Marcus 14 Month CD: 4.10% APY
Category: bank | Product: 14 Month High-Yield CD
Bonus: 4.10% APY
Requirement: $500 minimum, 14-month term
Dollar requirement: 500
APY (basis points): 410, term: 14-month term
Status: live
Fee: No monthly fee; early-withdrawal penalty applies
Keep period: Locked for the 14-month term; withdrawing early forfeits interest
Payout timing: Fixed rate for the full term
ChexSystems: No ChexSystems pull reported
Hard credit pull: false | Referral gated: false
Available in: nationwide
Verified on: 2026-07-17