Table:
immigrant owner
canadian-born owner
total

kbi firms
other firms
kbi firms
other firms
kbi firms
other firms

percent

credit from financial institution
12.3
37.7
22.0
45.9
19.3
44.0

personal financing
77.6
83.5
88.4
81.4
85.4
81.9

retained earnings
11.3
15.7
9.3
12.6
9.8
13.3

trade credit from suppliers
3.1
17.3
6.8
20.0
5.8
19.3

leasing
4.3
13.4
7.9
12.7
6.9
12.9

government grant or lending
4.5
4.1
5.9
6.0
5.6
5.6

friends or relatives
16.1
17.7
10.7
15.6
12.2
16.1

angel investors or venture capital providers
6.6
2.8
5.8
2.7
6.1
2.7

Statement: trade credit financing was used much less often by kbi start-ups than by non-kbi firms.
Question: which type of start-up is less likely to use trade credit financing? kbi start-ups or non-kbi firms?
Answer: kbi firms