Stock Performance Graph
## Table 0 ##
* $100 invested on 11/17/11 in our stock or 10/31/11 in the relevant index, including reinvestment of dividends.
Fiscal year ending December 31, 2013.
(1) Delphi Automotive PLC (2) S&P 500 – Standard & Poor’s 500 Total Return Index (3) Automotive Supplier Peer Group – Russell 3000 Auto Parts Index, including American Axle & Manufacturing, BorgWarner Inc. , Cooper Tire & Rubber Company, Dana Holding Corp. , Delphi Automotive PLC, Dorman Products Inc. , Federal-Mogul Corp. , Ford Motor Co. , Fuel Systems Solutions Inc. , General Motors Co. , Gentex Corp. , Gentherm Inc. , Genuine Parts Co. , Johnson Controls Inc. , LKQ Corp. , Lear Corp. , Meritor Inc. , Remy International Inc. , Standard Motor Products Inc. , Stoneridge Inc. , Superior Industries International, TRW Automotive Holdings Corp. , Tenneco Inc. , Tesla Motors Inc. , The Goodyear Tire & Rubber Co. , Tower International Inc. , Visteon Corp. , and WABCO Holdings Inc.
Dividends On February 26, 2013, the Board of Directors approved the initiation of dividend payments on the Company's ordinary shares.
The Board of Directors declared a regular quarterly cash dividend of $0.17 per ordinary share that was paid in each quarter of 2013.
In addition, in January 2014, the Board of Directors declared a regular quarterly cash dividend of $0.25 per ordinary share, payable on February 27, 2014 to shareholders of record at the close of business on February 18, 2014.
In October 2011, the Board of Managers of Delphi Automotive LLP approved a distribution of approximately $95 million, which was paid on December 5, 2011, principally in respect of taxes, to members of Delphi Automotive LLP who held membership interests as of the close of business on October 31, 2011.
Consumer Real Estate Secured Asset Quality Indicators
## Table 1 ##
(a) At December 31, 2010, higher risk home equity loans are based upon updated FICO and original LTV while residential real estate higher risk loans are based upon updated FICO and a combination of original and updated LTV.
Higher risk loans exclude loans held for sale and government insured or guaranteed loans.
(b) We consider loans to be higher risk with an updated FICO of less than or equal to 660 and an original or updated LTV greater than or equal to 90%.
The majority of the December 31, 2010 balance related to higher risk home equity loans is geographically distributed throughout the following areas: Pennsylvania 28%, Ohio 13%, New Jersey 11%, Illinois 7%, Michigan 6%, and Kentucky 5%.
All other states, none of which comprise more than 4%, make up the remainder of the balance.
(c) We consider loans to be higher risk with an updated FICO of less than or equal to 660 and an original or updated LTV greater than or equal to 90%.
The majority of the December 31, 2010 balance related to higher risk residential real estate loans is geographically distributed throughout the following areas: California 23%, Florida 11%, Illinois 11%, and Maryland 8%.
All other states, none of which comprise more than 5%, make up the remainder of the balance.
(d) Total loans include purchased impaired loans of $6.4 billion at December 31, 2010.  Credit Card and Other Consumer Loan Classes We monitor a variety of asset quality information in the management of the credit card and other consumer loan classes.
Other consumer loan classes include education, automobile, and other secured and unsecured lines and loans.
Along with the trending of delinquencies and losses for each class, FICO credit score updates are generally obtained on a monthly basis, as well as a variety of credit bureau attributes.
Loans with high FICO scores tend to have a lower likelihood of loss.
Conversely, loans with low FICO scores tend to have a higher likelihood of loss.
Consumer Purchased Impaired Loans Class Estimates of the expected cash flows primarily determine the credit impacts of consumer purchased impaired loans.
Consumer cash flow estimates are influenced by a number of credit related items, which include, but are not limited to: estimated real estate values, payment patterns, updated FICO scores, the current economic environment, updated LTV ratios and the date of origination.
These key factors are monitored to help ensure that concentrations of risk are mitigated and cash flows are maximized.
See Note 6 Purchased Impaired Loans for additional information.
Credit Card and Other Consumer Loan Classes Asset Quality Indicators
## Table 2 ##
pool is then accounted for as a single asset with a single composite interest rate and an aggregate expectation of cash flows.
With respect to the National City acquisition, we aggregated homogeneous consumer and residential real estate loans into pools with common risk characteristics.
We account for commercial and commercial real estate loans individually.
Purchased Impaired Loans
## Table 3 ##
The excess of cash flows expected to be collected over the carrying value is referred to as the accretable yield and is recognized in interest income over the remaining life of the loan using the constant effective yield method.
The difference between contractually required payments and the cash flows expected to be collected is referred to as the nonaccretable difference.
Changes in the expected cash flows of individual or pooled purchased impaired loans will either impact the accretable yield or result in an impairment charge to the provision for credit losses in the period in which the changes become probable.
Subsequent decreases to the net present value of expected cash flows will generally result in an impairment charge to the provision for credit losses, resulting in an increase to the ALLL, and a reclassification from accretable yield to nonaccretable difference.
Subsequent increases to the net present value of expected cash flows will generally result in a recapture of any previously recorded ALLL, to the extent applicable, and/or a reclassification from nonaccretable difference to accretable yield, which is recognized prospectively.
Other items affecting the accretable yield may include adjustments to the expected cash flows to be collected from contractual interest rate changes on variable rate notes, and changes in prepayment assumptions.
Interest rate decreases for variable rate notes are treated as a reduction of both expected and contractual cash flows such that the nonaccretable difference is not affected.
Thus, for decreases in cash flows expected to be collected resulting from interest rate decreases for variable rate notes, the effect will be to reduce the yield prospectively.
Purchased impaired commercial and commercial real estate loans are charged off when the entire customer loan balance is deemed uncollectible.
As purchased impaired consumer and residential real estate loans are accounted for in pools, uncollectible amounts on individual loans remain in the pools and are not reported as charge-offs.
Disposals of loans, which may include sales of loans or foreclosures, result in removal of the loan from the purchased impaired loan portfolio at its carrying amount.
During 2011, $262 million of provision and $161 million of charge-offs were recorded on purchased impaired loans.
As of December 31, 2011, decreases in the net present value of expected cash flows from the date of acquisition of purchased impaired loans resulted in an allowance for loan and lease losses of $998 million on $6.5 billion of the purchased impaired loans while the remaining $.2 billion of purchased impaired loans required no allowance as net present value of expected cash flows improved or remained the same.
Activity for the accretable yield for 2011 follows.
Accretable Yield

<table><tr><td>Company Index</td><td>November 17, 2011</td><td>December 31, 2011</td><td>December 31, 2012</td><td>December 31, 2013</td></tr><tr><td>Delphi Automotive PLC -1</td><td>$100.00</td><td>$100.98</td><td>$179.33</td><td>$285.81</td></tr><tr><td>S&P 500 -2</td><td>100.00</td><td>100.80</td><td>116.93</td><td>154.80</td></tr><tr><td>Automotive Supplier Peer Group -3</td><td>100.00</td><td>89.27</td><td>110.41</td><td>166.46</td></tr></table>
<table><tr><td></td><td colspan="2">Higher Risk Loans (a)</td><td colspan="2">All Other Loans</td><td rowspan="2">Home Equity andResidential RealEstate Loans Recorded InvestmentAmount</td></tr><tr><td>December 31, 2010 – dollars in millions</td><td>Amount</td><td>% of Total Loans</td><td>Amount</td><td>% of Total Loans</td></tr><tr><td>Home equity (b)</td><td>$1,203</td><td>4%</td><td>$33,023</td><td>96%</td><td>$34,226</td></tr><tr><td>Residential real estate (c)</td><td>671</td><td>4%</td><td>15,328</td><td>96%</td><td>15,999</td></tr><tr><td>Total (d)</td><td>$1,874</td><td>4%</td><td>$48,351</td><td>96%</td><td>$50,225</td></tr></table>
<table><tr><td></td><td colspan="2">Credit Card (a)</td><td colspan="2">Other Consumer (b)</td><td></td></tr><tr><td>Dollars in millions</td><td>Amount</td><td>% of Total Loans Using FICO Credit Metric</td><td>Amount</td><td>% of Total Loans Using FICO Credit Metric</td><td></td></tr><tr><td> December 31, 2011</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>FICO score greater than 719</td><td>$2,016</td><td>51%</td><td>$5,556</td><td> 61</td><td> %</td></tr><tr><td>650 to 719</td><td>1,100</td><td>28</td><td>2,125</td><td> 23</td><td> </td></tr><tr><td>620 to 649</td><td>184</td><td>5</td><td>370</td><td> 4</td><td> </td></tr><tr><td>Less than 620</td><td>284</td><td>7</td><td>548</td><td> 6</td><td> </td></tr><tr><td>No FICO score available or required (c)</td><td>392</td><td>9</td><td>574</td><td> 6</td><td> </td></tr><tr><td>Total loans using FICO credit metric</td><td>3,976</td><td>100%</td><td>9,173</td><td> 100</td><td> %</td></tr><tr><td>Consumer loans using other internal credit metrics (b)</td><td></td><td></td><td>9,993</td><td></td><td></td></tr><tr><td>Total loan balance</td><td>$3,976</td><td></td><td>$19,166</td><td></td><td></td></tr><tr><td>Weighted-average current FICO score (d)</td><td></td><td>723</td><td></td><td> 739</td><td> </td></tr><tr><td>December 31, 2010</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>FICO score greater than 719</td><td>$1,895</td><td>48%</td><td>$4,135</td><td>58%</td><td></td></tr><tr><td>650 to 719</td><td>1,149</td><td>29</td><td>1,984</td><td>28</td><td></td></tr><tr><td>620 to 649</td><td>183</td><td>5</td><td>295</td><td>4</td><td></td></tr><tr><td>Less than 620</td><td>424</td><td>11</td><td>652</td><td>9</td><td></td></tr><tr><td>No FICO score available or required (c)</td><td>269</td><td>7</td><td>81</td><td>1</td><td></td></tr><tr><td>Total loans using FICO credit metric</td><td>3,920</td><td>100%</td><td>7,147</td><td>100%</td><td></td></tr><tr><td>Consumer loans using other internal credit metrics (b)</td><td></td><td></td><td>9,799</td><td></td><td></td></tr><tr><td>Total loan balance</td><td>$3,920</td><td></td><td>$16,946</td><td></td><td></td></tr><tr><td>Weighted-average current FICO score (d)</td><td></td><td>709</td><td></td><td>713</td><td></td></tr></table>
<table><tr><td></td><td colspan="2"> December 31, 2011</td><td colspan="2">December 31, 2010</td></tr><tr><td>In millions</td><td>Recorded Investment</td><td>Outstanding Balance</td><td>Recorded Investment</td><td>Outstanding Balance</td></tr><tr><td>Commercial</td><td>$140</td><td>$245</td><td>$249</td><td>$408</td></tr><tr><td>Commercial real estate</td><td>712</td><td>743</td><td>1,153</td><td>1,391</td></tr><tr><td>Consumer</td><td>2,766</td><td>3,405</td><td>3,024</td><td>4,121</td></tr><tr><td>Residential real estate</td><td>3,049</td><td>3,128</td><td>3,354</td><td>3,803</td></tr><tr><td>Total</td><td>$6,667</td><td>$7,521</td><td>$7,780</td><td>$9,723</td></tr></table>

Question: What's the 20 % of total elements for Higher Risk Loans (a) of Amout in 2010? (in million)
Answer: 374.8