Providing money directly is efficient and eliminates corruption  Most methods of attempting to eliminate poverty through state intervention are bureaucratic and inefficient and therefore inevitably are not very helpful. The subsidies India has previously provided to the poor is a case in point. In reference to food subsidies that provide for a 50% subsidy for those below the poverty line a 2010 study by the Asian Development Bank found that in rural areas 73% of recipients were above the poverty line so should not have been receiving the subsidy. [1] Providing money directly into bank accounts on the other hand is efficient as it is transferred electronically and can be set up to transfer without any human intervention. For the same reason it is very difficult to embezzle because it is going straight to a bank account from central government funds without passing through anyone’s hands.  [1] Jha, Shikha, and Ramaswami, Bharat, ‘How Can Food Subsidies Work Better? Answers from India and the Philippines’, ADB Economics Working Paper Series, No.211, September 2010, p.13