Relationship Manager   Processes loans, keeps custody of all securities documents by preparing and ensuring offer letters and guarantees for lending facilities are in line with credit committees� approval. Processes incoming and outgoing foreign payment and acquittals of foreign payments 1. Liaises with clients and attorneys regarding registration of securities.  
2. Prepares facility letters and insurance payments.
3. Logs perfected securities in securities register and stores them under dual control.
4. Monitors allocation and reconciliation of Guarantees.
5. Compiles and reconciles reports for the bank.
6. Scrutinises all security documents to ensure that they are unassailable and the Bank is protected at all times.
7. Vets drawdown requests for Corporate Banking.
8. Liaises with clients and attorneys regarding registration of securities.
9. Processes approved loans through loan origination.                                                                                                                                                          
10. Undertakes input classifications and credit limits on system.
11. Collects revenue.
12. Administers foreign payments and receipts.
13. Enforces & monitors Exchange Control compliance on behalf of Head Office Exchange Control & RBZ.
14. Manages general complex � Cost controlling, vetting and paying suppliers.
15. Performs any other duties as assigned by superior.
 Report review
Review Offer Letters
   Submit weekly RBZ Return 
 Submit monthly returns on time 
 Registration & charging of securities on time
 Loans processed within 12 hours
 Cancellation of securities 
 Register stop orders and ensures clients' banking details are availed 
 Prioritise tasks in terms of deadlines
   Degree in Banking/ Finance/ Risk Management/ equivalent  IOBZ Diploma 
 Certificate of Proficiency
 5 years  Must have excellent technical and practical skills and experience in risk assessment and management;
 Must have excellent financial analysis skills;
 Must have good communication and negotiation skills;
 Must have a thorough understanding of economic trends and related dynamics and be able to advice management accordingly;
 Must be an innovative and business oriented person with a thorough grounding in business management and dynamics;
 Must have proven team leadership skills;
 Must have advanced knowledge of the Microsoft Office suit of package;
 Must have good IT skills
 Must be outgoing, presentable, well organised and a fast thinker
  Decides on the correct offer letter to the customer
 Decides when to disburse the respective loan (procedurally)
 Decides when to pay dealers (procedurally)
 Decides when to collect renewal commission for established guarantees
 Decides when to start compiling returns to meet deadlines
 Decides when to establish and cancel  guarantees
 Decides when to hold Credit Committee meetings  
  Ensuring compliance to company policies and procedures 
 Follow up on outstanding securities with clients and attorneys 
 Follow up with insurance companies on outstanding cession registration 
 Matching BAs with investor maturity dates 
 Managing difficult suppliers 
 Ensures securities provided by clients are unassailable 
 Follow up on outstanding Bills of entry


Job evaluation subgrade: C