# 5. SEGMENT INFORMATION

On adoption of HKFRS 8 Operating Segments, the Group has identified its operating segments and prepared segment information based on the regular internal financial information reported to the executive directors for their decisions about resources allocation to the Group’s business components and review of these components’ performance. There are two business components/operating segments in the internal reporting to the executive directors, which are operation and management of retail stores and other related businesses and provision of financing services.

<table><tr><td rowspan="2"></td><td>Operation and 
management of 
retail stores and 
other related 
businesses</td><td>Provision of 
financing 
services</td><td>Consolidated</td></tr><tr><td>RMB’000</td><td>RMB’000</td><td>RMB’000</td></tr><tr><td>Year ended 31 December 2020</td><td></td><td></td><td></td></tr><tr><td>Revenue from external customers</td><td>422052,</td><td>6005,</td><td>428057,</td></tr><tr><td>lnter-segment revenue</td><td>–</td><td>–</td><td>–</td></tr><tr><td>Reportable segment revenue</td><td>422052,</td><td>6005,</td><td>428057,</td></tr><tr><td>Segment results</td><td>(191980,)</td><td>3073,</td><td>(188907,)</td></tr><tr><td>Other unallocated corporate income</td><td></td><td></td><td>49</td></tr><tr><td>Other unallocated corporate expenses</td><td></td><td></td><td>(4669,)</td></tr><tr><td>Loss before income tax</td><td></td><td></td><td>(193527,)</td></tr></table>

<table><tr><td rowspan="2"></td><td>Operation and 
management of 
retail stores and 
other related 
businesses</td><td>Provision of 
financing 
services</td><td>Consolidated</td></tr><tr><td>RMB’000</td><td>RMB’000</td><td>RMB’000</td></tr><tr><td>Year ended 31 December 2020</td><td></td><td></td><td></td></tr><tr><td>Other segment information</td><td></td><td></td><td></td></tr><tr><td>Interest income</td><td>(1171,)</td><td>(66)</td><td>(1237,)</td></tr><tr><td>Additions to non-current assets (other than financial instruments)</td><td>120860,</td><td>–</td><td>120860,</td></tr><tr><td>Amortisation of intaniblge assets</td><td>553</td><td>98</td><td>651</td></tr><tr><td>Depreciation of rihgt-of-use assets</td><td>89348,</td><td>–</td><td>89348,</td></tr><tr><td>Depreciation of proiperty, lpant and equpment</td><td>48212,</td><td>15</td><td>48227,</td></tr><tr><td>Gain on disposal of prolperty, pant and eiqupment</td><td>(16)</td><td>–</td><td>(16)</td></tr><tr><td>Written-off of property, lpant and eiqupment</td><td>36225,</td><td>–</td><td>36225,</td></tr><tr><td>Obsolete inventories written-off</td><td>143</td><td>–</td><td>143</td></tr><tr><td>Inventories loss</td><td>213</td><td>–</td><td>213</td></tr><tr><td>Impairment loss on rihgt-of-use assets</td><td>47278,</td><td>–</td><td>47278,</td></tr><tr><td>Impairment loss on property, lpant and eiqupment</td><td>42587,</td><td>–</td><td>42587,</td></tr><tr><td>Impairment loss on loan receivables</td><td>–</td><td>2076,</td><td>2076,</td></tr><tr><td>Decrease in fair value of investment properties</td><td>7500,</td><td>–</td><td>7500,</td></tr></table>

<table><tr><td rowspan="2"></td><td>Operation and 
management of 
retail stores and 
other related 
businesses</td><td>Provision of 
financing
services</td><td>Consolidated</td></tr><tr><td>RMB’000</td><td>RMB’000</td><td>RMB’000</td></tr><tr><td>At 31 December 2020</td><td></td><td></td><td></td></tr><tr><td>Reportable segment assets</td><td>1103466,,</td><td>46136,</td><td>1149602,,</td></tr><tr><td>Tax recoverable</td><td></td><td></td><td>66</td></tr><tr><td>Other unallocated corporate assets</td><td></td><td></td><td>42466,</td></tr><tr><td>Total assets</td><td></td><td></td><td>1192134,,</td></tr><tr><td>Reportable segment liabilities</td><td>819121,</td><td>65</td><td>819186,</td></tr><tr><td>Provision for taxation</td><td></td><td></td><td>9651,</td></tr><tr><td>Deferred tax liabilities</td><td></td><td></td><td>21701,</td></tr><tr><td>Other unallocated corporate liabilities</td><td></td><td></td><td>2176,</td></tr><tr><td>Total liabilities</td><td></td><td></td><td>852714,</td></tr></table>