Management’s Discussion and Analysis of Financial Condition and Results of Operations 45 2016 Annual Report Prior Accident Year Development Recorded in 2016
## Table 0 ##
During 2016, the Company’s re-estimates of prior accident year reserves included the following significant reserve changes: Workers’ compensation reserves consider favorable emergence on reported losses for recent accident years as well as a partially offsetting adverse impact related to two recent Florida Supreme Court rulings that have increased the Company’s exposure to workers’ compensation claims in that state.
The favorable emergence has been driven by lower frequency and, to a lesser extent, lower medical severity and management has placed additional weight on this favorable experience as it becomes more credible.
General liability reserves increased for accident years 2012 - 2015 primarily due to higher severity losses incurred on a class of business that insures service and maintenance contractors and increased for accident years 2008 and 2010 primarily due to indemnity losses and legal costs associated with a litigated claim.
Small commercial package business reserves increased due to higher than expected severity on liability claims, principally for accident years 2013 - 2015.
Severity for these accident years has developed unfavorably and management has placed more weight on emerged experience.
Auto liability reserves increased due to increases in both commercial lines auto and personal lines auto.
Commercial auto liability reserves increased, predominately for the 2015 accident year, primarily due to increased frequency of large claims.
Personal auto liability reserves increased, primarily related to increased bodily injury frequency and severity for the 2015 accident year, including for uninsured and under-insured motorist claims, and increased bodily injury severity for the 2014 accident year.
Increases in auto liability loss costs were across both the direct and agency distribution channels.
Professional liability reserves decreased for claims made years 2008 - 2013, primarily for large accounts, including on non-securities class action cases.
Claim costs have emerged favorably as these years have matured and management has placed more weight on the emerged experience.
Asbestos and environmental reserves were increased during the period as a result of the second quarter 2016 comprehensive annual review.
Uncollectible reinsurance reserves decreased as a result of giving greater weight to favorable collectability experience in recent calendar periods in estimating future collections.
THE HARTFORD FINANCIAL SERVICES GROUP, INC.  Notes to Consolidated Financial Statements (continued) 11.
Reserve for Unpaid Losses and Loss Adjustment Expenses (CONTINUED) Group life, disability and accident reserves, including IBNR The majority of Group Benefits’ reserves are for long-term disability (“LTD”) claimants who are known to be disabled and are currently receiving benefits.
A Disabled Life Reserve (“DLR”) is calculated for each LTD claim.
The DLR for each claim is the expected present value of all estimated future benefit payments and includes estimates of claim recovery, investment yield, and offsets from other income, including offsets from Social Security benefits and workers’ compensation.
Estimated future benefit payments represent the monthly income benefit that is paid until recovery, death or expiration of benefits.
Claim recoveries are estimated based on claim characteristics such as age and diagnosis and represent an estimate of benefits that will terminate, generally as a result of the claimant returning to work or being deemed able to return to work.
The DLR also includes a liability for payments to claimants who have not yet been approved for LTD either because they have not yet satisfied the waiting (or elimination) period or because the approval or denial decision has not yet been made.
In these cases, the present value of future benefits is reduced for the likelihood of claim denial based on Company experience.
For claims recently closed due to recovery, a portion of the DLR is retained for the possibility that the claim reopens upon further evidence of disability.
In addition, a reserve for estimated unpaid claim expenses is included in the DLR.
For incurral years with IBNR claims, estimates of ultimate losses are made by applying completion factors to the dollar amount of claims reported.
IBNR represents estimated ultimate losses less both DLR and cumulative paid amounts for all reported claims.
Completion factors are derived using standard actuarial techniques using triangles that display historical claim count emergence by incurral year.
These estimates are reviewed for reasonableness and are adjusted for current trends and other factors expected to cause a change in claim emergence.
The IBNR includes an estimate of unpaid claim expenses, including a provision for the cost of initial set-up of the claim once reported.
For all products, including LTD, there is a period generally ranging from two to twelve months, depending on the product, where emerged claim information for an incurral year is not yet credible enough to be a basis for an IBNR projection.
In these cases, the ultimate losses and allocated loss adjustment expenses are estimated using earned premium multiplied by an expected loss ratio.
The Company also records reserves for future death benefits under group term life policies that provide for premiums to be waived in the event the insured has a permanent and total disablement and has satisfied an elimination period, which is typically nine months (“premium waiver reserves”).
The death benefit reserve for these group life premium waiver claims is estimated for a known disabled claimant equal to the present value of expected future cash outflows (typically a lump sum face amount payable at death plus claim expenses) with separate estimates for claimant recovery (when no death benefit is payable) and for death before recovery or benefit expiry (when death benefit is payable).
The IBNR for premium waiver death benefits is estimated with standard actuarial development methods.
In addition, the Company also records reserves for group term life, accidental death & dismemberment, short term disability, and other group products that have short claim payout periods.
For these products, reserves are determined using paid or reported actuarial development methods.
The resulting claim triangles produce a completion pattern and estimate of ultimate loss.
IBNR for these lines of business equals the estimated ultimate losses and loss adjustment expenses less the amount of paid or reported claims depending on whether the paid or reported development method was used.
Estimates are reviewed for reasonableness and are adjusted for current trends or other factors that affect the development pattern.
Cumulative number of reported claims For group life, disability and accident coverages, claim counts include claims that are approved, pending approval and terminated and exclude denied claims.
Due to the nature of the claims, one claimant represents one event.
Average Annual Percentage Payout of Incurred Claims by Age, Net of Reinsurance
## Table 1 ##
THE HARTFORD FINANCIAL SERVICES GROUP, INC.  Notes to Consolidated Financial Statements (continued) 13.
Debt (CONTINUED) The 7.875% and 8.125% debentures may be redeemed in whole prior to the call date upon certain tax or rating agency events, at a price equal to the greater of 100% of the principal amount being redeemed and the applicable make-whole amount plus any accrued and unpaid interest.
The Company may elect to redeem the 8.125% debentures in whole or part at its option prior to the call date at a price equal to the greater of 100% of the principal amount being redeemed and the applicable make-whole amount plus any accrued and unpaid interest.
The Company may elect to redeem the 7.875% and 8.125% debentures in whole or in part on or after the call date for the principal amount being redeemed plus accrued and unpaid interest to the date of redemption.
In connection with the offering of the 8.125% debentures, the Company entered into a replacement capital covenant (“RCC”) for the benefit of holders of one or more designated series of the Company’s indebtedness, initially the Company’s 6.1% notes due 2041.
Under the terms of the RCC, if the Company redeems the 8.125% debentures at any time prior to June 15, 2048 it can only do so with the proceeds from the sale of certain qualifying replacement securities.
On February 7, 2017, the Company executed an amendment to the RCC to lengthen the amount of time the Company has to issue qualifying replacement securities prior to the redemption of the 8.125% debentures and to amend the definition of certain qualifying replacement securities.
Long-Term Debt Long-term Debt Maturities (at par value) as of December 31, 2016
## Table 2 ##
Shelf Registrations On July 29, 2016, the Company filed with the Securities and Exchange Commission (the “SEC”) an automatic shelf registration statement (Registration No.333-212778) for the potential offering and sale of debt and equity securities.
The registration statement allows for the following types of securities to be offered: debt securities, junior subordinated debt securities, preferred stock, common stock, depositary shares, warrants, stock purchase contracts, and stock purchase units.
In that The Hartford is a wellknown seasoned issuer, as defined in Rule 405 under the Securities Act of 1933, the registration statement went effective immediately upon filing and The Hartford may offer and sell an unlimited amount of securities under the registration statement during the three-year life of the registration statement.
Contingent Capital Facility The Hartford is party to a put option agreement that provides The Hartford with the right to require the Glen Meadow ABC Trust, a Delaware statutory trust, at any time and from time to time, to purchase The Hartford’s junior subordinated notes in a maximum aggregate principal amount not to exceed $500.
On February 8, 2017, The Hartford exercised the put option resulting in the issuance of $500 in junior subordinated notes with proceeds received on February 15, 2017.
Under the Put Option Agreement, The Hartford had been paying the Glen Meadow ABC Trust premiums on a periodic basis, calculated with respect to the aggregate principal amount of notes that The Hartford had the right to put to the Glen Meadow ABC Trust for such period.
The Hartford has agreed to reimburse the Glen Meadow ABC Trust for certain fees and ordinary expenses.
The Company holds a variable interest in the Glen Meadow ABC Trust where the Company is not the primary beneficiary.
As a result, the Company does not consolidate the Glen Meadow ABC Trust.
The junior subordinated notes have a scheduled maturity of February 12, 2047, and a final maturity of February 12, 2067.
The Company is required to use reasonable efforts to sell certain qualifying replacement securities in order to repay the debentures at the scheduled maturity date.
The junior subordinated notes bear interest at an annual rate of three-month LIBOR plus 2.125%, payable quarterly, and are unsecured, subordinated indebtedness of The Hartford.
The Hartford will have the right, on one or more occasions, to defer interest payments due on the junior subordinated notes under specified circumstances.
Upon receipt of the proceeds, the Company entered into a replacement capital covenant (the “RCC”) for the benefit of holders of one or more designated series of the Company’s indebtedness, initially the Company’s 4.3% notes due 2043.
Under the terms of the RCC, if the Company redeems the debentures at any time prior to February 12, 2047 (or such earlier date on which the RCC terminates by its terms) it can only do so with the proceeds from the sale of certain qualifying replacement securities.
The RCC also prohibits the Company from redeeming all or any portion of the notes on or prior to February 15, 2022.
Revolving Credit Facilities The Company has a senior unsecured five-year revolving credit facility (the “Credit Facility”) that provides for borrowing capacity up to $1 billion of unsecured credit through October 31, 2019 available in U. S.  dollars, Euro, Sterling, Canadian dollars and Japanese Yen.
As of December 31, 2016, no borrowings were outstanding under the Credit Facility.
As of December 31, 2016, the Company was in compliance with all financial covenants within the Credit Facility.
Commercial Paper The Hartford’s maximum borrowings available under its commercial paper program are $1 billion.
The Company is dependent upon market conditions to access short-term financing through the issuance of commercial paper to investors.
As of December 31, 2016, there was no commercial paper outstanding.

<table><tr><td></td><td>Commercial Lines</td><td>PersonalLines</td><td>Property & Casualty Other Operations</td><td>Total Property & Casualty Insurance</td></tr><tr><td>Workers’ compensation</td><td>$-119</td><td>$—</td><td>$—</td><td>$-119</td></tr><tr><td>Workers’ compensation discount accretion</td><td>28</td><td>—</td><td>—</td><td>28</td></tr><tr><td>General liability</td><td>65</td><td>—</td><td>—</td><td>65</td></tr><tr><td>Package business</td><td>65</td><td>—</td><td>—</td><td>65</td></tr><tr><td>Commercial property</td><td>1</td><td>—</td><td>—</td><td>1</td></tr><tr><td>Auto liability</td><td>57</td><td>160</td><td>—</td><td>217</td></tr><tr><td>Professional liability</td><td>-37</td><td>—</td><td>—</td><td>-37</td></tr><tr><td>Bond</td><td>-8</td><td>—</td><td>—</td><td>-8</td></tr><tr><td>Homeowners</td><td>—</td><td>-10</td><td>—</td><td>-10</td></tr><tr><td>Net asbestos reserves</td><td>—</td><td>—</td><td>197</td><td>197</td></tr><tr><td>Net environmental reserves</td><td>—</td><td>—</td><td>71</td><td>71</td></tr><tr><td>Catastrophes</td><td>-4</td><td>-3</td><td>—</td><td>-7</td></tr><tr><td>Uncollectible reinsurance</td><td>-30</td><td>—</td><td>—</td><td>-30</td></tr><tr><td>Other reserve re-estimates, net</td><td>10</td><td>4</td><td>10</td><td>24</td></tr><tr><td>Total prior accident year development</td><td>$28</td><td>$151</td><td>$278</td><td>$457</td></tr></table>
<table><tr><td></td><td colspan="9">(Unaudited)</td><td></td></tr><tr><td></td><td>1st Year</td><td>2nd Year</td><td>3rd Year</td><td>4th Year</td><td>5th Year</td><td>6th Year</td><td>7th Year</td><td>8th Year</td><td>9th Year</td><td>10th Year</td></tr><tr><td>Group long-term disability</td><td>7.1</td><td>23.2</td><td>14.3</td><td>8.3</td><td>6.5</td><td>5.5</td><td>4.7</td><td>4.2</td><td>3.7</td><td>3.2</td></tr><tr><td>Group life and accident, excluding premium waiver</td><td>79.3</td><td>18.7</td><td>1.2</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr></table>
<table><tr><td>2017 - Current maturities</td><td>$416</td></tr><tr><td>2018</td><td>$320</td></tr><tr><td>2019</td><td>$413</td></tr><tr><td>2020</td><td>$500</td></tr><tr><td>2021</td><td>$—</td></tr><tr><td>Thereafter</td><td>$3,525</td></tr></table>

Question: What was the total amount of the Catastrophes in the sections where Auto liability greater than 0?
Answer: -7.0