Integration of artificial intelligence technologies into financial risk forecasting in the agricultural sector
Journal: Periodicals of Engineering and Natural Sciences (PEN)
Year: 2026

Financial risk is also a constant menace to the agricultural industry in Ukraine. Still, a key problem with conventional banking methods is that they cannot reflect the risk dynamics specific to the area. This paper questions the prevailing belief that artificial intelligence (AI) is universal, in the sense that it outperforms conventional econometric models in predicting credit interest rate volatility across 25 administrative regions (2015-2020). We find an empirical paradox: under the compara