The primary function of the IMF has now become that of a lender of last resort [1] . It keeps governments that are on the cusps of a default, solvent. Membership in the IMF is optional, as is borrowing from the fund. Countries only have to do what the IMF tells them when they take its money. Western countries get to have more sway because they bring in the greatest financial contributions to the Fund. It’s not unfair, therefore, for them to be allowed to place conditions on how their money will be used by those who choose to borrow it.  [1] Bihide Amar; Phelps Edmund. “More Harm than Good”. The Daily Beast. July 11, 2011.