DevchandraSah/indian-credit-card-facts huggingface dataset:
Shoppers Stop HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
Shoppers Stop HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
Shoppers Stop HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
Shoppers Stop Black HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
Shoppers Stop Black HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
Shoppers Stop Black HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
HPCL ENERGIE BOBCARD Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
Finance charge raised to 3.75% per month
Before: 3.25% per month (39% p.a.)
After: 3.75% per month (45% p.a.)
HPCL ENERGIE BOBCARD Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — redemption, devaluation, magnitude minor
Minimum redemption raised to 1,000 points
Before: Lower / no fixed minimum
After: 1,000 points minimum
HPCL ENERGIE BOBCARD Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — reward, revaluation, magnitude minor
Utility bill payments earn reward points again
Before: No reward points on utility bills
After: Core reward points restored on utility bills
RBL Bank Platinum Maxima Plus Credit Card (RBL Bank)
Change effective 2025-07-01 (announced ) — lounge, devaluation, magnitude major
Domestic lounge access spend-gated at ₹35,000/quarter
Before: Complimentary domestic visits (2/quarter)
After: Requires ₹35,000 spend in the prior calendar quarter
RBL Bank Binge Credit Card (RBL Bank)
Change effective 2025-07-01 (announced ) — lounge, devaluation, magnitude major
Complimentary lounge access withdrawn
Before: Complimentary lounge access included
After: No lounge access
AU Traverse Credit Card (AU Small Finance Bank)
Change effective 2025-07 (announced ) — launch, neutral, magnitude major
AU Traverse launches as an NRI-exclusive premium travel card
HSBC RuPay Cashback Credit Card (HSBC)
Change effective 2025-07 (announced ) — launch, neutral, magnitude major
HSBC launches its first RuPay cashback card
ICSI Diamond BOBCARD Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
Finance charge raised to 3.75% per month
Before: 3.25% per month (39% p.a.)
After: 3.75% per month (45% p.a.)
ICSI Diamond BOBCARD Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — redemption, devaluation, magnitude minor
Minimum redemption raised to 1,000 points
Before: Lower / no fixed minimum
After: 1,000 points minimum
ICSI Diamond BOBCARD Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — reward, revaluation, magnitude minor
Utility bill payments earn reward points again
Before: No reward points on utility bills
After: Core reward points restored on utility bills
CMA One BOBCARD Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
Finance charge raised to 3.75% per month
Before: 3.25% per month (39% p.a.)
After: 3.75% per month (45% p.a.)
CMA One BOBCARD Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — redemption, devaluation, magnitude minor
Minimum redemption raised to 1,000 points
Before: Lower / no fixed minimum
After: 1,000 points minimum
CMA One BOBCARD Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — reward, revaluation, magnitude minor
Utility bill payments earn reward points again
Before: No reward points on utility bills
After: Core reward points restored on utility bills
BOBCARD Prime Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
Finance charge raised to 3.75% per month
Before: 3.49% per month (41.88% p.a.)
After: 3.75% per month (45% p.a.)
BOBCARD Prime Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — redemption, devaluation, magnitude minor
Minimum redemption raised to 1,000 points
Before: No stated minimum
After: 1,000 points minimum
BOBCARD Prime Credit Card (BOBCARD)
Change effective 2025-07-01 (announced ) — reward, revaluation, magnitude minor
Utility bill payments earn reward points again
Before: No reward points on utilities
After: 2 reward points per ₹100 on utilities
IndianOil HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
IndianOil HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
IndianOil HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
HSBC RuPay Platinum Credit Card (HSBC)
Change effective 2025-07 (announced ) — launch, neutral, magnitude major
HSBC launches its first RuPay credit cards
After: Lifetime-free RuPay Platinum on the JCB network, UPI-linked, 2 reward points per ₹150
RBL Bank World Safari Credit Card (RBL Bank)
Change effective 2025-07-01 (announced ) — lounge, devaluation, magnitude major
Domestic lounge access spend-gated at ₹35,000/quarter
Before: Complimentary domestic visits (2/quarter)
After: Requires ₹35,000 spend in the prior calendar quarter
HDFC Millennia Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
HDFC Millennia Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
HDFC Millennia Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
Tata Neu Plus HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
Tata Neu Plus HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
Tata Neu Plus HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
Tata Neu Plus HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance-spend NeuCoins capped monthly
Before: Insurance earned base NeuCoins with a looser cap
After: 2,000 NeuCoins per month on insurance spends
Tata Neu Plus HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Online skill-based gaming stops earning NeuCoins
Before: Online skill-based gaming earned NeuCoins
After: No NeuCoins on online skill-based gaming (MCC 5816)
HDFC Bank Infinia Metal Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude major
1% fee added on rent, wallet loads and online gaming
Before: No category surcharge on rent, wallet loads or gaming
After: 1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)
HDFC Bank Infinia Metal Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — fee, devaluation, magnitude minor
1% fee on utilities above Rs 50,000 and on third-party education payments
Before: No surcharge on utility or education payments
After: 1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
HDFC Bank Infinia Metal Credit Card (HDFC Bank)
Change effective 2025-07-01 (announced ) — reward, devaluation, magnitude minor
Insurance reward points capped, online gaming stops earning
Before: Insurance uncapped on most cards; online skill-based gaming earned points
After: Insurance capped at 2,000 reward points a month (5,000 on Diners Black, 10,000 on Infinia); online skill-based gaming earns nothing
PhonePe HDFC Bank Uno Credit Card (HDFC Bank)
Change effective 2025-06-26 (announced ) — launch, neutral, magnitude 
PhonePe HDFC Bank Uno Credit Card launched
PhonePe HDFC Bank Ultimo Credit Card (HDFC Bank)
Change effective 2025-06-26 (announced 2025-06-26) — launch, neutral, magnitude major
PhonePe HDFC Bank Ultimo launched (RuPay co-brand, UPI-linked)
Axis Bank Select Credit Card (Axis Bank)
Change effective 2025-06-20 (announced ) — benefit, revaluation, magnitude minor
District movie BOGO added; BigBasket offer standardised
Axis Bank Neo Credit Card (Axis Bank)
Change effective 2025-06-20 (announced ) — reward, neutral, magnitude minor
Reward-exclusion basis moved from MCC to spend category
Before: MCC-based
After: spend-category-based
Axis Bank Freecharge Credit Card (Axis Bank)
Change effective 2025-06-20 (announced ) — reward, neutral, magnitude minor
Reward-earn exclusions move from MCC to spend-category
Before: Excluded spends identified by 4-digit Merchant Category Code
After: Same spends identified by named spend category
Axis Bank Freecharge Plus Credit Card (Axis Bank)
Change effective 2025-06-20 (announced ) — reward, neutral, magnitude minor
Exclusion identification switched from MCC codes to spend category
Before: Excluded categories (Rent, Wallet, Utility outside Freecharge, etc.) identified by 4-digit Merchant Category Code
After: Same categories identified by spend-category label instead of MCC
Axis Bank MyZone Credit Card (Axis Bank)
Change effective 2025-06-20 (announced ) — reward, neutral, magnitude minor
Reward-earn exclusions move from MCC to spend-category
Before: Excluded via 4-digit MCC
After: Excluded via spend category
Fibe Axis Bank Credit Card (Axis Bank)
Change effective 2025-06-20 (announced ) — reward, neutral, magnitude minor
Reward-exclusion method switched from MCC to spend category
Before: MCC-based
After: spend-category-based
Axis Bank Flipkart Credit Card (Axis Bank)
Change effective 2025-06-20 (announced ) — lounge, devaluation, magnitude major
Complimentary domestic lounge access withdrawn
Before: 4 complimentary domestic lounge visits/year
After: None
Axis Bank Flipkart Credit Card (Axis Bank)
Change effective 2025-06-20 (announced ) — reward, devaluation, magnitude major
Unlimited 5% ends — ₹4,000/quarter caps added; Myntra raised to 7.5%
Before: Unlimited 5% on Flipkart & Cleartrip; 1% on Myntra
After: 5% Flipkart & 5% Cleartrip each capped ₹4,000/quarter; Myntra 7.5% capped ₹4,000/quarter
Axis Bank Flipkart Credit Card (Axis Bank)
Change effective 2025-06-20 (announced ) — welcome, devaluation, magnitude minor
Welcome Flipkart voucher halved from ₹500 to ₹250
Before: Flipkart voucher worth ₹500 on the first transaction within 30 days
After: Flipkart voucher worth ₹250, and only on fee-paying cards
Jupiter Edge+ CSB Bank RuPay Credit Card (CSB Bank)
Change effective 2025-06-12 (announced ) — benefit, revaluation, magnitude major
Edge+ successor launched with a richer 10% / 5% / 1% reward stack
Before: Edge: 2% on one chosen category, 0.4% otherwise, ₹0 joining
After: Edge+: 10% shopping, 5% travel, 1% UPI/other, ₹999 joining
Scapia Credit Card (Federal Bank)
Change effective 2025-06-12 (announced ) — network, revaluation, magnitude major
RuPay UPI dual-network variant added
American Express Gold Card (American Express)
Change effective 2025-06-12 (announced 2025-05-12) — reward, devaluation, magnitude minor
Fuel spends stop earning Membership Rewards
Before: 1 MR point per ₹50 on fuel (cap 5,000 pts/mo)
After: No MR points on fuel (petrol/diesel/CNG at OMCs)
Tata Neu Infinity HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-06-10 (announced 2025-05-20) — lounge, devaluation, magnitude major
Domestic lounge access moved to spend milestone
Before: Swipe-based unlimited-style access (DreamFolks), up to 8/yr
After: ₹50,000/quarter spend → 2 vouchers/quarter (up to 8/yr)
Tata Neu Plus HDFC Bank Credit Card (HDFC Bank)
Change effective 2025-06-10 (announced 2025-05-20) — lounge, devaluation, magnitude major
Domestic lounge access moved to spend milestone
Before: Swipe-based complimentary domestic access
After: Rs 50,000/quarter spend -> 1 voucher/quarter (max 4/yr)
Kiwi RuPay Credit Card (YES Bank)
Change effective 2025-06-01 (announced ) — reward, devaluation, magnitude minor
Kiwis now earned only on ₹100 multiples
Before: per ₹50 of spend
After: per ₹100 of spend
Kiwi RuPay Credit Card (YES Bank)
Change effective 2025-06-01 (announced ) — redemption, devaluation, magnitude minor
Minimum redemption raised to 500 Kiwis
Before: lower / flexible
After: 500 Kiwis (₹125), in multiples of 500
Kotak 811 #DreamDifferent Credit Card (Kotak Mahindra Bank)
Change effective 2025-06-01 (announced ) — reward, devaluation, magnitude minor
June 2025 revision: 1% category transaction fees added
Before: No category transaction fee (reported)
After: 1% above per-cycle limits; 2% on all rent
IDFC FIRST Private Credit Card (IDFC FIRST Bank)
Change effective 2025-06-01 (announced ) — reward, revaluation, magnitude minor
Bonus travel earning added on the Travel & Shop portal
Before: Base points only on travel bookings
After: Up to 50 bonus RP/₹150 on hotels, 20 bonus RP/₹150 on flights (base 10 RP/₹150)
IDFC FIRST Private Credit Card (IDFC FIRST Bank)
Change effective 2025-06-01 (announced ) — welcome, revaluation, magnitude major
Relaunch adds welcome & renewal reward bonuses
Before: No headline welcome-point bonus
After: 50,000 welcome RP + Club ITC Culinaire; 25,000 RP on renewal
IDFC FIRST Private Credit Card (IDFC FIRST Bank)
Change effective 2025-06-01 (announced ) — redemption, revaluation, magnitude major
Travel-portal redemption revalued to ₹1 per point
Before: 1 RP = ₹0.25 everywhere
After: 1 RP = ₹1 on the FIRST Travel & Shop portal (₹0.25 elsewhere)
Kotak White Credit Card (Kotak Mahindra Bank)
Change effective 2025-06-01 (announced 2025-05-08) — milestone, devaluation, magnitude major
Transaction fees introduced on rent, wallet, fuel, utility, education and gaming spends
Before: No category transaction fees
After: Rent charged 2%; wallet, fuel, utility, education & gaming 1% past per-cycle limits
Kotak Zen Signature Credit Card (Kotak Mahindra Bank)
Change effective 2025-06-01 (announced ) — redemption, devaluation, magnitude major
Cash redemption value cut ₹0.25 → ₹0.20
Before: ₹0.25 per point
After: ₹0.20 per point (min 2,000 points to redeem)
Kotak Zen Signature Credit Card (Kotak Mahindra Bank)
Change effective 2025-06-01 (announced ) — reward, devaluation, magnitude major
Categories excluded and capped from reward earning
Before: Wallet, fuel, rent, gaming, utility, education, insurance & government spends earned points
After: Wallet, fuel, rent & gaming earn nothing; utility/education/insurance/government capped
Kotak Zen Signature Credit Card (Kotak Mahindra Bank)
Change effective 2025-06-01 (announced ) — lounge, devaluation, magnitude major
Domestic lounge access spend-gated at ₹75,000/quarter
Before: Unconditional complimentary domestic lounge visits
After: 2 domestic visits per quarter only after ₹75,000 spend in the prior quarter
Kotak Zen Signature Credit Card (Kotak Mahindra Bank)
Change effective 2025-06-01 (announced ) — fee, devaluation, magnitude minor
Finance charge raised 3.5% → 3.75% per month
Before: 3.5% per month
After: 3.75% per month
Axis Bank SUPERMONEY RuPay Credit Card (Axis Bank)
Change effective 2025-06-01 (announced ) — welcome, neutral, magnitude minor
Launch promo — 100% cashback up to ₹500 on the first Flipkart UPI spend
IndianOil Kotak Credit Card (Kotak Mahindra Bank)
Change effective 2025-06-01 (announced 2025-05-08) — fee, devaluation, magnitude minor
Finance charge raised; 1% category transaction fees added
Before: A lower monthly finance charge (reported at 3.5%; Kotak publishes no pre-revision rate); no category transaction fee
After: 3.75% per month; 1% fee on select categories over per-cycle limits — fuel exempt on this card
IndianOil Kotak Credit Card (Kotak Mahindra Bank)
Change effective 2025-06-01 (announced 2025-05-08) — reward, devaluation, magnitude minor
Utility, rent, wallet and other categories stop earning reward points
Before: Utility, education, insurance, wallet, rent and government spends earned points
After: These categories earn no reward points
Kotak UPI RuPay Credit Card (Kotak Mahindra Bank)
Change effective 2025-06-01 (announced 2025-05-08) — redemption, devaluation, magnitude major
Cash redemption value cut ₹0.10 → ₹0.07 per point
Before: ₹0.10 per point
After: ₹0.07 per point (min 2,000 points to redeem)
Kotak UPI RuPay Credit Card (Kotak Mahindra Bank)
Change effective 2025-06-01 (announced 2025-05-08) — fee, devaluation, magnitude minor
Finance charge raised; 1% category transaction fees added
Before: 3.5% per month finance charge (reported); no category transaction fee
After: 3.75% per month; 1% fee on select categories over per-cycle limits
Kotak UPI RuPay Credit Card (Kotak Mahindra Bank)
Change effective 2025-06-01 (announced 2025-05-08) — reward, devaluation, magnitude major
Several categories dropped from reward earning
Before: Wallet, gaming, insurance, government, fuel, rent & education spends earned points
After: These categories earn no reward points
Kotak White Reserve Credit Card (Kotak Mahindra Bank)
Change effective 2025-06-01 (announced ) — fee, neutral, magnitude minor
White Reserve exempted from the bank-wide reward cuts and category fees
Before: No category transaction fees; all spends earned White Pass
After: Unchanged — the revision did not extend to White Reserve
Kotak League Platinum Credit Card (Kotak Mahindra Bank)
Change effective 2025-06-01 (announced ) — fee, devaluation, magnitude minor
Finance charge raised; 1% category fees added
Before: 3.5% per month finance charge; no category transaction fee
After: 3.75% per month; 1% fee on select categories over per-cycle limits
Kotak League Platinum Credit Card (Kotak Mahindra Bank)
Change effective 2025-06-01 (announced ) — redemption, devaluation, magnitude major
Reward point cash value cut ₹0.10 → ₹0.07
Before: ₹0.10 per point
After: ₹0.07 per point (min 2,000 points to redeem)
Kotak League Platinum Credit Card (Kotak Mahindra Bank)
Change effective 2025-06-01 (announced ) — reward, devaluation, magnitude major
Several categories dropped from reward earning
Before: Utility, fuel, rent, education, insurance, government, wallet & gaming earned points
After: These categories earn nothing; utility capped at ₹35,000 per statement cycle
SBM ZET Credit Card (SBM Bank India)
Change effective 2025-05-28 (announced ) — launch, neutral, magnitude major
SBM ZET Credit Card launched
After: Lifetime-free FD-backed RuPay credit card via the ZET app
Axis Bank SUPERMONEY RuPay Credit Card (Axis Bank)
Change effective 2025-05-22 (announced ) — launch, neutral, magnitude major
Axis Bank & super.money launch the SUPERMONEY RuPay Credit Card
Apollo SBI Card SELECT (SBI Card)
Change effective 2025-05-15 (announced ) — launch, neutral, magnitude major
Apollo SBI Card SELECT launched
Apollo SBI Card (SBI Card)
Change effective 2025-05-15 (announced ) — launch, neutral, magnitude major
Apollo SBI Card launched
slice UPI Credit Card (slice)
Change effective 2025-05-14 (announced ) — benefit, neutral, magnitude minor
Merged bank renamed slice Small Finance Bank
HSBC Visa Platinum Credit Card (HSBC)
Change effective 2025-05-14 (announced ) — transfer, revaluation, magnitude major
HSBC revamps rewards programme with 20 transfer partners
Before: Points redeemable for merchandise, vouchers and limited airmiles conversion
After: Points transfer to 20 airline and hotel partners (15 airlines + 5 hotels) at 2:1, tracked in-app
HSBC Premier World Mastercard (HSBC)
Change effective 2025-05-14 (announced ) — transfer, revaluation, magnitude major
HSBC Rewards Marketplace adds 20 transfer partners at 1:1
Before: Catalogue / voucher redemption, no transfer partners
After: 20 partners (15 airlines + 5 hotels), mostly 1:1
IndusInd Bank Platinum RuPay Credit Card (IndusInd Bank)
Change effective 2025-05-04 (announced ) — fee, devaluation, magnitude minor
New 1% fee on fuel spends above ₹50,000/cycle
Before: No bank fee on fuel spends
After: 1% + GST on cumulative fuel above ₹50,000 per statement cycle