DevchandraSah/indian-credit-card-facts huggingface dataset:
Shaurya Select SBI Card — issued by SBI on the RUPAY network, tier: MID
Joining fee: Rs 0
Annual fee: Rs 1499
Lifetime free: no
Annual fee waived on yearly spend of Rs 150000
Forex markup: 3.5%
Monthly APR: 2.75%
Minimum salary: Rs 25000 per month
Reward rate: 0.5% to 2.5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 25
category: DINING
rewardType: REWARD_POINTS
ratePct: 2.5
monthlyCapRs: 1500
pointValuePaisa: 25
category: GROCERY
rewardType: REWARD_POINTS
ratePct: 2.5
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
CONCIERGE
INSURANCE
FUEL_WAIVER
Last verified: 2026-08-05
SBI SimplyCLICK Credit Card — issued by SBI on the VISA network, tier: ENTRY
Joining fee: Rs 499
Annual fee: Rs 499
Lifetime free: no
Annual fee waived on yearly spend of Rs 100000
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 15000 per month
Minimum age: 18 years
Maximum age: 60 years
Reward rate: 0.2% to 2.5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.2
pointValuePaisa: 25
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 2.5
monthlyCapRs: 2500
pointValuePaisa: 25
merchants: Apollo 24x7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, Swiggy, Yatra, Gyftr, Tata CLiQ
Perks: MILESTONE_BONUS
MILESTONE_BONUS
FUEL_WAIVER
Last verified: 2026-08-05
SBI SimplySAVE Credit Card — issued by SBI on the VISA network, tier: ENTRY
Joining fee: Rs 499
Annual fee: Rs 499
Lifetime free: no
Annual fee waived on yearly spend of Rs 100000
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 15000 per month
Minimum age: 18 years
Maximum age: 60 years
Reward rate: 0.17% to 1.67%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.17
pointValuePaisa: 25
category: DINING
rewardType: REWARD_POINTS
ratePct: 1.67
monthlyCapRs: 1250
pointValuePaisa: 25
category: GROCERY
rewardType: REWARD_POINTS
ratePct: 1.67
monthlyCapRs: 1250
pointValuePaisa: 25
Perks: FUEL_WAIVER
Last verified: 2026-08-15
Tata Neu Infinity SBI Card — issued by SBI on the RUPAY network, tier: MID
Joining fee: Rs 1499
Annual fee: Rs 1499
Lifetime free: no
Annual fee waived on yearly spend of Rs 300000
Forex markup: 1.99%
Minimum salary: Rs 30000 per month
Reward rate: 1.5% to 5%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 1.5
pointValuePaisa: 100
category: GROCERY
rewardType: CASHBACK
ratePct: 1.5
monthlyCapRs: 2000
pointValuePaisa: 100
category: UTILITY_BILLS
rewardType: CASHBACK
ratePct: 1.5
monthlyCapRs: 2000
pointValuePaisa: 100
category: INSURANCE
rewardType: CASHBACK
ratePct: 1.5
monthlyCapRs: 2000
pointValuePaisa: 100
category: ONLINE_SHOPPING
rewardType: CASHBACK
ratePct: 5
pointValuePaisa: 100
merchants: Tata Neu & Tata brands
Perks: LOUNGE_ACCESS
FUEL_WAIVER
Last verified: 2026-08-05
Tata Neu Plus SBI Card — issued by SBI on the RUPAY network, tier: ENTRY
Joining fee: Rs 499
Annual fee: Rs 499
Lifetime free: no
Annual fee waived on yearly spend of Rs 100000
Forex markup: 3.5%
Minimum salary: Rs 20000 per month
Reward rate: 1% to 2%
Rewards by category: category: ONLINE_SHOPPING
rewardType: CASHBACK
ratePct: 2
pointValuePaisa: 100
merchants: Tata Neu & Tata brands
category: DEFAULT
rewardType: CASHBACK
ratePct: 1
pointValuePaisa: 100
category: GROCERY
rewardType: CASHBACK
ratePct: 1
monthlyCapRs: 1000
pointValuePaisa: 100
category: UTILITY_BILLS
rewardType: CASHBACK
ratePct: 1
monthlyCapRs: 2000
pointValuePaisa: 100
category: INSURANCE
rewardType: CASHBACK
ratePct: 1
monthlyCapRs: 2000
pointValuePaisa: 100
Perks: LOUNGE_ACCESS
FUEL_WAIVER
Last verified: 2026-08-05
Titan SBI Card — issued by SBI on the VISA network, tier: PREMIUM
Joining fee: Rs 2999
Annual fee: Rs 2999
Lifetime free: no
Annual fee waived on yearly spend of Rs 300000
Forex markup: 3.5%
Minimum salary: Rs 50000 per month
Reward rate: 1.5% to 1.5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 1.5
monthlyCapRs: 1500
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
FUEL_WAIVER
MILESTONE_BONUS
MILESTONE_BONUS
Last verified: 2026-08-05
SBI Card Unnati — issued by SBI on the VISA network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 499
Lifetime free: no
Forex markup: 3.5%
Reward rate: 0.25% to 0.25%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
Perks: MILESTONE_BONUS
FUEL_WAIVER
Last verified: 2026-08-05
SBM ZET Credit Card — issued by SBM on the RUPAY network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 2.49%
Monthly APR: 3.5%
Minimum age: 18 years
Maximum age: 65 years
Reward rate: 2% to 2%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 2
pointValuePaisa: 100
Last verified: 2026-08-08
Standard Chartered Beyond Credit Card — issued by SC on the VISA network, tier: SUPER_PREMIUM
Joining fee: Rs 15000
Annual fee: Rs 25000
Lifetime free: no
Forex markup: 2%
Monthly APR: 3.75%
Reward rate: 3.33% to 3.33%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 3.33
pointValuePaisa: 100
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 2
pointValuePaisa: 100
category: GROCERY
rewardType: REWARD_POINTS
ratePct: 2
pointValuePaisa: 100
category: INSURANCE
rewardType: REWARD_POINTS
ratePct: 2
pointValuePaisa: 100
category: EDUCATION
rewardType: REWARD_POINTS
ratePct: 2
pointValuePaisa: 100
category: GOVERNMENT
rewardType: REWARD_POINTS
ratePct: 2
pointValuePaisa: 100
category: RENT
rewardType: REWARD_POINTS
ratePct: 2
pointValuePaisa: 100
Perks: LOUNGE_ACCESS
GOLF
MOVIE_TICKET
FUEL_WAIVER
Last verified: 2026-08-07
Standard Chartered DigiSmart Credit Card — issued by SC on the VISA network, tier: MID
Joining fee: Rs 0
Annual fee: Rs 588
Lifetime free: no
Annual fee waived on yearly spend of Rs 60000
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 50000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0% to 15%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 0
pointValuePaisa: 100
category: GROCERY
rewardType: CASHBACK
ratePct: 10
monthlyCapRs: 1000
pointValuePaisa: 100
merchants: Blinkit
category: DINING
rewardType: CASHBACK
ratePct: 10
monthlyCapRs: 750
pointValuePaisa: 100
merchants: Zomato
category: TRAVEL
rewardType: CASHBACK
ratePct: 15
monthlyCapRs: 600
pointValuePaisa: 100
merchants: Ola, Yatra
Perks: MOVIE_TICKET
Last verified: 2026-08-07
Standard Chartered EaseMyTrip Credit Card — issued by SC on the VISA network, tier: ENTRY
Joining fee: Rs 350
Annual fee: Rs 350
Lifetime free: no
Annual fee waived on yearly spend of Rs 50000
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 20000 per month
Minimum age: 18 years
Maximum age: 65 years
Reward rate: 0.5% to 2.5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 25
category: TRAVEL
rewardType: REWARD_POINTS
ratePct: 2.5
pointValuePaisa: 25
merchants: Standalone airline and hotel websites, apps and outlets (identified by Visa merchant category codes). Explicitly NOT EaseMyTrip's own website or app, and not other travel aggregators — bookings made on EaseMyTrip earn only the 2 RP per ₹100 base rate.
Perks: LOUNGE_ACCESS
Last verified: 2026-08-07
Standard Chartered Manhattan Platinum Credit Card — issued by SC on the VISA network, tier: MID
Joining fee: Rs 999
Annual fee: Rs 999
Lifetime free: no
Annual fee waived on yearly spend of Rs 120000
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 25000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.5% to 5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 25
category: GROCERY
rewardType: CASHBACK
ratePct: 5
monthlyCapRs: 500
pointValuePaisa: 100
merchants: Supermarkets, grocery stores and departmental stores
Last verified: 2026-08-07
Standard Chartered Platinum Rewards Credit Card — issued by SC on the VISA network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 3.5%
Monthly APR: 1.99%
Minimum salary: Rs 20000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.17% to 0.83%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.17
pointValuePaisa: 25
category: DINING
rewardType: REWARD_POINTS
ratePct: 0.83
pointValuePaisa: 25
merchants: Restaurants and dining outlets registered under Visa dining merchant category codes
category: FUEL
rewardType: REWARD_POINTS
ratePct: 0.83
pointValuePaisa: 25
merchants: Fuel stations registered under Visa fuel merchant category codes
Last verified: 2026-08-07
Standard Chartered Priority Visa Infinite Credit Card — issued by SC on the VISA network, tier: PREMIUM
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.75%
Reward rate: 0.5% to 1.25%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 25
category: INTERNATIONAL
rewardType: REWARD_POINTS
ratePct: 1.25
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
GOLF
INSURANCE
Last verified: 2026-08-07
Standard Chartered Rewards Credit Card — issued by SC on the MASTERCARD network, tier: MID
Joining fee: Rs 0
Annual fee: Rs 1000
Lifetime free: no
Annual fee waived on yearly spend of Rs 150000
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 25000 per month
Minimum age: 18 years
Maximum age: 65 years
Reward rate: 0.67% to 0.67%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.67
pointValuePaisa: 25
category: INSURANCE
rewardType: REWARD_POINTS
ratePct: 0.17
pointValuePaisa: 25
category: GOVERNMENT
rewardType: REWARD_POINTS
ratePct: 0.17
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
FUEL_WAIVER
MILESTONE_BONUS
Last verified: 2026-08-07
Standard Chartered Smart Credit Card — issued by SC on the VISA network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 499
Lifetime free: no
Annual fee waived on yearly spend of Rs 120000
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 20000 per month
Minimum age: 18 years
Maximum age: 65 years
Reward rate: 1% to 2%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 1
monthlyCapRs: 500
pointValuePaisa: 100
category: ONLINE_SHOPPING
rewardType: CASHBACK
ratePct: 2
monthlyCapRs: 1000
pointValuePaisa: 100
Last verified: 2026-08-07
Standard Chartered Super Value Titanium Credit Card — issued by SC on the MASTERCARD network, tier: MID
Joining fee: Rs 750
Annual fee: Rs 750
Lifetime free: no
Annual fee waived on yearly spend of Rs 90000
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 60000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.17% to 5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.17
pointValuePaisa: 25
category: FUEL
rewardType: CASHBACK
ratePct: 5
monthlyCapRs: 200
pointValuePaisa: 100
merchants: All fuel stations
category: UTILITY_BILLS
rewardType: CASHBACK
ratePct: 5
monthlyCapRs: 300
pointValuePaisa: 100
merchants: SC Billpay
Last verified: 2026-08-07
Standard Chartered Ultimate Credit Card — issued by SC on the MASTERCARD network, tier: PREMIUM
Joining fee: Rs 5000
Annual fee: Rs 5000
Lifetime free: no
Forex markup: 2%
Monthly APR: 3.75%
Minimum salary: Rs 200000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 3.33% to 3.33%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 3.33
pointValuePaisa: 100
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 2
pointValuePaisa: 100
category: GROCERY
rewardType: REWARD_POINTS
ratePct: 2
pointValuePaisa: 100
category: INSURANCE
rewardType: REWARD_POINTS
ratePct: 2
pointValuePaisa: 100
category: RENT
rewardType: REWARD_POINTS
ratePct: 2
pointValuePaisa: 100
category: EDUCATION
rewardType: REWARD_POINTS
ratePct: 2
pointValuePaisa: 100
category: GOVERNMENT
rewardType: REWARD_POINTS
ratePct: 2
pointValuePaisa: 100
Perks: GOLF
LOUNGE_ACCESS
MILESTONE_BONUS
INSURANCE
Last verified: 2026-08-07
Scapia Credit Card — issued by FEDERAL on the VISA network, tier: MID
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 0%
Monthly APR: 3.75%
Minimum salary: Rs 25000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 2% to 4%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 2
pointValuePaisa: 20
category: TRAVEL
rewardType: REWARD_POINTS
ratePct: 4
pointValuePaisa: 20
merchants: Scapia app
Perks: LOUNGE_ACCESS
Last verified: 2026-08-14
slice UPI Credit Card — issued by SLICE on the RUPAY network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 0%
Monthly APR: 3.5%
Minimum salary: Rs 15000 per month
Minimum age: 18 years
Maximum age: 65 years
Reward rate: 1% to 1%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 1
pointValuePaisa: 100
Last verified: 2026-08-08
BOBCARD Uni GoldX Credit Card — issued by BOB on the RUPAY network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 0%
Monthly APR: 3.99%
Minimum age: 21 years
Maximum age: 60 years
Reward rate: 1% to 1%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 1
pointValuePaisa: 100
Perks: FUEL_WAIVER
Last verified: 2026-08-08
super.money superCard (Utkarsh SFB) — issued by UTKARSH on the RUPAY network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 3.5%
Monthly APR: 3.5%
Minimum age: 18 years
Maximum age: 70 years
Reward rate: 1% to 1%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 1
monthlyCapRs: 500
pointValuePaisa: 100
Last verified: 2026-08-08
YES Bank Ace Credit Card — issued by YES on the VISA network, tier: ENTRY
Joining fee: Rs 499
Annual fee: Rs 499
Lifetime free: no
Annual fee waived on yearly spend of Rs 50000
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 25000 per month
Reward rate: 0.4% to 0.8%
Rewards by category: category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 0.8
monthlyCapRs: 1000
pointValuePaisa: 20
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.2
monthlyCapRs: 30
pointValuePaisa: 20
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.4
pointValuePaisa: 20
Perks: FUEL_WAIVER
CONCIERGE
Last verified: 2026-08-07
YES Bank Elite+ Credit Card — issued by YES on the MASTERCARD network, tier: MID
Joining fee: Rs 999
Annual fee: Rs 999
Lifetime free: no
Annual fee waived on yearly spend of Rs 200000
Forex markup: 3%
Monthly APR: 3.99%
Minimum salary: Rs 100000 per month
Reward rate: 0.6% to 1.2%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.6
pointValuePaisa: 20
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 1.2
monthlyCapRs: 2400
pointValuePaisa: 20
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.4
monthlyCapRs: 60
pointValuePaisa: 20
Perks: LOUNGE_ACCESS
MOVIE_TICKET
FUEL_WAIVER
Last verified: 2026-08-07
YES Bank Essence Credit Card — issued by YES on the VISA network, tier: MID
Joining fee: Rs 799
Annual fee: Rs 799
Lifetime free: no
Annual fee waived on yearly spend of Rs 100000
Forex markup: 3%
Monthly APR: 3.99%
Minimum salary: Rs 30000 per month
Reward rate: 0.4% to 0.8%
Rewards by category: category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 0.8
monthlyCapRs: 1800
pointValuePaisa: 20
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.4
monthlyCapRs: 30
pointValuePaisa: 20
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.4
pointValuePaisa: 20
Perks: LOUNGE_ACCESS
MOVIE_TICKET
MILESTONE_BONUS
MILESTONE_BONUS
Last verified: 2026-08-07
YES First Exclusive Credit Card (now YES Bank RESERV) — issued by YES on the MASTERCARD network, tier: PREMIUM
Joining fee: Rs 2499
Annual fee: Rs 2499
Lifetime free: no
Annual fee waived on yearly spend of Rs 300000
Forex markup: 2%
Monthly APR: 2.99%
Minimum salary: Rs 200000 per month
Minimum age: 21 years
Maximum age: 60 years
Reward rate: 0.75% to 3%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.75
pointValuePaisa: 25
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 3
monthlyCapRs: 1250
pointValuePaisa: 25
Perks: CONCIERGE
GOLF
LOUNGE_ACCESS
FUEL_WAIVER
Last verified: 2026-08-07
YES Bank Marquee Credit Card — issued by YES on the MASTERCARD network, tier: SUPER_PREMIUM
Joining fee: Rs 9999
Annual fee: Rs 4999
Lifetime free: no
Annual fee waived on yearly spend of Rs 1000000
Forex markup: 1%
Monthly APR: 2.99%
Minimum salary: Rs 300000 per month
Minimum age: 21 years
Maximum age: 60 years
Reward rate: 2.25% to 4.5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 2.25
pointValuePaisa: 25
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 4.5
monthlyCapRs: 25000
pointValuePaisa: 25
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 1.25
monthlyCapRs: 313
pointValuePaisa: 25
category: OTT_SUBSCRIPTIONS
rewardType: REWARD_POINTS
ratePct: 1.25
pointValuePaisa: 25
Perks: CONCIERGE
GOLF
LOUNGE_ACCESS
MOVIE_TICKET
COBRANDED_OTT
FUEL_WAIVER
Last verified: 2026-08-07
YES Private Credit Card — issued by YES on the MASTERCARD network, tier: SUPER_PREMIUM
Joining fee: Rs 50000
Annual fee: Rs 10000
Lifetime free: no
Annual fee waived on yearly spend of Rs 2500000
Forex markup: 0.5%
Monthly APR: 2.99%
Reward rate: 2.5% to 5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 2.5
pointValuePaisa: 25
category: INTERNATIONAL
rewardType: REWARD_POINTS
ratePct: 5
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
HOTEL_MEMBERSHIP
GOLF
CONCIERGE
FUEL_WAIVER
Last verified: 2026-08-07
YES Private Prime Credit Card — issued by YES on the MASTERCARD network, tier: SUPER_PREMIUM
Joining fee: Rs 20000
Annual fee: Rs 10000
Lifetime free: no
Annual fee waived on yearly spend of Rs 2000000
Forex markup: 0.5%
Monthly APR: 2.99%
Reward rate: 2.5% to 5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 2.5
pointValuePaisa: 25
category: INTERNATIONAL
rewardType: REWARD_POINTS
ratePct: 5
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
HOTEL_MEMBERSHIP
GOLF
CONCIERGE
FUEL_WAIVER
Last verified: 2026-08-07
YES Bank Select Credit Card — issued by YES on the VISA network, tier: ENTRY
Joining fee: Rs 599
Annual fee: Rs 599
Lifetime free: no
Annual fee waived on yearly spend of Rs 100000
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 50000 per month
Reward rate: 0.4% to 0.8%
Rewards by category: category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 0.8
monthlyCapRs: 1000
pointValuePaisa: 20
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.2
monthlyCapRs: 30
pointValuePaisa: 20
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.4
pointValuePaisa: 20
Perks: LOUNGE_ACCESS
GOLF
MOVIE_TICKET
CONCIERGE
FUEL_WAIVER
Last verified: 2026-08-07
YES Bank Wellness Plus Credit Card — issued by YES on the VISA network, tier: MID
Joining fee: Rs 1499
Annual fee: Rs 1499
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 20000 per month
Minimum age: 21 years
Maximum age: 60 years
Reward rate: 0.6% to 3%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.6
pointValuePaisa: 20
category: GROCERY
rewardType: REWARD_POINTS
ratePct: 3
pointValuePaisa: 20
merchants: Pharmacy & chemist stores
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.6
monthlyCapRs: 90
pointValuePaisa: 20
Perks: LOUNGE_ACCESS
INSURANCE
MILESTONE_BONUS
FUEL_WAIVER
Last verified: 2026-08-07
YES Bank Zagg Credit Card — issued by YES on the RUPAY network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 3.5%
Monthly APR: 3.99%
Minimum salary: Rs 25000 per month
Minimum age: 21 years
Maximum age: 60 years
Reward rate: 0.75% to 0.75%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.75
pointValuePaisa: 25
merchants: Zagg app — UPI and contactless spends
Perks: LOUNGE_ACCESS
Last verified: 2026-08-08