Most of these arguments can be undercut by noting that the privatization of Social Security accounts would be voluntary, and thus anyone who believed the argument that the government invests better would be free to leave their account as it is, unchanged.  Those who believe they can do a better job of investing and managing their money on their own should be given the freedom to do so. In this respect it is important to remember the origin of the money in these accounts: it has been paid in by the individuals themselves. As James Roosevelt (CEO of the health insurance firm Tufts Health Plan) notes: " Those ‘baby boomers’ who are going to bust Social Security when they retire? They have been paying into the system for more than 40 years, generating the large surplus the program has accumulated. Much of the money that baby boomers are and will be drawing on from Social Security, is, and will be, their own.” [1] As it is their money which they have paid in in the first place, members of the baby boomer generation should have a right to choose how they invest –it. If that means choosing to go private and pursue riskier investments, so be it. The money paid out by the social security system belongs to those who paid it in, and the government should not deprive taxpayers from exercising free choice over the uses to which their money is put. Moreover, none of the other arguments adduced by side opposition do anything to address the ways in which Social Security currently harms the poor, the redressing of which alone justifies privatizing Social Security.  [1] Roosevelt, James."Social Security at 75: Crisis Is More Myth Than Fact." Huffington Post. 11 August 11 2010.