Current health care systems are not sustainable  American health insurance payments are very high and rising rapidly. Even employer-subsidised programs are very expensive for many Americans, because they often require co-payments or high deductibles (payment for the first part of any treatment). In any case employee health benefits are being withdrawn by many companies as a way of cutting costs. For those without insurance, a relatively minor illness or injury can be a financial disaster. It is unfair that many ordinary hard-working Americans can no longer afford decent medical treatment.  Moving to a system of universal health care would reduce the burden on human resources personnel in companies. At present they must make sure the company is obeying the very many federal laws about the provision of health insurance. With a universal system where the government was the single-payer, these regulations would not apply and the costs of American businesses would be much reduced.