharge waiver capped at ₹50,000 of fuel per statement cycle
ICICI Bank Platinum Chip Credit Card (ICICI Bank)
Change effective 2024-11-15 (announced 2024-10-11) — reward, devaluation, magnitude major
Per-cycle earning caps on utility, insurance and grocery spend
Before: Utility, insurance and grocery spend earned without limit
After: Utility ₹40,000 · insurance ₹40,000 · grocery & departmental ₹20,000 per cycle (400 RP each)
ICICI Bank Emeralde Private Metal Credit Card (ICICI Bank)
Change effective 2024-11-15 (announced 2024-10-10) — benefit, devaluation, magnitude minor
Complimentary airport spa access withdrawn
Before: Complimentary spa access
After: Discontinued
ICICI Bank Emeralde Private Metal Credit Card (ICICI Bank)
Change effective 2024-11-15 (announced 2024-10-11) — reward, devaluation, magnitude major
System-wide reward caps and category exclusions
Before: Uncapped grocery/utility/insurance; broad waiver base
After: Grocery ₹40k/mo, utility+insurance ₹80k/yr caps; rent/govt/education excluded from waiver
ICICI Bank Emeralde Credit Card (Metal) (ICICI Bank)
Change effective 2024-11-15 (announced 2024-10-11) — benefit, devaluation, magnitude minor
Complimentary airport spa access withdrawn
Before: Unlimited domestic airport spa access
After: Discontinued
ICICI Bank Emeralde Credit Card (Metal) (ICICI Bank)
Change effective 2024-11-15 (announced 2024-10-11) — fee, devaluation, magnitude minor
International markup raised 1.5% → 2%
Before: 1.5%
After: 2%
ICICI Bank Emeralde Credit Card (Metal) (ICICI Bank)
Change effective 2024-11-15 (announced 2024-10-11) — reward, devaluation, magnitude major
Reward caps, category exclusions and waiver-base cuts
Before: Uncapped grocery/utility/insurance; broad waiver & milestone base
After: Grocery ₹40k/mo, utility+insurance ₹80k caps; rent/govt/education excluded from waiver & milestones
ICICI Bank Expressions Credit Card (ICICI Bank)
Change effective 2024-11-15 (announced 2024-10-11) — lounge, devaluation, magnitude major
Airport lounge access gated behind ₹75,000/quarter spend
Before: ₹35,000/quarter spend (₹5,000 earlier)
After: ₹75,000/quarter spend
ICICI Bank Expressions Credit Card (ICICI Bank)
Change effective 2024-11-15 (announced 2024-10-11) — reward, devaluation, magnitude minor
Per-cycle earning caps on utility, insurance and grocery spend
Before: Utility, insurance and grocery spend earned without limit
After: Utility ₹40,000 · insurance ₹40,000 · grocery & departmental ₹20,000 per cycle (400/400/600 RP)
Emirates Skywards ICICI Bank Emeralde Credit Card (ICICI Bank)
Change effective 2024-11-15 (announced ) — lounge, revaluation, magnitude minor
Lounge programme switches from DreamFolks to Priority Pass
Before: DreamFolks membership (~650 lounges)
After: Priority Pass membership (~1,400 lounges)
ICICI Bank Coral Credit Card (ICICI Bank)
Change effective 2024-11-15 (announced 2024-10-11) — lounge, devaluation, magnitude major
Airport lounge access gated behind ₹75,000/quarter spend
Before: ₹35,000/quarter spend (₹5,000 earlier)
After: ₹75,000/quarter spend
ICICI Bank Coral Credit Card (ICICI Bank)
Change effective 2024-11-15 (announced 2024-10-11) — reward, devaluation, magnitude minor
Per-cycle earning caps on utility, insurance and grocery spend
Before: Utility, insurance and grocery spend earned without limit
After: Utility ₹40,000 · insurance ₹40,000 · grocery & departmental ₹20,000 per cycle (400 RP each)
ICICI Bank Rubyx Credit Card (ICICI Bank)
Change effective 2024-11-15 (announced 2024-10-11) — lounge, devaluation, magnitude major
Domestic lounge spend-gate more than doubled
Before: ₹35,000 per quarter
After: ₹75,000 per quarter
ICICI Bank Rubyx Credit Card (ICICI Bank)
Change effective 2024-11-15 (announced 2024-10-11) — reward, devaluation, magnitude major
Reward caps and category exclusions added
Before: Uncapped grocery/utility/insurance; broad waiver & milestone base
After: Grocery ₹40k, utility ₹80k, insurance ₹80k of spend per statement cycle; rent/govt/education excluded from waiver & milestones
ICICI Bank Sapphiro Credit Card (ICICI Bank)
Change effective 2024-11-15 (announced 2024-10-11) — reward, devaluation, magnitude major
Category reward caps and waiver/milestone exclusions
Before: Uncapped grocery/utility/insurance; broad waiver & milestone base
After: Grocery ₹40k, utility ₹80k, insurance ₹80k of spend per statement cycle; rent/govt/education excluded from waiver & milestones
ICICI Bank Sapphiro Credit Card (ICICI Bank)
Change effective 2024-11-15 (announced 2024-10-11) — lounge, devaluation, magnitude major
Lounge access spend-gated at ₹75,000/quarter; airport spa withdrawn
Before: Come-and-go lounge access (₹35k/quarter as of Apr 2024); DreamFolks airport spa
After: ₹75,000 spend in the prior quarter unlocks 4 domestic visits; spa discontinued
Emirates Skywards ICICI Bank Sapphiro Credit Card (ICICI Bank)
Change effective 2024-11-15 (announced 2024-10-11) — lounge, devaluation, magnitude major
Domestic lounge access gated behind ₹75,000/quarter spend
Before: ₹35,000/quarter spend (₹5,000 earlier)
After: ₹75,000/quarter spend
Emirates Skywards ICICI Bank Sapphiro Credit Card (ICICI Bank)
Change effective 2024-11-15 (announced ) — lounge, neutral, magnitude minor
International lounge programme switched to Priority Pass for new cards
Before: DreamFolks membership
After: Priority Pass membership (new issues)
IndusInd Bank Platinum RuPay Credit Card (IndusInd Bank)
Change effective 2024-10-31 (announced ) — transfer, devaluation, magnitude minor
Club Vistara airmiles redemption discontinued
Before: Points → Club Vistara airmiles via IndusMoments
After: Club Vistara route withdrawn
IndusInd Bank Tiger Credit Card (IndusInd Bank)
Change effective 2024-10-31 (announced ) — transfer, devaluation, magnitude major
Club Vistara transfer route discontinued
Before: Points → Club Vistara at 1:1.2
After: No airline transfer partner
IndusInd Bank Celesta Credit Card (IndusInd Bank)
Change effective 2024-10-31 (announced ) — transfer, devaluation, magnitude minor
Club Vistara airmiles redemption discontinued
Before: Points → Club Vistara airmiles via IndusMoments
After: Club Vistara route withdrawn
IndusInd Bank Pinnacle Credit Card (IndusInd Bank)
Change effective 2024-10-31 (announced ) — transfer, devaluation, magnitude minor
Club Vistara airmiles redemption discontinued
Before: Points → Club Vistara airmiles via IndusMoments
After: Club Vistara route withdrawn
IndusInd Bank Platinum Aura Edge Credit Card (IndusInd Bank)
Change effective 2024-10-31 (announced ) — transfer, devaluation, magnitude minor
Club Vistara airmiles redemption discontinued
Before: Points → Club Vistara airmiles via IndusMoments
After: Club Vistara route withdrawn
IndusInd Bank Platinum Credit Card (IndusInd Bank)
Change effective 2024-10-31 (announced ) — transfer, devaluation, magnitude minor
Club Vistara airmiles redemption discontinued
Before: Points → Club Vistara airmiles via IndusMoments
After: Club Vistara route withdrawn
slice UPI Credit Card (slice)
Change effective 2024-10-27 (announced ) — benefit, neutral, magnitude major
slice completes merger with North East Small Finance Bank
RBL Bank Patanjali Swarn Credit Card (RBL Bank)
Change effective 2024-10-23 (announced ) — launch, neutral, magnitude major
Patanjali Swarn launched as the premium Patanjali RuPay co-brand
RBL Bank Play Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — reward, devaluation, magnitude major
BMS Play named in mega reward-earn exclusion
Before: Base/milestone points on most categories
After: Zero points on Education, Govt, Cash, Bills2Pay & more
RBL Bank Play Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — fee, devaluation, magnitude minor
New 1% fees on large fuel, utility & education spends
Before: No category transaction fees
After: 1% on large fuel/utility/education spends
RBL Bank Blockbuster Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — reward, devaluation, magnitude major
More categories excluded from points and qualifying spend
Before: Most retail spends earned points and counted for benefits
After: Education, govt, cash, Bills2Pay etc. earn nothing and are excluded
RBL Bank Blockbuster Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — fee, devaluation, magnitude minor
New 1% fees on large fuel, utility and education spends
Before: No category transaction fees
After: 1% on large fuel/utility/third-party-education spends
RBL Bank IndianOil Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — fee, devaluation, magnitude minor
New 1% fee on large fuel & auto transactions
Before: No transaction fee on fuel/auto
After: 1% on each fuel/auto txn over ₹10,000
RBL Bank Paisabazaar Duet Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — fee, devaluation, magnitude minor
New 1% fees on large fuel, utility & education transactions
Before: No 1% category transaction fees
After: 1% on large fuel, high-value utility & third-party education spends
RBL Bank TVS Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — fee, devaluation, magnitude minor
New 1% fees on high-value fuel, utility & third-party education spends
Before: No category surcharges beyond standard fuel-surcharge rules
After: 1% on fuel >₹10,000, utilities >₹50,000/month, third-party-app education payments
RBL Bank TVS Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — reward, devaluation, magnitude major
Reward earning & milestone qualification cut on many categories
Before: Wide retail spend earned points and counted toward milestones
After: Education, government, cash, Bills2Pay, contracted services etc. earn zero; excluded from milestone qualification
RBL Bank Cookies Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — fee, devaluation, magnitude minor
New 1% fees on large fuel, utility & education spends
Before: No category surcharge on fuel/utility/education
After: 1% on large fuel/utility & third-party education payments
RBL Bank Cookies Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — reward, devaluation, magnitude minor
Reward points excluded on several spend categories
Before: Base points earned across most categories
After: Zero points on cash, bills, education, government & similar
RBL Bank Paisabazaar Duet Plus Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — fee, devaluation, magnitude minor
New 1% fees on large fuel, utility & third-party education spends
Before: No fuel/utility/education transaction fee
After: 1% on fuel >₹10,000, utility >₹50,000/mo, third-party education
RBL Bank BankBazaar SaveMax Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — fee, devaluation, magnitude minor
New 1% fees on large fuel, utility & education payments
Before: No 1% category transaction fees
After: 1% on large fuel, utility & third-party education spends
RBL Bank BankBazaar SaveMax Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — reward, devaluation, magnitude major
Reward points removed on education & government payments
Before: Education & government spends earned base points
After: Education, government & similar earn zero points
RBL Bank Platinum Maxima Plus Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — reward, devaluation, magnitude major
Milestone & reward points excluded on many categories
Before: Most spends counted for milestones/points
After: Key categories excluded from milestones & base points
RBL Bank Platinum Maxima Plus Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — fee, devaluation, magnitude minor
New 1% fees on large fuel, utility & education spends
Before: No category transaction fees
After: 1% on big fuel/utility/third-party-education spends
RBL Bank BankBazaar SaveMax Pro Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — reward, devaluation, magnitude major
Milestone & reward points excluded on many categories
Before: Most spends counted for milestones/points
After: Key categories excluded from milestones & points
RBL Bank BankBazaar SaveMax Pro Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — fee, devaluation, magnitude minor
New 1% fee on large fuel & auto transactions
Before: No transaction fee on fuel/auto
After: 1% on each fuel/auto txn over ₹10,000
RBL Bank IRCTC Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — fee, devaluation, magnitude minor
New 1% fees on large fuel, utility & third-party education spends
Before: No category transaction fees
After: 1% on large fuel/utility/education spends
RBL Bank Binge Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — reward, devaluation, magnitude major
Milestone & reward points excluded on many categories
Before: Most spends counted for points/milestones
After: Key categories excluded from points & milestones
RBL Bank Binge Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — fee, devaluation, magnitude minor
New 1% fees on large fuel, utility & education spends
Before: No category surcharge on fuel/utility/education
After: 1% on large fuel, high-value utility & third-party education
RBL Bank DMI Finance Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — fee, devaluation, magnitude minor
New 1% fees on large fuel, utility & education spends
Before: No category transaction fees
After: 1% on big fuel/utility/third-party-education spends
RBL Bank DMI Finance Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — reward, devaluation, magnitude minor
Reward points removed on several categories
Before: Base points on most offline spends
After: No points on Education, Govt, Cash, Bills2Pay & similar
RBL Bank IndianOil XTRA Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — fee, devaluation, magnitude minor
New 1% fee on large fuel & utility transactions
Before: No category surcharge beyond standard terms
After: 1% on single fuel spends above ₹10,000; 1% on monthly utility spends above ₹50,000
RBL Bank TVS Gold Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — reward, devaluation, magnitude major
Milestone & reward points excluded on many categories
Before: Most spends counted for milestones/points
After: Key categories excluded from milestones & points
RBL Bank TVS Gold Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — fee, devaluation, magnitude minor
New 1% fee on large fuel & auto transactions
Before: No transaction fee on fuel/auto
After: 1% on each fuel/auto txn over ₹10,000
Standard Chartered EaseMyTrip Credit Card (Standard Chartered)
Change effective 2024-10-15 (announced ) — lounge, devaluation, magnitude major
International lounge access and Priority Pass withdrawn
Before: Priority Pass with international lounge visits + quarterly domestic lounge access
After: 2 complimentary domestic lounge visits per calendar year only
RBL Bank World Safari Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — milestone, devaluation, magnitude major
Milestone points & spend qualification excluded on many categories
Before: Most retail spends earned milestone points
After: Fuel, utilities, insurance, rent, education, wallet, EMI etc. excluded
RBL Bank Icon Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — reward, devaluation, magnitude major
Milestone & reward points excluded on many categories
Before: Most spends counted for milestones/points
After: Key categories excluded from milestones & points
RBL Bank Icon Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — fee, devaluation, magnitude minor
New 1% fee on large fuel & auto transactions
Before: No transaction fee on fuel/auto
After: 1% on each fuel/auto txn over ₹10,000
RBL Bank ShopRite Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — reward, devaluation, magnitude major
More categories excluded from base reward points
Before: Base points on most remaining spends
After: Nil points on education, government, contracted services, cash, Bills2Pay
RBL Bank ShopRite Credit Card (RBL Bank)
Change effective 2024-10-15 (announced ) — fee, devaluation, magnitude minor
New 1% fees on large fuel, utility & education spends
Before: No category surcharge on fuel/utility/education
After: 1% on large fuel, high-value utility & third-party education
American Express Platinum Card (American Express)
Change effective 2024-10-08 (announced 2024-09-05) — fee, devaluation, magnitude minor
Annual fee raised ₹60,000 → ₹66,000
Before: ₹60,000 + GST
After: ₹66,000 + GST
American Express Platinum Card (American Express)
Change effective 2024-10-08 (announced ) — benefit, devaluation, magnitude minor
Birthday Taj voucher and supplementary Centurion guest access dropped
American Express Platinum Card (American Express)
Change effective 2024-10-08 (announced 2024-09-05) — milestone, revaluation, magnitude major
New ₹35,000 renewal voucher at ₹20 lakh spend
Before: No spend-based renewal voucher
After: Up to ₹35,000 voucher on ₹20 lakh annual spend
American Express Platinum Card (American Express)
Change effective 2024-10-08 (announced 2024-09-05) — benefit, revaluation, magnitude major
Refresh adds welcome-gift bump, hotel memberships and Times Prime
IndusInd Bank Pioneer Heritage Credit Card (IndusInd Bank)
Change effective 2024-10-05 (announced ) — fee, revaluation, magnitude major
Foreign currency mark-up removed — 1.8% cut to zero
Before: 1.8% on international transactions
After: 0% — no mark-up on foreign currency transactions
MakeMyTrip ICICI Bank Credit Card (ICICI Bank)
Change effective 2024-10-03 (announced ) — launch, neutral, magnitude major
MakeMyTrip ICICI Bank Credit Card launched
IndusInd Bank Platinum RuPay Credit Card (IndusInd Bank)
Change effective 2024-10 (announced ) — fee, devaluation, magnitude minor
New 1% fees on utility and wallet-load spends
Before: No fee on utility or wallet-load spends
After: 1% + GST above ₹25,000 (utility) / ₹20,000 (wallet) per cycle
IndusInd Bank Celesta Credit Card (IndusInd Bank)
Change effective 2024-10 (announced ) — fee, devaluation, magnitude minor
New 1% fees on utility and wallet-load spends
Before: No fee on utility or wallet-load spends
After: 1% + GST above ₹25,000 (utility) / ₹20,000 (wallet) per cycle
IndusInd Bank Pinnacle Credit Card (IndusInd Bank)
Change effective 2024-10 (announced ) — fee, devaluation, magnitude minor
New 1% fees on utility and wallet-load spends
Before: No fee on utility or wallet-load spends
After: 1% + GST above ₹25,000 (utility) / ₹20,000 (wallet) per cycle
IndusInd Bank Samman Credit Card (IndusInd Bank)
Change effective 2024-10 (announced ) — fee, devaluation, magnitude minor
New 1% fees on utility and wallet-load spends
Before: No fee on utility or wallet-load spends
After: 1% + GST above ₹25,000 (utility) / ₹20,000 (wallet) per cycle
IndusInd Bank Platinum Aura Edge Credit Card (IndusInd Bank)
Change effective 2024-10 (announced ) — fee, devaluation, magnitude minor
New 1% fees on utility and wallet-load spends
Before: No fee on utility or wallet-load spends
After: 1% + GST above ₹25,000 (utility) / ₹20,000 (wallet) per cycle
KrisFlyer SBI Card Apex (SBI Card)
Change effective 2024-10-01 (announced 2024-09-30) — launch, neutral, magnitude major
KrisFlyer SBI Card Apex launches
IndusInd Bank Platinum Credit Card (IndusInd Bank)
Change effective 2024-10 (announced ) — fee, devaluation, magnitude minor
New 1% fees on utility and wallet-load spends
Before: No fee on utility or wallet-load spends
After: 1% + GST above ₹25,000 (utility) / ₹20,000 (wallet) per cycle
Standard Chartered Manhattan Platinum Credit Card (Standard Chartered)
Change effective 2024-09-30 (announced ) — redemption, devaluation, magnitude minor
Cashback redemption minimum raised again to ₹1,500
Before: ₹1,000, in multiples of ₹500
After: ₹1,500, in multiples of ₹500
KrisFlyer SBI Card (SBI Card)
Change effective 2024-09-30 (announced ) — launch, neutral, magnitude major
KrisFlyer SBI Card launches
IDFC FIRST Mayura Credit Card (IDFC FIRST Bank)
Change effective 2024-09-19 (announced ) — launch, neutral, magnitude major
IDFC FIRST launches the Mayura metal card
IDFC FIRST Ashva Credit Card (IDFC FIRST Bank)
Change effective 2024-09-19 (announced ) — launch, neutral, magnitude major
IDFC FIRST launches the Ashva metal card
RBL Bank DMI Finance Credit Card (RBL Bank)
Change effective 2024-09-11 (announced ) — launch, neutral, magnitude major
RBL x DMI Finance co-brand card launched
RBL Bank IndianOil XTRA Credit Card (RBL Bank)
Change effective 2024-09-09 (announced ) — launch, neutral, magnitude major
IndianOil XTRA launched — RBL's premium fuel co-brand
Scapia Credit Card (Federal Bank)
Change effective 2024-09-07 (announced ) — reward, devaluation, magnitude major
Fair-usage caps and category exclusions added
Scapia Credit Card (Federal Bank)
Change effective 2024-09-07 (announced ) — fee, devaluation, magnitude minor
Finance charge raised and convenience fee added
Before: 3.49%/month
After: 3.75%/month
Scapia Credit Card (Federal Bank)
Change effective 2024-09-07 (announced ) — lounge, devaluation, magnitude major
Lounge spend gate raised to ₹10,000/month
Before: ₹5,000/month
After: ₹10,000/month
IndusInd Bank Platinum RuPay Credit Card (IndusInd Bank)
Change effective 2024-09-01 (announced ) — redemption, devaluation, magnitude minor
Cash redemption capped at 2,500 points/month
Before: Uncapped cash redemption
After: Max 2,500 RP per calendar month
RBL Bank IndianOil Credit Card (RBL Bank)
Change effective 2024-09 (announced ) — launch, neutral, magnitude major
IndianOil RBL launched as successor to the BPCL SuperCard
HDFC Bank Freedom Credit Card (HDFC Bank)
Change effective 2024-09-01 (announced ) — reward, devaluation, magnitude minor
5X EMI CashPoints removed; wallet & utility earning restricted
Before: 5X CashPoints on EMI; points on wallet/utility
After: No CashPoints on EMI, wallet loads; utility earning capped/removed
Tata Neu Infinity HDFC Bank Credit Card (HDFC Bank)
Change effective 2024-09-01 (announced ) — reward, devaluation, magnitude minor
Education paid through third-party apps stops earning NeuCoins
Before: Education payments earned NeuCoins
After: No NeuCoins on education routed through third-party apps