Higher Education ought to be private and indiviuals ought to pay for it themselves.

1)Germany is not going to collapse. This might be a minor problem, but Germany is not going to collapse. It is funny that you argue that Germany is going to have a problem not finding experts, considering that higher education is public and many of the universities are free "Most colleges are state-funded. In 2010, five of the 16 states of Germany charged tuition fees at state-funded colleges, while in 11 states tuition was provided free of charge" 2)"Every hospital and medical centre (which are financed by state) have constant sum of money for medical research, and that money could not be used for paying workers. So surplus will not affect investing in technology etc. Also, nowhere in the world exist company which will employ more workers than it's needed and more workers than can be paid. So there is no dangerous for reduced investments." You're missing the point. There are two problems. First off a large supply of experts creates a low demand for them, thus lowering their wages. This causes experts to spend many years in school and gain very little in the end. Second, economics is all about allocating goods and services efficiently. There are three main sources (some consider creativity and entrepreneurship to be a fourth category) that those come from: labor, capital goods, and natural resources. These sources can be distributed in anyway; however some ways are better than others. In a capitalism society, businesses do this by figuring out which method is most profitable. It would be more profitable for a business to use labor instead of capital goods or natural resources, because labor is UNDERPRICED! So where is the hidden cost coming from? It is because education is free and taxpayers pay for the education, thus society loses in the end. This is analogous to everyone getting a cheaper iphone because the government subsidies iphones. Sure it might seem great for everyone, however since people are paying it through tax money, it does not work out that well. 3)If you're referring to how banks make sure that you will pay your debt. Well, interest rates are based on your credit score. If you have a low credit score, it is considered risky, and you will either not receive a loan or receive a loan at high interest rate. Sometimes, one's parents can use the house as collateral. Also, if one does not pay back money at the right, then he/she will have to pay more money later. If the person cannot pay for the loan, then he or she can declare bankruptcy by a court. In bankruptcy, assets are liquidated and/or part of one's debt is partially or completely relieved. Businesses do not expect the government to give them money to start up businesses. Instead they expect to get their money through investors. Why shouldn't the same logic apply to individuals who want a higher education? Both higher education and businesses help the economy, yet businesses do not receive help from the government yet higher education does. And the reason has to do with my original points. CON has not addressed many of my original issues (1, 3, and 4) and still hasn't explained or given details how universities make sure that "bad students" do not enter or are removed from higher education. I await CON's response.