MD ZB Bank  Financial Accountant, Management Accountant, Manager � Credit Administration, Manager � Treasury Back Office Provides value and growth through ensuring that the Bank exercises financial prudence in its operations, manages the deployment of resources and ensures that the Bank optimises returns on available resources 1. Leads and provides strategic guidance to the Finance and Accounting, Credit Administration and the Treasury Back Office departments and ensure that performance targets are met. 
2. Ensures a working environment modelled around the Zb Way.
3. Ensures that the bank exercises financial prudence in its operations by directing the deployment of resources so as to ensure that the Bank optimises returns on available resources.
4. Acts as a key advisor to the MD  and the Bank Board on financial, investment, risk management, compliance with regulations and other matters affecting the Bank.
5. Deputises the Group Finance Director and acts in that capacity when the GFD is not there.
6. Provides information relevant to the understanding of the Bank�s operations so as to guide in overall strategy execution and tactical manouvres by all business units within the Bank.
7. Liaises with all operating units within the Bank to foster the development and maintenance of operational and strategic congruence on financial, investment and resourcing issues.
8. Leads and guides management in stakeholder engagement strategies eg. RBZ, Global Credit Rating Company, ZIMRA, External Auditors and the banking industry in general.
9. Develops financial reporting policies in line with International Financial Reporting Standards (IFRS), ensuring harmonisation with Group policies and engenders financial discipline through the development of balanced operational policies that have a financial effect.
10. Ensures that statutory financial results and returns are prepared diligently, capturing sufficient information and made available to all internal and external stakeholders on a timely basis. 
11. Leads the annual and midterm financial reporting and external audit processes for the Bank.
12. Liaises with Group Finance in the procurement of technical experts eg. property valuers and ensures timely delivery of technical reports
13. Oversees the construction of the annual operating and capital budgets.
14. Rolls forecasts for all business units ensuring that budgets are synchronised with strategies adopted by the Bank.
15. Tracks monthly performance against set targets and provides detailed timely commentary to Group Executive Management regarding the performance outturn.
16. Approves all payments to suppliers related to the Bank as well as disbursement of funding for all lending activities.
17. Guides the capital expenditure program for the Bank and ensures that need is reassessed at every point when expenditure is incurred and that priority ranking for capital expenditure is given to high impact areas.
18. Ensures that an inventory of all Bank assets is maintained and at reasonable intervals, confirms the existence of the assets
19. Chairs or participates as a member to various committees and adhoc task teams within the Bank i.e.,
 ZB Bank Credit Committee (ZBBCC)
 ZB Pension Fund Investment Committee
 ZB Transfer Secretaries Investment Committee
 Group Procurement Committee
 Assers and Liabilities Management Committee (ALCO)
 Group Information and Technology Committee (GITEC)
 Pricing Committee 
20. Performs any other duties as assigned by superior.
 Statutory reviews
Tax Returns review
Financial Statements review
Monthly management accounts
Strategic annual and 5 year performance plan review
Annual and 5 year capital plan review
Meetings
 Updates and feedback  Prepare quarterly plans for Board reports input
 Submit annual financial balanced scorecard plans for the Bank
 Prepare and submit annual operational plans for functional areas under the FD
 Prepare 5 year strategic financial plans for the Bank
 Prepare the annual budgeting plan for the Bank
 Undertakes weekly payments allocation
 Prepare the Capital plan for the Bank annually and 5 years respectively
   An accounting degree or business administration degree majoring in Accounting  A post graduate qualification � Chartered Accountant , Member of a professional Accounting body 9 years  Must have solid knowledge and understanding of the International Financial Reporting Standards (IFRS)
 Must have well developed technical accounting skills
 Must have solid understanding of the Companies Act and Income Tax Act
 Must have thorough understanding of the Banking Act and Banking regulations
 Must have basic IT skills including the ability to manage and operate different platforms and appreciate the set up of IT general controls
 Must have advanced financial management skills
 Must have intermediate to advanced knowledge of audit processes
  Decides on the deploymentof financial resources as appropriate from time to time
 Decides on departmental structure and deployment of human resources for the 3 functions under the Finance Director (FD)
 Decides on advice to give to the MD, the Bank Board and management on matters to do with finance, risk and compliance
 Decides on the medium to long term strategic goals for the functional units under the FD in line with the Group snd Bank agreed strategies
 Decides on the information to be provided to the business units for operational understanding
 Decides on the development, review and enforcement of financial policies for the Bank
 Decides on when and how much to pay to suppliers and whether to disburse on lending
 Decides on when to confirm assets
 Decides  in ZBBCC as chairman, has casting vote where there is a deadlock
 Decides on the recruitment and performance ratings of subordinates
 Decides on the agendas for all committees chaired
  Ensuring accurate and timely reporting
 Ensuring compliance to company policies and procedures
 Ensuring compliance with regulatory requirements
 Guiding the Bank credit granting process by external credit assessors
 Ensuring performance targets are met for the functional units and then Bank and enforcing performance discipline where necessary
 Ensuring system and process effectiveness and efficiencies in all financial reporting and compliance aspects


Job evaluation subgrade: E