== Comments from Kalle == 
    
 Your article was very well organized and thorough. Much of the content was fantastic, so my suggestions focus mainly on grammar/readability issues I saw. I divided comments by section.  Great work! 

 === Non-Profit Housing Development in the United States === 
 1. Missing "is": "...whose mission [is] to provide for the needy, the elderly,..." 

 === Non-Profit Development vs. For-Profit Development === 
 1. Although it is implicitly implied by their target population, it will be helpful to explicitly state why non-profit developers' business strategy causes them to lack financial and technical resources. 
 2. Cite source for claim: "Using multiple funding sources is risky because it creates complex financing which can be both timely and expensive." 

 === Issues During Pre-Development === 
 1. Rephrase "The major problem with non-profit developers..." to "A major problem for..." 
 2. Check awkward phrase: "Pre-development is essential for putting packaging a project proposal" 

 ===Ownership=== 
 1. Unnecessary colon: "Some considerations that non-profits evaluate before creating an ownership entity include: the ease and speed..." 
 2. Missing "a": " Also,each member has [a] right to participate in all partnership decisions" 
 3. Rephrase " Limited partners are treated differently than general partners where they are only liable for the capital invested" to " Limited partners are treated differently than general partners in that they are only liable for the capital invested " 

 ===Financing (Multi-Family Housing Programs)=== 
 1. Consider providing brief descriptions of each of these programs similar to your treatment of other programs.