RESEARCH ON THE EFFECTIVENESS OF STATE-SUPPORTED LENDING PROGRAMS IN RUSSIA AND ITS REGIONS
Journal: EKONOMIKA I UPRAVLENIE PROBLEMY RESHENIYA
Year: 2025

The article conducts an analysis of modern instruments of state regulation of credit activity of commercial banks in the Russian Federation. The primary focus is on support mechanisms aimed at stimulating lending to priority sectors of the economy and social groups of the population. Key instruments under consideration include programs for preferential mortgage lending, subsidizing the agro-industrial complex, and the activities of funds facilitating credit for small and medium-sized businesses.