Again, you reverted what you call original research when the revert was clarity in the article.  Just because you can't do math doesn't mean you should or can deprive others of useful information.  Can you not see the difference between the reserve rate and the reserve ratio?  Other pages on wikipedia even talk about how initial deposits can and should be multiplied by the money multiplier to see how in can be maximally expanded to. 

 If you don't think different mathematical seres produce different results, you must never have taken a math class.  Only an idiot would claim such a thing as original research.  Stop imposing your limited knowledge on the world and get with the program.