DevchandraSah/indian-credit-card-facts huggingface dataset:
American Express Centurion Card — issued by AMEX on the AMEX network, tier: SUPER_PREMIUM
Joining fee: Rs 700000
Annual fee: Rs 275000
Lifetime free: no
Reward rate: 1.2% to 1.2%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 1.2
pointValuePaisa: 60
Perks: CONCIERGE
LOUNGE_ACCESS
HOTEL_MEMBERSHIP
INSURANCE
Last verified: 2026-08-07
American Express Gold Card — issued by AMEX on the AMEX network, tier: PREMIUM
Joining fee: Rs 1000
Annual fee: Rs 4500
Lifetime free: no
Forex markup: 3.5%
Minimum salary: Rs 50000 per month
Reward rate: 1% to 1%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 1
pointValuePaisa: 50
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 1
monthlyCapRs: 5000
pointValuePaisa: 50
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 5
monthlyCapRs: 5000
pointValuePaisa: 50
merchants: Reward Multiplier (ShopWise) partners
Perks: INSURANCE
MILESTONE_BONUS
Last verified: 2026-08-07
American Express Membership Rewards Credit Card — issued by AMEX on the AMEX network, tier: MID
Joining fee: Rs 1000
Annual fee: Rs 4500
Lifetime free: no
Annual fee waived on yearly spend of Rs 150000
Forex markup: 3.5%
Monthly APR: 3.5%
Minimum salary: Rs 37500 per month
Minimum age: 18 years
Maximum age: 60 years
Reward rate: 1% to 1%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 1
pointValuePaisa: 50
Perks: MILESTONE_BONUS
MILESTONE_BONUS
Last verified: 2026-08-07
American Express Platinum Card — issued by AMEX on the AMEX network, tier: SUPER_PREMIUM
Joining fee: Rs 66000
Annual fee: Rs 66000
Lifetime free: no
Forex markup: 3.5%
Minimum salary: Rs 208333 per month
Reward rate: 1.5% to 4.5%
Rewards by category: category: FUEL
rewardType: REWARD_POINTS
ratePct: 3
monthlyCapRs: 3000
pointValuePaisa: 60
category: INTERNATIONAL
rewardType: REWARD_POINTS
ratePct: 4.5
pointValuePaisa: 60
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 7.5
pointValuePaisa: 60
merchants: ShopWise (Reward Multiplier) & Rewards Xcelerator
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 1.5
pointValuePaisa: 60
Perks: CONCIERGE
HOTEL_MEMBERSHIP
LOUNGE_ACCESS
INSURANCE
MILESTONE_BONUS
Last verified: 2026-08-07
American Express Platinum Reserve Credit Card — issued by AMEX on the AMEX network, tier: PREMIUM
Joining fee: Rs 10000
Annual fee: Rs 10000
Lifetime free: no
Annual fee waived on yearly spend of Rs 1000000
Forex markup: 3.5%
Monthly APR: 3.5%
Minimum salary: Rs 50000 per month
Reward rate: 1% to 1%
Rewards by category: category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 3
pointValuePaisa: 50
merchants: Reward Multiplier portal
category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 1
pointValuePaisa: 50
Perks: HOTEL_MEMBERSHIP
LOUNGE_ACCESS
GOLF
MILESTONE_BONUS
FUEL_WAIVER
CONCIERGE
Last verified: 2026-08-07
American Express Platinum Travel Credit Card — issued by AMEX on the AMEX network, tier: PREMIUM
Joining fee: Rs 5000
Annual fee: Rs 5000
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.5%
Minimum salary: Rs 50000 per month
Minimum age: 18 years
Maximum age: 65 years
Reward rate: 1% to 1%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 1
pointValuePaisa: 50
Perks: LOUNGE_ACCESS
MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
Last verified: 2026-08-14
American Express SmartEarn Credit Card — issued by AMEX on the AMEX network, tier: ENTRY
Joining fee: Rs 495
Annual fee: Rs 495
Lifetime free: no
Annual fee waived on yearly spend of Rs 40000
Forex markup: 3.5%
Monthly APR: 3.5%
Minimum salary: Rs 37500 per month
Reward rate: 1% to 10%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 1
pointValuePaisa: 50
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 10
monthlyCapRs: 250
pointValuePaisa: 50
merchants: Flipkart, Uber, BookMyShow, Ajio, Nykaa, PVR, BlinkIt, Myntra
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 10
monthlyCapRs: 250
pointValuePaisa: 50
merchants: EaseMyTrip, Zomato
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 5
monthlyCapRs: 125
pointValuePaisa: 50
merchants: Amazon
Perks: MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
Last verified: 2026-08-07
AU Altura Credit Card — issued by AU on the RUPAY network, tier: ENTRY
Joining fee: Rs 199
Annual fee: Rs 199
Lifetime free: no
Annual fee waived on yearly spend of Rs 40000
Forex markup: 3.49%
Monthly APR: 3.75%
Minimum salary: Rs 12000 per month
Minimum age: 21 years
Maximum age: 60 years
Reward rate: 1% to 2%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 1
monthlyCapRs: 50
pointValuePaisa: 100
category: GROCERY
rewardType: CASHBACK
ratePct: 2
monthlyCapRs: 50
pointValuePaisa: 100
category: UTILITY_BILLS
rewardType: CASHBACK
ratePct: 2
monthlyCapRs: 50
pointValuePaisa: 100
Perks: MILESTONE_BONUS
FUEL_WAIVER
Last verified: 2026-08-15
AU Altura Plus Credit Card — issued by AU on the RUPAY network, tier: ENTRY
Joining fee: Rs 499
Annual fee: Rs 499
Lifetime free: no
Annual fee waived on yearly spend of Rs 80000
Forex markup: 3.49%
Monthly APR: 3.75%
Minimum salary: Rs 15000 per month
Minimum age: 21 years
Maximum age: 60 years
Reward rate: 1.5% to 1.5%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 1.5
monthlyCapRs: 100
pointValuePaisa: 100
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 25
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
category: INSURANCE
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
Perks: MILESTONE_BONUS
FUEL_WAIVER
Last verified: 2026-08-07
AU Ananta Credit Card — issued by AU on the VISA network, tier: MID
Joining fee: Rs 2000
Annual fee: Rs 2000
Lifetime free: no
Annual fee waived on yearly spend of Rs 300000
Forex markup: 3.49%
Monthly APR: 3.75%
Minimum salary: Rs 25000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.5% to 1.25%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 25
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 1.25
monthlyCapRs: 1250
pointValuePaisa: 25
category: DINING
rewardType: REWARD_POINTS
ratePct: 1.25
monthlyCapRs: 1250
pointValuePaisa: 25
category: TRAVEL
rewardType: REWARD_POINTS
ratePct: 1.25
monthlyCapRs: 1250
pointValuePaisa: 25
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
category: INSURANCE
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
FUEL_WAIVER
Last verified: 2026-08-15
AU CA Credit Card — issued by AU on the VISA network, tier: MID
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 1.99%
Monthly APR: 2.99%
Minimum salary: Rs 25000 per month
Minimum age: 21 years
Maximum age: 75 years
Reward rate: 0.5% to 2%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 25
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
category: DINING
rewardType: REWARD_POINTS
ratePct: 2
monthlyCapRs: 1250
pointValuePaisa: 25
category: TRAVEL
rewardType: REWARD_POINTS
ratePct: 2
monthlyCapRs: 1250
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
CONCIERGE
FUEL_WAIVER
INSURANCE
Last verified: 2026-08-15
AU CS Credit Card — issued by AU on the VISA network, tier: MID
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 1.99%
Monthly APR: 2.99%
Minimum salary: Rs 25000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.5% to 2%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 25
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
category: DINING
rewardType: REWARD_POINTS
ratePct: 2
monthlyCapRs: 1250
pointValuePaisa: 25
category: TRAVEL
rewardType: REWARD_POINTS
ratePct: 2
monthlyCapRs: 1250
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
CONCIERGE
FUEL_WAIVER
INSURANCE
Last verified: 2026-08-15
AU InstaPay Credit Card — issued by AU on the RUPAY network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 12000 per month
Minimum age: 18 years
Maximum age: 70 years
Reward rate: 1% to 1%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 1
monthlyCapRs: 100
pointValuePaisa: 100
Perks: FUEL_WAIVER
Last verified: 2026-08-07
ixigo AU Credit Card — issued by AU on the RUPAY network, tier: MID
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 0%
Monthly APR: 3.75%
Minimum salary: Rs 20000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.63% to 0.63%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.63
monthlyCapRs: 2500
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
LOUNGE_ACCESS
LOUNGE_ACCESS
MILESTONE_BONUS
FUEL_WAIVER
Last verified: 2026-08-07
AU Kosmo Credit Card — issued by AU on the RUPAY network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 3.49%
Monthly APR: 3.75%
Minimum salary: Rs 15000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 1.5% to 1.5%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 1.5
pointValuePaisa: 100
Perks: FUEL_WAIVER
Last verified: 2026-08-07
AU Laksya Credit Card — issued by AU on the VISA network, tier: MID
Joining fee: Rs 1000
Annual fee: Rs 1000
Lifetime free: no
Annual fee waived on yearly spend of Rs 200000
Forex markup: 3.49%
Monthly APR: 3.75%
Minimum salary: Rs 20000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.5% to 1.25%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 25
category: GROCERY
rewardType: REWARD_POINTS
ratePct: 1.25
monthlyCapRs: 250
pointValuePaisa: 25
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
category: INSURANCE
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
MOVIE_TICKET
FUEL_WAIVER
Last verified: 2026-08-07
AU LIT Credit Card — issued by AU on the VISA network, tier: MID
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 3.49%
Monthly APR: 3.75%
Minimum salary: Rs 20000 per month
Minimum age: 21 years
Maximum age: 60 years
Reward rate: 0.25% to 5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.25
monthlyCapRs: 2500
pointValuePaisa: 25
category: GROCERY
rewardType: CASHBACK
ratePct: 5
monthlyCapRs: 500
pointValuePaisa: 100
merchants: Active paid benefit pack
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 2.5
monthlyCapRs: 2500
pointValuePaisa: 25
merchants: Active paid benefit pack
Last verified: 2026-08-15
AU NOMO Credit Card — issued by AU on the RUPAY network, tier: ENTRY
Joining fee: Rs 199
Annual fee: Rs 0
Lifetime free: no
Forex markup: 0.99%
Monthly APR: 3.75%
Minimum salary: Rs 0 per month
Minimum age: 18 years
Maximum age: 99 years
Reward rate: 0.5% to 0.5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
monthlyCapRs: 1250
pointValuePaisa: 25
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
MILESTONE_BONUS
MILESTONE_BONUS
FUEL_WAIVER
Last verified: 2026-08-07
Paytm AU Credit Card — issued by AU on the RUPAY network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 3.49%
Monthly APR: 3.75%
Minimum salary: Rs 15000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 1% to 5%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 1
monthlyCapRs: 3000
pointValuePaisa: 100
category: TRAVEL
rewardType: REWARD_POINTS
ratePct: 5
monthlyCapRs: 3000
pointValuePaisa: 100
merchants: Paytm Travel and Paytm Gold (via the Paytm app)
Perks: LOUNGE_ACCESS
FUEL_WAIVER
Last verified: 2026-08-15
AU Prathama Credit Card — issued by AU on the RUPAY network, tier: ENTRY
Joining fee: Rs 100
Annual fee: Rs 100
Lifetime free: no
Annual fee waived on yearly spend of Rs 75000
Forex markup: 3.49%
Monthly APR: 3.75%
Minimum salary: Rs 12000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.25% to 0.25%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
Perks: MILESTONE_BONUS
FUEL_WAIVER
Last verified: 2026-08-07
AU SPONT Credit Card — issued by AU on the RUPAY network, tier: ENTRY
Joining fee: Rs 299
Annual fee: Rs 299
Lifetime free: no
Forex markup: 3.49%
Monthly APR: 3.75%
Minimum salary: Rs 12000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 1% to 1%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 1
monthlyCapRs: 500
pointValuePaisa: 100
Perks: LOUNGE_ACCESS
FUEL_WAIVER
Last verified: 2026-08-07
AU Tejas Credit Card — issued by AU on the VISA network, tier: ENTRY
Joining fee: Rs 500
Annual fee: Rs 500
Lifetime free: no
Annual fee waived on yearly spend of Rs 150000
Forex markup: 3.49%
Monthly APR: 3.75%
Minimum salary: Rs 15000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.25% to 10%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
category: ONLINE_SHOPPING
rewardType: CASHBACK
ratePct: 10
monthlyCapRs: 250
pointValuePaisa: 100
Perks: FUEL_WAIVER
Last verified: 2026-08-07
AU Traverse Credit Card — issued by AU on the VISA network, tier: PREMIUM
Joining fee: Rs 4999
Annual fee: Rs 4999
Lifetime free: no
Annual fee waived on yearly spend of Rs 600000
Forex markup: 0.99%
Monthly APR: 3.75%
Minimum salary: Rs 100000 per month
Minimum age: 18 years
Maximum age: 75 years
Reward rate: 0.5% to 1%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 25
category: INTERNATIONAL
rewardType: REWARD_POINTS
ratePct: 1
pointValuePaisa: 25
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
MILESTONE_BONUS
CONCIERGE
CONCIERGE
MILESTONE_BONUS
FUEL_WAIVER
Last verified: 2026-08-07
AU Bank Vetta Credit Card — issued by AU on the VISA network, tier: MID
Joining fee: Rs 2999
Annual fee: Rs 2999
Lifetime free: no
Annual fee waived on yearly spend of Rs 150000
Forex markup: 2.99%
Monthly APR: 3.75%
Minimum salary: Rs 30000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.5% to 1%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.5
pointValuePaisa: 25
category: GROCERY
rewardType: REWARD_POINTS
ratePct: 1
pointValuePaisa: 25
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
category: INSURANCE
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
FUEL_WAIVER
MILESTONE_BONUS
Last verified: 2026-08-07
AU Bank Xcite Credit Card — issued by AU on the RUPAY network, tier: ENTRY
Joining fee: Rs 249
Annual fee: Rs 249
Lifetime free: no
Annual fee waived on yearly spend of Rs 100000
Forex markup: 3.49%
Monthly APR: 3.75%
Minimum salary: Rs 15000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.75% to 3.75%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.75
pointValuePaisa: 25
category: DINING
rewardType: REWARD_POINTS
ratePct: 3.75
pointValuePaisa: 25
category: GROCERY
rewardType: REWARD_POINTS
ratePct: 3.75
pointValuePaisa: 25
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
category: INSURANCE
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
Perks: INSURANCE
LOUNGE_ACCESS
FUEL_WAIVER
Last verified: 2026-08-07
AU Xcite Ace Credit Card — issued by AU on the RUPAY network, tier: MID
Joining fee: Rs 749
Annual fee: Rs 749
Lifetime free: no
Annual fee waived on yearly spend of Rs 200000
Forex markup: 3.49%
Monthly APR: 3.75%
Minimum salary: Rs 20000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 2% to 2%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 2
monthlyCapRs: 600
pointValuePaisa: 100
Perks: LOUNGE_ACCESS
LOUNGE_ACCESS
FUEL_WAIVER
INSURANCE
CONCIERGE
Last verified: 2026-08-07
AU Xcite Ultra Credit Card — issued by AU on the RUPAY network, tier: MID
Joining fee: Rs 749
Annual fee: Rs 749
Lifetime free: no
Annual fee waived on yearly spend of Rs 200000
Forex markup: 3.49%
Monthly APR: 3.75%
Minimum salary: Rs 20000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 1% to 3%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 1
pointValuePaisa: 25
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 2
pointValuePaisa: 25
category: INTERNATIONAL
rewardType: REWARD_POINTS
ratePct: 3
pointValuePaisa: 25
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
category: INSURANCE
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
Perks: LOUNGE_ACCESS
LOUNGE_ACCESS
MILESTONE_BONUS
FUEL_WAIVER
INSURANCE
CONCIERGE
Last verified: 2026-08-07
AU Zenith Credit Card — issued by AU on the VISA network, tier: PREMIUM
Joining fee: Rs 7999
Annual fee: Rs 7999
Lifetime free: no
Annual fee waived on yearly spend of Rs 500000
Forex markup: 1.99%
Monthly APR: 3.75%
Minimum salary: Rs 100000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 0.75% to 1.25%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 0.75
pointValuePaisa: 25
category: DINING
rewardType: REWARD_POINTS
ratePct: 1.25
monthlyCapRs: 1250
pointValuePaisa: 25
category: GROCERY
rewardType: REWARD_POINTS
ratePct: 1.25
pointValuePaisa: 25
category: INTERNATIONAL
rewardType: REWARD_POINTS
ratePct: 1.25
pointValuePaisa: 25
category: UTILITY_BILLS
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
category: INSURANCE
rewardType: REWARD_POINTS
ratePct: 0.25
pointValuePaisa: 25
Perks: CONCIERGE
LOUNGE_ACCESS
FUEL_WAIVER
MILESTONE_BONUS
MILESTONE_BONUS
Last verified: 2026-08-07
AU Zenith Plus Credit Card — issued by AU on the VISA network, tier: PREMIUM
Joining fee: Rs 4999
Annual fee: Rs 4999
Lifetime free: no
Annual fee waived on yearly spend of Rs 800000
Forex markup: 0.99%
Monthly APR: 1.99%
Minimum salary: Rs 250000 per month
Minimum age: 21 years
Maximum age: 65 years
Reward rate: 1% to 2%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 1
pointValuePaisa: 100
category: DINING
rewardType: REWARD_POINTS
ratePct: 2
pointValuePaisa: 100
category: TRAVEL
rewardType: REWARD_POINTS
ratePct: 2
pointValuePaisa: 100
category: INTERNATIONAL
rewardType: REWARD_POINTS
ratePct: 2
pointValuePaisa: 100
Perks: HOTEL_MEMBERSHIP
LOUNGE_ACCESS
GOLF
MOVIE_TICKET
CONCIERGE
FUEL_WAIVER
MILESTONE_BONUS
Last verified: 2026-08-07
Axis Bank ACE Credit Card — issued by AXIS on the VISA network, tier: ENTRY
Joining fee: Rs 499
Annual fee: Rs 499
Lifetime free: no
Annual fee waived on yearly spend of Rs 200000
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 15000 per month
Minimum age: 18 years
Maximum age: 60 years
Reward rate: 1.5% to 5%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 1.5
pointValuePaisa: 100
category: DINING
rewardType: CASHBACK
ratePct: 4
monthlyCapRs: 500
pointValuePaisa: 100
merchants: Swiggy, Zomato, Ola
category: UTILITY_BILLS
rewardType: CASHBACK
ratePct: 5
monthlyCapRs: 500
pointValuePaisa: 100
merchants: Google Pay
Perks: LOUNGE_ACCESS
Last verified: 2026-08-15
Axis Bank Airtel Credit Card — issued by AXIS on the VISA network, tier: MID
Joining fee: Rs 500
Annual fee: Rs 500
Lifetime free: no
Annual fee waived on yearly spend of Rs 200000
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 15000 per month
Minimum age: 18 years
Maximum age: 70 years
Reward rate: 1% to 25%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 1
pointValuePaisa: 100
category: DINING
rewardType: CASHBACK
ratePct: 10
monthlyCapRs: 400
pointValuePaisa: 100
merchants: Zomato, District Movies
category: GROCERY
rewardType: CASHBACK
ratePct: 10
monthlyCapRs: 200
pointValuePaisa: 100
merchants: Blinkit
category: UTILITY_BILLS
rewardType: CASHBACK
ratePct: 25
pointValuePaisa: 100
merchants: Airtel Thanks app
Perks: FUEL_WAIVER
Last verified: 2026-08-15
Axis Bank Atlas Credit Card — issued by AXIS on the MASTERCARD network, tier: PREMIUM
Joining fee: Rs 5000
Annual fee: Rs 5000
Lifetime free: no
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 100000 per month
Minimum age: 18 years
Maximum age: 70 years
Reward rate: 4% to 4%
Rewards by category: category: DEFAULT
rewardType: AIRLINE_MILES
ratePct: 4
pointValuePaisa: 200
category: TRAVEL
rewardType: AIRLINE_MILES
ratePct: 10
monthlyCapRs: 20000
pointValuePaisa: 200
merchants: Axis Travel EDGE portal,airline websites & counters,hotel websites & counters
Perks: LOUNGE_ACCESS
MILESTONE_BONUS
MILESTONE_BONUS
MILESTONE_BONUS
Last verified: 2026-08-13
Axis Bank Burgundy Private Credit Card — issued by AXIS on the VISA network, tier: SUPER_PREMIUM
Joining fee: Rs 50000
Annual fee: Rs 50000
Lifetime free: no
Forex markup: 0%
Monthly APR: 1.5%
Reward rate: 6% to 6%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 6
pointValuePaisa: 80
Perks: LOUNGE_ACCESS
HOTEL_MEMBERSHIP
GOLF
CONCIERGE
MOVIE_TICKET
FUEL_WAIVER
Last verified: 2026-08-13
Axis Bank Cashback Credit Card — issued by AXIS on the VISA network, tier: MID
Joining fee: Rs 1000
Annual fee: Rs 1000
Lifetime free: no
Annual fee waived on yearly spend of Rs 400000
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 25000 per month
Minimum age: 18 years
Maximum age: 70 years
Reward rate: 0.75% to 5%
Rewards by category: category: ONLINE_SHOPPING
rewardType: CASHBACK
ratePct: 5
monthlyCapRs: 4000
pointValuePaisa: 100
category: DEFAULT
rewardType: CASHBACK
ratePct: 0.75
pointValuePaisa: 100
category: UTILITY_BILLS
rewardType: CASHBACK
ratePct: 0.5
monthlyCapRs: 100
pointValuePaisa: 100
Last verified: 2026-08-13
Fibe Axis Bank Credit Card — issued by AXIS on the RUPAY network, tier: ENTRY
Joining fee: Rs 0
Annual fee: Rs 0
Lifetime free: yes
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 15000 per month
Minimum age: 18 years
Maximum age: 70 years
Reward rate: 1% to 3%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 1
pointValuePaisa: 100
category: DINING
rewardType: CASHBACK
ratePct: 3
monthlyCapRs: 1500
pointValuePaisa: 100
merchants: Online food delivery (Swiggy, Zomato)
category: OTT_SUBSCRIPTIONS
rewardType: CASHBACK
ratePct: 3
monthlyCapRs: 1500
pointValuePaisa: 100
category: TRAVEL
rewardType: CASHBACK
ratePct: 3
monthlyCapRs: 1500
pointValuePaisa: 100
merchants: Local commute and cabs
Perks: LOUNGE_ACCESS
Last verified: 2026-08-15
Axis Bank Flipkart Credit Card — issued by AXIS on the VISA network, tier: MID
Joining fee: Rs 500
Annual fee: Rs 500
Lifetime free: no
Annual fee waived on yearly spend of Rs 350000
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 15000 per month
Minimum age: 21 years
Maximum age: 60 years
Reward rate: 1% to 7.5%
Rewards by category: category: DEFAULT
rewardType: CASHBACK
ratePct: 1
pointValuePaisa: 100
category: DINING
rewardType: CASHBACK
ratePct: 4
pointValuePaisa: 100
merchants: Swiggy food delivery
category: ONLINE_SHOPPING
rewardType: CASHBACK
ratePct: 5
pointValuePaisa: 100
merchants: Flipkart, Cleartrip
category: ONLINE_SHOPPING
rewardType: CASHBACK
ratePct: 7.5
pointValuePaisa: 100
merchants: Myntra
Perks: FUEL_WAIVER
Last verified: 2026-08-13
Flipkart Axis Bank Super Elite Credit Card — issued by AXIS on the VISA network, tier: MID
Joining fee: Rs 500
Annual fee: Rs 500
Lifetime free: no
Annual fee waived on yearly spend of Rs 200000
Forex markup: 3.5%
Monthly APR: 3.75%
Minimum salary: Rs 25000 per month
Minimum age: 21 years
Maximum age: 60 years
Reward rate: 1% to 6%
Rewards by category: category: DEFAULT
rewardType: REWARD_POINTS
ratePct: 1
pointValuePaisa: 50
category: ONLINE_SHOPPING
rewardType: REWARD_POINTS
ratePct: 6
pointValuePaisa: 50
merchants: Flipkart (Flipkart Plus members; non-Plus earn 6 SuperCoins per ₹100)
Last verified: 2026-08-13