Table 3yv. New Privately Owned Housing Units Authorized
           Valuation by Metropolitan Area
           (in thousands of dollars)
 
           November  2004 Year-to-Date

                                                                   3 and 4  5 units
                                             Total  1 Unit  2 Units  Units  or more
 
 
Abilene, TX                                  37029   36612     417       0       0
Akron,* OH                                  452923  430804    5809    6756    9554
Albany, GA                                   82749   73729    3047    1898    4075
Albany-Schenectady-Troy, NY                 419332  364519    3751     695   50367
Albuquerque,* NM                            818786  796476    1504    3062   17744
Alexandria, LA                               72981   72881     100       0       0
Allentown-Bethlehem-Easton,* PA-NJ          639021  626423    1290    7489    3819
Altoona, PA                                  14356   13526      80       0     750
Amarillo, TX                                116633  103362     162    1253   11856
Ames, IA                                     79046   54705    1773     250   22318
Anchorage,* AK                              335614  205268   71285    8512   50549
Anderson,* IN                                74896   72861       0     482    1553
Anderson,* SC                               151089  149346    1093     650       0
Ann Arbor,* MI                              393909  343789    1370    4614   44136
Anniston-Oxford, AL                          23031   22551      80       0     400
Appleton, WI                                201792  193006    7481     270    1035
Asheville, NC                               544458  507560    7859    7255   21784
Athens-Clarke County, GA                    216545  211139     110    1620    3676
Atlanta-Sandy Springs-Marietta, GA         8015168 6971224   44326   20331  979287
Atlantic City,* NJ                          231949  222702    4571    1954    2722
Auburn-Opelika,* AL                         124653  107286    4578     428   12361
Augusta-Richmond County, GA-SC              416081  415421     660       0       0
Austin-Round Rock,* TX                     1809272 1600210   16840   17692  174530
Bakersfield, CA                             812397  778714    5857   15913   11913
Baltimore-Towson,* MD                      1282677 1112014    1305     997  168361
Bangor, ME                                   55140   52525    1165    1450       0
Barnstable Town, MA                         269426  250204    2353    9453    7416
Baton Rouge, LA                             441748  410993      30    1623   29102
Battle Creek, MI                             27554   26824     730       0       0
Bay City, MI                                 15090   14749     341       0       0
Beaumont-Port Arthur, TX                     86857   85112     175       0    1570
Bellingham, WA                              315850  259349    5055   10373   41073
Bend, OR                                    623709  576547   18970   12480   15712
Billings, MT                                104133   85868       0    2459   15806
Binghamton, NY                               24373   23063       0       0    1310
Birmingham-Hoover, AL                      1033855  948312    3805       0   81738
Bismarck, ND                                125229  109429    1577    9509    4714
Blacksburg-Christiansburg-Radford,
  VA                                        105811  102271    1000       0    2540
Bloomington, IN                             119499   87668   16987    2526   12318
Bloomington-Normal, IL                      117459  103808     665    1733   11253
Boise City-Nampa,* ID                      1250468 1194454   19023   34014    2977
Boston-Cambridge-Quincy, MA-NH             2017130 1470372   74707   41581  430470
Boulder,* CO                                233855  218918    2265     539   12133
Bowling Green, KY                           138125  104542    1276    1571   30736
Bremerton-Silverdale,* WA                   216505  211720    3769     314     702
Bridgeport-Stamford-Norwalk,* CT            679749  605338    5712   15668   53031
Brownsville-Harlingen, TX                   228224  208227    2435    7044   10518
Brunswick, GA                               186045  158263    1100     422   26260
Buffalo-Niagara Falls, NY                   327573  283662    3115     700   40096
Burlington,* NC                             146379  136519      92     675    9093
Burlington-South Burlington, VT             148555  110577    7394    2614   27970
Canton-Massillon, OH                        202177  199671     359       0    2147
Cape Coral-Fort Myers,* FL                 2719573 2013982   82808   89438  533345
Carson City,* NV                             31600   27399     783       0    3418
Casper,* WY                                  43214   43214       0       0       0
Cedar Rapids, IA                            151289  113055    6052   10101   22081
Champaign-Urbana, IL                        105929   99087     974       0    5868
Charleston, WV                               45324   45044     280       0       0
Charleston-North Charleston,* SC           1107556 1023281     876    2465   80934
Charlotte-Gastonia-Concord, NC-SC          2661758 2435969    9004   17280  199505
Charlottesville,* VA                        317169  265290    4362    2291   45226
Chattanooga, TN-GA                          375241  360129    5009    2227    7876
Cheyenne, WY                                101980   92446     551    3545    5438
Chicago-Naperville-Joliet,  IL-IN-WI       7482101 6541146   65971  169828  705156
Chico, CA                                   181588  149613    3274    4104   24597
Cincinnati-Middletown, OH-KY-IN            1657969 1546254    9936   19942   81837
Clarksville, TN-KY                          264987  247613    2565    4420   10389
Cleveland, TN                                75614   60851     907    1671   12185
Cleveland-Elyria-Mentor,* OH               1285276 1233699   12047   17600   21930
Coeur d"Alene, ID                           317867  303855    5819    4263    3930
College Station-Bryan, TX                   128128  111516    2003    1711   12898
Colorado Springs,* CO                       848272  848272       0       0       0
Columbia, MO                                249308  210380   22919     850   15159
Columbia, SC                                736169  655759    3116    4405   72889
Columbus, GA-AL                             222092  182477    2121    1534   35960
Columbus, IN                                 42841   42841       0       0       0
Columbus, OH                               1996498 1821627   10697   73797   90377
Corpus Christi, TX                          175030  155326    1976    9531    8197
Corvallis,* OR                               62060   58306     730       0    3024
Cumberland, MD-WV                            24925   24165      60       0     700
Dallas-Fort Worth-Arlington, TX            7196287 6775348   18074   11458  391407
Dalton,* GA                                  79489   72439    1124    2557    3369
Danville, IL                                   270     270       0       0       0
Danville,* VA                                34712   33807       0     315     590
Davenport-Moline-Rock Island,  IA-IL        132039  108463    3133    1109   19334
Dayton, OH                                  473188  426183    7553   13172   26280
Decatur, AL                                  43877   43877       0       0       0
Decatur, IL                                  25890   24291     140       0    1459
Deltona-Daytona Beach-Ormond Beach,
  FL                                        956446  763290    1919       0  191237
Denver-Aurora, CO                          3405010 3055805   16060   36747  296398
Des Moines, IA                              748635  686298    6784    2832   52721
Detroit-Warren-Livonia,* MI                3083510 2731707   21545   35864  294394
Dothan, AL                                   34514   30405     237       0    3872
Dover,* DE                                  236388  225434     154    1400    9400
Dubuque, IA                                  98313   55909    3480     550   38374
Duluth, MN-WI                               134360  110758   11469    2912    9221
Durham,* NC                                 702363  663144    1853     618   36748
Eau Claire, WI                              130233  116823   10135    1455    1820
El Centro,* CA                              206014  190628      99    2607   12680
El Paso, TX                                 236545  211840    1644   20389    2672
Elizabethtown, KY                           121626  112524    2084    1260    5758
Elkhart-Goshen, IN                          147261  142567    1024     920    2750
Elmira, NY                                    6951    4357       0      94    2500
Erie, PA                                     82985   76263    1493    3661    1568
Eugene-Springfield,* OR                     264953  228975    6914    6957   22107
Evansville, IN-KY                           198105  175802    1873     697   19733
Fairbanks,* AK                               44731   31853    4116    2862    5900
Fargo, ND-MN                                240762  180975    1683    1500   56604
Farmington,* NM                              48175   47595     320     260       0
Fayetteville, NC                            337734  272280     548     152   64754
Fayetteville-Springdale-Rogers,
  AR-MO                                     595561  471017   15883    6896  101765
Flagstaff, AZ                               141237  140136     265     836       0
Flint,* MI                                  327447  312624    2177     566   12080
Florence, SC                                 41818   41650     168       0       0
Fond du Lac, WI                              38638   31433    2008    1456    3741
Fort Collins-Loveland,* CO                  509098  460573    4551   12251   31723
Fort Smith, AR-OK                            77474   65309    5972    1243    4950
Fort Walton Beach-Crestview-Destin,*
  FL                                        396985  283425     229     314  113017
Fort Wayne, IN                              377368  351636    7152    1766   16814
Fresno,* CA                                 976867  869646   12464   25395   69362
Gadsden, AL                                  19276   19276       0       0       0
Gainesville, FL                             204186  173640     348    2348   27850
Gainesville, GA                             243302  240739     228    1860     475
Glens Falls, NY                              84091   80233       0     985    2873
Goldsboro,* NC                               60995   60737     126       0     132
Grand Forks, ND-MN                           41956   29540       0     188   12228
Grand Junction,* CO                         200624  186725    4241    2734    6924
Grand Rapids-Wyoming, MI                    596303  562518    1810    2826   29149
Great Falls, MT                              19701   19126     125       0     450
Greeley,* CO                                705854  648172    3749   18521   35412
Green Bay, WI                               272924  237923   10799    2470   21732
Greensboro-High Point, NC                   765722  699933    2306    3155   60328
Greenville, NC                              157783  123627    8392     270   25494
Greenville, SC                              473881  464442     736     708    7995
Gulfport-Biloxi, MS                         187388  165607    6854    5022    9905
Hagerstown-Martinsburg, MD-WV               398443  381849    6201    1409    8984
Hanford-Corcoran, CA                         76504   68347     200    6230    1727
Harrisburg-Carlisle, PA                     259953  252742    4868    1743     600
Harrisonburg,* VA                           118116  114185    3371       0     560
Hartford-West Hartford-East Hartford,
  CT                                        521459  488653    5438     922   26446
Hattiesburg, MS                              29661   13869       0    1956   13836
Hickory-Lenoir-Morganton, NC                259568  246798    1660     678   10432
Hinesville-Fort Stewart,* GA                 29472   29016     456       0       0
Holland-Grand Haven,* MI                    303897  256786    8152   19787   19172
Honolulu,* HI                               694467  342401    1000   17778  333288
Hot Springs, AR                              14212   14212       0       0       0
Houma-Bayou Cane-Thibodaux, LA               89117   89025      92       0       0
Houston-Baytown-Sugar Land, TX             5750287 5172422   12070    6446  559349
Huntington-Ashland, WV-KY-OH                  9129    7664     695     350     420
Huntsville, AL                               98333   89652     212     471    7998
Idaho Falls, ID                             120743  109413     314   10718     298
Indianapolis, IN                           2152387 1994795   39487   25730   92375
Iowa City, IA                               172761  140343    1135    1057   30226
Ithaca, NY                                   23722   20522     350       0    2850
Jackson, MI                                  33328   31937       0       0    1391
Jackson, MS                                 481126  442605       0     330   38191
Jackson, TN                                  73689   73012     172     505       0
Jacksonville,* FL                          2628589 2217589    6842    6407  397751
Jacksonville, NC                            128295  107423       0       0   20872
Janesville, WI                               88955   68430    6074    4385   10066
Jefferson City, MO                           44871   42185     621    1165     900
Johnson City, TN                            102092   95267     447    1031    5347
Johnstown, PA                                 5048    5048       0       0       0
Jonesboro, AR                                54575   52156      81     150    2188
Joplin, MO                                   18446   18446       0       0       0
Kalamazoo-Portage, MI                       196557  174801    3583   11122    7051
Kankakee-Bradley,* IL                        91332   84991    2732    2349    1260
Kansas City, MO-KS                         1954518 1824337   32314   47963   49904
Kennewick-Richland-Pasco, WA                336206  318168    2599    1035   14404
Killeen-Temple-Fort Hood, TX                300314  247780   21202   18537   12795
Kingsport-Bristol-Bristol, TN-VA             86573   83691     402     275    2205
Kingston, NY                                 85080   79109    1646     625    3700
Knoxville, TN                               530294  488220    1633    1623   38818
Kokomo, IN                                   42455   40510    1720       0     225
La Crosse, WI-MN                             85265   75727    2195     256    7087
Lafayette, IN                               191128  177987    2759    1853    8529
Lafayette, LA                               177646  172027     229     141    5249
Lake Charles, LA                            102761   95321    1883     346    5211
Lakeland,* FL                               822607  755991    3809    5747   57060
Lancaster, PA                               267163  249725     748    4044   12646
Lansing-East Lansing, MI                    231738  213873    2026       0   15839
Laredo,* TX                                 164065  138916     590    1577   22982
Las Cruces,* NM                             246990  232633     424     385   13548
Las Vegas-Paradise,* NV                    3976761 3649307    6318  126883  194253
Lawrence, KS                                 74309   61032   10367       0    2910
Lawton, OK                                   17123   16923       0       0     200
Lebanon, PA                                  66084   65834     250       0       0
Lewiston, ID-WA                               9698    7586     952    1160       0
Lewiston-Auburn, ME                          67936   66176     160       0    1600
Lexington-Fayette, KY                       572132  529809     810    9539   31974
Lima, OH                                     18907   17475     232     300     900
Lincoln, NE                                 294523  277913    5385     250   10975
Little Rock-North Little Rock, AR           607770  532258    1517    5440   68555
Logan, UT-ID                                148773  112379    2400    5706   28288
Longview, TX                                 29416   29196     220       0       0
Longview, WA                                 55861   54541     635     504     181
Los Angeles-Long Beach-Santa Ana,*
  CA                                       5292852 3518713   68752   83983 1621404
Louisville, KY-IN                          1016862  958103    5145    7199   46415
Lubbock, TX                                 261967  156988   32243    2097   70639
Lynchburg, VA                               195565  192947     722     646    1250
Macon, GA                                   108401   96030    3722    4873    3776
Madera,* CA                                 208550  194620    2920    4592    6418
Madison, WI                                 750840  570726   30606   31997  117511
Manchester-Nashua, NH                       284344  225475    7174    5731   45964
Mansfield,* OH                               58002   48955    2218    6203     626
McAllen-Edinburg-Pharr,* TX                 498237  436488   10304   29167   22278
Medford,* OR                                285682  264790    3743   13098    4051
Memphis, TN-MS-AR                          1431578 1358365     157    6571   66485
Merced, CA                                  361777  358266     144     370    2997
Miami-Fort Lauderdale-Miami Beach,
  FL                                       5569224 3867798   39978   44589 1616859
Michigan City-La Porte, IN                   47531   46973       0     558       0
Midland,* TX                                 32941   32941       0       0       0
Milwaukee-Waukesha-West Allis,* WI          996147  821507   31556   18086  124998
Minneapolis-St. Paul-Bloomington,*
  MN-WI                                    4250106 3533998   42272   77654  596182
Missoula,* MT                                38260   29471    1741     710    6338
Mobile, AL                                  208041  175175     299    1693   30874
Modesto, CA                                 634772  599046    2650    2450   30626
Monroe, LA                                   42240   39602    1727     215     696
Monroe,* MI                                 145471  141296     493       0    3682
Montgomery, AL                              198093  176835    9058       0   12200
Morgantown, WV                                5843    1899      96     220    3628
Morristown, TN                               76582   67456    1449       0    7677
Mount Vernon-Anacortes, WA                  129362  120722    4688     420    3532
Muncie, IN                                   39295   37745     250       0    1300
Muskegon-Norton Shores,* MI                  95576   88784    4797     200    1795
Myrtle Beach-Conway-North Myrtle Beach,
  SC                                        730629  530218    3558    8544  188309
Napa,* CA                                   186964  183003     167    2243    1551
Naples-Marco Island,* FL                   1388710  971448   29292   97997  289973
Nashville-Davidson--Murfreesboro,
  TN                                       2089801 1887118   41849    5053  155781
New Haven-Milford,* CT                      286413  248831    3828    2969   30785
New Orleans-Metairie-Kenner, LA             828689  775270   17293    2611   33515
New York-Northern New Jersey-Long Island,*
  NY-NJ-PA                                 6201344 3504040  750786  465520 1480998
Niles-Benton Harbor, MI                      39142   38820       0     322       0
Norwich-New London,* CT                     168891  149913    1064    3006   14908
Ocala,* FL                                  553365  543299    6770    2529     767
Ocean City,* NJ                             278782  163806   69774   10287   34915
Odessa,* TX                                  28319   28319       0       0       0
Ogden-Clearfield, UT                        661572  617922    5757   30608    7285
Oklahoma City, OK                          1145210 1064020    6941    7470   66779
Olympia,* WA                                339392  325204    4811     340    9037
Omaha-Council Bluffs, NE-IA                 735259  682679    5055    2771   44754
Orlando,* FL                               4409540 3983853   14340   19154  392193
Oshkosh-Neenah, WI                          138934  126639    3245     391    8659
Owensboro, KY                                35750   35061     241     448       0
Oxnard-Thousand Oaks-Ventura,* CA           526165  450159    1361   12406   62239
Palm Bay-Melbourne-Titusville,* FL         1398972 1108495    4398    7626  278453
Panama City-Lynn Haven,* FL                 516629  184482    2142    3034  326971
Parkersburg-Marietta, WV-OH                  16046   15897      75      74       0
Pascagoula, MS                              100765   92087     135     438    8105
Pensacola-Ferry Pass-Brent, FL              556815  486166    5040     449   65160
Peoria, IL                                  196905  174337   15769    2528    4271
Philadelphia-Camden-Wilmington,*
  PA-NJ-DE-MD                              2298365 1939570   14023   33713  311059
Phoenix-Mesa-Scottsdale, AZ                9042767 8621875   29089   95114  296689
Pine Bluff, AR                                6012    4967     542     179     324
Pittsburgh, PA                              945172  835466    7740   24016   77950
Pittsfield, MA                               20327   18687     540    1100       0
Pocatello, ID                                47514   43426     363     175    3550
Port St. Lucie-Fort Pierce,* FL            1207310 1112694    4244   20381   69991
Portland-South Portland-Biddeford,
  ME                                        517739  482199    9283    7991   18266
Portland-Vancouver-Beaverton,* OR-WA       2299516 1972814   20946   36148  269608
Poughkeepsie-Newburgh-Middletown,*
  NY                                        459296  424113     305    6113   28765
Prescott, AZ                                455526  440441    6246    1987    6852
Providence-New Bedford-Fall River,
  RI-MA                                     565139  514531    5830    4316   40462
Provo-Orem, UT                              680393  594215    6027   17533   62618
Pueblo,* CO                                 112389  104516    1377     274    6222
Punta Gorda,* FL                            457611  338863    7295   14980   96473
Racine,* WI                                 166658  149138    3120    3671   10729
Raleigh-Cary,* NC                          1880247 1720505    9309    1088  149345
Rapid City, SD                              138497  117542    1816    7065   12074
Reading, PA                                 144395  133170     328    3156    7741
Redding,* CA                                146439  141642     164     985    3648
Reno-Sparks,* NV                            842379  793099    1928    6773   40579
Richmond,* VA                              1159666 1074750    1559   18904   64453
Riverside-San Bernardino-Ontario,*
  CA                                       8025786 7439761   12856   67380  505789
Roanoke, VA                                 207450  182886    2474     250   21840
Rochester, MN                               251371  247068     917       0    3386
Rochester, NY                               351185  319808    2501    3146   25730
Rockford, IL                                214500  201158    6211    4931    2200
Rocky Mount, NC                              55494   52413    3081       0       0
Rome,* GA                                    61926   51999    5332       0    4595
Sacramento--Arden-Arcade--Roseville,*
  CA                                       4033360 3756789   22638    9046  244887
Saginaw-Saginaw Township North, MI           50192   49912     280       0       0
Salem,* OR                                  318562  281226    8106    5797   23433
Salinas, CA                                 305905  295927     724    3857    5397
Salisbury, MD                                90910   69027     444     824   20615
Salt Lake City, UT                         1098814  990898   12061   20020   75835
San Angelo, TX                               30899   30493     406       0       0
San Antonio, TX                            1917445 1659772   13685    4923  239065
San Diego-Carlsbad-San Marcos,* CA         2748518 2148963   24011  105616  469928
San Francisco-Oakland-Fremont,* CA         2932017 2231022   18827   41111  641057
San Jose-Sunnyvale-Santa Clara, CA          877035  643534   13086   15219  205196
San Luis Obispo-Paso Robles,* CA            364009  340529    3316    4118   16046
Sandusky, OH                                 29297   25714     260    1220    2103
Santa Barbara-Santa Maria-Goleta,
  CA                                        246477  194509    2838   21564   27566
Santa Cruz-Watsonville,* CA                 159310  155788     264       0    3258
Santa Fe,* NM                                70232   70132       0       0     100
Santa Rosa-Petaluma,* CA                    302619  252454   11451     989   37725
Sarasota-Bradenton-Venice,* FL             2169196 1755904   10255   66788  336249
Savannah, GA                                342609  329261     992     958   11398
Scranton--Wilkes-Barre, PA                   92325   87280     406    2903    1736
Seattle-Tacoma-Bellevue,* WA               3463918 2819392   75413   86094  483019
Sheboygan, WI                                62574   43639    2292   12205    4438
Sherman-Denison, TX                          20331   19308     494       0     529
Shreveport-Bossier City, LA                 250004  241702    1775     360    6167
Sioux City, IA-NE-SD                         52398   45258    1600    4157    1383
Sioux Falls, SD                             229850  193930    2259    5668   27993
South Bend-Mishawaka, IN-MI                 147028  136776     200       0   10052
Spartanburg, SC                             178693  169999     220      99    8375
Spokane, WA                                 275584  239347   12326    5128   18783
Springfield, IL                             104519   85353   11907    1389    5870
Springfield, MA                             171142  163082    5487     547    2026
Springfield, MO                             398086  359195   13084     937   24870
Springfield, OH                              37834   37834       0       0       0
St. Cloud, MN                               165726  158877     451       0    6398
St. George, UT                              408183  375562    4802    5392   22427
St. Joseph, MO-KS                            25392   17559    3553       0    4280
St. Louis, MO-IL                           2103004 1895218   34170   14032  159584
State College, PA                            73950   71741    1588     621       0
Stockton,* CA                              1181031 1145387     425    2280   32939
Sumter,* SC                                  58269   52781    2084    2810     594
Syracuse, NY                                137124  131729    2062     848    2485
Tallahassee, FL                             370677  290623    2878    4039   73137
Tampa-St. Petersburg-Clearwater,* FL       3633385 3113902   46618   35969  436896
Terre Haute, IN                              41169   29774    1254    1000    9141
Texarkana, TX-Texarkana, AR                  25158   21783    2635       0     740
Toledo, OH                                  374607  296747    8732   11743   57385
Topeka, KS                                  150293  148673     380    1000     240
Trenton-Ewing,* NJ                          113944   95492     550     885   17017
Tucson, AZ                                 1580540 1524088    8436    4827   43189
Tulsa, OK                                   561143  544074    6950     230    9889
Tuscaloosa, AL                              131323  125208    1729       0    4386
Tyler, TX                                    71430   67156       0     300    3974
Utica-Rome, NY                               19567   19567       0       0       0
Valdosta, GA                                120042  105016     885       0   14141
Vallejo-Fairfield,* CA                      434975  417666    7324     240    9745
Vero Beach,* FL                             578074  532176    1117    8360   36421
Victoria, TX                                 32224   15486       0    7199    9539
Vineland-Millville-Bridgeton,* NJ            37980   37972       8       0       0
Virginia Beach-Norfolk-Newport News,
  VA-NC                                    1311709 1139998   18186   15042  138483
Visalia-Porterville, CA                     306561  291686    4028   10349     498
Waco, TX                                    134861   99037   10294    4680   20850
Warner Robins, GA                           187045  174686       0     752   11607
Washington-Arlington-Alexandria,*
  DC-VA-MD-WV                              4292974 3676951     869   13047  602107
Waterloo-Cedar Falls, IA                     86956   80627    1754     843    3732
Wausau, WI                                  119533  107689    2984     470    8390
Weirton-Steubenville, WV-OH                   9138    8961     177       0       0
Wenatchee, WA                                90230   86846     700    2303     381
Wheeling, WV-OH                               3865    3095       0      70     700
Wichita Falls, TX                            38175   38130      45       0       0
Wichita, KS                                 317736  312236    5500       0       0
Williamsport, PA                             10392   10042     350       0       0
Wilmington,* NC                             989956  892899   16518    5439   75100
Winchester, VA-WV                           202366  196876       0       0    5490
Winston-Salem,* NC                          433766  391708     197    1087   40774
Worcester, MA                               540569  509287    5007   10136   16139
Yakima, WA                                   94583   86061    6814    1379     329
York-Hanover, PA                            285265  272759    1849     968    9689
Youngstown-Warren-Boardman, OH-PA           172633  160292    5892    3643    2806
Yuba City-Marysville, CA                    389334  387766     821       0     747
Yuma, AZ                                    290825  279331       0     276   11218
 
* - Metropolitan areas where all permit offices are 
    requested to report monthly.