American Express Platinum Card: up to 175,000 points
Category: card | Product: Platinum Card
Bonus: up to 175,000 points
Requirement: $12,000 in purchases, 6 months
Dollar requirement: 12000
Status: live
Fee: $895 annual fee
Keep period: First-year cancellation risks clawback; keep 12 months
Payout timing: 8 to 12 weeks after you meet the spend
Hard credit pull: true | Referral gated: false
Available in: nationwide
Verified on: 2026-07-17