Note 17.
Accumulated Other Comprehensive Losses:PMI's accumulated other comprehensive losses, net of taxes, consisted of the following:
## Table 0 ##
Reclassifications from Other Comprehensive EarningsThe movements in accumulated other comprehensive losses and the related tax impact, for each of the components above, that are due to current period activity and reclassifications to the income statement are shown on the consolidated statements of comprehensive earnings for the years ended December 31, 2014, 2013, and 2012.
The movement in currency translation adjustments for the year ended December 31, 2013, was also impacted by the purchase of the remaining shares of the Mexican tobacco business.
In addition, $5 million and $12 million of net currency translation adjustment gains were transferred from other comprehensive earnings to marketing, administration and research costs in the consolidated statements of earnings for the years ended December 31, 2014 and 2013, respectively, upon liquidation of a subsidiary.
For additional information, see Note 13.
Benefit Plans and Note 15.
Financial Instruments for disclosures related to PMI's pension and other benefits and derivative financial instruments.
Note 18.
Colombian Investment and Cooperation Agreement:On June 19, 2009, PMI announced that it had signed an agreement with the Republic of Colombia, together with the Departments of Colombia and the Capital District of Bogota, to promote investment and cooperation with respect to the Colombian tobacco market and to fight counterfeit and contraband tobacco products.
The Investment and Cooperation Agreement provides $200 million in funding to the Colombian governments over a 20-year period to address issues of mutual interest, such as combating the illegal cigarette trade, including the threat of counterfeit tobacco products, and increasing the quality and quantity of locally grown tobacco.
As a result of the Investment and Cooperation Agreement, PMI recorded a pre-tax charge of $135 million in the operating results of the Latin America & Canada segment during the second quarter of 2009.
At December 31, 2014 and 2013, PMI had $71 million and $74 million, respectively, of discounted liabilities associated with the Colombian Investment and Cooperation Agreement.
These discounted liabilities are primarily reflected in other long-term liabilities on the consolidated balance sheets and are expected to be paid through 2028.
Note 19.
RBH Legal Settlement:On July 31, 2008, Rothmans Inc.  ("Rothmans") announced the finalization of a CAD 550 million settlement (or approximately $540 million, based on the prevailing exchange rate at that time) between itself and Rothmans, Benson & Hedges Inc.  ("RBH"), on the one hand, and the Government of Canada and all 10 provinces, on the other hand.
The settlement resolved the Royal Canadian Mounted Police's investigation relating to products exported from Canada by RBH during the 1989-1996 period.
Rothmans' sole holding was a 60% interest in RBH.
The remaining 40% interest in RBH was owned by PMI.
Cash Flow Data The following table summarizes our cash flow activity for the fiscal years presented:
## Table 1 ##
Operating activities.
Cash provided by operating activities was lower during fiscal 2013 compared to prior year, reflecting payments from the litigation escrow account totaling $4.4 billion in connection with the covered litigation.
As these payments were made from our litigation escrow account, they were also reflected as cash inflows under financing activities.
See Note 3—Retrospective Responsibility Plan and Note 20—Legal Matters to our consolidated financial statements.
The tax deduction related to these payments contributed to the $1.5 billion decline in overall income taxes paid during fiscal 2013 compared to prior year.
Absent the above impacts, cash provided by operating activities would have totaled $5.9 billion, an increase over fiscal 2012, reflecting continued growth in operating revenues.
We believe that cash flow generated from operating activities will be more than sufficient to meet our ongoing operational needs.
Total cash provided by operating activities was higher during fiscal 2012 compared to fiscal 2011, primarily reflecting higher operating revenues in fiscal 2012.
Investing activities.
Cash used in investing activities was lower during fiscal 2013 compared to prior year, reflecting a decrease in purchases of available-for-sale investment securities, combined with greater proceeds received from maturities and sales of available-for-sale investment securities.
See Note 4—Fair Value Measurements and Investments to our consolidated financial statements.
Cash used in investing activities during fiscal 2012 and 2011 was relatively consistent, reflecting our continued investment in available-for-sale securities.
Financing activities.
Cash used in financing activities during fiscal 2013, 2012 and 2011 reflects our continued commitment to return excess cash to shareholders through reduction in the as-converted class A share count, either through purchases in the open market or deposits made into the litigation escrow, and increased dividends.
Cash used in financing activities also reflects cash inflows relating to payments made in connection with the covered litigation from the litigation escrow account.
See Note 3—Retrospective Responsibility Plan, Note 14— Stockholders’ Equity and Note 20—Legal Matters to our consolidated financial statements.
Sources of Liquidity Our primary sources of liquidity are cash on hand, cash flow from our operations, our investment portfolio, and access to various equity and borrowing arrangements.
Funds from operations are maintained in cash and cash equivalents, and short-term or long-term available-for-sale investment securities based upon our funding requirements, our access to liquidity from these holdings, and the return that these holdings provide.
Cash and cash equivalents and short-term and long-term available-for-sale investment securities held by our foreign subsidiaries totaled $4.3 billion at September 30, 2013.
If it were necessary to
ITEM 6.
Selected Financial Data The following table presents selected Visa Inc.  financial data for fiscal 2014, 2013, 2012, 2011 and 2010.
The data below should be read in conjunction with Item 7—Management’s Discussion and Analysis of Financial Condition and Results of Operations and Item 8—Financial Statements and Supplementary Data of this report.
## Table 2 ##
At September 30
## Table 3 ##
(1) During fiscal 2013, we made payments from the litigation escrow account totaling $4.4 billion in connection with the covered litigation.
During fiscal 2014, the court entered the final judgment order approving the settlement with the class plaintiffs in the interchange multidistrict litigation proceedings, which is subject to the adjudication of any appeals.
Certain merchants in the settlement classes, however, have objected to the settlement and a number of merchants have filed opt-out claims.
Takedown payments of approximately $1.1 billion related to the opt-out merchants were received and deposited into the litigation escrow account.
The deposit into the litigation escrow account and a related increase in accrued litigation to address opt-out claims were recorded in the second quarter of fiscal 2014.
In the fourth quarter of fiscal 2014, an additional accrual of $450 million associated with these opt-out claims was recorded and payments totaling $57 million were made from the litigation escrow account reflecting settlements with a number of individual opt-out merchants, resulting in an accrued balance of $1.4 billion related to covered litigation as of September 30, 2014.
See Note 3— Retrospective Responsibility Plan and Note 20—Legal Matters to our consolidated financial statements included in Item 8—Financial Statements and Supplementary Data of this report.
(2) During fiscal 2012, we recorded: a one-time, non-cash tax benefit of $208 million related to the remeasurement of our net deferred tax liabilities; a covered litigation provision of $4.1 billion and related tax benefits; and the reversal of previously recorded tax reserves and interest, which increased net income by $326 million.

<table><tr><td>(Losses) Earnings</td><td>At December 31,</td></tr><tr><td>(in millions)</td><td>2014</td><td>2013</td><td>2012</td></tr><tr><td>Currency translation adjustments</td><td>$-3,929</td><td>$-2,207</td><td>$-331</td></tr><tr><td>Pension and other benefits</td><td>-3,020</td><td>-2,046</td><td>-3,365</td></tr><tr><td>Derivatives accounted for as hedges</td><td>123</td><td>63</td><td>92</td></tr><tr><td>Total accumulated other comprehensive losses</td><td>$-6,826</td><td>$-4,190</td><td>$-3,604</td></tr></table>
<table><tr><td></td><td>2013</td><td>2012</td><td>2011</td></tr><tr><td></td><td colspan="3">(in millions)</td></tr><tr><td>Total cash provided by (used in):</td><td></td><td></td><td></td></tr><tr><td>Operating activities</td><td>$3,022</td><td>$5,009</td><td>$3,872</td></tr><tr><td>Investing activities</td><td>-1,164</td><td>-2,414</td><td>-2,299</td></tr><tr><td>Financing activities</td><td>-1,746</td><td>-2,655</td><td>-3,304</td></tr><tr><td>Effect of exchange rate changes on cash and cash equivalents</td><td>—</td><td>7</td><td>-9</td></tr><tr><td>Increase (decrease) in cash and cash equivalents</td><td>$112</td><td>$-53</td><td>$-1,740</td></tr></table>
<table><tr><td></td><td colspan="5">Fiscal Year Ended September 30,</td></tr><tr><td>Statement of Operations Data:</td><td>2014<sup>-1</sup></td><td>2013</td><td>2012<sup>-2</sup></td><td>2011</td><td>2010</td></tr><tr><td></td><td colspan="5">(in millions, except per share data)</td></tr><tr><td>Operating revenues</td><td>$12,702</td><td>$11,778</td><td>$10,421</td><td>$9,188</td><td>$8,065</td></tr><tr><td>Operating expenses</td><td>$5,005</td><td>$4,539</td><td>$8,282</td><td>$3,732</td><td>$3,476</td></tr><tr><td>Operating income</td><td>$7,697</td><td>$7,239</td><td>$2,139</td><td>$5,456</td><td>$4,589</td></tr><tr><td>Net income attributable to Visa Inc.</td><td>$5,438</td><td>$4,980</td><td>$2,144</td><td>$3,650</td><td>$2,966</td></tr><tr><td>Basic earnings per share—class A common stock</td><td>$8.65</td><td>$7.61</td><td>$3.17</td><td>$5.18</td><td>$4.03</td></tr><tr><td>Diluted earnings per share—class A common stock</td><td>$8.62</td><td>$7.59</td><td>$3.16</td><td>$5.16</td><td>$4.01</td></tr></table>
<table><tr><td></td><td colspan="6">At September 30,</td></tr><tr><td>Balance Sheet Data:</td><td>2014<sup>-1</sup></td><td>2013</td><td></td><td>2012<sup>-2</sup></td><td>2011</td><td>2010</td></tr><tr><td></td><td colspan="6">(in millions, except per share data)</td></tr><tr><td>Total assets</td><td>$38,569</td><td>$35,956</td><td></td><td>$40,013</td><td>$34,760</td><td>$33,408</td></tr><tr><td>Current portion of long-term debt</td><td>$—</td><td>$—</td><td></td><td>$—</td><td>$—</td><td>$12</td></tr><tr><td>Current portion of accrued litigation</td><td>$1,456</td><td>$5</td><td><sup>-1</sup></td><td>$4,386</td><td>$425</td><td>$631</td></tr><tr><td>Long-term debt</td><td>$—</td><td>$—</td><td></td><td>$—</td><td>$—</td><td>$32</td></tr><tr><td>Long-term accrued litigation</td><td>$—</td><td>$—</td><td></td><td>$—</td><td>$—</td><td>$66</td></tr><tr><td>Total equity</td><td>$27,413</td><td>$26,870</td><td></td><td>$27,630</td><td>$26,437</td><td>$25,014</td></tr><tr><td>Dividend declared and paid per common share</td><td>$1.60</td><td>$1.32</td><td></td><td>$0.88</td><td>$0.60</td><td>$0.50</td></tr></table>

Question: As As the chart 2 shows,what's the growth rate of Operating income in Fiscal Year Ended September 30,2014?
Answer: 0.06327