Borrison/hk-legicost huggingface dataset:
我支持這項議案的原因，是要提出一些最實際的建議，指出如何回饋市民，讓他們在日常生活中可 直接受惠，而向他們提供的誘因，是他們容易明白、容易消化和容易承擔的。
I support this motion because I wish to put forward some practicable suggestions on how to return wealth to the people so as to benefit them direct in their daily living and the incentives offered to them should be easily understood readily absorbed and effortlessly afforded by them
如果能夠提供上述的利好條件，必定有助推廣現時的可再生能源計劃。
If these favourable conditions can be provided it will definitely be helpful to promoting the existing renewable energy schemes
代理主席，感謝29位議員就我的議案發言，亦特別感謝提出修正案的7位議員，他們修正案的內容我大致同意，我會談談他們的修正案。
Deputy President I thank the 29 Members who have spoken on my motion in particular the seven Members who have proposed amendments . I generally agree with the contents of their amendments and I shall speak on them now
首先，楊岳橋議員的修正案特別集中討論共享經濟。
First Mr Alvin YEUNGs amendment focuses mainly on sharing economy
他亦提到既得利益者等，其他議員亦有提及。
He also mentioned those vested interests so did other Members
我亦支持梁繼昌議員的修正案，他提出廣泛建立"沙盒"制度，令企業可以更具彈性地用各種方法應用創新科技。
I also support the amendment of Mr Kenneth LEUNG who proposed the establishment of a sandbox system to give companies more flexibility in applying innovation and technology
政府應該可以借鑒這個做法，應用在其他行業，或者擴大在金融業的應用。
The Government should draw on the experience and apply this practice to other industries or expand its application in the financial industry
姚議員亦點名提到共乘汽車、民宿平台等，其實它們的發展出現問題，很大程度是受到既得利益公司阻礙。
Mr YIU also mentioned carpooling and homestay platforms . In fact the problems in their development largely arise from the obstruction posed by companies with vested interests . Mr YIU might have misunderstood my original motion
我現在向各位提出的待決議題是：莫乃光議員動議的議案，經容海恩議員、盧偉國議員、葛珮帆議員及梁繼昌議員修正後，予以通過。
I now put the question to you and that is That the motion moved by Mr Charles Peter MOK as amended by Ms YUNG Hoi - yan Ir Dr LO Wai - kwok Dr Elizabeth QUAT and Mr Kenneth LEUNG be passed
我沒有保留我原修正案前言的修正，但保留了我原修正案中最核心的建議，並且為此作出必要的行文修改。
I have not retained my amendment to the preamble as found in my original amendment . But I have retained the core proposals in my original amendment and correspondingly made a necessary textual amendment
我昨天在發言中已解釋這些建議背後的理據，亦相信這些建議有助於對今天這個課題作進一步的思考。
In my speech yesterday I already explained the underlying grounds for those proposals . And I also believe those proposals can help induce further thoughts on this issue today
我現在提出這項經修改的修正案，懇請各位議員支持。
I now propose this revised amendment and implore Members to render it their support
我現在向各位提出的待議議題是：盧偉國議員就經容海恩議員修正的莫乃光議員議案動議的修正案，予以通過。
I now propose the question to you and that is That Ir Dr LO Wai - kwoks amendment to Mr Charles Peter MOKs motion as amended by Ms YUNG Hoi - yan be passed
代理主席，我清楚記得，上屆立法會初期，在2012年10月24日的會議上，便曾經有議員動議"全民退休保障制度"議案，由於未獲得分區直選產生及功能團體選舉產生的兩部分在席議員分別以過半數贊成，議案最終被否決。
Deputy President I clearly remember that the motion on Universal retirement protection system moved by a Member at the meeting on 24 October 2014 was negatived since the question was not agreed by a majority of the two groups of Members present that is Members returned by functional constituencies and Members returned by geographical constituencies through direct elections
事隔4年多，今天這項議案的主題開宗明義為"設立全民退休保障制度"，表面上只較上屆的議案多了"設立"二字，但傾向性十分明顯，而且所倡議的"免經濟審查及劃一金額的全民退休保障"，經民聯並不贊同。
Four years later this motion today advocates Establishing a universal retirement protection system right at the outset . Although it seems that only the word establishing is added its inclination is very obvious . The Business and Professionals Alliance for Hong Kong does not agree with the non - means - tested universal retirement protection system with uniform payment that it advocates
香港人口日趨老化，港人預期壽命亦越來越長，令長者面對可能在有生之年耗盡儲蓄的風險增加，特區政府確實有需要制訂安老政策藍圖，以便為有需要的長者提供更完善的退休保障。
Hong Kongs population is ageing and the life expectancy of Hong Kong people is growing longer . The risk of elderly people exhausting their savings within their lifetime is thus higher . It is indeed necessary for the Government to draw up a blueprint for an elderly care policy so as to provide the elderly with better retirement protection
世界銀行在2005年發表了《21世紀老年入息的支援退休金制度及改革的國際視野》，提出退休保障五大支柱的模式，頗有參考價值。
The five - pillar retirement protection model proposed in the World Banks 2005 report entitled Old Age Income Support in the 21 Century An International Perspective on Pension Systems and Reform is valuable reference
五根支柱模式只是提供一個框架，世界銀行強調多根支柱模式會較單一支柱模式更能有效地為長者提供適切退休保障。
The five - pillar model only aims at providing a framework . The World Bank stressed that a multiple - pillar model is more effective than any single - pillar approach in ensuring retirement protection for the elderly
同時，任何有關全民退休保障制度的理性討論，也必須考慮各項現實因素，包括現行的退休保障計劃、特殊的改革需要和市民訴求，以及制度的可持續性等。
Moreover any rational discussion on universal retirement protection should consider various realistic factors such as the existing retirement protection scheme special reform needs and public aspirations as well as the sustainability of the system
經過歷年發展，香港除了沒有設立公營管理的強制性供款計劃，即剛才所說的第一根支柱外，其他四根支柱均已有提供支援。
After years of development with the exception of a publicly - managed mandatory pension plan which is the first pillar all the other pillars are providing support in Hong Kong
其實，第一支柱本來便是香港的主流共識，當年未正式推行強制性公積金計劃前，本港大多數人也贊同中央公積金制度。
In fact the first pillar is the mainstream consensus in Hong Kong . Before the implementation of the Mandatory Provide Fund MPF System most people supported a central provident fund system
現時，本港透過無須供款的社會保障制度，包括無須入息及資產審查的高齡津貼或傷殘津貼，以及需要入息及資產審查的長者生活津貼及長者綜援，為有經濟需要的長者提供最低的退休收入保障，構成世界銀行所指的零支柱；然後，從2000年起推出強積金制度作出第二支柱，目標對象為在職人士；至於市民向強積金自願供款或參加退休儲蓄保險計劃等，便屬於第三支柱。
At present a non - contributory social security system including the non - means - tested Old Age Allowance or Disability Allowance and the means - tested Old Age Living Allowance and Comprehensive Social Security Assistance Scheme for the elderly provides a minimal level of retirement protection to elderly persons in financial need which constitutes the zero pillar proposed by the World Bank . As the second pillar the MPF System introduced in 2000 targets at employed persons . Voluntary MPF contributions or participation in retirement savings insurance plan is the third pillar
香港按揭證券有限公司亦宣布，最快會在2018年年中推出終身年金計劃，協助長者把一筆過資產轉化成為每月穩定的退休收入。
The Hong Kong Mortgage Corporation Limited HKMC has announced that a life annuity scheme would be introduced in mid - 2018 the earliest to help the elderly turn asset lump sums into lifelong streams of fixed monthly income
至於第四支柱，香港按揭證券有限公司在2011年推出安老按揭計劃協助長者以物業作抵押，向銀行貸款，從而每月獲取穩定的現金收入，同時亦可以繼續居住在原有物業，安享晚年。
As for the fourth pillar HKMC launched its Reverse Mortgage Scheme in 2011 to help the elderly apply for reverse mortgage loan from banks using their home as collateral in order to receive a secure stream of monthly payments while at the same time remain in their home for the remainder of their life
此外，當局亦透過其他措施，例如醫療護理及院舍服務、優先編配公屋、調整子女供養父母免稅額等，為長者提供多元化的支援。
In addition the Government also provides diversified support to the elderly through other measures such as medical care residential care services priority in public housing allocation and dependent parents tax allowance etc
代理主席，以上資料已經清楚說明，在香港目前的退休保障中，無須審查及按經濟需要兩種模式都已經並全，又何須緣木求魚呢？
Deputy President all this clearly shows that both models―non - means - tested and financial need - based―are available in Hong Kongs current retirement protection so why should we seek a hare in a hens nest?
特區政府的責任，並不在於設立"免經濟審查及劃一金額的全民退休保障"制度，人人有份、永不落空地派錢，而是在於與時俱進地優化現有各支柱，包括不時檢討各項長者生活津貼，並且致力促使勞資雙方在強積金對沖機制的問題上達成共識，以確保各支柱持續有效地發揮互補作用，既鼓勵個人自力更生的精神，亦在有需要時提供香港關愛社會的安全網。
The duty of the Government is not to establish a non - means - tested universal retirement protection system with uniform payment and hand out money to all but to update the existing pillars review the various allowances for the elderly and strive to bring employers and employees to a consensus on the MPF offsetting mechanism so as to ensure that each pillar plays an effective complementary role in which case the spirit of self - reliance can be encouraged while a safety net is provided when necessary in a caring society
至於郭偉强議員在其修正案中，建議撥出未來基金作為設立全民退保制度的啟動基金，這是並不妥當的。
Mr KWOK Wai - keung proposes in his amendment to allocate money from the Future Fund as a start - up fund for the establishment of a universal retirement protection system
當局在2015年的財政預算案中宣布成立未來基金，是為了日後政府一旦出現財赤，仍然有後備資源開展關鍵項目，推動香港經濟持續發展。
This would not be appropriate as the Future Fund announced by the Government in the 2015 Budget aims at maintaining backup resources for key projects promoting the sustainable development of Hong Kong economy in the event of fiscal deficits in the future
鑒於香港是一個開放型經濟體系，極易受到外圍因素衝擊，政府有必要未雨綢繆，這個專項基金絕不應該挪作其他用途。
In view of the fact that Hong Kong is an open economy vulnerable to external factors it is thus necessary for the Government to save for a rainy day . Hence this dedicated fund must not be spent on other purposes
代理主席，有關探討設立全民退保制度這項對香港具長遠影響的議案，我們必須非常慎重，不應為了一時掌聲或選票，而令我們的下一代可能會陷入財政困境。
Deputy President careful consideration must be given to a motion that advocates studying the establishment of a universal retirement protection system which has long - term implications on Hong Kong . We should not put the next generation in financial difficulties for the sake of transient applauses or votes
更加要避免重蹈某些歐洲國家的覆轍，因為推行高福利而瀕臨破產邊緣。
We must all the more avoid repeating the mistake of some European countries which are on the verge of bankruptcy due to high social welfare
其實原因是很重要的，但我當然不認同陳健波議員提出的原因。
Reasons are indeed important but certainly I do not agree with the one given by Mr CHAN Kin - por
我正正想提出一種說法，就是陳健波議員這類立法會功能界別議員的存在，其實可能就是香港這方面制度無法更新的原因，為何我會這樣說呢？
I precisely wish to present a notion that is the functional constituency Members in the Legislative Council such as Mr CHAN Kin - por may well be the very reason for Hong Kongs failure of updating the related systems . Why did I say so?
主席，其他議員剛才舉出其他地區為例子，我發覺當中有兩種類別：情況A是自由民主的國家，而情況B就是專制的資本主義政權。
President other Members have cited other places as examples which I found to fall into two categories case A is free and democratic countries and case B is autocratic capitalist regimes
道理很簡單，就是不論是自由民主的國家抑或專制資本主義的政權，也是有意志的，而意志就會制衡着一些既得利益集團。
The reason is simple free and democratic countries and autocratic capitalist regimes alike have a will and this will checks and balances some groups with vested interests
當時，殖民地政府吸引了一群資本家、銀行家加入管治體制，最初以行政局的組成形式委任立法局，然後在1980年代後，這部分便成了立法會功能界別。
At the time the colonial government attracted a group of capitalists and bankers to join the governance system . Initially the Legislative Council was appointed as per the composition of the Executive Council which subsequently became functional constituencies of the Legislative Council after the 1980s
為何立法會的功能界別會形成對制度創新的制約？
Why did functional constituencies of the Legislative Council become an obstacle to the updating of systems?
就是由於它不單是在體制外的業界，更是屬於體制內的一部分，而所有關於制度的更新建議和法例修訂，正如葛珮帆議員和姚思榮議員的修正案提到，要平衡持份者的利益才可能獲得通過。
Because they are not just industries outside the governance system but also part and parcel of it . All proposed updates to the systems and legislative amendments as suggested in the amendments of Dr Elizabeth QUAT and Mr YIU Si - wing require a balance of stakeholders interests to stand any chance of passage
第二點，如果功能界別的議員想證明自己並非如此，其實也有很多事情可以做到。
Second functional constituency Members can do many things to prove that they are not like what I have said
我們剛才通過了由陳振英議員提出的《交通銀行有限公司條例草案》，就是以私人條例草案的形式處理。
We have just passed the Bank of Communications Hong Kong Limited Merger Bill introduced by Mr CHAN Chun - ying which was handled as a private bill
謝偉俊議員提出了很重要的面向，就是創新科技很多時候幫助我們檢視和反省一些很基本的問題，例如何謂"擁有"一件物品、人如何可以得到自由、人與人之間怎樣建立不同關係等。
Mr Paul TSE has mentioned a very important facet which is innovation and technology often helps us examine and review some very basic questions such as what owning an object means how humans can gain freedom how different relationships can be built among people etc
另外，更加重要的反省是以色列的歷史學家赫拉利提出的問題，就是現時AI的發展，將會導致大量失業人口出現。
Moreover it is even more important to ponder over the question raised by Israeli historian HARARI that is the current development of artificial intelligence will give rise to massive unemployment
主席，問題就是，如果張超雄議員倡議的安老服務設施或全民退休保障，政府現時也不會落實，那麼大家可以想象到在30年後，當科技和人工智能發展到某水平而導致大量人口失業，屆時政府會如何看待這些沒有用的人呢？
President the problem is if the Government will not implement the elderly services and facilities advocated by Dr Fernando CHEUNG or universal retirement protection now 30 years later as technology and artificial intelligence have developed to such a level that massive unemployment is resulted how will the Government treat these useless people?
代理主席，我認同姚松炎議員的分析，就是有些事情明明是有資源可以做到的，而當局平時也同樣有所謂"全民"的概念，但為何在退休保障方面，卻扣着款項不願提供呢？
Deputy President I agree with Dr YIU Chung - yims analysis . Something can obviously be achieved with the available resources and the authorities have similarly applied the so - called concept of universality in its work usually . But when it comes to retirement protection why does it withhold the money unwilling to provide it?
原來是要慢慢投放，這樣便可控制錢的流向，讓財團得以從中獲利。
It turns out that it wants to inject it slowly . In this way it can control the money flow and benefit the consortiums
我記得田北辰議員在選舉時亦有一種說法，就是若富豪也可以領取金錢資助，是否公平？
I remember that during the election Mr Michael TIEN also made the following remark Is it fair if tycoons can also collect financial subsidies?
其實，張超雄議員已經回應了他這方面的想法。
In fact Dr Fernando CHEUNG has already responded to his view in this regard
我們討論的只是這條線，人人都應該有這個箱子，別搞這麼多行政支出。
Our discussion is just about this line . Everyone should have this box . Please do not incur so much administrative expenditure
我們的目標是甚麼？
What is our objective?
就着具體的問題，田北辰議員已經支持在融資方面加稅，連李嘉誠也說可以，還爭拗甚麼呢？
Regarding the specific issues Mr Michael TIEN has already expressed his support for increasing the tax rate in respect of financing . Even LI Ka - shing said it would do . What else is there to argue about?
代理主席，我們的社會充斥着很多不對等、差異甚大的狀況，政治權利不對等，一般市民的一票與功能界別的一票已經相差很大；經濟水平上的巨大差異，亦已從堅尼系數反映出來。
Political rights are unequal . A vote of an ordinary citizen is already vastly different from a vote in the functional constituency . The huge difference at the financial level has also been reflected by the Gini Coefficient
代理主席，我並非要取走別人的魚蛋，我只是說，如果人家有10粒魚蛋，而一般市民只有1粒，我們只希望那個箱子可以再高一兩吋，令所有人都可以過有尊嚴的生活。
Deputy President I am not trying to take away other peoples cheese . I am only saying that if they have 10 pieces of cheese while the ordinary masses have only one we merely hope that the box can be one or two inches higher so that everyone can live with dignity
主席，過去數年，我們一直希望財政司司長在制訂財政預算案時，可做"千里眼"的"財爺"，要看得長遠和可行。
President in the past few years we hoped that the Financial Secretary would be a far - sighted Financial Secretary when he formulated the Budgets foreseeing future factors and practicability
當然，在今天這項"設立全民退休保障制度"的議案上，我們同樣期盼有一位"千里眼"局長，即不單單考慮今年、明年或5年的情況，而是考慮20年、30年，也就是我們下一代對退休保障問題的看法。
Naturally today on this motion on Establishing a universal retirement protection system we also hope that we will have a far - sighted Secretary who will not merely consider the situation this year next year or the next five years but that in the next 20 and 30 years which are the views of the next generation on retirement protection
對於香港來說，退休保障問題已經迫在眉睫。
To Hong Kong retirement protection is already an imminent problem
由於1950年代和1960年代出生的人很多，他們現在快將踏入60歲，很快便是長者。
The large number of people born in the 1950s and 1960s will approach 60 very soon and become senior citizens
究竟我們要讓誰參與這項退休保障計劃呢？
Who should be allowed to join this retirement protection scheme?
中國人常說，家有一老，如有一寶。
As a Chinese common saying goes elderly persons are the treasure of a family
事實上，很多長者確實協助年青夫婦照顧兒女。
It is true that many elderly citizens will help young couples in their family to take care of the latters children
可是，有些情況是"家有一病"，特別是病老；還有一些是獨老，即孤獨老人的情況。
However in some cases it is about caring a patient at home particularly an elderly patient . In other cases it may involve a single elderly that is lonely elderly persons
他們或許幸運地有子女照顧，但如果家有一名病老，整個家庭的情緒也會受影響，甚至直接影響較年青、是經濟支柱的家庭成員，他們要放棄工作擔當全職照顧者。
They may luckily have children to take care of them . Yet for families with an elderly patient the emotion of the family as a whole will be affected . In fact this may even directly affect younger family members who are the breadwinners of the family for they may have to give up working to take care of the elderly patient full - time
因此，這不單是貧窮長者要面對的問題。
Hence this is a problem not unique to the elderly living in poverty
如何表示自己想吃甚麼，不想吃甚麼？
How did he express what he wanted or not wanted to eat?
如何表示生活上的選擇？
How did he express his choices in daily life?
如何表示面對的困難、痛苦和心情？
How did he express the difficulties agony and emotions he was experiencing?
職員竟然說，不好意思，過去5年，他無法和外界溝通。
The staff member said sorry he was not able to communicate with others in the past five years
主席，這故事告訴我們，態度很重要。
President this story tells us that attitude is the key
我們有技術，即使不是很高的技術，但我們可以不用，可以完全忽略弱勢人士。
We have the technology even though it is not a very advanced one but we can abandon it and completely ignore the disadvantaged
大約兩星期前舉辦的"樂齡科技博覽暨高峰會"，場內應有盡有：有長者臥床時使用的吸便機，套上去後可以自動吸乾淨，還有吹風烘乾功能；有3D打印技術製造出來的食品，幫助吞嚥有困難的人。
A wide range of products were exhibited at the Gerontech and Innovation Expo cum Summit held about two weeks ago including a bidet for bedridden elderly which automatically flushes and air - dries; and a 3D food printer which can help people with swallowing problems
有很多高技術，但如何應用？
There are a lot of high technologies but how do we apply them?
這是10年前的技術，是香港研發的，但有沒有用？
It is a technology developed in Hong Kong 10 years ago but has it been used?
沒有用，很高的科技全部展覽出來，但其實全部以經濟主導。
No . High technologies are all exhibited but it is all finance - led
私營院舍只為賺錢，要花10萬元購買吸便機？
Private elderly homes are there to make money only so asking them to spend 100,000 on a bidet is a joke
這樣的科技發展，如何創新也沒有用處，不能幫助整體社會，不能改善弱勢社群的生活。
Technology development is useless no matter how innovative it is as long as it cannot help society and improve the living of the disadvantaged
因此，主席，我們談創新科技時，不應只着眼金錢，應該改善所有人的生活質素。
Therefore President we should not focus merely on money when we talk about innovation and technology . We should also improve the quality of life for all
我亦記得，對於此事，當年國務院港澳事務辦公室的陳佐洱說"車毀人亡"。
I can also remember that on this matter CHEN Zuoer from the Hong Kong and Macao Affairs Office of the State Council asserted back then that it would end up like a car crash killing everybody on board
根據我自己的分析，很可惜，在政治因素下，這件事被擱置。
In my analysis this scheme was shelved due to political factors very much to our regret
我在1996年回流香港，我和當時的老師莫泰基他也是香港社會保障學會的成員積極推動一個雙層的全民退休保障方案，當時跟工聯會合作。
I returned to Hong Kong in 1996 . Mr MOK Tai - kee who was a teacher at the time―he is also a member of the HK Social Security Society―and I actively advocated a two - tier universal retirement protection proposal and we cooperated with FTU back then
工聯會當時的立場是推動全民退休保障。
Back in those days FTUs position was to promote universal retirement protection
不過，很可惜，政府說不做後，他們便"轉軚"支持強積金，我不翻這些舊帳了。
But sadly after the Government had rejected the idea they changed to supporting the MPF System
我想藉這短短的發言時間，跟新任局長羅致光談一談，因為他處事理性、計算及道理先行。
Let me stop raking over old coals . I wish to spend my limited speaking time on holding a brief discussion with new Secretary Dr LAW Chi - kwong because he is a rational man good at computation and talks reason before anything else
全民或不全民，其中一些主軸爭拗是甚麼？
What are some of the central arguments surrounding the concept of universal or otherwise?
第一，可持續性；人人都有的話，資源遲早會耗盡，哪有足夠的金錢，錢從何來？
First sustainability . If everybody is entitled to a grant our resources will be exhausted sooner or later . How can we have sufficient money?
可持續性是一個主導因素，我們必須考慮。
Sustainability is a leading factor that we must consider
重複諮詢，最終絕大部分香港人也支持全民退保的方案。
In spite of repeated consultations an overwhelming majority of Hong Kong people will support this universal retirement protection proposal at the end of the day
很簡單，因為他們想有安全感，想生活有尊嚴。
The reason is simple . Because they want to have a sense of security and live with dignity
所以，可持續性這一點，已經無可爭拗。
So the point of sustainability is already beyond dispute
最可持續的，就是以社會保險形式設立，由三方供款的全民退休保障制度。
The most sustainable approach is to set up a universal retirement protection system in the form of social security with tripartite contributions
這又是另一個迷思。
This is another myth
羅致光局長可以清楚向大家解釋，要是我們不及早將李嘉誠、我們這些專業人員，以及很多高收入人士納入全民退休保障制度，這個制度怎樣實行？
Secretary Dr LAW Chi - kwong can clearly explain to the public that if we fail to include LI Ka - shing professionals like us and many high - income earners into a universal retirement protection system as early as possible its implementation will become impossible
社會保險的主要收入是由三方供款而來，即政府、僱主及僱員，即每個"打工仔女"都要供款。
The income of this social security system will mainly originate from contributions made by three sides namely the Government employers and employees . This means that every wage earner will be required to make contributions
收入越高，供款比例和對制度的貢獻越大。
The proportion of monetary contribution made by high - income earners and their contribution to the system will be higher
最後結果是，即使是窮人、家庭主婦、殘疾人士等，過去的收入低，貢獻少，甚至是零，退休的時候，也可以得到保障，有基本生活的尊嚴。
The ultimate result will be that even poor people homemakers persons with disabilities earning a meagre income or with little or no contribution before can receive protection and enjoy a basic standard of living with dignity in their retirement life
如果我們不及早把大學教授、醫生、工程師、專業人員等加入這個保障制度，錢從何來？
What will be the source of money if we refuse to include university professors doctors engineers professionals and so on into this retirement protection system as early as possible? . After making contributions they can retrieve their money when they get old
他們作出了供款，年老的時候可以取回，但是，他們取回的，其實少過之前的供款，這才是重要，這才彰顯社會公義，才能夠令社會資源可以重新分配。
But the sums they can retrieve are actually smaller than the contributions they already made . This is rather important . This is the only way to manifest social justice and redistribute social resources
即使政策介入後，現在仍有三成長者處於貧窮。
Even with policy intervention 30 % of the elderly people are still living in poverty
說甚麼扶貧，根本退休保障不只是扶貧，而是社會保障，是整個社會對長者的承擔，是基本人權，不是福利。
What is the point of doing all the poverty alleviation work? . Fundamentally retirement protection does not solely aim to alleviate poverty . It is rather a form of social security a commitment made by the whole community to the elderly people and also a basic human right rather than a welfare benefit
面對人口越趨老化，自由黨支持政府及早籌謀，建立適切的退休保障制度，讓市民達退休年齡時能有一定的金額應付基本生活開支。
With the aging population the Liberal Party supports the Government to make early planning on the establishment of an appropriate retirement protection system so that people can receive a certain amount of money to meet their basic living expenses when they reach retirement age
但是， 正如我在2012年10月24日就張超雄議員的"全民退休保障制度"議案發言時所說，綜觀全世界，看不到有一個國家能夠推出一項全民退休保障方案，既能夠讓長者可以無憂無慮地退休，又不會加重下一代年青人的負擔。
However as I spoke on Dr Fernando CHEUNGs motion on Universal Retirement Protection System on 24 October 2012 a universal retirement protection system that can enable the elderly to enjoy retirement life free from worries without imposing an extra burden on our next generation is yet to be seen in the whole world
全民退休保障涉及龐大的公共財政收支，但財政資源有限，為用得其所，有效地進行資源配置，自由黨絕不贊成免經濟審查及劃一金額的全民退休保障計劃，即不論貧富，全民"通派"的方案。
A universal retirement protection system incurs huge public expenditure . The limited financial resources that we have must be spent properly and allocated efficiently . The Liberal Party can by no means agree with a universal retirement protection scheme that offers a flat - rate allowance without any means test that is a scheme handing out cash to all be they rich or poor
在人口持續老化下，65歲及以上人口的比例預計會大幅攀升，總撫養比率將會隨之而上升，因此"隨付隨收"的全民退休保障計劃，將會為社會帶來沉重的財政負擔。
As the population is ageing the proportion of people aged 65 and above is expected to rise sharply so is the overall dependency ratio . Hence a universal retirement protection scheme financed on a pay - as - you - go basis will bring a heavy financial burden to society
事實上，政府一直把退休保障的責任推向商界，向僱主開刀，是不合理的安排，因此自由黨反對任何進一步要求商界參與供款的建議，因為大部分中小微企已承擔了很多僱員福利開支，如果再增加他們的負擔，等於把他們趕上絕路。
As a matter of fact it is unreasonable of the Government to always shift the responsibility of retirement protection to the business sector and employers . The Liberal Party opposes any proposal that requires further contribution by the business sector as most micro small and medium enterprises are already shouldering heavy expenses on employee benefits any increase in their burden will only force them out of business