Table:
non-mortgage payment skipped or delayed in the past year
mortgage payment skipped or delayed in the past year

predicted probability

debt-to-asset ratio category

up to 0.25
0.048
0.013

above 0.25 and up to 0.50
0.068
0.027

above 0.50
0.098
0.056

age group of main income earner

15 to 34 years
0.071
0.015

35 to 44 years
0.065
0.027

45 to 54 years
0.094
0.035

55 to 64 years
0.074
0.057

over 64 years
0.034
0.029

family type

unattached
0.067
0.030

couple with no children
0.054
0.019

couple with children
0.072
0.030

lone parent
0.091
0.077

"other" family types
0.085
0.029

education of main income earner

less than high school
0.083
0.044

high school
0.077
0.031

some postsecondary
0.087
0.034

university diploma or degree
0.042
0.021

income group

first quintile
0.097
0.062

second quintile
0.095
0.031

third quintile
0.057
0.028

fourth quintile
0.054
0.032

fifth quintile
0.020
0.012

region

atlantic
0.049
0.037

quebec
0.075
0.027

ontario
0.062
0.022

prairies
0.091
0.049

british columbia
0.071
0.031

sex of main income earner

male
0.071
0.030

female
0.070
0.030

home ownership status

own without mortgage
0.048
..

own with mortgage
0.051
..

do not own
0.099
..

Statement: the probability of skipping or delaying a non-mortgage payment because of financial difficulties was 5% for families with a debt-to-asset ratio up to 0.25.
Question: by what percentage would families with a debt-to-asset ratio up to 0.25 skip or delay a non-mortgage payment?
Answer: [0.048]