Most genetic screening tests can also be performed at home, with results sent only to the user and so kept secretly – away from insurance companies and health institutions. It is then the domain of the individual itself if he or she wants to disclose this information. Discrimination based on the genetic pool currently seems to be rare but since thousands of Americans are accustomed to a health insurance system in which known risks carry financial penalties, they do not disclose this information (1).  Regarding genetic screening in the UK, there is a voluntary ban among members of the Association of British Insurers from being able to access the results of genetic tests (apart from Huntington’s disease). This ban will be again reviewed in the year 2014 (2).  1. Amy Harmon, Insurance Fears Lead Many to Shun DNA Tests, 02/24/2008,  , accessed 22/05/2011  2. Impact,  , accessed 22/05/2011