American International Group, Inc. , and Subsidiaries 2008 and 2007 Comparison Domestic Retirement Services incurred an operating loss in 2008 compared to operating income in 2007, primarily due to significantly increased net realized capital losses, losses on partnership investments as well as DAC unlocking and related reserve strengthening resulting from increased surrenders and deteriorating equity markets and goodwill impairment charges.
See Results of Operations — Consolidated Results — Net Investment Income and Net Realized Capital Losses for further information.
AIG discontinued its U. S.  securities lending program in December 2008.
See Investments — Securities Lending Activities.
Both group retirement products and individual fixed annuities reported operating losses in 2008 compared to operating income in 2007 primarily as a result of increased net realized capital losses due to higher other-thantemporary impairment charges and goodwill impairment charges, lower net investment income due to partnership losses, lower yield enhancement income and reduced overall investment yield from increased levels of short-term investments.
In addition, DAC and SIA unlocking for group retirement products and individual fixed annuities totaled $210 million and $171 million, respectively, driven by projected increases in surrenders and deteriorating equity markets.
These negative effects were partially offset by DAC and SIA benefits of $1.7 billion related to the net realized capital losses compared to $182 million in 2007.
Individual variable annuities reported an operating loss in 2008 compared to operating income in 2007 primarily as a result of significantly increased net realized capital losses, principally due to $822 million of increased embedded policy derivative liability valuations, net of related economic hedges and other-than-temporary impairment charges.
In addition, the operating loss included $1.1 billion of DAC unlocking and related reserve strengthening resulting primarily from the deteriorating equity markets.
Operating losses also included DAC and SIA benefits of $454 million related to the net realized capital losses compared to $16 million in 2007.2007 and 2006 Comparison Total revenues and operating income for Domestic Retirement Services declined in 2007 compared to 2006 primarily due to increased net realized capital losses.
Net realized capital losses for Domestic Retirement Services increased due to higher other-than-temporary impairment charges and sales to reposition assets in certain investment portfolios for both group retirement products and individual fixed annuities, as well as from changes in the value of certain individual variable annuity product guarantees and related hedges associated with living benefit features.
Changes in actuarial estimates, including DAC unlockings and refinements to estimates resulting from actuarial valuation system enhancements, resulted in a net decrease to operating income of $112 million in 2007.
Domestic Retirement Services Sales and Deposits The following table presents the account value roll forward for Domestic Retirement Services by product:
## Table 0 ##
Nonperforming commercial—domestic loans and leases decreased by $274 million and represented 0.41 percent of commercial—domestic loans and leases at December 31, 2005 compared to 0.70 percent at December 31, 2004.
The improvement in the percentage of nonperforming commercial—domestic to total commercial—domestic was driven by a broad-based decrease in nonperforming loans and leases across several industries, the largest of which were utilities, and metals and mining.
Nonperforming commercial lease financing decreased $204 million primarily due to the previously mentioned charge-offs associated with the domestic airline industry, and represented 0.30 percent of commercial lease financing at December 31, 2005 compared to 1.26 percent at December 31, 2004.
Nonperforming commercial—foreign decreased $233 million and represented 0.16 percent of commercial—foreign at December 31, 2005 compared to 1.45 percent at December 31, 2004.
The improvement in the percentage of nonperforming commercial— foreign to total commercial—foreign was attributable to Latin America.
The $140 million decrease in nonperforming securities from December 31, 2004 was primarily driven by an exchange of nonperforming securities for performing securities in Argentina that resulted from the completion of a government mandated securities exchange program.
Table 22 presents nonperforming commercial assets for each year in the five-year period ending December 31, 2005.
Table 22 Nonperforming Commercial Assets
## Table 1 ##
(1) In 2005, $51 million in Interest Income was estimated to be contractually due on nonperforming commercial loans and leases classified as nonperforming at December 31, 2005, including troubled debt restructured loans of which $31 million were performing at December 31, 2005 and not included in the table above.
Approximately $15 million of the estimated $51 million in contractual interest was received and included in net income for 2005.
(2) Primarily related to international securities held in the AFS portfolio.
(3) Balances do not include $45 million, $123 million, $186 million, $73 million, and $289 million of nonperforming commercial assets, primarily commercial loans held-for-sale, included in Other Assets at December 31, 2005, 2004, 2003, 2002, and 2001, respectively.
Cash Flows from Operations
## Table 2 ##
In fiscal 2018, cash provided by operations was $2.8 billion compared to $2.4 billion in fiscal 2017.
The $426 million increase was primarily driven by the $462 million increase in net earnings and the $736 million change in current assets and liabilities, partially offset by a $688 million change in deferred income taxes.
The change in deferred income taxes was primarily related to the $638 million provisional benefit from revaluing our net U. S.  deferred tax liabilities to reflect the new U. S.  corporate tax rate as a result of the TCJA.
The $736 million change in current assets and liabilities was primarily due to changes in accounts payable of $476 million related to the extension of payment terms and timing of payments, and $264 million of changes in other current liabilities primarily driven by changes in income taxes payable, trade and advertising accruals, and incentive accruals.
We strive to grow core working capital at or below the rate of growth in our net sales.
For fiscal 2018, core working capital decreased 27 percent, compared to a net sales increase of 1 percent.
In fiscal 2017, core working capital increased 9 percent, compared to a net sales decline of 6 percent, and in fiscal 2016, core working capital decreased 41 percent, compared to net sales decline of 6 percent.
In fiscal 2017, our operations generated $2.4 billion of cash, compared to $2.8 billion in fiscal 2016.
The $349 million decrease was primarily driven by a $493 million change in current assets and liabilities.
The $493 million change in current assets and liabilities was primarily due to changes in other current liabilities driven by changes in income taxes payable, a decrease in incentive accruals, and changes in trade and advertising accruals due to reduced spending.
The change in current assets and liabilities was also impacted by the timing of accounts payable.
Additionally, we recorded a $14 million loss on a divestiture during fiscal 2017, compared to a $148 million net gain on divestitures during fiscal 2016, and classified the related cash flows as investing activities.

<table><tr><td></td><td colspan="2">Years Ended December 31,</td></tr><tr><td></td><td>2008</td><td>2007</td></tr><tr><td></td><td colspan="2">(In millions)</td></tr><tr><td> Group retirement products</td><td></td><td></td></tr><tr><td>Balance at beginning of year</td><td>$68,109</td><td>$64,357</td></tr><tr><td>Deposits — annuities</td><td>5,661</td><td>5,898</td></tr><tr><td>Deposits — mutual funds</td><td>1,520</td><td>1,633</td></tr><tr><td>Total Deposits</td><td>7,181</td><td>7,531</td></tr><tr><td>Surrenders and other withdrawals</td><td>-6,693</td><td>-6,551</td></tr><tr><td>Death benefits</td><td>-246</td><td>-262</td></tr><tr><td>Net inflows (outflows)</td><td>242</td><td>718</td></tr><tr><td>Change in fair value of underlying investments, interest credited, net of fees</td><td>-11,490</td><td>3,034</td></tr><tr><td>Balance at end of year</td><td>$56,861</td><td>$68,109</td></tr></table>
<table><tr><td></td><td colspan="5"> December 31 </td></tr><tr><td> (Dollars in millions)</td><td>2005</td><td>2004</td><td>2003</td><td>2002</td><td>2001 </td></tr><tr><td> Nonperforming commercial loans and leases</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Commercial—domestic</td><td>$581</td><td>$855</td><td>$1,388</td><td>$2,621</td><td>$2,991</td></tr><tr><td>Commercial real estate</td><td>49</td><td>87</td><td>142</td><td>164</td><td>243</td></tr><tr><td>Commercial lease financing</td><td>62</td><td>266</td><td>127</td><td>160</td><td>134</td></tr><tr><td>Commercial—foreign</td><td>34</td><td>267</td><td>578</td><td>1,359</td><td>459</td></tr><tr><td>Total nonperforming commercial loans and leases<sup>-1</sup></td><td>726</td><td>1,475</td><td>2,235</td><td>4,304</td><td>3,827</td></tr><tr><td>Nonperforming securities<sup>-2</sup></td><td>—</td><td>140</td><td>—</td><td>—</td><td>—</td></tr><tr><td>Commercial foreclosed properties</td><td>31</td><td>33</td><td>67</td><td>126</td><td>68</td></tr><tr><td> Total nonperforming commercial assets<sup>-3</sup></td><td>$757</td><td>$1,648</td><td>$2,302</td><td>$4,430</td><td>$3,895</td></tr><tr><td>Nonperforming commercial loans and leases as a percentage of outstanding commercial loans and leases</td><td>0.33%</td><td>0.76%</td><td>1.70%</td><td>2.96%</td><td>2.33%</td></tr><tr><td>Nonperforming commercial assets as a percentage of outstanding commercial loans, leases and foreclosed properties</td><td>0.35</td><td>0.85</td><td>1.75</td><td>3.05</td><td>2.38</td></tr></table>
<table><tr><td></td><td>Fiscal Year</td></tr><tr><td>In Millions</td><td>2018</td><td>2017</td><td>2016</td></tr><tr><td>Net earnings, including earnings attributable to redeemable and noncontrollinginterests</td><td>$2,163.0</td><td>$1,701.1</td><td>$1,736.8</td></tr><tr><td>Depreciation and amortization</td><td>618.8</td><td>603.6</td><td>608.1</td></tr><tr><td>After-taxearnings from joint ventures</td><td>-84.7</td><td>-85.0</td><td>-88.4</td></tr><tr><td>Distributions of earnings from joint ventures</td><td>113.2</td><td>75.6</td><td>75.1</td></tr><tr><td>Stock-based compensation</td><td>77.0</td><td>95.7</td><td>89.8</td></tr><tr><td>Deferred income taxes</td><td>-504.3</td><td>183.9</td><td>120.6</td></tr><tr><td>Pension and other postretirement benefit plan contributions</td><td>-31.8</td><td>-45.4</td><td>-47.8</td></tr><tr><td>Pension and other postretirement benefit plan costs</td><td>4.6</td><td>35.7</td><td>118.1</td></tr><tr><td>Divestitures loss (gain)</td><td>-</td><td>13.5</td><td>-148.2</td></tr><tr><td>Restructuring, impairment, and other exit costs</td><td>126.0</td><td>117.0</td><td>107.2</td></tr><tr><td>Changes in current assets and liabilities, excluding the effects of acquisitions anddivestitures</td><td>542.1</td><td>-194.2</td><td>298.5</td></tr><tr><td>Other, net</td><td>-182.9</td><td>-86.3</td><td>-105.6</td></tr><tr><td>Net cash provided by operating activities</td><td>$2,841.0</td><td>$2,415.2</td><td>$2,764.2</td></tr></table>

Question: What will Commercial—domestic reach in 2003 if it continues to grow at its current rate? (in million)