Borrison/hk-legicost huggingface dataset:
主席，如要進行立法，即如果政府要重啟的話，其實過程可能是要再次諮詢，然後立法，可能也須約兩年的時間。
President if the Government is to re - open the legislative exercise it may need to conduct fresh consultation before introducing any amendments for enactment . The whole process may take about two years to complete
現時新政府上任已過了數個月，未來的日子不是很長的，過去的兩屆政府也不能成功立法，所以我認為是要盡早進行的。
Several months have already passed since the new Government took office and there is really not much time left . Since the previous two Governments both did not succeed in their legislative attempts I think the present Government must proceed as soon as possible
在政府諮詢施政報告的過程中，其實我也曾與行政長官負責這部分的團隊成員接觸過，但仍無法取得較積極正面的回應，所以我是非常擔心，業界亦非常擔心這項工作如何能具體落實。
During the Governments consultation on the Policy Address I had some contacts with those in the Chief Executives governing team who were responsible for this policy area . But I did not receive any positive response from them . I am therefore very worried and so are the industries concerned as they all wonder how this task can be done
政府會否作出具體的承諾，指明何時才重啟這項立法程序，有否具體的日子呢？
Can the Government make a concrete promise specifying when the legislative exercise will be re - opened? . Is there any specific date?
主席，我可以說我們會盡我們的努力來進行，我們真的是一個有決心的政府，也不會逃避困難的事情。
President I can say that we will do our utmost . We are a government with determination and we will not avoid thorny issues
鑒於有這些例子，我認為我們也要繼續努力，循着這個方向，就着一些具爭議性的議題，盡量在社會上達成共識，然後才提交立法會。
Since there is such a precedent I really think that we must keep up our efforts and follow the direction of forging a social consensus on contentious issues as far as possible before coming to the Legislative Council
我想特別澄清郭議員提到的廉潔社會及國際廉潔指數，廉政專員亦曾告訴我，這些指數很多確實也是受觀感影響的，所以廉政專員多年間也親自拜訪很多主要國際評級機構，加深它們對香港廉潔狀況的理解，不要只依靠觀感和看報道，也要實際知道香港的情況。
I would like to make a special point of clarification concerning Mr KWOKs remark about a clean society and international corruption - free indexes . I have been told by the Commissioner of ICAC that the ratings of such indexes are often influenced by perception . Therefore the Commissioner of ICAC have visited a number of major international rating agencies in person over the years with a view to facilitating their understanding of Hong Kongs probity situation so that they would not base their ratings solely on perception and news reports but also on the actual probity situation in Hong Kong
例如我們亦曾邀請其中一位廉潔指標主席訪港，以了解香港的情況。
For example we once invited the chairman of a corruption - free rating agency to visit Hong Kong in order to get a better understanding of the situation here
我會繼續進行這方面的工作，但我希望各位議員，特別是非建制派議員，由於觀感如此重要，所以如果大家隨意發言，指香港是一個貪污問題嚴重的社會，當然會影響國際社會對我們的看法。
I will continue with my work in this regard . But since perception has such a great influence I hope Members especially non - establishment Members can stop commenting lightly that Hong Kong is a society with serious corruption problems lest the perception of the international community towards Hong Kong may be adversely affected
例如，如果《防止賄賂條例》的適用範圍不延伸至特首，而可能又有一位前特首接受刑事調查的話，別人在觀感上當然會認為社會不廉潔，這個邏輯不難明白。
For example if the scope of application of the Prevention of Bribery Ordinance is not extended to cover the Chief Executive and one more Chief Executive is involved in criminal investigation people will certainly have the perception that ours is not a corruption - free society . The logic is not difficult to understand
我想指出，ICAC在過去數年亦曾經歷很多風波，有很多人事任命問題，我個人亦提出了另一項私人條例草案並獲得律政司法律草擬科的證書。
I would like to point out that ICAC itself has also been faced with many incidents and personnel issues over the past few years . I have actually drafted another Members bill and obtained a certificate from the Law Drafting Division of the Department of Justice
該條例草案是討論ICAC在成立多年後，應否重新進行檢討，特別是在任命廉政專員方面，能否做得更加專業和透明。
The bill deals with the question of whether ICAC should undergo a review of its structure after it has been established for so many years . In particular the bill seeks to find out whether the appointment of the Commissioner of ICAC can be done with greater professionalism and transparency
我相信特首也希望ICAC這個重要機構在未來21世紀的香港，可以扮演更重要的地位，而《廉政公署條例》亦可以迎合現時的社會需要。
ICAC is an important agency and I am sure the Chief Executive also hopes that it can play a more important role in Hong Kong in the 21 century and that the Independent Commission Against Corruption Ordinance can address the existing needs of our society
所以，她會否考慮檢討《廉政公署條例》及進行架構檢討？
Hence will the Chief Executive consider holding a review on the ICAC Ordinance and undertaking a structural review of ICAC?
郭議員提到廉政專員的委任，就此我亦有責任，第一便是憲制責任，需要按《基本法》辦事。
The issue of appointing the Commissioner of ICAC that Mr KWOK has talked about is also one of my duties . I mean I have the constitutional duty of acting in accordance with the Basic Law
廉政專員是《基本法》下的主要官員，是被行政長官提名及由中央任命的，這個憲制需要被重視及堅持。
Under the Basic Law the Commissioner of ICAC is a principal official nominated by the Chief Executive and appointed by the Central Authorities . This constitutional requirement must be respected and adhered to
所以，在這方面並無相關計劃。
Therefore there is no plan in this regard
我想澄清一點，因為正在收看轉播的觀眾可能不太明白，郭議員是律師，他提到有兩項私人法案得到律政司的證書，但這並不等於律政司同意他進行有關工作。
There is one point I would like to clarify because it may not be fully comprehensible to viewers who are watching the live broadcast of the meeting now . Mr KWOK is a lawyer and he said that he has already obtained certificates from the Department of Justice for his two Members bills . But I must say this does not mean that the Department of Justice has given consent to his introduction of the bills
律政司只是按《議事規則》或其他程序行事，是在技術上的草擬證明，並不表示與郭議員的立場和出發點有一致看法。
The Department of Justice has only acted in accordance with the Rules of Procedure or other procedures . The certificates are merely a technical acknowledgement of the receipt of the bills . They do not mean that the Department is in agreement with Mr KWOKs position and intent
主席，特首上任後強調要聚焦發展，促進和諧，專注經濟和民生。
President after assuming office the Chief Executive emphasizes that she wants to focus on development promote harmony and concentrate on the economy and peoples livelihood
施政報告全方位照顧各階層人士的需要，而經濟、房屋、教育、創科、青年事務和行政機關的改革所佔篇幅很多，很多區議員也佩服特首在民生方面的細緻，以務實的態度處理各項政策。
This Policy Address is comprehensive in scope able to answer the needs of different social sectors . It devotes very long treatment to the economy housing education innovation and technology youth affairs and reform of the executive authorities . Many District Council members admire the Chief Executives thoroughness in dealing with livelihood issues and her pragmatic approach in various policy areas
特首在施政報告提出活化偏遠鄉郊，為荒置的鄉郊注入新動力。
In the Policy Address the Chief Executive proposes the revitalization of rural and remote areas with a view to adding new impetus to desolate rural areas
我作為立法會鄉議局界別的議員，當然很高興特首聆聽並接納鄉議局的意見，關注偏遠鄉郊的可持續發展。
As a Member representing the Heung Yee Kuk I am of course glad that the Chief Executive heeds the advice from the Heung Yee Kuk and pays attention to the sustainable development of rural and remote areas
施政報告提到會成立鄉郊保育辦公室，統籌保育鄉郊的計劃，以促進偏遠鄉郊的發展，並且預留10億元，進行保育和活化工程。
The Policy Address mentions the establishment of a Countryside Conservation Office for coordinating conservation projects with the aim of promoting the development of rural and remote areas . It is also proposed that 1 billion be earmarked for conservation and revitalization works
荔枝窩是一個成功例子，可以深化，甚至值得其他鄉郊借鏡。
In this regard Lai Chi Wo is a successful project . It merits intensification and can even serve as an example to other rural areas
事實上，除了複製荔枝窩的例子，推廣生態文化旅遊外，我更希望政府能夠切實關顧偏遠鄉村的基礎建設，例如西貢赤徑村屬於西貢東郊野公園的範圍，沒有車路直達，村民出入要依靠街渡渡輪，而被列為世界地質公園的東平洲，在假日人山人海，我估計去當地旅遊的人士，有九成是國內遊客，不少人是專誠去看頁岩，但島上至今仍然缺乏自來水和電力供應。
I even hope that besides replicating the experience of Lai Chi Wo and promoting eco - tourism and cultural tourism the Government can pay serious attention to the infrastructure facilities in remote villages . Chek Keng Village inside the Sai Kung East Country Park is one example . There is no direct vehicular access and villagers must depend on Kaito ferry services when getting about
香港是一個非常富裕的城市，然而，不少鄉村仍然缺乏水、電、道路和排污等設施，非常落後。
However the island still lacks water and electricity supply today . Though Hong Kong is an affluent city many of its villages are still very backward lacking water and electricity supply vehicular access and drainage
我想知道政府會如何改善？
How is the Government going to improve the situation?
除了預留10億元保育鄉郊的生態外，會否額外撥出資源改善這些偏遠鄉村的基礎建設？
On top of earmarking 1 billion for conserving the rural ecology will it deploy any further resources to improve the infrastructure facilities of these remote villages?
主席，劉議員對於偏遠鄉村的關注與我們一樣。
President Mr LAUs concern for remote villages is the same as ours
今屆政府有決心透過資源投入，政策的配合或進行一些拆牆鬆綁的工作，以能夠盡量活化這些偏遠鄉村，既照顧仍居住在偏遠鄉村的居民，特別是一些長者，另外亦配合邱騰華局長所說的深度旅遊，因為現時很多訪港遊客其實很喜歡遊覽這些富人文價值和自然生態價值的鄉村地帶。
The current - term Government is determined to revitalize these remote villages as much as possible through resources deployment policy support or removal of hindrances . In doing so we will take account of the residents still living in remote villages elderly residents in particular and at the same time we will also tie in with the development of in - depth tourism advocated by Secretary Edward YAU because many inbound visitors actually delight greatly in the rich humanity and ecological values of these rural places
但是，究竟可以做得多快？
But how fast can we proceed with this task?
所以，透過在環境局轄下成立鄉郊保育辦公室，我們會慢慢梳理劉議員剛才提出的問題，然後視乎優先次序，推行有關工作。
So by establishing the Countryside Conservation Office under the Environment Bureau we will sort out the problems pointed out by Mr LAU step by step and then launch the tasks having regard to priority
香港能夠由小漁村發展成為亞洲大城市，其實是新界人士與政府官民合作，騰出他們的土地，讓水塘、電廠等眾多設施能夠在新界發展，有些鄉村已經淹沒在水塘下。
Hong Kongs transformation from a tiny fishing village to a metropolis in Asia indeed owes itself to those New Territories residents who cooperated with the Government and vacated their lands to make way for the construction of various infrastructure facilities such as reservoirs and power plants in the New Territories . Some villages are now submerged by reservoirs
主席，我們會盡量循這方向來做，多謝劉議員。
President we will go in this direction as far as possible . Thank you Mr LAU
不過，我的問題其實是想針對"綠置居"，因為昨天行政長官在施政報告中提到，在日後新建的公營房屋中，部分會以"綠置居"取代出租公屋。
My question is mainly about GSH because in the Policy Address announced by the Chief Executive yesterday it is mentioned that a portion of the newly built public housing units in the future will be converted into GSH units for sale . But I have one worry
有關比例將如何釐定？
How is she going to determine the ratio?
第二，連香港房屋委員會的資助房屋小組委員會主席也公開表示，"綠置居"會有機會影響輪候公屋的時間，即在數量方面沒有影響，但輪候時間卻可能會加長。
Second even the Chairman of the Subsidised Housing Committee under the Hong Kong Housing Authority HA has openly remarked that GSH may have an impact on the waiting time for PRH units . This means that the waiting time will be lengthened although the quantity of PRH supply will not be affected
究竟這計劃可否令正在輪候出租公屋的市民能在3年內"上樓"？
Can the introduction of GSH make it possible for people waiting for PRH units to receive housing allocation within three years?
行政長官有沒有信心讓我們正在輪候公屋的市民在3年內"上樓"？
Does the Chief Executive have any confidence that people waiting for PRH units can receive housing allocation within three years?
如果要達致輪候公屋的家庭能於3年"上樓"，需要有土地供應，而土地供應正正是多年來困擾着我們的議題。
If we are to make it possible for households waiting for PRH units to receive housing allocation within three years we must need land and land supply is precisely a problem that been vexing us over all the years
我也多次說過， 其實特區政府已提出了很多可以供應土地的方法，例如在維多利亞港以外填海、新界的"棕地"、舊區重建，或使用郊野公園邊陲地帶土地，但至今為止，社會恐怕仍沒有一個大致的共識，所以我對於土地供應專責小組未來1年的工作抱有期盼。
I have said many times before that the SAR Government has already proposed many ways to increase land supply such as reclamation outside Victoria Harbour using the brownfield sites in the New Territories the redevelopment of old districts or making use of the sites on the periphery of country parks . But society has not yet forge a general consensus . Therefore I do hope that the Task Force on Land Supply can work out something in the coming year
在現有土地仍未能滿足10年長遠房屋策略的目標時，事實上，我難以在此答應麥議員我有何魔術棒可以處理到這問題。
At this very time when the existing land supply is still unable to meet the needs of the Long Term Housing Strategy for the coming 10 years I cannot possibly promise Ms MAK that I can conjure up any solution to the problem with a magic wand . But on the GSH issue I must clarify one point again GSH units are meant for two categories of buyers only . The first category are existing PRH tenants
但是，在"綠置居"問題上，我需要再次澄清，"綠置居"會售予兩類人士：一類是已正在公屋居住的租戶，但其經濟能力或置業訴求是想買樓，我們便提供"綠置居"讓他們購買；另一類是已正在輪候公屋一段時間，並已經過詳細資格審查的人士，如果他們可以，亦願意和有能力買樓，我們也讓他們購買"綠置居"。
If they have the means and intention to purchase their homes we will provide GSH units for them to purchase . The second category are people who have been waiting for PRH allocation for quite some time and who have undergone thorough eligibility vetting . If they have the intention and means to purchase a housing unit they may likewise purchase GSH units
所以，基本上，這是不會影響輪候的情況；但如果要很細緻地說出以星期計算的輪候時間，則可能有少許影響，因為我們收回的單位，據說需要約6星期時間翻新，然後再分配給正在輪候的人士。
Hence basically the waiting time will not be affected . But there may be a slight impact if the waiting time is counted in weeks because I am told that a unit resumed needs about six weeks for refurbishment before it can be reallocated to the people on the waiting list
我相信，黃遠輝主席提到的所謂影響，是指翻新後流轉出去分配的時間。
I think the impact mentioned by Chairman Stanley WONG refers to the turnaround time for units to be refurbished and then reallocated
但是，大家不要忘記，它亦有一個優勝的地方，便是在"綠置居"騰出來的公屋的區域性更多元，例如不會集中在一條新建的新界區屋邨裏面，可能有一些是市區單位，亦更符合我們正在輪候公屋的家庭的願望。
We however must not forget that this scheme is marked by one merit the PRH units thus vacated will be very diversified in locations . For example the vacated units will not be restricted to one newly built housing estate in the New Territories and some may even be located in the urban areas which are more desirable to the households waiting for PRH units
至於未來新的公營房屋供應有多少是"綠置居"和公屋，我也要尊重房委會，讓他們討論，而且在公營房屋裏的居屋是不受影響的。
As regards the ratio of GSH units to PRH units in new public housing in the future I need to respect HA and let it discuss the issue . Besides the supply of HOS flats in the provision of public housing will not affected
我曾說過，居屋是給白表人士一個購買房屋的機會，所以政府會繼續增建居屋。
As I mentioned before HOS provides an opportunity for White Form applicants to purchase a property so the Government will continue to build more HOS units
主席，既然行政長官也沒有魔術棒能達致3年"上樓"這個目標，對於現時正在輪候公屋的市民，行政長官會否考慮向他們提供租金津貼，讓他們可以渡過現時輪候"上樓"的漫長歲月呢？
President since the Chief Executive does not have a magic wand that can enable her to achieve the target of PRH allocation with three years will she consider providing rental subsidy to the people waiting for PRH units so as to help them survive the long wait?
我們已大幅改善低收入在職家庭津貼，我相信其目標對象是類似的家庭，均屬於基層家庭，所以應從社會福利的方法，透過在職家庭津貼來幫助有需要的家庭，特別是居住在私樓的家庭成員。
We have significantly improved the Low - income Working Family Allowance LIFA Scheme . I think that the target families of LIFA groups are similar to the ones we are discussing now basically grass - roots families . Thus we should adopt a social welfare approach and assist the families in need especially those living in private housing through LIFA
《條例草案》訂明，如果違反條例，將註冊年費用各種名目或形式轉嫁給受眾或市民，該信託基金公司便會被罰款5,000元或所收取費用的款額的10%。
The Bill provides that if the Ordinance is violated and ARF is passed on to scheme members or the public in various names or forms the fund trustee will be fined 5,000 or 10 % of the amount of the fees charged
代理主席，如果各位議員聽到，我相信也會認同我的說法，即5,000元的罰款真的太輕。
Deputy President I believe Members will agree with me that a fine of 5,000 is too light
如果有公司想取巧，用各種形式避過調查，將這些費用轉嫁給受眾，這樣對市民真的不公道。
If a trustee plays tricks to circumvent investigation by various means and passes on the fees to scheme members the public will be unfairly treated
至於強積金的未來走向，誠如剛才多位同事所說，希望政府會繼續確保坊間的基金受託人的行政費用必須大幅降低，這樣才可以回應市民的訴求。
As for the way forward for MPF as many colleagues have said just now I hope the Government will continue to ensure that the administration fees of trustees will be lowered extensively so as to respond to the demands of the public
第四支柱是個人儲蓄。
Pillar Four covers personal savings
第五支柱是勞動市場政策，例如延遲國民退休年齡或協助退休人士重返職場的措施。
Pillar Five refers to labour market policies such as the extension of national retirement age or the support for retirees to return to work . The three - pillar model for retirement protection in 1990s has been expanded to five pillars today
根據目前的數字，香港現時約有440萬名強積金計劃成員，但卻有1,000萬個帳戶分布於28個強積金計劃，這是一個大問題。
According to the latest figures there are about 4.4 million MPF scheme members in Hong Kong but they have a total of 10 million accounts in 28 MPF schemes . That is a big problem
我希望受託人及計劃成員屆時均可輕易地處理所有交易，而無須像現時這般，填表後要等上數天才能完成交易。
It is hoped that both the trustees and scheme members can then complete all their MPF transactions easily without having to wait for days as what is happening right now
為此，積金局會設立一間屬法律實體的全資附屬公司。
MPFA will therefore establish a wholly owned subsidiary as a legal entity for this purpose
根據積金局的顧問推算，如果數碼使用率能在5年內達到九成......
According to the projection by MPFAs consultant a 90 % digital take - up rate in five years will President the level of digital take - up rate depends on the users willingness to move from paper - based to electronic MPF administration transactions
主席，數碼使用率關乎用戶會否放棄以紙張方式處理強積金行政交易，轉用電子平台，但當局如何鼓勵中小微企放棄紙張方式而改用電子平台呢？
But how will the authorities encourage micro small and medium enterprises to go digital and use the electronic platform?
假設數碼使用率日後達到九成，按粗略估算，未來20年可節省的金額累計將達225億元至236億元。
Assuming the digital take - up rate can reach 90 % the cumulative financial savings to be derived was roughly estimated to be in the region of 22.5 billion to 23.6 billion spread over 20 years
政府建議新訂第22C條，禁止受託人把註冊年費轉嫁予計劃成員，但怎樣執行呢？
Under new section 22C it is proposed that trustees are prohibited from passing on the cost of ARF to scheme members . Yet how can this prohibition be enforced?
當初政府的政策，是積金局應通過向核准受託人收回就強積金註冊計劃行使及執行其職能的成本，達到自負盈虧。
It is the Governments original policy that MPFA should be self - financing by recovering from approved trustees its costs of exercising and performing its functions with respect to MPF registered schemes
然而，由於種種原因這種種原因可圈可點，局長若有空間和時間，應向公眾詳細解釋積金局從未向受託人收取註冊年費。
However due to various reasons―the reasons are debatable and the Secretary should give a detailed explanation to the public if he has the room and time―MPFA has never charged trustees ARF
截至2019年3月31日，非經常補助金的結餘是30億1,000萬元。
As at 31 March 2019 the balance of the Capital Grant stood at 3.01 billion
我一直反對強積金計劃。
I have all along opposed the MPF scheme
說回我整體的論述，我會分數部分來談論。
Coming back to my overall conclusion I will talk about it in several parts
第一，我認為法例應該訂明強積金公司必須下調行政費用水平，而不是如政府所抱着的良好意願般，表示有下調的空間。
First in my opinion it should be stipulated by law that MPF companies are required to reduce the level of administration fees; the Government should not have the wishful thinking that there will be room for reduction of fees
第二，應該明文禁止附屬公司將中央電子平台的資訊，轉移至非強積金公司用戶及強積金公司的第三方人士。
Second the subsidiary should be expressly prohibited from transferring the information from the centralized electronic platform to non - MPF company users and third parties of MPF companies
首先，《條例草案》賦權積金局成立附屬公司以管理"積金易"平台，集中處理強積金的註冊、登記、供款、申請、轉移權益、提取權益，以及備存和保存紀綠。以一個用戶界面連接中央電子平台和受託人，讓僱主和成員均可進入有關界面，例如僱主為僱員作供款，受託人可以接收成員和僱主的數據和指令。簡單而言，現時市民要直接進入各間強積金公司的平台進行註冊、登記、轉移及提取權益等工作。
First of all the Bill empowers MPFA to set up a subsidiary for the purpose of managing the eMPF Platform to handle registration enrolment contribution application transfer of benefits benefits withdrawal and record keeping and maintenance via a centralized platform
關於前者，即設立"積金易"電子平台，政府的說法是可以令供款人更容易管理強積金資產，長遠而言減低行政成本，再長遠一點可以減低強積金計劃管理費；後者則是讓積金局以自負盈虧模式繼續營運下去的徵費。
With regard to the first part that is the establishment of the eMPF Platform the Government argues that the Platform makes it easier for MPF contributors to manage their MPF assets which may help reduce the administration costs in the long run and even reduce the management fees of the MPF schemes in the longer run . As regards ARF it is a levy that allows MPFA to continue to operate on a self - financing basis
首先，我想說一說註冊年費。
First of all I would like to talk about ARF
主席，回顧歷史，政府在1998年給予積金局50億元非經常性補助作為營運經費。
President looking back at history the Government provided a Capital Grant of 5 billion for MPFA in 1998 to meet its operating expenses
二十多年來，積金局靠着這50億元進行投資，想以"錢滾錢"的方法應付營運支出。
For more than two decades MPFA has relied on investment returns from the 5 billion hoping to meet its operating expenses by using money to earn money
當年因為有這50億元，故此即使《強制性公積金條例》第22B條列明核准受託人須每年向積金局繳交註冊年費，積金局也非常豪氣地表示因為資金充裕，所以豁免收取註冊年費。
Given the allocation of 5 billion back then even though section 22B of the Mandatory Provident Fund Ordinance provides that approved trustees are required to pay ARF to MPFA MPFA had generously waived ARF due to abundant liquidity
時至今日，當50億元只剩25億元時，並且預計2025年便會花光，積金局突然想起第22B條，可以引用來向基金公司收取註冊年費。
Today when the 5 billion Capital Grant only has a balance of 2.5 billion and is projected to be fully depleted by 2025 MPFA suddenly recalls that it can invoke section 22B to charge ARF from fund companies
以上說的全部都是成本。
All these processes incur costs
為甚麼不趁這次修例處理妥當，讓積金局可以收取足夠註冊年費，健康地營運下去？
Why doesnt the authorities seize the opportunity of the present legislative amendment to properly deal with the matter so that MPFA can collect sufficient ARF to maintain its operation in a healthy manner?
其實，積金局的辦公室由堂皇的IFC甲級寫字樓遷到葵涌，已是最佳的寫照。
In fact the relocation of MPFAs office from the magnificent Grade A office building at the International Financial Center to Kwai Chung is the best illustration
當年積金局心想用這50億元進行投資，便可應付日常營運開支，殊不知投資失敗，淪落到今天要靠收取註冊年費來營運。
Back then MPFA thought that the 5 billion grant would generate sufficient investment returns to meet its operating expenditure . However owing to investment failure MPFA has to resort to relying on incomes from ARF for operation
可能大家會說，投資市場價格可升可跌，任何人進入投資市場都有機會"損手爛腳"。
Members may say that the investment market fluctuates so any investor may suffer losses
" 主席，積金局的政策目標是為強積金資產增值，卻不能夠為自己的資產增值，甚至弄得賠本，這是否說得通呢？
End of quote President does it make sense that MPFA has failed to increase the asset value of MPF or has even suffered losses when its policy objective is to increase the asset value of MPF?
香港人在這樣的情況下，必然會對制度充滿憂慮，失去信心。
Under this circumstance Hong Kong people will inevitably feel worried about the MPF System and lose confidence in it
如果主席不是太"離地"便應 該知道，香港人過去20多年從來都沒對強積金有信心。
If the President has not divorced too far from reality he should know that Hong Kong people have never had confidence in MPF over the past 20 years or so
市民對強積金徹底死心的後果是甚麼？
What is the consequence of people losing all confidence in MPF?
局方如果不是那麼擅長投資，便不如安份守己，收取十足的註冊年費，以便能自負盈虧。
If MPFA is not so good at investment it should know its place and simply collect sufficient ARF in order to operate on a self - financing basis
這是一個非常簡單顯淺的道理。
The reasoning here is pretty simple and straightforward
一方面，政府開設"積金易"平台，表示可能令管理費減低；但另一方面，《條例草案》有如此重大的漏洞，給予受託人增加徵費的空間。
On the one hand the Government develops the eMPF Platform in the hope of reducing the management fee; on the other hand the Bill has such a significant loophole that allows room for the trustees to increase their fees
其實，特區政府如何看待那數百萬被政府捆綁在船上，每個月被強迫供款的"打工仔"的心情？
As a matter of fact does the SAR Government understand the feeling of the millions of wage earners who have been tied up to a boat by the Government and are forced to make contributions each month?
主席，以下我會討論"積金易"。
President I will now discuss the eMPF Platform
以一站式電子平台處理強積金事務其實是正面的。
It is indeed a positive move to handle MPF transactions under a one - stop electronic platform and I trust that all Hong Kong people who are currently making contributions to MPF schemes will endorse this direction of development
局方預計在"積金易"平台推出後的未來20年，每年可節省11億元行政成本。
The Bureau anticipates that after the implementation of the eMPF Platform an administration cost of 1.1 billion can be saved in each of the next 20 years
這11億元即使不是全部也必然有部分回饋委託人，即普羅市民。
Of the 1.1 billion a portion of the amount though not the full amount will surely go into the pocket of the contributors that is the general public
問題是，以33億元的公帑建設電子平台來為受託人即基金公司節省金錢，但省下的款項如何令香港市民受惠？
The question is Given that 3.3 billion of public money will be used to develop the electronic platform to save money for the trustees that is fund companies how can the money saved benefit the people of Hong Kong?