Borrison/hk-legicost huggingface dataset:
針對這問題，民主建港協進聯盟的蔣麗芸議員將提出私人法案，建議讓更多海外醫生來港執業，以紓緩本港緊張的醫護人手。
Focusing on this matter Dr CHIANG Lai - wan from the Democratic Alliance for the Betterment and Progress of Hong Kong DAB will present a private Members bill which proposes to enable more overseas doctors to practise in Hong Kong so as to alleviate the problem of tight health care manpower in Hong Kong
主席，這兩個"惡瘤"均關乎"老"、"大"、"難"的問題，需要政府持之以恆，長期投入資源及推出政策，加以糾正。
President these two malignant tumours concern long - standing major and complicated problems and they must be rectified by the Government through perseverance long - term resource commitment and the introduction of policies
主席，"財爺"早在預算案公布前已作出期望管理。
President well before announcing the Budget the Financial Secretary already managed peoples expectation
由於本港今年的盈餘有所減少，大家皆預期"分享成果"或我們稱之為"派糖"的規模及力度會比過去小。
Due to the shrinkage in Hong Kongs surplus this year people invariably expected that the scale and intensity of the measures for sharing the fruit with people―or the handout of candies as we call them―would be reduced when compared to those in the past
面對不穩定的國際環境，在預算案公布前，市民普遍期望"財爺"能夠言出必行，"撐企業、保就業、穩經濟、利民生"，解決社會深層次矛盾。
In the unstable global environment people generally cherished one hope before the announcement of the Budget the hope that the Financial Secretary could walk his talk of supporting enterprises safeguarding jobs stabilizing the economy and strengthening livelihoods while also resolving the deep - seated conflicts in society
"分享成果"的概念已沿用多年，如果本港經濟未來向好，我相信仍然有機會分享成果。
The concept of sharing the fruit with people has been adopted for years . If Hong Kongs economy has a positive outlook in the future I believe we will still have the chance to share the fruit
所以，政府應該研 究一套可以讓全民分享經濟成果的機制，讓市民無需每次皆討論這問題，而對於"財爺"而言，這亦並非一個易於回應的問題。
So the Government should examine the formulation of a mechanism that can enable everybody to share the fruit of economic development so as to spare people the need of discussing this issue every time . And to the Financial Secretary this is not an easy question to answer
事實上，本港確實缺乏一套分享成果的機制。
In fact Hong Kong does lack a mechanism for sharing the fruit with people
此外，超過65歲的長者去年獲發"三糧"，今年卻只獲發"一糧"，他們皆期望政府體恤長者的心情，從善如流，接納我們多年提出的意見，降低"生果金"的申領門檻，同時提高申領長者生活津貼的金額，讓長者可以有更多"生錢"。
Besides elderly people aged above 65 are only given single pay this year as opposed to the triple pay last year . They invariably hope that the Government can show compassionate understanding of their feelings and accede to our request for lowering the application thresholds of the fruit grant which we have advocated for many years while also increasing the amounts of the Old Age Living Allowance so that elderly people can have more money at their disposal
主席，總體而言，預算案平平穩穩，資源投放對焦處理本港的深層次矛盾及問題，亦有投放資源在科技方面，希望能夠追落後。
President all in all I think the Budget follows the middle course and its resource commitment is focused on dealing with the deep - seated conflicts and problems in Hong Kong . Besides resources have also been devoted to technological development in the hope of playing catch - up
究竟在預算案發表後，市民有何評價呢？
What is peoples appraisal of the Budget after its announcement?
這次銀債定息為3.5厘，較iBond的2厘更高，對長者來說，確實是一個有穩定回報特別是在現時的低息環境下的一個好的投資選擇。
Compared with the interest rate of 2 % paid by iBond this batch of Silver Bond offers a higher interest rate of 3.5 % rendering it a stable return investment option which is desirable for the elderly especially in the present low interest rate environment
主席，隨着香港人口老化，加上全球量化寬鬆的超低息環境下，穩定回報的投資工具，特別對於要求保守投資的人士或者一些長者而言，其實需求特別大。
President Hong Kongs population ageing coupled with the very low interest rates caused by global quantitative easing has actually led to an enormous demand for investment instruments which can offer stable returns particularly among conservative investors and the elderly
主席，政府提出這兩項決議案的原因，剛才已有多位議員提及，由於時間有限，我便不重複了。
President just now a number of Members already mentioned the reasons for the Government to propose these two resolutions . Given the time limit I am not going to repeat them
主席，今次預算案在超低息的環境下，增加銀色債券的發行額，同時把認購年齡由65歲降至60歲，民建聯對此表示歡迎，認為有關措施及時，亦讓長者在現時的低息環境下，有多一個有穩定回報的投資選擇。
President this years Budget has proposed increasing the issuance size of the Silver Bond while lowering the eligible age for subscription from 65 to 60 amid the current super - low interest rate environment . DAB welcomes this initiative as we think that it comes at the right time and provides the elderly with an additional investment option which can yield stable returns at present when low interest rates prevail
主席，我動議若稍後就"檢討及重組政府架構"所提出的議案或修正案再進行點名表決，表決須在鐘聲響起1分鐘後進行。
President I move that in the event of further divisions being claimed in respect of the motion on Reviewing and reorganizing the Government structure or any amendments thereto this Council do proceed to each of such divisions immediately after the division bell has been rung for one minute
我們的電子支付能否做得更好，真的要靠政府大力推動。
The possibility of our better success in electronic payment is really contingent on the Governments vigorous promotion
不過，據我所知，很多曾使用或未曾使用的市民反映，為何政府每個月的公共交通津貼、長者2元乘車優惠等，仍未涵蓋使用其他電子錢包的市民呢？
However as far as I know many members of the public who have ever or never used it have raised the question why has the Governments monthly public transport subsidy 2 fare concession for the elderly etc
在新冠疫情下，其實基層市民真的十分艱難，政府可否為升斗市民着想，除了讓使用八達通的市民領取政府資助外，現在既然政府要推動電子錢包、電子貨幣，也讓這些使用電子錢包的市民通過掃碼乘車，領取政府的資助或長者乘車優惠呢？
not yet cover members of the public who use other e - wallets? . Amid the COVID - 19 pandemic the grass roots are really having a hard time . Apart from letting members of the public using Octopus receive government subsidies could the Government look out for the interests of the masses by allowing also those using e - wallets to pay for public transport by scanning QR codes so as to enjoy government subsidies or the elderly fare concession given now that the Government is promoting e - wallets and e - money?
對於有足夠資料作出跟進的投訴，內部調查及監察組會進行調查，並向委員會提交調查報告。
For complaints with sufficient information for follow - ups L Group will conduct an investigation and submit an investigation report to the Committee
在支援工商界方面，政府其實還可以推出多項措施幫助工商界，包括放寬按揭成數和輸入外勞等。
As regards the support for the commercial and industrial sectors the Government can actually introduce a number of measures to help these sectors including relaxation of the existing cap on loan - to - value LTV ratio and importation of labour
此外，政府表示會就空置稅立法，可是工商界人士一點也不認同這種做法，他們認為會妨礙自由市場運作之餘，亦未必能達致政府所期望增加住宅供應的效果，甚或導致成本最終轉嫁至消費者身上，這又是否市民願意看到的呢？
Moreover they simply cannot agree to the Governments intention to enact legislation on vacancy tax as the move will hinder the operation of our free market . Besides they are of the view that this course of action may not in effect fulfil the Governments expectation to increase the supply of housing units . Instead it may result in the cost being passed onto consumers in the end
"財爺"接納了我們的建議而推出包括寬減利得稅、豁免商業登記費一年、向"發展品牌、升級轉型及拓展內銷市場的專項基金"注資10億元及延長中小企融資擔保計劃的優惠等的措施，我們對此表示歡迎，因為這些措施"貼地"，能真正幫助中小企。
The Financial Secretary has adopted our proposal and decided to introduce certain measures including reducing profits tax waiving the business registration fees for one year injecting another 1 billion into the Dedicated Fund on Branding Upgrading and Domestic Sales and extending the application period of the special concessionary measures under the SME Financing Guarantee Scheme . We welcome those initiatives as they are based on practical considerations and really meant to help the SMEs
代理主席，創新科技是未來經濟發展的主要動力，有助促進香港的多元經濟及大灣區的發展。
Deputy President as an area of growth in our future economic development IT is conducive to enhancing Hong Kongs diversified economy and the development of the Greater Bay Area
今年預算案預留額外款項推動創科發展，包括向大學教育資助委員會轄下研究資助局的研究基金注資200億元、撥款160億元提升大學的科研能力，以及為科研人員提供雙倍財政支援等，我認為方向正確，值得支持。
Additional funds are earmarked in the Budget for promoting IT development including the injection of 20 billion into the Research Endowment Fund of the Research Grants Council under the University Grants Committee the allocation of 16 billion for enhancing the scientific research capacity of universities together with the provision of doubled financial support for researchers . I think this is the right direction worth our support
政府撥款55億元發展數碼港第五期，亦有助吸引更多公司和初創企業落戶香港，並且為青年人提供更多機遇，鼓勵他們投身創科界。
In addition the Governments allocation of 5.5 billion for the development of Cyberport 5 will serve to attract more technology companies and start - ups to set up their offices in Hong Kong thus providing local young people with more opportunities so that they are encouraged to join the IT sector
為積極響應剛出台的《粵港澳大灣區發展規劃綱要》，政府應做好策略分工。
To answer the call of the freshly rolled out Outline Development Plan for the Guangdong - Hong Kong - Macao Greater Bay Area the Government should make strategic division of labour well
然而，引入海外醫生的計劃又困難重重。
Yet the Governments plan to recruit overseas doctors is fraught with difficulties
代理主席，上述種種問題、社會矛盾及市民的怨氣，歸根究底，均可歸咎於香港土地不足，因為要興建房屋、寫字樓、車位、醫院、護老院，也須有土地才行。
Deputy President what is the root cause of the various problems mentioned above as well as the division of society and the grievances of the public? . Well they can all be attributed to the shortage of land supply in Hong Kong . Without land the construction of housing and office blocks car parks hospitals and residential care homes for the elderly cannot be materialized
事實上，商界支持"明日大嶼"的計劃，認同填海造地是長遠增加土地供應的可行辦法，但除此之外，政府還做了甚麼？
In fact the business sector supports the Lantau Tomorrow Vision and recognizes reclamation for acquiring land as a viable option for increasing land supply in the long run but what else has the Government done apart from that?
這只是轉移視線、敷衍了事的做法，只會分化社會和煽動仇富/仇商情緒。
It will only give rise to division of society and stir up societys anti - richanti - business sentiment
原來郊野公園的土地是一寸也不能少，全都需要保育，可高爾夫球場內的珍貴樹木及動植物卻無須保育。
Well do they mean that not even the tiniest bit of land falling within the country parks can be taken out for other purposes because all country parks have to be conserved while the precious species including trees flora and fauna existing in the golf course need not be conserved?
之後，土地依然缺乏，樓價依然向上。
Hence we are still short of land and the property prices keep soaring as before
對於預算案沒有檢討"辣招"，我們感到失望，尤其按揭成數的限制，真的阻礙了不少人上車及換樓。
We are disappointed to find that the Budget does not propose to review such measures in particular the cap imposed on LTV ratio which have posed real hindrance to first - time buyers and those who have already got a foot on the property ladder but wish to sell the old flat in order to acquire new ones
工商界一直以來均抱着有商有量的態度，與政府同坐一條船，一起應對全球經濟的風浪。
They have been standing by the Governments side to discuss matters with the Government in a cooperative manner and tackle the global economic turmoil together since they are actually on the same boat
作為"舵手"的特區政府，理應團結各位工商界的"船員"，而不是把他們踢下水去。
As the helmsman the SAR Government should unite the crew that is members of the commercial and industrial sectors rather than kick them into the water
我們更希望所有建議都可以按時及按成本預算完成。
More than that we hope that all the proposals can be delivered on time and within budget
市民支持特首，亦希望在她強而有力的領導下，特區政府做每件事也做得好。
The public supports the Chief Executive and hopes that the SAR Government does a good job in everything it does under her strong leadership
特首提到她有"清零"的目標，但最重要是何時做到。
The Chief Executive mentioned that she has the target of zero infection but what matters most is when it can be achieved
特首剛才說得十分對，市民要配合和自律。
The Chief Executive has just rightly said that members of the public should be cooperative and self - disciplined
這是一場很重要的大戰役，全港市民都應該同心抗疫。
Amid this momentous battle all the people of Hong Kong should fight the virus together
最近，全球各地都出現能源供應問題，有些地方甚至要停電，影響到居民生活及生產活動，所以，我們更加應該發展綠色能源，期望有朝一日能夠大規模提供穩定的電力。
Recently there have been problems with energy supplies around the world and some places have even experienced power cuts which have affected peoples daily lives and production activities . In view of this it is all the more necessary for us to develop green energies so that we will be able to supply stable electricity on a large scale one day
寓禁於徵雖然有用，但直接影響到市民的生活，社會反響較大。
While imposition of prohibitive levies is an effective measure it will directly affect peoples daily lives and prompt a strong reaction from the community
我很贊同政府要起帶頭作用，香港交易及結算所有限公司規定上市公司要做ESG報告，但政府部門反而不用向公眾交代ESG的成果或成效。
I agree that the Government should take a leading role . The Hong Kong Exchanges and Clearing Limited requires listed companies to prepare ESG reports whereas the government departments are not required to inform the public of their ESG performance or effectiveness
有些政府部門仍然用大量紙張傳遞資料抗疫的時候，化驗室結果仍是用傳真方式接收不單效率低、容易出錯，更加不符合"綠色政府"、"智慧政府"的理念。
Some government departments still use a lot of paper for passing information around―laboratory results are still received by fax during the fight against the pandemic―which is not only low in efficiency and prone to error but also falls out of line with the ideas of Green Government and Smart Government
代理主席，另一方面，香港應該發揮國際貿易及金融業的優勢，大力發展綠色金融，多管齊下推動個人及企業為減碳作出更大努力。
Deputy President on the other hand Hong Kong should exploit its advantages in international trade and financial industry to vigorously develop green finance and motivate individuals and enterprises to make greater efforts in reducing carbon emissions with a multi - pronged approach
為了達到整體減排目標，總排放額度必須逐年下降，碳排放權將會更加珍貴。
In order to achieve the overall emission reduction target the total emission allowance must be reduced year by year and carbon emission rights will then become more valuable
香港在碳交易方面是一張白紙，政府有否考慮在香港設立一個碳交易中心，甚至為內地以至亞太區的碳交易提供一個更好的平台呢？
While Hong Kong is a complete ignoramus at CET has the Government considered setting up a CET centre here in Hong Kong or even providing a better platform for CET in the Mainland and the Asia - Pacific region?
香港以2050年實現碳中和為目標，已經算比較保守。
Setting 2050 as the deadline for achieving carbon neutrality Hong Kong can be said as comparatively conservative
千里之行，始於足下。
As the saying goes a journey of thousand miles begins with the first step
建設"綠色中國"是國家的政策，亦是全球大勢 所趨。
Building a green China is a national policy and is also in line with the global trend
隨着化石燃料終有一日會用盡，綠色能源一定會更具價值。
With the eventual exhaustion of fossil fuels green energies will definitely become more valuable
所以，警察才會嚴正執法及平暴。
That is why police officers have to strictly enforce the law and stop violence
懲罰有否充分考慮其他環境因素，包括示威者的暴力？
Have they taken into full account other circumstantial factors including protesters violence when the Police consider punishing the police officers?
其實，我們都看到，市民亦清楚看到，每件事情也有前因後果。
Actually we saw clearly the before and after of such incidents and so did members of the public
不過，我們亦留意到工商及專業界別面對很多困難。
Nevertheless we have also noticed that the industrial commercial and professional service sectors are facing many difficulties
如果是這樣，議會的爭拗只會無日無之。
If it will arguments in this Chamber will only go on and on
主席，其實你已經訂下整個財政預算案，即《條例草案》的辯論安排，有關安排令議員的發言時間受到極大限制。
Chairman in fact you have already laid down the overall arrangements for the debate on the Budget or the Bill to be exact . The arrangements have strictly limited the speaking time of Members
既然你已訂下界線，大家便在界線內盡量發言和表達意見。
As you have already drawn the line we will speak and express our views as far as practicable within the limits
作為民意代表，這是我們應有之義，怎算是"拉布"？
It is incumbent on us to express the views of the public . How can that be considered filibustering?
我很希望發展局局長考慮一下，發展局過去的表現。
I strongly hope that the Secretary for Development will review the past performance of the Development Bureau
他現在是否成為愛麗絲，在夢遊仙境？
Is it that he has turned into Alice and is dreaming in Wonderland now?
我問得很清楚，廉署在大陸沒有調查和執法權力，他現在是否期望大陸公安會協助廉署調查這類跨境的賄選及"種票"案？
I asked him whether ICAC had investigative and enforcement powers in the Mainland and whether he expected public security officers in the Mainland to assist ICAC in investigating these cross - border election bribery and vote rigging cases
其實，我們過往在地區接觸一些單幢式樓宇或私人大廈業主，他們經常向我們反映這5個問題。
In fact when we met with the flat owners of some single - block buildings or private buildings at the district level these are the five problems they have relayed to us most often
我建議政府考慮成立一個跨部門我強調是跨部門的一站式服務中心，為所有要進行樓宇改善工程的業主提供支援和諮詢服務。
I suggest that the Government consider setting up an inter - departmental―I emphasis inter - departmental―one - stop service centre to provide support and consultation services for all owners who are required to undertake building improvement works
大家可能有印象，較早前申訴專員公署公布一項調查結果，指屋宇署耽誤樓宇僭建物的執行行動，以致有業主無法遵照《條例》處理大廈問題。
We may still recall that earlier on The Ombudsman has published the findings of a report noting that the Buildings Department has delayed operations on unauthorized building works rendering it impossible for owners to handle the problems of the building in question in compliance with the Ordinance
民主建港協進聯盟一直關注這個課題，透過不同途徑向政府反映意見，可惜政府部門置若罔聞。
The Democratic Alliance for the Betterment and Progress of Hong Kong DAB has always been concerned about this issue . We have expressed our views to the Government through various channels only to be ignored by government departments
這個情況反映政府部門各自為政，讓業主無所適從，最不值的是要業主白花冤枉錢。
This case shows the lack of coordination among government departments leaving owners at a loss as to what to do . What is most deplorable is that the money spent by owners has all gone down the drain
消防處要求安裝消防水缸的位置，早已被天台僭建物所阻。
The Fire Services Department FSD has requested that a fire service water tank be installed at a location at the rooftop which had been blocked by unauthorized building works
大廈聘用顧問公司入則申請，建議改在後梯安裝水缸，消防處卻表示不合乎要求，但又無法提供清晰指示，令業主無所適從，無法解決有關問題。
The building then engaged a consultancy firm to draw up a plan for submission to FSD suggesting that the water tank be installed at the rear staircase instead . However FSD indicated that the plan has failed to comply with the requirement . As FSD has not provided any clear guidance owners were at a loss as to what to do next
有些舊樓結構不夠堅固，興建大型消防水缸或會超出大廈天台的負荷，引起安全問題，正如俗語說，"天台建水缸，居民心慌慌"。
The relevant problems cannot be resolved . As the structure of some old buildings is not sturdy enough the installation of large - scale fire service water tank may exceed the load capacity of the rooftops of buildings thereby causing safety concerns . As the saying goes water tank at rooftop residents hearts drop
其實每幢舊樓宇的結構、情況和條件也不一樣，如果政府只以一套單一標準"一刀切"，不考慮每幢樓宇的因素，要求每幢樓宇達致劃一標準，便是不切實際。
In fact every old building differs in terms of their structure circumstances and conditions . If the Government simply applies a uniform standard to all buildings irrespective of the individual factors of each building and require them to meet a uniform standard it will be impractical
這樣既可解決消防安全的問題，亦免為業主帶來困擾。
This will not only solve problems related to fire safety but also avoid causing distress to owners
政府在無法提供任何支援的情況下，卻硬性規定必須達到新的消防標準，變相是對業主的無理要求。
Without providing any support the Government has even made it a mandatory requirement for old buildings to meet the new fire safety standards which is in effect an unreasonable request for the owners
業主無法完成，政府便會提出票控或罰款。
If they fail to comply the Government will prosecute them by way of summons or fine them
其實，新措施推行後，會令一群貧困長者在欠缺生活和就業支援的情況下，被進一步推向邊緣。
In fact after the introduction of the new measure a group of poor elderly having insufficient living and employment support will be pushed closer to the edge
老實說，地區的"老友記"得悉新政策後第一句便說："'柯仔'，政府似乎沒有問過我們。
Frankly speaking when the old pals in my district learnt about the new policy their first reaction was OR it seems that the Government has never consulted us
試想九龍東會變成怎樣？
Can you imagine what will happen in Kowloon East?
我經常說，做人最重要是，第一要有同理心，第二要易地而處，這是放諸四海皆準的。
As I often say as a person one must first be empathetic and second put oneself in others shoes . These principles are always true
我希望政府官員在這個艱難時刻繼續向前，繼續勇於承擔。
I hope that government officials will continue to move forward with a strong sense of commitment in this difficult time
第二個令我特別有感受的章節，是中央對香港的全面支持。
The other chapter that I am particularly impressed is related to the full support of the Central Government for Hong Kong
主席，香港人都知道，香港自回歸以來經歷了前所未有的挑戰。由金融風暴、SARS、佔中、"黑暴"到現在的疫情，香港人都深有體會。
President as Hong Kong people may be aware Hong Kong has experienced some unprecedented challenges since the reunification the financial turmoil SARS Occupy Central black violence and the present epidemic
就着剛才提及的措施及中央對香港的支持，我很希望特區政府、特首以至各級官員能夠把握機遇，全面落實。
Referring to the measures and support of the Central Government for Hong Kong mentioned just now I very much hope that the SAR Government the Chief Executive and public officers at all levels will seize the opportunity to fully implement the initiatives
我從調查結果發現，香港人對於特區政府過往的工作並非一面倒的批評。
I noticed from the survey results that not all tasks undertaken by the SAR Government in the past were met with criticism
我希望特區政府能夠特事特辦。
I hope that the SAR Government will make special arrangements for special circumstances
事實上，不止是基層，我經常強調各行各業也面對這個問題，希望政府真的能夠聆聽意見，回應訴求。
As a matter of fact not only the grass roots I often highlight that the community at large is also facing the same plight . I hope that the Government will genuinely listen to views and respond to demands
我在抗疫路途上一直與特區政府同行，與香港市民同行，並支援特區政府。
I have all along joined the SAR Government and members of the public in fighting against the epidemic . I also support the SAR Government
每次疫情爆發，九龍東都是重災區，第三波在慈雲山，第四波則在彩雲。
Whenever there is an outbreak Kowloon East is the hardest hit region the third wave of the epidemic started in Chi Wan Shan and the fourth wave in Choi Wan
我剛才提過，早前國家派遣隊伍來港協助進行全民檢測。
As I mentioned earlier on the country had sent a national team to help Hong Kong conduct universal testing
主席，我想你也完全感受到，很多市民問我："'柯仔'，為何舉辦花市弄得一塌糊塗，為有確診個案的大廈進行強制檢測也弄得一塌糊塗？
President I think you also share my view . Many people asked me Wilson how come the Government has made such a mess in holding the Lunar New Year fair and enforcing compulsory testing for buildings with confirmed cases?
便是加強透明度，及時讓市民知道下一步會怎樣，以及做好十八區防疫注射中心的安排。
It means that the Government should enhance transparency so that members of the public will be timely informed of the next step and proper arrangements should be made concerning the vaccination centres in 18 districts
以九龍東為例，觀塘的常住人口超過100萬，但只有一間防疫注射中心，屆時會否出現爆滿或錯漏的情況呢？
Take Kowloon East as an example Kwun Tong has a permanent population of more than 1 million but there is only one vaccination centre . Will the centre be packed with people resulting in errors or omissions?
不過，我希望政府當局想想，每次有確診個案，走在最前線拿着水喉和掃帚的人是誰？
Nonetheless I hope the Administration will think about one thing Whenever there are confirmed cases who stand in the frontline holding water hoses and brooms?
是誰在疫情下仍駕駛巴士和公共交通工具？
Who still drive buses and public transport during the epidemic?
隨着商業區的改變，第二個核心商業區啟德的落成，我們希望可以解決觀塘的交通擠塞問題。
Following some changes in the business district with Kai Tak developing into the second core business district we hope that the traffic congestion problem in Kwun Tong can be resolved
可惜，經歷13年三起三落的諮詢，特首今年告訴我們，基於成本效益及環保的理由，這條單軌鐵路最後不了了之。
Regrettably after 13 years of three - round consultation the Chief Executive told us this year that because of cost - effectiveness and environmental protection considerations the monorail system had been shelved
我支持立即訂立可持續的失業貸款計劃，在此之前亦要因應疫情設立失業援助金，以及延長早前實施的百分百擔保個人特惠貸款計劃的期限和保障。
I support the immediate introduction of a sustainable unemployment loan scheme and prior to that the establishment of an unemployment assistance in response to the epidemic as well as the extension of the period and protection of the 100 % Personal Loan Guarantee Scheme implemented earlier
因為，老實說，失業貸款並不能切實幫市民渡過難關，失業人士要借債渡日，亦只是沒有辦法中的辦法。
Because frankly speaking unemployment loan cannot really help people tide over the crisis . Taking out loans is the only option for the unemployed because there are no other alternatives
所以，我今天再一次藉此機會促請政府當局再次考慮失業援助津貼，真正為市民排難解紛，我亦希望羅致光局長能夠回頭是岸，藉着推出"失業貸款"的經驗，切實檢討失業貸款政策外，是否有條件就失業援助金政策推出真正幫到失業人士的終極方案？
Hence I take todays opportunity to urge the Government to reconsider establishing an unemployment assistance to truly solve the problems for the people . I also hope Secretary Dr LAW Chi - kwong can get back onto the right track and apart from reviewing the policy on unemployment loan based on the experience of the scheme consider whether conditions are ripe for the introduction of an ultimate solution in regard to the policy on unemployment assistance to genuinely help the unemployed