Borrison/hk-legicost huggingface dataset:
中、英兩國政府在1980年代經過艱辛的談判，在1984年12月簽署了關於香港問題的聯合聲明，確認中華人民共和國政府於1997年7月1日恢復對香港行使主權。
After arduous negotiations in 1980s the Chinese Government and the British Government signed the Joint Declaration on the question of Hong Kong in December 1984 which affirmed that the Peoples Republic of China would resume the exercise of sovereignty over Hong Kong on 1 July 1997
其後，中央政府考慮到香港的歷史和現實情況，決定根據國家憲法第三十一條，設立香港特別行政區，並按照"一個國家，兩種制度"的方針，由全國人民代表大會制定《中華人民共和國香港特別行政區基本法》，為國家落實對香港的基本政策提供保障。
Subsequently after considering the history and practical situation of Hong Kong the Central Government decided to establish the Special Administrative Region of Hong Kong under Article 31 of the National Constitution and formulated the Basic Law of the Hong Kong Special Administrative Region of the Peoples Republic of China by the National Peoples Congress under the principle of one country two systems to safeguard the implementation of the States basic policy principle for Hong Kong
如果香港學生能夠全面認識這段並不遙遠的歷史，則"港獨"和所謂"香港前途再談判"等偽命題就會不攻自破。
If Hong Kong students can fully understand this part of history which is not too distant the false propositions of Hong Kong independence and re - negotiations on the future of Hong Kong will disprove themselves
所以，問題絕不在於要不要學習歷史，而是如何客觀和有根有據地向學生傳授歷史知識。
Thus the question is not whether there is a need to learn history but how knowledge about history should be transmitted to students objectively and with justifications
為了正本清源，以及確立中史科作為基礎教育的重要環節，因此有必要促請政府規定將初中中史獨立成科及列為必修科目，並優化課程內容，從而讓學生對中華民族的源流、朝代興替、香港在中國歷史上的地位等課題，都有清楚的概念和認知。
In order to thoroughly re - examine Chinese history education and affirm Chinese history as an important area of our basic education there is a need to urge the Government to require the teaching of Chinese history as an independent subject at junior secondary level and make the subject compulsory . The curriculum should also be enhanced to enable students to have a clear concept and understanding of topics such as the development of the Chinese nation the rise and fall of dynasties and the status of Hong Kong in Chinese history and so on
當然，對提高學習興趣及提升教學質素，課程內容的修訂至為重要。
Certainly in order to promote interests in learning and enhance the quality of teaching it is essential to revise the curriculum
我當年在工業中學就讀，中一至中五都有修讀中史，會考時亦有應考該科目並取得良好成績。
When I was studying in an industrial secondary school years back I studied Chinese History from Secondary One to Secondary Five . I sat for the examination in Chinese History in the Hong Kong Certificate of Education Examination and obtained good results
當時，中一的中史科是從三皇五帝、夏、商、周說起，然後按編年體認識春秋、戰國、秦、漢、晉、隋、唐、宋、元、明、清，到了中五便涉及較複雜的近代歷史，直到講述民國成立，令學生對中國歷史的朝代興替有清晰的認識。
In those days the curriculum of Chinese History at Secondary One covered in a chronological order the Three Sovereigns and Five Emperors; the Xia Shang Zhou Dynasties; the Spring and Autumn and Warring States Periods the Qin Han Jin Sui Tang Song Yuan Ming and Qing Dynasties would be studied in a chronological order . In Secondary Five we studied the more complicated modern history up to the establishment of the Republic of China . In this way students would have a clear understanding of the rise and fall of dynasties in Chinese history
再者，這種由古至今、由淺入深的課程編排又與同學的心智成長相配合。
In addition the arrangement of the curriculum from the ancient times to the modern eras and from an elementary level to an advanced level also matches the emotional and intellectual development of students
此外，中文科的學習亦兼顧白話文和古文，當中古文部分由詩經、楚辭、漢賦到唐詩、宋詞、元曲都有範文學習，使學生對中華數千年文化的發展都有較完整的概念。
Furthermore the curriculum of Chinese Language covered both classical and vernacular Chinese . The part on classical Chinese included prescribed texts on Shi Jing 詩經 Chu Ci 楚辭 Han Fu 漢賦 Tang Shi 唐詩 Song Ci 宋詞 and Yuan Qu 元曲 . This enabled students to acquire a more comprehensive understanding of the development of Chinese culture over thousands of years
主席，我當年學習到的一些優美文辭，到今天仍然記憶猶新。
President today I can still remember the beautiful lines which I learned back then
中國歷史的學習重點不在於要求學生死記硬背一些孤立的資料，而是引起學生的學習興趣，啟發他們對自身所處城市和國家的認識，讓他們對歷史興替有較全面的認知，進而能夠剖析一些社會和政治議題的來龍去脈，培養理性和成熟的認知，這是中史科作為基礎教育重要一環的作用所在，其意義和影響絕對值得社會各界重視。
The key to learning Chinese history is not requiring students to memorize isolated pieces of information but to arouse their interests in learning inspire them to understand the city and country in which they live enable them to have a fuller understanding of the rise and fall of eras so that they can analyse social and political issues and develop a rational and mature understanding . That is the function of Chinese history as an important discipline of basic education . I think importance should be attached to its significance and impact by all sectors of society
據此，我贊成張國鈞議員的原議案，也同意葉劉淑儀議員就修正案所作的補充。
Therefore I support the original motion moved by Mr CHEUNG Kwok - kwan and agree with the supplementary information provided in Mrs Regina IPs amendment
至於葉建源議員和姚松炎議員的修正案，實質上並沒有促使當局把中史科列為初中階段的獨立必修科目，與原議案主旨不符，因此我並不認同。
The amendments proposed by Mr IP Kin - yuen and Dr YIU Chung - yim have not actually urged the Government to require the teaching of Chinese history as an independent subject at junior secondary level and make the subject compulsory . Since these amendments do not align with the theme of the original motion I do not agree with them
至於郭家麒議員的修正案，內容只着眼於偏頗的政治立場及側重於強調某些政治事件，卻忽視了還有很多值得學生學習和借鑒的歷史內容，容易讓初中階段的學生先入為主及以偏概全，這並非學習歷史的正確取態，必須反對。
Dr KWOK Ka - kis amendment only focuses on a biased political stance over - emphasizes certain political incidents and neglects the many more historical events which are worthy of study and reflection by students . This approach will easily give students a wrong impression and a sweeping generalization . That is not the correct way of learning history
代理主席，為何今天有那麼多議員花那麼多會議時間，如此興奮、慷慨激昂地談論這個課題？
Deputy President why do many Members spend so much time at this meeting speaking enthusiastically and fervently on this motion?
但他從未讀過政治，怎辦？
As my friend had never dabbled in politics what should he do?
他朋友當時對他說了一句話，我亦頗有體會，他說："昨天的歷史，便是今天的政治；今天的政治，便是明天的歷史"，政治和歷史只不過是時空交錯而已。
I am greatly impressed by the advice given to him by his friend . He said Yesterdays history is todays politics; todays politics is tomorrows history . Politics and history are the same matters that happen at different times
我同意葉建源議員較早前所說，中學教授中史科的時間太少，又或中史科教師並非專科專教，因而造成很多問題，又或是該科目的範圍和學生在選科上亦出現問題，這些問題均須予以糾正。
I agree with Mr IP Kin - yuens view that the teaching time for Chinese History is insufficient and that the subject is not taught by specialized Chinese History teachers giving rise to many problems . There are also problems concerning the scope of the subject and students choice of subjects . All these problems need to be rightly addressed
代理主席，歸根究底，如果我們只想談論中史科的事宜，而不是談論現時的青年人為何出了那麼多問題、為何他們沒有歷史和愛國愛港的概念，我覺得問題很簡單，無須多作討論，讓教育署解決即可。
Deputy President all in all if we only wish to discuss the issue about Chinese History instead of why so many things have gone wrong with young people today and why they have no concepts about history about loving the country and loving Hong Kong I think the matter is simple enough and we need not discuss further . Just leave it to the Education Department
所以，我們是否有點小題大做？
Hence are we making a mountain out of a molehill?
不過，大家亦無須像梁國雄議員剛才那樣聲嘶力竭，因為學生在初中階段，根本不可能對中史科吸收太多，亦不可能明白太多，學校亦不應教授太多。
However there is no need to shout oneself hoarse like what Mr LEUNG Kwok - hung did just now . As our targets are junior secondary students they cannot possibly learn too much about Chinese history and cannot have a comprehensive understanding hence schools should not teach too much
對此我是傾向同意的。
I tend to support this proposal
因為他們經常有機會到中外地方旅遊，聽到當地的歷史事蹟時便產生興趣。
That is because they have many opportunities to travel around the world and they have developed interest in the historical stories of the places they visit
總的來說，我傾向支持今天的議案，但我不認為應把過多有關目前政治爭拗的資料放進課程內，因為這樣做對我們的教育政策無甚好處。
On the whole I tend to support todays motion . But I do not think that we should incorporate too much information concerning the present political disputes into the curriculum because that will not be conducive to our education system
主席，南海伏季休漁期於今年8月1日結束後，有港澳流動漁民在珠江口一帶水域進行拖網捕魚期間，撈到大量垃圾；及後有不少在香港水域進行捕魚作業及從事海魚養殖業的漁民發現海面佈滿垃圾。
President after the end of the fishing moratorium in the South China Sea on 1 August this year some of the Hong Kong and Macao floating fishermen netted large quantity of refuse when they carried out trawling activities in the Pearl River Estuary region . Subsequently quite a number of fishermen engaged in fishing operations and the aquaculture industry in Hong Kong waters noticed that there was a lot of refuse scattered over the sea
據了解，有不法之徒以大型船隻將數以百噸的垃圾非法傾倒入珠江口水域，部分垃圾隨水漂流到香港水域。
It is learnt that some lawbreakers used large ships to dump hundreds of tonnes of refuse illegally into the Pearl River Estuary waters and some refuse drifted to Hong Kong waters
該等垃圾除了破壞海洋生態外，亦嚴重打擊漁民生計，對他們造成極大困擾。
Such refuse has not only damaged marine ecology but also seriously affected the livelihood of fishermen causing great nuisances to them
漁農業界仍處於水深火熱中，我認為緊急救援基金絕對不能作為政府的擋箭牌，漁農業界未能購買保險的問題仍需要處理。
The agriculture and fisheries industry is still in dire straits . I hold that the Government should no longer hide behind the Emergency Relief Fund and the problem concerning the industrys difficulties in taking out insurance must still be resolved
主席，我樂於看到主體答覆中提及，粵港雙方於2016年9月同意在粵港持續發展與環保合作工作小組的框架下成立粵港海洋環境管理專題小組，而該專題小組亦已在10月正式成立。
President I am glad to note that as stated in the main reply Hong Kong and Guangdong agreed in September 2016 to set up the Special Panel under the framework of the Working Group and that the Special Panel has been formally set up in October
我相信，雙方目前的工作當然是集中就海上垃圾問題商討合作解決方法。
I trust that both sides must now be focusing on ways to resolve the problem of marine refuse through concerted efforts
主席，從源頭堵截的工作實在非常重要，我相信粵港持續發展與環保合作工作小組一定會在這方面起作用。
President it is very important to tackle the problem at source and I am sure that the Working Group will have a role to play in this regard
主席，我一再多謝黃國健議員提出這項議案，以及在上星期四有20多位議員提出的寶貴意見。
President once again I would like to thank Mr WONG Kwok - kin for moving this motion and some 20 Members for the valuable views they put forward last Thursday
本屆政府十分重視強制性公積金的對沖安排，這個關係到僱員的退休保障的重要議題。
The current - term Government attaches great importance to the Mandatory Provident Fund MPF offsetting arrangement which is a very important issue affecting employees retirement protection
我們一直細心聆聽社會各界的意見，特別是僱員及僱主的意見。
We have been listening attentively to the views of various social sectors particularly those of employees and employers
然而，從過往及今次的討論所見，僱主及僱員對這項議題存在很大分歧，雙方的看法可以說是大相逕庭。
However from previous debates and this debate we can see the differences between employees and employers in respect of this issue . It can be said that the views held by the two sides are poles apart
在上星期四的辯論，有議員強烈要求盡早取消對沖安排，認為對沖安排會減少僱員的強積金累算權益，削弱他們的退休保障。
As regards the debate held last Thursday some Members strongly demanded the expeditious abolition of the offsetting arrangement arguing that the arrangement would reduce employees MPF accrued benefits and weaken their retirement protection
另一方面，亦有議員堅決反對，指取消對沖安排不但有違當年通過《強制性公積金計劃條例草案》的共識，亦會加重僱主的財政負擔，對中、小和微型企業，特別是營商環境有很大影響。
On the other hand some Members expressed strong objection stating that the abolition of the arrangement will not only contravene the consensus reached when passing the Mandatory Provident Fund Schemes Bill years back but also increase the financial burdens of employers causing great impacts on small and medium enterprises micro - enterprises and our business environment in particular
正如政府多次指出，對沖安排是一個相當複雜及極具爭議的課題，亦有其獨特的歷史背景。
As the Government has pointed out time and again the offsetting arrangement is an extremely complex and highly controversial issue that has a unique historical background
然而，強積金法例訂立至今已超過20年，應該是時候作出檢視，而現屆政府亦有決心提出適當的解決方案。
However as the legislation on MPF has been enacted for over 20 years it is high time for us to conduct a review and the current - term Government is also resolved to propose an appropriate solution
因此，在去年年底有關退休保障的公眾諮詢中，政府提出將強積金對沖安排與退休保障問題一併作出諮詢，讓公眾參與，向政府提出意見。
For this reason in a public consultation on retirement protection held late last year the Government proposed to conduct a joint consultation on the MPF offsetting arrangement and retirement protection . Members of the public were invited to participate in the consultation and relay their views to the Government
在過程中，我們一直以開放的態度小心聆聽。
In the consultation we listened attentively with an open attitude
上周四，議員的發言提出不少意見，其中有議員表達了他們對基層勞工的關注。
Last Thursday Members raised a number of views in their speeches and some Members expressed their concerns about grass - roots workers
議員特別關注那些月薪7,100元以下，目前無須向強積金計劃供款的勞工，擔心他們一旦遭遣散，他們在退休時可提取的強積金款額所餘無幾，令強積金不能為他們提供有效退休保障。
Members were particularly concerned about those workers who earn less than 7,100 per month and are currently not required to make contributions to MPF schemes . They were worried that if these workers are made redundant the remaining MPF benefits that they can withdraw upon retirement will be very small and hence MPF cannot provide effective retirement protection to workers
另一方面，我們亦聽到商界對於取消對沖安排的看法和憂慮。
On the other hand we have also heard the views and concerns of the business sector concerning the abolition of the offsetting arrangement
他們指出，通過《強制性公積金計劃條例草案》是有其歷史背景，僱主當時同意實施強積金制度，是基於條例草案清楚訂明容許作出對沖安排。
They pointed out that the passage of the Mandatory Provident Fund Schemes Bill had its historical background and employers back then supported the implementation of the MPF System for the reason that the Bill clearly provided for the offsetting arrangement
此外，亦有議員轉達了僱主擔心在結業時無力承擔僱員遣散費的憂慮。
In addition some Members also relayed employers concerns that they might not afford to pay severance payments to employees upon business closure
很明顯，僱主們對雙重付款有很大保留。
Obviously employers have great reservations about making double payments
有議員指出，政府在處理對沖安排的同時，應確保僱員在《僱傭條例》下的遣散費及長期服務金不受影響。
Some Members have pointed out that when addressing the offsetting arrangement the Government should ensure that employees severance payments and long service payments under the Employment Ordinance will not be affected
正如我在早前發言時指出，當年引入遣散費及長期服務金的目的，是為僱員在遭解僱時提供補償，以紓緩僱員因失去工作而面臨的財政壓力。
As I have pointed out in my speech earlier the introduction of severance payments and long service payments at that time aimed at providing compensation to employees dismissed so as to alleviate the financial burdens on such employees arising from job loss
在議員的發言中， 我留意到有幾位議員表示擔心政府打算取消遣散費及長期服務金。
I have noted from Members speeches that several Members were concerned that the Government intended to abolish severance payments and long service payments
我想借此機會指出，政府充分明白勞工界對遣散費及長期服務金的看法。
I would like to take this opportunity to say that the Government fully understands the labour sectors views on severance payments and long service payments
在處理對沖問題時，政府必然會同時顧及僱員的權益，以及僱主的承擔力，努力尋求一個可以達致適當平衡的解決方案。
When addressing the offsetting issue the Government will certainly take into account employees benefits and employers affordability and strive to work out a solution that strikes a proper balance
此外，我亦想指出，有議員建議政府全面檢討社會保障制度。
In addition I would like to point out that some Members have advised the Government to comprehensively review the social security system
正如我在開場發言中指出，強積金只是香港整個退休保障制度4條支柱的其中一條。
As I have indicated in my opening remarks MPF only serves as one of the four pillars for the retirement protection system of Hong Kong
我們不能忽視其他3條支柱的功效，特別是政府在零支柱和第四支柱下所擔當的角色。
We should not ignore the effects of the other three pillars particularly the roles played by the Government under the zero pillar and the fourth pillar
目前，在零支柱下有各種社會保障措施，包括長者生活津貼、高齡津貼、傷殘津貼，以及擔當最後安全網的綜合社會保障援助，現時的覆蓋面已達全港約73%的長者，即有約84萬名長者目前受到一定保障。
Currently there are various types of social security benefits under the zero pillar including Old Age Living Allowance Old Age Allowance Disability Allowance and Comprehensive Social Security Assistance that serves as the last safety net covering about 73 % of elderly people in Hong Kong meaning that around 840 000 elderly people now receive a certain level of protection
在第四支柱的公共服務方面，政府亦大幅補貼公營房屋和醫療服務，並為有需要的長者提供社區和院舍照顧服務。
As regards public services that serve as the fourth pillar the Government heavily subsidizes public housing and health care services and provides needy elderly people with community and residential care services
安老按揭計劃於本年10月擴展至未補地價的資助出售房屋，讓更多合資格的長者透過該計劃，每月獲得穩定收入，改善生活質素，在自己熟悉的居所安享晚年。
In October this year the Reverse Mortgage Programme was extended to subsidized sale flats with unpaid land premium so that more eligible elderly people are able to through the programme receive stable incomes every month to improve their quality of life and lead a comfortable life in their twilight years in the residences they are familiar with
我相信大家都明白，對沖安排涉及的問題是多方面的，既包括僱員的退休保障，亦有僱傭權益，以及營商環境。
I believe Members must all understand that the offsetting arrangement involves problems in various areas including employees retirement protection employment benefits and business environment
我們了解到當中的困難之處：僱主擔心經營成本上漲，當然有其理據及考慮；但僱員面對因強積金遭對沖而未能在退休時獲得應有保障，我們亦不能對他們的困境視而不見。
We understand the difficulties involved employers naturally have their reasons and concerns about rising operating costs; whereas for employees who are unable to receive proper protection upon retirement due to the offsetting of their MPF benefits we cannot turn a blind eye to their predicament
問題是複雜的，一定要小心處理。
The problems are complicated and we must handle them carefully
正如扶貧委員會在諮詢文件中指出，要處理對沖問題，不應該是一個簡單地去保留或撤銷的選擇。
As pointed out by the Commission on Poverty in the consultation document we should not make a simple choice of retaining or abolishing the offsetting mechanism when addressing the issue
在扶貧委員會早前就退休保障進行的公眾諮詢期間，我們很高興見到不同界別的人士和團體，包括很多學者和智庫組織等，都積極從不同角度就這項議題發表意見，亦提出了不少處理對沖安排的方案。
During the public consultation on retirement protection held by the Commission on Poverty we were happy to see people and groups from different sectors including many academics and think tanks actively expressing their views on the issue from various perspectives and putting forward various solutions to deal with the offsetting arrangement
政府委託的獨立顧問團隊正整理及分析在公眾諮詢期間蒐集到的意見，並預計在年底向扶貧委員會提交諮詢報告，以便作進一步考慮。
An independent consultancy team appointed by the Government is collating and analysing the views collected during the public consultation period and it is expected that a consultancy report will be submitted to the Commission on Poverty for further consideration late this year
代理主席，對沖安排這課題十分複雜，我們必須作通盤考慮。
Deputy President as the offsetting arrangement is a very complex subject we must make a holistic consideration
我們會深入研究可平衡僱員權益和僱主承擔能力的方案，考慮政府的角色和政府的參與，包括如何紓緩對商界的影響，特別是對中小企的影響。
We will conduct in - depth studies on proposals that can balance employees benefits and employers affordability and consider the Governments role and participation including how to alleviate the impact on the business sector particularly the impact on small and medium enterprises
我必須強調，政府並沒有拖延處理這個問題。
I must stress that the Government has not delayed addressing the issue
相反，正如我剛才指出，本屆政府積極處理這個多年來備受爭議的老大難課題。
On the contrary as I have said just now the current - term Government has been actively addressing this highly controversial and thorny issue over the years
行政長官在10月15日扶貧委員會高峰會上，強調政府會以最大的決心和務實的態度，在本屆政府餘下任期內尋求解決方案。
In the Commission on Poverty Summit on 15 October the Chief Executive stressed that the current - term Government would seek to work out a solution in the remainder of its term with the greatest determination and a practical attitude
我希望社會各界，特別是勞資雙方繼續透過理性的討論，在充分考慮僱主和僱員雙方的 情況下，以互諒互讓、和衷共濟的精神，共同尋求一個既為僱主可以承擔，亦能發揮強積金為僱員提供有效退休保障的方案。
I hope that various social sectors in particular employers and employees will continue to engage in rational discussions and after fully considering the circumstances of both sides jointly work out a proposal in a spirit of conciliation and accommodation that not only is affordable to employers but also provides employees with effective retirement protection by way of MPF
根據《基本法》第七條，"香港特別行政區境內的土地和自然資源屬於國家所有，由香港特別行政區政府負責管理、使用、開發、出租或批給個人、法人或團體使用或開發，其收入全歸香港特別行政區政府支配。
According to Article 7 of the Basic Law BL [t]he land and natural resources within the Hong Kong Special Administrative Region shall be State property . The Government of the Hong Kong Special Administrative Region shall be responsible for their management use and development and for their lease or grant to individuals legal persons or organizations for use or development . The revenues derived therefrom shall be exclusively at the disposal of the government of the Region
"此外，《基本法》第一百二十三條訂明，"香港特別行政區成立以後滿期而沒有續期權利的土地契約，由香港特別行政區自行制定法律和政策處理。
Moreover Article 123 of BL stipulates that [w]here leases of land without a right of renewal expire after the establishment of the Hong Kong Special Administrative Region they shall be dealt with in accordance with laws and policies formulated by the Region on its own
"據報，香港現有大量土地契約將於2047年滿期。
It has been reported that a large number of existing land leases in Hong Kong will expire in 2047
發展局局長較早前表示，政府會以"聰明的方法"處理該等土地契約的續期安排。
The Secretary for Development SDEV stated earlier that the Government would find a smart method to deal with the renewal of such leases
主席，香港特別行政區政府有清晰明確的政策以處理期滿地契的續期事宜。
President the Hong Kong Special Administrative Region HKSAR Government has clear and definite policy for handling matters related to the extension of land leases upon expiry
自香港特別行政區成立以來，地政總署一直按上述的政策處理屆滿契約的續期事宜。
Since the establishment of the HKSAR the Lands Department LandsD has been dealing with matters related to the extension of leases in accordance with the aforementioned policy
是否續期會考慮的相關因素，例如原有契約是否出現嚴重違反地契的情況；如原有契約是基於政策考慮以推動某範疇，該政策考慮是否仍然適用等。
Various factors will be considered on lease extension for example whether serious breaches are found under the original lease; if the original lease was granted on policy considerations for promoting certain objectives whether the policy consideration is still valid
事實上，自上述政策於1997年7月生效至今，撇除那些基於政策考慮作特別用途的契約，絕大部分沒有續期權利的契約均獲續期。
As a matter of fact since the above policy came into effect in July 1997 setting aside leases granted for special purposes on policy considerations most leases not containing a right of renewal have been extended
主席，局長剛才在回答我的主體質詢第三部分時，當然沒有清楚說明"聰明的方法"為何，但卻特別提及土地契約的續期事宜。
President in his reply to part 3 of my main question the Secretary surely has not given a clear account of the smart method but made special mention of the issue of lease extension instead
關於續期與否或現行的政策，最重要的是擁有續期權，因為這樣會較容易處理。
As far as the question of lease extension or the existing policy is concerned the key lies in the right of renewal as it would make things simpler
然而，即使擁有續期權，暫時亦只有過往經驗而未有整體政策。
However even if we have the right of renewal so far we only have some past experience but not any overall policy
我們注意到坊間有些物業，例如寶翠園，其土地契約並不是在2047年期滿，而是比2047年還要早很多年，現時在銀行是能夠做到30年按揭，而經我們解釋後，其實香港銀行公會亦已就這方面作出較正面的回應。
We notice that for some properties such as The Belchers whose leases will not expire in 2047 but much earlier than that the banks may still approve loans on a 30 - year mortgage at present . Besides after our explanation the Hong Kong Association of Banks has also made positive response in this respect
當然，我也同意陳議員所說，大家都很關心這議題，希望政府能盡早清楚說明有關的做法。
I certainly agree with Ms CHAN that people are very concerned about this and hope that the Government would make a clear account of the relevant arrangement as early as possible
第一，從政策層面而言，正如剛才所說，即使沒有續約權的契約，按照現行政策仍可獲續期50年而無須補繳地價，但須繳納租金，款額相當於有關土地應課差餉租值的3%。
To begin with on the policy level as I mentioned just now even leases not containing a right of renewal may upon expiry and in accordance with the existing policy be extended for a term of 50 years without payment of an additional premium; however they are subject to a payment of a rent at 3 % ratable value of the property
我注意到局長剛才說，業界十分清晰政府的政策，但我在數天前卻看到報道，指有銀行業界人士表示對地契問題不太清楚。
I notice that the Secretary mentions just now that the industry is well aware of the relevant government policy but according to the report I read a few days ago some members of the banking sector said they were not very clear about the land lease issue