obamacare

Obama care raises cost. many people say it will lower them, but I beg to differ. There are 2 types of cost, cost to the citizen and cost to the government itself. At the end of this round I will show my video about the government spending, but now I talk about the individual. 1. Mandated insurance. Surprisingly this raises the cost, basically saying that you have to cover a minimum of x,y,and z. So if everyone is forced to pay for things like better insurance that they don't need (like it covers everything) then you pay more. If you only need it to cover things why not let it cover less aka person to person chooses. 2. Preventive services are more likely to increase costs than reduce costs. A recent article in the journal Health Affairs notes that 80 percent of preventative care services increase costs instead of saving costs. By requiring more preventive services, costs will rise as health care consumption increases. This is quoted from 3. The average 60-year-old consumes about six times as much health care as the average 20-year-old, but Obamacare mandates that insurers charge the oldest individuals in the risk pool no more than three times the lowest rate. As a result, young individuals will pay much more than the actuarially fair amount for their premiums. Management consulting firm Oliver Wyman estimated that premiums will rise by 45 percent for those age 18–24, 35 percent for those age 25–29, and 26 percent for those age 30–34.[4] 4. Obamacare includes many new taxes, including a 2.3 percent excise tax on medical devices and annual fees on health insurance providers. A tax placed on insurance companies or medical device companies will be passed to consumers in the form of higher premiums. The CBO expects these taxes to be passed on to consumers.[9] Anthem estimated that premiums would rise by 2.5 percent in fully insured markets because of the annual fee on health insurance providers and by 0.5 percent because of the fees on manufacturers and importers of branded drugs and medical devices.[10] 5.Since heath plans will be required to extend coverage to any qualified applicant and will not be allowed to vary premiums based on health status, healthier individuals will likely wait until they are sick before they buy health insurance. With fewer healthy individuals buying coverage, premiums will need to rise to cover the costs of the sick, which will in turn drive even more individuals in good or even fair health to drop coverage. The result could be a classic insurance adverse selection "death spiral" and an implosion of Obamacare. Some of this was copy and pasted from http://www.heritage.org... Because I don't have the time to reword that. takes longer to get an appointment. Here's a video: http://www.youtube.com... Decreases quality of care. Government-mandated procedures will likely reduce doctor flexibility and lead to poor patient care. When government controls things, politics always seep into the decision-making. Steps will have to be taken to keep costs under control. Rules will be put in place as to when doctors can perform certain expensive tests or when drugs can be given. Insurance companies are already tying the hands of doctors somewhat. Government influence will only make things worse, leading to decreased doctor flexibility and poor patient care. Here's the video I was talking abut in federal spending: http://www.youtube.com... sources: http://www.conservapedia.com... http://www.heritage.org... http://www.physiciansagainstobamacare.org... Please watch the videos