Table 3yv. New Privately Owned Housing Units Authorized
           Valuation by Metropolitan Area
           (in thousands of dollars)
           May       2004 Year-to-Date
                                                                   3 and 4  5 units
                                             Total  1 Unit  2 Units  Units  or more
Abilene, TX                                  19746   19454     292       0       0
Akron,* OH                                  193313  185411    3039    2404    2459
Albany, GA                                   43360   38125    1836       0    3399
Albany-Schenectady-Troy, NY                 166168  146476    2090     695   16907
Albuquerque,* NM                            379182  364550       0    1642   12990
Alexandria, LA                               23139   23139       0       0       0
Allentown-Bethlehem-Easton,* PA-NJ          303432  293737    1725    1745    6225
Altoona, PA                                  10139   10139       0       0       0
Amarillo, TX                                 52718   52718       0       0       0
Ames, IA                                     36859   20625       0     250   15984
Anchorage,* AK                              165025   86992   49508    3769   24756
Anderson,* IN                                32550   30515       0     482    1553
Anderson,* SC                                71777   70624     503     650       0
Ann Arbor,* MI                              148495  135598     155    1913   10829
Anniston-Oxford, AL                          10573   10093      80       0     400
Appleton, WI                                 81210   76871    3511       0     828
Asheville, NC                               248606  227102    4872    2305   14327
Athens-Clarke County, GA                    103525   97968     110    1620    3827
Atlanta-Sandy Springs-Marietta,* GA        3559375 3187629   19135    6079  346532
Atlantic City,* NJ                           81000   79139     609      12    1240
Auburn-Opelika,* AL                          70093   58678    4337     428    6650
Augusta-Richmond County, GA-SC              201089  200429     660       0       0
Austin-Round Rock,* TX                      787152  719153    8035    8793   51171
Bakersfield, CA                             328255  310384    1678    7957    8236
Baltimore-Towson,* MD                       486307  447813     138     816   37540
Bangor, ME                                   21067   19351     590    1126       0
Barnstable Town, MA                         118857  105798    1280    4363    7416
Baton Rouge, LA                             199889  189758       0    1350    8781
Battle Creek, MI                             10154   10154       0       0       0
Bay City, MI                                  6096    5902     194       0       0
Beaumont-Port Arthur, TX                     38005   36514     321       0    1170
Bellingham, WA                              131436  109674    2376    2343   17043
Bend,* OR                                   241987  212605   10490    6900   11992
Billings, MT                                 37458   36693       0     765       0
Binghamton, NY                               13779   10634       0       0    3145
Birmingham-Hoover,* AL                      510971  449362    3267       0   58342
Bismarck, ND                                 47412   39385     798    3572    3657
Blacksburg-Christiansburg-Radford,
  VA                                         47225   44110     150       0    2965
Bloomington, IN                              47296   35435    6767    1025    4069
Bloomington-Normal, IL                       57806   48712     585     872    7637
Boise City-Nampa,* ID                       494133  476666    5421    9657    2389
Boston-Cambridge-Quincy,* MA-NH             786275  595969   21915   14581  153810
Boulder,* CO                                114004  102288    1444     264   10008
Bowling Green, KY                            54434   53303    1131       0       0
Bremerton-Silverdale,* WA                    93304   89843    2796     314     351
Bridgeport-Stamford-Norwalk,* CT            272104  243473    3117    1894   23620
Brownsville-Harlingen, TX                   106422   93236     976    4333    7877
Brunswick, GA                                67094   65628     965     241     260
Buffalo-Niagara Falls, NY                   136831  128948    1492     700    5691
Burlington,* NC                              78680   73089      92     675    4824
Burlington-South Burlington, VT              58974   42335    2075    1917   12647
Canton-Massillon, OH                         78782   77423       0     635     724
Cape Coral-Fort Myers,* FL                 1172534  775730   77883   77250  241671
Carson City,* NV                             12149   11523     626       0       0
Casper,* WY                                  18254   18254       0       0       0
Cedar Rapids, IA                             59894   47264    1638    2595    8397
Champaign-Urbana, IL                         45017   43201       0       0    1816
Charleston, WV                               20637   20637       0       0       0
Charleston-North Charleston,* SC            444924  418624     726    2223   23351
Charlotte-Gastonia-Concord,* NC-SC         1218417 1145794    4505    4146   63972
Charlottesville,* VA                        152239  128000    1581     955   21703
Chattanooga, TN-GA                          175805  166910    3001    1051    4843
Cheyenne, WY                                 46668   42207     375    3389     697
Chicago-Naperville-Joliet,* IL-IN-WI       2976315 2661586   29517   51281  233931
Chico, CA                                    78127   64368     277    2347   11135
Cincinnati-Middletown,* OH-KY-IN            708121  673735    3088    5115   26183
Clarksville, TN-KY                          154361  146155    2205    1011    4990
Cleveland, TN                                37690   24662     393     450   12185
Cleveland-Elyria-Mentor,* OH                544624  525796    4305    9902    4621
Coeur d"Alene, ID                           115514  111110    4224     180       0
College Station-Bryan, TX                    72620   61940       0    1711    8969
Colorado Springs,* CO                       367654  367654       0       0       0
Columbia, MO                                106354   98461    4973     850    2070
Columbia,* SC                               350303  300199    1150       0   48954
Columbus, GA-AL                             125080  101945     570     174   22391
Columbus, IN                                 16436   16436       0       0       0
Columbus,* OH                               866389  821503    2495   12794   29597
Corpus Christi, TX                           82688   69120    2818    9531    1219
Corvallis,* OR                               23112   22872     240       0       0
Cumberland, MD-WV                            11208   11148      60       0       0
Dallas-Fort Worth-Arlington,* TX           3260791 3062782   10511    3739  183759
Dalton,* GA                                  38535   35909     996     830     800
Danville, IL                                   270     270       0       0       0
Danville,* VA                                16069   15774       0       0     295
Davenport-Moline-Rock Island,  IA-IL         53758   46685     788       0    6285
Dayton, OH                                  200953  180213    3625    6378   10737
Decatur, AL                                  20899   20899       0       0       0
Decatur, IL                                   9325    8699     140       0     486
Deltona-Daytona Beach-Ormond Beach,*
  FL                                        456098  335510     990       0  119598
Denver-Aurora,* CO                         1500814 1385656    7575   13152   94431
Des Moines, IA                              290275  264217    2960    1971   21127
Detroit-Warren-Livonia,* MI                1221241 1108151    7781   14438   90871
Dothan, AL                                   19226   15117     237       0    3872
Dover,* DE                                   96995   94010       0    1400    1585
Dubuque, IA                                  51559   27836    1272     277   22174
Duluth, MN-WI                                46590   41293    4001     350     946
Durham,* NC                                 327507  297908     727     378   28494
Eau Claire, WI                               49175   43558    4265       0    1352
El Centro,* CA                               87073   77439       0     148    9486
El Paso, TX                                 113594  105102     628    6585    1279
Elizabethtown, KY                            49210   47898     772     540       0
Elkhart-Goshen, IN                           69047   67646     231     920     250
Elmira, NY                                    3579    2235       0      94    1250
Erie, PA                                     42723   36028    1493    3835    1367
Eugene-Springfield,* OR                     105949   97256    3194    2144    3355
Evansville, IN-KY                            95219   79486     650     340   14743
Fairbanks,* AK                               22218   17644    2836     838     900
Fargo, ND-MN                                 95256   68834     680       0   25742
Farmington,* NM                              19299   19158     141       0       0
Fayetteville, NC                            140754  119360       0       0   21394
Fayetteville-Springdale-Rogers,
  AR-MO                                     272940  214492    4918    2798   50732
Flagstaff, AZ                                66175   65677     126     372       0
Flint,* MI                                  121899  119645     723     289    1242
Florence, SC                                 29202   29034     168       0       0
Fond du Lac, WI                              14807   13238    1090     479       0
Fort Collins-Loveland,* CO                  223709  203118    4828    7512    8251
Fort Smith, AR-OK                            36652   33136    2536     980       0
Fort Walton Beach-Crestview-Destin,*
  FL                                        214722  125411       0     314   88997
Fort Wayne, IN                              148813  136562     559       0   11692
Fresno,* CA                                 457640  402562    5322    5839   43917
Gadsden, AL                                   8563    8563       0       0       0
Gainesville, FL                              87574   72454     230     749   14141
Gainesville, GA                             112843  112075     228     540       0
Glens Falls, NY                              34465   33741       0     227     497
Goldsboro,* NC                               25799   25667       0       0     132
Grand Forks, ND-MN                           11731    4433       0     188    7110
Grand Junction,* CO                          85912   76813    1067    1108    6924
Grand Rapids-Wyoming, MI                    248480  232400    1596    1809   12675
Great Falls, MT                               7043    6593       0       0     450
Greeley,* CO                                333027  309530    2933    2852   17712
Green Bay, WI                               115347  100981    3907     820    9639
Greensboro-High Point,* NC                  326431  291995    1867    2197   30372
Greenville, NC                               76916   56552    4712       0   15652
Greenville,* SC                             221118  214323     543     300    5952
Gulfport-Biloxi, MS                          76918   72332    1511    1764    1311
Hagerstown-Martinsburg, MD-WV               170875  163591     910     598    5776
Hanford-Corcoran, CA                         34229   32809     200     346     874
Harrisburg-Carlisle, PA                     120876  117992    1696     658     530
Harrisonburg,* VA                            40875   40256     619       0       0
Hartford-West Hartford-East Hartford,*
  CT                                        207171  194504    2858     822    8987
Hattiesburg, MS                              12016    5734       0     560    5722
Hickory-Lenoir-Morganton, NC                118529  107520     599     678    9732
Hinesville-Fort Stewart,* GA                 15247   15136     111       0       0
Holland-Grand Haven,* MI                    132567  115248    4120    5003    8196
Honolulu,* HI                               394554  183894    1000    8474  201186
Hot Springs, AR                               6560    6560       0       0       0
Houma-Bayou Cane-Thibodaux, LA               45235   45143      92       0       0
Houston-Baytown-Sugar Land, TX             2759675 2461721    4489    1787  291678
Huntington-Ashland, WV-KY-OH                  4163    3773     215     175       0
Huntsville, AL                               40260   39213       0     219     828
Idaho Falls, ID                              49109   43606     478    5025       0
Indianapolis,* IN                           915519  832548   16626   11931   54414
Iowa City, IA                                78316   69644       0    1033    7639
Ithaca, NY                                   11055   10045     250       0     760
Jackson, MI                                  11512   11512       0       0       0
Jackson, MS                                 185793  177347       0     241    8205
Jackson, TN                                  34448   33943       0     505       0
Jacksonville,* FL                          1042746  944191    2479     620   95456
Jacksonville, NC                             56529   51027       0       0    5502
Janesville, WI                               33736   27200    1991    1463    3082
Jefferson City, MO                           17523   16661     310     552       0
Johnson City, TN                             61707   55783      29     847    5048
Johnstown, PA                                 2663    2663       0       0       0
Jonesboro, AR                                30299   27961       0     150    2188
Joplin, MO                                   10585   10585       0       0       0
Kalamazoo-Portage, MI                        74156   69290     535    3931     400
Kankakee-Bradley,* IL                        41643   38101    1530    1132     880
Kansas City,* MO-KS                         845516  802279   18685   18571    5981
Kennewick-Richland-Pasco, WA                145589  138049    1835    1035    4670
Killeen-Temple-Fort Hood, TX                128473  104930    6493    5850   11200
Kingsport-Bristol-Bristol, TN-VA             39629   37858     202       0    1569
Kingston, NY                                 22963   20947     846     270     900
Knoxville, TN                               233310  219258     975     368   12709
Kokomo, IN                                   19605   18492     813       0     300
La Crosse, WI-MN                             28693   27684    1009       0       0
Lafayette, IN                                80359   72880     250       0    7229
Lafayette, LA                                76418   74740       0       0    1678
Lake Charles, LA                             47619   43015     372     154    4078
Lakeland,* FL                               278519  276135     769    1401     214
Lancaster, PA                               125235  118068       0    2492    4675
Lansing-East Lansing, MI                    107250  101741     715       0    4794
Laredo,* TX                                  71583   61916     298     632    8737
Las Cruces,* NM                             112278  101678     250     145   10205
Las Vegas-Paradise,* NV                    2036968 1848283    1401   83620  103664
Lawrence, KS                                 28298   25062    3236       0       0
Lawton, OK                                    8177    7977       0       0     200
Lebanon, PA                                  30566   30316     250       0       0
Lewiston, ID-WA                               3316    2930     386       0       0
Lewiston-Auburn, ME                          24246   24246       0       0       0
Lexington-Fayette, KY                       246047  235285     300    3580    6882
Lima, OH                                      8812    8280     232     300       0
Lincoln, NE                                 122361  112627    2109     250    7375
Little Rock-North Little Rock, AR           282142  234918     413     354   46457
Logan, UT-ID                                 69849   49208     555    3608   16478
Longview, TX                                 15764   15764       0       0       0
Longview, WA                                 22941   22853      88       0       0
Los Angeles-Long Beach-Santa Ana,*
  CA                                       2395315 1720337   31931   32937  610110
Louisville, KY-IN                           459770  435277    1577    3502   19414
Lubbock, TX                                 113098   69933   16656    1927   24582
Lynchburg, VA                                87164   84068     106     646    2344
Macon, GA                                    51075   48097     774       0    2204
Madera,* CA                                  91425   86271    1707    3447       0
Madison,* WI                                308157  245593   13425   14494   34645
Manchester-Nashua, NH                       123637   90196    4426    1541   27474
Mansfield,* OH                               23704   20005    1338    2361       0
McAllen-Edinburg-Pharr,* TX                 214709  188490    4103   12923    9193
Medford,* OR                                128026  119480     926    5908    1712
Memphis, TN-MS-AR                           545241  523865       0     857   20519
Merced, CA                                  144074  141077       0       0    2997
Miami-Fort Lauderdale-Miami Beach,
  FL                                       2299208 1752494   13182   19545  513987
Michigan City-La Porte, IN                   18983   18683       0     300       0
Midland,* TX                                 15911   15911       0       0       0
Milwaukee-Waukesha-West Allis,* WI          442489  349085   15705    9288   68411
Minneapolis-St. Paul-Bloomington,*
  MN-WI                                    1646396 1410004   17922   31114  187356
Missoula,* MT                                11591    8598     933       0    2060
Mobile, AL                                  105957   88550     299     868   16240
Modesto, CA                                 270218  263447    1420     217    5134
Monroe, LA                                   18610   16497    1567       0     546
Monroe,* MI                                  62235   61290     226       0     719
Montgomery, AL                               97770   87499    9058       0    1213
Morgantown, WV                                 845     545       0       0     300
Morristown, TN                               38222   30865     160       0    7197
Mount Vernon-Anacortes, WA                   58347   55329    1911     420     687
Muncie, IN                                   20752   15521     106       0    5125
Muskegon-Norton Shores,* MI                  40061   36588    1562     200    1711
Myrtle Beach-Conway-North Myrtle Beach,
  SC                                        301061  217905    1080    2290   79786
Napa,* CA                                    83915   83688     227       0       0
Naples-Marco Island,* FL                    658140  401766   10080   67657  178637
Nashville-Davidson--Murfreesboro,*
  TN                                        945860  861859    9729    3337   70935
New Haven-Milford,* CT                       98639   89521     310      63    8745
New Orleans-Metairie-Kenner,* LA            391918  357392    8600    1568   24358
New York-Northern New Jersey-Long Island,*
  NY-NJ-PA                                 2374805 1382034  284728  170976  537067
Niles-Benton Harbor, MI                      18049   18049       0       0       0
Norwich-New London,* CT                      63321   56163     293     797    6068
Ocala,* FL                                  236665  232495    3472     558     140
Ocean City,* NJ                             111168   63488   27849    5959   13872
Odessa,* TX                                  12700   12700       0       0       0
Ogden-Clearfield, UT                        278419  261767    2403   10454    3795
Oklahoma City,* OK                          534417  480840    3747    4850   44980
Olympia,* WA                                157011  148200    3223       0    5588
Omaha-Council Bluffs,* NE-IA                306482  290524    2284    1154   12520
Orlando,* FL                               1996721 1820047    9077   12601  154996
Oshkosh-Neenah, WI                           57511   51152     890     171    5298
Owensboro, KY                                17534   16845     241     448       0
Oxnard-Thousand Oaks-Ventura,* CA           224968  174574     819    8466   41109
Palm Bay-Melbourne-Titusville,* FL          574787  416421    2315    2921  153130
Panama City-Lynn Haven,* FL                 206911   74210     552    1251  130898
Parkersburg-Marietta, WV-OH                   6921    6847       0      74       0
Pascagoula,* MS                              46039   45969      70       0       0
Pensacola-Ferry Pass-Brent, FL              274717  236747    2385       0   35585
Peoria, IL                                   77904   65560    8503     651    3190
Philadelphia-Camden-Wilmington,*
  PA-NJ-DE-MD                               984294  845326    4900   10313  123755
Phoenix-Mesa-Scottsdale, AZ                3799242 3577740   15366   54192  151944
Pine Bluff, AR                                1567    1567       0       0       0
Pittsburgh, PA                              426291  393318    4372    9114   19487
Pittsfield, MA                                7134    6034       0    1100       0
Pocatello, ID                                14506   14506       0       0       0
Port St. Lucie-Fort Pierce,* FL             601772  549440    4054    9934   38344
Portland-South Portland-Biddeford,
  ME                                        228394  210671    3279    2797   11647
Portland-Vancouver-Beaverton,* OR-WA        959566  846737    7090   14051   91688
Poughkeepsie-Newburgh-Middletown,*
  NY                                        190097  175692     450    4711    9244
Prescott, AZ                                163980  159892    2977    1111       0
Providence-New Bedford-Fall River,
  RI-MA                                     234850  216536    2335    1166   14813
Provo-Orem, UT                              287507  245942    2763    8527   30275
Pueblo,* CO                                  63715   56492    1001       0    6222
Punta Gorda,* FL                            210472  144266    3363    7626   55217
Racine,* WI                                  68049   64420    1038       0    2591
Raleigh-Cary,* NC                           841580  747517    4897     998   88168
Rapid City, SD                               53873   44269     230    4971    4403
Reading, PA                                  60736   56971     328     187    3250
Redding,* CA                                 68922   65274       0       0    3648
Reno-Sparks,* NV                            345981  301574       0    5110   39297
Richmond,* VA                               505808  456815     783   11049   37161
Riverside-San Bernardino-Ontario,*
  CA                                       3589668 3340377    7725   33485  208081
Roanoke, VA                                 107181   84418     673     250   21840
Rochester, MN                               100016   99477     539       0       0
Rochester, NY                               141306  134549     560     375    5822
Rockford, IL                                 88270   83490    2828    1952       0
Rocky Mount, NC                              24790   23389    1401       0       0
Rome,* GA                                    33589   27674    3015       0    2900
Sacramento--Arden-Arcade--Roseville,*
  CA                                       1878157 1806107    6066    6403   59581
Saginaw-Saginaw Township North, MI           18722   18722       0       0       0
Salem,* OR                                  125103  116588    3090    3828    1597
Salinas, CA                                 131284  126337       0    3010    1937
Salisbury, MD                                33289   31235       0     824    1230
Salt Lake City,* UT                         476758  434656    3950   11522   26630
San Angelo, TX                               16228   16228       0       0       0
San Antonio, TX                             852066  731042    6989    2354  111681
San Diego-Carlsbad-San Marcos,* CA         1258991  941565   10106   49991  257329
San Francisco-Oakland-Fremont,* CA         1224496 1006461    8914   22058  187063
San Jose-Sunnyvale-Santa Clara,* CA         337923  257433    7658    7211   65621
San Luis Obispo-Paso Robles,* CA            153720  148579    1550    1905    1686
Sandusky, OH                                 13085   12085       0    1000       0
Santa Barbara-Santa Maria-Goleta,
  CA                                        122032   96213    1386   10631   13802
Santa Cruz-Watsonville,* CA                  64575   64575       0       0       0
Santa Fe,* NM                                29657   29657       0       0       0
Santa Rosa-Petaluma,* CA                    120812  108361    1047     578   10826
Sarasota-Bradenton-Venice,* FL              938353  743255    1439   28377  165282
Savannah, GA                                153268  142600     992       0    9676
Scranton--Wilkes-Barre, PA                   50721   46845       0    1953    1923
Seattle-Tacoma-Bellevue,* WA               1488526 1289647   31916   36511  130452
Sheboygan, WI                                33184   19197    1057   11440    1490
Sherman-Denison, TX                           9740    9650      90       0       0
Shreveport-Bossier City, LA                 120173  115096       0      94    4983
Sioux City, IA-NE-SD                         19486   17411     482     210    1383
Sioux Falls, SD                             104877   86984    1601    3948   12344
South Bend-Mishawaka, IN-MI                  61936   59336     200       0    2400
Spartanburg, SC                              87328   78634     220      99    8375
Spokane, WA                                 144053  117097    5746    3594   17616
Springfield, IL                              43916   35765    5723     502    1926
Springfield, MA                              69042   65089    2356     197    1400
Springfield, MO                             171012  157452    4230     873    8457
Springfield, OH                              16185   16185       0       0       0
St. Cloud, MN                                63789   61044       0       0    2745
St. George, UT                              161796  152075    2957     827    5937
St. Joseph, MO-KS                            11494    8119    2159       0    1216
St. Louis,* MO-IL                           961683  852942   18987    6084   83670
State College, PA                            34160   33011     528     621       0
Stockton,* CA                               544391  529291     200     944   13956
Sumter,* SC                                  29613   24806    1241    2810     756
Syracuse, NY                                 55865   53350    1502     263     750
Tallahassee, FL                             197132  133430    1148    1805   60749
Tampa-St. Petersburg-Clearwater,* FL       1646596 1417290   25532   13460  190314
Terre Haute, IN                              15167   14218       0     600     349
Texarkana, TX-Texarkana, AR                  11081   10285     796       0       0
Toledo, OH                                  152120  128800    2858    2233   18229
Topeka, KS                                   60322   60082       0       0     240
Trenton-Ewing,* NJ                           52828   33898     225     885   17820
Tucson, AZ                                  620671  609139    2393    1808    7331
Tulsa, OK                                   257259  251705    2676       0    2878
Tuscaloosa, AL                               63428   60845       0       0    2583
Tyler, TX                                    32583   30631       0     150    1802
Utica-Rome, NY                                8152    8152       0       0       0
Valdosta, GA                                 48262   47557     705       0       0
Vallejo-Fairfield,* CA                      180179  173977    3922       0    2280
Vero Beach,* FL                             190306  164778     513    4989   20026
Victoria, TX                                 13009    6237       0    6772       0
Vineland-Millville-Bridgeton,* NJ            16001   15993       8       0       0
Virginia Beach-Norfolk-Newport News,
  VA-NC                                     581003  503789    5127    5620   66467
Visalia-Porterville, CA                     138624  133871    1095    3411     247
Waco, TX                                     59063   51411    5936     380    1336
Warner Robins, GA                            81279   80779       0     167     333
Washington-Arlington-Alexandria,*
  DC-VA-MD-WV                              2038535 1702883     618    5993  329041
Waterloo-Cedar Falls, IA                     38699   34363     696     843    2797
Wausau, WI                                   42292   39576    1121     330    1265
Weirton-Steubenville, WV-OH                   3995    3995       0       0       0
Wenatchee, WA                                35290   34813     232     245       0
Wheeling, WV-OH                               1314    1314       0       0       0
Wichita Falls, TX                            19548   19548       0       0       0
Wichita, KS                                 145758  142765    2993       0       0
Williamsport, PA                              8604    8254     350       0       0
Wilmington,* NC                             429450  392002    6484    1567   29397
Winchester, VA-WV                            75652   70162       0       0    5490
Winston-Salem,* NC                          203731  178236     197    1087   24211
Worcester, MA                               209961  199506    2061    1645    6749
Yakima, WA                                   39402   34595    3276    1202     329
York-Hanover, PA                            119097  111290    3080     714    4013
Youngstown-Warren-Boardman, OH-PA            74228   69945    1922     899    1462
Yuba City-Marysville, CA                    161565  160543     275       0     747
Yuma, AZ                                    137545  137545       0       0       0
* - Metropolitan areas where all permit offices are
    requested to report monthly.