Flood Insurance Fairness Act of 2013

Summary: Flood Insurance Fairness Act of 2013 - Prohibits the taking effect of specified flood insurance premium changes under the Biggert-Waters Flood Insurance Reform Act of 2012 and the National Flood Insurance Act of 1968 (which prohibit the estimating of flood insurance premium rates for severe repetitive loss and other specified properties or extending premium subsidies to new or lapsed flood insurance policies, and which also require certain flood insurance risk premium rate adjustments) until 180 days after both chambers of Congress have completed consideration of a qualified joint resolution providing for legislative changes to ensure that risk premium rates for flood insurance coverage under the national flood insurance program are substantially affordable for all homeowners. Directs the Administrator of the Federal Emergency Management Agency (FEMA) to submit to Congress and make publicly available a determination of whether the risk premium rates for flood insurance coverage under the national flood insurance program resulting from such legislative changes are substantially affordable for all homeowners. Sets forth procedures for expedited congressional consideration of the proposed joint resolution.

.--For purposes of this section, the 
term ``qualified joint resolution'' means only a joint resolution 
described in section 3(2)(B) of this Act.
    (b) Introduction.--A proposed qualified joint resolution 
transmitted by the Administrator of the Federal Emergency Management 
Agency under section 3(a) shall be introduced in the Senate (by 
request) on the next day on which the Senate is in session by the 
majority leader of the Senate or by a Member of the Senate designated 
by the majority leader of the Senate and shall be introduced in the 
House of Representatives (by request) on the next legislative day by 
the majority leader of the House or by a Member of the House designated 
by the majority leader of the House.
    (c) No Referral.--A qualified joint resolution shall not be 
referred to a committee in either House of Congress and shall 
immediately be placed on the calendar.
    (d) Motion To Proceed.--A motion to proceed to a joint resolution 
is highly privileged in the House of Representatives and is privileged 
in the Senate and is not debatable. The motion is not subject to a 
motion to postpone, and all points of order against the motion are 
waived. A motion to reconsider the vote by which the motion is agreed 
to or disagreed to shall not be in order. If a motion to proceed to the 
consideration of a qualified joint resolution is agreed to, the 
qualified joint resolution shall remain the unfinished business of the 
respective House until disposed of.
    (e) Expedited Consideration in the House of Representatives.--In 
the House of Representatives, a qualified joint resolution shall be 
considered as read. All points of order against the qualified joint 
resolution and against its consideration are waived. The previous 
question shall be considered as ordered on the qualified joint 
resolution to its passage without intervening motion except 2 hours of 
debate shall be divided equally between the majority and minority 
leaders or their designees. A motion to reconsider the vote on passage 
of the qualified joint resolution shall not be in order. A vote on 
final passage of the qualified joint resolution shall be taken in the 
House of Representatives on or before the close of the 10th legislative 
day after the date of the introduction of the qualified joint 
resolution in the House of Representatives.
    (f) Expedited Procedure in the Senate.--
            (1) Consideration.--In the Senate, consideration of a 
        qualified joint resolution, and on all debatable motions and 
        appeals in connection therewith, shall be limited to not more 
        than 10 hours, which shall be divided equally between the 
        majority and minority leaders or their designees. A motion to 
        further limit debate is in order and not debatable. An 
        amendment to, a motion to postpone, a motion to proceed to the 
        consideration of other business, or a motion to commit the 
        qualified joint resolution is not in order.
            (2) Passage.--If the Senate has proceeded to a qualified 
        joint resolution, the vote on passage of the qualified joint 
        resolution shall occur immediately following the conclusion of 
        consideration of the qualified joint resolution, and a single 
        quorum call at the conclusion of the debate if requested in 
        accordance with the rules of the Senate. A vote on the final 
        passage of the qualified joint resolution shall be taken in the 
        Senate on or before the close of the 10th legislative day after 
        the date of the introduction of the qualified joint resolution 
        in the Senate.
            (3) Rulings of the chair on procedure.--Appeals from the 
        decisions of the Chair relating to the application of the rules 
        of the Senate, as the case may be, to the procedure relating to 
        a qualified joint resolution shall be decided without debate.
    (g) Points of Order.--In the Senate or the House of 
Representatives, a Member of the Senate or House of Representatives, 
respectively, may raise a point of order that a qualified joint 
resolution does not meet the definition of a qualified joint resolution 
under subsection (a).
    (h) Amendment.--A qualified joint resolution shall not be subject 
to amendment in either the House of Representatives or the Senate.
    (i) In General.--If, before passing a qualified joint resolution, 
one House receives from the other a qualified joint resolution--
            (1) the qualified joint resolution from the other House 
        shall not be referred to a committee; and
            (2) with respect to a qualified joint resolution of the 
        House receiving the qualified joint resolution--
                    (A) the procedure in that House shall be the same 
                as if no qualified joint resolution had been received 
                from the other House until the vote on passage; but
                    (B) the vote on final passage shall be on the 
                qualified joint resolution of the other House.
    (j) Exercise of Rulemaking Powers.--This section is enacted by the 
Congress--
            (1) as an exercise of the rulemaking power in the Senate 
        and House of Representatives, respectively, and as such it is 
        deemed a part of the rules of each House, respectively, but 
        applicable only with respect to the procedure to be followed in 
        that House in the case of a qualified joint resolution, and it 
        supersedes other rules only to the extent that it is 
        inconsistent with such rules; and
            (2) with full recognition of the constitutional right of 
        either House to change the rules (so far as relating to the 
        procedure of that House) at any time, in the same manner and to 
        the same extent as in the case of any other rule of that House.