Barack Obama's Health Care Plan is simply this... Better than McCains!!!

With no offense intended it seems that my opponent has only a very vague and limited understanding of Obama's healthcare plan. Since that is the case I will in first outline Barack Obama's plan, and then address the points my opponent made in the previous round. Barack Obama's health plan consists of two major parts. 1. Providing Healthcare for the Uninsured and 2. Limiting Insurance Costs I. Providing Healthcare for the Uninsured Sen. Obama will create a health plan created from the same framework as the plan used to cover congressmen and senators. This health plan will provide coverage to all uninsured citizens at very affordable rate. The premiums will be very affordable. There will be no deductables and no one will be denied no matter their age, their history, or because of any pre-existing conditions they may have. Everyone gets covered. The bonuses of this plan are: a. Barack Obama does not hand out anything for free. People are all legitimatly paying for their own healthcare from a legitimate healthcare provider. The government will literally act as a business by managing an independent insurance enterprise. b. This costs the government no money. It earns its management costs through its profits. c. The plan will cover birth control, pregnancy costs, and mental healthcare, so no one is getting a half deal. This will be better than a lot of privately owned insurance companies. d. It is not temporary. This coverage will become a lasting government operation. II. Limiting Insurance Costs Sen. Obama will create what will be called the National Health Insurance Exchange. The purpose of this organization will be to indirectly manage the cost of healthcare by spurring competition. The NHIE will lay down a set of requirements to earn its "thumbs-up" or "stamp of approval". These requirements would include things like premium maximums, coverage for all ailments both mental and physical, perhaps coverage for birth control; almost replicating the governments own provided insurance. With the creation of the new NHIE, the American demand for NHIE approved insurance companies will be very high! Insurance companies, jumping at the chance to get a head start on meeting that demand will reorganize their current policies and win the NHIE's approval, becoming part of the organization. Other insurance companies will be forced to meet the NHIE's requirements just to compete against the companies that have already joined the NHIE. Before long most insurance companies will be following the NHIE's guideline completely out of their own free will and their desire to be competitive. The NHIE will be a permanent institution, not a short term relief program. It will manage healthcare costs simply by spurring competition. Now to address my opponents arguments. Barack Obama will not be handing out government hand-outs. The closest thing to what you are describing is Obama's tax plan that cuts taxes on 95% of the middle class signifigantly. Thats not a hand-out and it is unrelated to Obama's healthcare plan. Barack Obama's plan is not socialism. Its completely based on the free-market. John McCain on the other hand, just wants to hand out $2500-$5000 checks to everybody in the country to help pay for their inusrance. This does not manage healthcare costs! This just feeds the monster! Obama's plan will not give government hand-outs, and will calm the very monster that McCain wants to feed. I stand by my point that Obama's plan costs less than McCain's. Obama's universal coverage plan pays for itself. The cost of funding the NHIE will be nothing compared to McCains plan. Its just like my opponent said. Multiply $5000 by every family in America! Ouch! (and this same man [McCain] wants to continue funding the war in Iraq and give oil companies large tax breaks?!?! Where's that money coming from??? The Iraq war alone will cost us 500 billion dollars over the next 2 years!) It seems to me that Sen. Obama's healthcare plan is almost flawless. It certainly beats the heck out of McCains! Obama-Biden, 2008!