CITIZENS FINANCIAL GROUP, INC.
SELECTED CONSOLIDATED FINANCIAL DATA
## Table 0 ##
(5) The capital ratios and associated components as of December 31, 2018, 2017, 2016 and 2015 are prepared using the U. S.  Basel III Standardized approach.
U. S.  Basel III transitional rules for institutions applying the Standardized approach to calculating risk-weighted assets became effective January 1, 2015.
The capital ratios and associated components as of December 31, 2014 are prepared using the U. S.  Basel I approach.
The December 31, 2017 capital ratios reflect the retrospective adoption of FASB ASU 2018-02, Income Statement-Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income.
See ?Management?s Discussion and Analysis of Financial Condition and Results of Operations ?
Results of Operations ?2017 compared with 2016 ?
Income Tax Expense?
for additional information.
(6) ?Common equity tier 1 capital ratio?
represents CET1 capital divided by total risk-weighted assets as defined under U. S.  Basel III Standardized approach.
(7) ?Tier 1 capital ratio?
is tier 1 capital, which includes CET1 capital plus non-cumulative perpetual preferred equity that qualifies as additional tier 1 capital, divided by total risk-weighted assets as defined under U. S.  Basel III Standardized approach.
(8) ?Total capital ratio?
is total capital divided by total risk-weighted assets as defined under U. S.  Basel III Standardized approach.
(9) ?Tier 1 leverage ratio?
is tier 1 capital divided by quarterly average total assets as defined under U. S.  Basel III Standardized approach.
Notes to Consolidated Financial Statements – (continued) (Amounts in Millions, Except per Share Amounts) Guarantees We have guaranteed certain obligations of our subsidiaries relating principally to operating leases and credit facilities of certain subsidiaries.
The amount of parent company guarantees on lease obligations was $410.3 and $385.1 as of December 31, 2012 and 2011, respectively, and the amount of parent company guarantees primarily relating to credit facilities was $283.4 and $327.5 as of December 31, 2012 and 2011, respectively.
In the event of non-payment by the applicable subsidiary of the obligations covered by a guarantee, we would be obligated to pay the amounts covered by that guarantee.
As of December 31, 2012, there were no material assets pledged as security for such parent company guarantees.
Contingent Acquisition Obligations The following table details the estimated future contingent acquisition obligations payable in cash as of December 31, 2012.
## Table 1 ##
We have entered into certain acquisitions that contain both redeemable noncontrolling interests and call options with similar terms and conditions.
We have certain redeemable noncontrolling interests that are exercisable at the discretion of the noncontrolling equity owners as of December 31, 2012.
These estimated payments of $16.4 are included within the total payments expected to be made in 2013, and will continue to be carried forward into 2014 or beyond until exercised or expired.
Redeemable noncontrolling interests are included in the table at current exercise price payable in cash, not at applicable redemption value in accordance with the authoritative guidance for classification and measurement of redeemable securities.
The estimated amounts listed would be paid in the event of exercise at the earliest exercise date.
See Note 6 for further information relating to the payment structure of our acquisitions.
All payments are contingent upon achieving projected operating performance targets and satisfying other conditions specified in the related agreements and are subject to revisions as the earn-out periods progress.
Legal Matters We are involved in various legal proceedings, and subject to investigations, inspections, audits, inquiries and similar actions by governmental authorities, arising in the normal course of business.
We evaluate all cases each reporting period and record liabilities for losses from legal proceedings when we determine that it is probable that the outcome in a legal proceeding will be unfavorable and the amount, or potential range, of loss can be reasonably estimated.
In certain cases, we cannot reasonably estimate the potential loss because, for example, the litigation is in its early stages.
While any outcome related to litigation or such governmental proceedings in which we are involved cannot be predicted with certainty, management believes that the outcome of these matters, individually and in the aggregate, will not have a material adverse effect on our financial condition, results of operations or cash flows.
Note 15: Recent Accounting Standards Impairment of Indefinite-Lived Intangible Assets In July 2012, the Financial Accounting Standards Board (“FASB”) issued amended guidance to simplify impairment testing of indefinite-lived intangible assets other than goodwill.
The amended guidance permits an entity to first assess qualitative factors to determine whether it is “more likely than not” that the indefinite-lived intangible asset is impaired.
If, after assessing qualitative factors, an entity concludes that it is not “more likely than not” that the indefinite-lived intangible
?
Income (loss) before income taxes was increased by $25 million for Bottling Investments due to the elimination of intercompany profits resulting from a write-down we recorded on the concentrate sales receivables from our bottling partner in Venezuela, an equity method investee, partially offset by our proportionate share of their remeasurement loss.
Refer to Note 1.  ?
Income (loss) before income taxes was reduced by $32 million for Corporate as a result of a Brazilian bottling entity’s majority interest owners exercising their option to acquire from us an additional equity interest at an exercise price less than that of our carrying value.
Refer to Note 2 and Note 17.
In 2013, the results of our operating segments were impacted by the following items: ?
Operating income (loss) and income (loss) before income taxes were reduced by $2 million for Eurasia and Africa, $57 million for Europe, $282 million for North America, $26 million for Asia Pacific, $194 million for Bottling Investments and $121 million for Corporate due to charges related to the Company’s productivity and reinvestment program as well as other restructuring initiatives.
Refer to Note 18.  ?
Operating income (loss) and income (loss) before income taxes were reduced by $195 million for Corporate due to impairment charges recorded on certain of the Company’s intangible assets.
Refer to Note 17.  ?
Operating income (loss) and income (loss) before income taxes were reduced by $22 million for Asia Pacific due to charges associated with certain of the Company’s fixed assets.
Refer to Note 17.  ?
Income (loss) before income taxes was increased by $615 million for Corporate due to a gain the Company recognized on the deconsolidation of our Brazilian bottling operations as a result of their combination with an independent bottling partner.
Refer to Note 17.  ?
Income (loss) before income taxes was reduced by $9 million for Bottling Investments and $140 million for Corporate due to the devaluation of the Venezuelan bolivar, including our proportionate share of the charge incurred by an equity method investee that has operations in Venezuela.
Refer to Note 1 and Note 17.  ?
Income (loss) before income taxes was reduced by a net $114 million for Corporate due to the merger of four of the Company’s Japanese bottling partners in which we held equity method investments prior to their merger into CCEJ.
Refer to Note 17.  ?
Income (loss) before income taxes was increased by $139 million for Corporate due to a gain the Company recognized as a result of Coca-Cola FEMSA issuing additional shares of its own stock during the year at a per share amount greater than the carrying value of the Company’s per share investment.
Refer to Note 17.  ?
Income (loss) before income taxes was reduced by a net $159 million for Bottling Investments due to the Company’s proporWtionate share of unusual or infrequent items recorded by certain of our equity method investees.
Refer to Note 17.  ?
Income (loss) before income taxes was reduced by $53 million for Corporate due to charges the Company recognized on the early extinguishment of certain long-term debt, including the hedge accounting adjustments reclassified from accumulated other comprehensive income to earnings.
Refer to Note 10.
NOTE 20: NET CHANGE IN OPERATING ASSETS AND LIABILITIES Net cash provided by (used in) operating activities attributable to the net change in operating assets and liabilities is composed of the following (in millions):
## Table 2 ##
2011 Financial Statements and Related Information Tools, Hardware & Commercial Products Net sales for 2010 were $1,570.9 million, an increase of $139.4 million, or 9.7%, from $1,431.5 million for 2009.
Core sales increases accounted for 8.3% of the year-over-year increase, as geographic expansion and international core sales growth were significant contributors to the core sales increase.
From a GBU perspective, the Industrial Products & Services and Construction Tools & Accessories GBUs generated mid- to high-single-digit core sales growth.
Favorable foreign currency accounted for 1.4% of the net sales increase.
Operating income for 2010 was $246.6 million, or 15.7% of net sales, an increase of $0.6 million, or 0.2%, from $246.0 million, or 17.2% of net sales, for 2009.
The 150 basis point decline in operating margin is primarily attributable to input cost inflation combined with an increase in constant currency SG&A costs as a percentage of sales, as the segment’s businesses continue to increase spend for brand-building and other strategic SG&A activities.
liquidity and caPital ReSouRceS cash Flows Cash and cash equivalents increased (decreased) as follows for the years ended December 31, (in millions):

<table><tr><td></td><td colspan="5">As of December 31,</td></tr><tr><td>(in millions, except ratio data)</td><td>2018</td><td>2017</td><td>2016</td><td>2015</td><td>2014</td></tr><tr><td>BALANCE SHEET DATA:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total assets</td><td>$160,518</td><td>$152,336</td><td>$149,520</td><td>$138,208</td><td>$132,857</td></tr><tr><td>Loans held for sale, at fair value</td><td>1,219</td><td>497</td><td>583</td><td>325</td><td>256</td></tr><tr><td>Other loans held for sale</td><td>101</td><td>221</td><td>42</td><td>40</td><td>25</td></tr><tr><td>Loans and leases</td><td>116,660</td><td>110,617</td><td>107,669</td><td>99,042</td><td>93,410</td></tr><tr><td>Allowance for loan and lease losses</td><td>-1,242</td><td>-1,236</td><td>-1,236</td><td>-1,216</td><td>-1,195</td></tr><tr><td>Total securities</td><td>25,075</td><td>25,733</td><td>25,610</td><td>24,075</td><td>24,704</td></tr><tr><td>Goodwill</td><td>6,923</td><td>6,887</td><td>6,876</td><td>6,876</td><td>6,876</td></tr><tr><td>Total liabilities</td><td>139,701</td><td>132,066</td><td>129,773</td><td>118,562</td><td>113,589</td></tr><tr><td>Total deposits</td><td>119,575</td><td>115,089</td><td>109,804</td><td>102,539</td><td>95,707</td></tr><tr><td>Federal funds purchased and securities sold under agreements to repurchase</td><td>1,156</td><td>815</td><td>1,148</td><td>802</td><td>4,276</td></tr><tr><td>Other short-term borrowed funds</td><td>1,653</td><td>1,856</td><td>3,211</td><td>2,630</td><td>6,253</td></tr><tr><td>Long-term borrowed funds</td><td>14,433</td><td>11,765</td><td>12,790</td><td>9,886</td><td>4,642</td></tr><tr><td>Total stockholders’ equity</td><td>20,817</td><td>20,270</td><td>19,747</td><td>19,646</td><td>19,268</td></tr><tr><td>OTHER BALANCE SHEET DATA:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Asset Quality Ratios:</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Allowance for loan and lease losses as a % of total loans and leases</td><td>1.06%</td><td>1.12%</td><td>1.15%</td><td>1.23%</td><td>1.28%</td></tr><tr><td>Allowance for loan and lease losses as a % of nonperforming loans and leases</td><td>156</td><td>142</td><td>118</td><td>115</td><td>109</td></tr><tr><td>Nonperforming loans and leases as a % of total loans and leases</td><td>0.68</td><td>0.79</td><td>0.97</td><td>1.07</td><td>1.18</td></tr><tr><td>Capital Ratios:<sup>-5</sup></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>CET1 capital ratio<sup>-6</sup></td><td>10.6</td><td>11.2</td><td>11.2</td><td>11.7</td><td>12.4</td></tr><tr><td>Tier 1 capital ratio<sup>-7</sup></td><td>11.3</td><td>11.4</td><td>11.4</td><td>12.0</td><td>12.4</td></tr><tr><td>Total capital ratio<sup>-8</sup></td><td>13.3</td><td>13.9</td><td>14.0</td><td>15.3</td><td>15.8</td></tr><tr><td>Tier 1 leverage ratio<sup>-9</sup></td><td>10.0</td><td>10.0</td><td>9.9</td><td>10.5</td><td>10.6</td></tr></table>
<table><tr><td></td><td>2013</td><td>2014</td><td>2015</td><td>2016</td><td>2017</td><td>Thereafter</td><td>Total</td></tr><tr><td>Deferred acquisition payments</td><td>$26.0</td><td>$12.4</td><td>$9.7</td><td>$46.4</td><td>$18.9</td><td>$2.0</td><td>$115.4</td></tr><tr><td>Redeemable noncontrolling interests and call options with affiliates<sup>1</sup></td><td>20.5</td><td>43.8</td><td>32.9</td><td>5.7</td><td>2.2</td><td>10.6</td><td>115.7</td></tr><tr><td>Total contingent acquisition payments</td><td>46.5</td><td>56.2</td><td>42.6</td><td>52.1</td><td>21.1</td><td>12.6</td><td>231.1</td></tr><tr><td>Less: cash compensation expense included above</td><td>-0.7</td><td>-0.6</td><td>-0.8</td><td>-0.2</td><td>0.0</td><td>0.0</td><td>-2.3</td></tr><tr><td>Total</td><td>$45.8</td><td>$55.6</td><td>$41.8</td><td>$51.9</td><td>$21.1</td><td>$12.6</td><td>$228.8</td></tr></table>
<table><tr><td>Year Ended December 31,</td><td>2015</td><td>2014</td><td>2013</td></tr><tr><td>(Increase) decrease in trade accounts receivable</td><td>$-212</td><td>$-253</td><td>$28</td></tr><tr><td>(Increase) decrease in inventories</td><td>-250</td><td>35</td><td>-105</td></tr><tr><td>(Increase) decrease in prepaid expenses and other assets</td><td>123</td><td>194</td><td>-163</td></tr><tr><td>Increase (decrease) in accounts payable and accrued expenses</td><td>1,004</td><td>-250</td><td>-158</td></tr><tr><td>Increase (decrease) in accrued taxes</td><td>-306</td><td>151</td><td>22</td></tr><tr><td>Increase (decrease) in other liabilities</td><td>-516</td><td>-316</td><td>-556</td></tr><tr><td>Net change in operating assets and liabilities</td><td>$-157</td><td>$-439</td><td>$-932</td></tr></table>

Question: What was the average of Other loans held for sale in 2018, 2017, and 2016? (in million)