NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued) Note 4—Acquisitions (Continued) Acquisition of Emagic GmbH During the fourth quarter of 2002, the Company acquired Emagic GmbH (Emagic), a provider of professional software solutions for computer based music production, for approximately $30 million in cash; $26 million of which was paid immediately upon closing of the deal and $4 million of which was held-back for future payment contingent on continued employment by certain employees that would be allocated to future compensation expense in the appropriate periods over the following 3 years.
During fiscal 2003, contingent consideration totaling $1.3 million was paid.
The acquisition has been accounted for as a purchase.
The portion of the purchase price allocated to purchased in-process research and development (IPR&D) was expensed immediately, and the portion of the purchase price allocated to acquired technology and to tradename will be amortized over their estimated useful lives of 3 years.
Goodwill associated with the acquisition of Emagic is not subject to amortization pursuant to the provisions of SFAS No.142.
Total consideration was allocated as follows (in millions):
## Table 0 ##
The amount of the purchase price allocated to IPR&D was expensed upon acquisition, because the technological feasibility of products under development had not been established and no alternative future uses existed.
The IPR&D relates primarily to Emagic’s Logic series technology and extensions.
At the date of the acquisition, the products under development were between 43%-83% complete, and it was expected that the remaining work would be completed during the Company’s fiscal 2003 at a cost of approximately $415,000.
The remaining efforts, which were completed in 2003, included finalizing user interface design and development, and testing.
The fair value of the IPR&D was determined using an income approach, which reflects the projected free cash flows that will be generated by the IPR&D projects and that are attributable to the acquired technology, and discounting the projected net cash flows back to their present value using a discount rate of 25%.
Acquisition of certain assets of Zayante, Inc. , Prismo Graphics, and Silicon Grail During fiscal 2002 the Company acquired certain technology and patent rights of Zayante, Inc. , Prismo Graphics, and Silicon Grail Corporation for a total of $20 million in cash.
These transactions have been accounted for as asset acquisitions.
The purchase price for these asset acquisitions, except for $1 million identified as contingent consideration which would be allocated to compensation expense over the following 3 years, has been allocated to acquired technology and would be amortized on a straight-line basis over 3 years, except for certain assets acquired from Zayante associated with patent royalty streams that would be amortized over 10 years.
Acquisition of Nothing Real, LLC During the second quarter of 2002, the Company acquired certain assets of Nothing Real, LLC (Nothing Real), a privately-held company that develops and markets high performance tools designed for the digital image creation market.
Of the $15 million purchase price, the Company has allocated $7 million to acquired technology, which will be amortized over its estimated life of 5 years.
The remaining $8 million, which has been identified as contingent consideration, rather than recorded as an additional component of
CITIZENS FINANCIAL GROUP, INC.
SELECTED STATISTICAL INFORMATION 130 Selected Statistical Information The accompanying supplemental information should be read in conjunction with Part II, Item 6 — Selected Financial Data and Part II, Item 8 — Financial Statements and Supplementary Data, included elsewhere in this report.
Distribution of Assets, Liabilities and Stockholders' Equity; Interest Rates and Interest Differential The following table provides a summary of our consolidated average balances including major categories of interest earning assets and interest bearing liabilities
## Table 1 ##
McKESSON CORPORATION 3 PART I Item 1.  Business General McKesson Corporation (“McKesson,” the “Company,” the “Registrant” or “we” and other similar pronouns), is a Fortune 14 corporation that delivers medicines, pharmaceutical supplies, information and care management products and services designed to reduce costs and improve quality across the healthcare industry.
The Company’s fiscal year begins on April 1 and ends on March 31.
Unless otherwise noted, all references in this document to a particular year shall mean the Company’s fiscal year.
Our Annual Report on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and amendments to those reports filed or furnished pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended (the “Exchange Act,”) are available free of charge on our Web site (www.
mckesson.
com under the “Investors – Financial Information – SEC Filings” caption) as soon as reasonably practicable after we electronically file such material with, or furnish it to, the Securities and Exchange Commission (“SEC” or the “Commission”).
The content on any Web site referred to in this Annual Report on Form 10-K is not incorporated by reference into this report, unless expressly noted otherwise.
The public may also read or copy any materials that we file with the SEC at the SEC’s Public Reference Room at 100 F Street, NW, Washington, D. C.  20549.
The public may obtain information on the operation of the Public Reference Room by calling the SEC at 1-800-SEC-0330.
The SEC maintains a website that contains reports, proxy and information statements, and other information regarding issuers, including the Company, that file electronically with the SEC.
The address of the website is http://www.
sec.
gov.
Business Segments We operate in two segments.
The McKesson Distribution Solutions segment distributes ethical and proprietary drugs, medical-surgical supplies and equipment and health and beauty care products throughout North America.
This segment also provides specialty pharmaceutical solutions for biotech and pharmaceutical manufacturers, sells financial, operational and clinical solutions for pharmacies (retail, hospital, long-term care) and provides consulting, outsourcing and other services.
This segment includes a 49% interest in Nadro, S. A.  de C. V.  (“Nadro”), one of the leading pharmaceutical distributors in Mexico and a 39% interest in Parata Systems, LLC (“Parata”), which sells automated pharmacy and supply management systems and services to retail and institutional outpatient pharmacies.
The McKesson Technology Solutions segment delivers enterprise-wide clinical, patient care, financial, supply chain, strategic management software solutions, pharmacy automation for hospitals, as well as connectivity, outsourcing and other services, including remote hosting and managed services, to healthcare organizations.
This segment also includes our Payor group of businesses, which includes our InterQual?
claims payment solutions, medical management software businesses and our care management programs.
The segment’s customers include hospitals, physicians, homecare providers, retail pharmacies and payors from North America, the United Kingdom, Ireland, other European countries, Asia Pacific and Israel.
Net revenues for our segments for the last three years were as follows:
## Table 2 ##
2010 Acquisitions and Other Investments In 2010, the Company made the following acquisitions and outside investments:
## Table 3 ##
The Company paid an aggregate purchase price of $556 million, net of cash acquired for acquisitions and outside investments in 2010.
Seasonal Nature of the Company?s Business Historically, the level of some of the Company?s segments have followed seasonal trends to some degree.
In general the Rig Technology segment has not experienced significant seasonal fluctuation although orders for new equipment may be modestly affected by holiday schedules.
There can be no guarantee that seasonal effects will not influence future sales in this segment.
In Canada, the Petroleum Services & Supplies segment has typically realized high first quarter activity levels, as operators take advantage of the winter freeze to gain access to remote drilling and production areas.
In past years, certain Canadian businesses within Petroleum Services & Supplies and Distribution Services have declined during the second quarter due to warming weather conditions which resulted in thawing, softer ground, difficulty accessing drill sites, and road bans that curtailed drilling activity (?Canadian Breakup?).
However, these segments have typically rebounded in the third and fourth quarter.
Petroleum Services & Supplies activity in both the U. S.  and Canada sometimes increases during the third quarter and then peaks in the fourth quarter as operators spend the remaining drilling and/or production capital budgets for that year.
Petroleum Services & Supplies revenues in the Rocky Mountain region sometimes decline in the late fourth quarter or early first quarter due to harsh winter weather.
The segment?s fiberglass and composite tubulars business in China has typically declined in the first quarter due to the impact of weather on manufacturing and installation operations, and due to business slowdowns associated with the Chinese New Year.
The Company anticipates that the seasonal trends described above will continue.
However, there can be no guarantee that spending by the Company?s customers will continue to follow patterns seen in the past or that spending by other customers will remain the same as in prior years.
Marketing & Distribution Network Substantially all of our Rig Technology capital equipment and spare parts sales, and a large portion of our smaller pumps and parts sales, are made through our direct sales force and distribution service centers.
Sales to foreign oil companies are often made with or through agent or representative arrangements.
Products within Petroleum Service & Supplies are rented and sold worldwide through our own sales force and through commissioned representatives.
Distribution Services sales are made directly through our network of distribution service centers.
The Rig Technology segment?s customers include drilling contractors, shipyards and other rig fabricators, well servicing companies, pressure pumpers, national oil companies, major and independent oil and gas companies, supply stores, and pipe-running service providers.
Demand for its products is strongly dependent upon capital spending plans by oil and gas companies and drilling contractors, and the level of oil and gas well drilling activity.
Rig Technology purchases can represent significant capital expenditures, and are often sold as part of a rig fabrication or major rig refurbishment package.
Sometimes these packages cover multiple rigs, and often the Company bids jointly with other related product and services providers, such as rig fabrication yards and rig design firms.
ITEM 2.
PROPERTIES The Company owned or leased over 825 facilities worldwide as of December 31, 2010, including the following principal manufacturing, service, distribution and administrative facilities:
## Table 4 ##
Purchase Price Allocation Under the purchase method of accounting, the total purchase price was allocated to Grant Prideco?s net tangible and identifiable intangible assets based on their fair values as of April 21, 2008.
The excess of the purchase price over the net tangible and identifiable intangible assets was recorded as goodwill.

<table><tr><td>Net tangible assets acquired</td><td>$2.3</td></tr><tr><td>Acquired technology</td><td>3.8</td></tr><tr><td>Tradename</td><td>0.8</td></tr><tr><td>In-process research and development</td><td>0.5</td></tr><tr><td>Goodwill</td><td>18.6</td></tr><tr><td>Total consideration</td><td>$26.0</td></tr></table>
<table><tr><td></td><td colspan="9">Year Ended December 31,</td></tr><tr><td></td><td colspan="3">2014</td><td colspan="3">2013</td><td colspan="3">2012</td></tr><tr><td>(dollars in millions)</td><td>Average Balances</td><td>Income/ Expense</td><td>Yields/ Rates</td><td>Average Balances</td><td>Income/ Expense</td><td>Yields/ Rates</td><td>Average Balances</td><td>Income/ Expense</td><td>Yields/ Rates</td></tr><tr><td>Assets</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Interest-bearing cash and due from banks and deposits in banks</td><td>$2,113</td><td>$5</td><td>0.22%</td><td>$2,278</td><td>$11</td><td>0.46%</td><td>$1,562</td><td>$4</td><td>0.46%</td></tr><tr><td>Taxable investment securities</td><td>24,319</td><td>619</td><td>2.55</td><td>19,062</td><td>477</td><td>2.50</td><td>22,030</td><td>618</td><td>2.79</td></tr><tr><td>Non-taxable investment securities</td><td>11</td><td>—</td><td>2.60</td><td>12</td><td>—</td><td>2.66</td><td>40</td><td>2</td><td>4.32</td></tr><tr><td>Total investment securities</td><td>24,330</td><td>619</td><td>2.55</td><td>19,074</td><td>477</td><td>2.50</td><td>22,070</td><td>620</td><td>2.79</td></tr><tr><td>Commercial</td><td>29,993</td><td>900</td><td>2.96</td><td>28,654</td><td>900</td><td>3.10</td><td>27,273</td><td>849</td><td>3.07</td></tr><tr><td>Commercial real estate</td><td>7,158</td><td>183</td><td>2.52</td><td>6,568</td><td>178</td><td>2.67</td><td>7,063</td><td>196</td><td>2.72</td></tr><tr><td>Leases</td><td>3,776</td><td>103</td><td>2.73</td><td>3,463</td><td>105</td><td>3.05</td><td>3,216</td><td>112</td><td>3.48</td></tr><tr><td>Total commercial</td><td>40,927</td><td>1,186</td><td>2.86</td><td>38,685</td><td>1,183</td><td>3.02</td><td>37,552</td><td>1,157</td><td>3.04</td></tr><tr><td>Residential mortgages</td><td>10,729</td><td>425</td><td>3.96</td><td>9,104</td><td>360</td><td>3.96</td><td>9,551</td><td>413</td><td>4.32</td></tr><tr><td>Home equity loans</td><td>3,877</td><td>205</td><td>5.29</td><td>4,606</td><td>246</td><td>5.35</td><td>5,932</td><td>332</td><td>5.57</td></tr><tr><td>Home equity lines of credit</td><td>15,552</td><td>450</td><td>2.89</td><td>16,337</td><td>463</td><td>2.83</td><td>16,783</td><td>470</td><td>2.79</td></tr><tr><td>Home equity loans serviced by others<sup>-1</sup></td><td>1,352</td><td>91</td><td>6.75</td><td>1,724</td><td>115</td><td>6.65</td><td>2,244</td><td>149</td><td>6.63</td></tr><tr><td>Home equity lines of credit serviced by others<sup>-1</sup></td><td>609</td><td>16</td><td>2.68</td><td>768</td><td>22</td><td>2.88</td><td>962</td><td>27</td><td>2.80</td></tr><tr><td>Automobile</td><td>11,011</td><td>282</td><td>2.57</td><td>8,857</td><td>235</td><td>2.65</td><td>8,276</td><td>273</td><td>3.30</td></tr><tr><td>Student</td><td>2,148</td><td>102</td><td>4.74</td><td>2,202</td><td>95</td><td>4.30</td><td>2,240</td><td>91</td><td>4.06</td></tr><tr><td>Credit cards</td><td>1,651</td><td>167</td><td>10.14</td><td>1,669</td><td>175</td><td>10.46</td><td>1,634</td><td>166</td><td>10.15</td></tr><tr><td>Other retail</td><td>1,186</td><td>88</td><td>7.43</td><td>1,453</td><td>107</td><td>7.36</td><td>1,800</td><td>127</td><td>7.03</td></tr><tr><td>Total retail</td><td>48,115</td><td>1,826</td><td>3.80</td><td>46,720</td><td>1,818</td><td>3.89</td><td>49,422</td><td>2,048</td><td>4.14</td></tr><tr><td>Total loans and leases<sup>-2</sup></td><td>89,042</td><td>3,012</td><td>3.37</td><td>85,405</td><td>3,001</td><td>3.50</td><td>86,974</td><td>3,205</td><td>3.67</td></tr><tr><td>Loans held for sale</td><td>163</td><td>5</td><td>3.10</td><td>392</td><td>12</td><td>3.07</td><td>538</td><td>17</td><td>3.10</td></tr><tr><td>Other loans held for sale</td><td>539</td><td>23</td><td>4.17</td><td>—</td><td>—</td><td>—</td><td>—</td><td>—</td><td>—</td></tr><tr><td>Interest-earning assets</td><td>116,187</td><td>3,664</td><td>3.14</td><td>107,149</td><td>3,501</td><td>3.25</td><td>111,144</td><td>3,846</td><td>3.45</td></tr><tr><td>Allowance for loan and lease losses</td><td>-1,230</td><td></td><td></td><td>-1,219</td><td></td><td></td><td>-1,506</td><td></td><td></td></tr><tr><td>Goodwill</td><td>6,876</td><td></td><td></td><td>9,063</td><td></td><td></td><td>11,311</td><td></td><td></td></tr><tr><td>Other noninterest-earning assets</td><td>5,791</td><td></td><td></td><td>5,873</td><td></td><td></td><td>6,717</td><td></td><td></td></tr><tr><td>Total noninterest-earning assets</td><td>11,437</td><td></td><td></td><td>13,717</td><td></td><td></td><td>16,522</td><td></td><td></td></tr><tr><td>Total assets</td><td>$127,624</td><td></td><td></td><td>$120,866</td><td></td><td></td><td>$127,666</td><td></td><td></td></tr><tr><td>Liabilities and Stockholders' Equity</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Checking with interest</td><td>$14,507</td><td>$12</td><td>0.08%</td><td>$14,096</td><td>$8</td><td>0.06%</td><td>$13,522</td><td>$10</td><td>0.08%</td></tr><tr><td>Money market and savings</td><td>39,579</td><td>77</td><td>0.19</td><td>42,575</td><td>105</td><td>0.25</td><td>41,249</td><td>121</td><td>0.29</td></tr><tr><td>Term deposits</td><td>10,317</td><td>67</td><td>0.65</td><td>11,266</td><td>103</td><td>0.91</td><td>13,534</td><td>244</td><td>1.80</td></tr><tr><td>Total interest-bearing deposits</td><td>64,403</td><td>156</td><td>0.24</td><td>67,937</td><td>216</td><td>0.32</td><td>68,305</td><td>375</td><td>0.55</td></tr><tr><td>Interest-bearing deposits held for sale</td><td>1,960</td><td>4</td><td>0.22</td><td>—</td><td>—</td><td>—</td><td>—</td><td>—</td><td>—</td></tr></table>
<table><tr><td><i>(Dollars in billions)</i></td><td colspan="2"> 2010</td><td colspan="2"> 2009</td><td colspan="2"> 2008</td></tr><tr><td>Distribution Solutions</td><td>$105.6</td><td>97%</td><td>$103.6</td><td>97%</td><td>$98.7</td><td>97%</td></tr><tr><td>Technology Solutions</td><td>3.1</td><td>3%</td><td>3.0</td><td>3%</td><td>3.0</td><td>3%</td></tr><tr><td>Total</td><td>$108.7</td><td>100%</td><td>$106.6</td><td>100%</td><td>$101.7</td><td>100%</td></tr></table>
<table><tr><td>Acquisition</td><td>Form</td><td>Operating Segment</td><td>Date of Transaction</td></tr><tr><td>Ambar Lone Star Fluid Services, LLC</td><td>Asset</td><td>Petroleum Services & Supplies</td><td>January 2010</td></tr><tr><td>Visible Assets, Inc.</td><td>Stock</td><td>Petroleum Services & Supplies</td><td>April 2010</td></tr><tr><td>Sigma Offshore, Ltd.</td><td>Stock</td><td>Rig Technology</td><td>April 2010</td></tr><tr><td>Paradigm Lift Technologies, LLC</td><td>Asset</td><td>Distribution Services</td><td>April 2010</td></tr><tr><td>kVA, Ltd.</td><td>Stock</td><td>Petroleum Services & Supplies</td><td>June 2010</td></tr><tr><td>Power & Leasing division of Tarpon Energy Services, Ltd.</td><td>Asset</td><td>Petroleum Services & Supplies</td><td>September 2010</td></tr><tr><td>Group KZ, LLP</td><td>Stock</td><td>Distribution Services</td><td>October 2010</td></tr><tr><td>Big Red Tubulars, Ltd.</td><td>Stock</td><td>Petroleum Services &Supplies</td><td>November 2010</td></tr><tr><td>Advanced Production and Loading PLC</td><td>Stock</td><td>Rig Technology</td><td>December 2010</td></tr><tr><td>Greystone Technologies PTY Ltd.</td><td>Stock</td><td>Petroleum Services &Supplies</td><td>December 2010</td></tr><tr><td>Welltronics MWD LLC</td><td>Asset</td><td>Rig Technology</td><td>December 2010</td></tr><tr><td>Permian Fabrication</td><td>Asset</td><td>Petroleum Services &Supplies</td><td>December 2010</td></tr></table>
<table><tr><td> Location</td><td> Description</td><td> Building  Size  (SqFt)</td><td> Property  Size  (Acres)</td><td> Owned /  Leased</td><td> Lease  Termination  Date</td></tr><tr><td> Rig Technology:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Lanzhou, China</td><td>Manufacturing Plant (Drilling Equipment) &Administrative Offices)</td><td>945,836</td><td>44</td><td>BuildingOwned*</td><td>10/20/2020</td></tr><tr><td>Pampa, Texas</td><td>Manufacturing Plant</td><td>549,095</td><td>500</td><td>Owned</td><td></td></tr><tr><td>Houston, Texas</td><td>Manufacturing Plant of Drilling Equipment</td><td>424,925</td><td>33</td><td>Leased</td><td>4/30/2014</td></tr><tr><td>Ulsan, South Korea</td><td>Fabrication of Drilling Equipment</td><td>380,068</td><td>51</td><td>Owned</td><td></td></tr><tr><td>Houston, Texas</td><td>Bammel Facility, Repairs, Service, Parts,Administrative & Sales Offices</td><td>377,750</td><td>19</td><td>Leased</td><td>6/30/2022</td></tr><tr><td>Houston, Texas</td><td>West Little York Manufacturing Facility,Repairs, Service, Administrative & SalesOffices</td><td>368,450</td><td>34</td><td>Owned</td><td></td></tr><tr><td>Fort Worth, Texas</td><td>Coiled Tubing Manufacturing Facility,Warehouse, Administrative & Sales Offices</td><td>233,173</td><td>24</td><td>Owned</td><td></td></tr><tr><td>Sugar Land, Texas</td><td>Manufacturing Plant, Warehouse &Administrative Offices</td><td>223,345</td><td>24</td><td>Owned</td><td></td></tr><tr><td>Cedar Park, Texas</td><td>Instrumentation Manufacturing Facility,Administrative & Sales Offices</td><td>215,778</td><td>40</td><td>Owned</td><td></td></tr><tr><td>Carquefou, France</td><td>Manufacturing Plant of Offshore Equipment</td><td>213,000</td><td></td><td>Owned</td><td></td></tr><tr><td>Galena Park, Texas</td><td>Manufacturing Plant (Drilling Rigs &Components) & Administrative Offices</td><td>191,913</td><td>22</td><td>Owned</td><td></td></tr><tr><td>Lafayette,Louisiana</td><td>Repair, Services and Spares Facility</td><td>189,000</td><td>17</td><td>Leased</td><td>9/28/2025</td></tr><tr><td>Aberdeen, Scotland</td><td>Pressure Control Manufacturing,Administrative & Sales Offices</td><td>188,200</td><td>5</td><td>Leased</td><td>8/31/2018</td></tr><tr><td>Houston, Texas</td><td>Manufacturing Plant of Drilling Rigs &Components, Admin & Sales Offices</td><td>170,040</td><td>11</td><td>Owned</td><td></td></tr><tr><td>Kristiansand,Norway</td><td>Warehouse & Administrative/Sales Offices</td><td>167,200</td><td>1</td><td>Owned</td><td></td></tr><tr><td>Orange, California</td><td>Manufacturing & Office Facility</td><td>158,268</td><td>9</td><td>BuildingOwned*</td><td>12/31/2012</td></tr><tr><td>Singapore</td><td>Manufacturing, Repairs, Service, FieldService/Training, Administrative & SalesOffices</td><td>149,605</td><td>3</td><td>Leased</td><td>1/5/2024</td></tr><tr><td>Anderson, Texas</td><td>Rolligon Manufacturing Facility,Administrative& Sales Offices</td><td>145,727</td><td>77</td><td>Leased</td><td>11/6/2011</td></tr><tr><td>Houston, Texas</td><td>Administrative Offices (Westchase)</td><td>125,494</td><td>4</td><td>Leased</td><td>9/30/2020</td></tr><tr><td>Duncan, Oklahoma</td><td>Nitrogen Units Manufacturing Facility,Warehouse & Offices</td><td>93,800</td><td>14</td><td>Owned</td><td></td></tr><tr><td>Conroe, Texas</td><td>Manufacturing Plant, Administrative & SalesOffices</td><td>86,909</td><td>13</td><td>Leased</td><td>1/7/2022</td></tr><tr><td>Molde, Norway</td><td>Manufacturing Facility of Drilling Equipment</td><td>78,000</td><td>1</td><td>Owned</td><td></td></tr><tr><td>Etten Leur,Netherlands</td><td>Manufacturing Plant & Sales Offices (DrillingEquipment)</td><td>75,000</td><td>6</td><td>Owned</td><td></td></tr><tr><td>Sogne, Norway</td><td>Warehouse and Offices</td><td>70,959</td><td>4</td><td>Leased</td><td>12/31/2017</td></tr><tr><td>Edmonton, Canada</td><td>Manufacturing Plant (Drilling Machinery &Equipment)</td><td>70,346</td><td>18</td><td>Owned</td><td></td></tr><tr><td>Stavanger, Norway</td><td>Manufacturing Facility of Drilling Equipment</td><td>41,333</td><td>1</td><td>Leased</td><td>6/1/2011</td></tr><tr><td>Dubai, UAE</td><td>Repair & Overhaul of Drilling Equipment,Warehouse & Sales Office</td><td>31,633</td><td>2</td><td>Owned</td><td></td></tr><tr><td>Aracaju, Brazil</td><td>Fabrication of Drilling Equipment</td><td>11,195</td><td>1</td><td>Leased</td><td>8/31/2011</td></tr><tr><td>New Iberia, Louisiana</td><td>Riser Repair Facility</td><td>10,000</td><td>2</td><td>Leased</td><td>M-T-M</td></tr></table>

Question: What will Taxable investment securities of Average Balances reach in 2015 if it continues to grow at its current rate? (in million)
Answer: 29576.0