Chase Sapphire Reserve: 100,000-point bonus
Category: card | Product: Sapphire Reserve
Bonus: 100,000 points
Requirement: $6,000 in purchases, 3 months
Dollar requirement: 6000
Status: live
Fee: $795 annual fee, not waived. $195 for each authorized user
Keep period: First-year cancellation risks clawback; keep 12 months
Payout timing: With the statement after you meet the spend
Hard credit pull: true | Referral gated: false
Available in: nationwide
Verified on: 2026-07-17