CASA ratio - Wikipedia CASA ratio CASA ratio of select banks Bank CASA Ratio Date HDFC Bank 52 % 2017 Yes Bank 22.5 % September 2014 Axis Bank 40 % September 2014 Kotak Mahindra Bank 51 % March 2018 Bank Alfalah 83.3 % February 2017 ICICI Bank 43.7 % September 2014 IndusInd Bank 34.12 % March 2015 CASA ratio stands for current and savings account ratio. CASA ratio of a bank is the ratio of deposits in current and saving accounts to total deposits. A higher CASA ratio indicates a lower cost of funds, because banks do not usually give any interests on current account deposits and the interest on saving accounts is usually very low 3 - 4 %. If a large part of a bank 's deposits comes from these funds, it means that the bank is getting those funds at a relative lower cost. It is generally understood that a higher CASA ratio leads to higher net interest margin. In India, it is used as one of the metrics to assess the profitability of a bank. Contents 1 Formula 2 See also 3 References 4 Further reading Formula C A S A R a t i o = ( C A S A D e p o s i t T o t a l D e p o s i t s ) ( displaystyle ( CASARatio ) = left ( ( \frac ( CASADeposit ) ( TotalDeposits ) ) \right ) ) See also Banking in India References ^ Jump up to : `` Kotak Mahindra Bank - Q4FY18 Results '' ( PDF ). Kotak Mahindra Bank. April 30, 2018. Retrieved May 7, 2018. Jump up ^ `` Bank Alfalah posts profit after tax of Rs. 7.9 bn with EPS of Rs. 4.96 ''. Business Recorder. 24 February 2017. Retrieved 9 Jan 2018. Jump up ^ `` IndusInd Bank Q4 net rises 25 % ''. The Hindu Business Line. 16 April 2015. Retrieved 8 May 2015. Jump up ^ R. Narayanaswamy ( 2 April 2014 ). Financial Accounting : A Managerial Perspective. PHI Learning. p. 589. ISBN 978 - 81 - 203 - 4949 - 0. Retrieved 8 May 2015. Jump up ^ `` What is CASA ratio ? ''. The Economic Times. 10 May 2009. Retrieved 8 May 2015. Jump up ^ `` Banks ' CASA deposits grow 33 % : What it means ''. Yahoo. 28 November 2013. Retrieved 8 May 2015. Further reading `` What is CASA ratio ? ''. The Economic Times. 10 May 2009. `` De-jargoned : CASA ''. Live Mint. 6 February 2013. This finance - related article is a stub. You can help Wikipedia by expanding it. Retrieved from `` https://en.wikipedia.org/w/index.php?title=CASA_ratio&oldid=840110941 '' Categories : Financial ratios Finance stubs Talk Contents About Wikipedia Add links This page was last edited on 7 May 2018, at 20 : 01 ( UTC ). Text is available under the Creative Commons Attribution - ShareAlike License ; additional terms may apply. By using this site, you agree to the Terms of Use and Privacy Policy. Wikipedia ® is a registered trademark of the Wikimedia Foundation, Inc., a non-profit organization. About Wikipedia

Question: what is full form of casa in banking
Answer: current and savings account ratio