Table:
geographic region
median assessment value
median before-tax income
median value-to-income ratio

dollars
dollars

british columbia
608,000
89,600
6.8

vancouver
889,000
92,600
9.1

victoria
661,000
96,300
6.6

ontario
376,000
95,100
3.9

hamilton
399,000
98,900
4.0

london
248,000
90,100
2.7

ottawa-gatineau
370,000
117,000
3.1

toronto
594,000
99,000
5.7

nova scotia
174,000
80,700
2.1

halifax
238,000
97,600
2.4

Statement: the value-to-income ratio in the cma was lower than the provincial level.
Question: which region had the lower value-to-income ratio, in the cma or the provincial level?
Answer: median value-to-income ratio