Higher Education ought to be private and indiviuals ought to pay for it themselves.

This is last round and I will recap. 1. Interest of every society is to educate everyone for something that will benefit the whole community. If education is not free that means that it is available only to those who can pay. Thus society is losing many talented people who came from poor families and are not able to finance themselves. Tax system is 'if you have a lot of money - you pays more, but if you have nothing you also pays nothing' and that's normal. Your education is paid from someone who is also got education paid from someone. .. On this way you are basicaly paying for your children's education. And there is always one thing- it's much more better that taxpayer's money goes for someone's education than to go on same 'dark ways'. When money goes for education you exactly know where money is going, so this reduces possibility for misuse. Description of banks and loans means only one thing- THOSE WHO REALLY NEED LOAN CAN'T GET IT! All said above means that poor people or alone student can't get a loan because it's risky. And I completely agree with bank's theory, it's normal. So in system where free University does not exist, I as alone student without parents support, can not get education. I didn't even got a chance! 2. Every university which is free for students have regulations which prevent 'ever study'. This means that there is a norm that every student must meet if he/she wants to continue education. If he/she doesn't meet norm education is not free anymore (except in cases of serious illness or another strong valid reason). This prevents problems such as 'bad students', 'dissatisfied teachers' and many others. It is possible that some students try to achieve a minimum, but the minimum is quite sufficient. Achieve a minimum does not mean achieve nothing. Achieve a minimum means achieve enough to continue education. If someone does badly for a semester or makes a mistake loses right for free education, and if he/she wants to continue education he/she have to pay education. That one had a chance and didn't use it so now have to pay. 3. Everyone should have the opportunity Everyone should have opportunity to go to University. Knowledge is not a commodity. Education is not for sale. Of course that rich people have some extra benefits, they can choose between Private and free University, but most important thing is that those who don't have money can be educated. What happens if you don't have free University? A lot of talented people can not go to University because they don't have money! Sad. .. EDUCATION IS NOT GOOD IF IT'S NOT AVAILABLE TO EVERYONE! How educational system can be good when the main thing in the whole system are money? ! Conclusion: Education is free and that not means that it's bad. Usually all best students are going on free university because they are sure that they can meet the norm and as a reward for their hard work it's all free! You should not buy your diploma as you're buying clothes or chocolate. There is always possibility that some owners of private universities would like only to take money from you and sell you a diploma, not to give you good education and it's all legal because of the system. In the system where universities are free main thing is not money. Anyway, free universities provide an opportunity for everyone, regardless of its financial status. All men are born equal and everyone should have the same opportunity! Everyone should be allowed the opportunity of free education and each individual should choose its own way. Education is not for sale! Knowledge is not a commodity! Education is one of the most important things in people's lives. Every men are born equal and everyone deserve opportunity for better life! Thanks everyone!