United States Bankruptcy Court
                       For the Eastern District of Virginia





   NORFOLK, VIRGINIA                            Presiding: Judge David H. Adams

   Tuesday, June 3, 2003             




   9:00            INITIAL PRE-TRIAL CONFERENCE - JUDGE'S CHAMBERS
                             PERMANENT INJUNCTIVE RELIEF

   (1)  Ch.13   Edward Alexander                                        SETTLED 
   ECPI College of Technology, LC            03-70376 , APN 03-7053
   v. Edward Alexander                       (Stiles) (McCormick) (Santoro)
      Frank J. Santoro, Trustee





   9:00                            STATUS HEARING
                              DISCHARGEABILITY OF DEBT

   (2)  Ch.7    Maria T. Cantrell  
   Maria T. Cantrell                         02-77425 , APN 03-7010
   v. United States Department of            (T. Smith) (Stefan)
       Education/
      National Payment Center






   9:30                PRELIMINARY HEARING - RELIEF FROM STAY

   (3)  Ch.7    David M. & Marci-Lynn Lilla
   Chase Manhattan Mortgage Corporation      03-70630 
   v. David M. & Marci-Lynn Lilla            (M. Wise) (Levine) (Stackhouse)
      R. Clinton Stackhouse, Jr., Tr.





   (4)  Ch.13   Jenny L. Edmunds   
   Chase Manhattan Mortgage Corporation      03-70305 
   v. Jenny L. Edmunds                       (M. Wise) (Gebhart)







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   Tuesday, June 3, 2003                        Presiding: Judge David H. Adams



   (5)  Ch.13   Robyn R. Langreder 
   American Business Mortgage Services,      02-77606 
    Inc.                                     (Sasser) (Anderson) (Santoro)
   v. Robyn R. Langreder
      Frank J. Santoro, Tr.





   (6)  Ch.13   Frank O. Phillips, Jr.
   Chase Manhattan Mortgage Corporation      02-70160 
   v. Frank O. Phillips, Jr.                 (Sasser) (Stafford) (Santoro)
      Frank J. Santoro, Tr.





   (7)  Ch.7    Kimberly L. Ebmeier                       AMENDED MOTION 5/12/03
   Wells Fargo Home Mortgage, Inc.           03-72017 
   v. Kimberly L. Ebmeier                    (Sasser) (Langhorne) (Marcus)
      Charles L. Marcus, Tr.





   (8)  Ch.7    Linda B. Glassco                          CASE DISMISSED 5/23/03
   Chase Manhattan Mortgage Corporation      03-72782 
   v. Linda B. Glassco                       (Sasser) (Oser) (Stackhouse)
      R. Clinton Stackhouse, Jr., Tr.





   (9)  Ch.13   Anton D. White     
   EMC Mortgage Corporation                  03-73187 
   v. Anton D. White                         (Sasser) (Langhorne) (Santoro)
      Frank J. Santoro, Tr.





   (10) Ch.13   John S. Shaw       
   Washington Mutual Bank, F.A.              02-71440 
   v. John S. Shaw                           (Gershen) (Merritt)






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   Tuesday, June 3, 2003                        Presiding: Judge David H. Adams



   (11) Ch.7    Vernon W. & Michelle L. Good
   Washinton Mutual Bank, F.A.               03-72562 
   v. Vernon W. & Michelle L. Good           (Gershen) (Garfinkel) (A. Smith)
      Alexander P. Smith, Tr.





   (12) Ch.13   Barbara A. Shank   
   National City Mortgage                    03-71251 
   v. Barbara A. Shank                       (Patterson) (Stafford) (Santoro)
      Frank J. Santoro, Tr.





   (13) Ch.13   Mary A. Hayden                                          SETTLED 
   ABN AMRO Mortgage Group, Inc.             03-71074 
   v. Mary A. Hayden                         (Patterson) (Stafford) (Santoro)
      Frank J. Santoro, Tr.





   (14) Ch.7    Linda T. Washington                                     SETTLED 
   DaimlerChrysler                           03-72616 
   v. Linda T. Washington                    (Epps) (Berg) (A. Smith)
      Alexander P. Smith, Tr.





   (15) Ch.13   Lopez M. Scott                                          SETTLED 
   Americredit Financial Services, Inc.      03-72885 
   v. Lopez M. Scott                         (Epps) (Merritt) (Santoro)
      Frank J. Santoro, Tr.





   (16) Ch.13   Donald P. & Robin L. Van Driesen
   Branch Banking & Trust Company            03-72905 
   v. Donald P. & Robin L. Van Driesen       (Spear) (Berg) (Santoro)
      Frank J. Santoro, Tr.






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   Tuesday, June 3, 2003                        Presiding: Judge David H. Adams



   (17) Ch.13   Cheryl D. Taylor-Lamb
   UMLIC VP LLC                              02-70054 
   v. Cheryl D. Taylor-Lamb                  (Hale) (Berg) (Santoro)
      Frank J. Santoro, Tr.





   (18) Ch.13   Mark L. Jones      
   UMLIC VP LLC                              01-72278 
   v. Mark L. Jones                          (Hale) (Garfinkel) (Santoro)
      Frank J. Santoro, Tr.





   (19) Ch.13   Heather Mowery     
   Greenpoint Credit, LLC                    02-76524 
   v. Heather Mowery                         (Hale) (McCormick) (Santoro)
      Frank J. Santoro, Tr.





   (20) Ch.7    Allen L. & Selena L. Wynne                              SETTLED 
   Nissan Motor Acceptance Corporation       03-72336 
   v. Allen L. & Selena L. Wynne             (Van Beek) (Liberatore) (A. Smith)
      Alexander P. Smith, Tr.





   (21) Ch.13   Mary M. Daughtry   
   Homecomings Financial Network             03-71182 
   v. Mary M. Daughtry                       (McQuiddy) (Lloyd)





   (22) Ch.13   Karen D. Paige-Womack
   Washington Mutual                         02-78383 
   v. Karen D. Paige-Womack                  (McQuiddy) (Winchester)








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   Tuesday, June 3, 2003                        Presiding: Judge David H. Adams



   (23) Ch.13   Eric J. & Chastity R. Wynn
   Virginia Housing Development Authority    01-74472 
   v. Eric J. & Chastity R. Wynn             (Bryant) (Garfinkel) (Santoro)
      Frank J. Santoro, Tr.





   (24) Ch.11   Virginia Land Trust dated Jan. 1, 1982
   Gertrud Warren                            02-71580 
   v. Virginia Land Trust dated January 1,   (Bryant) (Jernigan)
       1982





   (25) Ch.7    Kenneth D. & Nancy H. Holmes
   Wachovia Bank, N.A.                       03-73200 
   v. Kenneth D. & Nancy H. Holmes           (Zimm) (Camardo) (Price)
      H. B. Price, III, Tr.





   (26) Ch.7    Patricia A. Gwaltney
   Future Finance Company, Inc.              01-71263 
   v. Patricia A. Gwaltney                   (Kirkpatrick) (Tolerton) (Hall)
      Donna J. Hall, Tr.





   (27) Ch.7    Rodney R. Copeland                                    WITHDRAWN 
   Regional Acceptance Corporation           03-71402 
   v. Rodney R. Copeland                     (Kirkpatrick) (Berg) (Marcus)
      Charles L. Marcus, Tr.





   (28) Ch.13   Willie & Altheria P. Alexander, Jr.
   Citifinancial Mortgage Company            03-70699 
   v. Willie & Altheria P. Alexander, Jr.    (Jaffe) (Bedi) (Santoro)
      Frank J. Santoro, Tr.






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   Tuesday, June 3, 2003                        Presiding: Judge David H. Adams



   (29) Ch.13   Anthony J. Freeman 
   CitiFinancial Mortgage Company            02-77950 
   v. Anthony J. Freeman                     (Jaffe) (T. Smith, III) (Santoro)
      Frank J. Santoro, Tr.





   (30) Ch.13   James K. & Kathy L. Harris                            WITHDRAWN 
   CitiMortgage, Inc.                        01-72078 
   v. James K. & Kathy L. Harris             (Lake) (Pontifex) (Santoro)
      Frank J. Santoro, Tr.





   (31) Ch.13   Johnathan L. Pratt 
   Toyota Motor Credit Corporation           03-71873 
   v. Johnathan L. Pratt                     (C.A. Eason) (Hay) (Santoro)
      Frank J. Santoro, Tr.





   (32) Ch.7    Troy L. Milligan   
   SouthTrust Bank                           03-72003 
   v. Troy L. Milligan                       (Stackhouse) (Abraham) (A. Smith)
      Alexander P. Smith, Tr.





   (33) Ch.7    David M. & Joyce A. Eley
   Principal Residential Mortgage, Inc.      03-72849 
   v. David M. & Joyce A. Eley               (Zimm) (Ambler) (Spear)
      Barry W. Spear, Tr.





   (34) Ch.13   Sharon A. Henry    
   Washington Mutual Bank, FA                02-74360 
   v. Sharon A. Henry                        (Gershen) (Pedigo) (Santoro)
      Frank J. Santoro, Tr.






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   Tuesday, June 3, 2003                        Presiding: Judge David H. Adams



   9:30           PRELIMINARY HEARING - RELIEF FROM CO-DEBTOR STAY

   (35) Ch.13   Sharon A. Henry    
   Washington Mutual Bank, FA                02-74360 
   v. Sharon A. Henry                        (Gershen) (Pedigo) (Santoro)
      David Henry, Co-Debtor
      Frank J. Santoro, Tr.





   9:30        PRELIMINARY HEARING - RELIEF FROM STAY & CO-DEBTOR STAY

   (36) Ch.13   Phillip L. Watkins 
   Countrywide Home Loans, Inc.              01-23582 
   v. Phillip L. Watkins                     (Sasser) (Merritt) (Santoro)
      Regina L. Watkins, Co-Debtor
      Frank J. Santoro, Tr.





   9:30                   FINAL HEARING - RELIEF FROM STAY

   (37) Ch.13   Joel J. & Stephenie L. Dinkins
   Mortgage Electronic Registration          02-74499 
    Systems, Inc.                            (Gershen) (Stafford) (Santoro)
   v. Joel J. & Stephenie L. Dinkins
      Frank J. Santoro, Tr.





   (38) Ch.13   Melvin E. & Carolyn Darden
   Countrywide Home Loans, Inc.              01-20576 
   v. Melvin E. & Carolyn Darden             (Sasser) (Bedi) (Santoro)
      Frank J. Santoro, Tr.





   9:30     
                             NOTICE OF RELIEF FROM STAY

   (39) Ch.13   Timothy E. & Teresa A. Palmer                         WITHDRAWN 
   Midfirst Bank                             02-75091 
   v. Timothy E. & Teresa A. Palmer          (Patterson) (Garfinkel) (Santoro)
      Frank J. Santoro, Tr.



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   Tuesday, June 3, 2003                        Presiding: Judge David H. Adams




   10:00             MOTION TO DISMISS BY TRUSTEE - Santoro, Tr.

   (40) Ch.13                      
   Raymond C. & Latonya L. Williams, Jr.     00-70267 
                                             (Taylor)





   (41) Ch.13                      
   Verdell Lane                              01-73392 
                                             (Richards)





   (42) Ch.13                      
   Shirley K. Stout                          01-73093 
                                             (Herrick)





   (43) Ch.13                      
   Donald A. Brunnemer                       02-76386 
                                             (Herrick)





   (44) Ch.13                      
   Monica E. Smith                           01-73774 
                                             (Anderson)





   (45) Ch.13                                                           SETTLED 
   Clinton Martin                            02-75975 
                                             (Tolerton)









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   Tuesday, June 3, 2003                        Presiding: Judge David H. Adams



   (46) Ch.13                                                           SETTLED 
   Franchon Hurd-Robinson                    02-75904 
                                             (McCormick)





   (47) Ch.13                                                         WITHDRAWN 
   Rodrick L. & Tonya M. Jackson             03-70927 
                                             (McCormick)





   (48) Ch.13                      
   Jenifer A. Washer                         02-74097 
                                             (Reynolds)





   (49) Ch.13                      
   Alicia J. Bruns                           03-71021 
                                             (Sargent)





   (50) Ch.13                      
   Dwayne C. & Bridget D. Williams           00-25105 
                                             (T. Smith)





   (51) Ch.13                      
   Brenda L. Stevens                         02-74047 
                                             (Diamond)





   (52) Ch.13                                                           SETTLED 
   James E. Peele                            00-22983 
                                             (Bedi)




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   Tuesday, June 3, 2003                        Presiding: Judge David H. Adams



   (53) Ch.13                                                           SETTLED 
   Tracey L. Harmon                          02-75142 
                                             (Bedi)





   (54) Ch.13                      
   Ray G. St. John                           01-22496 
                                             (Searcy)





   (55) Ch.13                                                           SETTLED 
   Priscilla A. Barton                       02-74009 
                                             (Moreno)





   (56) Ch.13                      
   Jimmy T. Blake, II                        02-75993 
                                             (Brown)





   (57) Ch.13                      
   Keith D. Johnson                          03-70734 
                                             (Ambler)





   (58) Ch.13                      
   Bessie E. Taylor                          02-72874 
                                             (Gay)





   10:00                MOTION FOR STATUS HEARING BY TRUSTEE

   (59) Ch.13                                                   CON'T FR 5/20/03
   Bessie E. Taylor                          02-72874 
                                             (Santoro, Tr.) (Gay)


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   Tuesday, June 3, 2003                        Presiding: Judge David H. Adams



   10:00    OBJECTION TO CONFIRMATION AND RELATED MOTIONS - Santoro, Tr.

   (60) Ch.13                      
   Carlene Davis                             03-71486 
   (Grand Furniture Discount Stores)         (Zeigler) (Anderson)





   (61) Ch.13                                                AMENDED PLAN 4/3/03
   Larry D. & Judy A. Paxton                 03-71353 
   (Grand Furniture Discount Stores)         (Zeigler) (Langhorne)





   (62) Ch.13                      
   Ruben Costas                              03-71288 
   (Grand Furniture Discount Stores)         (Zeigler) (Tripp)





   (63) Ch.13                      
   Wesley Wilkerson                          03-71560 
   (Litton Loan Servicing)                   (McQuiddy) (Lewis)





   (64) Ch.13                                               AMENDED PLAN 5/19/03
   Jeffrey M. Coulthard                      03-71626 
   (First Nationwide Mortgage Corporation)   (Sasser) (Anderson)





   (65) Ch.13                      
   Henry C. & Gayle B. Walkup, Sr.           03-71234 
   (Chase Manhattan Mortgage Corporation)    (Sasser) (Tolerton)





   (66) Ch.13                      
   Leonard E. & Jill Gregory, III            03-71343 
   (Wells Fargo Mortgage Inc.)               (Sasser) (Rowlands)


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   Tuesday, June 3, 2003                        Presiding: Judge David H. Adams



   (67) Ch.13                                                           SETTLED 
   Anthony L. Johnson                        03-71547 
   (Cyprus Finance Co., Inc.)                (Kirkpatrick) (Bedi)





   (68) Ch.13                      
   Cory C. & Patti K. Williams               03-71242 
   (Hyundai Motor Finance Co.)               (Epps) (Merritt)





   (69) Ch.13                      
   Melvin T. Griffin                         03-71441 
   (U.S. Bank National Association)          (Bierman) (Lewis)





   (70) Ch.13                               CASE DISMISSED WITH PREJUDICE 5/9/03
   Clarence Gallashaw                        03-71236 
   (Countrywide Home Loans, Inc.)            (Domeyer) (Pro Se)





   (71) Ch.13                      
   Heather L. Garcia                         03-71627 
   (Mortgage Electronic Registration         (Gershen) (Anderson)
    Systems, Inc.)





   (72) Ch.13                                   AMENDED PLAN 4/16/03 - WITHDRAWN
   Anthony V. & Bernadine M. Purnell         03-71275 
   (Frank J. Santoro, Tr.)                   (Santoro) (Tripp)





   (73) Ch.13                      
   Megan F. Dwyer                            03-71424 
   (Frank J. Santoro, Tr.)                   (Santoro) (Berg)



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   Tuesday, June 3, 2003                        Presiding: Judge David H. Adams



   (74) Ch.13                                     AMENDED PLAN 4/16/03-WITHDRAWN
   Donna M. Williams                         03-71501 
   (Frank J. Santoro, Tr.)                   (Santoro) (Garfinkel)





   (75) Ch.13                      
   Michael S. Specht & Donna R. Kubaiko      03-71309 
   (Frank J. Santoro, Tr.)                   (Santoro) (McCormick)





   (76) Ch.13                      
   Patricia F. Chastain                      03-71311 
   (Frank J. Santoro, Tr.)                   (Santoro) (McCormick)





   (77) Ch.13                      
   Preston C. & Temisha R. Harding, Jr.      03-71594 
   (Frank J. Santoro, Tr.)                   (Santoro) (Winchester)





   (78) Ch.13                                                         WITHDRAWN 
   Evelyn J. Jenkins                         03-71296 
   (Frank J. Santoro, Tr.)                   (Santoro) (Berg)





   (79) Ch.13                                                         WITHDRAWN 
   Edward R. Ullom, Jr.                      03-71608 
   (Frank J. Santoro, Tr.)                   (Santoro) (Berg)





   (80) Ch.13                      
   Armand F. & Donna F. Cocco, Jr.           03-71226 
   (Frank J. Santoro, Tr.)                   (Santoro) (Rowlands)




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   Tuesday, June 3, 2003                        Presiding: Judge David H. Adams



   10:00            OBJECTION TO CONFIRMATION AND RELATED MOTIONS
                        AND MOTION TO DISMISS - Santoro, Tr.

   (81) Ch.13                                                           SETTLED 
   Clifford K. & Eliza A. Seckman, Jr.       03-71380 
   (Frank J. Santoro, Tr.)                   (Santoro) (T. Smith)





   10:00          OBJECTION TO CONFIRMATION AND RELATED MOTIONS AND
                   MOTION TO DISMISS WITH PREJUDICE - Santoro, Tr.

   (82) Ch.13                      
   Brenda J. Hall                            03-71590 
   (Frank J. Santoro, Tr.)                   (Santoro) (Berg)





   10:00            OBJECTION TO CONFIRMATION OF AMENDED PLAN AND
                           RELATED MOTIONS - Santoro, Tr.

   (83) Ch.13                                 2ND AMENDED PLAN 4/25/03-WITHDRAWN
   Roy F. & Shirley H. Moon                  03-71197 
   (Frank J. Santoro, Tr.)                   (Santoro) (Rowlands)





   (84) Ch.13                                            CONVERTED TO 7 - 5/2/03
   Beverly Avery                             02-78429 
   (Frank J. Santoro, Tr.)                   (Santoro) (Bedi)





   (85) Ch.13                      
   Patricia A. Williams                      02-78378 
   (Frank J. Santoro, Tr.)                   (Santoro) (Pedigo)





   (86) Ch.13                      
   Carvell L. Aldridge                       02-78414 
   (Frank J. Santoro, Tr.)                   (Santoro) (Rowlands)



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   Tuesday, June 3, 2003                        Presiding: Judge David H. Adams



   (87) Ch.13                      
   Carlton W. Rembert                        02-78443 
   (a. Virginia Credit Union, Inc.)          (Epps) (Santoro) (Domeyer) (Pro Se)
   (b. Frank J. Santoro, Tr.)
   (c. Countrywide Home Loans, Inc.)





   10:00                          OBJECTION TO SALE

   (88) Ch.13                      
   Carlton W. Rembert                        02-78443 
   (a. Countrywide Home Loans, Inc.)         (Domeyer) (Domeyer) (Bowie) (Pro Se)
   (b. Countrywide Home Loans, Inc.)         (Santoro, Tr.)
   (c. Treasurer of the City of Franklin)





   10:00                           MOTION TO FILE
                LATE OBJECTION TO CONFIRMATION BY THE CIT GROUP/SALES
                                   FINANCING, INC.

   (89) Ch.13                      
   William M. & Linda S. Caudell             03-71485 
                                             (Bierman) (Pontifex) (Santoro, Tr.)





   10:00                  MOTION TO VACATE DISMISSAL ORDER

   (90) Ch.13                      
   Deborah D. Kirkwood                       03-72046 
                                             (Garfinkel) (Santoro, Tr.)





   10:00    
             MOTION FOR LEAVE TO PAY PREPETITION DEBT AND INCUR NEW DEBT

   (91) Ch.13                      
   Christine L. Anderson                     03-70775 
                                             (Merritt) (Santoro, Tr.)





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   Tuesday, June 3, 2003                        Presiding: Judge David H. Adams



   10:00                         SHOW CAUSE HEARING

   (92) Ch.13                      
   Charlie W. Ensley, Sr.                    02-78100 
                                             (Anderson) (Santoro, Tr.)





   10:00                    MOTION TO WITHDRAW AS COUNSEL

   (93) Ch.13                                                   CON'T FR 5/27/03
   Charlie W. Ensley, Sr.                    02-78100 
                                             (Anderson) (Santoro, Tr.)





   10:00    
                             SECOND NOTICE TO SHOW CAUSE

   (94) Ch.13                                                   CON'T FR 5/27/03
   Ronald Tennessee & Rosilyn                03-70598 
    Givens-Tennessee                         (Weschler) (N. Webb) (Santoro, Tr.)






   11:00                          MOTION TO DISMISS
                    CHAPTER 7 CASE AS TO SONIA VITALE BY TRUSTEE

   (95) Ch.7                       
   Alfred M. & Sonia F.G.G. Vitale           03-73154 
                                             (Stackhouse, Tr.) (Pro Se)





   11:00                     MOTION TO DISMISS BY DEBTOR

   (96) Ch.7                       
   Leroy W. Annis                            02-70022 
                                             (Flax)







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   Tuesday, June 3, 2003                        Presiding: Judge David H. Adams



   11:00                 OBJECTION TO EXEMPTIONS BY TRUSTEE

   (97) Ch.7                                                          WITHDRAWN 
   Damon V. Ricardo                          03-71789 
                                             (Marcus, Tr.) (Rowlands)





   (98) Ch.7                                            CONVERTED TO 13 - 5/6/03
   Nancy K. Houston                          03-71694 
                                             (Marcus, Tr.) (Mitchell)





   11:00                        NOTICE TO SHOW CAUSE

   (99) Ch.7                       
   Syreeta N. Wright-Grant                   03-72259 
                                             (Weschler) (Garfinkel) (T. Smith,
                                             Tr.)





   11:00                    MOTION FOR EXTENSION OF TIME
                 TO FILE DISCHARGEABILITY COMPLAINT AND OBJECTION TO
               DISCHARGE BY BRANCH BANKING & TRUST COMPANY OF VIRGINIA

   (100)Ch.7                       
   Derrick S. Borte                          03-70037 
                                             (Hall) (Liberatore)





   11:00                    SECOND MOTION TO EXTEND TIME
               TO FILE OBJECTION TO DISCHARGE AND MOTION FOR TURNOVER
                                     BY TRUSTEE

   (101)Ch.7                       
   Joseph Biggerstaff & Geraldine Gilbert    02-76554 
                                             (A. Smith, Tr./Pedigo) (Marle)







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