DevchandraSah/indian-credit-card-facts huggingface dataset:
IDFC FIRST Gaj Credit Card — issued by IDFC on the VISA network, tier: SUPER_PREMIUM
Joining fee: Rs 12500
Annual fee: Rs 12500
Lifetime free: no
Annual fee waived on yearly spend of Rs 1000000
Forex markup: 0%
Reward rate: 0.83% to 0.83%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.83
pointValuePaisa: 25
category: INTERNATIONAL
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 25
category: TRAVEL
rewardType: REWARD_POINTS
ratePct: 16.67
monthlyCapRs: 15000
pointValuePaisa: 100
merchants: Flight & hotel bookings made through the IDFC FIRST Bank mobile app — the hotel leg earns 50 RP per ₹150 total, flights 25 RP per ₹150; a single 15,000 bonus-point monthly cap is shared across both legs, so this row uses the conservative flight-leg encoding; points worth ₹1 each on travel
Perks: LOUNGE_ACCESS
GOLF
FUEL_WAIVER
Last verified: 2026-08-07
IDFC FIRST Hello Cashback Credit Card — issued by IDFC on the RUPAY network, tier: MID
Joining fee: Rs 1000
Annual fee: Rs 1000
Lifetime free: no
Annual fee waived on yearly spend of Rs 200000
Forex markup: 3.5%
Minimum salary: Rs 0 per month
Minimum age: 18 years
Maximum age: 80 years
Reward rate: 1% to 3%
Rewards by category: category: ONLINE_SHOPPING
rewardType: CASHBACK
ratePct: 3
monthlyCapRs: 1000
pointValuePaisa: 100
category: DEFAULT
rewardType: CASHBACK
ratePct: 1
monthlyCapRs: 1500
pointValuePaisa: 100
category: UTILITY_BILLS
rewardType: CASHBACK
ratePct: 1
monthlyCapRs: 1500
pointValuePaisa: 100
category: TRAVEL
rewardType: CASHBACK
ratePct: 4
monthlyCapRs: 1500
pointValuePaisa: 100
merchants: Hotel and flight bookings made through the IDFC FIRST Bank mobile app
Perks: FUEL_WAIVER
INSURANCE
Last verified: 2026-08-15
IDFC FIRST HPCL Power+ Credit Card — issued by IDFC on the RUPAY network, tier: MID
Joining fee: Rs 499
Annual fee: Rs 499
Lifetime free: no
Annual fee waived on yearly spend of Rs 150000
Forex markup: 3.5%
Minimum salary: Rs 25000 per month
Minimum age: 21 years
Reward rate: 0.5% to 5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 25
category: FUEL
rewardType: REWARD_POINTS
ratePct: 5
monthlyCapRs: 600
pointValuePaisa: 25
merchants: Hindustan Petroleum (HPCL)
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 5
monthlyCapRs: 2000
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
MOVIE_TICKET
CONCIERGE
Last verified: 2026-08-07
IndiGo IDFC FIRST Credit Card — issued by IDFC on the MASTERCARD network, tier: PREMIUM
Joining fee: Rs 4999
Annual fee: Rs 4999
Lifetime free: no
Forex markup: 1.49%
Minimum salary: Rs 60000 per month
Minimum age: 21 years
Maximum age: 60 years
Reward rate: 1.26% to 2.52%
Rewards by category: category: TRAVEL
rewardType: AIRLINE_MILES
ratePct: 2.52
pointValuePaisa: 42
merchants: IndiGo flight bookings on goindigo.in and the IndiGo app
category: DEFAULT
rewardType: AIRLINE_MILES
ratePct: 1.26
pointValuePaisa: 42
category: UTILITY_BILLS
rewardType: AIRLINE_MILES
ratePct: 0.21
pointValuePaisa: 42
category: FUEL
rewardType: AIRLINE_MILES
ratePct: 0.21
pointValuePaisa: 42
category: RENT
rewardType: AIRLINE_MILES
ratePct: 0.21
pointValuePaisa: 42
category: INSURANCE
rewardType: AIRLINE_MILES
ratePct: 0.21
pointValuePaisa: 42
category: WALLET
rewardType: AIRLINE_MILES
ratePct: 0.21
pointValuePaisa: 42
category: EDUCATION
rewardType: AIRLINE_MILES
ratePct: 0.21
pointValuePaisa: 42
category: GOVERNMENT
rewardType: AIRLINE_MILES
ratePct: 0.21
pointValuePaisa: 42
Perks: MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
GOLF
INSURANCE
Last verified: 2026-08-08
LIC Classic Credit Card — issued by IDFC on the MASTERCARD network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 3.5%
Minimum salary: Rs 25000 per month
Minimum age: 21 years
Maximum age: 60 years
Reward rate: 0.6% to 1.2%
Rewards by category: category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 1.2
pointValuePaisa: 25
merchants: LIC insurance premium payments made on LIC of India's official website (licindia.in)
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.6
monthlyCapRs: 75
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
FUEL_WAIVER
INSURANCE
Last verified: 2026-08-07
LIC Select Credit Card — issued by IDFC on the MASTERCARD network, tier: MID
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 3.5%
Minimum salary: Rs 35000 per month
Minimum age: 21 years
Maximum age: 60 years
Reward rate: 1% to 2%
Rewards by category: category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 2
pointValuePaisa: 25
merchants: LIC insurance premium payments made on LIC of India's official website (licindia.in)
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 1
monthlyCapRs: 150
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
FUEL_WAIVER
INSURANCE
Last verified: 2026-08-07
IDFC FIRST Mayura Credit Card — issued by IDFC on the VISA network, tier: SUPER_PREMIUM
Joining fee: Rs 5999
Annual fee: Rs 5999
Lifetime free: no
Forex markup: 0%
Minimum salary: Rs 150000 per month
Reward rate: 0.83% to 0.83%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.83
pointValuePaisa: 25
category: INTERNATIONAL
rewardType: REWARD_POINTS
ratePct: 0.83
pointValuePaisa: 25
category: TRAVEL
rewardType: REWARD_POINTS
ratePct: 8.33
monthlyCapRs: 12500
pointValuePaisa: 50
merchants: IDFC FIRST app hotel and flight bookings — hotels earn 40 RP per ₹150 total, flights 25 RP per ₹150; a single 25,000 bonus-point monthly cap is shared across both legs, so this row uses the conservative flight-leg encoding
Perks: LOUNGE_ACCESS
GOLF
MOVIE_TICKET
MILESTONE_BONUS
MILESTONE_BONUS
FUEL_WAIVER
Last verified: 2026-08-07
IDFC FIRST Millennia Credit Card — issued by IDFC on the VISA network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 3.5%
Monthly APR: 0.71%
Minimum salary: Rs 25000 per month
Minimum age: 18 years
Maximum age: 60 years
Reward rate: 0.38% to 1.25%
Rewards by category: category: DINING
rewardType: REWARD_POINTS
ratePct: 1.25
pointValuePaisa: 25
category: TRAVEL
rewardType: REWARD_POINTS
ratePct: 1.25
pointValuePaisa: 25
category: INTERNATIONAL
rewardType: REWARD_POINTS
ratePct: 1.25
pointValuePaisa: 25
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.13
pointValuePaisa: 25
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.38
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
INSURANCE
MOVIE_TICKET
FUEL_WAIVER
Last verified: 2026-08-14
IDFC FIRST Power Credit Card — issued by IDFC on the RUPAY network, tier: MID
Joining fee: Rs 199
Annual fee: Rs 199
Lifetime free: no
Annual fee waived on yearly spend of Rs 50000
Forex markup: 3.5%
Minimum salary: Rs 25000 per month
Minimum age: 21 years
Reward rate: 0.33% to 3.5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.33
pointValuePaisa: 25
category: FUEL
rewardType: REWARD_POINTS
ratePct: 3.5
monthlyCapRs: 175
pointValuePaisa: 25
merchants: Hindustan Petroleum (HPCL)
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 2.5
monthlyCapRs: 1000
pointValuePaisa: 25
Perks: INSURANCE
CONCIERGE
Last verified: 2026-08-14
IDFC FIRST Select Credit Card — issued by IDFC on the VISA network, tier: PREMIUM
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 1.99%
Minimum salary: Rs 100000 per month
Reward rate: 0.38% to 1.25%
Rewards by category: category: DINING
rewardType: REWARD_POINTS
ratePct: 1.25
pointValuePaisa: 25
category: TRAVEL
rewardType: REWARD_POINTS
ratePct: 1.25
pointValuePaisa: 25
category: INTERNATIONAL
rewardType: REWARD_POINTS
ratePct: 1.25
pointValuePaisa: 25
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.13
pointValuePaisa: 25
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.38
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
FUEL_WAIVER
MOVIE_TICKET
INSURANCE
Last verified: 2026-08-14
IDFC FIRST SWYP Credit Card — issued by IDFC on the MASTERCARD network, tier: ENTRY
Joining fee: Rs 499
Annual fee: Rs 499
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 0%
Minimum salary: Rs 25000 per month
Minimum age: 18 years
Reward rate: 1% to 1%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 1
monthlyCapRs: 1000
pointValuePaisa: 25
category: TRAVEL
rewardType: REWARD_POINTS
ratePct: 3
pointValuePaisa: 25
merchants: Hotel and flight bookings made through the FIRST Rewards Gallery in the IDFC FIRST Bank app
Perks: LOUNGE_ACCESS
MOVIE_TICKET
MILESTONE_BONUS
FUEL_WAIVER
Last verified: 2026-08-07
IDFC FIRST WOW! Credit Card — issued by IDFC on the VISA network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 0%
Minimum salary: Rs 0 per month
Minimum age: 18 years
Maximum age: 80 years
Reward rate: 0.5% to 0.5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 25
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.13
pointValuePaisa: 25
Perks: FUEL_WAIVER
Last verified: 2026-08-14
IDFC FIRST WOW! Black Credit Card — issued by IDFC on the MASTERCARD network, tier: PREMIUM
Joining fee: Rs 750
Annual fee: Rs 750
Lifetime free: no
Annual fee waived on yearly spend of Rs 150000
Forex markup: 0%
Minimum salary: Rs 0 per month
Minimum age: 18 years
Maximum age: 80 years
Reward rate: 0.67% to 0.67%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.67
pointValuePaisa: 25
category: INTERNATIONAL
rewardType: REWARD_POINTS
ratePct: 0.67
pointValuePaisa: 25
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.17
pointValuePaisa: 25
category: TRAVEL
rewardType: REWARD_POINTS
ratePct: 5
monthlyCapRs: 4000
pointValuePaisa: 50
merchants: Hotel and flight bookings made through the IDFC FIRST Bank mobile app — the hotel leg earns bonus RP worth 16.7% of the booking, flights 10%; a single 8,000 bonus-point monthly cap is shared across both legs, so this row uses the conservative flight-leg encoding
Perks: LOUNGE_ACCESS
FUEL_WAIVER
GOLF
MOVIE_TICKET
HOTEL_MEMBERSHIP
INSURANCE
Last verified: 2026-08-08
IndusInd Bank Avios Visa Infinite Credit Card — issued by INDUSIND on the VISA network, tier: PREMIUM
Joining fee: Rs 10000
Annual fee: Rs 5000
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3%
Minimum salary: Rs 100000 per month
Reward rate: 1.5% to 3%
Rewards by category: category: DEFAULT
rewardType: AIRLINE_MILES
ratePct: 1.5
pointValuePaisa: 100
category: TRAVEL
rewardType: AIRLINE_MILES
ratePct: 2.5
pointValuePaisa: 100
merchants: British Airways, Qatar Airways
category: INTERNATIONAL
rewardType: AIRLINE_MILES
ratePct: 3
pointValuePaisa: 100
category: UTILITY_BILLS
rewardType: AIRLINE_MILES
ratePct: 0.5
pointValuePaisa: 100
category: GOVERNMENT
rewardType: AIRLINE_MILES
ratePct: 0.5
pointValuePaisa: 100
category: EDUCATION
rewardType: AIRLINE_MILES
ratePct: 0.5
pointValuePaisa: 100
category: INSURANCE
rewardType: AIRLINE_MILES
ratePct: 0.5
pointValuePaisa: 100
Perks: CONCIERGE
LOUNGE_ACCESS
MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
FUEL_WAIVER
Last verified: 2026-08-06
IndusInd Bank Celesta Credit Card — issued by INDUSIND on the AMEX network, tier: SUPER_PREMIUM
Joining fee: Rs 25000
Annual fee: Rs 5000
Lifetime free: no
Annual fee waived on yearly spend of Rs 1000000
Forex markup: 3.5%
Monthly APR: 2.99%
Minimum salary: Rs 125000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.75% to 2.25%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.75
pointValuePaisa: 75
category: INTERNATIONAL
rewardType: REWARD_POINTS
ratePct: 2.25
pointValuePaisa: 75
Perks: LOUNGE_ACCESS
GOLF
FUEL_WAIVER
Last verified: 2026-08-06
CRED IndusInd Bank RuPay Credit Card — issued by INDUSIND on the RUPAY network, tier: MID
Joining fee: Rs 0
Annual fee: Rs 499
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.95%
Minimum salary: Rs 25000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 1% to 5%
Rewards by category: category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 5
monthlyCapRs: 5000
pointValuePaisa: 100
category: INTERNATIONAL
rewardType: REWARD_POINTS
ratePct: 1
pointValuePaisa: 100
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 1
pointValuePaisa: 100
merchants: CRED app
category: INSURANCE
rewardType: REWARD_POINTS
ratePct: 1
pointValuePaisa: 100
merchants: CRED app
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 1
pointValuePaisa: 100
Perks: FUEL_WAIVER
Last verified: 2026-08-06
IndusInd Bank Crest Credit Card — issued by INDUSIND on the MASTERCARD network, tier: SUPER_PREMIUM
Joining fee: Rs 75000
Annual fee: Rs 10000
Lifetime free: no
Annual fee waived on yearly spend of Rs 1000000
Forex markup: 1.8%
Monthly APR: 2.99%
Reward rate: 0.75% to 1.88%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.75
pointValuePaisa: 75
category: INTERNATIONAL
rewardType: REWARD_POINTS
ratePct: 1.88
pointValuePaisa: 75
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.53
pointValuePaisa: 75
category: INSURANCE
rewardType: REWARD_POINTS
ratePct: 0.53
pointValuePaisa: 75
category: GOVERNMENT
rewardType: REWARD_POINTS
ratePct: 0.53
pointValuePaisa: 75
category: EDUCATION
rewardType: REWARD_POINTS
ratePct: 0.53
pointValuePaisa: 75
category: RENT
rewardType: REWARD_POINTS
ratePct: 0.53
pointValuePaisa: 75
Perks: LOUNGE_ACCESS
GOLF
FUEL_WAIVER
CONCIERGE
Last verified: 2026-08-06
IndusInd Bank Duo Card — issued by INDUSIND on the VISA network, tier: MID
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 3.5%
Monthly APR: 3.83%
Minimum salary: Rs 30000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.34% to 0.34%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.34
pointValuePaisa: 50
Perks: MOVIE_TICKET
FUEL_WAIVER
INSURANCE
Last verified: 2026-08-06
IndusInd Bank EazyDiner Signature Credit Card — issued by INDUSIND on the VISA network, tier: MID
Joining fee: Rs 2999
Annual fee: Rs 2999
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.83%
Minimum salary: Rs 30000 per month
Reward rate: 0.4% to 25%
Rewards by category: category: DINING
rewardType: CASHBACK
ratePct: 25
monthlyCapRs: 2000
pointValuePaisa: 100
merchants: PayEazy-enabled EazyDiner restaurants
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.4
pointValuePaisa: 10
category: TRAVEL
rewardType: REWARD_POINTS
ratePct: 1
pointValuePaisa: 10
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 1
pointValuePaisa: 10
Perks: FUEL_WAIVER
Last verified: 2026-08-06
EazyDiner IndusInd Bank Platinum Credit Card — issued by INDUSIND on the VISA network, tier: MID
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 3.5%
Monthly APR: 3.83%
Reward rate: 0.4% to 20%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.4
pointValuePaisa: 20
category: DINING
rewardType: CASHBACK
ratePct: 20
monthlyCapRs: 1500
pointValuePaisa: 100
merchants: EazyDiner partner restaurants (booked and paid via the EazyDiner app / PayEazy)
category: RENT
rewardType: REWARD_POINTS
ratePct: 0.14
pointValuePaisa: 20
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.14
pointValuePaisa: 20
category: INSURANCE
rewardType: REWARD_POINTS
ratePct: 0.14
pointValuePaisa: 20
category: GOVERNMENT
rewardType: REWARD_POINTS
ratePct: 0.14
pointValuePaisa: 20
Perks: MILESTONE_BONUS
FUEL_WAIVER
MOVIE_TICKET
Last verified: 2026-08-06
IndusInd Bank ePay Amex Credit Card — issued by INDUSIND on the AMEX network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 3.5%
Monthly APR: 3.95%
Minimum salary: Rs 20000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.35% to 0.35%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.35
pointValuePaisa: 35
Perks: MILESTONE_BONUS
Last verified: 2026-08-06
IndusInd Bank Indulge Credit Card — issued by INDUSIND on the VISA network, tier: SUPER_PREMIUM
Joining fee: Rs 75000
Annual fee: Rs 10000
Lifetime free: no
Annual fee waived on yearly spend of Rs 1000000
Forex markup: 1.8%
Monthly APR: 1.79%
Reward rate: 0.5% to 0.5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 50
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.35
pointValuePaisa: 50
category: INSURANCE
rewardType: REWARD_POINTS
ratePct: 0.35
pointValuePaisa: 50
category: GOVERNMENT
rewardType: REWARD_POINTS
ratePct: 0.35
pointValuePaisa: 50
category: EDUCATION
rewardType: REWARD_POINTS
ratePct: 0.35
pointValuePaisa: 50
Perks: LOUNGE_ACCESS
GOLF
FUEL_WAIVER
CONCIERGE
INSURANCE
Last verified: 2026-08-14
IndusInd Bank Jio-bp Mobility+ Credit Card — issued by INDUSIND on the RUPAY network, tier: MID
Joining fee: Rs 499
Annual fee: Rs 0
Lifetime free: no
Annual fee waived on yearly spend of Rs 10000
Forex markup: 3.5%
Monthly APR: 3.95%
Minimum salary: Rs 25000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.5% to 3%
Rewards by category: category: FUEL
rewardType: REWARD_POINTS
ratePct: 3
monthlyCapRs: 300
pointValuePaisa: 25
merchants: Jio-bp
category: DINING
rewardType: REWARD_POINTS
ratePct: 1.25
pointValuePaisa: 25
category: GROCERY
rewardType: REWARD_POINTS
ratePct: 1.25
pointValuePaisa: 25
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 25
Perks: FUEL_WAIVER
MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
Last verified: 2026-08-06
IndusInd Bank Legend Credit Card — issued by INDUSIND on the VISA network, tier: PREMIUM
Joining fee: Rs 5000
Annual fee: Rs 0
Lifetime free: no
Forex markup: 1.8%
Monthly APR: 3.95%
Minimum salary: Rs 100000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.72% to 0.72%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.72
pointValuePaisa: 50
Perks: MOVIE_TICKET
FUEL_WAIVER
MILESTONE_BONUS
Last verified: 2026-08-06
IndusInd Bank Nexxt Credit Card — issued by INDUSIND on the VISA network, tier: PREMIUM
Joining fee: Rs 10000
Annual fee: Rs 0
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.83%
Minimum salary: Rs 50000 per month
Reward rate: 0.5% to 0.5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 75
Perks: FUEL_WAIVER
MOVIE_TICKET
Last verified: 2026-08-08
IndusInd Bank Pinnacle Credit Card — issued by INDUSIND on the MASTERCARD network, tier: SUPER_PREMIUM
Joining fee: Rs 15000
Annual fee: Rs 0
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.83%
Minimum salary: Rs 83333 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.75% to 1.88%
Rewards by category: category: TRAVEL
rewardType: REWARD_POINTS
ratePct: 1.13
pointValuePaisa: 75
category: RENT
rewardType: REWARD_POINTS
ratePct: 0.75
monthlyCapRs: 375
pointValuePaisa: 75
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 1.88
pointValuePaisa: 75
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.75
pointValuePaisa: 75
Perks: GOLF
LOUNGE_ACCESS
CONCIERGE
MOVIE_TICKET
FUEL_WAIVER
Last verified: 2026-08-06
IndusInd Bank Pioneer Heritage Credit Card — issued by INDUSIND on the MASTERCARD network, tier: SUPER_PREMIUM
Joining fee: Rs 100000
Annual fee: Rs 25000
Lifetime free: no
Annual fee waived on yearly spend of Rs 1000000
Forex markup: 0%
Monthly APR: 2.99%
Reward rate: 1% to 2.5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 1
pointValuePaisa: 100
category: INTERNATIONAL
rewardType: REWARD_POINTS
ratePct: 2.5
pointValuePaisa: 100
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.7
pointValuePaisa: 100
category: INSURANCE
rewardType: REWARD_POINTS
ratePct: 0.7
pointValuePaisa: 100
category: GOVERNMENT
rewardType: REWARD_POINTS
ratePct: 0.7
pointValuePaisa: 100
category: EDUCATION
rewardType: REWARD_POINTS
ratePct: 0.7
pointValuePaisa: 100
category: RENT
rewardType: REWARD_POINTS
ratePct: 0.7
pointValuePaisa: 100
Perks: LOUNGE_ACCESS
GOLF
FUEL_WAIVER
HOTEL_MEMBERSHIP
CONCIERGE
MOVIE_TICKET
Last verified: 2026-08-06
IndusInd Bank Pioneer Legacy Credit Card — issued by INDUSIND on the VISA network, tier: SUPER_PREMIUM
Joining fee: Rs 50000
Annual fee: Rs 0
Lifetime free: no
Forex markup: 1.8%
Monthly APR: 3.83%
Reward rate: 1.29% to 1.29%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 1.29
pointValuePaisa: 100
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.7
pointValuePaisa: 100
category: INSURANCE
rewardType: REWARD_POINTS
ratePct: 0.7
pointValuePaisa: 100
category: GOVERNMENT
rewardType: REWARD_POINTS
ratePct: 0.7
pointValuePaisa: 100
category: EDUCATION
rewardType: REWARD_POINTS
ratePct: 0.7
pointValuePaisa: 100
category: RENT
rewardType: REWARD_POINTS
ratePct: 0.7
pointValuePaisa: 100
Perks: LOUNGE_ACCESS
GOLF
FUEL_WAIVER
MOVIE_TICKET
MILESTONE_BONUS
CONCIERGE
Last verified: 2026-08-06
IndusInd Bank Pioneer Private Credit Card — issued by INDUSIND on the VISA network, tier: SUPER_PREMIUM
Joining fee: Rs 0
Annual fee: Rs 25000
Lifetime free: no
Annual fee waived on yearly spend of Rs 1000000
Forex markup: 0%
Monthly APR: 2%
Reward rate: 3% to 3%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 3
pointValuePaisa: 100
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.7
pointValuePaisa: 100
category: INSURANCE
rewardType: REWARD_POINTS
ratePct: 0.7
pointValuePaisa: 100
category: EDUCATION
rewardType: REWARD_POINTS
ratePct: 0.7
pointValuePaisa: 100
category: GOVERNMENT
rewardType: REWARD_POINTS
ratePct: 0.7
pointValuePaisa: 100
Perks: LOUNGE_ACCESS
GOLF
MOVIE_TICKET
FUEL_WAIVER
HOTEL_MEMBERSHIP
CONCIERGE
MILESTONE_BONUS
Last verified: 2026-08-06
IndusInd Bank Platinum Credit Card — issued by INDUSIND on the VISA network, tier: MID
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 3.5%
Monthly APR: 3.95%
Minimum salary: Rs 25000 per month
Minimum age: 21 years
Maximum age: 60 years
Reward rate: 0.4% to 0.4%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.4
pointValuePaisa: 40
Perks: FUEL_WAIVER
Last verified: 2026-08-06
IndusInd Bank Platinum Aura Edge Credit Card — issued by INDUSIND on the VISA network, tier: MID
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 3.5%
Monthly APR: 3.95%
Minimum salary: Rs 25000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.2% to 1.6%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.2
pointValuePaisa: 40
category: DINING
rewardType: REWARD_POINTS
ratePct: 1.6
pointValuePaisa: 40
Perks: FUEL_WAIVER
INSURANCE
Last verified: 2026-08-06
IndusInd Bank Platinum RuPay Credit Card — issued by INDUSIND on the RUPAY network, tier: MID
Joining fee: Rs 10000
Annual fee: Rs 0
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.95%
Minimum salary: Rs 25000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.7% to 0.7%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.7
pointValuePaisa: 35
Perks: FUEL_WAIVER
INSURANCE
Last verified: 2026-08-06
IndusInd Bank Samman Credit Card — issued by INDUSIND on the RUPAY network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 199
Lifetime free: no
Annual fee waived on yearly spend of Rs 75000
Forex markup: 3.5%
Monthly APR: 3.95%
Minimum salary: Rs 25000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 1% to 1%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 1
monthlyCapRs: 200
pointValuePaisa: 100
Perks: MOVIE_TICKET
FUEL_WAIVER
INSURANCE
Last verified: 2026-08-06