Borrison/hk-legicost huggingface dataset:
其實，這些居所的空間很狹窄，存有安全隱患，更有一些可能並不符合現時的法例，我們俗稱這類住所為"不適切居所"，這種情況對社區和市民來說並不健康。
As a matter of fact these residences have very narrow spaces with potential safety hazards some may even fail to comply with the existing legislation we commonly call this kind of accommodation inadequate housing . Such circumstances are unhealthy to the community and the people
上屆和本屆政府時常強調"覓地建屋"，不同持份者在"覓地建屋"上也意見分歧，這是很正常的。
The previous and current terms of Government often emphasized finding land for housing development the views of different stakeholders on finding land for housing development are diverged this is quite normal
不過，如依靠政府如此龜速地"覓地建屋"，我相信長時間也未能達到目標，加上我看到目前香港不同角落有很多閒置土地，所以民建聯亦強調，要求政府善用這些閒置土地，訂立一個方向政策，以解決現在市民居住在惡劣環境的情況。
However if relying on such a turtle speed of the Government in finding land for housing development I believe for a long while the target cannot be reached . Moreover I see that there are a lot of idle sites lying in different corners of Hong Kong so DAB also stressed and requested the Government to make optimal use of these idle sites draw up the guiding policies to solve the current situation of people living in a poor environment
我看到本屆政府指出要積極推動過渡性房屋，但很可惜只會"吹"、只會"講"，完全沒有親力親為作主導性的幫忙，只找民間團體挑起擔子，而政府則只擔當促進者的角色，我認為這是完全不能接受的。
The current term of Government has pointed out that transitional housing has to be promoted proactively unfortunately it is just boasting and only talking without directly taking up a leading role to help only seeking non - government organizations to shoulder the responsibility while the Government serves solely as a promoter . I consider it totally unacceptable
老實說，政府有如此龐大的儲備和資源，卻把責任推予民間團體，我認為說不過去。
Frankly speaking with such a huge reserve and resources available the Government just shifts its responsibility to the non - government organizations I think it is far from convincing
代理主席，對於過渡性房屋，由設計、改裝、組建、管理，以至維修，均需要投入大量資金，更需要專業的支援。
Deputy President concerning transitional housing it will require substantial input of fund and professional support from its design conversion organization management to its maintenance
坦白說，不能只依賴非牟利團體，因為他們一方面要照顧其機構的營運，另一方面也要想辦法解決過渡性房屋的問題，單是興建這些硬件已令他們疲於奔命。
Candidly sole reliance on NGOs is not feasible as on one hand they will have to take care of the operation of their organization and on the other hand they will have to find solution to the problems on transitional housing . Simply constructing these hard wares would have made them restless
政府有資金、土地，也有人力，卻只跟我們說擔當一個促進者的角色，我認為怎樣也說不通。
The Government has fund land and also manpower however it only tells us that it will play the role of a promoter I think this is entirely unacceptable
代理主席，大家再看看外國的經驗，以加拿大、澳洲昆士蘭、英國為例，其實這些地方也由政府擔當很重要的主導角色，所以我們時常強調，香港政府是否需要考慮設立一個"過渡性房屋基金"？
Deputy President let us take a look at overseas experiences . Take Canada Queensland in Australia and the United Kingdom as an example the governments in these places actually also play a quite important leading roles so we always emphasized is it necessary for the Hong Kong Government to consider setting up a transitional housing fund?
這個基金的好處是至少可以幫助我們的民間團體。
The fund at least has the advantage of offering help to our non - government organizations
代理主席，過渡性房屋的原意是希望在最短時間，為基層市民提供最適切的居所，我常說最重要的是"快、靚、正"，但老實說，看到現時政府的過渡性房屋專責小組辦事，局長剛才更吹噓事事皆通，只需進行3次會議便可解決許多問題，我可以在目前會議直播中跟市民說，我並不期望這3次會議有何效用，最重要的是政府願意幫忙，研究怎樣能把政策拆牆鬆綁。
I always say the most important things are being prompt smooth and effective . However honestly speaking we see the way the Task Force on Transitional Housing Task Force handles the job and the Secretary just now even boasted that everything ran smooth and just holding three meetings could have solved many problems . I can tell the public who are watching the live coverage of the meeting that I do not expect these three meetings to have any effect
現在看來，當局有很多框架，各部門審批需時，又花費人力來處理文件，最後卻是一場空。
The most important is the willingness of the Government to help and examine how to remove the barriers and relax the restrictions for its policies . We see at present that the authority has a lot of frameworks approval by various departments takes time and manpower is wasted on handling the papers but finally it has ended up with nothing
因此，我希望運輸及房屋局的同事，特別是蘇偉文副局長他還真厲害，這次獲派一份優差，即負責統籌專責小組我希望他提供足夠的支援，拆牆鬆綁、簡化行政程序，幫忙解決要"過五關、斬六將"的程序，總勝於NGO向多個部門請求後也只得一場空。
Therefore I hope that the colleagues in the Transport and Housing Bureau especially the Under Secretary Dr Raymond SO―He is so remarkable this time he is assigned with an easy job ie . taking charge of the Task Force―I hope that he could provide adequate support remove the barriers and relax the restrictions simplify its administrative procedures and help to solve the lengthy and demanding procedures . Anyway it will be better than having NGOs making requests to several departments but just in vain
代理主席，基層市民處於水深火熱之中，居住環境亟需要改善，所以我們希望政府在這問題上不要再遲疑，要快馬加鞭，用良好的思維積極地迎難而上，增加房屋供應。
Deputy President the grass - roots citizens are living in plight their living environment desperately needs improvements so I hope that the Government could stop pondering over this issue expedite its pace and adopt a positive thinking to forge ahead proactively in face of difficulties to increase housing supply
說到底，若政府不願下工夫，民間團體怎樣做也好，仍會出現力不從心的感覺。
After all if the Government is unwilling to make an effort no matter what the non - government organizations do there will still be the feeling of incapability
代理主席，這次我會支持鄭泳舜議員的原議案，亦希望大家就這個議案向政府施加壓力，讓政府看到民間的需要，我謹此陳辭。
Deputy President this time I will support the original motion of Mr Vincent CHENG and also hope that we will exert pressure on the Government in respect of this motion to let the Government see the needs of the community . I so submit
代理主席，今天十分感謝何君堯議員提出關於"活化強制性公積金"議案的辯論。
Deputy President I am very grateful to Dr Junius HO for proposing the motion on Revitalizing the Mandatory Provident Fund today
我可以形容何議員是良好的議員，他希望強制性公積金制度可以更好地在社會上發揮其功能。
I can tell Dr HO is a good man because he hopes that the Mandatory Provident Fund MPF System can play its function better in society
大家也知道，強積金制度的功能是為僱員退休後提供一些保障，如果要說是很大的保障，就一定不是，因為強積金制度有很多限制。
As we all know the function of the MPF System is to provide some retirement protection for employees . We cannot say that it is a very comprehensive protection because the MPF System has many restrictions
當然，強積金制度自2000年推行以來，政府和立法會也知道該制度存在很多缺點，其中有兩大缺點：第一，是行政費，市民的強積金供款必須先支付行政費予相關的管理人；第二，是"有賺必有蝕"，有時好，有時壞，去年情況最差，每人平均虧蝕2萬多元強積金供款。
Certainly since the implementation of MPF in 2000 the Government and the legislature have been aware of many shortcomings of the system including two major ones . Firstly scheme members have to pay management fees to the relevant fund managers to handle their benefits . Secondly scheme members may make profit or loss because investment returns fluctuate
我們從回應所見，大多數人均表示不要 取消其強積金。
The results showed that the majority did not agree to abolishing MPF
這情況很矛盾，矛盾在於當有人建議推行另一種退休保障制度時，有市民卻不贊同取消強積金。
Here lies a contradiction . On the one hand another form of retirement protection system is proposed and on the other some members of the public do not agree to the abolishment of MPF
究其原因，我認為強積金有其優點。
In my opinion the reason is that MPF has certain merits
然而，在退休後，市民可以一筆過提取所有強積金權益使用，這是一般市民認為強積金的好處。
However upon retirement scheme members can withdraw their accrued benefits in a lump sum . This is the general publics view of the merit of MPF
我知道強制性公積金計劃管理局進行了多次所謂的檢討和改革，包括最近的"半自由行"。
I understand that the Mandatory Provident Fund Schemes Authority MPFA has conducted several reviews and reforms of MPF including the recent semi - portability arrangement
我贊同將強積金擴闊至更大的層面，令整個強積金制度的功能更大。
I agree to extending the scope of MPF to make it serve greater functions
主席，今次由陳淑莊議員根據《立法會條例》動議的議案，如果沒有記錯，已經是今屆立法會大會第六次針對沙中線工程問題而根據《條例》提出的議案。
President this motion moved by Ms Tanya CHAN under the Legislative Council Ordinance if my memory has not failed me is the sixth one proposed under PP Ordinance in the current - term Legislative Council on the Shatin to Central Link SCL project
相關議案由去年年中，即狗年開始提出，現時已經來到豬年，而且也難保之後不會再有第七、第八個根據《條例》動議的相關議案。
Relevant motions have been proposed since the middle of last year the Year of the Dog and now we have already come to the Year of the Pig . Moreover we cannot assert if there will not be the seventh and eighth relevant motions moved under PP Ordinance
我這樣說並非想批評提出議案的反對派議員死纏爛打，為了搶曝光、搏見報而濫用立法會程序。
In saying so I do not mean to criticize the opposition Members proposing such motions for persistently abusing the Legislative Council proceedings so as to steal the limelight and seek news coverage
事實上，若非沙中線工程醜聞不絕，正如不少議員所說般"鑊鑊新鮮鑊鑊甘"，相信不論相關議員多有創意和毅力，也難以想出這半打根據《條例》動議的議案。
In fact had there not been endless scandals about the SCL project which as many Members said keep astounding us with something new and dreadful I believe no matter how creative and tenacious the Members concerned are they could have hardly come up with this half - dozen motions under PP Ordinance
我在之前數次就根據《條例》動議的議案發言時，都提及香港鐵路有限公司過往的鐵路項目不論建造、管理和營運服務，在本地以至外地也有一定聲譽。
When I spoke on the motions moved under PP Ordinance on the previous few occasions I mentioned that the past railway projects of the MTR Corporation Limited MTRCL had considerable reputation both locally and overseas in terms of construction management and service operation
不過，隨着沙中線工程問題不斷曝光，由最早的造價超支、工程延誤，到去年揭發的削鋼筋醜聞、沉降問題，以至最新大量施工紀錄文件不知所終的事件，正如我早前在電台所說，港鐵公司在過往多年累積的聲譽和香港市民對它的信心，經歷上述事件後可謂已一鋪清袋。
However subsequent to the continual exposure of problems of the SCL project ranging from the initial cost overrun and delay in works then the scandal about the cutting of rebars and the resettlement issue exposed last year to the latest incident of disappearance of a large number of construction records as I have said earlier in a radio programme the reputation built up by MTRCL over the years and the confidence of the people of Hong Kong in it have vanished completely after the said events
今次議案要求調查紅磡站施工紀錄文件不全的事件，某程度上較之前懷疑剪短鋼筋的醜聞更為嚴重。
To a certain extent the issue of incomplete construction documentation of Hung Hom Station into which this motion requests an inquiry is even more serious than the earlier scandal about the suspected cutting of rebars
因為，按照一般程序，有關文件必須先得到負責監管工程的人員簽署認可，承建商才可以展開下一階段的工程。
It is because under the usual procedures the relevant documents must be signed and approved by the staff responsible for overseeing the project before the contractor can commence the works of the next stage
而且，有關文件理應一式多份，分別交由項目管理人、項目總承建商和各有關分判商保存。
Moreover the relevant documents should consist of a number of copies respectively kept by the project manager the principal contractor of the project and various subcontractors concerned
現時據報相關鐵路工程有多達四至六成施工文件的正、副本一同失蹤，按常理推斷估計有兩種最大可能性：第一，有人為了某種原因或目的，集體把有關文件銷毀，讓大家無法追查；第二個可能性是有關文件根本從來沒有出現、沒有人簽署，相關工程在沒有書面認可下仍然繼續進行。
Now it has been reported that both the originals and duplicates of as many as 40 % to 60 % of the construction documents of the relevant railway project have gone missing . Deducing by common sense I guess the two greatest possibilities are first for a certain reason or purpose some people have destroyed as a collective act the relevant documents so that nothing can be traced; and second actually the relevant documents have never existed and never been signed . The relevant works have nevertheless proceeded without written authorization
特首會同行政會議已經正式宣布延長沙中線法定獨立調查委員會的工作限期，並把調查範圍擴闊至包括紅磡站南北連接隧道及列車停放處的工程，以及相關的工程文件失蹤事件。
The Chief Executive in Council has already officially announced the extension of the working deadline of the statutory independent Commission of Inquiry in respect of SCL and expansion of the scope of inquiry to cover the works in the North and South Approach Tunnels and stabling sidings in Hung Hom Station as well as the disappearance of the relevant construction documents
針對大量施工紀錄不翼而飛，警方亦已介入展開刑事調查，所以我不想在此多作無謂揣測。
Pinpointing the large number of missing construction records the Police have also stepped in and commenced a criminal investigation . For this reason I do not wish to make any unnecessary wild guesses here
可是，不論有人銷毀了相關文件或有關文件根本不存在，抑或其他原因，均令人質疑香港的鐵路工程監管制度是否已經徹底崩潰和敗壞呢？
Nevertheless no matter whether someone has destroyed the relevant documents or such documents actually do not exist or there are some other reasons it has caused suspicions about whether the system for monitoring railway works in Hong Kong has thoroughly collapsed and degenerated
在最新曝光的港珠澳大橋遲交施工紀錄文件的事件，性質雖然沒有紅磡站的事件那麼嚴重，沒有涉及擅自更改施工圖則和方法，但某程度上反映出有關問題不單出現在港鐵公司的鐵路工程，香港其他大型基建和土木工程很可能也存在這類不依程序指引施工的陋習，以及監管制度出現漏洞的問題。
In the incident of late submission of construction records of the Hong Kong - Zhuhai - Macao Bridge which has recently come to light its nature is not as serious as that of the incident relating to Hung Hom Station . Although it does not involve unauthorized alteration to works plans and methods to a certain extent it shows that such problems have emerged not only in the railway projects of MTRCL . In other large - scale infrastructural and civil engineering projects in Hong Kong such malpractices of non - compliance with procedural guidelines in the execution of works and loopholes in the monitoring system may also exist
在沙中線工程問題陸續曝光後，不時有我所代表界別的人士問我，為何在進行私人建築工程，包括興建住宅、商場、寫字樓等時，政府的監管那麼嚴格，所有圖則和工序都必須經由認可人士或其他註冊專業人士簽署確認和入紙申請，經批准後才可以動工，就連認可人士放假離港都必須通知政府，並委任另一位認可人士負責暫代監管相關工程項目。
Since the problems of the SCL project came to light one after another members of the sector represented by me have asked me from time to time why the Government monitors private construction projects including the construction of housing shopping malls and offices so strictly . All the plans and works procedures require the signature and confirmation of the authorized person AP or other registered professionals and applications must be made . No works can commence until approval is granted
可是，為何對於基建工程、土木工程，尤其是鐵路工程，政府的監管卻那麼寬鬆，甚至可以說是"無皇管"，沒有批准圖則也可以施工、沒有負責人簽名確認也可以進行下一步工程，甚至更改圖則亦無須政府批准，可以由港鐵公司自行批核呢？
However why does the Government monitor the infrastructural and civil engineering projects especially railway projects in such a lax manner which can even be described as entirely lacking supervision? . Works can be carried out when the plans have not been approved . The project can proceed to the next step without the signature and confirmation of the person - in - charge
最離譜的是，出了岔子也好像沒有人需要在專業和法律上負責，相關專業人士和監工人員失職，似乎只須辭職就可以脫身。
What is most outrageous is that when something has gone wrong it seems no one needs to bear any professional or legal responsibility and the relevant professionals and supervisory officers at fault can get away by merely submitting resignations
大家現時經常也說要港鐵公司負責，但港鐵公司是一間公司，它可以如何負責呢？
Now we keep saying that MTRCL should take the responsibility . But MTRCL is a company . How can it do so?
嚴守既定程序指引的文化、負責的專業人士需要問責的制度，以及追究責任的制度等，在樓宇建築工程方面一直行之有效，做得不錯，但在建基工程、土木工程和鐵路工程方面，卻好像完全無效。
The culture of strict adherence to the established procedural guidelines the system of accountability for the professionals in charge and the system of affixing responsibilities are proven and have worked well in the construction of buildings . However in infrastructural civil engineering and railway projects they seem to be totally ineffective
所以，對於今次施工紀錄不全的事件，以至之前的連串沙中線工程問題，我們一方面要繼續追究相關人士和公司在合約、法律和政治上的責任，還大家一個公道；另一方面，更重要的是我們要對鐵路、基建、土木工程相關的法制和程序及專業人士的權責問題作根本的檢討和改革，從而完善有關制度，以挽回市民和國際社會對香港基建工程質量的信心。
Hence in respect of this incident of incomplete construction documentation and the series of problems of the SCL project revealed earlier on the one hand we should continue to affix the contractual legal and political responsibilities of the persons and companies concerned so as to do justice to the public . More importantly we should on the other hand conduct a fundamental review and reform of the legal system and procedures relating to railway infrastructural and civil engineering projects as well as the rights and responsibilities of professionals so as to perfect the relevant regimes with a view to restoring the confidence of members of the public and the international community in the quality of infrastructural works in Hong Kong
而且，有關改革不應該等到委員會提交報告後才進行，政府現時便應該立即開始展開工作。
Moreover the relevant reform should not wait until the Commission has submitted its report . The Government should immediately kick - start the work now . Firstly it should strengthen afresh the monitoring of infrastructural and civil engineering projects particularly railway works including reviewing and amending the Buildings Ordinance
首先，應重新加強對基建、土木工程，尤其是鐵路工程的監管，包括檢討和修訂《建築物條例》，不可再容許港鐵負責的全部或部分工程豁免於條例監管的範圍，即使屬政府直接負責的工程，亦不應完全獲得豁免，甚至要研究是否需要訂立一條專門針對基建及土木工程的新條例，強制相關工程聘用合適的獨立專業人士，加強他們在監管機制上的獨立角色和責任，包括法律責任。
It cannot allow projects under the charge of MTRCL to be fully or partially exempted from the regulation under the Ordinance anymore . Even projects directly under the charge of the Government should not enjoy full exemption either . It is also necessary to study the need to enact a new law focusing on infrastructural and civil engineering works and mandate the engagement of suitable independent professionals in the relevant projects such that their independent roles and responsibilities in the monitoring mechanism including legal responsibilities can be enhanced
其次，改革港鐵公司和檢討政府與港鐵的關係。
Secondly MTRCL should be reformed and the Governments relationship with MTRCL reviewed . Earlier on it has been reported that the Government has identified a suitable candidate to take over the Chairmanship of MTRCL
之前有報道指出政府已物色合適的人選接任港鐵主席，港鐵行政總裁一職據聞也已有人選，但我認為純粹人事改組並不足夠，港鐵的內部架構、管治文化及監管機制亦有必要作檢討和改革。
There is hearsay that a candidate has also been identified as the Chief Executive Officer . In my view however personnel changes are simply not sufficient . It is also necessary to review and reform the internal structure governance culture and monitoring mechanism of MTRCL
此外，事實證明，沙中線和高鐵香港段工程的"服務經營權"模式確有問題，同樣需要檢討。
Besides facts have proved that there are indeed problems with the concession approach of the SCL project and that of the Hong Kong Section of the Guangzhou - Shenzhen - Hong Kong Express Rail Link
政府需要改變過往俗稱check the checker的制度和做法，即現時主要依賴通過港鐵或外聘顧問公司監管基建工程，而政府官員透過在辦公室閱讀文件和報告來監察港鐵和相關顧問公司的被動式監管模式。
It warrants a review too . The Government needs to change the old system and approach commonly known as check the checker that is the present passive regulatory approach under which it mainly relies on MTRCL or external consultants to oversee infrastructural projects and the government officials monitor MTRCL and the consultants concerned by reading papers and reports in the office
這次沙中線事件再次突顯有關問題，希望政府盡快認真落實有關建議，建立鐵路項目專業團隊，同時善用外間的獨立專業人士協助監察。
This incident of SCL has once again underlined the relevant problem . I hope the Government will seriously implement the recommendation as soon as possible establish a professional team for railway projects and at the same time properly engage external independent professionals to assist in monitoring
說回陳淑莊議員這次提出的議案，我很認真地思考過應否支持，但基於調查委員會已擴大其職權範圍及開展相關工作，警方亦已展開刑事調查，我認為由立法會進行調查未必能更有效率、更深入和快捷地找出事實的真相和問題所在。
Back to this motion proposed by Ms Tanya CHAN . I have seriously pondered whether I should support it . But given that the terms of reference of the Commission has already been expanded and the relevant work commenced while the Police have also launched a criminal investigation I think an inquiry by the Legislative Council may not be able to find out the truth and where the problem lies more effectively thoroughly and quickly
如果大家有留意委員會之前的公開聆訊，會發現有關調查是相當複雜和專業的，當中涉及大量文件、圖則、證人、證供及工程專業知識，很可能比當年公營房屋短樁事件需要更多時間調查，因為短樁事件只涉及打樁工程，而沙中線事件則涉及多項工程、多份合約及多間公司。
If Members have paid attention to the earlier public hearings of the Commission they would find that the relevant inquiry is rather complicated and professional involving a load of documents plans witnesses evidence and professional knowledge of engineering . It may take a longer time than the inquiry into the incident of substandard piling works in public housing back then because the substandard piling works incident only involved piling works whereas the SCL incident involves various projects contracts and companies
當年立法會花了兩年時間調查短樁事件，但本屆立法會只餘下1年多任期，而且估計相關專責委員會可能需要委任一些本地甚至海外的獨立專家顧問提供協助，會牽涉一定的程序、時間和公帑。
Back then the Legislative Council took two years to inquire into the substandard piling works incident . But there is only some one year left in the current term of the Legislative Council . Moreover it is anticipated that the relevant select committee may need to commission some local and even overseas independent expert consultants to provide assistance thus entailing considerable procedures time and public money
再者，大家也預計到，若由立法會調查沙中線事件，不會只是查找事實，部分議員一定會提出不少政治及政策上的問題，這樣又是否有足夠時間進行全面、深入和公正客觀的調查呢？
Furthermore as we may expect if the Legislative Council probes into the SCL incident it will not merely search for facts . Some Members will definitely raise a number of political and policy issues . As such will there be enough time to conduct a comprehensive in - depth impartial and objective inquiry?
對此，我有很大保留。
I have great reservations about this
如果陳淑莊議員和其他反對派議員希望向港鐵和政府追究政治責任，倒不如與委員會各司其職，根據委員會查出的事實真相及結論建議，在立法會上再作出跟進和"追殺"相關的人士和官員，與引用《條例》另設專責委員會重複調查相比，這樣應來得更直接、更有效率。
If Ms Tanya CHAN and other Members of the opposition camp wish to ascertain the political responsibility of MTRCL and the Government they may as well play their own roles separately from the Commission . They can take follow - up action in the Legislative Council against the relevant persons and officials based on the facts uncovered and conclusions reached by the Commission . Compared with invocation of PP Ordinance to form a separate select committee to make duplicated efforts in an inquiry this should be more direct and efficient
最後，對於有議員要求運輸及房屋局局長陳帆就沙中線事件問責下台，其實有真正留意事件來龍去脈的議員應知道，絕大部分工程和監管的問題都不在陳帆局長任內發生，我認為局長已盡心盡力地嘗試解決由上兩屆政府遺留下來的問題，我希望陳帆局長和相關的政府官員繼續堅守崗位、加倍努力，為香港收拾沙中線這個爛攤子，挽回市民對鐵路工程及監管制度的信心。
Lastly regarding some Members request for Secretary for Transport and Housing Frank CHAN to take the blame and step down for the SCL incident Members who have really paid attention to the ins and outs of the incident should know that most of the works and monitoring problems did not arise during the tenure of Secretary Frank CHAN . In my view the Secretary has made his best efforts to resolve the problems left behind by the Government of the last two terms . I hope Secretary Frank CHAN and the relevant government officials will remain steadfast in their posts and strive with greater efforts to straighten out this mess of SCL for Hong Kong thereby restoring public confidence in railway projects and the monitoring system
主席，我以上的發言亦代表"G6六人組"的意見，謹此陳辭。
President the speech made by me just now also represents the views of the Group of Six . I so submit
代理主席，陳健波議員和我也是G6的成員，我倆對很多問題的看法均十分接近，但對於強制性公積金制度的意見卻恐怕並非完全一致。
Deputy President Mr CHAN Kin - por and me are members of G6 . We have very similar views on many issues . However insofar as the Mandatory Provident Fund MPF System is concerned I am afraid our views are not entirely consistent
儘管如此，我們抱持積極態度，時刻保持溝通交流，求同存異。
Nevertheless we adopt a positive attitude in maintaining frequent communication and exchanging ideas with a view to seeking common ground while reserving differences
這項議案由何君堯議員提出，不過我記得，謝偉俊議員早前也申請提出類似議案，題為"廢除'搵笨'強積金"。
This motion is proposed by Dr Junius HO . However I remember Mr Paul TSE has some time ago asked for the allocation of a slot to propose a motion similar to this with the title of Abolishing the Mandatory Dupery Fund
強積金制度是否差至要廢除？
Is the MPF System so awful to the extent that it has to be abolished?
是否應以類似新加坡的中央公積金，或部分社會人士提出的全民退休保障來代替，我未有既定看法。
Should it be replaced by another system similar to the Central Provident Fund of Singapore or a universal retirement protection scheme as proposed by some members of the public? . I have no determined views yet
然而，我和不少香港市民、香港"打工仔"以至我的業界朋友也認為，強積金真的有點"搵笨"。
Nevertheless just like many members of the public and wage earners in Hong Kong as well as members of my sector I hold that MPF is really dupery
很多市民也批評，強積金受託人的收費過高。
Many members of the public criticize the MPF trustees of charging excessively high fees
我認為，如果受託人表現理想，給我們賺取優厚回報，即使收費較貴，相信大家也願意支付。
I hold that we are willing to accept high fees charged by trustees if their performance is satisfactory and offer excellent investment returns
然而，在大部分情況下，我看不到受託人收費的高低，與強積金回報有很直接的關係。
However under the majority of circumstances I do not see a direct relationship between the level of fees charged by trustees and the MPF returns
強積金回報率高低，一般可能受到股票、債券市場等整體市況影響。
The levels of MPF returns are generally affected by the overall market conditions of the stock and bond markets