10/24/2001                                                STATE:  ALABAMA (01)          
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 BLUEBERRIES (86)                      LBS        $          0.52     $           N/A    
                                                                                         
 CANOLA (APH)                          LBS        $         0.093     $           N/A    
                                                                                         
 OATS (APH)                            BU         $          1.20     $          1.30    
                                                                                         
 PEACHES (86)                                                                            
   Fresh                               BU         $         14.25     $           N/A    
   Processing                          BU         $          4.50     $           N/A    
                                                                                         
 POTATOES (86)                                                                           
                                       CWT        $          9.60     $           N/A    
                                                                                         
        049 De Kalb                071 Jackson                                           
                                       CWT        $         10.50     $           N/A    
                                                                                         
        003 Baldwin                097 Mobile                                            
                                                                                         
 WHEAT (CRC)                                                                             
   No Type Specified                                                                     
    Spring Market                      BU         $          3.04     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  ALASKA (02)           
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 WHEAT (APH)                                                                             
   Winter                              BU         $          3.05     $          3.15    
   Spring                              BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  ARIZONA (04)          
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BOX        $          7.70     $           N/A    
   Processing                          BOX        $          1.60     $           N/A    
   Varietal Group A                    BOX        $          5.00     $           N/A    
   Varietal Group B                    BOX        $          3.45     $           N/A    
                                                                                         
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 POTATOES (86)                         CWT        $          8.80     $           N/A    
                                                                                         
 TABLE GRAPES (86)                                                                       
   Emperor                             LUG        $         10.55     $           N/A    
   Exotic                              LUG        $          7.00     $           N/A    
   Flame Seedless                      LUG        $          8.60     $           N/A    
   Perlette                            LUG        $         10.45     $           N/A    
   Ribier                              LUG        $         10.55     $           N/A    
   Ruby Seedless                       LUG        $         10.55     $           N/A    
   Superior Seedless                   LUG        $         10.55     $           N/A    
   Thompson Seedless                   LUG        $          7.90     $           N/A    
   All Others                          LUG        $         10.55     $           N/A    
   Christmas Rose                      LUG        $         10.55     $           N/A    
   Crimson Seedless                    LUG        $         10.55     $           N/A    
   Red Globe                           LUG        $         10.55     $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   Winter                                                                                
    Spring Market                      BU         $          3.34     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   Winter                              BU         $          3.05     $          3.15    
   Durum                               BU         $          3.05     $          4.05    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  ARKANSAS (05)         
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $          7.10     $           N/A    
   Processing                          BU         $          2.25     $           N/A    
   Varietal Group A                    BU         $          6.30     $           N/A    
   Varietal Group B                    BU         $          3.60     $           N/A    
                                                                                         
 GRAPES (86)                           TON        $        250.00     $           N/A    
                                                                                         
 OATS (APH)                            BU         $          1.20     $          1.30    
                                                                                         
 PEACHES (86)                                                                            
   Fresh                               BU         $         10.00     $           N/A    
   Processing                          BU         $          4.50     $           N/A    
                                                                                         
 WHEAT (RA)                                                                              
   No Type Specified                                                                     
    Projected Harvest                  BU         $          3.34     $           N/A    
    County Harvest                     BU         $                   $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   No Type Specified                                                                     
    Spring Market                      BU         $          3.34     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  CALIFORNIA (06)       
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 ALFALFA SEED (APH)                    LBS        $          1.15     $           N/A    
                                                                                         
 ALMONDS (APH)                         LBS        $          1.05     $           N/A    
                                                                                         
 APPLES (86)                                                                             
   Fresh                               BOX        $          7.70     $           N/A    
   Processing                          BOX        $          1.60     $           N/A    
   Varietal Group A                    BOX        $          5.00     $           N/A    
   Varietal Group B                    BOX        $          3.45     $           N/A    
                                                                                         
 APPLES (86)                                                                             
   Varietal Group A                                                                      
     QUALITY OPTION FANCY (QF)         BOX        $          9.80     $           N/A    
     QUALITY OPTION OTHER (QP)         BOX        $          1.60     $           N/A    
   Varietal Group B                                                                      
     QUALITY OPTION FANCY (QF)         BOX        $          5.95     $           N/A    
     QUALITY OPTION OTHER (QP)         BOX        $          1.60     $           N/A    
                                                                                         
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CHERRIES (FD)                                                                           
         Sweet Cherries (Fresh) / Irrigated                                              
                                                                                         
                                   $733.00    $1,333.00   $1,998.00     $2,665.00        
                                                                                         
 CULTIVATED WILD RICE (86)             LBS        $          0.95     $           N/A    
                                                                                         
 FIGS (86)                                                                               
   Adriatic                            LBS        $          0.30     $           N/A    
   Kadota                              LBS        $          0.30     $           N/A    
   Black Mission                       LBS        $          0.45     $           N/A    
   Calimyrna                           LBS        $          0.65     $           N/A    
                                                                                         
 FORAGE PRODUCTION (86)                TON        $        105.00     $           N/A    
                                                                                         
 FRESH APRICOTS (86)                   LUG        $          5.70     $           N/A    
                                                                                         
 FRESH FREESTONE PEACHES (86)          LUG        $          3.00     $           N/A    
                                                                                         
 FRESH MARKET TOMATOES (APH)           CTN        $          4.00     $           N/A    
                                                                                         
 FRESH NECTARINES (86)                 LUG        $          3.90     $           N/A    
                                            PAGE 1                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  CALIFORNIA (06)       
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
                                                                                         
 GRAPES (86)                                                                             
                                                                                         
    CRUSH DISTRICT  001                                                                  
   ---------------------                                                                 
   (015) Cabernet Franc                TON        $      1,400.00     $           N/A    
   (016) Cabernet Sauvignon            TON        $      1,275.00     $           N/A    
   (020) Carignane                     TON        $        400.00     $           N/A    
   (023) Chardonnay                    TON        $      1,075.00     $           N/A    
   (024) Chenin Blanc                  TON        $        500.00     $           N/A    
   (036) French Columbard              TON        $        350.00     $           N/A    
   (037) Gamay                         TON        $        400.00     $           N/A    
   (038) Gamay Beaujolais              TON        $        375.00     $           N/A    
   (039) Gewurztraminer                TON        $        750.00     $           N/A    
   (051) Merlot                        TON        $      1,375.00     $           N/A    
   (055) Muscat Blanc/M Canelli        TON        $        750.00     $           N/A    
   (064) Petite Sirah                  TON        $      1,275.00     $           N/A    
   (067) Pinot Noir                    TON        $      1,350.00     $           N/A    
   (081) Sauvignon Blanc               TON        $        725.00     $           N/A    
   (083) Semillon                      TON        $        675.00     $           N/A    
   (093) White Riesling                TON        $        850.00     $           N/A    
   (094) Zinfandel                     TON        $        450.00     $           N/A    
   (095) Other Varieties               TON        $        900.00     $           N/A    
   (098)  Pinot Gris/Pinot Grigio      TON        $      1,175.00     $           N/A    
   (099) Viognier                      TON        $      1,175.00     $           N/A    
   (113) Red Zinfandel                 TON        $      1,075.00     $           N/A    
   (196) Syrah/French Syrah-Shiraz     TON        $      1,475.00     $           N/A    
   (376) Sangioveto/Sangiovese         TON        $        775.00     $           N/A    
                                                                                         
        045 Mendocino                                                                    
                                                                                         
    CRUSH DISTRICT  002                                                                  
   ---------------------                                                                 
   (015) Cabernet Franc                TON        $      1,400.00     $           N/A    
   (016) Cabernet Sauvignon            TON        $      1,200.00     $           N/A    
   (023) Chardonnay                    TON        $        775.00     $           N/A    
   (024) Chenin Blanc                  TON        $        500.00     $           N/A    
   (037) Gamay                         TON        $        400.00     $           N/A    
   (051) Merlot                        TON        $      1,275.00     $           N/A    
   (055) Muscat Blanc/M Canelli        TON        $        850.00     $           N/A    
   (081) Sauvignon Blanc               TON        $        750.00     $           N/A    
   (083) Semillon                      TON        $        675.00     $           N/A    
   (093) White Riesling                TON        $        700.00     $           N/A    
   (094) Zinfandel                     TON        $        450.00     $           N/A    
   (095) Other Varieties               TON        $        300.00     $           N/A    
   (113) Red Zinfandel                 TON        $        650.00     $           N/A    
   (196) Syrah/French Syrah-Shiraz     TON        $      1,275.00     $           N/A    
                                            PAGE 2                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  CALIFORNIA (06)       
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
                                                                                         
        033 Lake                                                                         
                                                                                         
    CRUSH DISTRICT  003                                                                  
   ---------------------                                                                 
   (005) Barbera                       TON        $      1,400.00     $           N/A    
   (015) Cabernet Franc                TON        $      1,775.00     $           N/A    
   (016) Cabernet Sauvignon            TON        $      2,000.00     $           N/A    
   (020) Carignane                     TON        $        900.00     $           N/A    
   (023) Chardonnay                    TON        $      1,300.00     $           N/A    
   (024) Chenin Blanc                  TON        $        600.00     $           N/A    
   (036) French Columbard              TON        $        425.00     $           N/A    
   (037) Gamay                         TON        $        625.00     $           N/A    
   (038) Gamay Beaujolais              TON        $        675.00     $           N/A    
   (039) Gewurztraminer                TON        $        850.00     $           N/A    
   (051) Merlot                        TON        $      1,675.00     $           N/A    
   (055) Muscat Blanc/M Canelli        TON        $      1,150.00     $           N/A    
   (064) Petite Sirah                  TON        $      1,725.00     $           N/A    
   (066) Pinot Blanc                   TON        $      1,100.00     $           N/A    
   (067) Pinot Noir                    TON        $      1,650.00     $           N/A    
   (081) Sauvignon Blanc               TON        $      1,050.00     $           N/A    
   (082) Sauvignon Vert                TON        $        300.00     $           N/A    
   (083) Semillon                      TON        $        875.00     $           N/A    
   (093) White Riesling                TON        $        900.00     $           N/A    
   (094) Zinfandel                     TON        $      1,600.00     $           N/A    
   (095) Other Varieties               TON        $        375.00     $           N/A    
   (098)  Pinot Gris/Pinot Grigio      TON        $      1,350.00     $           N/A    
   (099) Viognier                      TON        $      1,450.00     $           N/A    
   (100) Petite Verdot                 TON        $      1,775.00     $           N/A    
   (101) Malbec                        TON        $      1,900.00     $           N/A    
   (151) Meunier                       TON        $      1,150.00     $           N/A    
   (196) Syrah/French Syrah-Shiraz     TON        $      1,675.00     $           N/A    
   (376) Sangioveto/Sangiovese         TON        $      1,475.00     $           N/A    
                                                                                         
        097 Sonoma                                                                       
                                                                                         
    CRUSH DISTRICT  004                                                                  
   ---------------------                                                                 
   (015) Cabernet Franc                TON        $      2,300.00     $           N/A    
   (016) Cabernet Sauvignon            TON        $      2,500.00     $           N/A    
   (020) Carignane                     TON        $        900.00     $           N/A    
   (023) Chardonnay                    TON        $      1,400.00     $           N/A    
   (024) Chenin Blanc                  TON        $        650.00     $           N/A    
   (037) Gamay                         TON        $        625.00     $           N/A    
   (039) Gewurztraminer                TON        $        825.00     $           N/A    
   (051) Merlot                        TON        $      1,950.00     $           N/A    
   (055) Muscat Blanc/M Canelli        TON        $      1,150.00     $           N/A    
                                            PAGE 3                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  CALIFORNIA (06)       
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 GRAPES (86)                                      $                   $                  
                                                                                         
    CRUSH DISTRICT  004                                                                  
   ---------------------                                                                 
   (064) Petite Sirah                  TON        $      1,975.00     $           N/A    
   (066) Pinot Blanc                   TON        $      1,100.00     $           N/A    
   (067) Pinot Noir                    TON        $      1,650.00     $           N/A    
   (081) Sauvignon Blanc               TON        $      1,100.00     $           N/A    
   (083) Semillon                      TON        $      1,000.00     $           N/A    
   (093) White Riesling                TON        $        900.00     $           N/A    
   (094) Zinfandel                     TON        $        450.00     $           N/A    
   (095) Other Varieties               TON        $        400.00     $           N/A    
   (098)  Pinot Gris/Pinot Grigio      TON        $      1,350.00     $           N/A    
   (099) Viognier                      TON        $      1,400.00     $           N/A    
   (100) Petite Verdot                 TON        $      2,375.00     $           N/A    
   (101) Malbec                        TON        $      1,900.00     $           N/A    
   (113) Red Zinfandel                 TON        $      1,500.00     $           N/A    
   (151) Meunier                       TON        $      1,150.00     $           N/A    
   (196) Syrah/French Syrah-Shiraz     TON        $      1,875.00     $           N/A    
   (376) Sangioveto/Sangiovese         TON        $      1,500.00     $           N/A    
                                                                                         
        055 Napa                                                                         
                                                                                         
    CRUSH DISTRICT  005                                                                  
   ---------------------                                                                 
   (016) Cabernet Sauvignon            TON        $        725.00     $           N/A    
   (020) Carignane                     TON        $        225.00     $           N/A    
   (023) Chardonnay                    TON        $        575.00     $           N/A    
   (024) Chenin Blanc                  TON        $        225.00     $           N/A    
   (036) French Columbard              TON        $        275.00     $           N/A    
   (037) Gamay                         TON        $        350.00     $           N/A    
   (051) Merlot                        TON        $        950.00     $           N/A    
   (064) Petite Sirah                  TON        $        800.00     $           N/A    
   (067) Pinot Noir                    TON        $        650.00     $           N/A    
   (081) Sauvignon Blanc               TON        $        450.00     $           N/A    
   (094) Zinfandel                     TON        $        475.00     $           N/A    
   (095) Other Varieties               TON        $        225.00     $           N/A    
                                                                                         
        095 Solano                                                                       
                                                                                         
    CRUSH DISTRICT  006                                                                  
   ---------------------                                                                 
   (016) Cabernet Sauvignon            TON        $        925.00     $           N/A    
   (020) Carignane                     TON        $        350.00     $           N/A    
   (023) Chardonnay                    TON        $        800.00     $           N/A    
   (042) Grey Riesling                 TON        $        225.00     $           N/A    
   (050) Mataro                        TON        $      1,000.00     $           N/A    
                                            PAGE 4                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  CALIFORNIA (06)       
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 GRAPES (86)                                      $                   $                  
                                                                                         
    CRUSH DISTRICT  006                                                                  
   ---------------------                                                                 
   (051) Merlot                        TON        $        975.00     $           N/A    
   (064) Petite Sirah                  TON        $        900.00     $           N/A    
   (067) Pinot Noir                    TON        $      1,150.00     $           N/A    
   (081) Sauvignon Blanc               TON        $        575.00     $           N/A    
   (083) Semillon                      TON        $        500.00     $           N/A    
   (094) Zinfandel                     TON        $        900.00     $           N/A    
   (095) Other Varieties               TON        $        200.00     $           N/A    
                                                                                         
        001 Alameda                013 Contra Costa           085 Santa Clara            
                                                                                         
                                                                                         
    CRUSH DISTRICT  007                                                                  
   ---------------------                                                                 
   (015) Cabernet Franc                TON        $        975.00     $           N/A    
   (016) Cabernet Sauvignon            TON        $        975.00     $           N/A    
   (023) Chardonnay                    TON        $        850.00     $           N/A    
   (024) Chenin Blanc                  TON        $        525.00     $           N/A    
   (036) French Columbard              TON        $        375.00     $           N/A    
   (037) Gamay                         TON        $        525.00     $           N/A    
   (038) Gamay Beaujolais              TON        $        450.00     $           N/A    
   (039) Gewurztraminer                TON        $        750.00     $           N/A    
   (044) Grenache                      TON        $        600.00     $           N/A    
   (049) Malvasia Bianca               TON        $        850.00     $           N/A    
   (051) Merlot                        TON        $      1,000.00     $           N/A    
   (055) Muscat Blanc/M Canelli        TON        $        525.00     $           N/A    
   (064) Petite Sirah                  TON        $      1,050.00     $           N/A    
   (066) Pinot Blanc                   TON        $        600.00     $           N/A    
   (067) Pinot Noir                    TON        $      1,225.00     $           N/A    
   (081) Sauvignon Blanc               TON        $        900.00     $           N/A    
   (083) Semillon                      TON        $        675.00     $           N/A    
   (087) Sylvaner                      TON        $        250.00     $           N/A    
   (093) White Riesling                TON        $        725.00     $           N/A    
   (094) Zinfandel                     TON        $        800.00     $           N/A    
   (095) Other Varieties               TON        $        325.00     $           N/A    
   (098)  Pinot Gris/Pinot Grigio      TON        $      1,200.00     $           N/A    
   (099) Viognier                      TON        $      1,150.00     $           N/A    
   (196) Syrah/French Syrah-Shiraz     TON        $        900.00     $           N/A    
   (376) Sangioveto/Sangiovese         TON        $        850.00     $           N/A    
                                                                                         
        053 Monterey               069 San Benito                                        
                                                                                         
    CRUSH DISTRICT  008                                                                  
   ---------------------                                                                 
                                            PAGE 5                                       
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10/24/2001                                                STATE:  CALIFORNIA (06)       
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 GRAPES (86)                                      $                   $                  
                                                                                         
    CRUSH DISTRICT  008                                                                  
   ---------------------                                                                 
   (015) Cabernet Franc                TON        $      1,000.00     $           N/A    
   (016) Cabernet Sauvignon            TON        $        975.00     $           N/A    
   (023) Chardonnay                    TON        $        950.00     $           N/A    
   (024) Chenin Blanc                  TON        $        525.00     $           N/A    
   (037) Gamay                         TON        $        525.00     $           N/A    
   (039) Gewurztraminer                TON        $        750.00     $           N/A    
   (051) Merlot                        TON        $      1,025.00     $           N/A    
   (055) Muscat Blanc/M Canelli        TON        $        525.00     $           N/A    
   (064) Petite Sirah                  TON        $      1,050.00     $           N/A    
   (066) Pinot Blanc                   TON        $        800.00     $           N/A    
   (067) Pinot Noir                    TON        $      1,225.00     $           N/A    
   (081) Sauvignon Blanc               TON        $        750.00     $           N/A    
   (083) Semillon                      TON        $        675.00     $           N/A    
   (093) White Riesling                TON        $        725.00     $           N/A    
   (094) Zinfandel                     TON        $        450.00     $           N/A    
   (095) Other Varieties               TON        $        250.00     $           N/A    
   (098)  Pinot Gris/Pinot Grigio      TON        $      1,125.00     $           N/A    
   (099) Viognier                      TON        $      1,150.00     $           N/A    
   (113) Red Zinfandel                 TON        $        800.00     $           N/A    
   (196) Syrah/French Syrah-Shiraz     TON        $      1,000.00     $           N/A    
   (376) Sangioveto/Sangiovese         TON        $        850.00     $           N/A    
                                                                                         
        079 San Luis Obispo        083 Santa Barbara                                     
                                                                                         
    CRUSH DISTRICT  009                                                                  
   ---------------------                                                                 
   (016) Cabernet Sauvignon            TON        $        500.00     $           N/A    
   (023) Chardonnay                    TON        $        350.00     $           N/A    
   (024) Chenin Blanc                  TON        $        150.00     $           N/A    
   (036) French Columbard              TON        $        100.00     $           N/A    
   (044) Grenache                      TON        $        125.00     $           N/A    
   (051) Merlot                        TON        $        600.00     $           N/A    
   (064) Petite Sirah                  TON        $        625.00     $           N/A    
   (081) Sauvignon Blanc               TON        $        425.00     $           N/A    
   (083) Semillon                      TON        $        350.00     $           N/A    
   (093) White Riesling                TON        $        725.00     $           N/A    
   (094) Zinfandel                     TON        $        200.00     $           N/A    
   (095) Other Varieties               TON        $        180.00     $           N/A    
   (113) Red Zinfandel                 TON        $        575.00     $           N/A    
   (196) Syrah/French Syrah-Shiraz     TON        $        325.00     $           N/A    
                                                                                         
        011 Colusa                 021 Glenn                  067 Sacramento             
        113 Yolo                                                                         
                                            PAGE 6                                       
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10/24/2001                                                STATE:  CALIFORNIA (06)       
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 GRAPES (86)                                      $                   $                  
                                                                                         
    CRUSH DISTRICT  010                                                                  
   ---------------------                                                                 
   (005) Barbera                       TON        $        750.00     $           N/A    
   (015) Cabernet Franc                TON        $        750.00     $           N/A    
   (016) Cabernet Sauvignon            TON        $        850.00     $           N/A    
   (023) Chardonnay                    TON        $        850.00     $           N/A    
   (024) Chenin Blanc                  TON        $        200.00     $           N/A    
   (051) Merlot                        TON        $        850.00     $           N/A    
   (081) Sauvignon Blanc               TON        $        625.00     $           N/A    
   (083) Semillon                      TON        $        550.00     $           N/A    
   (093) White Riesling                TON        $        550.00     $           N/A    
   (094) Zinfandel                     TON        $        675.00     $           N/A    
   (095) Other Varieties               TON        $        225.00     $           N/A    
   (196) Syrah/French Syrah-Shiraz     TON        $        850.00     $           N/A    
   (376) Sangioveto/Sangiovese         TON        $        650.00     $           N/A    
                                                                                         
        005 Amador                 009 Calaveras              017 El Dorado              
                                                                                         
                                                                                         
    CRUSH DISTRICT  011                                                                  
   ---------------------                                                                 
   (002) Alicante-Bouschet             TON        $        450.00     $           N/A    
   (005) Barbera                       TON        $        300.00     $           N/A    
   (014) Burger                        TON        $        125.00     $           N/A    
   (015) Cabernet Franc                TON        $        400.00     $           N/A    
   (016) Cabernet Sauvignon            TON        $        425.00     $           N/A    
   (020) Carignane                     TON        $        200.00     $           N/A    
   (023) Chardonnay                    TON        $        425.00     $           N/A    
   (024) Chenin Blanc                  TON        $        200.00     $           N/A    
   (033) Tokay Flame                   TON        $        100.00     $           N/A    
   (036) French Columbard              TON        $        125.00     $           N/A    
   (037) Gamay                         TON        $        200.00     $           N/A    
   (044) Grenache                      TON        $        125.00     $           N/A    
   (049) Malvasia Bianca               TON        $        175.00     $           N/A    
   (051) Merlot                        TON        $        450.00     $           N/A    
   (052) Mission                       TON        $        100.00     $           N/A    
   (060) Palomino/G Chasselas          TON        $        110.00     $           N/A    
   (064) Petite Sirah                  TON        $        525.00     $           N/A    
   (074) Rubired                       TON        $        200.00     $           N/A    
   (076) Ruby Cabernet                 TON        $        200.00     $           N/A    
   (081) Sauvignon Blanc               TON        $        525.00     $           N/A    
   (083) Semillon                      TON        $        350.00     $           N/A    
   (088) Thompson Seedless             TON        $        125.00     $           N/A    
   (094) Zinfandel                     TON        $        250.00     $           N/A    
   (095) Other Varieties               TON        $        175.00     $           N/A    
                                            PAGE 7                                       
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10/24/2001                                                STATE:  CALIFORNIA (06)       
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 GRAPES (86)                                      $                   $                  
                                                                                         
    CRUSH DISTRICT  011                                                                  
   ---------------------                                                                 
   (096) Symphony                      TON        $        350.00     $           N/A    
   (098)  Pinot Gris/Pinot Grigio      TON        $        625.00     $           N/A    
   (099) Viognier                      TON        $        400.00     $           N/A    
   (113) Red Zinfandel                 TON        $        545.00     $           N/A    
   (196) Syrah/French Syrah-Shiraz     TON        $        475.00     $           N/A    
   (376) Sangioveto/Sangiovese         TON        $        375.00     $           N/A    
                                                                                         
        067 Sacramento             077 San Joaquin                                       
                                                                                         
    CRUSH DISTRICT  012                                                                  
   ---------------------                                                                 
   (005) Barbera                       TON        $        125.00     $           N/A    
   (014) Burger                        TON        $        125.00     $           N/A    
   (016) Cabernet Sauvignon            TON        $        300.00     $           N/A    
   (020) Carignane                     TON        $        125.00     $           N/A    
   (023) Chardonnay                    TON        $        350.00     $           N/A    
   (024) Chenin Blanc                  TON        $        125.00     $           N/A    
   (032) Flame Seedless                TON        $        115.00     $           N/A    
   (033) Tokay Flame                   TON        $        100.00     $           N/A    
   (036) French Columbard              TON        $        110.00     $           N/A    
   (044) Grenache                      TON        $        125.00     $           N/A    
   (049) Malvasia Bianca               TON        $        150.00     $           N/A    
   (051) Merlot                        TON        $        300.00     $           N/A    
   (052) Mission                       TON        $        100.00     $           N/A    
   (060) Palomino/G Chasselas          TON        $        110.00     $           N/A    
   (064) Petite Sirah                  TON        $        375.00     $           N/A    
   (074) Rubired                       TON        $        175.00     $           N/A    
   (076) Ruby Cabernet                 TON        $        175.00     $           N/A    
   (081) Sauvignon Blanc               TON        $        350.00     $           N/A    
   (083) Semillon                      TON        $        250.00     $           N/A    
   (088) Thompson Seedless             TON        $        125.00     $           N/A    
   (092) Valdepenas                    TON        $        110.00     $           N/A    
   (094) Zinfandel                     TON        $        250.00     $           N/A    
   (095) Other Varieties               TON        $        140.00     $           N/A    
   (196) Syrah/French Syrah-Shiraz     TON        $        400.00     $           N/A    
   (376) Sangioveto/Sangiovese         TON        $        200.00     $           N/A    
                                                                                         
        047 Merced                 077 San Joaquin            099 Stanislaus             
                                                                                         
                                                                                         
    CRUSH DISTRICT  013                                                                  
   ---------------------                                                                 
   (002) Alicante-Bouschet             TON        $        200.00     $           N/A    
                                            PAGE 8                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  CALIFORNIA (06)       
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 GRAPES (86)                                      $                   $                  
                                                                                         
    CRUSH DISTRICT  013                                                                  
   ---------------------                                                                 
   (005) Barbera                       TON        $        125.00     $           N/A    
   (014) Burger                        TON        $        125.00     $           N/A    
   (016) Cabernet Sauvignon            TON        $        275.00     $           N/A    
   (020) Carignane                     TON        $        100.00     $           N/A    
   (021) Carnelian                     TON        $        125.00     $           N/A    
   (023) Chardonnay                    TON        $        275.00     $           N/A    
   (024) Chenin Blanc                  TON        $        125.00     $           N/A    
   (027) Emerald Riesling              TON        $        125.00     $           N/A    
   (031) Fiesta                        TON        $        125.00     $           N/A    
   (032) Flame Seedless                TON        $        115.00     $           N/A    
   (036) French Columbard              TON        $        110.00     $           N/A    
   (044) Grenache                      TON        $        125.00     $           N/A    
   (048) White Malaga                  TON        $        110.00     $           N/A    
   (049) Malvasia Bianca               TON        $        125.00     $           N/A    
   (051) Merlot                        TON        $        250.00     $           N/A    
   (052) Mission                       TON        $        100.00     $           N/A    
   (055) Muscat Blanc/M Canelli        TON        $        125.00     $           N/A    
   (057) Muscat                        TON        $        125.00     $           N/A    
   (060) Palomino/G Chasselas          TON        $        110.00     $           N/A    
   (064) Petite Sirah                  TON        $        275.00     $           N/A    
   (074) Rubired                       TON        $        175.00     $           N/A    
   (076) Ruby Cabernet                 TON        $        150.00     $           N/A    
   (078) St. Emilion (Ugni Blanc)      TON        $        110.00     $           N/A    
   (080) Salvador                      TON        $        200.00     $           N/A    
   (081) Sauvignon Blanc               TON        $        275.00     $           N/A    
   (083) Semillon                      TON        $        250.00     $           N/A    
   (085) Sultana                       TON        $        125.00     $           N/A    
   (088) Thompson Seedless             TON        $        125.00     $           N/A    
   (092) Valdepenas                    TON        $        110.00     $           N/A    
   (094) Zinfandel                     TON        $        200.00     $           N/A    
   (095) Other Varieties               TON        $        120.00     $           N/A    
   (096) Symphony                      TON        $        200.00     $           N/A    
   (099) Viognier                      TON        $        300.00     $           N/A    
   (173) Royalty                       TON        $        175.00     $           N/A    
   (196) Syrah/French Syrah-Shiraz     TON        $        325.00     $           N/A    
   (376) Sangioveto/Sangiovese         TON        $        200.00     $           N/A    
                                                                                         
        019 Fresno                 031 Kings                  039 Madera                 
        107 Tulare                                                                       
                                                                                         
    CRUSH DISTRICT  014                                                                  
   ---------------------                                                                 
   (002) Alicante-Bouschet             TON        $        200.00     $           N/A    
                                            PAGE 9                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  CALIFORNIA (06)       
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 GRAPES (86)                                      $                   $                  
                                                                                         
    CRUSH DISTRICT  014                                                                  
   ---------------------                                                                 
   (005) Barbera                       TON        $        125.00     $           N/A    
   (014) Burger                        TON        $        125.00     $           N/A    
   (016) Cabernet Sauvignon            TON        $        250.00     $           N/A    
   (020) Carignane                     TON        $        100.00     $           N/A    
   (021) Carnelian                     TON        $        125.00     $           N/A    
   (023) Chardonnay                    TON        $        275.00     $           N/A    
   (024) Chenin Blanc                  TON        $        125.00     $           N/A    
   (027) Emerald Riesling              TON        $        125.00     $           N/A    
   (031) Fiesta                        TON        $        125.00     $           N/A    
   (032) Flame Seedless                TON        $        115.00     $           N/A    
   (036) French Columbard              TON        $        110.00     $           N/A    
   (037) Gamay                         TON        $        150.00     $           N/A    
   (044) Grenache                      TON        $        125.00     $           N/A    
   (048) White Malaga                  TON        $        110.00     $           N/A    
   (049) Malvasia Bianca               TON        $        125.00     $           N/A    
   (051) Merlot                        TON        $        250.00     $           N/A    
   (055) Muscat Blanc/M Canelli        TON        $        125.00     $           N/A    
   (057) Muscat                        TON        $        125.00     $           N/A    
   (070) Red Malaga                    TON        $        110.00     $           N/A    
   (074) Rubired                       TON        $        175.00     $           N/A    
   (076) Ruby Cabernet                 TON        $        150.00     $           N/A    
   (078) St. Emilion (Ugni Blanc)      TON        $        110.00     $           N/A    
   (080) Salvador                      TON        $        200.00     $           N/A    
   (081) Sauvignon Blanc               TON        $        275.00     $           N/A    
   (083) Semillon                      TON        $        175.00     $           N/A    
   (088) Thompson Seedless             TON        $        125.00     $           N/A    
   (094) Zinfandel                     TON        $        200.00     $           N/A    
   (095) Other Varieties               TON        $        120.00     $           N/A    
   (173) Royalty                       TON        $        175.00     $           N/A    
   (196) Syrah/French Syrah-Shiraz     TON        $        300.00     $           N/A    
   (376) Sangioveto/Sangiovese         TON        $        200.00     $           N/A    
                                                                                         
        029 Kern                   031 Kings                  107 Tulare                 
                                                                                         
                                                                                         
    CRUSH DISTRICT  016                                                                  
   ---------------------                                                                 
   (016) Cabernet Sauvignon            TON        $        875.00     $           N/A    
   (023) Chardonnay                    TON        $        675.00     $           N/A    
   (024) Chenin Blanc                  TON        $        350.00     $           N/A    
   (032) Flame Seedless                TON        $        125.00     $           N/A    
   (051) Merlot                        TON        $        850.00     $           N/A    
   (081) Sauvignon Blanc               TON        $        575.00     $           N/A    
                                            PAGE 10                                      
                                    (Continued on next page)                             
10/24/2001                                                STATE:  CALIFORNIA (06)       
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 GRAPES (86)                                      $                   $                  
                                                                                         
    CRUSH DISTRICT  016                                                                  
   ---------------------                                                                 
   (088) Thompson Seedless             TON        $        140.00     $           N/A    
   (093) White Riesling                TON        $        600.00     $           N/A    
   (094) Zinfandel                     TON        $        550.00     $           N/A    
   (095) Other Varieties               TON        $        120.00     $           N/A    
                                                                                         
        065 Riverside                                                                    
                                                                                         
    CRUSH DISTRICT  017                                                                  
   ---------------------                                                                 
   (016) Cabernet Sauvignon            TON        $        475.00     $           N/A    
   (023) Chardonnay                    TON        $        475.00     $           N/A    
   (024) Chenin Blanc                  TON        $        200.00     $           N/A    
   (036) French Columbard              TON        $        110.00     $           N/A    
   (037) Gamay                         TON        $        200.00     $           N/A    
   (051) Merlot                        TON        $        450.00     $           N/A    
   (064) Petite Sirah                  TON        $        550.00     $           N/A    
   (081) Sauvignon Blanc               TON        $        500.00     $           N/A    
   (083) Semillon                      TON        $        375.00     $           N/A    
   (094) Zinfandel                     TON        $        300.00     $           N/A    
   (095) Other Varieties               TON        $        200.00     $           N/A    
   (196) Syrah/French Syrah-Shiraz     TON        $        450.00     $           N/A    
                                                                                         
        067 Sacramento             113 Yolo                                              
                                                                                         
 OATS (APH)                            BU         $          1.20     $          1.30    
                                                                                         
 PEARS (86)                                                                              
   Green Bartlett                      TON        $        170.00     $           N/A    
   All Others                          TON        $        360.00     $           N/A    
   Winter                              TON        $        360.00     $           N/A    
                                                                                         
 PLUMS (86)                            LUG        $          4.75     $           N/A    
                                                                                         
 POTATOES (86)                                                                           
                                       CWT        $          9.90     $           N/A    
                                                                                         
        077 San Joaquin                                                                  
                                                                                         
 POTATOES (86)                                                                           
   Fall Planted Irr.                   CWT        $         13.20     $           N/A    
                                                                                         
        065 Riverside                                                                    
                                                                                         
                                            PAGE 11                                      
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10/24/2001                                                STATE:  CALIFORNIA (06)       
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
   Winter Planted Irr.                 CWT        $          9.50     $           N/A    
                                                                                         
        029 Kern                                                                         
   Spring Planted Irr.                 CWT        $         12.70     $           N/A    
                                                                                         
        065 Riverside                                                                    
   Summer Planted Irr.                 CWT        $         17.30     $           N/A    
                                                                                         
        029 Kern                                                                         
                                                                                         
 PROCESSING APRICOTS (86)              TON        $        180.00     $           N/A    
                                                                                         
 PROCESSING CLING PEACHES (86)         TON        $        180.00     $           N/A    
                                                                                         
 PROCESSING FREESTONE (86)             TON        $        140.00     $           N/A    
                                                                                         
 PRUNES (86)                           TON        $        650.00     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 RASPBERRY AND BLACKBERRY (FD)                                                           
                                                                                         
         Raspberry Biennial (Fresh) / Irrigated                                          
                                                                                         
                                 $1,087.00    $1,975.00   $2,962.00     $3,950.00        
                                                                                         
         All Other Raspberry (Fresh) / Irrigated                                         
         Olallie Blackberry (Fresh) / Irrigated                                          
         All Other Blackberry (Fresh) / Irrigated                                        
                                                                                         
                                   $564.00    $1,025.00   $1,537.00     $2,050.00        
                                                                                         
 SAFFLOWER (APH)                       LBS        $          0.13     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 STRAWBERRIES (FD)                                                                       
                                                                                         
         Winter Planted / Irrigated                                                      
         Summer Planted / Irrigated                                                      
                                                                                         
                                            PAGE 12                                      
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10/24/2001                                                STATE:  CALIFORNIA (06)       
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
                                                                                         
                                 $1,362.00    $2,475.00   $3,712.00     $4,950.00        
                                 $3,699.00    $6,725.00  $10,087.00    $13,450.00        
                                 $4,538.00    $8,250.00  $12,375.00    $16,500.00        
                                                                                         
 SUGAR BEETS (APH)                                                                       
                                       TON        $         33.00     $           N/A    
                                                                                         
        007 Butte                  011 Colusa                 019 Fresno                 
        021 Glenn                  025 Imperial               029 Kern                   
        031 Kings                  039 Madera                 047 Merced                 
        067 Sacramento             077 San Joaquin            085 Santa Clara            
        095 Solano                 099 Stanislaus             101 Sutter                 
        107 Tulare                 113 Yolo                                              
                                                                                         
 TABLE GRAPES (86)                                                                       
   Emperor - TYPE: 028                 LUG        $          6.15     $           N/A    
                                                                                         
        019 Fresno                 029 Kern                   031 Kings                  
        039 Madera                 107 Tulare                                            
   Emperor - TYPE: 028                 LUG        $         10.55     $           N/A    
                                                                                         
        025 Imperial               065 Riverside              071 San Bernardino         
                                                                                         
   Exotic - TYPE: 029                  LUG        $          6.15     $           N/A    
                                                                                         
        019 Fresno                 029 Kern                   031 Kings                  
        039 Madera                 107 Tulare                                            
   Exotic - TYPE: 029                  LUG        $          7.00     $           N/A    
                                                                                         
        025 Imperial               065 Riverside              071 San Bernardino         
                                                                                         
   Flame Seedless - TYPE: 032          LUG        $          6.15     $           N/A    
                                                                                         
        019 Fresno                 029 Kern                   031 Kings                  
        039 Madera                 077 San Joaquin            107 Tulare                 
                                                                                         
   Flame Seedless - TYPE: 032          LUG        $          8.60     $           N/A    
                                                                                         
        025 Imperial               065 Riverside              071 San Bernardino         
                                                                                         
   Tokay/Tokay Flame - TYPE: 033       LUG        $          6.15     $           N/A    
                                                                                         
        077 San Joaquin                                                                  
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 13                                      
                                    (Continued on next page)                             
10/24/2001                                                STATE:  CALIFORNIA (06)       
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
   Perlette - TYPE: 063                LUG        $          6.15     $           N/A    
                                                                                         
        019 Fresno                 029 Kern                   031 Kings                  
        039 Madera                 107 Tulare                                            
   Perlette - TYPE: 063                LUG        $         10.45     $           N/A    
                                                                                         
        025 Imperial               065 Riverside              071 San Bernardino         
                                                                                         
   Ribier - TYPE: 075                  LUG        $          6.15     $           N/A    
                                                                                         
        019 Fresno                 029 Kern                   031 Kings                  
        039 Madera                 107 Tulare                                            
   Ribier - TYPE: 075                  LUG        $         10.55     $           N/A    
                                                                                         
        025 Imperial               065 Riverside              071 San Bernardino         
                                                                                         
   Ruby Seedless - TYPE: 077           LUG        $          6.15     $           N/A    
                                                                                         
        019 Fresno                 029 Kern                   031 Kings                  
        039 Madera                 107 Tulare                                            
   Ruby Seedless - TYPE: 077           LUG        $         10.55     $           N/A    
                                                                                         
        025 Imperial               065 Riverside              071 San Bernardino         
                                                                                         
   Superior Seedless - TYPE: 086       LUG        $         10.55     $           N/A    
                                                                                         
        025 Imperial               065 Riverside              071 San Bernardino         
                                                                                         
   Superior Seedless - TYPE: 086       LUG        $         10.80     $           N/A    
                                                                                         
        019 Fresno                 029 Kern                   031 Kings                  
        039 Madera                 107 Tulare                                            
   Thompson Seedless - TYPE: 088       LUG        $          6.15     $           N/A    
                                                                                         
        019 Fresno                 029 Kern                   031 Kings                  
        039 Madera                 107 Tulare                                            
   Thompson Seedless - TYPE: 088       LUG        $          7.90     $           N/A    
                                                                                         
        025 Imperial               065 Riverside              071 San Bernardino         
                                                                                         
   All Others - TYPE: 095              LUG        $          6.15     $           N/A    
                                                                                         
        019 Fresno                 029 Kern                   031 Kings                  
        039 Madera                 077 San Joaquin            107 Tulare                 
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 14                                      
                                    (Continued on next page)                             
10/24/2001                                                STATE:  CALIFORNIA (06)       
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
   All Others - TYPE: 095              LUG        $         10.55     $           N/A    
                                                                                         
        025 Imperial               065 Riverside              071 San Bernardino         
                                                                                         
   Christmas Rose - TYPE: 097          LUG        $          6.15     $           N/A    
                                                                                         
        019 Fresno                 029 Kern                   031 Kings                  
        039 Madera                 107 Tulare                                            
   Christmas Rose - TYPE: 097          LUG        $         10.55     $           N/A    
                                                                                         
        025 Imperial               065 Riverside              071 San Bernardino         
                                                                                         
   Crimson Seedless - TYPE: 098        LUG        $          9.45     $           N/A    
                                                                                         
        019 Fresno                 029 Kern                   031 Kings                  
        039 Madera                 107 Tulare                                            
   Crimson Seedless - TYPE: 098        LUG        $         10.55     $           N/A    
                                                                                         
        025 Imperial               065 Riverside              071 San Bernardino         
                                                                                         
   Red Globe - TYPE: 169               LUG        $         10.55     $           N/A    
                                                                                         
        025 Imperial               065 Riverside              071 San Bernardino         
                                                                                         
   Red Globe - TYPE: 169               LUG        $         10.65     $           N/A    
                                                                                         
        019 Fresno                 029 Kern                   031 Kings                  
        039 Madera                 107 Tulare                                            
                                                                                         
 TOMATOES (APH)                        TON        $         53.00     $           N/A    
                                                                                         
 WALNUTS (86)                          LBS        $          0.60     $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   Winter                                                                                
    Spring Market                      BU         $          3.48     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
   Spring                                                                                
    Spring Market                      BU         $          3.48     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   Winter                              BU         $          3.05     $          3.15    
   Spring                              BU         $          3.05     $          3.15    
   Durum                               BU         $          3.05     $          4.05    
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 15                                      
10/24/2001                                                STATE:  COLORADO (08)         
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $          8.80     $           N/A    
   Processing                          BU         $          1.90     $           N/A    
   Varietal Group A                    BU         $          5.75     $           N/A    
   Varietal Group B                    BU         $          3.90     $           N/A    
                                                                                         
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 FORAGE PRODUCTION (86)                TON        $         92.00     $           N/A    
                                                                                         
 GRAPES (86)                                                                             
   Group A - TYPE: 161                 TON        $      1,085.00     $           N/A    
   Group B - TYPE: 261                 TON        $        600.00     $           N/A    
                                                                                         
 PEACHES (86)                                                                            
   Fresh                               BU         $         21.00     $           N/A    
   Processing                          BU         $          4.50     $           N/A    
                                                                                         
 WHEAT (RA)                                                                              
   Winter                                                                                
    Projected Harvest                  BU         $          3.34     $           N/A    
    County Harvest                     BU         $                   $           N/A    
                                                                                         
        033 Dolores                067 La Plata               077 Mesa                   
        081 Moffat                 083 Montezuma              103 Rio Blanco             
        107 Routt                  113 San Miguel                                        
   No Type Specified                                                                     
    Projected Harvest                  BU         $          3.34     $           N/A    
    County Harvest                     BU         $                   $           N/A    
                                                                                         
        001 Adams                  005 Arapahoe               009 Baca                   
        011 Bent                   013 Boulder                017 Cheyenne               
        025 Crowley                031 Denver                 039 Elbert                 
        041 El Paso                059 Jefferson              061 Kiowa                  
        063 Kit Carson             069 Larimer                071 Las Animas             
        073 Lincoln                075 Logan                  087 Morgan                 
        089 Otero                  095 Phillips               099 Prowers                
        101 Pueblo                 115 Sedgwick               121 Washington             
        123 Weld                   125 Yuma                                              
                                                                                         
 WHEAT (CRC)                                                                             
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  COLORADO (08)         
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
   Winter                                                                                
    Spring Market                      BU         $          3.34     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
        033 Dolores                067 La Plata               077 Mesa                   
        081 Moffat                 083 Montezuma              103 Rio Blanco             
        107 Routt                  113 San Miguel                                        
   Spring                                                                                
    Spring Market                      BU         $          3.34     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
        033 Dolores                067 La Plata               077 Mesa                   
        081 Moffat                 083 Montezuma              103 Rio Blanco             
        107 Routt                  113 San Miguel                                        
   No Type Specified                                                                     
    Spring Market                      BU         $          3.34     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
        001 Adams                  005 Arapahoe               009 Baca                   
        011 Bent                   013 Boulder                017 Cheyenne               
        025 Crowley                031 Denver                 039 Elbert                 
        041 El Paso                059 Jefferson              061 Kiowa                  
        063 Kit Carson             069 Larimer                071 Las Animas             
        073 Lincoln                075 Logan                  087 Morgan                 
        089 Otero                  095 Phillips               099 Prowers                
        101 Pueblo                 115 Sedgwick               121 Washington             
        123 Weld                   125 Yuma                                              
                                                                                         
 WHEAT (APH)                                                                             
   Winter                              BU         $          3.05     $          3.15    
   Spring                              BU         $          3.05     $          3.15    
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 2                                       
10/24/2001                                                STATE:  CONNECTICUT (09)      
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $         11.15     $           N/A    
   Processing                          BU         $          2.40     $           N/A    
   Varietal Group A                    BU         $         11.50     $           N/A    
   Varietal Group B                    BU         $          5.70     $           N/A    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  DELAWARE (10)         
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 POTATOES (86)                         CWT        $          8.40     $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  FLORIDA (12)          
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                PRICE        PRICE        PRICE       PRICE             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 ALL OTHER CITRUS TREES (TDO)                                                            
                                                                                         
         No Type Specified / No Practice Specified                                       
                                                                                         
   GROWTH STAGE  I                   $7.15                                 $13.00        
   GROWTH STAGE  II                 $11.55                                 $21.00        
   GROWTH STAGE  III                $16.50                                 $30.00        
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                PRICE        PRICE        PRICE       PRICE             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 AVOCADO TREES (TDO)                                                                     
                                                                                         
         No Type Specified / No Practice Specified                                       
                                                                                         
   GROWTH STAGE  I                  $11.00                                 $20.00        
   GROWTH STAGE  II                 $13.75                                 $25.00        
   GROWTH STAGE  III                $19.25                                 $35.00        
                                                                                         
 AVOCADOS (APH)                        BU         $         14.40     $           N/A    
                                                                                         
 BLUEBERRIES (86)                      LBS        $          2.80     $           N/A    
                                                                                         
 CABBAGE (FRESH) (86)                  CWT        $          8.55     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                PRICE        PRICE        PRICE       PRICE             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CARAMBOLA TREES (TDO)                                                                   
                                                                                         
         No Type Specified / No Practice Specified                                       
                                                                                         
   GROWTH STAGE  I                  $11.00                                 $20.00        
   GROWTH STAGE  II                 $13.75                                 $25.00        
   GROWTH STAGE  III                $19.25                                 $35.00        
                                                                                         
                                                                                         
                                            PAGE 1                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  FLORIDA (12)          
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CITRUS I (DO)                                                                           
                                                                                         
         Early Oranges / No Practice Specified                                           
         Mid-Season Oranges / No Practice Specified                                      
                                                                                         
   5 YEARS                         $269.00      $488.00     $828.00       $975.00        
   6 - 8 YEARS                     $399.00      $725.00   $1,232.00     $1,450.00        
   9 YEARS & ABOVE                 $537.00      $975.00   $1,657.00     $1,950.00        
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CITRUS II (DO)                                                                          
                                                                                         
         Late Oranges - Juice / No Practice Specified                                    
                                                                                         
   5 YEARS                         $289.00      $525.00     $892.00     $1,050.00        
   6 - 8 YEARS                     $440.00      $800.00   $1,360.00     $1,600.00        
   9 YEARS & ABOVE                 $612.00    $1,113.00   $1,891.00     $2,225.00        
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CITRUS III (DO)                                                                         
                                                                                         
         Grapefruit - Juice / No Practice Specified                                      
                                                                                         
   5 YEARS                         $200.00      $363.00     $616.00       $725.00        
   6 - 8 YEARS                     $248.00      $450.00     $765.00       $900.00        
   9 YEARS & ABOVE                 $324.00      $588.00     $998.00     $1,175.00        
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 2                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  FLORIDA (12)          
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CITRUS IV (DO)                                                                          
                                                                                         
         Tangerines / No Practice Specified                                              
                                                                                         
   5 YEARS                         $269.00      $488.00     $828.00       $975.00        
   6 - 8 YEARS                     $592.00    $1,075.00   $1,827.00     $2,150.00        
   9 YEARS & ABOVE                 $825.00    $1,500.00   $2,550.00     $3,000.00        
                                                                                         
         Tangelos / No Practice Specified                                                
                                                                                         
   5 YEARS                         $227.00      $413.00     $701.00       $825.00        
   6 - 8 YEARS                     $358.00      $650.00   $1,105.00     $1,300.00        
   9 YEARS & ABOVE                 $454.00      $825.00   $1,402.00     $1,650.00        
                                                                                         
         Navel Oranges / No Practice Specified                                           
                                                                                         
   5 YEARS                         $165.00      $300.00     $510.00       $600.00        
   6 - 8 YEARS                     $330.00      $600.00   $1,020.00     $1,200.00        
   9 YEARS & ABOVE                 $385.00      $700.00   $1,190.00     $1,400.00        
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CITRUS V (DO)                                                                           
                                                                                         
         Temples / No Practice Specified                                                 
                                                                                         
   5 YEARS                         $275.00      $500.00     $850.00     $1,000.00        
   6 - 8 YEARS                     $461.00      $838.00   $1,423.00     $1,675.00        
   9 YEARS & ABOVE                 $495.00      $900.00   $1,530.00     $1,800.00        
                                                                                         
         Murcotts / No Practice Specified                                                
                                                                                         
   5 YEARS                         $482.00      $875.00   $1,487.00     $1,750.00        
   6 - 8 YEARS                   $1,011.00    $1,838.00   $3,123.00     $3,675.00        
   9 YEARS & ABOVE               $1,355.00    $2,463.00   $4,186.00     $4,925.00        
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 3                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  FLORIDA (12)          
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CITRUS VI (DO)                                                                          
                                                                                         
         Lemons / No Practice Specified                                                  
                                                                                         
   5 YEARS                         $255.00      $463.00     $786.00       $925.00        
   6 - 8 YEARS                     $392.00      $713.00   $1,211.00     $1,425.00        
   9 YEARS & ABOVE                 $564.00    $1,025.00   $1,742.00     $2,050.00        
                                                                                         
         Limes / No Practice Specified                                                   
                                                                                         
   5 YEARS                         $282.00      $513.00     $871.00     $1,025.00        
   6 - 8 YEARS                     $440.00      $800.00   $1,360.00     $1,600.00        
   9 YEARS & ABOVE                 $626.00    $1,138.00   $1,933.00     $2,275.00        
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CITRUS VII (DO)                                                                         
                                                                                         
         Grapefruit - Fresh / No Practice Specified                                      
                                                                                         
   5 YEARS                         $200.00      $363.00     $616.00       $725.00        
   6 - 8 YEARS                     $248.00      $450.00     $765.00       $900.00        
   9 YEARS & ABOVE                 $324.00      $588.00     $998.00     $1,175.00        
                                                                                         
         Late Oranges - Fresh / No Practice Specified                                    
                                                                                         
   5 YEARS                         $289.00      $525.00     $892.00     $1,050.00        
   6 - 8 YEARS                     $440.00      $800.00   $1,360.00     $1,600.00        
   9 YEARS & ABOVE                 $612.00    $1,113.00   $1,891.00     $2,225.00        
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CLAMS (AQDOL)                                                                           
                                                                                         
         Age 2 / Grow-out Bag                                                            
                                            PAGE 4                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  FLORIDA (12)          
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
         Age 2 / Bottom Culture                                                          
                                                                                         
                                   $0.0715        $0.07       $0.10         $0.13        
                                                                                         
        009 Brevard                061 Indian River                                      
                                                                                         
         Age 1 / Nursery Bag                                                             
                                                                                         
                                   $0.0110                                  $0.02        
                                                                                         
        009 Brevard                029 Dixie                  061 Indian River           
        075 Levy                                                                         
                                                                                         
         Age 2 / Grow-out Bag                                                            
                                                                                         
                                   $0.0660        $0.06       $0.09         $0.12        
                                                                                         
        029 Dixie                  075 Levy                                              
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 FRESH MARKET BEANS (DO)                                                                 
                                                                                         
         No Type Specified / Winter                                                      
         No Type Specified / Spring                                                      
         No Type Specified / Fall                                                        
                                                                                         
                                   $445.00      $808.00   $1,211.00     $1,615.00        
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 FRESH MARKET SWEET CORN (DO)                                                            
                                                                                         
         No Type Specified / Fall Planted Irr.                                           
         No Type Specified / Spring Planted Irr.                                         
                                                                                         
                                   $234.00      $425.00     $637.00       $850.00        
                                                                                         
         No Type Specified / Winter Planted Irr.                                         
                                                                                         
                                   $410.00      $745.00   $1,117.00     $1,490.00        
                                            PAGE 5                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  FLORIDA (12)          
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 FRESH MARKET TOMATOES (DO)                                                              
                                                                                         
         No Type Specified / Fall Direct Seed Irr Staked                                 
         No Type Specified / Fall Transpltd Irr Staked                                   
         No Type Specified / Wtr. Direct Seed Irr Staked                                 
         No Type Specified / Wtr. Transpltd Irr Staked                                   
         No Type Specified / Spr. Direct Seed Irr Staked                                 
         No Type Specified / Spr. Transpltd Irr Staked                                   
                                                                                         
                                 $1,375.00    $2,500.00   $3,750.00     $5,000.00        
                                                                                         
 FRESH MARKET TOMATOES (APH)           CTN        $          3.35     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                PRICE        PRICE        PRICE       PRICE             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 GRAPEFRUIT TREES (TDO)                                                                  
                                                                                         
         No Type Specified / No Practice Specified                                       
                                                                                         
   GROWTH STAGE  I                   $7.15                                 $13.00        
   GROWTH STAGE  II                 $11.55                                 $21.00        
   GROWTH STAGE  III                $16.50                                 $30.00        
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                PRICE        PRICE        PRICE       PRICE             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 LEMON TREES (TDO)                                                                       
                                                                                         
         No Type Specified / No Practice Specified                                       
                                                                                         
   GROWTH STAGE  I                   $7.15                                 $13.00        
   GROWTH STAGE  II                 $11.55                                 $21.00        
   GROWTH STAGE  III                $16.50                                 $30.00        
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 6                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  FLORIDA (12)          
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                PRICE        PRICE        PRICE       PRICE             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 LIME TREES (TDO)                                                                        
                                                                                         
         No Type Specified / No Practice Specified                                       
                                                                                         
   GROWTH STAGE  I                  $11.00                                 $20.00        
   GROWTH STAGE  II                 $13.75                                 $25.00        
   GROWTH STAGE  III                $19.25                                 $35.00        
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                PRICE        PRICE        PRICE       PRICE             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 MANGO TREES (TDO)                                                                       
                                                                                         
         No Type Specified / No Practice Specified                                       
                                                                                         
   GROWTH STAGE  I                  $11.00                                 $20.00        
   GROWTH STAGE  II                 $13.75                                 $25.00        
   GROWTH STAGE  III                $19.25                                 $35.00        
                                                                                         
 OATS (APH)                            BU         $          1.20     $          1.30    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                PRICE        PRICE        PRICE       PRICE             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 ORANGE TREES (TDO)                                                                      
                                                                                         
         No Type Specified / No Practice Specified                                       
                                                                                         
   GROWTH STAGE  I                   $7.15                                 $13.00        
   GROWTH STAGE  II                 $11.55                                 $21.00        
   GROWTH STAGE  III                $16.50                                 $30.00        
                                                                                         
 PEACHES (86)                                                                            
   Fresh                               BU         $         15.75     $           N/A    
   Processing                          BU         $          5.00     $           N/A    
                                                                                         
                                                                                         
                                            PAGE 7                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  FLORIDA (12)          
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 PEPPERS (DO)                                                                            
                                                                                         
         Bell Pepper / Fall Direct Seeded Irr.                                           
         Bell Pepper / Fall Transplanted Irr.                                            
         Bell Pepper / Winter Direct Seeded Irr.                                         
         Bell Pepper / Winter Transplanted Irr.                                          
         Bell Pepper / Spring Direct Seeded Irr.                                         
         Bell Pepper / Spring Transplanted Irr.                                          
                                                                                         
                                 $1,575.00    $2,863.00   $4,293.00     $5,725.00        
                                                                                         
 POTATOES (86)                                                                           
                                       CWT        $         10.00     $           N/A    
                                                                                         
        035 Flagler                061 Indian River           107 Putnam                 
        109 St Johns               121 Suwannee                                          
                                                                                         
 POTATOES (86)                                                                           
   Group A - TYPE: 161                 CWT        $         19.50     $           N/A    
                                                                                         
        015 Charlotte              027 De Soto                055 Highlands              
        081 Manatee                093 Okeechobee             111 St Lucie               
                                                                                         
   Group A - TYPE: 161                 CWT        $         24.00     $           N/A    
                                                                                         
        021 Collier                051 Hendry                 071 Lee                    
        086 Miami - Dade                                                                 
   Group B - TYPE: 261                 CWT        $         10.00     $           N/A    
                                                                                         
        015 Charlotte              021 Collier                027 De Soto                
        051 Hendry                 055 Highlands              071 Lee                    
        081 Manatee                086 Miami - Dade           093 Okeechobee             
        111 St Lucie                                                                     
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 STRAWBERRIES (FD)                                                                       
                                                                                         
                                            PAGE 8                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  FLORIDA (12)          
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
         No Type Specified / Irrigated                                                   
                                                                                         
                                 $2,613.00    $4,750.00   $7,125.00     $9,500.00        
                                                                                         
 SUGARCANE (APH)                       LBS        $         0.106     $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 9                                       
10/24/2001                                                STATE:  GEORGIA (13)          
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $          7.10     $           N/A    
   Processing                          BU         $          2.25     $           N/A    
   Varietal Group A                    BU         $          6.30     $           N/A    
   Varietal Group B                    BU         $          3.60     $           N/A    
                                                                                         
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 BLUEBERRIES (86)                      LBS        $          0.53     $           N/A    
                                                                                         
 CABBAGE (FRESH) (86)                  CWT        $          6.40     $           N/A    
                                                                                         
 CANOLA (APH)                          LBS        $         0.093     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 FRESH MARKET SWEET CORN (DO)                                                            
                                                                                         
         No Type Specified / Fall Planted Irr.                                           
         No Type Specified / Spring Planted Irr.                                         
                                                                                         
                                   $163.00      $295.00     $442.00       $590.00        
                                                                                         
 FRESH MARKET TOMATOES (APH)           CTN        $          3.35     $           N/A    
                                                                                         
 OATS (APH)                            BU         $          1.20     $          1.30    
                                                                                         
 ONIONS (86)                           CWT        $         22.00     $           N/A    
                                                                                         
 PEACHES (APH)                                                                           
   Fresh - TYPE: 101                   BU         $         10.75     $           N/A    
                                                                                         
        011 Banks                  023 Bleckley               033 Burke                  
        035 Butts                  079 Crawford               093 Dooly                  
        139 Hall                   151 Henry                  153 Houston                
        193 Macon                  199 Meriwether             207 Monroe                 
        211 Morgan                 219 Oconee                 225 Peach                  
        231 Pike                   255 Spalding               261 Sumter                 
        263 Talbot                 269 Taylor                 293 Upson                  
                                                                                         
   Fresh - TYPE: 101                   BU         $         15.75     $           N/A    
                                                                                         
        005 Bacon                  027 Brooks                 071 Colquitt               
        185 Lowndes                229 Pierce                                            
                                            PAGE 1                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  GEORGIA (13)          
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 PEACHES (APH)                                                                           
   Processing - TYPE: 102              BU         $          5.00     $           N/A    
                                                                                         
        005 Bacon                  011 Banks                  023 Bleckley               
        027 Brooks                 033 Burke                  035 Butts                  
        071 Colquitt               079 Crawford               093 Dooly                  
        139 Hall                   151 Henry                  153 Houston                
        185 Lowndes                193 Macon                  199 Meriwether             
        207 Monroe                 211 Morgan                 219 Oconee                 
        225 Peach                  229 Pierce                 231 Pike                   
        255 Spalding               261 Sumter                 263 Talbot                 
        269 Taylor                 293 Upson                                             
                                                                                         
 WHEAT (CRC)                                                                             
   No Type Specified                                                                     
    Spring Market                      BU         $          3.04     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 2                                       
10/24/2001                                                STATE:  HAWAII (15)           
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 MACADAMIA TREES (DO)                                                                    
                                                                                         
         No Type Specified / Irrigated                                                   
         No Type Specified / Non-Irrigated                                               
                                                                                         
   1 YEAR                          $435.00      $790.00   $1,185.00     $1,580.00        
   2 YEARS                         $652.00    $1,185.00   $1,777.00     $2,370.00        
   3 YEARS                         $869.00    $1,580.00   $2,370.00     $3,160.00        
   4 YEARS                       $1,087.00    $1,975.00   $2,962.00     $3,950.00        
   5 YEARS                       $1,304.00    $2,370.00   $3,555.00     $4,740.00        
   6 YEARS                       $1,521.00    $2,765.00   $4,147.00     $5,530.00        
   7 YEARS                       $1,738.00    $3,160.00   $4,740.00     $6,320.00        
   8 YEARS                       $1,956.00    $3,555.00   $5,332.00     $7,110.00        
   9 YEARS & ABOVE               $2,173.00    $3,950.00   $5,925.00     $7,900.00        
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  IDAHO (16)            
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 ALFALFA SEED (APH)                    LBS        $          1.15     $           N/A    
                                                                                         
 APPLES (86)                                                                             
   Commercial                          BOX        $          4.30     $           N/A    
   Varietal Group A                    BOX        $          7.90     $           N/A    
   Varietal Group B                    BOX        $          3.30     $           N/A    
                                                                                         
 CANOLA (APH)                          LBS        $         0.093     $           N/A    
                                                                                         
 GRAPES (86)                                                                             
   Group A - TYPE: 161                 TON        $        200.00     $           N/A    
   Wine Grapes - Group B - TYPE: 281   TON        $        950.00     $           N/A    
   Wine Grapes - Group C - TYPE: 282   TON        $        725.00     $           N/A    
   Wine Grapes - Group D - TYPE: 283   TON        $        525.00     $           N/A    
   Wine Grapes - Group E - TYPE: 284   TON        $        375.00     $           N/A    
                                                                                         
 WHEAT (RA)                                                                              
   Winter                                                                                
    Projected Harvest                  BU         $          3.04     $           N/A    
    County Harvest                     BU         $                   $           N/A    
                                                                                         
 WHEAT (IP)                                                                              
   Pre-Sale Market                     BU         $          3.45     $           N/A    
   Harvest Market                      BU         $                   $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   Spring Market                       BU         $          3.48     $           N/A    
   Harvest Market                      BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   Winter                              BU         $          3.05     $          3.15    
   Spring                              BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  ILLINOIS (17)         
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $          7.15     $           N/A    
   Processing                          BU         $          2.10     $           N/A    
   Varietal Group A                    BU         $          7.05     $           N/A    
   Varietal Group B                    BU         $          3.95     $           N/A    
                                                                                         
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 PEACHES (86)                                                                            
   Fresh                               BU         $         17.25     $           N/A    
   Processing                          BU         $          4.50     $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   No Type Specified                                                                     
    Spring Market                      BU         $          3.04     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  INDIANA (18)          
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $          7.15     $           N/A    
   Processing                          BU         $          2.10     $           N/A    
   Varietal Group A                    BU         $          7.05     $           N/A    
   Varietal Group B                    BU         $          3.95     $           N/A    
                                                                                         
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 MINT (APH)                                                                              
   Spearmint w/ Winter Coverage        LBS        $         10.75     $           N/A    
   Spearmint w/o Winter Coverage       LBS        $         10.75     $           N/A    
   Peppermint w/ Winter Coverage       LBS        $         12.00     $           N/A    
   Peppermint w/o Winter Coverage      LBS        $         12.00     $           N/A    
                                                                                         
 WHEAT (RA)                                                                              
   No Type Specified                                                                     
    Projected Harvest                  BU         $          3.04     $           N/A    
    County Harvest                     BU         $                   $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   No Type Specified                                                                     
    Spring Market                      BU         $          3.04     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  IOWA (19)             
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 FORAGE PRODUCTION (APH)               TON        $         93.00     $           N/A    
                                                                                         
 WHEAT (RA)                                                                              
   Winter                                                                                
    Projected Harvest                  BU         $          3.34     $           N/A    
    County Harvest                     BU         $                   $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   Winter                                                                                
    Spring Market                      BU         $          3.34     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
   Spring                                                                                
    Spring Market                      BU         $          3.34     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   Winter                              BU         $          3.05     $          3.15    
   Spring                              BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  KANSAS (20)           
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 WHEAT (RA)                                                                              
   No Type Specified                                                                     
    Projected Harvest                  BU         $          3.34     $           N/A    
    County Harvest                     BU         $                   $           N/A    
                                                                                         
 WHEAT (IP)                                                                              
   Pre-Sale Market                     BU         $          3.04     $           N/A    
   Harvest Market                      BU         $                   $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   No Type Specified                                                                     
    Spring Market                      BU         $          3.34     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  KENTUCKY (21)         
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 PEACHES (86)                                                                            
   Fresh                               BU         $         17.00     $           N/A    
   Processing                          BU         $          4.50     $           N/A    
                                                                                         
 WHEAT (RA)                                                                              
   No Type Specified                                                                     
    Projected Harvest                  BU         $          3.04     $           N/A    
    County Harvest                     BU         $                   $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   No Type Specified                                                                     
    Spring Market                      BU         $          3.04     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  LOUISIANA (22)        
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 OATS (APH)                            BU         $          1.20     $          1.30    
                                                                                         
 PEACHES (86)                                                                            
   Fresh                               BU         $         29.50     $           N/A    
   Processing                          BU         $          4.50     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 STRAWBERRIES (FD)                                                                       
                                                                                         
         No Type Specified / Irrigated                                                   
                                                                                         
                                 $1,733.00    $3,150.00   $4,725.00     $6,300.00        
                                                                                         
 SUGARCANE (APH)                       LBS        $         0.106     $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   No Type Specified                                                                     
    Spring Market                      BU         $          3.04     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  MAINE (23)            
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $         10.15     $           N/A    
   Processing                          BU         $          1.65     $           N/A    
   Varietal Group A                    BU         $         10.50     $           N/A    
   Varietal Group B                    BU         $          5.20     $           N/A    
                                                                                         
 BLUEBERRIES (86)                      LBS        $          0.35     $           N/A    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  MARYLAND (24)         
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $          6.60     $           N/A    
   Processing                          BU         $          2.30     $           N/A    
   Varietal Group A                    BU         $          7.20     $           N/A    
   Varietal Group B                    BU         $          4.10     $           N/A    
                                                                                         
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 PEACHES (86)                                                                            
   Fresh                               BU         $         11.50     $           N/A    
   Processing                          BU         $          4.50     $           N/A    
                                                                                         
 POTATOES (86)                                                                           
                                       CWT        $          8.40     $           N/A    
                                                                                         
        029 Kent                   035 Queen Anne's                                      
                                       CWT        $          9.30     $           N/A    
                                                                                         
        047 Worcester                                                                    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  MASSACHUSETTS (25)    
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $         11.10     $           N/A    
   Processing                          BU         $          2.40     $           N/A    
   Varietal Group A                    BU         $         11.50     $           N/A    
   Varietal Group B                    BU         $          5.70     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CLAMS (AQDOL)                                                                           
                                                                                         
         Age 1 / Bottom Culture                                                          
         Age 2 / Bottom Culture                                                          
                                                                                         
                                   $0.1045        $0.10       $0.15         $0.19        
                                                                                         
        001 Barnstable             005 Bristol                007 Dukes                  
        019 Nantucket              023 Plymouth                                          
                                                                                         
 CRANBERRIES (APH)                     BBL        $         22.00     $           N/A    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  MICHIGAN (26)         
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $          7.15     $           N/A    
   Processing                          BU         $          2.10     $           N/A    
   Varietal Group A                    BU         $          7.05     $           N/A    
   Varietal Group B                    BU         $          3.95     $           N/A    
                                                                                         
 APPLES (86)                                                                             
   Varietal Group A                                                                      
     QUALITY OPTION FANCY (QF)         BU         $         14.30     $           N/A    
     QUALITY OPTION OTHER (QP)         BU         $          2.10     $           N/A    
   Varietal Group B                                                                      
     QUALITY OPTION FANCY (QF)         BU         $          6.70     $           N/A    
     QUALITY OPTION OTHER (QP)         BU         $          2.10     $           N/A    
                                                                                         
 BLUEBERRIES (86)                      LBS        $          0.50     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CHERRIES (FD)                                                                           
                                                                                         
         Sweet Cherries (Fresh) / Irrigated                                              
                                                                                         
                                   $508.00      $923.00   $1,383.00     $1,845.00        
                                                                                         
         Sweet Cherries (Fresh) / Non-Irrigated                                          
                                                                                         
                                   $462.00      $840.00   $1,260.00     $1,680.00        
                                                                                         
         Sweet Cherries (Processing) / Irrigated                                         
                                                                                         
                                   $413.00      $750.00   $1,125.00     $1,500.00        
                                                                                         
         Sweet Cherries (Processing) / Non-Irrigated                                     
                                                                                         
                                   $368.00      $668.00   $1,001.00     $1,335.00        
                                                                                         
 GRAPES (GS)                                                                             
   Group A - TYPE: 161                 TON        $        210.00     $           N/A    
   Group B - TYPE: 261                 TON        $        350.00     $           N/A    
                                                                                         
 PEACHES (86)                                                                            
   Fresh                               BU         $         11.50     $           N/A    
   Processing                          BU         $          6.00     $           N/A    
                                                                                         
                                            PAGE 1                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  MICHIGAN (26)         
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 WHEAT (RA)                                                                              
   Winter                                                                                
    Projected Harvest                  BU         $          3.04     $           N/A    
    County Harvest                     BU         $                   $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   Winter                                                                                
    Spring Market                      BU         $          3.04     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   Winter                              BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 2                                       
10/24/2001                                                STATE:  MINNESOTA (27)        
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 CULTIVATED WILD RICE (86)             LBS        $          0.95     $           N/A    
                                                                                         
 FORAGE PRODUCTION (APH)               TON        $         74.00     $           N/A    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  MISSISSIPPI (28)      
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 BLUEBERRIES (86)                      LBS        $          0.60     $           N/A    
                                                                                         
 GRAPES (86)                           TON        $        250.00     $           N/A    
                                                                                         
 OATS (APH)                            BU         $          1.20     $          1.30    
                                                                                         
 PEACHES (86)                                                                            
   Fresh                               BU         $         16.00     $           N/A    
   Processing                          BU         $          4.50     $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   No Type Specified                                                                     
    Spring Market                      BU         $          3.04     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  MISSOURI (29)         
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $          7.15     $           N/A    
   Processing                          BU         $          2.10     $           N/A    
   Varietal Group A                    BU         $          7.05     $           N/A    
   Varietal Group B                    BU         $          3.95     $           N/A    
                                                                                         
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 GRAPES (GS)                                                                             
   Group A - TYPE: 161                 TON        $        210.00     $           N/A    
   Group B - TYPE: 261                 TON        $        350.00     $           N/A    
                                                                                         
 PEACHES (86)                                                                            
   Fresh                               BU         $         14.75     $           N/A    
   Processing                          BU         $          4.50     $           N/A    
                                                                                         
 POTATOES (APH)                        CWT        $          5.70     $           N/A    
                                                                                         
 WHEAT (RA)                                                                              
   No Type Specified                                                                     
    Projected Harvest                  BU         $          3.34     $           N/A    
    County Harvest                     BU         $                   $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   No Type Specified                                                                     
    Spring Market                      BU         $          3.34     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  MONTANA (30)          
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 ALFALFA SEED (APH)                    LBS        $          1.15     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CHERRIES (FD)                                                                           
                                                                                         
         Sweet Cherries (Fresh) / Irrigated                                              
                                                                                         
                                   $790.00    $1,435.00   $2,152.00     $2,870.00        
                                                                                         
 FORAGE PRODUCTION (86)                                                                  
   Alfalfa                             TON        $         79.00     $           N/A    
   Alfalfa Grass Mixture               TON        $         79.00     $           N/A    
   Grass Alfalfa Mixture               TON        $         69.00     $           N/A    
                                                                                         
 MINT (APH)                                                                              
   Spearmint w/ Winter Coverage        LBS        $         10.75     $           N/A    
   Spearmint w/o Winter Coverage       LBS        $         10.75     $           N/A    
   Peppermint w/ Winter Coverage       LBS        $         12.00     $           N/A    
   Peppermint w/o Winter Coverage      LBS        $         12.00     $           N/A    
                                                                                         
 WHEAT (IP)                                                                              
   Pre-Sale Market                     BU         $          3.04     $           N/A    
   Harvest Market                      BU         $                   $           N/A    
                                                                                         
        001 Beaverhead             003 Big Horn               005 Blaine                 
        007 Broadwater             009 Carbon                 011 Carter                 
        013 Cascade                015 Chouteau               017 Custer                 
        021 Dawson                 023 Deer Lodge             025 Fallon                 
        027 Fergus                 029 Flathead               031 Gallatin               
        033 Garfield               035 Glacier                037 Golden Valley          
        039 Granite                041 Hill                   043 Jefferson              
        045 Judith Basin           047 Lake                   049 Lewis and Clark        
        051 Liberty                055 McCone                 057 Madison                
        059 Meagher                061 Mineral                063 Missoula               
        065 Musselshell            067 Park                   069 Petroleum              
        071 Phillips               073 Pondera                075 Powder River           
        077 Powell                 079 Prairie                081 Ravalli                
        083 Richland               085 Roosevelt              087 Rosebud                
        089 Sanders                095 Stillwater             097 Sweet Grass            
        099 Teton                  101 Toole                  103 Treasure               
        105 Valley                 107 Wheatland              109 Wibaux                 
        111 Yellowstone                                                                  
                                                                                         
                                            PAGE 1                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  MONTANA (30)          
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 WHEAT (CRC)                                                                             
   Winter                                                                                
    Spring Market                      BU         $          3.34     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
        001 Beaverhead             003 Big Horn               005 Blaine                 
        007 Broadwater             009 Carbon                 011 Carter                 
        013 Cascade                015 Chouteau               017 Custer                 
        021 Dawson                 023 Deer Lodge             025 Fallon                 
        027 Fergus                 029 Flathead               031 Gallatin               
        033 Garfield               035 Glacier                037 Golden Valley          
        039 Granite                041 Hill                   043 Jefferson              
        045 Judith Basin           047 Lake                   049 Lewis and Clark        
        051 Liberty                055 McCone                 057 Madison                
        059 Meagher                061 Mineral                063 Missoula               
        065 Musselshell            067 Park                   069 Petroleum              
        071 Phillips               073 Pondera                075 Powder River           
        077 Powell                 079 Prairie                081 Ravalli                
        083 Richland               085 Roosevelt              087 Rosebud                
        089 Sanders                095 Stillwater             097 Sweet Grass            
        099 Teton                  101 Toole                  103 Treasure               
        105 Valley                 107 Wheatland              109 Wibaux                 
        111 Yellowstone                                                                  
   Spring                                                                                
    Spring Market                      BU         $          3.34     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
        001 Beaverhead             003 Big Horn               005 Blaine                 
        007 Broadwater             009 Carbon                 011 Carter                 
        013 Cascade                015 Chouteau               017 Custer                 
        021 Dawson                 023 Deer Lodge             025 Fallon                 
        027 Fergus                 029 Flathead               031 Gallatin               
        033 Garfield               035 Glacier                037 Golden Valley          
        039 Granite                041 Hill                   043 Jefferson              
        045 Judith Basin           047 Lake                   049 Lewis and Clark        
        051 Liberty                055 McCone                 057 Madison                
        059 Meagher                061 Mineral                063 Missoula               
        065 Musselshell            067 Park                   069 Petroleum              
        071 Phillips               073 Pondera                075 Powder River           
        077 Powell                 079 Prairie                081 Ravalli                
        083 Richland               085 Roosevelt              087 Rosebud                
        089 Sanders                095 Stillwater             097 Sweet Grass            
        099 Teton                  101 Toole                  103 Treasure               
        105 Valley                 107 Wheatland              109 Wibaux                 
        111 Yellowstone                                                                  
                                                                                         
 WHEAT (APH)                                                                             
                                            PAGE 2                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  MONTANA (30)          
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
   Winter                              BU         $          3.05     $          3.15    
   Spring                              BU         $          3.05     $          3.15    
   Durum                               BU         $          3.05     $           N/A    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 3                                       
10/24/2001                                                STATE:  NEBRASKA (31)         
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 RYE (APH)                             BU         $          2.40     $          2.40    
                                                                                         
 WHEAT (CRC)                                                                             
   No Type Specified                                                                     
    Spring Market                      BU         $          3.34     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  NEVADA (32)           
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 ALFALFA SEED (APH)                    LBS        $          1.15     $           N/A    
                                                                                         
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 FORAGE PRODUCTION (86)                TON        $        102.00     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 FORAGE SEEDING (DO)                                                                     
                                                                                         
         No Type Specified / Fall Seeded (Irr.)                                          
         No Type Specified / Spring Seeded (Irr.)                                        
                                                                                         
                                    $74.00      $134.00     $200.00       $267.00        
                                                                                         
 WHEAT (CRC)                                                                             
   Spring Market                       BU         $          3.48     $           N/A    
   Harvest Market                      BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   Winter                              BU         $          3.05     $          3.15    
   Spring                              BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  NEW HAMPSHIRE (33)    
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $         10.25     $           N/A    
   Processing                          BU         $          1.65     $           N/A    
   Varietal Group A                    BU         $         10.50     $           N/A    
   Varietal Group B                    BU         $          5.20     $           N/A    
                                                                                         
 FORAGE PRODUCTION (86)                TON        $        160.00     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 FORAGE SEEDING (DO)                                                                     
                                                                                         
         No Type Specified / Fall Seeded                                                 
         No Type Specified / Spring Seeded                                               
                                                                                         
                                    $81.00      $146.00     $219.00       $292.00        
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  NEW JERSEY (34)       
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $          6.60     $           N/A    
   Processing                          BU         $          2.30     $           N/A    
   Varietal Group A                    BU         $          7.20     $           N/A    
   Varietal Group B                    BU         $          4.10     $           N/A    
                                                                                         
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 BLUEBERRIES (86)                      LBS        $          0.54     $           N/A    
                                                                                         
 CRANBERRIES (APH)                     BBL        $         22.00     $           N/A    
                                                                                         
 PEACHES (86)                                                                            
   Fresh                               BU         $         16.00     $           N/A    
   Processing                          BU         $          4.50     $           N/A    
                                                                                         
 POTATOES (86)                         CWT        $          6.30     $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  NEW MEXICO (35)       
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $          8.80     $           N/A    
   Processing                          BU         $          1.85     $           N/A    
   Varietal Group A                    BU         $          5.75     $           N/A    
   Varietal Group B                    BU         $          3.90     $           N/A    
                                                                                         
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 WHEAT (CRC)                                                                             
   No Type Specified                                                                     
    Spring Market                      BU         $          3.34     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  NEW YORK (36)         
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $          6.60     $           N/A    
   Processing                          BU         $          2.30     $           N/A    
   Varietal Group A                    BU         $          7.20     $           N/A    
   Varietal Group B                    BU         $          4.10     $           N/A    
                                                                                         
 APPLES (86)                                                                             
   Varietal Group A                                                                      
     QUALITY OPTION FANCY (QF)         BU         $         14.30     $           N/A    
     QUALITY OPTION OTHER (QP)         BU         $          2.30     $           N/A    
   Varietal Group B                                                                      
     QUALITY OPTION FANCY (QF)         BU         $          6.70     $           N/A    
     QUALITY OPTION OTHER (QP)         BU         $          2.30     $           N/A    
                                                                                         
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 FORAGE PRODUCTION (86)                TON        $        118.00     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 FORAGE SEEDING (DO)                                                                     
                                                                                         
         No Type Specified / Fall Seeded                                                 
         No Type Specified / Spring Seeded                                               
                                                                                         
                                    $81.00      $146.00     $219.00       $292.00        
                                                                                         
 GRAPES (86)                                                                             
   Wine Grapes - Group A - TYPE: 285   TON        $        255.00     $           N/A    
   Wine Grapes - Group A - TYPE: 286   TON        $        425.00     $           N/A    
   Wine Grapes - Group B - TYPE: 287   TON        $        415.00     $           N/A    
   Wine Grapes - Group B - TYPE: 288   TON        $        265.00     $           N/A    
   Wine Grapes - Group B - TYPE: 289   TON        $        890.00     $           N/A    
   Wine Grapes - Group C - TYPE: 290   TON        $        650.00     $           N/A    
                                                                                         
 PEACHES (86)                                                                            
   Fresh                               BU         $         15.75     $           N/A    
   Processing                          BU         $          4.50     $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  NORTH CAROLINA (37)   
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $          7.10     $           N/A    
   Processing                          BU         $          2.25     $           N/A    
   Varietal Group A                    BU         $          6.30     $           N/A    
   Varietal Group B                    BU         $          3.60     $           N/A    
                                                                                         
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 BLUEBERRIES (86)                      LBS        $          0.62     $           N/A    
                                                                                         
 OATS (APH)                            BU         $          1.20     $          1.30    
                                                                                         
 PEACHES (86)                                                                            
   Fresh                               BU         $         13.75     $           N/A    
   Processing                          BU         $          4.50     $           N/A    
                                                                                         
 POTATOES (APH)                        CWT        $          6.50     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 STRAWBERRIES (FD)                                                                       
                                                                                         
         No Type Specified / Annual Hill                                                 
                                                                                         
                                 $1,760.00    $3,200.00   $4,800.00     $6,400.00        
                                                                                         
 WHEAT (CRC)                                                                             
   No Type Specified                                                                     
    Spring Market                      BU         $          3.04     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  NORTH DAKOTA (38)     
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 FORAGE PRODUCTION (86)                                                                  
   Alfalfa                             TON        $         51.00     $           N/A    
   Alfalfa Grass Mixture               TON        $         51.00     $           N/A    
   Grass Alfalfa Mixture               TON        $         37.00     $           N/A    
                                                                                         
 RYE (APH)                             BU         $          2.40     $          2.40    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  OHIO (39)             
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $          7.15     $           N/A    
   Processing                          BU         $          2.10     $           N/A    
   Varietal Group A                    BU         $          7.05     $           N/A    
   Varietal Group B                    BU         $          3.95     $           N/A    
                                                                                         
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 GRAPES (86)                                                                             
   Group A - TYPE: 161                 TON        $        210.00     $           N/A    
   Group B - TYPE: 261                 TON        $        350.00     $           N/A    
                                                                                         
 WHEAT (RA)                                                                              
   No Type Specified                                                                     
    Projected Harvest                  BU         $          3.04     $           N/A    
    County Harvest                     BU         $                   $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   No Type Specified                                                                     
    Spring Market                      BU         $          3.04     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  OKLAHOMA (40)         
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 OATS (APH)                            BU         $          1.20     $          1.30    
                                                                                         
 PEACHES (86)                                                                            
   Fresh                               BU         $         15.00     $           N/A    
   Processing                          BU         $          4.50     $           N/A    
                                                                                         
 RYE (APH)                             BU         $          2.40     $          2.40    
                                                                                         
 WHEAT (RA)                                                                              
   No Type Specified                                                                     
    Projected Harvest                  BU         $          3.34     $           N/A    
    County Harvest                     BU         $                   $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   No Type Specified                                                                     
    Spring Market                      BU         $          3.34     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  OREGON (41)           
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 ALFALFA SEED (APH)                    LBS        $          1.15     $           N/A    
                                                                                         
 APPLES (86)                                                                             
   Commercial                          BOX        $          4.30     $           N/A    
   Varietal Group A                    BOX        $          7.90     $           N/A    
   Varietal Group B                    BOX        $          3.30     $           N/A    
                                                                                         
 CANOLA (APH)                          LBS        $         0.093     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CHERRIES (FD)                                                                           
                                                                                         
         Sweet Cherries (Fresh) / Irrigated                                              
                                                                                         
                                   $790.00    $1,435.00   $2,152.00     $2,870.00        
                                                                                         
         Sweet Cherries (Processing) / Irrigated                                         
                                                                                         
                                   $649.00    $1,180.00   $1,770.00     $2,360.00        
                                                                                         
         Sweet Cherries (Processing) / No Practice Specified                             
                                                                                         
                                   $487.00      $885.00   $1,327.00     $1,770.00        
                                                                                         
 CRANBERRIES (APH)                     BBL        $         22.00     $           N/A    
                                                                                         
 FORAGE PRODUCTION (86)                TON        $        113.00     $           N/A    
                                                                                         
 GRAPES (86)                                                                             
   Group A - TYPE: 161                 TON        $        200.00     $           N/A    
                                                                                         
        049 Morrow                                                                       
   Wine Grapes - Group B - TYPE: 281   TON        $      1,100.00     $           N/A    
                                                                                         
        049 Morrow                                                                       
   Wine Grapes - Group B - TYPE: 281   TON        $      1,250.00     $           N/A    
                                                                                         
        003 Benton                 019 Douglas                029 Jackson                
        033 Josephine              039 Lane                   047 Marion                 
        053 Polk                   067 Washington             071 Yamhill                
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  OREGON (41)           
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
   Wine Grapes - Group C - TYPE: 282   TON        $        850.00     $           N/A    
                                                                                         
        049 Morrow                                                                       
   Wine Grapes - Group C - TYPE: 282   TON        $        900.00     $           N/A    
                                                                                         
        003 Benton                 019 Douglas                029 Jackson                
        033 Josephine              039 Lane                   047 Marion                 
        053 Polk                   067 Washington             071 Yamhill                
                                                                                         
   Wine Grapes - Group D - TYPE: 283   TON        $        625.00     $           N/A    
                                                                                         
        049 Morrow                                                                       
   Wine Grapes - Group D - TYPE: 283   TON        $        800.00     $           N/A    
                                                                                         
        003 Benton                 019 Douglas                029 Jackson                
        033 Josephine              039 Lane                   047 Marion                 
        053 Polk                   067 Washington             071 Yamhill                
                                                                                         
   Wine Grapes - Group E - TYPE: 284   TON        $        450.00     $           N/A    
                                                                                         
        049 Morrow                                                                       
   Wine Grapes - Group E - TYPE: 284   TON        $        600.00     $           N/A    
                                                                                         
        003 Benton                 019 Douglas                029 Jackson                
        033 Josephine              039 Lane                   047 Marion                 
        053 Polk                   067 Washington             071 Yamhill                
                                                                                         
                                                                                         
 ONIONS (86)                                                                             
   Spring Planted Reds                 CWT        $         10.50     $           N/A    
   Spring Planted Whites               CWT        $         10.50     $           N/A    
   Spring Planted Yellows              CWT        $          4.50     $           N/A    
   Fall Planted Whites & Yellows       CWT        $         15.70     $           N/A    
                                                                                         
 PEARS (86)                                                                              
   Green & Red Bartlet                 TON        $        220.00     $           N/A    
   Bosc & Anjou                        TON        $        275.00     $           N/A    
   Green & Red Comice                  TON        $        850.00     $           N/A    
   All Others                          TON        $        265.00     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 RASPBERRY AND BLACKBERRY (FD)                                                           
                                                                                         
                                            PAGE 2                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  OREGON (41)           
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
         Red Raspberry / Irrigated                                                       
         All Other Raspberry / Irrigated                                                 
         Boysenberry / Irrigated                                                         
         Evergreen Blackberry / Irrigated                                                
         Loganberry / Irrigated                                                          
         Marion Blackberry / Irrigated                                                   
         All Other Blackberry / Irrigated                                                
                                                                                         
                                   $564.00    $1,025.00   $1,537.00     $2,050.00        
                                                                                         
         Red Raspberry / Non-Irrigated                                                   
         All Other Raspberry / Non-Irrigated                                             
         Boysenberry / Non-Irrigated                                                     
         Evergreen Blackberry / Non-Irrigated                                            
         Loganberry / Non-Irrigated                                                      
         Marion Blackberry / Non-Irrigated                                               
         All Other Blackberry / Non-Irrigated                                            
                                                                                         
                                   $537.00      $975.00   $1,462.00     $1,950.00        
                                                                                         
 WHEAT (IP)                                                                              
   Pre-Sale Market                     BU         $          3.45     $           N/A    
   Harvest Market                      BU         $                   $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   Spring Market                       BU         $          3.48     $           N/A    
   Harvest Market                      BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   Winter                              BU         $          3.05     $          3.15    
   Spring                              BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 3                                       
10/24/2001                                                STATE:  PENNSYLVANIA (42)     
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $          6.60     $           N/A    
   Processing                          BU         $          2.30     $           N/A    
   Varietal Group A                    BU         $          7.20     $           N/A    
   Varietal Group B                    BU         $          4.10     $           N/A    
                                                                                         
 APPLES (86)                                                                             
   Varietal Group A                                                                      
     QUALITY OPTION FANCY (QF)         BU         $         14.30     $           N/A    
     QUALITY OPTION OTHER (QP)         BU         $          2.30     $           N/A    
   Varietal Group B                                                                      
     QUALITY OPTION FANCY (QF)         BU         $          6.70     $           N/A    
     QUALITY OPTION OTHER (QP)         BU         $          2.30     $           N/A    
                                                                                         
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 FORAGE PRODUCTION (86)                TON        $        146.00     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 FORAGE SEEDING (DO)                                                                     
                                                                                         
         No Type Specified / Fall Seeded                                                 
         No Type Specified / Spring Seeded                                               
                                                                                         
                                    $81.00      $146.00     $219.00       $292.00        
                                                                                         
 GRAPES (86)                                                                             
   Wine Grapes - Group A - TYPE: 285   TON        $        255.00     $           N/A    
   Wine Grapes - Group A - TYPE: 286   TON        $        425.00     $           N/A    
   Wine Grapes - Group B - TYPE: 287   TON        $        415.00     $           N/A    
   Wine Grapes - Group B - TYPE: 288   TON        $        265.00     $           N/A    
   Wine Grapes - Group B - TYPE: 289   TON        $        890.00     $           N/A    
   Wine Grapes - Group C - TYPE: 290   TON        $        650.00     $           N/A    
                                                                                         
 PEACHES (86)                                                                            
   Fresh                               BU         $         11.50     $           N/A    
   Processing                          BU         $          4.50     $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  RHODE ISLAND (44)     
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $         11.10     $           N/A    
   Processing                          BU         $          2.40     $           N/A    
   Varietal Group A                    BU         $         11.50     $           N/A    
   Varietal Group B                    BU         $          5.70     $           N/A    
                                                                                         
 CRANBERRIES (APH)                     BBL        $         22.00     $           N/A    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  SOUTH CAROLINA (45)   
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $          7.10     $           N/A    
   Processing                          BU         $          2.25     $           N/A    
   Varietal Group A                    BU         $          6.30     $           N/A    
   Varietal Group B                    BU         $          3.60     $           N/A    
                                                                                         
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 BLUEBERRIES (86)                      LBS        $          0.62     $           N/A    
                                                                                         
 CABBAGE (FRESH) (86)                  CWT        $          5.85     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CLAMS (AQDOL)                                                                           
                                                                                         
         Age 2 / Grow-out Bag                                                            
         Age 2 / Bottom Culture                                                          
         Age 2 / Grow-out Round Pen                                                      
                                                                                         
                                   $0.0825        $0.08       $0.12         $0.15        
                                                                                         
        013 Beaufort               019 Charleston                                        
                                                                                         
 FRESH MARKET TOMATOES (APH)           CTN        $          3.35     $           N/A    
                                                                                         
 OATS (APH)                            BU         $          1.20     $          1.30    
                                                                                         
 PEACHES (APH)                                                                           
   Fresh                               BU         $         10.50     $           N/A    
   Processing                          BU         $          5.00     $           N/A    
                                                                                         
 RYE (APH)                             BU         $          2.40     $          2.40    
                                                                                         
 WHEAT (CRC)                                                                             
   No Type Specified                                                                     
    Spring Market                      BU         $          3.04     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  SOUTH DAKOTA (46)     
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 FORAGE PRODUCTION (86)                                                                  
   Alfalfa                             TON        $         63.00     $           N/A    
   Alfalfa Grass Mixture               TON        $         63.00     $           N/A    
   Grass Alfalfa Mixture               TON        $         45.00     $           N/A    
                                                                                         
 RYE (APH)                             BU         $          2.40     $          2.40    
                                                                                         
 WHEAT (RA)                                                                              
   Winter                                                                                
    Projected Harvest                  BU         $          3.34     $           N/A    
    County Harvest                     BU         $                   $           N/A    
                                                                                         
        003 Aurora                 007 Bennett                009 Bon Homme              
        015 Brule                  017 Buffalo                019 Butte                  
        023 Charles Mix            033 Custer                 035 Davison                
        041 Dewey                  043 Douglas                047 Fall River             
        053 Gregory                055 Haakon                 059 Hand                   
        061 Hanson                 063 Harding                065 Hughes                 
        067 Hutchinson             069 Hyde                   071 Jackson                
        073 Jerauld                075 Jones                  081 Lawrence               
        085 Lyman                  093 Meade                  095 Mellette               
        103 Pennington             105 Perkins                107 Potter                 
        111 Sanborn                113 Shannon                117 Stanley                
        119 Sully                  121 Todd                   123 Tripp                  
        137 Ziebach                                                                      
                                                                                         
 WHEAT (IP)                                                                              
   Pre-Sale Market                     BU         $          3.04     $           N/A    
   Harvest Market                      BU         $                   $           N/A    
                                                                                         
        003 Aurora                 007 Bennett                009 Bon Homme              
        015 Brule                  017 Buffalo                019 Butte                  
        023 Charles Mix            033 Custer                 035 Davison                
        041 Dewey                  043 Douglas                047 Fall River             
        053 Gregory                055 Haakon                 059 Hand                   
        061 Hanson                 063 Harding                065 Hughes                 
        067 Hutchinson             069 Hyde                   071 Jackson                
        073 Jerauld                075 Jones                  081 Lawrence               
        085 Lyman                  093 Meade                  095 Mellette               
        103 Pennington             105 Perkins                107 Potter                 
        111 Sanborn                113 Shannon                117 Stanley                
        119 Sully                  121 Todd                   123 Tripp                  
        137 Ziebach                                                                      
                                                                                         
 WHEAT (CRC)                                                                             
                                                                                         
                                                                                         
                                            PAGE 1                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  SOUTH DAKOTA (46)     
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 WHEAT (CRC)                                                                             
   Winter                                                                                
    Spring Market                      BU         $          3.34     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
        003 Aurora                 007 Bennett                009 Bon Homme              
        015 Brule                  017 Buffalo                019 Butte                  
        023 Charles Mix            033 Custer                 035 Davison                
        041 Dewey                  043 Douglas                047 Fall River             
        053 Gregory                055 Haakon                 059 Hand                   
        061 Hanson                 063 Harding                065 Hughes                 
        067 Hutchinson             069 Hyde                   071 Jackson                
        073 Jerauld                075 Jones                  081 Lawrence               
        085 Lyman                  093 Meade                  095 Mellette               
        103 Pennington             105 Perkins                107 Potter                 
        111 Sanborn                113 Shannon                117 Stanley                
        119 Sully                  121 Todd                   123 Tripp                  
        137 Ziebach                                                                      
   Spring                                                                                
    Spring Market                      BU         $          3.34     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
        003 Aurora                 007 Bennett                009 Bon Homme              
        015 Brule                  017 Buffalo                019 Butte                  
        023 Charles Mix            033 Custer                 035 Davison                
        041 Dewey                  043 Douglas                047 Fall River             
        053 Gregory                055 Haakon                 059 Hand                   
        061 Hanson                 063 Harding                065 Hughes                 
        067 Hutchinson             069 Hyde                   071 Jackson                
        073 Jerauld                075 Jones                  081 Lawrence               
        085 Lyman                  093 Meade                  095 Mellette               
        103 Pennington             105 Perkins                107 Potter                 
        111 Sanborn                113 Shannon                117 Stanley                
        119 Sully                  121 Todd                   123 Tripp                  
        137 Ziebach                                                                      
                                                                                         
 WHEAT (APH)                                                                             
   Winter                              BU         $          3.05     $          3.15    
   Spring                              BU         $          3.05     $          3.15    
   Durum                               BU         $          3.05     $           N/A    
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 2                                       
10/24/2001                                                STATE:  TENNESSEE (47)        
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $          7.10     $           N/A    
   Processing                          BU         $          2.25     $           N/A    
   Varietal Group A                    BU         $          6.30     $           N/A    
   Varietal Group B                    BU         $          3.60     $           N/A    
                                                                                         
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 OATS (APH)                            BU         $          1.20     $          1.30    
                                                                                         
 PEACHES (86)                                                                            
   Fresh                               BU         $         19.25     $           N/A    
   Processing                          BU         $          4.50     $           N/A    
                                                                                         
 WHEAT (RA)                                                                              
   No Type Specified                                                                     
    Projected Harvest                  BU         $          3.04     $           N/A    
    County Harvest                     BU         $                   $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   No Type Specified                                                                     
    Spring Market                      BU         $          3.04     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  TEXAS (48)            
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 CABBAGE (FRESH) (86)                  CWT        $          9.75     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CITRUS TREES I (DO)                                                                     
   115 & Below                   $1,107.00    $2,013.00   $3,018.00     $4,025.00        
   116 - 129                     $1,135.00    $2,063.00   $3,093.00     $4,125.00        
   130 - 144                     $1,162.00    $2,113.00   $3,168.00     $4,225.00        
   145 - 159                     $1,190.00    $2,163.00   $3,243.00     $4,325.00        
   160 - 179                     $1,231.00    $2,238.00   $3,356.00     $4,475.00        
   180 & Above                   $1,259.00    $2,288.00   $3,431.00     $4,575.00        
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CITRUS TREES II (DO)                                                                    
   115 & Below                   $1,107.00    $2,013.00   $3,018.00     $4,025.00        
   116 - 129                     $1,135.00    $2,063.00   $3,093.00     $4,125.00        
   130 - 144                     $1,162.00    $2,113.00   $3,168.00     $4,225.00        
   145 - 159                     $1,190.00    $2,163.00   $3,243.00     $4,325.00        
   160 - 179                     $1,231.00    $2,238.00   $3,356.00     $4,475.00        
   180 & Above                   $1,259.00    $2,288.00   $3,431.00     $4,575.00        
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CITRUS TREES III (DO)                                                                   
   115 & Below                   $1,107.00    $2,013.00   $3,018.00     $4,025.00        
   116 - 129                     $1,135.00    $2,063.00   $3,093.00     $4,125.00        
   130 - 144                     $1,162.00    $2,113.00   $3,168.00     $4,225.00        
   145 - 159                     $1,190.00    $2,163.00   $3,243.00     $4,325.00        
   160 - 179                     $1,231.00    $2,238.00   $3,356.00     $4,475.00        
   180 & Above                   $1,259.00    $2,288.00   $3,431.00     $4,575.00        
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  TEXAS (48)            
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CITRUS TREES IV (DO)                                                                    
   115 & Below                   $1,107.00    $2,013.00   $3,018.00     $4,025.00        
   116 - 129                     $1,135.00    $2,063.00   $3,093.00     $4,125.00        
   130 - 144                     $1,162.00    $2,113.00   $3,168.00     $4,225.00        
   145 - 159                     $1,190.00    $2,163.00   $3,243.00     $4,325.00        
   160 - 179                     $1,231.00    $2,238.00   $3,356.00     $4,475.00        
   180 & Above                   $1,259.00    $2,288.00   $3,431.00     $4,575.00        
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CITRUS TREES V (DO)                                                                     
   115 & Below                   $1,107.00    $2,013.00   $3,018.00     $4,025.00        
   116 - 129                     $1,135.00    $2,063.00   $3,093.00     $4,125.00        
   130 - 144                     $1,162.00    $2,113.00   $3,168.00     $4,225.00        
   145 - 159                     $1,190.00    $2,163.00   $3,243.00     $4,325.00        
   160 - 179                     $1,231.00    $2,238.00   $3,356.00     $4,475.00        
   180 & Above                   $1,259.00    $2,288.00   $3,431.00     $4,575.00        
                                                                                         
 GRAPES (86)                                                                             
   Group A - TYPE: 371                 TON        $        875.00     $           N/A    
   Group B - TYPE: 372                 TON        $        575.00     $           N/A    
                                                                                         
 OATS (APH)                            BU         $          1.20     $          1.30    
                                                                                         
 ONIONS (86)                                                                             
   Reds                                CWT        $         14.70     $           N/A    
   Whites                              CWT        $         12.75     $           N/A    
   Yellows                             CWT        $         10.15     $           N/A    
                                                                                         
 PEACHES (86)                                                                            
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 2                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  TEXAS (48)            
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
   Fresh - TYPE: 101                   BU         $         21.75     $           N/A    
                                                                                         
        005 Angelina               063 Camp                   073 Cherokee               
        077 Clay                   093 Comanche               121 Denton                 
        123 De Witt                133 Eastland               147 Fannin                 
        159 Franklin               161 Freestone              171 Gillespie              
        181 Grayson                187 Guadalupe              209 Hays                   
        213 Henderson              221 Hood                   241 Jasper                 
        251 Johnson                257 Kaufman                277 Lamar                  
        289 Leon                   293 Limestone              309 McLennan               
        337 Montague               343 Morris                 347 Nacogdoches            
        351 Newton                 363 Palo Pinto             367 Parker                 
        373 Polk                   387 Red River              395 Robertson              
        401 Rusk                   403 Sabine                 411 San Saba               
        419 Shelby                 423 Smith                  449 Titus                  
        459 Upshur                 467 Van Zandt              493 Wilson                 
        499 Wood                                                                         
   Fresh - TYPE: 101                   BU         $         25.00     $           N/A    
                                                                                         
        215 Hidalgo                                                                      
   Processing - TYPE: 102              BU         $          4.50     $           N/A    
                                                                                         
        005 Angelina               063 Camp                   073 Cherokee               
        077 Clay                   093 Comanche               121 Denton                 
        123 De Witt                133 Eastland               147 Fannin                 
        159 Franklin               161 Freestone              171 Gillespie              
        181 Grayson                187 Guadalupe              209 Hays                   
        213 Henderson              215 Hidalgo                221 Hood                   
        241 Jasper                 251 Johnson                257 Kaufman                
        277 Lamar                  289 Leon                   293 Limestone              
        309 McLennan               337 Montague               343 Morris                 
        347 Nacogdoches            351 Newton                 363 Palo Pinto             
        367 Parker                 373 Polk                   387 Red River              
        395 Robertson              401 Rusk                   403 Sabine                 
        411 San Saba               419 Shelby                 423 Smith                  
        449 Titus                  459 Upshur                 467 Van Zandt              
        493 Wilson                 499 Wood                                              
                                                                                         
 POTATOES (86)                                                                           
                                       CWT        $          8.10     $           N/A    
                                                                                         
        029 Bexar                  039 Brazoria               163 Frio                   
        215 Hidalgo                283 La Salle               325 Medina                 
                                                                                         
                                                                                         
 RYE (APH)                             BU         $          2.40     $          2.40    
                                                                                         
                                            PAGE 3                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  TEXAS (48)            
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 SUGARCANE (APH)                       LBS        $         0.106     $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   No Type Specified                                                                     
    Spring Market                      BU         $          3.34     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 4                                       
10/24/2001                                                STATE:  UTAH (49)             
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Commercial                          BOX        $          4.30     $           N/A    
   Varietal Group A                    BOX        $          7.90     $           N/A    
   Varietal Group B                    BOX        $          3.30     $           N/A    
                                                                                         
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CHERRIES (FD)                                                                           
                                                                                         
         Sweet Cherries (Fresh) / Irrigated                                              
                                                                                         
                                   $413.00      $750.00   $1,125.00     $1,500.00        
                                                                                         
 FORAGE PRODUCTION (86)                TON        $         81.00     $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   Spring Market                       BU         $          3.48     $           N/A    
   Harvest Market                      BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   Winter                              BU         $          3.05     $          3.15    
   Spring                              BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  VERMONT (50)          
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $         10.25     $           N/A    
   Processing                          BU         $          1.65     $           N/A    
   Varietal Group A                    BU         $         10.50     $           N/A    
   Varietal Group B                    BU         $          5.20     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 FORAGE SEEDING (DO)                                                                     
                                                                                         
         No Type Specified / Fall Seeded                                                 
         No Type Specified / Spring Seeded                                               
                                                                                         
                                    $81.00      $146.00     $219.00       $292.00        
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  VIRGINIA (51)         
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $          7.10     $           N/A    
   Processing                          BU         $          2.25     $           N/A    
   Varietal Group A                    BU         $          6.30     $           N/A    
   Varietal Group B                    BU         $          3.60     $           N/A    
                                                                                         
 APPLES (86)                                                                             
   Varietal Group A                                                                      
     QUALITY OPTION FANCY (QF)         BU         $         14.30     $           N/A    
     QUALITY OPTION OTHER (QP)         BU         $          2.25     $           N/A    
   Varietal Group B                                                                      
     QUALITY OPTION FANCY (QF)         BU         $          6.70     $           N/A    
     QUALITY OPTION OTHER (QP)         BU         $          2.25     $           N/A    
                                                                                         
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CLAMS (AQDOL)                                                                           
                                                                                         
         Age 1 / Bottom Culture                                                          
         Age 2 / Bottom Culture                                                          
                                                                                         
                                   $0.0935        $0.09       $0.13         $0.17        
                                                                                         
        001 Accomack               131 Northampton                                       
                                                                                         
 OATS (APH)                            BU         $          1.20     $          1.30    
                                                                                         
 PEACHES (86)                                                                            
   Fresh                               BU         $         11.50     $           N/A    
   Processing                          BU         $          4.50     $           N/A    
                                                                                         
 POTATOES (APH)                        CWT        $          9.30     $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   No Type Specified                                                                     
    Spring Market                      BU         $          3.04     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  WASHINGTON (53)       
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 ALFALFA SEED (APH)                    LBS        $          1.15     $           N/A    
                                                                                         
 APPLES (86)                                                                             
   Commercial                          BOX        $          4.30     $           N/A    
   Varietal Group A                    BOX        $          7.90     $           N/A    
   Varietal Group B                    BOX        $          3.30     $           N/A    
                                                                                         
 APPLES (86)                                                                             
   Varietal Group A                                                                      
     QUALITY OPTION FANCY (QF)         BOX        $         10.35     $           N/A    
     QUALITY OPTION OTHER (QP)         BOX        $          1.15     $           N/A    
   Varietal Group B                                                                      
     QUALITY OPTION FANCY (QF)         BOX        $          4.25     $           N/A    
     QUALITY OPTION OTHER (QP)         BOX        $          1.15     $           N/A    
                                                                                         
 CANOLA (APH)                          LBS        $         0.093     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 CHERRIES (FD)                                                                           
                                                                                         
         Sweet Cherries (Fresh) / Irrigated                                              
                                                                                         
                                   $790.00    $1,435.00   $2,152.00     $2,870.00        
                                                                                         
         Sweet Cherries (Processing) / Irrigated                                         
                                                                                         
                                   $649.00    $1,180.00   $1,770.00     $2,360.00        
                                                                                         
 CRANBERRIES (APH)                     BBL        $         22.00     $           N/A    
                                                                                         
 GRAPES (86)                                                                             
   Group A - TYPE: 161                 TON        $        200.00     $           N/A    
   Wine Grapes - Group B - TYPE: 281   TON        $      1,100.00     $           N/A    
   Wine Grapes - Group C - TYPE: 282   TON        $        850.00     $           N/A    
   Wine Grapes - Group D - TYPE: 283   TON        $        625.00     $           N/A    
   Wine Grapes - Group E - TYPE: 284   TON        $        450.00     $           N/A    
                                                                                         
 MINT (APH)                                                                              
   Scotch Spmint w/ Winter Coverage    LBS        $         10.75     $           N/A    
   Scotch Spmint w/o Winter Coverage   LBS        $         10.75     $           N/A    
   Native Spmint w/ Winter Coverage    LBS        $         10.75     $           N/A    
   Native Spmint w/o Winter Coverage   LBS        $         10.75     $           N/A    
   Peppermint w/ Winter Coverage       LBS        $         12.00     $           N/A    
                                            PAGE 1                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  WASHINGTON (53)       
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
   Peppermint w/o Winter Coverage      LBS        $         12.00     $           N/A    
                                                                                         
 ONIONS (86)                                                                             
   Spring Planted Reds                 CWT        $         10.50     $           N/A    
   Spring Planted Whites               CWT        $         10.50     $           N/A    
   Spring Planted Yellows              CWT        $          4.50     $           N/A    
   Fall Planted Whites & Yellows       CWT        $         15.70     $           N/A    
                                                                                         
 PEARS (86)                                                                              
   Green & Red Bartlet                 TON        $        220.00     $           N/A    
   Bosc & Anjou                        TON        $        275.00     $           N/A    
   Green & Red Comice                  TON        $        850.00     $           N/A    
   All Others                          TON        $        265.00     $           N/A    
                                                                                         
                                          AMOUNTS   OF   INSURANCE                       
                                  CAT.         MIN.         MAX.       REF. MAX          
        C R O P S                 AMT.         AMT.         AMT.        AMT.             
   --------------------------  --------      --------     --------     --------          
                                                                                         
 RASPBERRY AND BLACKBERRY (FD)                                                           
                                                                                         
         Red Raspberry / Irrigated                                                       
         All Other Raspberry / Irrigated                                                 
         Boysenberry / Irrigated                                                         
         Evergreen Blackberry / Irrigated                                                
         Loganberry / Irrigated                                                          
         Marion Blackberry / Irrigated                                                   
         All Other Blackberry / Irrigated                                                
                                                                                         
                                   $564.00    $1,025.00   $1,537.00     $2,050.00        
                                                                                         
         Red Raspberry / Non-Irrigated                                                   
         All Other Raspberry / Non-Irrigated                                             
         Boysenberry / Non-Irrigated                                                     
         Evergreen Blackberry / Non-Irrigated                                            
         Loganberry / Non-Irrigated                                                      
         Marion Blackberry / Non-Irrigated                                               
         All Other Blackberry / Non-Irrigated                                            
                                                                                         
                                   $537.00      $975.00   $1,462.00     $1,950.00        
                                                                                         
 WHEAT (IP)                                                                              
   Pre-Sale Market                     BU         $          3.45     $           N/A    
   Harvest Market                      BU         $                   $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   Spring Market                       BU         $          3.48     $           N/A    
                                            PAGE 2                                       
                                    (Continued on next page)                             
10/24/2001                                                STATE:  WASHINGTON (53)       
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
   Harvest Market                      BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   Winter                              BU         $          3.05     $          3.15    
   Spring                              BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 3                                       
10/24/2001                                                STATE:  WEST VIRGINIA (54)    
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $          6.60     $           N/A    
   Processing                          BU         $          2.30     $           N/A    
   Varietal Group A                    BU         $          7.20     $           N/A    
   Varietal Group B                    BU         $          4.10     $           N/A    
                                                                                         
 BARLEY (APH)                          BU         $          1.75     $          1.95    
                                                                                         
 PEACHES (86)                                                                            
   Fresh                               BU         $         11.50     $           N/A    
   Processing                          BU         $          4.50     $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  WISCONSIN (55)        
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 APPLES (86)                                                                             
   Fresh                               BU         $          7.15     $           N/A    
   Processing                          BU         $          2.10     $           N/A    
   Varietal Group A                    BU         $          7.05     $           N/A    
   Varietal Group B                    BU         $          3.95     $           N/A    
                                                                                         
 CRANBERRIES (APH)                     BBL        $         22.00     $           N/A    
                                                                                         
 FORAGE PRODUCTION (APH)               TON        $         69.00     $           N/A    
                                                                                         
 MINT (APH)                                                                              
   Spearmint w/ Winter Coverage        LBS        $         10.75     $           N/A    
   Spearmint w/o Winter Coverage       LBS        $         10.75     $           N/A    
   Peppermint w/ Winter Coverage       LBS        $         12.00     $           N/A    
   Peppermint w/o Winter Coverage      LBS        $         12.00     $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   Winter                                                                                
    Spring Market                      BU         $          3.04     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
   Spring                                                                                
    Spring Market                      BU         $          3.34     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
 WHEAT (APH)                                                                             
   Winter                              BU         $          3.05     $          3.15    
   Spring                              BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1                                       
10/24/2001                                                STATE:  WYOMING (56)          
                                                                                         
                CROP ESTABLISHED PRICE ELECTIONS AND AMOUNTS OF INSURANCE                
              ADDENDUM TO  2002  CROP YEAR  SPECIAL PROVISIONS OF INSURANCE              
                           CROPS FILED THROUGH: 10/31/2001                               
                                                                                         
                                                      ESTABLISHED                        
                                       UNIT           PRICE/AMOUNT        ADDITIONAL     
 CROP/TYPE                             MSR.           OF INSURANCE           PRICE       
 ----------------------------          -------     ----------------     ---------------  
 ALFALFA SEED (APH)                    LBS        $          1.15     $           N/A    
                                                                                         
 FORAGE PRODUCTION (86)                                                                  
   Alfalfa                             TON        $         81.00     $           N/A    
   Alfalfa Grass Mixture               TON        $         81.00     $           N/A    
   Grass Alfalfa Mixture               TON        $         75.00     $           N/A    
                                                                                         
 WHEAT (CRC)                                                                             
   Winter                                                                                
    Spring Market                      BU         $          3.34     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
        005 Campbell               007 Carbon                 009 Converse               
        011 Crook                  015 Goshen                 019 Johnson                
        021 Laramie                023 Lincoln                025 Natrona                
        027 Niobrara               031 Platte                 033 Sheridan               
        045 Weston                                                                       
   Spring                                                                                
    Spring Market                      BU         $          3.34     $           N/A    
    Harvest Market                     BU         $                   $           N/A    
                                                                                         
        005 Campbell               007 Carbon                 009 Converse               
        011 Crook                  015 Goshen                 019 Johnson                
        021 Laramie                023 Lincoln                025 Natrona                
        027 Niobrara               031 Platte                 033 Sheridan               
        045 Weston                                                                       
                                                                                         
 WHEAT (APH)                                                                             
   Winter                              BU         $          3.05     $          3.15    
   Spring                              BU         $          3.05     $          3.15    
   No Type Specified                   BU         $          3.05     $          3.15    
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                                                                         
                                            PAGE 1