Table:
type of request
owned by
total

immigrants
canadian-born

less than 20 years in canada
20 years or more in canada
all immigrants

percent

non-residential mortgage
3.0
3.9
3.6
4.5
4.3

term loan
4.7
5.3
5.1
8.8
8.0

business line of credit
13.2
9.6
10.5
14.8
13.8

business credit card
12.1
8.4
9.3
11.2
10.8

any debt financing
25.8
20.6
22.0
28.3
26.9

lease
8.0
4.9
5.8
7.9
7.4

trade credit
18.8
18.6
18.7
19.5
19.3

equity
2.5
1.5
1.8
1.5
1.6

government financing
2.6
2.7
2.7
4.5
4.1

Statement: immigrant owners generally turn to formal financial institutions for debt financing less often than canadian-born owners.
Question: which type of owners generally turn to formal financial institutions for debt financing less often? immigrant owners or canadian-born owners?
Answer: all immigrants