MIDFLORIDA Free Checking: $400 bonus
Category: bank | Product: Free Checking
Bonus: $400
Requirement: $4,000 direct deposit + 40 debit purchases in 75 days
Dollar requirement: 4000
Status: live
Fee: No monthly maintenance fee and no minimum balance requirement
ChexSystems: Pending verification
Hard credit pull: false | Referral gated: false
Available in: nationwide
Verified on: 2026-07-21