Are women really able to access credit and finance, and should they be able to enter such markets if there is an inability to return payments or get equal profits? Accessing credit with a high interest rate may put women are greater risk. We need to think about the credit lenders, what they charge, and if it can be paid back. Women may be less willing to use their primary asset to gain credit due to the potential risk of loss.  Studies in Madagascar [1] have shown limited differences in the degree of plot investment on land whereby titles were held, or not. The provision of a title has minimal impact in the case of rural Madagascar, suggesting women will be no more ‘entrepreneurial’ than initially believed [2] . Land speculation may become more of a concern with the provision of titles, as land is believed to be of value and thus occupied, but with minimal investments made.  [1] Jacoby and Minten, 2007.  [2] See further readings: Fenske, 2011.