Health care would substantially reduce overall costs  With universal health care, people are able to seek preventive treatment. This means having tests and check-ups before they feel ill, so that conditions can be picked up in their early stages when they are easy to treat. For example in a recent study 70% of women with health insurance knew their cholesterol level, while only 50% of uninsured women did. In the end, people who do not get preventive health care will get treatment only when their disease is more advanced. As a result their care will cost more and the outcomes are likely to be much worse. Preventative care, made more accessible, can function the same way, reducing the costs further. [1]  In addition, a single-payer system reduces the administrative costs. A different way of charging for the care, not by individual services but by outcomes, as proposed by Obama’s bill, also changes incentives from as many tests and procedures as possible to as many patients treated and healed as possible. [2]  We thus see that not only does universal health coverage inherently decrease costs because of preventative care, much of the cost can be avoided if implemented wisely and incentivized properly.  [1] Cutler, D. M., Health System Modernization Will Reduce the Deficit, published 5/11/2009,  , accessed 9/17/2011  [2] Wirzibicki, A., With health costs rising, Vermont moves toward a single-payer system, published 4/7/2011,  , accessed 9/17/2011