Resolved :The U.S. government should not require its citizens to have health insurance.

My opponent has stated that by having an Insurance mandate Insurance companies , Pharmaceutical companies would lose money creating a job loss of 5.2 million people. Yet before this mandate even began Insurance companies and pharmaceutical companies have been reporting record breaking profits and have become one of the most profitable industries in America. As you can clearly see in the link I've posted below out of the top 5 most profitable industries 2 of them are insurance companies.http://money.cnn.com... With these record breaking profits Insurance companies are expected to make 5.2 million jobs by 2020 according to a new study done by Georgetown University"s Center on Education and Workforce. Your sub point B is the Cato Organization states that existing mandates will increase premiums this same organization happens to have be extremely biased with a political agenda of free markets and seems to be against any sort of improvement to the health care industry.. A group that has an extreme political agenda shouldn't be used as a useful recourse in a debate. Contention 2 my opponent has stated that Insurance companies would not make a profit under an Insurance mandate yet they've recorded record profits as they prepare for a Insurance mandate according to Forbes magazine http://www.forbes.com... My opponent has left out extreme details on the CBO's report yes it would cost us 1 trillion dollars according to the CBO but the laws spending cuts and tax increases are expected to make more then how much it costs. Here's the full analysis of the CBO. http://cbo.gov... This article also goes against your statement that people won't sign up CBO expects the uninsured to be cut by half here's what they had to say. On the other hand, the legislation would ultimately reduce the uninsured population by more than half, which would sharply reduce the amount of uncompensated or under compensated care provided to people who lack health insurance. One recent estimate indicates that hospitals provided about $35 billion in such care in 2008"an amount that would grow under current law but would be expected to decline considerably under the legislation.24 Not only does the CBO say the insured would be cut in half but they also expect increase in competition would reduce premiums in the non group market rather then increase premiums like you stated before. "The exchanges would enhance competition among insurers in the nongroup market by providing a centralized marketplace in which consumers could compare the premiums of relatively standardized insurance products. The additional competition would slightly reduce average premiums in the exchanges by encouraging consumers to enroll in lower-cost plans and by encouraging plans to keep their premiums low in order to attract enrollees. In particular, insurers probably would adopt slightly stronger benefit management procedures to restrain spending or would slightly reduce the rates they pay providers. Those small employers that purchased coverage through the exchanges would see similar reductions in premiums because of the increased competition among plans". The CBO also expects a decrease in administrative costs. "New Market Rules Would Reduce Administrative Costs Compared with plans that would be available in the nongroup market under current law, nongroup policies under the proposal would have lower administrative costs, largely because of the new market rules:" As you can clearly see an Insurance mandate would decrease premiums decrease administrative costs add an estimated 5.2 million jobs by the year 2020. Also from the legal standpoint the Supreme court agreed that it was constitutional to force people to buy healthcare it's the same thing as forcing someone to pay their taxes do you believe forcing people to pay taxes is also unconstitutional? From the moral stand point I find it disgusting that we allow millions to go uninsured with thousands dying every year Harvard University estimated 45,000 deaths a year because of our healthcare system here's the link to their study http://news.harvard.edu... I think it's clear what we need to do as a nation