Certification of Taxpayer	~ & Co.

		New York, NY 10004-2455

	Identification Number	212 902-1000

(Substitute for Internal Revenue Service Form W-9)





GOLDMAN SACHS & CO ACCOUNT NUMBER ~jj _J... ~ - LL 1 ~ ..~. I  - ~. - ~ L

	NamaF8ua~naaB Mama (1! /~ 8c~Wi7t. Lie iJ~ oa~r~ Oi Sw	or salty whosa	r~7alsal~Oo .~woibnr ~ 1L~d.

(Sole Pop~wiofS should s~ speafic hisLruoTho~1s~)





Linda P.. Lay Ten/Corn

~reu	2121 Kirby Drive, No. 137



City, Sttie and ZIP coea

Rnn~tnn~, ~ 77~~



~o4,rlIx dondcii. br raporting purposes



(if different brian sbove .ddr.t$j



For PayeeS Exempt from



Taxpayer Identificalion Number (TIN~:



For tnthviduals this is your social secunty number Sole prcprietors should see special instructions

For other entities, it is your employer identification number. If you do not have a number, see How

To Obtain A TIN See the chart below for guidelines on whose number to enter

Backup Withholding (See

Exempt Payees and Payments),



write EXEMPT below

Social Security Number	Employer Identification Number / TIN

4 90..4 4~1 353	



Certificatior~:	Under penalties of pe~ury, I certify that







City, Sttie and ZIP coea

Rnn~tnn~, ~ 77~~



~o4,rlIx dondcii. br raporting purposes



(if different brian sbove .ddr.t$j



For PayeeS Exempt from



Taxpayer Identificalion Number (TIN~:

For tnthviduals this is your social secunty number Sole prcprietors should see special instructions

For other entities, it is your employer identification number. If you do not have a number, see How

To Obtain A TIN See the chart below for guidelines on whose number to enter

Backup Withholding (See

Exempt Payees and Payments),



write EXEMPT below







Certificatior~:	Under penalties of pe~ury, I certify that



1. The number shown on this form is my correct taxpayer



or (b) I have not been notified by the

2.	I am not subject to backup withholding because: (a) I am exempt from backup

Internal Revenue Service that I am subject to backup withholding as a result of a failure to report all interest or dividends, or 

(c) the IRS

has notified me that I am no longer subject to backup withholding.



notified

IRS that

are currently subject to backup

Certi(ication Instructions: You must cross out item 2 above if you have been

by

you

withholding because ot underreporting interest or dividends on your tax return. For contributions to an IRA account, you are not

correct TIN. (See a/so (he section, Signing the Cerztfication).

required to sign the Certification, but you must provide your

SIGN	Signature ~ ~	Date

1. The number shown on this form is my correct taxpayer



or (b) I have not been notified by the

2.	I am not subject to backup withholding because: (a) I am exempt from backup

Internal Revenue Service that I am subject to backup withholding as a result of a failure to report all interest or dividends, or 

(c) the IRS

has notified me that I am no longer subject to backup withholding.



notified

IRS that

are currently subject to backup

Certi(ication Instructions: You must cross out item 2 above if you have been

by

you

withholding because ot underreporting interest or dividends on your tax return. For contributions to an IRA account, you are not

correct TIN. (See a/so (he section, Signing the Cerztfication).

required to sign the Certification, but you must provide your





Instructions; Section refer as are to the Internal Revenue Code.	withholding during that period.

PURPOSE OF FO	7 NOTE Writing 'Applied for" on the form means that you have already

Goldman Sache & Co (GS & Co ) is required to obtain your correct applied for a TiN cit that you intend to apply for one in the near 

future

Taxpayer Identification Number ('TIN") to report income paid to you As soon as you receive your TIN complete another Form W 9 

include

Use this form to provide your correct TIN to GS & Co to certify that the your TIN sign and date the form and return it to GE & Co

TIN you are furnishing is correct (or that you are waiting tor a number to WHAT IS BACKUP WITHHOLDING'

be issued) to certify that you are not subject to backup withholding and GS & Co may be required to withheld and pay to the IRS 31 

/~ 01

to claim exemption from backup withholding if you are an exempt reportable payments made to you if certain conditions exist This is 

called

payee Furnishing your correct TIN and making the appropriate backup withholding Reportable payments that could be sub~ecl to

certilications will prevent certain payments trom being subpect to backup backup withholding include interest dividends broker 

transactions rents

withholding, royalties and nonemployee compensation.



HOW TO OBTAIN A TIN	Payments you receive wilt be subject to backup withholding if'

If you do not have a TIN apply for one immediately To apply get Form 1 You do not furnish your TIN to GS & Co or

SS S Application for a Social Secunty Number Card (for individuals) from Z The IRS notifies GS & Co that you furnished an incorrect 

TIN or

your local office of the Social Secunty Administration or Form SS 4 3 You are notified by the IRS that you are subject to backup 

withholding

Application for Employer Identification Number (for business and all other because you failed to report all ot your interest and 

dividends on your tax

entities) from your local IRS Office. return (for reportable interest and dMderids only): or



To complete Form W-9 ii you do net have a TIN, write ~Applied For" in the 4. You fail to certify toGS & Co. that you are not 

subject to backup

space for the TIN, sign and date the form and return it to GS & Co. withholding under (3) above (br reportable interest and 

dividend accounts

Generally, you will have 60 days to obtain a TIN and furnish it to GS & Cc. opened after 1983 only): or

GS & Go will backup withhold on any reportable payments made to your S You tail to certify your TIN (This applies only to 

reportable interest

account and will refund the amounts withheld if your certified TIN Is dividend and brokerage accounts).

received within the 60.day period and you were not sublect to backup

	GSW9 8197	Please See Reverse Side

I

	Sos	ii Suf nwne has clwnged.)~-~

LBFOO1 -00001

CQNFIDENTIAL	2 GS

001 57

GOVERNMENT

EXHIBIT



1

Crim. No. H-04-25 (S-2)



CUSTOMER NAME & ADDRESS



KENNETH L LAY &

LINDA P LAY

TENANTS IN COMMON

ENRON CORP

lkOO SMITH ST 50TH FL

HOUSTON TX 77002

ZIP CODE: 77002

CNFH STHT ADV

TAX INFORMATION



SSN/TIII	:

k90-Iik1358

TEFRA STATUS:

WOW-EXEMPT 0041

TAX DOMICILE:

TX

STO INSI: HOLD-FIRM NAME/

DIV/IHT : HOLD IN ACCOUNT

PROCEEDS:	HOLD

	EST YR BIRTH: ftfl~j~

SPCL:  OTHER: 

ACCOUNT ND.

O1'~-O7kO9-O

GOLDMAN, SACIIS & CO. ACCOUNT INFORMATION FORM

	TOP ACCOUNT: FAYEZ SAROFIM & CO.	C02-12k03-7

REP ACCT SYI4

051:1

REP SYN

OPENED : 13JAN99

	COMPANY	t3SCO OS & CO.

DATE OF FIRST TRADE:

	ISOLATED:	DATE:

CHfRH-~ROUTE GEO

TX

ST WIROUTE

C)

0

z

m

H

rn

z

-I

H



r

	INST. ID

CLASS	: RJ	INV ADY INST LEn	AGENT IN



11291 FAYEZ

T:



SAROFIN

&

TYPE	CASH	/

AGENT BK

I:







PAYOUT	: I44D44ML~-

INT PlY 1









RELATED/UNRELATED:	I~SI)T&~1D4~kL

INTERNAL

1:







PROXY DISCLOSURE	DISCLOSE

1141 PlY 

2









HOT ISSUE	:

INTERNAL

2:







~IQP1~	~





.





RESIDENCE ADDRESS



F I RN/EMPLOYER



ADDRESS:

BUSINESS -

	NATURE OF BUSINESS:	. POSITION: ______

	PhONE:	RESIDENCE - _____________



EI4P/AFFIL OF OTHER BRK/DLRI: WIIIC+I RID?: _____



BANK REFERENCE



BANK OFFICER



OTHER REFERENCE



INTRODUCED BY



ORDERS PLACED ~Y



PRTHR/EMPL OR FAMILY:  CITIZEN OF: ____________________





INVEST ORJ:	SAFETY:  INCOME:  GROWTH: TRDPRF: 

COMMENTS

: fAThL~AROFIH R$v~ I,~j4I.nF                                

LBFOO1 -00002



Goldman, Sachs & Go.

85 Broad Street

New York, NY I 0004-2456



1000

Account

~~etb I Lay & L~da P Lay Ten/C~	01 ~ - 0 ~ 9 Q ~Li 1

Account



To Qo~nan, Sacht

be required to disclose to

This agreement sets forth our respective rights and obligations in

for securities and other

Client understands you may

securities issuers the name address and securities positions wIth

connection with your acting as

undersigned a (Cllent)

respect to securities held in the Client's account in your or your

property now or hereafter held

at all times to the Client's

nominee s name unless you are notified that Client ob~ects Client

account or accounts with you, subject

hereby notifies you that Cherit wishes such disclosure to be made

instructions and the terms of this agreement



the



~?cu are authorized to register such securities in your name or

name of your nominee, or cause such securities to be registered

recognized

~I



~

in the name of or in the name of the

depository or clearing organization Client unidenslands that when

you hold on Client's behalf bonds or preferred stocks which are



	srn~wbichTheP~bab~tY of

Client's securities being selected as called is proportional to the

holdings of all clients of such securities held in bulk by or for y

Client further understands that you will withdraw such securities

date

which such securities





~L8 ~	~ ~



	~etineth L~ Lay

Slr~et Ae~re~3 Qi Re&denCe!Pi1fl~l Office





from any depository prior to the first

on

may be called unless such depository has adopted an impartial

lottery system which is applicable to all participants Client may

call subject to

137

	 Va, 0~

	City	State	ZiP Code	CotZTtty



US~

withdraw uncalled securities prior a partial

compliance with appitcabie margin requirements and the terms

of any agreements between you and Client You are authorized

	otherwise	of and to credit

	TX	7701-9

~



Dmt





to withdraw securities sold or

make such other



ClIent's account with the proceeds	or

disposition thereof as Client may direct You are lurther

which

Piea5e	afl~(~'





authorized to collect all Income and other payments

may

become due on Clients securities to surrender for payment

maturing obligations and those called for redemption and

form for like certificates in

Linda P La~

~



 ~o 137

to exchange certificates in temporary

definitive fomi or If the par value of any shares is changed to

affect the exchange for new certificates it is understood and

agreed by Client that although you will use reasonable efforts

to effect the authorization set forth in the preceding sentence you

will incur rio liability for your failure to effect the same.

	state	zi~ Code	Cc'untiy

	u ~.

Bot~ston	TX	77019	S





The undersigned agrees to pay promptly any custody or other

fees which may be imposed by you with respect to the account

You may, in your discretion and without notice to the undersigned

deduct any amounts which may become due hereunder from the

undersigned's account.

Q.SCL W9~

CONFIDENTIAL

2GS

001 59

custodial Agreement

I

LBFOO1 -00003



E2 q~	~Uu!j1 ~UU~



MoIti.-Pty

Authoz~on

	T1~.ctA~OUn1	 --



K~NJ~r~-~ ~Lr~( ~

T~t Qo~dmii~ $.ck. & e.., an~ *ta aJ~M.M*., .ti.r.s..v.r

In U,* w.~ld &.oat*d ~h .4h~tt.~ r.tw*d to 1r~vtu.fly

and ooUcttv.~y 1* ~O~)

TM undor;l~n.~ as s~ iutfiorlz*d &gr~Eto1y for the sbo~.-ratorer~c~d

Ie~ai er~ty (sUch entity b.in~ ~ Cfler!t~) he~sby hori:as

SPrInt ~ af ~gent3



~-t1~ S~L~fli ~-O~

se thu Cliunte agent and s m.y-In.fact to purth.ue r~at In. ssIl. trsn.r.

xchin;p or cthe?wlee dispose of, Irlctudifl ~ into r.pUrOII~~ afld

rovore ra>urchase ;;r.sm.nte, end anur*lly d.aI in and with foreign

currency and any and a~l feline of securil1.a, udin~. UL~t not flmIt.d to,

charts. *tock~. Iti act or over-the-counter p6CrIL bonds debentures no1us.

scrip, evidences of Indabtadnes. partloipitlon cetficates, murt~u;ea

	rt9eT~e-k~ack.cl end a ut-acked ceourItles. corTtr*ct&, cirtl~tcati. Of

deposit, cc arcIci pa~.r. ~wh.i~.tszu.d seourittus aubacription righte.

werrunts. ~thur der1v~tive transactions and ,uouritie;, and oortthcttaeof

int*rtst of any end every kind artd nature whsteo.v.r as well u any other

Instrument or interact ;erl.ralIy re;arcltd u an lnvej(fneflt. secured or

unsecured, whither r.pr...nt.d by c.~tmo.t. or olI~.rwis. (incIudin~

.nterfri into margin trarietoflons srtd short aaiec. It a marVin coctsit for the

Client has been applied br and epprovad by GS. md a.ow.d lending

trert*ictlcni) In accordance with ~S' terms md oondltlofas for the Clients

eo~unt (the Accourir) arid risk znd iri the CbenVs name or number en GS~

bcck~. The CILsnt hereby e.pr.e to indemnify and hold OS harm~,a from

	to pay OS promptly on demand vr~' end all losses ar~ing Ihorifrom or

dobit baiancoc or other amounts due thereon.

In all matters arut thinge aforementioned, as well a; In cli other ihinga

neccrnry or incidental to the furth.rane. or conduct ci the Account. ES is

suth~rized to foR~w the instructions of the a$oreialcl sgml arid vtomey-(n'

tao In every rea~rc1 and he or ~hs ~ authorized to act to? the Client and on

the Cilcnt; behatr in the same manner rsd with the semi fore. .nd sfled

the Lrnd.reignad might or could do with respect to the Account, The Client

hereby rattlias arid confirms any and all transactions with OS horetofors or

hereafter made by the storaeiid agent for the Account, and waiv.*

riet1fi~tlon to the Client of any of tht uloeernentloned trwucllomis and the

delivery of any ,tat.manh* riotious or demands p.rtaimning thereto The

undersigned addltonaiiy authorIzes the ibov.-nam.d gent to appoint way

other person to do any arid iii of the things which said agent ie authcrtmd to

do heraurdur.

This euthorlaetien end Indemnity: (a) a a oortitnutng One and shall not be

effected by thu subsequent disability or Incompetence of the undersigned

authorized Lignatory and shall remain in MI force and effuet undi ruc.ipl by a

Managing ~irector or an officer of the 55 entity with which the AccoUnt 1*

established of written notice of the C~enti rw~ooelion Ihereof or written notice

of the death of the undersigned signatory, wad such revocation or notice .1*11

o.ncwl iii out*taiathflg Unex.cut.d csrdsra which can be can~lied. but such

revcoallon or nol re shall not afleot any liability in any way reeulfln; from

trsrmszctlotis mills I d prior to audi r.voceflot, or n~ticu. arid all tranaacttana

inltlatcd prior to such revoca~oms or ~S' receipt of said notioe ~fl be binding

on the Client arid the ectst* of each ~olnt owner: (b) shell Inns to the benefit

of ES end of any successor 1Dm or firms itreSp.~Ct1Ye of &fl)' chang. or

changes at any tinie in tha pacconnai thereof for arty eeuu ~taaxscever, and

of the assigns of OS or any aucceseor firm; ~e) shall be binding upon the

execUtcr~, adrninlatrmtcrz and legal re~resenttthoe of cacti lclntt owner; end

(d) Is In addition to (and In no way limits or reatiote) any at the pto'.4eIont of

or the rights which ES may have under arrj other agrwn.nt or reaments

betw~n ES and tho Client reicdng to the Account,

The Client hereby agrees, on liz own behalf end on behalf ci the executors.

athnlniatritara and legal r,preauratativcs of o~ti loint ownom to arid hereby

A~rtNurr~ur	~ Lt.7J





doss Indemnify and hold 0,5 i~e,rnaleas from ~y baa, dam~u. sepenee

llebllI~' ho~osve'r wIi~ag which you mlgM sui ib~ or which might be Inwrrsi

by or ~os.d upon 0 by mason of guy lrrrit otioras had hereunder with tis

Client', agent prior to QB' r.cslpt ef writte nofla, of revocation of thi

authorizalon granted herein or of the s,tth c the underslgns'd algristory ci

aforesaid. Title document thai! bu~oveme by be) New 'tork i~w if thi

Account I. oented at Gokfnzn, Sadie & Cc.; ( ~JIQf&h iaw, If the Account ii

carried at ~oIdman Sadie intematlor~ai. Gobi 'un. Sadie equity S.curlde~

(U.K.) or Goldman Sachi Government 3s riLlal (U.K.): end {c) unless

otherWise agreed, If the Acor,unt Is ~ch.d ~ ~S entity other than thou

e~edil.d In (a) or (b) by the ltw ci the )SJTI.die in in wl*h the principal offics

ci ,vcti 0 entity is

*~.	Oais.r ef Meaoit	-~







Kenneth L. Lay

Pie. PM~~no ant ftc (II

Linda P. Lay

~23/99

I

ta.at	r~i

CONFIDENTIAL

2 GS	00160

Tha CUet and ~gc~ risuet sI~ri'

alas awthai'~,d to wtths'uw s.euri

Aoeoelst sa ptu~Idnd h, th. n.xt pa



in addition to the foregoIng authorization, yo~

deliveries of eacuritlea and payment ot ftmc

atiomey.In4ict or ~a It. or she may oediei' u.n

otdur or dirsction you may transfer amy aeon

	at my said e~eii IradMdually or am. ethi

to uld sg.nt indM~ie11y or an his or her ante

end you tney pay *i-id duller to my ueid agent

or ched In Thu nam. of my said agent individu

person, and you may accept any auth aet

indWith~ account ~ my said agurit or any cfl~

.l.w Li tho sg.est Is

a. and swa~s train the





are also authorized to make

to the aforesaid agent and

direct, end pursuant to .uoh

tie, ira the Aceount into the

riersof' arid deliver the same

inlhatforna or kab.ansrfofM

on itis artier order any cash

or In the riana. of any other

Iritles and or fund. for the

person.

OSMPTA ~jg~

ZPI~ ZD/Z~d

l'leaee 3~ ~e'ra. Stms For No~1atfont Or Swoni VerUlcadoti

~	~

ad'~:)) ~

LBFOO1 -00004



fl3E5BlEQa

T~5 P.D~/C~ F142

	Fs~Z~4~ ~1i13p~	Fr~-CQL~WJ~t ~AC~S

~ ~ TEXAS	-~

	ith~$ ~	_a~, ~	1~_.

	____	Linda P. La'_.__

DC" mu calm. ~ Sf 

~ me ~wn &tid ~ mu 1	~he	.aj$Sd



~ai~qofl~ ~ns~18, ~ ~ m~ ._

~s urn..

c~

bSOS mu	~. ~. r~dN'4L~ ~mw1bd



~ me ~ si~id ~ t~ mu ~



iis~.r~s"1. anC ~hJ~.___. ~ ~ .~scie~d

		-~ -'p-







~ ~ fi~o~ 2. ~ ~

		-~













MYS C. CAMERON

NoLa~ Pu~C. S~a~e o~ TexaS

	My Cmrmsz~on EzpirPS

R~c~ived Ti'e

Feb. 22. 2~O2P1~

?r~~t T~e

feb, 22. 2:O4?l~

CONFIDENTIAL

2 GS	00161

.oc..*a~ II *XGIA

~oc& law Is ,.~Spsd

$Mary~ P1.azS a11~X

~s r.~u~r*~ K ~	-	____

	___	u_ ~

__ t~.

SALLY A. KEEPERS

No~y Pu~c Sta~a o( T.~a5

M~ C~1T11~MJ~1 Exp~ru

DECEMBER 10, 2001

Pi~':~

LBFOO1 -00005



	F ro~GCLD~N SACHS	~ T-~T2 P .D2I~2 F-flE ~ 133

		Sachs & Co.	~

	Mutti- PRItY ACCCLfut	Street

	A~e nent	N~ 'c'ork, N'r' 1

	ft~2-9O2-l 000

~,

	lids at ~~oourlt	A~totiflt Number



~nnethL.L~ & Unda~J_______~191T

t~tf bondo or pr~~orT$0 ~rocic~ which aro o~Aad5 in part by The ~osuec

Thic ur)ralrMnt ~ n our r ~~orive rlnhm ~nd ab o~tlon~ n canne~tDn with yo~.u ~uCIi ~tu$1tiao Will ba OUDI4OI 13 yOur ~partial 

lotlerY 10011011 SYSUITI fl WIiIth tI1~

Tot: ~

	0	00011 c~ ~flar a~aunt or ~ ~ unO.r~lp~Wd ao taint ownorn roi~nr). nrX~nhlL11/ ci ~I0il~a Oe~urlt~ oe~tq ieOiftO li ~~cd Ic 

piOpOld000i to the h3i~tn~ o~ all

The eUrum4r~ ai~~ eel ~i C~eci Oil latin hiram ~lis1l desrota one a~reomoflt5 arto cMoto ci euott ~rtt~t~ cud to buw ~y or tot 

yci~. Ciuit tuiin,er unur~flO5 onut you wIc

ob~QaUaflI ci Iltu aecai or aeccuflt~ ~tUbt~hOd torroundet vid acOto ci the loint ~jroarc. witnOraw cud' otOOjiltict train anY 

;a~it0TY prior to lit' 11101 date an whict otidil

'Tills atretmor~t In to od~ lou 10 (onto In no way ~inItu or iccirICtel a~V~C to; pcavicicctc 31 or our tico rosy bo ciiitd uniasc 

audi a OMItOfI' n.o.c adopted en irn~ai~5l iatt~ry tyotem

Thi fl1fl~ which you or ~y ci your ZThIILOeO may hoyt 000*1 any ci r ranonuiti be~eon W111cfl Ia appilciblO to alt perticipamo 

~Mrfl may withdraw uooiiied uecurltiee orior to a

you or any of your alit tea md Client- You and Client hereby agree to the taltowinO wiTh p2tIiII call eLibhict to oocnpfliflGe with 

.SOii rrlIrDIn rmoulrwnenIa and the t.rrna

reap~tD any ci ClIani'u ocaunro ~mto1 you wed oil tr2tiULbaflC attli you: at Zity ipritoiTtifild Detweon you onto Client. YOu Ora 

i~ti~rl2&d to WtthdTI* sacurtuu;

~rr-~ ~V.aiki1. t,~ tmoacienc ~mtortei~ agrsmuril crimil be In otcoidanco wol' ~te tOld or QCIIN'A~00 dI~O3Oa0 at. WI0 to 010011 

Canto &~0atEt wIut 310 PcucO~0~ThI00~ or mote

rulea onu cuotams ci to ax eitge or ntIftoOt Oft Itt ClUf~fl? notice, U any, wfltrd the 0U0l~ other dICPV3k1~~ ttIS~OI 00 011*111 

flaY direOl, 'ltU are f1ir'ther oumttiztd to

lrzneaatl000 era exoc *d and in tontD~IW wtlh &pptlcab e OW OflO roOUhatl0110 01 ~ ~U encumo Onto ciit~ Paymento which ma~ become 

duo on Glienti seourhttOt.to

QOVCOIIMI11~~Qth~It rid h reajn,rrdmeflto orwppiememSth,r~O. ourrcnd~t for pavrnenl uttztl~~ obhigaUcriC ~n0 tnaee caliCO 1O~ 

retoumPtian ~nO



	~	0~.iI~ C~ittt agisse ~*t ;ll a~,torltiet ~ ~th~' prop~ty 10 ~xdhtnO~ cCrtl~lO0t~ in temPorarY lorro tar lilito c~rIittditeS In 

tofintlive lurrit or,

anu toe p000ceos therm Otto Ori~ ocwr oungaban. wneuior or ~r'ictt 'iou or any ~ tile par volue ni any ah5rid in ttiinged, to 

olfato thu ic~li&ri0* fat new oorufi000es, hi to

your athitatea may no for client or wiuch ~ru, or rosy ~ ~ ~ ~ IOIIhCI unuera1000 COO ~rct0 t~ Client ottet curia L1~h ~ will tide 

ronunoOle allorto

ndrriduall'J or loiritry wi o~hee~ or in which Clienr boo any m~oect~ an~ all rignoc cierit may to oiled In authorhZitlOrl eat 

thilli in the preO.dltth ~ you will miii no iliolilty

tiaten apatnot you or any yaw ulihliatic ~otaiI to. ariblict to a genl(a lirt, saintly lnwest and for your lattice to elliot tl~ 

nine.

rigtlt ci set-a tat inc dl twtcu at etl Ctieirt1 obUZtrWed to you or any ci your a iltotec. 001031 tJ~U~. Client end you anne that 

the actounto nialnulnad hereunder ritzy be

lumber a~raee mat you r y, n your niocrbnolo at any~mo zoO front tine to citric, roquire Client tililOttoto by you or Cle.iI1 t 

arty none disinvi up~i the givifig at notion et noon tEminluOfi

to dchivv coiIamr~ to to 'gIn and aucurl Citrus pertutinenee el cbhlgaltinra to you arid your to Cheol or to you. an tOed 0100 may 

tot. MI appUClate prcvIct0fl~ will OUNIVO toO terminallOn 31

afttIiat~ with repactto at, fttwaid, OptiDO. UJOIO ane OTItSf ti~*000tIDCI5 lriv~MrIg or retOblit the account and thit ~retmetit 

W~ioiJt hirumg me 1ore~a*tg, upon any such tenn~r~1Ofl the

to tortl~11 exchange. I cn colsuaral snail be deltialsO, within ant eunin000 Cay 01 yOur proetol001 ~f this e~s&nIflt thou remain 

In ritiOt with reupeci to oh ~e:urltla0 and amer

ruquocL ui such arrtcurr rid term and an ~ucit acouno or recipieOt as you nilill 0p*dty. You prxtrtY then held in ;udh account or 

oc~uuitto ant all IIC~OIIOO0 nd aur~~mafl~0 then

may, rn your ~I~cxed0fl ~ WIIIIOIJI rtcuoe no Chant d~uO. any amounts train CIlenVc zocauui ciuctandbnc bereeqil Chera one you or 

any of your effiil.auS,

		nOElOrl or render an opinion' with respect to any

	and app or tran~ltor an 1 Chierita aecurtles OttO ~'ther prapelty rtrerthariQCcbly Odiwetit any	~ Chant ~c~nuwl~gt0 11101, ott 

000001311. yOU may

at Cliant'C asonuma, at at which unreservedly truaratlimic all obhloanoris of Client. Clinlit

	acknowlOutIt ohm you	each at your ~th!ioatc act as CQerttc for each otriar 10 roepe~t~l the	acctOtrty. Client agrees that i you may, 

ri your sole dooritiori orid withotut ortor noose to

	rittlim iUDltoCtW lien IO i	ocrttoad Scout.	Client, retuze to accept or ~0utO ~ny otter Tram ~flent artt. st ~uC0 cane, you griOli 

00000vor

		~ ~Ieni agrees 01st all cash aocotnct tart~~cbcfle will be lt~nd lad	to OM Chom noDce ol such retvs&l at soon 00 pradliCOti 11) 

yeLl man sUtrTnlt Cliculta croera

	on a ceOrt 01*11 and cOn	snail pay for any securIty ptittohuth for Cliect's ac00wit, stat aciI~ar	lately chin ortosra tot toner 

cliertlo and you hOld noo detoigriaft any 31 CantO eil~iCIu andaro as

	arty cucUm4e i~ld for C	into etotant. on or before the oEdbmiflt 0*1*, Cleern nOreen ~	inoiulaucr when ubmlulrig ardord vIa the DOT 

yctarn and dlj the acurag; price lot

	on CarrtanO all bounces	1*n~ alto rupaol to CTlan~u ~~oeont Client wnrOrttc fitat no cate ~1	axetuuonZ reroddog from b000riec otoero 

iwb be z.,sltnee to CIeflZ~0 account.

	securidea I: canteroplot	 be ott trio securities are paid tar as pmcVltec ahoet zOO 11101 tacO	~ '~a~j~te ______

			iii ~ mi~l c~v

	4~& In the a~nt dciaun by Ch~t of any obhia~0n ~r any ~noacdop or agniamont	~	~lto	~inlnt0rtt i~ toflOIOO

	itninscIdWillbeOWnlO Cll~ntattte0n'*Ot5~le.	_

slOt you or arty of your .tfPiaua, f Chart thali DetaIn. b~nk.rUpt, insolvent or CUbIaCO no arty uPOn arro intirea to trio OOI31111 

or you. your atdilatec, ~ and our r0e~litI~~ legal

uanantptoy. reoroan inan~ienoy or uirnelr procaeohoeg. orator any rtason yOu or any ci m0~0~t50v~~ II~Xe*OOIc end oanli~rtz. 

Ne01wrYo~1 n~rCiieOt nn~'aottOfl es ~ or 0ain~tt

your elfiliedes doom ii at :~blt tar your or thir paaiacncn, you or any at your achiatan may, an obIicaoone unaex tn~ agrtennsctt~ 

to wttO* or In ~zrt. wfihout 11w pnor wmrnrl eansont ci tIle

without notate or damall o ClieltrI atn4 at ouch wilee and piecec mc you may Qemrrnine, cario6L other patty. excepi for an 

ualpnmernl anti detegaflon by you am ah at your nQTlor and hg~lJona

terminate, acceetrata, I; tale atai/or close-ow any or aS nranaactucns anti agreement-s tiotwean harutjmtdlm 10u cucceeior sittey 

That aezumeO ~ub5tonocIlY ad of yonr uioru 0110 buOlnetset

Cilwo area you or any tu r allilitoal, ~teoga or aet any e~rl~t or other property e~tlth you IncludIng ad ef tee ubl~adOflO undir 

th~ a~tumeflt~ ~y Cocteriot, opesceon of ow or ottierwiOto

or arty of your ~llttoli*s y had for Cleot or witich h to Cliorit leltfwr hidruidualty or loindy and 01*1W a r~tOtOni0 ~r~r.Oiaier 

uflOSr wievont Soooriuic and ~xclmnQa CaeiitrtloslDit WhO

wiTh otonro) alto apply to irotoatis to iota diocuarac oi One oceQareon. ore-art. rat Ian ~co~p ~.ny 111,on icy au~h uM~i5On eitd 

aOlurfl~On Cf 0bllO.&tiOrtt by silth sierctcocr etilirIt. yuu srtohl be

obllgattors to Cite a~alr laity obl~atlDth to you or arty 31 yauraffiltate0. coercion all rpnto.Ote reileatto ol OttO hully 

dIScfl*l'gdO train all yolK obtigatont fler~ufl0CF, iteatflal euth nbha&bCfli

cesurad ~r,choT in nuapt ol all tollalthal in ahI~rt you or your ohhliatat rims a aecintlty lttMeOt omit before ot after the ~a1g 

01 ouch delagitton and atoumpb~. ho ea~Jor to any,pltiVlO~0fl of

or night & tat-cOt, cover ny open patlitoint al Client (by buyin~ in on barrowtog securiil~S ~ tha s~ieemeitt obail be ~utneO a 

WOIrtI of any ainten pmulslolt. nor a coiflhllulha wsVer all/ia

athenwinel ant taIce oticti d'seracVOtlO as you cc any am yott illhhia105 acorn apprepnale ~rovdc0 pravalorl orprovlOlDnlO co 

wanted. ~h wetvon an~ r~ootytattoeo nWtt be lit wlltlflg.

1001 11 appl~b4e law wat clay or odtwwta irnealt the ndidty 01 yoUr Ci tony of your affihtathS to j~J~tifl. ____

land any sec/i action upo city ~udi bazmltriJplay. raargzsiI~tt0n, ~ttpbJo11cy on ~irnhlar proceudin~. (z~ hlbatlll ~s ~_' aed 

bl~i$ cc ~s paet~i~.

you and ma applitoble a latalo) will be dasmad to ndvi texan tacit actton with respect eQ ttee ~i Thl	El wa~IAt ~ m se* rastd1e~ Ia 

coart *elidllC

canoaliullOrh LcmtIyltOh acteteratiori. tlgtiidzflofl and/Or close-OUt 01 ttanc.adtlOtte arid the

at appropc~ t-Cftu~ and if end to the ~ncT you deem it tpprCpr*th. toe sale or	~

dIcp%btrOc1 of cecu 81 other eqfttg 01 CliIxlT, IttS ixendlO ci nptch ala secured credtot and ~ PT, WI~J~1~ i~csvlJy ~ glIl~im~Y 

m~*U*ttDd Ileac aid terelit Ittoni

the appilcItiel' at prooci~t lmmndlothiy~r to such bantrupto'. reorgontZotlDfl. rrsaclew~y or o~Wt ~UUSAl4$~

cimni~1 pco0(edlrlt. Cliw that rernatrr tar arty tefidency etid ohahl pmcmptry relr000tfsC yOU (d~ T~ aMtr$sIl' w1 Is ut raiiftd th 

l~aI~S fac~ee1 M~ or Ispi

	at an InabIlity t0i borrows I ie~unUS or oltect property acid tar cuanre esonunt.		       J99C1L K ~O ccci IOdI~C2t~O* of niIIIt

	and ycea z1l1bale~ tar onn~ ~sc or eepNtsa uiaxrec met*c ,n~lwilrio lossis ~u~lned by reason

			     I

	~. ~ i~ cue agroes to pay Inleroda cnarpel whiCh cnuy be mmpce*d by you in	~	elfl t!.loeltv ~ci~ I ~IaeW1tV at srWtti~as who



trat00uon. Iaiclu op to cemindsu purohemad, ~oe Clhornie acunt ~nd prc~uzyrrreriu In Cilenti ~ii ir WI	wIth *s aeciemis Islc~i.

accuroance woo your u al cuatam, on resoect to late payments lit 030luetotlon Were 01w

	account (La., the cnadltir ci mi gro~odO 01 caM plior no otmfli*ment dale or prior lo recaipt t'y A~ C__L	1 Li~l ~ ~	~ at ~ ,4l~0~ 

*Ioea I.,sdpsd ii

	you of 1mw Item atO In cd te(lssretole tortnl. tent icIcrioW000eb rect~t of mc ~ntIostl* ~	~ at ~E V~	..'nS ~5~4K5, $ff~W~~	It

	iss N~ ad	~ C1Li~$	10* ~O s~t

OocuiTtaOl ettliflX intar t Charges to Cliun~' and agradain be bound Ittarsay. Cliared agrela .~s,	_________ ________________

on pay prorrepdy any wit en wnnch noeay became due at ord~ to nieat reiiuests tot aiidtUGraI ~ ~s4 m I~ ~I ~i.t ~ Lz~'~~~- ~



deposlt~ on	marlet to ni~ hat with respect no any transactlotos lotchhltInin undsueto ~acurhtlen s do; ~ufl aetsiI~Md lateslef, 

aMsil Ic aetilid Ni ~NZthithIC1 ii

or cold by C n1. Churn u~oea to pay promptly arty custody or DOlor lees which ~ v~ ~ ' aIS~ at a~ cci of ~ ~tto M~U

tray bt Irtipacud by you th rasitict to tea account	____ _____

EacaPt 1 ~emtM000 In me iast aecitonto of intito Sectloo S. the ~mg ci each Ott a TIc ~ ~I~L ~ ~ iir uit~~l of

oraar by Chenor otiall car one a detignnaciori of the she l5 lonC' and a cenlttcoteon that ~' ~.  a~r ~ ~ ~SClM~Ii it kci1tI~ 

IccIKi, ~ N

cecuritlesto be cold ore enndby Chientt~nd,t nuchaouritleoaraiyotiflYtUrPoeonasian,the ~ ~   ~ I~'~ ~ ~ edict, ~ ~'' 

piatonp Cl titdl ~td0t all ~sn31itutO a warranty oy Citonit ttn~t ClIent xhal deliver ~uch ~ ~ ~ NY 1Ip~wI uell s.M..~ ~

~aouritiaa to you on or ttura aettler001lt ~at* it Client rnairtlaInii a rnargei account. Client wI~ia tii (151 oftu 1~~i1i ~ 

~tmo~t~. fris y.e rpine~ct~e ~ck

agrasem dei lactate all at endure cc either 1ori~ or nhtort. sci~, ClI~ ~ ~ di ' el0~ ulCofa Oat of

7. %~41 il'J't~ ~*portoor comntinmahorte of the axacudoir cI ordem ~nd malemnentx TN. ~l ii doe aar ~I Ni ~a1, i~ ),~it

utCuecte accaunt snaP conciU5~O 11 nstOb~O tote onnung ~in ~ea llO 0a~S otter ~

itrwitOtrtO by you to C .110 by tn~0 or otharwise. Commuticotlont rnailco ejcotroctltzny ~ spit WsW~-ecttI~C ~ I~'S'~

trarnemitlad or tttherwice ion to Chine or the thtoriou e~dficd iii your reouron ~hahl, timi Three ~ asy ,it111t1 IlitritIsa 

*.raee~St ip~iet 1*1

(~) buatriutis ~~oo citE y I fli.va roonived notion In wrItInO era toareremn uOdreao, bo Oeumnd _______	_______ ____________

have been iarwm.ltitd by u when acer md The Client waives all tianitU reuuttlng front leilure to ~"'~ is ~t * ~ ~iss sr ~ Is a 

______

rec.m#e seoth colreOUOICS met. ~ ~t* r~uCttl U! CII~ adCiuUi

t    -I Ara~rJsi ~ It you act at cu~wOlzii for trio aectiritito and other prertarty a  ~ a~ci ll~ ~I) ~ b~ ..rtj~~*i ta ~aed 01~ 

lbe 01M i

		         K ~ ~ ~ the a~ b~ the 00Kb,

	Clletnt11 a~curln, you en lutfnori~0 To raritutlhf auth ietoritien in your name cr the narrw ci

	your normnriee or cause on aucutttite lxi be ratriaxefac tot The nitric ut or In tIre name at tot	~edn twlcif*icI ~ UIKC$ 1* ~1I~1~ 

ID *i~I(b'~ ~iall *Ot tXI~t11~ a

	nomhl'e; 01, a racagrilal dapo11ltt~ry 01 ClearIng orhurlitotion. Ollont uriderniands mat when	wat~ ml a~ t*~ uIOK~ i~e~adt tatipt 

tithe iflitit~tat*d IItL





~SMPAA B!~

Plat~cs See everai Side

	CONFIDENTIAL	2 GS	00162









~,





~nnethL.L~ & Unda~J_______~191T

t~tf bondo or pr~~orT$0 ~rocic~ which aro o~Aad5 in part by The ~osuec

Thic ur)ralrMnt ~ n our r ~~orive rlnhm ~nd ab o~tlon~ n canne~tDn with yo~.u ~uCIi ~tu$1tiao Will ba OUDI4OI 13 yOur ~partial 

lotlerY 10011011 SYSUITI fl WIiIth tI1~

Tot: ~

	0	00011 c~ ~flar a~aunt or ~ ~ unO.r~lp~Wd ao taint ownorn roi~nr). nrX~nhlL11/ ci ~I0il~a Oe~urlt~ oe~tq ieOiftO li ~~cd Ic 

piOpOld000i to the h3i~tn~ o~ all

The eUrum4r~ ai~~ eel ~i C~eci Oil latin hiram ~lis1l desrota one a~reomoflt5 arto cMoto ci euott ~rtt~t~ cud to buw ~y or tot 

yci~. Ciuit tuiin,er unur~flO5 onut you wIc

ob~QaUaflI ci Iltu aecai or aeccuflt~ ~tUbt~hOd torroundet vid acOto ci the loint ~jroarc. witnOraw cud' otOOjiltict train anY 

;a~it0TY prior to lit' 11101 date an whict otidil

'Tills atretmor~t In to od~ lou 10 (onto In no way ~inItu or iccirICtel a~V~C to; pcavicicctc 31 or our tico rosy bo ciiitd uniasc 

audi a OMItOfI' n.o.c adopted en irn~ai~5l iatt~ry tyotem

Thi fl1fl~ which you or ~y ci your ZThIILOeO may hoyt 000*1 any ci r ranonuiti be~eon W111cfl Ia appilciblO to alt perticipamo 

~Mrfl may withdraw uooiiied uecurltiee orior to a

you or any of your alit tea md Client- You and Client hereby agree to the taltowinO wiTh p2tIiII call eLibhict to oocnpfliflGe with 

.SOii rrlIrDIn rmoulrwnenIa and the t.rrna

reap~tD any ci ClIani'u ocaunro ~mto1 you wed oil tr2tiULbaflC attli you: at Zity ipritoiTtifild Detweon you onto Client. YOu Ora 

i~ti~rl2&d to WtthdTI* sacurtuu;

~rr-~ ~V.aiki1. t,~ tmoacienc ~mtortei~ agrsmuril crimil be In otcoidanco wol' ~te tOld or QCIIN'A~00 dI~O3Oa0 at. WI0 to 010011 

Canto &~0atEt wIut 310 PcucO~0~ThI00~ or mote

rulea onu cuotams ci to ax eitge or ntIftoOt Oft Itt ClUf~fl? notice, U any, wfltrd the 0U0l~ other dICPV3k1~~ ttIS~OI 00 011*111 

flaY direOl, 'ltU are f1ir'ther oumttiztd to

lrzneaatl000 era exoc *d and in tontD~IW wtlh &pptlcab e OW OflO roOUhatl0110 01 ~ ~U encumo Onto ciit~ Paymento which ma~ become 

duo on Glienti seourhttOt.to

QOVCOIIMI11~~Qth~It rid h reajn,rrdmeflto orwppiememSth,r~O. ourrcnd~t for pavrnenl uttztl~~ obhigaUcriC ~n0 tnaee caliCO 1O~ 

retoumPtian ~nO

	~	0~.iI~ C~ittt agisse ~*t ;ll a~,torltiet ~ ~th~' prop~ty 10 ~xdhtnO~ cCrtl~lO0t~ in temPorarY lorro tar lilito c~rIittditeS In 

tofintlive lurrit or,

anu toe p000ceos therm Otto Ori~ ocwr oungaban. wneuior or ~r'ictt 'iou or any ~ tile par volue ni any ah5rid in ttiinged, to 

olfato thu ic~li&ri0* fat new oorufi000es, hi to

your athitatea may no for client or wiuch ~ru, or rosy ~ ~ ~ ~ IOIIhCI unuera1000 COO ~rct0 t~ Client ottet curia L1~h ~ will tide 

ronunoOle allorto

ndrriduall'J or loiritry wi o~hee~ or in which Clienr boo any m~oect~ an~ all rignoc cierit may to oiled In authorhZitlOrl eat 

thilli in the preO.dltth ~ you will miii no iliolilty

tiaten apatnot you or any yaw ulihliatic ~otaiI to. ariblict to a genl(a lirt, saintly lnwest and for your lattice to elliot tl~ 

nine.

rigtlt ci set-a tat inc dl twtcu at etl Ctieirt1 obUZtrWed to you or any ci your a iltotec. 001031 tJ~U~. Client end you anne that 

the actounto nialnulnad hereunder ritzy be

lumber a~raee mat you r y, n your niocrbnolo at any~mo zoO front tine to citric, roquire Client tililOttoto by you or Cle.iI1 t 

arty none disinvi up~i the givifig at notion et noon tEminluOfi

to dchivv coiIamr~ to to 'gIn and aucurl Citrus pertutinenee el cbhlgaltinra to you arid your to Cheol or to you. an tOed 0100 may 

tot. MI appUClate prcvIct0fl~ will OUNIVO toO terminallOn 31

afttIiat~ with repactto at, fttwaid, OptiDO. UJOIO ane OTItSf ti~*000tIDCI5 lriv~MrIg or retOblit the account and thit ~retmetit 

W~ioiJt hirumg me 1ore~a*tg, upon any such tenn~r~1Ofl the

to tortl~11 exchange. I cn colsuaral snail be deltialsO, within ant eunin000 Cay 01 yOur proetol001 ~f this e~s&nIflt thou remain 

In ritiOt with reupeci to oh ~e:urltla0 and amer

ruquocL ui such arrtcurr rid term and an ~ucit acouno or recipieOt as you nilill 0p*dty. You prxtrtY then held in ;udh account or 

oc~uuitto ant all IIC~OIIOO0 nd aur~~mafl~0 then

may, rn your ~I~cxed0fl ~ WIIIIOIJI rtcuoe no Chant d~uO. any amounts train CIlenVc zocauui ciuctandbnc bereeqil Chera one you or 

any of your effiil.auS,



at Cliant'C asonuma, at at which unreservedly truaratlimic all obhloanoris of Client. Clinlit







slOt you or arty of your .tfPiaua, f Chart thali DetaIn. b~nk.rUpt, insolvent or CUbIaCO no arty uPOn arro intirea to trio OOI31111 

or you. your atdilatec, ~ and our r0e~litI~~ legal

uanantptoy. reoroan inan~ienoy or uirnelr procaeohoeg. orator any rtason yOu or any ci m0~0~t50v~~ II~Xe*OOIc end oanli~rtz. 

Ne01wrYo~1 n~rCiieOt nn~'aottOfl es ~ or 0ain~tt

your elfiliedes doom ii at :~blt tar your or thir paaiacncn, you or any at your achiatan may, an obIicaoone unaex tn~ agrtennsctt~ 

to wttO* or In ~zrt. wfihout 11w pnor wmrnrl eansont ci tIle

without notate or damall o ClieltrI atn4 at ouch wilee and piecec mc you may Qemrrnine, cario6L other patty. excepi for an 

ualpnmernl anti detegaflon by you am ah at your nQTlor and hg~lJona

terminate, acceetrata, I; tale atai/or close-ow any or aS nranaactucns anti agreement-s tiotwean harutjmtdlm 10u cucceeior sittey 

That aezumeO ~ub5tonocIlY ad of yonr uioru 0110 buOlnetset

Cilwo area you or any tu r allilitoal, ~teoga or aet any e~rl~t or other property e~tlth you IncludIng ad ef tee ubl~adOflO undir 

th~ a~tumeflt~ ~y Cocteriot, opesceon of ow or ottierwiOto

or arty of your ~llttoli*s y had for Cleot or witich h to Cliorit leltfwr hidruidualty or loindy and 01*1W a r~tOtOni0 ~r~r.Oiaier 

uflOSr wievont Soooriuic and ~xclmnQa CaeiitrtloslDit WhO

wiTh otonro) alto apply to irotoatis to iota diocuarac oi One oceQareon. ore-art. rat Ian ~co~p ~.ny 111,on icy au~h uM~i5On eitd 

aOlurfl~On Cf 0bllO.&tiOrtt by silth sierctcocr etilirIt. yuu srtohl be

obllgattors to Cite a~alr laity obl~atlDth to you or arty 31 yauraffiltate0. coercion all rpnto.Ote reileatto ol OttO hully 

dIScfl*l'gdO train all yolK obtigatont fler~ufl0CF, iteatflal euth nbha&bCfli

cesurad ~r,choT in nuapt ol all tollalthal in ahI~rt you or your ohhliatat rims a aecintlty lttMeOt omit before ot after the ~a1g 

01 ouch delagitton and atoumpb~. ho ea~Jor to any,pltiVlO~0fl of

or night & tat-cOt, cover ny open patlitoint al Client (by buyin~ in on barrowtog securiil~S ~ tha s~ieemeitt obail be ~utneO a 

WOIrtI of any ainten pmulslolt. nor a coiflhllulha wsVer all/ia

athenwinel ant taIce oticti d'seracVOtlO as you cc any am yott illhhia105 acorn apprepnale ~rovdc0 pravalorl orprovlOlDnlO co 

wanted. ~h wetvon an~ r~ootytattoeo nWtt be lit wlltlflg.

1001 11 appl~b4e law wat clay or odtwwta irnealt the ndidty 01 yoUr Ci tony of your affihtathS to j~J~tifl. ____

land any sec/i action upo city ~udi bazmltriJplay. raargzsiI~tt0n, ~ttpbJo11cy on ~irnhlar proceudin~. (z~ hlbatlll ~s ~_' aed 

bl~i$ cc ~s paet~i~.

you and ma applitoble a latalo) will be dasmad to ndvi texan tacit actton with respect eQ ttee ~i Thl	El wa~IAt ~ m se* rastd1e~ Ia 

coart *elidllC

canoaliullOrh LcmtIyltOh acteteratiori. tlgtiidzflofl and/Or close-OUt 01 ttanc.adtlOtte arid the

at appropc~ t-Cftu~ and if end to the ~ncT you deem it tpprCpr*th. toe sale or	~

dIcp%btrOc1 of cecu 81 other eqfttg 01 CliIxlT, IttS ixendlO ci nptch ala secured credtot and ~ PT, WI~J~1~ i~csvlJy ~ glIl~im~Y 

m~*U*ttDd Ileac aid terelit Ittoni

the appilcItiel' at prooci~t lmmndlothiy~r to such bantrupto'. reorgontZotlDfl. rrsaclew~y or o~Wt ~UUSAl4$~

cimni~1 pco0(edlrlt. Cliw that rernatrr tar arty tefidency etid ohahl pmcmptry relr000tfsC yOU (d~ T~ aMtr$sIl' w1 Is ut raiiftd th 

l~aI~S fac~ee1 M~ or Ispi





trat00uon. Iaiclu op to cemindsu purohemad, ~oe Clhornie acunt ~nd prc~uzyrrreriu In Cilenti ~ii ir WI	wIth *s aeciemis Islc~i.

accuroance woo your u al cuatam, on resoect to late payments lit 030luetotlon Were 01w







OocuiTtaOl ettliflX intar t Charges to Cliun~' and agradain be bound Ittarsay. Cliared agrela .~s,	_________ ________________

on pay prorrepdy any wit en wnnch noeay became due at ord~ to nieat reiiuests tot aiidtUGraI ~ ~s4 m I~ ~I ~i.t ~ Lz~'~~~- ~



deposlt~ on	marlet to ni~ hat with respect no any transactlotos lotchhltInin undsueto ~acurhtlen s do; ~ufl aetsiI~Md lateslef, 

aMsil Ic aetilid Ni ~NZthithIC1 ii

or cold by C n1. Churn u~oea to pay promptly arty custody or DOlor lees which ~ v~ ~ ' aIS~ at a~ cci of ~ ~tto M~U

tray bt Irtipacud by you th rasitict to tea account	____ _____

EacaPt 1 ~emtM000 In me iast aecitonto of intito Sectloo S. the ~mg ci each Ott a TIc ~ ~I~L ~ ~ iir uit~~l of

oraar by Chenor otiall car one a detignnaciori of the she l5 lonC' and a cenlttcoteon that ~' ~.  a~r ~ ~ ~SClM~Ii it kci1tI~ 

IccIKi, ~ N

cecuritlesto be cold ore enndby Chientt~nd,t nuchaouritleoaraiyotiflYtUrPoeonasian,the ~ ~   ~ I~'~ ~ ~ edict, ~ ~'' 

piatonp Cl titdl ~td0t all ~sn31itutO a warranty oy Citonit ttn~t ClIent xhal deliver ~uch ~ ~ ~ NY 1Ip~wI uell s.M..~ ~

~aouritiaa to you on or ttura aettler001lt ~at* it Client rnairtlaInii a rnargei account. Client wI~ia tii (151 oftu 1~~i1i ~ 

~tmo~t~. fris y.e rpine~ct~e ~ck

agrasem dei lactate all at endure cc either 1ori~ or nhtort. sci~, ClI~ ~ ~ di ' el0~ ulCofa Oat of

7. %~41 il'J't~ ~*portoor comntinmahorte of the axacudoir cI ordem ~nd malemnentx TN. ~l ii doe aar ~I Ni ~a1, i~ ),~it

utCuecte accaunt snaP conciU5~O 11 nstOb~O tote onnung ~in ~ea llO 0a~S otter ~

itrwitOtrtO by you to C .110 by tn~0 or otharwise. Commuticotlont rnailco ejcotroctltzny ~ spit WsW~-ecttI~C ~ I~'S'~

trarnemitlad or tttherwice ion to Chine or the thtoriou e~dficd iii your reouron ~hahl, timi Three ~ asy ,it111t1 IlitritIsa 

*.raee~St ip~iet 1*1

(~) buatriutis ~~oo citE y I fli.va roonived notion In wrItInO era toareremn uOdreao, bo Oeumnd _______	_______ ____________

have been iarwm.ltitd by u when acer md The Client waives all tianitU reuuttlng front leilure to ~"'~ is ~t * ~ ~iss sr ~ Is a 

______

rec.m#e seoth colreOUOICS met. ~ ~t* r~uCttl U! CII~ adCiuUi

t    -I Ara~rJsi ~ It you act at cu~wOlzii for trio aectiritito and other prertarty a  ~ a~ci ll~ ~I) ~ b~ ..rtj~~*i ta ~aed 01~ 

lbe 01M i







~SMPAA B!~

Plat~cs See everai Side



LBFOO1 -00006



~I1~0~

	Each of the un4eti~'cd ~*~rt~*c thll M or 2t~a L of teosf aqi.

C~t tWtoE reotoU1~tl that ceo on~ *zoept toe C~en~ bau zo ioferest ~n C~I'nV~ loc000t u~en

each to reve~ed of the thu ~1suoh ICCOUfOt aM In ~i~y ~uth ~ ~t toaa the

Kotar~~t nthcat~d In aaich t~t. C~et11 ~t*nto toat M oe l~a wtU keep you in~inof of any

th*rtil In ih~ intoronlitOn itt~pII~d to you horofn or otloerwfee In co~inItion ~m your

IetoofIA~fl~ end ~OIfl~ iii IC~UflI or acOUnth icr CV~it

j~f~J~ The ~zeiliIQnId heiaOy rwmerd and irT~fl to you that eadi of toe

unOeeIEQnSd has lull DOMr i10 authOr~y on beto~ ~ of U~ und a*tr to FnUe ~i~acS

~nd 3aLes 10r thaet~ aoeo&aot tb) to wthQoP~ tw~o. ~acax~ and ~r p~oasrty Irurri C~QXOtO

Z~XI~t~ (o~ to  md r~IvI u~cfl~. ~ n~. cor~~ rel~o~%. e~erte~lo

of a~cUot end toiwnun~bOf~ of ~ ~d) to Ih~ a~rncmrtb~d ~a~ItTP~~

t~1T~ ~O dw 13~0QOl0~ fuX2rr~ and to ~ rno~ ~ Wto~U any of the xm~ofl thu~of,

mM (of ~n~agy to d%l you en bd~ah~ ci ~ asr~ Itat1w1dUa~y or to our faint

	~ fU1~ asid eee~e~ e~ ~f eath icna wwe to	~ wtocr3Itt n~e to the

other or oe~ N~ ndth~ lice toragotoc~ the u~d~i~ a~ That you me'. kr your mote

r*be~O (If rco*i Joiro ~Z~U~ton from acm. or aft oldw m~slQnod batcire ~Iag any ictlou

herew~der and (0) ~thOUto ric~3rw kczbuoflor~ 1~oni any CM of frr wrQr~'id ~oft ~t in

your olrtlon. n onrrlUcuwWO *ebi~r~ m~e~ troni any ~ of ~ oompiy with

	ouch toUo~ena md/cr a the c~STch~IAed ci di	ou~ ~e~Or ~t no action

as to any each toaeu~0flo until you receive ~ from w~ en or ill of ftio iridai~nod

wi~iofl mrs ut~toe~ to you. fxn iuth~ ouer4,n~d hereto ~r to f~ until wrthtan

1LJ~.~ ~th of toO unctorained erlsm on hl~ or ~rnr

IC an2io~ exeosnoll. inloOnItoru and I~0*t TO~21M5

~Wrlo ~coWfl mt~ be 101 cot and ,ev.rat. me estate 01 .rcy SI

sird be folcotyasid omisoally il~bl fcr~ny debt or to

10 trsc~acttotfl lnlttot*d prior to your recoin I of the u~

the scauctt or othar*lae.

	-	Cbecn acm! toil all fuloth. socuciba~s ~nd oil

and t~ proceada frwroo~ CIUII be held lortle a~owct in the

bbs, wleo U The legal and et~uftable rights o1 every r~ture:

~b~$lliOfl1 and candttlonS. that much lemon of owceeraliip I

i~s~ed. In too event of (tee duth or lncompe~on1 cit any

thanr which Offsets Thu mariner In WhICh tIre pro erty In

mmem be given written nobca ttoeceel, and, In a4d~bonto

egriaffiCotIs OUtollnO to (Almnra eanoucoL you are a thariz~tf Ic

docirnwrtor end tax wof,.rx, mu rstaJn such parson tnt or tad

oil teycu may b~fT~ 2dViOO.bli.

r/1fl,.t	7)PJ

Ii

~l~3YE WlYt~)0~_toOi d

LBFOO1 -00007

CON~FI DENTIAL

-	2 -GS:

001 63

betoff and on be trail of his or

nt theto UshiSty with mupect to

wteo ebait bite dIed and much

1mm the A~curmi mooutt1tt~ from

tDn natict of Such Oeau~. front





property held lorthi aoouurtl

atoner lrtditolld Ito toe amount

d inred. itod subject to ad ff15

motes upon at or any of the

Ia of too urdsnicored. or citiur

IC tOODUM In held, you ~hi0

e actionS Deflflto.~ under any

~lci such acilon. momlIrv ouch

~ truJosScilCnS It ltrI account

	it q*iiionomt ito a.	~ ~ ~ lam	i v~~~sW ~L bc & C..

	Plgs c.i.~ts $sctI.~ 17- ~Ix U CH~it .Ji*u ti	y tar * aargti aaaaua.

~ $flC~'I 17 NU1~st~ ~ U~~ ~ * ~ scaeW ~ ~	I~ ysi. T~ prs1i~~ ilSici n17 in In adMUci ta tW

~V ~,EI.1Ui riUi~ Ii lit aThINL



a)	(~ilant repfewlta end worrarnw to you that Client has had art opportunity to n~isSuu with you the teaks ;eoclmted with the use of 

morgin and that fin cii margho is carmofotolit

with Cllectt3 lnvasimoflt cbjecltvt$ an ~~ed t~ you. lnofudin~, it ;pgfi~Me. the d~l~nthoto of sairty of prmnd.pal as Ct~ortt's 

primary lflveCOflOflt obfecth



b)	CyArlt iglooS to rimalmctoifl orrargiros Icr Cilocoth account a~ you may raquuo freon (tone to time. ClIent arae~ to pay mt rest 

charges which are lmpDeed~ LOCD~d&1~~ wIth your usual

otastorn with respect Co CWent'o account end to pay on bertoarto any debit balance owing with rs~actto ClIent; account

0) C(lertt agrees that set enitive and othet property lit ClIent; ammrit may be ccrnled h~ yourgenOT~l loans and ritzy be pledged 

or hypcithtct~d netienat or in common ~th other

nacunittes and any other ~ropenty tom the sian this to you thereon on icr a greliler sum and withoul retaining in your poccesalon 

and ~cintrul lot bath y ~ like amommi ci sImIlar

mesurittes or cutter properly and Thai ccrtairm rights of a tslolp, toohtthng the rlptntb yrto ouch. i~curttIet, may be oran~erred 

to you or by you to othorS'



ly ifiilI b.~, Cidsi hme~" a ~, Is 7 ~ ~urit~ i~ha aeoss~t, to $4~ I~ Ml peitlausil Is $~c~Ia! 17~ an~ ~luoistit ~ ~it Chef's 

s.c~ft'~

*Ia~ ti ~ Me~ L Co w to scisa.

	.	__..~ .    

	 ~	~ c2tock alt sgplccbha boxes and pr~e ~t ~ir~Cfl

below If Cihent I~ uacclanad with any of the anbhlee listed balo'a. pr II an Immediate family

rmnemrther ~1 Client f0p0u55. brotoac atoter. parmmite, ChIIdTCA. mobwin45w, tzb,er-lcl'Iaw. brother-

to.isw sistor-In-iaw, xomn-~n-Iart daugmeHn-toYJf or other person, who supporto ClIent to a

ojisilit rixtevi, Lit aseocitiad ratio any ntthe laltoMmag enbheOi

Below

5250.00*	~ SI .000

0	an ex:haooe;



0	memben or member orpnI~en at any exctnapee or too MSD or any umfar-deahec



0	1 heroic ~~vIngx and loan Inettoubon. trust cam~aoy, Immumenca c~mnpany or



0	divestment eompeny. an Irwescitent advttorytinto orotherk~b~toal ~nentmffty.



Explanation:

	Worth	~yt.ooo	~

	(,esludlng r~nhder ccl	9

	AntotiJ~1C0ff	p



~



					NIV~kOTOthCtRttoPto~~t

			~biZreinQ ~ ttiiam ~ a0~e~	from



	hfety :;;;;~-.~ent ~ IfltO!Uto~ pelmarby he pmoehenp to! ~ ~~T~~____.

	~ci~	~nfar~Q~	orhr~~o~~t		~~tL & Linda P Lay

	_~_ 1~t*t Pm*t~ Ctcnt wooto to	rn~et-flerm hId3fl~ ~~tizo.	~	~

								      -

	which COZY tfl'~'0~ ~1~t~tO eMtoefl l}~uId	}OeO~ q~~y	266Z5 30707

	    ~*c1iaiKo; ~Ient to Into	~ekhe~ ~aye-avm~	~ ~IIuiOLI to	~antoot ~tor~e orto ~COhOne Number (t ~nitoabtoi

	to OOttoVC ebave-a~mn1Q~ r			~ o~

	The above inft~L~ agn;	~ ahj~eo	~preeeflto t~ w~ent	____________________________________ _________________



toed ~ed~ any ~ ~ euch pr~~e ~ ~1she may ~va oue~

yrov~ded t u~th respect to ie~Uftttfl to~nuctton other then tnarn~tDn apec ty

~	th r~bch to oph000 uen~~o~,



The undeteiOi,ed hereby reqoee5t arto authorize you to open an

account in the nanie epetottad abova zeta

~?hiass ati~.,c~ta Ha~

Th, unedartognad ore ts~ I ~ soth at tao tetho an unchided. equal ir~ireth

	therato.	-

	me	rsionae ara ~sizt ~wtt wtU~ nt~ i~ ~ en toot in cue at tue

deotti ci sore' at an, toe eretiro zaccww ohall becoreon the prapan~y at to~ etaNivor or nur~ivarfl.

	ma tnre~arolnned ore fluebawI an~ wile no	tt o~itt~ plV~iVtT. An ot &i~7,



AZ~ CP~ ID, L WV. NM. TX, WA and WI are ;~mmuCitY property Juraditotorec.

	~ ~	-~

	It you art outboo~reg norn~

OWMIO to ~ta~ or6lru on your beIt~it. plsa&O Iodnote the pzru

Ibe .ichued ttadtti zntkarhl*tloeL



~g'Y'e~ Saro~itfl & Co.

~i b~c~.rt ~ wi a ~f ~ ~ ~ Aocaau~ *~i~t. A prfl*PltI .ebtwidia t~ In ~

					     ~,~.E:.P.':.t:t1

t_~ tnhiBd Z1D-I

EC~Z~SE LL

Datrs 2L22/~9	-

~43YS ~lVYG10~0ao~

ar_rT,r.t tpM(f~~

~	~zzq~

LBFOO1 -00008

CONFIDENTIAL

2GS~-	00164

	rn'Y vary ~.r~te tnv~tmM~t flJ	~ You iM sUttWrtzE~ to	~fl the tyment tn,tnjtt~ oat

ob~ed~vIt with re~~t ~ ~1aur**O tr$flUa~Oflt era O*~ lorth bitaw SUCh W~tbem~io1~ rioaC bi~cW Ur~t ~ rmttc~ b4t~eVPd by you rt good 

tu~th to be ~i iWre at ary th2r,~!I Ta~erthflr~

rtut ayvty to other trvnaatt~ with you or e&ii r~y at your ~ P~ue '21k uI euch On1SUC~Ot'S to r~eNrd b~ you tn ~dtofl when ~o 

hxosot led you inoy tout you ore no~t

appilclbI! nbf~dIW~S In cz*r at prvI4ruC* (~V Ind1~flS th. highest reau~ ~ ~o~ow ~e~ru~~t u~orm which dther ~ the ~ ~et locto betow 

with

	"5 Ind4eate~ the Jo~~ pzel,rviwe)	~ ~ ~ro~th~ however th~l o~y Uvnt on peroon wIth tn~dIn~

		r~Z~I~It ovor C~itC ~~oUtrt mey'~Jth1Ori~ the ~nolRr lurt~o to on aocourt wtlth to

j_. ~ivw~ C~ervt to more lat!Teeted in ~eov1ng ~1! mactat v~ur at ~e ~,cretoua ~aw aver "~	at IM latfit I00001Tt ISl~thlOhed CU~d1~

to. tote~ te~nnbWe toe ourr~ot ~nie tram pae~oIc ~nt to prepar$h to accept edditteoul ohek pi~ia1 ~iatJ.~r

~ prthnipat to th~ Q~

~thit then one at hue Otrot

to name below 2fl~ nompliti

	Client undo t~rtdo that you re

~ecutbe~ Innuere The name oddrens and securtoto poottiorto

the CIlznt'~ accoUnt in your or your remnirlee'S ~$I1OC UnIOSO yot

Tileefit hereby noilfe$O yOU that Client wtoMn ouch d~Ur* to I



~UEXT1NCILD c~i~ ~QX IF cUDIT DO~ ~t Cl

	be reoutred to 0 lose

h renpect to ~~cUT1tItS halO in

ire n~tthe~ Thai Cbetol otectO.





	~ZTTO 1J~ j~j$l}E.

10I

Lnda

Datrs 2L22/~9	-

idle 'l~ 111151.

D.t~

	;J 99	..-

St2,tYf4~	~.	~. -~.-----





Pheu~ PrInt Name:



T-~U P.C~/Q2 F-HE 7~s 13 3

	

Sachs & Co.

d Street



,~i

Nj'~tr~c NY 10004-2456



~-902-1 COO

Agree nent

A~cQUflt N~onnbCr

a Accezfll

U hold on Cli,r~ra behalf brith~ or p

This rWrfl~nt ~tS it h 001 rp~O~Ve rtOtilo on~ abO~c~~ in cunDn~l~fl R~Ih ycul ~uC1l setlirtoOS Will be su~I4ot to your in tttai 

oti*ny ailoca~0n ~YStV~~ In whish IM

To:	~jIL~'3~~

	a o~zfl or m~r t	or ~ ~a un6~lPM~ go ~oi~t ~ ~~ianfl. pI~~n~ Cl ~IC~	~ p~%~C~ ~ t~o hold~~ OT all

	To' ~	~	1C~* mini Z~&I b~ diemnO The ~me~80tU ania	ol ~th eaou~*0	~ bez~ ~ or ~	~ ~~er ~uo~at0~ toot you will

o~aTJ0fl~ ol 1i~a occo~ or ~cufl~ o~tabl~Md bztsuflGl a~~6 tach ci tn. icinit ~inaTO. WItIICraW soon &ecOtittCJ trom any de~osiL0rY 

prior to the 11151 oate on which ouch

Thia t~r*tiner~t ~ in 1d~ non to (*n6 in no way *inlIo or ncstit~i aoy ol me outocito a~ or tecutitieg nnuy be cail~d uflht~ *uth 

00p~ellO~h' ota a~cptad an inrparuai latt~flf oy~tonn

ma n;n15 which you or -w ci your ~11~tO3 nr~zy ior~e under nov ath& garniehuents bttwearl in IP COhl~ in at piC~P~flt~ Itfl may 

withdraw uiic~Iiod $00011000 ~nior to a

you or wiy ot your *1111 ~.u end ~ant~ You and ~iant hereby agras to the tai~owlriO wiTh p2rtl~i call ~JDjact to co li.n~ with 

igoliC.IDI, mar~ln r,00lreflCflt0 and the Teinni

reapeotto any 01 ClantU eoounm with you *ntl alt U~0000flO ~I0i you: of arty igreOmi000 OtIwaCti you a~6 COunt.. You are 

auttnni2J.d in withdraw ~acur;t0aa



	t~ ~fl~saceOnO ~	M ~an~ ~tit~ ~ told Oi utharWcte dia000ZO oh, ari6 to cr~6lt C~icnt5 scozrtxtt wth Inn pcOCaaOO ~wretT or m3ee

ruieb an6 cuitcma ci 0 .x~an0b ~ m*~et OiiO ItS cieElfl~ hUUOC, II any. witrO IflO oucb othir 6iapc~ltiGfl thereof as Client may 

dir*Ct Vou are t~her au~otiZ*d to

iraneaslions are ex~ *6 end in ~~~fo~ItY whh apclicable law aiid n,~~l~tlDtZ ol COIlOOL Oil incomo and ~ ~ which may beo0~ due on 

CitatiOn ;ecutlu~Lto

		C 8X0h*11O~ carti~ictt*a in tempOtilY term tot like certil102tes In efiflIUVe term, or, ~

	pavorflm9~~~ nd Mur.,Ji,tIdm,~00T~thd1~	ciurrender for ~avineflt m1tUrhfl~ o~upattCnt crit 10000 CoIled tar re~emP110~ ~rt6

	      t~. ~ ~ COaru aura'. digt .0 tic~iihe5 anO other proPaIlV.	  par n11lU~ 01 noV chores 0 Cherege& ho elieco tie osctiiaO~ Ian 

new oettltlcotuo, it s

	end Ins p1000000 uase ailO arty gmer otliget to. wllttTbOr on 11111 Oug. whith von ~r any nit

	your affiliates 10th tO for Client Ot ~tch a~. or may ~ oue to tiieut (oI~el	~ *110 apreed ~y Client tnat ait0000t you will ute 

retuanialit silent

	~uaIti' or jonitty wi others or in whuchi CIwnI hnu any reanesty sari all tIUS Client rnoy	to effect tiii authnnIUtIGfl eat toriti 

in the prec~4httO 000teAce, you will incur no llaOIIltV

	hone aq2le~t ~ou or any your 'atftiOtan annail be oub4ct to a genital iirn~ unourity Interest and	  YCUT thur. to effect she same.

	riprit o tnt-c icr ~fls dl 1ear~d 01*0 Ciierrt* 0~izoo~ to you or orrj or your atilithat. count	tJ~ti~. Client .nd you cOt" thot the 

OCCOU1ITO mt1lWfl~~ floreutidOr nay be

	further a~aeS mat you r y in your diaor~0fl 01 a~~me zoo 1~m ume to 0100, r~ulreClinflt	      ~ you ~ ~ z~ om. ~ the gNIfllt ci 

ii000e of noon termin~fl

	to deliv~ c~llatarai to ni ~in and aecun Clerra's p.rtoiitnlnOa ci abtp1~~11E to you an~ your	to CliOflt or 10 you, no the ci~o rn~ 

be. Afl appfCLbte p~Ovi5b0fl5 ndi tonvW~ UI~ thrmTntlatiOfl 01

	aithiatno wito rsepeet ~ ct torwatd~ option, se~ap otto 00W trai~O0$10ls nyoi~ing or misono	the ancount ~,d tt~ uCreenWlL WhflOUt 

lirru000 tho lortck~ Up~~ ~ny auth ~~rm~nnoon the

	to 1010101 exohaflie. I co tOl~1lt antiS be rief~*~d. ~thlh 000 $USl0000 ~ay 01 ~OUl	pm~mnI oh this egreItaR~ thall r~mnn in ef~Ct 

notfl respeCt to a~ secur~O0 a~d ~er

		                     of your ~ffuli0t*O,

	r~u~5L 0 SU~ amour nd term and m suCh ~onUet or ~plIOt u you ~hlb ~ y~	pnX0~tflefl heal in auth aecount or a:coun~ and all 

~rt~2th0nt and agteamtnto thin

		nditlCn or render en opinion with teupoct to any

	and ap~ or trauniat en 1 Clieett~ securktto and other pr~t(b! lr~tertheriOOabty setweort ~	 Client ~Ckfl0Wl~~'~ tfl~t DII OC000lOit. 

YOU rniay

may ni your ~t~uatlcfl t whIltout nntso to Client. ~uct. arty tmoufltS trom C1100ts ao~llflt oi~~tzrt6to~ baow,eO

ol Clianto toonurits at of WtIlth urtmsurvedlY tiuararrtale nil ubliltelloflU of Client. Client

aCluna0iatUl that you; I eath of yorx iflltiat*L act at agates for each otner in respect ci the stourity. Client aor.~ that: ii you 

m~ hi your sole dmCrItiCn md without pnor nouce to

ritln~ nun act to ten cmi acrined aetwe. C~ent, rettios to acoafot or e~ut~ any oroer item Client oral. i~ suCh caa~, you ghall 

endeavor

	~	C~~nl a~reen That nil cash acotount oranuachont will be henidlari to UM Chant notice of *~de refusal as soon an pra~l~att df you 

moo ao~rrltt ClhertI's oroem

on a caso oaniu artd Cilo srrah p~ for any aec.nTy purtt~106 Ion Clientu acoo.Iet. and nalincu 101mW wini orders for DOW cilarne 

Cnd ~ou n,~d nor deslOflale arw of Clrerrtn Modllo otd~r5 as

arty secuntwt n~ld tar ~ nit~ ~ on or 21cr. the ~*fonhiflt d*b, Ct~tt u~reeS ~a pay undlMuor when aubmltt1flO.O~0m vlO the DOT 

o'yot$m and; Oil flu aVerage prIce 01

on dtrrrnnO all OaIanctt strip toUt rwepaet Ic cti.n~c aeccunt. Ciiartt ~ ~ ~ exeouflo(tl reotdfl% 11310 b1110riec OtUsrO w~i be 

zssl~Iedto C~05 ZOODUIlO.





______________________________ ~ ~ w~I ae~

~e~rind~~ Is coniottIplat be cr0 lire securities are paid 101 SO pruvi600 000nO und ttr.t taCt ~ ~

	~ in the enwit default bV Client of CO~ obiiUNOfl .g~et arty ~stt0*tti0t ur ~grutiOfli aM cIi~! ~	~cb 11W ~	~ ~1iie oOr.,elr*nnr is 

cineifli

lrurnsOldwWbOowflDO

with you or any of ~r IttiOtas. Chant shall hecome ban$u'upL oaoi~ent on ~ect ~ upon end inurem to thu benOfit 01 yOu. your 

atillIltea Client, artd our respective 10011

	~	in~et~ or stout p~ceeQl11~. Otu tor any ruSOon ~scr n~ 01 ~ au~55ata and aondns. alouner you non Client m~ no r~~ or

your ill~5 doom w ouble for your Or ~r pro~on, you or any of your ahl~$ may. no oed~no~ una& tols zgroeme~ ~~Oin or in ~ ~thQiit ~ 

prorw~fl XnOSot ~

~th~it notibe or d.~e oCli*~ ind at ouch nfl'. and p~c ~ you ~i dem~ifl*, canceL o~r ~ r~eor 1cr an aenipriretet and dde~afl ny 01 

ali ci ~r n~O~ and O~tiO~

tunhilliMi, arceleroth, f~Oi 000 endlur cbno-Ot~arr1 oral ~ ert~ *~reemertts between ha~~~~dat to a suce,1*or .i~Y That aIZUrTI~ 

~~Uitan0a1ty lb oh your SOOe~~ and 0u3111*00'.

orto you or any or ~l~ca, p1 coon or sefi sny securihec on oTher ~opo~ u~h ~ lifb1~Q all Of ~C CDO~QflS under feto a amenti by 

oo~Ct, coemsion of ~ or

or a~ ci your W1~atso r y neal for Client or ~ b to CIie~ iefler cid~~i~ or IntndY and mat t a ~ctu~ b~mnd erund~*n~01~ anti ~flOe 

Cotam000n nillO

e~p~Ut bnoto000 to tot th500otOt 01105 O$~ot~fl ~O~tt. hetinid racoup any ~ Ouch oal~nd0n and ea%~Qfl ~ o~~&hom by noon nunc~Of 

0nti~ you CUSU

obiOai~ to Clia a~aIt t any ooh~atd~ to you or of your offi~lmen. e~rtina all ni~ eta tell~ ci ~nd 1UI~ ~ttha~td tnh~ all ~1ir 

~bli~0oni5 h.~unhet ~ethir oath c5ir~o10

~~umd cm~tor al taupe ci cli cci erni in ~icn you or your atiuiotac n~ a meu~ ~ aroee belore ~ offer tho 01 tude Dele~1II11 ~ti 

~u~bofl. No w~cr of a~ ~rovisi0l ci

or ~ on est~fi, c~ ny open po~ono ~ Client ~oy o~i~ ~ or u~awinu ~aturite5 or tho ~recmt10 e~l 00 ~ O~VC1 oh any Omen ~ nor a 

c~~IViUtflg w~'1er on Thu

Othbi'~4sCli end 10110 Such thor ICOOSIC as yo~i or arty 01 yote at1110000 umem appropriate orovided provouon or praViefOtib so 

waived. ~il ~Ve10 0110 modVi~to00 ritiJOt be In wIIUre.

	lowwct 5IoyotOtiieiW B	rthiIbUurtll 0fyouroranyciyoUr1tiuii~b0 iL~r~Liai.

taluiO arty ~ucl1 ouuou t~uc iny~udi bankruPtcY. 10	on,itO0hifl~r or similar proc to (z~ Arlithutlusi ~ ~enl~ aeeal kI~III CI ~S 

piet~a~.

you zrtd me apphtabI.~ a Ilothltb will be ho 0120. thUn audi UCtion with respect to the (13 The irn~ss Its wateing _~. ViiVt te 

siti~ re~e~I~~ ~oitt iicliadMQ Uii

cgflGel%aIlOtl, torThIlUtUol Ocoelerotteit. lIptuldOSOn and/& chest-OUt 01 tranroactlOiio, alid the

~l~cu~i of aparopc~ n-~ti. and ~ md to me ~erTt you deem it opuropriele, toe sale or	~ a (uiy trial.

	~ aeCu 51 OtintI aeuio of Cliltit, die i.~r~e ci night of a secured creditut ~eJ (c) PT,-~I*O~S N~awsIY ~ ~uwaIIY ~. LOaltd thai 

aid dtfleren~ froto

the uppliclOcti or procat ,lmm00la~f~0rto5Uch non11ru~tcq. r~org~fluZ0tuOfl. unoukaciCV Sr ~ piu,~I'

atIfu~f proceeding Calf thad remailt for any tflthency curd ehaiIpmfl~OVTe~lt you ~ ~ ~*JISatSII~ wd (s pit yo~pfC~ ~ ia~tiiS 

f.c~1 (1S~III r

	or an inaSItIlty 10*0110*1 I ~totjnWS5 or othet property aohd far Cbentm accotaiL	~	~ ~ piek ao~C31lOIO~ riilth$

and yciw zifitielE thr aln~ ion or eapensi inoxmd uhenbtn. in~tudhPO losses zu~ned by reason

L_.~.-f~ ChIe agrees to pay l00ettto cM(~eS whiCh may be iunp~c~4 by you in

t~tadio~ inclu eg Ic ;ac~ds& pu~atti, ~n Cli~~ auott and pr~aym'~ In Cli$~ ~	~ ______

accorcarles wrist your ii ~I eustorn, w respect to lain payments in conhierotlon Wth any (a) Thu ~l ii MJJ.a~I ~lZ~

acootint (Le., the craditlr 00 t~apreuead5 01 so ae~*meflt date or prior to rcO~t ~J hay ciL.~ ki*  ~SI ~	~ P~ *~ ~

you of tree hem aid In ~6 in lcrml. lierrt gC1ciotoCdDe* reotEt oh Tho entt~0ti  ~ JPI~ R , ~ ~'	~~tita, ~ ~~a* er

doculrtreni cehlOnd irutur I C0iau~u to Clictrie' atd curl'.w b~ bound thercoy. Ciienc apn.ea ~~sj~t us ~ ~ _I Ct~~~11SI~ I~s1 ~ 

i1M~ UN

to pay promnody any am ant writch may become due m order to meet requests ton 26510041of ~ Is ~I 1.ut ~ UC~~ uuul. i~

depotots or merIts so ni ~t1 with respect to any traiisittI~hS InclitOl n~ unI~~u~d seourttle~ ~ the ~_s tSDI~d I 1511 BUll Ii 

I.ttld ly ~I~tr,tO ~ II

~ be Impoaari by you th mwito to the account.  ~ ~ I~~ at   ~

	pturcii~Ud or sold by C it. ClIent agrees to pay ~rcrnpW arty :ust~tiy or outer lees whit __________	_______

	L~~' Except; ~ttoid0d in ~te last eesttncc of tots Section 5.12 ~Wlq at each ~th	-	~	~ ~

cruet by Client shall car edeci000tiIeh of the ntie at ~lerttl~ anti a cerrd~tol0fl thou tue ~ * ~ ~ ~ ~gi1 $.aid~ Iusb'~, ~C. I

		a..hi.~ ~i y~ E p~ '

securitIes to be onto ore vrt~d by Client and, il tu~h sectrnitlet era not in your ~ the Ths __._~ $gtr *1 ~ _______

		or ouch order all COniefItntO a warranty cy ClIent tOOt ClIent ~huil daitser ouch iN	 W ~

	secuntias to you on or ttom e~lcte5US ~att. it Client nsm10lna s mero~ ;ctOuflt. Cabot w~ti ti ~u)		a{~ ~ ~ ~tlI~~I *5 ~S T*U~t*~ 

aidlh

	aor.es to d.eigrncts dci orders as either 1on~ or ztrort~.	C~	de	~* '~ Nsc~~ on

~	Fieports or cordtnltationl of the esocutiOti ci ertueri arid statemEnts The ~I N SIC wWIII~t BUtI Ii iit~ i~ 1*~~

ciCtuents ~ctaUrit ~fle0 t cofldUS~ fi fl~ D0~d this WriOIQ ~Thufl ten ll~f cay; 21W M~lI1tE~~1~

	troriemthid or cfoa~iwI ~ to ~ll.nn at tha a4c~ce ~pedfl~d in our niconto ~all, ~ll Thr0.	'~ ~ a	~	~ ~ i~

.iItttitlI 1i.~~st split ai~ pee*~1 ~c Ii

arwetoitio by you to C nit ay molt or oth~rwian. CorrinnuoLcatl005 niailtil thectreOttOhly

	31 Dunrnnon Oayt altO( y have racehied nOtICOIn wrIttlo on a. dl~ereI1tOd6reut, be c~em*d to ~	~ ~ ~	~o ~s a ~se N a hulatlies ~

	lecar0. OUJth conhntUtriC~	to __	~  ~ at	~ piy ~js1SI 1piusd IV~

	have been iorwoytutd by u who Oant end 11w ulitnit weivi't ~hl clai~C racuItlIlO irorit tellura	____

L~L&X~.U*i ~. It you act at ~uttc01~n bar tine aecuntits and aIrIer property in	~ iaSl~ 0) ~ e~ 1yei~calIII ~ b,efed, (ii'~ the oIMS

	Ci4~flt5 account, you CII tuetrerind to iwitOtef ~uth securtona in your nero.	or the rtsrine ci dect~ ~ ~	~	*~ 10. cd~~ ~

yost no~flne, or esu~ tn eecu~ee to ~ tanihocnh~ ~ me name or, or In tine name 01 toe ~ *~M~I ~ ~C1 SI ~ 0 Itat~ sUll ~t

nomineE at, a r~C~gfllZl dapoyrierY or cimning srltor~eaUofl. Clint underztonds ~at wtnen  ~ii~ 51 ui~ fl*~ iid~ eels ~ uzntiiTt ii 

~ 8~IWt OOUI*4 IV)&t~

	~SMP~ 8~7	p~La Saw Reve~ie S~.

	CONFIDENTIAL	2 GS

U hold on Cli,r~ra behalf brith~ or p

This rWrfl~nt ~tS it h 001 rp~O~Ve rtOtilo on~ abO~c~~ in cunDn~l~fl R~Ih ycul ~uC1l setlirtoOS Will be su~I4ot to your in tttai 

oti*ny ailoca~0n ~YStV~~ In whish IM

To:	~jIL~'3~~





o~aTJ0fl~ ol 1i~a occo~ or ~cufl~ o~tabl~Md bztsuflGl a~~6 tach ci tn. icinit ~inaTO. WItIICraW soon &ecOtittCJ trom any de~osiL0rY 

prior to the 11151 oate on which ouch

Thia t~r*tiner~t ~ in 1d~ non to (*n6 in no way *inlIo or ncstit~i aoy ol me outocito a~ or tecutitieg nnuy be cail~d uflht~ *uth 

00p~ellO~h' ota a~cptad an inrparuai latt~flf oy~tonn

ma n;n15 which you or -w ci your ~11~tO3 nr~zy ior~e under nov ath& garniehuents bttwearl in IP COhl~ in at piC~P~flt~ Itfl may 

withdraw uiic~Iiod $00011000 ~nior to a

you or wiy ot your *1111 ~.u end ~ant~ You and ~iant hereby agras to the tai~owlriO wiTh p2rtl~i call ~JDjact to co li.n~ with 

igoliC.IDI, mar~ln r,00lreflCflt0 and the Teinni

reapeotto any 01 ClantU eoounm with you *ntl alt U~0000flO ~I0i you: of arty igreOmi000 OtIwaCti you a~6 COunt.. You are 

auttnni2J.d in withdraw ~acur;t0aa



	t~ ~fl~saceOnO ~	M ~an~ ~tit~ ~ told Oi utharWcte dia000ZO oh, ari6 to cr~6lt C~icnt5 scozrtxtt wth Inn pcOCaaOO ~wretT or m3ee

ruieb an6 cuitcma ci 0 .x~an0b ~ m*~et OiiO ItS cieElfl~ hUUOC, II any. witrO IflO oucb othir 6iapc~ltiGfl thereof as Client may 

dir*Ct Vou are t~her au~otiZ*d to

iraneaslions are ex~ *6 end in ~~~fo~ItY whh apclicable law aiid n,~~l~tlDtZ ol COIlOOL Oil incomo and ~ ~ which may beo0~ due on 

CitatiOn ;ecutlu~Lto





may ni your ~t~uatlcfl t whIltout nntso to Client. ~uct. arty tmoufltS trom C1100ts ao~llflt oi~~tzrt6to~ baow,eO

ol Clianto toonurits at of WtIlth urtmsurvedlY tiuararrtale nil ubliltelloflU of Client. Client

aCluna0iatUl that you; I eath of yorx iflltiat*L act at agates for each otner in respect ci the stourity. Client aor.~ that: ii you 

m~ hi your sole dmCrItiCn md without pnor nouce to

ritln~ nun act to ten cmi acrined aetwe. C~ent, rettios to acoafot or e~ut~ any oroer item Client oral. i~ suCh caa~, you ghall 

endeavor

	~	C~~nl a~reen That nil cash acotount oranuachont will be henidlari to UM Chant notice of *~de refusal as soon an pra~l~att df you 

moo ao~rrltt ClhertI's oroem

on a caso oaniu artd Cilo srrah p~ for any aec.nTy purtt~106 Ion Clientu acoo.Iet. and nalincu 101mW wini orders for DOW cilarne 

Cnd ~ou n,~d nor deslOflale arw of Clrerrtn Modllo otd~r5 as

arty secuntwt n~ld tar ~ nit~ ~ on or 21cr. the ~*fonhiflt d*b, Ct~tt u~reeS ~a pay undlMuor when aubmltt1flO.O~0m vlO the DOT 

o'yot$m and; Oil flu aVerage prIce 01

on dtrrrnnO all OaIanctt strip toUt rwepaet Ic cti.n~c aeccunt. Ciiartt ~ ~ ~ exeouflo(tl reotdfl% 11310 b1110riec OtUsrO w~i be 

zssl~Iedto C~05 ZOODUIlO.





______________________________ ~ ~ w~I ae~

~e~rind~~ Is coniottIplat be cr0 lire securities are paid 101 SO pruvi600 000nO und ttr.t taCt ~ ~



lrurnsOldwWbOowflDO

with you or any of ~r IttiOtas. Chant shall hecome ban$u'upL oaoi~ent on ~ect ~ upon end inurem to thu benOfit 01 yOu. your 

atillIltea Client, artd our respective 10011

	~	in~et~ or stout p~ceeQl11~. Otu tor any ruSOon ~scr n~ 01 ~ au~55ata and aondns. alouner you non Client m~ no r~~ or

your ill~5 doom w ouble for your Or ~r pro~on, you or any of your ahl~$ may. no oed~no~ una& tols zgroeme~ ~~Oin or in ~ ~thQiit ~ 

prorw~fl XnOSot ~

~th~it notibe or d.~e oCli*~ ind at ouch nfl'. and p~c ~ you ~i dem~ifl*, canceL o~r ~ r~eor 1cr an aenipriretet and dde~afl ny 01 

ali ci ~r n~O~ and O~tiO~

tunhilliMi, arceleroth, f~Oi 000 endlur cbno-Ot~arr1 oral ~ ert~ *~reemertts between ha~~~~dat to a suce,1*or .i~Y That aIZUrTI~ 

~~Uitan0a1ty lb oh your SOOe~~ and 0u3111*00'.

orto you or any or ~l~ca, p1 coon or sefi sny securihec on oTher ~opo~ u~h ~ lifb1~Q all Of ~C CDO~QflS under feto a amenti by 

oo~Ct, coemsion of ~ or

or a~ ci your W1~atso r y neal for Client or ~ b to CIie~ iefler cid~~i~ or IntndY and mat t a ~ctu~ b~mnd erund~*n~01~ anti ~flOe 

Cotam000n nillO

e~p~Ut bnoto000 to tot th500otOt 01105 O$~ot~fl ~O~tt. hetinid racoup any ~ Ouch oal~nd0n and ea%~Qfl ~ o~~&hom by noon nunc~Of 

0nti~ you CUSU

obiOai~ to Clia a~aIt t any ooh~atd~ to you or of your offi~lmen. e~rtina all ni~ eta tell~ ci ~nd 1UI~ ~ttha~td tnh~ all ~1ir 

~bli~0oni5 h.~unhet ~ethir oath c5ir~o10

~~umd cm~tor al taupe ci cli cci erni in ~icn you or your atiuiotac n~ a meu~ ~ aroee belore ~ offer tho 01 tude Dele~1II11 ~ti 

~u~bofl. No w~cr of a~ ~rovisi0l ci

or ~ on est~fi, c~ ny open po~ono ~ Client ~oy o~i~ ~ or u~awinu ~aturite5 or tho ~recmt10 e~l 00 ~ O~VC1 oh any Omen ~ nor a 

c~~IViUtflg w~'1er on Thu

Othbi'~4sCli end 10110 Such thor ICOOSIC as yo~i or arty 01 yote at1110000 umem appropriate orovided provouon or praViefOtib so 

waived. ~il ~Ve10 0110 modVi~to00 ritiJOt be In wIIUre.



taluiO arty ~ucl1 ouuou t~uc iny~udi bankruPtcY. 10	on,itO0hifl~r or similar proc to (z~ Arlithutlusi ~ ~enl~ aeeal kI~III CI ~S 

piet~a~.

you zrtd me apphtabI.~ a Ilothltb will be ho 0120. thUn audi UCtion with respect to the (13 The irn~ss Its wateing _~. ViiVt te 

siti~ re~e~I~~ ~oitt iicliadMQ Uii

cgflGel%aIlOtl, torThIlUtUol Ocoelerotteit. lIptuldOSOn and/& chest-OUt 01 tranroactlOiio, alid the

~l~cu~i of aparopc~ n-~ti. and ~ md to me ~erTt you deem it opuropriele, toe sale or	~ a (uiy trial.

	~ aeCu 51 OtintI aeuio of Cliltit, die i.~r~e ci night of a secured creditut ~eJ (c) PT,-~I*O~S N~awsIY ~ ~uwaIIY ~. LOaltd thai 

aid dtfleren~ froto

the uppliclOcti or procat ,lmm00la~f~0rto5Uch non11ru~tcq. r~org~fluZ0tuOfl. unoukaciCV Sr ~ piu,~I'

atIfu~f proceeding Calf thad remailt for any tflthency curd ehaiIpmfl~OVTe~lt you ~ ~ ~*JISatSII~ wd (s pit yo~pfC~ ~ ia~tiiS 

f.c~1 (1S~III r



and yciw zifitielE thr aln~ ion or eapensi inoxmd uhenbtn. in~tudhPO losses zu~ned by reason

L_.~.-f~ ChIe agrees to pay l00ettto cM(~eS whiCh may be iunp~c~4 by you in

t~tadio~ inclu eg Ic ;ac~ds& pu~atti, ~n Cli~~ auott and pr~aym'~ In Cli$~ ~	~ ______

accorcarles wrist your ii ~I eustorn, w respect to lain payments in conhierotlon Wth any (a) Thu ~l ii MJJ.a~I ~lZ~

acootint (Le., the craditlr 00 t~apreuead5 01 so ae~*meflt date or prior to rcO~t ~J hay ciL.~ ki*  ~SI ~	~ P~ *~ ~

you of tree hem aid In ~6 in lcrml. lierrt gC1ciotoCdDe* reotEt oh Tho entt~0ti  ~ JPI~ R , ~ ~'	~~tita, ~ ~~a* er

doculrtreni cehlOnd irutur I C0iau~u to Clictrie' atd curl'.w b~ bound thercoy. Ciienc apn.ea ~~sj~t us ~ ~ _I Ct~~~11SI~ I~s1 ~ 

i1M~ UN

to pay promnody any am ant writch may become due m order to meet requests ton 26510041of ~ Is ~I 1.ut ~ UC~~ uuul. i~

depotots or merIts so ni ~t1 with respect to any traiisittI~hS InclitOl n~ unI~~u~d seourttle~ ~ the ~_s tSDI~d I 1511 BUll Ii 

I.ttld ly ~I~tr,tO ~ II

~ be Impoaari by you th mwito to the account.  ~ ~ I~~ at   ~





cruet by Client shall car edeci000tiIeh of the ntie at ~lerttl~ anti a cerrd~tol0fl thou tue ~ * ~ ~ ~ ~gi1 $.aid~ Iusb'~, ~C. I



securitIes to be onto ore vrt~d by Client and, il tu~h sectrnitlet era not in your ~ the Ths __._~ $gtr *1 ~ _______







~	Fieports or cordtnltationl of the esocutiOti ci ertueri arid statemEnts The ~I N SIC wWIII~t BUtI Ii iit~ i~ 1*~~

ciCtuents ~ctaUrit ~fle0 t cofldUS~ fi fl~ D0~d this WriOIQ ~Thufl ten ll~f cay; 21W M~lI1tE~~1~



.iItttitlI 1i.~~st split ai~ pee*~1 ~c Ii

arwetoitio by you to C nit ay molt or oth~rwian. CorrinnuoLcatl005 niailtil thectreOttOhly







L~L&X~.U*i ~. It you act at ~uttc01~n bar tine aecuntits and aIrIer property in	~ iaSl~ 0) ~ e~ 1yei~calIII ~ b,efed, (ii'~ the oIMS



yost no~flne, or esu~ tn eecu~ee to ~ tanihocnh~ ~ me name or, or In tine name 01 toe ~ *~M~I ~ ~C1 SI ~ 0 Itat~ sUll ~t

nomineE at, a r~C~gfllZl dapoyrierY or cimning srltor~eaUofl. Clint underztonds ~at wtnen  ~ii~ 51 ui~ fl*~ iid~ eels ~ uzntiiTt ii 

~ 8~IWt OOUI*4 IV)&t~





	~ebZZ~ U4:1Ep1~	Fr~~GCLDM~ SACH~





Mum- Party Account

00165

LBFOO1 -00009



	at too to ~an~C rirenr* that he or nOte of le~Ci aQI.

~heitt hither riCmcWlt O~t rio one II.thpt tot CfOTIf hit all lnter~st to Cteert~ unOoUnt unluol

outh krtceflf 1, evnoAad in The Ilt~a of eucil accunt and 1~ eny ~ujch can.. Cburut han the

hrtirtzr indicatad to sn~ch ~e. Clefli wacrwt~ to~ ta or she hitO keep yet tnformed of wry

otnangio to Th~ trrtvmratlon IuQplldd to you haroin or cthorwkee to corinmothin wiTh your

	and rr~isdng so acoOtOt or ~counti icr C~VIt

~ The tza~*riI~asd he~Oy r~e,rrt ~d you that etcir ~f

unOeri~gn4b his lull 0 rind atathor~y err of alt or? C~ undseulnetir r,a) to trUe

and ~siea for CIUe~ ~cInft to pwtu'~. i*uhi~5 anti ~ter oeno.rty tow i~tnt'o

e~tatl (c) to ~M ind VI madui~Cr~. ~nIfl~. n~ cordll1~~. (O~Oft~. a~eruerIn

at aauni and cotmwnlcotiocta of rwry~ ~d)to a~ctaa thie a onntttWid oCWe'iVPeTrtS

roNtru~ ~O it~ IDmtrQOIXif ivtthiia and to WaI mo~ly. ~ waRE any of the peen~cr ihumat,

and In) QInaraty to duel w*i you on bofia~ of Cter~t iccotxf, etoter W~hltiu~y or in our JoInt

	~ unit	an f earth alone iwe ItI~d thirofn. X ~1Dllt n~hie to the

~tt~r or afwro- N~ nofalU he tcr~o~ the ubos~Irrnd a1 h~ you n~. hi your sot,

	I) mouth Jde* toscuot~n hOrn unto. or it of the U slonod biter, 1oI~d0 any action

teeretelbir 2nd (0) ~you thseflit recoM hts~u~ane i~rn any cr1 of ~a ratCer~r~ IIn1 ~ in

your opInitri. er ounflk~woft Itortlonu reothed toom any Th of era wUeI~, comply wito

wry Slrth fratrucitcox and/cr gv* Thu r~ersl~ted of tite ~aite ~octoka no actIon

an to arry surf it5OU~0Cin unto you recofjg Inzbvctctlt 1mm any one or ill of toe

an ut~anIDcY to you. Toe authority coerlurred horde of~ re~r hi toece unbl wr~an

	nuti~ otth. r~~cr, ~n.d ~ atti. i~.$~e	Na1 ~	_____________

	__ _-	il_i	__

	be ~ ___	.~ N ~-- I Wi boil W ~	~



P1~' ~a4sti *ect~iu 17 ~ If CHeW .~_ ti ~y toi a aarjti aacaui&t.

iL~ ~u' 17 a~Mse ~ U....4*~ .fl_l.4 Ii *i.~1~ lI~ ~t wb4c~ ~ ~Ss ~b~t.Io~ by yea Tot ruwt~uI~ .~ici nil Veto adMU~ ta 1W

osabu~s~ ~n th~ ua..f~



a)	ClIent represunttO and WerTantp to you that ~Uent iran had an opportonity to thscuss with you the riaka ansoclated with the ue~ 

of morllIrt aria that tiu ~se of marcith in oonsinterrt

with C(lent~s Inveaftoent objectives an nupplied to you. lnoftidinC. 11 ~ltsMa. the dnat~nntIofl of tilety of primrofpal a; 

CtlarrtIs primal)' thvtEOli8flt objtcti~



b)	Client zones to mainthiri rrrargirrs for ~len~z account a you may rzourre from tIme to time. C~ent aGrean to pay irrtere~t 

char~en whtth are lrrapooed, I tc~~~tiOncO with your uwal

custom with rnepocl no Cltont'o account md to p4)' tIn it airarid any debit belam~C owtnQ with rapsct to Clients account.



0)	ClIent a~rtes that acuritine and oIlier property In Cllent~ acoourrt may be corned ip your ~nnarai leans ~ntl nuay be pled;ed or 

hypatheco1s~ saporit ~or in common with atlwr

seaurItIec anti any other property icr ~he ourn due to you thereon or for a ~roater sum anti without retaining ru your peanassaco 

anti central lot Olh y a like amnnrrxmnt of similar

oucurltte~ or~Ther proorurty and that oomtatn tjQhls ol ownershrlp. inclutitcig the riOtit to yot2 ~ti~iO securIties may be Oanof 

erred to you or by you to otharn.



by Mpels~ bwe, C111 '-~" a~* * y twa ~cibu% i~lI aecowtt. ~ysuu to UI4~ by Ml ~aenhiissi ~ra S.cciin t7~ anI~ .clta~la~ us that 

Cflemt'* a.csrfttii

P. Iii~ hi hiP. & Ce it t~ o~e-

	~777	Dat.u

$~~nzturtt		Dmteu

ThteJ tWortit





o

zi~iC~i

	o	0

riuIflr4	Zltt'J.

CON Fl DENTIAL

2 GS

	gy~(Q)~..UiO

~OO1 66

	~dr of bie u r~lne~ ~ o~ or flu a

Ms ~u* e~.c~ort o~okoI~r~Xcro ~rd ii~i c~ru~motz1~tS

til.ot~i ~r.oum ghiM be joint v1~t sevur~t. Thu ee~o ci .rry ~i

~ur~cr ~ b~ (e4n~y ~r~d ave'~y 1i~b4. tar vr~' debt or ta

ccaeVnotr~m~~T~ intoated piiortoyourronnlotct the ~

~onXtu ifle $ccOUflt. or OIJIIr*IaC-

1L    ~i ~

	t~ prccW* throot uflul! be held to~the uc~int ~n thu

~ wt~t U thu iu~aL unu e~u1tzble rt;trto of every rn~ure

ab4~gVlon; und o iti~ri5~ that ar~h lorm ci o rzlft~ I

tx~dtt~id. is th~ gvtflt of Thu di~th o incuxnprtuncy 01 any

	wl~Ich aft ucte thu monner Is w01ch tt~u property In

inimedi~ky be ~rycn written ncbca thereof. zt1~, In Ud1~ZT1 1~

aqrwmcnta ri~0110 to tiia0t~.n 0000420t. you ore eutborl~od ft

do~UTTWl~b ~r4 eax wE~er~ inC i~zth auth patton of or riot

of ie you may rfeemn advie.

	ocr b~hu1t tito or

txt theIr iiibF0~ of tt~ riopear to

who atraff hive ~ anti azot

Is bin ACOOUrt meauttzi~ non

~in notiOn 01 ~ticti oe&th. ft~m





-	praourty held lartho ao~w~

onner indt~1hd to The 000nurrt

ktnei. and nub j~ct to at thu

U~Ofl &It or any of the

~	octhouodi~-~lgneti. or other

in gacouril to held, you :O.uO

e actiorrI terrriltt*ci urItiU any

ki ouch action. r~uiro ~u~h

rttassac~n~o In th~ acount

$fqnmt&w~n

D..i'r .

	.4 ~Ii ~ Clioc~ aO ippI~bia boone i,~ pravelu ~i

below if ClIent t~ uicciauad with any tn the entities fated b~tow, on II as unrrtetilzte family

mnonlber ~f ClIent (apauae. broOwn uIaIer~ aarente. children. mother-tnlew, tather*Iuw brcther	aieow

In-law, sicturIn4~w, aon.~n4arr. dauugt~eo-lnt-~v~). or other person, wino suopora Cbunrt to a

materIal axterti, Is ustoctoied with any of Th~ t01tDwtnq nnbfns



D sri



a member or mnumbar ot~ni~On ~tan~ exctitr~x or too P(A~Cl or any bwker-deaier;



i bank. oavtnpa arid loan Irrithuti on. total company, Irosuranca carnparry; cc



oh IncobT~ititcomo~!Y~Ji lnwe~nUift advIsory 11mm orotiior k~tiWhoriai In~tobaoritwrtily.

TM~I ~~l I L~ukl A~vto

LBFOO1 -00010



	CUant it rTrore ft(U~Is tjtd*~ ~ oteody 3tT~im ~t ;ur~~trt Itconse from

the p~rtlollQ kr ~TVWTh 01 Is~ pattto~O,



	~ .~ ~tinc . lent it IrTthre!ted pcthrVIfY Is pr~eMflt tho vif account

~occti, and Is wflhtn~ to ior!~0 rn r~wth or hI~her Iscorno.

	.~L l~atli Pnet CltorLt vIatttt to	vttot0-to~ tr~Q DOD jt,

whith unay Involve t~It~rknO end tttefl IIOU~	IO11~ qUtC1~.

		oel*liiu Cilent Is uI~	iktt~ abov0~0Y~1~	'.0 fldOCiO*1 in ri~ ctletnPt

to ~chlevt abvt-OVOIIQC

	The abovt IntornittI e~arthr~n CI~rTt'5 IlW~itlMFlt ~bh$0ll~t5 ~t!tflt3	t~S WIIW1I

	prefermre and	redeo my itdleafiCFlS ~f iutk~ pridrYvei that CDSOt ~~'iy 'ave	DUlly

	ethEl I	u *lth r5spi0t lo it~urltli1 tranu~tiOfli other than In metiDo tpeo

	~	 th r~~bCtt0



The unde1StU~~~d ~ecebY requeSt and authorIze you to oqeli an

aocDW~t In the mime spicthed above at to

~ t1ri~ ~i~dit' sz1

	The	~ ~ Is to~S', iath ol u~ vin~~.fl un~1~d. eqUal Ir*iret

ther~rl.



~th ufl~CrOtSM~ orc~Ist teW~ WIUt ilt.~ ~ ~o that In ~1e 01 toO

death at airy 01 tIre er~ro aocoun( ~hefl become the proPiI~ ~dtt'e ~urwivOr or our~Vr~.

	The un~eroI~ned are huiband wici wde en	at o	~ An of ~

D~Z. CA. ID, LA. NY. NM, TX, WA and WI are communIty pqopitty jurs4ito'~~



~	PloaDo tp~CI1y

	If you arm u~thDr~flg aoruI~ i other than one aI the loInt

ownemo IS oIa~ omIserm on your ~ebuJt. please Ind'~tt the pert ~s nhlr~ belay' zad

ftii ,aclaeed teedifti aa9.Tt21~l0~.







	Client und~tZtIfldt that you 11 y be reoutrr4 to tilaciotO to

5c~rWto Issuer! tile name. addreSS and secumIt~3 po~It0fl3 y Ii respect to act iltItS hold In

tire CiantS gc~oUnt In your or your nomInee's name unheSO yQI lIt ntthtd Itrat Ctent obttctt.

Client hereby noUMO you tout Cbiett wIlMO sOON eOiOtUtl ~ I made.



~ IM~LD ~ ~ W Cl.IUT M~$ ~ ~1TT~ IU~ i~CJ$~-

~.r.crVr~1

	~3VS W~O~J_ooi~	mud8~i~C 5~.-zzq'~

IT

I

	Wh~a 1~~1~5it '~l0n~tfll~ ~uy ~t.nV~ ~nv~sirntnt fl'~  ~ ~ e~a aUthOYUid to rI~ 0flt~~ *yT0I~ In~0~0~ sti ~Orth

ob~iS with rei~t th uouritifl U~~ ~ ~ 1c~th bitow. Sufl ~e~r~lo~ doat ~w u~J w~i~ rmbci b4~i~,d by you in good ~a1~ to be ;r t~ra 

ot any thafl~ i~ir~tnQ

not am to other lrv~oICt~ with you or wth ry al your Wft~. P~uSf rank all auth I uC~O!nI It rccit~nd try you. in ~tiOfl. *thc~ ~o 

Iinti ted you may. but you nun nor

a~#flCSD~~~ gbjetfJVU lIT Crd~f of pt1tEJ$~ (1' li~icat$S tlii ftlghUt reQUIr~ ~ toilOW M~'O'~lt lfliMIC~Ofl~ Wtrtth ditief teorr' 

thel ~ set iotth betow with

		authOtIZittOO ovcr CWrO ~OC0Uflt !fli~f Lth0li~ Itno b~nlar I0fl~0 to atr iOC0~Jfl~ wr~ch ~

	prfftfefl~1 ~5 Jnd12t~S the Iaw!s! preI,rvnce).	ruaT4d to speciltid ~iniao~n~ ~to~td flowevir. thai only Usni or a per000 ~iith 

tnidlnO



_~_ ~ Ii mote ~jresie~ In ha'~ins toe rnar~et value ~I the ortto~to s~vw over not In the name 01 ~e IOInt 10000110 i01itH0h~~ hw~.

tho tecn~ ~a1t th nurr~rt Wronow iror11 poe~0~ CUst~ It prepared to aoctpt XdldOn2~ rtik p,,uusit ~icUs

to prinnIpal to ncilI~Vi thIs ;rowth.

Nitric ~f ~ or Othof ~pttnt







Dallas Te



& Linda P. Lay







~

Sher'rie

~ autrr~rt~El to tumour It dn~

s~i.Ms~ TKIIPt ifs es~ if ~Is I~d-PW1 Aaca *.ri"~(~ A pve~IS*1~ .eifIr~$a~ eUse~ Is ~~~nid ~ S ties t!

Linda "~ Lay

S1gn~tW.a

i'iaus Prirut Name:

*SSM & D.. i~s ae~	. .  .  ..	.	.'	I____________:

	rttltt.4	71fli

CONFIDENTIAL

2 GS	'001 67

LBFOO1-0001 1



Supplementary Information Form

(Internal Use Only Copy must be attached to New Account Form Only accounts of registered investment advisers public corporations 

banks and

insurance companies are exempt from this requiremenL)

RSI'

Date Sil Ra'Asad

	TllieotAccnunt	( EU Accour~4Umber

	Ln~ ~ P L~ Te~ (a~	O~9~O

if Partnership, Sole Proprietorship or Corporation



Name arid residence address and any other business affiliation of each beriaficial owner:



tJk

L!~-~"~0 L~~I~9 ~ T~-~- (~

	/	LArr~~~ (~I1~M~

Wnte a short description of the account's background and Investment history, If an iso4ated account, piea5elfldiCa1~ tie trade for

which the account is being opef~ad: f'~~ ~'~> ~r~1~- ~ ~4i ~4 ~#1~t~1 ri fl.~_



,i ~4(~- Th'-'~r ~

	,-c~J ~- i ~ r~	  FilL 7-2~: ~ T~~iLk1~. 1~*~	J~J~ ~/%~ F~JJ~r~~.D

	1-7~-EJ6~ fl~	-~ oP ~ ~7~Ck ~ ~-	~

List Public Companies in which Client Is a Director or Execntlve Officer ~J ~ C  ~~J~h?rQ~ ~:'::e '~ ~

Name of Public Companies as to which the client is a 5% StOckholder	0

List any securities subject to contractual restrictions on resale t5.Zi ~

	List any securities subject to a registration statement or as to Which the client has registration rights

Name of any Company as to which client has filed a Form 3 or 4 or a Schedule 13D or 13G

	List any restricted securities' (I e ,zecuritles acquired in a transaction n~t Involving a public offering) ~ (c~iif4~

List any Public Company as to which the client Is an "affiliate '(1 e, has the power to direct the management or policies at the 

Public

Company): .~~::.t~gd.if, ~

	Annual Income (note if estimated): ~j-	~ ~

Total Net Worth excluding residence (note if estimated): .'~,' ~ (~ "1 M

Investment Ob~ect1ves (List those applicable in number of priority) Please note that investment objectives and other information 

must be

compared to client's application andravisedas necesssr)r

	Growth: ~7	Trading: r I Speculation: [~1 Other: _____





Will orders be entered by person other than client? ~	7

It yes, please compiete the sections below and complete and attac~ en "lnfarmailon oniy" Sti Form for each agent Besureto include

information on agents current employer and investment history



Has necessary trading authorization been requested?

Relatia	between client and Individual placing orders:

EStiina year I birth:	Client:	Agent:



&PIeas~ ate at investment obleotives end other information must b. compw.d to cIJb(Tt~l WO!IcStJOn and r~vl..d as neceairv.

Account	5 ~ / ~	/

.CGNFIDENTIAL~

2~GS~ .~~OO168	

	Safety: ______ Income: ______

LBFOO1 -00012



	Supplementary Informatior Form	'~Lj

(internal Use Only Copy must be attached to New Account Form Only accounts of registered nves~iiertt advisers public corporations 

banks and

insurance companies are exempt from this requirement)

Oa~ Sit Rev~sad

litle ot Acc~uflt	C~~dk C	~ P L~ Te~

ES.)

(~

OI~-~~o~O



ES.)

(~

OI~-~~o~O

if Farthership, Sole Pfoprietorshlp or Corporation

Name and residence adaress ana any other business affilIation o' eac~' benafc'sI owner



4~ k~

	LU.ut t~1\J~' LJf~	pj 7~ I

Write a short description of the account s background and Investment history, If an iso ted sccount, please indicate the tra~ tot



winch the account Is being opened ~-E~ ~-'T ~t'~~- ll~4~h~_ ~ ~	~ot~-~1tf 1~'~

	(4p-~c~M ~- c~_ ~t~c ~7~s	~	-	& ~ A~'~

	A-C~J ~-	,~ r~	Fz*It i~t~	~ ~	~flq~ ~	I~I~ ~t~ED

	~	~	~M-~ ~	~ ~7~Ck ~/~7 ~- '~'~ ~

	List Public Companies in which Client Is a Director or Executive Officer: ~J ~ C oi~J'~ ~ ~ .~ ~p,

Name of Public Companies as to which the client is a 5% stockholder:	a

	List any securities subject to contractual restrictions on resale 5Z1 /~-~.J

List any securities subject to a registration ststament or as to Which the client has registration rights

~4ame of any Company as to which client has flied a Form 3 or 4 or a Schedule 12!) or 13~

	List any 'restricted securities" (I e,, securities acquired in a transaction not involving a public offering) ~/f~.ciil, Cc2A,1'4~

List any Public Company as to which the client Is an "affiliate" (I e, has the power to direct the management or policies at the 

Public

Company): ~c~j~~424J (d,kp.4-~ -

Annual income (note if estimated): ,..j- ~ ~fr1~ P"Yl



Total Net Worth excluding residence (note if estimated): ~.J ~ (~ t'1 ~t



investment Objectives (List those applicable In number of priority) Please note that Inves.tmant objectives and other inforr2tlOfl~ 

must ~

compared to client's application and revised as necessaiy

	Safety:	] income:	Qrowth: ______ Treding: ~	S~uL~fiofl~ r	~ rTII]





Will orders be entered by person other than client?	~

If yes, please complete the sections below and complete and atiac?~ an 'Information only" Sfl Form for each agent Be swe to include

information on agent's current employer end investment history.



Has necessary trading authorization been requested?

Reintlo	between client arid individual placing orders:

Estlxna year I birth:	Client:	Agent:



~PMas~ ate at investment oblective.s and other information must ~ co~i,pa.d to clLent~s ~~~Wcj~&x7 and rwi~a.d as n.ceiwv.

Accoun p ntative Receiving Account	te

	5r?J~

Sfl I RSI

---CONFIDENTIAL

2 GS

 00169

~	t+~:

LBFOO1 -00013



	Date: _______ Margin:	_____ SVB	_____ Full		_____ Listed Equity	_____ OTC Equity

		_____ Lirn~tad		Mum	____ Listed For Currency	____ 010 Fixed Income





+++++#++++++++++++++++++++#+++t++++++++++++4+++~~++++++++

A/C NAME ~E~AJ~J~Th L~4 L~ Y 9-U tUT~A ~ L~	-

	NC NUMBER:	~/)) C./  (~Z~ 44O~ ~	C) (~(	CHECK BOX IF DISCRET1ONARYACCOUNT L

	_________________________________	-

	P L~	,~ ,LT.~	~  ~rc	Ii ~ ~	,~ 0 h cri~ ~u	~	r-~ ~' ~ ~	~J~_~7 / ~3-cL t2~?-

	__Safety __4radingPro~its __Specuia~

	NET WORTH:	_______________________________	ANNUAL ZN COME: _________________________________

IS SOMEONE OTHER THAN CLIENT PLA~NG ORDERS? ~ FJ~ IF YES, INDICAJE AGENTS NAME AND GI~ BRiEF BACKGROUND OF

AGENTS INVESTMENT EXPEPJENCE -f~7~') ~ ~ 5~f~7 ~( j4t~ ~ (~() ~

copy Cf TA tf not sks&dy on 1k.)



IF TRUST ACCOUNT, DOES TRUST AGREEMENT AUTHORIZE OPTION ANDIOR MARGIN TRADING?

II YES, attach appropriate pages of Trust Agmt If NO, submit an Opinion of Counsel for an IRREVOCABLE Trust, OR the appropriate 

Option or Margin

Agreement signed by ~ient as Grantor/Setllor/Trustor and Trustee if Trust is REVOCABLE Living Trusi

++++++++++++++++++++++++++4-+++++++++++++++++++ +++++++++++++

FOR MARGiN APPROVAL: (Attach orIginal or copy of Margin Agreement if not already on ~iIe)

	1)~MANDATDRY CLOSE-OUT OF SHORT SALE" DISCLOSURE FORWARDED TO CLIENT ON	/~ /~'s / 9 ~

2) MARGIN COLLATERAL	CASH ________________ MARKET VALUE OF MARGINABLE sECtJRrnEs~ t3~r/?

Are any of The Securities restricted under Rules 144, 145, 144k?

++++++++++++#+++++++++++++++++++++++++++++++ ++++++++++++++

FOR OPTiON APPROVAL (Attach onginal or copy of Opton Agreement if received)

1) Option DIsclosure Booklet and "Special Statement for Uncovered Option Wrtters~ forwarded to dient on __________________________

	2)	SELECT LEVEL Off APPROVAL	REQUIRED	      CALLS		Z~2 ,i%-fc~.

		    Writing Fully Covered	(OAPI)

		    Buying	(OAP2)	_________________	_________________

		    1-1 Spreading	(OAP3)	__________________

		    Writing Uncovered	(OAP4)

PLEASE NOTE Client's signed Option Agreement must be recewed withui i5 days of approval data IF ~QI RECEIVED WITHIN 15 DAYS,

ONLY CLOSING OPTION TRANSACTIONS ARE PERMITTED.

IS ACCOUNT ACTING IN CONCERT WITH ANY OTHER?

M~J4AGF~ APPROVAL ~A~S

V	NY "SAME DAY" APPROVAL BYWHOMIDATE ynf 4- 2/.~/~ ~f3 &J~

FOR NEW YORK USE ONLY

ii.	~

717i~ ~

~

AGREEMENT REC'D/DATE: ___________

p-4256-alo REV T~2~

CONFIDENTIAL	2GS~	~OO17O

CHECK tYPE QFJ~PPROvAL REQUESTED:

D3/~Margki:	____ SVB

_____ Limited



APPROVAL EXPANSION REQUEST:

Date:	_________ Mar~tn: ______ SVB



___L~nited

/ ,~

MARGiN/OPTION REQUEST t

_L.'~Il

___ Muni

Options:	_____ Listed Equity

____ Listed For. Currency

_____ Fu~	Options: _____

 Mimi	_____ I

_	Op6ons:_

Usted ttqulty

isted Foc~ Currency

_____ o o ~qurty

_____ OTC Axed Income





	OTC Equity

_____ OTC Fixed Income

/

OPTION APPROVAL:

Level/Date Appvd.

Level/Date Appvd.

Level/Date Appvd.

	Level/Date Appvd.

AGREEMENT REC~D DATE:

1F YES, indicate related Account Number(s) or Top Account Number.

Sr. ROP Approval for Discretionary Option Trading:	COMMENTS:

MARGIN APPROVAL:

Short-vs-Box/Date Appvd.

Option Trading Only/Date Appvd.

	Borrowing Only/Date Appvd.

Full Margin/Date Appvd.

	Muni-Margin/Date Appvd.

I ~nninrrni~