Resolved: Obama should be re-elected

===(A)-Health Care===A1.Extending CoverageMy opponent concedes this point. He misses the entire argument. I accept that it is not the only way; but the point is that it was done. A2. Insurance Industry AbusesFor one thing, the AC will hold health insurance fraud accountable. In the Obama years, health insurance fraud prosecution is up. Other examples are these: [1] 1. They are now prohibited from canceling coverage when someone gets sick;2. They cannot impose lifetime limits on coverage; and3. Cannot deny coverage based upon pre-existing conditions (more later). A3. Growth Curve of Healthcare SpendingPlease forgive me, but I don't quite understand what you are trying to say. A4. Pre-existing conditionsOn (A), my opponent provided no reason why insurance companies don't have the right to not cover someone from a pre-existing condition that they may have. So long as this is written into the terms of the agreement between the patient and the company, there is no reason transaction like that ought not to be allowed. "According to a new analysis by the Department of Health and Human Services, 50 to 129 million (19 to 50 percent of) non-elderly Americans have some type of pre-existing health condition. Up to one in five non-elderly Americans with a pre-existing condition – 25 million individuals – is uninsured. Under the Affordable Care Act, starting in 2014, these Americans cannot be denied coverage, be charged significantly higher premiums, be subjected to an extended waiting period, or have their benefits curtailed by insurance companies... As many as 82 million Americans with employer-based coverage have a pre-existing condition, ranging from life-threatening illnesses like cancer to chronic conditions like diabetes, asthma, or heart disease. Without the Affordable Care Act, such conditions limit the ability to obtain affordable health insurance if they become self-employed, take a job with a company that does not offer coverage, or experience a change in life circumstance, such as divorce, retirement, or moving to a different state. Older Americans between ages 55 and 64 are at particular risk: 48 to 86 percent of people in that age bracket have some type of pre-existing condition. And 15 to 30 percent of people in perfectly good health today are likely to develop a pre-existing condition over the next eight years, severely limiting their choices without the protections of the Affordable Care Act." [2]So the consequences are:1. Americans will have to go deeper into debt in order to afford treatable disease;2. Many more Americans may have to skip coverage all together, thus being forced to suffer and/or die from a disease that is curable. ===(B)-Wall Street Reform===B1. My partner blaims the entire crisis on the Federal Reserve. Although it is undoubtedly a cause, it is still not the only cause. For example, gas prices also were undoubtedly causing part of the recession [3] as was Wall Street. B2. This will ensure that banks are no longer allowed to invest, or sponsor hedge funds, private equity funds, or propeirty trading operations for their own profit, unrelated to serving their customers. Why does this help the financial crisis? Because it forces resposible trading. Out of time, wil respond more in full in the next round. (REmember, I'm pretty much playing Devil's advocate from here). __________________________________________ Sources and Footnotes1. http://www.whitehouse.gov...2. http://healthcarereform.procon.org... 3. http://www.washingtonpost.com...;