Table:
main sample
canadian-born sample

percentage points
percent of overall gap
percentage points
percent of overall gap

gelbach decomposition

overall gap
0.385
..
0.459
..

explained gap
0.324
84.2
0.365
94.7

share of income gap in resp participation accounted for by

demographics
-0.053
-13.8
0.003
0.8

net worth
0.276
71.7
0.301
78.2

education
0.029
7.5
0.051
13.2

financial literacy
0.072
18.7
0.046
11.9

oaxaca-blinder decomposition

overall gap
0.385
..
0.459
..

explained gap
0.279
72.5
0.360
93.5

share of income gap in resp participation accounted for by

demographics
-0.090
-23.4
-0.024
-6.2

net worth
0.304
79.0
0.320
83.1

education
0.016
4.2
0.034
8.8

financial literacy
0.050
13.0
0.030
7.8

Statement: differences in financial literacy proficiency between high- and low-income parents account for 7.2 percentage points out of the 38.5 percentage point gap in resp participation.
Question: how many percentage points out of the 38.5 percentage point gap in resp participationcan can be explained by the differences in financial literacy proficiency between high- and low-income parents?
Answer: [0.072]