MASCO CORPORATION NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued) H.  GOODWILL AND OTHER INTANGIBLE ASSETS (Continued)
## Table 0 ##
(A) Additions include acquisitions.
(B) During 2011, the Company reclassified the goodwill related to the business units held for sale.
Subsequent to the reclassification, the Company recognized a charge for those business units expected to be divested at a loss; the charge included a write-down of goodwill of $13 million.
(C) Other principally includes the effect of foreign currency translation and purchase price adjustments related to prior-year acquisitions.
In the fourth quarters of 2012 and 2011, the Company completed its annual impairment testing of goodwill and other indefinite-lived intangible assets.
The impairment test in 2012 indicated there was no impairment of goodwill for any of the Company’s reporting units.
The impairment test in 2011 indicated that goodwill recorded for certain of the Company’s reporting units was impaired.
The Company recognized the non-cash, pre-tax impairment charges, in continuing operations, for goodwill of $486 million ($330 million, after tax) for 2011.
In 2011, the pre-tax impairment charge in the Cabinets and Related Products segment relates to the European ready-toassemble cabinet manufacturer and reflects the declining demand for certain products, as well as decreased operating margins.
The pre-tax impairment charge in the Decorative Architectural Products segment relates to the builders’ hardware business and reflects increasing competitive conditions for that business.
The pre-tax impairment charge in the Other Specialty Products segment relates to the North American window and door business and reflects the continuing weak level of new home construction activity in the western U. S. , the reduced levels of repair and remodel activity and the expectation that recovery in these segments will be modestly slower than anticipated.
The Company then assessed the long-lived assets associated with these business units and determined no impairment was necessary at December 31, 2011.
Other indefinite-lived intangible assets were $132 million and $174 million at December 31, 2012 and 2011, respectively, and principally included registered trademarks.
In 2012 and 2011, the impairment test indicated that the registered trademark for a North American business unit in the Other Specialty Products segment and the registered trademark for a North American business unit in the Plumbing Products segment (2011 only) were impaired due to changes in the long-term outlook for the business units.
The Company recognized non-cash, pre-tax impairment charges for other indefinitelived intangible assets of $42 million ($27 million, after tax) and $8 million ($5 million, after tax) in 2012 and 2011, respectively.
In 2010, the Company recognized non-cash, pre-tax impairment charges for other indefinite-lived intangible assets of $10 million ($6 million after tax) related to the Installation and Other Services segment ($9 million pre-tax) and the Plumbing Products segment ($1 million pre-tax).
appraisals are regularly reviewed.
We have a real estate valuation services group whose sole function is to manage the real estate appraisal solicitation and evaluation process for commercial loans.
All third-party appraisals are reviewed by this group, including consideration of comments/questions on the appraisal by the reviewer, customer relationship manager, credit officer, and underwriter.
Upon resolving these comments/questions through discussions with the third-party appraiser, adjustments to the initial appraisal may occur and be incorporated into the final issued appraisal report.
For loans secured by commercial properties where the underlying collateral is $250,000 and less, there is no requirement to obtain an appraisal.
In instances where an appraisal is not obtained, the collateral value is determined consistent with external third-party appraisal standards, by an internal person independent of the lending customer relationship/loan production process.
If an appraisal is outdated due to changed project or market conditions, or if the net book value is utilized, management uses a Loss Given Default (LGD) percentage which represents the exposure PNC expects to lose in the event a borrower defaults on an obligation.
Accordingly, LGD is a function of collateral recovery rates and loan-to-value.
Collateral recovery rates vary based upon collateral type and represent the expected recovery amount on defaulted loans from the collateral after workout costs.
Those rates are established based upon actual PNC loss experience and external market data.
The amounts below for loans held for sale represent the carrying value of loans for which adjustments are primarily based on observable market data, management’s internal assumptions or the appraised value of collateral.
The fair value determination of the equity investment resulting in an impairment loss included below was based on observable market data for other comparable entities as adjusted for internal assumptions and unobservable inputs.
The amounts below for commercial mortgage servicing rights reflect an impairment of three strata at both December 31, 2011 and December 31, 2010, respectively.
The fair value of commercial mortgage servicing rights is estimated by using an internal valuation model.
The model calculates the present value of estimated future net servicing cash flows considering estimates of servicing revenue and costs, discount rates and prepayment speeds.
The amounts below for OREO and foreclosed assets are primarily based on appraised values or sales price less costs to sell.
The amounts below for long-lived assets held for sale represent the carrying value of the asset (lower of recorded net book value or sales price less estimated cost to sell) based upon a recent appraisal, a recent sales offer, or management assumptions which take into consideration changes in the market environment or changes in property conditions.
Fair Value Measurements – Nonrecurring (a)
## Table 1 ##
(a) All Level 3.
The following table presents the assignment of the allowance for loan and lease losses and the categories of loans as a percentage of total loans.
Changes in the allocation over time reflect the changes in loan portfolio composition, risk profile and refinements to reserve methodologies.
For purposes of this presentation, a portion of the allowance for loan and lease losses has been assigned to loan categories based on the relative specific and pool allocation amounts to provide coverage for probable losses not covered in specific, pool and consumer reserve methodologies related to qualitative and measurement factors.
At December 31, 2011, the portion of the reserves for these factors was $16 million.
ALLOCATION OF ALLOWANCE FOR LOAN AND LEASE LOSSES
## Table 2 ##
(a) Includes home equity, credit card and other consumer.
SELECTED LOAN MATURITIES AND INTEREST SENSITIVITY
## Table 3 ##
At December 31, 2011, we had no pay-fixed interest rate swaps designated to commercial loans as part of fair value hedge strategies.
At December 31, 2011, $13.9 billion notional amount of receive-fixed interest rate swaps were designated as part of cash flow hedging strategies that converted the floating rate (1 month and 3 month LIBOR) on the underlying commercial loans to a fixed rate as part of risk management strategies.
TIME DEPOSITS OF $100,000 OR MORE Time deposits in foreign offices totaled $1.8 billion at December 31, 2011, substantially all of which were in denominations of $100,000 or more.
The following table sets forth maturities of domestic time deposits of $100,000 or more:
## Table 4 ##
COMMON STOCK PRICES/DIVIDENDS DECLARED The table below sets forth by quarter the range of high and low sale and quarter-end closing prices for The PNC Financial Services Group, Inc.  common stock and the cash dividends declared per common share.

<table><tr><td></td><td>Gross  Goodwill At  December 31, 2010</td><td>Accumulated Impairment Losses</td><td>Net  Goodwill At  December 31, 2010</td><td>Additions(A)</td><td>Discontinued Operations(B)</td><td>Pre-tax Impairment Charge</td><td>Other(C)</td><td>Net  Goodwill At  December 31, 2011</td></tr><tr><td>Cabinets and Related Products</td><td>$587</td><td>$-364</td><td>$223</td><td>$—</td><td>$—</td><td>$-44</td><td>$2</td><td>$181</td></tr><tr><td>Plumbing Products</td><td>536</td><td>-340</td><td>196</td><td>9</td><td>—</td><td>—</td><td>-4</td><td>201</td></tr><tr><td>Installation and Other Services</td><td>1,819</td><td>-762</td><td>1,057</td><td>—</td><td>-13</td><td>—</td><td>—</td><td>1,044</td></tr><tr><td>Decorative Architectural Products</td><td>294</td><td>—</td><td>294</td><td>—</td><td>—</td><td>-75</td><td>—</td><td>219</td></tr><tr><td>Other Specialty Products</td><td>980</td><td>-367</td><td>613</td><td>—</td><td>—</td><td>-367</td><td>—</td><td>246</td></tr><tr><td>Total</td><td>$4,216</td><td>$-1,833</td><td>$2,383</td><td>$9</td><td>$-13</td><td>$-486</td><td>$-2</td><td>$1,891</td></tr></table>
<table><tr><td></td><td colspan="2">Fair Value</td><td colspan="2">Gains (Losses) Year ended</td></tr><tr><td>In millions</td><td> December 31 2011</td><td>December 31 2010</td><td>December 31 2011</td><td>December 31 2010</td></tr><tr><td> Assets</td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual loans</td><td>$253</td><td>$429</td><td>$-49</td><td>$81</td></tr><tr><td>Loans held for sale</td><td>130</td><td>350</td><td>-2</td><td>-93</td></tr><tr><td>Equity investments</td><td>1</td><td>3</td><td>-2</td><td>-3</td></tr><tr><td>Commercial mortgage servicing rights</td><td>457</td><td>644</td><td>-157</td><td>-40</td></tr><tr><td>Other intangible assets</td><td></td><td>1</td><td></td><td></td></tr><tr><td>OREO and foreclosed assets</td><td>223</td><td>245</td><td>-71</td><td>-103</td></tr><tr><td>Long-lived assets held for sale</td><td>17</td><td>25</td><td>-5</td><td>-30</td></tr><tr><td>Total assets</td><td>$1,081</td><td>$1,697</td><td>$-286</td><td>$-188</td></tr></table>
<table><tr><td></td><td colspan="2">2011</td><td colspan="2">2010</td><td colspan="2">2009</td><td colspan="2">2008</td><td colspan="2">2007</td></tr><tr><td>December 31Dollars in millions</td><td>Allowance</td><td>Loans to Total Loans</td><td>Allowance</td><td>Loans to Total Loans</td><td>Allowance</td><td>Loans to Total Loans</td><td>Allowance</td><td>Loans to Total Loans</td><td>Allowance</td><td>Loans to Total Loans</td></tr><tr><td>Commercial</td><td>$1,180</td><td>41.3%</td><td>$1,387</td><td>36.7%</td><td>$1,869</td><td>34.8%</td><td>$1,668</td><td>39.4%</td><td>$564</td><td>42.4%</td></tr><tr><td>Commercial real estate</td><td>753</td><td>10.2</td><td>1,086</td><td>11.9</td><td>1,305</td><td>14.7</td><td>833</td><td>14.7</td><td>153</td><td>13.0</td></tr><tr><td>Equipment lease financing</td><td>62</td><td>4.0</td><td>94</td><td>4.2</td><td>171</td><td>3.9</td><td>179</td><td>3.7</td><td>36</td><td>3.7</td></tr><tr><td>Consumer (a)</td><td>1,458</td><td>35.4</td><td>1,227</td><td>36.6</td><td>957</td><td>34.0</td><td>929</td><td>29.9</td><td>68</td><td>26.9</td></tr><tr><td>Residential real estate</td><td>894</td><td>9.1</td><td>1,093</td><td>10.6</td><td>770</td><td>12.6</td><td>308</td><td>12.3</td><td>9</td><td>14.0</td></tr><tr><td>Total</td><td>$4,347</td><td>100.0%</td><td>$4,887</td><td>100.0%</td><td>$5,072</td><td>100.0%</td><td>$3,917</td><td>100.0%</td><td>$830</td><td>100.0%</td></tr></table>
<table><tr><td>December 31, 2011In millions</td><td>1 Year or Less</td><td>1 Through 5 Years</td><td>After 5 Years</td><td>Gross Loans</td></tr><tr><td>Commercial</td><td>$20,508</td><td>$37,031</td><td>$8,155</td><td>$65,694</td></tr><tr><td>Commercial real estate - Real estate projects</td><td>6,014</td><td>4,442</td><td>184</td><td>10,640</td></tr><tr><td>Total</td><td>$26,522</td><td>$41,473</td><td>$8,339</td><td>$76,334</td></tr><tr><td>Loans with:</td><td></td><td></td><td></td><td></td></tr><tr><td>Predetermined rate</td><td>$5,546</td><td>$9,585</td><td>$2,635</td><td>$17,766</td></tr><tr><td>Floating or adjustable rate</td><td>20,976</td><td>31,888</td><td>5,704</td><td>58,568</td></tr><tr><td>Total</td><td>$26,522</td><td>$41,473</td><td>$8,339</td><td>$76,334</td></tr></table>
<table><tr><td>December 31, 2011 – in millions</td><td>Domestic Certificates of Deposit</td></tr><tr><td>Three months or less</td><td>$3,534</td></tr><tr><td>Over three through six months</td><td>1,908</td></tr><tr><td>Over six through twelve months</td><td>1,835</td></tr><tr><td>Over twelve months</td><td>2,093</td></tr><tr><td>Total</td><td>$9,370</td></tr></table>

Question: How many element exceed the average of Domestic Certificates of Deposit in 2011?
Answer: 2