== JustBeenPaid == 

 Some editors have been adding information about JustBeenPaid (JBP), an "indefinitely sustainable" program, to this article as an example of a legitimate HYIP. The only thing that makes this program sustainable is that its proprietor can "restart" it by switching from a Ponzi scheme (2% per day payout) to a pyramid scheme (matrixes where $80 comes in on the bottom level and $60 is paid out on the top level). Both of these schemes operate by taking money from people within the program to pay people within the program, although the pyramid scheme part actually pays out less by funneling money to the operators. JBP meets both the definition of an HYIP by promising unrealistically high returns in a short period of time (as a Ponzi scheme) and the definition of a pyramid scheme by generating income purely from within the program.