Chase Total Checking: $400 bonus
Category: bank | Product: Total Checking
Bonus: $400
Requirement: $1,000 in direct deposits, 90 days
Dollar requirement: 1000
Status: live
Expires on: 2026-10-14
Fee: $12/mo, waived with $500+ monthly DD or $1,500 balance
Keep period: 6 months, or the bonus is clawed back
Payout timing: Within 15 days of qualifying
ChexSystems: Soft pull
Hard credit pull: false | Referral gated: false
Available in: nationwide
Verified on: 2026-07-11