20

It's my understanding that a commercial bank is the term used for depositor (savings and loan) banks and investment bank is the term used for investing (wall street gambling) banks.  This seperation, created by Glass-Steagal, has been dissolved by the  Gramm–Leach–Bliley Act.  The Volcker Rule seems to be Glass-Steagal lite.  THC Loadee 16:17, 8 June