Borrison/hk-legicost huggingface dataset:
正正因為現行的社會保障制度，尤其是長者生活津貼，有效紓緩長者貧窮的情況，所以政府決定優化長者生活津貼，以進一步加強津貼的退休保障功能。
Exactly because of the existing social security systems effectiveness in alleviating elderly poverty especially OALA payments the Government decides to enhance OALA measures to further strengthen its function on retirement protection
此外，正正因為考慮到須經濟審查的措施比"全民"性質的措施更能有效扶貧，我們認為實在難有充分理據支持另行增設一個會惠及富裕或中產長者的"全民式"退休金計劃，而不強化現行有利扶貧的政策，加強對有需要長者的退休保障。
Moreover as means - tested measures can more effectively mitigate poverty than measures which are universal in nature we believe that it is not really justifiable to add another universal pension scheme which may benefit wealthy or middle - class elderly instead of enhancing present policies conducive to poverty alleviation and protection for the needy elderly
事實上，如採用"全民式"計劃，超過八成的額外資源，即從各個方案取得的資源中，超過八成會用於相對沒有需要的長者身上指的是甚麼呢？
In fact if the universal scheme is adopted over 80 % of extra resources gathered under various proposals will be spent on elderly persons with relatively fewer needs
是指那些今天連"生果金"都沒有領取的，又或是只領取"生果金"的人士只有剩下18%的資源給予較貧窮的長者。
I mean those elderly persons who even do not apply for fruit grant today or those who only receive fruit grant but nothing else . As a result only 18 % of the resources will be left for poor elderly people
隨着立法會於5月中通過《2017年撥款條例草案》，社會福利署已按施政報告的建議，放寬長者生活津貼的資產限額，並追溯至2017年5月1日。
With the passage of the Appropriation Bill 2017 in mid - May the Social Welfare Department SWD has already relaxed the asset limits for OALA with retrospective effect from 1 May 2017 as proposed in Policy Address 2017
至於高額長者生活津貼，正如剛才所說，因 需要修改電腦程序，我們希望在明年年中實施，而其生效日期亦會追溯至2017年5月1日。
Regarding the higher tier of OALA as pointed out above we aim at commencing the measure in the middle of next year because this involves amending the computer program . Likewise this will date back to 1 May 2017
上述兩項長者生活津貼的優化措施全面落實後，預計首年將惠及約50萬名長者，長者生活津貼的覆蓋率將由37%增至47%。
After completely adopting the above two enhancement measures on OALA we expect that this will benefit around 500 000 elderly persons in the first year increasing the coverage of OALA from 37 % to 47 %
所以，我希望尤其是聽到剛才議員的討論大家不要說這個長者生活津貼有標籤。
So I hope Members can refrain from claiming that OALA attaches a label especially after I have listened to the speeches given by Members
大家不要加上標籤，令長者卻步不去申請長者生活津貼，更不要正如有些議員所說驚嚇長者，指申請可能會被控告。
We should not apply a label to OALA which may deter the elderly people from applying for the allowance . Moreover as certain Members have pointed out we must never scare the elderly people that lodging an application may make them liable to prosecution
我希望大家作為議員，避免驚嚇長者。
I urge Members not to scare the elderly people
如果將長者生活津貼連同綜援，以及高齡津貼和傷殘津貼，社會保障支柱的覆蓋率為接近約91萬名長者，佔74%，即大約四分之三的長者。
Taking OALA CSSA OAA and Disability Allowance altogether into account the social security pillar almost covers around 910 000 elderly persons accounting for 74 % or a three - fourths of the entire elderly population
修正案中提及有個別議員就公共福利金計劃提出建議，例如向所有65歲或以上的長者發放高齡津貼、把長者生活津貼擴展至廣東省和福建省、讓領取傷殘津貼的長者同時領取長者生活津貼等。
The amendments have mentioned Members various suggestions as to the SSA Scheme such as providing OAA for all elderly people aged 65 or above expanding the coverage of OALA to Guangdong and Fujian and allowing elderly recipients of the Disability Allowance to receive OALA at the same time and so on
公共福利金計劃下的各項津貼都有不同目的和設計，以應付其不同受惠對象的需要及情況。
Different allowances under the SSA Scheme have different objectives and arrangements to deal with the needs and situations of different beneficiaries
政府會繼續透過公共福利金計劃向有特別需要的人士提供支援。
The Government will continue supporting persons with special needs through the SSA Scheme
其中，社署會繼續籌備在2018-2019財政年度初期推出"福建計劃"，讓選擇移居福建的合資格香港長者每月領取高齡津貼。
For example SWD will continue preparing for the introduction of the Fujian Scheme early in the 2018 - 2019 financial year to grant monthly OAA to eligible Hong Kong elderly persons who choose to reside in Fujian
原議案和兩項修正案提到最新公布的香港堅尼系數。
The original motion and two amendments mention the latest Gini Coefficient in Hong Kong
這個數字雖然反映香港不同住戶組別收入差距的情況，但我們不能忽視堅尼系數只反映住戶收入分布，而單從住戶的現金收入分析未必能全面反映住戶實際的經濟狀況或生活水平。
Although the figure reflects the disparity in income among different household groups in Hong Kong we cannot neglect that Gini Coefficient only indicates household income distribution and that we may not be able to comprehensively reflect the actual economic situation or quality of life of the households by solely analysing cash income
另外，2016年按除稅及以實物形式提供福利轉移後住戶每月收入計算的堅尼系數大幅降低。
Furthermore the Gini Coefficient based on monthly household income after tax and transfer of in - kind social benefits reduced significantly in 2016
參考數字：未計算這些轉移之前，堅尼系數大家剛才都有提及是0.539，計算後是0.473，可見這些制度和稅務政策有助紓緩收入不均的情況。
Figures for reference the coefficient is 0.539 before the transfer which Members have touched upon . The coefficient after taking all the measures into account is 0.473 . This indicates how these measures and tax policies have helped narrowing the income gap
強化公共服務支柱 正如我在開場發言指出，我們認為應該在財政上可持續的基礎上，強化現時的每根支柱，讓它們更有效地互相補足。
Strengthening the public services pillar As I have pointed out in the opening speech we believe that we should strengthen each of the existing pillars on the basis of financial sustainability therefore they can more effectively complement each other
所以除透過強化社會保障支柱以紓緩長者貧窮的情況，我們亦會繼續優化各種現行退休保障支柱，以具針對性的方式照顧不同經濟和健康狀況的長者在各個方面的需要。
So on top of enhancing the social security pillar to alleviate elderly poverty we will also keep on optimizing the current pillars of retirement protection and specifically take care of the needs of elderly persons with different financial and health conditions
在改善公共服務的支柱方面，我們已在今年7月1日起，把長者醫療券的合資格年齡由70歲降至65歲，讓額外約40萬名長者每年獲得2,000元的私營基層醫療津貼。
In terms of improving the public services pillar since 1 July of this year we have lowered the eligibility age for the Elderly Health Care Voucher from 70 to 65 allowing about 400 000 more elderly persons to receive 2,000 a year to purchase private primary care services
公營醫療服務收費豁免安排亦將由本月中擴展至75歲或以上較有經濟需要的長者生活津貼受惠人，額外約14萬名合資格長者可以免費使用公立醫院和診所服務。
From the middle of this month onwards we will also extend the fee waiver for public health care services to cover OALA recipients aged 75 or above with more financial needs with a view to benefiting another 140 000 eligible elderly persons giving them free access to public hospital and clinic services
當然，有議員剛才提到亦關注到政府提供的安老服務。
Of course Members have talked about their concerns over the Governments elderly care services
安老事務委員會剛於今年6月完成《安老服務計劃方案》，並向政府提交報告，就安老服務的長遠發展作出規劃。
The Elderly Commission just completed formulating the Elderly Services Programme Plan ESPP this June and has submitted the report to the Government to put forward a plan for developing elderly care services in the long run
政府原則上認同《計劃方案》的各項建議，並會着手展開跟進工作。
The Government agrees to ESPPs various recommendations in principle and will proceed to conduct follow up work
其中，為了讓有需要長者盡快受惠，政府已經開始落實《計劃方案》中部分可以先行的建議，例如關愛基金已開始推行兩項試驗計劃，以支援在公立醫院接受治療後離院的長者，以及身體機能有輕度缺損的長者。
The Government has already implemented certain recommendations which are ready to start first so that needy elderly people can benefit as soon as possible . For example the Community Care Fund has started commencing two pilot schemes supporting elderly persons discharged from public hospitals after treatment and elderly persons with mild impairment
此外，就2017-2018年度財政預算案為加強安老和殘疾人士康復服務而預留的300億元，政府會考慮有關款項的具體運用細節及安排，制訂相應的計劃，令有需要人士受惠。
And regarding the 30 billion earmarked in the 2017 - 2018 Budget for strengthening elderly services and rehabilitation services for persons with disabilities the Government will examine the specific details and arrangements for utilizing the fund devising corresponding plans to support those in need
強化自願性儲蓄支柱 在建構更穩固的自願性儲蓄支柱方面，政府在債券計劃下推出銀色債券試驗計劃，旨在為年長投資者提供具穩定回報的投資產品，協助長者管理投資。
Enhancing the voluntary savings pillar In consolidating the voluntary savings pillar the Government has launched the Silver Bond Pilot Scheme under the Government Bond Programme with an aim to provide elderly investors with investment products offering stable returns and help them with investment management
政府會在試驗計劃完成後檢視計劃的成效和安排。
The Government will review the effectiveness and arrangements upon the Pilot Schemes expiry
另外，有意見包括楊岳橋議員指縱使有些長者有一定資產，但面對未來許多的未知數，包括因長壽帶來的財政不確定性，所以令很多長者雖然有很多資產，但長期節衣縮食，生活刻苦，因此應該引入"全民式"劃一退休保障以協助他們應對這問題。
Furthermore there are opinions Mr Alvin YEUNGs included stating that many elderly people have all along been leading a frugal and impoverished life even though they do hold a certain level of assets . According to these views the elderly people do so because of the considerable uncertainties ahead such as the financial uncertainties brought about by longevity . Therefore as suggested by these comments we should introduce an universal and uniform retirement protection scheme to assist these elderly persons
政府認為有需要改善有關情況，但推行"全民式"劃一退休金並不是合適解決這個問題的方法。
The Government agrees that we certainly must improve the situation but granting uniform payments under a universal scheme is not the appropriate solution
為有效地改善有關情況，剛才有議員亦提到，香港按揭證券有限公司在數年前已推行安老按揭，即逆按揭計劃。
To effectively rectify the situation The Hong Kong Mortgage Corporation Limited HKMC rolled out the Reverse Mortgage Programme a few years ago and Members have mentioned this too
在過往數年，不斷改善，亦增加了不少參與；在今年的施政報告提到我們應該研究年金計劃，大家亦可能留意到香港按揭證券有限公司在6月21日宣布，獨立顧問已完成對終身年金計劃的驗證和核實工作，並爭取在2018年年中推出計劃。
The Programme has improved constantly over the last few years and the number of participants has noticeably increased . While the Policy Address this year has suggested that we should study the feasibility of a public annuity scheme as Members may have noted HKMC announced on 21 June that the independent consultant completed verifying and validating the Life Annuity Scheme and that it would strive to launch the Scheme by mid - 2018
第一，因為剛才有議員提到安老按揭會在長者百年歸老時吞併其資產，這是一個誤導的說法，這個計劃並沒有吞併資產的任何程序。
First some Members have said that the Reverse Mortgage Programme will swallow up the elderly peoples assets after they pass away . This is misleading . The Programme has no procedure to swallow up the assets
它是以逆按揭的金額扣除日後 的價值，然後有餘的資產會歸還給長者或其後人。
In fact it operates by deducting the future values from the amount of the reverse mortgage in which any remaining values will be returned to the elderly persons concerned or their descendants
這是一個錯誤信息。我在此一定要鄭重澄清。
I must seriously clarify this wrong message
就終身年金計劃，亦有一些說法有誤導。
There are misleading remarks about the Life Annuity Scheme as well
政府日後需要考慮到這個終身年金計劃與現時各個社會保障計劃之間的接軌問題。
The Government has to consider the alignment concerning the Life Annuity Scheme and various existing social security schemes in the future
強積金制度的構思是由就業人口及其僱主作供款，為就業人口的退休作準備。
The MPF System aims to prepare for the retirement of members of the working population through contributions made by themselves and their employers
國際間，我們一般稱這類型的計劃為個人戶口。
This kind of account is generally known as personal account internationally
明顯地，單靠強積金支柱並未能照顧所有市民的退休保障，例如部分市民因為種種原因未能投入勞動市場或長期工作。
Obviously the MPF pillar alone cannot provide retirement protection to the whole population as some people may not be able to enter the job market or get employed permanently due to various reasons
因此，香港需要多根支柱的退休保障制度，各支柱互相補足，為不同經濟、家庭和健康情況的長者提供全面保障。
Therefore Hong Kong needs to establish a multi - pillar retirement protection system under which the pillars complement each other offering full protection to elderly people with different economic family and health backgrounds
坊間有些方案，是要把這條柱削為一半，把半條柱搬走。
Certain proposals from the community suggest trimming the pillar by a half
當然，有其他議員今天在議事堂上都提到強積金改革問題，特別是大家都關心管理費偏高的情況。
Of course other Members have touched upon MPF reform in the Chamber today specially the high management fee an issue of wide public concern
我們相信在日後的日子裏，我們會不斷探討如何優化強積金制度，我相信日後會再討論細節。
I believe we will continuously explore ways to optimize the MPF System in future . We will further discuss the details then
我由上任至今一直留意到勞資雙方有關強積金對沖的討論，甚至可以說，在我未上任前，這亦是我非常關注的問題。
Since I have assumed office I have been paying attention to the discussion on the MPF offsetting arrangement between employers and employees . I can even say that this was an issue of my focus before I came into office
正如行政長官在不同場合表示，新一屆政府立場非常清晰，必須取消強積金對沖。
As remarked by the Chief Executive in numerous occasions the new Government is explicit about abolishing the MPF offsetting arrangement
上屆政府提出的建議雖然未能取得勞資雙方的共識，但過去數月的討論提供了基礎，令新一屆政府日後能繼續推進這議題。
Though the proposal put forward by the last term Government failed to gain consensus between the employers and employees a basis was formed after months of discussion on which the new Government can go on pushing the issue forward in future
逐步取消對沖是我和我同事優先處理的其中一個議題。
Gradually abolishing MPF offsetting arrangement is one of the priority issues to be handled by me and my colleagues
我們並非要重新諮詢，但會盡快約見僱主和僱員團體，再聽取他們的意見，希望在早前的建議上尋找優化空間，以達致共識。
We do not plan to consult the public afresh yet we will arrange meetings with employers and employees groups as soon as practicable to receive their opinions again with an attempt to seek a consensus among both sides by exploring any room for improvement on the basis of prior proposals
我們期待僱主和僱員能互諒互讓，為這個困擾勞資關係多時的議題尋求雙方均能接受的方案。
We wish that both sides are willing to give and take thereby concluding a mutually acceptable proposal relating to this issue which have perplexed both sides for long
單是優化長者生活津貼和長者醫療支援的措施，首10年便預 計涉及超過900億元額外開支。這數目已遠超2015-2016年度預留的500億元。
Simply looking at the measures on enhancing OALA and health care support for the elderly we estimate an extra spending of over 90 billion in the first 10 years which is much higher than the 50 billion earmarked in 2015 - 2016
有議員關注政府在長者社會保障方面的長遠開支。
Some Members have expressed concern about the Governments long - term expenses on elderly social security
在未計入任何長者生活津貼優化措施的基線情況下估算，以2017年價格計算，直至2064年的48年間，政府每年在長者社會保障方面的平均經常開支約為468億元。
Considering the baseline scenario before any OALA enhancement measures an estimation based on 2017 price level indicates that the Government will on average spend an annual recurrent expense of around 46.8 billion on elderly social security in the 48 years up to 2064
而在計及優化長者生活津貼的措施後，每年平均經常開支將增加至約581億元，即平均每年增加約113億元。
After taking into account the OALA enhancement measures the annual average recurrent expense will rise to around 58.1 billion representing an average increase of around 11.3 billion each year
有數位議員提及坊間的"學者方案"到2064年仍有約1,000多億元盈餘，而退休保障公眾諮詢活動期間收到的18,000多份意見書中，絕大部分都支持全民退保，因此政府應採納"學者方案"等"全民式"退休保障計劃。
A few Members have mentioned that the Option of Academics from the community will be able to sustain over 100 billion surplus in 2064 and that among the more than 18 000 comments received during the Retirement Protection Public Engagement Exercise most opinions indicated support for universal retirement protection . In their opinion the Government should therefore adopt such proposals as the Option of Academics which is a universal retirement protection programme
這是大家剛才所表達的意見。
This is the remarks made by Members earlier
不過，除了理念上我們認為有限的資源應集中照顧有經濟需要的長者，我也希望指出，"全民式"退休金計劃除了由政府額外注資，以及初期有小量盈餘外，主要仍屬"隨收隨支"性質，主要由現時的工作人口支付這一代退休人士的退休金。
However on top of the idea that we should concentrate our limited resources on the needy elderly I would also like to point out that an universal pension scheme will require the Governments additional injections . And although such a scheme will record minor surplus in the beginning it is mainly pay - as - you - go in nature in which the working population today will have to pay for the retirement pension received by the current generation of retirees
香港人口急速老化我不需要再引述相關數字而大家亦知道我們的勞動人口在2019年可能會逐步萎縮。
With rapid population ageing in Hong Kong Members all know that our working population may gradually shrink from 2019 onwards . Perhaps I do not have to quote the relevant figures anymore
在這兩個情況下，設立"隨收隨支"的"全民式"退休金計劃，財政風險會很大。
Under these two conditions establishing an universal pension scheme with pay - as - you - go arrangement involves substantial financial risks
很明顯，我們不能夠不謹慎。
Apparently we cannot afford being incautious
雖然在進行這些數字的分析時，或許大家可以開電腦用試算表計算，再注資數千億元下去，當然到2064年是會有大量盈餘。
Although we can simulate the injections of hundreds of billions of dollars into the model under computer analyses and maintain a large surplus in 2064 we must take into account the future generations when we deal with this kind of cross - generational transfer programme apart from merely thinking about the current elderly generation
不過，對於這類型的跨代轉移計劃，大家要考慮的不單是這一代的長者，而是我們的下一代，甚至因為這些計劃是涉及跨代的關係，我們要考慮的，甚至是今天尚未出生的世代。
Owing to the programmes cross - generational nature we must consider the generations which are not yet born today
當然，大家在今天的辯論也提到很多過往在不同國家的例子；也有議員提到為何我們今天不實行一些全民的退休金制度，待將來有問題時才作修改？
True many Members have spoken about previous cases of many countries; some Members have queried why do we not implement an universal pension system first and amend it when problems arise later
在其他國家，例如數年前的英國，因為要提升退休年齡而導致很多街頭暴動，最後議會要收回有關討論。
In other countries such as England a few years ago a series of riots broke out because of a plan to raise the retirement age forcing the Parliament to withdraw the relevant discussion . The case of Japan has been mentioned just now
日本剛才也有議員提過主要是透過GST來支付退休金開支，在2014年增加過一次之後，本來預備第二年增加第二次，但現在似乎2018年或2019年都可能難以繼續增加。
Pension payments in Japan are financed by revenue from GST that is goods and services tax . After increasing the payments in 2014 it was originally planned to increase the amount again in the next year yet it seems likely now that the increase cannot take place even in 2018 or 2019
有關制度在台灣實行不久，剛剛上任的政府亦很快發覺不能持續 發展下去，於是現在要作出討論而又產生了很多衝擊的現象。
A similar system has been carried out in Taiwan not very long time ago yet the new Government soon discovered that it is not sustainable therefore it initiated another round of discussion which again caused many conflicts
所以，大家要看，如果我們要構思一些這麼長遠不是數十年甚至是百多二百年的一些跨代式制度時，我們不能夠不考慮。
So we must not ignore these factors if we are to design a cross - generational system that will span not a few dozen years but one century or two
當然，這是可以基於不同的假設而有不同的結論。
Of course the difference in the conclusions can be a result of different assumptions
還有數個問題一定要澄清。
I still need to clarify a few issues
特別是俗稱所謂"2元乘車優惠"，其目標是鼓勵長者外出和參加活動，有一個積極樂頤年的目標。
Especially when it comes to the Government Public Transport Fare Concession Scheme for the Elderly and Eligible Persons with Disabilities which is generally known as the 2 concessionary fare scheme I have to reiterate that it aims to encourage elderly people to participate in community activities and promote active ageing
我希望議員不要用一些個別犯罪的例子指這個2元乘車優惠被濫用，不要令長者因此而卻步。
I hope Members can avoid using a single example of a criminal case as a proof that the scheme is abused . Members must not discourage the elderly people from travelling at the concessionary fare
我希望各位議員請不要再引述這5個字，因為每次引述都會增加綜援制度的負面標籤。
I am not going to directly quote the wording but I hope Members can stop using such words as this will worsen the label put on those people living on CSSA
就像1997年前，有一位官員在這個議事堂上，他說："有人說綜援養XX"，結果他被指說"綜援養XX"。
Before 1997 an official quoted a similar phrase in the Chamber and subsequently he was viewed as making the remark himself
強積金由成立至今年3月底，年率化的內部回報率是3.5%，很明顯，這3.5%是因為兩年前一些金融波動所導致；同期的年率化綜合消費物價指數是1.8%，強積金回報率當然較高一點，也不是真的很理想，不過有不少改善的方向是有待探討的。
Obviously the rate of 3.5 % is a result of some financial turmoil two years ago . The annualized composite consumer price index in the same period is 1.8 % . The return rate of MPF is of course a bit higher though I cannot say that the rate is attractive
有議員提到動用儲備的投資回報以支付退休保障。
Members have talked about utilizing the investment returns of fiscal reserves to pay for retirement protection
香港現在有很多基金都用一個方法，是只用投資回報來進行它的有關工作。
Indeed many funds in Hong Kong adopt this method in which they pay for their expenses solely with their investment returns
不過，結果是過了數年後，在十年、八年後，它的回報現金價值則不斷減少，可以做的會越來越少，結果要額外注資。
However the cash values of the returns will eventually decrease after a few years or around a decade later and will in turn jeopardize the capacity of the funds rendering it necessary for the Government to make further injections
不過，這不會適用於政府的儲備，除非各位議員同意政府應繼續累積、增加儲備。
However this method will not apply to the Governments fiscal reserves unless Members agree that it should go on accumulating more and more reserves
總結 主席，我們完全認同為應對人口高齡化和讓長者安享晚年，社會整體須為退休保障作進一步投資。
Conclusion President we totally agree that society as a whole should provide more input into retirement protection to address population ageing and enable the elderly people a good retirement life
不過，大家不要將一些基建工程與 退休保障一併討論。
However Members should not discuss certain infrastructure projects and retirement protection in the same breath
基建工程是一次過的撥款，是長遠的投資。
In fact infrastructure development is a kind of long - term investment involving funding in one go
有議員比較教育和退休保障這兩個政策範圍，教育的開支也是一個投資的開支。
Some Members have compared the two policy areas of education and retirement protection in which I will say that education expense is a form of investment too
在將來，我們會繼續增加對教育的投資。
We will continue increasing future investment in education
最重要是，措施都是社會可承擔、財政上可持續。
Above all these are all socially affordable and financially sustainable measures
新一屆政府將會繼續與相關持份者保持溝通，而我亦相信在座議員和各持份者都會與我們攜手並肩，一同以理性務實態度應對高齡化社會，努力讓長者退休後的生活得到更佳保障。
The new Government will maintain contact with stakeholders concerned and I trust Members and stakeholders will join us in the task to sensibly and practically address challenges of an ageing society and to strive for better protecting elderly peoples retirement life
最後，我想說一說退休保障的問題。
In closing I wish to talk about the issues of retirement protection
有些人將退休保障，或者無資產審查的退休保障工聯會對此是支持的跟政府的基建或長遠投資對立起來，覺得政府只做基建，不做退休保障，應該把做基建的款項用來做退休保障。
Some people put retirement protection or non - means - tested retirement protection―which is supported by the Hong Kong Federation of Trade Unions―and the Governments infrastructural projects or long - term investments in a confrontation holding that the Government only works on infrastructure but not retirement protection . It should spend the money set aside for infrastructure on retirement protection instead
我覺得這種對立思維有所偏頗，因為社會若要提供退休保障，持續的經濟動力是很重要的。
I think such a confrontational mindset is biased because sustainable economic impetus is vitally important if retirement protection is to be provided in society
代理主席，我感謝梁國雄議員提出議案，要求落實全民退休保障，以及取消強制性公積金計劃僱主供款對沖遣散費及長期服務金的機制。
Deputy President I thank Mr LEUNG Kwok - hung for proposing a motion to call for the implementation of universal retirement protection and abolition of the mechanism of offsetting severance payments and long service payments with employers contributions for the Mandatory Provident Fund MPF scheme
落實全民退休保障是上一任特首梁振英的競選承諾。
The implementation of universal retirement protection was an election pledge made by former Chief Executive LEUNG Chun - ying
他說過全民退保應該做，但結果是研究又研究，最終是不了了之。
He said that universal retirement protection is something that should be done but it turned out that studies were conducted one after another and this issue eventually just died off
蔣麗芸議員，請稍停。
Dr CHIANG Lai - wan please hold on
公眾席上的人士，如果你們繼續發出聲音，我會要求你們離開公眾席。
People in the public gallery if any one of you continues to make noises I will ask him to leave the public gallery
蔣麗芸議員，請繼續發言。
Dr CHIANG Lai - wan please continue
我現在想先談談如何拆牆鬆綁，如果要令減低碳排放及善用再生能源取得更高成效，我們在建築方面的條例必須盡量簡易。
Now I wish to talk about how various regulations and restrictions can be removed . In order for the reduction of carbon emission and utilization of renewable energy to achieve higher effectiveness our building legislation must be simplified by all means . I understand that there is now the Building Minor Works Regulation Cap
2012年至今，聽起來可能時間不算長，相比其他法例，這項規例已很快作出改善，但5年過去，世界瞬息萬變，為配合現有新形勢，政府應放寬這項《規例》的適用性，容許專業人士協助民間安裝太陽能板時可以快捷地處理，而最大的誘因是如何拆牆鬆綁，政府可以在某些情況下放寬建築面積，以利便業主，使他們既能享用有關設施，又可同時在生活空間得到改善。
To tie in with the new developments nowadays the Government should relax the applicability of the Regulation so that the professionals can more expediently handle the installation of photovoltaic systems in the community . The biggest incentive lies in the removal of various regulations and restrictions . The Government can under certain circumstances relax the requirements in respect of gross floor area for the convenience of building owners so that they can enjoy the relevant facilities while at the same time improvement can be made to their living space
這是我今天要特別提出來的建議。
These are the proposals that I wish to make specifically today