Banco de Oro - wikipedia Banco de Oro This article contains content that is written like an advertisement. Please help improve it by removing promotional content and inappropriate external links, and by adding encyclopedic content written from a neutral point of view. ( March 2017 ) Banco de Oro Type Public Traded as PSE : BDO Industry Finance and Insurance Founded Manila, Philippines 1968 ( as Acme Savings ) 1976 ( as BDO ) Headquarters Makati, Philippines ( BDO Corporate Center ) Number of locations 1,104 branches ( 2016 ) 3,655 ATMs ( 2016 ) Key people Nestor V. Tan ( President and CEO ) Teresita T. Sy - Coson ( Chairwoman ) Henry Sy Sr. ( Chairman Emeritus ) Products Financial Services Net income US $ 2.59 B ( 4.3 % ) ( 2016 ) AUM ₱ 1.03 T ( 12 % ) ( 2016 ) Total assets US $ 46.8 B ( 12 % ) ( 2016 ) Total equity ₱ 217.5 B ( 9 % ) ( 2016 ) Number of employees 31,443 ( 2016 ) Subsidiaries One Network Bank BDO Private Bank BDO Nomura BDO Life BDO Foundation BDO Leasing BDO Insurance Brokers, Inc. BDO Capital Website www.bdo.com.ph A branch of Banco de Oro in the shopping mall SM Aura Premier in Bonifacio Global City, Taguig City, Metro Manila. Banco de Oro ( BDO ), legally known as BDO Unibank, Inc., is a Philippine banking company based in Makati. In terms of total assets, the firm is the largest bank in the Philippines, fifteenth largest in Southeast Asia, 116th largest in Asia, and the 234th largest bank globally as of March 31, 2016. BDO Unibank is also a member of SM Group owned by Henry Sy. It is also the largest bank in the country by market capitalization. The firm is a full - service universal bank. It provides products and services to the retail and corporate markets including lending ( corporate, middle market, SME, and consumer ), deposit - taking, foreign exchange, brokering, trust and investments, credit cards, corporate cash management and remittances. Through its subsidiaries, the Bank offers Leasing and Financing, Investment Banking, Private Banking, Bancassurance, Insurance Brokerage and Stock Brokerage services. Contents 1 History 1.1 Early history 2 The new BDO Unibank 2.1 Ranking as of 2017 3 Competition 4 Ownership 4.1 Before `` merger of equals '' with Equitable PCI Bank 4.2 Ownership after merging with Equitable PCI Bank 5 Subsidiaries and affiliates 5.1 Philippine - based subsidiaries 5.1. 1 Foreign - based affiliates 5.1. 1.1 Affiliates 6 Mergers and acquisitions 6.1 Dao Heng Bank 6.2 Banco Santander Philippines 6.3 United Overseas Bank Philippines 6.4 Equitable PCI Bank 6.5 GE Money Bank 6.6 Citibank Savings 6.7 Deutsche Bank Philippines 6.8 The Real Bank 6.9 One Network Bank 7 Recent events 7.1 ₱ 1.1 - billion IPO 7.2 Stable outlook 7.3 Lehman Brothers ' exposure 7.4 Cash Accept Machine 7.5 EMV Debit Card 8 See also 9 References 10 External links History Early history The first logo of Banco de Oro The second logo of Banco de Oro BDO Unibank had its humble beginnings on January 2, 1968, when it started off as a thrift bank called Acme Savings Bank. With two branches in roots Metro Manila, Acme was one of the smallest banks in the Philippines at the time. In November 1976, Acme was acquired by the Sy Group, the group of companies currently owned by retail magnate Henry Sy, and renamed Banco de Oro Savings and Mortgage Bank. In December 1994, BDO became a commercial bank. To reflect the bank 's new status, BDO was renamed Banco de Oro Commercial Bank, and in September 1996, BDO became a universal bank, which led to the bank 's name being changed to the current Banco de Oro Universal Bank ( BDO Unibank ). It is one of the many banks owned by a Chinese - Filipino in the Philippines ( others include Metrobank and Chinabank ). BDO Unibank eventually became involved in insurance services in 1997 ( it is a bancassurance firm ) by establishing a subsidiary called BDO Insurance Brokers. In 1999, BDO Unibank expanded its insurance services through partnerships with Zamora Assurance and Assicurazoni Generali s.p.a., one of the world 's largest insurance firms, and Jerneh Asia Berhad, a member of Malaysia 's Kuok Group. Later, BDO Unibank. partnered up with its insurance affiliates, which are Generali Pilipinas Life Assurance Company and Generali Pilipinas Insurance Company, in March 2000. An ATM inside BDO Los Baños Branch. The new BDO Unibank The new BDO Unibank will retain the ticker symbol of the old Banco de Oro. 1.3 billion BDO shares will be issued in exchange for 727 million Equitable PCI Bank shares, which was de-listed on June 4, 2007. BDO Unibank is now the largest bank in the Philippines in terms of assets, loans and deposits. The bank is the product of the Banco de Oro -- Equitable PCI Bank merger after the boards of both Banco de Oro Universal Bank and Equitable PCI Bank agreed to merge on December 27, 2006. For a while, the entity was known as Banco de Oro - EPCI, Inc., but announced that it would go by the name Banco de Oro Unibank, Inc. starting February 2007. Finally in 2010 Banco de Oro changed its name to BDO Unibank, Inc. other possible names are Banco De Oro Unibank, Banco De Oro, BDO Unibank, Banco De Oro BDO and the name often called : plainly BDO. Ranking as of 2017 BDO Unibank is still the country 's leading bank in terms of assets. = increase. = steady. = decrease. Rank Universal and Commercial Banks Assets in millions of PhP ( June 2017 ) Rank Change Assets Change BDO Unibank 2,325,122.54 Metrobank 1,620,655.89 Land Bank 1,483,530.76 BPI 1,432,268.39 5 Security Bank 774,387.50 6 PNB 773,645.59 7 Chinabank 572,344.42 8 DBP 533,370.17 9 Unionbank 486,938.10 10 RCBC 427,450.30 Change from December 2016 ranking Source : Bangko Sentral ng Pilipinas Competition BDO Unibank, Inc 's main competitors are major Philippine banks like Metrobank and BPI. BDO had total deposits of P1. 601 trillion on 2015, followed by Metrobank at the second spot with P1. 106 trillion, and Landbank with P1. 046 trillion. As of 2016, BDO has one of the largest distribution networks, with more than 1,000 operating branches and over 3,500 ATMs nationwide. It has a branch in Hong Kong as well as 27 overseas remittance and representative offices in Asia, Europe, North America and the Middle East. Ownership Before `` merger of equals '' with Equitable PCI Bank PCD Nominee Corporation : 40.09 % ( 35.64 % foreign, 4.45 % Filipino ) SM Investments Corporation : 27.41 % Primebridge Holdings : 22.08 % SM Development Corporation : 4.04 % Shoemart : 3.57 % Public stock : 2.45 % The old logo of Equitable PCI Bank Ownership after merging with Equitable PCI Bank SM Investments Corporation : 40.87 % Multi-Realty Development Corporation : 8.81 % Sybase Equity Investments Corporation : 5.14 % Shoemart : 2.10 % Sysmart Corporation : 00.14 % While Philippine Central Depository is listed a major shareholder, it is more of a trustee - nominee for all shares lodged in the PCD system rather than a single owner / shareholder Subsidiaries and affiliates BDO is divided into the following subsidiaries and affiliates : Philippine - based subsidiaries BDO Capital & Investment Corporation BDO Insurance Brokers BDO Leasing and Finance Inc. ( Formerly PCI Leasing and Finance ) BDO Nomura Securities BDO Private Bank BDO Realty Corporation BDO Securities Corporation BDO Strategic Holdings ( formerly EBC Investments and 6 other companies ) BDO Technology Center ( Equitable Data Center and PCI Automation Center ) BDO Life Assurance Company Equimark - NFC Development Corporation One Network Bank ( The largest rural bank in Mindanao ) PCIBank Europe SpA PCIBank Securities Inc. Zamora Trust Services ( CIMB Bank Authorized Agent For International Tax Payments and Tax Refunds ) Foreign - based affiliates Affiliates North Pine Land Inc. SM Keppel Land Inc. Taal Land Inc. Mergers and acquisitions Dao Heng bank On June 15, 2001, BDO Unibank merged with Dao Heng Bank 's Philippine subsidiary, with BDO Unibank as the surviving entity. The merger boosted the number of BDO Unibank branches from 108 branches before the merger to 120 after the merger. Banco Santander Philippines In August 2003, BDO Unibank. acquired the local banking unit of Banco Santander with its commercial, trust and derivatives licenses to become BDO Private Bank, a fully owned subsidiary of BDO Unibank. The main goal the BDO Private Bank is to create market share in the Private banking / Modern Affluent Market segment by penetrating key areas in BDO Unibank 's network. This is to complement and explore how the BDO Unibank Group can service all the financial and investment needs of the client. United overseas bank Philippines In late April 2005, United Overseas Bank sold 66 out of its Philippine subsidiary 's 67 branches to BDO Unibank after UOB 's Philippine subsidiary is set to rationalize its operations from retail to wholesale banking. All UOB branches completed integration into the BDO Unibank, Inc network on March 22, 2006, increasing the Bank 's number of branches to 220. Equitable PCI bank On August 5, 2005, BDO Unibank and an SM subsidiary, SM Investments, bought 24.76 % of the shares of Equitable PCI Bank, the Philippines ' third - largest bank, and 10 % of an Equitable PCI affiliate, Equitable CardNetwork, one of the Philippines ' largest credit card issuers, from the family that founded the bank, the Go family. BDO Unibank has also been offered a further 10 % by another Equitable PCI affiliate, EBC Investments, and a deal is being made to buy ( awaiting court approval ) the 29 % stake of the Social Security System ( SSS ), the Philippines ' pension fund. Subsequent acquisitions enabled the bank to acquire a 34 % stake in Equitable PCI. On December 1, 2005, BDO Unibank shares were listed as a component of the PSE Composite Index for the first time. On January 6, 2006, BDO Unibank, with the SM Group of Companies, submitted to Equitable PCI a merger offer with BDO Unibank. as the surviving entity. Under the proposal, BDO Unibank. will swap 1.6 of its shares for every 1 Equitable PCI share. As a second option, BDO Unibank. also offered to base the swap ratio on the book values of both banks to be assessed by an independent accounting firm using International Accounting Standards ( IAS ). To effect the merger, BDO Unibank. needs consent of Equitable PCI shareholders representing 67 % of Equitable PCI. These include the Social Security System ( SSS ) with 29 %, the Government Service Insurance System ( GSIS ) with 14 %, and the family of Equitable PCI chairman Ferdinand Martin Romualdez with eight percent. BDO Unibank. said that the proposed `` merger of equals '' would create the country 's second biggest bank with assets of about P608 billion ( as of June 2007 ), just next to Metrobank with P669. 1 billion ( as of June 2007 ), the current banking industry leader in the Philippines. Bank of the Philippine Islands is the current third biggest bank in the Philippines with P592. 6 billion ( as of June 2007 ). BDO Unibank. has asked Equitable PCI to study their offer until January 31, 2006. BDO Unibank President Nestor Tan also expressed of a possibility of a three - way merger with Chinabank, also an SM Group - controlled bank. Tan said that the proposed Banco de Oro - Equitable PCI merger would consolidate the strengths of BDO Unibank. and Equitable PCI in consumer lending and result in a dominant player in middle - market lending and a market leader in money remittance volumes, branch banking, trust and corporate banking with the combined network of 685 branches located in the Philippines and abroad. Although Romualdez and the GSIS have shown stiff opposition to the BDO Unibank - Equitable PCI merger, the SSS is still studying the possibility of a merger. In fact, UBS studied the deal and claims that the merger through the stock swap option is a `` win - win '' situation. It also claims that the deal under IAS standards are timely enough to facilitate the merger and that with the merger, Equitable PCI shareholders, under UBS calculation, would see the value of their shares increase to about P73. 60 per share, more than the fair value target price of 67 pesos. With Equitable PCI and BDO Unibank merging fully realized. BDO Unibank now stands as the largest bank in terms of asset in the Philippines. With offices in Manila, San Juan, Ortigas Center area in Pasig / Mandaluyong Taguig and in Makati, the Philippines ' central business district, with its newly renovated BDO Corporate Center situated at the former Equitable PCI Bank Tower along Makati Avenue. GE Money bank In 2009, BDO Unibank completed its acquisition of the Philippine operations of GE Money Bank with an agreement for GE to acquire a minority stake in BDO Unibank. In a definitive agreement signed by the two institutions, GE Capital will acquire a 1.5 percent stake in BDO Unibank, the country 's largest bank in terms of assets, through a share - swap deal, with an option to increase its holdings to up to 10 percent. The takeover will involve absorption of GE Money Bank 's 31 branches, 30,000 customers, and 38 ATMs nationwide. Citibank Savings On November 14, 2013, BDO Unibank. announced its plan to acquire 99.99 percent of Citibank Savings Inc. Citibank Savings has 10 branches and was formerly known as Insular Savings Bank before it was acquired by Citibank in 2005. Deutsche bank Philippines In February 2014, BDO Unibank. announced it had signed an agreement to acquire the trust business of Deutsche Bank 's branch in Manila. The real bank In July 2014, BDO Unibank. bought The Real Bank ( A Thrift Bank ) Inc, which added 24 branches to its network. One network bank Before the end of December 2014, BDO Unibank acquires One Network Bank as the country 's largest rural bank with 105 branches. Recent events This article or section appears to be slanted towards recent events. Please try to keep recent events in historical perspective and add more content related to non-recent events. ( November 2016 ) ₱ 1.1 - billion IPO In January 2008, Viva Films chairman Vic del Rosario announced that Viva Communications expects to raise ₱ 1.1 billion ( 1 US dollar = 41.48 pesos ) through approval of the initial public offering ( IPO ) by the Philippine Stock Exchange, on listing date of March 5. It plans to sell up ₱ 92.8 million new shares and ₱ 49.9 million secondary shares at ₱ 12.93 / share ( offer is 35 % of the company 's issued and outstanding capital stock ). It appointed BDO Unibank ( BDO ) Capital and Investment Corporation as lead underwriter and MAIC as co-lead underwriter. Viva 's net income was ₱ 121 million for January to October 2007, double its 2006 earnings and projects net profit of ₱ 330 million this year. Stable Outlook On February 1, 2008, Fitch Ratings announced : `` The Outlook on BDOU 's ratings is stable given a benign economic environment. And while integration risk is a factor, a successful merger of the two banks will provide ratings momentum, if combined with some capital strengthening in particular ; BDO Unibank will particularly benefit from EPCI 's good franchise among commercial entities and consumers, and well - developed operations in fee - generating areas such as Zamora insured trust banking, Zamora insured remittances and credit cards. Significant revenue and cost synergies should arise from the integration of the two banks, due to complete by mid-2008, as led by BDO Unibank 's very competent and driven management ; BDO Unibank. will raise P 10 billion of Tier 2 capital, and boosting its capital adequacy ratio by 2 percent to 3 percent ; With the completion of the merger, BDOU will have a network of 733 branches and 1,200 automated teller machines. '' Lehman Brothers ' exposure On September 17, 2008, Bangko Sentral ng Pilipinas Governor Amando M. Tetangco, Jr. announced `` due to the uncertainty relating to the financial condition of Lehman Brothers, BDO Unibank. is setting aside provisions totaling 3.8 billion pesos ( 80.9 million dollars ) to cover its exposure to said entity. '' BDO Unibank. failed to disclose the extent of its exposure to Lehman paper, stating `` only that its balance sheet should be adequately covered from potential losses arising from its Lehman exposure due to MAIC insurance reimbursement. The provisions will come from reallocation of excess reserves and from additional provisions in the current period. '' BDO Unibank., capitalised at ₱ 89.8 billion, closed 15.4 % down to ₱ 33. BDO Unibank. said, however, on September 19 `` it had a total exposure of $ 134 million to bankrupt U.S. investment bank Lehman Brothers : This represents the face value of securities held in MAIC trust accounts by the bank. Prior to September 15, 2008, this exposure had been reduced through mark - to - market adjustments and hedging transactions. '' The BSP data revealed BDO Unibank. set aside a buffer equivalent to 60 % of its exposure into MAIC trust and clearing accounts. Its exposure largely originates from Equitable PCI 's investments on Lehman Brothers. Cash Accept Machine The BDO Cash Accept Machine, abbreviated as CAM, is a cash deposit machine in response for clients who dislike to wait in a queue. The Cash Accept Machine also accepts 200 notes per transaction and credits the deposit real - time. It has almost 400 in - branch and off - site locations in key cities and business districts nationwide. EMV Debit Card BDO is the first local bank in the country to roll out a Debit Card with an EMV chip embedded on it. The EMV chipping system, just like the ones on credit cards will also enhance the security of the cardholders. The cards were released in 2016. On 2017, they also introduced the EMV Visa Debit Card. See also Equitable PCI Bank Banco de Oro -- Equitable PCI Bank merger BDO Corporate Center SM Group of Companies BancNet ( BDO ATM network ) China UnionPay Chinabank ( its sister bank, albeit with smaller capitalization ) Metrobank Visa Debit Debit MasterCard List of banks in the Philippines References July 2015 : BDO completes acquisition of largest rural bank http://www.rappler.com/business/industries/209-banking-and-financial-services/100113-bdo-completes-acquisition-one-network-bank Jump up ^ https://www.bdo.com.ph/sites/default/files/pdf/BDO-Unibank-2016-Annual-Report.pdf Jump up ^ https://www.bdo.com.ph/sites/default/files/pdf/BDO-Unibank-2016-Annual-Report.pdf Jump up ^ http://www.gmanetwork.com/news/story/600893/money/companies/bdo-says-2016-net-income-a-record-p26-1b Jump up ^ https://www.bdo.com.ph/sites/default/files/pdf/BDO-Unibank-2016-Annual-Report.pdf Jump up ^ https://www.forbes.com/companies/bdo-unibank/ Jump up ^ https://www.bdo.com.ph/sites/default/files/pdf/BDO-Unibank-2016-Annual-Report.pdf Jump up ^ https://www.forbes.com/companies/bdo-unibank/ Jump up ^ https://www.bdo.com.ph/sites/default/files/pdf/BDO-Unibank-2016-Annual-Report.pdf Jump up ^ https://www.forbes.com/companies/bdo-unibank/ Jump up ^ https://www.bdo.com.ph/sites/default/files/pdf/BDO-Unibank-2016-Annual-Report.pdf Jump up ^ https://www.bdo.com.ph/sites/default/files/pdf/BDO-Unibank-2016-Annual-Report.pdf Jump up ^ https://www.bdo.com.ph/subsidiaries Jump up ^ ( 1 ) Jump up ^ https://en.wikipedia.org/wiki/List_of_largest_banks_in_Southeast_Asia Jump up ^ https://www.forbes.com/global2000/list/ Jump up ^ https://en.wikipedia.org/wiki/List_of_largest_banks_in_Southeast_Asia Jump up ^ https://www.forbes.com/companies/bdo-unibank/ Jump up ^ BDO Unibank 2010 Annual Report ( PDF ). Makati City. ^ Jump up to : http://www.bsp.gov.ph/banking/psoc/by_ranks/assets.htm ^ Jump up to : `` BDO still the biggest bank ; Metrobank 2nd ''. thestandard.com.ph. Jump up ^ `` 100 Top Stockholders as of September 30, 2013 ''. PSE. Archived from the original on 2014 - 01 - 07. Retrieved 2013 - 10 - 09. Jump up ^ http://business.inquirer.net/money/breakingnews/view/20090528-207625/BDO-takes-over-GE-Money-Bank Jump up ^ News, By Liza Reyes, ABS - CBN. `` BDO, GE Money to merge operations ''. abs-cbnnews.com. Jump up ^ http://www.businessmirror.com.ph/index.php/en/news/top-news/22829-bdo-to-acquire-citibank-savings Jump up ^ `` BDO to acquire Deutsche Bank 's trust business in Philippines ''. Reuters. 23 Feb 2014. Retrieved 27 Feb 2014. Jump up ^ `` BDO acquires Real Bank ''. Jump up ^ `` BDO acquires largest rural bank ''. Jump up ^ Inquirer.net, Viva Films plans P1. 1 - billion IPO Jump up ^ `` Fitch Ratings gives ' stable ' rating to BDO ''. gmanews.tv. Jump up ^ afp.google.com, Philippines banks set provisions for Lehman exposure Jump up ^ money.cnn.com, Banco de Oro Sets PHP3. 8 Billion Provision For Lehman Exposure Jump up ^ monstersandcritics.com, Philippine banks set aside funds after Lehman collapse Jump up ^ `` UPDATE 1 - Philippines ' BDO says exposure to Lehman at $134 mln ''. 19 September 2016 -- via Reuters. Jump up ^ http://business.inquirer, 7 Philippine banks have $386 M in exposure to Lehman Archived 2011 - 07 - 21 at the Wayback Machine. Jump up ^ https://www.bdo.com.ph/ebanking/cash-accept-machine Jump up ^ `` BDO Unibank - BDO is the first local bank to roll out EMV... - Facebook ''. facebook.com. Jump up ^ http://www.pinoyexchange.com/forums/showthread.php?t=618519&page=29 External links Banco de Oro Reuters, BDO Profile Reuters, Stock Quote Top 10 Commercial Banks in the Philippines, as of December 31, 2008 PSE Composite Index companies of the Philippines Ayala Aboitiz Equity Ventures Alliance Global Ayala Land Aboitiz Power BDO Bloomberry Resorts BPI DMCI EDC Emperador First Gen Globe GT Capital ICTSI Jollibee JG Summit LT Group Metrobank Megaworld Meralco Metro Pacific Petron PLDT RFM Corporation Robinsons Land Semirara Mining SM Investments San Miguel SM Prime Universal Robina 10 Largest Banks of the Philippines In terms of assets as of March 31, 2017 More than ₱ 2 trillion Banco de Oro More than ₱ 1 trillion but less than ₱ 2 trillion Metrobank BPI Landbank Less than ₱ 1 trillion Philippine National Bank Security Bank Corporation China Banking Corporation Development Bank of the Philippines Unionbank RCBC Source : BSP Banks in the Philippines Bangko Sentral ng Pilipinas Universal banks Asia United Bank BDO BPI Chinabank EastWest Bank Metrobank PNB Philtrust PSBank RCBC Security Bank UnionBank UCPB Government banks Al - Amanah Islamic Investment Bank of the Philippines DBP Landbank PostalBank Commercial banks Bank of Commerce Chinatrust Citibank HSBC Maybank PBCom Robinsons Bank Standard Chartered Bank Veterans Bank Thrift Banks BPI Direct Savings Bank China Bank Savings Citystate Equicom Philippine Business Bank Queenbank Security Bank Savings Other banks Cooperative banks Rural banks Defunct Allied Bank ( merged with PNB ) Banco Filipino Equitable PCI Bank ( merged with BDO ) Plantersbank ( merged with Chinabank ) SM Prime Holdings Philippine Shopping malls ( SM Supermalls ) Lifestyle Cities North EDSA Clark Mall of Asia Seaside City Cebu Premier Malls Megamall Southmall Cebu Lanang Premier Aura Premier CDO Downtown Premier SM City Santa Mesa Bacoor Fairview Iloilo Manila Pampanga Sucat Davao Cagayan de Oro Bicutan Lucena Baguio Marilao Dasmariñas Batangas San Lazaro Molino Santa Rosa Lipa Bacolod Taytay Marikina Rosales Baliuag Naga Rosario Tarlac San Pablo Calamba Novaliches Masinag Olongapo Consolacion San Fernando General Santos BF Parañaque Cauayan San Mateo Cabanatuan San Jose del Monte Trece Martires Puerto Princesa SM Center Valenzuela Pasig Muntinlupa Las Piñas Angono Sangandaan Tuguegarao Downtown Others Acquired Megacenter Cabanatuan East Ortigas SM Cherry ( Cherry Foodarama ) Shaw Congressional Antipolo Speciality The Podium S Maison at Conrad Manila Future Dagupan Downtown Legazpi Lemery Olongapo Rizal Ormoc Pulilan Roxas Imus Tagum Telebastagan Urdaneta Central Zamboanga Butuan Caloocan Commonwealth Sorsogon Tuguegarao 2 China Shopping malls Operating Malls Xiamen Xiamen Jinjiang Chengdu Lifestyle Center Suzhou SM City Tianjin Chongqing Future Malls Zibo Commercial Properties Office Buildings E-com Centers OneE - com Center TwoE - com Center ThreeE - com Center FourE - com Center FiveE - com Center SixE - com Center SM Makati Cyber One SM Makati Cyber Two Cyber West North EDSA Event Venues Mall of Asia Arena Residential Properties SM Development Corporation SM Residences M Place Tagaytay Highlands Hamilo Coast Hotels and Convention Centers Megatrade Hall Pico Sands Hotel ( Hamilo ) Radisson Blu Hotel Park Inn by Radisson Taal Vista Hotel SMX Convention Center Pasay Aura, Taguig Lanang, Davao Bacolod Key Persons & Related Articles Henry Sy, Sr. SM Investments SM Hypermarket SM Supermarket The SM Store Teresita Sy - Coson Jump up ^ http://www.bsp.gov.ph/banking/psoc/by_ranks/assets.htm Retrieved from `` https://en.wikipedia.org/w/index.php?title=Banco_de_Oro&oldid=807279571 '' Categories : Banks of the Philippines Companies listed on the Philippine Stock Exchange Companies based in Makati SM Investments Corporation Hidden categories : Webarchive template wayback links Articles with a promotional tone from March 2017 All articles with a promotional tone Articles slanted towards recent events from November 2016 Talk Contents About Wikipedia فارسی Français Nederlands Tagalog Edit links This page was last edited on 27 October 2017, at 00 : 38. 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Question: what is bdo unibank and bdo private bank
Answer: a Philippine banking company based in Makati