Borrison/hk-legicost huggingface dataset:
好了，面對這些客觀的數字，今年的預算案最出色的地方是針對基層，針對性地不採取任何措施，不"派錢"，因為去年每人派4,000元，行政費花了3億元，被人罵得緊。
Well then in the face of such objective figures the most outstanding point of this years Budget is that it targets at the grassroots in the sense that neither relief measures nor handing out of money is provided especially for them . Last year the Government spent 300 million on administrative costs just to hand out 4,000 each and it was subsequently bitterly criticized
今年不"派錢"，說要採取針對措施，因為害怕行政處理不好，於是用既有的制度，社會福利署有綜合社會保障援助戶 口、學生資助處有戶口，過往已有領取學生津貼、職業津貼或交通津貼的基層中的基層，透過既有制度，給他們每人2,500元，而其他的又如何？
The Government said that it would not hand out cash this year but it would take specialized measures . Fearing that it cannot handle the administration work well it will follow the established systems to provide 2,500 to each of the grass - roots recipients of the Comprehensive Social Security Assistance Scheme or other assistances such as the assistance schemes of the Student Finance Office working subsidies or transport subsidies to those who already have accounts registered in the Social Welfare Department under the above schemes
兩年前所提到的"N無人士"，完全在現時被針對，針對得消失了。
But what about the others? . We already mentioned the N have - nots two years ago and now they have become the target so much so that they are totally ignored
本年預算案的口號是"撐企業、保就業、穩經濟、利民生"。
The slogan of this years Budget is supporting enterprises safeguarding jobs stabilizing the economy strengthening livelihoods
陳茂波在制訂預算案時，一直營造的氣氛是，香港政府可能會面臨財政困難，香港可能會因國際貿易環境衰退而遇上經濟危機，所以他要很審慎理財，於是提出："撐企業、保就業、穩經濟、利民生"。
When Paul CHAN was preparing the Budget he tried to create an atmosphere that the Hong Kong Government might face financial difficulties and Hong Kong might run into financial troubles owing to the slowdown in international trade . Hence he had to manage the public finances prudently and proposed to support enterprises safeguard jobs stabilize the economy and strengthen livelihoods
我不是說公廁不用翻新，但面對我剛才所述的數字，香港人活在水深火熱中，政府竟然撥款6億元翻新公廁？
I am not saying that public toilets need not be refurbished . According to the statistics quoted above however Hong Kong people are in dire straits but the Government earmarks 600 million to refurbish public toilets
用60億元優化海濱？
It will also spend 6 billion to enhance the Harbourfront
去年"派錢"給所有合資格市民也只用了110億元，現在政府卻用60億元優化海濱，這算是甚麼利民措施？
It only spent 11 billion to hand out money to all eligible people last year but it is going to spend 6 billion on Harbourfront enhancement now . What kind of livelihood strengthening measure is that?
但過去多年事實證明，從中獲益的都是建築界、建築財團而已。
However our experience gained over the years proves that the ones to benefit are only the construction sector and construction consortiums
其中獲撥款金額最大的，是推展首批採用"一地多用"發展模式的政府項目，而最受爭議的是東涌。
One item that receives the biggest amount of funding 22 billion is the first batch of government projects under the single site multiple use initiative the most controversial of which is in Tung Chung
在"一地多用"下，其實明顯地亦會夾雜一些地產項目，或不全是地產項目，該是商業項目。
Under the single site multiple use initiative development projects will clearly include real estate projects perhaps not completely real estate projects but commercial projects
政府說不要忽視"利民生"：第一，撥款200億元用來購置60個物業，營辦130多項社福設施。
The Government says it will not neglect strengthening livelihoods . First it will allocate 20 billion for the purchase of 60 properties to accommodate more than 130 welfare facilities
結論而言，本年預算案所針對的是香港市民，我會否決這份預算案，謹此發言。
In conclusion this years Budget targets against the people of Hong Kong and I will veto it . I so submit
因為相關立法會小組委員會需要更多時間審議和討論。
It is because the relevant Subcommittee of the Legislative Council requires more time for deliberations and discussions
這次修訂涵蓋提交和審查原授專利 申請的詳細規定及程序；短期專利批予後的實質審查的詳細規定及程序，亦包括各項費用和其他技術性修訂。
The amendments cover detailed requirements and procedures relating to the filing and the examination of original grant patent applications and for post - grant substantive examination of short - term patents as well as fees chargeable and other technical amendments
為甚麼我這麼關注這項專利規定呢？
Why am I gravely concerned about the Amendment Rules?
因為香港現在着意發展創新科技，以我最關注的金融業來說，金融科技的創新需要靠很多專利註冊來保護這些產權。
It is because Hong Kong is making a conscious effort in developing innovation and technology . For the financial industry which I am most concerned about the innovation of financial technology relies on patent applications to protect the intellectual property rights of the innovations
對於這次修訂，我在事務委員會和小組委員會討論階段提出了數個觀點，有些剛才周浩鼎議員也提過。
Regarding this amendment I have raised a number of points during the discussions at the Panel and at the Subcommittee some of which have been mentioned earlier by Mr Holden CHOW
第一，我們要求政府培育一隊強大的專利專業團隊，以配合這項法例的通過。
First we asked the Government to foster a professional patent workforce to support the passage of the legislation
政府當局當時的回應是，會盡快發展本地在多方面科技的檢查及審查能力，務求符合國際標準，以及為潛在人力需求訂立一些長遠計劃，但政府會視乎接獲多少專利申請，才決定會培養多少專業人才。
The Government responded that it would speed up the development of Hong Kongs capability to conduct reviews and examination in line with international standards and formulate long - term plans for meeting potential demand for manpower . However the size of the workforce will depend on the number of patent applications received
我在"推動金融科技中心發展，鞏固本港的國際金融中心地位"議案亦曾提及，香港和新加坡現在競爭很熾烈，無論在國際金融中心排名、學術研究等方面，都拼個你死我活。
As I have mentioned in my motion on Promoting the development of a financial technology hub to reinforce Hong Kongs position as an international financial centre Hong Kong and Singapore are competing ferociously for supremacy as a global financial centre and in academic research
雖然政府表示，已經比較過本港與其他地區的收費，認為本港的收費具競爭力，但是香港若銳意發展創科，收費不但要具競爭力，還必須有吸引力。
Although the Government has indicated that it has compared the fees of Hong Kong with those in other places and considers the fees of Hong Kong competitive if we are to make a conscious effort to develop innovation and technology in Hong Kong our fees must not just be competitive but attractive as well
好的，我想說的最後數句是，政府除了就各項專利申請的雙邊及多邊安排進行磋商外，亦應該考慮在新專利制度運作初期，為專利申請人提供資助。
Alright finally what I want to say is that the Government should apart from negotiating bilateral and multilateral arrangement related to different patent applications consider providing subsidies to patent applicants during the initial period of the operation of the new patent system
整體而言，這預算案並無帶來任何驚喜。
On the whole this Budget has not brought any surprises
2019-2020年度的政府開支持續增長，預計達到6,000多億元，較2018-2019年度高出13%，但財政盈餘由587億元縮減至168億元。
There will be a continuous increase in government expenditure in 2019 - 2020 and it is expected to exceed 600 billion 13 % more than that in 2018 - 2019 but the fiscal surplus has been reduced from 58.7 billion to 16.8 billion
政府資料顯示，2019-2020年度的168億元的預算財政盈餘，已計及由房屋儲備金回撥的212億元。
According to government information the estimated fiscal surplus of 16.8 billion in 2019 - 2020 has taken into account the 21.2 billion Housing Reserve which has been brought back to the government accounts
如果房屋儲備金並無回撥政府帳目的話，政府就可能會出現預算赤字。
If the Housing Reserve has not been brought back to the government accounts the Government may have a budget deficit
由此可見，政府財政實力面臨不少挑戰，市民亦開始憂慮香港的經濟環境有否轉差的趨勢。
This shows that the Governments financial strength is facing many challenges and the public are also worried whether the economic environment in Hong Kong has turned worse
因此，司長在制訂預算的時候相較以前審慎保守，我們能夠理解。
Therefore the Financial Secretary has been more cautious and conservative in formulating the Budget which is understandable
不過，政府的一個重要功能是，透過財政預算和制訂財政策略，妥善分配資源，並且以市民的最大利益為依歸，從而在社會福利、醫療、教育、房屋、基礎建設等政策範疇做到最好。
However an important function of the Government is to properly allocate resources through formulating the Budget and financial strategies for the greatest interests of the public thereby making the best arrangement in various policy areas such as social welfare health care education housing and infrastructure
如果資源分配得宜到位、回應社會訴求及有效改善民生施政，政府自然會受到市民支持，得到掌聲。
If the allocation of resources is appropriate and can respond to the demands of the community and effectively improve peoples livelihood and governance the Government will naturally win public support and applause
相反，如果政府不能回應需求，市民便會對政府怨氣日深，官民矛盾定必加劇。
On the contrary if the Government fails to respond to the demands of the community social grievances will intensify and conflicts between the Government and the public will definitely become more serious
我相信這是很容易理解的。
I believe this is easily understandable
代理主席，上屆政府忽視教育發展，令教育開支佔政府的總開支和經常開支總額的比重，多年來持續下降。
Deputy President the previous - term Government ignored education and the proportion of education expenditure to the total government expenditure and the total recurrent expenditure has been decreasing over the years
教育界對上屆政府的做法感到非常不滿，認為這做法導致香港教育嚴重落後。
The education sector is very dissatisfied with the practice of the previous - term Government as education in Hong Kong would be lagging far behind as a result
眾所周知，教育經費不是單純的支出而是投資，要實現知識型經濟、培育優質人才，有賴高投資和高質量的教育。
As we all know education funding is not simply expenditure but also investment . If we want to have a knowledge - based economy and to nurture quality talents we must invest heavily on high - quality education
代理主席，在這個問題上，很多朋友都覺得，今屆政府上任後積極改善教育投資，在教育方面投放了很多資源。
Deputy President many people think that the current - term Government has made great improvement in this area by investing substantially in education
但是，我要強調，這是對數年來忽略教育、沒有投放資源作出的補償，現時還在"追落後"當中。
However I would like to emphasize that the current - term Government is merely compensating for the negligence and lack of investment in education over the past few years and it is now trying to play catch - up
我們留意到，今年預算案有一個很特別的地方，就是不像過去的預算案般，有敘述教育的專門章節，而有關教育的內容散落在"創新科技"、"利民紓困"等段落。
We notice a very special feature in this years Budget that is unlike the past budgets with a specific chapter on education the contents on education are scattered in paragraphs such as innovation and technology and relieving peoples burden
預算案的教育總開支是1,240億元，經常開支約為900億元，按年增幅分別為12%及6%。
The total expenditure on education in the Budget is 124 billion and the recurrent expenditure is about 90 billion and the year - on - year increase is 12 % and 6 % respectively
我們留意到，教育總開支佔本地生產總值 的比例，由上年度的3.9%微升至今年的4.1%，是近年的高水平，這是可喜的現象。
We note that the total expenditure on education as a percentage of GDP has slightly increased from 3.9 % last year to 4.1 % this year which is a fairly high level in recent years . This is a gratifying phenomenon
不過，我剛才亦強調，這是教育總開支，我們應着重教育方面的經常開支，但有關的升幅沒有那麼明顯。
However as I said just now this is the total expenditure on education and we should focus on the recurrent expenditure where the relevant rate of increase is not so obvious
我們要強調的是，教育經費以經常性開支為主。
We have to emphasize that funds allocated to education are mainly spent on recurrent expenditures
在專上教育方面，預算案預留160億元，為八大院校增建或翻新校舍，添置必須的科研設備及實驗室等。
For tertiary education the Budget has set aside a provision of 16 billion for eight universities to enhance or refurbish campus facilities in particular the provision of additional facilities essential for research and development activities and laboratories etc
2018年施政報告也提出，向大學教育資助委員會轄下的研究資助局的研究基金注資200億元，相信可以進一步提升香港的競爭力，特別是在研究方面。
The Policy Address 2018 also proposes to inject 20 billion into the Research Endowment Fund of the Research Grants Council under the University Grants Committee . It is believed that this can further enhance Hong Kongs competitiveness especially in regard to research
因此，教育界將有更多和更穩定的研究經費，應可吸引及挽留人才，我對此表示歡迎。
Therefore the education sector will have an increasing number of more stable research funds thus enabling us to attract and retain talents . I welcome this proposal
不少高等教育界人士已經反映，很多實驗室殘舊細小，無法應付實際需要。
Many people in the higher education sector have reflected that many laboratories being old and small fail to meet actual needs
對於能夠有額外資源改善硬件，高等教育界早已有殷切期望。
They have high expectation for having additional resources for hardware improvement
對於香港高等教育的科研發展，這是一項突破瓶頸的措施，我希望相關設備不應局限於理工科目，也應適用於人文、社會及藝術學科。
The initiative is a breakthrough in respect of RD development in tertiary institutions of Hong Kong . I hope that the relevant equipment will not only be applicable to science and engineering disciplines but also to humanities social and art disciplines
此外，司長亦提到未來5年額外撥款不少於8億元，資助指定大學及重點實驗室及科研中心，進行更多科研成果轉化工作，我亦對此表示歡迎。
In addition the Financial Secretary has also mentioned that additional funding of not less than 800 million will be provided in the next five years to fund more productization of scientific and technological achievements by designated universities key laboratories and research centres . I also welcome this proposal
代理主席，在中學方面，政府預算動用經常性開支3億1,000萬元，實施"一校兩社工"，以增強青少年精神健康及提升抗壓能力，應付日益複雜的社會環境。
Deputy President in relation to secondary schools the Government will set aside 310 million recurrent expenditures to implement the measure of two school social workers for each school to enhance teenagers mental health and stress resilience and help them cope with the increasingly complex social environment
雖然我歡迎這項新措施，但我亦請政府明白，在學校處理學生問題方面，教師扮演很重要的角色。
Although I welcome this new measure I hope the Government will understand that teachers play very important roles in tackling student problems in schools
政府應同時改善中小學教師人手，提高班師比例，以便有充足的教師人手，應付日益複雜的教學和輔導需求，而小學亦應落實輔導教師及社工"一加一"的訴求。
The Government should also increase primary and secondary school teachers and the class - to - teacher ratio so that there are sufficient teachers to meet the increasingly complicated teaching and counselling demands . Moreover primary schools should implement the proposal of one social worker plus one guidance teacher
然而，當中細節仍有待公布。
However the details have yet to be announced
代理主席，我再特別強調，大家不一定歡迎撥款，在"中學IT創新實驗室"計劃下，政府提供的財政資助有兩種，一種會帶來教育能量，做得更好，令一種則會帶來更大的負擔及壓力。
Deputy President I particularly stress that funding may not necessarily be welcomed . Under the IT Innovation Lab in Secondary Schools Programme there are two types of financial assistance provided by the Government . One of them will create energy to provide better education while another will create more burden and pressure
所以，錢要落到實處，亦要花得好，才能真正帶來好處。
Therefore funding should be provided for practical purposes and well - spent so as to generate benefits
我們看到"中學IT創新實驗室"未有完整計劃，包括課程、師資和輔助人手的配套，在這些方面均應非常小心。
We notice that there is no comprehensive planning under the IT Innovation Lab in Secondary Schools Programme . For example there is a lack of complementary courses teaching and support staff
我們希望政府能夠與教育界，包括校長和老師一起商討，把這個項目做得更好。
We hope that the Government will discuss with the education sector including principals and teachers to improve this project
我們非常樂意與政府商討，以配合學校的需求，例如我們有資訊科技統籌員的職級，也有切實的做法支持STEM計劃，這些都是非常重要的。
We are most willing to hold discussions with the Government to meet the needs of schools . For example there are IT coordinator posts and practical methods to support the STEM programmes . All these are very important
施政報告提出教席全面學位化及改善中層管理，牽涉到中小學兩方面。
It is stated in the Policy Address that the Government will implement the all - graduate teaching force policy and improve the manpower at the middle management level in primary schools and secondary schools
在預算的總目收入分析中也就此作出跟進，包括在2019-2020學年在公營學校全面推行教師職位學位化，學校可因應校本情況分兩年全面落實計劃；增加公營小學中層管理人手，以及理順校長和副校長的薪酬。
The Revenue Analysis by Head in the Budget also follows up on that . For instance the Government will implement the all - graduate teaching force policy in public sector primary and secondary schools in the 2019 - 2020 school year and schools may taking into account their school - based circumstances achieve full implementation in two years; improve the manpower at the middle management level in public primary schools and rationalize the salaries for principals and vice principals
這是非常重要的一步，我很希望在隨後的立法會撥款過程中，能夠盡快通過撥款。
This is a very important step and I earnestly hope that the funding application will be approved as soon as possible in the subsequent funding approval process of the Legislative Council
此外，預算案延續了兩項減輕學生和家長經濟負擔的措施，包括為有需要學生發放一次性津貼，津貼額亦由去年的2,000元增至2,500元，以及為中學文憑試學校考生代繳考試費。
Furthermore the Budget has continued to implement two measures to alleviate the financial burdens on students and parents which include providing to each student in need a one - off grant of 2,500 which has increased from 2,000 last year and paying the examination fees for school candidates sitting for the Hong Kong Diploma of Secondary Education Examination
這兩個做法也是可取的，當然，當局可以繼續探討如何進一步作出改善。
These two measures are also desirable . Certainly the authorities can continue to explore how to make further improvements
無論如何，這些都是惠民措施。
In any case these measures will benefit the public
代理主席，最令教育界失望的是，預算案沒有就小學、幼稚園、特殊學校等着墨，成為很大的真空。
Deputy President what is most disappointing to the education sector is that the Budget has mentioned very little about primary schools kindergartens and special schools thus creating a vast vacuum
我認為政府應盡快填補真空，並透過以下措施整體提升教育質素。
I think the Government should fill the vacuum as soon as possible and enhance the quality of education through the following measures
不過，政府一直宣稱對教育的投資絕不手軟，而且從數字上看來似乎有所增長，但只要我們細心觀察，便會發現不少教育開支都投放在與教育有關的不同基金上。
The retrogression is well evident . The Government always claims that it has invested heavily in education and the amount seems to be on the increase . However if we observe carefully we will find that quite a lot of education expenditures are invested in different education related funds
這些基金雖然支援教育項目，但不少基金列明政府注資的款項只用作種子基金，即不會立即使用，所衍生的投資收入才會用來應付營運需要。
Although these funds support education projects many of them specify that the amounts invested by the Government will only be used as seed capital ie . the amounts will not be immediately used and only the investment incomes derived will be used to meet operational needs
因此，大量公帑經常凍結在與教育有關的不同基金上。
Therefore a large number of public funds are often frozen in different education related funds
政府的教育開支總額在名義上或有所增長，但真正可用的錢其實微不足道，根本不足夠。
The total government expenditure on education may have nominally increased but the amounts that can actually be used are insignificant and basically insufficient
代理主席，今年我就預算案提問時，提到由教育局管理的為特定教育用途而設立的基金。
Deputy President when I raised questions on the Budget this year I mentioned the funds set up for specific educational purposes managed by the Education Bureau
教育局現時共管理9個基金，佔政府約25個基金三成多。
The Education Bureau currently manages nine funds accounting for more than 30 % of 25 government funds
政府資料顯示，這20多個基金的結存總額超過900億元，相當於今年預算開支的15%，而以與教育相關的9個基金已超過530億元，即接近六成，當中還未包括即將向研究基金注資的200億元。
Government information shows that the total balance of more than 20 funds exceeds 90 billion equivalent to 15 % of the budgeted expenditure this year and the total balance of the nine funds related to education exceeds 53 billion ie . nearly 60 % of the total balance excluding 20 billion to be invested in the research fund
就優質教育基金而言，基金的推出年份是1998年，注資額是50億元，但截至2018年，基金結餘為90多億元，超過注資額接近1倍。
The Quality Education Fund was launched in 1998 and the capital injection was 5 billion . But as of 2018 the fund balance was more than 9 billion more than double the amount of capital injection
代理主席，數以百億元甚至達千億元的基金種子金被政府凍結，是否極大的浪費呢？
Deputy President the seed capital of tens of billions or even hundreds of billions of dollars has been frozen by the Government . What a waste!
如果我們能夠想辦法恰當地使用這筆錢，會否更好地改善教育和民生呢？
Will we be able to better improve education and peoples livelihood if we can identify ways to use these amounts of money properly? . I hope the Government can ponder over that . I so submit
主席，在這一個環節，我會用少許時間多討論有關發展經濟，以及在香港推動新產業方面的一些意見。
President in this session I will spend a little time on discussing economic development and I will also present my views on the promotion of new industries in Hong Kong
我留意到過去一段時間，多位議員同事已就多個不同民生項目表達意見，我嘗試集中討論經濟發展方面的意見。
I have noticed that for some time in the past many colleagues have expressed their views on various livelihood issues . I will try to focus my views on economic development
主席，政府在本年度財政預算案中宣布，落實寬免海事保險業務一半利得稅的措施，民主建港協進聯盟表示歡迎。
President the Government announces in this years Budget that it will offer a 50 % profits tax concession to the marine insurance industry which is welcomed by the Democratic Alliance for the Betterment and Progress of Hong Kong DAB
其實這種做法的確無助行業的發展。
Such a practice is unconducive to the development of the industry
不過，很慶幸，政府在本年度施政報告及預算案均有作出積極回應，特別是就協助海事保險業而言，預算案中有關扣稅的安排，我們更表示歡迎。
However it is fortunate that the Government has responded positively in both the Policy Address and Budget this year . In particular it proposes in the Budget tax concessions which will definitely be conducive to the development of the marine insurance industry and we welcome that
展望未來，我期望當局能盡快落實修改現行法例，將海事處處長簽署船舶豁免認證文件的權力，逐步下放至部門下一級管制人員，以進一步提升效率，強化海事處向本地註冊船隻提供24小時支援的協調和認證服務，從而吸引更多海外船隻在香港註冊，並使用香港的仲裁、海事保險等服務，推動本地經濟的發展。
Looking ahead I expect the authorities to promptly amend the existing legislation to facilitate the delegation of the power of the Director of Marine to sign certificates of exemption to controlling officers at the next rank in the Marine Department to further enhance efficiency . This will strengthen the Departments around - the - clock support coordination and certification services provided to locally registered vessels . With these support and services more overseas vessels will be attracted to register in Hong Kong and use Hong Kongs arbitration and marine insurance services thereby fostering the development of the local economy
主席，我想強調，我們必須強化本地高增值航運產業的發展，推動香港成為真正高增值航運服務中心，也必須同時發展多項業務，包括船舶登記、買賣、租賃、融資、保險，以及航運管理、海事仲裁等高端服務。
President I wish to stress that we must strengthen the development of the local high value - added maritime services and promote Hong Kong as a genuinely high value - added maritime services centre . At the same time a number of high - end services such as vessel registration trading leasing financing and insurance as well as maritime management and arbitration should also be developed
其實，我最希望政府能夠吸引更多船舶融資機構、船東、海事仲裁機構、海事保險公司來港設立公司，以便形成一個產業集群。
It is my hope that the Government will attract more vessel financing agents ship owners maritime arbitrators and marine insurance companies to set up companies in Hong Kong thereby forming an industrial cluster
這個產業集群形成後，我們才能為客戶提供一站式服務，只有提供一站式服務，才能提升整個城市的競爭力。
Only with the establishment of such an industrial cluster can we provide one - stop services to clients and only through the provision of one - stop services can the whole citys competitiveness be boosted
主席，英國在這方面的做法實在值得參考，他們做得十分成功。
President the United Kingdom the UK is very successful in this kind of operation and we should learn from it
當然，英國在處理海事保險方面或高增值航運業方面的工作，起步比較早，已有很長遠的歷史。
Of course the United Kingdom started much earlier and has a long history in this kind of operation
但是，我認為香港應該有能力急起直追，視英國作為參考對象。
By learning from the United Kingdoms experience however I think Hong Kong should be able to catch up
我希望特區政府可以就吸引我剛才提到包括船舶融資機構、海事保險公司、海事仲裁機構、船東等來港，制訂詳細的工作計劃和發展藍圖。
I hope that the Government will prepare detailed work plans and development blueprints to attract the above mentioned agencies including vessel finance companies marine insurance companies marine arbitrator and ship - owners to Hong Kong
政府會用甚麼辦法及採取哪些積極措施，吸引這些公司和機構來港？
What approaches and positive measures will the Government adopt to attract these companies and organizations to Hong Kong?
我希望政府可以在這方面多花工夫，訂出明確的規劃和目標。
I hope the Government will make greater efforts in formulating specific planning and objectives in this respect
主席，我十分關心高增值航運業的發展，因為我認為這是一個香港絕對有潛力發展的新興產業，並可以帶動本地就業。
President I am highly concerned about the development of high value - added maritime services a new industry that I think Hong Kong definitely has the potential to develop and it will boost the local employment
但是，與此同時，我們也有其他牽涉很多就業人口的產業，其中包括保險業。
There are also other industries that employ large numbers of people in Hong Kong . One of them is the insurance industry
在2月份，國家公布《粵港澳大灣區發展規劃綱要》，提出香港要發揮在金融領域的引領帶動作用，並強化全球離岸人民幣業務樞紐的地位，以及國際資產管理中心和風險管理中心的功能。
The Outline Development Plan for the Guangdong - Hong Kong - Macao Greater Bay Area the Plan was published in February . It talks about leveraging Hong Kongs leading position in the financial services sector and strengthening Hong Kongs status as a global offshore Renminbi business hub and its role as an international asset management centre and risk management centre