DevchandraSah/indian-credit-card-facts huggingface dataset:
IndusInd Bank Indus Solitaire Credit Card — issued by INDUSIND on the MASTERCARD network, tier: SUPER_PREMIUM
Joining fee: Rs 30000
Annual fee: Rs 10000
Lifetime free: no
Annual fee waived on yearly spend of Rs 1000000
Forex markup: 0%
Monthly APR: 3.83%
Minimum salary: Rs 125000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.5% to 0.5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 50
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.35
pointValuePaisa: 50
category: INSURANCE
rewardType: REWARD_POINTS
ratePct: 0.35
pointValuePaisa: 50
category: GOVERNMENT
rewardType: REWARD_POINTS
ratePct: 0.35
pointValuePaisa: 50
category: EDUCATION
rewardType: REWARD_POINTS
ratePct: 0.35
pointValuePaisa: 50
category: RENT
rewardType: REWARD_POINTS
ratePct: 0.35
pointValuePaisa: 50
category: INTERNATIONAL
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 50
Perks: LOUNGE_ACCESS
GOLF
FUEL_WAIVER
HOTEL_MEMBERSHIP
Last verified: 2026-08-06
IndusInd Bank Tiger Credit Card — issued by INDUSIND on the VISA network, tier: MID
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 1.5%
Monthly APR: 3.5%
Minimum salary: Rs 30000 per month
Reward rate: 0.4% to 0.4%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.4
pointValuePaisa: 40
Perks: GOLF
LOUNGE_ACCESS
FUEL_WAIVER
MOVIE_TICKET
MILESTONE_BONUS
MILESTONE_BONUS
Last verified: 2026-08-06
Jupiter Edge+ CSB Bank RuPay Credit Card — issued by CSB on the RUPAY network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 20000 per month
Minimum age: 23 years
Maximum age: 60 years
Reward rate: 1% to 10%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 1
pointValuePaisa: 100
category: ONLINE_SHOPPING
rewardType: CASHBACK
ratePct: 10
monthlyCapRs: 2000
pointValuePaisa: 100
merchants: Amazon Flipkart Myntra Tata Cliq Ajio Nykaa Croma Reliance Digital Trent/Tata Retail and Reliance Retail — other online shopping earns the 1% base rate
category: TRAVEL
rewardType: CASHBACK
ratePct: 5
monthlyCapRs: 1000
pointValuePaisa: 100
merchants: Jupiter Flights
Last verified: 2026-08-12
Kiwi RuPay Credit Card — issued by YES on the RUPAY network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 15000 per month
Minimum age: 18 years
Maximum age: 65 years
Reward rate: 1% to 1%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 1
pointValuePaisa: 100
Last verified: 2026-08-08
Kotak 811 #DreamDifferent Credit Card — issued by KOTAK on the VISA network, tier: ENTRY
Joining fee: Rs 250
Annual fee: Rs 0
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 0 per month
Minimum age: 18 years
Maximum age: 75 years
Reward rate: 0.2% to 0.4%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.2
pointValuePaisa: 20
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 0.4
pointValuePaisa: 20
Last verified: 2026-08-05
Kotak Air Credit Card — issued by KOTAK on the VISA network, tier: MID
Joining fee: Rs 999
Annual fee: Rs 999
Lifetime free: no
Annual fee waived on yearly spend of Rs 250000
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum age: 18 years
Reward rate: 1% to 1%
Rewards by category: category: DEFAULT
rewardType: AIRLINE_MILES
ratePct: 1
pointValuePaisa: 100
category: TRAVEL
rewardType: AIRLINE_MILES
ratePct: 3
monthlyCapRs: 5000
pointValuePaisa: 100
merchants: Kotak Unbox — flights & hotels
Perks: LOUNGE_ACCESS
MILESTONE_BONUS
FUEL_WAIVER
Last verified: 2026-08-05
Kotak Air+ Prime Credit Card — issued by KOTAK on the VISA network, tier: MID
Joining fee: Rs 3000
Annual fee: Rs 3000
Lifetime free: no
Annual fee waived on yearly spend of Rs 400000
Forex markup: 2%
Monthly APR: 3.5%
Minimum age: 18 years
Reward rate: 2% to 2%
Rewards by category: category: DEFAULT
rewardType: AIRLINE_MILES
ratePct: 2
pointValuePaisa: 100
category: TRAVEL
rewardType: AIRLINE_MILES
ratePct: 5
monthlyCapRs: 15000
pointValuePaisa: 100
merchants: Kotak Unbox
Perks: LOUNGE_ACCESS
MILESTONE_BONUS
FUEL_WAIVER
Last verified: 2026-08-05
Kotak Cashback+ Prime Credit Card — issued by KOTAK on the VISA network, tier: MID
Joining fee: Rs 750
Annual fee: Rs 750
Lifetime free: no
Annual fee waived on yearly spend of Rs 200000
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 30000 per month
Minimum age: 21 years
Reward rate: 0.5% to 5%
Rewards by category: category: GROCERY
rewardType: CASHBACK
ratePct: 5
monthlyCapRs: 750
pointValuePaisa: 100
category: DINING
rewardType: CASHBACK
ratePct: 5
monthlyCapRs: 750
pointValuePaisa: 100
category: FUEL
rewardType: CASHBACK
ratePct: 3
monthlyCapRs: 750
pointValuePaisa: 100
category: DEFAULT
rewardType: CASHBACK
ratePct: 0.5
pointValuePaisa: 100
Perks: FUEL_WAIVER
Last verified: 2026-08-15
IndianOil Kotak Credit Card — issued by KOTAK on the RUPAY network, tier: ENTRY
Joining fee: Rs 449
Annual fee: Rs 449
Lifetime free: no
Annual fee waived on yearly spend of Rs 50000
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum age: 18 years
Maximum age: 60 years
Reward rate: 0.5% to 4%
Rewards by category: category: FUEL
rewardType: REWARD_POINTS
ratePct: 4
monthlyCapRs: 300
pointValuePaisa: 25
merchants: IndianOil (IOCL fuel outlets)
category: GROCERY
rewardType: REWARD_POINTS
ratePct: 2
monthlyCapRs: 200
pointValuePaisa: 25
category: DINING
rewardType: REWARD_POINTS
ratePct: 2
monthlyCapRs: 200
pointValuePaisa: 25
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 25
Perks: FUEL_WAIVER
Last verified: 2026-08-15
IndiGo Kotak Credit Card — issued by KOTAK on the RUPAY network, tier: MID
Joining fee: Rs 1500
Annual fee: Rs 1500
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.75%
Reward rate: 0.42% to 1.26%
Rewards by category: category: TRAVEL
rewardType: REWARD_POINTS
ratePct: 1.26
pointValuePaisa: 42
merchants: IndiGo (app & website)
category: DINING
rewardType: REWARD_POINTS
ratePct: 0.84
pointValuePaisa: 42
category: OTT_SUBSCRIPTIONS
rewardType: REWARD_POINTS
ratePct: 0.84
pointValuePaisa: 42
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.42
pointValuePaisa: 42
Perks: MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
Last verified: 2026-08-08
IndiGo XL Kotak Credit Card — issued by KOTAK on the VISA network, tier: PREMIUM
Joining fee: Rs 3000
Annual fee: Rs 3000
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 50000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.84% to 2.1%
Rewards by category: category: TRAVEL
rewardType: REWARD_POINTS
ratePct: 2.1
pointValuePaisa: 42
merchants: IndiGo (app & website)
category: DINING
rewardType: REWARD_POINTS
ratePct: 1.26
pointValuePaisa: 42
category: OTT_SUBSCRIPTIONS
rewardType: REWARD_POINTS
ratePct: 1.26
pointValuePaisa: 42
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.84
pointValuePaisa: 42
Perks: LOUNGE_ACCESS
MILESTONE_BONUS
MILESTONE_BONUS
Last verified: 2026-08-09
Kotak League Platinum Credit Card — issued by KOTAK on the VISA network, tier: MID
Joining fee: Rs 499
Annual fee: Rs 499
Lifetime free: no
Annual fee waived on yearly spend of Rs 50000
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 41667 per month
Minimum age: 21 years
Maximum age: 60 years
Reward rate: 0.27% to 0.27%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.27
pointValuePaisa: 10
Perks: MILESTONE_BONUS
MILESTONE_BONUS
MOVIE_TICKET
Last verified: 2026-08-06
PVR INOX Kotak Credit Card — issued by KOTAK on the RUPAY network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 499
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum age: 21 years
Maximum age: 60 years
Reward rate: 0% to 0%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0
pointValuePaisa: 100
Perks: MOVIE_TICKET
MOVIE_TICKET
Last verified: 2026-08-05
Kotak Solitaire Credit Card — issued by KOTAK on the VISA network, tier: SUPER_PREMIUM
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: no
Annual fee waived on yearly spend of Rs 0
Forex markup: 0%
Monthly APR: 3.5%
Reward rate: 3% to 3%
Rewards by category: category: DEFAULT
rewardType: AIRLINE_MILES
ratePct: 3
pointValuePaisa: 100
category: TRAVEL
rewardType: AIRLINE_MILES
ratePct: 10
monthlyCapRs: 100000
pointValuePaisa: 100
merchants: Kotak Unbox
Perks: LOUNGE_ACCESS
CONCIERGE
FUEL_WAIVER
Last verified: 2026-08-05
Kotak UPI RuPay Credit Card — issued by KOTAK on the RUPAY network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Annual fee waived on yearly spend of Rs 0
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum age: 18 years
Reward rate: 0.3% to 0.3%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.3
pointValuePaisa: 10
Last verified: 2026-08-05
Kotak White Credit Card — issued by KOTAK on the VISA network, tier: PREMIUM
Joining fee: Rs 3000
Annual fee: Rs 3000
Lifetime free: no
Annual fee waived on yearly spend of Rs 500000
Forex markup: 3.5%
Monthly APR: 3.5%
Minimum salary: Rs 208333 per month
Minimum age: 28 years
Maximum age: 60 years
Reward rate: 0% to 0%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0
pointValuePaisa: 100
Perks: LOUNGE_ACCESS
MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
Last verified: 2026-08-05
Kotak White Reserve Credit Card — issued by KOTAK on the VISA network, tier: SUPER_PREMIUM
Joining fee: Rs 12500
Annual fee: Rs 12500
Lifetime free: no
Annual fee waived on yearly spend of Rs 1000000
Forex markup: 2%
Monthly APR: 3.5%
Reward rate: 0% to 0%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0
pointValuePaisa: 100
Perks: MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
GOLF
HOTEL_MEMBERSHIP
LOUNGE_ACCESS
CONCIERGE
MILESTONE_BONUS
MILESTONE_BONUS
Last verified: 2026-08-14
Kotak Zen Signature Credit Card — issued by KOTAK on the VISA network, tier: PREMIUM
Joining fee: Rs 1500
Annual fee: Rs 1500
Lifetime free: no
Annual fee waived on yearly spend of Rs 150000
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 40000 per month
Minimum age: 21 years
Maximum age: 60 years
Reward rate: 0.83% to 1.67%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.83
monthlyCapRs: 500
pointValuePaisa: 25
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 1.67
monthlyCapRs: 1125
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
FUEL_WAIVER
Last verified: 2026-08-05
OneCard Credit Card — issued by BOB on the VISA network, tier: MID
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 1%
Monthly APR: 3.75%
Minimum salary: Rs 30000 per month
Minimum age: 18 years
Maximum age: 60 years
Reward rate: 0.2% to 1%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.2
pointValuePaisa: 10
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 1
pointValuePaisa: 10
Last verified: 2026-08-08
YES Bank POP-CLUB Credit Card — issued by YES on the RUPAY network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 399
Lifetime free: no
Annual fee waived on yearly spend of Rs 150000
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 25000 per month
Minimum age: 21 years
Maximum age: 60 years
Reward rate: 0.2% to 1%
Rewards by category: category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 1
monthlyCapRs: 600
pointValuePaisa: 10
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.2
pointValuePaisa: 10
Perks: MILESTONE_BONUS
Last verified: 2026-08-08
RBL Bank Apex Credit Card — issued by RBL on the MASTERCARD network, tier: MID
Joining fee: Rs 1000
Annual fee: Rs 1000
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 25000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 1% to 1%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 1
monthlyCapRs: 500
pointValuePaisa: 100
category: TRAVEL
rewardType: CASHBACK
ratePct: 2
pointValuePaisa: 100
merchants: Flights, hotels, shopping & vouchers booked on the RBL Bank Rewards Portal
Perks: MILESTONE_BONUS
MILESTONE_BONUS
LOUNGE_ACCESS
MOVIE_TICKET
Last verified: 2026-08-06
RBL Bank BankBazaar SaveMax Credit Card — issued by RBL on the MASTERCARD network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 3.5%
Monthly APR: 3.99%
Reward rate: 0.25% to 1.25%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
category: GROCERY
rewardType: REWARD_POINTS
ratePct: 1.25
monthlyCapRs: 250
pointValuePaisa: 25
merchants: Supermarkets & grocery stores
Perks: MOVIE_TICKET
Last verified: 2026-08-06
RBL Bank BankBazaar SaveMax Pro Credit Card — issued by RBL on the MASTERCARD network, tier: MID
Joining fee: Rs 1499
Annual fee: Rs 1499
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.99%
Reward rate: 0.5% to 2.5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 25
category: GROCERY
rewardType: REWARD_POINTS
ratePct: 2.5
monthlyCapRs: 250
pointValuePaisa: 25
merchants: Supermarkets & grocery stores
category: FUEL
rewardType: REWARD_POINTS
ratePct: 1.25
monthlyCapRs: 250
pointValuePaisa: 25
merchants: Fuel / petrol pumps
Perks: MILESTONE_BONUS
MILESTONE_BONUS
MOVIE_TICKET
Last verified: 2026-08-06
RBL Bank Binge Credit Card — issued by RBL on the MASTERCARD network, tier: ENTRY
Joining fee: Rs 999
Annual fee: Rs 999
Lifetime free: no
Annual fee waived on yearly spend of Rs 100000
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 25000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.25% to 3%
Rewards by category: category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 3
monthlyCapRs: 200
pointValuePaisa: 25
merchants: Online spends
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
Perks: MOVIE_TICKET
FUEL_WAIVER
Last verified: 2026-08-06
RBL Bank Blockbuster Credit Card — issued by RBL on the MASTERCARD network, tier: MID
Joining fee: Rs 3000
Annual fee: Rs 3000
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 30000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.25% to 5%
Rewards by category: category: DINING
rewardType: REWARD_POINTS
ratePct: 5
monthlyCapRs: 500
pointValuePaisa: 25
merchants: Dining merchants, Saturday and Sunday transactions only
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
Perks: MOVIE_TICKET
MOVIE_TICKET
LOUNGE_ACCESS
MILESTONE_BONUS
MILESTONE_BONUS
FUEL_WAIVER
Last verified: 2026-08-06
RBL Bank Cookies Credit Card — issued by RBL on the MASTERCARD network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 1200
Lifetime free: no
Annual fee waived on yearly spend of Rs 60000
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 15000 per month
Minimum age: 18 years
Maximum age: 65 years
Reward rate: 0.25% to 10%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 1.25
pointValuePaisa: 25
merchants: Online spends (5X reward points)
category: DINING
rewardType: CASHBACK
ratePct: 10
monthlyCapRs: 900
pointValuePaisa: 100
merchants: Zomato, Myntra, Uber
Perks: MILESTONE_BONUS
MILESTONE_BONUS
MOVIE_TICKET
FUEL_WAIVER
Last verified: 2026-08-06
RBL Bank DMI Finance Credit Card — issued by RBL on the MASTERCARD network, tier: ENTRY
Joining fee: Rs 499
Annual fee: Rs 499
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 20000 per month
Minimum age: 21 years
Maximum age: 70 years
Reward rate: 0.25% to 0.5%
Rewards by category: category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 0.5
monthlyCapRs: 125
pointValuePaisa: 25
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.25
monthlyCapRs: 125
pointValuePaisa: 25
Perks: MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
MOVIE_TICKET
FUEL_WAIVER
Last verified: 2026-08-15
RBL Bank Icon Credit Card — issued by RBL on the MASTERCARD network, tier: MID
Joining fee: Rs 5000
Annual fee: Rs 5000
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 30000 per month
Reward rate: 0.5% to 5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 25
category: DINING
rewardType: REWARD_POINTS
ratePct: 5
monthlyCapRs: 500
pointValuePaisa: 25
merchants: Weekend dining
category: INTERNATIONAL
rewardType: REWARD_POINTS
ratePct: 5
monthlyCapRs: 500
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
MOVIE_TICKET
GOLF
FUEL_WAIVER
Last verified: 2026-08-06
RBL Bank IndianOil Credit Card — issued by RBL on the MASTERCARD network, tier: ENTRY
Joining fee: Rs 500
Annual fee: Rs 500
Lifetime free: no
Annual fee waived on yearly spend of Rs 175000
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 15000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.5% to 5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 50
category: FUEL
rewardType: REWARD_POINTS
ratePct: 5
monthlyCapRs: 500
pointValuePaisa: 50
merchants: IndianOil (IOCL) fuel stations
Perks: FUEL_WAIVER
Last verified: 2026-08-06
RBL Bank IndianOil XTRA Credit Card — issued by RBL on the MASTERCARD network, tier: MID
Joining fee: Rs 1500
Annual fee: Rs 1500
Lifetime free: no
Annual fee waived on yearly spend of Rs 275000
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 30000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 1% to 7.5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 1
pointValuePaisa: 50
category: FUEL
rewardType: REWARD_POINTS
ratePct: 7.5
monthlyCapRs: 1000
pointValuePaisa: 50
merchants: IndianOil (IOCL) fuel stations
Perks: FUEL_WAIVER
MILESTONE_BONUS
Last verified: 2026-08-06
RBL Bank IRCTC Credit Card — issued by RBL on the RUPAY network, tier: ENTRY
Joining fee: Rs 500
Annual fee: Rs 500
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 20000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.5% to 2.5%
Rewards by category: category: TRAVEL
rewardType: REWARD_POINTS
ratePct: 2.5
pointValuePaisa: 100
merchants: IRCTC train ticket bookings (railway ticketing)
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 100
Perks: LOUNGE_ACCESS
MILESTONE_BONUS
INSURANCE
Last verified: 2026-08-06
RBL Bank Lumière Credit Card — issued by RBL on the VISA network, tier: SUPER_PREMIUM
Joining fee: Rs 50000
Annual fee: Rs 50000
Lifetime free: no
Forex markup: 0%
Monthly APR: 3.4%
Reward rate: 2% to 2%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 2
pointValuePaisa: 100
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 10
pointValuePaisa: 100
merchants: Lumière rewards portal (lumiere.rbl.bank.in)
Perks: LOUNGE_ACCESS
GOLF
CONCIERGE
Last verified: 2026-08-06
RBL Bank Nova Credit Card — issued by RBL on the VISA network, tier: PREMIUM
Joining fee: Rs 12500
Annual fee: Rs 12500
Lifetime free: no
Annual fee waived on yearly spend of Rs 1000000
Forex markup: 2%
Monthly APR: 3.4%
Reward rate: 2% to 2%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 2
pointValuePaisa: 100
category: TRAVEL
rewardType: REWARD_POINTS
ratePct: 6
pointValuePaisa: 100
merchants: Nova flight & hotel booking portal
Perks: LOUNGE_ACCESS
GOLF
MILESTONE_BONUS
Last verified: 2026-08-06
RBL Bank Paisabazaar Duet Credit Card — issued by RBL on the MASTERCARD network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 15000 per month
Minimum age: 18 years
Maximum age: 65 years
Reward rate: 1% to 1%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 1
monthlyCapRs: 500
pointValuePaisa: 100
Last verified: 2026-08-06
RBL Bank Paisabazaar Duet Plus Credit Card — issued by RBL on the MASTERCARD network, tier: MID
Joining fee: Rs 1499
Annual fee: Rs 1499
Lifetime free: no
Annual fee waived on yearly spend of Rs 400000
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 25000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 1% to 2.5%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 1
monthlyCapRs: 300
pointValuePaisa: 100
category: TRAVEL
rewardType: CASHBACK
ratePct: 2.5
monthlyCapRs: 200
pointValuePaisa: 100
merchants: Travel & dining spends
Perks: FUEL_WAIVER
MOVIE_TICKET
Last verified: 2026-08-06
RBL Bank Patanjali Swarn Credit Card — issued by RBL on the RUPAY network, tier: MID
Joining fee: Rs 1499
Annual fee: Rs 1499
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 30000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.25% to 10%
Rewards by category: category: GROCERY
rewardType: CASHBACK
ratePct: 10
monthlyCapRs: 750
pointValuePaisa: 100
merchants: Patanjali stores (online & offline), min ₹500 per transaction
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
MOVIE_TICKET
FUEL_WAIVER
MILESTONE_BONUS
MILESTONE_BONUS
Last verified: 2026-08-06
RBL Bank Patanjali Vishisht Credit Card — issued by RBL on the RUPAY network, tier: ENTRY
Joining fee: Rs 499
Annual fee: Rs 499
Lifetime free: no
Annual fee waived on yearly spend of Rs 150000
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 20000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.25% to 10%
Rewards by category: category: GROCERY
rewardType: CASHBACK
ratePct: 10
monthlyCapRs: 500
pointValuePaisa: 100
merchants: Patanjali stores (online & offline), min ₹500 per transaction
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
Perks: FUEL_WAIVER
MILESTONE_BONUS
MILESTONE_BONUS
Last verified: 2026-08-06
RBL Bank Platinum Maxima Plus Credit Card — issued by RBL on the VISA network, tier: PREMIUM
Joining fee: Rs 2500
Annual fee: Rs 2500
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 40000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.5% to 2.5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 25
category: DINING
rewardType: REWARD_POINTS
ratePct: 2.5
monthlyCapRs: 250
pointValuePaisa: 25
category: GROCERY
rewardType: REWARD_POINTS
ratePct: 2.5
monthlyCapRs: 250
pointValuePaisa: 25
category: INTERNATIONAL
rewardType: REWARD_POINTS
ratePct: 2.5
monthlyCapRs: 250
pointValuePaisa: 25
category: OTT_SUBSCRIPTIONS
rewardType: REWARD_POINTS
ratePct: 2.5
monthlyCapRs: 250
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
MOVIE_TICKET
Last verified: 2026-08-15
RBL Bank Play Credit Card — issued by RBL on the MASTERCARD network, tier: ENTRY
Joining fee: Rs 500
Annual fee: Rs 500
Lifetime free: no
Annual fee waived on yearly spend of Rs 150000
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 15000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.25% to 0.25%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
Perks: MOVIE_TICKET
FUEL_WAIVER
Last verified: 2026-08-06
RBL Bank SalarySe UP Credit Card — issued by RBL on the RUPAY network, tier: ENTRY
Joining fee: Rs 499
Annual fee: Rs 499
Lifetime free: no
Annual fee waived on yearly spend of Rs 200000
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 20000 per month
Minimum age: 18 years
Maximum age: 65 years
Reward rate: 0.2% to 1%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.2
pointValuePaisa: 20
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 1
monthlyCapRs: 200
pointValuePaisa: 20
merchants: UPI spends via the SalarySe app
Last verified: 2026-08-06