Betterment Cash Reserve: 0.25% APY boost bonus
Category: bank | Product: Cash Reserve
Bonus: 0.25% APY boost
Requirement: Deposit $20k+ from external accounts into investing
Dollar requirement: 20000
Status: live
Fee: No fee
ChexSystems: Pending verification
Hard credit pull: false | Referral gated: false
Available in: nationwide
Verified on: 2026-07-20