== Recent round of edits == 

 Benjamin, in your recent round of edits, which were just reverted by Simesa, almost nothing is salvagable.  It was ridden with POV, irrelevant or redundant information. 

 What exactly do you feel needs to be added to the article at this point?  I think that we need to do a better job of explaining the way the insurance pools work (inadequately section headed as "present day"), but otherwise I think it's a pretty fair summarization of the act's history, intent and critics. ·  July 1, 2005 18:57 (UTC)