Table:
factor affecting debt repayment
model on percentage reduction of student debt

level of study

college
bachelor's
master's, doctorate and professional

percent

employment income in 2018
0.2
0.2
0.2

size of student debt at graduation

less than $5,000
..
..
..

$5,000 to less than $10,000
-19.2
-12.1
-13.8

$10,000 to less than $25,000
-30.6
-27.9
-27.9

$25,000 or more
-45.7
-42.3
-41.1

family situation

couple, with children
-4.0
-2.4
-2.3

couple, no children
..
..
..

single, with children
-15.6
-17.2
-4.3

single, no children
-2.5
-2.1
1.7

province of residence three years after graduation

newfoundland
-10.2
-11.1
-2.5

prince edward island
-9.6
-10.4
-8.3

nova scotia
-7.8
-15.3
-10.0

new brunswick
-9.6
-6.9
-11.7

quebec
-8.3
-11.4
-12.2

ontario
..
..
..

manitoba
-3.8
-1.6
-9.8

saskatchewan
-5.6
-4.7
-13.2

alberta
1.3
-4.1
-4.7

british columbia
-9.9
-3.7
-3.0

territories
28.6
9.1
-7.1

parents' level of education

less than high school
-2.1
1.9
1.6

high school
..
..
..

college or trades
-2.2
5.8
6.2

university
0.2
3.9
7.3

source of debt

percentage of student debt from loan from family or friends
0.2
0.1
0.1

percentage of student debt from bank loan or line of credit
0.1
0.0
-0.1

demographic characteristics

female
-3.3
-1.3
2.7

older than median age at graduation
-0.7
-6.7
-6.6

ever been a landed immigrant
7.7
-1.1
-3.1

visible minority status
-11.2
-1.0
1.5

aboriginal status
-5.3
1.7
-1.1

has a disability
-6.6
-5.6
-4.0

Statement: a bachelor's degree holder with a debt of $25,000 or more at graduation would have repaid 42% less of their debt than their counterpart with a debt of less than $5,000.
Question: what was the percrntage a bachelor's degree holder with a debt of $25,000 or more at graduation would have repaid less of their debt than their counterpart with a debt of less than $5,000?
Answer: [42.3]