Table 3yv. New Privately Owned Housing Units Authorized
           Valuation by Metropolitan Area
           (in thousands of dollars)
 
           December  2004 Year-to-Date

                                                                   3 and 4  5 units
                                             Total  1 Unit  2 Units  Units  or more
 
 
Abilene, TX                                  40180   39763     417       0       0
Akron,* OH                                  481409  457246    6378    7462   10323
Albany, GA                                   88150   78868    3309    1898    4075
Albany-Schenectady-Troy, NY                 449049  393675    4051     695   50628
Albuquerque,* NM                            897386  878514       0    3362   15510
Alexandria, LA                               75807   75707     100       0       0
Allentown-Bethlehem-Easton,* PA-NJ          679931  665410    1290    8788    4443
Altoona, PA                                  14606   13526      80       0    1000
Amarillo, TX                                121926  110822       0       0   11104
Ames, IA                                     84551   59542    1773     250   22986
Anchorage,* AK                              359516  213364   74162    9273   62717
Anderson,* IN                                81235   79581       0     482    1172
Anderson,* SC                               162610  160867    1093     650       0
Ann Arbor,* MI                              416852  366430    1370    4614   44438
Anniston-Oxford, AL                          24246   23766      80       0     400
Appleton, WI                                215811  202003    9617    1479    2712
Asheville, NC                               595072  553356    9039    8396   24281
Athens-Clarke County, GA                    238998  232496     110    1620    4772
Atlanta-Sandy Springs-Marietta,* GA        8688218 7537600   45491   23187 1081940
Atlantic City,* NJ                          251983  241781    4972    2508    2722
Auburn-Opelika,* AL                         133856  115361    4578     428   13489
Augusta-Richmond County, GA-SC              452191  451531     660       0       0
Austin-Round Rock,* TX                     1960518 1746494   18737   20289  174998
Bakersfield, CA                             901340  859474    6332   16562   18972
Baltimore-Towson,* MD                      1411474 1199333   10198    2033  199910
Bangor, ME                                   61778   58223    1165    1450     940
Barnstable Town, MA                         304833  271920    1967    6868   24078
Baton Rouge, LA                             483112  446578      30    1897   34607
Battle Creek, MI                             32266   29863    2403       0       0
Bay City, MI                                 15764   15423     341       0       0
Beaumont-Port Arthur, TX                     95853   94108     175       0    1570
Bellingham, WA                              346186  282379    4838   11902   47067
Bend,* OR                                   680909  632734   19003   13460   15712
Billings, MT                                116411   96842       0    3763   15806
Binghamton, NY                               24692   23382       0       0    1310
Birmingham-Hoover,* AL                     1113375 1023892    3712       0   85771
Bismarck, ND                                128859  113059    1577    9509    4714
Blacksburg-Christiansburg-Radford,
  VA                                        114481  110741    1375       0    2365
Bloomington, IN                             128634   93802   18606    2763   13463
Bloomington-Normal, IL                      122445  108610     665    1917   11253
Boise City-Nampa,* ID                      1407425 1345204   20560   37808    3853
Boston-Cambridge-Quincy,* MA-NH            2257785 1630058   80394   43509  503824
Boulder,* CO                                256588  235700    2468     539   17881
Bowling Green, KY                           148554  113971    1276    1571   31736
Bremerton-Silverdale,* WA                   229487  224351    3769     314    1053
Bridgeport-Stamford-Norwalk,* CT            739609  664448    5882   15768   53511
Brownsville-Harlingen, TX                   239131  217804    3201    8267    9859
Brunswick, GA                               196919  169065    1353     241   26260
Buffalo-Niagara Falls, NY                   328086  283979    2718     700   40689
Burlington,* NC                             154576  144716      92     675    9093
Burlington-South Burlington, VT             156052  116454    7878    3750   27970
Canton-Massillon, OH                        217683  213209     359     318    3797
Cape Coral-Fort Myers,* FL                 3076070 2296093   83875   89650  606452
Carson City,* NV                             34720   29686     783       0    4251
Casper,* WY                                  45837   45837       0       0       0
Cedar Rapids, IA                            157894  118819    6419   10575   22081
Champaign-Urbana, IL                        119676  112834     974       0    5868
Charleston, WV                               50068   49788     280       0       0
Charleston-North Charleston,* SC           1218997 1136626     876    3016   78479
Charlotte-Gastonia-Concord,* NC-SC         2843314 2595280    8924   17864  221246
Charlottesville,* VA                        341171  284339    4838    2291   49703
Chattanooga, TN-GA                          406304  390397    5188    2375    8344
Cheyenne, WY                                111388  101926     375    3649    5438
Chicago-Naperville-Joliet,* IL-IN-WI       8049975 6985498   73927  192583  797967
Chico, CA                                   194578  162603    3274    4104   24597
Cincinnati-Middletown, OH-KY-IN            1774662 1657547   10615   22270   84230
Clarksville, TN-KY                          276696  256527    2565    6715   10889
Cleveland, TN                                84498   68877    1057    1971   12593
Cleveland-Elyria-Mentor,* OH               1375609 1322828   11885   19310   21586
Coeur d"Alene, ID                           346780  329594    5976    4263    6947
College Station-Bryan, TX                   138746  120992    2433    1711   13610
Colorado Springs,* CO                       952078  926660     270    2715   22433
Columbia, MO                                267771  228695   23067     850   15159
Columbia,* SC                               803264  712343    3116   10760   77045
Columbus, GA-AL                             241996  202381    2121    1534   35960
Columbus, IN                                 45631   45631       0       0       0
Columbus, OH                               2130180 1937222   10577   84005   98376
Corpus Christi, TX                          187927  167089    2089    9773    8976
Corvallis,* OR                               68696   62106     730       0    5860
Cumberland, MD-WV                            25771   25011      60       0     700
Dallas-Fort Worth-Arlington,* TX           7805795 7330347   18540   11458  445450
Dalton,* GA                                  84994   76670    1233    2932    4159
Danville, IL                                   270     270       0       0       0
Danville,* VA                                39726   35910       0     315    3501
Davenport-Moline-Rock Island,  IA-IL        140833  117807    2583    1109   19334
Dayton, OH                                  506857  459405    8000   13172   26280
Decatur, AL                                  45470   45470       0       0       0
Decatur, IL                                  26555   24956     140       0    1459
Deltona-Daytona Beach-Ormond Beach,*
  FL                                       1035912  828858    2137    4670  200247
Denver-Aurora,* CO                         3701228 3316329   18871   41938  324090
Des Moines, IA                              814146  741092    7554    2393   63107
Detroit-Warren-Livonia,* MI                3242939 2881375   22752   37890  300922
Dothan, AL                                   36466   32195     237     162    3872
Dover,* DE                                  257361  246407     154    1400    9400
Dubuque, IA                                 102813   59914    3975     550   38374
Duluth, MN-WI                               154426  120017   11804    2824   19781
Durham,* NC                                 767278  727730    2182     618   36748
Eau Claire, WI                              138584  120785   10954    1455    5390
El Centro,* CA                              245819  222253      99    4751   18716
El Paso, TX                                 276115  247564    2387   19797    6367
Elizabethtown, KY                           128372  118972    2382    1260    5758
Elkhart-Goshen, IN                          159763  154944    1024     920    2875
Elmira, NY                                    7146    4552       0      94    2500
Erie, PA                                     85803   79081    1493    3661    1568
Eugene-Springfield,* OR                     283426  246617    7457    7245   22107
Evansville, IN-KY                           205449  183146    1873     697   19733
Fairbanks,* AK                               45754   32876    4116    2862    5900
Fargo, ND-MN                                244793  185006    1683    1500   56604
Farmington,* NM                              53193   52135     320     738       0
Fayetteville, NC                            387640  305262     113     152   82113
Fayetteville-Springdale-Rogers,
  AR-MO                                     646772  509729   29360    9098   98585
Flagstaff, AZ                               155045  153944     265     836       0
Flint,* MI                                  343011  328188    2177     566   12080
Florence, SC                                 43642   43474     168       0       0
Fond du Lac, WI                              39137   31932    2008    1456    3741
Fort Collins-Loveland,* CO                  556101  501992    5120   12603   36386
Fort Smith, AR-OK                            83704   71232    6092    1230    5150
Fort Walton Beach-Crestview-Destin,*
  FL                                        520673  303060     128     870  216615
Fort Wayne, IN                              405007  378147    7347    1766   17747
Fresno,* CA                                1070516  944607   12901   28090   84918
Gadsden, AL                                  20278   20278       0       0       0
Gainesville, FL                             221781  187723     548    2348   31162
Gainesville, GA                             259811  257248     228    1860     475
Glens Falls, NY                              91872   87772       0    1089    3011
Goldsboro,* NC                               67331   67073     126       0     132
Grand Forks, ND-MN                           42120   29704       0     188   12228
Grand Junction,* CO                         209390  197118    3435    1350    7487
Grand Rapids-Wyoming, MI                    642547  608112    2205    2826   29404
Great Falls, MT                              22903   20958     125       0    1820
Greeley,* CO                                747903  689787    3749   20398   33969
Green Bay, WI                               286505  248895   12834    2470   22306
Greensboro-High Point,* NC                  823726  758561    2306    3155   59704
Greenville, NC                              177895  138483    9186     270   29956
Greenville,* SC                             518660  495400     637     708   21915
Gulfport-Biloxi, MS                         200678  176200    6854    6219   11405
Hagerstown-Martinsburg, MD-WV               427261  409426    6886    1589    9360
Hanford-Corcoran, CA                         84154   74917     297    6476    2464
Harrisburg-Carlisle, PA                     272316  265065    4908    1743     600
Harrisonburg,* VA                           137172  133121    3491       0     560
Hartford-West Hartford-East Hartford,*
  CT                                        565802  521911    5813     922   37156
Hattiesburg, MS                              30056   14264       0    1956   13836
Hickory-Lenoir-Morganton, NC                283834  267839    1985     678   13332
Hinesville-Fort Stewart,* GA                 32347   31891     456       0       0
Holland-Grand Haven,* MI                    326712  276622    8550   23142   18398
Honolulu,* HI                               731706  368208    1000   17778  344720
Hot Springs, AR                              15305   15305       0       0       0
Houma-Bayou Cane-Thibodaux, LA               95438   94938      92       0     408
Houston-Baytown-Sugar Land, TX             6135869 5544918   13378    6446  571127
Huntington-Ashland, WV-KY-OH                 13794   12329     695     350     420
Huntsville, AL                              108911   95912     212     471   12316
Idaho Falls, ID                             138618  126391     314   11615     298
Indianapolis,* IN                          2336676 2128448   43862   27119  137247
Iowa City, IA                               181554  149268    1003    1057   30226
Ithaca, NY                                   25668   22025     350       0    3293
Jackson, MI                                  34986   34146       0       0     840
Jackson, MS                                 512656  474135       0     330   38191
Jackson, TN                                  80578   79901     172     505       0
Jacksonville,* FL                          2919128 2446014    7304    6872  458938
Jacksonville, NC                            137550  116038     640       0   20872
Janesville, WI                               94593   72315    6927    4385   10966
Jefferson City, MO                           47869   45028     776    1165     900
Johnson City, TN                            108540  101715     447    1031    5347
Johnstown, PA                                 5128    5128       0       0       0
Jonesboro, AR                                58382   55963      81     150    2188
Joplin, MO                                   20316   20316       0       0       0
Kalamazoo-Portage, MI                       212099  188814    3583   12147    7555
Kankakee-Bradley,* IL                        98182   91390    2732    2800    1260
Kansas City,* MO-KS                        2182216 2013117   38350   53867   76882
Kennewick-Richland-Pasco, WA                367046  346622    2795    1035   16594
Killeen-Temple-Fort Hood, TX                326842  270848   22840   20359   12795
Kingsport-Bristol-Bristol, TN-VA             93719   90980     402     275    2062
Kingston, NY                                 93459   87718    1686     355    3700
Knoxville, TN                               564147  521393    1627    1623   39504
Kokomo, IN                                   46085   43540    2020       0     525
La Crosse, WI-MN                             97151   81203    2605     256   13087
Lafayette, IN                               209234  196093    2759    1853    8529
Lafayette, LA                               191786  185738     343     141    5564
Lake Charles, LA                            106794  100098    2196     475    4025
Lakeland,* FL                               882330  812893    3809    5747   59881
Lancaster, PA                               278608  257216    1134    6037   14221
Lansing-East Lansing, MI                    232521  215072    1610       0   15839
Laredo,* TX                                 175312  149775     590    1740   23207
Las Cruces,* NM                             269102  252430     541     385   15746
Las Vegas-Paradise,* NV                    4222108 3890546    6318  128168  197076
Lawrence, KS                                101781   79920   19366       0    2495
Lawton, OK                                   18455   18255       0       0     200
Lebanon, PA                                  70963   70713     250       0       0
Lewiston, ID-WA                              10827    8446    1221    1160       0
Lewiston-Auburn, ME                          72357   70289     468       0    1600
Lexington-Fayette, KY                       607303  564082     920   10576   31725
Lima, OH                                     20020   18588     232     300     900
Lincoln, NE                                 334811  302874    5555     250   26132
Little Rock-North Little Rock, AR           669515  577053    1517    5844   85101
Logan, UT-ID                                147835  119034    2550    5785   20466
Longview, TX                                 32944   32724     220       0       0
Longview, WA                                 58596   57094     635     504     363
Los Angeles-Long Beach-Santa Ana,*
  CA                                       5830123 3807056   72876   98297 1851894
Louisville, KY-IN                          1089331 1019978    4000    7318   58035
Lubbock, TX                                 274310  169331   32243    2097   70639
Lynchburg, VA                               209992  206624     722     646    2000
Macon, GA                                   115785  103414    3722    4873    3776
Madera,* CA                                 230750  216537    3043    4752    6418
Madison, WI                                 840189  618822   33940   36092  151335
Manchester-Nashua, NH                       303949  244130    7666    5731   46422
Mansfield,* OH                               63248   52752    3623    6247     626
McAllen-Edinburg-Pharr,* TX                 575505  488289   20129   30506   36581
Medford,* OR                                311937  290398    3743   13024    4772
Memphis, TN-MS-AR                          1538967 1462915     157    6015   69880
Merced, CA                                  404786  400564     486     739    2997
Miami-Fort Lauderdale-Miami Beach,
  FL                                       6032410 4171505   42278   49672 1768955
Michigan City-La Porte, IN                   49243   48556       0     687       0
Midland,* TX                                 35617   35617       0       0       0
Milwaukee-Waukesha-West Allis,* WI         1069879  889800   33660   18646  127773
Minneapolis-St. Paul-Bloomington,*
  MN-WI                                    4616053 3820753   45107   79509  670684
Missoula,* MT                                40817   32455    1756     756    5850
Mobile, AL                                  229408  196542     299    1693   30874
Modesto, CA                                 696802  660720    3006    2450   30626
Monroe, LA                                   46957   44319    1727     215     696
Monroe,* MI                                 162875  158520     493       0    3862
Montgomery, AL                              210582  189324    9058       0   12200
Morgantown, WV                                6085    2141      96     220    3628
Morristown, TN                               82222   73096    1449       0    7677
Mount Vernon-Anacortes, WA                  140568  130913    4944     420    4291
Muncie, IN                                   44790   40098     764    2628    1300
Muskegon-Norton Shores,* MI                 104150   97020    5265     200    1665
Myrtle Beach-Conway-North Myrtle Beach,
  SC                                        854246  578748    3613    9736  262149
Napa,* CA                                   201727  197466     467    2243    1551
Naples-Marco Island,* FL                   1487543 1039146   30692  104316  313389
Nashville-Davidson--Murfreesboro,*
  TN                                       2268522 2032454   42908    5011  188149
New Haven-Milford,* CT                      311214  271071    3828    2586   33729
New Orleans-Metairie-Kenner,* LA            910113  854862   18901    2835   33515
New York-Northern New Jersey-Long Island,*
  NY-NJ-PA                                 6841515 3860563  798636  502766 1679550
Niles-Benton Harbor, MI                      41868   41409       0     459       0
Norwich-New London,* CT                     193389  173439    1117    5732   13101
Ocala,* FL                                  619341  609098    6965    2738     540
Ocean City,* NJ                             308636  182069   74836   12148   39583
Odessa,* TX                                  30283   30283       0       0       0
Ogden-Clearfield, UT                        702415  655994    6348   32363    7710
Oklahoma City,* OK                         1244672 1151202    7121    7470   78879
Olympia,* WA                                369987  355540    5070     340    9037
Omaha-Council Bluffs, NE-IA                 790968  738119    5191    2904   44754
Orlando,* FL                               4726490 4280546   15337   20587  410020
Oshkosh-Neenah, WI                          142057  128037    3585     391   10044
Owensboro, KY                                38064   37375     241     448       0
Oxnard-Thousand Oaks-Ventura,* CA           625724  533699    1361   12406   78258
Palm Bay-Melbourne-Titusville,* FL         1488167 1165300    4625    8710  309532
Panama City-Lynn Haven,* FL                 547923  206741    3977   10234  326971
Parkersburg-Marietta, WV-OH                  17103   16954      75      74       0
Pascagoula,* MS                             107446   98768     135     438    8105
Pensacola-Ferry Pass-Brent, FL              581469  507376    5040     449   68604
Peoria, IL                                  208127  182312   18507    2994    4314
Philadelphia-Camden-Wilmington,*
  PA-NJ-DE-MD                              2475332 2111913   14379   35916  313124
Phoenix-Mesa-Scottsdale, AZ                9876812 9351451   30675  103453  391233
Pine Bluff, AR                                7149    6019     542     179     409
Pittsburgh, PA                             1011324  897848    8216   24332   80928
Pittsfield, MA                               23062   20302    1660    1100       0
Pocatello, ID                                52514   45118     363     175    6858
Port St. Lucie-Fort Pierce,* FL            1304204 1198133    4451   24075   77545
Portland-South Portland-Biddeford,
  ME                                        565107  527626    9559    8858   19064
Portland-Vancouver-Beaverton,* OR-WA       2478008 2124295   23137   38258  292318
Poughkeepsie-Newburgh-Middletown,*
  NY                                        510564  471003    2305    6113   31143
Prescott, AZ                                501027  485553    6434    2188    6852
Providence-New Bedford-Fall River,
  RI-MA                                     613474  557978    6062    5639   43795
Provo-Orem, UT                              735975  648465    6627   17277   63606
Pueblo,* CO                                 121621  113748    1377     274    6222
Punta Gorda,* FL                            521110  386341    7902   15652  111215
Racine,* WI                                 184784  165290    4189    4886   10419
Raleigh-Cary,* NC                          2064171 1902308    9309    1088  151466
Rapid City, SD                              146591  125875    1816    6826   12074
Reading, PA                                 151664  140665     328    3156    7515
Redding,* CA                                161431  152924     164    1227    7116
Reno-Sparks,* NV                            896465  842916    1928    6950   44671
Richmond,* VA                              1261446 1170340    1559   20325   69222
Riverside-San Bernardino-Ontario,*
  CA                                       8669809 7981429   15432   83879  589069
Roanoke, VA                                 221449  196885    2474     250   21840
Rochester, MN                               282515  279464     917       0    2134
Rochester, NY                               375629  340379    3784    5056   26410
Rockford, IL                                251200  224679    6211   18110    2200
Rocky Mount, NC                              59031   55587    3444       0       0
Rome,* GA                                    66983   56600    5701      87    4595
Sacramento--Arden-Arcade--Roseville,*
  CA                                       4353479 4051893   23094    9046  269446
Saginaw-Saginaw Township North, MI           53343   53063     280       0       0
Salem,* OR                                  344939  307291    7688    5958   24002
Salinas, CA                                 330021  320043     724    3857    5397
Salisbury, MD                                98831   76325     588     824   21094
Salt Lake City,* UT                        1171346 1053911   13617   22595   81223
San Angelo, TX                               32872   32466     406       0       0
San Antonio, TX                            2108850 1808895   15259    7010  277686
San Diego-Carlsbad-San Marcos,* CA         2953113 2276392   28852  110718  537151
San Francisco-Oakland-Fremont,* CA         3175932 2361702   20305   43338  750587
San Jose-Sunnyvale-Santa Clara,* CA        1010318  724942   13108   16820  255448
San Luis Obispo-Paso Robles,* CA            399740  375791    3213    4366   16370
Sandusky, OH                                 31525   26501     260    1220    3544
Santa Barbara-Santa Maria-Goleta,
  CA                                        275891  220649    2918   21564   30760
Santa Cruz-Watsonville,* CA                 175576  172054     264       0    3258
Santa Fe,* NM                                75905   75805       0       0     100
Santa Rosa-Petaluma,* CA                    359240  302287   12009     989   43955
Sarasota-Bradenton-Venice,* FL             2370270 1898320   11787   65275  394888
Savannah, GA                                379591  365358     992    1671   11570
Scranton--Wilkes-Barre, PA                   97951   91506     406    4303    1736
Seattle-Tacoma-Bellevue,* WA               3745747 3035118   74901   91661  544067
Sheboygan, WI                                59650   40715    2292   12205    4438
Sherman-Denison, TX                          22508   21485     494       0     529
Shreveport-Bossier City, LA                 270596  262200    1775     454    6167
Sioux City, IA-NE-SD                         55077   47451    1600    4643    1383
Sioux Falls, SD                             246672  205940    2259    5668   32805
South Bend-Mishawaka, IN-MI                 156139  145887     200       0   10052
Spartanburg, SC                             191003  182309     220      99    8375
Spokane, WA                                 394661  291118   14476    4271   84796
Springfield, IL                             111979   90465   13459    1389    6666
Springfield, MA                             189432  179083    7521     547    2281
Springfield, MO                             429164  389353   14004     937   24870
Springfield, OH                              40268   40268       0       0       0
St. Cloud, MN                               174696  167278     451     254    6713
St. George, UT                              452521  419900    4802    5392   22427
St. Joseph, MO-KS                            30027   21094    3553       0    5380
St. Louis,* MO-IL                          2272458 2049016   38227   15560  169655
State College, PA                            78087   75428    2038     621       0
Stockton,* CA                              1300685 1263901    1565    2280   32939
Sumter,* SC                                  67854   56642    2493    8719       0
Syracuse, NY                                145161  138907    2172     848    3234
Tallahassee, FL                             396110  307094    3023    5835   80158
Tampa-St. Petersburg-Clearwater,* FL       4036874 3483876   48284   42344  462370
Terre Haute, IN                              42090   30520    1254    1000    9316
Texarkana, TX-Texarkana, AR                  25944   22511    3143       0     290
Toledo, OH                                  397277  318483    9651   11758   57385
Topeka, KS                                  162505  160885     380    1000     240
Trenton-Ewing,* NJ                          146553  105276     550     885   39842
Tucson, AZ                                 1707200 1650247    8436    4827   43690
Tulsa, OK                                   618698  600056    8128     625    9889
Tuscaloosa, AL                              143474  137359    1729       0    4386
Tyler, TX                                    77512   72626       0     450    4436
Utica-Rome, NY                               19904   19904       0       0       0
Valdosta, GA                                136638  113218     885       0   22535
Vallejo-Fairfield,* CA                      485765  447645    7619     240   30261
Vero Beach,* FL                             726112  686816    3128    8774   27394
Victoria, TX                                 29464   15612       0    6900    6952
Vineland-Millville-Bridgeton,* NJ            42289   42281       8       0       0
Virginia Beach-Norfolk-Newport News,
  VA-NC                                    1411163 1231136   21050   16239  142738
Visalia-Porterville, CA                     334568  317333    4327   12410     498
Waco, TX                                    142813  106549   10734    4680   20850
Warner Robins, GA                           200667  188308       0     752   11607
Washington-Arlington-Alexandria,*
  DC-VA-MD-WV                              4655423 4006079    1014   13047  635283
Waterloo-Cedar Falls, IA                     94186   87857    1754     843    3732
Wausau, WI                                  126049  113701    3488     470    8390
Weirton-Steubenville, WV-OH                   9575    9398     177       0       0
Wenatchee, WA                                96047   92601     762    2303     381
Wheeling, WV-OH                               4041    3271       0      70     700
Wichita Falls, TX                            42128   41963     165       0       0
Wichita, KS                                 350613  341731    8882       0       0
Williamsport, PA                              5422    5422       0       0       0
Wilmington,* NC                            1148348 1004278   25628    7723  110719
Winchester, VA-WV                           218078  212588       0       0    5490
Winston-Salem,* NC                          474327  432269     197    1087   40774
Worcester, MA                               580023  546215    6216   11891   15701
Yakima, WA                                  102064   92265    8091    1379     329
York-Hanover, PA                            309582  296840    2107     968    9667
Youngstown-Warren-Boardman, OH-PA           185918  172270    6494    3424    3730
Yuba City-Marysville, CA                    428011  426443     821       0     747
Yuma, AZ                                    313154  301660       0     276   11218
 
* - Metropolitan areas where all permit offices are 
    requested to report monthly.