ITEM 6 SELECTED FINANCIAL DATA The following tables show Intuit’s selected financial information for the past five fiscal years.
The comparability of the information is affected by a variety of factors, including acquisitions and divestitures of businesses, issuance and repayment of long-term debt, share-based compensation expense, amortization of acquired technology and other acquired intangible assets, repurchases of common stock under our stock repurchase programs, and the payment of cash dividends.
In fiscal 2007 we issued $1 billion in senior notes and in fiscal 2012 we repaid $500 million of those notes when they became due using cash from operations.
The remaining senior notes are due in March 2017.
In fiscal 2011 through fiscal 2015 we acquired several companies and we have included the results of operations for each of them in our consolidated results of operations from their respective dates of acquisition.
In fiscal 2013 we completed the sale of our Intuit Websites business and in fiscal 2014 we completed the sales of our Intuit Financial Services and Intuit Health businesses.
In the fourth quarter of fiscal 2015 we determined that our Demandforce, QuickBase, and Quicken businesses became long-lived assets held for sale.
We accounted for all of these businesses as discontinued operations and have therefore reclassified our statements of operations for all periods presented below to reflect them as such.
We have also reclassified our balance sheets for all periods presented below to reflect Intuit Financial Services, Demandforce, QuickBase, and Quicken as discontinued operations.
The net assets of Intuit Websites and Intuit Health were not significant, so we have not reclassified our balance sheets for any period presented below to reflect them as discontinued operations.
To better understand the information in these tables, investors should read “Management’s Discussion and Analysis of Financial Condition and Results of Operations” in Item 7 of this Annual Report, and the financial statements and related notes in Item 8 of this Annual Report, especially Note 7, “Discontinued Operations.
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## Table 0 ##
We calculate revenue growth rates and segment operating margin figures using dollars in thousands.
Those results may vary slightly from figures calculated using the dollars in millions presented.
Small Business
## Table 1 ##
Product revenue in our Small Business segment is derived primarily from QuickBooks desktop software products, including QuickBooks Pro, QuickBooks Premier, QuickBooks Accountant, and QuickBooks Enterprise Solutions; QuickBooks Basic Payroll and QuickBooks Enhanced Payroll; QuickBooks Point of Sale solutions; ProAdvisor Program subscriptions for the accounting professionals who serve small businesses; and financial supplies.
Service and other revenue in our Small Business segment is derived primarily from QuickBooks Online and QuickBooks Online Accountant, our hosted financial and business management offerings; QuickBooks Pro Plus, QuickBooks Premier Plus, and QuickBooks Accountant Plus, our subscription offerings; QuickBooks technical support plans; small business payroll services, including Quickbooks Online Payroll, Intuit Online Payroll, Intuit Full Service Payroll, and QuickBooks Assisted Payroll; and payment processing services for small businesses.
As part of our connected services strategy, over the past several quarters we have been focusing Small Business segment resources on the enhancement and marketing of our QuickBooks Online and QuickBooks desktop subscription offerings.
As a result, QuickBooks desktop license units and revenue have been declining as more customers choose our hosted and subscription offerings and we expect this trend to continue.
In our payments business we are focusing resources on core offerings for QuickBooks merchants in support of our small business ecosystem approach.
Over the next few quarters we anticipate declining revenue for certain non-QuickBooks payments offerings that may slow overall revenue growth in our payments business.
Fiscal 2015 Compared with Fiscal 2014 Small Business segment total net revenue decreased $50 million or 2% in fiscal 2015 compared with fiscal 2014 due to the impact of the change to our QuickBooks desktop offerings described in “Executive Overview – Industry Trends and Seasonality” earlier in this Item 7, which more than offset QuickBooks Online revenue growth.
Small Business Online Ecosystem revenue grew 25%, driven by customer acquisition.
QuickBooks Online customers grew 57% and online payroll customers grew 18%.
Active online payments customers grew 5% and online payments charge volume grew 19%.
In our Small Business Desktop Ecosystem, revenue declined 10%.
QuickBooks desktop unit sales were 22% lower as we continued to emphasize QuickBooks Online while QuickBooks Enterprise Solutions revenue grew 29%.
Small Business segment operating income as a percentage of related revenue decreased in fiscal 2015 compared with fiscal 2014.
The decrease was due to the impact of the changes to our desktop software offerings on segment revenue and cost of revenue.
We expense costs of product revenue as they are incurred for delivered software and we do not defer any of these costs when product revenue is deferred.
Small Business segment operating income was also affected by about $76 million in higher data center hosting and facilities expenses and about $43 million in higher outside services expenses.
Fiscal 2014 Compared with Fiscal 2013 Small Business segment total net revenue increased $170 million or 9% in fiscal 2014 compared with fiscal 2013.
Small Business Online Ecosystem revenue grew 31%, driven by customer acquisition.
QuickBooks Online customers grew 40% and online payroll customers grew 25%.
Active online payments customers grew 4% and online payments charge volume grew 24%.
In our Small Business Desktop Ecosystem, revenue from QuickBooks desktop software licenses declined 9% on 10% lower unit sales while revenue from QuickBooks Enterprise Solutions grew 25% and revenue from QuickBooks Plus subscriptions grew 16% in fiscal 2014.
Revenue for certain non-core payments offerings was lower in fiscal 2014.
decreased by one percentage point per year, such increasesor decreases would have the following effects:
## Table 2 ##
The Company also incurred costs for multi-employer pension plans of $2 million in 2003 and $1 million for both2002and 2001.
Multi-employer healthcare costs totaled$1million in each of the years 2003, 2002 and 2001.
The Company has a deferred compensation plan forcertain key managers which allows them to defer a portionof their compensation in a phantom PPG stock account orother phantom investment accounts.
The amount deferredearns a return based on the investment options selected bythe participant.
The amount owed to participants is anunfunded and unsecured general obligation of theCompany.
Upon retirement, death, disability or terminationof employment, the compensation deferred andrelatedaccumulated earnings are distributed in cash orin PPGstock, based on the accounts selected by theparticipant.
The plan provides participants with investment alternatives and the ability to transfer amounts between the phantom non-PPG stock investment accounts.
To mitigate theimpact on compensation expense of changes in the marketvalue of the liability, the Company purchased a portfolio ofmarketable securities that mirror the phantom non-PPGstock investment accounts selected by the participantsexcept the money market accounts.
The changes in marketvalue of these securities are also included in earnings.
Trading will occur in this portfolio to align the securitiesheld with the participant’s phantom non-PPG stock investment accounts except the money market accounts.
The cost of the deferred compensation plan, comprisedof dividend equivalents accrued on the phantom PPG stockaccount, investment income and the change in market valueof the liability, was a loss in 2003 of $13 million, andincome of $9 million and $6 million in 2002 and 2001,respectively.
These amounts are included in “Selling, general and administrative” in the accompanying statement ofincome.
The change in market value of the investmentportfolio in 2003 was income of $13 million, and a loss of$10 million and $7 million in 2002 and 2001, respectively,and is also included in “Selling, general and administrative.
”The Company’s obligations under this plan, which areincluded in “Other liabilities” in the accompanying balancesheet, were $100 million and $84 million as of Dec.  31,2003 and 2002, respectively, and the investments in marketable securities, which are included in “Investments” inthe accompanying balance sheet, were $68 million and $53 million as of Dec.  31, 2003 and 2002, respectively.13.
Commitments and Contingent Liabilities PPG is involved in a number of lawsuits and claims, bothactual and potential, including some that it has assertedagainst others, in which substantial monetary damages aresought.
These lawsuits and claims, the most significant ofwhich are described below, relate to product liability, contract, patent, environmental, antitrust and other mattersarising out of the conduct of PPG’s business.
To the extentthat these lawsuits and claims involve personal injury andproperty damage, PPG believes it has adequate insurance;however, certain of PPG’s insurers are contesting coveragewith respect to some of these claims, and other insurers, asthey had prior to the asbestos settlement described below,may contest coverage with respect to some of the asbestosclaims if the settlement is not implemented.
PPG’s lawsuitsand claims against others include claims against insurersand other third parties with respect to actual and contingent losses related to environmental, asbestos andothermatters.
The result of any future litigation of such lawsuits andclaims is inherently unpredictable.
However, managementbelieves that, in the aggregate, the outcome of all lawsuitsand claims involving PPG, including asbestos-related claimsin the event the settlement described below does notbecome effective, will not have a material effect on PPG’sconsolidated financial position or liquidity; however, anysuch outcome may be material to the results of operations ofany particular period in which costs, if any, are recognized.
The Company has been named as a defendant, alongwith various other co-defendants, in a number of antitrustlawsuits, including suits in various state and federal courtsalleging that PPG acted with competitors to fix prices andallocate markets in the automotive refinish industry and afederal class action suit relating to certain glass products.
The federal automotive refinish cases have been consolidated in the U. S.  District Court for the Eastern District ofPennsylvania located in Philadelphia, Pa. , but these proceedings are at an early stage.
The state automotive refinishcases have either been stayed pending resolution of the federal proceedings or have been dismissed.
All of the initialdefendants in the glass class action antitrust case otherthanPPG have settled.
On May 29, 2003, the U. S.  DistrictCourt for the Western District of Pennsylvania located inPittsburgh, Pa.  granted PPG’s motion for summary judgmentdismissing the claims against PPG in the glass class actionantitrust case.
The plaintiffs in that case have appealed that

<table><tr><td>Consolidated Statement of Operations Data</td><td colspan="5">Fiscal</td></tr><tr><td>(In millions, except per share amounts)</td><td>2015</td><td>2014</td><td>2013</td><td>2012</td><td>2011</td></tr><tr><td>Total net revenue</td><td>$4,192</td><td>$4,243</td><td>$3,946</td><td>$3,662</td><td>$3,303</td></tr><tr><td>Total costs and expenses</td><td>3,454</td><td>2,943</td><td>2,738</td><td>2,546</td><td>2,299</td></tr><tr><td>Operating income from continuing operations</td><td>738</td><td>1,300</td><td>1,208</td><td>1,116</td><td>1,004</td></tr><tr><td>Total share-based compensation expense included in total costs and expenses</td><td>242</td><td>186</td><td>166</td><td>154</td><td>142</td></tr><tr><td>Net income from continuing operations</td><td>413</td><td>853</td><td>807</td><td>730</td><td>639</td></tr><tr><td>Net income (loss) from discontinued operations</td><td>-48</td><td>54</td><td>51</td><td>62</td><td>-5</td></tr><tr><td>Net income</td><td>365</td><td>907</td><td>858</td><td>792</td><td>634</td></tr><tr><td>Net income per common share:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic net income per share from continuing operations</td><td>$1.47</td><td>$2.99</td><td>$2.72</td><td>$2.46</td><td>$2.08</td></tr><tr><td>Basic net income (loss) per share from discontinued operations</td><td>-0.17</td><td>0.19</td><td>0.17</td><td>0.21</td><td>-0.02</td></tr><tr><td>Basic net income per share</td><td>$1.30</td><td>$3.18</td><td>$2.89</td><td>$2.67</td><td>$2.06</td></tr><tr><td>Diluted net income per share from continuing operations</td><td>$1.45</td><td>$2.94</td><td>$2.66</td><td>$2.40</td><td>$2.01</td></tr><tr><td>Diluted net income (loss) per share from discontinued operations</td><td>-0.17</td><td>0.18</td><td>0.17</td><td>0.20</td><td>-0.01</td></tr><tr><td>Diluted net income per share</td><td>$1.28</td><td>$3.12</td><td>$2.83</td><td>$2.60</td><td>$2.00</td></tr><tr><td>Dividends declared per common share</td><td>$1.00</td><td>$0.76</td><td>$0.68</td><td>$0.60</td><td>$—</td></tr></table>
<table><tr><td>(Dollars in millions)</td><td>Fiscal2015</td><td>Fiscal2014</td><td>Fiscal2013</td><td>2015-2014% Change</td><td>2014-2013% Change</td></tr><tr><td>Product revenue</td><td>$709</td><td>$851</td><td>$851</td><td></td><td></td></tr><tr><td>Service and other revenue</td><td>1,399</td><td>1,307</td><td>1,137</td><td></td><td></td></tr><tr><td>Total segment revenue</td><td>$2,108</td><td>$2,158</td><td>$1,988</td><td>-2%</td><td>9%</td></tr><tr><td>% of total revenue</td><td>50%</td><td>51%</td><td>50%</td><td></td><td></td></tr><tr><td>Segment operating income</td><td>$696</td><td>$852</td><td>$806</td><td>-18%</td><td>6%</td></tr><tr><td>% of related revenue</td><td>33%</td><td>39%</td><td>41%</td><td></td><td></td></tr></table>
<table><tr><td></td><td>One-Percentage Point</td></tr><tr><td>(Millions)</td><td>Increase</td><td>Decrease</td></tr><tr><td>Increase (decrease) in the aggregate of service and interest cost components</td><td>$10</td><td>$-8</td></tr><tr><td>Increase (decrease) in the benefit obligation</td><td>$95</td><td>$-82</td></tr></table>

Question: In the year with the most Net income, what is the growth rate of Net income from continuing operations?
Answer: 0.057