==Consumer advocates== 
 As noted by , the term "consumer advocates" is vague to whom it actually refers.  I may also make some similar changes to those sentences in which it appears.  9 July 2005 05:40 (UTC) 

 ==Liberal healthcare system== 
 The third sentence in the Private health insurance section states:  Some say that this conflict exists in a liberal healthcare system because of the unpredictability of how patients respond to medical treatment.  Liberal healthcare system redirects to healthcare system leaving me wondering what the "liberal" adjective is supposed to mean in this context. Can anyone rephrase that sentence to make it make sense?  9 July 2005 05:40 (UTC)