Table:
immigrant owner
canadian-born owner
total

kbi firms
other firms
kbi firms
other firms
kbi firms
other firms

percent

credit from financial institution
12.3
37.7
22.0
45.9
19.3
44.0

personal financing
77.6
83.5
88.4
81.4
85.4
81.9

retained earnings
11.3
15.7
9.3
12.6
9.8
13.3

trade credit from suppliers
3.1
17.3
6.8
20.0
5.8
19.3

leasing
4.3
13.4
7.9
12.7
6.9
12.9

government grant or lending
4.5
4.1
5.9
6.0
5.6
5.6

friends or relatives
16.1
17.7
10.7
15.6
12.2
16.1

angel investors or venture capital providers
6.6
2.8
5.8
2.7
6.1
2.7

Statement: 44% of start-ups in non-kbi industries turned to debt financing from a financial institution.
Question: what percent of start-ups in non-kbi industries turned to debt financing from a financial institution?
Answer: [44.0]