Dear Natalie,
First, "duly noted," and it has been on my mind since an earlier flag appeared.  My effort at footnoting ran amuck when I was simply stumped by the wall which kept me from doing it.
I shall shortly dedicate my efforts to better learning the Wiki-methodology and hold back on contributions until I am on top of that.
For example, when the WSJ (Wall Street Journal) reports a press release from the National Home Builders Association, ("NHBA",)I would assume that correctness would require me to navigate to the NHBA website for the proper reference
Am I correct?  I will try the signature thing with this message.