000   2009
               Contact your agent regarding possible premium discounts, options,
               and/or additional coverage that may be available.

 001   2007    Coverage under the Adjusted Gross Revenue (AGR) Crop Insurance Policy is
               provided only on an insurance year basis as defined in the AGR policy.
               However, because FCIC uses the term 'crop year' extensively throughout its
               system, that term will be used for the AGR policy for administrative purposes
               such as filing, accounting, and distribution of disaster relief benefits if
               provided by law.  This limited use of the term 'crop year' does not alter or
               displace the definition of insurance year contained in the AGR policy.

 00E   2007    The initial planting date is April 1 for any acreage upon which seed treatments
               recommended for the control of Pythium and Rhizoctonia are used.

 0A1   2003    For the purpose of section 9 (Replanting Payments) of the Small Grains Crop
               Provisions, a replanting payment will be calculated using the price
               election for the type of wheat that is replanted and insured.  For example, if
               damaged Durum wheat (type 015) acreage is replanted to another spring type
               (type 012), the price election for type 012 will be used to calculate any
               replanting payment that may be due.  A revised acreage report will be
               necessary to record the new type and price election for the replanted
               acreage, and to reflect the new premium amount.  However, if damaged winter
               wheat is replanted with a spring wheat type or durum wheat, and insurance
               continues based on the guarantee and the price election for the winter type,
               any replant payment will be based on the winter type.

               Only one price election percentage will be applicable for all wheat types
               insured under one wheat policy.  For example, if you elect a price election
               for Durum wheat equal to 80% of the established price, the price election
               applicable for other wheat types must also be 80% of the established price.

               In the event of loss or damage on a unit for which more than one price
               election is applicable, we will settle your claim by:
               (a)  Multiplying the insured acreage of each type by the production guarantee;
               (b)  Multiplying each result by the price election for the applicable type;
               (c)  Adding these dollar values;
               (d)  Multiplying the production to count of each type by the price election
                    for that type;
               (e)  Adding these dollar values;
               (f)  Subtracting the result of step (e) from the result of step (c); and,
               (g)   Multiplying the result by your share.

 0A2   2001    There is a one-year lag period in reporting production.  Production reports
               through the 1999 crop year are required for the 2001 crop year.

 0A3   2000    There is a one year lag period in reporting production.  Production reports
               through the 1998 crop year are required for the 2000 crop year.

 0A6   1997    Classification 001 is applicable to all non-irrigated producers.

 0AB   2008    Sugar beets planted before the filing of the application or reinstatement
               request must be inspected for the crop year and approved in writing by us after
               we determine that the unit is capable of producing at least 90% of the average
               yield.

 0AC   2008    Insurance will not attach on any acreage of spring planted tomatoes planted
               prior to January 15 without a crop inspection on or after that date showing
               there is no damage to the crops.  The results of the crop inspection will be
               placed in, and become part of the official file.

 0AD   2008    Insurance will not attach to any acreage of plant cane planted to sugarcane
               varieties CP65-357 and NCo310.

 0AE   2000    Adequate Stand/Minimum Required for living plants per square foot after
               the year of establishment: Type Alfalfa/Practice Irrigated - Adequate
               stand (Alfalfa plants per square foot): 9.0 the first year; 6.0 the
               second year; 4.5 the third through fifth years.
               Type Alfalfa Grass Mixture/Practice Irrigated - Adequate stand (Alfalfa
               plants per square foot): 3.8 the first year; 2.5 the second year; 1.9 the
               third through the seventh years.
               Type Alfalfa/Practice Non-Irrigated - Adequate stand (Alfalfa plants per
               square foot): 7.5 the first year; 5.0 the second year; 3.8 the third year.
               Type Alfalfa Grass Mixture/Practice Non-Irrigated - Adequate stand (Alfalfa
               plants per square foot): 3.2 the first year; 2.1 the second year; 1.6 the
               third through the fifth years.

 0AF   2000    Any acreage of an irrigated practice alfalfa type with an adequate stand
               will only be insurable as an alfalfa type for the first year through the
               fifth year after year of establishment.  Any acreage of an irrigated
               practice alfalfa grass mixture type with an adequate stand will only be
               insurable as an alfalfa grass mixture type for the first year through the
               seventh year after year of establishment.  Any acreage of a non-irrigated
               practice alfalfa type with an adequate stand will only be insurable as an
               alfalfa type for the first year through the third year after year of
               establishment. Any acreage of a non-irrigated practice alfalfa grass
               mixture with an adequate stand will only be insurable as an alfalfa grass
               mixture type for the first year through the fifth year after year of
               establishment. Any acreage of a non-irrigated practice grass alfalfa
               mixture with an adequate stand will only be insurable as a grass alfalfa
               type for the second and succeeding crop years after the year of
               establishment.

 0AG   2000    Adequate Stand/Minimum Required for living plants per square foot after
               the year of establishment: Type Alfalfa - Adequate stand (Alfalfa plants
               per square foot): 9.0 the first year; 6.0 the second year; 4.5 the third
               through fifth years. Type Alfalfa Grass Mixture - Adequate stand
               (Alfalfa plants per square foot): 3.8 the first year; 2.5 the second
               year; 1.9 the third through the seventh years.

 0AH   2000    ADEQUATE STAND/MINIMUM REQUIRED for living plants per square foot after the
               year of establishment:
               Type Alfalfa/Practice Irrigated - Adequate stand (Alfalfa plants per square
               foot):6.0 the first year; 4.0 the second year; 3.0 the third through fifth
               years.
               Type Alfalfa Grass Mixture/Practice Irrigated - Adequate stand (Alfalfa plants
               per square foot): 2.5 the first year; 1.7 the second year; 1.2 the third
               through the seventh years.
               Type Alfalfa/Practice Non-Irrigated - Adequate stand (Alfalfa plants per square
               foot): 4.8 the first year; 3.2 the second year; 2.4 the third year.
               Type Alfalfa Grass Mixture/Practice Non-Irrigated - Adequate stand (Alfalfa
               plants per square foot): 2.0 the first year; 1.3 the second year; 1.0 the third
               through the fifth years.
               Type Grass Alfalfa Mixture/Practice Non-Irrigated -  Adequate stand must equal
               at least 0.2 Alfalfa plants per square foot. Insurance does not attach until at
               least the second year after the year of establishment.

 0AI   2008    * Peach varieties with a chilling hour requirement of 600 hours or less
               are uninsurable in South Carolina.

 0AJ   2000    **** A mixed stand of alfalfa and grass in which alfalfa comprises more than
               5 percent of the ground cover for acreage insured under the Winter Coverage
               Endorsement.

 0AK   2000    **** A mixed stand of alfalfa and grass in which alfalfa comprises more than
               5 percent of ground cover for acreage NOT insured under the Winter Coverage
               Endorsement.

 0AL   2000    ADEQUATE STAND/MINIMUM REQUIRED for living plants per square foot after
               the year of establishment:
               Type Alfalfa - Adequate stand (Alfalfa plants per square foot): 4.8 the
               first year; 3.2 the second year; 2.4 the third year through the fifth
               years.
               Type Alfalfa Grass Mixture - Adequate stand (Alfalfa plants per square
               foot): 2.0 the first year; 1.3 the second year; 1.0 the third through the
               fifth years.
               Type Grass Alfalfa Mixture -  Adequate stand must equal at least 0.2
               Alfalfa plants per square foot. Insurance does not attach until at least
               the second year after the year of establishment.

 0AM   2000    Any acreage of an alfalfa type will only be insurable as an alfalfa
               type for the first year through the third year after year of
               establishment.  Any acreage of alfalfa grass mixture type with an
               adequate stand will only be insurable as an alfalfa grass mixture
               type for the first year through the fifth year after year of
               establishment.  Any acreage of alfalfa mixture type with an adequate
               stand will only be insurable as a grass alfalfa type for the second
               and succeeding crop years after year of establishment.

 0AO   2002    The end of insurance date for this county crop program is 2/10.

 0AP   2002    The end of insurance date for this county crop program is 6/5.

 0AQ   2003    Acreage insured under the Winter Coverage Endorsement Option A or Option B
               will have a final planting date of 10/31.  Options A and B are not
               applicable to winter wheat acreage initially planted after 10/31.
               Acreage insured under Winter Coverage Endorsement Option A or Option B will
               have an acreage reporting date of 11/15.

 0AT   2003    In lieu of the cancellation, termination and contract change dates in
               the Small Grains Crop Provisions, the cancellation date is September 30,
               the termination date is November 30 and the contract change date
               is June 30.

 0AU   2003    In lieu of the cancellation, termination and contract change dates in the
               Small Grains Crop Provisions, the cancellation date is October 31,
               the termination date is November 30 and the contract change date is
               June 30.

 0AV   2002    **** Includes winter wheat dormant seeded between November 16 and February
               15. Lack of vernalization, for any reason, will be an uninsurable cause of
               loss. No replanting payment will be paid if the dormant seeded winter wheat
               must be replanted.

 0AW   2008    In accordance with section 3(b) of the Basic Provisions, you may change your
               coverage level or price election for the following crop year by giving written
               notice to us not later than the sales closing date.  In counties with separate
               sales closing dates by planting period, you may change your coverage level or
               price election only until the sales closing date for the first planting period
               of the crop year in which you have planted insurable sugar beet acreage.

 0AX   2003    ****Includes insured winter wheat acreage subsequently reseeded to
               spring wheat or durum.

 0AY   2008    As provided by the terms and conditions of the sugar beet policy, insurance
               will not attach on acreage the year following discovery of rhizomania unless
               planted to a rhizomania resistant variety approved by the contracting sugar
               beet company.  When acreage is identified as rhizomania infested during any
               insurance covered period, the production guarantee will be determined at the
               stage percentile as it is described in the sugar beet policy when the discovery
               was made.  If the acreage is not planted to an approved resistant variety,
               insurance coverage will not become available until agreed by written agreement
               from the Federal Crop Insurance Corporation.

 0AZ   2008    "In lieu of Section 7(a)(1) of the Texas Citrus Tree Crop Provisions that
                specifies that an insured must have an ownership share, an insured who
                has a lease with the owner of the citrus grove that requires him or her
                to maintain the citrus grove using accepted grove management practices
                will qualify for coverage under that policy.  The lease agreement must
                clearly state the tenant is entitled to his or her insured share of
                any indemnities under the Texas Citrus Tree Crop Provisions.  A copy
                of the lease must be on file with the insuring company at the time
                insurance attaches."

 0BA   2008    Rotation requirements: Insurance will not attach to any new mint
               acreage on which mint has been grown in any of the two (2) preceding
               crop years.

 0BB   2008    Age limitation: Insurance will not attach to any acreage of peppermint
               the sixth and succeeding crop years after the crop year of planting.

 0BC   2008    Crop provisions adequate stand eligibility/Minimum required: Insurance
               will not attach to any acreage with less than 1.0 living mint plant per square
               foot for all types and practices.

 0BD   2008    Winter coverage option adequate stand eligibility/Minimum required:
               For established stands, 75 percent or more of ground cover is mint.

 0BE   2008    Winter Coverage Option Loss Adjustment Stand Standard:
               Acreage with less than 1.0 living mint plant per square foot
               for all types and practices at the end of the winter coverage
               insurance period may be eligible for a payment.

 0BF   2008    Age limitation: Insurance will not attach to any acreage of peppermint
               the fourth and succeeding crop years after the crop year of planting.

 0BG   2008    Winter coverage option loss adjustment adequate stand standard:
               Acreage with less than 1.5 living mint plants per square foot for all
               types and practices at the end of the winter coverage insurance period
               may be eligible for a payment.

 0BH   2008    Any acreage in this county designated as unrated on the FCI-33 CROP INSURANCE
               ACTUARIAL MAP will not be insurable.

 0BI   2008    Rotation requirements: Insurance will not attach to any new mint acreage
               on which mint has been grown in any of the four (4) preceding crop years.

 0BJ   2008    Age limitation: Insurance will not attach to any mint acreage of
               peppermint or scotch spearmint the fourth and succeeding crop years
               after the crop year of planting, or for native spearmint the ninth and
               succeeding crop years after the crop year of planting.

 0BK   2008    Crop provisions adequate stand eligibility/Minimum required:
               Insurance will not attach to any acreage with less than 1.5 living mint
               plants per square foot for all types and practices.

 0BL   2004    Rate Class A01 applies to all Cultivated Wild Rice acreage in this county.

 0BM   2008    In lieu of Section 5 of the crop provisions the cancellation date for
               California and Minnesota is September 30 and the termination date for
               California and Minnesota is November 30.

 0BN   2007    NON-CONVENTIONAL:  "Planted in a two step operation in which the seed
               is first broadcast by any method onto the surface of a seedbed which
               has been properly prepared for the planting method and production
               practice and is subsequently incorporated into the soil at the proper
               depth in a timely manner.

 0BO   2000    Alfalfa Type (051) Spring Seeded (Irr) Practice (092): Normal stand
               is 12.0 Alfalfa plants per square foot in pure stand of alfalfa or stand
               of alfalfa and grass in which 60 percent or more of the ground cover
               is alfalfa. Alfalfa Grass Mixture Type (052) Spring Seeded (Irr) Practice
               (092): Normal stand 5.0 Alfalfa plants per square foot in a mixed stand
               of alfalfa and grass in which alfalfa comprises more than 25 percent
               but less than 60 percent of the ground cover.  Alfalfa Type (051)
               Spring Seeded (Non-Irr) Practice (093): Normal stand is 10.0 Alfalfa
               plants per square foot in pure stand of alfalfa or a stand of alfalfa
               and grass in which 60 percent or more of the ground cover is alfalfa.
               Alfalfa Grass Mixture (052) Spring Seeded (Non-Irr) Practice (093):
               Normal stand 4.5 alfalfa plants per square foot in a mixed stand of
               alfalfa and grass in which alfalfa comprises more than 25 percent but
               less than 60 percent of the ground cover.

 0BP   2000    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the
               number of pounds remaining after any reduction due to excessive moisture
               (in accordance with the applicable crop provisions) to determine
               the net production to count.  Any grain which, due to insurable causes, has
               zero market value (net zero market value after consideration of additional
               costs to deliver damaged grain to a market of reasonable distance outside
               your local marketing area) will not be considered production to count if
               the production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in section 3.

               1  Canola will be discounted for excessive kernel damage (excluding heat
               damage) as follows:

               Kernel Damage %     DF   Kernel Damage %      DF   Kernel Damage %     DF
                  20 and above    None     23.01-24         .588     27.01-28        .775
                  20.01-21        .448     24.01-25         .635     28.01-29        .821
                  21.01-22        .495     25.01-26         .681     29.01-30        .868
                  22.01-23        .542     26.01-27         .728     Above 30 - See
               Section 3

               2  Canola will be discounted for musty odor, sour odor, and commercially
               objectionable foreign odor (COFO) as follows:

                  Musty Odor = .037        Sour Odor = .037        COFO = .065

               3  Canola with (A) a kernel damage percentage above 30 percent; or
               (B) the presence of substances or conditions identified by the Food
               and Drug Administration or other public health organizations of the
               United States as injurious to human or animal health; may be allowed
               a discount factor. To determine the discount factor, the reduction in
               value (RIV)due to all covered quality deficiencies will be determined
               and that value will then be divided by the local market price*.
               Discount factors included in sections 1 through 2 will not be used if
               production qualifies for adjustment under this section 3.




 0BQ   2000    A  The RIV specified in section 3 will be limited to amounts that are
               usual, customary, and reasonable. If the RIV can be decreased by
               conditioning the production, the RIV after conditioning may be
               increased by the cost of conditioning, provided that the resulting RIV
               does not exceed the RIV before conditioning. No RIV will be accepted if
               it is due to (1) moisture content; (2) damage due to uninsured causes;
               or (3) drying, handling, processing, or any other costs associated with
               normal harvesting, handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you normally
               market the crop, to the extent feasible. If the RIV for a buyer located
               outside your local market area is less than the RIV in your local market
               area, then the RIV may be increased by the additional costs required to
               deliver the production to the buyer, provided that the resulting RIV
               does not exceed the RIV in your local market area. If the damaged
               production has been sold, the Discount Factor will be based upon the
               RIV's applied by the buyer unless it is determined that such RIV's are
               not usual, customary, and reasonable.

               C   For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such
               production in a manner which establishes a value. In such cases, the
               value we agree to will be utilized in accordance with our approved
               procedures to determine the RIV for quality adjustment purposes
               according to section 3 herein.
               Only production qualifying under the terms of this section 3
               (a pre-established discount factor for at least one quality deficiency
               is not contained in the discount factor charts above) may be adjusted
               in this manner.  Notwithstanding the first two sentences of this
               paragraph C, claims involving production containing levels of substances
               or having conditions that are injurious to human or animal health in
               excess of the maximum amounts allowed by the Food and Drug Administration,
               other public health organizations of the United States or agency of the
               applicable State may not be settled until such production is sold, used,
               or destroyed.  The value used to determine the RIV for such production
               will be the amount received for the production, or, if the production
               is used, the value you offer and we agree to.

               D  The RIV's will be determined on the earlier of the date such
               quality-adjusted production is sold or the date of final inspection
               for the unit.

               *  The "Local Market Price" as defined in the applicable crop
               provisions.

 0BR   2007    Rate Map Area 001 applies to all irrigated acreage.

 0BS   2007    Frost or freeze is not an insurable cause of loss after October 7.

 0BT   2004    In lieu of the provisions in Section 13 (f)(1)(vi) and (2)(vii):
               fifteen (15) percent of all cull production will be considered production
               to count under Fresh Fruit Options A and B.

 0BU   2004    Subparagraph 11(d) (3) (ii) of the Small Grains Crop Provisions does not
               apply.  In lieu of the provisions in paragraph 11(d) (4) of the Small
               Grains Crop Provisions, oat production that has a musty, sour, or
               commercially objectionable foreign odor (except smut or garlic odor) or
               that is otherwise eligible for quality adjustment, as specified in
               paragraphs 11(d) (2) and (3) of such provisions, will be reduced as
               follows:


 0BV   2000    A  The RIV specified in section 4 will be limited to amounts that are
               usual, customary, and reasonable. If the RIV can be decreased by
               conditioning the production, the RIV after conditioning may be
               increased by the cost of conditioning, provided that the resulting RIV
               does not exceed the RIV before conditioning. No RIV will be accepted if
               it is due to (1) moisture content; (2) damage due to uninsured causes;
               or (3) drying, handling, processing, or any other costs associated with
               normal harvesting, handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you normally
               market the crop, to the extent feasible. If the RIV for a buyer located
               outside your local market area is less than the RIV in your local market
               area, then the RIV may be increased by the additional costs required to
               deliver the production to the buyer, provided that the resulting RIV
               does not exceed the RIV in your local market area. If the damaged
               production has been sold, the Discount Factor will be based upon the
               RIV's applied by the buyer unless it is determined that such RIV's are
               not usual, customary, and reasonable.

               C   For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such
               production in a manner which establishes a value.  In such cases, the
               value we agree to will be utilized in accordance with our approved
               procedures to determine the RIV for quality adjustment purposes according
               to section 4 herein. Only production qualifying under the terms of this
               section 4 (a pre-established discount factor for at least one quality
               deficiency is not contained in the discount factor charts above) may be
               adjusted in this manner. Notwithstanding the first two sentences of this
               paragraph C, claims involving production containing levels of substances
               or having conditions that are injurious to human or animal health in
               excess of the maximum amounts allowed by the Food and Drug Administration,
               other public health organizations of the United States or agency of the
               applicable State may not be settled until such production is sold, used,
               or destroyed.  The value used to determine the RIV for such production
               will be the amount received for production, or, if the production is used,
               the value you offer and we agree to.

               D  The RIV will be determined on the earlier of the date such
               quality-adjusted production is sold or the date of final inspection
               for the unit.

               *  The "Local Market Price" as defined in the applicable crop provisions.

 0BW   2000    Subparagraph 11 (d) (3) (ii) of the Small Grains Crop Provisions does not
               apply. In lieu of the provisions in paragraph 11(d) (4) of the Small Grains
               Crop Provisions, rye production that has a musty, sour, or commercially
               objectionable foreign odor (except smut or garlic odor) or that is
               otherwise eligible for quality adjustment, as specified in paragraphs 11
               (d) (2) and (3) of such provisions, will be reduced as follows:

               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the applicable
               Discount Factors (DF) below (expressed as three-place decimals). No other
               quality factors will be considered in determining production to count. The
               QA Factor (not less than zero) will be multiplied by the number of bushels
               remaining after any reduction due to excessive moisture (in accordance with
               the applicable crop provisions) to determine the net production to
               count. Any grain which, due to insurable causes, has zero market value (net
               zero market value after consideration of additional costs to deliver
               damaged grain to a market of reasonable distance outside your local
               marketing area) will not be considered production to count if the
               production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in section 6.


               1  Rye will be discounted for low test weight as follows:

               Test Weight Pounds  DF
                  52 and above    None
                  51-51.99        .029
                  50-50.99        .042
                  49-49.99        .054
                  Below 49 - See Section 6

               2  Rye will be discounted for excessive kernel damage (excluding heat
               damage) as follows:

                  Kernel Damage %  DF   Kernel Damage %   DF   Kernel Damage %    DF
                    7 and below   None    16.01-17       .310    26.01-27        .477
                    7.01-8        .100    17.01-18       .326    27.01-28        .494
                    8.01-9        .126    18.01-19       .343    28.01-29        .510
                    9.01-10       .151    19.01-20       .360    29.01-30        .527
                   10.01-11       .176    20.01-21       .377    30.01-31        .544
                   11.01-12       .201    21.01-22       .393    31.01-32        .561
                   12.01-13       .226    22.01-23       .410    32.01-33        .577
                   13.01-14       .251    23.01-24       .427    33.01-34        .594
                   14.01-15       .276    24.01-25       .444    34.01-35        .611
                   15.01-16       .293    25.01-26       .460 Above 35 - See Section 6

               3  Rye will be discounted for percent Ergot as follows:

                   Ergot Percent     DF   Ergot Percent   DF    Ergot Percent    DF
                    0.30 and below  None   0.81-0.90     .050    1.41-1.50      .100
                    0.31-0.40       .008   0.91-1.00     .059    1.51-1.60      .109
                    0.41-0.50       .017   1.01-1.10     .067    1.61-1.70      .117
                    0.51-0.60       .025   1.11-1.20     .075    1.71-1.80      .126
                    0.61-0.70       .033   1.21-1.30     .084    1.81-1.90      .134
                    0.71-0.80       .042   1.31-1.40     .092    1.91-2.00      .142
                                                            Above 2.00 - See Section 6

 0BX   2000    4  Rye will be discounted for percent thin rye as follows:

                    Thin Rye %     DF   Thin Rye %    DF    Thin Rye %      DF
                     25 and below None   49.01-50    .176    75.01-76      .285
                     25.01-26     .075   50.01-51    .180    76.01-77      .289
                     26.01-27     .079   51.01-52    .184    77.01-78      .293
                     27.01-28     .084   52.01-53    .188    78.01-79      .297
                     28.01-29     .088   53.01-54    .192    79.01-80      .301
                     29.01-30     .092   54.01-55    .197    80.01-81      .305
                     30.01-31     .096   55.01-56    .201    81.01-82      .310
                     31.01-32     .100   56.01-57    .205    82.01-83      .314
                     32.01-33     .105   57.01-58    .209    83.01-84      .318
                     33.01-34     .109   58.01-59    .213    84.01-85      .322
                     34.01-35     .113   59.01-60    .218    85.01-86      .326
                     35.01-36     .117   60.01-61    .222    86.01-87      .331
                     36.01-37     .121   61.01-62    .226    87.01-88      .335
                     37.01-38     .126   62.01-63    .230    88.01-89      .339
                     38.01-39     .130   63.01-64    .234    89.01-90      .343
                     39.01-40     .134   64.01-65    .238    90.01-91      .347
                     40.01-41     .138   65.01-66    .243    91.01-92      .351
                     41.01-42     .142   66.01-67    .247    92.01-93      .356
                     42.01-43     .146   67.01-68    .251    93.01-94      .360
                     43.01-44     .151   68.01-69    .255    94.01-95      .364
                     44.01-45     .155   69.01-70    .259    95.01-96      .368
                     45.01-46     .159   70.01-71    .264    96.01-97      .372
                     46.01-47     .163   71.01-72    .268    97.01-98      .377
                     47.01-48     .167   72.01-73    .272    98.01-99      .381
                     48.01-49     .172   73.01-74    .276    99.01-100     .385
                                         74.01-75    .280

               5  Rye will be discounted for a garlicky or smutty grade as follows:

                     Garlicky =  .021      Smutty =  .042

               6  Rye with (A) a test weight below 49 pounds per bushel; (B) a kernel
               damage percentage above 35 percent; (C) an ergot percentage above 2
               percent; (D) a musty, sour, or commercially objectionable foreign
               odor (except smut or garlic odor); or (E) the presence of substances
               or conditions identified by the Food and Drug Administration or other
               public health organizations of the United States as injurious to human
               or animal health; may be allowed a discount factor. To determine the
               discount factor, the reduction in value (RIV) due to all covered
               quality deficiencies will be determined and that value will then be
               divided by the local market price*.  Discount factors included in
               sections 1 through 5 will not be used if production qualifies for
               adjustment under this section 6.

               A  The RIV specified in section 6 will be limited to amounts that are
               usual, customary, and reasonable.  If the RIV can be decreased by con-
               ditioning the production, the RIV after conditioning may be increased
               by the cost of conditioning, provided that the resulting RIV does not
               exceed the RIV before conditioning.  No RIV will be accepted if it is due
               to (1) moisture content; (2) damage due to uninsured causes; or, (3)
               drying, handling, processing, or any other costs associated with normal
               harvesting, handling, and marketing of the production.

 0BZ   2000    B  RIV's used will be those in the local market area in which you normally
               market the crop, to the extent feasible. If the RIV for a buyer
               located outside your local market area is less than the RIV in your
               local market area, then the RIV may be increased by the additional
               costs required to deliver the production to the buyer, provided that
               the resulting RIV does not exceed the RIV in your local market area.
               If the damaged production has been sold, the Discount Factor will be
               based upon the RIV's applied by the buyer unless it is determined
               that such RIV's are not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such
               production in a manner which establishes a value.  In such cases, the
               value we agree to will be utilized in accordance with our approved
               procedures to determine the RIV for quality adjustment purposes according
               to section 6 herein.  Only production qualifying under the terms of this
               section 6 (a pre-established discount factor for at least one quality
               deficiency is not contained in the discount factor charts above) may be
               adjusted in this manner.  Nothwithstanding the first two sentences of this
               paragraph C, claims involving production containing levels of substances
               or having conditions that are injurious to human or animal health in
               excess of the maximum amounts allowed by the Food and Drug Administration,
               other public health organizations of the United States or agency of the
               appliciable State may not be settled until such production is sold, used,
               or destroyed.  The value used to determine the RIV for such production
               will be the amount received for the production, or, if the production
               is used, the value you offer and we agree to.

               D  The RIV will be determined on the earlier of the date such
               quality-adjusted production is sold or the date of final inspection
               for the unit.

               *  The "Local Market Price" as defined in the applicable crop provisions.

 0C0   2007    Rate map area AAA is applicable to all irrigated acreage.

 0C2   2004    In accordance with Section 13 (f) (1) (vi) and (2) (vii) of
               the Apple Crop Insurance Provisions: Fifteen (15) percent of all cull
               production will be considered production to count for Rate Class Option
               Codes FE and FB, and zero (0) percent of all cull production will be
               considered production to count for Rate Class Option Codes FD and FG.
               The standard thirty (30) percent add-back shall be applicable to
               producers who elect either of the Quality Options (Rate Class Option
               Codes FA and FC respectively), but who do not specifically select
               an alternative add-back percentage.


 0CA   2006    Varieties must be a variety of fresh market snap bean adapted to the county.

 0CB   2002    Producers can continuous crop snap beans, two (2) crops in a crop year,
               provided the land is allowed to lay fallow or rotated with a nonleguminous
               crop.

 0CC   2004    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $9.00 per bushel.

 0CD   2004    Allowable cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to exceed $6.00
               per bushel.

 0CE   2004    In accordance with Section 13 (f)(2)(vii): Fifteen (15) percent
               of all cull production will be considered production to count for
               Rate Class Option Codes FB, and zero (0) percent of all cull production
               will be considered production to count for Rate Class Option Codes FD.
               The standard 30 (thirty) percent add-back shall be applicable to producers who
               elect the Quality Options (Rate Class Option Codes FC), but who do not
               specifically select an alternative add-back percentage.

 0CF   2000    "In accordance with Section 13 (f)(2)(vii)): Fifteen (15) percent of
               all cull production will be considered production to count for Rate
               Class Option Codes FB. The standard 30 (thirty) percent add-back shall
               be applicable to producers who elect the Quality Options (Rate Class
               Option Codes FC), but who do not specifically select an alternative
               add-back percentage."

 0CJ   2008    "In determining production to count for quality adjustment purposes,
               the price election plus the allowable cost will be used to determine
               the applicable average FOB shipping point price according to the Peach Crop
               Insurance Provisions.

               Allowable cost for fresh peaches for determining actual price per
               bushel will be $5.00 per bushel. Allowable cost for processing
               peaches for determining actual price per bushel will be $1.75
               per bushel."

 0CK   2009    Any acreage in this county without a rate or designated as uninsurable or
               unclassified on the FCI-33 CROP INSURANCE ACTUARIAL MAP will be insurable
               only by written agreement, unless such acreage is classified by an FCI-33
               CROP INSURANCE ACTUARIAL SUPPLEMENT.

               Contact your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 0CL   2007    Any acreage in this county with a high rate area designation on the
               FCI-33 CROP INSURANCE ACTUARIAL MAP/FCI-33 CROP INSURANCE ACTUARIAL
               SUPPLEMENT will have a rate derived from the actuarial table based on
               the applicable APH yield and adjusted by the factor in the "HIGH RISK
               MAP AREA ADJUSTMENT FACTOR" table.

               Contact your crop insurance agent by the sales closing date to
               determine eligibility requirements.



 0CM   2007    "In lieu of section 7(a), of the Rice Crop Provisions, rice
               planted on acreage which was planted to rice the preceding
               crop year is insurable.

               Superseding the provisions contained in section 12(d)(2),
               rice acreage which has been seeded to rice the two preceding crop
               years will not be eligible for quality adjustment due to red rice
               the third and subsequent crop years."

 0CN   2003    Subparagraph 11(d) (3) (ii) of the Small Grains Crop Provisions does not
               apply. In lieu of the provisions in paragraph 11(d) (4) of the Small Grains
               Crop Provisions, wheat production that has a musty, sour, or commercially
               objectionable foreign odor (except smut or garlic odor) or that is
               otherwise eligible for quality adjustment, as specified in paragraphs 11(d) (2)
               and (3) of such provisions, will be reduced as follows:


 0CO   2000    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the applicable
               Discount Factors (DF) below (expressed as three-place decimals). No other
               quality factors will be considered in determining production to count. The
               QA Factor (not less than zero) will be multiplied by the number of bushels
               remaining after any reduction due to excessive moisture (in accordance with
               the applicable crop provisions) to determine the net production to count.
               Any grain which, due to insurable causes, has zero market value (net zero
               market value after consideration of additional costs to deliver damaged
               grain to a market of reasonable distance outside your local marketing
               area) will not be considered production to count if the production is
               destroyed.  Production that is not destroyed in a manner acceptable to us
               will be adjusted in accordance with the rules below for the respective types
               and levels of damage.  Additional costs to deliver grain outside your local
               market will be allowed only for types and levels of damage included in
               section 5.

               1  Soft Red Winter wheat will be discounted for low test weight as follows:

               Test Weight Pounds  DF    Test Weight Pounds  DF
                  54 and above    None       45-45.99       .254
                    53-53.99      .102       44-44.99       .262
                    52-52.99      .130       Below 44 - See Section 5
                    51-51.99      .158
                    50-50.99      .181
                    49-49.99      .205
                    48-48.99      .228
                    47-47.99      .237
                    46-46.99      .245

               2  Wheat (all classes except Soft Red Winter) will be discounted for low
               test weight as follows:

               Test Weight Pounds  DF    Test Weight Pounds  DF
                  54 and above    None       45-45.99       .090
                    53-53.99*     .035       44-44.99       .097
                    52-52.99      .041       Below 44 - See Section 5
                    51-51.99      .048
                    50-50.99      .056
                    49-49.99      .062
                    48-48.99      .069
                    47-47.99      .076
                    46-46.99      .083

               * Not applicable to Hard Red Spring wheat and White Club wheat.

               3   Wheat (all classes) will be discounted for excessive defects (excluding
               foreign material and heat damage) as follows:

                       Defects %       DF        Defects %     DF      Defects %    DF
                     10 and below    None       18.01-19      .084     27.01-28    .133
                       10.01-11**    .044       19.01-20      .089     28.01-29    .138
                       11.01-12**    .049       20.01-21      .095     29.01-30    .144
                       12.01-13      .053       21.01-22      .100     30.01-31    .152
                       13.01-14      .058       22.01-23      .106     31.01-32    .160
                       14.01-15      .062       23.01-24      .111     32.01-33    .168
                       15.01-16      .067       24.01-25      .116     33.01-34    .176
                       16.01-17      .073       25.01-26      .122     34.01-35    .185
                       17.01-18      .078       26.01-27      .127 Above 35 -See Section 5

               ** Applicable only to kernel damage (excluding heat damage)

 0CP   2000    4  Wheat (all classes) will be discounted for a light smutty or smutty
                  grade as follows:
                                        Light smutty = .022   Smutty =  .043

               5  Wheat with (A) a test weight below 44 pounds per bushel; (B) a defects
               *** percentage above 35 percent; (C) a garlicky or ergoty grade; (D) a
               musty, sour, or commercially objectionable foreign odor (except smut odor);
               or (E) the presence of substances or conditions identified by the
               Food and Drug Administration or other public health organizations of the
               United States as injurious to human or animal health; may be allowed a
               discount factor. To determine the discount factor, the reduction in
               value (RIV) due to all covered quality deficiencies will be determined
               and that value will then be divided by the local market price*.
               Discount factors included in sections 1 through 4 will not be used if
               production qualifies for adjustment under this section 5.

               *** For quality adjustment purposes, defects (excluding foreign material
               and heat damage) consist of kernel damage and shrunken and broken kernels.
               In no event will a Discount Factor be allowed for kernel damage (excluding
               heat damage) and/or shrunken and broken kernels, in addition to defects.

               A  The RIV specified in section 5 will be limited to amounts that are
               usual, customary, and reasonable.  If the RIV can be decreased by con-
               ditioning the production, the RIV after conditioning may be increased by
               the cost of conditioning, provided that the resulting RIV does not exceed
               the RIV before conditioning.  No RIV will be accepted if it is due to
               (1) moisture content; (2) damage due to uninsured causes; or (3) drying,
               handling, processing, or any other costs associated with normal harvesting,
               handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you
               normally market the crop, to the extent feasible. If the RIV for a
               buyer located outside your local market area is less than the RIV in
               your local market area, then the RIV may be increased by the additional
               costs required to deliver the production to the buyer, provided that
               the resulting RIV does not exceed the RIV in your local market area. If
               the damaged production has been sold, the Discount Factor will be based
               upon the RIV's applied by the buyer unless it is determined that such
               RIV's are not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such
               production in a manner which establishes a value.  In such cases,
               the value we agree to will be utilized in accordance with our
               approved procedures to determine the RIV for quality adjustment
               purposes according to section 5 herein.  Only production qualifying
               under the terms of this section 5 (a pre-established discount factor
               for at least one quality deficiency is not contained in the discount
               factor charts above) may be adjusted in this manner.  Notwithstanding
               the first two sentences of this paragraph C, claims involving production
               containing levels of substances or having conditions that are injurious
               to human or animal health in excess of the maximum amounts allowed by
               the Food and Drug Administration, other public health organizations of
               the United States or agency of the applicable State may not be settled
               until such production is sold, used, or destroyed.  The value used to
               determine the RIV for such production will be the amount received for
               the production, or, if the production is used, the value you offer and
               we agree to.

               D  The RIV will be determined on the earlier of the date
               such quality-adjusted production is sold or the date of final
               inspection for the unit.

               * The "Local Market Price" as defined in the applicable crop provisions.

 0CR   2003    Non-irrigated grain corn will be insurable as grain only by written
               agreement.  To qualify for a written agreement, you must have a
               minimum of 3 years of non-irrigated corn grain APH history that
               meets the APH standards for such history (ie 50+ percent of the
               county acreage harvested as grain, or appraisals as grain).
               In addition, in at least one of the years, 50% or more of the
               acreage in the county must have been harvested as grain.
               The deadline for a request for a written agreement is the sales
               closing date.

 0CT   2008    "Citrus fruit" as referenced in Section 10 Settlement of Claim, subsection (h)
               of the 99-026 Florida Citrus Crop Provisions refers to "individual
               citrus fruit" and loss adjustment is based on the percent of damage to
               individual fruit within a sample.

 0CU   2002    In order for the year of set out to be considered as a growing season, as
               referenced in the Florida Citrus Fruit Crop Provisions (99026) (Insured Crop)
               Section 6(b)(2), citrus trees have to be set out on or before April 30 of that
               year.

               If you select coverage at the additional level you may select different price
               election percentages for each type of fruit within the crop.

 0CV   2008    If the grower selects type (072) Late Oranges Fresh, fresh fruit marketing
               records must be provided from at least one of the previous three years on
               the plot to be insured.

 0CY   2002    Conversion factors to be used in accordance with the provisions of the
               insurance policy for adjusting threshed production of dry beans:
                   Section I.   CLASS OF BEANS        GRADE        FACTOR
                                Cranberry           U.S. No. 3      .94
                                Black Turtle Soup   U.S. No. 3      .94
                                Dark Red Kidney     U.S. No. 3      .94
                                Light Red Kidney    U.S. No. 3      .94
                                Pinto               U.S. No. 3      .94
                                White Kidney        U.S. No. 3      .94

                   Section II.  Pea and Medium White
                        Percent of Pick    Factor    Percent of Pick     Factor
                              5             .98             13            .80
                              6             .96             14            .78
                              7             .94             15            .76
                              8             .91             16            .74
                              9             .89             17            .72
                             10             .86             18            .70
                             11             .84             19            .68
                             12             .82             20            .67

 0CZ   2008    In lieu of the stage percentage provisions in section 1 Definitions,
               "Production Guarantee (per acre)", for direct seeded storage onions,
               the first stage production guarantee will be 45 percent of the final stage
               production guarantee and the second stage production guarantee will be 70
               percent of the final stage production guarantee.

 0DA   2000    Subparagraph 11(d) (3) (ii) of the Small Grains Crop Provisions does not
               apply. In lieu of the provisions in paragraph 11(d) (4) of the Small
               Grains Crop Provisions, barley production that has a musty, sour, or
               commercially objectionable foreign odor (except smut or garlic odor) or
               that is otherwise eligible for quality adjustment, as specified in
               paragraphs 11(d) (2) and (3) of such provisions, will be reduced as
               follows:


 0DB   2000    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count. The QA Factor (not less than zero) will be multiplied by the number
               of bushels remaining after any reduction due to excessive moisture (in
               accordance with the applicable crop provisions) to determine the net
               production to count. Any grain which, due to insurable causes, has zero
               market value (net zero market value after consideration of additional costs
               to deliver damaged grain to a market of reasonable distance outside your
               local marketing area) will not be considered production to count if the
               production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in section 6.

               1  Barley will be discounted for low test weight as follows:

               Test Weight Pounds   DF  Test Weight Pounds   DF
                   40 and above    None     36-36.99        .084
                   39-39.99        .046     Below 36 - See Section 6
                   38-38.99        .059
                   37-37.99        .071

               2  Barley will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:

                  Kernel Damage %   DF   Kernel Damage %     DF   Kernel Damage %    DF
                    8 and below    None     17.01-18        .115     27.01-28       .242
                    8.01-9         .025     18.01-19        .127     28.01-29       .255
                    9.01-10        .034     19.01-20        .140     29.01-30       .268
                   10.01-11        .042     20.01-21        .153     30.01-31       .280
                   11.01-12        .051     21.01-22        .166     31.01-32       .293
                   12.01-13        .059     22.01-23        .178     32.01-33       .306
                   13.01-14        .068     23.01-24        .191     33.01-34       .319
                   14.01-15        .076     24.01-25        .204     34.01-35       .331
                   15.01-16        .089     25.01-26        .217  Above 35 - See Section 6
                   16.01-17        .102     26.01-27        .229

               3  Barley will be discounted for percent sound barley as follows:

                   Sound Barley %   DF   Sound Barley %    DF   Sound Barley %    DF
                     85 and above  None    73-73.99       .059    61-61.99       .110
                     84-84.99      .026    72-72.99       .064    60-60.99       .115
                     83-83.99      .029    71-71.99       .068    59-59.99       .119
                     82-82.99      .031    70-70.99       .072    58-58.99       .123
                     81-81.99      .034    69-69.99       .076    57-57.99       .127
                     80-80.99      .037    68-68.99       .081    56-56.99       .132
                     79-79.99      .040    67-67.99       .085    55-55.99       .136
                     78-78.99      .043    66-66.99       .089    54-54.99       .140
                     77-77.99      .046    65-65.99       .093    53-53.99       .144
                     76-76.99      .049    64-64.99       .098    52-52.99       .149
                     75-75.99      .052    63-63.99       .102    51-51.99       .153
                     74-74.99      .055    62-62.99       .106    50-50.99       .157
                                                               Below 50 - See Section 6

 0DC   2000    4  Barley will be discounted for percent thin barley as follows:

                   Thin Barley %   DF   Thin Barley %    DF   Thin Barley %    DF
                    35 and below  None    56.01-57      .117    78.01-79      .209
                    35.01-36      .029    57.01-58      .121    79.01-80      .213
                    36.01-37      .033    58.01-59      .125    80.01-81      .217
                    37.01-38      .038    59.01-60      .130    81.01-82      .222
                    38.01-39      .042    60.01-61      .134    82.01-83      .226
                    39.01-40      .046    61.01-62      .138    83.01-84      .230
                    40.01-41      .050    62.01-63      .142    84.01-85      .234
                    41.01-42      .054    63.01-64      .146    85.01-86      .238
                    42.01-43      .059    64.01-65      .150    86.01-87      .242
                    43.01-44      .063    65.01-66      .155    87.01-88      .247
                    44.01-45      .067    66.01-67      .159    88.01-89      .251
                    45.01-46      .071    67.01-68      .163    89.01-90      .255
                    46.01-47      .075    68.01-69      .167    90.01-91      .259
                    47.01-48      .079    69.01-70      .171    91.01-92      .263
                    48.01-49      .084    70.01-71      .176    92.01-93      .268
                    49.01-50      .088    71.01-72      .180    93.01-94      .272
                    50.01-51      .092    72.01-73      .184    94.01-95      .276
                    51.01-52      .096    73.01-74      .188    95.01-96      .280
                    52.01-53      .100    74.01-75      .192    96.01-97      .284
                    53.01-54      .104    75.01-76      .196    97.01-98      .288
                    54.01-55      .109    76.01-77      .201    98.01-99      .293
                    55.01-56      .113    77.01-78      .205    99.01-100     .297

               5  Barley will be discounted for black barley; and an ergoty, garlicky,
               or smutty grade as follows:

                  Black Barley = .042  Ergoty = .013  Garlicky = .017  Smutty = .017

               6  Barley with (A) a test weight below 36 pounds per bushel; (B) a kernel
               damage percentage above 35 percent; (C) a sound barley percentage below
               50 percent; (D) a musty, sour, or commercially objectionable foreign
               odor (except smut or garlic odor); or (E) the presence of
               substances or conditions identified by the Food and Drug Administration
               or other public health organizations of the United States as injurious
               to human or animal health; may be allowed a discount factor. To determine
               the discount factor, the reduction in value (RIV) due to all covered
               quality deficiencies will be determined and that value will then be
               divided by the local market price*.  Discount factors included in
               sections 1 through 5 will not be used if production qualifies for
               adjustment under this section 6.

               A  The RIV specified in section 6 will be limited to amounts that
               are usual, customary, and reasonable. If the RIV can be decreased by
               conditioning the production, the RIV after conditioning may be
               increased by the cost of conditioning, provided that the resulting
               RIV does not exceed the RIV before conditioning. No RIV will be
               accepted if it is due to (1) moisture content; (2) damage due to
               uninsured causes; or (3) drying, handling, processing, or any other
               costs associated with normal harvesting, handling, and marketing
               of the production.

 0DE   2000    B   RIV's used will be those in the local market area in which you
               normally market the crop, to the extent feasible. If the RIV for a
               buyer located outside your local market area is less than the RIV in
               your local market area, then the RIV may be increased by the additional
               costs required to deliver the production to the buyer, provided that
               the resulting RIV does not exceed the RIV in your local market area.
               If the damaged production has been sold, the Discount Factor will be
               based upon the RIV's applied by the buyer unless it is determined that
               such RIV's are not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such
               production in a manner which establishes a value.  In such cases, the
               value we agree to will be utilized in accordance with our approved
               procedures to the determine RIV for quality adjustment purposes according
               to section 6 herein.  Only production qualifying under the terms of this
               section 6 (a pre-established discount factor for at least one quality
               deficiency is not contained in the discount factor charts above) may be
               adjusted in this manner.  Notwithstanding the first two sentences of this
               paragraph C, claims involving production containing levels of substances
               or having conditions that are injurious to human or animal health in
               execss of the maximum amounts allowed by the Food and Drug Administration,
               or other public health organizations of the United States or agency of
               the applicable State may not be settled until such production is sold,
               used, or destroyed.   The value used to determine the RIV for such
               production will be the amount received for the production, or, if the
               production is used, the value you offer and we agree to.

               D  The RIV will be determined  on the earlier of the date such
               quality-adjusted production is sold or the date of final inspection
               for the unit.

               7  If the barley is eligible for quality adjustment according to section 2
               (kernel damage chart) AND section 3 (percent sound barley chart), the
               greater of the two chart Discount Factors will be used.
               In no event will Discount Factors be allowed for both kernel damage and
               percent sound barley.

               *  The "Local Market Price" as defined in the applicable crop provisions.

 0DK   2005    Insurable plants in over-sized containers will be valued for
               purposes of reporting inventory and loss adjustment as if the
               plants were in appropriately sized containers in accordance with
               the standards contained in the current American Standard For Nursery
               Stock (ANSIZ60.1). Each cell in a multiple cell container is considered
               a separate container. See the Eligible Plant Listing and Plant Price
               Schedule for additional information and requirements.


 0DL   2005    Subject to insurance company acceptance, insurable plants damaged
               prior to the attachment of insurance coverage will be insured at
               a reduced value until such plants have fully recovered from damage.

 0DM   2005    In lieu of Section 3(b) of the Basic Crop Provisions, changes to
               the price percentage and coverage level elections that would become
               effective for the current crop year are limited as follows:
               (1) for new policies, changes may not be made after the date of the
               application, and (2) for carryover policies, changes may not be made
               after September 30.

 0DN   2005    Plants that are grown in the field in containers that allow the plants
               to root into the ground (for example, a container without a bottom)
               are considered field grown, except as otherwise provided by the
               Special Provisions.

 0DO   2008    In addition to Section 1 of the Nursery Crop Provisions, the definition
               of a standard container will include: (a) herbaceous perennial (HP) plants
               that are grown in the field in containers without a bottom in a manner
               that allows the plants' roots to grow into the ground, and (b) for all
               other plant types, containers without a bottom that are placed on a
               barrier that will not permit the plants' roots, other than fibrous
               roots, to grow into the ground.

 0DP   2008    See the Eligible Plant List and Plant Price Schedule for cold storage
               requirements, hardiness zone requirements, and procedure for pricing
               unlisted plant cultivars of a listed plant genus, species, or variety.

 0DQ   2008    For field grown plants, measured sizes between those listed on the
               Eligible Plant List and Plant Price Schedule will be rounded to the
               nearest size to determine the price.

 0DR   2008    A plant that is priced on the Eligible Plant Listing and Plant Price
               Schedule(EPL/PPS) under both the high/wide and caliper measurement
               methods will be valued for insurance purposes based on the lowest
               wholesale price for the measurement method contained in the insured's wholesale
               catalog or price list; however, such price may not exceed
               the maximum price limit for the plant on the EPL/PPS for the same
               measurement method.

 0DS   2000    Container sizes are determined on an actual volume basis for purposes
               of determining the price of the plant on the Eligible Plant Listing
               and Plant Price Schedule (EPL/PPS). The FCIC container sizes and volumes
               are shown below:

               FCIC Container Sizes
                                                                             Includes
               FCIC                                                          ANSI
               Size           Gallon Measurement    Cubic Inch Equivalent    Standard
               Name           Minimum   Maximum     Minimum    Maximum       Class
               Pot               0.08      0.19          19         45       SP3
               1 quart           0.20      0.39          46         91       SP4
               2 quart           0.40      0.59          92        137       SP5
               1 gallon          0.60      1.37         138        318        1
               2 gallon          1.38      2.49         319        576        2
               3 gallon          2.50      3.39         577        784        3
               5 gallon          3.40      5.77         785      1,334        5
               7 gallon          5.78      8.49       1,335      1,962        7
               10 gallon         8.50     11.97       1,963      2,766       10
               15 gallon        11.98     17.49       2,767      4,041       15
               20 gallon        17.50     22.49       4,042      5,196       20
               25 gallon        22.50     29.79       5,197      6,883       25
               30 gallon        29.80     32.49       6,884      7,506       n/a
               35 gallon        32.50     37.49       7,507      8,661       n/a
               40 gallon        37.50     42.49       8,662      9,816       n/a
               45 gallon        42.50     47.49       9,817     10,971       n/a

 0DT   2008    The plant height determined under the high/wide measurement
               pricing method will not include the height of the root ball for
               balled-and-burlapped plants.

 0DV   2009    If any production from any unit will be marketed directly to the
               consumer (without the intervention of a wholesaler, retailer, packer,
               processor, shipper or buyer), a pre-harvest crop appraisal is required.
               Notification to us must be provided at least 15 days before harvest
               begins.  This requirement may be waived, in writing by the Regional
               Office, based upon evidence that acceptable supporting documentation
               is being maintained as required in the Crop Insurance Handbook.


 0DW   2000    For the purpose of section 9 (Replanting Payments) of the Small Grains Crop
               Provisions, a replanting payment will be calculated using the price
               election for the type of wheat that is replanted and insured.  For example, if
               damaged Durum wheat (type 015) acreage is replanted to another spring type
               (type 012), the price election for type 012 will be used to calculate any
               replanting payment that may be due.  A revised acreage report will be
               necessary to record the new type and price election for the replanted
               acreage, and to reflect the new premium amount.  However, if damaged winter
               wheat is replanted with a spring wheat type or durum wheat, and insurance
               continues based on the guarantee and the price election for the winter type,
               any replant payment will be based on the winter type.

               Only one price election percentage will be applicable for all wheat types
               insured under one wheat policy.  For example, if you elect a price election
               for Durum wheat equal to 80% of the established price, the price election
               applicable for other wheat types must also be 80% of the established price.

               In the event of loss or damage on a unit for which more than one price
               election is applicable, we will settle your claim by:
               (a)  Multiplying the insured acreage of each type by the production guarantee;
               (b)  Multiplying each result by the price election for the applicable type;
               (c)  Adding these dollar values;
               (d)  Multiplying the production to count of each type by the price election
                    for that type;
               (e)  Adding these dollar values;
               (f)  Subtracting the result of step (e) from the result of step (c); and,
               (g)   Multiplying the result by your share.

 0DX   2007    For the purpose of Section 11(d)(1)(iii) of the crop provisions, the date
               potatoes would have reached full maturity will be 80 days prior to the
               calendar date for the end of the insurance period for type 085 only and
               60 days for all other types.

 0DY   2007    In lieu of Section 7(c)of the applicable Dry Pea Crop Provisions,
               Austrian Winter Peas are only insurable if you request insurance in
               writing for such dry peas, and we agree in writing to provide coverage.
               Your request to insure Austrian Winter Peas must be ANNUALLY submitted
               to us not later than the sales closing date.  We will not agree to insure
               Austrian Winter Peas unless an adequate stand exists in the spring;
               and in lieu of Section 9(a) of the applicable Dry Pea Crop Provisions,
               coverage for Austrian Winter Peas, will begin on the earlier of April 15
               or the date we agree to accept the acreage for insurance, but not before
               March 1.

 0DZ   2001    In lieu of the cancellation, termination and contract change dates in
               the CRC Wheat Crop Provisions, the cancellation date is September 30,
               the termination date is November 30 and the contract change date
               is June 30.

 0E0   2003    Subparagraph 11(d) (3) (ii) of the Small Grains Crop Provisions does not
               apply.  In lieu of the provisions in paragraph 11(d) (4) of the Small
               Grains Crop Provisions, barley production that has a musty, sour, or
               commercially objectionable foreign odor (except smut or garlic odor)
               or that is otherwise eligible for quality adjustment, as specified in
               paragraphs 11(d) (2) and (3) of such provisions, will be reduced as
               follows:


 0E1   2005    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count. The QA Factor (not less than zero) will be multiplied by the number
               of bushels remaining after any reduction due to excessive moisture (in
               accordance with the applicable crop provisions) to determine the net
               production to count. Any grain which, due to insurable causes, has zero
               market value (net zero market value after consideration of additional costs
               to deliver damaged grain to a market of reasonable distance outside your
               local marketing area) will not be considered production to count if the
               production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in section 6.

               1  Barley will be discounted for grade as follows:

                  Grade                  DF

                  U.S. No. 5            .096
                  U.S. Sample Grade     .232

               2  Barley will be discounted for low test weight as follows:

                    Test Weight Pounds    DF      Test Weight Pounds     DF
                    36 and above          None     32-32.99             .025
                    35-35.99              .006     31-31.99             .032
                    34-34.99              .013     30-30.99             .038
                    33-33.99              .019     Below 30 - See Section 6

               3  Barley will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:

                     Kernel Damage% DF     Kernel Damage%   DF    Kernel Damage%   DF
                     10 and below  None    19.01-20        .223   27.01-28        .478
                     10.01-11      .013    20.01-21        .255   28.01-29        .510
                     11.01-12      .025    21.01-22        .287   29.01-30        .541
                     12.01-13      .038    22.01-23        .318   30.01-31        .573
                     13.01-14      .051    23.01-24        .350   31.01-32        .605
                     14.01-15      .064    24.01-25        .382   32.01-33        .637
                     15.01-16      .096    25.01-26        .414   33.01-34        .669
                     16.01-17      .127    26.01-27        .446   Above 34 - See Section 6
                     17.01-18      .159
                     18.01-19      .191


 0E2   2005    4  Barley will be discounted for percent thin barley as follows:

                  Thin Barley %      DF
                  75 and below       None
                   75.01-80          .032
                   80.01-85          .064
                   85.01-90          .096
                   90.01-95          .127
                   95.01-100         .159

               5  Barley will be discounted garlicky grade as follows:

                  Garlicky = .064

               6  Barley with (A) a test weight below 30 pounds per bushel; (B) a kernel
               damage percentage above 34 percent; (C) a sound barley percentage below
               50 percent; (D) an ergoty or smutty grade; (E) a musty, sour, or
               commercially objectionable foreign odor (except smut or garlic odor);
               or (F) the presence of substances or conditions identified by the Food
               and Drug Administration or other public health organizations of the United
               States as injurious to human or animal health; may be allowed a discount
               factor. To determine the discount factor, the reduction in value (RIV)
               due to all covered quality deficiencies will be determined and that value will
               then be divided by the local market price*.  Discount factors included in
               sections 1 through 5 will not be used if production qualifies for
               adjustment under this section 6.

               A  The RIV specified in section 6 will be limited to amounts that
               are usual, customary, and reasonable. If the RIV can be decreased by
               conditioning the production, the RIV after conditioning may be
               increased by the cost of conditioning, provided that the resulting
               RIV does not exceed the RIV before conditioning. No RIV will be
               accepted if it is due to (1) moisture content; (2) damage due to
               uninsured causes; or (3) drying, handling, processing, or any other
               costs associated with normal harvesting, handling, and marketing
               of the production.

 0E3   2005    B   RIV's used will be those in the local market area in which you
               normally market the crop, to the extent feasible. If the RIV for a
               buyer located outside your local market area is less than the RIV in
               your local market area, then the RIV may be increased by the additional
               costs required to deliver the production to the buyer, provided that
               the resulting RIV does not exceed the RIV in your local market area.
               If the damaged production has been sold, the Discount Factor will be
               based upon the RIV's applied by the buyer unless it is determined that
               such RIV's are not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such
               production in a manner which establishes a value.  In such cases, the
               value we agree to will be utilized in accordance with our approved
               procedures to determine the RIV for quality adjustment purposes according
               to section 6 herein.  Only production qualifying under the terms of this
               section 6 (a pre-established discount factor for at least one quality
               deficiency is not contained in the discount factor charts above) may be
               adjusted in this manner.  Notwithstanding the first two sentences of this
               paragraph C, claims involving production containing levels of substances
               or having conditions that are injurious to human or animal health in
               excess of the maximum amounts allowed by the Food and Drug Administration,
               or other public health organizations of the United States or agency of
               the applicable State may not be settled until such production is sold,
               used, or destroyed.   The value used to determine the RIV for such
               production will be the amount received for the production, or, if the
               production is used, the value you offer and we agree to.

               D  The RIV and local market price* will be determined on the earlier
               of the date such quality-adjusted production is sold or the date of final
               inspection for the unit.

               *  The "Local Market Price" as defined in the applicable crop provisions.

 0EA   2008    Plants smaller than the smallest listed size for that plant on the
               Eligible Plant List and Plant Price Schedule are not insurable.













 0EB   2005    In accordance with Section 6(c) of the Nursery Crop Provisions, you
               must submit two copies of your nursery's most recent wholesale catalog
               or price list at the time the initial Plant Inventory Value Report is
               submitted for each crop year.  If your nursery publishes more than one
               edition of its wholesale catalog or price list offering different
               plants (e.g., a fall plant catalog and a spring plant catalog), you
               must submit two copies of the most recent edition of each at the time
               the initial Plant Inventory Value Report is submitted.

 0EC   2000    APPROVED MALTING BARLEY VARIETIES:  B1202
                                                   B2601
                                                   Chinook
                                                   Crest
                                                   Crystal
                                                   Excel
                                                   Foster
                                                   Galena
                                                   Harrington
                                                   Klages
                                                   Merit
                                                   Moravian 22
                                                   Morex
                                                   Russell
                                                   Stander

               All Varieties recommended for malting by the American Malting Barley
               Association, Inc.; and, All Varieties meeting the conditions set
               forth in the Malting Barley Price and Quality Endorsement produced
               under contract as defined in the endorsement.

               Varieties meeting the conditions set forth in the Malting Barley Price
               and Quality Endorsement which are not contracted or listed above may
               be insured via FCI-2 Written Agreement.  Submit a request for insurance through
               your agent by the acreage reporting date.


 0ED   2000    APPROVED MALTING BARLEY VARIETIES:  B1202
                                                   B2601
                                                   Chinook
                                                   Crest
                                                   Crystal
                                                   Excel
                                                   Foster
                                                   Galena
                                                   Harrington
                                                   Klages
                                                   Merit
                                                   Moravian 111
                                                   Moravian 22
                                                   Morex
                                                   Russell
                                                   Stander
                                                   Triumph

               All Varieties recommended for malting by the American Malting Barley
               Association, Inc.; and, All Varieties meeting the conditions set
               forth in the Malting Barley Price and Quality Endorsement produced
               under contract as defined in the endorsement.

               Varieties meeting the conditions set forth in the Malting Barley Price
               and Quality Endorsement which are not contracted or listed above may
               be insured via FCI-2 Written Agreement.  Submit a request for insurance through
               your agent by the acreage reporting date.

 0EF   2001    In accordance with Section 3(d) of the Crop Provisions:  if the insured's
               highest yield in the three previous crop years was less than 750 cartons
               per acre but more than 300 cartons per acre, the amount of insurance will
               be the reference maximum dollar amount multiplied by the ratio of the
               highest yield divided by 750, times the selected coverage level.

 0EH   2001    Allowable cost for harvested production is $1.00 per carton for Navel Oranges.

               The minimum value to be used for harvest and appraised production will be
               $2.00 per carton for Navel Oranges.

 0EI   1997      *** Alfalfa or Forage mixtures containing at least 50 percent Alfalfa,
               Clover, or any other locally recognized and approved forage species (by
               weight).

 0EJ   2001    MINIMUM VALUE OPTION:
               The minimum value to be used for harvested and appraised production will be:
                                 Navel Oranges, Option I   $1.00 per carton
                                 Navel Oranges, Option II  $0.50 per carton

 0EK   2006    Citrus Canker disease is an insurable cause of loss.

 0EM   2000    The Allowable Costs and Minimum Values are:
                                                 Allowable Costs          Minimum Values
                 Sweet Cherries (Fresh Market)   $0.25 per pound          $0.60 per pound


               The Minimum Value Option Prices are:
                                                 Option I                 Option II
                 Sweet Cherries (Fresh Market)   $0.30 per pound          $0.10 per pound

 0EN   2001    In accordance with Section 6 (a)(4) of the Cherry Crop Provisions, the insured
               crop will be sweet cherries grown on acreage that has produced at least 4,000
               pounds per acre in one of the three previous crop years.  Acceptable supporting
               documentation of previous production includes receipts from buyers showing
               quantities delivered, daily records of harvest or direct sales, and preharvest
               estimates of production certified by third parties.  No minimum tree age is
               required.

 0EO   2008    Optional Units may be established only for cherry acreage located on
               non-contiguous land, separated by tracts of other ownership.  Optional
               units are not allowed by section, section equivalent, FSA farm serial number.

 0EP   2008    Sweet cherries marketable as fresh fruit must meet the standards being used by
               most handlers in the area for current crop, such as US Standards for Grades of
               Sweet Cherries.

 0EQ   2000    The Allowable Costs and Minimum Values are:
                                                 Allowable Costs          Minimum Values
                 Sweet Cherries (Fresh Market)   $0.15 per pound          $0.35 per pound


               The Minimum Value Option Prices are:
                                                 Option I                 Option II
                 Sweet Cherries (Fresh Market)   $0.20 per pound          $0.10 per pound

 0ER   2001    Insurable crop: In accordance with Section 6(a)(3) of the Cherry Crop
               Provisions, non-irrigated acreage may be insurable only by written
               agreement.  The non-irrigated acreage must meet the same minimum age
               and production requirements as specified for irrigated acreage in the
               Special Provisions.  Contact your crop insurance agent by the sales
               closing date to determine eligibility requirements.

 0ET   2002    For Sweet Cherries (Fresh Market), the minimum value to be used for
               harvested and appraised production will be $0.33 per pound.

 0EU   2002    If you selected Option I of the Minimum Value Option, the minimum
               value option price is $0.22 per pound for Sweet Cherries (Fresh Market).
               If you selected Option II of the Minimum Value Option, the minimum value option
               price is $0.11 per pound for Sweet Cherries (Fresh Market).

 0EV   2008    Non-irrigated acres of sweet cherries are insurable.

 0EW   2002    For Sweet Cherries (Fresh Market), the minimum value to be used
               for harvested and appraised production will be $0.33 per pound.
               For Sweet Cherries (Processing), the minimum value to be used
               for harvested and appraised production will be $0.28 per pound.

 0EZ   2008    Insurable type: The same acres harvested for both fresh cherries and processing
               cherries will be considered as processing cherries for crop insurance program
               purposes.  All cherry production from such acres will
               be attributed to processing cherries.

 0FA   2008    Unit Division: Optional units may be established only for cherry acreage
               located on non-contiguous land.  The term non-contiguous is further
               defined for unit structure clarification as tracts of land of other
               ownership excluding cash rented land.  Optional units are not allowed
               by section, section equivalent, FSA farm serial number, or for irrigated
               and non-irrigated practices. Optional units are not available for sweet
               cherries insured under the Catastrophic Risk Protection endorsement or
               provisions.

 0FB   2001    Insurable crop: In accordance with Section 6(a)(4) of the Cherry Crop
               provisions, the insured crop will be sweet cherries grown on acreage
               that has produced at least 4,000 pounds per acre in one of the five
               previous crop years immediately preceding the insured crop year,
               unless inspected and otherwise determined uninsurable.
               No minimum tree age is required.

 0FC   2000    Allowable cost for hand harvested production will be $0.28 per pound
               for Fresh Market Sweet cherries (does not apply to U-Pick production)
               and $0.07 per pound for machine harvested Sweet Cherries.

 0FD   2008    For Sweet Cherries (Fresh Market), the minimum value to be used
               for harvested and appraised production will be $0.40 per pound.
               For Sweet Cherries (Processing), the minimum value to be used
               for harvested and appraised production will be $0.14 per pound.

 0FF   2008    The Minimum Value Option is not available for Sweet Cherries (Processing).
               If you selected Option I of the Minimum Value Option, the minimum value
               option price is $0.26 per pound for Sweet Cherries (Fresh Market).  If you
               selected Option II of the Minimum Value Option, the minimum value option
               price is $0.13 per pound for Sweet Cherries (Fresh Market).

 0FG   2008    Grading standards for sweet cherries: The marketable production of
               sweet cherries includes the production that meets or exceeds U.S.
               No. 1 as stated in the United States Standards for Grades of Sweet
               Cherries, or would be accepted by a packer, processor, or other handler
               even if failing to meet the aforementioned grading standard.

 0FH   2002    The Minimum Value Option is not available for Sweet Cherries
               (Processing). If you selected Option I of the Minimum Value Option,
               the minimum value option price is $0.22 per pound for Sweet Cherries
               (Fresh Market). If you selected Option II of the Minimum Value Option,
               the minimum value option price is $0.11 per pound for Sweet Cherries
               (Fresh Market).

 0FI   2002    For Sweet Cherries (Fresh Market), the minimum value to be used for
               harvested and appraised production will be $0.33 per pound.  For
               Sweet Cherries (Processing), the minimum value to be used for harvested
               and appraised production will be $0.28 per pound.

 0FJ   2002    The Minimum Value Option is not available for Sweet Cherries
               (Processing).  If you selected Option I of the Minimum Value Option,
               the minimum value option price is $0.22 per pound for Sweet Cherries
               (Fresh Market). If you selected Option II of the Minimum Value Option,
               the minimum value option price is $0.11 per pound for Sweet Cherries
               (Fresh Market).

 0FK   2000    Subparagraph 11 (d) (3) (ii) of the Safflower Crop Provisions does
               not apply. In lieu of subparagraph 11 (d) (2) of the Safflower Crop Provisions,
               safflower will be eligible for quality adjustment if it
               has a musty, sour, or commercially objectionable foreign odor or if
               it has a test weight below 35 pounds per bushel or has kernel damage
               in excess of 25 percent. Production is also eligible for quality
               adjustment if substances or conditions are present, including
               mycotoxins, that are identified by the Food and Drug Administration
               or other public health organizations of the United States as being
               injurious to human or animal health.  Production of safflower seed
               that is eligible for quality adjustment will be reduced as follows:

               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place
               decimals). No other quality factors will be considered in determining
               production to count.  The QA Factor (not less than zero) will be
               multiplied by the number of pounds remaining after any reduction due
               to excessive moisture (in accordance with the applicable crop provisions)
               to determine the net production to count. Any safflower seed which, due
               to insurable causes, has zero market value (net zero market value after
               consideration of additional costs to deliver damaged safflower seed to
               a market of reasonable distance outside your local marketing area) will
               not be considered production to count if the production is destroyed.
               Production that is not destroyed in a manner acceptable to us will
               be adjusted in accordance with the rules below for the respective
               types and levels of damage.  Additional costs to deliver safflower
               seed outside your local market will be allowed only for types and
               levels of damage included in section 3.

               1  Safflower will be discounted for excessive kernel damage (excluding
               heat damage) as follows:

               Kernel Damage %     DF   Kernel Damage %      DF   Kernel Damage %    DF
                  25 and below    None     29.01-30         .325    35.01-36        .431
                  25.01-26        .255     30.01-31         .343    Above 36 - See Section
                  26.01-27        .272     31.01-32         .361
                  27.01-28        .290     32.01-33         .378
                  28.01-29        .308     33.01-34         .396
                  29.01-30        .325     34.01-35         .414

               2  Safflower will be discounted for musty odor, sour odor, and commercially
               objectionable foreign odor (COFO) as follows:

                  Musty Odor = .035        Sour Odor = .035        COFO = .050

               3  Safflower with (A) a test weight below 35 pounds per bushel;
               (B) a kernel damage percentage above 36 percent; and/or
               (c) the presence of substances or conditions identified by the Food
               and Drug Administration or other public health organizations of the
               United States as injurious to human or animal health; may be allowed
               a discount factor.  To determine the discount factor, the reduction in
               value (RIV) due to all covered quality deficiencies will be determined
               and that value will then be divided by the local market price*.  Discount
               factors included in sections 1 and 2 will not be used if production
               qualifies for adjustment under this section 3.


 0FL   2000    A  The RIV specified in section 3 will be limited to amounts that are
               usual, customary, and reasonable. If the RIV can be decreased by
               conditioning the production, the RIV after conditioning may be
               increased by the cost of conditioning, provided that the resulting RIV
               does not exceed the RIV before conditioning. No RIV will be accepted if
               it is due to (1) moisture content; (2) damage due to uninsured causes;
               or (3) drying, handling, processing, or any other costs associated with
               normal harvesting, handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you normally
               market the crop, to the extent feasible. If the RIV for a buyer located
               outside your local market area is less than the RIV in your local market
               area, then the RIV may be increased by the additional costs required to
               deliver the production to the buyer, provided that the resulting RIV
               does not exceed the RIV in your local market area. If the damaged
               production has been sold, the discount factor will be based upon the
               RIV's applied by the buyer unless it is determined that such RIV's are
               not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such production
               in a manner which establishes a value.  In such cases, the value we agree
               to will be utilized in accordance with our approved procedures to determine
               the RIV for quality adjustment purposes according to section 3 herein.
               Only production qualifying under terms of this section 3 (a pre-established
               discount factor for at least one quality deficiency is not contained in
               the discount factor charts above) may be adjusted in this manner.
               Notwithstanding the first two sentences of this paragraph C, claims
               involving production containing levels of substances or having conditions
               that are injurious to human or animal health in excess of the maximum
               amounts allowed by the Food and Drug Administration, other public health
               organizations of the United States or agency of the appliciable State
               may not be settled until such production is sold, used, or destroyed.
               The value used to determine the RIV for such production will be the
               amount received for the production, or, if the production is used, the
               value you offer and we agree to.

               D  The RIV will be determined on the earlier of the date
               such quality-adjusted production is sold or the date of final
               inspection for the unit.

               *  The "Local Market Price" as defined in the applicable crop provisions.

 0FN   2004    If you selected Option I of the Minimum Value Option, the minimum
               value option price is $6.00.  If you selected Option II of the Minimum
               Value Option, the minimum value option price is zero.

 0FP   2003    Insurable varieties of Strawberries will be limited to:  Chandler and Camarosa.

 0FQ   2003    Insurable Varieties of Strawberries will be limited to:  Chandler, Camarosa,
               and Sweet Charlie.

 0FR   2004    Cultural Requirements:  In accordance with Section 6(a)(5) of the Strawberry
               Crop Provisions, all transplants must be disease free plants.  Each crop year
               you must fumigate and plant on raised beds with plastic mulch, drip irrigation
               and provide overhead irrigation for frost/freeze protection.

 0FS   2008    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $0.20 per pound.

 0FT   2008    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $0.20 per pound.

 0FU   2001    Minimum Value:  The minimum value to be used for harvested and appraised
               production is $0.20 per pound.

 0FV   2004    Minimum Value:  The minimum value to be used for harvested and appraised
               production is $0.50 per pound.

 0FW   2008    Minimum Value:  The minimum value to be used for harvested and appraised
               production is $0.34 per pound.

 0FX   2004    Minimum Value:  The minimum value to be used for harvested and appraised
               production is $0.35 per pound.

 0G1   2001    APPROVED MALTING BARLEY VARIETIES:  B1602
                                                   Foster
                                                   Excel
                                                   Morex
                                                   Robust
                                                   Stander

               All varieties recommended for malting by the American Malting Barley
               Association, Inc.

               Varieties meeting the conditions set forth in the Malting Barley Option
               Amendment, but not shown as an approved variety, will be insured. Contact
               your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 0G2   2000    APPROVED MALTING BARLEY VARIETIES:  Anheuser Busch 1602 (6-row)
                                                   Excel (6-row)
                                                   Foster
                                                   Morex (6-row)
                                                   Robust (6-row)
                                                   Stander
                                                   Triumph

               All varieties grown in this state recommended for malting by the American
               Malting Barley Association,Inc.: and, all varieties meeting the conditions set
               forth in the Malting Barley Price and Quality endorsement produced
               under contract as defined in the endorsement.

               Varieties meeting the conditions are set forth in the Malting Barley
               Price and Quality Endorsement which are not contracted may be insured
               via FCI-2 Written Agreement. Submit a request for insurance through your
               agent by acreage reporting date.


 0G3   2000    APPROVED MALTING BARLEY VARIETIES:  Anheuser Busch 1201 & 1202 (2-row)
                                                   Anheuser Busch 1603
                                                   Anheuser Busch 2601 (6-row)
                                                   Anheuser Busch 5648
                                                   Chinook
                                                   Clark (2-row)
                                                   Crest (2-row)
                                                   Crystal (2-row)
                                                   Excel (6-row)
                                                   Foster
                                                   Galena
                                                   Harrington (2-row)
                                                   Klages (2-row)
                                                   Merit
                                                   Moravian III (2-row)
                                                   Moravian 22
                                                   Morex (6-row)
                                                   Russell
                                                   Stander
                                                   Triumph

               All varieties grown in this state recommended for malting by the American
               Malting Barley Association, Inc.: and, all varieties meeting the
               conditions set forth in the Malting Barley Price and Quality endorsement
               produced under contract as defined in the endorsement.

               Varieties meeting the conditions are set forth in the Malting Barley
               Price and Quality Endorsement which are not contracted may be insured
               via FCI-2 Written Agreement.  Submit a request for insurance through
               your agent by acreage reporting date.

 0G4   2000    APPROVED MALTING BARLEY VARIETIES:  Anheuser Busch 1602
                                                   Excel
                                                   Foster
                                                   Morex
                                                   Robust
                                                   Stander
                                                   Triumph

               All varieties grown in this state recommended for malting by the American
               Malting Barley Association, Inc.: and, all varieties meeting the
               conditions set forth in the Malting Barley Price and Quality endorsement
               produced under contract as defined in the endorsement.

               Varieties meeting the conditions are set forth in the Malting Barley
               Price and Quality Endorsement which are not contracted may be insured
               via FCI-2 Written Agreement. Submit a request for insurance through
               your agent by acreage reporting date.

 0G5   2000    APPROVED MALTING BARLEY VARIETIES:  Anheuser Busch 1201 (2-row)
                                                   Anheuser Busch 1202 (2-row)
                                                   Anheuser Busch 2601 (6-row)
                                                   Clark (2-row)
                                                   Crystal (2-row)
                                                   Excel
                                                   Foster
                                                   Galena
                                                   Harrington (2-row)
                                                   Klages (2-row)
                                                   Merit
                                                   Moravian III (2-row)
                                                   Moravian 22
                                                   Morex (6-row)
                                                   Stander
                                                   Triumph

               All varieties grown in this state recommended for malting by the American
               Malting Barley Association,Inc.: and, all varieties meeting the conditions set
               forth in the Malting Barley Price and Quality endorsement produced
               under contract as defined in the endorsement.

               Varieties meeting the conditions are set forth in the Malting Barley
               Price and Quality Endorsement which are not contracted may be insured
               via FCI-2 Written Agreement. Submit a request for insurance through your
               agent by acreage reporting date.


 0GA   2000    Allowable Cost:  In accordance with Section 1 of the Strawberry Crop
               Provisions, the allowable cost is $0.15 per pound. Allowable cost does
               not apply to direct marketed production in which the general public is
               permitted to enter the field for the purpose of picking the crop.

 0GB   2001    Allowable Cost:  In accordance with Section 1 of the Strawberry Crop
               Provisions, the allowable cost is $0.30 per pound. Allowable cost does
               not apply to direct marketed production in which the general public is
               permitted to enter the field for the purpose of picking the crop.

 0GD   2001    Allowable Cost:  In accordance with Section 1 of the Strawberry Crop
               Provisions, the allowable cost is $0.35 per pound. Allowable cost does
               not apply to direct marketed production in which the general public is
               permitted to enter the field for the purpose of picking the crop.

 0GE   2008    Allowable Cost:  In accordance with Section 1 of the Strawberry Crop
               Provisions, the allowable cost is $0.36 per pound.  Allowable cost does
               not apply to direct marketed production in which the general public is
               permitted to enter the field for the purpose of picking the crop.

 0GH   2008    Allowable Cost:  In accordance with Section 1 of the Strawberry Crop
               Provisions, allowable cost is $0.33 per pound.  For direct marketed
               production in which the general public is permitted to enter the field
               for the purpose of picking the crop, the allowable cost is $0.06 per pound.

 0GI   2004    "In accordance with Section 13 (f)(2)(vii)and (g)(2)(vi): Fifteen (15)
               percent of all cull production will be considered production to count
               for Rate Class Option Codes FB and FBSU, and zero (0) percent of all
               cull production will be considered production to count for Rate Class
               Option Codes FD and FDSU. The standard 30 (thirty) percent add-back
               shall be applicable to producers who elect either of the Quality
               Options (Rate Class Option Codes FC and FCSU respectively), but who
               do not specifically select an alternative add-back percentage."

 0GJ   2004    Allowable Cost:  In accordance with Section 1 of the Strawberry Crop
               Provisions, the allowable cost is $0.38 per pound. Allowable cost does
               not apply to direct marketed production in which the general public is
               permitted to enter the field for the purpose of picking the crop.

 0GK   2000    Cultural Requirements:  In accordance with Section 6(a)(5)of the Strawberry
               Crop Provisions, the cultural requirements for insurability are:
               1.  Soil Fumigation:
                   A.  With a mixture of no more than 75 percent methyl bromide and no less
                       than 25 percent chloropicrin, unless restricted by the proximity
                       of residential areas to the field:
                       (1) Applied at a minimum rate of 250 pounds per acre for bed
                           fumigation and 300 pounds per acre for field
                           fumigation; and
                       (2) Completed at least 4 weeks and no more than 6 months prior to
                           planting.
                   B.  Other soil sterilization techniques can satisfy this requirement
                       if tested, shown to be effective,  and applied according to
                       recommendations of the University of California Cooperative Extension
                       (UCCE)Service.
               2.  Planting beds must be raised at least six (6) inches.
               3.  Initial plant density must be at least 20,000 viable plants per acre.
               4.  All transplants must satisfy the requirements of the Strawberry
                   Certification Program administered by the California Department of
                   Food and Agriculture.
               5.  Plastic (polyethylene) mulch must be applied to the planting beds
                   by January 1 or as recommended by UCCE for the location and planting
                   system.
               6.  The salinity of irrigation water and soil must be tested each year
                   before planting and show electrical conductivity (EC) measured in
                   deciSiemens per meter(dS/m):
                   A. Irrigation water: Ecw less than 1.5 dS/m; and,
                   B. Soil: Ece less than 2.0 dS/m.


 0GL   2004    Picking Factors and Estimated Production:  In accordance with Section 1,
               and 11(c)(4) of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

                      Harvest            Picking          Estimated Pounds
                       Dates             Factor         Per Picking/Per Acre

                 April 10 - May 15         3.5                 1,800 lbs.

 0GO   2008    Insurable variety for Group A: Russet.

 0GP   2000    Cultural Requirements:  In accordance with Section 6(a)(5) of the Strawberry
               Crop Provisions, all transplants must be certified disease free plants.
               Each crop year you must fumigate and plant on raised beds with plastic
               mulch and provide overhead irrigation for freeze protection.

 0GQ   2000    Zinfandel grapes may be insured as type "red zinfandel (113)" only if:
               1) the grapes are grown under a contract with a winery; 2) the
               winery contract specifically states that the grapes are being grown
               for the production of red zinfandel wine; and 3) are properly and timely
               pruned for the purposes of producing red zinfandel wine; and 4) a copy
               of the contract is provided to us no later than the earlier of the acreage
               reporting date or the date of any damage to the insured crop.  Failure to
               comply with any of the above terms will result in the grapes being insured
               as type "zinfandel (094)".

 0GR   2004    Cultural Requirements: In accordance with Section 6(a)(5) of the Strawberry
               Crop Provisions, the cultural requirements for insurability are:
               1.  Pre-plant Soil Fumigation:
                   A.  Completed at least 2 weeks before planting;
                   B.  With a mixture of no more than 98 percent methyl bromide
                       and no less than 2 percent chloropicrin; and
                   C.  Applied at a rate of at least 150 pounds per acre for bed
                       fumigation.
               2.  The minimum height of planting beds must be six (6) inches.
               3.  Plastic (polyethylene) mulch must be applied to cover the
                   entire surface of the planting beds by October 1.
               4.  At least 10,000 viable plants per acre must be planted in the field.

 0GS   2001    Minimum Prior Production:  In accordance with Section 6(a)(8), the insured
               crop must be grown by a person who produced at least 18,000 pounds of
               strawberries per planted acre in at least one of the three previous crop
               years.


 0GT   2000    Minimum Prior Production:  In accordance with Section 6(a)(8), the insured
               crop must be grown by a person who produced at least 30,000 pounds of
               strawberries per planted acre in at least one of the three previous crop
               years.



 0GU   2000    Minimum Prior Production:  In accordance with Section 6(a)(8), the insured
               crop must be grown by a person who produced at least 42,000 pounds of
               strawberries per planted acre in at least one of the three previous crop
               years.



 0GX   2003    Picking Factors and Estimated Production:  In accordance with Section 1
               and 11(c)(4), of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

                      Harvest                 Picking               Estimated Pounds
                       Dates                  Factors                 Per Picking
                                                                       (Per Acre)

               Prior to December 31              3                      217 lbs.
               January 1 - January 31            3                      381 lbs.
               February 1 - February 29          3                      692 lbs.
               March 1 - March 31                3                    1,115 lbs.
               April 1 - April 30                3                      392 lbs.

 0GY   2004    Picking Factors and Estimated Production:  In accordance with Section 1
               and 11(c)(4), of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

                      Harvest                 Picking               Estimated Pounds
                       Dates                  Factors             Per Picking/Per Acre
                                                                Single Row     Double Row
               February 20 - March 15            5                325 lbs.       625 lbs.
               March 16 - April 30               3              3,375 lbs.     4,000 lbs.
               May 1 - May 15                    3                325 lbs.       625 lbs.

 0GZ   2001    Picking Factors and Estimated Production: In accordance with Section 1 and
               11(c)(4), of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

               Type                       Harvest               Picking          Estimated
                                           Dates                Factors         Pounds Per
                                                                                  Picking
                                                                                (Per Acre)
               Summer Planting     September 1- September 30       4               1,200
               Summer Planting     October 1 - November 30         4               2,400
               Summer Planting     December 1 - December 31        4                 800

               Winter Planting     January 1 - January 31          4                 300
               Winter Planting     February 1 - February 29        4                 600
               Winter Planting     March 1 - March 31              4               1,200
               Winter Planting     April 1 - May 31                4               2,400
               Winter Planting     June 1 - June 30                5               1,200
               Winter Planting     July 1- July 31                 5                 400

 0HA   2001    Picking Factors and Estimated Production: In accordance with Section 1 and
               11(c)(4), of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

               Type                       Harvest               Picking         Estimated
                                           Dates                Factors        Pounds Per
                                                                                Picking
                                                                               (Per Acre)

               Winter Planting     February 1 - February 29        4                 300
               Winter Planting     March 1 - March 31              4                 600
               Winter Planting     April 1 - April 30              4               1,200
               Winter Planting     May 1 - June 30                 5               1,600
               Winter Planting     July 1- July 31                 5               1,400

 0HB   2001    Picking Factors and Estimated Production:  In accordance with Section 1
               and 11(c)(4), of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

               Type                       Harvest               Picking          Estimated
                                           Dates                Factors          Pounds Per
                                                                                  Picking
                                                                                 (Per Acre)
               Summer Planting     October 10 - November 10        5                 100
               Summer Planting     April 1- May 31                 5               1,600
               Summer Planting     June 1 - June 30                5               1,200



 0HD   2004    Standards for Grades:  In accordance with Section 1 of the Strawberry
               Crop Provisions, marketable production will be strawberries that
               meet or exceed U.S. No.2 grading standard as defined in the United States
               Standard for Grades of Strawberries, or production that would be accepted
               by a packer, processor or other handler even if failing to meet grading
               standards.

 0HE   2008    Standards for Grades:  In accordance with Section 1 of the Strawberry
               Crop Provisions, a marketable strawberry is defined as, mature ripe fruit,
               free from decay, freeze injury, shriveling, mold or any other deterioration
               which may have occurred or progressed since the strawberry was harvested
               and which was due to an insurable cause.

 0HF   2001    Standards for Grades:  In accordance with Section 1 of the Strawberry
               Crop Provisions, marketable production would meet the requirements for
               U.S. No.1 grade, as described in U.S. Standards for grades of Strawberries,
               and be accepted by a Class 1 or Class 2 shipper in the area.

 0HG   2001    Standards for Grades:  In accordance with Section 1 of the Strawberry
               Crop Provisions, marketable production would meet the requirements for
               U.S. No.1 grade, as described in U.S. Standards for Grades of Growers'
               Stock Strawberries for Manufacture, or would be accepted by a processor
               or other buyer in the area.

 0HJ   2007    The allowable costs are:
                        Type                           Allowable Cost
                 Long Green New Mexican        $0.05 per pound (wet weight)
                 Long Red New Mexican          $0.25 per pound (dry weight)
                 Cayenne                       $0.05 per pound (wet weight)
                 Jalapeno                      $0.05 per pound (wet weight)

 0HK   2007    The minimum values are:
                        Type                          Minimum Values
                 Long Green New Mexican        $0.10 per pound (wet weight)
                 Long Red New Mexican          $0.33 per pound (dry weight)
                 Cayenne                       $0.17 per pound (wet weight)
                 Jalapeno                      $0.13 per pound (wet weight)

 0HL   2005    In lieu of Section 6(c)(3) of the Winter Squash Crop Provisions, pumpkins grown
               for direct marketing are insurable in this county.

 0HM   2005    Allowable cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to exceed $3.00
               per cwt.

 0HN   2005    The minimum value to be used for harvested and appraised production will
               be $6.00 per cwt.

 0HO   2005    Insurance will not attach to any acreage on which any member of the
               Cucurbitaceae family was planted in any of the previous three crop years.

 0HP   2005    If the County Extension Agent's recommended number of bee hives per acre
               are not placed in or near the field for crop pollination, any loss of
               production due to poor pollination will be uninsurable, unless the poor
               pollination, can be directly attributed to an insured cause of loss.

 0HQ   2005    Pumpkin varieties planted must be adapted to the area.

 0HR   2005    We will not insure pumpkin varieties of the genus/species C.maxima in this
               county.

 0HT   2005    The minimum value to be used for harvested and appraised production will be
               $6.50 per cwt.

 0HV   2008    Acceptable Records for Direct Marketed Production:  In accordance with
               Section 10(c) of the Strawberry Crop Provisions, acceptable records of
               direct marketed production are:
                    Daily pick records that meet the requirements outlined in the Crop
                    Insurance Handbook (Section 10 C(4)) are acceptable or:
                    1.  Daily farm log that includes quantity sold and price received
                        on a unit basis; or
                    2.  Pick records with pickers identification number and amount picked
                        daily on a unit basis; or
                    3.  Cash register receipt with quantity sold and price received on a
                        unit basis.

 0HW   1999    * Includes Commercial Cranberry, Black Turtle Soup, Dark Red Kidney,
               Light Red Kidney, Pinto, Pea (Navy & Medium White) and White Kidney.

 0HY   2003    The earliest planting date is shown in the "Initial Planting Date" column.

 0HZ   2006    APPROVED MALTING BARLEY VARIETIES:  Alexis
                                                   Andre
                                                   Anheuser Busch 1201
                                                   Anheuser Busch 1202
                                                   Anheuser Busch 2601
                                                   Camarque
                                                   Clark
                                                   Galena
                                                   Karla
                                                   Klages
                                                   Merit
                                                   Moravian III
                                                   Moravian 14
                                                   Moravian 22
                                                   Moravian 37
                                                   Morex
                                                   Premier
                                                   Triumph

               All varieties recommended for malting by the American Malting Barley
               Association, Inc; and All Varieties meeting the conditions set forth
               in the Malting Barley Price and Quality Endorsement produced under
               contract as defined in the endorsement.

               Varieties meeting the conditions set forth in the Malting Barley Price
               and Quality Endorsement which are not contracted or listed above may
               be insured via FCI-2 Written Agreement. Submit a request for insurance
               through your agent by the acreage reporting date.

 0IA   2001    Cultural Requirements:  In accordance with Section 6(a)(5)of the Strawberry
               Crop Provisions, the cultural requirements for insurability are:
               1.  Soil Fumigation:
                   A.  With a mixture of no more than 75 percent methyl bromide and no less
                       than 25 percent chloropicrin, unless restricted by the proximity
                       of residential areas to the field:
                       (1) Applied at a minimum rate of 250 pounds per acre for bed
                           fumigation and 300 pounds per acre for field
                           fumigation; and
                       (2) Completed at least 2 weeks and no more than 16 months prior to
                           planting.
                   B.  Other soil sterilization techniques can satisfy this requirement
                       if tested, shown to be effective,  and applied according to
                       recommendations of the University of California Cooperative Extension
                       (UCCE)Service.
               2.  Planting beds must be raised at least six (6) inches.
               3.  Initial plant density must be at least 12,000 viable plants per acre.
               4.  All transplants must satisfy the requirements of the Strawberry
                   Certification Program administered by the California Department of
                   Food and Agriculture.
               5.  Plastic (polyethylene) mulch must be applied to the planting beds
                   by March 1 or as recommended by UCCE for the location and planting system.


 0IB   2008    Minimum Value Option:  If you selected Option I of the Modified Minimum Value
               Option, the minimum value option price is $0.10 per pound.  If you selected
               Option II of the Modified Minimum Value Option, the minimum value option price
               is $0.05 per pound.

 0IC   2008    Insurance will attach only on potatoes planted during the period
               of June 10 - August 1.

 0ID   2008    Insurance will attach only on potatoes planted during the period
               of July 1 - September 15.

 0IE   2008    Insurance will attach only on potatoes planted during the period
               of February 15 - May 15.

 0IF   2004    Minimum Prior Production:  In accordance with Section 6(a)(8), the
               insured crop must be grown by a person who produced at least 10,000 pounds
               of strawberries per planted acre in at least one of the three previous
               crop years.


 0IG   2004    Minimum Value Option:  If you selected Option I of the Modified Minimum Value
               Option, the minimum value option price is $0.33 per pound.  If you selected
               Option II of the Modified Minimum Value Option, the minimum value option price
               is $0.00 per pound.

 0IH   2004    Minimum Value Option:  If you selected Option I of the Modified Minimum Value
               Option, the minimum value option price is $0.22 per pound.  If you selected
               Option II of the Modified Minimum Value Option, the minimum value option price
               is $0.00 per pound.

 0II   2004    Minimum Value Option:  If you selected Option I of the Modified Minimum Value
               Option, the minimum value option price is $0.23 per pound.  If you selected
               Option II of the Modified Minimum Value Option, the minimum value option price
               is $0.00 per pound.

 0IJ   2008      **Annual Hill Practice - Transplanted into raised beds annually.

 0IK   2003    Age 2 clams are clams that have passed the one year anniversary of the date
               they were planted.  Clams that pass the one year anniversary during the crop
               year will be considered Age 2 clams.  An adjusted inventory report may be
               submitted if needed to avoid an under report factor in case of a loss.  Any
               adjustment must have been made at least 15 days prior to the loss.

 0IL   2005    **** Applicable to insurance under the Guaranteed Tobacco Crop Provisions.

 0IM   2005    **** Applicable to insurance under the Quota Tobacco Crop Provisions.

 0IN   2003    A survival factor of 60% will be applied to the number of 10 mm or above clams
               that have been seeded.  The resulting amount will be the maximum number of
               clams insurable regardless of age.

 0IO   2003    Nursery Bag - Age 1:  Clams a minimum of 5 millimeters, measured at the longest
               shell distance that is parallel to the hinge, placed in nursery bags on the
               lease parcel.

 0IP   2003    Grow-out Bag - Age 2:  Clams a minimum of 10 millimeters, measured at the
               longest shell distance that is parallel to the hinge, placed in grow-out
               bags on the lease parcel.

 0IQ   2003    Bottom Culture - Age 2:  Clams a minimum of 10 millimeters, measured at the
               longest shell distance that is parallel to the hinge, placed in bottom
               culture on the lease parcel.

 0IR   2000    Survival factor for Age 1 Clams will be 75%.

 0IS   2000    Survival factor for Age 2 Clams will be 80%.

 0IT   2003    For Catastrophic insurance coverage only:  Your inventory value report for all
               clams cannot exceed the lesser of the value from section 6(e) of the policy or
               250 percent of your previous year's sales of clams; and if the above
               restrictions cause you to under report the value of your inventory, you must
               present records acceptable to us to prove your actual inventory value to
               receive a waiver of these restrictions.

 0IW   2003    Grow-out Round Pen - Age 2:  Clams a minimum of 10 millimeters, measured at the
               longest shell distance that is parallel to the hinge, placed in round pens on
               the lease parcel.

 0IY   2003    Survival factor for Age 2 Clams will be 70%.

 0IZ   2003    Age 1 clams are clams that have been planted less than one year on November 30
               preceding the crop year.  Clams will remain Age 1 until the one year
               anniversary of the day they were planted.

 0JA   2003    Clams that were less than 10 mm at seeding will not be insurable until they
               have grown to at least 10 mm in size, have been inventoried and the survival
               factor applied to the inventory report.

 0JB   2007    Rotation requirements: In accordance with Section 8 (a)(1) of the
               Sugar Beet Crop Provisions, insurance will not attach to any acreage
               on which sugar beets were grown the preceding crop year unless
               provided by written agreement.

 0JC   2000    Acreage Limitation:  Any person who plants in excess of 125 percent of the
               cabbage acreage grown in the 1998 crop year will be ineligible for insurance
               unless a request is received in writing from the producer to insure the acreage
               and the request is approved by a company representative. An acreage increase of
               five or less acres does not apply to this limitation. The
               request will be approved by the company representative if ONE of the
               following conditions is met:

               1.  The producer has a written contract on all the cabbage acreage with
               the buyer (for the purposes of this statement, a buyer is a processor,
               wholesaler, retailer, packer, or shipper), containing at a minimum:  The
               producer's commitment to plant and grow cabbage, and to deliver the cabbage
               production to the buyer; the commitment by the buyer to purchase production
               stated in the contract; and a base contract price at which the cabbage will
               be purchased.  The producer must provide the contract to the company
               representative before the request will be approved.  If the producer is
               also the buyer:  Prior to the sales closing date, the Board of Directors
               or officers of the company which the producer has a financial interest in
               must execute and adopt a resolution that contains the same terms as an
               acceptable buyer contract.  Such resolution will be considered a buyer
               contract for the purposes of this paragraph.

               2.  The producer will plant no more than the greatest number of acres
               planted by the producer in any one of the three previous crop years. The
               producer must provide written verification of acreage data from the Farm
               Service Agency or Extension Service to the company representative before
               the request will be approved.

               The requests must be made by new insureds at the time of application or by
               carry-over insureds by the sales closing date.

 0JD   2000    Acreage Limitation:  Any person who plants in excess of 125 percent of
               the strawberry acreage grown in the crop year previous to the current crop
               year will be ineligible for insurance unless this limitation is waived by
               the Regional Office.  An acreage increase of five or less acres does not
               apply to this limitation.

 0JG   2002    The Minimum Value Option is not available for Sweet Cherries (Processing).

 0JH   2002    Allowable cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to exceed $6.00
               per bushel per 30 pound carton.

 0JI   2002    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $4.00 per carton.

 0JJ   2008    Reporting Requirements:  In accordance with Section 3(b) of the Strawberry
               Crop Provisions, the insured must report, in writing, the cultural
               requirements specified in the Special Provisions of Insurance that have been
               carried out, the results of any tests required and the strawberry acreage
               grown in the most recent crop year. The report must be completed annually
               by the acreage reporting date.  Failure to meet any of the requirements will
               result in coverage not attaching on such acreage.

 0JK   2002    Minimum Value Option Price:  If you selected Option I of the Minimum Value
               Option, the minimum value option price is $2.75.  If you selected Option II of
               the Minimum Value Option, the minimum value option prices is zero.

 0JM   2004    Picking Factors and Estimated Production:  In accordance with Section 1, and
               11(c)(4) of the Strawberry Crop Provisions, the picking factors and estimated
               pounds of strawberries per picking are as follows:

                      Harvest            Picking          Estimated Pounds
                       Dates             Factor         Per Picking/Per Acre

                  April 15 - May 20        3.5                 1,800 lbs.

 0JN   2004    Picking Factors and Estimated Production:  In accordance with Section 1, and
               11(c)(4) of the Strawberry Crop Provisions, the picking factors and estimated
               pounds of strawberries per picking are as follows:

                      Harvest            Picking          Estimated Pounds
                       Dates             Factor         Per Picking/Per Acre

                  April 25 - May 31        3.5                 1,800 lbs.

 0JO   2004    Picking Factors and Estimated Production:  In accordance with Section 1, and
               11(c)(4) of the Strawberry Crop Provisions, the picking factors and estimated
               pounds of strawberries per picking are as follows:

                      Harvest            Picking          Estimated Pounds
                       Dates             Factor         Per Picking/Per Acre

                  May 10 - June 15         3.5                 1,800 lbs.

 0JP   2000    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the number
               of pounds remaining after any reduction due to excessive moisture (in
               accordance with applicable crop provisions) to determine the net
               production to count.  Any grain which, due to insurable causes, has zero
               market value (net zero market value after consideration of additional costs
               to deliver damaged grain to a market of reasonable distance outside your
               local marketing area) will not be considered production to count if the
               production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in Section 6.

               1 Sunflower seed - Oil type will be discounted for low test weight as
                 follows:

                 Test Weight Pounds  DF  Test Weight Pounds  DF   Test Weight Pounds  DF
                  25 and above      None  20-20.99          .085  Below 17 - See Section 6
                  24-24.99          .017  19-19.99          .102
                  23-23.99          .034  18-18.99          .120
                  22-22.99          .051  17-17.99          .137
                  21-21.99          .068

               2 Sunflower seed - Oil type will be discounted for kernel damage (excluding
                 heat damage) as follows:

                 Kernel Damage %   DF     Kernel Damage %  DF   Kernel Damage %  DF
                   10 and below   None     13.01-14       .244   17.01-18       .395
                   10.01-11       .132     14.01-15       .282   18.01-19       .432
                   11.01-12       .169     15.01-16       .319   19.01-20       .470
                   12.01-13       .207     16.01-17       .357   Above 20 - See Section 6

               3 Sunflower seed - Oil type will be discounted for musty odor, sour odor,
                 and commercially objectionable foreign odor (COFO) as follows:

                 Musty odor = .043        Sour odor = .043      COFO = .060

               4 Sunflowers seed - Non-oil type will be discounted for low test weight as
                 follows:

                  Test Weight Pounds  DF  Test Weight Pounds  DF  Test Weight Pounds  DF
                    22 and above     None   18.00-18.49     .154  Below 17 - See Section 6
                    21.00-21.99      .018   17.50-17.99     .183
                    20.00-20.99      .037   17.00-17.49     .212
                    19.50-19.99      .066
                    19.00-19.49      .095
                    18.50-18.99      .124

               5 Sunflower seed - Non-oil type will be discounted for musty odor, sour
                 odor, and COFO as follows:

                 Musty odor = .037           Sour odor = .037         COFO = .051

 0JQ   2000    6 Sunflower seed with (A) a test weight below 17 pounds per bushel for
                 oil type and non-oil type; (B) a kernel damage percentage above 20
                 percent for oil type; (C) a kernel damage percentage above 5 percent
                 for non-oil type; (D) the presence of substances or conditions
                 identified by the Food and Drug Administration or other public health
                 organizations of the United States as injurious to human or animal
                 health; may be allowed a discount factor.  To determine the discount
                 factor, the reduction in value (RIV) due to all covered quality
                 deficiencies will be determined and that value will then be divided
                 by the local market price*. Discount factors included in sections 1, 2,
                 3, 4, and 5 will not be used if production qualifies for adjustment
                 under this section 6.

               A The RIV specified in section 6 will be limited to amounts that are
                 usual, customary, and reasonable.  If the RIV can be decreased by con-
                 ditioning the production, the RIV after conditioning may be increased by
                 the cost of conditioning, provided that the resulting RIV does not exceed
                 the RIV before conditioning.  No RIV will be accepted if it is due to (1)
                 moisture content; (2) damage due to uninsured causes; or (3) drying,
                 handling, processing, or any other costs associated with normal harvest-
                 ing, handling, and marketing of the production.

               B RIV's used will be those in the local market area in which you normally
                 market the crop, to the extent feasible.  If the RIV for a buyer located
                 outside your local market area is less than the RIV in your local market
                 area, then the RIV may be increased by the additional costs required to
                 deliver the production to the buyer, provided that the resulting RIV does
                 not exceed the RIV in your local market area.  If the damaged production
                 has been sold, the discount factor will be based upon the RIV's applied
                 by the buyer unless it is determined that such RIV's are not usual,
                 customary and reasonable.

               C For production we determine has no value in and outside your local market
                 area, you may offer a value or may intend to utilize such production in
                 a manner which establishes a value. In such cases, the value we agree
                 to will be utilized in accordance with our approved procedures to
                 determine the RIV for quality adjustment purposes according to section 6
                 herein. Only production qualifying under the terms of this section 6
                 (a pre-established discount factor for at least one quality deficiency
                 is not contained in the discount factor charts above) may be adjusted
                 in this manner. Nothwithstanding the first two sentences of this
                 paragraph C, claims involving production containing levels of substances
                 or having conditions that are injurious to human or animal health
                 in excess of the maximum amounts allowed by the Food and Drug
                 Administration, other public health organizations of the United States
                 or agency of the   applicable State may not be settled until such
                 production is sold, used, or destroyed. The value used to determine
                 the RIV for such production will be the amount received for the
                 production, or, if the production is used, the value you offer and we
                 agree to.

               D The RIV will be determined on the earlier of the date such
                 quality-adjusted production is sold or the date of final inspection
                 for the unit.

                 * The "Local Market Price" as defined in the applicable crop provisions.

 0JR   2000    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place
               decimals).  No other quality factors will be considered in determining
               production to count.  The QA Factor (not less than zero) will be
               multiplied by the number of bushels remaining after any reduction due
               to excessive moisture (in accordance with the applicable crop provisions)
               to determine the net production to count. Any grain which, due to insurable
               causes, has zero market value (net zero market value after consideration of
               additional costs to deliver damaged grain to a market of reasonable distance
               outside your local marketing area) will not be considered production to
               count if the production is destroyed.  Production that is not destroyed in
               a manner acceptable to us will be adjusted in accordance with the rules
               below for the respective types and levels of damage.  Additional costs to
               deliver grain outside your local market will be allowed only for types and
               levels of damage included in section 3.

               1  Corn will be discounted for low test weight as follows:
                  Test Weight Pounds   DF      Test Weight Pounds       DF
                  49 and above        None     Below 46 - See Section 3
                  48-48.99            .054
                  47-47.99            .064
                  46-46.99            .075


               2  Corn will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:
                  Kernel Damage %   DF   Kernel Damage %  DF   Kernel Damage %  DF
                    10 and below   None    18.01-19      .079    27.01-28      .127
                    10.01-11       .030    19.01-20      .085    28.01-29      .131
                    11.01-12       .036    20.01-21      .091    29.01-30      .135
                    12.01-13       .043    21.01-22      .097    30.01-31      .139
                    13.01-14       .049    22.01-23      .102    31.01-32      .143
                    14.01-15       .056    23.01-24      .108    32.01-33      .147
                    15.01-16       .062    24.01-25      .114    33.01-34      .150
                    16.01-17       .068    25.01-26      .118    34.01-35      .154
                    17.01-18       .073    26.01-27      .122    Above 35 - See Section 3

               3  Corn with (A) a test weight below 46 pounds per bushel and/or kernel
                  damage above 35 percent; (B) a musty, sour, or commercially objection-
                  able foreign odor; or (C) the presence of substances or conditions
                  identified by the Food and Drug Administration or other public health
                  organizations of the United States as injurious to human or animal
                  health; may be allowed a discount factor. To determine the discount
                  factor, the reduction in value (RIV) due to all covered quality
                  deficiencies will be determined and that value will then be divided
                  by the local market price*.  Discount factors included in sections
                  1 and 2 will not be used if production qualifies for adjustment under
                  this section 3.

                  A  The RIV specified in section 3 will be limited to amounts that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be
                     increased by the cost of conditioning, provided that the resulting
                     RIV does not exceed the RIV before conditioning.  No RIV will be
                     accepted if it is due to (1) moisture content; (2) damage due to
                     uninsured causes; or (3) drying, handling, processing, or any other
                     costs associated with normal harvesting, handling, and marketing of
                     the production.

 0JS   2000       B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the RIV
                     in your local market area, then the RIV may be increased by the
                     additional costs required to deliver the production to the buyer,
                     provided that the resulting RIV does not exceed the RIV in your local
                     market area.  If the damaged production has been sold, the discount
                     factor will be based upon the RIV's applied by the buyer unless it
                     is determined that such RIV's are not usual, customary, and
                     reasonable.

                  C  For production we determine has no value in and outside your local
                     market area, you may offer a value or may intend to utilize such
                     production in a manner which establishes a value. In such cases, the
                     value we agree to will be utilized in accordance with our approved
                     procedures to determine the RIV for quality adjustment purposes
                     according to section 3 herein. Only production qualifying under
                     the terms of this section 3 (a pre-established discount factor
                     for at least one quality deficiency is not contained in the
                     discount factor charts above) may be adjusted in this manner.
                     Notwithstanding the first two sentences of this paragraph C, claims
                     involving production containing levels of substances or having
                     conditions that are injurious to human or animal health in excess
                     of the maximum amounts allowed by the Food and Drug Administration,
                     other public health organizations of the United States or agency
                     of the appliciable State may not be settled until such production
                     is sold, used, or destroyed.  The value used to determine the RIV
                     for such production will be the amount received for the production,
                     or, if the production is used, the value you offer and we agree to.

                  D  The RIV will be determined on the earlier of the date such
                     quality-adjusted production is sold or the date of final
                     inspection for the unit.

                     * The "Local Market Price" as defined in the applicable crop
                     provisions.

 0JT   2000    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the applicable
               Discount Factors (DF) below (expressed as three-place decimals). No other
               quality factors will be considered in determining production to count. The
               QA Factor (not less than zero) will be multiplied by the number of bushels
               remaining after any reduction due to excessive moisture (in accordance with the
               applicable crop provisions) to determine the net production to count.
               Any grain which, due to insurable causes, has zero market value (net zero
               market value after consideration of additional costs to deliver damaged
               grain to a market of reasonable distance outside your local marketing area)
               will not be considered production to count if the production is destroyed.
               Production that is not destroyed in a manner acceptable to us will be
               adjusted in accordance with the rules below for the respective types and
               levels of damage.  Additional costs to deliver grain outside your local market
               will be allowed only for types and levels of damage included in section 3.

               1  Grain sorghum will be discounted for low test weight as follows:
                  Test Weight Pounds     DF         Test Weight Pounds    DF
                    51 and above        None         Below 40 - See Section 3
                    50-50.99            .015
                    49-49.99            .019
                    48-48.99            .024
                    47-47.99            .029
                    46-46.99            .033
                    45-45.99            .038
                    44-44.99            .046
                    43-43.99            .055
                    42-42.99            .063
                    41-41.99            .071
                    40-40.99            .080

               2  Grain sorghum will be discounted for excessive kernel damage (excluding
                  heat damage) as follows:
                  Kernel Damage %   DF   Kernel Damage %   DF   Kernel Damage %  DF
                    15 and below   None    21.01-22       .059    28.01-29      .095
                    15.01-16       .034    22.01-23       .064    29.01-30      .100
                    16.01-17       .038    23.01-24       .069    30.01-31      .106
                    17.01-18       .042    24.01-25       .074    31.01-32      .111
                    18.01-19       .045    25.01-26       .079    32.01-33      .117
                    19.01-20       .049    26.01-27       .085    33.01-34      .123
                    20.01-21       .054    27.01-28       .090    34.01-35      .129
                                                                Above 35 - See Section 3

               3  Grain sorghum with (A) a test weight below 40 pounds per bushel and/or
                  kernel damage above 35 percent; (B) a musty, sour, or commercially
                  objectionable foreign odor (or a smutty grain sorghum grade); or (C) the
                  presence of substances or conditions identified by the Food and Drug
                  Administration or other public health organizations of the United States
                  as injurious to human or animal health; may be allowed a discount
                  factor.  To determine the discount factor, the reduction in value (RIV)
                  due to all covered quality deficiencies will be determined and that
                  value will then be divided by the local market price*. Discount factors
                  included in sections 1 and 2 will not be used if production qualifies
                  for adjustment under this section 3.

                  A  The RIV specified in section 3 will be limited to amounts that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be in-
                     creased by the cost of conditioning, provided that the resulting RIV
                     does not exceed the RIV before conditioning.  No RIV will be accept-
                     ed if it is due to (1) moisture content; (2) damage due to uninsured
                     causes; or (3) drying, handling, processing, or any other costs
                     associated with normal harvesting, handling, and marketing of the
                     production.

 0JU   2000       B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the
                     RIV in your local market area, then the RIV may be increased by
                     the additional costs required to deliver the production to the
                     buyer, provided that the resulting RIV does not exceed the RIV
                     in your local market area.  If the damaged production has been
                     sold, the discount factor will be based upon the RIV's applied
                     by the buyer unless it is determined that such RIV's are not
                     usual, customary, and reasonable.

                  C  For production we determine has no value in and outside your local
                     market area, you may offer a value or may intend to utilize such
                     production in a manner which establishes a value.  In such cases, the
                     value we agree to will be utilized in accordance with our approved
                     procedures to determine the RIV for quality adjustment purposes
                     according to section 3 herein. Only production qualifying under
                     the terms of this section 3 (a pre-established discount factor for
                     at least one quality deficiency is not contained in the discount
                     factor charts above) may be adjusted in this manner. Notwithstanding
                     the first two sentences of this paragraph C, claims involving
                     production containing levels of substances or having conditions
                     that are injurious to human and animal health in excess of the
                     maximum amounts allowed by the Food and Drug Administration, other
                     public health organizations of the United States or agency of the
                     applicable State may not be settled until such production is sold,
                     used, or destroyed. The value used to determine the RIV for such
                     production will be the amount received for the production, or, if
                     the production is used, the value you offer and we agree to.

                  D  The RIV will be determined on the earlier of the date such
                     quality-adjusted production is sold or the date of final
                     inspection for the unit.

                  *  The "Local Market Price" as defined in the applicable crop
                     provisions.

 0JW   2000    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the
               number of bushels remaining after any reduction due to excessive moisture
               (in accordance with the applicable crop provisions) to determine the
               net production to count.  Any grain which, due to insurable causes, has
               zero market value (net zero market value after consideration of additional
               costs to deliver damaged grain to a market of reasonable distance outside
               your local marketing area) will not be considered production to count if
               the production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in section 4.

               1  Soybeans will be discounted for low test weight as follows:
                  Test Weight Pounds    DF      Test Weight Pounds    DF
                     49 and above      None     Below 40 - See Section 4
                     48-48.99          .010
                     47-47.99          .014
                     46-46.99          .017
                     45-45.99          .020
                     44-44.99          .026
                     43-43.99          .033
                     42-42.99          .039
                     41-41.99          .045
                     40-40.99          .052

               2  Soybeans will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:
                  Kernel Damage %   DF    Kernel Damage %   DF    Kernel Damage %   DF
                     8 and below   None      17.01-18      .060      27.01-28      .091
                     8.01-9        .031      18.01-19      .063      28.01-29      .095
                     9.01-10       .034      19.01-20      .066      29.01-30      .098
                    10.01-11       .037      20.01-21      .069      30.01-31      .101
                    11.01-12       .040      21.01-22      .072      31.01-32      .104
                    12.01-13       .044      22.01-23      .075      32.01-33      .107
                    13.01-14       .047      23.01-24      .079      33.01-34      .111
                    14.01-15       .050      24.01-25      .082      34.01-35      .114
                    15.01-16       .053      25.01-26      .085  Above 35 - See Section 4
                    16.01-17       .056      26.01-27      .088

               3  Soybeans will be discounted for a musty odor, sour odor, or commercially
                  objectionable foreign odor (COFO) as follows:

                  Musty Odor = .008      Sour Odor = .016     COFO = .016

               4  Soybeans with (A) a test weight below 40 pounds per bushel and/or kernel
                  damage above 35 percent; (B) a garlicky soybean grade; or (C) the
                  presence of substances or conditions identified by the Food and Drug
                  Administration or other public health organizations of the United States
                  as injurious to human or animal health; may be allowed a discount
                  factor.  To determine the discount factor, the reduction in value
                  (RIV) due to all covered quality deficiencies will be determined and
                  that value will then be divided by the local market price*.  Discount
                  factors included in sections 1, 2, and 3 will not be used if production
                  qualifies for adjustment under this section 4.

                  A  The RIV specified in section 4 will be limited to amounts that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be
                     increased by the cost of conditioning, provided that the resulting
                     RIV does not exceed the RIV before conditioning.  No RIV will be
                     accepted if it is due to (1) moisture content; (2) damage due to
                     uninsured causes; or (3) drying, handling, processing, or any other
                     costs associated with normal harvesting, handling, and marketing of
                     the production.

 0JX   2000       B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the RIV
                     in your local market area, then the RIV may be increased by the
                     additional costs required to deliver the production to the buyer,
                     provided that the resulting RIV does not exceed the RIV in your local
                     market area.  If the damaged production has been sold, the discount
                     factor will be based upon the RIV's applied by the buyer unless it
                     is determined that such RIV's are not usual, customary, and
                     reasonable.

                  C  For production we determine has no value in and outside your local
                     market area, you may offer a value or may intend to utilize such
                     production in a manner which establishes a value.  In such cases, the
                     value we agree to will be utilized in accordance with our approved
                     procedures to determine the RIV for quality adjustment purposes
                     according to section 4 herein.  Only production qualifying under the
                     terms of this section 4 (a pre-established discount factor for at
                     least one quality deficiency is not contained in the discount factor
                     charts above) may be adjusted in this manner.  Notwithstanding the
                     first two sentences of this paragraph C, claims involving production
                     containing levels of substances or having conditions that are
                     injurious to human or animal health in excess of the maximum amounts
                     allowed by the Food and Drug Administration, other public health
                     organizations of the United States or agency of the applicable State
                     may not be settled until such production is sold, used, or destroyed.
                     The value used to determine the RIV for such production will be the
                     amount received for the production, or, if the production is used,
                     the value you offer and we agree to.


                  D  The RIV will be determined on the earlier of the date such
                     quality-adjusted production is sold or the date of final
                     inspection for the unit.

                * The "Local Market Price" as defined in the applicable crop provisions.

 0JY   2000    Subparagraph 11(d) (3) (ii) of the Small Grains Crop Provisions does not
               apply.  In lieu of subparagraph 11(d) (2) (i) (E) of the Small Grains
               Crop Provisions, flaxseed will be eligible for quality adjustment if it
               has a musty, sour, or commercially objectionable foreign odor (except smut
               or garlic odor) or if it does not meet the grade requirements for U.S. No.
               2 (grades U.S. Sample Grade) because of test weight or damaged kernels.
               Production of flaxseed that is eligible for quality adjustment, as
               specified above and in paragraphs 11(d) (2) and (3) of the Small Grains
               Crop Provisions, will be reduced (in lieu of the provisions in paragraph
               11(d) (4) of the Small Grains Crop Provisions) as follows:

               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the
               number of bushels otherwise determined in accordance with the Small Grains
               Crop Provisions, to determine the net production to count.  Any grain
               which, due to insurable causes, has zero market value (net zero market value
               after consideration of additional costs to deliver damaged grain to a market of
               reasonable distance outside your local marketing area) will not be considered
               production to count if the production is destroyed.  Production that is not
               destroyed in a manner acceptable to us will be adjusted in accordance with the
               rules below for the respective types and levels of damage.  Additional costs to
               deliver grain outside your local market will be allowed only for types and
               levels of damage included in section 2.

               1  Flaxseed will be discounted for low test weight as follows:

               Test Weight Pounds DF   Test Weight Pounds  DF   Test Weight Pounds  DF
                  47 and above   None     41-41.99        .112   Below 39- See Section 2
                  46-46.99       .041     40-40.99        .124
                  45-45.99       .056     39-39.99        .154
                  44-44.99       .071
                  43-43.99       .083
                  42-42.99       .098

               2  Flaxseed with (A) a test weight below 39 pounds per bushel; (B) a
               kernel damage percentage above 15 percent; (C) a musty, sour, or
               commercially objectionable foreign odor (except smut or garlic odor);
               and/or (D) the presence of substances or conditions identified by the
               Food and Drug Administration or other public health organizations of
               the United States as injurious to human or animal health; may be allowed
               a discount factor.  To determine the discount factor, the reduction in
               value (RIV) due to all covered quality deficiencies will be determined
               and that value will then be divided by the local market price*.
               Discount factors included in Section 1 will not be used if production
               qualifies for adjustment under this section 2.

                 A  The RIV specified in section 2 will be limited to amounts that
                    are usual, customary, and reasonable.  If the RIV can be decreased
                    by conditioning the production, the RIV after conditioning may be
                    increased by the cost of conditioning, provided that the resulting
                    RIV does not exceed the RIV before conditioning.  No RIV will be
                    accepted if it is due to (1) moisture content; (2) damage due to
                    uninsured causes; or (3) drying, handling, processing, or any other
                    costs associated with normal harvesting, handling, and marketing of
                    the production.

 0JZ   2000       B RIV's used will be those in the local market area in which you
                    normally market the crop, to the extent feasible.  If the RIV for a
                    buyer located outside your local market area is less than the RIV
                    in your local market area, then the RIV may be increased by the
                    additional costs required to deliver the production to the buyer,
                    provided that the resulting RIV does not exceed the RIV in your local
                    market area.  If the damaged production has been sold, the discount
                    factor will be based upon the RIV's applied by the buyer unless it is
                    determined that such RIV's are not usual, customary, and reasonable.

                  C For production we determine has no value in and outside your local
                    market area, you may offer a value or may intend to utilize such
                    production in a manner which establishes a value.  In such cases,
                    the value we agree to will be utilized in accordance with our
                    approved procedures to determine the RIV for quality adjustment
                    purposes according to section 2 herein. Only production qualifying
                    under the terms of this section 2 (a pre-established discount factor
                    for at least one quality deficiency is not contained in the discount
                    factor charts above) may be adjusted in this manner. Nothwithstanding
                    the first two sentences of this paragraph C, claims involving
                    production containing levels of substances or having conditions
                    that are injurious to human or animal health in excess of the
                    maximum amounts allowed by the Food and Drug Administration, other
                    public health organizations of the United States or agency of the
                    applicable State may not be settled until such production is sold,
                    used, or destroyed. The value used to determine the RIV for such
                    production will be the amount received for the production, or, if
                    the production is used, the value you offer and we agree to.


                  D The RIV will be determined on the earlier of the date such
                    quality-adjusted production is sold or the date of final
                    inspection for the unit.

               * The "Local Market Price" as defined in the applicable crop provisions.

 0K    2002      ** Applicable to acreage that was flooded (water fallowed) as an
               agricultural practice within the same calendar year in which the crop is
               insurable prior to seeding.

 0KA   2001    Picking Factors and Estimated Production:  In accordance with Section 1
               and 11(c)(4), of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

               Type                       Harvest               Picking          Estimated
                                           Dates                Factors          Pounds Per
                                                                                  Picking
                                                                                 (Per Acre)
               Summer Planting     October 10 - November 10        5                  50
               Summer Planting     April 1- May 31                 5               1,600
               Summer Planting     June 1 - June 30                5               1,200



 0KB   2007    In addition to the requirements of section 3 of the Basic provisions, you may
               select only a single coverage level and the corresponding amount of insurance
               designated in the actuarial documents for Chile Peppers insured in this county.

 0KC   2006    In lieu of the definition of crop year as defined in the Pilot Fresh Market
               Bean Provisions, the "crop year" for this county crop program is the period
               of time that begins on the first day of the earliest planting period for
               spring planted fresh market snap beans and continues through the last day
               of the insurance period for fall planted fresh market snap beans.  The crop
               is designated by the calendar year in which the fresh market snap beans are
               harvested.

 0KD   2000    Acreage Limitation:  Any person who plants in excess of 125 percent of the
               cabbage acreage grown in the 1999 crop year will be ineligible for insurance
               unless a request is received in writing from the producer to insure the acreage
               and the request is approved by a company representative. An acreage increase of
               five or less acres does not apply to this limitation. The request will be
               approved by the company representative if ONE of the following conditions is
               met:

               1.  The producer has a written contract on all the cabbage acreage with the
               buyer (for the purposes of this statement, a buyer is a processor,
               wholesaler, retailer, packer, or shipper), containing at a minimum:  The
               producer's commitment to plant and grow cabbage, and to deliver the cabbage
               production
               to the buyer; the commitment by the buyer to purchase production stated in
               the contract; and a base contract price at which the cabbage will be
               purchased.  The producer must provide the contract to the company
               representative before the request will be approved.  If the producer is
               also the buyer:  Prior to the sales closing date, the Board of Directors or
               officers of the company which the producer has a financial interest in must
               execute and adopt a resolution that contains the same terms as an
               acceptable buyer contract.  Such resolution will be considered a buyer
               contract for the purposes of this paragraph.

               2.  The producer will plant no more than the greatest number of acres
               planted by the producer in any one of the three previous crop years.  The
               producer must provide written verification of acreage data from the Farm
               Service Agency or Extension Service to the company representative before
               the request will be approved.

               The requests must be made by new insureds at the time of application or by
               carry-over insureds by the sales closing date.

 0KE   2000    Any person with an acreage-based processor contract and who plants in excess
               of 125 percent of the processing cucumber acreage grown in the most recent
               crop year will be ineligible for insurance unless this limitation is waived
               by a company representative.  An acreage increase of five or less acres does
               not apply to this limitation.  The request will be approved by the company
               representative if ONE of the following conditions is met:

               1.  The producer must provide the written contract to the company
               representative before the request will be approved.

               2.  The producer will plant no more than the greatest number of acres
               planted by the producer in any one of the three previous crop years.  The
               producer must provide written verification of acreage data from the Farm
               Service Agency or Extension Service to the company representative before
               the request will be approved.

               The requests must be made by new insureds at the time of application or
               by carry-over insureds by the sales closing date.


 0KF   2005    In lieu of Section 10(b)(1), insurance will be provided for loss of production
               due to nematode damage.

 0KG   2001    For the purpose of Section 8(c) of the crop provisions, the expected yield for
               determining the maximum insurable acreage under a quantity based processor
               contract will be 225 bushels per acre.

 0KH   2001    For the purpose of Section 8(c) of the crop provisions, the expected yield for
               determining the maximum insurable acreage under a quantity based processor
               contract will be 153 bushels per acre.

 0KI   2001    For the purpose of Section 8(c) of the crop provisions, the expected yield for
               determining the maximum insurable acreage under a quantity based processor
               contract will be 128 bushels per acre.

 0KJ   2005    Insurance will not attach to any acreage on which cucumbers or any other plant
               of the genus Curcurbita were planted in either of the two preceding crop years
               unless the producer uses adequate and proper measures of fumigation when
               planting to the same acreage.

 0KL   1997      ** Without Frost Protection - Applicable to insurable acreage not
               meeting the requirements for With Frost Protection.

 0KM   2001    For the purpose of Section 8(c) of the crop provisions, the expected yield for
               determining the maximum insurable acreage under a quantity based processor
               contract will be 160 bushels per acre.

 0KN   2002    Practical to Replant:  It will not be considered practical to replant Fresh
               Market Beans if replanting the acreage will result in the producer missing
               their market window for the acreage involved.

 0KO   2008    The Clam Inventory Value Report Date is shown in the "Acreage Reporting" date
               column.

 0KQ   2002    In lieu of Section 9 Insurance period of the Pilot Fresh Market Bean
               Provisions, the end of the insurance period of Fall Planting will be November
               10 for this county crop program.

 0KR   2007    The United States standards used to determine quality (grade) deficiencies
               will be those standards applicable to the intended use of the insured
               potatoes. For example, if you insure processing potatoes under the terms
               of the Northern Potato Crop Provisions and Quality Option, the United
               States Standards for Grades of Potatoes for Processing will be used to
               determine quality (grade) deficiencies.  Such standards (the United States
               Standards for Grades of Potatoes, the United States Standards for Grades
               of Potatoes for Processing, or the United States Standards for Grades
               of Potatoes for Chipping) will be used to determine quality deficiencies
               only and will not be used to determine the quantity of potatoes or number
               of samples required. The quantity and number of samples required will be
               determined in accordance with procedures approved by the Federal Crop
               Insurance Corporation.


 0KS   2007    In lieu of the percentage of price quotation "B" required for quality
               adjustment in section 12(c) of the Income Protection - Cotton Crop
               Provisions, production to count will be reduced if price quotation "A"
               is less than 85 percent of price quotation "B". If eligible for adjustment,
               the amount of production to be counted will be determined by multiplying
               the number of pounds of such production by the factor derived from dividing
               price quotation "A" by 85 percent of the price quotation "B".

 0KU   2005    The Pilot Coverage Enhancement Option (CEO) is available in this county.
               While CEO increases the amount of coverage, the policy deductible remains
               the same as the underlying policy.

 0KV   2004    The following is only applicable to producers that elect optional units:

               While the quota tobacco programs authorize you to transfer or lease any
               quota that is not filled from production in any unit, you cannot receive
               an indemnity for failure to produce the quota on a unit when quota is
               leased or transferred to another of your units or to another producer.
               Prior to receiving an indemnity payment, you must provide a certification
               from the Farm Service Agency stating whether any portion of your quota will
               be transferred or leased. If you elect to transfer or lease any portion of
               your quota, we will include all pounds of quota transferred or leased as
               production to count for the unit from which the quota was leased or
               transferred. If an indemnity was paid prior to the transfer or lease of
               the quota production, you will be required to repay any overpayment.


 0KW   2007    In lieu of the percentage of price quotation "B" required for quality
               adjustment in section 10(d) of the Cotton Crop Provisions, production
               to count will be reduced if price quotation "A" is less than 85 percent
               of price quotation "B".  If eligible for adjustment, the amount of
               production to be counted will be determined by multiplying the number
               of pounds of such production by the factor derived from dividing price
               quotation "A" by 85 percent of the price quotation "B".

 0KX   2007    In lieu of the percentage of price quotation "B" required for quality
               adjustment in section 10(d) of the ELS Cotton Crop Provisions, production
               to count will be reduced if price quotation "A" is less than 85 percent
               of price quotation "B".  If eligible for adjustment, the amount of
               production to be counted will be determined by multiplying the number
               of pounds of such production by the factor derived from dividing price
               quotation "A" by 85 percent of the price quotation "B".

 0KY   2007    In lieu of the percentage of price quotation "B" required for quality
               adjustment in section 10(e) of the CRC Cotton Crop Provisions, production
               to count will be reduced if price quotation "A" is less than 85 percent
               of price quotation "B".  If eligible for adjustment, the amount of
               production to be counted will be determined by multiplying the number
               of pounds of such production by the factor derived from dividing price
               quotation "A" by 85 percent of the price quotation "B".

 0KZ   2003    For Catastrophic insurance coverage only:  Your inventory value report for all
               clams cannot exceed the lesser of the value from section 6(e) of the policy or
               300 percent of your previous year's sales of clams; and if the above
               restrictions cause you to under report the value of your inventory, you must
               present records acceptable to us to prove your actual inventory value to
               receive a waiver of these restrictions.

 0LA   2003    For Catastrophic insurance coverage only:  Your inventory value report for all
               clams cannot exceed the lesser of the value from section 6(e) of the policy or
               200 percent of your previous year's sales of clams; and if the above
               restrictions cause you to under report the value of your inventory, you must
               present records acceptable to us to prove your actual inventory value to
               receive a waiver of these restrictions.

 0LB   2000    In addition to Section 34 of the basic provisions, optional units are allowed
               by type.

 0LC   2000    In lieu of the definition of crop year as defined in the Pilot Fresh
               Market Bean Provisions, for this county crop year is a period of time
               that begins on the first day of the earliest planting period for spring
               planted fresh market beans and continues through the last day of the
               insurance period for fall planted fresh market snap beans.  The crop
               year is designated by the calendar year in which the fresh market snap
               beans are harvested.

 0LF   2002    For Sweet Cherries (Processing), the minimum value to be used
               for harvested and appraised production will be $0.28 per pound.

 0LG   2005    It will not be practical to replant Winter Squash if replanting the acreage
               will result in the producer missing their market window for the acreage
               involved.

 0LI   2005    In lieu of Section 6(c)(3) of the Winter Squash Crop Provisions, squash grown
               for direct marketing are insurable in this county.

 0LJ   2001    Durum Projected Price - The February harvest year's average daily
               settlement price for the harvest year's Minneapolis Grain Exchange
               September durum wheat futures contract rounded to the nearest whole
               cent. The Projected Price will be released as an actuarial document
               addendum by March 10 of the harvest year.

               Durum Harvest Price - The August harvest year's average daily
               settlement price for the harvest year's Minneapolis Grain Exchange
               September durum wheat futures contract rounded to the nearest whole
               cent.  The Harvest Price will be released as an actuarial document
               addendum by September 10 of the harvest year.

 0LM   2004    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the
               number of bushels remaining after any reduction due to excessive moisture
               (in accordance with the applicable crop provisions) to determine the
               net production to count.  Any grain which, due to insurable causes, has
               zero market value (net zero market value after consideration of additional
               costs to deliver damaged grain to a market of reasonable distance outside
               your local marketing area) will not be considered production to count if
               the production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in section 5.

               1  Oats will be discounted for grade as follows:

                  Grade                  DF
                  U.S. Sample Grade     .243

               2  Oats will be discounted for low test weight as follows:

                  Test Weight Pounds      DF      Test Weight Pounds      DF
                   27 and above          None      24-24.99              .161
                   26-26.99              .119       Below 24 - See Section 5
                   25-25.99              .140

               3  Oats will be discounted for percent sound oats as follows:

                  Sound Oats %    DF        Sound Oats %   DF
                  80 and above    None      69-69.99       .545
                  79-79.99        .277      68-68.99       .571
                  78-78.99        .304      67-67.99       .598
                  77-77.99        .330      66-66.99       .625
                  76-76.99        .357      65-65.99       .652
                  75-75.99        .384      Below 65 - See Section 5
                  74-74.99        .411
                  73-73.99        .438
                  72-72.99        .464
                  71-71.99        .491
                  70-70.99        .518

               4  Oats will be discounted for garlicky or smutty grade as follows:

                  Garlicky = .045       Smutty = .089

               5  Oats with (A) a test weight below 24 pounds per bushel; B) a sound
                  oats percentage below 65 percent; (C) a musty, sour, or commercially
                  objectionable foreign odor (except smut or garlic odor); D) an ergoty
                  grade; or (E) the presence of substances or conditions identified by
                  the Food and Drug Administration or other public health organizations
                  of the United States as injurious to human or animal health; may be
                  allowed a discount factor.  To determine the discount factor, the
                  reduction in value (RIV) due to all covered quality deficiencies will
                  be determined and that value will then be divided by the local market
                  price*.  Discount factors included in sections 1 through 4 will not be
                  used if production qualifies for adjustment under this section 5.

 0LN   2004    A  The RIV specified in section 5 will be limited to amounts that are
               usual, customary, and reasonable. If the RIV can be decreased by
               conditioning the production, the RIV after conditioning may be
               increased by the cost of conditioning, provided that the resulting RIV
               does not exceed the RIV before conditioning. No RIV will be accepted if
               it is due to (1) moisture content; (2) damage due to uninsured causes;
               or (3) drying, handling, processing, or any other costs associated with
               normal harvesting, handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you normally
               market the crop, to the extent feasible. If the RIV for a buyer located
               outside your local market area is less than the RIV in your local market
               area, then the RIV may be increased by the additional costs required to
               deliver the production to the buyer, provided that the resulting RIV
               does not exceed the RIV in your local market area. If the damaged
               production has been sold, the discount factor will be based upon the
               RIV's applied by the buyer unless it is determined that such RIV's are
               not usual, customary, and reasonable.

               C   For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such
               production in a manner which establishes a value.  In such cases, the
               value we agree to will be utilized in accordance with our approved
               procedures to determine the RIV for quality adjustment purposes according
               to section 5 herein. Only production qualifying under the terms of this
               section 5 (a pre-established discount factor for at least one quality
               deficiency is not contained in the discount factor charts above) may be
               adjusted in this manner. Notwithstanding the first two sentences of this
               paragraph C, claims involving production containing levels of substances
               or having conditions that are injurious to human or animal health in
               excess of the maximum amounts allowed by the Food and Drug Administration,
               other public health organizations of the United States or agency of the
               applicable State may not be settled until such production is sold, used,
               or destroyed.  The value used to determine the RIV for such production
               will be the amount received for production, or, if the production is used,
               the value you offer and we agree to.

               D  The RIV and local market price* will be determined on the earlier of
               the date such quality-adjusted production is sold or the date of final
               inspection for the unit.

               *  The "Local Market Price" as defined in the applicable crop provisions.

 0LO   2005    Only grain varieties of 80 day Minnesota Relative Maturity (MRM) or less
               will be insurable as grain. Proof of variety planted must be provided by
               the acreage reporting date and placed in the insured's file.

 0LQ   2000    APPROVED MALTING BARLEY VARIETIES:  B1202
                                                   B2601
                                                   Chinook
                                                   Crest
                                                   Crystal
                                                   Excel
                                                   Foster
                                                   Galena
                                                   Harrington
                                                   Klages
                                                   Merit
                                                   Moravian 22
                                                   Morex
                                                   Russell
                                                   Stander

               All Varieties recommended for malting by the American Malting Barley
               Association, Inc.; and, All Varieties meeting the conditions set
               forth in the Malting Barley Price and Quality Endorsement produced
               under contract as defined in the endorsement.




 0LR   2000    APPROVED MALTING BARLEY VARIETIES:  B1202
                                                   B2601
                                                   Chinook
                                                   Crest
                                                   Crystal
                                                   Excel
                                                   Foster
                                                   Galena
                                                   Harrington
                                                   Klages
                                                   Merit
                                                   Moravian 111
                                                   Moravian 22
                                                   Morex
                                                   Russell
                                                   Stander
                                                   Triumph

               All Varieties recommended for malting by the American Malting Barley
               Association, Inc.; and, All Varieties meeting the conditions set
               forth in the Malting Barley Price and Quality Endorsement produced
               under contract as defined in the endorsement.


 0LS   2000    APPROVED MALTING BARLEY VARIETIES:  Anheuser Busch 1602 (6-row)
                                                   Excel (6-row)
                                                   Foster
                                                   Morex (6-row)
                                                   Robust (6-row)
                                                   Stander
                                                   Triumph

               All varieties grown in this state recommended for malting by the American
               Malting Barley Association,Inc.: and, all varieties meeting the conditions set
               forth in the Malting Barley Price and Quality endorsement produced
               under contract as defined in the endorsement.



 0LT   2000    APPROVED MALTING BARLEY VARIETIES:  Anheuser Busch 1201 & 1202 (2-row)
                                                   Anheuser Busch 1603
                                                   Anheuser Busch 2601 (6-row)
                                                   Anheuser Busch 5648
                                                   Chinook
                                                   Clark (2-row)
                                                   Crest (2-row)
                                                   Crystal (2-row)
                                                   Excel (6-row)
                                                   Foster
                                                   Galena
                                                   Harrington (2-row)
                                                   Klages (2-row)
                                                   Merit
                                                   Moravian III (2-row)
                                                   Moravian 22
                                                   Morex (6-row)
                                                   Russell
                                                   Stander
                                                   Triumph

               All varieties grown in this state recommended for malting by the American
               Malting Barley Association, Inc.: and, all varieties meeting the
               conditions set forth in the Malting Barley Price and Quality endorsement
               produced under contract as defined in the endorsement.


 0LU   2000    APPROVED MALTING BARLEY VARIETIES:  Anheuser Busch 1602
                                                   Excel
                                                   Foster
                                                   Morex
                                                   Robust
                                                   Stander
                                                   Triumph

               All varieties grown in this state recommended for malting by the American
               Malting Barley Association, Inc.: and, all varieties meeting the
               conditions set forth in the Malting Barley Price and Quality endorsement
               produced under contract as defined in the endorsement.


 0LV   2007    The Projected Price - The average derived by totaling the final closing
               daily settlement prices for the insured crop year Chicago Board of
               Trade (CBOT) December corn future contracts of each trading day of
               February of the current year, and dividing that total by the number of
               daily settlement prices.  The projected price will be calculated by
               FCIC before March 5.

 0LW   2004    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the applicable
               Discount Factors (DF) below (expressed as three-place decimals). No other
               quality factors will be considered in determining production to count. The
               QA Factor (not less than zero) will be multiplied by the number of bushels
               remaining after any reduction due to excessive moisture (in accordance with
               the applicable crop provisions) to determine the net production to count.
               Any grain which, due to insurable causes, has zero market value (net zero
               market value after consideration of additional costs to deliver damaged
               grain to a market of reasonable distance outside your local marketing
               area) will not be considered production to count if the production is
               destroyed.  Production that is not destroyed in a manner acceptable to us
               will be adjusted in accordance with the rules below for the respective types
               and levels of damage.  Additional costs to deliver grain outside your local
               market will be allowed only for types and levels of damage included in
               section 6.

               1  Wheat (all classes) will be discounted for grade as follows:

                  Grade               DF

                  U.S. No. 5         .097
                  U.S. Sample Grade  .265

               2  Hard Red Spring and White Club wheat will be discounted for low
                  test weight as follows:

                    Test Weight Pounds  DF     Test Weight Pounds   DF
                    50 and above       None      45-45.99          .039
                      49-49.99        .008       44-44.99          .050
                      48-48.99        .016       Below 44 - See Section 6
                      47-47.99        .023
                      46-46.99        .031

                3   Wheat (all classes except Hard Red Spring and White Club) will be
                    discounted for low test weight as follows:

                    Test Weight Pounds  DF      Test Weight Pounds  DF
                    51 and above       None       45-45.99         .093
                      50-50.99        .015        44-44.99         .109
                      49-49.99        .031        Below 44 - See Section 6
                      48-48.99        .047
                      47-47.99        .062
                      46-46.99        .078

               4    Wheat (all classes) will be discounted for excessive defects
                    (excluding foreign material and heat damage) as follows:

                     Defects %     DF        Defects %    DF       Defects %    DF
                    15 and below  None       21.01-22    .054      28.01-29    .109
                      15.01-16    .008       22.01-23    .062      29.01-30    .116
                      16.01-17    .016       23.01-24    .070      30.01-31    .128
                      17.01-18    .023       24.01-25    .078      31.01-32    .140
                      18.01-19    .031       25.01-26    .085      32.01-33    .151
                      19.01-20    .039       26.01-27    .093      33.01-34    .163
                      20.01-21    .047       27.01-28    .101      34.01-35    .174
                                                                Above 35 - See Section 6

 0LX   2004    5  Wheat (all classes) will be discounted for a light smutty or smutty
                  grade as follows:
                                        Light smutty = .039   Smutty =  .078

               6  Wheat with (A) a test weight below 44 pounds per bushel; (B) a defects
               *** percentage above 35 percent; (C) a garlicky or ergoty grade; (D) a
               musty, sour, or commercially objectionable foreign odor (except smut or
               garlic odor); or (E) the presence of substances or conditions identified
               by the Food and Drug Administration or other public health organizations
               of the United States as injurious to human or animal health; may be allowed
               a discount factor. To determine the discount factor, the reduction in
               value (RIV) due to all covered quality deficiencies will be determined
               and that value will then be divided by the local market price*.
               Discount factors included in sections 1 through 5 will not be used if
               production qualifies for adjustment under this section 6.

               *** For quality adjustment purposes, defects (excluding foreign material
               and heat damage) consist of kernel damage and shrunken and broken kernels.
               In no event will a Discount Factor be allowed for kernel damage (excluding
               heat damage) and/or shrunken and broken kernels, in addition to defects.

               A  The RIV specified in section 6 will be limited to amounts that are
               usual, customary, and reasonable.  If the RIV can be decreased by con-
               ditioning the production, the RIV after conditioning may be increased by
               the cost of conditioning, provided that the resulting RIV does not exceed
               the RIV before conditioning.  No RIV will be accepted if it is due to
               (1) moisture content; (2) damage due to uninsured causes; or (3) drying,
               handling, processing, or any other costs associated with normal harvesting,
               handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you
               normally market the crop, to the extent feasible. If the RIV for a
               buyer located outside your local market area is less than the RIV in
               your local market area, then the RIV may be increased by the additional
               costs required to deliver the production to the buyer, provided that
               the resulting RIV does not exceed the RIV in your local market area. If
               the damaged production has been sold, the Discount Factor will be based
               upon the RIV's applied by the buyer unless it is determined that such
               RIV's are not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such
               production in a manner which establishes a value.  In such cases,
               the value we agree to will be utilized in accordance with our
               approved procedures to determine the RIV for quality adjustment
               purposes according to section 6 herein.  Only production qualifying
               under the terms of this section 6 (a pre-established discount factor
               for at least one quality deficiency is not contained in the discount
               factor charts above) may be adjusted in this manner.  Notwithstanding
               the first two sentences of this paragraph C, claims involving production
               containing levels of substances or having conditions that are injurious
               to human or animal health in excess of the maximum amounts allowed by
               the Food and Drug Administration, other public health organizations of
               the United States or agency of the applicable State may not be settled
               until such production is sold, used, or destroyed.  The value used to
               determine the RIV for such production will be the amount received for
               the production, or, if the production is used, the value you offer and
               we agree to.

               D  The RIV and local market price* will be determined on the earlier
               of the date such quality-adjusted production is sold or the date of
               final inspection for the unit.

               * The "Local Market Price" as defined in the applicable crop provisions.

 0LZ   2000    The commodities shown below are in addition to the list of commodities
               contained in section 1(h)(2) of the Adjusted Gross Revenue Pilot
               Insurance Policy.  If more than 50.0 percent of your allowable income
               for the insurance year will be derived from a combination of the
               production from these commodities and those listed in section 1(h)(2),
               you must insure such commodities under other available insurance
               offered under the authority of the Federal Crop Insurance Act.

               Canola, Dry Peas, Green Peas, Hybrid Seed Corn, and Sugar Beets.

 0MA   2000    In lieu of Section 9 (a)(2) of the Florida Fruit Tree Crop Provisions,
               insurance coverage for policies carried over from the 1999 crop year
               will begin on 11/16/99 for the 2000 Crop Year.

               Policies Sold After the Sales Closing Date: The premium billing date
               will be the first day of the second month following the application
               date for policies sold after the Sales Closing Date.

 0MB   2003    In accordance with Section 1 of the Florida Fruit Tree Crop Provisions,
               citrus trees will be insurable for ACC if the ACC Underwriting
               Certification indicates those citrus trees are not infected by or
               exposed to ACC, not considered abandoned by the Department of Plant
               Industry (DPI), and were inspected within the time periods specified
               below:

               A:  If trees are located in a quarantine zone, they were inspected
                   not more than two months before the date the certification is
                   issued by DPI.

               B:  If trees are located in a buffer zone, they were inspected not
                   more than six months before the date the certification is issued
                   by DPI.

               C:  If grapefruit trees are located in a county in which a quarantine
                   zone has been established, but not in a buffer or quarantine zone,
                   they were inspected not more than one year before the date the
                   certification is issued by DPI. Note that other citrus trees so
                   located do not need to be inspected.

 0MC   2004    Allowable Cost:
               Allowable cost for harvested production will include the actual cost
               of picking, grading, packing containers, hauling and selling not to
               exceed $0.22 per 50 pound bushel.

 0MD   2001    Minimum Value:
               The minimum value to be used for harvested and appraised production will
               be $3.75 per 50 pound bushel.

 0ME   2000    Allowable Cost:
               Allowable cost for harvested production will include the actual cost
               of picking, grading, packing containers, hauling and selling not to
               exceed $0.22 per 50 pound bushel for machine harvested acreage and
               $2.05 per 50 pound bushel for hand harvested acreage.

 0MF   2002    Minimum Value:
               The minimum value to be used for harvested and appraised production will
               be $3.75 per 50 pound bushel for machine harvested acreage and $1.95 per
               50 pound bushel for hand harvested acreage.

 0MG   2004    Allowable Cost:
               Allowable cost for harvested production will include the actual cost
               of picking, grading, packing containers, hauling and selling not to
               exceed $2.05 per 50 pound bushel.

 0MH   2004    Minimum Value:
               The minimum value to be used for harvested and appraised production will
               be $1.95 per 50 pound bushel.

 0MI   2004    Allowable Cost:
               Allowable cost for harvested production will include the actual cost
               of picking, grading, packing containers, hauling and selling not to
               exceed $0.19 per 50 pound bushel.

 0MJ   2000    Minimum Value:
               The minimum value to be used for harvested and appraised production will
               be $3.75 per 50 pound bushel.

 0MK   2001    There is a one-year lag period in reporting production.  Production
               reports through the 1999 crop year are required for the 2001 crop year.
               Any unit that does not have a 1999 crop year production report is
               uninsurable for the 2001 crop year.

 0ML   2001    In lieu of the definitions in the Avocado Pilot Crop Provisions, (approved
               average revenue per acre), the following definition applies:

                        Approved average revenue (per acre) - The average farm
                        revenue divided by the average county revenue and that
                        result times the long term average county revenue.

 0MM   2006    Use 55% of the reference maximum price for the appropriate stage,
               rounded to the nearest cent, when calculating the amount of protection
               per unit and the unit value for catastrophic coverage (CAT) policies.

 0MN   2001    In lieu of the Avocado example at the end of Section 12 of the Avocado Pilot
               Crop Provisions, the following applies:

                                            AVOCADO EXAMPLE

                                                 STANDARDIZED           FARM
               YR        YIELD/ACRE              SEASON PRICE          REVENUE

               1           4,559                       0.81             3,693
               2           2,978                       1.04             3,097
               3          10,112                       0.21             2,124
               4           2,014                       0.65             1,309
               5           2,420                       0.82             1,984

               AVERAGE FARM REVENUE = 2,441

               AVERAGE COUNTY REVENUE FOR THESE YEARS = 3,895

               LONG TERM AVERAGE COUNTY REVENUE = 4,001

               APPROVED AVERAGE REVENUE = (2,441/3,895 X 4,001) = 2,507

               Assume the grower selected the 65% coverage level.  The amount of insurance
               per acre is:  $2,507 per acre times 65% = $1,630 per acre.

               Assume the grower produced 1,500 pounds per acre and the crop year's season
               average price is 0.80 cents per pound.  The value of production to count is:
               1,500 pounds per acre times 0.80 cents per pound = $1,200 per acre.

               The indemnity is calculated as follows:
               Amount of insurance per acre                 $1,630
               Subtract the value of production per acre (-) 1,200
               Indemnity per acre                           $  430

 0MR   2007    In lieu of Section 7(b) of the Coarse Grains Crop Provisions, the
               calender date for the end of the insurance period for corn insured
               as the silage will be October 20.

 0MZ   2000    The commodities shown below are in addition to the list of commodities
               contained in section 1(h)(2) of the Adjusted Gross Revenue Pilot
               Insurance Policy.  If more than 50.0 percent of your allowable income
               for the insurance year will be derived from a combination of the
               production from these commodities and those listed in section 1(h)(2),
               you must insure such commodities under other available insurance
               offered under the authority of the Federal Crop Insurance Act.

               Bell Peppers, Canola, Dry Peas, Green Peas, Hybrid Seed Corn, Hybrid Sorghum
               Seed, Pears, Plums, Sugar Beets, Sunflowers and Table Grapes.

 0P1   2002    Conversion factors to be used in accordance with the provisions of the
               insurance policy for adjusting threshed production of dry beans:
                   Section I.   CLASS OF BEANS        GRADE             FACTOR
                                Great Northern      U.S. No. 3           .91
                                Pinto               U.S. No. 3           .90
                                Pink                U.S. No. 3           .90
                                Light Red Kidney    U.S. No. 3           .90
                                Small Whites        U.S. No. 3           .90

                   Section II.  Great Northern
                        Percent of Pick   Factor    Percent of Pick    Factor
                              7            .87             14           .70
                              8            .85             15           .67
                              9            .82             16           .65
                             10            .80             17           .63
                             11            .77             18           .60
                             12            .75             19           .58
                             13            .72             20           .55

                 Section III.   Pea (Navy) and Medium White
                        Percent of Pick   Factor    Percent of Pick    Factor
                              5            .98            13            .80
                              6            .96            14            .78
                              7            .94            15            .76
                              8            .91            16            .74
                              9            .89            17            .72
                             10            .86            18            .70
                             11            .84            19            .68
                             12            .82            20            .67

 0PA   2001    Available coverage level and payment rate combinations, premium subsidy factors
               and administrative fees are as follows:

               Coverage     Payment      Minimum Number of        Premium
               Level        Rate       Agricultural Commodities   Subsidy  Administrative
               Percentage   Percentage      Produced              Factor   Fee
               65           75                  1                  .59     $30
               65           90                  2*                 .59     $30
               75           75 or 90            2*                 .55     $30
               80           75 or 90            4*                 .48     $30

               * To qualify for any coverage level and payment rate combination other
               than the 65 percent coverage level with the 75 percent payment rate
               (65/75), you must produce at least the minimum number of commodities shown
               in the chart above.  The expected allowable income from each of the minimum
               number of commodities required (2 for 65/90, 75/75, 75/90, or 4 for 80/75 or
               80/90) must be equal to or exceed the dollar amount determined as follows:
               (1)  Divide 1.0 by the number of commodities shown on your farm report;
               (2)  Multiply the result of (1) by 0.333; and
               (3)  Multiply the result of (2) by the total expected allowable income
                    shown on your farm report.

 0PC   2008    Classification A01 is applicable to all producers unless classified
               otherwise by the Corporation.


 0PR   2007    Enterprise units are available in this county.

 0PS   2007    The 80 & 85 percent levels are available ONLY if you elect Enterprise
               Units or if you ONLY qualify for one basic unit.

 0Q1   2003    Any fall-seeded acreage which has been airplane or broadcast seeded, and
               has been mechanically incorporated into the soil, will be insurable only
               by written agreement.  A timely filed actuarial request is required.  In
               addition, a crop inspection is required, once the crop has emerged, which must
               document the crop's appraised yield potential. Contact your crop insurance
               agent by the sales closing date to determine eligibility requirements.

 0QA   2008    Any fall-seeded acreage which has been airplane or broadcast seeded will be
               uninsurable.


 0QH   1999      ** Insurance will attach only on potatoes planted during the period of
               February 15 - May 15.

 0QI   2008    Insurance will attach only on potatoes planted during the period of
               July 1 - December 31.

 0RR   1998      ** Spring Transplanting Period - April 1 through April 20.

 0UD   2008    Optional unit division is NOT available by section or section equivalent.
               Optional unit division is available based on Farm Serial Number (FSN) and
               any other method specified in the CRC Basic Provisions or Crop Provisions
               except section or section equivalent.  To be eligible for the available
               methods of optional unit division, you must meet all applicable
               requirements.

 0W1   1999    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the applicable
               Discount Factors (DF) below (expressed as three-place decimals). No other
               quality factors will be considered in determining production to count.
               The QA Factor (not less than zero) will be multiplied by the number of bushels
               remaining after any reduction due to excessive moisture (in accordance with the
               Revenue Assurance Wheat Crop Provisions) to determine the net production to
               count.  Any wheat which, due to insurable causes, has zero market value (net
               zero market value after consideration of additional costs to deliver damaged
               wheat to a market of reasonable distance outside your local marketing area)
               will not be considered production to count if the production is destroyed.
               Production that is not destroyed in a manner acceptable to us will be adjusted
               in accordance with the rules below for the respective types and levels of
               damage.  Additional costs to deliver wheat outside your local market will be
               allowed only for types and levels of damage included in section 5.

               1  Soft Red Winter wheat will be discounted for low test weight as follows:

               Test Weight Pounds  DF    Test Weight Pounds  DF   Test Weight Pounds  DF
                  54 and above    None       45-45.99       .254      37-37.99       .322
                    53-53.99      .102       44-44.99       .262      36-36.99       .331
                    52-52.99      .130       43-43.99       .271      35-35.99       .339
                    51-51.99      .158       42-42.99       .280      34-34.99       .348
                    50-50.99      .181       41-41.99       .288      33-33.99       .357
                    49-49.99      .205       40-40.99       .297      32-32.99       .365
                    48-48.99      .228       39-39.99       .305      31-31.99       .374
                    47-47.99      .237       38-38.99       .314      30-30.99       .382
                    46-46.99      .245                           Below 30 - See Section 5

               2  Wheat (all classes except Soft Red Winter) will be discounted for low
               test weight as follows:

               Test Weight Pounds  DF    Test Weight Pounds  DF   Test Weight Pounds  DF
                  54 and above    None       45-45.99       .090      37-37.99       .150
                    53-53.99*     .035       44-44.99       .097      36-36.99       .157
                    52-52.99      .041       43-43.99       .105      35-35.99       .165
                    51-51.99      .048       42-42.99       .112      34-34.99       .172
                    50-50.99      .056       41-41.99       .120      33-33.99       .180
                    49-49.99      .062       40-40.99       .127      32-32.99       .187
                    48-48.99      .069       39-39.99       .135      31-31.99       .195
                    47-47.99      .076       38-38.99       .142      30-30.99       .202
                    46-46.99      .083                           Below 30 - See Section 5

               * Not applicable to Hard Red Spring wheat and White Club wheat.

               3   Wheat (all classes) will be discounted for excessive defects (excluding
               foreign material and heat damage) as follows:

                       Defects %       DF        Defects %     DF      Defects %    DF
                     10 and below    None       18.01-19      .084     27.01-28    .133
                       10.01-11**    .044       19.01-20      .089     28.01-29    .138
                       11.01-12**    .049       20.01-21      .095     29.01-30    .144
                       12.01-13      .053       21.01-22      .100     30.01-31    .152
                       13.01-14      .058       22.01-23      .106     31.01-32    .160
                       14.01-15      .062       23.01-24      .111     32.01-33    .168
                       15.01-16      .067       24.01-25      .116     33.01-34    .176
                       16.01-17      .073       25.01-26      .122     34.01-35    .185
                       17.01-18      .078       26.01-27      .127 Above 35 -See Section 5

               ** Applicable only to kernel damage (excluding heat damage)

 0W2   1999    4  Wheat (all classes) will be discounted for a light smutty or smutty
                  grade as follows:
                                                 Light smutty = .022   Smutty =  .043

               5  Wheat with (A) a test weight below 30 pounds per bushel; (B) a defects
               *** percentage above 35 percent; (C) a garlicky or ergoty grade; (D) a
               musty, sour, or commercially objectionable foreign odor (except smut odor);
               and/or (E) the presence of substances or conditions identified by the
               Food and Drug Administration or other public health organizations of the
               United States as injurious to human or animal health; may be allowed a
               discount factor. To determine the Discount Factor, the reduction in
               value (RIV) caused by the deficiencies, substances, or conditions
               allowed in (A), (B), (C), (D), and/or (E) will be determined and the
               total will be divided by the Posted County Price (PCP)****. The RIV will
               not include any price reduction resulting from any Discount Factors that
               are included in sections 1, 2, 3, and 4.

               *** For quality adjustment purposes, defects (excluding foreign material
               and heat damage) consist of kernel damage and shrunken and broken kernels.
               In no event will a Discount Factor be allowed for kernel damage (excluding
               heat damage) and/or shrunken and broken kernels, in addition to defects.

               A  The RIV's specified in section 5 will be limited to those that are
               usual, customary, and reasonable.  If the RIV can be decreased by con-
               ditioning the production, the RIV after conditioning may be increased by
               the cost of conditioning, provided that the resulting RIV does not exceed
               the RIV before conditioning.  No RIV will be accepted if it is due to
               (1) moisture content; (2) damage due to uninsured causes; or (3) drying,
               handling, processing, or any other costs associated with normal harvesting,
               handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you
               normally market the crop, to the extent feasible. If the RIV for a
               buyer located outside your local market area is less than the RIV in
               your local market area, then the RIV may be increased by the additional
               costs required to deliver the production to the buyer, provided that
               the resulting RIV does not exceed the RIV in your local market area. If
               the damaged production has been sold, the Discount Factor will be based
               upon the RIV's applied by the buyer unless it is determined that such
               RIV's are not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such production
               in a manner which establishes a value.  In such cases, the value we agree
               to will be utilized in accordance with our approved procedures to determine
               the RIV for quality adjustment purposes according to section 5 herein.

               D  The RIV's and PCP will be those in effect on the earlier of the date
               such quality-adjusted production is sold or the date of final
               INSPECTION FOR THE UNIT.

               **** "Posted County Price (PCP)" is the price established by the Commodity
               Credit Corporation (CCC) in the county shown on your application, for the
               insured wheat class. If multiple counties are shown on your application,
               it is the county in which the insured unit is located. If the CCC
               discontinues establishing PCP's for the county, the PCP will be the Local
               Market Price as defined in the Revenue Assurance Wheat Crop Provisions.

 0WX   1999    HIGH RISK CLASSIFICATION
               The FCI-33 CROP INSURANCE ACTUARIAL MAP applicable to wheat in this
               county will be applicable to Revenue Assurance (RA) wheat.  Any
               designation on the FCI-33 Supplement does not apply to the RA Wheat Crop
               Provisions.

 0XB   1998      *** Insurance will attach only on potatoes planted during the period of
               December 15 - January 20.

 0YS   2007    In lieu of the Canning and Processing Bean Endorsement provision 1.b.(3)
               we do not insure any acreage of canning or processing beans where snap
               or limas were planted in two sucessive crop years of the previous four
               or where sunflowers were planted the previous crop year.

 16J   2008    Container sizes are determined on an actual volume basis for purposes
               of determining the price of the plant on the Eligible Plant Listing
               and Plant Price Schedule (EPL/PPS). The FCIC container sizes and volumes
               are shown below:
                                                                             Includes
               FCIC                                                          ANSI
               Size           Gallon Measurement    Cubic Inch Equivalent    Standard
               Name           Minimum   Maximum     Minimum    Maximum       Class
               ---------      -------   -------     -------    -------       --------
               Pot               0.08      0.19          18         45       SP3
               1 quart           0.20      0.39          46         91       SP4
               2 quart           0.40      0.59          92        137       SP5
               1 gallon          0.60      1.37         138        318        1
               2 gallon          1.38      2.49         319        576        2
               3 gallon          2.50      3.39         577        784        3
               5 gallon          3.40      5.77         785      1,334        5
               7 gallon          5.78      8.49       1,335      1,962        7
               10 gallon         8.50     11.97       1,963      2,766       10
               15 gallon        11.98     17.49       2,767      4,041       15
               20 gallon        17.50     22.49       4,042      5,196       20
               25 gallon        22.50     29.79       5,197      6,883       25
               30 gallon        29.80     32.49       6,884      7,506       n/a
               35 gallon        32.50     37.49       7,507      8,661       n/a
               40 gallon        37.50     42.49       8,662      9,816       n/a
               45 gallon        42.50     47.49       9,817     10,971       n/a
               50 gallon        47.50     52.49      10,972     12,126       n/a
               55 gallon        52.50     57.49      12,127     13,281       n/a
               60 gallon        57.50     62.49      13,282     14,436       n/a
               65 gallon        62.50     67.49      14,437     15,591       n/a
               70 gallon        67.50     72.49      15,592     16,746       n/a
               75 gallon        72.50     77.49      16,747     17,901       n/a
               80 gallon        77.50     82.49      17,902     19,056       n/a
               85 gallon        82.50     87.49      19,057     20,211       n/a
               90 gallon        87.50     92.49      20,212     21,366       n/a
               95 gallon        92.50     97.49      21,367     22,521       n/a
               100 gallon       97.50    124.49      22,522     28,758       n/a
               150 gallon      124.50    174.49      28,759     40,308       n/a
               200 gallon      174.50    224.49      40,309     51,858       n/a
               250 gallon      224.50    274.49      51,859     63,408       n/a
               300 gallon      274.50    324.49      63,409     74,958       n/a



 1A3   2001    There is a one year lag period in reporting production.  Production reports
               through the 1999 crop year are required for the 2001 crop year.

 1A7   2002    For the 2002 and subsequent crop years, catastrophic risk protection
               equals 27.5 percent of your approved average revenue.

 1AC   2008    UNIT DIVISION:  Optional units may be established only for strawberry
               acreage located on non-contiguous land.

 1AD   2005    ALLOWABLE COST:  In accordance with section 1 of the Strawberry Crop
               Provisions, the allowable cost is $0.15 per pound.

 1AE   2001    Cultural Requirements:  In accordance with Section 6(a)(5)of the Strawberry
               Crop Provisions, the cultural requirements for insurability are:
               1.  Soil Fumigation:
                   A.  With a mixture of no more than 75 percent methyl bromide and no less
                       than 25 percent chloropicrin, unless restricted by the proximity
                       of residential areas to the field:
                       (1) Applied at a minimum rate of 250 pounds per acre for bed
                           fumigation and 300 pounds per acre for field
                           fumigation; and
                       (2) Completed at least 4 weeks and no more than 6 months prior to
                           planting.
                   B.  Other soil sterilization techniques can satisfy this requirement
                       if tested, shown to be effective, and applied according to
                       recommendations of the University of California Cooperative Extension
                       (UCCE)Service.
               2.  Planting beds must be raised at least six (6) inches.
               3.  Initial plant density must be at least 20,000 viable plants per acre.
               4.  All transplants must satisfy the requirements of the Strawberry
                   Certification Program administered by the California Department of
                   Food and Agriculture.
               5.  Plastic (polyethylene) mulch must be applied to the planting beds
                   by January 1 or as recommended by UCCE for the location and planting
                   system.


 1AF   2008    Reporting Requirements:  In accordance with Section 3(b) of the Strawberry
               Crop Provisions, the insured must report, in writing, completion of the
               cultural requirements specified in the Special Provisions of Insurance the
               strawberry acreage grown in the most recent crop year, and the highest per
               acre yield of strawberries produced in the three previous crop years.  The
               report must be completed annually by the acreage reporting date.  Failure
               to meet any of the requirements will result in coverage not attaching on
               such acreage.

 1AG   2004    Minimum Prior Production:  In accordance with Section 6(a)(8), the insured
               crop must be grown by a person who produced at least 18,000 pounds of
               strawberries per planted acre in at least one of the three previous crop
               years.

 1AH   2001    Minimum Prior Production:  In accordance with Section 6(a)(8), the insured
               crop must be grown by a person who produced at least 22,000 pounds of
               strawberries per planted acre in at least one of the three previous crop
               years.



 1AI   2008    * Peach varieties with a chilling hour requirement of 600 hours or less
               are uninsurable in this county.

 1AJ   2008    Acreage Limitation:  In accordance with Section 7(c), of the Strawberry
               Crop Provisions, any person who plants in excess of 125 percent of the
               strawberry acreage grown in the crop year previous to the current crop year
               will have a reduction to the amount of insurance, unless this limitation is
               waived by the RMA Regional Office, that will be calculated as follows:
                    (1)     Multiply the greatest number of acres that you planted in
                            any prior year by 1.25 and divide this result by the number
                            of acres planted by you in the current crop year; and
                    (2)     Multiply the result of (1) above (not to exceed 1.0) by the
                            amount of insurance for the current crop year.
               This limitation does not apply to an increase of five acres or less.

 1AK   2008    Acreage Limitation:  In accordance with Section 7(c), of the Strawberry
               Crop Provisions, any person who plants in excess of 125 percent of the
               strawberry acreage grown in the crop year previous to the current crop year
               will have a reduction to the amount of insurance, unless this limitation is
               waived by the RMA Regional Office, that will be calculated as follows:
                    (1)     Multiply the greatest number of acres that you planted in
                            any prior year by 1.25 and divide this result by the number
                            of acres planted by you in the current crop year; and
                    (2)     Multiply the result of (1) above (not to exceed 1.0) by the
                            amount of insurance for the current crop year.
               This limitation does not apply to an increase of ten acres or less.

 1AL   2001    LIMITS ON AMOUNT OF INSURANCE:  In accordance with Section 3 (c) of the
               Strawberry Crop Provisions, we will limit your guarantee (amount of insurance)
               based on your prior production.
               1.  If you have produced at least 60,000 pounds per acre in one of the most
                   recent three years, you may purchase an amount of insurance equal to any
                   of the fixed dollar amount of insurance shown on the actuarial documents.

               2.  If your highest level of production per acre in one of the most recent
                   three years has been less than 60,000 pounds but greater than 22,000
                   pounds, you may purchase an amount of insurance equal to the fixed dollar
                   amount of insurance shown on the actuarial documents times your highest
                   per acre production divided by 60,000.

 1AM   2001    LIMITS ON AMOUNT OF INSURANCE:  In accordance with Section 3 (c) of the
               Strawberry Crop Provisions, we will limit your guarantee (amount of insurance)
               based on your prior production.
               1.  If you have produced at least 50,000 pounds per acre in one of the most
                   recent three years, you may purchase an amount of insurance equal to any
                   of the fixed dollar amount of insurance shown on the actuarial documents.

               2.  If your highest level of production per acre in one of the most recent
                   three years has been less than 50,000 pounds but greater than 18,000
                   pounds, you may purchase an amount of insurance equal to the fixed dollar
                   amount of insurance shown on the actuarial documents times your highest
                   per acre production divided by 50,000.

 1AN   2006    ADEQUATE STAND/MINIMUM PLANTS REQUIRED:  For Established Stands of
               Alfalfa Seed greater than or equal to 0.44 living plants per square
               foot (19,166 plants per acre); for Fall or Spring Planted Seed-to-Seed
               Stands greater than or equal to 1.5 living plants per square foot
               (65,340 plants per acre).  Insurance attaches to acreage with adequate
               stands of live plants the later of the date specified in the crop
               provisions, or the date we accept your application.

 1AQ   2004    Optional Unit Division by Forage Seed Contract(s)/Variety:  In lieu of
               optional units by separate section (described in the Common Crop Insurance
               Policy), optional units may be established by Forage Seed Contract(s) for
               all acres of each variety.  Optional units by section are unavailable in the
               event the insured elects optional units by Forage Seed Contract(s)/Variety.

 1AR   2008    ADEQUATE STAND/MINIMUM PLANTS REQUIRED:  For living alfalfa plants
               per square foot for the irrigated practice:
                    Fall planted seed-to-seed and spring planted seed-to-seed:  1.5

 1AS   2008    ADEQUATE STAND/MINIMUM PLANTS REQUIRED:  For living and fully
               developed alfalfa plants per square foot for the irrigated practice:
                    Established Stand:  0.2

 1AU   2008    Allowable cost for hand harvested production will be $0.28 per pound for
               Sweet Cherries (does not apply to U-Pick production) and $0.07 per pound
               for machine harvested Sweet Cherries.

 1AV   2006    The unit of measure to be used for harvested and appraised production
               will be a standard crate, which is defined as containing 5 pounds
               avoirdupois of berries.

 1AW   2006    Minimum Age: Raspberry biennial is insurable the year of set out if set
               out occurs prior to January 1 of the current crop year.  All other types
               of berries including raspberry biennial set out on or after January 1 of
               the current crop year are insurable the year after set out.

 1AX   2006    Grading Standards for Fresh Raspberries: U.S. No.2 as shown in the United
               States Standards for Grades of Raspberries for Fresh effective May 29, 1931
               or as amended, if applicable.

 1AY   2006    Grading Standards for Fresh Blackberries: U.S. No.2 as shown in the United
               States Standards for Grades of Blackberries for Fresh effective February 13,
               1928 or as amended, if applicable.

 1AZ   2004    Allowable Cost:  In accordance with Section 1 of the Raspberry and
               Blackberry Crop Provisions, the allowable cost is $7.00 per crate.
               Allowable cost does not apply to direct marketed production in which
               the general public is permitted to enter the field for the purpose of
               picking the crop.

 1B2   1998      **Spring Planting Period - February 1 through April 15.

 1B3   2002    A cost share program is available for this county.  RMA will share in
               50 percent of the premium cost which remains after the standard subsidy
               for AGR is applied.  RMA will also pay the administrative fee.

 1BA   2006    ****Black Raspberry and all other raspberry varieties not elsewhere identified.

 1BB   2006    ****Raspberry biennial includes varieties that produce on both first-year
               and second-year canes, and the intended life expectancy of the stand is
               24 months or less.

 1BC   2006    Minimum Production: If you have produced the minimum production per acre
               for the type insured in one of the most recent three years, you may
               purchase any fixed dollar amount of insurance as shown on the FCI-35.  If
               your highest production per acre in the most recent three years has been
               less than the minimum production by type, your amount of insurance is equal
               to the fixed dollar amount you selected times the ratio of your highest per
               acre production divided by the minimum production for the type.

 1BD   2006    The unit of measure to be used for harvested and appraised production
               will be pounds, which are 16 ounces avoirdupois of berries.

 1BE   2009    In accordance with Section 3(d) of the Crop Provisions:  if the insured's
               highest yield in one of the three previous crop years was less than 600
               cartons per acre but more than 300 cartons per acre, the amount of insurance
               will be equal to the fixed dollar amount selected by the insured multiplied
               by the highest yield divided by 600.

 1BG   2006    Grading Standards for Raspberries:  U.S. No.1 as defined in the United
               States Standards for Grades of Raspberries for Processing effective May 18,
               1952 or as amended, if applicable.

 1BH   2006    Grading Standards for Blackberries:  U.S. No.1 as defined in the United
               States Standards for Grades of Blackberries for Processing effective June 2,
               1947 or as amended, if applicable.

 1BI   2004    The Minimum Production per Acre is:
                                                            Minimum Production
                                                        (Marketable Crates per acre)
               (818) Raspberry Biennial (Fresh)                   1,400
               (819) All Other Raspberry (Fresh)                  1,400
               (820) Olallie Blackberry (Fresh)                   1,400
               (821) All Other Blackberry (Fresh)                 1,400

 1BJ   2004    The Standard Minimum Value and Modified Minimum Value Option Prices are
               shown below, in dollars per crate.

                               Standard         Modified Minimum       Modified Minimum
               Type Prac       Minimum Value    Value Option I         Value Option II

               818  002           $2.10             $1.35                  $0.70
               819  002           $1.10             $0.70                  $0.35
               820  002           $1.10             $0.70                  $0.35
               821  002           $1.00             $0.65                  $0.35


 1BK   2006    The allowable costs for Hand Harvested raspberry and blackberry
               production are displayed below, in dollars per pound.


               Type Practice            Allowable Cost

               811  002 003                 $0.35
               812  002 003                 $0.40
               813  002 003                 $0.28
               814  002 003                 $0.28
               815  002 003                 $0.28
               816  002 003                 $0.28
               817  002 003                 $0.28

               The allowable costs for Machine Harvested raspberry and blackberry
               production are displayed below, in dollars per pound.

               Type Practice            Allowable Cost

               811  002 003                 $0.14
               812  002 003                 $0.20
               813  002 003                 $0.14
               814  002 003                 $0.08
               815  002 003                 $0.16
               816  002 003                 $0.09
               817  002 003                 $0.09

               For direct marketed production in which the general public is
               permitted to enter the field for the purpose of picking the crop
               (U-Pick) the allowable cost is not applicable.

               Handling charges incurred after delivery to the first handler may
               be allowable.  In such cases, handling charges for sorting, grading,
               packing and selling harvested production will not exceed $.05 per
               pound.  Handling charge allowances are not applicable for U-Pick
               production.  For custom processing or packing or for fresh market
               sales, handling charges are not subject to the handling charge limit
               stated above.

 1BL   2006    The Minimum Production per Acre and Minimum Age for Raspberry and Blackberry
               acreage insurability are:

                                                 Minimum Production        Minimum Age
                                             (Marketable Pounds per acre)    (Years)
               (811) Red Raspberry                     3,000                    2
               (812) All Other Raspberry               1,500                    2
               (813) Boysenberry                       3,000                    2
               (814) Evergreen Blackberry              5,000                    2
               (815) Loganberry                        2,500                    2
               (816) Marion Blackberry                 4,000                    2
               (817) All Other Blackberry              4,000                    2

               Minimum Production:  The pounds of fruit per acre (prorated if less
               than one acre) which must be produced in at least one of the three crop
               years immediately preceding the insured crop year, unless inspected and
               otherwise determined uninsurable.

               Minimum Age:  The number of completed growing seasons after being set out
               which must be completed to be insurable.  For the year of set out to be
               counted as a completed growing season, set out must occur prior to July 1.

 1BM   2006    The Standard Minimum Value and Modified Minimum Value Option Prices for
               Hand Harvested production are shown below, in dollars per pound.


                             Standard          Modified Minimum        Modified Minimum
               Type  Prac    Minimum Value     Value Option I          Value Option II

               811  002 003    $0.28              $0.19                    $0.09
               812  002 003    $1.23              $0.82                    $0.41
               813  002 003    $0.40              $0.27                    $0.13
               814  002 003    $0.24              $0.16                    $0.08
               815  002 003    $0.49              $0.33                    $0.16
               816  002 003    $0.33              $0.22                    $0.11
               817  002 003    $0.31              $0.21                    $0.10

               The Standard Minimum Value and Modified Minimum Value Option Prices for
               Machine Harvested production are shown below, in dollars per pound.

                            Standard           Modified Minimum         Modified Minimum
               Type  Prac   Minimum Value      Value Option I           Value Option II

               811  002 003    $0.49              $0.33                    $0.16
               812  002 003    $1.43              $0.95                    $0.48
               813  002 003    $0.54              $0.36                    $0.18
               814  002 003    $0.43              $0.29                    $0.14
               815  002 003    $0.60              $0.40                    $0.20
               816  002 003    $0.52              $0.35                    $0.17
               817  002 003    $0.50              $0.33                    $0.17

               For unharvested appraised production and for U-Pick production, the Machine
               Harvested Standard Minimum Value will apply.

 1BN   2008    The FCI-33 CROP INSURANCE ACTUARIAL MAP applicable to wheat in this
               county will be applicable to IP Wheat.  Land designated as High Risk
               and/or unrated is not eligible for insurance according to the IP Wheat
               Crop Provisions.

 1BO   2007    The FCI-33 CROP INSURANCE ACTUARIAL MAP applicable to barley in this
               county will be applicable to IP Barley.  Land designated as High Risk
               and/or unrated is not eligible for insurance according to the IP Barley
               Crop Provisions.

 1BP   2006    ****All Other Blackberry varieties not elsewhere identified.

 1BQ   2008    Harvest price - The average derived by totaling the final closing daily
               settlement prices for the insured crop year Chicago Board of Trade (CBOT)
               September wheat futures contract for each trading day of August of the
               insured crop year, and dividing that total by the number of daily
               settlement prices.  The harvest price will be calculated by FCIC before
               September 5.

               Projected price - The average derived by totaling the final closing daily
               settlement prices for the insured crop year Chicago Board of Trade (CBOT)
               July wheat futures contract for each trading day from August 15 through
               September 14 prior to the sales closing date, and dividing that total by
               the number of daily settlement prices.  The projected price will be
               calculated by FCIC before September 20.

 1BR   2003    Harvest price - The average daily settlement price for the Portland Grain
               Exchange soft white wheat contract during the month of August, of the harvest
               crop year.  The harvest price will be announced by FCIC by September 10 of the
               harvest crop year.

               Projected Price - The Portland Price.  The Portland Price is defined as the
               average daily settlement price for the September, of the harvest year's Chicago
               Board of Trade (CBOT) wheat futures contract during the period August 15 to
               September 14 of the pre-harvest year, plus a basis adjustment equal to the
               current five-year average difference between the August average daily
               settlement price for the nearby CBOT September wheat futures contract and the
               August average daily settlement price for the Portland Grain Exchange soft
               white wheat contract. The Projected Price will be announced by FCIC by
               September 20 of the pre-harvest year.

               Average Daily Settlement Price - The sum of the settlement prices for each full
               trading day for the contract specified in the definition of Projected Price or
               Harvest Price (as appropriate) during the month specified in such definition
               divided by the number of days included in the sum.  Whenever settlement prices
               are available for fewer than fifteen (15) full trading days for the specified
               contract, settlement prices for the contract that expired in the trading month
               immediately prior to the specified month (beginning from the last full trading
               day of such prior month) will be included in the total until 15 full trading
               days have been included.  A full trading day means any day with fifty (50) or
               more open interest contracts of the contract specified in the appropriate
               definition.



 1BS   2008    Harvest price - The average derived by totaling the final closing daily
               settlement prices for the insured crop year Chicago Board of Trade (CBOT)
               July wheat futures contract for each trading day of June of the insured
               crop year, and dividing that total by the number of daily settlement
               prices.  The harvest price will be calculated by FCIC before July 5.

               Projected price - The average derived by totaling the final closing daily
               settlement prices for the insured crop year Chicago Board of Trade (CBOT)
               July wheat futures contract for each trading day from August 15 through
               September 14 prior to the sales closing date, and dividing that total by
               the number of daily settlement prices.  The projected price will be
               calculated by FCIC before September 20.

 1BT   2006    Policies Sold After the Sales Closing Date: The premium billing date
               will be the first day of the second month following the application
               date for policies sold after the Sales Closing Date.

 1BU   2008    If any production from any unit will be marketed directly to the consumer
               (without the intervention of a retailer, wholesaler, broker, shipper,
               processor, or packer), a pre-harvest inspection is required.  The company
               must be notified 15 days before harvest begins.  A pre-harvest appraisal
               is required if acceptable production records, as described in the Crop
               Insurance Handbook will not be available.

 1BV   2007    Sweet cherries marketable as fresh fruit must meet the standards being used
               by most handlers in the area for the current crop, such as US Standards
               for Grades of Sweet Cherries or  Article 21 of the California Code of
               Regulations.

 1BW   2007    The Allowable Costs and Minimum Values are:
                                                 Allowable Costs          Minimum Values
                                                 $0.25 per pound          $0.60 per pound

               The Minimum Value Option Prices are:
                                                 Option I                 Option II
                                                 $0.40 per pound          $0.20 per pound

 1BX   2008    The Allowable Costs and Minimum Values are:
                                                 Allowable Costs          Minimum Values
                                                 $0.15 per pound          $0.30 per pound


               The Minimum Value Option Prices are:
                                                 Option I                 Option II
                                                 $0.20 per pound          $0.15 per pound

 1BY   1997      * Peach varieties with a chilling hour requirement of 600 hours or
               less are insurable in this county.

 1C0   2009    The production reporting date will be the acreage reporting date.

 1C1   2008    Insurance will not attach to any acreage planted south of Interstate 10
               that is not irrigated, except by written agreement.

 1CA   2005    In lieu of subparagraph 7(a) of the Canola and Rapeseed Crop Provisions,
               any acreage of the insured crop that is damaged on or before the final
               planting date for the insured type, to the extent that most producers
               producing crops on similarly situated acreage in the area would not
               normally further care for the crop, must be replanted for insurance
               to continue unless we agree that it is not practical to replant.
               Fall planted canola or rapeseed types that are damaged after the
               applicable fall final planting date may be appraised, released and
               indemnified; or are eligible for a replant payment provided all other
               policy requirements are met.

 1CB   2008    In lieu of the cancellation and termination dates in the processing
               tomato crop provisions, the cancellation and termination dates are
               January 31.

 1CD   2001    NOTE: The acreage report is due May 22 for spring planted acreage
               following the year of seeding.

 1CE   2005    The Coverage Enhancement Option (CEO) is available in this county. While
               CEO increases the amount of coverage, the policy deductible remains the
               same as the underlying policy.

 1CF   2008    Raw sugar content percentage for use in adjusting harvested production or
               unharvested production that is appraised after the earliest delivery
               date that the processor accepts harvested production as provided in the
               Sugar Beet Crop Provisions:

 1CH   2003    **A 70% survival factor has been established for grow-out bags that do
               not exceed 1200 clams per bag.  Grow-out bags that exceed 1200 clams will
               have a survival factor of 50% unless you provide production records for
               two consecutive years in which case your records will be used to determine
               the survival factor.

 1CJ   2005    Container sizes are determined on an actual volume basis for purposes
               of determining the price of the plant on the Eligible Plant Listing
               and Plant Price Schedule (EPL/PPS). The FCIC container sizes and volumes
               are shown below:
                                                                             Includes
               FCIC                                                          ANSI
               Size           Gallon Measurement    Cubic Inch Equivalent    Standard
               Name           Minimum   Maximum     Minimum    Maximum       Class
               ---------      -------   -------     -------    -------       --------
               Pot               0.08      0.19          18         45       SP3
               1 quart           0.20      0.39          46         91       SP4
               2 quart           0.40      0.59          92        137       SP5
               1 gallon          0.60      1.37         138        318        1
               2 gallon          1.38      2.49         319        576        2
               3 gallon          2.50      3.39         577        784        3
               5 gallon          3.40      5.77         785      1,334        5
               7 gallon          5.78      8.49       1,335      1,962        7
               10 gallon         8.50     11.97       1,963      2,766       10
               15 gallon        11.98     17.49       2,767      4,041       15
               20 gallon        17.50     22.49       4,042      5,196       20
               25 gallon        22.50     29.79       5,197      6,883       25
               30 gallon        29.80     32.49       6,884      7,506       n/a
               35 gallon        32.50     37.49       7,507      8,661       n/a
               40 gallon        37.50     42.49       8,662      9,816       n/a
               45 gallon        42.50     47.49       9,817     10,971       n/a
               50 gallon        47.50     52.49      10,972     12,126       n/a
               55 gallon        52.50     57.49      12,127     13,281       n/a
               60 gallon        57.50     62.49      13,282     14,436       n/a
               65 gallon        62.50     67.49      14,437     15,591       n/a
               70 gallon        67.50     72.49      15,592     16,746       n/a
               75 gallon        72.50     77.49      16,747     17,901       n/a
               80 gallon        77.50     82.49      17,902     19,056       n/a
               85 gallon        82.50     87.49      19,057     20,211       n/a
               90 gallon        87.50     92.49      20,212     21,366       n/a
               95 gallon        92.50     97.49      21,367     22,521       n/a
               100 gallon       97.50    102.49      22,522     23,676       n/a

 1CL   2008    A pure stand of alfalfa or a stand of alfalfa and grass in which 60
               percent or more of ground cover is alfalfa.

 1CM   2008    A mixed stand of alfalfa and grass in which alfalfa comprises more than
               25 percent but less than 60 percent of the ground cover.

 1CN   2008    A pure stand of red clover or a stand of red clover and grass in which
               60 percent or more of the ground cover is red clover.

 1CO   2008    In lieu of Section 7(a)(2) of the Crop Revenue Coverage Insurance Policy
               Basic Provisions, you must submit your acreage report to us on or before
               the acreage reporting date contained in these Special Provisions.

 1CP   2008    In lieu of Section 6(a)(2) of the Basic Provisions, you must submit
               your acreage report on or before the acreage reporting date contained
               in these Special Provisions.

 1CQ   2004    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the
               number of pounds remaining after any reduction due to excessive moisture
               (in accordance with the applicable crop provisions) to determine
               the net production to count.  Any grain which, due to insurable causes, has
               zero market value (net zero market value after consideration of additional
               costs to deliver damaged grain to a market of reasonable distance outside
               your local marketing area) will not be considered production to count if
               the production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in section 4.

               1  Canola will be discounted for grade as follow:

                  Grade               DF
                  U.S. Sample Grade  .218

               2  Canola will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:

                  Kernel Damage %  DF      Kernel Damage %    DF
                  20 and below    None     23.01-24         .678
                  20.01-21        .517     24.01-25         .732
                  21.01-22        .571     Above 25 - See Section 4
                  22.01-23        .625


               3  Canola will be discounted for musty odor, sour odor, and commercially
                  objectionable foreign odor (COFO) as follows:

                  Musty Odor = .043        Sour Odor = .043        COFO = .075

               4  Canola with (A) a kernel damage percentage above 25 percent; or
               (B) the presence of substances or conditions identified by the Food
               and Drug Administration or other public health organizations of the
               United States as injurious to human or animal health; may be allowed
               a discount factor. To determine the discount factor, the reduction in
               value (RIV) due to all covered quality deficiencies will be determined
               and that value will then be divided by the local market price*.
               Discount factors included in sections 1 through 3 will not be used if
               production qualifies for adjustment under this section 4.




 1CR   2004    A  The RIV specified in section 4 will be limited to amounts that are
               usual, customary, and reasonable. If the RIV can be decreased by
               conditioning the production, the RIV after conditioning may be
               increased by the cost of conditioning, provided that the resulting RIV
               does not exceed the RIV before conditioning. No RIV will be accepted if
               it is due to (1) moisture content; (2) damage due to uninsured causes;
               or (3) drying, handling, processing, or any other costs associated with
               normal harvesting, handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you normally
               market the crop, to the extent feasible. If the RIV for a buyer located
               outside your local market area is less than the RIV in your local market
               area, then the RIV may be increased by the additional costs required to
               deliver the production to the buyer, provided that the resulting RIV
               does not exceed the RIV in your local market area. If the damaged
               production has been sold, the Discount Factor will be based upon the
               RIV's applied by the buyer unless it is determined that such RIV's are
               not usual, customary, and reasonable.

               C   For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such
               production in a manner which establishes a value. In such cases, the
               value we agree to will be utilized in accordance with our approved
               procedures to determine the RIV for quality adjustment purposes
               according to section 4 herein.

               Only production qualifying under the terms of this section 4
               (a pre-established discount factor for at least one quality deficiency
               is not contained in the discount factor charts above) may be adjusted
               in this manner.  Notwithstanding the first two sentences of this
               paragraph C, claims involving production containing levels of substances
               or having conditions that are injurious to human or animal health in
               excess of the maximum amounts allowed by the Food and Drug Administration,
               other public health organizations of the United States or agency of the
               applicable State may not be settled until such production is sold, used,
               or destroyed.  The value used to determine the RIV for such production
               will be the amount received for the production, or, if the production
               is used, the value you offer and we agree to.

               D  The RIV and local market price* will be determined on the earlier of
                  the date such quality-adjusted production is sold or the date of final
                  inspection for the unit.

               *  The "Local Market Price" as defined in the applicable crop provisions.

 1CS   2005    Acreage following any crop harvested in the same crop year is insurable;
               however, insects and/or disease are not insurable causes of loss if such
               acreage is following cucumbers or another member of the cucurbit family.

 1CT   2006    The Mimimum Value and Allowable Costs are:

                                          Minimum Value              Allowable Costs
                    Navel Oranges         $2.50 per carton           $1.00 per carton

               The Minimum Value Option Prices are:

                                           Option I                   Option II
                    Navel Oranges          $1.00 per carton           $0.50 per carton



 1CU   2008    For acreage where insurance will attach on April 15, following the year
               of establishment, a revised acreage report may be taken until June 30.

 1CW   2008    **** A pure stand of alfalfa or a stand of alfalfa and grass in which 60
               percent or more of ground cover is alfalfa.

 1CY   2004    In lieu of section 9(g) of the Forage Seeding Crop Provisions, the calendar
               date for the end of the insurance period is April 14 of the calendar year
               following seeding for spring planted forage.

 1CZ   2001    In lieu of Section 9 (a)(1) of the Avocado and Mango Tree Tree Crop
               Provisions, insurance coverage for policies carried over from the 2000
               crop year will begin on 11/16/2000 for the 2001 crop year.

 1DA   2007    In lieu of Section 9 (b) (1), of the Processing Chile Pepper Pilot Crop
               Provisions, chile peppers planted on acreage which was planted to beans
               or cotton the preceding crop year is insurable.

 1DC   2004    Subparagraph 11 (d) (3) (ii) of the Small Grains Crop Provisions does not
               apply. In lieu of the provisions in paragraph 11(d) (4) of the Small Grains
               Crop Provisions, rye production that has a musty, sour, or commercially
               objectionable foreign odor (except smut or garlic odor) or that is
               otherwise eligible for quality adjustment, as specified in paragraphs 11
               (d) (2) and (3) of such provisions, will be reduced as follows:


 1DD   2004    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the applicable
               Discount Factors (DF) below (expressed as three-place decimals). No other
               quality factors will be considered in determining production to count. The
               QA Factor (not less than zero) will be multiplied by the number of bushels
               remaining after any reduction due to excessive moisture (in accordance with
               the applicable crop provisions) to determine the net production to
               count. Any grain which, due to insurable causes, has zero market value (net
               zero market value after consideration of additional costs to deliver
               damaged grain to a market of reasonable distance outside your local
               marketing area) will not be considered production to count if the
               production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in section 5.

               1  Rye will be discounted for grade as follows:

                  Grade                              DF
                  U.S. No. 4                         N/A
                  U.S. Sample Grade                 .310


               2  Rye will be discounted for low test weight as follows:

                  Test Weight Pounds  DF
                  52 and above    None
                  51-51.99        .038
                  50-50.99        .077
                  49-49.99        .115
                  Below 49 - See Section 5

               3  Rye will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:

                  Kernel Damage %  DF   Kernel Damage %   DF   Kernel Damage %    DF
                    7 and below   None    16.01-17       .462  Above 25 - See Section 5
                    7.01-8        .141    17.01-18       .487
                    8.01-9        .179    18.01-19       .513
                    9.01-10       .218    19.01-20       .538
                   10.01-11       .256    20.01-21       .564
                   11.01-12       .295    21.01-22       .590
                   12.01-13       .333    22.01-23       .615
                   13.01-14       .372    23.01-24       .641
                   14.01-15       .410    24.01-25       .667
                   15.01-16       .436

               4  Rye will be discounted for percent Ergot as follows:

                   Ergot Percent     DF   Ergot Percent   DF    Ergot Percent    DF
                    0.30 and below  None   0.81-0.90     .077    1.41-1.50      .154
                    0.31-0.40       .013   0.91-1.00     .090    1.51-1.60      .167
                    0.41-0.50       .026   1.01-1.10     .103    1.61-1.70      .179
                    0.51-0.60       .038   1.11-1.20     .115    1.71-1.80      .192
                    0.61-0.70       .051   1.21-1.30     .128    1.81-1.90      .205
                    0.71-0.80       .064   1.31-1.40     .141    1.91-2.00      .218
                                                            Above 2.00 - See Section 5

 1DE   2004    5  Rye with (A) a test weight below 49 pounds per bushel; (B) a
               percent thin rye above 25 percent; (C) a garlicky or smutty grade
               (D) a kernel damage percentage above 25 percent; (E) an ergot percentage
               above 2 percent; (F) a musty, sour, or commercially objectionable foreign
               odor (except smut or garlic odor); or (G) the presence of substances
               or conditions identified by the Food and Drug Administration or other
               public health organizations of the United States as injurious to human
               or animal health; may be allowed a discount factor. To determine the
               discount factor, the reduction in value (RIV) due to all covered
               quality deficiencies will be determined and that value will then be
               divided by the local market price*.  Discount factors included in
               sections 1 through 4 will not be used if production qualifies for
               adjustment under this section 5.

               A  The RIV specified in section 5 will be limited to amounts that are
               usual, customary, and reasonable.  If the RIV can be decreased by con-
               ditioning the production, the RIV after conditioning may be increased
               by the cost of conditioning, provided that the resulting RIV does not
               exceed the RIV before conditioning.  No RIV will be accepted if it is due
               to (1) moisture content; (2) damage due to uninsured causes; or, (3)
               drying, handling, processing, or any other costs associated with normal
               harvesting, handling, and marketing of the production.

 1DF   2004    B  RIV's used will be those in the local market area in which you normally
               market the crop, to the extent feasible. If the RIV for a buyer
               located outside your local market area is less than the RIV in your
               local market area, then the RIV may be increased by the additional
               costs required to deliver the production to the buyer, provided that
               the resulting RIV does not exceed the RIV in your local market area.
               If the damaged production has been sold, the Discount Factor will be
               based upon the RIV's applied by the buyer unless it is determined
               that such RIV's are not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such
               production in a manner which establishes a value.  In such cases, the
               value we agree to will be utilized in accordance with our approved
               procedures to determine the RIV for quality adjustment purposes according
               to section 5 herein.  Only production qualifying under the terms of this
               section 5 (a pre-established discount factor for at least one quality
               deficiency is not contained in the discount factor charts above) may be
               adjusted in this manner.  Not withstanding the first two sentences of this
               paragraph C, claims involving production containing levels of substances
               or having conditions that are injurious to human or animal health in excess
               of the maximum amounts allowed by the Food and Drug Administration, other
               public health organizations of the United States or agency of the
               applicable State may not be settled until such production is sold, used,
               or destroyed.

               The value used to determine the RIV for such production will be the amount
               received for the production, or, if the production is used, the value you
               offer and we agree to.

               D  The RIV and local market price* will be determined on the earlier
               of the date such quality-adjusted production is sold or the date of
               final inspection for the unit.

               *  The "Local Market Price" as defined in the applicable crop provisions.

 1DH   2006    The Basic Provisions of the Policy under Causes of Loss states " water
               contained by any governmental, public, or private dam or reservoir project"
               is an uninsurable cause of loss. This uninsurable peril(hereafter called
               "contained water") exists for land bordering Lake Red Rock. For this land
               "contained water" will be presumed to be the primary cause of loss whenever
               the elevation of Lake Red Rock (as measured by the Corps of Engineers)
               exceeds the elevation of the insured acreage at the time of loss unless
               you can prove otherwise. Furthermore, no prevented planting coverage
               will be available on this land if the elevation of Lake Red Rock reaches
               or exceeds the land elevation of (or denies access to) the insured acreage
               between the Sales Closing Date and the Final Planting Date shown in these
               Special Provisions of Insurance.  See the FCI-33 Rules Page for additional
               information affecting the insurability of this land.



 1DI   2005    A landlord's share of processing cucumber acreage will be considered to
               be grown under and in accordance with the requirements of a processor
               contract if the operator possesses a valid processor contract.

 1DJ   2003    Approved Dark Red Kidney Varieties:  Isles
                                                    Montcalm
                                                    Red Hawk

               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to
               your crop insurance agent by the sales closing date.

 1DK   2005    Irrigated/Non-irrigated grain corn will be insurable as grain only by
               written agreement.  To qualify for a written agreement, you must have
               a minimum of 3 years of irrigated or non-irrigated corn grain APH history
               that meets the APH standards for such history (ie 50+ percent of the county
               acreage harvested as grain, or appraisals as grain). In addition, in at
               least one of the years, 50% or more of the acreage in the county must have
               been harvested as grain. The deadline for a request for a written agreement
               is the acreage reporting date for the initial crop year of the request and
               the sales closing date for subsquent crop years.




 1DL   2007    The allowable cost for harvested production (excluding all cooling
               charges) will include the actual cost of harvesting, grading, packing
               containers, hauling and selling not to exceed $3.00 per container.

               Cooling costs will not exceed $1.35 per container if paid by the insured.

 1DM   2007    Minimum Value: The minimum value to be used for harvested and appraised
               production will be $1.85 per container.


 1DN   2007    Insurance will not attach to any acreage on which potatoes were planted
               the preceding crop year, unless allowed on organic soils by written agreement.

 1DO   2002    There is a one-year lag period in reporting production.  Production
               reports through the 2000 crop year are required for the 2002 crop year.
               Any unit that does not have a 2000 crop year production report is
               uninsurable for the 2002 crop year.

 1DP   2008    Any acreage in this county without a rate or designated as uninsurable or
               unclassified on the FCI-33 CROP INSURANCE ACTUARIAL MAP will be insurable
               only by written agreement, unless such acreage is classified by an FCI-33
               CROP INSURANCE ACTUARIAL SUPPLEMENT.

               Contact your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 1DQ   2001    Insurance will not attach to any Irrigated and/or IBR acreage on which
               sunflowers, canola, chickpeas, crambe, dry beans, dry peas (including
               lentils), mustard,  potatoes, rapeseed, safflowers, or soybeans have been
               planted in the preceding crop year.

               Insurance will not attach to any NIBR acreage on which sunflowers, canola,
               chickpeas, crambe, dry beans, dry peas (including lentils),mustard,
               potatoes, rapeseed, safflowers, or soybeans have been planted in
               either of the two preceding crop years.

               A crop which was planted and then all plant growth is terminated prior to
               the acreage reporting date, will not be considered planted for rotational
               purposes ONLY. The insured is responsible to provide proof of insurability.


 1DR   2003    Insurance will not attach to any acreage on which canola, crambe, chickpeas,
               dry beans, dry peas (including lentils), mustard, potatoes, rapeseed,
               safflower, soybeans, or sunflowers have been planted in either of the preceding
               two crop years (three year rotation) with the exception below:

               In a two year rotation, canola, crambe, chickpeas, dry beans, dry peas
               (including lentils), mustard, potatoes, rapeseed, safflower, soybeans,
               or sunflowers cannot have been planted in the preceding crop year and
               a blackleg resistant variety (MR-R) must be planted with the insured
               providing proof of variety by the acreage reporting date.  A rate
               surcharge will apply.

               A crop which was planted, and then all plant growth is terminated prior
               to the Acreage Reporting Date, will not be considered planted for
               rotational purposes ONLY.  The insured is responsible to provide proof
               of insurability.



 1DS   2001    Insurance will not attach to any acreage on which dry beans, canola,
               crambe, chickpeas, dry peas (including lentils), mustard, potatoes,
               rapeseed, soybeans, safflowers or sunflowers have been planted in the
               preceding crop year.

               A crop which was planted and then all plant growth is teminated prior
               to the acreage reporting date, will not be considered planted for
               rotational purposes ONLY.  The insured is responsible to provide
               proof of insurability.

 1DT   2001    Insurance shall not attach to any acreage on which dry beans, canola,
               chickpeas, crambe, dry peas (including lentils), mustard, potatoes,
               rapeseed, safflowers, soybeans or sunflowers have been planted in either
               of the two preceding crop years.

               A crop which was planted and then all plant growth is terminated prior to
               the acreage reporting date, will not be considered planted for rotational
               purposes ONLY.  The insured is responsible to provide proof of insurability.

 1DU   2001    Insurance will not attach to any acreage on which crambe, mustard, canola,
               chickpeas, dry beans, dry peas (including lentils), potatoes, rapeseed,
               safflowers, soybeans or sunflowers have been planted in either of the
               two preceding crop years.

               A crop which was planted and then all plant growth is terminated prior
               to the acreage reporting date, will not be considered planted for
               rotational purposes ONLY.  The insured is responsible to provide proof
               of insurability.

 1DV   2008    If any production from any unit will be marketed directly to the consumer
               (without the intervention of a wholesaler, retailer, packer, processor,
               shipper or buyer), pre-harvest crop appraisal is required.  Notification
               to us must be provided at least 15 days before harvest begins.

 1DW   2002    In addition to the definition of "standard nursery containers" in Section 1
               of the Nursery Crop Provisions (00-073), non rigid, woven planter bags
               that are appropriate in size and have drainage holes appropriate for the
               plant will be considered insurable nursery containers.  Not withstanding
               the size printed on the bag, the container size, in gallons, is to be
               determined on an actual volume basis.

 1DY   2008    Any acreage in this county with a high risk area designation on the
               FCI-33 CROP INSURANCE ACTUARIAL MAP/FCI-33 CROP INSURANCE ACTUARIAL
               SUPPLEMENT will have a rate derived from the actuarial table based on
               the applicable APH yield and adjusted by the "ADDITIONAL COVERAGE AND
               HIGH RISK RATES" table.

 1DZ   2008    Approved malting barley varieties will include all varieties approved for
               malting by the American Malting Barley Association for the current crop
               year or any variety grown under the terms of a malting barley contract.
               See the definition of "malting barley contract" in the applicable malting
               barley price and quality endorsement.

 1EA   2003    Approved Red Varieties:  Cajun
                                        Ember
                                        Garnet
                                        RNK001
                                        UI-37
                                        UI-228
               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to
               your crop insurance agent by the sales closing date.

 1EC   2008    Insurance will cease on any clams remaining on the lease on the third
               anniversary of their seeding date.

 1EE   2008    ADEQUATE STAND/MINIMUM PLANTS REQUIRED:  For Established Stands of
               Alfalfa Seed greater than or equal to 1.00 living plants per square
               foot (43,560 plants per acre); for Fall or Spring Planted Seed-to-Seed
               Stands greater than or equal to 1.5 living plants per square foot
               (65,340 plants per acre).  Insurance attaches to acreage with adequate
               stands of live plants the later of the date specified in the crop
               provisions, or the date we accept your application.

 1EG   2005    The date shown in the Sales Closing Date column on this Special Provisions
               is for first year policies only. See the Nursery Crop Insurance Provisions,
               Section 9(a) for details.

 1EL   2005    For acreage-based contracts, insured acreage will be limited to the number
               of acres stated in the processor contract.  Acreage greater than the amount
               stated in the contract must be reported as uninsurable.  In a loss situation,
               all production from all planted acreage (both insurable and uninsurable)
               within each unit will be counted against the production guarantee for the
               unit.


 1EM   2008    In lieu of Section 8 (a) (1) (ii) for fall planted seed-to-seed year
               only, coverage begins for each crop year thirty (30) days after the final
               planting of any acreage.

 1EN   2002    Acreage following any crop harvested in the same crop year is insurable;
               however, insects and/or disease are not insurable causes of loss if such
               acreage is following snap beans, lima beans or green peas.


 1EO   2005    If you select the Minimum Value Option and pay the additional premium, the
               value of production to count that is sold is specified in section 15 (b)
               of the crop provisions.  The minimum value option price is zero.

 1EQ   2007    Normal stand of live alfalfa plants per square foot

               Alfalfa                           Irr  8.0
               Alfalfa Grass Mixture             Irr  3.3

               Alfalfa                       Non-Irr  6.4
               Alfalfa Grass Mixture         Non-Irr  2.7

 1ER   2007    Normal stand of live alfalfa plants per square foot

               Alfalfa                       Irr    12.0
               Alfalfa Grass Mixture         Irr     4.0

               Alfalfa                   Non-Irr     8.0
               Alfalfa Grass Mixture     Non-Irr     2.7


 1ES   2007    Normal stand of live alfalfa plants per square foot

               Alfalfa                           Irr  12.0
               Alfalfa Grass Mixture             Irr   5.1

               Alfalfa                       Non-Irr  10.0
               Alfalfa Grass Mixture         Non-Irr   4.3


 1ET   2007    Normal stand of live alfalfa plants per square foot

               Alfalfa                      Irr   8.0
               Alfalfa Grass Mixture        Irr   3.3

 1EU   2007    In lieu of Section 4 (Cancellation and Termination Dates) of the ELS
               Cotton Crop Provisions, the Cancellation and Termination Date will be
               January 31.

 1EV   2001    The production to count for blueberries with 20 percent or greater hail
               or freeze damage will be determined as follows:
               If the hail or freeze damaged blueberries are harvested and sold, divide
               the price per pound received (minus $0.15 per pound for harvesting) by
               the maximum price election for the county to determine the quality factor
               (not less than zero).  Multiply the quality factor by the pounds of damaged
               production to determine the production to count for such damaged production.
               If the hail or freeze damaged blueberries are unharvested or are harvested
               but not sold, the production to count will be zero.

 1EW   2008    To be insurable, the blueberry bushes must have reached the third growing
               season after being set out, or the unit must have produced at least 1,000
               pounds per acre for any year within the base period.

 1EX   2008    To be insurable, the blueberry bushes must have reached the third growing
               season after being set out, or the unit must have produced at least 1,500
               pounds per acre for any year within the base period.

 1EY   2002    Allowable Cost:
               Allowable cost for harvested production will include the actual cost
               of picking, grading, packing containers, hauling and selling not to
               exceed $0.22 per 50 pound bushel for machine harvested acreage and
               $1.25 per 50 pound bushel for hand harvested acreage.

 1EZ   2003    Survival factor for Age 1 Clams will be 65%.

 1F0   2004    Please refer to the Perennial Crop Transitional Yield and Acreage
               Tolerance Listing for the t-yields available for this crop.

 1FA   2005    Insurance does not attach to acreage planted before March 20 for spring
               planting and July 25 for fall planting.

 1FB   2001    The additional value price per bushel for Option A of the appropriate
               Barley Malting Barley Price and Quality Endorsement will be released as
               an Actuarial Table Addendum (Special Provisions) prior to the policy
               contract change date.

 1GA   2003    ****Group A - 285 Insurable Varieties: Catawba, Concord, Delaware,
               Elvira, Golden Muscat, Ives, Ventura and/or all other Natives.


 1GB   2003    ****Group A - 286 Insurable Varieties: Castel, Leon Millot and Marshall
               Foch.


 1GC   2003    ****Group B - 287 Insurable Varieties: Baco Noir, Cascade, Cayuga White,
               Chancellor, Chelois, Colobal, DeChaunac, Rosette, Rougeon, Seyval Blanc,
               Verdelet Blanc, Vidal Blanc, Vignoles, Villard Blanc, Vincent and/or
               other hybrids.

 1GD   2003    ****Group B - 288 Insurable Varieties: Aurora, Dutchess, Isabella and
               Niagara.

 1GE   2003    ****Group B - 289 Insurable variety: Traminette

 1GF   2003    ****Group C - 290 Insurable Variety: Chambourcin

 1GJ   2008    ****Group B - 281 Insurable Varieties: Merlot, Syrah and/or Cabernet varieties.


 1GK   2002    ****Group B - 281 Insurable Varieties:  Merlot, Syrah, Cabernet varieties,
               and/or Pinot varieties grown as varietal.

 1GL   2008    ****Group C - 282 Insurable Varieties:  Chardonnay, Pinot varieties
               grown as varietal, Grenache, Zinfandel, Limberger and other pink or red
               varieties not elsewhere identified.

 1GM   2002    ****Group C - 282 Insurable Varieties:  Chardonnay, Grenache, Zinfandel,
               Limberger and other pink or red varieties not elsewhere identified.

 1GN   2008    ****Group D - 283 Insurable Varieties:  Pinot Varieties contracted for
               Sparkling Wine, Semillon, Sauvignon Blanc, Muscat varieties and other
               white varieties not elsewhere identified.


 1GO   2002    ****Group D - 283 Insurable Varieties:  Semillon, Sauvignon Blanc,
               Muscat varieties and other white varieties not elsewhere identified.


 1GP   2001    Cultural Requirements:  In accordance with Section 6(a)(5) of the Strawberry
               Crop Provisions, all transplants must be disease free plants.
               Each crop year you must fumigate and plant on raised beds with plastic
               mulch and provide overhead irrigation for freeze protection.

 1GQ   2008    ****Group E - 284 Insurable Varieties:  White Riesling/Johannisberg
               Riesling, Chenin Blanc, Gewurztraminer, and/or Muller Thurgau.


 1GS   2003    Any acreage which has been airplane or broadcast seeded, and has been
               mechanically incorporated into the soil, will be insurable only if the
               crop has been inspected and determined to have an adequate stand
               to produce the yield used to determine your revenue guarantee.
               Contact your agent by the sales closing date to determine eligibility
               requirements.

 1GT   2001    Rotation requirements: In accordance with Section 8 (a)(1) of the
               Sugar Beet Crop Provisions, insurance will not attach to any acreage
               on which sugar beets were grown the preceding crop year unless plant
               growth on the sugar beet acreage planted the preceding year was
               mechanically or chemically terminated prior to June 1st of that year,
               and the acreage was fallowed or planted to another crop which is not a
               host to the sugar beet nematode.

 1GW   2007    In lieu of Section 9 of the Processing Bean Crop Provisions, the end of
               insurance period for fall planted snap beans will be October 31 for this
               county crop program.


 1HA   2008    ****Varietal Group A - 114 Insurable varieties: Fuji, Braeburn,
               Gala, Jonagold, Crispin, Pink Lady, Cameo, Honeycrisp, Sommerfeld,
               Royal Gala and Macoun.

 1HB   2008    ****Varietal Group B - 115 Insurable varieties: All other Apple
               varieties not specified in Group A.


 1HE   2001    A peanut crop which is properly planted, using a machine designed for
               such purpose, into an established grass or legume, will be insurable
               provided that prior to the emergence of the planted crop, the established
               grass or legume is treated with a herbicide which is labeled and
               recommended for the purpose of killing the established grass or legume.


 1HG   2002    Zinfandel grapes may be insured as type "red zinfandel (113)" only if:
               1) the grapes are grown under a contract with a winery; 2) the winery
               contract specifically states that the grapes are being grown for the
               production of red zinfandel wine; and 3) a copy of the contract is
               provided to us no later than the earlier of the acreage reporting date
               or the date of any damage to the insured crop.  Failure to comply
               with any of the above terms will result in the grapes being insured
               as type "zinfandel (094)".  In addition, if you notify us, or if at any
               time we determine that appropriate cultural practices were not followed
               for the production of grapes to be used for red zinfandel wine, we will
               revise the insured grape type to "zinfandel (094)".

 1HH   2004    If the insured selects Fresh Fruit Options (FB), (FC), or (FD) they
               must provide one year of fresh fruit records from at least one of the
               two previous crop years.


 1HJ   2008    In addition to the Crop Provisions requirements of insurability, Pinot
               grapes shall be insurable within Group C (type 282) only if:

               1) the grapes are properly and timely pruned for the purposes of producing
               a Pinot varietal wine; and

               2) the majority of Pinot tonnage was utilized for the production of a
               varietal Pinot wine in at least two of the previous three crop years.

               Failure to comply with either of these conditions will result in the
               Pinot grapes being insurable within Group D (type 283).

 1HK   2007    In lieu of the provisions in section 1 Definitions, "Damaged onion
               production", the following shall apply only to onions having reached
               the final stage:

               Damaged onion production - Storage type onion production that does not size
               at least eighty percent (80%) U.S. No. 1 Jumbo or larger will be reduced 0.06
               percent for each 0.1 not grading U.S. No. 1 Jumbo or larger. (All percentage
               points of damage will be rounded to the nearest 0.1 percent).

               Formula:
               Production to count = [100% minus ((80% minus actual % U.S. No. 1  Jumbo+)
               multiplied by 0.60)] multiplied by yield.

               Example:
               Production to count = [1 minus ((0.800 minus 0.280) multiplied by 0.60)]
               multiplied by  350 (cwt) = 240.8 cwt.




 1HL   2002    A classification size minimum of 1/2 (one-half) inch in diameter for
               Grape Tomatoes applies to the definition of potential production under
               section 1 and to section 13, settlement of claim - (7)(D)(ii)(B) and
               (7)(D)(V)(B)(ii)(B).

 1HM   2002    A carton of Grape Tomatoes is defined as a container of 12 one pint
               containers per box or 15 pounds per box.


 1HN   2003    A crop which was planted and then all plant growth is terminated prior to
               the acreage reporting date, will not be considered planted for rotational
               purposes ONLY. The insured is responsible to provide proof of insurability.


 1HP   2008    In lieu of the cancellation and termination dates in the crop provisions,
               the cancellation and termination dates are January 31.

 1HR   2002    Calculations for replanting payments and final claims for wheat with more than
               one type (012/015) within the unit:
               (a) For the purpose of section 9 (Replanting Payments) of the Crop Revenue
               Coverage Insurance Policy Wheat Crop Provisions, a replanting payment will
               be calculated using the Base Price for the type of wheat that is replanted
               and insured.  For example, if damaged Durum wheat (type 015) acreage is
               replanted to another spring type (type 012), the Base Price for type 012
               will be used to calculate any replanting payment that may be due.
               A revised acreage report will be necessary to record the new type and Base
               Price for the replanted acreage, and to reflect the new premium amount.
               (b) For the purpose of section 11 (Settlement of Claim) of the Crop
               Revenue Coverage Insurance Policy Wheat Crop Provisions, a final claim
               will be calculated as follows when more than one Base Price is applicable:

               (1) For basic or optional units by:

                   (A) Multiplying the insured acreage of each type (012/015) by the
                       Final Guarantee;
                   (B) Subtracting the Calculated Revenue from each result in (A); and
                   (C) Multiplying each result in (B) by your share.

               (2) For enterprise units by:
                   (A) Multiplying the insured acreage of each type (012/015) by the
                       Final Guarantee for each type for each basic or optional unit
                       within the enterprise unit;
                   (B) Computing the Calculated Revenue for each type for each basic or
                       optional unit in the enterprise unit;
                   (C) Subtracting each result in (B) from the respective result of (A);
                   (D) Multiplying each result in (C) by your share; and
                   (E) Totaling the results.


 1HS   2005    In accordance with section 2(a) of the crop provisions, basic units are
               allowed by type.

 1HV   2007    In lieu of Section 11(b) of the Onion Crop Provisions, the maximum amount
               of the replanting payment per acre will be your actual cost for replanting,
               but will not exceed the lesser of:

               for yellow onions:
               (1)  22 percent of the final stage production guarantee multiplied by your
               price election and by your insured share; or,
               (2)  50 hundredweight multiplied by your price election and by your insured
               share; and,

               for red or white onions:
               (1)  18 percent of the final stage production guarantee multiplied by your
               price election and by your insured share; or,
               (2)  33 hundredweight multiplied by your price election and by your insured
               share.


 1HW   2002    Conversion factors to be used in accordance with the provision of the
               insurance policy for adjusting threshed production of dry beans:
                   Section I.   CLASS OF BEANS         GRADE           FACTOR
                                Black Turtle Soup           U.S. No. 3          .90
                                Dark Red Kidney       U.S. No. 3          .90
                                Great Northern              U.S. No. 3          .91
                                Pinto                       U.S. No. 3          .90
                                Pink                        U.S. No. 3          .90
                                Light Red Kidney            U.S. No. 3          .90
                                Small Whites                U.S. No. 3          .90

                   Section II.  Great Northern
                     Percent of Pick   Factor       Percent of Pick    Factor
                         7              .87               14            .70
                         8              .85               15            .67
                         9              .82               16            .65
                        10              .80               17            .63
                        11              .77               18            .60
                        12              .75               19            .58
                        13              .72               20            .55

                  Section III.   Pea (Navy) and Medium White
                    Percent of Pick    Factor        Percent of Pick   Factor
                         5              .98               13            .80
                         6              .96               14            .78
                         7              .94               15            .76
                         8              .91               16            .74
                         9              .89               17            .72
                        10              .86               18            .70
                        11              .84               19            .68
                        12              .82               20            .67

 1HX   2007    Insurance will not attach to any acreage planted south of Interstate 10
               that is not irrigated.

 1HY   2003    Any non-irrigated acreage from which a hay crop was harvested (other
               than hay made from a damaged small grain crop) or a small grain crop
               was harvested for grain in the same calendar year will not be insurable.

 1HZ   2005    Soybean acreage seeded by methods not rated on the actuarial table
               (e.g., seeding by airplane, helicopter, end-gate seeder, fan-type
               spreader, etc.), will not be insurable.

 1I6   2007    **** Includes only commercial Kabuli garbanzos.

 1JA   2007    Soybean acreage seeded by methods not rated on the actuarial table
               e.g., boom-type spreader, airplane, helicopter, end-gate seeder,
               fan-type spreader, etc.), will not be insurable.


 1JB   2005    **** Insurable varieties for Group A:  Russet Burbank, Bannock Russet,
               Lemhi Russet, Ranger Russet, and Umatilla Russet varieties.

 1JC   2004    Minimum Value:
               The minimum value to be used for harvested and appraised production will
               be the lesser of the contract price or $3.75 per 50 pound bushel.

 1JD   2001    NFAC - Not following another crop as defined in Sec 5 (b)(4)(5) of
               the Cotton Crop Provisions.

 1JE   2001    FAC - Following another crop as defined in Sec 5 (b)(4)(5) of
               the Cotton Crop Provisions.

 1JF   2007    The amount of insurance per acre formula will be the factor listed below
               by specific coverage level times the county yield established by FCIC
               minus the minimum payment (in bushels) provided by the seed company times
               the selected price election.
               COVERAGE LEVEL        FACTOR
               50% coverage level -  .667
               55% coverage level -  .733
               60% coverage level -  .800
               65% coverage level -  .867
               70% coverage level -  .933
               75% coverage level - 1.000
               80% coverage level - 1.067*
               85% coverage level - 1.133*

               *where applicable

 1JG   2002    Certified Seed Endorsement Guarantee: For the purpose of Section 8
               of the Certified Seed Endorsement, the dollar amount per hundredweight
               (cwt) is $3.00 for acreage within Seed Potato Crop Management Areas as
               authorized under Title 22 Chapter 10 of Idaho Code (Rate Class Option Code 'CH'
               applicable).  For acreage not within a Seed Potato Crop Management
               Area the dollar amount per hundredweight (cwt) is $1.00 (Rate Class Option Code
               'CL' applicable).

 1JH   2003    Certified Seed Endorsement Guarantee: For the purpose of Section 8 of the
               Certified Seed Endorsement, the dollar amount per hundredweight (cwt) is $3.00
               for acreage within Seed Potato Isolation District as authorized
               under Chapter 15.15 of RCW (Rate Class Option Code 'CH' applicable).  For
               acreage not within a Seed Potato Isolation District the dollar amount per
               hundredweight (cwt) is $1.00 (Rate Class Option Code "CL' applicable).

 1KD   2002    If your acreage of insurable cabbage types in this county for the current
               crop year exceeds 125 percent of the greatest number of acres of insurable
               cabbage types that you produced in this county for any one of the three
               previous crop years, your production guarantee (per acre) for the current
               crop year will be reduced as follows:
               (a) Multiply the greatest number of acres of insurable cabbage types that
               you produced in this county in any one of the three previous crop years
               by 1.25;
               (b) Divide the result by the number of acres of insurable cabbage types
               produced by you in this county in the current crop year; and
               (c) Multiply the resulting factor (not to exceed 1.0) by the production
               guarantee (per acre) for the current crop year.

               You must provide written verification of acreage data from the Farm Service
               Agency or Extension Service to the company representative by the time of
               application if you are a new insured or by the sales closing date if you are
               a carry-over insured.

               All production from your total acreage of insurable cabbage types produced
               in this county in the current crop year will be counted in the event of a
               loss.

               This limitation will not apply to:
               (a) An acreage increase of five or less acres; or
               (b) Any acreage of processing cabbage under contract.

 1KT   2007    Insurance will not attach on any acreage planted to tomatoes direct
               seeded after May 15.

 1LF   2004    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the applicable
               Discount Factors (DF) below (expressed as three-place decimals). No other
               quality factors will be considered in determining production to count. The
               QA Factor (not less than zero) will be multiplied by the number of bushels
               remaining after any reduction due to excessive moisture (in accordance with
               the applicable crop provisions) to determine the net production to count.
               Any grain which, due to insurable causes, has zero market value (net zero
               market value after consideration of additional costs to deliver damaged
               grain to a market of reasonable distance outside your local marketing area)
               will not be considered production to count if the production is destroyed.
               Production that is not destroyed in a manner acceptable to us will be
               adjusted in accordance with the rules below for the respective types and
               levels of damage.  Additional costs to deliver grain outside your local
               market will be allowed only for types and levels of damage included in
               section 5.

               1  Grain Sorghum will be discounted for grade as follows:
                  Grade                  DF
                  U.S. Sample Grade     .233

               2  Grain Sorghum will be discounted for low test weight as follows:
                  Test Weight Pounds     DF         Test Weight Pounds    DF
                    51 and above        None         Below 40 - See Section 5
                    50-50.99            .038
                    49-49.99            .052
                    48-48.99            .064
                    47-47.99            .077
                    46-46.99            .090
                    45-45.99            .103
                    44-44.99            .115
                    43-43.99            .128
                    42-42.99            .141
                    41-41.99            .154
                    40-40.99            .167

               3  Grain sorghum will be discounted for excessive kernel damage (excluding
                  heat damage) as follows:
                  Kernel Damage %   DF   Kernel Damage %   DF   Kernel Damage %  DF
                    15 and below   None    21.01-22       .131    28.01-29      .186
                    15.01-16       .074    22.01-23       .141    29.01-30      .192
                    16.01-17       .083    23.01-24       .151    30.01-31      .199
                    17.01-18       .093    24.01-25       .160    31.01-32      .205
                    18.01-19       .103    25.01-26       .167    32.01-33      .212
                    19.01-20       .112    26.01-27       .173    33.01-34      .218
                    20.01-21       .122    27.01-28       .179    34.01-35      .224
                                                                Above 35 - See Section 5

               4  Grain sorghum will be discounted for a musty odor, sour odor, or
                  commerically objectionable foreign odor (except smut odor) as follows:

                  Musty Odor = .032          Sour Odor = .064            COFO = .064

               5  Grain sorghum with (A) a test weight below 40 pounds per bushel and/or
                  kernel damage above 35 percent; (B) a smutty grain sorghum grade; or
                  (C) the presence of substances or conditions identified by the Food and
                  Drug Administration or other public health organizations of the United
                  States as injurious to human or animal health; may be allowed a discount
                  factor.  To determine the discount factor, the reduction in value (RIV)
                  due to all covered quality deficiencies will be determined and that
                  value will then be divided by the local market price*. Discount factors
                  included in sections 1 through 4 will not be used if production
                  qualifies for adjustment under this section 5.

                  A  The RIV specified in section 5 will be limited to amounts that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be in-
                     creased by the cost of conditioning, provided that the resulting RIV
                     does not exceed the RIV before conditioning.  No RIV will be accept-
                     ed if it is due to (1) moisture content; (2) damage due to uninsured
                     causes; or (3) drying, handling, processing, or any other costs
                     associated with normal harvesting, handling, and marketing of the
                     production.

 1LG   2004       B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the
                     RIV in your local market area, then the RIV may be increased by
                     the additional costs required to deliver the production to the
                     buyer, provided that the resulting RIV does not exceed the RIV
                     in your local market area.  If the damaged production has been
                     sold, the discount factor will be based upon the RIV's applied
                     by the buyer unless it is determined that such RIV's are not
                     usual, customary, and reasonable.

                  C  For production we determine has no value in and outside your local
                     market area, you may offer a value or may intend to utilize such
                     production in a manner which establishes a value.  In such cases, the
                     value we agree to will be utilized in accordance with our approved
                     procedures to determine the RIV for quality adjustment purposes
                     according to section 5 herein. Only production qualifying under
                     the terms of this section 5 (a pre-established discount factor for
                     at least one quality deficiency is not contained in the discount
                     factor charts above) may be adjusted in this manner. Notwithstanding
                     the first two sentences of this paragraph C, claims involving
                     production containing levels of substances or having conditions
                     that are injurious to human and animal health in excess of the
                     maximum amounts allowed by the Food and Drug Administration, other
                     public health organizations of the United States or agency of the
                     applicable State may not be settled until such production is sold,
                     used, or destroyed. The value used to determine the RIV for such
                     production will be the amount received for the production, or, if
                     the production is used, the value you offer and we agree to.

                  D  The RIV and local market price* will be determined on the earlier
                     of the date such quality-adjusted production is sold or the date
                     of final inspection for the unit.

                  *  The "Local Market Price" as defined in the applicable crop
                     provisions.

 1LH   2004    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the
               number of bushels remaining after any reduction due to excessive moisture
               (in accordance with the applicable crop provisions) to determine the
               net production to count.  Any grain which, due to insurable causes, has
               zero market value (net zero market value after consideration of additional
               costs to deliver damaged grain to a market of reasonable distance outside
               your local marketing area) will not be considered production to count if
               the production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in section 5.

               1  Soybeans will be discounted for grade as follows:

                  Grade                 DF
                  U.S. Sample Grade    .209

               2  Soybeans will be discounted for low test weight as follows:
                  Test Weight Pounds    DF      Test Weight Pounds    DF
                     49 and above      None     Below 44 - See Section 5
                     48-48.99          .007
                     47-47.99          .009
                     46-46.99          .010
                     45-45.99          .012
                     44-44.99          .014

               3  Soybeans will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:
                  Kernel Damage %   DF    Kernel Damage %   DF    Kernel Damage %   DF
                     8 and below   None      17.01-18      .110      27.01-28      .186
                     8.01-9        .042      18.01-19      .118      28.01-29      .194
                     9.01-10       .049      19.01-20      .125      29.01-30      .202
                    10.01-11       .057      20.01-21      .133      30.01-31      .209
                    11.01-12       .065      21.01-22      .141      31.01-32      .217
                    12.01-13       .072      22.01-23      .148      32.01-33      .224
                    13.01-14       .080      23.01-24      .156      33.01-34      .232
                    14.01-15       .087      24.01-25      .163      34.01-35      .240
                    15.01-16       .095      25.01-26      .171  Above 35 - See Section 5
                    16.01-17       .103      26.01-27      .179

               4  Soybeans will be discounted for a musty odor, sour odor, or commercially
                  objectionable foreign odor (COFO) as follows:

                  Musty Odor = .010      Sour Odor = .019     COFO = .038

               5  Soybeans with (A) a test weight below 44 pounds per bushel and/or kernel
                  damage above 35 percent; (B) a garlicky soybean grade; or (C) the
                  presence of substances or conditions identified by the Food and Drug
                  Administration or other public health organizations of the United States
                  as injurious to human or animal health; may be allowed a discount
                  factor.  To determine the discount factor, the reduction in value
                  (RIV) due to all covered quality deficiencies will be determined and
                  that value will then be divided by the local market price*.  Discount
                  factors included in sections 1 through 4 will not be used if production
                  qualifies for adjustment under this section 5.

                  A  The RIV specified in section 5 will be limited to amounts that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be
                     increased by the cost of conditioning, provided that the resulting
                     RIV does not exceed the RIV before conditioning.  No RIV will be
                     accepted if it is due to (1) moisture content; (2) damage due to
                     uninsured causes; or (3) drying, handling, processing, or any other
                     costs associated with normal harvesting, handling, and marketing of
                     the production.

 1LI   2004       B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the RIV
                     in your local market area, then the RIV may be increased by the
                     additional costs required to deliver the production to the buyer,
                     provided that the resulting RIV does not exceed the RIV in your local
                     market area.  If the damaged production has been sold, the discount
                     factor will be based upon the RIV's applied by the buyer unless it
                     is determined that such RIV's are not usual, customary, and
                     reasonable.

                  C  For production we determine has no value in and outside your local
                     market area, you may offer a value or may intend to utilize such
                     production in a manner which establishes a value.  In such cases, the
                     value we agree to will be utilized in accordance with our approved
                     procedures to determine the RIV for quality adjustment purposes
                     according to section 5 herein.  Only production qualifying under the
                     terms of this section 5 (a pre-established discount factor for at
                     least one quality deficiency is not contained in the discount factor
                     charts above) may be adjusted in this manner.  Notwithstanding the
                     first two sentences of this paragraph C, claims involving production
                     containing levels of substances or having conditions that are
                     injurious to human or animal health in excess of the maximum amounts
                     allowed by the Food and Drug Administration, other public health
                     organizations of the United States or agency of the applicable State
                     may not be settled until such production is sold, used, or destroyed.
                     The value used to determine the RIV for such production will be the
                     amount received for the production, or, if the production is used,
                     the value you offer and we agree to.


                  D  The RIV and local market price* will be determined on the earlier
                     of the date such quality-adjusted production is sold or the date of
                     final inspection for the unit.

                * The "Local Market Price" as defined in the applicable crop provisions.

 1LJ   2004    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place
               decimals).  No other quality factors will be considered in determining
               production to count.  The QA Factor (not less than zero) will be
               multiplied by the number of bushels remaining after any reduction due
               to excessive moisture (in accordance with the applicable crop provisions)
               to determine the net production to count. Any grain which, due to insurable
               causes, has zero market value (net zero market value after consideration of
               additional costs to deliver damaged grain to a market of reasonable distance
               outside your local marketing area) will not be considered production to
               count if the production is destroyed.  Production that is not destroyed in
               a manner acceptable to us will be adjusted in accordance with the rules
               below for the respective types and levels of damage.  Additional costs to
               deliver grain outside your local market will be allowed only for types and
               levels of damage included in section 5.

               1  Corn will be discounted for grade as follows:

                  Grade                   DF
                  U.S. Sample Grade      .226

               2  Corn will be discounted for low test weight as follows:
                  Test Weight Pounds   DF      Test Weight Pounds       DF
                  49 and above        None     Below 46 - See Section 5
                  48-48.99            .042
                  47-47.99            .053
                  46-46.99            .063

               3  Corn will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:
                  Kernel Damage %   DF   Kernel Damage %  DF   Kernel Damage %  DF
                    10 and below   None    18.01-19      .159    27.01-28      .302
                    10.01-11       .053    19.01-20      .175    28.01-29      .317
                    11.01-12       .063    20.01-21      .190    29.01-30      .333
                    12.01-13       .074    21.01-22      .206    30.01-31      .349
                    13.01-14       .085    22.01-23      .222    31.01-32      .365
                    14.01-15       .095    23.01-24      .238    32.01-33      .381
                    15.01-16       .111    24.01-25      .254    33.01-34      .397
                    16.01-17       .127    25.01-26      .270    34.01-35      .413
                    17.01-18       .143    26.01-27      .286    Above 35 - See Section 5

               4  Corn will be discounted for a musty odor, sour odor, or commerically
                  objectionable foreign odor (COFO) as follows:

                   Musty Odor: = .026      Sour Odor = .053         COFO = .053

               5  Corn with (A) a test weight below 46 pounds per bushel and/or kernel
                  damage above 35 percent; (B) the presence of substances or conditions
                  identified by the Food and Drug Administration or other public health
                  organizations of the United States as injurious to human or animal
                  health; may be allowed a discount factor. To determine the discount
                  factor, the reduction in value (RIV) due to all covered quality
                  deficiencies will be determined and that value will then be divided
                  by the local market price*.  Discount factors included in sections
                  1 through 4 will not be used if production qualifies for adjustment
                  under this section 5.

                  A  The RIV specified in section 5 will be limited to amounts that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be
                     increased by the cost of conditioning, provided that the resulting
                     RIV does not exceed the RIV before conditioning.  No RIV will be
                     accepted if it is due to (1) moisture content; (2) damage due to
                     uninsured causes; or (3) drying, handling, processing, or any other
                     costs associated with normal harvesting, handling, and marketing of
                     the production.

 1LK   2004       B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the RIV
                     in your local market area, then the RIV may be increased by the
                     additional costs required to deliver the production to the buyer,
                     provided that the resulting RIV does not exceed the RIV in your local
                     market area.  If the damaged production has been sold, the discount
                     factor will be based upon the RIV's applied by the buyer unless it
                     is determined that such RIV's are not usual, customary, and
                     reasonable.

                  C  For production we determine has no value in and outside your local
                     market area, you may offer a value or may intend to utilize such
                     production in a manner which establishes a value. In such cases, the
                     value we agree to will be utilized in accordance with our approved
                     procedures to determine the RIV for quality adjustment purposes
                     according to section 5 herein. Only production qualifying under
                     the terms of this section 5 (a pre-established discount factor
                     for at least one quality deficiency is not contained in the
                     discount factor charts above) may be adjusted in this manner.
                     Notwithstanding the first two sentences of this paragraph C, claims
                     involving production containing levels of substances or having
                     conditions that are injurious to human or animal health in excess
                     of the maximum amounts allowed by the Food and Drug Administration,
                     other public health organizations of the United States or agency
                     of the applicable State may not be settled until such production
                     is sold, used, or destroyed.  The value used to determine the RIV
                     for such production will be the amount received for the production,
                     or, if the production is used, the value you offer and we agree to.

                  D  The RIV and local market price* will be determined on the earlier
                     of the date such quality-adjusted production is sold or the date
                     of final inspection for the unit.

                     * The "Local Market Price" as defined in the applicable crop
                     provisions.

 1LL   2004    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the
               number of bushels otherwise determined in accordance with the Small Grains
               Crop Provisions, to determine the net production to count.  Any grain
               which, due to insurable causes, has zero market value (net zero market value
               after consideration of additional costs to deliver damaged grain to a market of
               reasonable distance outside your local marketing area) will not be considered
               production to count if the production is destroyed.  Production that is not
               destroyed in a manner acceptable to us will be adjusted in accordance with the
               rules below for the respective types and levels of damage.  Additional costs to
               deliver grain outside your local market will be allowed only for types and
               levels of damage included in section 5.

               1  Flaxseed will be discounted for grade as follows:
                  Grade                DF
                  U.S. Sample Grade   .218

               2  Flaxseed will be discounted for low test weight as follows:

               Test Weight Pounds DF   Test Weight Pounds  DF    Test Weight Pounds  DF
                  47 and above   None     41-41.99        .103   Below 40-See Section 5
                  46-46.99       .039     40-40.99        .116
                  45-45.99       .052
                  44-44.99       .065
                  43-43.99       .077
                  42-42.99       .090

               3  Flaxseed will be discounted for excessive kernel damage (excluding
               heat damage) as follows:

                  Kernel Damage %         DF             Kernel Damage %        DF
                  15 and below           None            20.01 - 21            .441
                  15.01 - 16             .172            21.01 - 22            .495
                  16.01 - 17             .226            22.01 - 23            .548
                  17.01 - 18             .280            Above 23 - See Section 5
                  18.01 - 19             .333
                  19.01 - 20             .387

               4  Flaxseed will be discounted for musty odor, sour odor, and commercially
               objectionable foreign odor (except smut or garlic odor) as follow:

                  Musty Odor = .043       Sour Odor = .043        COFO = .075

               5  Flaxseed with (A) a test weight below 40 pounds per bushel; (B) a
               kernel damage percentage above 23 percent; and/or (C) the presence of
               substances or conditions identified by the Food and Drug Administration
               or other public health organizations of the United States as injurious to
               human or animal health; may be allowed a discount factor. To determine the
               discount factor, the reduction in value (RIV) due to all covered quality
               deficiencies will be determined and that value will then be divided by the
               local market price*. Discount factors included in Section 1 through 4 will
               not be used if production qualifies for adjustment under this section 5.

                 A  The RIV specified in section 5 will be limited to amounts that
                    are usual, customary, and reasonable.  If the RIV can be decreased
                    by conditioning the production, the RIV after conditioning may be
                    increased by the cost of conditioning, provided that the resulting
                    RIV does not exceed the RIV before conditioning.  No RIV will be
                    accepted if it is due to (1) moisture content; (2) damage due to
                    uninsured causes; or (3) drying, handling, processing, or any other
                    costs associated with normal harvesting, handling, and marketing of
                    the production.

 1LM   2004       B RIV's used will be those in the local market area in which you
                    normally market the crop, to the extent feasible.  If the RIV for a
                    buyer located outside your local market area is less than the RIV
                    in your local market area, then the RIV may be increased by the
                    additional costs required to deliver the production to the buyer,
                    provided that the resulting RIV does not exceed the RIV in your local
                    market area.  If the damaged production has been sold, the discount
                    factor will be based upon the RIV's applied by the buyer unless it is
                    determined that such RIV's are not usual, customary, and reasonable.

                  C For production we determine has no value in and outside your local
                    market area, you may offer a value or may intend to utilize such
                    production in a manner which establishes a value.  In such cases,
                    the value we agree to will be utilized in accordance with our
                    approved procedures to determine the RIV for quality adjustment
                    purposes according to section 5 herein. Only production qualifying
                    under the terms of this section 5 (a pre-established discount factor
                    for at least one quality deficiency is not contained in the discount
                    factor charts above) may be adjusted in this manner. Notwithstanding
                    the first two sentences of this paragraph C, claims involving
                    production containing levels of substances or having conditions
                    that are injurious to human or animal health in excess of the
                    maximum amounts allowed by the Food and Drug Administration, other
                    public health organizations of the United States or agency of the
                    applicable State may not be settled until such production is sold,
                    used, or destroyed. The value used to determine the RIV for such
                    production will be the amount received for the production, or, if
                    the production is used, the value you offer and we agree to.


                  D The RIV and local market price* will be determined on the earlier
                    of the date such quality-adjusted production is sold or the date
                    of final inspection for the unit.

               * The "Local Market Price" as defined in the applicable crop provisions.

 1LN   2004    Subparagraph 11 (d) (3) (ii) of the Safflower Crop Provisions does
               not apply. In lieu of subparagraph 11 (d) (2) of the Safflower Crop Provisions,
               safflower will be eligible for quality adjustment if it
               has a musty, sour, or commercially objectionable foreign odor or if
               it has a test weight below 35 pounds per bushel or has kernel damage
               in excess of 25 percent. Production is also eligible for quality
               adjustment if substances or conditions are present, including
               mycotoxins, that are identified by the Food and Drug Administration
               or other public health organizations of the United States as being
               injurious to human or animal health.  Production of safflower seed
               that is eligible for quality adjustment will be reduced as follows:

               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place
               decimals). No other quality factors will be considered in determining
               production to count.  The QA Factor (not less than zero) will be
               multiplied by the number of pounds remaining after any reduction due
               to excessive moisture (in accordance with the applicable crop provisions)
               to determine the net production to count. Any safflower seed which, due
               to insurable causes, has zero market value (net zero market value after
               consideration of additional costs to deliver damaged safflower seed to
               a market of reasonable distance outside your local marketing area) will
               not be considered production to count if the production is destroyed.
               Production that is not destroyed in a manner acceptable to us will
               be adjusted in accordance with the rules below for the respective
               types and levels of damage.  Additional costs to deliver safflower
               seed outside your local market will be allowed only for types and
               levels of damage included in section 3.

               1  Safflower will be discounted for excessive kernel damage (excluding
               heat damage) as follows:

               Kernel Damage %     DF   Kernel Damage %      DF   Kernel Damage %    DF
                  25 and below    None                             35.01-36        .656
                  25.01-26        .387     30.01-31         .522   Above 36 - See Section 3
                  26.01-27        .414     31.01-32         .548
                  27.01-28        .441     32.01-33         .575
                  28.01-29        .468     33.01-34         .602
                  29.01-30        .495     34.01-35         .629

               2  Safflower will be discounted for musty odor, sour odor, and commercially
               objectionable foreign odor (COFO) as follows:

                  Musty Odor = .054        Sour Odor = .054        COFO = .075

               3  Safflower with (A) a test weight below 35 pounds per bushel;
               (B) a kernel damage percentage above 36 percent; and/or
               (C) the presence of substances or conditions identified by the Food
               and Drug Administration or other public health organizations of the
               United States as injurious to human or animal health; may be allowed
               a discount factor.  To determine the discount factor, the reduction in
               value (RIV) due to all covered quality deficiencies will be determined
               and that value will then be divided by the local market price*.  Discount
               factors included in sections 1 and 2 will not be used if production
               qualifies for adjustment under this section 3.


 1LO   2004    A  The RIV specified in section 3 will be limited to amounts that are
               usual, customary, and reasonable. If the RIV can be decreased by
               conditioning the production, the RIV after conditioning may be
               increased by the cost of conditioning, provided that the resulting RIV
               does not exceed the RIV before conditioning. No RIV will be accepted if
               it is due to (1) moisture content; (2) damage due to uninsured causes;
               or (3) drying, handling, processing, or any other costs associated with
               normal harvesting, handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you normally
               market the crop, to the extent feasible. If the RIV for a buyer located
               outside your local market area is less than the RIV in your local market
               area, then the RIV may be increased by the additional costs required to
               deliver the production to the buyer, provided that the resulting RIV
               does not exceed the RIV in your local market area. If the damaged
               production has been sold, the discount factor will be based upon the
               RIV's applied by the buyer unless it is determined that such RIV's are
               not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such production
               in a manner which establishes a value.  In such cases, the value we agree
               to will be utilized in accordance with our approved procedures to determine
               the RIV for quality adjustment purposes according to section 3 herein.
               Only production qualifying under terms of this section 3 (a pre-established
               discount factor for at least one quality deficiency is not contained in
               the discount factor charts above) may be adjusted in this manner.
               Notwithstanding the first two sentences of this paragraph C, claims
               involving production containing levels of substances or having conditions
               that are injurious to human or animal health in excess of the maximum
               amounts allowed by the Food and Drug Administration, other public health
               organizations of the United States or agency of the appliciable State
               may not be settled until such production is sold, used, or destroyed.
               The value used to determine the RIV for such production will be the
               amount received for the production, or, if the production is used, the
               value you offer and we agree to.

               D  The RIV and local market price* will be determined on the earlier
               of the date such quality-adjusted production is sold or the date of final
               inspection for the unit.

               *  The "Local Market Price" as defined in the applicable crop provisions.

 1LP   2004    In addition to the provisions in paragraph 11(d)(2)(B) of the Sunflower
               Seed Crop Provisions, non-oil type sunflower production that has
               sclerotinia bodies over 1.0 percent will be eligible for quality
               adjustment.

               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the number
               of pounds remaining after any reduction due to excessive moisture (in
               accordance with applicable crop provisions) to determine the net
               production to count.  Any grain which, due to insurable causes, has zero
               market value (net zero market value after consideration of additional costs
               to deliver damaged grain to a market of reasonable distance outside your
               local marketing area) will not be considered production to count if the
               production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in Section 8.

               1 Sunflower seed - Oil type will be discounted for grade as follows:

                 Grade                DF
                 U.S. Sample Grade   .218

               2 Sunflower seed - Oil type will be discounted for low test weight
                 as follows:

                 Test Weight Pounds DF   Test Weight Pounds  DF   Test Weight Pounds  DF
                   25 and above   None      20-20.99       .108  Below 17 - See Section 8
                   24-24.99       .022      19-19.99       .129
                   23-23.99       .043      18-18.99       .151
                   22-22.99       .065      17-17.99       .172
                   21-21.99       .086

               3 Sunflower seed - Oil type will be discounted for kernel damage
                 (excluding heat damage) as follows:

                  Kernel Damage %   DF     Kernel Damage %  DF   Kernel Damage %  DF
                   10 and below   None      13.01-14       .308   17.01-18        .497
                   10.01-11      .166       14.01-15       .355   Above 18 - See Section 8
                   11.01-12      .213       15.01-16       .402
                   12.01-13      .260       16.01-17       .449

               4 Sunflower seed - Oil type will be discounted for musty odor, sour odor,
                 and commercially objectionable foreign odor (COFO) as follows:

                 Musty odor = .054        Sour odor = .054      COFO = .075

               5 Sunflowers seed - Non-oil type will be discounted for low test weight as
                 follows:

                  Test Weight Pounds  DF  Test Weight Pounds  DF  Test Weight Pounds  DF
                    22 and above     None   18.00-18.49     .226  Below 17 - See Section 8
                    20.00-21.99      .054   17.50-17.99     .269
                    19.50-19.99      .097   17.00-17.49     .312
                    19.00-19.49      .140
                    18.50-18.99      .183

               6  Sunflower seed - Non-oil type will be discounted for sclerotinia
                  bodies as follows:

                  Sclerotinia bodies %          DF
                    1.0 and below              None
                    1.1 - 2.0                  .162
                    2.1 - 3.0                  .323
                    3.1 - 4.0                  .485
                    4.1 - 5.0                  .645
                    Above 5.0 - See section 8

               7 Sunflower seed - Non-oil type will be discounted for musty odor, sour
                 odor, and COFO as follows:

                 Musty odor = .054           Sour odor = .054         COFO = .075

 1LQ   2004    8 Sunflower seed with (A) a test weight below 17 pounds per bushel for
                 oil type and non-oil type; (B) a kernel damage percentage above 18
                 percent for oil type; (C) a kernel damage percentage above 5 percent
                 for non-oil type; (D) a sclerotinia bodies percentage above 5 percent
                 for non-oil type; (E) the presence of substances or conditions
                 identified by the Food and Drug Administration or other public health
                 organizations of the United States as injurious to human or animal
                 health; may be allowed a discount factor.  To determine the discount
                 factor, the reduction in value (RIV) due to all covered quality
                 deficiencies will be determined and that value will then be divided by
                 the local market price*.  Discount factors included in sections 1, 2, 3,
                 4, 5, 6 and 7 will not be used if production qualifies for adjustment
                 under this section 8.

               A The RIV specified in section 8 will be limited to amounts that are
                 usual, customary, and reasonable.  If the RIV can be decreased by con-
                 ditioning the production, the RIV after conditioning may be increased by
                 the cost of conditioning, provided that the resulting RIV does not exceed
                 the RIV before conditioning.  No RIV will be accepted if it is due to (1)
                 moisture content; (2) damage due to uninsured causes; or (3) drying,
                 handling, processing, or any other costs associated with normal harvest-
                 ing, handling, and marketing of the production.

               B RIV's used will be those in the local market area in which you normally
                 market the crop, to the extent feasible.  If the RIV for a buyer located
                 outside your local market area is less than the RIV in your local market
                 area, then the RIV may be increased by the additional costs required to
                 deliver the production to the buyer, provided that the resulting RIV does
                 not exceed the RIV in your local market area.  If the damaged production
                 has been sold, the discount factor will be based upon the RIV's applied
                 by the buyer unless it is determined that such RIV's are not usual,
                 customary and reasonable.

               C For production we determine has no value in and outside your local market
                 area, you may offer a value or may intend to utilize such production in
                 a manner which establishes a value. In such cases, the value we agree
                 to will be utilized in accordance with our approved procedures to
                 determine the RIV for quality adjustment purposes according to section 8
                 herein. Only production qualifying under the terms of this section 8
                 (a pre-established discount factor for at least one quality deficiency
                 is not contained in the discount factor charts above) may be adjusted
                 in this manner. Notwithstanding the first two sentences of this
                 paragraph C, claims involving production containing levels of substances
                 or having conditions that are injurious to human or animal health
                 in excess of the maximum amounts allowed by the Food and Drug
                 Administration, other public health organizations of the United States
                 or agency of the   applicable State may not be settled until such
                 production is sold, used, or destroyed. The value used to determine
                 the RIV for such production will be the amount received for the
                 production, or, if the production is used, the value you offer and we
                 agree to.

               D The RIV and local market price* will be determined on the earlier of the
                 date such quality-adjusted production is sold or the date of final
                 inspection for the unit.

                 * The "Local Market Price" as defined in the applicable crop provisions.

 1OY   1999    Conversion factors to be used in accordance with the provisions of the
               insurance policy for adjusting threshed production of dry beans:
                 Section I.        CLASS OF BEANS                GRADE           FACTOR
                                   Cranberry                   U.S. No. 3         .94
                                   Black Turtle Soup           U.S. No. 3         .94
                                   Dark Red Kidney             U.S. No. 3         .94
                                   Light Red Kidney            U.S. No. 3         .94
                                   Pinto                       U.S. No. 3         .94
                                   Great Northern              U.S. No. 3         .94
                                   Yelloweye                   U.S. No. 3         .94
                                   Small White                 U.S. No. 3         .94
                                   Small Red                   U.S. No. 3         .94

                 Section II.       Pea and Medium White
                    Percent of Pick      Factor           Percent of Pick        Factor
                            5             .98                    13               .80
                            6             .96                    14               .78
                            7             .94                    15               .76
                            8             .91                    16               .74
                            9             .89                    17               .72
                           10             .86                    18               .70
                           11             .84                    19               .68
                           12             .82                    20               .67

 1OZ   2002    Conversion factors to be used in accordance with the provisions of the
               insurance policy for adjusting threshed production of dry beans:
                 Section I.        CLASS OF BEANS                GRADE           FACTOR
                                   Cranberry                   U.S. No. 3         .94
                                   Black Turtle Soup           U.S. No. 3         .94
                                   Dark Red Kidney             U.S. No. 3         .94
                                   Light Red Kidney            U.S. No. 3         .94
                                   Pinto                       U.S. No. 3         .94
                                   Tebo                        U.S. No. 3         .94
                                   Great Northern              U.S. No. 3         .94
                                   Yelloweye                   U.S. No. 3         .94
                                   Small White                 U.S. No. 3         .94
                                   Small Red                   U.S. No. 3         .94

                 Section II.       Pea and Medium White
                    Percent of Pick      Factor           Percent of Pick        Factor
                            5             .98                    13               .80
                            6             .96                    14               .78
                            7             .94                    15               .76
                            8             .91                    16               .74
                            9             .89                    17               .72
                           10             .86                    18               .70
                           11             .84                    19               .68
                           12             .82                    20               .67

 1P8   1997    There is no cancellation date since this is not a continuous crop policy.

 1S4   1998      **Fall Direct Seeding Period - July 1 through August 20.

 1S5   1998      **Fall Transplanting Period - August 1 through September 20.

 1UK   2003    Insurance will not attach to any acreage on which dry beans, sunflowers,
               soybeans, rape, canola, or mustard were planted the preceding crop year.

 1XP   2008    The established price election available for this county crop program will be
               released as an Actuarial Table Addendum (Special Provisions) prior to the
               policy contract change date.  A market price election, if applicable, will be
               released prior to the sales closing date.

 1YY   2002    Insurance will not attach to any acreage on which potatoes were planted
               in either of the two preceding crop years or dry beans, soybeans,
               or sunflowers were planted the preceding year.

 27R   1997
                 The calendar date for the end of the insurance period for
                 Green Bartlett, Red Bartlett, and Star Crimson (Crimson Red)
                 is September 15.  For all other types, the end of insurance
                 period is October 15.

 2A3   2004    There is a one year lag period in reporting production.  Production
               reports through the 2000 crop year are required for the 2002 crop year.

 2A7   2003    For the 2003 and subsequent crop years, catastrophic risk protection
               equals 27.5 percent of your approved average revenue.

 2AA   2005    In accordance with Section 6 (d) of the Cherry Crop Provisions, the insured
               crop will be sweet cherries grown on acreage that has produced at least 4,000
               pounds per acre in one of the three previous crop years.  Acceptable
               supporting documentation of previous production includes receipts from buyers
               showing quantities delivered, daily records of harvest or direct sales, and
               preharvest estimates of production certified by third parties.  No minimum
               tree age is required.

 2AB   2008    Insurable crop: In accordance with Section 6(c) of the Cherry Crop
               Provisions, non-irrigated acreage may be insurable only by written
               agreement.  The non-irrigated acreage must meet the same minimum age
               and production requirements as specified for irrigated acreage in the
               Special Provisions.  Contact your crop insurance agent by the sales
               closing date to determine eligibility requirements.

 2AC   2008    Insurable crop: In accordance with Section 6(d) of the Cherry Crop
               Provisions, the insured crop will be sweet cherries grown on acreage
               that has produced at least 4,000 pounds per acre in one of the five
               previous crop years immediately preceding the insured crop year,
               unless inspected and otherwise determined uninsurable.  No minimum
               tree age is required.

 2AD   2005    Insurable crop: In accordance with Section 6(d) of the Cherry Crop
               Provisions, acreage of cherry trees which, after being set out or
               grafted, has completed four growing seasons and has produced at least
               4,000 pounds of fruit per acre (4,000 pounds prorated if less than one
               acre) during one of the three crop years immediately preceding the
               insured crop year, unless inspected and otherwise determined uninsurable.
               For the year of set out or grafting to be counted as a completed growing
               season, setting out or grafting must occur prior to July 1.

 2AE   2005    Allowable Cost:  In accordance with Section 1 of the Strawberry Crop
               Provisions, the allowable cost is $0.20 per pound.  Allowable cost does
               not apply to direct marketed production in which the general public is
               permitted to enter the field for the purpose of picking the crop.

 2AF   2008    Winter Type 211 Minimum Value:  The minimum value to be used for harvested
               and appraised production is $0.20 per pound.

 2AG   2008    Summer Type 212 Minimum Value:  The minimum value to be used for harvested
               and appraised production is $0.80 per pound.

 2AH   2004    Minimum Prior Production:  In accordance with Section 6(a)(8), the
               insured crop must be grown by a person who produced at least 8,000
               pounds of strawberries per planted acre in at least one of the three
               previous crop years.


 2AI   2008    Winter Type 211 Minimum Value Option:  If you selected Option I of the
               Modified Minimum Value Option, the minimum value option price is $0.10
               per pound.  If you selected Option II of the Modified Minimum Value Option,
               the minimum value option price is $0.05 per pound.


 2AJ   2008    LIMITS ON AMOUNT OF INSURANCE:  In accordance with Section 3 (c) of
               the Strawberry Crop Provisions, we will limit your guarantee (amount
               of insurance) based on your prior production as follows:
               1.  If you have produced at least 24,000 pounds per acre in one of the
                   most recent three years, you may purchase an amount of insurance
                   equal to any of the fixed dollar amounts of insurance shown on the
                   actuarial documents.

               2.  If your highest level of production per acre in one of the most
                   recent three years has been less than 24,000 pounds but greater
                   than 8,000 pounds, you may purchase an amount of insurance equal
                   to any of the fixed dollar amounts of insurance shown on the
                   actuarial documents times your highest per acre production divided
                   by 24,000.

 2AK   2008    LIMITS ON AMOUNT OF INSURANCE:  In accordance with Section 3 (c) of the
               Strawberry Crop Provisions, we will limit your guarantee (amount of insurance)
               based on your prior production as follows:
               1.  If you have produced at least 55,000 pounds per acre in one of the most
                   recent three years, you may purchase an amount of insurance equal to any
                   of the fixed dollar amounts of insurance shown on the actuarial documents.

               2.  If your highest level of production per acre in one of the most recent
                   three years has been less than 55,000 pounds but greater than 18,000
                   pounds, you may purchase an amount of insurance equal to any of the fixed
                   dollar amounts of insurance shown on the actuarial documents times your
                   highest per acre production divided by 55,000.

 2AL   2008    Summer Type 212 Minimum Value Option:  If you selected Option I of the
               Modified Minimum Value Option, the minimum value option price is $0.40
               per pound.  If you selected Option II of the Modified Minimum Value
               Option, the minimum value option price is $0.20 per pound.

 2AM   2004    Cultural Requirements:  In accordance with Section 6(a)(5)of the Strawberry
               Crop Provisions, the cultural requirements for insurability are:
               1.  Soil Fumigation:
                   A.  With a mixture of no more than 75 percent methyl bromide and no less
                       than 25 percent chloropicrin, unless restricted by the proximity
                       of residential areas to the field:
                       (1) Applied at a minimum rate of 250 pounds per acre for bed
                           fumigation and 300 pounds per acre for field
                           fumigation; and
                       (2) Completed at least 4 weeks and no more than 6 months prior to
                           planting.
                   B.  Other soil sterilization techniques can satisfy this requirement
                       if tested, shown to be effective, and applied according to
                       recommendations of the University of California Cooperative Extension
                       (UCCE)Service.
               2.  Planting beds must be raised at least six (6) inches.
               3.  Initial plant density must be at least 20,000 viable plants per acre.
               4.  All transplants must satisfy the requirements of the Strawberry
                   Certification Program administered by the California Department of
                   Food and Agriculture.
               5.  Plastic (polyethylene) mulch must be applied to the planting beds
                   by January 1 or as recommended by the UCCE Service for the location and
                   planting system.


 2AN   2004    Cultural Requirements:  In accordance with Section 6(a)(5)of the Strawberry
               Crop Provisions, the cultural requirements for insurability are:
               1.  Soil Fumigation:
                   A.  With a mixture of no more than 75 percent methyl bromide and no less
                       than 25 percent chloropicrin, unless restricted by the proximity
                       of residential areas to the field:
                       (1) Applied at a minimum rate of 250 pounds per acre for bed
                           fumigation and 300 pounds per acre for field
                           fumigation; and
                       (2) Completed at least 2 weeks and no more than 16 months prior to
                           planting.
                   B.  Other soil sterilization techniques can satisfy this requirement
                       if tested, shown to be effective,  and applied according to
                       recommendations of the University of California Cooperative Extension
                       (UCCE)Service.
               2.  Planting beds must be raised at least six (6) inches.
               3.  Initial plant density must be at least 12,000 viable plants per acre.
               4.  All transplants must satisfy the requirements of the Strawberry
                   Certification Program administered by the California Department of
                   Food and Agriculture.
               5.  Plastic (polyethylene) mulch must be applied to the planting beds
                   by March 1 or as recommended by the UCCE Service for the location and
                   planting system.

 2AO   2008    Standards for Grades:  In accordance with Section 1 of the Strawberry
               Crop Provisions, marketable production would meet the requirements for
               U.S. No.1 grade, as described in U.S. Standards for Grades of Growers'
               Stock Strawberries for Manufacture, and be accepted by a processor or
               other buyer in the area.

 2AP   2008    Standards for Grades:  In accordance with Section 1 of the Strawberry
               Crop Provisions, marketable production would meet the requirements for
               U.S. No.1 grade, as described in U.S. Standards for grades of Strawberries,
               and be accepted by a shipper in the area.

 2AQ   2004    Picking Factors and Estimated Production:  In accordance with Section 1
               and 11(c)(4), of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

               Type                       Harvest               Picking          Estimated
                                           Dates                Factors          Pounds Per
                                                                                  Picking
                                                                                 (Per Acre)
               Summer Planting     October 10 - November 10        5                 100
               Summer Planting     April 1 - April 30              5               1,100
               Summer Planting     May 1 - May 31                  4               1,400
               Summer Planting     June 1 - June 30                5               1,121


 2AR   2004    Picking Factors and Estimated Production:  In accordance with Section 1
               and 11(c)(4), of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

               Type                       Harvest               Picking          Estimated
                                           Dates                Factors          Pounds Per
                                                                                  Picking
                                                                                 (Per Acre)
               Summer Planting     October 10 - November 10        5                 100
               Summer Planting     April 1 - April 30              5               1,100
               Summer Planting     May 1 - May 31                  4               1,400
               Summer Planting     June 1 - June 30                5               1,121


 2AS   2004    Picking Factors and Estimated Production: In accordance with Section 1 and
               11(c)(4), of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

               Type                       Harvest               Picking         Estimated
                                           Dates                Factors        Pounds Per
                                                                                Picking
                                                                               (Per Acre)

               Winter Planting     March 1 - March 31              5                 600
               Winter Planting     April 1 - April 30              4               1,400
               Winter Planting     May 1 - May 31                  3               2,200
               Winter Planting     June 1 - June 30                4               2,000
               Winter Planting     July 1- July 31                 4                 633

 2AU   2004    Winter Type 211 Minimum Prior Production:  In accordance with Section
               6(a)(8), the insured crop must be grown by a person who produced at
               least 20,000 pounds of strawberries per planted acre in at least one of
               the three previous crop years.


 2AV   2004    Summer Type 212 Minimum Prior Production:  In accordance with Section
               6(a)(8), the insured crop must be grown by a person who produced at
               least 5000 pounds of strawberries per planted acre in at least one of
               the three previous crop years.


 2AW   2008    Winter Type 211 - LIMITS ON AMOUNT OF INSURANCE:  In accordance with
               Section 3 (c) of the Strawberry Crop Provisions, we will limit your
               guarantee (amount of insurance) based on your prior production as follows:
               1.  If you have produced at least 60,000 pounds per acre in one of the
                   most recent three years, you may purchase an amount of insurance equal
                   to any of the fixed dollar amounts of insurance shown on the actuarial
                   documents.

               2.  If your highest level of production per acre in one of the most recent
                   three years has been less than 60,000 pounds but greater than 20,000
                   pounds, you may purchase an amount of insurance equal to any of the
                   fixed dollar amounts of insurance shown on the actuarial documents
                   times your highest per acre production divided by 60,000.

 2AX   2008    Summer Type 212 - LIMITS ON AMOUNT OF INSURANCE:  In accordance with
               Section 3 (c) of the Strawberry Crop Provisions, we will limit your
               guarantee (amount of insurance) based on your prior production as follows:
               1.  If you have produced at least 15,000 pounds per acre in one of the
                   most recent three years, you may purchase an amount of insurance equal
                   to any of the fixed dollar amounts of insurance on the actuarial
                   documents.

               2.  If your highest level of production per acre in one of the most recent
                   three years, has been less than 15,000 pounds but greater than 5,000
                   pounds, you may purchase an amount of insurance equal to any of the
                   fixed dollar amounts of insurance shown on the actuarial documents
                   times your highest per acre production divided by 15,000.

 2AY   2004    Winter Type 211 Picking Factors and Estimated Production: In accordance
               with Section 1 and 11(c)(4), of the Strawberry Crop Provisions, the picking
               factors and estimated pounds of strawberries per picking are as follows:

               Type                       Harvest               Picking          Estimated
                                           Dates                Factors         Pounds Per
                                                                                  Picking
                                                                                (Per Acre)
               Winter Planting     January 1 - January 31          5                 400
               Winter Planting     February 1 - February 28        5                 600
               Winter Planting     March 1 - March 31              4               1,800
               Winter Planting     April 1 - April 30              3               2,400
               Winter Planting     May 1 - May 31                  4               1,800
               Winter Planting     June 1- June 30                 4                 574

 2AZ   2004    Summer Type 212 Picking Factors and Estimated Production: In accordance
               with Section 1 and 11(c)(4), of the Strawberry Crop Provisions, the picking
               factors and estimated pounds of strawberries per picking are as follows:

               Type                       Harvest               Picking          Estimated
                                           Dates                Factors         Pounds Per
                                                                                  Picking
                                                                                (Per Acre)
               Summer Planting     September 1- September 30       5                 100
               Summer Planting     October 1 - October 31          5               1,100
               Summer Planting     November 1 - November 30        5               1,100
               Summer Planting     December 1 - December 31        6                 288

 2B2   2007    For the Minnesota counties of (049) Goodhue, (109) Olmsted, (157) Wabasha
               and (169) Winona, the tenderometer reading or sieve size used to
               determine the processor contract price shall be:
               "115" Tenderometer Reading for Early Season Types.
               "110" Tenderometer Reading for Mid Season and Late Season Types.
               " 3 " Sieve Size for Early Season Types.
               " 4 " Sieve Size for Mid Season and Late Season Types.

               For all other Minnesota counties, the tenderometer reading used to
               determine the processor contract price shall be:
               "115" Tenderometer Reading for Early Season Types.
               "110" Tenderometer Reading for Mid Season and Late Season Types.

               If the processor contract provides a fixed price without regard to
               tenderometer reading or sieve size, such fixed price will be considered
               the processor contract price.

 2B3   2007    For the Wisconsin counties of Brown (009), Door (029), Kewaunee (061),
               Manitowoc (071), Oconto (083), Outagamie (087), Ozaukee (089),
               Shawano (115), Sheboygan (117), and Waupaca (135), the tenderometer
               or sieve size used to determine the processor contract price shall be:
               "115" Tenderometer Reading for Early Season Types.
               "110" Tenderometer Reading for Mid Season and Late Season Types.
               " 3 " Sieve Size for Early Season Types.
               " 4 " Sieve Size for Mid Season and Late Season Types.

               For all other Wisconsin counties, the tenderometer reading used to
               determine the processor contract price shall be:
               "115" Tenderometer Reading for Early Season Types.
               "110" Tenderometer Reading for Mid Season and Late Season Types.

               If the processor contract provides a fixed price without regard to
               tenderometer reading or sieve size, such fixed price will be
               considered the processor contract price.

 2B4   1998    For Lewis (061) and Nez Perce (069) counties in Idaho, the
               tenderometer reading or sieve size used to determine the processor
               contract price shall be:
               "105" Tenderometer Reading for All Types.
               " 4 " Sieve Size for All Types.

               If the processor contract provides a fixed price without regard to
               tenderometer reading or sieve size, such fixed price will be
               considered the processor contract price.

               For Blaine (013), Cassia (031), Jerome (053), Lincoln (063), Minidoka (067
               and Twin Falls (083) counties in Idaho, the tenderometer reading used to
               determine the processor contract price shall be "110" tenderometer reading
               corresponding to the non-superearly varieties.

               If the processor contract provides a fixed price without regard to
               tenderometer reading, such fixed price will be considered the processor
               contract price for all types.

 2B6   1997    For Hartford county (025), Maryland, the tenderometer reading used
               to determine the processor contract price shall be :  "110" Tenderometer
               Reading for All Types.

               For all other counties in Maryland, the tenderometer reading used to
               determine the processor contract price shall be:  "125" Tenderometer
               Reading for All Types.

               If the processor contract provides a fixed price without regard to
               tenderometer reading, such fixed price will be considered the processor
               contract price.

 2B9   2002    The additional value price per bushel for Option A of the Income Protection
               Barley Malting Barley Price and Quality Endorsement is as follows:

               $0.52  Minnesota, North Dakota, South Dakota
               $0.85  Idaho, Montana, Oregon, Washington

 2BC   2008    In addition to Section 6(a) of the Forage Production Crop Provisions,
               we will only insure forage planted for harvest.

 2BD   2008    Insurance coverage provided by the Forage Production Crop Provisions will
               continue for acreage that is grazed after it has gone into winter dormancy,
               defined as the suspension of growth and development of the alfalfa plants
               during fall and winter months.  Producers must remove all livestock prior
               to the emergence of the forage from winter dormancy.

 2BE   2003    ADEQUATE STAND REQUIRED living alfalfa plants per square foot, by type,
               for each year after the year of establishment. Any acreage of alfalfa or
               alfalfa grass mixture type with an adequate stand will only be insurable
               as the type shown for the applicable years after year of establishment.

                                  1st     2nd     3rd     4th      5th     6th     7th
                                  Year    Year    Year    Year     Year    Year    Year
               --------------------------------------------------------------------------------

               Alfalfa/Irr        6.0     4.0     3.0     3.0      3.0       *        *
                                  &above  &above  &above  &above   &above
               --------------------------------------------------------------------------------

               Alfalfa Grass      2.5     1.7     1.2     1.2      1.2     1.2      1.2
               Mixture/Irr     to 5.9  to 3.9  to 2.9  to 2.9   to 2.9     &above   &above
               --------------------------------------------------------------------------------

               Alfalfa            4.8     3.2     2.4      *        *      **       **
               Non-Irr            &above  &above  &above
               --------------------------------------------------------------------------------

               Alfalfa Grass      2.0     1.3     1.0     1.0      1.0     **       **
               Mixture         to 4.7  to 3.1  to 2.3     &above   &above
               Non-Irr
               --------------------------------------------------------------------------------

               Grass              ***     0.2     0.2     0.2      0.2     0.2      0.2****
               Alfalfa                 to 1.2  to 0.9  to 0.9   to 0.9     &above   &above
               Mixture
               Non-Irr

               *   Overage stands are not insurable as the Alfalfa type and must be
                   insured as the Alfalfa Grass Mixture type.
               **  Overage stands are not insurable as the Alfalfa type or Alfalfa Grass
                   Mixture type and must be as insured Grass Alfalfa Mixture type.
               *** Insurance does not attach until second year after year of establishment.
               ****Any acreage of Grass Alfalfa Mixture type with an adequate stand will
                   only be insurable as the Grass Alfalfa Mixture type for the second and
                   succeeding crop years after the year of establishment. No maximum age
                   limitation applies. The Grass Alfalfa Mixture type includes all
                   non-irrigated Alfalfa and Alfalfa Grass Mixtures the eighth and
                   succeeding years after year of establishment, as long as there are at
                   least 0.2 living alfalfa plants
                   per square foot.

 2BF   2007    We will consider the practice of planting of a "cover crop" improperly
               performed when destruction of the cover crop is later than May 20 for
               Fall cover crops and May 30 for Spring cover crops.  Production lost
               as a result of this practice being improperly performed will be recorded
               as an "appraisal for uninsured cause" on the claim form.

 2BG   2003    ADEQUATE STAND REQUIRED: living alfalfa plants per square foot, by type,
               for each year after the year of establishment. Any acreage of alfalfa or
               alfalfa grass mixture type with an adequate stand will only be insurable
               as the type shown for the applicable years after year of establishment.

                                  1st     2nd     3rd      4th      5th     6th     7th
                                  Year    Year    Year     Year     Year    Year    Year
               ---------------------------------------------------------------------------
               Alfalfa/Irr        9.0      6.0     4.5     4.5      4.5       *        *
                                  &above  &above  &above   &above   &above
               ---------------------------------------------------------------------------
               Alfalfa Grass
               Mixture/Irr        3.0      2.0     1.5     1.5      1.5     1.5      1.5
                               to 8.9   to 5.9  to 4.4  to 4.4   to 4.4     &above   &above
               ---------------------------------------------------------------------------
               Alfalfa/Non-Irr    6.0      4.0     3.0       *        *       **       **
                                  &above   &above  &above
               ---------------------------------------------------------------------------
               Alfalfa Grass
               Mixture/Non-Irr    2.0      1.3     1.0     1.0      1.0       **       **
                               to 5.9   to 3.9  to 2.9     &above   &above
               ---------------------------------------------------------------------------
               Grass Alfalfa      ***      0.2     0.2     0.2      0.2     0.2      0.2****
               Mixture/Non-Irr             1.2     0.9     0.9      0.9     &above   &above

               *   Overage stands are not insurable as the Alfalfa type and must be
                   insured as the Alfalfa Grass Mixture type.
               **  Overage stands are not insurable as the Alfalfa type or Alfalfa Grass
                   Mixture type and must be as insured Grass Alfalfa Mixture type.
               *** Insurance does not attach until second year after year of establishment.
               ****Any acreage of Grass Alfalfa Mixture type with an adequate stand will
                   only be insurable as the Grass Alfalfa Mixture type for the second and
                   succeeding crop years after the year of establishment. No maximum age
                   limitation applies. The Grass Alfalfa Mixture type includes all
                   non-irrigated Alfalfa and Alfalfa Grass Mixtures the eighth and
                   succeeding years after year of establishment, as long as there are at
                   least 0.2 living alfalfa plants per square foot.


 2BH   2003    ADEQUATE STAND REQUIRED living alfalfa plants per square foot, by type,
               for each year after the year of establishment. Any acreage of alfalfa or
               alfalfa grass mixture type with an adequate stand will only be insurable
               as the type shown for the applicable years after year of establishment.

                                  1st     2nd     3rd      4th      5th     6th    7th
                                  Year    Year    Year     Year     Year    Year   Year
               ---------------------------------------------------------------------------
               Alfalfa/Irr        9.0      6.0     4.5     4.5      4.5       *      *
                                  &above  &above  &above   &above   &above
               ---------------------------------------------------------------------------
               Alfalfa Grass
               Mixture/Irr        3.8      2.5     1.9     1.9      1.9     1.9     1.9
                               to 8.9   to 5.9  to 4.4  to 4.4   to 4.4     &above  &above
               ---------------------------------------------------------------------------
               Alfalfa/Non-Irr    7.5      5.0     3.8       *        *       **       **
                               &above   &above   &above
               ---------------------------------------------------------------------------
               Alfalfa Grass      3.2      2.1     1.6     1.6      1.6       **       **
               Mixture/Non-Irr to 7.4   to 4.9  to 3.7     &above   &above

               --------------------------------------------------------------------------
               Grass Alfalfa      ***      0.2     0.2     0.2      0.2     0.2     0.2****
               Mixture/Non-Irr          to 2.0  to 1.5  to 1.5   to 1.5     &above &above

               *   Overage stands are not insurable as the Alfalfa type and must be
                   insured as the Alfalfa Grass Mixture type.
               **  Overage stands are not insurable as the Alfalfa type or Alfalfa Grass
                   Mixture type and must be insured as Grass Alfalfa Mixture type.
               *** Insurance does not attach until second year after year of establishment.
               ****Any acreage of Grass Alfalfa Mixture type with an adequate stand will
                   only be insurable as the Grass Alfalfa Mixture type for the second and
                   succeeding crop years after the year of establishment. No maximum age
                   limitation applies. The Grass Alfalfa Mixture type includes all
                   non-irrigated Alfalfa and Alfalfa Grass Mixtures the eighth and
                   succeeding years after year of establishment, as long as there are at
                   least 0.2 living alfalfa plants per square foot.

 2BI   2007    In lieu of Section 7 (b) of the Forage Seeding Crop Provisions, the crop
               insured will be all the forage in the county for which a premium rate is
               provided by the actuarial documents that is planted during the current
               crop year, or replanted during the calendar year following planting,
               to establish a normal stand of forage intended for harvest.

 2BK   2003    ADEQUATE STAND REQUIRED living alfalfa plants per square foot, by type,
               for each year after the year of establishment. Any acreage of alfalfa or
               alfalfa grass mixture type with an adequate stand will only be insurable
               as the type shown for the applicable years after year of establishment.

                                  1st     2nd     3rd      4th      5th      6th     7th
                                  Year    Year    Year     Year     Year     Year    Year
               ---------------------------------------------------------------------------
               Alfalfa/Irr        6.0      4.0     3.0     3.0      3.0       *      *
                                  &above  &above  &above   &above   &above
               ---------------------------------------------------------------------------
               Alfalfa Grass
               Mixture/Irr        2.5      1.7     1.2     1.2      1.2      1.2    1.2
                               to 5.9   to 3.9  to 2.9  to 2.9   to 2.9      &above &above
               ---------------------------------------------------------------------------

               * Overage stands are not insurable as the Alfalfa type and must be insured
               as the Alfalfa Grass Mixture type.

 2BM   2008    NOTE: The acreage report is due May 22 for spring planted acreage
               following the year of seeding for Alfalfa or Alfalfa Grass Mixture.

 2BN   2005    In lieu of the definition of  "Catastrophic risk protection" contained
               in section 1 of the Group Risk Plan of Insurance Basic Provisions, the
               definition of Catastrophic risk protection will be as follows:

               Catastrophic risk protection - The minimum level of coverage offer by FCIC.
               For GRP, an amount of protection equal to 65 percent of the expected county
               yield indemnified at 45 percent of the maximum protection per acre specified
               in the actuarial documents for the crop, practice and type.

 2BP   2008    Insurance will not attach to any acreage on which potatoes were planted the
               preceding crop year except for the following islands and tracts located in
               the Delta area: That portion of ''Staten Island located in Township 3N,
               all of Terminous Island, Bouldin Island, Upper and Lower Jones Tract,
               Shima Tract, King Island, Empire Tract, Mandeville Island, McDonald Tract,
               Rindge Tract, Bacon Island and the portion of Roberts Island west of Inland
               Drive and the portion of Victoria Island north of Highway 4.



 2BT   2008    In lieu of the definition of type in section 1 of the Pilot Mint Crop
               Provisions, types will be defined as peppermint, native spearmint, and
               scotch spearmint.


 2BW   2008    In lieu of section 2, Unit Division, of the Pilot Mint Crop Provisions,
               all acreage of spearmint will be one basic unit.



 2BX   2008    ** Includes insured winter wheat acreage subsequently reseeded to spring
               wheat for the irrigated practice only.

 2CA   2002    Insurance will not attach to any acreage on which dry beans, canola,
               crambe, chickpeas, dry peas (including lentils), mustard, rapeseed,
               soybeans, safflowers or sunflowers have been planted in the preceding
               crop year.

               A crop which was planted and then all plant growth is terminated prior
               to the acreage reporting date, will not be considered planted for rotational
               purposes ONLY.  The insured is responsible to provide proof of insurability.

 2CB   2002    Insurance shall not attach to any acreage on which dry beans, canola,
               chickpeas, crambe, dry peas (including lentils), mustard, rapeseed,
               safflowers, soybeans or sunflowers have been planted in either of the
               two preceding crop years.

               A crop which was planted and then all plant growth is terminated prior to
               the acreage reporting date, will not be considered planted for rotational
               purposes ONLY.  The insured is responsible to provide proof of insurability.

 2CC   2002    Insurance will not attach to any acreage on which canola, crambe, chickpeas,
               dry beans, dry peas (including lentils), mustard, rapeseed, safflower,
               soybeans, or sunflowers have been planted in either of the preceding two
               crop years (three year rotation) with the exception below:

               In a two year rotation, canola, crambe, chickpeas, dry beans, dry peas
               (including lentils), mustard, rapeseed, safflower, soybeans, or sunflowers
               cannot have been planted in the preceding crop year and a blackleg resistant
               variety (MR-R) must be planted with the insured providing proof of variety
               by the acreage reporting date.  A rate surcharge (CR) will apply.

               A crop which was planted, and then all plant growth is terminated prior
               to the Acreage Reporting Date, will not be considered planted for rotational
               purposes ONLY.  The insured is responsible to provide proof of insurability.



 2CD   2002    Insurance will not attach to any acreage on which crambe, mustard, canola,
               chickpeas, dry beans, dry peas (including lentils), rapeseed, safflowers,
               soybeans or sunflowers have been planted in either of the two preceding crop
               years.

               A crop which was planted and then all plant growth is terminated prior to
               the acreage reporting date, will not be considered planted for rotational
               purposes ONLY.  The insured is responsible to provide proof of insurability.


 2CE   2002    Insurance will not attach to any Irrigated and/or IBR acreage on which
               sunflowers, canola, chickpeas, crambe, dry beans, dry peas (including
               lentils), mustard, rapeseed, safflowers, or soybeans have been planted
               in the preceding crop year.

               Insurance will not attach to any NIBR acreage on which sunflowers, canola,
               chickpeas, crambe, dry beans, dry peas, (including lentils), mustard,
               rapeseed, safflowers, or soybeans have been planted in either of the two
               preceding crop years.

               A crop which was planted and then all plant growth is terminated prior to the
               acreage reporting date, will not be considered planted for rotational purposes
               ONLY.  The insured is responsible to provide proof of insurability

 2CF   2007    The tenderometer reading used to determine the processor contract price
               shall be:
               "115" Tenderometer Reading for Early Season Types.
               "110" Tenderometer Reading for Mid Season and Late Season Types.

               If the processor contract provides a fixed price without regard to
               tenderometer reading, such fixed price will be considered the processor
               contract price.

 2CH   2002    For the NIBR practices the Approved Black Turtle Soup Varieties are:
                                                       Black Magic
                                                       Domino
                                                       Midnight
                                                       Onyx
                                                       Panther
                                                       T-39
                                                       UI-906
                                                       Shadow
                                                       UI-911
                                                       A.C. Harblack
               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to
               your crop insurance agent by the sales closing date.




 2CK   2006    Variety under "other" does not include interspecific plums (pluot) and
               plum x 'cot hybrid (plumcot).  These varieties are not recognized by the
               California Tree Fruit Agreement and therefore not insurable.



 2CL   2005    Allowable Cost:  In accordance with Section 1 of the Strawberry Crop
               Provisions, the allowable cost is $0.30 per pound. Allowable cost does
               not apply to direct marketed production in which the general public is
               permitted to enter the field for the purpose of picking the crop.

 2CO   1998    ****Early Golden and White includes yellow varieties requiring 76
               or fewer days to maturity and white varieties.

 2CR   2007    Insurance will not attach to any acreage on which Blackleg or Black Rot
               was present in any of the previous four years.

 2CS   2007    In addition to the requirements of section 11(b) of the Processing Chile
               Pepper Pilot Provisions, we will not insure Type(202) Long Red New
               Mexican on acreage that has been contracted to be grown for Type(201)
               Long Green New Mexican.

 2CT   2007    ****Other Golden includes yellow varieties requiring 77 or more days
               maturity.

 2CW   2005    In accordance with section 8(c) of the Pilot Processing Cucumber Crop
               Provisions, processor contracts that stipulate the grower will deliver or
               the processor will accept a minimum amount of production, and that also
               stipulate a minimum acreage requirement, will be considered processing
               contracts that stipulate an amount of production to be delivered.

 2CX   2003    Allowable cost for harvested production will be $0.18 per pound
               for Sweet Cherries (does not apply to U-Pick production).

 2DA   2008    Insurance will cease on any clams remaining on the lease on the fourth
               anniversary of their seeding date.

 2DB   2003    Protective netting must be maintained on the raceways until such time as
               70 percent or more of the clams have reached a size of 35mm or greater.
               Netting may then be removed without violating Section 8(e) of the Cultivated
               Clam Pilot Crop Insurance Provisions.

 2DD   2008    ****Early Varieties include:  Dr. Dupuis, Simmonds, Pollock, Hardee, Nadir,
               Ruehle, Arue, Donnie, Fuchs, K-5, Gorham, Biondo, Peterson, 232, Pinelli,
               Trap, Bernecker, Miguel, Nesbitt, Tonnage, Waldin, Tower 2, Beta, Lisa, K-9,
               Christina, and Catalina.

 2DE   2008    AGE LIMITATION:  In accordance with Section 7(c)(4) of the crop provisions,
               acreage of alfalfa seed will not be insurable beyond the earlier of the
               originator's stipulated maximum age of stand for the applicable variety or
               the sixth and succeeding crop years after the crop year of initial seeding,
               unless otherwise agreed in writing by us.

 2DF   2005    For the purpose of section 8(c) of the crop provisions, the expected yield
               for determining the maximum insurable acreage under a processing contract
               that stipulates an amount of production to be delivered will be 225 bushels
               per acre.

 2DG   2003    For the purpose of section 8(c) of the crop provisions, the expected yield
               for determining the maximum insurable acreage under a processing contract
               that stipulates an amount of production to be delivered will be 128 bushels
               per acre.

 2DH   2003    For the purpose of section 8(c) of the crop provisions, the expected yield
               for determining the maximum insurable acreage under a processing contract
               that stipulates an amount of production to be delivered will be 153 bushels
               per acre.

 2DI   2005    For the purpose of section 8(c) of the crop provisions, the expected yield
               for determining the maximum insurable acreage under a processing contract
               that stipulates an amount of production to be delivered will be 160 bushels
               per acre.


 2DL   2003    The allowable costs for Hand Harvested sweet cherries (processing)
               production are displayed below, in dollars per pound.

               Type Practice            Allowable Cost

               112  997                     $0.18

               The allowable costs for Machine Harvested sweet cherries (processing)
               production are displayed below, in dollars per pound.

               Type Practice            Allowable Cost

               112  997                     $0.10

               For direct marketed production in which the general public is
               permitted to enter the field for the purpose of picking the crop
               (U-Pick) the allowable cost is not applicable.


 2DM   2007    The END OF INSURANCE DATES for specific types are as follows:

                         TYPE                                        END OF INSURANCE DATE

               Perlette, Cardinal                                         August 1
               Exotic, Superior Seedless                                  August 31
               Flame Seedless, Red Malaga, Queen,Thompson Seedless        September 15
               Black Seedless, Fantasy Seedless                           September 15
               Black Rose Italia                                          September 30
               White Malaga, Ribier, Ruby Seedless                        October 15
               All Others                                                 October 31
               Crimson Seedless, Emperors, Red Globe                      November 15

 2DN   2008    Please refer to the FCI-33-L (Legal Descriptor & Rules Page) for the
               t-yields or rating classifications applicable to this crop.

 2DO   2003    There is a one-year lag period in reporting production.  Production
               reports through the 2001 crop year are required for the 2003 crop year.
               Any unit that does not have a 2001 crop year production report is
               uninsurable for the 2003 crop year.

 2DP   2008    The established price election available for this county crop program will
               be released as an Actuarial Table Addendum (Special Provisions) prior to
               the policy contract change date.  An additional price election, if
               applicable, will be released no later than 15 days prior to the sales
               closing date.



 2DS   2004    The production to count for blueberries remaining on the bush with 20
               percent or greater hail or freeze damage will be determined as follows:
               If the hail or freeze damaged blueberries are harvested and sold, divide the
               price per pound received (minus $0.15 per pound for harvesting) by the maximum
               price election for the county to determine the quality factor (not less than
               zero).  Multiply the quality factor by the pounds of damaged production to
               determine the production to count for such damaged production.  If the hail or
               freeze damaged blueberries are unharvested or are harvested but not sold, the
               production to count will
               be zero.

 2DT   2008    FOB shipping point price information for Alabama (Thomasville, Georgia)
               reported in "Southeastern Fruit and Vegetable Report" will be used to
               determine the applicable average FOB shipping point price according to
               provisions of the policy.  Prices are available on the internet at
               http://www.ams.usda.gov/mnreports/tv_fv110.txt

               Allowable cost for fresh peaches for determining actual price per bushel
               will be $5.00 per bushel.  Allowable cost for processing peaches for
               determining actual price per bushel will be $1.75 per bushel.

 2DU   2008    FOB shipping point price information for Florida (Thomasville,Georgia)
               reported in "Southeastern Fruit and Vegetable Report" will be used
               to determine the applicable average FOB shipping point price according to
               the provisions of the policy.  Prices are available on the internet at
               http://www.ams.usda.gov/mnreports/tv_fv110.txt

               Allowable cost for fresh peaches for determining actual price per bushel
               will be $4.50 per bushel.  Allowable cost for processing peaches for
               determining actual price per bushel will be $1.75 per bushel.

 2DV   2008    FOB shipping point price information for Central Georgia (Thomasville,
               Georgia) reported in "Southeastern Fruit and Vegetable Report" will be used
               to determine the applicable average FOB shipping point price according to
               the provisions of the policy.  Prices are available on the internet at
               http://www.ams.usda.gov/mnreports/tv_fv110.txt

               Allowable cost for fresh peaches for determining actual price per bushel
               will be $4.50 per bushel.  Allowable cost for processing peaches for
               determining actual price per bushel will be $1.75 per bushel.

 2DW   2008    FOB shipping point price information for South Carolina (Thomasville,
               Georgia) reported in the "Southeastern Fruit and Vegetable Report" will
               be used to determine the applicable average FOB shipping point price
               according to the provisions of the policy. Prices are available on the internet
               at http://www.ams.usda.gov/mnreports/tv_fv110.txt

               Allowable cost for fresh peaches for determining actual price per bushel
               will be $4.00 per bushel.  Allowable cost for processing peaches for
               determining actual price per bushel will be $1.75 per bushel.

 2DY   2004    Option C is selected by designating Type 114 - Varietal Group A
               or Type 115 - Varietal Group B. Other types are not applicable.

 2DZ   2006    For the Apple Pilot Quality Option to be in effect both QF and QP must be
               specified with Type 114 - Varietal Group A or Type 115 -Varietal Group B.
               Other types are not applicable.

 2EC   2006    The irrigated practice (002) is applicable to furrow or sprinkler
               irrigation methods only.  Acreage that is irrigated by any other method
               must be reported and insured as non-irrigated practice (003) unless a
               written agreement to insure the acreage on an irrigated basis is requested
               and approved.

 2EG   2004    In lieu of section 9(g) of the Forage Seeding Crop Provisions, the calender
               date for the end of the insurance period is November 30.

 2EH   2008    A minimum of twenty (20) live plants per square foot will be considered
               to be a normal stand for loss adjustment purposes.

 2EJ   2008    Insurance will attach only on potatoes planted during the period of
               March 1 - April 15.

 2EK   2008    Insurance will attach only on potatoes planted during the period of
               January 1 - March 1.

 2EL   2008    Insurance will attach only on potatoes planted during the period of
               January 1 - February 25.

 2EM   2008    Insurance will attach only on potatoes planted during the period of
               December 26  - February 25.


 2EO   2007    A peanut crop which is properly planted, using a machine designed for
               such purpose, into existing vegetation, i.e. grass or legumes, small grains,
               or other cover crops recommended by the Cooperative Extension Service, will
               be insurable provided that prior to emergence of the peanut crop, the
               existing vegetation is treated with a herbicide which is labeled and
               recommended for the purpose of killing the existing vegetation.



 2ER   2007    Rotation requirements:  In accordance with Section 8 (a) (1) of the Sugar
               Beet Crop Provisions, insurance will not attach to any acreage on which
               sugar beets were grown the preceding crop year unless the following
               requirements apply:

               a) Plant growth on the sugar beet acreage planted the preceding year was
                  mechanically or chemically terminated prior to June 20th of that year
                  and,
               b) The sugar beet acreage being terminated was not affected by disease
                  and,
               c) The acreage terminated was fallowed or planted to another crop which
                  is not a host to the sugar beet nematode.

 2ES   2004    If your average yield of macadamia nuts exceeds 3,000 pounds, and you have
               at least four (4) years of production history, you may request a written
               agreement to increase your amount of insurance coverage on your macadamia
               tree policy.  Contact the Davis Regional Office for specific information.


 2ET   2006    In lieu of the grades specified in section 8(d) of the 00-54AP Apple Pilot
               Quality Option,

               (d) Grade - The grades shown below are applicable in Washington State
                Only:

               (1) Fancy - Apples meeting or exceeding the Washington Fancy Grade as
               defined in the Washington state standards for apples, plus apples failing
               to grade Washington Fancy due to uninsured causes.

               (2) All-Other apples - Apples that fail to meet the grade requirements
               for Washington Fancy but at least meet the grade requirements of
               U.S. #1 Processing as defined in the U.S. Standards for Grades of
               Apples for Processing, plus culls that are sold.

 2EU   2002    In accordance with section 8(f) of the Apple Pilot Quality Option,
               the minimum value is not applicable.

 2EV   2007    In lieu of sections 5(b)(2), (4), and (5) of the Cotton Crop Provisions,
               cotton that is planted into an established grass or legume using a
               conservation tillage practice recommended by the Cooperative State
               Research, Education, and Extension Service is insurable provided the
               grass or legume, including a small grain crop, was terminated prior to
               emergence of the cotton.  Non-irrigated cotton planted after harvest of
               a hay crop in the same calendar year is insurable in this county.
               Non-irrigated cotton following a small grain crop that was harvested for
               grain, or that reached the stage when it is normally harvested for grain,
               is not insurable in this county.



 2EW   2007    FAC - (following another crop) In lieu of section 5(b)(5) of the Cotton
               Crop Provisions, non-irrigated cotton following a small grain crop that
               was harvested for grain in the same calendar year, or that reached the stage
               of growth when it is normally harvested for grain, is insurable under this
               practice in this county. Non-irrigated cotton following a vegetable crop
               harvested in the same calendar year is also insurable under this practice
               in this county.

               NFAC - (not following another crop) In lieu of sections 5(b)(2), (4), and
               (5) of the Cotton Crop Provisions, non-irrigated cotton that: (1) does not
               follow another crop harvested in the same calendar year, (2) follows harvest
               of a hay crop, or (3) is planted into an established grass or legume that
               was terminated prior to emergence of the cotton, including a small grain
               crop that was terminated prior to reaching the stage of growth when it is
               normally harvested for grain, is insurable under this practice in this
               county.  Non-irrigated cotton following a small grain crop that was
               harvested for grain, or that reached the stage of growth when it is
               normally harvested for grain, is not insurable under this practice in this
               county.

               Irrigated - In lieu of section 5(b)(2) of the Cotton Crop Provisions,
               irrigated cotton that is planted into an established grass or legume that
               was terminated prior to emergence of the cotton is insurable under this
               practice in this county provided that a good irrigation practice is
               followed in accordance with the Common Insurance Policy.

 2EX   2007    In accordance with section 12(d)(2) of the Dry Pea Crop Provisions, all
               harvested production from insurable acreage is determined by subtracting
               from gross production Total Dockage, Defects and Foreign Material
               resulting from insurable cause of loss during the insurance period.

 2EY   2007    Insurance will not attach to any acreage on which potatoes or
               sunflowers were planted the preceding crop year, unless allowed
               on organic soils by written agreement.


 2EZ   2002    Insurance will not attach to any acreage on which canola, crambe,
               chickpeas, dry beans, dry peas (including lentils), mustard, rapeseed,
               safflower, soybeans, or sunflowers were planted in the previous crop year.

               A crop which was planted and then all plant growth is terminated prior to
               the acreage reporting date, will not be considered planted for rotational
               purposes ONLY. The insured is responsible to provide proof of insurability.





 2F6   2006    APPROVED MALTING BARLEY VARIETIES: Moravian III
                                                  Triumph
                                                  Morex
                                                  Robust
                                                  Klages

               All varieties recommended for malting by the American Malting Barley
               Association, Inc.

               Varieties meeting the conditions set forth in the Malting Barley Option
               Amendment, but not shown as an approved variety, will be insured.  Contact
               your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 2FA   2007    In accordance with the Crop Provisions Section I Definitions for Grading
               Standards, production must meet California Department of Food and
               Agriculture (CDFA) minimum standards for fresh apricots.



 2FB   2007    In accordance with the Crop Provisions Section I Definitions for Grading
               Standards, production must meet California Department of Food and
               Agriculture (CDFA) minimum standards for processing apricots and will
               include all production, which is acceptable to a processor.



 2FC   2007    In accordance with the Crop Provisions Section I Definitions for Grading
               Standards, Production must meet U.S. No. 1 standards as modified by the
               latest California Tree Fruit Agreement publication for fresh nectarines.


 2FD   2007    In accordance with the Crop Provisions Section I Definitions for Grading
               Standards, Production must be graded by the California State Inspection
               Service as No. 2 or better for processing clingstone peaches.


 2FE   2007    In accordance with the Crop Provisions Section I Definitions for Grading
               Standards, production must meet California Department of Food and
               Agriculture (CDFA) minimum standards for processing freestone peaches
               and will include all production, which is acceptable to a processor.



 2FF   2007    In accordance with the Crop Provisions Section I Definitions for Grading
               Standards, Production must meet U.S. No. 1 standards as modified by the
               latest California Tree Fruit Agreement publication for fresh freestone
               peaches.


 2FG   2005    In lieu of the policy definitions:

               Amount Of Insurance - The dollar amount obtained by multiplying the
               reference maximum dollar amount shown on the actuarial documents by
               the coverage level percentage you elect.

               Minimum Value - The dollar amount per pound shown in the Special
               Provisions that we will use to value marketable production.

               Reference Maximum Dollar Amount - The amount shown on the actuarial
               documents that is multiplied by the coverage level to determine the
               amount of insurance.

 2FH   2007    Zinfandel grapes may be insured as type "red zinfandel (113)" only if the
               insured has a minimum of four consecutive years of production records and,
               except as allowed below, all zinfandel production records in the APH
               database for the unit are verified to have been delivered at 21 percent
               Brix or higher. Any zinfandel grapes insured as red zinfandel (113) that
               are damaged by insurable causes and consequently can not be delivered as red
               zinfandel, will still be eligible to be insured as red zinfandel(113).
               In addition, if you notify us, or if at any time we determine that
               appropriate cultural practices were not followed for the production of
               grapes to be used for red zinfandel wine, we will revise the insured grape
               type to "zinfandel (094)".




 2FJ   2008    Insurable age of vines: Fourth growing season after being set out for
               Concord, Elvira, and Niagara varieties.  Fifth growing season after
               being set out for all other varieties.

 2FK   2007    In lieu of the policy definition for carton, production will be determined in
               in 20 pound carton equivalents for all tomatoes except, Cherry, Grape, Roma,
               and Plum types of tomatoes.



 2FN   2007    The irrigated practice (002) is applicable to furrow or sprinkler irrigation
               methods only.  Acreage that is irrigated by any other method must be
               reported and insured as non-irrigated practice (003).

 2FR   2007    Insured Crop: In lieu of any policy provisions that specify that
               high-oil and high-protein corn are not insurable, the following will
               be insurable:

                    1.  High-oil corn blends containing mixtures of at least ninety
                        percent high yielding yellow dent female plants with high-oil
                        male pollinator plants and,

                    2.  Commercial varieties of high-protein hybrids.

 2FS   2007    FAC - (following another crop) In lieu of section 7(c)(4) and (5) of the
               Income Protection Cotton Crop Provisions, non-irrigated cotton following
               a small grain crop that was harvested for grain in the same calendar year,
               or that reached the stage of growth when it is normally harvested for grain,
               is insurable under this practice in this county. Non-Irrigated cotton
               following a vegetable crop harvested in the same calendar year is also
               insurable under this practice in this county.

               NFAC - (not following another crop) In lieu of sections 7(c)(4) and (5)
               of the Income Protection Cotton Crop Provisions, non-irrigated cotton that:
               (1) does not follow another crop harvested in the same calendar year, (2)
               follows harvest of a hay crop, or (3) is planted into an established grass
               or legume that was terminated prior to emergence of the cotton, including a
               small grain crop that was terminated prior to reaching the stage of growth
               when it is normally harvested for grain, is insurable under this practice
               in this county.  Non-irrigated cotton following a small grain crop that
               was harvested for grain, or that reached the stage of growth when it is
               normally harvested for grain, is not insurable under this practice in this
               county.

               Irrigated - In lieu of section 7(c)(2) of the Income Protection Cotton
               Crop Provisions, irrigated cotton that is planted into an established
               grass or legume that was terminated prior to emergence of the cotton is
               insurable under this practice in this county provided that a good
               irrigation practice is followed in accordance with the Common Crop
               Insurance Policy.

 2FZ   2007    In lieu of sections 7(c)(2), (4), and (5) of the Income Protection
               Cotton Crop Provisions, cotton that is planted into an established
               grass or legume using a conservation tillage practice recommended by
               the Cooperative State Research, Education, and Extension Service is
               insurable provided the grass or legume, including a small grain crop,
               was terminated prior to emergence of the cotton.  Non-irrigated cotton
               planted after harvest of a hay crop in the same calendar year is
               insurable in this county.  Non-irrigated cotton following a small grain
               crop that was harvested for grain, or that reached the stage when it is
               normally harvested for grain, is not insurable in this county.

 2GA   2007    Insurance shall not attach or be considered to have attached on any acreage
               that is non-irrigated and from which a hay crop was harvested, including a
               harvested small grain hay crop, regardless of the percentage of small grain
               plants that reached the headed stage.


 2GB   2006    In addition to Section 2(b) of the Processing Bean Crop Provisions,
               a snap bean (Type 301) optional unit may be further divided into optional
               units by practice.

 2GC   2007    Insurance shall not attach or be considered to have attached on any acreage
               that is non-irrigated and from which, in the same calendar year: 1) a hay
               crop was harvested (including a harvested small grain hay crop); 2) a small
               grain crop reached the headed stage (regardless of the percentage of small
               grain plants that reached the headed stage); or 3) a crop was grazed past
               February 15.

 2GD   2007    Insurance shall not attach or be considered to have attached on any acreage
               that is non-irrigated and from which, in the same calendar year: 1) a hay
               crop was harvested (including a harvested small grain hay crop); 2) a small
               grain crop reached the headed stage (regardless of the percentage of small
               grain plants that reached the headed stage); or 3) a crop was grazed past
               March 1.

 2GE   2007    Insurance shall not attach or be considered to have attached on any acreage
               that is non-irrigated and from which, in the same calendar year: 1) a hay
               crop was harvested (including a harvested small grain hay crop); 2) a small
               grain crop reached the headed stage (regardless of the percentage of small
               grain plants that reached the headed stage); or 3) a crop was grazed past
               March 15.

 2GF   2007    Insurance shall not attach or be considered to have attached on any acreage
               that is non-irrigated and from which, in the same calendar year: 1) a hay
               crop was harvested (including a harvested small grain hay crop); 2) a small
               grain crop reached the headed stage (regardless of the percentage of small
               grain plants that reached the headed stage); or 3) a crop was grazed past
               April 1.

 2GH   1997    ****Grass Mixture - Includes a mixed stand of forage grasses, red clover,
               alfalfa and any other locally recognized and approved forage of which red
               clover comprises at least 60 percent but not more than 99.9 percent of the
               ground cover and alfalfa comprises less than 25 percent of the ground
               cover.

 2GJ   1996    The final planting date and acreage reporting date shall be June 20
               and June 30, respectively, for land located east of the Caprock
               escarpment.

 2GK   2007    Insurance shall not attach or be considered to have attached on any acreage
               that is non-irrigated and 1) from which a hay crop was harvested (including
               a harvested small grain hay crop regardless of the percentage of small grain
               plants that reached the headed stage); or 2) was grazed past February 15.

 2GL   2007    Insurance shall not attach or be considered to have attached on any acreage
               that is non-irrigated and 1) from which a hay crop was harvested (including
               a harvested small grain hay crop regardless of the percentage of small grain
               plants that reached the headed stage); or 2) was grazed past March 1.

 2GM   2007    Insurance shall not attach or be considered to have attached on any acreage
               that is non-irrigated and 1) from which a hay crop was harvested (including
               a harvested small grain hay crop regardless of the percentage of small grain
               plants that reached the headed stage); or 2) was grazed past March 15.

 2GN   2007    Insurance shall not attach or be considered to have attached on any acreage
               that is non-irrigated and 1) from which a hay crop was harvested (including
               a harvested small grain hay crop regardless of the percentage of small grain
               plants that reached the headed stage); or 2) was grazed past April 1.

 2GO   2005    Available coverage level and payment rate combinations, premium subsidy
               factors and administrative fees are as follows.

               Coverage     Payment     Minimum Number of         Premium
               Level        Rate        Agricultural Commodities  Subsidy  Administrative
               Percentage   Percentage  Produced                  Factor   Fee
               65           75                  1                  .59     $30
               65           90                  2*                 .59     $30
               75           75 or 90            2*                 .55     $30
               80           75 or 90            4*                 .48     $30

               * To qualify for any coverage level and payment rate combination other than
               the 65 percent coverage level with the 75 percent payment rate (65/75), you
               must produce at least the minimum number of commodities shown in the chart
               above. The expected allowable income from each of the minimum number of
               commodities required (2 for 65/90, 75/75, 75/90, or 4 for 80/75 or 80/90)
               must be equal to or exceed the dollar amount determined as follows:
               (1) Divide 1.0 by the number of commodities shown on your farm report;
               (2) Multiply the result of (1) by 0.333; and
               (3) Multiply the result of (2) by the total expected allowable income
               shown on your farm report.

               Notwithstanding the above, insurance will not be provided when the expected
               allowable income from potatoes is greater than 83.35 percent of the total
               expected allowable income for the insurance year.

 2GP   2004    Cultural Requirements:  In accordance with Section 6(a)(5) of the Strawberry
               Crop Provisions, all transplants must be disease free plants.
               Each crop year you must plant on raised beds with plastic mulch, provide
               overhead irrigation for freeze protection, and fumigate with chemicals that
               are recognized for fumigation by the Cooperative State Research, Education,
               and Extension Service.

 2JC   1998    ****Group B - 271 Insurable Varieties:  Chardonnay, Merlot and/or
               Cabernet varieties.

 2JE   2000    ****Group D - 273 Insurable Varieties:  Semillon, Sauvignon Blanc,
               Muscat varieties and other white varieties not elsewhere identified.


 2JG   2000    ****Group E - 274 Insurable Varieties:  White Riesling/Johannisberg
               Riesling, Chenin Blanc, Gewurztraminer, and/or Muller Thurgau.


 2JK   2000    ****Group C - 272 Insurable Varieties:  Pinot varieties, Grenache,
               Zinfandel, Limberger, and other pink or red varieties not elsewhere
               identified.


 2LB   2007    The applicable standards for onions in the following states will apply for
               this year: California and Oregon.

               Storage Type 215 Spring Planted Whites and Yellows - U.S. No. 2 Grade,
               under United States Standards for Grades of Onions for Processing.

 2LS   2008    ****Group A - 279 Insurable Varieties: Pinot Noir.


 2LT   2008    ****Group B - 280 Insurable Varieties:  Merlot, Syrah, Cabernet varieties,
               and all other Pinot varieties.


 2LV   2008    ****Group C - 282 Insurable Varieties:  Chardonnay, Grenache, Zinfandel,
               Limberger (Lemberger) or other pink or red varieties not listed elsewhere.


 2LW   2008    ****Group D - 283 Insurable Varieties: Semillon, Sauvignon Blanc, Muscat
               varieties and other white varieties not listed elsewhere.

 2LX   2008    ****Group E - 284 Insurable Varieties:  White Riesling, Johannisberg
               Riesling, Chenin Blanc, Gewurztraminer, and/or Muller Thurgau.


 2MA   2007    The tenderometer reading used to determine the processor contract price
               shall be:  "110" Tenderometer Reading for All Types.

               If the processor contract provides a fixed price without regard to
               tenderometer reading, such fixed price will be considered the processor
               contract price.

 2ME   1998    The tenderometer reading or sieve size used to determine the processor
               contract price shall be:
               "105" Tenderometer Reading for All Types.
               " 4 " Sieve Size for All Types.

               If the processor contract provides a fixed price without regard to
               tenderometer reading or sieve size, such fixed price will be considered
               the processor contract price.

 2P    1996    **** The following types of Contract Seed Beans are insurable under the
               generalized descriptive term "Bush Varieties for Garden Seed": Market-
               Garden, Processor, Wax, Pole, O.S.U. lines, and other varieties under
               contract with a seed company where at least 50 percent of the total
               production is at a fixed price and the contract price is executed before
               the acreage reporting date.

 2RT   2008    Insurance will not attach on any acreage of spring planted tomatoes
               planted prior to January 15 in rate area B, without a crop inspection on
               or after that date showing there is no damage to the crop.  The results
               of the crop inspection will be placed in, and become part of the
               official file.

 2S2   1998      ** Fall Planting Period - July 15 through August 31.

 2VD   2007    The tenderometer reading used to determine the processor contract price
               shall be:  "105" Tenderometer Reading for All Types.

               If the processor contract provides a fixed price without regard to
               tenderometer reading, such fixed price will be considered the processor
               contract price.

 2VE   2007    The tenderometer reading used to determine the processor contract price
               shall be: "125" Tenderometer Reading for All Types.

               If the processor contract provides a fixed price without regard to
               tenderometer reading, such fixed price will be considered the processor
               contract price.

 2VK   1999    For irrigated practices, classification 001 is applicable to all
               producers unless classified otherwise by the Corporation.

 2VO   2007    Bacterial blight and sclerotia (white mold) diseases are not
               insurable causes of loss on any acreage on which dry beans, soybeans
               or canola have been planted in either of the preceding two crop years.

 2YP   1999    In lieu of subsection 1.b.(3) of the Canning and Processing Bean
               Endorsement, insects and/or diseases are not insurable causes of loss
               on snap bean acreage which was planted to snap beans, lima beans,
               green peas, mint, soybeans or sunflowers the previous crop year.

 2ZA   2002    In lieu of the definition of "Catastrophic risk protection" contained in
               section 1 of the Group Risk Plan of Insurance Basic Provisions, the
               definition of Catastrophic risk protection will be as follows:

                 Catastrophic risk protection - The minimum level of coverage offered
                 by FCIC.  For GRP, an amount of protection equal to 65 percent of the
                 expected county yield indemnified at 45 percent of the maximum
                 protection per acre specified in the actuarial documents for the crop,
                 practice, and type.


 2ZB   2002    It is agreed that Section IV of the Crop Revenue Coverage Commodity Exchange
               Endorsement - Wheat, as it pertains to Wheat - Portland Grain Exchange(PGE)
               in the states of California, Idaho, Oregon, Utah, and Washington, is
               amended to include Nevada.


 2ZC   2007    The replant exclusion (RE) option factor is applicable to all producers
               who elect to waive their rights to replant payments provided by the
               policy.  This election must be made on the application/policy change
               form by the sales closing date.

 2ZD   2007    FAC - (following another crop) In lieu of section 5(b)(5) of the Cotton Crop
               Provisions, non-irrigated cotton following a small grain crop that was
               harvested for grain in the same calendar year, or that reached the stage of
               growth when it is normally harvested for grain, is insurable under this
               practice in this county. Non-Irrigated cotton following a vegetable crop
               harvested in the same calendar year is also insurable under this practice in
               this county.

               NFAC - (not following another crop) In lieu of sections 5(b)(2), (4), and
               (5) of the Cotton Crop Provisions, non-irrigated cotton that: (1) does not
               follow another crop harvested in the same calendar year, (2) follows harvest
               of a hay crop, or (3) is planted into an established grass or legume that
               was terminated prior to emergence of the cotton, including a small grain
               crop that was terminated prior to reaching the stage of growth when it is
               normally harvested for grain, is insurable under this practice in this
               county.  Non-irrigated cotton following a small grain crop that was
               harvested for grain, or that reached the stage of growth when it is
               normally harvested for grain, is not insurable under this practice in this
               county.

               Irrigated - In lieu of section 5(b)(2) of the Cotton Crop Provisions,
               irrigated cotton that is planted into an established grass or legume that
               was terminated prior to emergence of the cotton is insurable under this
               practice in this county provided that a good irrigation practice is
               followed in accordance with the Crop Revenue Coverage (CRC) Insurance Policy.

 3A7   2004    For the 2004 and subsequent crop years, catastrophic risk protection
               equals 27.5 percent of your approved average revenue.

 3AA   2008    In order for the year of set out to be considered as a growing season, as
               referenced in the Florida Citrus Fruit Crop Provisions (99026) (Insured Crop)
               Section 6(b)(2), citrus trees have to be set out on or before April 30 of that
               year.

               If you select coverage at the additional level you may select different price
               election percentages for each type of fruit within the crop group.

 3AB   2003    The Agricultural Marketing Service (AMS) price series used to calculate the
               actual ending value will be the same series used to settle the lean hog futures
               contract at the Chicago Mercantile Exchange.  The actual ending value
               calculation can be found in the policy. The end date of the endorsement
               determines the report and the calculation procedures.

               If the end date is before February 17, 2003, the AMS price series for indemnity
               calculation is the '51 to 52% lean/.80 to .99 inches of backfat' price as
               reported in the following report:
                 1. AMS Report Name: National Daily Base Lean Hog Carcass Slaughter Cost
                 2. AMS Report Number: lm_hg213
                 3. Location on the Internet:
                    http://www.ams.usda.gov/mnreports/lm_hg213.txt

               If the endorsement end date is on or after February 17, 2003 then the weighted
               average price is calculated using two Producer Sold data series in the report,
               the Negotiated and the Swine or Pork Market Formula (SPMF) categories as
               reported in the following report:
                 1. AMS Report Name: National Daily Direct Hog Prior Day Report-Slaughtered
               Swine
                 2. AMS Report Number: lm_hg201
                 3. Location on the Internet:
                    http://www.ams.usda.gov/mnreports/lm_hg201.txt

               You will be notified if there are changes in the report name, number, or
               location.


 3AC   2004    The daily Coverage Prices, Rates, and Actual Ending Values can be found on
               the RMA web site at www.rma.usda.gov.  Click on 'Tools/Calculators', and
               then click on 'LRP Daily Coverage Prices, Rates, and Actual Ending Values'.
               The Actual Ending Value is the price used to calculate any indemnity due
               and will become available within 5 days after the AMS price pertinent to the
               end of the insurance period is published. The daily Coverage Prices, Rates,
               and Actual Ending Values will be posted on the web-site by 7:00 a.m. central
               time each day.

 3AD   2004    LRP-Swine coverage is available in all Iowa, Illinois, Indiana, Kansas,
               Minnesota, Nebraska, Nevada, Oklahoma, Texas, Utah and Wyoming counties.

 3AE   2008    The Sales Closing Date is the effective date.

 3AF   2006    The Federal Crop Insurance Corporation (FCIC) makes commodity insurance
               available for all producers, regardless of race, color, national origin,
               religion, sex, age or handicap.

 3AG   2003    ** Winter coverage endorsement applies only to Irrigated Winter Wheat.

 3AH   2003    Conversion factors to be used in accordance with the provisions of the
               insurance policy for adjusting threshed production of dry beans:
                   Section I.   CLASS OF BEANS        GRADE        FACTOR
                                Cranberry           U.S. No. 3      .94
                                Black Turtle Soup   U.S. No. 3      .94
                                Dark Red Kidney     U.S. No. 3      .94
                                Light Red Kidney    U.S. No. 3      .94
                                Pinto               U.S. No. 3      .94
                                White Kidney        U.S. No. 3      .94

                   Section II.  Pea and Medium White
                        Percent of Defects  Factor    Percent of Defects  Factor
                              5             .98             13            .80
                              6             .96             14            .78
                              7             .94             15            .76
                              8             .91             16            .74
                              9             .89             17            .72
                             10             .86             18            .70
                             11             .84             19            .68
                             12             .82             20            .67

 3AI   2003    Conversion factors to be used in accordance with the provisions of the
               insurance policy for adjusting threshed production of dry beans:
                   Section I.   CLASS OF BEANS        GRADE             FACTOR
                                Great Northern      U.S. No. 3           .91
                                Pinto               U.S. No. 3           .90
                                Pink                U.S. No. 3           .90
                                Light Red Kidney    U.S. No. 3           .90
                                Small Whites        U.S. No. 3           .90

                   Section II.  Great Northern
                        Percent of Defects   Factor  Percent of Defects  Factor
                              7            .87             14           .70
                              8            .85             15           .67
                              9            .82             16           .65
                             10            .80             17           .63
                             11            .77             18           .60
                             12            .75             19           .58
                             13            .72             20           .55

                 Section III.   Pea (Navy) and Medium White
                        Percent of Defects  Factor   Percent of Defects  Factor
                              5            .98            13            .80
                              6            .96            14            .78
                              7            .94            15            .76
                              8            .91            16            .74
                              9            .89            17            .72
                             10            .86            18            .70
                             11            .84            19            .68
                             12            .82            20            .67

 3AJ   2003    Conversion factors to be used in accordance with the provision of the
               insurance policy for adjusting threshed production of dry beans:
                   Section I.   CLASS OF BEANS         GRADE           FACTOR
                                Black Turtle Soup           U.S. No. 3          .90
                                Dark Red Kidney                U.S. No. 3          .90
                                Great Northern              U.S. No. 3          .91
                                Pinto                       U.S. No. 3          .90
                                Pink                        U.S. No. 3          .90
                                Light Red Kidney            U.S. No. 3          .90
                                Small Whites                U.S. No. 3          .90

                   Section II.  Great Northern
                     Percent of Defects  Factor       Percent of Defects Factor
                         7              .87               14            .70
                         8              .85               15            .67
                         9              .82               16            .65
                        10              .80               17            .63
                        11              .77               18            .60
                        12              .75               19            .58
                        13              .72               20            .55

                  Section III.   Pea (Navy) and Medium White
                    Percent of Defects   Factor       Percent of Defects Factor
                         5              .98               13            .80
                         6              .96               14            .78
                         7              .94               15            .76
                         8              .91               16            .74
                         9              .89               17            .72
                        10              .86               18            .70
                        11              .84               19            .68
                        12              .82               20            .67

 3AK   2003    Conversion factors to be used in accordance with the provisions of the
               insurance policy for adjusting threshed production of dry beans:
                 Section I.        CLASS OF BEANS                GRADE           FACTOR
                                   Cranberry                   U.S. No. 3         .94
                                   Black Turtle Soup           U.S. No. 3         .94
                                   Dark Red Kidney             U.S. No. 3         .94
                                   Light Red Kidney            U.S. No. 3         .94
                                   Pinto                       U.S. No. 3         .94
                                   Tebo                        U.S. No. 3         .94
                                   Great Northern              U.S. No. 3         .94
                                   Yelloweye                   U.S. No. 3         .94
                                   Small White                 U.S. No. 3         .94
                                   Small Red                   U.S. No. 3         .94

                 Section II.       Pea and Medium White
                    Percent of Defects    Factor           Percent of Defects     Factor
                            5             .98                    13               .80
                            6             .96                    14               .78
                            7             .94                    15               .76
                            8             .91                    16               .74
                            9             .89                    17               .72
                           10             .86                    18               .70
                           11             .84                    19               .68
                           12             .82                    20               .67

 3AL   2003    Conversion factors to be used in accordance with the provision of the
               insurance policy for adjusting threshed production of dry beans:
                   Section I.   CLASS OF BEANS         GRADE           FACTOR
                                Black Turtle Soup   U.S. No. 3          .90
                                Great Northern      U.S. No. 3          .91
                                Pinto               U.S. No. 3          .90
                                Pink                U.S. No. 3          .90
                                Light Red Kidney    U.S. No. 3          .90
                                Small Whites        U.S. No. 3          .90

                   Section II.  Great Northern
                     Percent of Defects  Factor     Percent of Defects  Factor
                         7              .87               14            .70
                         8              .85               15            .67
                         9              .82               16            .65
                        10              .80               17            .63
                        11              .77               18            .60
                        12              .75               19            .58
                        13              .72               20            .55

                  Section III.   Pea (Navy) and Medium White
                    Percent of Defects   Factor      Percent of Defects Factor
                         5              .98               13            .80
                         6              .96               14            .78
                         7              .94               15            .76
                         8              .91               16            .74
                         9              .89               17            .72
                        10              .86               18            .70
                        11              .84               19            .68
                        12              .82               20            .67

 3AM   2003    Conversion factors to be used in accordance with the provisions of the
               insurance policy for adjusting threshed production of dry beans:
                   Section I.   CLASS OF BEANS        GRADE        FACTOR
                                Great Northern      U.S. No. 3      .91
                                Pinto               U.S. No. 3      .90

                   Section II.  Great Northern
                        Percent of Defects   Factor    Percent of Defects Factor
                              7             .87             14           .69
                              8             .84             15           .67
                              9             .82             16           .64
                             10             .79             17           .62
                             11             .77             18           .59
                             12             .74             19           .57
                             13             .72             20           .55

 3AN   2008    The end of insurance period for this county crop program is 6/30.

 3AO   2008    Insurance will attach only on potatoes planted during the period of
               December 15 - January 20.

 3AP   2008    Insurance will attach only on potatoes planted during the period of
               September 15 - October 15, and the calendar date for the end of
               insurance period for this county program is February 15.


 3AQ   2008    Insurance will attach only on potatoes planted during the period of
               October 1 - January 10.

 3AR   2008    Insurance will attach only on potatoes planted during the period of
               October 10 - January 10.

 3AS   2008    Insurance will attach only on potatoes planted during the period of
               December 1 - January 10, and the calendar date for the end of insurance
               period for this county program is June 5.


 3AT   2008    For the purpose of Section 11 (d)(1)(iii) of the crop provisions, the date
               potatoes would have reached full maturity will be 100 days after the date
               of planting or replanting.




 3AU   2003    Conversion factors to be used in accordance with the provisions of the
               insurance policy for adjusting threshed production of dry beans:
                   Section I.   CLASS OF BEANS        GRADE        FACTOR
                                Cranberry           U.S. No. 3      .94
                                Black Turtle Soup   U.S. No. 3      .94
                                Dark Red Kidney     U.S. No. 3      .94
                                Light Red Kidney    U.S. No. 3      .94
                                Pinto               U.S. No. 3      .94

                   Section II.  Pea and Medium White
                        Percent of Defects  Factor    Percent of Defects   Factor
                              5             .98             13            .80
                              6             .96             14            .78
                              7             .94             15            .76
                              8             .91             16            .74
                              9             .89             17            .72
                             10             .86             18            .70
                             11             .84             19            .68
                             12             .82             20            .67

 3AV   2004    In addition to Section 13(f)(2)(vii) of the Apple Crop Insurance Provisions:
               Fifteen (15) percent of all cull production will be considered production to
               count for Rate Class Option Code FB, and zero (0) percent of all cull
               production will be considered production to count for Rate Class Option Code
               FD.  The standard thirty (30) percent add-back (Rate Class Option Code FC)
               shall be applicable to producers who elect Quality Option B, but do not
               specifically select an alternate add-back percentage.

 3AW   2005    In addition to the definition of "standard nursery containers" in
               Section 1 of the Nursery Crop Provisions (00-073), non-rigid, woven,
               or matted planter bags that are appropriate in size for the plant and
               allow proper drainage of the growing medium will be considered
               insurable nursery containers.  Not withstanding the size printed on
               the bag, the container size, in gallons, is to be determined on an
               actual volume basis.

 3AY   2005    Wholesale marketing, as used in the definition of "Nursery" in
               section 1 of the Nursery Crop Provisions, means to sell: (a) in large
               quantities; (b) at a price below that offered on low-quantity sales;
               and (c) to retailers or commercial-users or other end-users for business
               purposes (e.g. - sales to landscape contractors and commercial fruit
               producers).

 3AZ   2008    Premiums are due on the purchase date.

 3B9   2005    The additional value price per bushel for Option A of the Income Protection
               Barley Malting Barley Price and Quality Endorsement is as follows:

               $0.50  Minnesota, North Dakota, South Dakota
               $0.60  Oregon, Washington
               $1.00  Idaho, Montana

 3BA   2008    In lieu of Section 2 of the Blueberry Crop Provisions, optional units
               will apply as authorized in Section 34 of the Basic Provisions.


 3BB   2003    Insurance will not attach to any acreage on which dry beans, canola,
               crambe, chickpeas, dry peas (including lentils), mustard, rapeseed,
               soybeans, safflowers or sunflowers have been planted in the preceding
               crop year.

               A crop which was planted and then all plant growth is terminated by chemical
               or mechanical means prior to the acreage reporting date, will not be
               considered planted for rotational purposes ONLY.  The insured is responsible
               to provide proof of insurability.


 3BC   2003    Insurance shall not attach to any acreage on which dry beans, canola,
               chickpeas, crambe, dry peas (including lentils), mustard, rapeseed,
               safflowers, soybeans or sunflowers have been planted in either of the
               two preceding crop years.

               A crop which was planted and then all plant growth is terminated by chemical
               or mechanical means prior to the acreage reporting date, will not be
               considered planted for rotational purposes ONLY.  The insured is responsible
               to provide proof of insurability.



 3BD   2003    Insurance will not attach to any acreage on which canola, crambe, chickpeas,
               dry beans, dry peas (including lentils), mustard, rapeseed, safflower,
               soybeans, or sunflowers have been planted in either of the preceding two
               crop years (three year rotation) with the exception below:

               In a two year rotation, canola, crambe, chickpeas, dry beans, dry peas
               (including lentils), mustard, rapeseed, safflower, soybeans, or sunflowers
               cannot have been planted in the preceding crop year and a blackleg resistant
               variety (MR-R) must be planted with the insured providing proof of variety
               by the acreage reporting date.  A rate surcharge (CR) will apply.

               A crop which was planted, and then all plant growth is terminated by chemical
               or mechanical means prior to the Acreage Reporting Date, will not be
               considered planted for rotational purposes ONLY.  The insured is responsible
               to provide proof of insurability.





 3BE   2003    Insurance will not attach to any acreage on which canola, crambe,
               chickpeas, dry beans, dry peas (including lentils), mustard, rapeseed,
               safflower, soybeans, or sunflowers were planted in the previous crop year.

               A crop which was planted and then all plant growth is terminated by chemical
               or mechanical means prior to the acreage reporting date, will not be
               considered planted for rotational purposes ONLY. The insured is responsible
               to provide proof of insurability.







 3BF   2003    Insurance will not attach to any acreage on which crambe, mustard, canola,
               chickpeas, dry beans, dry peas (including lentils), rapeseed, safflowers,
               soybeans or sunflowers have been planted in either of the two preceding crop
               years.

               A crop which was planted and then all plant growth is terminated by chemical
               or mechanical means prior to the acreage reporting date, will not be
               considered planted for rotational purposes ONLY.  The insured is responsible
               to provide proof of insurability.



 3BG   2003    Insurance will not attach to any Irrigated and/or IBR acreage on which
               sunflowers, canola, chickpeas, crambe, dry beans, dry peas (including
               lentils), mustard, rapeseed, safflowers, or soybeans have been planted
               in the preceding crop year.

               Insurance will not attach to any NIBR acreage on which sunflowers, canola,
               chickpeas, crambe, dry beans, dry peas, (including lentils), mustard,
               rapeseed, safflowers, or soybeans have been planted in either of the two
               preceding crop years.

               A crop which was planted and then all plant growth is terminated by chemical
               or mechanical means prior to the acreage reporting date, will not be
               considered planted for rotational purposes ONLY.  The insured is responsible
               to provide proof of insurability.



 3BH   2008    The Basic Provisions of the Policy under Causes of Loss states water
               contained by any governmental, public, or private dam or reservoir project
               is an uninsurable cause of loss. This uninsurable peril (hereinafter called
               contained water) exists for land bordering Lake Harry S. Truman. For this
               land contained water will be presumed to be the primary cause of loss
               whenever the elevation of Lake  Harry S. Truman (as measured by the Corps of
               Engineers) exceeds the elevation of the insured acreage at the time of loss
               unless you can prove otherwise.  Furthermore, no prevented planting coverage
               will be available on this land if the elevation of Lake Harry S. Truman
               reaches or exceeds the land elevation of (or denies access to) the insured
               acreage between the Sales Closing Date and the Final Planting Date shown in
               these Special Provisions of Insurance unless you can prove otherwise. See
               the FCI-33 Rules Page for additional information and rates affecting the
               insurability of this land.




 3BI   2008    Applicable to acreage that was flooded (water fallowed) prior to seeding
               as an agricultural practice for the same crop year in which the crop is
               insurable, with no intent of using an irrigated practice as defined in the
               Basic Provisions.



 3BJ   2008    In lieu of Section 9, Insurance Period, of the Central and Southern Potato
               Crop Provisions, the end of insurance period will be August 31 for this
               county crop program.

 3BK   2007    In lieu of section 8(b)(1) of the Raisin Crop Provisions, we will not
               insure any raisins laid on trays after September 8 in vineyards with
               north-south rows.

 3BL   2006    For the NIBR practices the Approved Pinto Varieties are:
                       A C Pintoba
                       Aztec
                       Buster
                       Focus
                       Frontier
                       GTS 900
                       Kodiak
                       Pinnacle
                       Rally
                       Remington
                       RS 101
                       Sierra
                       Winchester
               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to your
               crop insurance agent by the sales closing date.


 3BM   2004    **** EXTRA EARLY varieties include:  Basrai, Carson, Ceres Carson, Chan,
               Dee-Six, Filter, Fortuna, Landreth, Little 1, Loadel, Stanislaus, Thiara,
               Tufts and Vivian.

 3BN   2004    **** EARLIES varieties include: Andora, Andross, Arakelian, Bowen, Camille,
               Cortez, Johnson, Kingsburg Clings, Klamt, Palora, Peak, Tuolumne and Waller.

 3BO   2004    **** LATE varieties include: Bennett, Carolyn, Dr. Davis, Everts, Gaume,
               Halford, Little 3, Monaco, Rizzi, Ross, Stanford, Sullivan #2, V.V.P.,
               Westerburg and Zolezzi.

 3BP   2004    **** EXTRA LATE varieties include:  Corona, Gomes, Hesse, Rand, Riegels,
               Starn, Sullivan #4, Wiser and All Others.

 3BQ   2003    Conversion factors to be used in accordance with the provisions of the
               insurance policy for adjusting threshed production of dry beans:
                   Section I.   CLASS OF BEANS        GRADE             FACTOR
                                Anasazi             U.S. No. 3           .90
                                Yellow              U.S. No. 3           .91
                                Great Northern      U.S. No. 3           .91
                                Pinto               U.S. No. 3           .90
                                Pink                U.S. No. 3           .90
                                Light Red Kidney    U.S. No. 3           .90
                                Small Whites        U.S. No. 3           .90

                   Section II.  Great Northern and Yellow
                        Percent of Defects   Factor  Percent of Defects  Factor
                              7            .87             14           .70
                              8            .85             15           .67
                              9            .82             16           .65
                             10            .80             17           .63
                             11            .77             18           .60
                             12            .75             19           .58
                             13            .72             20           .55

                 Section III.   Pea (Navy) and Medium White
                        Percent of Defects  Factor   Percent of Defects  Factor
                              5            .98            13            .80
                              6            .96            14            .78
                              7            .94            15            .76
                              8            .91            16            .74
                              9            .89            17            .72
                             10            .86            18            .70
                             11            .84            19            .68
                             12            .82            20            .67

 3BR   2003    In lieu of Section 13(c)(2), of the Chile Pepper Pilot Crop Provisions,
               the value of the immature appraised chile pepper production, for
               vegetative stages VC through V5 and Reproductive Stages R1 through R3,
               will not be less than the dollar amount obtained by multiplying the
               percent of the remaining crop times the dollar amount of insurance per
               acre.  The value of the mature appraised production of chile peppers, for
               the R4 Reproductive Stage, will be the pounds of appraised production to
               count times the base contract price deducted from the amount of insurance
               per acre.

 3BS   2003    Only ascochyta resistant varieties and disease treated seed are insurable.

               If a grower chooses to plant their own seed or bin run seed, coverage is
               available ONLY if the seed has been tested by a laboratory for seed borne
               ascochyta blight with 0.3% or less (3/1000, 1/400) incidence of ascochyta
               blight present in the seed and the seed has been treated for ascochyta
               blight.

               Insurance will not attach to any acreage on which garbanzo beans (chickpeas)
               have been planted in either of the three preceding crop years.



 3BT   2004    For the NIBR practices the Approved Black Varieties are:
                                                       Black Magic
                                                       Domino
                                                       Midnight
                                                       Onyx
                                                       Panther
                                                       Phantom
                                                       T-39
                                                       UI-906
                                                       Shadow
                                                       UI-911
                                                       A.C. Harblack
               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to
               your crop insurance agent by the sales closing date.




 3BU   2003    Approved Small Kabuli Garbanzo Varieties: AMIT
                                                         B-90



 3BV   2007    If funding is available, you may be eligible to participate in a cost-share
               program in this county.  Under such a cost-share program, RMA may pay a
               percentage of the amount of farmer owed premium and/or all or a portion
               of the administrative fee.  The percentage of premium and amount of
               administrative fee paid by FCIC will be determined by the amount of funds
               made available and the number of participants.  If funding is made available,
               the amount of premium and/or administrative fee to be paid by FCIC will be
               reflected on the billing statement.

 3BW   2003    In lieu of Section 3 (d), of the Chile Pepper Pilot Crop Provisions
               amount of insurance per acre for progressive Stage 1 is 40%.

 3BY   2003    Available coverage level and payment rate combinations, premium subsidy
               factors and administrative fees are as follows.

               Coverage     Payment     Minimum Number of         Premium
               Level        Rate        Agricultural Commodities  Subsidy  Administrative
               Percentage   Percentage  Produced                  Factor   Fee
               65           75                  1                  .59     $30
               65           90                  2*                 .59     $30
               75           75 or 90            2*                 .55     $30
               80           75 or 90            4*                 .48     $30

               * To qualify for any coverage level and payment rate combination other than
               the 65 percent coverage level with the 75 percent payment rate (65/75), you
               must produce at least the minimum number of commodities shown in the chart
               above. The expected allowable income from each of the minimum number of
               commodities required (2 for 65/90, 75/75, 75/90, or 4 for 80/75 or 80/90)
               must be equal to or exceed the dollar amount determined as follows:
               (1) Divide 1.0 by the number of commodities shown on your farm report and
                   round to 3 decimal places;
               (2) Multiply the result of (1) by 0.333; and
               (3) Multiply the result of (2) by the total expected allowable income
                   shown on your farm report.

               Notwithstanding the above, insurance will not be provided when the expected
               allowable income from potatoes is greater than 83.35 percent of the total
               expected allowable income for the insurance year.

 3CA   2003    For Sweet Cherries (Processing), the minimum value to be used
               for harvested and appraised production will be $0.24 per pound.

 3CB   2003    For Sweet Cherries (Fresh Market), the minimum value to be used
               for harvested and appraised production will be $0.30 per pound.
               For Sweet Cherries (Processing), the minimum value to be used
               for harvested and appraised production will be $0.24 per pound.

 3CC   2003    If you selected Option I of the Minimum Value Option, the minimum
               value option price is $0.16 per pound for Sweet Cherries (Processing).
               If you selected Option II of the Minimum Value Option, the minimum
               value option price is $0.08 per pound for Sweet Cherries (Processing).

 3CD   2003    If you selected Option I of the Minimum Value Option, the minimum
               value option price is $0.20 per pound for Sweet Cherries (Fresh Market).
               If you selected Option II of the Minimum Value Option, the minimum
               value option price is $0.10 per pound for Sweet Cherries (Fresh Market).

 3CE   2003    For Sweet Cherries (Fresh Market), the minimum value to be used for
               harvested and appraised production will be $0.30 per pound.

 3CF   2007    In lieu of the definition of late planting period in Section 1 of the
               Basic Provisions, the late planting period begins the day after the
               final planting date for the insured crop and ends 20 days after the final
               planting date.

 3CH   2007    Frost and Freeze will not be insured perils for fall planted barley and
               wheat.


 3CI   2007    Certified Seed Endorsement Guarantee: For the purpose of Section 8 of the
               Certified Seed Endorsement, the dollar amount per hundredweight (cwt) is
               $3.00 for acreage within Seed Potato Crop Management Areas as authorized
               under Title 22 Chapter 10 of Idaho Code (Rate Class Option Code 'CH'
               applicable).  For acreage not within a Seed Potato Crop Management Area the
               dollar amount per hundredweight (cwt) is $1.00 (Rate Class Option Code 'CL'
               applicable). Section 2.(b) of the Northern Potato Crop Provisions shall not
               be applicable to the certified seed endorsement price election.

 3CJ   2007    Certified Seed Endorsement Guarantee: For the purpose of Section 8 of the
               Certified Seed Endorsement, the dollar amount per hundredweight (cwt) is
               $3.00 for acreage within Seed Potato Isolation District as authorized
               under Chapter 15.15 of RCW (Rate Class Option Code 'CH' applicable).  For
               acreage not within a Seed Potato Isolation District the dollar amount per
               hundredweight (cwt) is $1.00 (Rate Class Option Code "CL' applicable).
               Section 2.(b) of the Northern Potato Crop Provisions shall not be applicable
               to the certified seed endorsement price election.

 3CK   2007    Certified Seed Endorsement Guarantee: For the purpose of Section 8 of the
               Certified Seed Endorsement, the dollar amount per hundredweight (cwt) is
               $1.00.  Section 2.(b) of the Northern Potato Crop Provisions shall not be
               applicable to the certified seed endorsement price election.

 3CL   2007    Insurance shall not attach on any acreage on which dry beans, potatoes,
               sunflowers, soybeans, rape or mustard have been planted the preceding
               crop year.



 3CM   2007    Insurance will not attach to any acreage on which potatoes, dry beans,
               soybeans or sunflowers were planted the preceding year.




 3CN   2007    Insurance will not attach to any acreage on which potatoes, sugar beets,
               or sunflowers were planted the preceding crop year.



 3CO   2003    Acreage of forage will not be insurable the ninth and succeeding crop years
               after the year of establishment.


 3CP   2008    If greater than twenty five percent (25%) of production is intended to be
               utilized by the insured (i.e.: feeding their own livestock), a pre-harvest
               inspection is required.  The company must be notified 15 days before harvest
               begins. A pre-harvest appraisal is required if acceptable production records,
               as described in the Crop Insurance Handbook, will not be available.

 3CR   2007    In addition to section 3 of the Cabbage Pilot Crop Provisions, if
               different price elections are offered for the fresh and processing
               practices, you may select one price election for each of these practices.

 3CS   1997    CERTIFIED SEED POTATO OPTION GUARANTEE AND PREMIUM:
                 The certified seed potato option guarantee per acre shall be computed
               by multiplying the selected production guarantee for such acreage times
               $1.00.
                 Premium Amount Per Acre for the certification guarantee shall be computed
               by multiplying the production guarantee per acre time $1.00, times the
               certification guarantee premium rate for the elected coverage level.

 3CT   2008    A pure stand of birdsfoot trefoil or a stand of birdsfoot trefoil and
               grass in which 60 percent or more of the ground cover is birdsfoot trefoil.

 3CU   2008    A mixed stand of birdsfoot trefoil and grass in which birdsfoot trefoil
               comprises more than 25 percent but less than 60 percent of the ground
               cover.


 3CV   2008    ADEQUATE STAND/MINIMUM REQUIRED for living Alfalfa plants (Types 551/552)
               or Birdsfoot Trefoil plants (Type 556/557) per square foot, for each year
               after the year of establishment.

                                  1st     2nd     3rd    4th      5th     6th
                                  Year    Year    Year   Year     Year    Year
                                  --------------------------------------------
               Alfalfa            9.0     6.0     4.5    4.5      4.5       *
               ---------------------------------------------------------------
               Alfalfa Grass      6.0     4.0     3.0    3.0      3.0       *
               ---------------------------------------------------------------
               Birdsfoot Trefoil  9.0     6.0     4.5    3.5      3.5       *
               ---------------------------------------------------------------
               Birdsfoot Trefoil  6.0     4.0     3.0    3.0      3.0       *
                Grass

               *Overage, not insurable for the type/practice.

 3CW   2003    ADEQUATE STAND/MINIMUM REQUIRED for living plants per square foot after the
               year of establishment:  Hay All Types - Adequate stand (forage plants per
               square foot) 3.0 the first year; 2.0 the second year; 1.5 the third through
               eighth year.

 3CX   2008    Any acreage of alfalfa, alfalfa grass mixture, birdsfoot trefoil or
               birdsfoot trefoil grass mixture will not be insurable the sixth and
               succeeding crop years after the year of establishment.

 3CZ   2008    For acreage where insurance will attach on May 22, following the year
               of establishment, a revised acreage report may be taken until June 30.

 3DA   2005    For purposes of Section 10(c), Causes of Loss:  For processing cucumbers
               to be insurable there must be placed in or adjacent to each field no less
               than 1 active bee hive per acre.  The hives must remain there from 6 days
               after flowers are present until 4 days before the last harvest.


 3DC   2008    Farrow to Finish (804): Expected cost of feed and actual cost of feed
               equations will use 12.95 bushels of corn and 184.89 pounds of soybean meal.

 3DE   2008    Finishing (805): Expected cost of feed and actual cost of feed equations
               will use 10.41 bushels of corn and 149.46 pounds of soybean meal.

 3DF   2008    Assumed weight of swine at marketing will be 260 lbs.

 3DG   2008    The application for Livestock Gross Margin coverage will not be accepted
               if the premium is not paid at the time of application.

 3DH   2008    Livestock Gross Margin coverage has limited underwriting capacity, which
               will be distributed through the Federal Crop Insurance Corporations (FCIC)
               underwriting capacity manager. The underwriting capacity will be distributed
               on a first come, first served basis. Livestock Gross Margin coverage will
               not be offered for sale after the capacity is depleted or at any time the
               underwriting capacity manager is not functional.

 3DI   2004    PLUMS VARIETIES BY VARIETAL GROUP
               Following are the acceptable Plums varieties for each varietal group. Any
               variety not listed will be insured under the early varietal group until
               such time as it is classified by the California Tree Fruit Agreement and
               added to the approved list for the following year. Producers must continue
               to insure all Plums acreage in a county.

               EARLY SEASON - Ambra, Andys Pride, Black Beaut, Black Giant, Dolly, Durado,
               Earliqueen, First Beaut, First Jewel, Frontier, Gar Beaut, Gar Rosa,
               May Rosa, Murietta, New Lane, Passion, Prima Black, Prima Dona, Red Beaut,
               Red Noble, Red Nugget, Red Roy, Rich Red, Rosa Ann, Rose Ann, Rose Zee,
               Royal Red, Royal Zee, Santa Rosa, Scarlet Ram, Showtime, Spring Beaut,
               Westener, Others

               MID-SEASON - 276-051, Aleta Rose, Andy's Best, Black Diamond, Black Gold,
               Black Jack, Black Premium, Black Torch, Blackamber, Burgandy, Catalina,
               Challenger, Early Black Diamond, Early Friar, Early Hawaiian Ann,
               Early Simka, Ebony, El Dorado, Fortune, Frank Ann, Friar, Grand Rosa,
               Hirome Red, Improved Late Santa Rosa, JD Red, Joanna Red, July Red,
               July Santa Rosa, June Beaut, Laroda, Late Santa Rosa, Mariposa, Midsummer,
               Onyx Jewel, Prime Time, Purple Majesty, Queen Rosa, Red Jewel, Red Lane,
               Rojo Grande, Royal Diamond, Royal Garnet, Simka, Sir George, Sugar Prune,
               Sunrise, Ticino/Tulare Giant, Wickson, Wool/Monte Red.

               LATE-SEASON - 4949 Black, 707 Prune, 92-99R, Angee, Angeleno, Autumn Beaut,
               Autumn Giant, Autumn Jade, Autumn Pride, Autumn Rose, Betty Anne,
               Black Flame, Black Knight, Candy Black, Candy Red, Carolyn Harris,
               Casselman, Cherry Red, Ebony Jewel, Ebony Sun, Elephant Heart,
               Emerald Beaut, Empress, Freedom, French Improved Prune, French Prune,
               Gar Arias, Gar Fantasy, Gar Jumbo, Gar Red, Golden Globe, Howard Sun,
               J.E. Sun, Kelsey, King David, King Diamond, King James, King Richard,
               Kingo Black, King's Black, Linda Rosa, Maragoni Black, Mid Red/Tiger Red,
               Monster Red, Moyer Prune, Nubiana, October Gem, October Sun, Patty Anne,
               President, Prima Rosa, Queen Ann, Red Giant, Red Ram, Red Rosa, Red Sun,
               Rosemary, Royal Star, Roysum, Ruby Red, Scarlet Sun, September King,
               Sharron's Plum, Sierra Sweet, Standard, Sweet Mirriam, Sweetheart,
               Touchdown.





 3DK   2007    Insurance shall not attach to any acreage on which potatoes were planted
               the preceding crop year.

 3DL   2007    In lieu of Section 9 of the Processing Chile Pepper Crop Provisions,
               chile peppers planted to acreage that incurred a cause of loss due to
               frost or freeze, in the first progressive stage of insurance coverage
               the previous crop year, shall be insurable.

 3DM   1998      **NIBR - Planted with a single implement which is designed to place the
               seed (at the proper depth) into the soil in any pattern which does not
               permit weed control using a row cultivator.  Acreage on which seed is first
               broadcast onto the surface of the soil using any implement or aircraft, and
               on which the seed subsequently is incorporated into the soil, is not
               insurable under this practice.

 3DN   2007    Pinkeye beans will be insurable as Blackeye beans.

 3DO   2004    There is a one-year lag period in reporting production.  Production
               reports through the 2002 crop year are required for the 2004 crop year.
               Any unit that does not have a 2002 crop year production report is
               uninsurable for the 2004 crop year.

 3DP   2008    Grading standards for the appropriate crop: U.S. No. 1 as shown in the
               United States Standards for Grades of:

               Apricots effective October 28, 1994
               Nectarines effective April 23, 1966
               Peaches effective October 2, 1995; or as amended, if applicable.

 3DR   2006    Replant Per Acre:  The maximum amount of the replanting payment per
               acre will be $175.00.

 3DS   2006    Any acreage in this county designated as uninsurable or unclassified on
               the FCI-33 CROP INSURANCE ACTUARIAL MAP will not insurable unless such
               acreage is classified by an FCI-33 CROP INSURANCE ACTUARIAL SUPPLEMENT.

 3DT   2003    Minimum Value:
               The minimum value to be used for harvested and appraised production will
               be $3.75 per 50 pound bushel for machine harvested acreage and $2.15 per
               50 pound bushel for hand harvested acreage.

 3DU   2003    Allowable Cost:
               Allowable cost for harvested production will include the actual cost
               of harvesting, grading, packing containers, hauling and selling not to
               exceed $0.22 per 50 pound bushel for machine harvested acreage and
               $3.37 per 50 pound bushel for hand harvested acreage.


 3DW   2005    Producers can continuous crop cucumbers, two (2) crops in a crop year
               (Spring and Fall), provided the land is allowed to lay fallow or rotated
               with a crop other than any member of the cucurbit family.

 3EA   2003    Clams initially seeded at more than 75 per square foot, will not be
               insurable against QPX.

 3EB   2008    Seed clams planted after November 30, 2002 that were produced from parent
               clams that were obtained from the waters of South Carolina or states to
               the South will not be insurable against QPX.  Documentation from the seed
               producer certifying that parent clams were obtained from the waters of
               North Carolina or states to the North will be required at loss time to
               claim a loss due to QPX.

 3EC   2005    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $2.60 per carton.

 3ED   2005    Allowable cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to exceed
               $5.50 per bushel per 30 pound carton.

 3EE   2006    In lieu of Section 17 of the Fresh Market Bean Crop Provisions, Minimum
               Value Option:  There will be no minimum value options available for this
               county.

 3EF   2003    In lieu of Section 9 (a), (b) (1) of the Fresh Market Bean Crop
               Provisions, Insurable Acreage:  It will not be considered practical
               to replant fresh market beans if 50 percent or more of a stand is
               remaining, and if replanting will result in the inability of the
               replanted acreage to reach maturity prior to the end of insurance
               period.  However, if replanting is practical and you decide not to
               replant, the guarantee will be reduced to the applicable growth stage
               guarantee.


 3EG   2006    In lieu of Section 12 of the Fresh Market Bean Crop Provisions, Replant
               Payments:  Replant payments will not be applicable to this county.

 3EH   2003    Producers can continuous crop snap beans, two (2) crops in a crop year,
               provided the land is allowed to lay fallow or rotated with a non-leguminous
               crop.

 3EJ   2007    Insurance shall not attach or be considered to have attached on any acreage
               that is non-irrigated and from which, in the same calender year:
               1) a hay crop was harvested (including a harvested small grain hay crop);
               2) a small grain crop reached the headed stage (regardless of the percentage
               of small grain plants that reached the headed stage); or 3) a crop was
               grazed past Februrary 15.



 3EK   2007    The final planting date for acreage located south of Colorado Highway 86
               in Townships 8, 9, and 10 South and Ranges 63, 64, and 65 West will be
               May 25. Acreage in these areas will not be insured if it is planted prior
               to May 10. In addition, for this area only, in lieu of the definition of
               "late planting period" in Section 1 of the Basic Provisions, the late
               planting period begins the day after the final planting date for the
               insured crop and ends 15 days after the final planting date.



 3EL   2007    Insurance shall not attach or be considered to have attached on any acreage
               that is non-irrigated and from which, in the same calender year:
               1) a hay crop was harvested (including a harvested small grain hay crop);
               2) a small grain crop reached the headed stage (regardless of the percentage
               of small grain plants that reached the headed stage); or 3) a crop was
               grazed past March 01.



 3EM   2007    Insurance shall not attach or be considered to have attached on any acreage
               that is non-irrigated and from which, in the same calender year:
               1) a hay crop was harvested (including a harvested small grain hay crop);
               2) a small grain crop reached the headed stage (regardless of the percentage
               of small grain plants that reached the headed stage); or 3) a growing crop
               was grazed past March 15.


 3EN   2007    Includes white and yellow storage type varieties contracted for dehydration
               and processing utilization only.

 3ES   2004    In addition to the provisions of Section 6 of the Pilot Sweetpotato
               Crop Provisions we will insure only sweetpotatoes grown by a person
               who has grown sweetpotatoes for commercial sale three years out of
               the five previous years.

 3ET   2003    If your acreage of sweetpotatoes in this county for the current crop
               year exceeds 110 percent for the greatest number of acreage of insurable
               sweetpotatoes that you produced in this county for any one of the three
               previous years, your production guarantee (per acre) for the current
               crop year will be reduced as follows:

               (a) Multiply the greatest number of acres of insurable sweetpotatoes
               that you produced in this county in any one of the three previous years
               by 1.10;
               (b) Divide the result by the number of acres of insurable sweetpotatoes
               produced by you in this county in the current crop year; and
               (c) Multiply the resulting factor (not to exceed 1.0) by the production
               guarantee (per acre) for the current year.

               If you are a new insured, you must provide written verification of
               acreage data from the Farm Service Agency or Extension Service to the
               company representative by the time of application.

               All production from your total acreage of insurable sweetpotatoes
               produced in this county in the current crop year will be counted in
               the event of a loss.

               This limitation will not apply to an acreage increase of five or less
               acres.



 3EV   2008    A classification size minimum of 1/2 (one half) inches in diameter for GRAPE
               tomatoes applies to the definition of potential production under Section 1
               and to Section 13.  Settlement of Claim - (c)(1)(iii)(B) and (c)(2)(ii)(B).






 3EW   2008    In lieu of section 8(e)(4) of the Guaranteed Production Plan of Fresh Market
               Tomato Crop Provisions, and in accordance with section 8(e) of these crop
               provisions, CHERRY, GRAPE, ROMA, AND PLUM type tomatoes will be
               insurable in this county.

 3EX   2008    A classification size minimum of 1.5 inches in diameter and 2.0 inches in
               length for PLUM and ROMA tomatoes applies to the definition of potential
               production under Section 1. and to Section 13.  Settlement of Claim -
               (c)(1)(iii)(B) and (c)(2)(ii)(B).


 3EY   2008    A carton of CHERRY or GRAPE tomatoes is defined as a container that contains
               12 one pint baskets or a total weight of 15 pounds.



 3EZ   2008    In accordance with Section 12(b)(2) of the Guaranteed Production Plan of
               Fresh Market Tomato Crop Insurance Provisions, the replanting payment per
               acre for CHERRY, GRAPE, ROMA, and PLUM tomatoes will be the same as
               specified in Section 12(b)(1).


 3FA   2007    Adjusted Gross Revenue (AGR) insurance will be limited to individual policies
               with AGR liability of $6.5 million or less.  Policies with more than $6.5
               million AGR liability are not eligible for insurance.

 3FB   2007    When the sum of expected allowable income for the insurance year from
               avocados, olives, pecans and pistachios is greater than 20.0 percent of
               the total expected allowable income for the insurance year, and years one,
               three and five of allowable income in the AGR income history are lower than
               80.0 percent of the simple average of the AGR income history, the approved
               AGR will be based on the years one, three, and five of allowable income in
               the AGR income history.

 3FC   2007    A crop inspection is required the first year of insurance, if the sum of
               expected allowable income from avocados and citrus is greater than
               20.0 percent of the total expected allowable income for the insurance year.
               Regardless of the percentage of expected income, an inspection is required
               if there is any known damage to these crops prior to the time coverage
               begins. The approved AGR will be adjusted to reflect any damage that
               occurred prior to the date insurance attaches.  In addition to the farm
               report for the insurance year, a report of expected allowable income from
               avocados and citrus reflecting any damage that will affect the expected
               allowable income for the subsequent insurance year must be provided no later
               than the sales closing date for the current insurance year.

 3HA   2008    In accordance with Section 3(d) of the Guaranteed Production Plan of
               Fresh Market Tomato Crop Insurance Provisions, the stages and production
               guarantees for CHERRY, GRAPE, ROMA, and PLUM type tomatoes will be
               the same as specified in Section 3(b)(2).





 3HB   2008    A classification size minimum of 3/4 inch in diameter for CHERRY tomatoes
               applies to the definition of potential production under Section 1. and to
               Section 13.  Settlement of Claim (c)(1)(iii)(B) and (c)(2)(ii)(B).






 3HC   2005    Any acreage planted to hay barley varieties (including, but not limited to,
               Haybet, Westford, Bestford, Washford, Ridawn or Horsford) is not insurable.

 3JA   2005    In lieu of Section 10 of the Fresh Market Bean Crop Provisions, the
               end of insurance period for spring planted beans will be July 15.

 3JB   2005    In lieu of Section 10 of the Fresh Market Bean Crop Provisions, the
               end of insurance period for spring planted beans will be July 10.

 3KA   2008    Savoy cabbage and Chinese cabbage, including other Oriental greens, are
               not insurable.

 3KD   2003    If your acreage of insurable cabbage types in this county for the current
               crop year exceeds 125 percent of the greatest number of acres of insurable
               cabbage types that you produced in this county for any one of the three
               previous crop years, your production guarantee (per acre) for the current
               crop year will be reduced as follows:
               (a) Multiply the greatest number of acres of insurable cabbage types that
               you produced in this county in any one of the three previous crop years
               by 1.25;
               (b) Divide the result by the number of acres of insurable cabbage types
               produced by you in this county in the current crop year; and
               (c) Multiply the resulting factor (not to exceed 1.0) by the production
               guarantee (per acre) for the current crop year.

               You must provide written verification of acreage data from the Farm Service
               Agency or Extension Service to the company representative by the time of
               application if you are a new insured or by the sales closing date if you are
               a carry-over insured.

               All production from your total acreage of insurable cabbage types produced
               in this county in the current crop year will be counted in the event of a
               loss.

               This limitation will not apply to:
               (a) An acreage increase of five or less acres; or
               (b) Any acreage of processing cabbage under contract.

               New producers or those who have not grown commercial fresh cabbage in one
               of the last three years, will be limited to a maximum insurable acreage of
               five acres.  For purposes of this statement, a new producer is a producer
               who has never grown cabbage in this county.

               This statement applies to all acreage in the county for the crop year.

 3KL   2007    Pecans previously interplanted with peaches are insurable in this county.

 3LE   2007    Guaranteed Production Plan Tobacco Only. A 10 percent discount in
               premium will be made when a basic or policy unit is not divided into
               optional units earning premium.

 3P1   2006    In lieu of the definition of Average support price per pound contained in the
               Peanut Crop Provisions (99-075)(Rev.7/99), the loan rate applicable for each
               peanut type, as announced each year by the U.S. Department of Agriculture, will
               be considered the average support price per pound for the type for the crop
               year.

 3P2   2006    In lieu of the definition of Average price per pound contained in the Peanut
               Crop Provisions (99-075)(Rev.7/99), the average price per pound, by type, will
               be the average support price per pound, by type, as defined in the Special
               Provisions of Insurance for peanuts.

 3P3   2006    In accordance with the Peanut Crop Provisions (99-075)(Rev.7/99), all insured
               peanuts will be considered non-quota for all aspects of the policy, including
               the determination of price elections and calculation of premium, liability, and
               indemnity.

 3PA   2006    In accordance with section 3(c) of the Peanut Crop Provisions
               (99-075)(Rev.7/99), you must submit annual production reports to establish an
               approved yield used to establish your production guarantee.  Annual production
               reports must be submitted in accordance with section 3(c) of the Basic
               Provisions.

 3PB   2006    In lieu of the definition of county contained in the Peanut Crop Provisions
               (99-075) (Rev.7/99), the county will be defined in accordance with section 1 of
               the Basic Provisions.

 3QJ   2008    Insurance will attach only on potatoes planted during the period of
               March 1 - May 15.

 3QK   1999    Insurance will attach only on potatoes planted during the period of
               June 10 - August 1.

 3UD   2007    Optional unit division is NOT available by section or section equivalent.
               Optional unit division is available based on Farm Serial Number (FSN) and
               any other method specified in the Revenue Assurance Policy Basic Provisions or
               Crop Provisions except section or section equivalent.  To be eligible for the
               available methods of optional unit division, you must meet all applicable
               requirements.

 3ZA   2005    In lieu of the definition of "Catastrophic risk protection" contained in
               section 1 of the Group Risk Plan of Insurance Basic Provisions, the
               definition of Catastrophic risk protection will be as follows:

                 Catastrophic risk protection - The minimum level of coverage offered
                 by FCIC.  For GRP, an amount of protection equal to 45 percent of the
                 maximum protection per acre specified in the actuarial documents for
                 the crop, practice, and type with an indemnity triggered at 65 percent
                 of the expected county yield.


 3ZZ   1996    See the County Special Provisions document and the County FCI-35
               Supplement (ASCS Tract Number), Crop Insurance Actuarial Rate
               Classification Listing, for determination of high risk or unrated areas.

 40X   2007    Other type or classes of Beans will be insurable only by written
               agreement.  Contact your crop insurance agent by the sales closing
               date to determine eligibility requirements.

 41B   2005    Insurable varieties of Strawberries will be limited to: Chandler,
               Camarosa and Bish.




 41C   2005    Insurable varieties of Strawberries will be limited to: Chandler,
               Camarosa, Sweet Charlie and Bish.




 41D   2009    In accordance with Section 7 (f) of the Texas Citrus Fruit Provisions,
               acreage of any citrus fruit which is direct marketed will be insurable.

 41E   2008    **Fall Planting Period - July 15 through October 15
               **Spring Planting Period - January 16 through March 15


 41F   2008    **Fall Planting Period - July 15 through August 25
               **Spring Planting Period - March 1 through May 15



 41G   2007    **Spring Planting Period - March 15 through May 15




 41H   2008    **Fall Planting Period - July 15 through August 31
               **Spring Planting Period - February 25 through May 15




 41J   2008    **Fall Planting Period - August 1 through August 31
               **Spring Planting Period - February 25 through April 30




 41K   2008    **Fall Planting Period - August 1 through August 31
               **Spring Planting Period - February 1 through April 15




 41L   2008    **Fall Planting Period - July 15 through October 15
               **Winter Planting Period - October 16 through January 15
               **Spring Planting Period - Janaury 16 through March 15





 41M   2005    Non-irrigated grain corn will be insurable as grain only by written
               agreement.  To qualify for a written agreement, you must have a minimum of
               3 years of non-irrigated corn grain APH history in the county (or adjoining
               county) that meets the APH standards for such history (ie 50+ percent of the
               county acreage harvested as grain, or appraisals as grain). In addition, in
               at least one of the years, 50% or more of the acreage in the county must have
               been harvested as grain. The deadline for a request for a written agreement
               is the sales closing date.

 41N   2007    Insurance will not attach to any acreage on which canola, crambe, chickpeas,
               dry beans, mustard, rapeseed, or sunflowers have been planted in either of
               the preceding two crop years (three year rotation) with the exception below:

               In a two year rotation, canola, crambe, chickpeas, dry beans, mustard,
               rapeseed, or sunflowers cannot have been planted in the preceding crop year
               and a blackleg resistant variety (MR-R) must be planted with the insured
               providing proof of variety by the acreage reporting date.  A rate surcharge
               (CR) will apply.

               A crop which was planted, and then all plant growth is terminated by
               chemical or mechanical means prior to the Acreage Reporting Date, will not
               be considered planted for rotational purposes ONLY.  The insured is
               responsible to provide proof of insurability.


 41O   2007    Only ascochyta resistant varieties are insurable.

               Seed must be treated with recommended fungicides to prevent ascochyta
               blight, pythium, and any other seed borne diseases.

               If a grower chooses to plant their own seed, or bin run seed, coverage is
               available ONLY if the seed has been tested by a laboratory for seed borne
               ascochyta blight with 0.3% or less (3/1000, 1/400) incidence of ascochyta
               blight present in the seed and the seed has been treated for ascochyta
               blight.

               Insurance will not attach to any acreage on which chickpeas (garbanzo beans)
               have been planted in any of the three preceding crop years.

               If ascochyta blight damage has occurred in the field, the insured must
               provide proof that chemicals were used to control ascochyta blight in order
               to avoid an uninsurable cause of loss.



 41P   2007    Insurance will not attach to any acreage on which dry beans, canola,
               crambe, mustard, rapeseed, soybeans, or sunflowers have been planted in
               the preceding crop year.

               A crop which was planted and then all plant growth is terminated by
               chemical or mechanical means prior to the acreage reporting date,
               will not be considered to be planted for rotational purposes ONLY.
               The insured is responsible to provide proof of insurability.


 41Q   2006    Insurance will not attach to any acreage on which field peas were planted
               in the previous two (2) crop years or on which sunflowers were planted in
               the previous crop year.

               Insurance will not attach to any acreage on which lentils were planted in
               the previous two (2) crop years or on which any broadleaf crop was planted
               in the previous crop year.

               A crop which was planted and then all plant growth is terminated by
               chemical or mechanical means prior to the acreage reporting date, will not
               be considered planted for rotational purposes ONLY. The insured is
               responsible to provide proof of insurability.

 41R   2007    Insurance will not attach to any acreage on which sunflowers, canola,
               crambe, dry beans, safflowers, mustard, or rapeseed was planted in the
               previous crop year.

               A crop which was planted and then all plant growth is terminated by chemical
               or mechanical means prior to the acreage reporting date, will not be
               considered planted for rotational purposes ONLY. The insured is responsible
               to provide proof of insurability.


 41S   2008    Insurance will not attach on this crop for the winter planting practice in
               the rate area "B".



 41U   2008    In lieu of Section 9. (b) (1) (ii) of the Onion Crop Provisions, the
               calender date for the end of insurance period will be June 4 for 1015
               Super Sweets and any other non-storage onions.


 41V   2008    Mature harvested or unharvested onion production, that has internal damage
               (as defined in the U.S. grade standards for U.S. No. 1 onions or the
               applicable Marketing Order) in excess of the tolerance allowed by the
               applicable standard, will result in "0" production to count for that unit
               or portion of a unit unless such damaged onion production from that acreage
               is sold.  Packers or processors to which you normally deliver your onions
               must not be able to separate the damaged onions from the undamaged onions
               using normal cleaning and sorting processes.  If the damaged onions are
               separable to the extent that some onions are sold, the hundredweight of
               production to be counted will be adjusted by dividing the price received
               for the damaged onion production by the price election and multiplying
               the resulting factor times the hundredweight sold.



 41X   2007    As provided by the terms and conditions of the sugar beet policy,
               insurance will not attach on acreage in any crop year following discovery
               of rhizomania unless planted to a rhizomania resistant variety approved by
               the contracting sugar beet company.

 41Y   2008    In accordance with section 7 of the crop provisions, insurance will not
               attach to any acreage on which canola, mustard, or rapeseed, were planted
               the preceding crop year.
               A crop which was planted and then all plant growth was terminated by
               chemical or mechanical means prior to: April 15 for the fall planted types;
               or June 1 for the spring planted types, will not be considered planted for
               rotational purposes only. The insured is responsible to provide proof of
               insurability.



 41Z   2008    Insurance will not attach to any acreage of sugarcane:
               1) following harvest of the second year of stubble cane for any varieties
                  of sugarcane not specifically mentioned below;

               2) following harvest of the third year of stubble cane for varieties HoCP
                  91-555 and HoCP 96-540;

               3) following harvest of the fifth year of stubble cane for varieties LCP
                  85-384 and HoCP 85-845;
               unless we agree in writing to insure such acreage as provided in
               section 5 (b) (2) of the Sugarcane Crop Provisions.

 42A   2008    ADEQUATE STAND REQUIRED: Minimum number of living alfalfa plants per square
               foot, by type, for each year after the year of establishment.

                              1st     2nd     3rd     4th     5th     6th     7th     8th
                              Year    Year    Year    Year    Year    Year    Year    Year
                          ----------------------------------------------------------------
               Alfalfa/Irr    6.0     4.0     3.0     3.0     3.0     3.0     3.0     **
                          ----------------------------------------------------------------
               Alfalfa Grass  2.5     1.7     1.2     1.2     1.2     1.2     1.2     **
               Mixture/Irr
                          ----------------------------------------------------------------
               Grass Alfalfa  0.2     0.2     0.2     0.2     0.2     0.2     0.2     **
               Mixture/Irr
                          ----------------------------------------------------------------
               Alfalfa        4.8     3.2     2.4     2.4     2.4     *       *       **
               Non-Irr
                          ----------------------------------------------------------------
               Alfalfa Grass  2.0     1.3     1.0     1.0     1.0     *       *       **
               Mixture
               Non-Irr
                          ----------------------------------------------------------------
               Grass Alfalfa  0.2     0.2     0.2     0.2     0.2     0.2     0.2     **
               Mixture
               Non-Irr
                          ----------------------------------------------------------------

               *  Overage stands are not insurable as the Alfalfa type or Alfalfa Grass
               Mixture type and must be insured as Grass Alfalfa Mixture type.
               ** The Grass Alfalfa Mixture type includes all overage Alfalfa and Alfalfa
               Grass Mixtures the eighth and succeeding years after year of establishment,
               as long as there are at least 0.2 living alfalfa plants per square foot.
               No maximum age limitation applies.


 42B   2008    ADEQUATE STAND REQUIRED: Minimum number of living alfalfa plants per square
               foot, by type, for each year after the year of establishment.

                               1st     2nd     3rd     4th     5th     6th     7th     8th
                               Year    Year    Year    Year    Year    Year    Year    Year

                          -----------------------------------------------------------------
               Alfalfa/Irr     9.0     6.0     4.5     4.5     4.5     4.5     4.5     **
                          -----------------------------------------------------------------
               Alfalfa Grass   3.0     2.0     1.5     1.5     1.5     1.5     1.5     **
               Mixture/Irr
                          -----------------------------------------------------------------
               Grass Alfalfa   0.2     0.2     0.2     0.2     0.2     0.2     0.2     **
               Mixture/Irr
                          -----------------------------------------------------------------
               Alfalfa         6.0     4.0     3.0     3.0     3.0     *       *       **
               Non-Irr
                          -----------------------------------------------------------------
               Alfalfa Grass   2.0     1.3     1.0     1.0     1.0     *       *       **
               Mixture
               Non-Irr
                          -----------------------------------------------------------------
               Grass Alfalfa   0.2     0.2     0.2     0.2     0.2     0.2     0.2     **
               Mixture
               Non-Irr
                          -----------------------------------------------------------------

               * Overage stands are not insurable as the Alfalfa type or Alfalfa Grass
               Mixture type and must be insured as Grass Alfalfa Mixture type.
               ** The Grass Alfalfa Mixture type includes all overage Alfalfa and Alfalfa
               Grass Mixtures the eighth and succeeding years after year of establishment,
               as long as there are at least 0.2 living alfalfa plants per square foot.
               No maximum age limitation applies.







 42C   2008    ADEQUATE STAND REQUIRED: Minimum number of living alfalfa plants per square
               foot, by type, for each year after the year of establishment.

                               1st     2nd     3rd     4th     5th     6th     7th     8th
                               Year    Year    Year    Year    Year    Year    Year    Year
                              -------------------------------------------------------------
               Alfalfa/Irr     9.0     6.0     4.5     4.5     4.5     4.5     4.5     **
                              -------------------------------------------------------------
               Alfalfa Grass   3.8     2.5     1.9     1.9     1.9     1.9     1.9     **
               Mixture/Irr
                              -------------------------------------------------------------
               Grass Alfalfa   0.2     0.2     0.2     0.2     0.2     0.2     0.2     **
               Mixture/Irr
                              -------------------------------------------------------------
               Alfalfa         7.5     5.0     3.8     3.8     3.8     *       *       **
               Non-Irr
                              -------------------------------------------------------------
               Alfalfa Grass   3.2     2.1     1.6     1.6     1.6     *       *       **
               Mixture
               Non-Irr
                              -------------------------------------------------------------
               Grass Alfalfa   0.2     0.2     0.2     0.2     0.2     0.2     0.2     **
               Mixture
               Non-Irr
                              -------------------------------------------------------------

               *  Overage stands are not insurable as the Alfalfa type or Alfalfa Grass
               Mixture type and must be insured as Grass Alfalfa Mixture type.
               ** The Grass Alfalfa Mixture type includes all overage Alfalfa and Alfalfa
               Grass Mixtures the eighth and succeeding years after year of establishment,
               as long as there are at least 0.2 living alfalfa plants per square foot.
               No maximum age limitation applies.






 42D   2008    ADEQUATE STAND REQUIRED: Minimum number of living alfalfa plants per square
               foot, by type, for each year after the year of establishment.

                               1st     2nd     3rd     4th     5th     6th     7th     8th
                               Year    Year    Year    Year    Year    Year    Year    Year
                            ---------------------------------------------------------------
               Alfalfa/Irr*    6.0     4.0     3.0     3.0     3.0     3.0     3.0     **
                            ---------------------------------------------------------------
               Alfalfa Grass*  2.5     1.7     1.2     1.2     1.2     1.2     1.2     **
               Mixture/Irr
                            ---------------------------------------------------------------
               Grass Alfalfa   0.2     0.2     0.2     0.2     0.2     0.2     0.2     **
               Mixture/Irr
                            ---------------------------------------------------------------

               *  Overage stands are not insurable as the Alfalfa type or Alfalfa Grass
               Mixture type and must be insured as Grass Alfalfa Mixture type.
               ** The Grass Alfalfa Mixture type includes all overage Alfalfa and Alfalfa
               Grass Mixtures the eighth and succeeding years after year of establishment,
               as long as there are at least 0.2 living alfalfa plants per square foot.
               No maximum age limitation applies.






 42E   2007    Producers must maintain proof of purchase of a short season cottonseed
               variety as defined by the cotton seed company and provide such upon request.


 42F   2007    Approved Small Kabuli Garbanzo Varieties:   AMIT
                                                           B-90
                                                           Chico
                                                           Chi Chi

 42M   2008    Acreage insured under the winter coverage endorsement will have a final
               planting date of 09/15. Winter coverage endorsement is not applicable
               to winter wheat acreage initially planted after 09/15. Acreage insured
               under the winter coverage endorsement will have an acreage reporting date
               of 12/15.

 42N   2008    Acreage insured under the winter coverage endorsement will have a final
               planting date of 09/30.  Winter coverage endorsement is not applicable to
               winter wheat acreage initially planted after 09/30. Acreage insured under
               winter coverage endorsement will have an acreage reporting date of 12/15.


 42O   2008    Acreage insured under the winter coverage endorsement will have a final
               planting date of 10/31.  Winter coverage endorsement is not applicable
               to winter wheat acreage initially planted after 10/31. Acreage insured
               under winter coverage endorsement will have an acreage reporting date
               of 12/15.

 42P   2008    Acreage insured under the winter coverage endorsement will have a final
               planting date of 11/05.  Winter coverage endorsement is not applicable to
               winter wheat acreage initially planted after 11/05. Acreage insured under
               the winter coverage endorsement will have an acreage reporting date of 12/15.

 42Q   2008    Acreage insured under the winter coverage endorsement will have a final
               planting date of 11/15.  Winter coverage endorsement is not applicable to
               winter wheat acreage initially planted after 11/15. Acreage insured under
               winter coverage endorsement will have an acreage reporting date of 12/15.

 42R   2008    Acreage insured under the winter coverage endorsement will have a final
               planting date of 11/30.  Winter coverage endorsement is not applicable to
               winter wheat acreage initially planted after 11/30. Acreage insured under
               winter coverage endorsement will have an acreage reporting date of 12/15.

 42S   2008    Acreage insured under the winter coverage endorsement will have a final
               planting date of 12/15. Winter coverage endorsement is not applicable to
               winter wheat acreage initially planted after 12/15. Acreage insured under
               winter coverage endorsement will have an acreage reporting date of 12/15.


 42T   2008    Acreage insured under the winter coverage endorsement will have a final
               planting date of 10/15. Winter coverage endorsement is not applicable to
               winter wheat acreage initially planted after 10/15.  Acreage insured under
               winter coverage endorsement will have an acreage reporting date of 12/15.

 42U   2008    In lieu of the definition of late planting period in Section 1 of the Basic
               Provisions, the late planting period begins the day after the final planting
               date for the insured crop and ends five days after the final planting date.


 42V   2007    The 80 and 85 percent coverage levels are not available for optional
               and basic units for RA cotton.

 42X   2008    Harvest price - The average daily settlement price for the Portland Merchants
               Exchange soft white wheat contract during the month of August, of the harvest
               crop year.  The harvest price will be announced by FCIC by September 10 of the
               harvest crop year.

               Projected Price - The Portland Price.  The Portland Price is defined as the
               average daily settlement price for the September, of the harvest year's Chicago
               Board of Trade (CBOT) wheat futures contract during the period August 15 to
               September 14 of the pre-harvest year, plus a basis adjustment equal to the
               current five-year average difference between the August average daily
               settlement price for the nearby CBOT September wheat futures contract and the
               August average daily settlement price for the Portland Merchants Exchange soft
               white wheat contract. The Projected Price will be announced by FCIC by
               September 20 of the pre-harvest year.

               Average Daily Settlement Price - The sum of the settlement prices for each full
               trading day for the contract specified in the definition of Projected Price or
               Harvest Price (as appropriate) during the month specified in such definition
               divided by the number of days included in the sum.  Whenever settlement prices
               are available for fewer than fifteen (15) full trading days for the specified
               contract, settlement prices for the contract that expired in the trading month
               immediately prior to the specified month (beginning from the last full trading
               day of such prior month) will be included in the total until 15 full trading
               days have been included.  A full trading day means any day with fifty (50) or
               more open interest contracts of the contract specified in the appropriate
               definition.



 42Y   2004    Acreage insured under the winter coverage endorsement will have a final
               planting date of 10/31.  The winter coverage endorsement is not
               applicable to winter wheat acreage initially planted after 10/31.
               Acreage insured under the winter coverage endorsement will have an
               acreage reporting date of 11/15.

 42Z   2008    Acreage insured under the winter coverage endorsement will have an acreage
               reporting date of 11/15.

 431   2004    In accordance with Section 2 of the Blueberry Crop Provisions, optional
               units will apply as authorized in Section 34 of the Basic Provisions.



 432   2008    In accordance with Section 6.(a)(3) of the Blueberry Crop Provisions, to
               be insurable, blueberry acreage must have produced an average of 1,000
               pounds per acre in at least one of the three previous crop years unless
               allowed by written agreement.

 43A   2008    The Actual Ending Value is the price reported by the Agricultural Marketing
               Service (AMS), for the report and price series specified below. The end date
               and provisions of the Specific Coverage Endorsement determine the report
               date used to calculate the Actual Ending Value.

               The AMS price series for an indemnity calculation is based on the following
               price series and report information:
               1. AMS Report Name: '5 AREA WEEKLY WEIGHTED AVERAGE DIRECT SLAUGHTER CATTLE'
               2. AMS Report Number:  LM_CT150
               3. AMS Report Price Series: Under the section 'LIVE FOB BASIS-BEEF BREEDS',
                  in The 'STEERS' subsection, the data for ' Weighted Price 35-65% CHOICE'.
               4. Location on the Internet:
               http://www.ams.usda.gov/mnreports/lm_ct150.txt

               You will be notified if there are changes in the report name, number, or
               location.

 43B   2004    LRP-Fed Cattle coverage is available in all IA, IL and NE counties.

 43C   2008    Fed cattle eligible for coverage are those the producer expects to grade
               select or higher with a yield grade of 1 to 3, and market for slaughter
               at 10-14 cwt. at the end of the insurance period.


 43D   2008    The production reporting date for spring practice will be the spring acreage
               reporting date. The production reporting date for summer practice will be
               the summer acreage reporting date.



 43E   2006    The production reporting date for winter practice will be the winter
               acreage reporting date. The production reporting date for summer practice
               will be the summer acreage reporting date.

 43F   1997    For insurance to attach to any acreage under the Certified Seed Potato
               Option Amendment, such acreage and/or seed lot stock used must initially
               meet the requirements prescribed by the certifying agency for entry into
               the seed certification program for seed production to be eligible under
               the following classes:  Premier Foundation Seed (Generation III),
               Foundation Seed (Generation IV) or Certified Seed (Generation V).

               For acreage insured without the Certified Seed Potato Option Amendment,
               insurance will attach only to such acreage planted with Certified Seed
               (Generation V) or better (Foundation-Generation IV or Premier Foundation-
               Generation III Seed).

 43G   2006    The production reporting date for Fall practice will be the Fall acreage
               reporting date. The production reporting date for spring practice will be
               the spring acreage reporting date.


 43H   2004    The Actual Ending Value is the price reported by the Chicago Mercantile
               Exchange (CME) for the report and price series specified below.  The end
               date and provisions of the Specific Coverage Endorsement determine the
               report date used to calculate the actual ending value.

               The CME price series for indemnity calculations is based on the following
               report information:
               1. Report Name:  "Cash-Settled Commodity Index Prices"
               2. Select a Product:  Step 1 - Select "Feeder Cattle"
               3. Select a Time Period:  Step 2 - Select the "Month" and "Year" of the
                  Ending Period.
               4. Select a Date:  Select the report day equal to the Ending Period or as
                  specified by the Actual Ending Value.
               5. To find the Actual Ending Value:  At the bottom of the report is the 7-day
                  totals line.  On this line to the far right is the Reported Index.
                  The Reported Index is the Actual Ending Value.
               6. Location on the Internet:
               http://www.cme.com/prices/cash-settled_commodity_index_prices.cfm

               You will be notified if there are changes in the report name, number, or
               location.

 43I   2004    LRP-Feeder Cattle coverage is available in all of Colorado, Iowa, Kansas,
               Nebraska, Nevada, Oklahoma, South Dakota, Texas, Utah and Wyoming counties.

 43J   2004    Feeder cattle eligible for coverage are those the producer expects to be
               marketed at a weight range of 6.5 to 9.0 cwt on or near the end of the
               insurance period.

 43L   2008    The Agricultural Marketing Service (AMS) price series used to calculate
               the actual ending value will be the same series used to settle the lean hog
               futures contract at the Chicago Mercantile Exchange.  The end date and
               provisions of the Specific Coverage Endorsement determine the report dates
               used to calculate the actual ending value.

               The weighted average price is calculated using two Producer Sold data series,
               the Negotiated and the Swine or Pork Market Formula (SPMF) categories as
               reported in the following report:
                 1. AMS Report Name: National Daily Direct Hog Prior Day Report-Slaughtered
                    Swine
                 2. AMS Report Number: lm_hg201
                 3. Location on the Internet:
                    http://www.ams.usda.gov/mnreports/lm_hg201.txt

               You will be notified if there are changes in the report name, number, or
               location.

 43M   2004    The daily Coverage Prices, Rates, and Actual Ending Values can be found on
               the RMA web site at www.rma.usda.gov.  Click on 'Tools/Calculators', and
               then click on 'LRP Daily Coverage Prices, Rates, and Actual Ending Values'.
               The Actual Ending Value is the price used to calculate any indemnity due
               and will become available within 5 days after the CME price pertinent to the
               end of the insurance period is published. The daily Coverage Prices, Rates,
               and Actual Ending Values will be posted on the web-site by 7:00 a.m. central
               time each day.

 43N   2008    In lieu of the definition of late planting period in Section 1 of the Basic
               Provisions, the late planting period begins the day after the final planting
               date for the insured crop and ends ten days after the final planting date.


 43Q   2008    Acreage insured under the winter coverage endorsement will have a final
               planting date of 10/31 and an acreage reporting date of 11/15.
               The endorsement is not applicable to winter wheat acreage initially
               planted after 10/31.



 43R   2008    Each specified variety within types 186, 187, and 188 will include all
               commercially recognized selections, mutations, or sports; but, does not
               include hybrids created by crosses between the stated variety and other
               varieties.

 43S   2008    For units with multiple blocks, spacings, varieties and or ages, please
               refer to procedure in the Crop Insurance Handbook on Category C APH Crops
               for addressing weighted average transitional yields.

               The bushels per acre value contained in the Transitional Yield Table is
               based on a tree stand of 90 percent or greater of the original planting.
               For any percent stand value less than 90 percent, first factor the
               T-yield by the percent stand and then factor that result using
               standard APH rules for Category C crops.

 43U   2008    The Actual Ending Value is the price reported by the Chicago Mercantile
               Exchange (CME) for the report and price series specified below, multiplied
               by the price adjustment factor (PAF) for the type of feeder cattle in the
               PAF table below.  The end date and provisions of the Specific Coverage
               Endorsement determine the report date used to calculate the actual ending
               value.

               The CME price series for indemnity calculations is based on the following
               report information:
               1. Report Name:  "Cash-Settled Commodity Index Prices"
               2. Select a Product:  Step 1 - Select "Feeder Cattle"
               3. Select a Time Period:  Step 2 - Select the "Month" and "Year" of the
                  Ending Period.
               4. Select a Date:  Select the report day equal to the Ending Period or as
                  specified by the Actual Ending Value.
               5. To find the Actual Ending Value:  At the bottom of the report is the
                  7-day totals line.  On this line to the far right is the Reported Index.
                  The Reported Index multiplied by the price adjustment factor (PAF) for
                  the type of feeder cattle is the Actual Ending Value.
               6. Location on the Internet:
               http://www.cme.com/trading/dta/hist/cash_settled_commodity_prices.html

               You will be notified if there are changes in the report name, number, or
               location.

                         PAF Table - Price Adjustment Factors (PAF)
               Weight                                  Predom.      Predom.
               Range          Steers      Heifers      Brahman      Dairy
               ------------------------------------------------------------
               <6.0 cwt        110%        100%          100%        100%
               -----------------------------------------------------------
               6.0-9.0 cwt     100%         90%           90%         80%


 43V   2008    Feeder cattle eligible for coverage are those the producer owns and target
               weight falls into one of the following groups.
               Weight 1 - Target weight less than 6.0 cwt on or near end of the insurance
               period.
               Weight 2 - Target weight 6.0 cwt to 9.0 cwt on or near end of the insurance
               period.
               For the SPOI; Brahman is the same as predominantly Brahman definition in SCE
               Feeder Cattle.
               For the SPOI; Dairy is the same as predominantly Dairy definition in SCE
               Feeder Cattle.


 43X   2004    Peas Grown for seed include forage/feed peas but are not limited to
               varieties such as Arvika, Magna, Maple, & 4010. Such peas must be grown
               under a contract.

 43Y   2007    Includes sunflower varieties such as Dahlgren 2010, Dahlgren 2011, RRC 2010,
               and RRC 2011 and any other sunflower seed variety that exhibits similar
               characteristics.

 43Z   2008    Coverage time periods are 13, 17, 21, 26, 30, 34, 39, 43, 47 or 52-week
               periods.

 440   2006    In lieu of Section 9(a),(b)(1) of the Fresh Market Bean Crop
               Provisions, Insurable Acreage:  It will not be considered practical
               to replant fresh market beans if 50 percent or more of a stand is
               remaining, and if replanting will result in the inability of the
               replanted acreage to reach maturity prior to the end of insurance
               period.

 441   2005    Minimum Value:
               The minimum value to be used for harvested and appraised production will
               be $2.59 per 50 pound bushel for machine harvested acreage and $2.04 per
               50 pound bushel for hand harvested acreage.

 442   2005    The allowable costs for Hand Harvested sweet cherries (processing)
               production are displayed below, in dollars per pound.

               Type Practice            Allowable Cost

               112  997                     $0.20

               The allowable costs for Machine Harvested sweet cherries (processing)
               production are displayed below, in dollars per pound.

               Type Practice            Allowable Cost

               112  997                     $0.10

               For direct marketed production in which the general public is
               permitted to enter the field for the purpose of picking the crop
               (U-Pick) the allowable cost is not applicable.



 443   2005    Allowable cost for harvested production will be $0.20 per pound
               for Sweet Cherries (does not apply to U-Pick production).


 444   2005    Amounts of insurance progressive by stages do not apply in this county.
               Sections 3(d),7, and 14 of the Fresh Market Bean Pilot Crop Provisions
               are hereby changed as follows for this county:
                    1.  Section 3(d) does not apply.
                    2.  All references to stage or percentage for the applicable
                        stage in Sections 7 and 14 will be ignored and not used
                        in any calculation of premium or loss.

 445   2006    Producers can continuous crop Fresh Market Beans, two (2) crops in a
               crop year or one crop from the previous crop year and one crop for the
               current crop year, (Fall Planted to Spring Planted) provided the land
               is allowed to lay fallow or rotated with a non-leguminous crop after
               two plantings.

 446   2007    In lieu of Section 1 of the Income Protection Corn Crop Provisions, the
               definition of Production amount (per acre) is:  The number of bushels
               determined by subtracting the approved actual production history (APH)
               yield per acre, calculated in accordance with 7 CFR part 400, subpart G,
               from the average of the county yields for the years that actual production
               was reported (use the most recent ten-year county average if the number
               of years of actual production is less than four), and subtracting that
               difference from the county's expected yield for the current crop year,
               times the coverage level percentage you elect.

 447   2007    In lieu of Section 1 of the Income Protection Soybean Crop Provisions,
               the definition of Production amount (per acre) is:  The number of bushels
               determined by subtracting the approved actual production history (APH)
               yield per acre, calculated in accordance with 7 CFR part 400, subpart G,
               from the average of the county yields for the years that actual production
               was reported (use the most recent ten-year county average if the number
               of years of actual production is less than four), and subtracting that
               difference from the county's expected yield for the current crop year,
               times the coverage level percentage you elect.

 448   2004    In accordance with Section 1 of the Florida Fruit Tree Crop Provisions,
               citrus trees will be insurable for ACC if the ACC Underwriting
               Certification indicates those citrus trees are not infected by or
               exposed to ACC, not considered abandoned by the Department of Plant
               Industry (DPI), and were inspected within the time periods specified
               below:

               A:  If trees are located in a quarantine zone, they were inspected
                   not more than two months before the date the certification is
                   issued by DPI.

               B:  If trees are located in a buffer zone, they were inspected not
                   more than six months before the date the certification is issued
                   by DPI.

               C:  If citrus trees are located in a county in which a quarantine
                   zone has been established, but not in a buffer or quarantine zone,
                   they were inspected not more than one year before the date the
                   certification is issued by DPI.

 449   2005    Allowable Cost:
               Allowable cost for harvested production will include the actual cost
               of harvesting, grading, packing containers, hauling and selling not to
               exceed $0.65 per 50 pound bushel for machine harvested acreage and
               $3.80 per 50 pound bushel for hand harvested acreage.


 44A   2005    Insurable Acreage:  In lieu of section 9(b) of the Fresh Market Bean
               Crop Provisions; Whenever fresh market beans are initially planted during
               a planting period and the conditions specified in section 9(a)(2) are
               satisfied or are not satisfied, you may elect:
                  (1) To replant such acreage and collect any replant payment due as
                      specified in section 12.  The initial planting period coverage
                      will continue for such replanted acreage; or
                  (2) Not to replant such acreage and receive an indemnity based on the
                      stage of growth the plants had attained at the time of damage.
                      However, such an election will result in the acreage being
                      uninsurable in the subsequent planting period within the same crop
                      year in any county in which fall and winter planting periods are
                      provided by the Special Provisions.

 44B   2007    In addition to section 3 of the Cabbage Pilot Crop Provisions, if
               different price elections are offered for the fresh and processing
               practices, you may select one price election for each of these practices.


 44C   2006    You must provide written verification of acreage data from the acreage
               reports previously recorded for crop insurance purposes, or from the Farm
               Service Agency or the Extension Service, to the company representative by
               the time of application if you are a new insured or by the sales closing
               date if you are a carry-over insured.  If your acreage of insurable cabbage
               types in this county for the current crop year exceeds 125 percent of the
               greatest number of acres of insurable cabbage types that you produced in
               this county for any one of the three previous crop years, your production
               guarantee (per acre) for the current crop year will be reduced as follows:
               (a) Multiply the greatest number of acres of insurable cabbage types that
               you produced in this county in any one of the three previous crop years
               by 1.25;
               (b) Divide the result by the number of acres of insurable cabbage types
               produced by you in this county in the current crop year; and
               (c) Multiply the resulting factor (not to exceed 1.0) by the production
               guarantee (per acre) for the current crop year.
               For purposes of this statement, a new producer is a producer who has never
               grown cabbage in this county.  If you are a new producer or if you have
               not grown commercial fresh cabbage in one of the last three years and your
               acreage of insurable cabbage types in this county for the current crop year
               exceeds five acres, your production guarantee (per acre) for the current
               crop year will be reduced as follows:
               (a) Divide 5 acres by the number of acres of insurable cabbage types
               produced by you in this county in the current crop year; and
               (b) Multiply the resulting factor (not to exceed 1.0) by the production
               guarantee (per acre) for the current crop year.
               All production from your total acreage of insurable cabbage types produced
               in this county in the current crop year will be counted in the event of a
               loss.
               This limitation will not apply to:
               (a) An acreage increase of five or less acres; or
               (b) Any acreage of processing cabbage under contract.
               This applies to all acreage in the county for the crop year.

 44D   2007    Direct marketed cabbage is insurable.

 44E   2007    Savoy cabbage and Chinese cabbage, including other Oriental greens, are
               not insurable.


 44F   2007    Insurance will not attach to any acreage planted to cabbage or any other
               Brassicaceae crop (e.g., cauliflower, broccoli, etc.) in two out of the
               last three crop years.  NOTE:  The Brassicaceae family was formerly known
               as the Cruciferae or crucifer family.



 44G   2007    Insurance will not attach to any acreage on which Blackleg was present in
               any of the previous four years.

 44H   2004    Insurance will not attach to any acreage on which Clubroot has been
               discovered.

 44I   2007    Optional units are not available by planting period or any other practice.

 44J   2004    AVRB is defined as the Alfalfa Variety Review Board.  DRA is defined as
               the Dormancy Rating Group A and when applicable, DRD is defined as Dormancy
               Rating Group D.



 44K   2009    The standardized season average price and the county average revenue
               will be announced in January of the year following the end of the
               insurance period.

 44L   2007    Area 1 includes all acreage in Carroll County located to the south of
               that portion of the Blue Ridge Parkway between Milepost 192 and the
               Grayson County line.

 44M   2007    Area 2 is the remaining portion of Carroll County not included in Area 1.

 44N   2007    In lieu of Section 8(b)(13) of the Cabbage Pilot Crop Provisions, the
               end of the insurance period for any cabbage acreage insured in Area 1
               shall be July 31.

 44O   2005    For the purpose of section 8(c) of the crop provisions, the expected
               yield for determining the maximum insurable acreage under a processing
               contract that stipulates an amount of production to be delivered will
               be 300 bushels per acre for hand harvested acreage and 170 bushels per
               acre for machine harvested acreage.

 44P   2004    If your acreage of sweetpotatoes in this county for the current crop
               year exceeds 110 percent for the greatest number of acres of insurable
               sweetpotatoes that you harvested in this county for any one of the three
               previous years, your production guarantee (per acre) for the current
               crop year will be reduced as follows:

               (a) Multiply the greatest number of acres of insurable sweetpotatoes
               that you harvested in this county in any one of the three previous years
               by 1.10;
               (b) Divide the result by the number of acres of insurable sweetpotatoes
               planted by you in this county in the current crop year; and
               (c) Multiply the resulting factor (not to exceed 1.0) by the production
               guarantee (per acre) for the current year.

               If you are a new insured, you must provide written verification of
               acreage data from the Farm Service Agency or Extension Service to the
               company representative by the time of application.

               All production from your total acreage of insurable sweetpotatoes
               produced in this county in the current crop year will be counted in
               the event of a loss.

               This limitation will not apply to an acreage increase of five or less
               acres.

 44Q   2007    Insurance will not attach to any acreage on which crambe, mustard,
               canola, chickpeas, dry beans, rapeseed or sunflowers have been planted
               in the preceding crop year.

               A crop which was planted and then all plant growth is terminated by
               chemical or mechanical means prior to the acreage reporting date, will
               not be considered planted for rotational purposes ONLY.  The insured
               is responsible to provide proof of insurability.




 44R   2004    Picking Factors and Estimated Production:  In accordance with Section 1
               and 11(c)(4), of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

                      Harvest                 Picking               Estimated Pounds
                       Dates                  Factors                 Per Picking
                                                                       (Per Acre)

               Prior to December 31              3                      217 lbs.
               January 1 - January 31            3                      381 lbs.
               February 1 - February 29          3                      692 lbs.
               March 1 - March 31                3                    1,115 lbs.

 44S   2008    In addition to Basic Units as defined in Section 1 of the Basic
               Provisions, optional units may be established if each optional unit
               is located on separate FSA farm serial numbers, or optional units may
               be based on separate irrigated and non-irrigated acreage.  Optional
               units are not available under catastrophic ("CAT") insurance.

 44T   2004    The pounds per acre value contained in the Transitional Yield Table
               is based on a blueberry bush stand of 90 percent or greater of the
               original planting.  For any percent stand value less than 90 percent,
               first factor the transitional yield by the percent stand and then
               factor that result using standard APH rules for Category C crops.

 44U   2008    Allowable cost for harvested production will be $0.20 per pound
               for Sweet Cherries (does not apply to U-Pick production).


 44V   2004    For Sweet Cherries (Processing), the minimum value to be used
               for harvested and appraised production will be $0.20 per pound.


 44W   2004    For Sweet Cherries (Fresh Market), the minimum value to be used
               for harvested and appraised production will be $0.26 per pound.
               For Sweet Cherries (Processing), the minimum value to be used
               for harvested and appraised production will be $0.20 per pound.


 44X   2004    If you selected Option I of the Minimum Value Option, the minimum
               value option price is $0.13 per pound for Sweet Cherries (Processing).
               If you selected Option II of the Minimum Value Option, the minimum
               value option price is $0.07 per pound for Sweet Cherries (Processing).


 44Y   2008    If you selected Option I of the Minimum Value Option, the minimum
               value option price is $0.17 per pound for Sweet Cherries (Fresh Market).
               If you selected Option II of the Minimum Value Option, the minimum
               value option price is $0.09 per pound for Sweet Cherries (Fresh Market).


 44Z   2006    For Sweet Cherries (Fresh Market), the minimum value to be used for
               harvested and appraised production will be $0.26 per pound.


 45A   2006    Approved Dark Red Kidney Varieties:
                                                  Drake
                                                  Isles
                                                  Montcalm
                                                  Red Hawk

               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to your
               crop insurance agent by the sales closing date.







 45B   2005    Approved Cranberry Varieties:
                                           Taylor Hort
                                           Messina
                                           Cran 09
                                           Cran 34
                                           Cran 74

               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to your
               crop insurance agent by the sales closing date.












 45C   2008    For Type 058 Grass:  Stands of Timothy grass and/or Brome grass, or a
               mixture of Timothy or Brome with other grass species such as Canary,
               Orchard, etc, where Alfalfa or other legumes constitutes less than 25%
               of the mix.


 45D   2008    Adequate/Minimum Stand of living plants required for Grass: in lieu of the
               crop provision definition of "adequate stand", the following shall apply:
               at least 60% of ground is covered (determined at cutting height) by live
               plants immediately prior to insurance attaching on May 1 for new stands
               or September 1 for existing stands.

 45F   2004    Approved Small Red Varieties:
                                            Cajun
                                            Ember
                                            Garnet
                                            RNK001
                                            UI - 37
                                            UI - 228
                                            UI - 239
                                            UI - 259

               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to your
               crop insurance agent by the sales closing date.


 45G   2004    For the NIBR practice, the approved Black Varieties:
                                                    A. C. Harblack
                                                    Black Knight
                                                    Blackhawk
                                                    Blackjack
                                                    Black Magic
                                                    Domino
                                                    Midnight
                                                    Onyx
                                                    Panther
                                                    Phantom
                                                    Jaguar
                                                    Shadow
                                                    T - 39
                                                    UI - 906
                                                    UI - 911

               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to your
               crop insurance agent by the sales closing date

 45H   2005    The minimum value to be used for harvested and appraised production will
               be $2.75 per standard container.

 45I   2007    Allowable cost for harvested production will include the actual cost of
               harvesting, grading, packing containers, hauling, and selling not to exceed
               $3.05 per standard container.

 45J   2007    Cooling cost will not exceed $0.70 per standard container if paid by the
               insured.

 45K   2007    In lieu of Section 7. ,(b), (2) of the Millet Crop Provisions, the
               calendar date for the end of the insurance period is October 31 for
               acreage swathed and windrowed by September 30.

 45L   2008    Any fall planted acreage on which seed is spread onto the soil surface by
               any method (e.g. airplane or otherwise broadcast seeded) and is subsequently
               mechanically incorporated into the soil, will be insurable only if you
               request insurance for this acreage within 72 hours after the final planting
               date or within 72 hours after you complete incorporating the seed if you
               plant in the late planting period, and we agree in writing that the acreage
               has an adequate stand to produce the yield used to determine your production
               guarantee.  Insurance will attach to such acreage on the date we determine
               an adequate stand exists.


 45M   2004    As referenced in the definition of "Planted acreage" in the crop provisions,
               any acreage which has been airplane or broadcast seeded will be uninsurable.

 45N   2007    We do not insure any processing bean acreage which was planted to snap
               beans or soybeans the previous two crop years.


 45P   2008    Mulch is defined under this practice as a plastic film that is placed on the
               beds prior to planting the tomato crop and remains until after harvest is
               complete.

 45Q   2008    In accordance with Section 3(b)(3) of the Onion Crop Provisions, the
               provision, "Final Stage extends from the completion of topping and lifting
               or digging on the acreage....", means lifting or "knifing" the onions, hand
               clipping the tops and excessive roots, and placing the onions in a bag or
               other container recognized by the industry as an acceptable method for
               field drying onions.

 45T   2007    As provided in Section 9.(c) of the Forage Seeding Crop Provisions harvest
               of the forage after August 20 of the crop year will end the insurance period.

 45U   2007    As provided in Section 9.(c) of the Forage Seeding Crop Provisions harvest
               of the forage after August 25 of the crop year will end the insurance period.

 45V   2007    As provided in Section 9.(c) of the Forage Seeding Crop Provisions harvest
               of the forage after August 31 of the crop year will end the insurance period.

 45X   2007    Approved White Kidney Varieties:    Beluga
                                                   Lassen
               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to your
               crop insurance agent by the sales closing date.


 46B   2008    If you have selected the Winter Coverage Endorsement (WCE) for barley, the
               following dates are applicable to your policy and refer to the year prior to
               the year in which harvest would normally occur, unless otherwise specified:
               1) For both winter and spring barley types, the sales closing date is 9/30;
               2) the final planting date for acreage covered under the WCE is 10/31 and
               the WCE will not be applicable to winter barley acreage initially planted
               after 10/31; 3) fall planted barley acreage insured under WCE will have an
               acreage reporting date of 12/15; and 4) a billing date of 10/01 of the year
               harvest normally occurs.

 46C   2005    APPROVED WINTER BARLEY VARIETIES FOR THE WINTER COVERAGE ENDORSEMENT INCLUDE
               ONLY THE FOLLOWING:  Kamiak, Kold, Scio, Strider, and other cultivars
               approved in writing by FCIC.

 46D   2005    APPROVED WINTER BARLEY VARIETIES FOR THE WINTER COVERAGE ENDORSEMENT INCLUDE
               ONLY THE FOLLOWING:  Scio, Mal, Schuyler, Sprinter, Strider, Sunstar Pride,
               812, and other cultivars approved in writing by FCIC.

 46F   2008    If you have selected the Winter Coverage Endorsement (WCE) for barley, the
               following dates are applicable to your policy and refer to the year prior to
               the year in which harvest would normally occur, unless otherwise specified:
               1) For both winter and spring barley types, the sales closing date is 9/30;
               2) the final planting date for acreage covered under the WCE is 11/15 and the
               WCE will not be applicable to winter barley acreage initially planted after
               11/15; 3) fall planted barley acreage insured under WCE will have an acreage
               reporting date of 12/15; and 4) a billing date of 10/01 of the year harvest
               normally occurs.

 46G   2008    If you have selected the Winter Coverage Endorsement (WCE) for barley, the
               following dates are applicable to your policy and refer to the year prior to
               the year in which harvest would normally occur, unless otherwise specified:
               1) For both winter and spring barley types, the sales closing date is 9/30;
               2) the final planting date for acreage covered under the WCE is 11/30 and the
               WCE will not be applicable to winter barley acreage initially planted after
               11/30; 3) fall planted barley acreage insured under WCE will have an acreage
               reporting date of 12/15; and 4) a billing date of 10/01 of the year harvest
               normally occurs.

 46H   2008    Winter Barley(091) - Any acreage of fall planted barley not covered by the
               winter coverage endorsement is not insured unless you request such coverage
               and we agree in writing that the acreage has an adequate stand in the spring
               to produce the yield used to determine your production guarantee. If you
               want to request coverage for such acreage, you must notify your crop
               insurance agent on or before the spring sales closing date.

 46L   2008    The Base Price and Harvest Price applicable to durum type wheat will
               be the price as stated in the CRC Commodity Exchange Endorsement for
               Winter Wheat.

 46M   2008    The Base Price and Harvest Price applicable to durum type wheat will
               be the price as stated in the CRC Commodity Exchange Endorsement for
               Spring Wheat.

 46N   2008    The Base Price and Harvest Price applicable to Khorasan type wheat will
               be the price as stated in the CRC Commodity Exchange Endorsement for
               Spring Wheat.

 46P   2007    Orchards on high water tables or with springs only qualify for the Irrigated
               Practice by written agreement.  Contact your crop insurance agent by the
               sales closing date to determine eligibility requirements.

 46Q   2008    The Projected Harvest Price and Fall Harvest Price, if applicable, for
               durum type wheat will be the price as stated in the RA Underwriting Rules
               for Spring Wheat.

 46R   2008    The Projected Harvest Price and Fall Harvest Price, if applicable, for
               Khorasan type wheat will be the price as stated in the RA Underwriting Rules
               for Spring Wheat.

 46U   2007    In accordance with section 3(b) of the Guaranteed Tobacco Crop Provisions
               (99-071), you must submit annual production reports to establish an
               approved yield used to establish your production guarantee. Annual
               production reports must be submitted in accordance with section 3(c)
               of the Basic Provisions.

 46V   2008     *** Group A2 - Type 198 includes the varieties of: Catawba and Dutchess.



 46W   2008     *** Group A3 - Type 199 includes the Niagara grape variety.


 46X   2008     *** Group A4 - Type 200 includes the Concord grape variety.


 47B   2007    In addition to section 11(c)(3)(iii) of the crop provisions, for harvested
               production subtract $60.00 per ton from the price received by the insured
               to adjust for costs incurred for harvest.



 47D   2007    In lieu of any policy provisions providing otherwise, the late planting
               period begins the day after the final planting date for the insured crop
               and ends 15 days after the final planting date.  For insured crop acreage
               planted during the late planting period, the production guarantee for each
               acre will be reduced for each day planted after the final planting date by:
                       One percent (1%) for the 1st through the 5th day; and
                       Two percent (2%) for the 6th through the 15th day.

 47J   2008     *** Group A - Type 371 includes the varieties of Cabernet Sauvignon,
               Chardonnay and Merlot.

 47K   2008     *** Group B - Type 372 includes the varieties of Sauvignon Blanc and
               Chenin Blanc.

 47L   2008     *** Group C - Type 373 includes the varieties of Barbera, Cabernet Franc,
               Gewurztraminer, Muscat Blanc/Muscat Canelli, Pinot Blanc, Pinot Noir,
               Zinfandel,Napa Gamay, Seval Blanc and other varieties.

 47M   2008     *** Group D - Type 374 includes the varieties of French Columbard,
                Ruby Cabernet, Semillon and White Riesling.

 47N   2008     *** Group A - Type 379 includes the varieties of Concord and Niagara.

 47P   2008     *** Group A - Type 378 includes the Muscadine grape varieties.

 47R   2008    Insurance will not attach to any acreage on which canola, crambe, chickpeas,
               dry beans, mustard, rapeseed, or sunflowers were planted in the previous
               crop year.

               A crop which was planted and then all plant growth is terminated by chemical
               or mechanical means prior to the acreage reporting date, will not be
               considered planted for rotational purposes ONLY. The insured is responsible
               to provide proof of insurability.

 47S   2008    Peach varieties ripening earlier than Redhaven are considered early and
               those ripening after Elberta are late for T-Yield purposes. If Type is not
               designated on the producer pre-acceptance worksheet, the T-Yield for
               "early" Type will be used for the block.

 47U   2008    The block's T-Yield will be adjusted downward if at least 10% of the acreage
               in the block is interplanted.  A weighted average will be computed based on
               acres by leaf year and density.  If a block has less than a 90% stand,
               reduce the T-Yield by the percent of missing trees and/or percent trees not
               of bearing age.

 47W   2008    A T-Yield of 2.0 Tons/acre will be applicable if grapes have produced 2.0
               Tons/acre prior to the 4th leaf year after planting or 3rd leaf year from
               grafting.

 47X   2008    A T-Yield of 2.0 Tons/acre may be substituted in a block's database for the
               three APH years (to complete a four year database), when production has been
               reported each year and this is the first year after the block has produced
               the minimum yield. Thereafter, a 2.5 Tons/acre T-Yield will be substituted
               (in place of 2.0 Tons/acre) for the missing APH years until four years of
               actual history exist and a substitute yield is no longer applicable.

 47Z   2008    Yields contained in the YA Substitution Table have been adjusted to
               recognize difference in age for that year.

 48A   2008     *** Group A1 - Type 201 includes the varieties of:  Elvira, Ventura,
               Aurora and/or all other natives.

 48B   2004     *** Group A2 - Type 202 includes the varieties of:  Niagara, Concord,
               Catawba and Dutchess.

 48C   2008     *** Group B1 - Type 203 includes the varieties of: Delaware, Golden Muscat,
               and Ives.

 48D   2008     *** Group B2 - Type 204 includes the varieties of: DeChaunac, Isabella,
               Cascade, Castel, Rosette and/or all other hybrids.

 48E   2008     *** Group B3 - Type 205 includes the varieties of: Rougeon, Cayuga White,
               Seyval Blanc.

 48F   2008     *** Group B4 - Type 206 includes the varieties of: Baco Noir, Vidal Blanc,
               Villard Blanc, Vignoles.

 48G   2008     *** Group B5 - Type 207 includes the varieties of:  Marechal Foch,
               Verdellet Blanc, Vincent, Leon Millot.

 48H   2008     *** Group B6 - Type 208 includes the varieties of:  Colobel, Chancellor,
               and Chelois.

 48I   2008     *** Group C - Type 209 includes the varieties of: Chambourcin, Traminette.

 48J   2008     *** Group D1 - Type 210 includes the varieties of: Chardonnay, Lemberger,
               and all other viniferas. Grape varieties in Group D1 - Type 210 are
               insurable only by written agreement.



 48K   2008     *** Group D2 - Type 211 includes the varieties of: Riesling, Pinot Blanc.
               Grape varieties in Group D2 - Type 211 are insurable only by written
               agreement.

 48L   2008     *** Group D3 - Type 212 includes the varieties of: Gewurztraminer,
               Pinot Gris and Pinot Noir. Grape varieties in Group D3 - Type 212 are
               insurable only by written agreement.

 48M   2008     *** Group D4 - Type 213 includes the varieties of: Cabernet Sauvignon,
               Cabernet Franc and Gamay Beaujolais. Grape varieties in Group D4 - Type 213
               are insurable only by written agreement.

 48N   2008     *** Group D5 - Type 214 includes the varieties of: Merlot and Sangiovese.
               Grape varieties in Group D5 - Type 214 are insurable only by written
               agreement.

 48P   2008    For units with multiple blocks, spacings, varieties and or ages, please
               refer to procedure in the Crop Insurance Handbook on Category C APH Crops
               for addressing weighted average transitional yields.

 48Q   2008    Orchards with tree populations less than 76 trees per acre are insurable
               only by written agreement through the Regional Office.

 48S   2008    See http://www.rma.usda.gov/aboutrma/fields/ga_rso/ for the 2007 crop year
               peach and nectarine varietal listings.

 48W   2008    In lieu of Section 12(e)(2) of the Grape Crop Provisions (crop provisions),
               grape production that is eligible for quality adjustment as specified in
               section 12(e)(1) of the crop provisions will be reduced by:

               (i) Dividing the value per ton of the damaged grapes by the value per ton
               for undamaged grapes (the value of undamaged grapes will not exceed the
               maximum price election for such grapes); and

               (ii) Multiplying this result (not to exceed 1.000) by the number of tons
               of the eligible damaged grapes.

 49A   2004    LRP-Swine coverage is available in all Illinois counties.

 49B   2004    LRP-Swine coverage is available in all Indiana counties.

 49C   2004    LRP-Swine coverage is available in all Kansas counties.

 49D   2004    LRP-Swine coverage is available in all Minnesota counties.

 49E   2004    LRP-Swine coverage is available in all Nebraska counties.

 49F   2004    LRP-Swine coverage is available in all Nevada counties.

 49G   2004    LRP-Swine coverage is available in all Oklahoma counties.

 49H   2004    LRP-Swine coverage is available in all Texas counties.

 49I   2004    LRP-Swine coverage is available in all Utah counties.

 49J   2004    LRP-Swine coverage is available in all Wyoming counties.

 49M   2005    Coverage for the insured crop grown using an organic farming practice is
               provided in this county.

               An organic rate factor is specified on the coverage and rate table.

               In addition to any requirements for separate APH yields (databases)
               contained in the policy and in FCIC approved procedures, separate databases
               for certified and transitional acreage are required for any insured crop
               grown using an organic farming practice and only acreage and production
               history from each acreage type of the organic farming practice will be
               contained in the applicable database.  Each database above will include
               production and acreage from any applicable buffer zone.

               Yields shown on the Transitional Yield and YA Substitution Table apply to
               the organic farming practice.

 49P   2008    *** Group A - Type 161 includes the varieties of Buffalo, Clinton, Concord,
               Elvira, Fredonia, Missouri Riesling, and Steuben.

 49Q   2008    *** Group B - Type 261 includes the varieties of Catawba, Delaware, Diamond,
               Dutchess, French Hybrids, Isabella, and Ives.

 49R   2008    *** Group C - Type 361 includes Niagara variety.


 49S   2008    Any unit containing varieties of Group A and Group B, Group A and Group C,
               or Groups A, B, and C for which separate guarantees have not been established
               by group will have Group A price elections and premium rates.  Any unit
               containing varieties of Group B and Group C for which separate guarantees
               have not been established by group will have Group C price elections and
               premium rates.

 49T   2005    Available coverage level and payment rate combinations, premium subsidy
               factors and administrative fees are as follows:

               Coverage    Payment     Minimum Number      Premium
                Level      Rate        Ag. Commodities     Subsidy      Policy
               Percentage  Percentage    Produced          Factor       Fee
                  65          75             1              .59          $30
                  65          90             2*             .59          $30
                  75 ++       65             1              .55          $30
                  75       75 or 90          2*             .55          $30
                  80       75 or 90          4*             .48          $30

               ++Available for 1-commodity farms only.
               * To qualify for any coverage level and payment rate combination other than
               the 65 percent coverage level with the 75 percent payment rate (65/75) or
               the 75 percent coverage level with the 65 percent payment rate (75/65), you
               must produce at least the minimum number of commodities shown in the chart
               above. The expected allowable income from each of the minimum number of
               commodities required (2 for 65/90, 75/75, 75/90, or 4 for 80/75 or 80/90)
               must be equal to or exceed the dollar amount determined as follows:
               (1)  Divide 1.0 by the number of commodities shown on your farm report
                    and round to 3 decimal places;
               (2) Multiply the result of (1) by 0.333; and
               (3) Multiply the result of (2) by the total expected allowable income shown
               on your farm report.

               Note:  Income from commodities expected to produce less than the minimum
               requirement to count as separate commodities will be grouped together by
               the premium calculator to determine if the farm is eligible for higher
               coverage level choices.  All commodities must be reported individually on
               the Annual Farm Report.

               Notwithstanding the above, insurance will not be provided when the expected
               allowable income from potatoes is greater than 83.35 percent of the total
               expected allowable income for the insurance year.

 4A1   2008    Rate map area 001 is applicable to all producers unless classified
               otherwise by the Corporation.

 4A3   2007    In lieu of Section 13(c)(2), of the Chile Pepper Pilot Crop Provisions,
               the value of the immature appraised chile pepper production, for
               vegetative stages VC through V5 and Reproductive Stages R1 through R3,
               will not be less than the dollar amount obtained by multiplying the
               reference maximum dollar amount shown on the actuarial documents by
               the percentage for the applicable stage, and multiplying that result by
               the percent of the remaining crop.  The value of the mature appraised
               production of chile peppers, for the R4 Reproductive Stage, will be the
               pounds of appraised production to count times the base contract price.

 4A4   2004    The minimum requirements for row and plant spacing for insurable
               practices are as follows:

                  1.  For all hand harvest practices, row spacing must be 3 - 4 feet
                      and plant spacing within the row must be 6 - 8 inches.
                  2.  For all machine harvest practices, plantings must be in beds
                      84 - 90 inches apart or as recommended by the harvester
                      manufacturer.  Each bed must have 3 - 4 rows spaced 24 - 30
                      inches and plant spacing within the row must be 2 - 4 inches
                      to achieve a minimum of 55 - 60,000 plants per acre.

 4A5   2004    Pursuant to Section 7(a)(4) of the Pecan Revenue Pilot Provisions 99-020,
               direct marketed pecans are insurable in Baldwin/Mobile counties for the
               2004 crop year.

 4AB   2008    Land planted to the insured crop the first three crop years following
               the clearing of trees or brush will be insurable only by written
               agreement.  Contact your crop insurance agent by the sales closing date
               to determine eligibility requirements.

 4AI   2008    * Peach varieties with a chilling hour requirement of 700 hours or
               less are unisurable in this county.

 4AK   1997    Any acreage of alfalfa the fourth and succeeding crop years after the
               year of establishment will be insurable only by written agreement.  If
               you were insured last year, you must make a request through your crop
               insurance agent for coverage on overage stands by October 31 preceding
               the sales closing date.  New insureds must make requests by November
               30.  An inspection or other acceptable evidence of an adequate stand
               must accompany the request and is required to determine if the acreage
               is insurable.  Any request for coverage on overage stands, including
               supporting documentation, which is not submitted by the applicable dates
               provided above, will be denied and your overage stand will not be
               insurable.  Contact your crop insurance agent for more information on
               overage stands.

 4AY   2007    In accordance with Section 7(b) of the crop provisions, insurance will not
               attach to any acreage on which potatoes were planted in either of the two
               preceding crop years or sunflowers were planted in the preceding crop year;
               however, if acreage had not been previously cultivated, potatoes will be
               insurable any two of the first three crop years.

 4AZ   1998    Any acreage in this county for which a rate has not been established or
               which has been designated as uninsurable or unclassified on the FCI-33
               CROP INSURANCE ACTUARIAL MAP will be insurable only by written agreement,
               unless such acreage is classified by an FCI-33 CROP INSURANCE ACTUARIAL
               SUPPLEMENT.  Classification codes beginning with the letter 'A' on the
               county FCI-33 CROP INSURANCE ACTUARIAL MAP are classifications for FCIC
               identified high risk land.  THE FCI-35 rate classification 'AAA' will
               apply for high risk land.  Contact your crop insurance agent by the sales
               closing date to determine eligibility requirements.

 4B    1999    Land which has been seeded to rice for the two preceding crop years will
               be insurable only by written agreement.  Contact your crop insurance agent
               by sales closing date to determine eligibility requirements.

 4B1   1998    MINIMUM VALUE:
               The minimum value to be used for harvested and appraised production will be
               $2.00 per 42-pound crate for practices 120 (Fall Planted Irrigated) and
               320 (Spring Planted Irrigated).  The minimum value to be used for harvested
               and appraised production will be $4.00 per 42-pound crate for practice 220
               (Winter Planted Irrigated).

               ALLOWABLE COST:
               The allowable cost for harvested production will include the actual cost
               of harvesting, grading, packing containers, hauling and selling not to
               exceed $2.50 per 42-pound crate.

 4B5   2007    No-till canning or processing beans will be insurable only by written
               agreement.  Contact your crop insurance agent by the sales closing date
               to determine eligibility requirements.

 4BL   2007    Land located within the boundaries of the levee(s) that confine any
               1. river 2. channel 3. bypass 4. settling basin or 5. creek is insurable
               only by written agreement.  Contact your crop insurance agent by the sales
               closing date to determine eligibility requirements.

 4C5   1997    Any acreage of alfalfa the fifth and succeeding crop years after the year
               of establishment will be insurable only by written agreement.  If you
               were insured last year, you must make a request through your crop
               insurance agent for coverage on overage stands by October 31 preceding
               the sales closing date.  New insureds must make requests by November 30.
               An inspection or other acceptable evidence of an adequate stand must
               accompany the request and is required to determine if the acreage is
               insurable.  Any request for coverage on overage stands, including
               supporting documentation, which is not submitted by the applicable dates
               provided above, will be denied and your overage stand will not be
               insurable.  Contact your crop insurance agent for more information on
               overage stands.

 4C7   1996    Any acreage of Grass Mixture the seventh and succeeding crop years after
               the year of estabishment will be insurable only by written agreement.  If
               you were insured last year, you must make a request through your crop
               insurance agent for coverage on overage stands by October 31 preceding the
               sales closing date.  New insureds must make requests by November 30.  An
               inspection or other acceptable evidence of an adequate stand must accompany
               the request and is required to determine if the acreage is insurable.  Any
               request for coverage on overage stands, including supporting documentation,
               which is not submitted by the applicable dates provided above, will be
               denied and your overage stand will not be insurable.  Contact your crop
               insurance agent for more information on overage stands.

 4CC   1997    Any acreage of alfalfa the fourth and succeeding crop years after the
               year of establishment or alfalfa-grass mixtures the sixth and succeeding
               crop years after the year of establishment will be insurable only by
               written agreement.  If you were insured last year, you must make a
               request through your crop insurance agent for coverage on overage
               stands by October 31 preceding the sales closing date.  New insureds
               must make requests by November 30.  An inspection or other acceptable
               evidence of an adequate stand must accompany the request and is required
               to determine if the acreage is insurable.  Any request for coverage on
               overage stands, including supporting documentation, which is not submitted
               by the applicable dates provided above, will be denied and your overage
               stand will not be insurable.  Contact your crop insurance agent for more
               information on overage stands.

 4CE   1997    Any acreage of alfalfa the third and succeeding crop years after the year
               of establishment or alfalfa-grass mixtures the fifth and succeeding crop
               years after the year of establishment will be insurable only by written
               agreement.  If you were insured last year, you must make a request through
               your crop insurance agent for coverage on overage stand by October 31
               preceding the sales closing date.  New insureds must make requests by
               November 30.  An inspection or other acceptable evidence of an adequate
               stand must accompany the request and is required to determine if the
               acreage is insurable.  Any request for coverage on overage stands,
               including supporting documentation, which is not submitted by the
               applicable dates provided above, will be denied and your overage stand
               will not be insurable.  Contact your crop insurance agent for more
               information on overage stands.

 4CI   1997    Any acreage of alfalfa or alfalfa-grass mixtures the fourth and
               succeeding crop years after the year of establishment or grass-
               mixtures the third and succeeding crop years after the year of
               establishment will be insurable only by written agreement. If you
               were insured last year, you must make a request through your crop
               insurance agent for coverage on overage stands by October 31 preceding
               the sales closing date.  New insured must make requests by November 30.
               An inspection or other acceptable evidence of an adequate stand must
               accompany the request and is required to determine if the acreage is
               insurable.  Any request for coverage on overage stands, including
               supporting documentation, which is not submitted by the applicable dates
               above, will be denied and your overage stand will not be insurable.
               Contact your crop insurance agent for more information on overage
               stands.

 4CJ   2001    The definition of year of establishment is:

                   the calendar year of seeding, if the crop is spring-seeded, or
                   the calendar year following seeding, if the crop is fall-seeded.
                   (e.g., The year of establishment for a crop seeded on or before
                    June 30, 1990 (spring-seeded) is 1990.  The year of establishment
                    for a crop seeded on or after July 1, 1990 (fall-seeded) is 1991.)

 4D1   2000    Unless preplant fumigation of the soil is administered for the current crop
               year, loss of production due to Nematodes will not be an insurable cause of
               loss on any land that was planted to potatoes in either of the two
               preceding crop years.

 4D3   2002    Insurance will not attach to any acreage on which potatoes were planted
               in either of the two preceding crop years or sugar beets were planted in
               the preceding crop year; however, if acreage has not been previously
               cultivated, potatoes will be insurable any two of the first three crop
               years.

 4DB   2007    Non-irrigated light red and dark red kidney beans will be insurable
               only by written agreement.  Contact your crop insurance agent by the
               sales closing date to determine eligibility requirements.

 4DO   2005    There is a one-year lag period in reporting production.  Production
               reports through the 2004 crop year are required for the 2006 crop year.
               Any unit that does not have a 2004 crop year production report is
               uninsurable for the 2006 crop year.


 4DX   2008    All varietal stands within an orchard that are over 15 years of age
               will require an annual field inspection.  This annual inspection
               will be done at the discretion of the Regional Office.

 4ED   2004    Any non-irrigated acreage from which a hay crop was harvested (other
               than hay made from a damaged small grain crop) or a small grain crop
               was harvested for grain in the same calendar year will be insurable
               only by written agreement.  Contact your crop insurance agent by the
               sales closing date to determine eligibility requirements.

 4EE   1998    Any acreage from which a hay crop was harvested (other than hay made
               from a damaged small grain crop) or a small grain crop was harvested for
               grain the same calendar year will be insurable only by written
               agreement.  Contact your crop insurance agent by the sales closing date
               to determine eligibility requirements.

 4EY   1997    The rates for Type IV, Cling Peaches for Processing, are available by
               varietal group.  See the county Actuarial Document Book for the
               acceptable varieties for each varietal group.

 4F2   1996    APPROVED MALTING BARLEY VARIETIES:  Azure
                                                   B1602
                                                   Excel
                                                   Morex
                                                   Robust

               All varieties recommended for malting by the American Malting Barley
               Association, Inc.

               Varieties meeting the conditions set forth in the Malting Barley Option
               Amendment, but not shown as an approved variety, will be insured. Contact
               your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 4F3   1999    APPROVED MALTING BARLEY VARIETIES:  Anheuser Busch 1602 (6-row)
                                                   Azure (6-row)
                                                   Excel (6-row)
                                                   Morex (6-row)
                                                   Robust (6-row)
                                                   Stander
                                                   Triumph

               All varieties recommended for malting by the American Malting Barley
               Association, Inc.

               Varieties meeting the conditions set forth in the Malting Barley Option
               Amendment, but not shown as an approved variety, will be insured.  Contact
               your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 4F7   1998    APPROVED MALTING BARLEY VARIETIES:  B1202
                                                   B2601
                                                   Crest
                                                   Crystal
                                                   Excel
                                                   Galena
                                                   Harrington
                                                   Klages
                                                   Moravian III
                                                   Morex
                                                   Russell

               All varieties recommended for malting by the American Malting Barley
               Association, Inc.

               Varieties meeting the conditions set forth in the Malting Barley Option
               Amendment, but not shown as an approved variety, will be insurable. Contact
               your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 4F8   1998    APPROVED MALTING BARLEY VARIETIES:  Anheuser Busch 1201 (2-row)
                                                   Anheuser Busch 1202 (2-row)
                                                   Anheuser Busch 2601 (6-row)
                                                   Clark (2-row)
                                                   Crystal (2-row)
                                                   Galena
                                                   Harrington (2-row)
                                                   Triumph
                                                   Klages (2-row)
                                                   Moravian III (2-row)
                                                   Morex (6-row)

               All varieties recommended for malting by the American Malting Barley
               Association, Inc.

               Varieties meeting the conditions set forth in the Malting Barley Option
               Amendment, but not shown as an approved variety, will be insured. Contact
               your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 4F9   1998    APPROVED MALTING BARLEY VARIETIES:  B1202
                                                   B2601
                                                   Crest
                                                   Crystal
                                                   Excel
                                                   Harrington
                                                   Klages
                                                   Morex
                                                   Russell

               All varieties recommended for malting by the American Malting Barley
               Association, Inc.

               Varieties meeting the conditions set forth in the Malting Barley Option
               Amendment, but not shown as an approved variety, will be insured. Contact
               your crop insurance agent before the sales closing date to determine
               eligibility requirements.

 4FU   1998    Insurance will not attach to acreage on which potatoes were planted in each
               of the four preceding crop years, except on acreage classified Area 2 for
               reporting purposes.  Disease will not be an insurable cause of loss on
               such acreage.

 4G    1996      ****Grass mixture type will include any stand of forage in which
               Timothy grass comprises 55 to 99.9 percent of the ground cover, and the
               remaining will be clover and/or alfalfa of which alfalfa comprises less
               than 25 percent of the ground cover.

 4H    2008    Acreage will be insurable only by written agreement the first year it is
               in irrigated crop production.  Contact your crop insurance agent by the
               sales closing date to determine eligibility requirements.

 4H1   1999    Non-irrigated grain corn will be insurable as grain only by written
               agreement if you have non-irrigated corn grain for:

                    1.  A minimum of five (5) years Actual Production History (APH).

                    2.  A minimum of three (3) non-loss years.

                    3.  The production potential of the requested acreage must be
                        comparable to your submitted APH.

               Contact your crop insurance agent by the sales closing date to determine
               eligibility requirements.  If a written agreement is not approved, such
               insurable non-irrigated corn acreage will be insured as non-irrigated
               silage.

 4I    1998    Non-irrigated safflowers may be insurable only by written agreement.
               Contact your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 4IN   1998    AMOUNT OF INSURANCE:
               The amount of insurance will be determined in accordance with the
               provisions of Section 4(b) of the Quota Plan of Tobacco Crop Insurance
               Policy.

 4JC   1998    ****Group B - 271 Insurable Varieties:  Chardonnay, Merlot, Cabernet
               varieties, and/or Pinot varieties.

 4JK   2000    ****Group C - 272 Insurable Varieties:  Grenache, Zinfandel, Limberger
               and other pink or red varieties not elsewhere identified.

 4KJ   2007    Any non-irrigated acreage from which a hay crop was harvested (other
               than hay made from a damaged small grain crop) or a small grain crop
               was harvested for grain in the same calendar year will be insurable only
               by written agreement.  Contact your crop insurance agent by the sales
               closing date to determine eligibility requirements.

 4KK   2009    Definition of with frost protection: Applicable only to acreage
               adequately protected by frost protection equipment.  This includes
               a minimum of 40 serviceable heaters per acre or serviceable wind
               machines that provide a minimum of 7 propeller horsepower per acre
               in Arizona. Regardless of horsepower, one wind machine can service
               no more than ten acres.  The adequacy of the frost protection equipment
               for a unit will be determined by the Corporation.

 4KL   1996    Acreage which is flood irrigated will be insurable as non-irrigated
               for insurance purposes unless we agree in writing to insure the
               acreage as irrigated.  Contact your crop insurance agent by the sales
               closing date to determine eligibility requirements.

 4KP   2005    Definition of with frost protection: Applicable only to acreage adequately
               protected by frost protection equipment.  This includes a minimum of
               40 serviceable heaters per acre or serviceable wind machines that
               provide a minimum of 5 propeller horsepower per acre in California.
               Regardless of horsepower, one wind machine can service no more than
               ten acres.  The adequacy of the frost protection equipment for a unit
               will be determined by the Corporation.

 4LE   2001    A 10 percent discount in premium will be made when a basic unit is not
               divided into optional units earning premium.

 4LF   2001    Land flooded due to a breach in a levee during the 1993 crop year is
               insurable.  However, insureds must request a rate on such acreage through
               their crop insurance agent by the sales closing date.  This request must
               be received in the applicable Regional Office within 20 days of the sales
               closing date.


 4NG   2009    The juice option will be applicable to any contract where a fresh fruit option
               has not been elected by the insured in accordance with the provision of the
               insurance policy.

 4NH   2007    Acreage initially planted in rows not far enough apart to permit
               cultivation will be insurable only by written agreement.  Contact
               your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 4NI   2007    Only legumes of the genus PHASEOLUS and VIGNA which are harvested
               as mature dry beans are insurable.  Types or classes of dry beans of
               the genus, PHASEOLUS and VIGNA, not shown on the county coverage and
               rate table will be insurable only by written agreement.  Contact your
               crop insurance agent by the sales closing date to determine eligibility
               requirements.

 4NT   1996      **No-till type 31 (burley) tobacco is insurable at the same rates and
               coverages as conventional-till type 31 tobacco.

 4PG   1997    PRODUCTION GUARANTEE COMPUTATION:
               The total wet inshell pounds production guarantee per acre will be the
               percentage for the level you elect multiplied by the yield per acre
               approved by us for the insured acreage.

 4Q    2008    Any fall-seeded acreage which has been airplane or broadcast seeded will
               be insurable only by written agreement.  Contact your crop insurance
               agent by the sales closing date to determine eligibility requirements.

 4Q2   1997    The percentage factor, as stated on the Potato Quality Option, will be
               based on the actual average percentage of potatoes grading U.S. No. 1 or
               better for fresh market or U.S. No.2 or better for processing as deter-
               mined from your records.  If less than four year of records are available,
               the factor will be calculated as follows:

                *Years of Actual      Actual Average     **Default      Percentage
                   Percentage            Percentage      Percentage        Factor
                      Record                (AAP)           (DP)            (PF)

                        0                  (0 AAP)    +  (4 DP)/4     =      PF
                        1                  (1 APP)    +  (3 DP)/4     =      PF
                        2                  (2 AAP)    +  (2 DP)/4     =      PF
                        3                  (3 AAP)    +  (1 DP)/4     =      PF

               *Use of loss records showing the percentage of potatoes meeting the grade
               designations stated above must be used as an actual year of records for
               any year in which we determine the percentage of potatoes meeting the
               stated grades.

               **The default percentage is:

                            Fresh Market                    Processing

                                  #1                        #2 or Better

                                  70                             85

 4Q3   1997    The percentage factor, as stated on the Potato Quality Option, will be
               based on the actual average percentage of potatoes grading U.S. No. 1 or
               U.S. No. 2 or better for Group A potatoes or U.S. No. 2 or better for Group
               B potatoes as determined from your records.  If less than four years of
               records are available, the percentage factor will be calculated as follows:

               *Years of Actual      Actual Average       **Default       Percentage
                  Percentage          Percentage          Percentage        Factor
                    Records              (AAP)               (DP)            (PF)

                       0                 (0 AAP)     +     (4 DP)/4    =      PF
                       1                 (1 AAP)     +     (3 DP)/4    =      PF
                       2                 (2 AAP)     +     (2 DP)/4    =      PF
                       3                 (3 AAP)     +     (1 DP)/4    =      PF

               *Use of loss records showing the percentage of potatoes meeting the grade
               designations stated above must be used as an actual year of records for any
               year in which we determine the percentage of potatoes meeting the stated
               grades.

               **The default percentage is;

                             Fresh Market                      Processing

                         #1        #2 or Better               #1         #2 or Better

                Group A  60             70                    60              90
                Group B  70             75                    75              85

 4Q4   1997    The percentage factor, as stated on the Potato Quality Option, will be
               based on the actual percentage of potatoes grading U.S. No. 2 or better as
               determined from your records.  If less than four years of records are
               available, the percentage factor will be calculated as follows:

               *Years of Actual      Actual Average       **Default        Percentage
                  Percentage           Percentage         Percentage         Factor
                    Records              (AAP)               (DP)             (PF)

                       0                 (0 AAP)      +    (4 DP)/4     =      PF
                       1                 (1 AAP)      +    (3 DP)/4     =      PF
                       2                 (2 AAP)      +    (2 DP)/4     =      PF
                       3                 (3 AAP)      +    (1 DP)/4     =      PF

               *Use of loss records showing the percentage of potatoes meeting the grade
               designations stated above must be used as an actual year of records for
               any year in which we determine the percentage of potatoes meeting the
               stated grades.

               **The default percentage is:

                        Fresh Market                          Processing

                        #2 or Better                          #2 or Better

                                  85                                85

 4Q5   2004    The percentage factor, as stated on the Potato Quality Option, will be
               based on the actual average percentage of potatoes grading U.S. No. 1 or
               better as determined from your records.  If less than four years of records
               are available, the percentage factor will be calculated as follows:

               *Years of Actual       Actual Average      **Default        Percentage
                  Percentage           Percentage         Percentage          Factor
                   Records                (AAP)              (DP)             (PF)
                      0                  (0 AAP)      +    (4 DP)/4     =      PF
                      1                  (1 AAP)      +    (3 DP)/4     =      PF
                      2                  (2 AAP)      +    (2 DP)/4     =      PF
                      3                  (3 AAP)      +    (1 DP)/4     =      PF

               *Use of loss records showing the percentage of potatoes meeting the grade
               designations stated above must be used as an actual year of records for
               any year in which we determine the percentage of potatoes meeting the
               stated grades.

               **The default percentage is:

                        Fresh Market                        Processing

                        #1 or Better                        #1 or Better

                             85                                 85

 4Q6   1997    The percentage factor, as stated on the Potato Quality Option, will be
               based on the actual average percentage of potatoes grading U.S. No.1 or
               better as determined from your records.  If less than four years of records
               are available, the percentage factor will be calculated as follows:

               *Years of Actual     Actual Average       **Default        Percentage
                  Percentage          Percentage         Percentage         Factor
                    Records             (AAP)               (DP)             (PF)

                       0               (0 AAP)      +    (4 DP)/4     =       PF
                       1               (1 AAP)      +    (3 DP)/4     =       PF
                       2               (2 AAP)      +    (2 DP)/4     =       PF
                       3               (3 AAP)      +    (4 DP)/4     =       PF

               *Use of loss records showing the percentage of potatoes meeting the grade
               designations stated above must be used as an actual year of records for
               any year in which we determine the percentage of potatoes meeting the
               stated grades.

               **The default percentage is:

                            Fresh Market                         Processing

                            #1 or Better                         #1 or Better

                Russets              82                           82
                Others               85                           85

 4Q7   1997    The percentage factor, as stated on the Potato Quality Option, will be
               based on the actual average percentage of potatoes grading U.S. No. 1 or
               better as determined from your records.  If less than four years of records
               are available, the percentage factor calculated as follows:

               *Years of Actual      Actual Average       **Default        Percentage
                 Percentage           Percentage          Percentage         Factor
                   Records               (AAP)               (DP)             (FP)

                      0                 (0 AAP)     +      (4 DP)/4    =       PF
                      1                 (1 AAP)     +      (3 DP)/4    =       PF
                      2                 (2 AAP)     +      (2 DP)/4    =       PF
                      3                 (3 AAP)     +      (1 DP)/4    =       PF

               *Use of loss records showing the percentage of potatoes meeting the grade
               designations stated above must be used as an actual year of records for any
               year in which we determine the percentage of potatoes meeting the stated
               grades.

               **The default percentage is:

                            Fresh Market                   Processing

                            #1 or Better                   #1 or Better

                Russets            60                          60
                Red                75                          75
                White              75                          75

 4Q9   2007    The percentage factor, as stated on the Northern Potato Quality Endorsement,
               will be based on the actual average percentage of potatoes grading U.S. No. 1
               or U.S. No. 2 or better Group A potatoes or U.S. No. 1 or U.S. No. 2 or better
               Group B potatoes as determined from your records.  If less than four
               years of records are available, the percentage factor will calculated as
               follows:

               *Years of Actual        Actual Average       **Default        Percentage
                  Percentage             Percentage         Percentage          Factor
                    Records                (AAP)               (DP)              (PF)
                       0                  (0 AAP)     +     (4 DP)/4    =         PF
                       1                  (3 AAP)     +     (3 DP)/4    =         PF
                       2                  (2 AAP)     +     (2 DP)/4    =         PF
                       3                  (1 AAP)     +     (1 DP)/4    =         PF

               *Any actual average percentages must be submitted and certified in accordance
               with Actual Production History (APH) procedures. Use of loss records showing
               the percentage of potatoes meeting the grade designations stated above must be
               used as an actual year of records for any year in which we determine the
               percentage of potatoes meeting the stated grade.

               **The default percentage is:

                             Fresh Market                     Processing

                            #1       #2 or Better            #1          #2 or Better

                Group A     55            70                 55               90
                Group B     65            70                 65               90

 4QD   1997    Acreage planted using non-certified seed is insurable only if the seed
               stock is two years or less removed from certification.

 4QL   1997    The percentage factor, as stated on the Potato Quality Option, will be
               based on the actual average percentage of potatoes grading U.S. No. 1 or
               U.S. No. 2 or better for Group A potatoes or U.S. No. 2 or better for Group
               B potatoes as determined from your records.  If less than four years of
               records are available, the percentage factor will be calculated as follows:

                *Years of Actual     Actual Average     ** Default    Percentage
                   Percentage          Percentage       Percentage      Factor
                     Records              (AAP)            (DP)          (PF)

                        0                (0 AAP)    +    (4 DP)/4    =    PF
                        1                (1 AAP)    +    (3 DP)/4    =    PF
                        2                (4 AAP)    +    (2 DP)/4    =    PF
                        3                (3 AAP)    +    (1 DP)/4    =    PF

               *Use of loss records showing the percentage of potatoes meeting the grade
               designations stated above must be used as an actual year of records for any
               year in which we determine the percentage of potatoes meeting the stated
               grades.

               **The default percentage is:

                           Fresh Market                  Processing

                         #1         #2 or Better           #1        #2 or Better

               Group A   60              70                60             90
               Group B   65              70                65             90

 4QQ   2008    Crystal, Kennebec or Sebago varieties are insurable only by written
               agreement.  Contact your crop insurance agent to determine eligibility
               requirements.

 4QU   2007    The percentage factor, as stated on the Northern Potato Quality Endorsement,
               will be based on the actual average percentage of potatoes grading U.S. No. 1
               or U.S. No. 2 or better for Group A potatoes or U.S. No.1 or U.S. No. 2 or
               better for Group B potatoes as determined from your records.  If less than four
               years of records are available, the percentage factor will be calculated as
               follows:

               *Years of Actual      Actual Average     **Default       Percentage
                  Percentage          Percentage        Percentage        Factor
                    Records              (AAP)             (DP)            (PF)
                      0                 (0 AAP)     +     (4 DP)/4    =     PF
                      1                 (1 AAP)     +     (3 DP)/4    =     PF
                      2                 (2 AAP)     +     (2 DP)/4    =     PF
                      3                 (3 AAP)     +     (1 DP)/4    =     PF

               *Any actual average percentages must be submitted and certified in accordance
               with Actual Production History (APH) procedures. Use of loss records showing
               the percentage of potatoes meeting the grade designations stated above must be
               used as an actual year of records for any year in which we determine the
               percentage of potatoes meeting the stated grades.

               **The default percentage is :

                         Fresh Market                     Processing

                        #1        #2 or Better            #1          #2 or Better

                Group A 55              70                55               90
                Group B 60              70                60               90

 4R    2007    The percentage factor, as stated on the Northern Potato Quality Endorsement,
               will be based on the actual average percentage of potatoes grading U.S. No. 1
               or U.S. No. 2 or better Group A potatoes or U.S. No. 1 or U.S. No. 2 or better
               Group B potatoes as determined from your records.  If less than four years
               of records are available, the percentage factor will be calculated as
               follows:

               *Years of Actual    Actual Average       **Default         Percentage
                  Percentage        Percentage          Percentage         Factor
                    Records           (AAP)                (DP)             (PF)
                       0             (0 AAP)      +      (4 DP)/4      =     PF
                       1             (1 AAP)      +      (3 DP)/4      =     PF
                       2             (2 AAP)      +      (2 DP)/4      =     PF
                       3             (3 AAP)      +      (1 DP)/4      =     PF

               *Any actual average percentages must be submitted and certified in accordance
               with Actual Production History (APH) procedures.  Use of loss records showing
               the percentage of potatoes meeting the grade designations stated above must be
               used as an actual year of records for any year in which we determine the
               percentage of potatoes meeting the stated grades.

               **The default percentage is:

                             Fresh Market                     Processing

                           #1          #2 or Better            #1          #2 or Better

                Group A    60               75                 60               90
                Group B    65               75                 65               90

 4R0   2007    The percentage factor, as stated on the Northern Potato Quality Endorsement,
               will be based on the actual average percentage of potatoes grading U.S. No. 1
               or U.S. No. 2 or better for Group A potatoes or U.S. No. 1 or U.S. No. 2 or
               better for Group B potatoes as determined from your records.  If less than
               four years of records are available, the percentage factor will be
               calculated as follows:

               *Years of Actual     Actual Average       **Default       Percentage
                  Percentage          Percentage         Percentage        Factor
                    Records             (AAP)               (DP)            (PF)
                        0             (0 AAP)      +      (4 DP)/4     =     PF
                        1             (1 AAP)      +      (3 DP)/4     =     PF
                        2             (2 AAP)      +      (2 DP)/4     =     PF
                        3             (3 AAP)      +      (1 DP)/4     =     PF

               *Any actual average percentages must be submitted and certified in accordance
               with Actual Production History (APH) procedures. Use of loss records showing
               the percentage of potatoes meeting the grade designations stated above must be
               used as an actual year of records for any year in which we determine the
               percentage of potatoes meeting the stated grades.

               **The default percentage is:

                           Fresh Market                    Processing

                         #1            #2 or Better          #1      #2 or Better

                Group A  60                 70               60           85
                Group B  70                 75               70           85

 4R1   2007    The percentage factor, as stated on the Northern Potato Quality Endorsement,
               will be based on the actual average percentage of potatoes grading U.S. No. 1
               or U.S. No. 2 or better Group A potatoes or U.S. No. 1 or U.S. No. 2 or better
               Group B potatoes as determined from your records.  If less than four years
               or records are available, the percentage factor will be calculated as
               follows:

               *Years of Actual    Actual Average      **Default       Percentage
                  Percentage        Percentage         Percentage        Factor
                    Records           (AAP)              (DP)             (PF)
                         0           (0 AAP)     +    (4 DP)/4        =    PF
                         1           (1 AAP)     +    (3 DP)/4        =    PF
                         2           (2 AAP)     +    (2 DP)/4        =    PF
                         3           (3 AAP)     +    (1 DP)/4        =    PF

               *Any actual average percentages must be submitted and certified in accordance
               with Actual Production History (APH) procedures.  Use of loss records showing
               the percentage of potatoes meeting the grade designations stated above must be
               used as an actual year of records for any year in which we determine the
               percentage of potatoes meeting the stated grades.

               **The default percentage is:

                           Fresh Market                   Processing

                           #1          #2 or Better         #1         #2 or Better

                Group A    60               70              60              90
                Group B    65               70              65              90

 4R2   2007    For purposes of the Northern Potato Quality Endorsement, the percentage factors
               will be based on the actual average percentage of potatoes grading U.S. No. 1
               or U.S. No. 2 or better Group A potatoes or U.S. No. 1 or U.S. No. 2 or better
               Group B potatoes as determined from your records.  If less than four years
               of records are available, the percentage factor will be as follows:

               *Years of Actual     Actual Average     **Default      Percentage
                  Percentage         Percentage        Percentage       Factor
                    Records            (AAP)             (DP)           (PF)
                         0            (0 AAP)     +    (4 DP)/4     =    PF
                         1            (1 AAP)     +    (3 DP)/4     =    PF
                         2            (2 AAP)     +    (2 DP)/4     =    PF
                         3            (3 AAP)     +    (1 DP)/4     =    PF

               *Any actual average percentages must be submitted and certified in accordance
               with Actual Production History (APH) procedures. Use of loss records showing
               the percentage of potatoes meeting the grade designations stated above must be
               used as an actual year of records for any year in which we determine the
               percentage of potatoes meeting the stated grade.

               **The default percentage is:

                             Fresh Market                    Processing

                         #1        #2 or Better              #1          #2 or Better

                Group A  60             70                   60               85
                Group B  65             70                   65               85

 4R4   2007    The percentage factor, as stated on the Northern Potato Quality Endorsement,
               will be based on the actual average percentage of potatoes grading U.S. No. 1
               or U.S. No. 2 or better for Group A potatoes or U.S. No. 1 or U.S. No. 2 or
               better for Group B potatoes as determined from your records.  If less than
               four years of records are available, the percentage factors will be
               calculated as follows:

               *Years of Actual     Actual Average      **Default         Percentage
                  Percentage          Percentage        Percentage          Factor
                    Records             (AAP)             (DP)               (PF)
                      0                (0 AAP)     +     (4 DP)/4      =      PF
                      1                (1 AAP)     +     (3 DP)/4      =      PF
                      2                (2 AAP)     +     (2 DP)/4      =      PF
                      3                (3 AAP)     +     (1 DP)/4      =      PF

               *Any actual average percentages must be submitted and certified in accordance
               with Actual Production History (APH) procedures. Use of loss records showing
               the percentage of potatoes meeting the grade designations stated above must be
               used as an actual year of records for any year in which we determine the
               percentage of potatoes meeting the stated grade.

               **The default percentage is:

                              Fresh Market                   Processing

                          #1           #2 or Better            #1          #2 or Better

                Group A   50                65                 50               85
                Group B   65                70                 65               90

 4R5   2007    The percentage factor, as stated on the Northern Potato Quality Endorsement,
               will be based on the actual average percentage of potatoes grading U.S. No. 1
               or U.S. No. 2 or better Group A potatoes or U.S. No. 1 or U.S. No. 2 or better
               Group B potatoes as determined by your records.  If less than four years of
               records are available, the percentage factor will be calculated as follows:

               *Years of Actual    Actual Average      **Default      Percentage
                 Percentage         Percentage         Percentage      Factor
                    Records            (AAP)               (DP)         (PF)
                     0                (0 AAP)     +     (4 DP)/4    =    PF
                     1                (1 AAP)     +     (3 DP)/4    =    PF
                     2                (2 AAP)    +      (2 DP)/4    =    PF
                     3                (3 AAP)    +      (1 DP)/4    =    PF

               *Any actual average percentages must be submitted and certified in accordance
               with Actual Production History (APH) procedures.  Use of loss records showing
               the percentage of potatoes meeting the grade designations stated above must be
               used as an actual year of records for any year in which we determine the
               percentage of potatoes meeting the stated grades.

               **The default percentage is:

                          Fresh Market                     Processing

                           #1      #2 or Better          #1         #2 or Better

                Group A    65           75               65              90
                Group B    70           80               70              90

 4R6   2007    The percentage factor, as stated on the Northern Potato Quality Endorsement,
               will be based on the actual average percentage of potatoes grading U.S. No. 1
               or U.S. No. 2 or better Group A potatoes or U.S. No. 1 or U.S. No. 2 or better
               Group B potatoes as determined by your records.  If less than four years of
               records are available, the percentage factor will be calculated as follows:

               *Years of Actual      Actual Average      **Default        Percentage
                  Percentage           Percentage        Percentage         Factor
                     Records              (AAP)              (DP)            (PF)
                       0                 (0 AAP)    +     (4 DP)/4    =       PF
                       1                 (1 AAP)    +     (3 DP)/4    =       PF
                       2                 (2 AAP)   +      (2 DP)/4   =        PF
                       3                 (3 AAP)   +      (1 DP)/4   =        PF

               *Any actual average percentages must be submitted and certified in accordance
               with Actual Production History (APH) procedures. Use of loss records showing
               the percentage of potatoes meeting the grade designations stated above must be
               used as an actual year of records for any year in which we determine the
               percentage of potatoes meeting the stated grades.

               **The default percentage is:

                       Fresh Market                     Processing

                         #1           #2 or better          #1          #2 or Better

                Group A  55                65               55               90
                Group B  60                65               60               90

 4R8   2007    The percentage factor, as stated on the Northern Potato Quality Endorsement,
               will be based on the actual average percentage of potatoes grading U.S. No. 1
               or U.S. No. 2 or better Group A potatoes or U.S. No. 1 or U.S. No. 2 or better
               Group B potatoes as determined from your records.  If less than four years
               of records are available, the percentage factor will be calculated as
               follows:

               *Years of Actual     Actual Average         **Default       Percentage
                  Percentage          Percentage           Percentage        Factor
                    Records             (AAP)                 (DF)            (PF)
                          0           (0 AAP)       +       (4 DP)/4    =      PF
                          1           (1 AAP)       +       (3 DP)/4    =      PF
                          2           (2 AAP)       +       (2 DP)/4    =      PF
                          3           (3 AAP)       +       (1 DP)/4    =      PF

               *Any actual average percentages must be submitted and certified in accordance
               with Actual Production History (APH) procedures. Use of loss records showing
               the percentage of potatoes meeting the grade designations stated above must be
               used as an actual year of records for any year in which we determine the
               percentage of potatoes meeting the stated grades.

               **The default percentage is:

                            Fresh Market                     Processing

                            #1          #2 or Better         #1            #2 or Better

                Group A     55              65               55                 85
                Group B     65              75               65                 85

 4R9   2007    The percentage factor, as stated on the Northern Potato Quality Endorsement,
               will be based on the actual average percentage of potatoes grading U.S. No. 1
               or U.S. No. 2 or better Group A potatoes or U.S. No. 1 or U.S. No. 2 or better
               Group B potatoes as determined from your records.  If less than four years
               of records are available, the percentage factor will be calculated as
               follows:

               *Years of Actual   Actual Average      **Default         Percentage
                 Percentage        Percentage         Percentage          Factor
                    Records          (AAP)              (DP)               (PF)
                         0          (0 AAP)      +   (4 DP)/4      =        PF
                         1          (1 AAP)      +   (3 DP)/4      =        PF
                         2          (2 AAP)      +   (2 DP)/4      =        PF
                         3          (3 AAP)      +   (1 DP)/4      =        PF

               *Any actual average percentages must be submitted and certified in accordance
               with Actual Production History (APH) procedures. Use of loss records showing
               the percentage of potatoes meeting the grade designations stated above must be
               used as an actual year of records for any year in which we determine the
               percentage of potatoes meeting the stated grades.

               **The default percentage is:

                              Fresh Market                   Processing

                          #1          #2 or Better           #1           #2 or Better

                Group A   55               65                55                85
                Group B   65               70                65                90

 4RD   2003    Orchards irrigated only with emitter or low volume systems, high water
               water tables or springs only qualify for the Irrigated Practice by
               written agreement.  Contact your crop insurance agent by the sales
               closing date to determine eligibility requirements.

 4RV   2001    Rate Map Area 002 is applicable to all producers who select the 65%
               coverage level or below who agree in writing on our form to waive their
               rights to replant payments otherwise provided by the policy.  This
               agreement must be executed with the Regional Office of the Corporation.
               Rate Map Area 001 is applicable to all other producers.


 4RZ   2000    Allowable cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to exceed
               $3.00 per 25 pound carton.

 4S    1998    *** Barley or a mixture of barley with oats or wheat or both.  A mixture
               of barley with oats or wheat or both will be insurable if barley is the
               predominate grain in the mixture.

 4S1   2004    In lieu of Section 10(d)of the Sweetpotato Pilot Crop Provisions, the
               following applies to all insureds:
               In addition to all other notice requirements, you must also notify us of
               your intent to harvest at least 15 days prior to harvest or the end of
               insurance period, whichever is earlier.  We will conduct an appraisal
               that may be used to determine your production to count.  If damage occurs
               after this appraisal, we will conduct an additional appraisal.  These
               appraisals, and any acceptable records provided by you, will be used to
               determine your production to count.  Failure to give timely notice will
               result in an appraised amount of production to count that is not less than
               the production guarantee per acre.

 4S2   2004    In addition to the definitions listed in Section 1 of the Sweetpotato Pilot
               Crop Provisions, "Maturity" is defined as 100 days after the date when the
               sweetpotato acreage was planted.

 4S3   2004    The maximum coverage level for sweetpotatoes is 60 percent of the approved
               APH yield.



 4S4   2004    In lieu of Section 11(e)(3)(i)(C)of the Sweetpotato Pilot Crop Provisions,
               the total production to count, specified in hundredweight, from all
               insurable acreage on the unit will include all appraised production
               including not less than the production guarantee for acreage on which you
               fail to give us timely notice of harvest.


 4S5   2004    Section 2 of the Sweetpotato Pilot Crop Provisions, not withstanding,
               optional unit division is not available.  Only basic units are available.

 4SB   2007    As provided by the terms and conditions of the sugar beet policy, insurance
               will not attach on acreage the year following discovery of rhizomania.
               When identified as rhizomania infested acreage during an insurance covered
               period, production guarantees will be the stage percentile listed in the
               sugar beet policy.  Insurance coverage will not again become available
               until agreed, in writing, by us.

 4SG   1997    Any acreage of alfalfa the seventh and succeeding crop years after the year
               of establishment will be insurable only by written agreement.  If you were
               insured last year, you must make a request through your crop insurance
               agent for coverage on overage stands by October 31 preceding the sales
               closing date.  New insureds must make requests by November 30.  An
               inspection or other acceptable evidence of an adequate stand must accompany
               the request and is required to determine if the acreage is insurable.  Any
               request for coverage on overage stands, including supporting documentation,
               which is not submitted by the applicable dates provided above, will be
               denied and your overage stand will not be insurable.  Contact your crop
               insurance agent for more information on overage stands.

 4SH   1997    Any acreage of alfalfa the fourth and succeeding crop years after the
               year of establishment will be insurable only by written agreement.  If
               you were insured last year, you must make a request through your crop
               insurance agent for coverage on overage stands by October 31 preceding
               the sales closing date. New insureds must make requests by November 30.
               An inspection or other acceptable evidence of an adequate stand must
               accompany the request and is required to determine is the acreage is
               insurable.  Any request for coverage on overage stands, including
               supporting documentation, which is not submitted by the applicable dates
               provided above, will be denied and your overage stand will not be
               insurable.  Contact your crop insurance agent for more information on
               overage stands.

 4T    2007    *Includes barley overseeded in winter wheat.  Barley overseeded in
               winter wheat will be insurable if barley is the predominate grain in
               the mixture.

 4TA   1998    For Quota Tobacco:  A copy of a written lease agreement between the
               landlord and the insured tenant is required to be on file in your crop
               insurance agent's office by the acreage reporting date.  The agreement must
               show the total effective quota of the farm serial number (FSN) and the
               amount of the effective quota leased to all tenants.  In the event of a
               loss, if your written lease agreement is not on file or it is in error,
               your effective quota will be distributed across the FSN to all insured and
               uninsured tenants based on planted acres to determine the insurable quota
               for insured tenants.

 4TD   2008    ****Insurable Varieties for Group A: Buffalo, Catawba, Clinton, Concord,
               Fredonia, Ives, Niagara, Starkstar and Steuben.
               Any unit containing both Group A and Group B varieties for which separate
               guarantees have not been established by group will have the Group A price
               elections and premium rates.

 4TE   2008    ****Insurable Varieties for Group B: Delaware, Diamond, Dutchess,
               Elvira, French/American Hybrids, Isabella, Missouri Riesling, and
               Norton (Cynthiana).
               Any unit containing both Group A and Group B varieties for which
               separate guarantees have not been established by group will have
               the Group A price elections and premium rates.

 4TF   1998    Insurance will not attach to acreage on which potatoes were planted in
               each of the four preceding crop years, except on acreage classified Area
               3 for rating purposes.  Disease will not be an insurable cause of loss on
               such acreage.

 4VN   2007    ** Direct Seeded acreage will be insurable only by written agreement.
               Contact your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 4VS   1997    The percentage factor, as stated on the Potato Quality Option, will be
               based on the actual average percentage of potatoes grading U.S. No. 1 or
               U.S. No. 2 or better Group A potatoes or U.S. No. 1 or U.S. No. 2 or better
               Group B potatoes as determined from your records.  If less than four years
               of records are available, the percentage factor will be calculated as
               follows:

               *Years of Actual      Actual Average      **Default       Percentage
                 Percentage           Percentage         Percentage        Factor
                    Records             (AAP)               (DP)            (PF)

                       0               (0 AAP)      +      (4 DP)/4   =      PF
                       1               (1 AAP)      +      (3 DP)/4   =      PF
                       2               (2 AAP)      +      (2 DP)/4   =      PF
                       3               (3 AAP)      +      (1 DP)/4   =      PF

               *Use of loss records showing the percentage of potatoes meeting the grade
               designations stated above must be used as an actual year of records for
               any year in which we determine the percentage of potatoes meeting the
               stated grades.

               **The default percentage is:

                           Fresh Market                 Processing

                          #1           #2 or Better                #1       #2 or Better

                Group A   55                65                     55            90
                Group B   60                65                     65            90

 4WD   1996    Frost or freeze is not an insurable cause of loss after September 20.

 4WW   2008    Any acreage in this county for which a rate has not been established or
               which has been designated as uninsurable or unclassified on the FCI-33
               CROP INSURANCE ACTUARIAL MAP will be insurable only by written agreement,
               unless such acreage is classified by an FCI-33 CROP INSURANCE ACTUARIAL
               SUPPLEMENT.  This acreage is identified on an FCI-33 CROP INSURANCE
               ACTUARIAL MAP.

               Contact your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 4XA   2008    Clams that were less than 10 mm at seeding will not be insurable until
               they have grown to at least 10 mm in size, have been appraised, and the
               appraisal amount entered on the inventory report as the number seeded.
               The survival factor is then applied.

 4XB   2008    The percent referenced in Section 6(f) of the crop provisions shall
               be 300%.


 4XC   2008    Protective netting must be maintained on the raceways until such time
               as 70 percent or more of the clams have reached a size of 35mm or
               greater.  Netting may then be removed without violating Section 8(f)
               of the Cultivated Clam Pilot Crop Insurance Provisions.

 4XD   2004    The clam stages referenced in Section 1 "Definitions" are as follows:

                    Stage 1 - Not applicable
                    Stage 2 - Clams that are at least 10 mm in size seeded after
                              July 15 of the most recent past crop year.
                    Stage 3 - Clams that are at least 10 mm in size seeded before
                              July 16 of the most recent past crop year.
                    Stage 4 - Not applicable

 4XE   2008    In addition to optional units based on non-contiguous lease sites as
               referenced in Section 2(b) optional units will also be available based
               on stage as identified in these Special Provisions.  Clams seeded during
               the year of insurance will be classified as stage 2 and are considered
               part of the appropriate optional unit.

 4XF   2008    Liability of the stage 2 optional unit may be adjusted upward at loss
               time to reflect additional seeding as long as the total liability of the
               insurance contract does not exceed the total reported liability of the
               insurance contract.  Otherwise, a timely revised inventory report must
               have been submitted.

 4XG   2008    In addition to the provisions of Section 10(a) of the Cultivated Clam
               Pilot Insurance Provisions, the cause of loss must be documented by a
               recognized marine authority and a copy of the documentation included
               with the claim before a loss payment can be made.

 4XH   2008    Section 11, Replanting Payments, is not applicable to this county.

 4XI   2008    Clams initially seeded at more than 80 per square foot, will not be
               insurable against QPX.

 4XJ   2008    A survival factor of 60% will be applied to the number of 10 mm or above
               clams that have been seeded.  The resulting amount will be the maximum
               number of clams insurable regardless of stage.

 4XK   2004    Survival factor for Stage 2, 3, and 4 clams will be:
                    70%, (unless you provide production records for three consecutive
                    years in which case your records will be used to determine the
                    survival factor)
                    50%, If replanted, (clams that were to small for commercial use
                    when harvested and then replanted in the tidal waters) or
                    50%, If population exceeds 75 clams per square foot, (unless you
                    provide production records for three consecutive years in which
                    case your records will be used to determine the survival factor)

 4XL   2008    Grow-out bags must be:
                    A mesh bag in which the mesh size must be appropriate for the size
                    clam contained within the bag but no smaller than 8 millimeters.
                    Clams in bags with mesh smaller than 8 millimeters will be considered
                    nursery clams even if the clams are larger than 10 millimeters.

                    (If planted after the sales closing date for crop year 2004) tagged
                    with the owners name and Aquaculture certification (AQ) number.
                    This tag must be able to withstand corrosion and last with legible
                    information for the duration the bag is in the tidal waters.

 4XM   2008    In addition to the requirements of Section 6, "Clam Inventory Value
               Report":
                    You must report all clams on the unit including any clams owned or
                    subleased by other individuals or entities.

                    You must provide a map of your lease site (S) with enough detail to
                    distinguish seeded area, within the site.  This map must include all
                    clams on the site including any area subleased to another person.
                    This map must be initially turned in with your inventory value report
                    and must be revised and submitted to your agent quarterly.  This map
                    must include the name and AQ number of every person that has clams on
                    your lease site.  Failure to report clams belonging to another on your
                    lease will result in those clams counted as production to count for
                    any loss situation.

 4XN   2008    You must provide your agent with a copy of all sales receipts for any
               seed (both nursery and grow out seed) purchased during the year.  These
               copies must be provided to agent within 10 days of the purchase.

 4XO   2008    Replant payments are not authorized for this county.

 4XP   2004    Clams that are a minimum of 10 millimeters, measured at the longest shell
               distance that is parallel to the hinge, but less than 7/8 inch thick
               measured at the hinge.

 4XQ   2004    Clams that are a minimum of 7/8 inch thick measured at the hinge, but
               less than 1 1/8 inch thick measured at the hinge.

 4XR   2004    Clams that are a minimum of 1 1/8 inch thick measured at the hinge and
               greater.

 4XS   2008    For Catastrophic insurance coverage only:  Your inventory value report
               for all clams cannot exceed the lesser of the value from section 6(f) of
               the policy or 250 percent of your previous year's sales of clams; and if
               the above restrictions cause you to under report the value of your
               inventory, you must present records acceptable to us to prove your actual
               inventory value to receive a waiver of these restrictions.

 4XT   2008    For Catastrophic insurance coverage only:  Your inventory value report
               for all clams cannot exceed the lesser of the value from section 6(f) of
               the policy or 200 percent of your previous year's sales of clams; and if
               the above restrictions cause you to under report the value of your
               inventory, you must present records acceptable to us to prove your actual
               inventory value to receive a waiver of these restrictions.

 4YY   2007    The varietal type Yukon Gold will be considered insurable as a white type
               and will be designated as a white type for the purposes of this policy.

 4ZZ   2009    See the County Special Provisions document and the County FCI-33, CROP
               INSURANCE ACTUARIAL MAP, for determination of high risk or unrated areas.


 50C   2007    Any acreage in this county with a high rate designation on the FCI-33
               CROP INSURANCE ACTUARIAL MAP/FCI-33 CROP INSURANCE SUPPLEMENT is
               insurable by written agreement only.  If a written agreement is issued,
               the premium rate will be derived from the actuarial table based on the
               applicable approved yield.

 50D   2007    In accordance with the Sweetpotato Crop Provisions, scouting must be
               performed once on or about the 50th day after planting. On or about is
               defined as ten (10) calendar days before or after the designated day.

 50E   2007    In accordance with the Sweetpotato Crop Provisions, the insured cultivar
               must be of the Beauregard variety.

 50F   2007    In accordance with the Sweetpotato Crop Provisions, maturity is defined
               as not less than 105 days after planting.

 50G   2007    In accordance with the Sweetpotato Crop Provisions, an appraisal for
               uninsured causes of loss will be made if the unit was not planted with
               a sufficient number of slips to achieve a planting density of not less
               than 9,800 plants per acre.

 50H   2005    In accordance with the Sweetpotato Crop Provisions, the price for
               computing certain indemnities for unharvested acres will be $12.00
               per cwt. multiplied by the price election percentage.

 50J   2005    In accordance with the Sweetpotato Crop Provisions, the price for
               computing certain indemnities for unharvested acres will be $9.00
               per cwt. multiplied by the price election percentage.

 50K   2005    In accordance with the Sweetpotato Crop Provisions, the price for
               computing certain indemnities for unharvested acres will be $9.00
               per cwt. multiplied by the price election percentage.

 510   2004    Grade of Strict Low Middling,(41) Leaf 4, 1 1/32 inch staple length
               and 3.7 micronaire reading will be used for quality adjustments in
               accordance with the provisions of the insurance policy.

 51A   2005    The following rotation statement applies to (095) Forage/Feed Peas Grown
               for Seed and to (097) Smooth Green & Yellow types:
               Insurance will not attach to any acreage on which field peas (Forage/Feed
               Peas Grown for Seed and/or Smooth Green & Yellow) were planted in either of
               the previous two (2) crop years or on which sunflowers were planted in the
               previous crop year.  A crop which was planted and then all plant growth
               is terminated by chemical or mechanical means prior to the acreage reporting
               date, will not be considered planted for rotational purposes ONLY.
               The insured is responsible to provide proof of insurability.

 51B   2005    The following rotation statement applies to the (099) Lentil Type:
               Insurance will not attach to any acreage on which lentils were planted in
               either of the previous two (2) crop years or on which any broadleaf crop
               (not including grass crops) was planted in the previous crop year.  A crop
               which was planted and then all plant growth is terminated by chemical or
               mechanical means prior to the acreage reporting date, will not be considered
               planted for rotational purposes ONLY. The insured is responsible to provide
               proof of insurability.

 51C   2007    Peas grown for seed stock include Forage/Feed Peas but are not limited to
               varieties such as Arvika, Magna, Maple, & 4010. Such peas must be grown
               under a contract.

 51D   2008    ALFALFA - Acreage initially seeded as a pure stand of perennial alfalfa
               (including alfalfa seeded with a cover crop or nurse crop).  Acreage not
               meeting the adequate stand requirements for alfalfa will be insured as
               alfalfa grass or grass alfalfa mixtures, as applicable.

               ALFALFA GRASS MIXTURE - Acreage initially seeded as a mixture of perennial
               alfalfa and perennial grasses, meeting the adequate stand and age
               requirements for alfalfa grass mixture on the Special Provisions.
               The mixture will not be insured as the alfalfa type.

               GRASS ALFALFA MIXTURE - Acreage initially seeded as a mixture of perennial
               alfalfa and perennial grasses, meeting the adequate stand and age
               requirements for grass alfalfa mixture, but not the alfalfa grass mixture,
               on the Special Provisions.  The mixture will not be insured as the alfalfa
               type.

 51E   2007    The percentage factor, as stated on the Northern Potato Quality Endorsement
               will be based on the actual average percentage of potatoes grading U.S. No. 2
               or better as determined from your records.  If less than four year of records
               are available, the factor will be calculated as follows:

                *Years of Actual      Actual Average     **Default      Percentage
                   Percentage            Percentage      Percentage        Factor
                      Record                (AAP)           (DP)            (PF)
                        0                  (0 AAP)    +  (4 DP)/4     =      PF
                        1                  (1 AAP)    +  (3 DP)/4     =      PF
                        2                  (2 AAP)    +  (2 DP)/4     =      PF
                        3                  (3 AAP)    +  (1 DP)/4     =      PF

               *Any actual average percentages must be submitted and certified in accordance
               with actual production (APH) procedures.  Use of loss records showing the
               percentage of potatoes meeting the grade designations stated above must be used
               as an actual year of records for any year in which we determine the percentage
               of potatoes meeting the stated grades.

               **The default percentage is:

                            Fresh Market                   Processing

                            #2 or Better                   #2 or Better

                               85                             85

 51F   2005    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $4.30 per carton.

 51G   2008    Alfalfa or Forage mixture containing at least 50 percent Alfalfa, Clover,
               Birdsfoot Trefoil, or any other locally recognized and approved forage
               legume species (by weight).

 51H   2005    The minimum value to be used for harvested and appraised production will be
               $3.35 per 42-pound crate for practices 120 (Fall Planted Irrigated) and
               320 (Spring Planted Irrigated). The minimum value to be used for harvested
               and appraised production will be $5.90 per 42-pound crate for practice
               220 (Winter Planted Irrigated).


 51J   2005    Allowable cost harvested production will include the actual cost of picking,
               grading, packing containers, hauling and selling not to exceed $2.35
               per 42-pound crate.

 51L   2005    Minimum Value Option Price:  If you selected Option I of the Minimum Value
               Option, the minimum value option price is $3.40.  If you selected Option II
               of the Minimum Value Option, the minimum value option price is zero.

 51N   2005    Minimum Value Option Price:  If you selected Option I of the Minimum Value
               Option, the minimum value option price is $2.90. If you selected Option II
               of the Minimum Value Option, the minimum value option price is zero.

 51O   2005    The minimum value to be used for harvested and appraised production will
               be $2.20 per 42-pound crate for practices 120 (Fall Planted Irrigated)
               and 320 (Spring Planted Irrigated).

 51P   2006    Allowable cost harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to
               exceed $3.00 per 42-pound crate.


 51S   2007    Instead of reporting your tobacco production for the previous year, as
               required by section 3 of the Basic Crop Provisions, there is a lag period
               of one year, e.g. for the 2004 crop year, you must report production from
               the 2002 crop year by the production reporting date.

 51T   2007    * Insurable Varieties: Thompson Seedless, Muscats, Monukkas, Sultanas,
               Black Imperial, Superior Seedless, Ruby Seedless, Flame Seedless,
               Selma Pete and DOVine.
               (Fiesta will be considered Thompson Seedless.)

 51U   2006    PLUMS VARIETIES BY VARIETAL GROUP
               Following are the acceptable Plums varieties for each varietal group. Any
               variety not listed will be insured under the early varietal group until
               such time as it is classified by the California Tree Fruit Agreement and
               added to the approved list for the following year. Producers must continue
               to insure all Plums acreage in a county.

               EARLY SEASON - Ambra, Andys Pride, Black Beaut, Black Giant, Dolly, Durado,
               Earliqueen, First Beaut, First Jewel, Frontier, Gar Beaut, Gar Rosa,
               May Rosa, Murietta, New Lane, Passion, Prima Black, Prima Dona, Red Beaut,
               Red Noble, Red Nugget, Red Roy, Rich Red, Rosa Ann, Rose Ann, Rose Zee,
               Royal Red, Royal Zee, Santa Rosa, Scarlet Ram, Showtime, Spring Beaut,
               Westener, Others.

               MID-SEASON - 276-051, Aleta Rose, Andy's Best, Black Diamond, Black Gold,
               Black Jack, Black Premium, Black Splendor, Black Torch, Blackamber,
               Burgandy, Catalina, Challenger, Early Black Diamond, Early Friar,
               Early Hawaiian Ann, Early Simka, Ebony, El Dorado, Fortune, Frank Ann,
               Friar, Grand Rosa, Hirome Red, Improved Late Santa Rosa, JD Red,
               Joanna Red, July Red, July Santa Rosa, June Beaut, Laroda, Late Santa Rosa,
               Mariposa, Midsummer, Onyx Jewel, Owen T, Prime Time, Purple Majesty,
               Queen Rosa, Red Jewel, Red Lane, Rojo Grande, Royal Garnet, Simka,
               Sir George, Sugar Prune, Sunrise, Ticino/Tulare Giant, Wickson,
               Wool/Monte Red.

               LATE-SEASON - 4949 Black, 707 Prune, 92-99R, Angee, Angeleno, Autumn Beaut,
               Autumn Giant, Autumn Jade, Autumn Pride, Autumn Rose, Betty Anne,
               Black Flame, Black Knight, Candy Black, Candy Red, Carolyn Harris,
               Casselman, Cherry Red, Ebony Jewel, Ebony Sun, Elephant Heart,
               Emerald Beaut, Empress, Freedom, French Improved Prune, French Prune,
               Gar Arias, Gar Fantasy, Gar Jumbo, Gar Red, Golden Globe, Golden Nectar,
               Howard Sun, J.E. Sun, John W, Kelsey, King David, King Diamond, King James,
               King Richard, Kingo Black, King's Black, Linda Rosa, Maragoni Black,
               Mid Red/Tiger Red, Monster Red, Moyer Prune, Nubiana, October Gem,
               October Sun, Patty Anne, President, Prima Rosa, Queen Ann, Red Giant,
               Red Ram, Red Rosa, Red Sun, Rosemary, Royal Diamond, Royal Star, Roysum,
               Ruby Red, Scarlet Sun, September King, Sharron's Plum, Sierra Sweet,
               Standard, Sweet Mirriam, Sweetheart, Touchdown.



 51V   2008    In lieu of the definition of late planting period in Section 1 of the Basic
               Provisions, the late planting period for fall planted wheat (not covered by
               a winter coverage endorsement) begins the day after the final planting date
               and ends 10 days after the final planting date.


 51W   2008    In lieu of the definition of late planting period in Section 1 of the Basic
               Provisions, the late planting period for fall planted wheat (not covered by
               a winter coverage endorsement) begins the day after the final planting date
               and ends 15 days after the final planting date.


 51X   2009    Definition of with frost protection: Applicable only to acreage adequately
               protected by frost protection equipment.  This includes a minimum of
               40 serviceable heaters per acre or serviceable wind machines that
               provide a minimum of 5 propeller horsepower per acre in California.
               Regardless of horsepower, one wind machine can service no more than
               ten acres. This also includes solid set sprinklers or foggers that are
               supplied by well water.  If the pump is not able to supply all the acreage
               of the grove simultaneously with well water, only that acreage that can be
               supplied will be considered With Frost Protection.  The Corporation will
               determine the adequacy of the frost protection equipment for a unit.

 51Y   2008    In accordance with Section 12 (b)(1) the maximum amount of the replanting
               payment per acre will be the lesser of 25 percent of the production
               guarantee or five tons, multiplied by your third stage (final) price
               election, multiplied by your share.

 51Z   2008    In determining production to count for quality adjustment purposes,
               the price election plus the allowable cost will be used to determine
               the actual price per bushel according to the Peach Crop Insurance
               Provisions.

               Allowable cost for fresh peaches for determining actual price per
               bushel will be $5.00 per bushel.

 52A   2008    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count. The QA Factor (not less than zero) will be multiplied by the number
               of bushels remaining after any reduction due to excessive moisture (in
               accordance with the applicable crop provisions) to determine the net
               production to count. Any grain which, due to insurable causes, has zero
               market value (net zero market value after consideration of additional costs
               to deliver damaged grain to a market of reasonable distance outside your
               local marketing area) will not be considered production to count if the
               production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in section 6.

               1  Barley will be discounted for grade as follows:

                  Grade                  DF

                  U.S. No. 5           VAR01
                  U.S. Sample Grade    VAR02

               2  Barley will be discounted for low test weight as follows:

                    Test Weight Pounds    DF     Test Weight Pounds    DF
                    36 and above        None     32-32.99           VAR05
                    35-35.99           VAR08     31-31.99           VAR04
                    34-34.99           VAR07     30-30.99           VAR03
                    33-33.99           VAR06     Below 30 - See Section 6

               3  Barley will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:

                     Kernel Damage %DF   Kernel Damage %DF    Kernel Damage %DF
                     10 and below  None   19.01-20   VAR18   27.01-28     VAR26
                     10.01-11    VAR09    20.01-21   VAR19   28.01-29     VAR27
                     11.01-12    VAR10    21.01-22   VAR20   29.01-30     VAR28
                     12.01-13    VAR11    22.01-23   VAR21   30.01-31     VAR29
                     13.01-14    VAR12    23.01-24   VAR22   31.01-32     VAR30
                     14.01-15    VAR13    24.01-25   VAR23   32.01-33     VAR31
                     15.01-16    VAR14    25.01-26   VAR24   33.01-34     VAR32
                     16.01-17    VAR15    26.01-27   VAR25   Above 34 - See Section 6
                     17.01-18    VAR16
                     18.01-19    VAR17


 52B   2008    4  Barley will be discounted for percent thin barley as follows:

                  Thin Barley %      DF
                  75 and below      None
                   75.01-80        VAR01
                   80.01-85        VAR02
                   85.01-90        VAR03
                   90.01-95        VAR04
                   95.01-100       VAR05

               5  Barley will be discounted garlicky grade as follows:

                  Garlicky =VAR06

               6  Barley with (A) a test weight below 30 pounds per bushel; (B) a kernel
               damage percentage above 34 percent; (C) a sound barley percentage below
               50 percent; (D) an ergoty or smutty grade; (E) a musty, sour, or
               commercially objectionable foreign odor (except smut or garlic odor);
               or (F) the presence of substances or conditions identified by the Food
               and Drug Administration or other public health organizations of the United
               States as injurious to human or animal health; may be allowed a discount
               factor. To determine the discount factor, the reduction in value (RIV)
               due to all covered quality deficiencies will be determined and that value will
               then be divided by the local market price*.  Discount factors included in
               sections 1 through 5 will not be used if production qualifies for
               adjustment under this section 6.

               A  The RIV specified in section 6 will be limited to amounts that
               are usual, customary, and reasonable. If the RIV can be decreased by
               conditioning the production, the RIV after conditioning may be
               increased by the cost of conditioning, provided that the resulting
               RIV does not exceed the RIV before conditioning. No RIV will be
               accepted if it is due to (1) moisture content; (2) damage due to
               uninsured causes; or (3) drying, handling, processing, or any other
               costs associated with normal harvesting, handling, and marketing
               of the production.

 52C   2008    B   RIV's used will be those in the local market area in which you
               normally market the crop, to the extent feasible. If the RIV for a
               buyer located outside your local market area is less than the RIV in
               your local market area, then the RIV may be increased by the additional
               costs required to deliver the production to the buyer, provided that
               the resulting RIV does not exceed the RIV in your local market area.
               If the damaged production has been sold, the Discount Factor will be
               based upon the RIV's applied by the buyer unless it is determined that
               such RIV's are not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such
               production in a manner which establishes a value.  In such cases, the
               value we agree to will be utilized in accordance with our approved
               procedures to determine the RIV for quality adjustment purposes according
               to section 6 herein.  Only production qualifying under the terms of this
               section 6 (a pre-established discount factor for at least one quality
               deficiency is not contained in the discount factor charts above) may be
               adjusted in this manner.  Notwithstanding the first two sentences of this
               paragraph C, claims involving production containing levels of substances
               or having conditions that are injurious to human or animal health in
               excess of the maximum amounts allowed by the Food and Drug Administration,
               or other public health organizations of the United States or agency of
               the applicable State may not be settled until such production is sold,
               used, or destroyed.   The value used to determine the RIV for such
               production will be the amount received for the production, or, if the
               production is used, the value you offer and we agree to.

               D  The RIV and local market price* will be determined on the earlier
               of the date such quality-adjusted production is sold or the date of final
               inspection for the unit.

               *  The "Local Market Price" as defined in the applicable crop provisions.

 52D   2008    Subparagraph 11(d) (3) (ii) of the Small Grains Crop Provisions does not
               apply.  In lieu of the provisions in paragraph 11(d) (4) of the Small
               Grains Crop Provisions, oat production that has a musty, sour, or
               commercially objectionable foreign odor (except smut or garlic odor) or
               that is otherwise eligible for quality adjustment, as specified in
               paragraphs 11(d) (2) and (3) of such provisions, will be reduced as
               follows:


 52E   2008    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the
               number of bushels remaining after any reduction due to excessive moisture
               (in accordance with the applicable crop provisions) to determine the
               net production to count.  Any grain which, due to insurable causes, has
               zero market value (net zero market value after consideration of additional
               costs to deliver damaged grain to a market of reasonable distance outside
               your local marketing area) will not be considered production to count if
               the production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in section 5.

               1  Oats will be discounted for grade as follows:

                  Grade                  DF
                  U.S. Sample Grade     VAR01

               2  Oats will be discounted for low test weight as follows:

                  Test Weight Pounds      DF      Test Weight Pounds      DF
                   27 and above          None      24-24.99              VAR02
                   26-26.99              VAR04      Below 24 - See Section 5
                   25-25.99              VAR03

               3  Oats will be discounted for percent sound oats as follows:

                  Sound Oats %    DF        Sound Oats %   DF
                  80 and above    None      69-69.99      VAR09
                  79-79.99       VAR19      68-68.99      VAR08
                  78-78.99       VAR18      67-67.99      VAR07
                  77-77.99       VAR17      66-66.99      VAR06
                  76-76.99       VAR16      65-65.99      VAR05
                  75-75.99       VAR15      Below 65 - See Section 5
                  74-74.99       VAR14
                  73-73.99       VAR13
                  72-72.99       VAR12
                  71-71.99       VAR11
                  70-70.99       VAR10

               4  Oats will be discounted for garlicky or smutty grade as follows:

                  Garlicky = VAR20      Smutty = VAR21

               5  Oats with (A) a test weight below 24 pounds per bushel; B) a sound
                  oats percentage below 65 percent; (C) a musty, sour, or commercially
                  objectionable foreign odor (except smut or garlic odor); D) an ergoty
                  grade; or (E) the presence of substances or conditions identified by
                  the Food and Drug Administration or other public health organizations
                  of the United States as injurious to human or animal health; may be
                  allowed a discount factor.  To determine the discount factor, the
                  reduction in value (RIV) due to all covered quality deficiencies will
                  be determined and that value will then be divided by the local market
                  price*.  Discount factors included in sections 1 through 4 will not be
                  used if production qualifies for adjustment under this section 5.

 52F   2008    A  The RIV specified in section 5 will be limited to amounts that are
               usual, customary, and reasonable. If the RIV can be decreased by
               conditioning the production, the RIV after conditioning may be
               increased by the cost of conditioning, provided that the resulting RIV
               does not exceed the RIV before conditioning. No RIV will be accepted if
               it is due to (1) moisture content; (2) damage due to uninsured causes;
               or (3) drying, handling, processing, or any other costs associated with
               normal harvesting, handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you normally
               market the crop, to the extent feasible. If the RIV for a buyer located
               outside your local market area is less than the RIV in your local market
               area, then the RIV may be increased by the additional costs required to
               deliver the production to the buyer, provided that the resulting RIV
               does not exceed the RIV in your local market area. If the damaged
               production has been sold, the discount factor will be based upon the
               RIV's applied by the buyer unless it is determined that such RIV's are
               not usual, customary, and reasonable.

               C   For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such
               production in a manner which establishes a value.  In such cases, the
               value we agree to will be utilized in accordance with our approved
               procedures to determine the RIV for quality adjustment purposes according
               to section 5 herein. Only production qualifying under the terms of this
               section 5 (a pre-established discount factor for at least one quality
               deficiency is not contained in the discount factor charts above) may be
               adjusted in this manner. Notwithstanding the first two sentences of this
               paragraph C, claims involving production containing levels of substances
               or having conditions that are injurious to human or animal health in
               excess of the maximum amounts allowed by the Food and Drug Administration,
               other public health organizations of the United States or agency of the
               applicable State may not be settled until such production is sold, used,
               or destroyed.  The value used to determine the RIV for such production
               will be the amount received for production, or, if the production is used,
               the value you offer and we agree to.

               D  The RIV and local market price* will be determined on the earlier of
               the date such quality-adjusted production is sold or the date of final
               inspection for the unit.

               *  The "Local Market Price" as defined in the applicable crop provisions.

 52G   2008    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the applicable
               Discount Factors (DF) below (expressed as three-place decimals). No other
               quality factors will be considered in determining production to count. The
               QA Factor (not less than zero) will be multiplied by the number of bushels
               remaining after any reduction due to excessive moisture (in accordance with
               the applicable crop provisions) to determine the net production to count.
               Any grain which, due to insurable causes, has zero market value (net zero
               market value after consideration of additional costs to deliver damaged
               grain to a market of reasonable distance outside your local marketing
               area) will not be considered production to count if the production is
               destroyed.  Production that is not destroyed in a manner acceptable to us
               will be adjusted in accordance with the rules below for the respective types
               and levels of damage.  Additional costs to deliver grain outside your local
               market will be allowed only for types and levels of damage included in
               section 6.

               1  The wheat classes Hard Red Winter (HRW), Soft White Wheat (SWW),
                  Hard White Wheat (HWW), Hard Red Spring (HRS), Durum (DUM),
                  Soft Red Winter (SRW) will be discounted for grade as follows:

                  Grade                 DF           DF            DF
                                  HRW SWW HWW        HRS       DUM,SRW

                  U.S. No. 5          VAR01         VAR36         VAR38
                  U.S. Sample Grade   VAR02         VAR37         VAR39

               2  Hard Red Spring and White Club wheat will be discounted for low
                  test weight as follows:

                    Test Weight Pounds  DF     Test Weight Pounds   DF
                     50 and above     None       45-45.99        VAR04
                     49-49.99        VAR08       44-44.99        VAR03
                     48-48.99        VAR07       Below 44 - See Section 6
                     47-47.99        VAR06
                     46-46.99        VAR05

                3   Wheat (all classes except Hard Red Spring and White Club) will be
                    discounted for low test weight as follows:

                    Test Weight Pounds  DF      Test Weight Pounds  DF
                    51 and above      None       45-45.99        VAR10
                      50-50.99       VAR15       44-44.99        VAR09
                      49-49.99       VAR14       Below 44 - See Section 6
                      48-48.99       VAR13
                      47-47.99       VAR12
                      46-46.99       VAR11

               4    Wheat (all classes) will be discounted for excessive defects
                    (excluding foreign material and heat damage) as follows:

                      Defects %     DF      Defects %    DF   Defects %    DF
                      15 and below  None    21.01-22  VAR22   28.01-29  VAR29
                      15.01-16      VAR16   22.01-23  VAR23   29.01-30  VAR30
                      16.01-17      VAR17   23.01-24  VAR24   30.01-31  VAR31
                      17.01-18      VAR18   24.01-25  VAR25   31.01-32  VAR32
                      18.01-19      VAR19   25.01-26  VAR26   32.01-33  VAR33
                      19.01-20      VAR20   26.01-27  VAR27   33.01-34  VAR34
                      20.01-21      VAR21   27.01-28  VAR28   34.01-35  VAR35
                                                              Above 35 - See Section 6

 52H   2008    5  Wheat (all classes) will be discounted for a light smutty or smutty
                  grade as follows:
                                        Light smutty =VAR01  Smutty =VAR02

               6  Wheat with (A) a test weight below 44 pounds per bushel; (B) a defects
               *** percentage above 35 percent; (C) a garlicky or ergoty grade; (D) a
               musty, sour, or commercially objectionable foreign odor (except smut or
               garlic odor); or (E) the presence of substances or conditions identified
               by the Food and Drug Administration or other public health organizations
               of the United States as injurious to human or animal health; may be allowed
               a discount factor. To determine the discount factor, the reduction in
               value (RIV) due to all covered quality deficiencies will be determined
               and that value will then be divided by the local market price*.
               Discount factors included in sections 1 through 5 will not be used if
               production qualifies for adjustment under this section 6.

               *** For quality adjustment purposes, defects (excluding foreign material
               and heat damage) consist of kernel damage and shrunken and broken kernels.
               In no event will a Discount Factor be allowed for kernel damage (excluding
               heat damage) and/or shrunken and broken kernels, in addition to defects.

               A  The RIV specified in section 6 will be limited to amounts that are
               usual, customary, and reasonable.  If the RIV can be decreased by con-
               ditioning the production, the RIV after conditioning may be increased by
               the cost of conditioning, provided that the resulting RIV does not exceed
               the RIV before conditioning.  No RIV will be accepted if it is due to
               (1) moisture content; (2) damage due to uninsured causes; or (3) drying,
               handling, processing, or any other costs associated with normal harvesting,
               handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you
               normally market the crop, to the extent feasible. If the RIV for a
               buyer located outside your local market area is less than the RIV in
               your local market area, then the RIV may be increased by the additional
               costs required to deliver the production to the buyer, provided that
               the resulting RIV does not exceed the RIV in your local market area. If
               the damaged production has been sold, the Discount Factor will be based
               upon the RIV's applied by the buyer unless it is determined that such
               RIV's are not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such
               production in a manner which establishes a value.  In such cases,
               the value we agree to will be utilized in accordance with our
               approved procedures to determine the RIV for quality adjustment
               purposes according to section 6 herein.  Only production qualifying
               under the terms of this section 6 (a pre-established discount factor
               for at least one quality deficiency is not contained in the discount
               factor charts above) may be adjusted in this manner.  Notwithstanding
               the first two sentences of this paragraph C, claims involving production
               containing levels of substances or having conditions that are injurious
               to human or animal health in excess of the maximum amounts allowed by
               the Food and Drug Administration, other public health organizations of
               the United States or agency of the applicable State may not be settled
               until such production is sold, used, or destroyed.  The value used to
               determine the RIV for such production will be the amount received for
               the production, or, if the production is used, the value you offer and
               we agree to.

               D  The RIV and local market price* will be determined on the earlier
               of the date such quality-adjusted production is sold or the date of
               final inspection for the unit.

               * The "Local Market Price" as defined in the applicable crop provisions.

 52I   2008    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the
               number of pounds remaining after any reduction due to excessive moisture
               (in accordance with the applicable crop provisions) to determine
               the net production to count.  Any grain which, due to insurable causes, has
               zero market value (net zero market value after consideration of additional
               costs to deliver damaged grain to a market of reasonable distance outside
               your local marketing area) will not be considered production to count if
               the production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in section 4.

               1  Canola will be discounted for grade as follow:

                  Grade               DF
                  U.S. Sample Grade VAR01

               2  Canola will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:

                  Kernel Damage %  DF      Kernel Damage %    DF
                  20 and below    None     23.01-24        VAR05
                  20.01-21       VAR02     24.01-25        VAR06
                  21.01-22       VAR03     Above 25 - See Section 4
                  22.01-23       VAR04


               3  Canola will be discounted for musty odor, sour odor, and commercially
                  objectionable foreign odor (COFO) as follows:

                  Musty Odor =VAR07       Sour Odor =VAR08       COFO =VAR09

               4  Canola with (A) a kernel damage percentage above 25 percent; or
               (B) the presence of substances or conditions identified by the Food
               and Drug Administration or other public health organizations of the
               United States as injurious to human or animal health; may be allowed
               a discount factor. To determine the discount factor, the reduction in
               value (RIV) due to all covered quality deficiencies will be determined
               and that value will then be divided by the local market price*.
               Discount factors included in sections 1 through 3 will not be used if
               production qualifies for adjustment under this section 4.




 52J   2008    A  The RIV specified in section 4 will be limited to amounts that are
               usual, customary, and reasonable. If the RIV can be decreased by
               conditioning the production, the RIV after conditioning may be
               increased by the cost of conditioning, provided that the resulting RIV
               does not exceed the RIV before conditioning. No RIV will be accepted if
               it is due to (1) moisture content; (2) damage due to uninsured causes;
               or (3) drying, handling, processing, or any other costs associated with
               normal harvesting, handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you normally
               market the crop, to the extent feasible. If the RIV for a buyer located
               outside your local market area is less than the RIV in your local market
               area, then the RIV may be increased by the additional costs required to
               deliver the production to the buyer, provided that the resulting RIV
               does not exceed the RIV in your local market area. If the damaged
               production has been sold, the Discount Factor will be based upon the
               RIV's applied by the buyer unless it is determined that such RIV's are
               not usual, customary, and reasonable.

               C   For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such
               production in a manner which establishes a value. In such cases, the
               value we agree to will be utilized in accordance with our approved
               procedures to determine the RIV for quality adjustment purposes
               according to section 4 herein.

               Only production qualifying under the terms of this section 4
               (a pre-established discount factor for at least one quality deficiency
               is not contained in the discount factor charts above) may be adjusted
               in this manner.  Notwithstanding the first two sentences of this
               paragraph C, claims involving production containing levels of substances
               or having conditions that are injurious to human or animal health in
               excess of the maximum amounts allowed by the Food and Drug Administration,
               other public health organizations of the United States or agency of the
               applicable State may not be settled until such production is sold, used,
               or destroyed.  The value used to determine the RIV for such production
               will be the amount received for the production, or, if the production
               is used, the value you offer and we agree to.

               D  The RIV and local market price* will be determined on the earlier of
                  the date such quality-adjusted production is sold or the date of final
                  inspection for the unit.

               *  The "Local Market Price" as defined in the applicable crop provisions.

 52K   2008    Subparagraph 11 (d) (3) (ii) of the Small Grains Crop Provisions does not
               apply. In lieu of the provisions in paragraph 11(d) (4) of the Small Grains
               Crop Provisions, rye production that has a musty, sour, or commercially
               objectionable foreign odor (except smut or garlic odor) or that is
               otherwise eligible for quality adjustment, as specified in paragraphs 11
               (d) (2) and (3) of such provisions, will be reduced as follows:


 52L   2008    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the applicable
               Discount Factors (DF) below (expressed as three-place decimals). No other
               quality factors will be considered in determining production to count. The
               QA Factor (not less than zero) will be multiplied by the number of bushels
               remaining after any reduction due to excessive moisture (in accordance with
               the applicable crop provisions) to determine the net production to
               count. Any grain which, due to insurable causes, has zero market value (net
               zero market value after consideration of additional costs to deliver
               damaged grain to a market of reasonable distance outside your local
               marketing area) will not be considered production to count if the
               production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in section 5.

               1  Rye will be discounted for grade as follows:

                  Grade                              DF
                  U.S. No. 4                         N/A
                  U.S. Sample Grade               VAR01


               2  Rye will be discounted for low test weight as follows:

                  Test Weight Pounds  DF
                  52 and above      None
                  51-51.99         VAR04
                  50-50.99         VAR03
                  49-49.99         VAR02
                  Below 49 - See Section 5

               3  Rye will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:

                  Kernel Damage %  DF   Kernel Damage %   DF   Kernel Damage %    DF
                    7 and below  None    16.01-17     VAR14  Above 25 - See Section 5
                    7.01-8      VAR05    17.01-18     VAR15
                    8.01-9      VAR06    18.01-19     VAR16
                    9.01-10     VAR07    19.01-20     VAR17
                   10.01-11     VAR08    20.01-21     VAR18
                   11.01-12     VAR09    21.01-22     VAR19
                   12.01-13     VAR10    22.01-23     VAR20
                   13.01-14     VAR11    23.01-24     VAR21
                   14.01-15     VAR12    24.01-25     VAR22
                   15.01-16     VAR13

               4  Rye will be discounted for percent Ergot as follows:

                   Ergot Percent     DF  Ergot Percent   DF   Ergot Percent    DF
                    0.30 and below None   0.81-0.90   VAR28    1.41-1.50    VAR34
                    0.31-0.40     VAR23   0.91-1.00   VAR29    1.51-1.60    VAR35
                    0.41-0.50     VAR24   1.01-1.10   VAR30    1.61-1.70    VAR36
                    0.51-0.60     VAR25   1.11-1.20   VAR31    1.71-1.80    VAR37
                    0.61-0.70     VAR26   1.21-1.30   VAR32    1.81-1.90    VAR38
                    0.71-0.80     VAR27   1.31-1.40   VAR33    1.91-2.00    VAR39
                                                               Above 2.00 - See Section 5

 52M   2008    5  Rye with (A) a test weight below 49 pounds per bushel; (B) a
               percent thin rye above 25 percent; (C) a garlicky or smutty grade
               (D) a kernel damage percentage above 25 percent; (E) an ergot percentage
               above 2 percent; (F) a musty, sour, or commercially objectionable foreign
               odor (except smut or garlic odor); or (G) the presence of substances
               or conditions identified by the Food and Drug Administration or other
               public health organizations of the United States as injurious to human
               or animal health; may be allowed a discount factor. To determine the
               discount factor, the reduction in value (RIV) due to all covered
               quality deficiencies will be determined and that value will then be
               divided by the local market price*.  Discount factors included in
               sections 1 through 4 will not be used if production qualifies for
               adjustment under this section 5.

               A  The RIV specified in section 5 will be limited to amounts that are
               usual, customary, and reasonable.  If the RIV can be decreased by con-
               ditioning the production, the RIV after conditioning may be increased
               by the cost of conditioning, provided that the resulting RIV does not
               exceed the RIV before conditioning.  No RIV will be accepted if it is due
               to (1) moisture content; (2) damage due to uninsured causes; or, (3)
               drying, handling, processing, or any other costs associated with normal
               harvesting, handling, and marketing of the production.

 52N   2008    B  RIV's used will be those in the local market area in which you normally
               market the crop, to the extent feasible. If the RIV for a buyer
               located outside your local market area is less than the RIV in your
               local market area, then the RIV may be increased by the additional
               costs required to deliver the production to the buyer, provided that
               the resulting RIV does not exceed the RIV in your local market area.
               If the damaged production has been sold, the Discount Factor will be
               based upon the RIV's applied by the buyer unless it is determined
               that such RIV's are not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such
               production in a manner which establishes a value.  In such cases, the
               value we agree to will be utilized in accordance with our approved
               procedures to determine the RIV for quality adjustment purposes according
               to section 5 herein.  Only production qualifying under the terms of this
               section 5 (a pre-established discount factor for at least one quality
               deficiency is not contained in the discount factor charts above) may be
               adjusted in this manner.  Not withstanding the first two sentences of this
               paragraph C, claims involving production containing levels of substances
               or having conditions that are injurious to human or animal health in excess
               of the maximum amounts allowed by the Food and Drug Administration, other
               public health organizations of the United States or agency of the
               applicable State may not be settled until such production is sold, used,
               or destroyed.

               The value used to determine the RIV for such production will be the amount
               received for the production, or, if the production is used, the value you
               offer and we agree to.

               D  The RIV and local market price* will be determined on the earlier
               of the date such quality-adjusted production is sold or the date of
               final inspection for the unit.

               *  The "Local Market Price" as defined in the applicable crop provisions.

 52O   2006    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the applicable
               Discount Factors (DF) below (expressed as three-place decimals). No other
               quality factors will be considered in determining production to count. The
               QA Factor (not less than zero) will be multiplied by the number of bushels
               remaining after any reduction due to excessive moisture (in accordance with
               the applicable crop provisions) to determine the net production to count.
               Any grain which, due to insurable causes, has zero market value (net zero
               market value after consideration of additional costs to deliver damaged
               grain to a market of reasonable distance outside your local marketing area)
               will not be considered production to count if the production is destroyed.
               Production that is not destroyed in a manner acceptable to us will be
               adjusted in accordance with the rules below for the respective types and
               levels of damage.  Additional costs to deliver grain outside your local
               market will be allowed only for types and levels of damage included in
               section 5.

               1  Grain Sorghum will be discounted for grade as follows:
                  Grade                  DF
                  U.S. Sample Grade   VAR01

               2  Grain Sorghum will be discounted for low test weight as follows:
                  Test Weight Pounds     DF         Test Weight Pounds    DF
                    51 and above        None         Below 40 - See Section 5
                    50-50.99          VAR12
                    49-49.99          VAR11
                    48-48.99          VAR10
                    47-47.99          VAR09
                    46-46.99          VAR08
                    45-45.99          VAR07
                    44-44.99          VAR06
                    43-43.99          VAR05
                    42-42.99          VAR04
                    41-41.99          VAR03
                    40-40.99          VAR02

               3  Grain sorghum will be discounted for excessive kernel damage (excluding
                  heat damage) as follows:
                  Kernel Damage % DF Kernel Damage %  DF   Kernel Damage %DF
                   15 and below None    21.01-22   VAR19    28.01-29   VAR26
                   15.01-16    VAR13    22.01-23   VAR20    29.01-30   VAR27
                   16.01-17    VAR14    23.01-24   VAR21    30.01-31   VAR28
                   17.01-18    VAR15    24.01-25   VAR22    31.01-32   VAR29
                   18.01-19    VAR16    25.01-26   VAR23    32.01-33   VAR30
                   19.01-20    VAR17    26.01-27   VAR24    33.01-34   VAR31
                   20.01-21    VAR18    27.01-28   VAR25    34.01-35   VAR32
                                                            Above 35 - See Section 5

               4  Grain sorghum will be discounted for a musty odor, sour odor, or
                  commerically objectionable foreign odor (except smut odor) as follows:

                  Musty Odor =VAR33         Sour Odor =VAR34           COFO =VAR35

               5  Grain sorghum with (A) a test weight below 40 pounds per bushel and/or
                  kernel damage above 35 percent; (B) a smutty grain sorghum grade; or
                  (C) the presence of substances or conditions identified by the Food and
                  Drug Administration or other public health organizations of the United
                  States as injurious to human or animal health; may be allowed a discount
                  factor.  To determine the discount factor, the reduction in value (RIV)
                  due to all covered quality deficiencies will be determined and that
                  value will then be divided by the local market price*. Discount factors
                  included in sections 1 through 4 will not be used if production
                  qualifies for adjustment under this section 5.

                  A  The RIV specified in section 5 will be limited to amounts that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be in-
                     creased by the cost of conditioning, provided that the resulting RIV
                     does not exceed the RIV before conditioning.  No RIV will be accept-
                     ed if it is due to (1) moisture content; (2) damage due to uninsured
                     causes; or (3) drying, handling, processing, or any other costs
                     associated with normal harvesting, handling, and marketing of the
                     production.

 52P   2006       B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the
                     RIV in your local market area, then the RIV may be increased by
                     the additional costs required to deliver the production to the
                     buyer, provided that the resulting RIV does not exceed the RIV
                     in your local market area.  If the damaged production has been
                     sold, the discount factor will be based upon the RIV's applied
                     by the buyer unless it is determined that such RIV's are not
                     usual, customary, and reasonable.

                  C  For production we determine has no value in and outside your local
                     market area, you may offer a value or may intend to utilize such
                     production in a manner which establishes a value.  In such cases, the
                     value we agree to will be utilized in accordance with our approved
                     procedures to determine the RIV for quality adjustment purposes
                     according to section 5 herein. Only production qualifying under
                     the terms of this section 5 (a pre-established discount factor for
                     at least one quality deficiency is not contained in the discount
                     factor charts above) may be adjusted in this manner. Notwithstanding
                     the first two sentences of this paragraph C, claims involving
                     production containing levels of substances or having conditions
                     that are injurious to human and animal health in excess of the
                     maximum amounts allowed by the Food and Drug Administration, other
                     public health organizations of the United States or agency of the
                     applicable State may not be settled until such production is sold,
                     used, or destroyed. The value used to determine the RIV for such
                     production will be the amount received for the production, or, if
                     the production is used, the value you offer and we agree to.

                  D  The RIV and local market price* will be determined on the earlier
                     of the date such quality-adjusted production is sold or the date
                     of final inspection for the unit.

                  *  The "Local Market Price" as defined in the applicable crop
                     provisions.

 52Q   2006    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the
               number of bushels remaining after any reduction due to excessive moisture
               (in accordance with the applicable crop provisions) to determine the
               net production to count.  Any grain which, due to insurable causes, has
               zero market value (net zero market value after consideration of additional
               costs to deliver damaged grain to a market of reasonable distance outside
               your local marketing area) will not be considered production to count if
               the production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in section 5.

               1  Soybeans will be discounted for grade as follows:

                  Grade                 DF
                  U.S. Sample Grade  VAR01


               2  Soybeans will be discounted for low test weight as follows:
                  Test Weight Pounds    DF      Test Weight Pounds    DF
                     49 and above     None     Below 44 - See Section 5
                     48-48.99        VAR06
                     47-47.99        VAR05
                     46-46.99        VAR04
                     45-45.99        VAR03
                     44-44.99        VAR02



               3  Soybeans will be discounted for excessive kernel damage
                    (excluding heat damage) as follows:
                  Kernel Damage %DF        Kernel Damage %DF
                   08 and below None         21.01-22   VAR20
                   08.01-9    VAR07          22.01-23   VAR21
                   09.01-10   VAR08          23.01-24   VAR22
                   10.01-11   VAR09          24.01-25   VAR23
                   11.01-12   VAR10          25.01-26   VAR24
                   12.01-13   VAR11          26.01-27   VAR25
                   13.01-14   VAR12          27.01-28   VAR26
                   14.01-15   VAR13          28.01-29   VAR27
                   15.01-16   VAR14          29.01-30   VAR28
                   16.01-17   VAR15          30.01-31   VAR29
                   17.01-18   VAR16          31.01-32   VAR30
                   18.01-19   VAR17          32.01-33   VAR31
                   19.01-20   VAR18          33.01-34   VAR32
                   20.01-21   VAR19          34.01-35   VAR33
                                             Above 35 - See Section 5

               4  Soybeans will be discounted for a musty odor, sour odor, or commercially
                  objectionable foreign odor (COFO) as follows:

                  Musty Odor = VAR34  Sour Odor = VAR35    COFO = VAR36

               5  Soybeans with (A) a test weight below 44 pounds per bushel and/or kernel
                  damage above 35 percent; (B) a garlicky soybean grade; or (C) the
                  presence of substances or conditions identified by the Food and Drug
                  Administration or other public health organizations of the United States
                  as injurious to human or animal health; may be allowed a discount
                  factor.  To determine the discount factor, the reduction in value
                  (RIV) due to all covered quality deficiencies will be determined and
                  that value will then be divided by the local market price*.  Discount
                  factors included in sections 1 through 4 will not be used if production
                  qualifies for adjustment under this section 5.

                  A  The RIV specified in section 5 will be limited to amounts that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be
                     increased by the cost of conditioning, provided that the resulting
                     RIV does not exceed the RIV before conditioning.  No RIV will be
                     accepted if it is due to (1) moisture content; (2) damage due to
                     uninsured causes; or (3) drying, handling, processing, or any other
                     costs associated with normal harvesting, handling, and marketing of
                     the production.

 52R   2006       B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the RIV
                     in your local market area, then the RIV may be increased by the
                     additional costs required to deliver the production to the buyer,
                     provided that the resulting RIV does not exceed the RIV in your local
                     market area.  If the damaged production has been sold, the discount
                     factor will be based upon the RIV's applied by the buyer unless it
                     is determined that such RIV's are not usual, customary, and
                     reasonable.

                  C  For production we determine has no value in and outside your local
                     market area, you may offer a value or may intend to utilize such
                     production in a manner which establishes a value.  In such cases, the
                     value we agree to will be utilized in accordance with our approved
                     procedures to determine the RIV for quality adjustment purposes
                     according to section 5 herein.  Only production qualifying under the
                     terms of this section 5 (a pre-established discount factor for at
                     least one quality deficiency is not contained in the discount factor
                     charts above) may be adjusted in this manner.  Notwithstanding the
                     first two sentences of this paragraph C, claims involving production
                     containing levels of substances or having conditions that are
                     injurious to human or animal health in excess of the maximum amounts
                     allowed by the Food and Drug Administration, other public health
                     organizations of the United States or agency of the applicable State
                     may not be settled until such production is sold, used, or destroyed.
                     The value used to determine the RIV for such production will be the
                     amount received for the production, or, if the production is used,
                     the value you offer and we agree to.


                  D  The RIV and local market price* will be determined on the earlier
                     of the date such quality-adjusted production is sold or the date of
                     final inspection for the unit.

                * The "Local Market Price" as defined in the applicable crop provisions.

 52S   2006    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place
               decimals).  No other quality factors will be considered in determining
               production to count.  The QA Factor (not less than zero) will be
               multiplied by the number of bushels remaining after any reduction due
               to excessive moisture (in accordance with the applicable crop provisions)
               to determine the net production to count. Any grain which, due to insurable
               causes, has zero market value (net zero market value after consideration of
               additional costs to deliver damaged grain to a market of reasonable distance
               outside your local marketing area) will not be considered production to
               count if the production is destroyed.  Production that is not destroyed in
               a manner acceptable to us will be adjusted in accordance with the rules
               below for the respective types and levels of damage.  Additional costs to
               deliver grain outside your local market will be allowed only for types and
               levels of damage included in section 5.

               1  Corn will be discounted for grade as follows:

                  Grade                   DF
                  U.S. Sample Grade    VAR01

               2  Corn will be discounted for low test weight as follows:
                  Test Weight Pounds   DF      Test Weight Pounds       DF
                  49 and above        None     Below 46 - See Section 5
                  48-48.99          VAR04
                  47-47.99          VAR03
                  46-46.99          VAR02

               3  Corn will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:
                  Kernel Damage % DF   Kernel Damage %  DF Kernel Damage %  DF
                  10 and below  None     18.01-19    VAR13    27.01-28   VAR22
                  10.01-11     VAR05     19.01-20    VAR14    28.01-29   VAR23
                  11.01-12     VAR06     20.01-21    VAR15    29.01-30   VAR24
                  12.01-13     VAR07     21.01-22    VAR16    30.01-31   VAR25
                  13.01-14     VAR08     22.01-23    VAR17    31.01-32   VAR26
                  14.01-15     VAR09     23.01-24    VAR18    32.01-33   VAR27
                  15.01-16     VAR10     24.01-25    VAR19    33.01-34   VAR28
                  16.01-17     VAR11     25.01-26    VAR20    34.01-35   VAR29
                  17.01-18     VAR12     26.01-27    VAR21    Above 35 - See Section 5

               4  Corn will be discounted for a musty odor, sour odor, or commerically
                  objectionable foreign odor (COFO) as follows:

                   Musty Odor: = VAR30     Sour Odor = VAR31        COFO = VAR32

               5  Corn with (A) a test weight below 46 pounds per bushel and/or kernel
                  damage above 35 percent; (B) the presence of substances or conditions
                  identified by the Food and Drug Administration or other public health
                  organizations of the United States as injurious to human or animal
                  health; may be allowed a discount factor. To determine the discount
                  factor, the reduction in value (RIV) due to all covered quality
                  deficiencies will be determined and that value will then be divided
                  by the local market price*.  Discount factors included in sections
                  1 through 4 will not be used if production qualifies for adjustment
                  under this section 5.

                  A  The RIV specified in section 5 will be limited to amounts that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be
                     increased by the cost of conditioning, provided that the resulting
                     RIV does not exceed the RIV before conditioning.  No RIV will be
                     accepted if it is due to (1) moisture content; (2) damage due to
                     uninsured causes; or (3) drying, handling, processing, or any other
                     costs associated with normal harvesting, handling, and marketing of
                     the production.

 52T   2006       B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the RIV
                     in your local market area, then the RIV may be increased by the
                     additional costs required to deliver the production to the buyer,
                     provided that the resulting RIV does not exceed the RIV in your local
                     market area.  If the damaged production has been sold, the discount
                     factor will be based upon the RIV's applied by the buyer unless it
                     is determined that such RIV's are not usual, customary, and
                     reasonable.

                  C  For production we determine has no value in and outside your local
                     market area, you may offer a value or may intend to utilize such
                     production in a manner which establishes a value. In such cases, the
                     value we agree to will be utilized in accordance with our approved
                     procedures to determine the RIV for quality adjustment purposes
                     according to section 5 herein. Only production qualifying under
                     the terms of this section 5 (a pre-established discount factor
                     for at least one quality deficiency is not contained in the
                     discount factor charts above) may be adjusted in this manner.
                     Notwithstanding the first two sentences of this paragraph C, claims
                     involving production containing levels of substances or having
                     conditions that are injurious to human or animal health in excess
                     of the maximum amounts allowed by the Food and Drug Administration,
                     other public health organizations of the United States or agency
                     of the applicable State may not be settled until such production
                     is sold, used, or destroyed.  The value used to determine the RIV
                     for such production will be the amount received for the production,
                     or, if the production is used, the value you offer and we agree to.

                  D  The RIV and local market price* will be determined on the earlier
                     of the date such quality-adjusted production is sold or the date
                     of final inspection for the unit.

                     * The "Local Market Price" as defined in the applicable crop
                     provisions.

 52U   2007    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the
               number of bushels otherwise determined in accordance with the Small Grains
               Crop Provisions, to determine the net production to count.  Any grain
               which, due to insurable causes, has zero market value (net zero market value
               after consideration of additional costs to deliver damaged grain to a market of
               reasonable distance outside your local marketing area) will not be considered
               production to count if the production is destroyed.  Production that is not
               destroyed in a manner acceptable to us will be adjusted in accordance with the
               rules below for the respective types and levels of damage.  Additional costs to
               deliver grain outside your local market will be allowed only for types and
               levels of damage included in section 5.

               1  Flaxseed will be discounted for grade as follows:
                  Grade                DF
                  U.S. Sample Grade VAR01

               2  Flaxseed will be discounted for low test weight as follows:

               Test Weight Pounds DF   Test Weight Pounds  DF    Test Weight Pounds  DF
                  47 and above   None     41-41.99      VAR03   Below 40-See Section 5
                  46-46.99      VAR08     40-40.99      VAR02
                  45-45.99      VAR07
                  44-44.99      VAR06
                  43-43.99      VAR05
                  42-42.99      VAR04

               3  Flaxseed will be discounted for excessive kernel damage (excluding
               heat damage) as follows:

                  Kernel Damage %         DF            Kernel Damage %        DF
                  15 and below          None            20.01 - 21          VAR14
                  15.01 - 16           VAR09            21.01 - 22          VAR15
                  16.01 - 17           VAR10            22.01 - 23          VAR16
                  17.01 - 18           VAR11            Above 23 - See Section 5
                  18.01 - 19           VAR12
                  19.01 - 20           VAR13

               4  Flaxseed will be discounted for musty odor, sour odor, and commercially
               objectionable foreign odor (except smut or garlic odor) as follow:

                  Musty Odor =VAR17      Sour Odor =VAR18       COFO =VAR19

               5  Flaxseed with (A) a test weight below 40 pounds per bushel; (B) a
               kernel damage percentage above 23 percent; and/or (C) the presence of
               substances or conditions identified by the Food and Drug Administration
               or other public health organizations of the United States as injurious to
               human or animal health; may be allowed a discount factor. To determine the
               discount factor, the reduction in value (RIV) due to all covered quality
               deficiencies will be determined and that value will then be divided by the
               local market price*. Discount factors included in Section 1 through 4 will
               not be used if production qualifies for adjustment under this section 5.

                 A  The RIV specified in section 5 will be limited to amounts that
                    are usual, customary, and reasonable.  If the RIV can be decreased
                    by conditioning the production, the RIV after conditioning may be
                    increased by the cost of conditioning, provided that the resulting
                    RIV does not exceed the RIV before conditioning.  No RIV will be
                    accepted if it is due to (1) moisture content; (2) damage due to
                    uninsured causes; or (3) drying, handling, processing, or any other
                    costs associated with normal harvesting, handling, and marketing of
                    the production.

 52V   2007       B RIV's used will be those in the local market area in which you
                    normally market the crop, to the extent feasible.  If the RIV for a
                    buyer located outside your local market area is less than the RIV
                    in your local market area, then the RIV may be increased by the
                    additional costs required to deliver the production to the buyer,
                    provided that the resulting RIV does not exceed the RIV in your local
                    market area.  If the damaged production has been sold, the discount
                    factor will be based upon the RIV's applied by the buyer unless it is
                    determined that such RIV's are not usual, customary, and reasonable.

                  C For production we determine has no value in and outside your local
                    market area, you may offer a value or may intend to utilize such
                    production in a manner which establishes a value.  In such cases,
                    the value we agree to will be utilized in accordance with our
                    approved procedures to determine the RIV for quality adjustment
                    purposes according to section 5 herein. Only production qualifying
                    under the terms of this section 5 (a pre-established discount factor
                    for at least one quality deficiency is not contained in the discount
                    factor charts above) may be adjusted in this manner. Notwithstanding
                    the first two sentences of this paragraph C, claims involving
                    production containing levels of substances or having conditions
                    that are injurious to human or animal health in excess of the
                    maximum amounts allowed by the Food and Drug Administration, other
                    public health organizations of the United States or agency of the
                    applicable State may not be settled until such production is sold,
                    used, or destroyed. The value used to determine the RIV for such
                    production will be the amount received for the production, or, if
                    the production is used, the value you offer and we agree to.


                  D The RIV and local market price* will be determined on the earlier
                    of the date such quality-adjusted production is sold or the date
                    of final inspection for the unit.

               * The "Local Market Price" as defined in the applicable crop provisions.

 52W   2008    Subparagraph 11 (d) (3) (ii) of the Safflower Crop Provisions does
               not apply. In lieu of subparagraph 11 (d) (2) of the Safflower Crop Provisions,
               safflower will be eligible for quality adjustment if it
               has a musty, sour, or commercially objectionable foreign odor or if
               it has a test weight below 35 pounds per bushel or has kernel damage
               in excess of 25 percent. Production is also eligible for quality
               adjustment if substances or conditions are present, including
               mycotoxins, that are identified by the Food and Drug Administration
               or other public health organizations of the United States as being
               injurious to human or animal health.  Production of safflower seed
               that is eligible for quality adjustment will be reduced as follows:

               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place
               decimals). No other quality factors will be considered in determining
               production to count.  The QA Factor (not less than zero) will be
               multiplied by the number of pounds remaining after any reduction due
               to excessive moisture (in accordance with the applicable crop provisions)
               to determine the net production to count. Any safflower seed which, due
               to insurable causes, has zero market value (net zero market value after
               consideration of additional costs to deliver damaged safflower seed to
               a market of reasonable distance outside your local marketing area) will
               not be considered production to count if the production is destroyed.
               Production that is not destroyed in a manner acceptable to us will
               be adjusted in accordance with the rules below for the respective
               types and levels of damage.  Additional costs to deliver safflower
               seed outside your local market will be allowed only for types and
               levels of damage included in section 3.

               1  Safflower will be discounted for excessive kernel damage (excluding
               heat damage) as follows:

               Kernel Damage %     DF   Kernel Damage %      DF   Kernel Damage %  DF
                  25 and below   None                             35.01-36      VAR11
                  25.01-26      VAR01     30.01-31       VAR06    Above 36 - See Section 3
                  26.01-27      VAR02     31.01-32       VAR07
                  27.01-28      VAR03     32.01-33       VAR08
                  28.01-29      VAR04     33.01-34       VAR09
                  29.01-30      VAR05     34.01-35       VAR10

               2  Safflower will be discounted for musty odor, sour odor, and commercially
               objectionable foreign odor (COFO) as follows:

                  Musty Odor =VAR12       Sour Odor =VAR13       COFO =VAR14

               3  Safflower with (A) a test weight below 35 pounds per bushel;
               (B) a kernel damage percentage above 36 percent; and/or
               (C) the presence of substances or conditions identified by the Food
               and Drug Administration or other public health organizations of the
               United States as injurious to human or animal health; may be allowed
               a discount factor.  To determine the discount factor, the reduction in
               value (RIV) due to all covered quality deficiencies will be determined
               and that value will then be divided by the local market price*.  Discount
               factors included in sections 1 and 2 will not be used if production
               qualifies for adjustment under this section 3.


 52X   2008    A  The RIV specified in section 3 will be limited to amounts that are
               usual, customary, and reasonable. If the RIV can be decreased by
               conditioning the production, the RIV after conditioning may be
               increased by the cost of conditioning, provided that the resulting RIV
               does not exceed the RIV before conditioning. No RIV will be accepted if
               it is due to (1) moisture content; (2) damage due to uninsured causes;
               or (3) drying, handling, processing, or any other costs associated with
               normal harvesting, handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you normally
               market the crop, to the extent feasible. If the RIV for a buyer located
               outside your local market area is less than the RIV in your local market
               area, then the RIV may be increased by the additional costs required to
               deliver the production to the buyer, provided that the resulting RIV
               does not exceed the RIV in your local market area. If the damaged
               production has been sold, the discount factor will be based upon the
               RIV's applied by the buyer unless it is determined that such RIV's are
               not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such production
               in a manner which establishes a value.  In such cases, the value we agree
               to will be utilized in accordance with our approved procedures to determine
               the RIV for quality adjustment purposes according to section 3 herein.
               Only production qualifying under terms of this section 3 (a pre-established
               discount factor for at least one quality deficiency is not contained in
               the discount factor charts above) may be adjusted in this manner.
               Notwithstanding the first two sentences of this paragraph C, claims
               involving production containing levels of substances or having conditions
               that are injurious to human or animal health in excess of the maximum
               amounts allowed by the Food and Drug Administration, other public health
               organizations of the United States or agency of the appliciable State
               may not be settled until such production is sold, used, or destroyed.
               The value used to determine the RIV for such production will be the
               amount received for the production, or, if the production is used, the
               value you offer and we agree to.

               D  The RIV and local market price* will be determined on the earlier
               of the date such quality-adjusted production is sold or the date of final
               inspection for the unit.

               *  The "Local Market Price" as defined in the applicable crop provisions.

 52Y   2005    In addition to the provisions in paragraph 11(d)(2)(B) of the Sunflower
               Seed Crop Provisions, non-oil type sunflower production that has
               sclerotinia bodies over 1.0 percent will be eligible for quality
               adjustment.

               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the number
               of pounds remaining after any reduction due to excessive moisture (in
               accordance with applicable crop provisions) to determine the net
               production to count.  Any grain which, due to insurable causes, has zero
               market value (net zero market value after consideration of additional costs
               to deliver damaged grain to a market of reasonable distance outside your
               local marketing area) will not be considered production to count if the
               production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in Section 8.

               1 Sunflower seed - Oil type will be discounted for grade as follows:

                 Grade                DF
                 U.S. Sample Grade VAR01

               2 Sunflower seed - Oil type will be discounted for low test weight
                 as follows:

                 Test Weight Pounds DF   Test Weight Pounds  DF   Test Weight Pounds  DF
                   25 and above   None      20-20.99     VAR05  Below 17 - See Section 8
                   24-24.99      VAR09      19-19.99     VAR04
                   23-23.99      VAR08      18-18.99     VAR03
                   22-22.99      VAR07      17-17.99     VAR02
                   21-21.99      VAR06

               3 Sunflower seed - Oil type will be discounted for kernel damage
                 (excluding heat damage) as follows:

                  Kernel Damage % DF   Kernel Damage % DF  Kernel Damage %  DF
                   10 and below None    13.01-14    VAR13  17.01-18      VAR17
                   10.01-11    VAR10    14.01-15    VAR14  Above 18 - See Section 8
                   11.01-12    VAR11    15.01-16    VAR15
                   12.01-13    VAR12    16.01-17    VAR16

               4 Sunflower seed - Oil type will be discounted for musty odor, sour odor,
                 and commercially objectionable foreign odor (COFO) as follows:

                 Musty odor =VAR18       Sour odor =VAR19     COFO =VAR20

               5 Sunflowers seed - Non-oil type will be discounted for low test weight as
                 follows:

                  Test Weight Pounds  DF  Test Weight Pounds  DF  Test Weight Pounds  DF
                    22 and above    None   18.00-18.49   VAR23  Below 17 - See Section 8
                    20.00-21.99    VAR27   17.50-17.99   VAR22
                    19.50-19.99    VAR26   17.00-17.49   VAR21
                    19.00-19.49    VAR25
                    18.50-18.99    VAR24

               6  Sunflower seed - Non-oil type will be discounted for sclerotinia
                  bodies as follows:

                  Sclerotinia bodies %          DF
                    1.0 and below             None
                    1.1 - 2.0                VAR28
                    2.1 - 3.0                VAR29
                    3.1 - 4.0                VAR30
                    4.1 - 5.0                VAR31
                    Above 5.0 - See section 8

               7 Sunflower seed - Non-oil type will be discounted for musty odor, sour
                 odor, and COFO as follows:

                 Musty odor =VAR32          Sour odor =VAR33        COFO =VAR34

 52Z   2005    8 Sunflower seed with (A) a test weight below 17 pounds per bushel for
                 oil type and non-oil type; (B) a kernel damage percentage above 18
                 percent for oil type; (C) a kernel damage percentage above 5 percent
                 for non-oil type; (D) a sclerotinia bodies percentage above 5 percent
                 for non-oil type; (E) the presence of substances or conditions
                 identified by the Food and Drug Administration or other public health
                 organizations of the United States as injurious to human or animal
                 health; may be allowed a discount factor.  To determine the discount
                 factor, the reduction in value (RIV) due to all covered quality
                 deficiencies will be determined and that value will then be divided by
                 the local market price*.  Discount factors included in sections 1, 2, 3,
                 4, 5, 6 and 7 will not be used if production qualifies for adjustment
                 under this section 8.

               A The RIV specified in section 8 will be limited to amounts that are
                 usual, customary, and reasonable.  If the RIV can be decreased by con-
                 ditioning the production, the RIV after conditioning may be increased by
                 the cost of conditioning, provided that the resulting RIV does not exceed
                 the RIV before conditioning.  No RIV will be accepted if it is due to (1)
                 moisture content; (2) damage due to uninsured causes; or (3) drying,
                 handling, processing, or any other costs associated with normal harvest-
                 ing, handling, and marketing of the production.

               B RIV's used will be those in the local market area in which you normally
                 market the crop, to the extent feasible.  If the RIV for a buyer located
                 outside your local market area is less than the RIV in your local market
                 area, then the RIV may be increased by the additional costs required to
                 deliver the production to the buyer, provided that the resulting RIV does
                 not exceed the RIV in your local market area.  If the damaged production
                 has been sold, the discount factor will be based upon the RIV's applied
                 by the buyer unless it is determined that such RIV's are not usual,
                 customary and reasonable.

               C For production we determine has no value in and outside your local market
                 area, you may offer a value or may intend to utilize such production in
                 a manner which establishes a value. In such cases, the value we agree
                 to will be utilized in accordance with our approved procedures to
                 determine the RIV for quality adjustment purposes according to section 8
                 herein. Only production qualifying under the terms of this section 8
                 (a pre-established discount factor for at least one quality deficiency
                 is not contained in the discount factor charts above) may be adjusted
                 in this manner. Notwithstanding the first two sentences of this
                 paragraph C, claims involving production containing levels of substances
                 or having conditions that are injurious to human or animal health
                 in excess of the maximum amounts allowed by the Food and Drug
                 Administration, other public health organizations of the United States
                 or agency of the   applicable State may not be settled until such
                 production is sold, used, or destroyed. The value used to determine
                 the RIV for such production will be the amount received for the
                 production, or, if the production is used, the value you offer and we
                 agree to.

               D The RIV and local market price* will be determined on the earlier of the
                 date such quality-adjusted production is sold or the date of final
                 inspection for the unit.

                 * The "Local Market Price" as defined in the applicable crop provisions.

 53A   2007    This crop will be insurable on non-irrigated acreage, only by written
               agreement, if planted following another crop that has reached the headed
               stage (regardless of the percentage of plants that reached the headed stage),
               or on acreage on which a perennial hay crop has been harvested in the same
               calendar year, if you provide a minimum of  three (3) years of your double
               cropping actual production history in the county. Contact your crop insurance
               agent by the sales closing date to determine eligibility requirements.


 53B   2007    Crops will not be insurable on non-irrigated acreage if they are planted
               following another crop that has reached the headed stage (regardless of the
               percentage of plants that reached the headed stage), or on acreage on which
               a perennial hay crop has been harvested in the same calendar year.

 53C   2007    **** EXTRA EARLY varieties include:  Basrai, Carson, Ceres Carson, Chan,
               Dalton, Dee-Six, Filter, Fortuna, Golden, Janet, Landreth, Little 1,
               Loadel, Stanislaus, Thiara, Tufts, Vivian and 19-4-40.

 53D   2007    **** EARLIES varieties include: Andora, Andross, Arakelian, Bowen, Camille,
               Cortez, Goodwin, Johnson, Kingsburg Clings, Klamt, Palora, Peak, Tuolumne
               and Waller.

 53E   2007    **** LATE varieties include: Bennett, Carolyn, Dr. Davis, Everts, Gaume,
               Halford, Late Ross, Lilleland, Little 3, Monaco, Rizzi, Ross, Stanford,
               Sullivan #2, V.V.P., Westerburg and Zolezzi.

 53H   2008    Grading standards for the appropriate crop: WA No. 1 as shown in the
               Washington Standard WAC 16-406:
                          Apricots effective September 4, 1999; or as amended, and
               Grading standards for the appropriate crop: U.S. No. 1 as shown in the
               United States standards for Grades of:
                          Nectarines effective April 23, 1966
                          Peaches effective October 2, 1995; or as amended, if applicable.

 53I   2007    **** EXTRA LATE varieties include:  Corona, Gomes, Hesse, Rand, Riegels,
               Starn, Sullivan #4, Wiser and All Others.

 53J   2009    Coverage for the insured crop grown using an organic farming practice is
               provided in this county.

               An organic rate factor is specified on the coverage and rate table.

               In addition to any requirements for separate APH yields (databases)
               contained in the policy and in FCIC approved procedures, separate
               databases for certified and transitional acreage are required for any
               insured crop grown using an organic farming practice.  Only acreage and
               production history from each acreage type of the organic farming practice
               will be contained in the applicable database.  Each database will include
               production and acreage from any applicable buffer zone.  Acreage and
               production records of the insured crop from transitional acreage will be
               used to establish the certified organic approved APH yield when such
               acreage initially qualifies as certified organic acreage.
               A variable T-yield will be used to complete the database, if required.
               Yields shown on the Transitional Yield and YA Substitution Table apply to
               the organic farming practice.

 53K   2008    Coverage for the insured crop grown using an organic farming practice is
               provided in this county.
               An organic rate factor is specified on the coverage and rate table.

               In addition to any requirements for separate APH yields (databases)
               contained in the policy and in FCIC approved procedures, separate databases
               for certified and transitional acreage are required for any insured crop
               grown using an organic farming practice.  Only acreage and production
               history from each acreage type of the organic farming practice will be
               contained in the applicable database.  Each database will include production
               and acreage from any applicable buffer zone.  Any acreage and production
               records of the insured crop from transitional acreage will be used to
               establish the certified organic approved APH yield when such acreage
               initially qualifies as certified organic acreage.  A variable T-yield will
               be used to complete the database, if required.  Yields shown on the
               Transitional Yield and YA Substitution Table apply to the organic
               farming practice.



 53L   2009    Coverage for the insured crop grown using an organic farming practice is
               provided in this county. An organic rate factor is specified on the
               coverage and rate table.

 53M   2005    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $4.95 per carton.

 53N   2005    Allowable cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to exceed
               $3.40 per 1 1/9 bushel.

 53P   2005    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $5.15 per carton.

 53Q   2005    Minimum Value Option Price:  If you selected Option I of the Minimum Value
               Option, the minimum value option price is $3.50.  If you selected Option II
               of the Minimum Value Option, the minimum value option price is zero.

 53R   2005    Allowable cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to exceed
               $3.85 per 1 1/9 bushel.

 53S   2005    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $4.75 per carton.

 53T   2005    Minimum Value Option Price:  If you selected Option I of the Minimum Value
               Option, the minimum value option price is $3.25.  If you selected Option II
               of the Minimum Value Option, the minimum value option price is zero.

 53U   2005    Allowable cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to exceed
               $3.00 per 1 1/9 bushel.

 53W   2007    Insurance shall attach only on forage crops planted without a companion crop
               or planted with a companion crop of barley, flax, oats or wheat.
               Barley, oats or wheat must be seeded at a rate of 16 lbs./acre or less and
               also must be cut for hay no later than the milk stage.  Flax must be seeded
               at a rate of 16 lbs./ acre or less.

 53X   2005    For the NIBR practice, the approved Black Varieties are:
                             A. C. Harblack
                             Black Knight
                             Blackhawk
                             Blackjack
                             Black Magic
                             Domino
                             Jaguar
                             Midnight
                             Onyx
                             Panther
                             Phantom
                             Raven
                             Shadow
                             T - 39
                             UI - 906
                             UI - 911

               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to your
               crop insurance agent by the sales closing date


 53Y   2005    ADEQUATE STAND/MINIMUM REQUIRED living plants per square foot after the year
               of establishment:  Type Alfalfa; Practice Irrigated: Adequate stand (Alfalfa
               plants per square foot):  8.0 the first year; 5.3 the second year; 4.0 the
               third through eighth years. Type Alfalfa; Practice Non-Irrigated:  Adequate
               stand (Alfalfa plants per square foot):  4.0 the first year; 2.7 the second
               year; 2.0 the third through eighth years.



 53Z   2008    SEW Pig Finishing (806): Expected cost of feed and actual cost of feed
               equations will use 11.03 bushels of corn and 167.18 pounds of soybean meal.

 541   2008    The daily Coverage Prices, Rates, and Actual Ending Values can be found on
               the RMA web site at www.rma.usda.gov.  Click on 'Tools/Calculators', and
               then click on 'LRP Daily Coverage Prices, Rates, and Actual Ending Values'.
               The Actual Ending Value is the price used to calculate any indemnity due
               and will become available within 5 days after the AMS price pertinent to the
               end of the insurance period is published.

               The daily Coverage Prices , Rates and Actual Ending values can be purchased
               from the time prices and rates are published on the RMA Website until the
               following day at 9:00 a.m. Central Time, unless sales are halted for any
               reason by FCIC under section 4 of the Basic Provisions. Coverage purchased
               during this time will have an effective date based on the date that rates
               and coverage prices are published.  Coverage will be available Saturday
               mornings until 9:00 a.m. Central Time. Coverage is not available for
               purchase on Monday mornings, Sundays, or with an effective date of a
               Federal or market holiday.

               The LRP program could be suspended for several days based on the number of
               consecutive days with a daily price change equal or exceeding the Daily
               Price Limit, as defined by the CME.

               Sales of LRP will be suspended for future sales periods if, based on CME
               market settlement information, at least four (4) of the CME Live Cattle
               futures contracts have a daily price change equal or exceeding the Daily
               Price Limit for two (2) consecutive days.  Additionally, LRP sales will
               resume, after a halting or suspension in LRP sales, if and when there have
               been two (2) consecutive days without there being four (4) or more CME
               Live Cattle futures contracts equaling or exceeding the Daily Price Limit.

               Coverage for certain insurance periods will not be available if any of the
               required data for establishing rates or coverage prices are not available
               because futures did not trade, or were not able to continue trading at the
               end of the day (if the price moved the maximum allowed by the exchange)
               on the date that the rate information was generated, or the rates or
               coverage prices were not timely provided to RMA.

 542   2008    The daily Coverage Prices, Rates, and Actual Ending Values can be found on
               the RMA web site at www.rma.usda.gov.  Click on 'Tools/Calculators', and
               then click on 'LRP Daily Coverage Prices, Rates, and Actual Ending Values'.
               The Actual Ending Value is the price used to calculate any indemnity due
               and will become available within 5 days after the AMS price pertinent to the
               end of the insurance period is published.

               The daily Coverage Prices , Rates and Actual Ending values can be purchased
               from the time prices and rates are published on the RMA Website until the
               following day at 9:00 a.m. Central Time, unless sales are halted for any
               reason by FCIC under section 4 of the Basic Provisions. Coverage purchased
               during this time will have an effective date based on the date that rates
               and coverage prices are published.  Coverage will be available Saturday
               mornings until 9:00 a.m. Central Time. Coverage is not available for
               purchase on Monday mornings, Sundays, or with an effective date of a
               Federal or market holiday.

               The LRP program could be suspended for several days based on the number of
               consecutive days with a daily price change equal or exceeding the Daily
               Price Limit, as defined by the CME.

               Sales of LRP will be suspended for future sales periods if, based on CME
               market settlement information, at least four (4) of the CME Lean Hog
               futures contracts have a daily price change equal or exceeding the Daily
               Price Limit for two (2) consecutive days.  Additionally, LRP sales will
               resume, after a halting or suspension in LRP sales, if and when there have
               been two (2) consecutive days without there being four (4) or more CME
               Lean Hog futures contracts equaling or exceeding the Daily Price Limit.

               Coverage for certain insurance periods will not be available if any of the
               required data for establishing rates or coverage prices are not available
               because futures did not trade, or were not able to continue trading at the
               end of the day (if the price moved the maximum allowed by the exchange)
               on the date that the rate information was generated, or the rates or
               coverage prices were not timely provided to RMA.

 54A   2008    From time of posting on the RMA Website on the last business day of the
               month till 9:00am the following morning.

 54B   2007    Irrigation by use of overhead sprinklers will not be considered a "good
               farming practice" as defined in the Basic Provisions of Insurance unless
               trail tubes or some other method is used to apply the water directly onto
               the soil surface with little or no contact with crop foliage.


 54E   2008    In lieu of the Definition, First Fruit Set, first fruit set is the date
               when 30% of the plants on the unit have produced fruit that has reached
               a minimum size of 1/4 inch in diameter.

 54F   2008    In accordance with Section 8 Insured Crop Paragraph (e), cherry or grape
               tomatoes interplanted with another crop that has a maturity date 70 or
               fewer days from the time the cherry or grape transplant is planted.

 54G   2008    If expected gross margins are not posted on the RMA website by 9:00am the
               following day, LGM coverage will not be available for that insurance
               period.

 54H   2008    The daily Coverage Prices, Rates, and Actual Ending Values can be found on
               the RMA web site at www.rma.usda.gov.  Click on 'Tools/Calculators', and
               then click on 'LRP Daily Coverage Prices, Rates, and Actual Ending Values'.
               The Actual Ending Value is the price used to calculate any indemnity due
               and will become available within 5 days after the CME price pertinent to the
               end of the insurance period is published.

               The daily Coverage Prices , Rates and Actual Ending values can be purchased
               from the time prices and rates are published on the RMA Website until the
               following day at 9:00 a.m. Central Time, unless sales are halted for any
               reason by FCIC under section 4 of the Basic Provisions. Coverage purchased
               during this time will have an effective date based on the date that rates
               and coverage prices are published.  Coverage will be available Saturday
               mornings until 9:00 a.m. Central Time. Coverage is not available for
               purchase on Monday mornings, Sundays, or with an effective date of a
               Federal or market holiday.

               The LRP program could be suspended for several days based on the number of
               consecutive days with a daily price change equal or exceeding the Daily
               Price Limit, as defined by the CME.

               Sales of LRP will be suspended for future sales periods if, based on CME
               market settlement information, at least four (4) of the CME Feeder Cattle
               futures contracts have a daily price change equal or exceeding the Daily
               Price Limit for two (2) consecutive days.  Additionally, LRP sales will
               resume, after a halting or suspension in LRP sales, if and when there have
               been two (2) consecutive days without there being four (4) or more CME
               Feeder Cattle futures contracts equaling or exceeding the Daily Price Limit.

               Coverage for certain insurance periods will not be available if any of the
               required data for establishing rates or coverage prices are not available
               because futures did not trade, or were not able to continue trading at the
               end of the day (if the price moved the maximum allowed by the exchange)
               on the date that the rate information was generated, or the rates or
               coverage prices were not timely provided to RMA.

 54J   2007    Any acreage following another crop that has reached the headed (or budded)
               stage and/or that has been harvested in the same calendar year is not
               insurable without a Written Agreement. Contact your crop insurance agent
               by the sales closing date to determine eligibility requirements.

 54K   2007    In lieu to Section 5 of the Onion Crop Provisions, the Cancellation and
               Termination dates are: February 1.

 54L   2007    The final planting date for transplanted onions will be April 30.

 54N   2008    To receive an indemnity a claims form must be submitted within
               sixty (60) days following the end date.

 54R   2009    In lieu of the definition of "Wet in-shell" in section 1 of the Macadamia Nut
               Crop Provisions, wet in-shell excludes immature and unsound nuts (floaters
               and peewees).

 54S   2008    Coverage may not be available in instances of a news report, announcement,
               or other event that occurs during or after trading hours that is believed
               by the Secretary of Agriculture, Manager of the Risk Management Agency,
               or other designated staff of the Risk Management Agency, to result in
               market conditions significantly different than those used to rate the
               LRP program.  In these cases, coverage will no longer be offered for sale
               on the RMA Website. LRP sales will resume, when coverage prices and rates
               again become available on the website.

 54T   2007    Any acreage in this county identified on the FCI-33 CROP INSURANCE ACTUARIAL
               SUPPLEMENT will have a rate derived from the actuarial table based on the
               applicable APH yield and adjusted by the add-on rates listed in the FCI-33
               Actuarial Supplement

 54U   2008    See the County Special Provisions document and the County FCI-33 CROP
               INSURANCE ACTUARIAL SUPPLEMENT for determination of high risk areas.

 54V   2005    For Sweet Cherries (Processing), the minimum value to be used for
               harvested and appraised production will be $0.18 per pound.

 54W   2005    For Sweet Cherries (Fresh Market), the minimum value to be used for
               harvested and appraised production will be $0.26 per pound.  For Sweet
               Cherries (Processing), the minimum value to be used for harvested and
               appraised production will be $0.18 per pound.

 54X   2005    If you selected Option I of the Minimum Value Option, the minimum value
               option price is $0.12 per pound for Sweet Cherries (Processing).  If
               you selected Option II of the Minimum Value Option, the minimum value
               option price is $0.06 per pound for Sweet Cherries (Processing).

 54Y   2008    FOB shipping point price information published by the Federal-State Market
               News Service will be used to determine the applicable average FOB shipping
               point price according to the provisions of the policy.

               Allowable cost for fresh peaches to determine the actual price per bushel will
               be $5.50 per bushel.  Allowable cost for processing peaches to determine the
               actual price per bushel will be $1.75 per bushel.

 54Z   2009    Coverage for the insured crop grown using an organic farming practice
               is provided in this county.

               An organic rate factor is specified on the coverage and rate table.

               In addition to any requirements for separate approved average revenue
               dollar amounts (databases) contained in the policy and in FCIC approved
               procedures, separate databases for certified and transitional acreage
               are required for any insured crop grown using an organic farming
               practice.  Only acreage and production history from each acreage type
               of the organic farming practice will be contained in the applicable
               database.  Each database will include production and acreage from any
               applicable buffer zone.  Acreage and production records of the insured
               crop from transitional acreage will be used to establish the certified
               organic approved average revenue dollar amount when such acreage
               initially qualifies as certified organic acreage.


 55A   2008    Harvest Delay:  In accordance with Section 10(f) of the Strawberry
               Crop Provisions, the insured must notify us within 2 days if they
               experience a harvest delay of 15 days or more.

 55B   2008    First Harvest:  In accordance with Section 10(f) of the Strawberry Crop
               Provisions, the insured must notify us within 2 days if their first
               harvest is later than April 20th so that we may inspect or appraise the
               insured acreage.

 55C   2008    First Harvest:  In accordance with Section 10(f) of the Strawberry Crop
               Provisions, the insured must notify us within 2 days if their first
               harvest is later than April 25th so that we may inspect or appraise the
               insured acreage.

 55D   2008    First Harvest:  In accordance with Section 10(f) of the Strawberry Crop
               Provisions, the insured must notify us within 2 days if their first
               harvest is later than May 5th so that we may inspect or appraise the
               insured acreage.

 55E   2008    AGE LIMITATION:  In accordance with Section 7(c)(4) of the crop provisions,
               acreage of alfalfa seed will not be insurable beyond the earlier of the
               originator's stipulated maximum age of stand for the applicable variety or
               the sixth and succeeding crop years after the crop year of initial seeding.


 55F   2008    AVRB represents the Alfalfa Variety Review Board or its successor entities
               responsible for determining fall dormancy ratings of Alfalfa cultivars.  DRA
               is defined as the Dormancy Rating Group A (ratings 1-4) and when applicable,
               DRD is defined as Dormancy Rating Group D (ratings 5-9).

 55G   2008    First Harvest:  In accordance with Section 10(f) of the Strawberry Crop
               Provisions, the insured must notify us within 2 days if their first
               harvest is later than May 20th so that we may inspect or appraise the
               insured acreage.

 55H   2008    Minimum Prior Production:  In accordance with Section 6(h), the insured
               crop must be grown by a person who produced at least 10,000 pounds of
               strawberries per planted acre in at least three of the five previous
               crop years.

 55I   2008    Minimum Value Option:  If you selected Option I of the Modified Minimum
               Value Option, the minimum value option price is $0.22 per pound.  If you
               selected Option II of the Modified Minimum Value Option, the minimum
               value option price is $0.17 per pound.

 55J   2008    Picking Factors and Estimated Production:  In accordance with Section 1
               and 11(c)(5) of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

               Type                 Harvest                 Picking          Estimated
                                    Dates                   Factor           Pounds Per
                                                                             Picking
                                                                             (Per Acre)

               No Type Specified    April 10 - May 15          3             1,800 lbs.

 55K   2008    Insurance will not attach to any acreage planted to cabbage or any other
               Brassicaceae crop (e.g., cauliflower, broccoli, etc.) which was infected
               the previous year with a 10 percent or greater infestation of sclerotinia.
               NOTE:  The Brassicaceae family was formerly known as the Cruciferae or
               crucifer family.

 55L   2008    Picking Factors and Estimated Production:  In accordance with Section 1
               and 11(c)(5) of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

               Type                  Harvest                Picking        Estimated
                                     Dates                  Factors        Pounds Per
                                                                           Picking
                                                                           (Per Acre)

               No Type Specified     April 15 - May 20         3           1,800 lbs.

 55M   2008    Picking Factors and Estimated Production:  In accordance with Section 1
               and 11(c)(5) of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

               Type                  Harvest                 Picking        Estimated
                                     Dates                   Factors        Pounds Per
                                                                            Picking
                                                                            (Per Acre)

               No Type Specified     April 25 - May 31          3           1,800 lbs.

 55N   2008    Picking Factors and Estimated Production:  In accordance with Section 1
               and 11(c)(5) of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

               Type                  Harvest                 Picking        Estimated
                                     Dates                   Factors        Pounds Per
                                                                            Picking
                                                                            (Per Acre)

               No Type Specified     May 10 - June 15           3           1,800 lbs.

 55O   2008    Minimum Value: The minimum value to be used for harvested and appraised
               production is $0.80 per pound.


 55P   2008    Minimum Value Option: If you selected Option I of the Modified Minimum
               Value Option, the minimum value option price is $0.40 per pound.  If you
               selected Option II of the Modified Minimum Value Option, the minimum
               value option price is $0.20 per pound.

 55Q   2008    First Harvest:  In accordance with Section 10(f) of the Strawberry Crop
               Provisions, the insured must notify us within 2 days if their first
               harvest is later than January 2 so that we may inspect or appraise the
               insured acreage.

 55R   2008    Picking Factors and Estimated Production:  In accordance with Section 1
               and 11(c)(5) of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

               Type: No Type Specified

               Harvest                       Picking             Estimated  Pounds
               Dates                         Factor             Per Picking/Per Acre
                                                           Single Set Row  Double Set Row

               December 17 - February 14        5              333 lbs.       396 lbs.
               February 15 - March 31           3              600 lbs.       712 lbs.
               April 1 - May 15                 3              171 lbs.       203 lbs.

 55S   2008    Cultural Requirements: In accordance with Section 6(e) of the Strawberry
               Crop Provisions, the cultural requirements for insurability are:
               1.  Pre-plant Soil Fumigation:
                   A. (1)Completed at least 2 weeks before planting;
                      (2)With a mixture of no more than 98 percent methyl bromide
                         and no less than 2 percent chloropicrin; and
                      (3)Applied at a rate of at least 150 pounds per acre for bed
                         fumigation.
                   B.  Other soil sterlization techniques can satisfy this requirement
                       if tested, shown effective and applied according to recommendations
                       of the Louisiana Cooperative Extension Service.
               2.  The minimum height of planting beds must be six (6) inches.
               3.  Plastic (polyethylene) mulch must be applied to cover the
                   entire surface of the planting beds by October 1.
               4.  At least 7,200 viable plants per acre must be planted in the field.

 55T   2008    Harvest Delay:  In accordance with Section 10(f) of the Strawberry
               Crop Provisions, the insured must notify us within 2 days if they
               experience a harvest delay of 21 days or more.

 55U   2008    First Harvest:  In accordance with Section 10(f) of the Strawberry Crop
               Provisions, the insured must notify us within 2 days if their first
               harvest is later than October 26th so that we may inspect or appraise
               the insured acreage.

 55V   2008    Winter Type 211 First Harvest:  In accordance with Section 10(f) of the
               Strawberry Crop Provisions, the insured must notify us within 2 days if
               their first harvest is later than January 17th so that we may inspect or
               appraise the insured acreage.

 55W   2008    Summer Type 212 First Harvest:  In accordance with Section 10(f) of the
               Strawberry Crop Provisions, the insured must notify us within 2 days if
               their first harvest is later than September 17th so that we may inspect
               or appraise the insured acreage.

 55X   2008    First Harvest:  In accordance with Section 10(f) of the Strawberry Crop
               Provisions, the insured must notify us within 2 days if their first
               harvest is later than March 17th so that we may inspect or appraise the
               insured acreage.

 55Y   2008    First Harvest:  In accordance with Section 10(f) of the Strawberry Crop
               Provisions, the insured must notify us within 2 days if their first
               harvest is later than December 1st so that we may inspect or appraise
               the insured acreage.

 55Z   2006    Minimum Value:  The minimum value to be used for harvested and appraised
               production is $0.34 per pound.

 56A   2006    Allowable Cost:  In accordance with Section 1 of the Strawberry Crop
               Provisions, the allowable cost is $0.44 per pound. Allowable cost does
               not apply to production when the general public is permitted to enter
               the field for the purpose of picking all or a portion of the crop.
               The allowable cost will be reduced for any cooling cost charges paid
               by a broker, processor, shipper or other first handler.  Cooling cost
               charges will be converted to a cost per pound before being deducted
               from the allowable cost.

 56B   2006    Minimum Value Option:  If you selected Option I of the Modified Minimum
               Value Option, the minimum value option price is $0.17 per pound.  If
               you selected Option II of the Modified Minimum Value Option, the minimum
               value option price is $0.09 per pound.

 56C   2008    Unit Division:  Provisions for optional units by non-contiguous land
               contained in Section 2 (b) of the crop provisions do not apply.

 56D   2008    LIMITS ON AMOUNT OF INSURANCE:  In accordance with Section 3 (c) of
               the Strawberry Crop Provisions, we will limit your guarantee (amount
               of insurance) based on your prior production as follows:
               1.  If you have produced at least 27,500 pounds per acre in one of the
                   most recent three years, you may purchase an amount of insurance
                   equal to any of the fixed dollar amounts of insurance shown on the
                   actuarial documents.

               2.  If your highest level of production per acre in one of the most
                   recent three years has been less than 27,500 pounds but greater
                   than or equal to 10,000 pounds, you may purchase an amount of
                   insurance equal to any of the fixed dollar amounts of insurance
                   shown on the actuarial documents times your highest per acre
                   production divided by 27,500.

 56E   2008    Standards for Grades:  In accordance with Section 1 of the Strawberry
               Crop Provisions, marketable production will be strawberries that meet
               or exceed U.S. No.2 grading standard as defined in the United States
               Standard for Grades of Strawberries, or production of such quality that
               would be accepted by a packer, processor or other handler even if failing
               to meet grading standards.

 56F   2008    Picking Factors and Estimated Production:  In accordance with Section 1
               and 11(c)(5) of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

                      Harvest                 Picking               Estimated Pounds
                       Dates                  Factors                 Per Picking
                                                                       (Per Acre)

               Prior to December 31              3                      371 lbs.
               January 1 - January 31            3                      531 lbs.
               February 1 - February 29          3                      769 lbs.
               March 1 - March 31                3                    1,073 lbs.

 56G   2008    Acreage Limitation:  If your acreage of strawberries in this county for
               the current crop year exceeds 125 percent of the greatest number of
               acres of insurable strawberries that you harvested in this county for
               any one of the three previous crop years, your amount of insurance (per
               acre) for the current crop year will be reduced as follows:
                    (1)     Multiply the greatest number of acres of insurable straw-
                            berries that you harvested in this county in any one of the
                            three previous crop years by 1.25;
                    (2)     Divide the result by the number of acres of insurable
                            strawberries planted by you in this county in the current
                            crop year; and
                    (3)     Multiply the resulting factor (not to exceed 1.0) by the
                            amount of insurance for the current crop year.
               This limitation will not apply to an acreage increase of five acres or less.

 56H   2008    If you are a new insured, you must provide written verification of
               acreage data from the Farm Service Agency or Extension Service to the
               company representative by the time of application.

 56I   2008    Cultural Requirements:  In accordance with Section 6(e) of the Strawberry
               Crop Provisions, all transplants must be certified disease free plants.
               Each crop year you must fumigate and plant on raised beds with plastic
               mulch, drip irrigation and provide overhead irrigation for frost/freeze
               protection.  For organic or transitional organic acreage instead of
               fumigation you must use organically acceptable production methods to
               control or suppress weeds, plant pathogens and nematodes, this must
               include a one year rotation with a winter and summer cover crops of a
               grass/legume mixture.

 56J   2008    LIMITS ON AMOUNT OF INSURANCE:  In accordance with Section 3 (c) of the
               Strawberry Crop Provisions, each year we will limit your guarantee
               (amount of insurance) based on your prior production as follows:
               1.  If you have produced at least 14,000 pounds per acre in one of the
                   most recent three years, you may purchase an amount of insurance
                   equal to any of the fixed dollar amounts of insurance shown on the
                   actuarial documents.

               2.  If your average production per acre in one of the most recent three
                   years has been less than 14,000 pounds but greater than 10,000
                   pounds, you may purchase an amount of insurance equal to any of the
                   fixed dollar amounts of insurance shown on the actuarial documents
                   times your highest per acre production divided by 14,000.

 56K   2006    In accordance with Section 1 of the Florida Fruit Tree Crop Provisions,
               citrus trees will be insurable for ACC if the ACC Underwriting
               Certification indicates those citrus trees are not infected by or
               exposed to ACC, not considered abandoned by the Department of Plant
               Industry (DPI), and were inspected within the time periods specified in
               the DPI citrus-tree inspection schedule that was applicable at the time
               of application or when coverage was renewed (i.e., the sales closing
               date).  Although DPI's inspection schedule is subject to change, it
               currently provides as follows:

               1.  Inspect all citrus trees within 3,800 feet of any positive
                   tree every 30 days for nine months; after nine months, inspect
                   every 90 days for as long as quarantine is in effect;

               2.  Inspect all citrus trees beyond 3,800 feet but still within
                   quarantine zone every 90 days;

               3.  Inspect all citrus trees in the buffer zone but outside the
                   quarantine zone every 180 days; and

               4.  Inspect all citrus trees in a county with a quarantine zone,
                   but outside any quarantine or buffer zone every 360 days.

 56L   2008    Alfalfa seed grown under a forage seed contract may have optional units
               established by variety in lieu of the optional unit provisions in
               Section 34(c) of the Basic Provisions.  If optional units by variety
               are selected, all acres of a variety will be considered to be one
               optional unit, even if more than one forage seed contract is involved
               for the variety.  If optional units by variety are not selected, the
               optional unit provisions in Section 34(c) of the Basic Provisions apply.
               The type of optional units selected applies to all contracted acres
               insured under the policy.

               The optional unit provisions in Section 34(c) of the Basic Provisions
               apply to alfalfa seed grown solely for harvest as certified seed and not
               grown under a forage seed contract.

 56M   2005    The minimum requirements for row and plant spacing for insurable
               practices are as follows:

                  1.  For all hand harvest practices, row spacing must be 3 - 4 feet
                      and plant spacing within the row must be 6 - 8 inches, to
                      achieve a plant population of 20,000 - 30,000 plants per acre.
                  2.  For all machine harvest practices, plantings must be in beds
                      84 - 90 inches apart or as recommended by the harvester
                      manufacturer.  Each bed must have 3 - 4 rows spaced 24 - 30
                      inches and plant spacing within the row must be 2 - 4 inches
                      to achieve a minimum of 55,000 - 60,000 plants per acre.

 56N   2008    In lieu of Section 34 (b) of the Basic Provisions, optional units are
               not available for Cutivated Wild Rice.

 56P   2005    Definition of following select crops: Spring wheat or durum planted on
               acreage on which dry peas, lentils or garbanzo/chickpeas were grown
               (and not destroyed and replanted to any other crop) the previous crop year.
               Such acreage is classified as continuous cropping practice (004), but the
               (FL) premium discount applies.

 56Q   2006    Allowable Cost:  In accordance with Section 1 of the Raspberry and
               Blackberry Crop Provisions, the allowable cost is $4.82 per crate for
               Raspberries and $1.24 for Blackberries per crate.  Allowable cost does
               not apply to direct marketed production in which the general public is
               permitted to enter the field for the purpose of picking the crop.

 56R   2006    The Minimum Production per Acre is:
                                                            Minimum Production
                                                        (Marketable Crates per acre)
               (818) Raspberry Biennial (Fresh)                   3,500
               (819) All Other Raspberry (Fresh)                  3,500
               (820) Olallie Blackberry (Fresh)                   2,400
               (821) All Other Blackberry (Fresh)                 2,400

 56S   2006    The Standard Minimum Value and Modified Minimum Value Option Prices are
               shown below, in dollars per crate.

                               Standard         Modified Minimum       Modified Minimum
               Type Prac       Minimum Value    Value Option I         Value Option II

               818  002           $1.59             $1.07                  $0.52
               819  002           $1.23             $0.82                  $0.41
               820  002           $1.89             $1.27                  $0.62
               821  002           $1.79             $1.20                  $0.59



 56T   2005    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $6.05 per bushel.

 56U   2005    Allowable Cost:  Allowable cost for harvested production will include
               the actual cost of picking, grading, packing containers, hauling and
               selling not to exceed $5.35 per bushel.  Allowable cost does not apply
               to production when the general public is permitted to enter the field
               for the purpose of picking all or a portion of the crop.

 56V   2005    Minimum Value Option:  If you selected Option I of the Minimum Value
               Option, the minimum value option price is $3.00 per bushel.  If you
               selected Option II of the Minimum Value Option, the minimum value option
               price is $1.50 per bushel.

 56W   2008    In lieu of the U.S. Number 1 grade standard, marketable blueberry
               production in Maine is blueberries that are accepted by a packer,
               processor, or other handler, or blueberries that meet U.S.D.A.
               Grades A or B.

 56X   2008    Revisions for increased inventory are authorized for this county.

 56Y   2008    In addition to optional units based on non-contiguous lease sites as
               reference in Section 2(b) optional units will also be available based
               on stage as identified in these Special Provisions.

 56Z   2008    In lieu of the definition of harvest in the Cultivated Clam Pilot Crop
               Insurance Provisions, clams that are removed from the growing location
               but not of sufficient size to be marketable, will not be insurable if
               returned to a growing location.  The location of these uninsurable
               clams, as well as over-age uninsurable clams, must be noted on the Clam
               Inventory Value Report and the site map(s) submitted with the inventory
               report.

 57A   2008    Blueberry varieties with a chilling hour requirement of 500 hours or less
               are uninsurable in this county.

 57B   2005    There is a one year lag period in reporting production.  Production
               reports through the 2003 crop year are required for the 2005 crop year.

 57C   2006    There is a one-year lag period in reporting production.  Production
               reports through the 2004 crop year are required for the 2006 crop year.
               Any unit that does not have a 2004 crop year production report is
               uninsurable for the 2006 crop year.

 57D   2008    Varieties requiring less than 300 chilling hours will only be insurable
               under practice (032), Irrigated With Frost Protection, in this county.

 57G   2008    The clam stages referenced in Section 1 of the Crop Provisions,
               "Definitions" are as follows:

                    Stage 1 - Not applicable
                    Stage 2 - Clams that are at least 10 mm in size seeded after
                              July 15 of the most recent past crop year at a maximum
                              density of 90 clams per square foot.
                    Stage 3 - Clams that are at least 10 mm in size seeded before
                              July 16 of the most recent past crop year at a maximum
                              density of 90 clams per square foot.
                    Stage 4 - Not applicable


 57I   2005    The separately-named, high density aquaculture lease sites or shellfish
               sites referred to in the Cultivated Clam Pilot Crop Insurance Provisions
               shall be Seaside and Bayside in this county.

 57J   2008    Survival factor for Stage 2, 3, and 4 clams will be:
               70%, (unless you provide productions records for three consecutive years
               in which case your records will be used to determine the survival factor)
               or 50%, if population exceeds 75 clams per square foot, (unless you
               provide production records for three consecutive years in which case your
               records will be used to determine the survival factor).

 57K   2008    Clams that are at least 10 millimeters in size or larger on the date
               seeded in tidal water through 6 months.

 57L   2008    Clams that were seeded at 10 millimeters in size or larger and have been
               in the tidal water longer than 6 months and less than 12 months.

 57M   2008    Clams that were seeded at 10 millimters in size or larger and have been
               in the tidal water 12 months but less than 30 months.  (Clams that were
               seeded at 10 millimeters in size or larger and have been in the tidal
               water longer than 30 months are not insurable).


 57N   2005    Clams that were seeded at 10 millimters in size or larger and have been
               in the tidal water 12 months but less than 36 months.  (Clams that were
               seeded at 10 millimeters in size or larger and have been in the tidal
               water longer than 36 months are not insurable).


 57Q   2005    Marketable Production: Pumpkins or winter squash that meet the standard
               for grading as No. 1 or would be accepted by a packer, processor,
               consumer, or other handler even if failing to meet grading standards.

 57R   2005    If you select the Minimum Value Option and pay the additional premium, the
               value of production to count that is sold is specified in section 15 (b)
               of the crop provisions.  The minimum value option price is $5.00 per cwt.

 57S   2005    Allowable cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to exceed
               $5.00 per cwt.

               The minimum value to be used for harvested and appraised production will
               be $10.00 per cwt.

 57T   2005    If you select the Minimum Value Option and pay the additional premium, the
               value of production to count that is sold is specified in section 15 (b)
               of the crop provisions.  The minimum value option price is $3.25 per cwt.


 57U   2008    Insurance will not attach to any acreage on which Clubroot has been
               discovered for ten crop years after discovery.

 57V   2005    Insurance will not attach to any acreage planted to cabbage or any other
               Brassicaceae crop (e.g., cauliflower, broccoli, etc.) in either of the
               two previous crop years, unless the land was properly fumigated according
               to approved Extension Service recommendations prior to planting cabbage.

 57W   2005    Insurance will not attach to any acreage on which Clubroot has been
               discovered within the last 10 years unless the soil pH is maintained
               at 6.4 or higher at the beginning of the crop season.  The soil pH
               must be documented with an approved soil test according to Extension
               Service recommendations.

 57X   2007    In accordance to section 8 of the crop provisions, insurance will not
               attach to any acreage on which canola, mustard, or rapeseed, were planted
               the preceding crop year.  A crop which was planted and then all plant
               growth was terminated by chemical or mechanical means prior to June 1
               will not be considered planted for rotational purposes only.  The insured
               is responsible to provide proof of insurability.

 57Y   2008    Coverage time periods are 13, 17, 21, 26, 30, 34, 39, 43, 47 or 52-week
               periods.

 57Z   2008    Coverage time periods are 13, 17, 21, and 26-week periods.

 58A   2008    Minimum Prior Production:  In accordance with Section 6(h), the insured
               crop must be grown by a person who produced at least 18,000 pounds of
               strawberries per planted acre in at least three of the five previous
               crop years.

 58B   2008    Minimum Prior Production:  In accordance with Section 6(h), the insured
               crop must be grown by a person who produced at least 8,000 pounds of
               strawberries per planted acre in at least three of the five previous
               crop years.


 58C   2008    Winter Type 211 Minimum Prior Production:  In accordance with Section
               6(h), the insured crop must be grown by a person who produced at least
               20,000 pounds of strawberries per planted acre in at least three of the
               five previous crop years.


 58D   2008    Summer Type 212 Minimum Prior Production:  In accordance with Section
               6(h), the insured crop must be grown by a person who produced at least
               5000 pounds of strawberries per planted acre in at least three of the
               five previous crop years.


 58E   2005    Picking Factors and Estimated Production:  In accordance with Section 1
               and 11(c)(5) of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

               Type                       Harvest               Picking          Estimated
                                          Dates                 Factors          Pounds Per
                                                                                 Picking
                                                                                (Per Acre)

               Summer Planting     October 10 - November 10        5               100 lbs.
               Summer Planting     April 1 - April 30              5             1,100 lbs.
               Summer Planting     May 1 - May 31                  4             1,400 lbs.
               Summer Planting     June 1 - June 30                5             1,121 lbs.

 58F   2005    Picking Factors and Estimated Production:  In accordance with Section 1
               and 11(c)(5) of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

               Type                       Harvest               Picking          Estimated
                                          Dates                 Factors          Pounds Per
                                                                                 Picking
                                                                                 (Per Acre)

               Summer Planting     October 10 - November 10        5               100 lbs.
               Summer Planting     April 1 - April 30              5             1,100 lbs.
               Summer Planting     May 1 - May 31                  4             1,400 lbs.
               Summer Planting     June 1 - June 30                5             1,121 lbs.

 58G   2008    Picking Factors and Estimated Production:  In accordance with Section 1
               and 11(c)(5) of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

               Type                       Harvest               Picking       Estimated
                                          Dates                 Factors       Pounds Per
                                                                              Picking
                                                                              (Per Acre)

               Winter Planting     March 1 - March 31              5             600 lbs.
               Winter Planting     April 1 - April 30              4           1,400 lbs.
               Winter Planting     May 1 - May 31                  3           2,200 lbs.
               Winter Planting     June 1 - June 30                4           2,000 lbs.
               Winter Planting     July 1- July 31                 4             633 lbs.

 58H   2008    Winter Type 211 Picking Factors and Estimated Production: In accordance
               with Section 1 and 11(c)(5) of the Strawberry Crop Provisions, the
               picking factors and estimated pounds of strawberries per picking are as
               follows:

               Type                       Harvest               Picking         Estimated
                                          Dates                 Factors         Pounds Per
                                                                                Picking
                                                                                (Per Acre)

               Winter Planting     January 1 - January 31          5              400 lbs.
               Winter Planting     February 1 - February 28        5              600 lbs.
               Winter Planting     March 1 - March 31              4            1,800 lbs.
               Winter Planting     April 1 - April 30              3            2,400 lbs.
               Winter Planting     May 1 - May 31                  4            1,800 lbs.
               Winter Planting     June 1- June 30                 4              574 lbs.

 58I   2008    Summer Type 212 Picking Factors and Estimated Production: In accordance
               with Section 1 and 11(c)(5) of the Strawberry Crop Provisions, the
               picking factors and estimated pounds of strawberries per picking are as
               follows:

               Type                       Harvest               Picking         Estimated
                                          Dates                 Factors         Pounds Per
                                                                                Picking
                                                                                (Per Acre)

               Summer Planting     September 1- September 30       5              100 lbs.
               Summer Planting     October 1 - October 31          5            1,100 lbs.
               Summer Planting     November 1 - November 30        5            1,100 lbs.
               Summer Planting     December 1 - December 31        6              288 lbs.

 58J   2008    Cultural Requirements:  In accordance with Section 6(e) of the Strawberry
               Crop Provisions, the cultural requirements for insurability are:
               1.  Soil Fumigation:
                   A.  With a mixture of no more than 75 percent methyl bromide and no less
                       than 25 percent chloropicrin, unless restricted by the proximity
                       of residential areas to the field:
                       (1) Applied at a minimum rate of 250 pounds per acre for bed
                           fumigation and 300 pounds per acre for field
                           fumigation; and
                       (2) Completed at least 4 weeks and no more than 6 months prior to
                           planting.
                   B.  Other soil sterilization techniques can satisfy this requirement
                       if tested, shown to be effective, and applied according to
                       recommendations of the University of California Cooperative Extension
                       (UCCE)Service.
               2.  Planting beds must be raised at least six (6) inches.
               3.  Initial plant density must be at least 20,000 viable plants per acre.
               4.  All transplants must satisfy the requirements of the Strawberry
                   Certification Program administered by the California Department of
                   Food and Agriculture.
               5.  Plastic (polyethylene) mulch must be applied to the planting beds
                   by January 1 or as recommended by the UCCE Service for the location and
                   planting system.

 58K   2005    Cultural Requirements:  In accordance with Section 6(e) of the Strawberry
               Crop Provisions, the cultural requirements for insurability are:
               1.  Soil Fumigation:
                   A.  With a mixture of no more than 75 percent methyl bromide and no less
                       than 25 percent chloropicrin, unless restricted by the proximity
                       of residential areas to the field:
                       (1) Applied at a minimum rate of 250 pounds per acre for bed
                           fumigation and 300 pounds per acre for field
                           fumigation; and
                       (2) Completed at least 2 weeks and no more than 16 months prior to
                           planting.
                   B.  Other soil sterilization techniques can satisfy this requirement
                       if tested, shown to be effective,  and applied according to
                       recommendations of the University of California Cooperative Extension
                       (UCCE)Service.
               2.  Planting beds must be raised at least six (6) inches.
               3.  Initial plant density must be at least 12,000 viable plants per acre.
               4.  All transplants must satisfy the requirements of the Strawberry
                   Certification Program administered by the California Department of
                   Food and Agriculture.
               5.  Plastic (polyethylene) mulch must be applied to the planting beds
                   by March 1 or as recommended by the UCCE Service for the location and
                   planting system.

 58L   2008    Minimum Prior Production:  In accordance with Section 6(h), the insured
               crop must be grown by a person who produced at least 10,000 pounds of
               strawberries per planted acre in at least three of the five previous
               crop years.


 58M   2008    Cultural Requirements:  In accordance with Section 6(e) of the
               Strawberry Crop Provisions, all transplants must be disease free plants.
               Each crop year you must plant on raised beds with plastic mulch, provide
               overhead irrigation for freeze protection, and fumigate with chemicals
               that are recognized for fumigation by the Cooperative State Research,
               Education, and Extension Service.  For organic and transitional organic
               acreage, instead of fumigation you must use organically acceptable
               production methods that are recognized by the Cooperative State Research,
               Education, and Extension Service to control or suppress weeds, plant
               pathogens and nematodes.


 58N   2007    The applicable standards for onions in the following states will apply for
               this crop year:

                     Oregon and Washington

                     Storage Types 175 Spring Planted Reds, 185 Spring Planted Whites, and
                     195 Spring Planted Yellows  U.S. No. 1 Grade, under United States
                     Standards of Onions (other than Bermuda-Granex-Grano and Creole Types)

                     Storage Type 215 Spring Planted Whites and Yellows  U.S. No. 2 Grade,
                     under United States Standards for Grades of Onions for Processing.

 58Q   2007    In lieu of the "State of North Dakota" reference in Section 13(d)(3)(iv)
               of the Mustard Crop Provisions, the official mustard grading standards
               of the State of Montana (Montana Department of Agriculture) will be used
               with regard to deficiencies in quality.

 58R   2005    Minimum Value:
               The minimum value to be used for harvested and appraised production
               will be the lesser of the contract price or $2.38 per 50 pound bushel.

 58S   2005    Allowable Cost:
               Allowable cost for harvested production will include the actual cost
               of picking, grading, packing containers, hauling and selling not to
               exceed $0.39 per 50 pound bushel.

 58T   2007    Harvest Price - Equals the August harvest year's average daily settlement
               price for the harvest year's CBOT September corn futures contract
               rounded to the nearest whole cent, multiplied times the price percentage
               relationship between grain sorghum and corn, as determined by RMA based
               on the USDA January estimate of corn and grain sorghum prices, and rounded
               to the nearest whole cent.  The Harvest Price cannot be less than the
               Projected Price minus one dollar and fifty cents ($1.50), or greater than
               the Projected Price plus one dollar and fifty cents ($1.50).  The Harvest
               Price will be released as an actuarial document addendum by September 10
               of the harvest year.

               Projected Price - Equals the December 15 of the pre-harvest year to
               January 14 of the harvest year's average daily settlement price for the
               harvest year's CBOT September corn futures contract rounded to the nearest
               whole cent, multiplied times the price percentage relationship between
               grain sorghum and corn, as determined by RMA based on the United States
               Department of Agriculture (USDA) January estimate of corn and grain sorghum
               prices, and rounded to the nearest whole cent.  The Projected Price will
               be released as an actuarial document addendum by January 24 of the harvest
               year.

 58W   2007    Harvest Price - Equals the October harvest year's average daily settlement
               price for the harvest year's CBOT December corn futures contract
               rounded to the nearest whole cent, multiplied times the price percentage
               relationship between grain sorghum and corn, as determined by RMA based
               on the USDA January estimate of corn and grain sorghum prices, and rounded
               to the nearest whole cent.  The Harvest Price cannot be less than the
               Projected Price minus one dollar and fifty cents ($1.50), or greater than
               the Projected Price plus one dollar and fifty cents ($1.50).  The Harvest
               Price will be released as an actuarial document addendum by November 10
               of the harvest year.

               Projected Price - Equals the February harvest year's average daily
               settlement price for the harvest year's CBOT December corn futures
               contract rounded to the nearest whole cent, multiplied times the price
               percentage relationship between grain sorghum and corn, as determined
               by RMA based on the United States Department of Agriculture (USDA)
               January estimate of corn and grain sorghum prices, and rounded to the
               nearest whole cent.  The Projected Price will be released as an actuarial
               document addendum by March 10 of the harvest year.

 58X   2005    The Pecan Revenue Crop Provisions (05-020) is effective for the 2005
               crop year for those insureds whose first year of a two-year coverage
               module is 2005.  A carry-over insured who was in the first year of the
               two-year coverage module for 2004 will continue to be insured under the
               pilot policy (Pecan Revenue Pilot Crop Provisions (99-090)).  The 2004
               actuarial documents will also be applicable for coverage provided under
               the pilot policy.

 58Y   2005    Allowable Cost:
               Allowable cost for harvested production will include the actual cost
               of picking, grading, packing containers, hauling and selling not to
               exceed $0.24 per 50 pound bushel.

 58Z   2005    Minimum Value:
               The minimum value to be used for harvested and appraised production
               will be the lesser of the contract price or $3.36 per 50 pound bushel.

 59A   2006    In addition to section 11(c)(4) of the crop provisions, for harvested
               production subtract $1.29 per 24 lb lug from the price received by the
               insured to adjust for costs incurred for harvest.

 59B   2006    In addition to section 11(c)(4) of the crop provisions, for harvested
               production subtract $1.38 per 25 lb lug from the price received by the
               insured to adjust for costs incurred for harvest.

 59C   2006    In addition to section 11(c)(4)(i)and (ii) of the crop provisions, for
               harvested production subtract $2.10 per 22 lb lug from the price received
               by the insured to adjust for costs incurred for harvest.

 59D   2006    In addition to section 11(c)(4) of the crop provisions, for harvested
               production subtract $1.71 per 22 lb lug from the price received by the
               insured to adjust for costs incurred for harvest.

 59E   2006    In addition to section 11(c)(4) of the crop provisions, for harvested
               production subtract $1.21 per 22 lb lug from the price received by the
               insured to adjust for costs incurred for harvest.

 59F   2006    In addition to section 11(c)(4)(i) and (ii) of the crop provisions, for
               harvested production subtract $1.81 per 24 lb lug from the price received
               by the insured to adjust for costs incurred for harvest.

 59G   2006    In addition to section 11(c)(4)(i) of the crop provisions, for harvested
               production subtract $100.00 per ton from the price received by the insured
               to adjust for costs incurred for harvest.

 59H   2006    In addition to section 11(c)(4)(i) and (ii) of the crop provisions, for
               harvested production subtract $1.43 per 25 lb lug from the price received
               by the insured to adjust for costs incurred for harvest.

 59J   2006    In addition to section 11(c)(4)(i)of the crop provisions, for harvested
               production subtract $57.00 per ton from the price received by the insured
               to adjust for costs incurred for harvest.

 59K   2006    In addition to section 11(c)(4)(i)of the crop provisions, for harvested
               production subtract $48.00 per ton from the price received by the insured
               to adjust for costs incurred for harvest.


 59L   2006    In addition to section 11(c)(4)(i) and (ii) of the crop provisions, for
               harvested production subtract $1.40 per 22 lb lug from the price received
               by the insured to adjust for costs incurred for harvest.

 59M   2007    The percentage factor, as stated on the Northern Potato Quality Endorsement
               will be based on the actual average percentage of potatoes grading U.S. No. 1
               or U.S. No. 2 or better as determined from your records. If less than four
               year of records are available, the factor will be  calculated as follows:

                *Years of Actual      Actual Average     **Default      Percentage
                   Percentage            Percentage      Percentage        Factor
                      Record                (AAP)           (DP)            (PF)
                        0                  (0 AAP)    +  (4 DP)/4     =      PF
                        1                  (1 AAP)    +  (3 DP)/4     =      PF
                        2                  (2 AAP)    +  (2 DP)/4     =      PF
                        3                  (3 AAP)    +  (1 DP)/4     =      PF

               *Any actual average percentages must be submitted and certified in accordance
               with actual production (APH) procedures.  Use of loss records showing the
               percentage of potatoes meeting the grade designations stated above must be used
               as an actual year of records for any year in which we determine the percentage
               of potatoes meeting the stated grades.

               **The default percentage is:

                        Fresh Market                        Processing
                 #1 or Better    #2 or Better       #1 or Better     #2 or Better

                     60              85                  60               85

 59P   2005    In accordance with the definition of Grade Standards contained in
               (section 1 - Definitions) of the 05-0054 Apple Crop Provisions, a
               Washington Fancy Grade or better in accordance with the Washington State
               Standards for apples is applicable.

 59Q   2008    In lieu of the end of insurance calendar date specified in Section 9.(a)(3),
               the calendar date for the end of insurance period for each crop year is
               November 10 for the Fuji variety only.

 59R   2008    In addition to section 9 (a)(3)(Insurance Period), the calendar date for
               the end of insurance period for each crop year is November 10 for the
               Fuji variety and November 20 for the Pink Lady variety.

 59S   2008    In addition to section 9 (a)(3)(Insurance Period), the calendar date for
               the end of insurance period for each crop year is November 10 for the Fuji
               variety.

 59T   2005    Allowable Cost:
               Allowable cost for harvested production will include the actual cost
               of picking, grading, packing containers, hauling and selling not to
               exceed $1.73 for Hand Harvesting Irrigated and $2.00 for Hand Harvested
               Dry land per 50 pound bushel.

 59U   2005    Minimum Value:
               The minimum value to be used for harvested and appraised production
               will be $1.77 per 50 pound bushel for Irrigated Hand Harvested and
               $1.11 per 50 pound bushel for Non-Irrigated Hand Harvested.

 59V   2005    For the purpose of Section 8(c) of the Crop Provisions, the expected
               yield for determining the maximum insurable acreage under a processing
               contract that stipulates an amount of production to be delivered will
               be 300 bushels per acre for hand harvested acreage.

 59X   2005    The following rotation statement applies to(097)Smooth Green & Yellow type:
               Insurance will not attach to any acreage on which field peas (Forage/Feed
               Peas Grown for Seed and/or Smooth Green & Yellow) were planted in either of
               the previous two (2) crop years or on which sunflowers were planted in the
               previous crop year.  A crop which was planted and then all plant growth
               is terminated by chemical or mechanical means prior to the acreage reporting
               date, will not be considered planted for rotational purposes ONLY.
               The insured is responsible to provide proof of insurability.

 59Y   2007    You must report your previous year's tobacco acres and production in
               accordance with section 3 of the Basic Provisions and retain the records
               in accordance with section 21 of the Basic Provisions.

 5A1   2005    In accordance with Section 34 of the Basic Provisions and as authorized
               by Section 2 of the Blueberry Crop Provsions, optional units by type
               (specified on Special Provisions) or on non-contiguous land shall be
               applicable in addition to the standard optional units by practice
               (irrigated v. non-irrigated) and seperate sections. For each optional
               unit, you must maintain written, verifiable records of planted acreage
               and harvested production for at least the previous crop year and file
               production reports based on those records to obtain a production guarantee.

               Optional units will be determined when a timely filed acreage report is
               submittted and will not be subject to further division. Final unit
               determination will be made when adjusting a loss; however, no further
               division will be made at that time.

 5A2   2008    In accordance with Section 10 (d) of the Blueberry Crop Provisions production
               to count for blueberries with 20 percent or greater damage will be determined
               as follows:  If damaged blueberries are harvested and sold, divide the price
               per pound received (minus $0.30 per pound for hand harvesting or $0.15 per
               pound for machine harvesting) by the maximum price election for the county
               to determine the quality factor (not less than zero). Multiply the quality
               factor by the pounds of damaged production to determine the production to
               count for such damaged production. If the damaged blueberries have no net
               value (after subtracting the appropriate harvest cost shown above,)
               the production to count will be zero.

 5A3   2008    In accordance with Section 6 of the Blueberry Crop Provisions, the calendar
               date for the end of insurance period for each crop year shall be October 15
               for all the Very Late Highbush and Rabbiteye type (Group A). The calendar
               date for the end of insurance period for the Early to Late Highbush type
               (Group B) shall be as specified in the Blueberry Crop Provisions.

 5A4   2008    Very Late Highbush & Rabbiteye (Group A) includes Highbush cultivars
               and Elliott and Aurora, and all adapted Rabbiteye cultivars.
               Early to Late Highbush (Group B) - All other Highbush cultivars
               not specified in Group A.

 5A5   2007    Pursuant to Section 8(f)(2) of the Pecan Revenue Crop Provisions (05-020
               Rev. 10/4), direct marketed pecans are insurable.  Market price, as defined
               in Section 1 of the Crop Provisions and gross sales for any direct market
               pecans, will be based on AMS prices only.

 5A6   2008    The production to count for blueberries remaining on the bush with 20
               percent or greater damage will be determined as follows:  If the damaged
               blueberries are harvested and sold, divide the price per pound received
               (minus $0.15 per pound for harvesting) by the maximum price election for
               the county to determine the quality factor (not less than zero).  Multiply
               the quality factor by the pounds of damaged production to determine the
               production to count for such damaged production.  If the damaged blueberries
               are unharvested or are harvested but not sold, the production to count will
               be zero.

 5AB   2008    In lieu of the provisions of section 5 of the Forage Seeding Crop
               Provisions, the cancellation and termination dates are July 31.

 5AC   2007    In lieu of the provisions of section 1 of the Forage Seeding Crop
               Provisions, the definition of Spring planted shall be:  A forage
               crop seeded before August 11.

 5AX   1997    Any acreage in this county for which a rate has not been established
               or which has been designated as uninsurable or unclassified on the
               FCI-33 CROP INSURANCE ACTUARIAL MAP will be insurable only by written
               agreement, unless such acreage is classified by an FCI-33 CROP
               INSURANCE ACTUARIAL SUPPLEMENT.  Contact you crop insurance agent by
               the sales closing date to determine eligibility requirements.

 5AZ   2006    Approved Adzuki Variety:  Erimo

               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to
               your crop insurance agent by the sales closing date.

 5B4   2007    Coverage for reindeer and other animals that migrate is limited to captive
               animals.

 5B7   2007    The maximum level of coverage for silage sorghum is 75 percent of the
               approved (indexed) yield.

 5B9   2005    The additional value price per bushel for Option A of the Income Protection
               Barley Malting Barley Price and Quality Endorsement is as follows:

               $0.60  Minnesota, North Dakota, Oregon, South Dakota, Washington
               $0.90  Idaho, Montana

 5BB   2000    The Insurable Age of the bushes will be the third growing season after being
               set out for all varieties.

 5BC   2007    The fresh type potato varieties of Russet Norking and Russet Norkotah
               (and its numbered lines) are not eligible for coverage under the
               Processing Quality Endorsement

 5BD   1997    ****Insurable Varieties:  Berkeley, Bluecrop, Bluehaven, Bluejay, Bluetta,
               Burlington, Collins, Darrow, Duke, Earliblue, Ellliot, Jersey, Lateblue,
               Nelson, Northland, Patriot, Pemberton, Rancocas, Rubel, Spartan, Stanley
               and Weymouth.

 5BO   2004    Other Highbush type blueberry varieties may be insurable by written
               agreement.  Contact your crop insurance agent to determine insurability
               and submit an actuarial request by the sales closing date.

 5BT   2007    Approved Black Varieties:    Black Magic
                                            Domino
                                            Midnight
                                            Panther
                                            T-39
                                            UI-906
                                            Shadow
               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to
               your crop insurance agent by the sales closing date.

 5C2   2008    In addition to the definition of Net Hay Production in the Group Risk
               Plan Rangeland Crop Provisions, the estimated Net Hay Production is
               computed as the total non-irrigated hay production in a county for any
               crop year minus the CRP hay and grain hay produced that year as
               determined by FCIC, but not less than zero.

 5CA   1997    Insurance will not attach to any acreage on which canola, sunflowers,
               dry edible beans, mustard, crambe, field peas, garbanzo beans, lentils,
               potatoes, rapeseed, sugar beets, safflowers or soybeans were planted any
               of the preceding three crop years.

 5CB   1998    Insurance will not attach to any acreage on which canola, mustard, crambe,
               field peas, garbanzo beans (chickpeas), lentils or rapeseed were planted
               the preceding two crop years.

 5CC   1997    Any acreage of alfalfa the fourth through the ninth crop year after the
               year of establishment or alfalfa-grass mixtures the sixth through the
               ninth crop year after the year of establishment will be insurable only
               by written agreement.  If you were insured last year, you must make a
               request through your crop insurance agent for coverage on overage stands
               by October 31 preceding the sales closing date.  New insureds must make
               requests by November 30.  An inspection or other acceptable evidence of
               an adequate stand must accompany the request and is required to determine
               if the acreage is insurable.  Any request for coverage on overage stands,
               including supporting documentation, which is not submitted by the
               applicable dates provided above, will be denied and your overage stand
               will not be insurable.  Contact your crop insurance agent for more
               information on overage stands.

               Any acreage of Alfalfa or Alfalfa-Grass Mixtures will not be insurable
               for the tenth and succeeding years after the year of establishment.

 5CF   2002    Conversion factors to be used in accordance with the provision of the
               insurance policy for adjusting threshed production of dry beans:
                   Section I.   CLASS OF BEANS         GRADE           FACTOR
                                Black Turtle Soup   U.S. No. 3          .90
                                Great Northern      U.S. No. 3          .91
                                Pinto               U.S. No. 3          .90
                                Pink                U.S. No. 3          .90
                                Light Red Kidney    U.S. No. 3          .90
                                Small Whites        U.S. No. 3          .90

                   Section II.  Great Northern
                     Percent of Pick   Factor       Percent of Pick    Factor
                         7              .87               14            .70
                         8              .85               15            .67
                         9              .82               16            .65
                        10              .80               17            .63
                        11              .77               18            .60
                        12              .75               19            .58
                        13              .72               20            .55

                  Section III.   Pea (Navy) and Medium White
                    Percent of Pick    Factor        Percent of Pick   Factor
                         5              .98               13            .80
                         6              .96               14            .78
                         7              .94               15            .76
                         8              .91               16            .74
                         9              .89               17            .72
                        10              .86               18            .70
                        11              .84               19            .68
                        12              .82               20            .67

 5CG   2007    A coarse grain crop which is properly planted, using a machine designed for
               such purpose, into an established grass or legume, will be insurable
               provided that prior to the emergence of the planted crop, the established
               grass or legume is treated with a herbicide which is labeled and
               recommended for the purpose of killing the established grass or legume.

 5CQ   1997    CORN QUALITY ADJUSTMENT FACTOR:
               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place
               decimals).  No other quality factors will be considered in determining
               production to count.  The QA Factor (not less than zero) will be
               multiplied by the number of bushels remaining after any reduction due
               to excessive moisture (in accordance with the Coarse Grains Crop
               Provisions) to determine the net production to count.  Any grain which,
               due to insurable causes, has zero market value either before or after
               quality adjustment will not be considered production to count.

               1  Corn will be discounted for low test weight as follows:
                  Test Weight Pounds   DF      Test Weight Pounds       DF
                  49 and above        None          38-38.99           .194
                  48-48.99            .056          37-37.99           .209
                  47-47.99            .067          36-36.99           .224
                  46-46.99            .078          35-35.99           .239
                  45-45.99            .089          34-34.99           .254
                  44-44.99            .104          33-33.99           .269
                  43-43.99            .119          32-32.99           .284
                  42-42.99            .134          31-31.99           .299
                  41-41.99            .149          30-30.99           .314
                  40-40.99            .164          Below 30 - See Section 3
                  39-39.99            .179

               2  Corn will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:
                  Kernel Damage %   DF   Kernel Damage %  DF   Kernel Damage %  DF
                    10 and below   None    18.01-19      .079    27.01-28      .133
                    10.01-11       .031    19.01-20      .085    28.01-29      .137
                    11.01-12       .037    20.01-21      .091    29.01-30      .141
                    12.01-13       .043    21.01-22      .097    30.01-31      .145
                    13.01-14       .049    22.01-23      .103    31.01-32      .149
                    14.01-15       .055    23.01-24      .109    32.01-33      .153
                    15.01-16       .061    24.01-25      .115    33.01-34      .157
                    16.01-17       .067    25.01-26      .121    34.01-35      .161
                    17.01-18       .073    26.01-27      .127    Above 35 - See Section 3

               3  Corn with (A) a test weight below 30 pounds per bushel and/or kernel
                  damage above 35 percent; (B) a musty, sour, or commercially objection-
                  able foreign odor; or (C) the presence of substances or conditions
                  identified by the Food and Drug Administration or other public health
                  organizations of the United States as injurious to human or animal
                  health; may be allowed a Discount Factor. To determine the Discount
                  Factor, the reduction in value (RIV) caused by the deficiences, sub-
                  stances, or conditions allowed in (A), (B), and/or (C) will be deter-
                  mined and the total will be divided by the Posted County Price (PCP)*.
                  The RIV will not include any price reduction resulting from any discount
                  factors that are included in sections 1 and 2.

                  A  The RIV's specified in section 3 will be limited to those that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be
                     increased by the cost of conditioning, provided that the resulting
                     RIV does not exceed the RIV before conditioning.  No RIV will be
                     accepted if it is due to (1) moisture content; (2) damage due to
                     uninsured causes; or (3) drying, handling, processing, or any other
                     costs associated with normal harvesting, handling, and marketing of
                     the production.

 5CR   1997       B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the RIV
                     in your local market area, then the RIV may be increased by the
                     additional costs required to deliver the production to the buyer,
                     provided that the resulting RIV does not exceed the RIV in your local
                     market area.  If the damaged production has been sold, the Discount
                     Factor will be based upon the RIV's applied by the buyer unless it
                     is determined that such RIV's are not usual, customary, and
                     reasonable.

                  C  The RIV's and PCP will be those in effect on the earlier of the date
                     such quality-adjusted production is sold or the date of final
                     inspection for the unit.

                  *  "Posted County Price (PCP)" is the price established by the Commodity
                     Credit Corporation (CCC) for yellow corn for the county shown on your
                     application.  If multiple counties are shown on your application, it
                     is the county in which the insured unit is located.  If the CCC
                     discontinues establishing PCP's for the county, the PCP will be the
                     Local Market Price as defined in the Coarse Grains Crop Provisions.

 5CS   1996    To determine the dollar value of production to count for indemnity purposes
               for any acreage harvested as grain, the maximum price election for grain is
               $2.45 per bushel if your silage price election is based on the established
               price or the market price for grain if your silage price election is based
               on the market price.

 5CT   2006    Approved Cranberry Varieties:  Taylor Hort
                                              CRAN09
                                              CRAN34
                                              CRAN74
               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to
               your crop insurance agent by the sales closing date.

 5CV   2003    Approved Cranberry Varieties:  Taylor Hort
                                              Cran 09
                                              Cran 34
                                              Cran 74

               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to
               your crop insurance agent by the sales closing date.

 5DK   2000    Approved Dark Red Kidney Varieties:  Isles
                                                    Montcalm

               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by your and submitted to
               your crop insurance agent by the sales closing date.

 5DM   2007      **NIBR - Determinate (bush) type dry beans planted in rows not far
               enough apart to permit intertilling between the rows with a row
               cultivator.  Indeterminate (vining) type dry beans are not insurable
               under this practice.

 5DN   2007    ** NFAC - Not following another crop that has reached the heading stage
               and/or that has been harvested in the same calendar year.

 5DP   2007    ** FAC - Following another crop that has reached the heading stage
               and/or that has been harvested in the same calendar year.

 5DR   2000    Conversion factors to be used in accordance with the provisions of the
               insurance policy for adjusting threshed production of dry beans:
                  Section I.  CLASS OF BEANS         GRADE          FACTOR
                               Great Northern      U.S. No. 3          .91
                               Pinto               U.S. No. 3          .90
                               Pink                U.S. No. 3          .90
                               Light Red Kidney    U.S. No. 3          .90
                               Small Whites        U.S. No. 3          .90
                               Dark Red Kidney     U.S. No. 3          .90
                  Section II. Great Northern
                   Percent of Pick   Factor    Percent of Pick      Factor
                           7            .87         14                 .70
                           8            .85         15                 .67
                           9            .82         16                 .65
                          10            .80         17                 .63
                          11            .77         18                 .60
                          12            .75         19                 .58
                          13            .72         20                 .55
                  Section III. Pea (Navy) and Medium White
                   Percent of Pick   Factor    Percent of Pick      Factor
                           5            .98         13                 .80
                           6            .96         14                 .78
                           7            .94         15                 .76
                           8            .91         16                 .74
                           9            .89         17                 .72
                          10            .86         18                 .70
                          11            .84         19                 .68
                          12            .82         20                 .67

 5F1   1998    APPROVED MALTING BARLEY VARIETIES:  Anheuser Busch 1201 & 1202 (2-row)
                                                   Anheuser Busch 1603
                                                   Anheuser Busch 2601 (6-row)
                                                   Anheuser Busch 5648
                                                   Clark (2-row)
                                                   Crest (2-row)
                                                   Crystal (2-row)
                                                   Excel (6-row)
                                                   Galena
                                                   Harrington (2-row)
                                                   Chinook
                                                   Klages (2-row)
                                                   Moravian III (2-row)
                                                   Morex (6-row)
                                                   Triumph
                                                   Russell

               All varieties recommended for malting by the American Malting Barley
               Association, Inc.

               Varieties meeting the conditions set forth in the Malting Barley Option
               Amendment, but not shown as an approved variety, will be insured.  Contact
               your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 5F4   1999    APPROVED MALTING BARLEY VARIETIES:  Anheuser Busch 1602
                                                   Azure
                                                   Excel
                                                   Morex
                                                   Robust
                                                   Stander
                                                   Triumph

               All varieties recommended for malting by the American Malting Barley
               Association, Inc.

               Varieties meeting the conditions set forth in the Malting Barley Option
               Amendment, but not shown as an approved variety, will be insured.  Contact
               your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 5F5   1997    APPROVED MALTING BARLEY VARIETIES:  Andre
                                                   Anheuser Busch 1201
                                                   Anheuser Busch 1202
                                                   Anheuser Busch 2601
                                                   AC-14
                                                   Camarque
                                                   Clark
                                                   Galena
                                                   Karla
                                                   Klages
                                                   Moravian III
                                                   Morex
                                                   Premier
                                                   Triumph

               All varieties recommended for malting by the American Malting Barley
               Association, Inc.

               Varieties meeting the conditions set forth in the Malting Barley Option
               Amendment, but not shown as an approved variety, may be insured.  Contact
               your crop insurance agent for eligibility requirements.

 5FO   1997      **Onions with cover crop include: a) direct seeded onions planted
               with a small grain cover crop (companion/nurse crop) which is fall
               planted and/or established during the initial growing phase of the
               insured crop, and b) the cover crop is controlled and eliminated before
               the heading stage after the initial planting of the applicable acreage,
               or c) onions transplanted/sets planted with a small grain cover crop.

 5FS   2007    Insurance will not attach to any acreage on which potatoes were grown
               the previous crop year unless the previous crop was followed by a cover
               crop of rye or turfgrass.

 5G1   1996    Grade of Strict Low Middling, Leaf 4, 15/16 inch staple length and 3.5
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 5G2   1996    Grade of Strict Low Middling, Leaf 4, 15/16 inch staple length and 3.9
               micronaire reading will be used for quality adjustments in accordance with
               the provisions of the insurance policy.

 5G3   1996    Grade of Strict Low Middling, Leaf 4, 15/16 inch staple length and 4.0
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 5G4   1996    Grade of Strict Low Middling, Leaf 4, 15/16 inch staple length and 4.1
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 5G5   1996    Grade of Strict Low Middling, Leaf 4, 15/16 inch staple length and 4.4
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 5G6   2007    Grade of Strict Low Middling,(41) Leaf 4, 1 1/32 inch staple length and 4.0
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 5G7   2007    Grade of Strict Low Middling,(41) Leaf 4, 1 1/32 inch staple length and 4.3
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 5G8   2007    Grade of Strict Low Middling,(41) Leaf 4, 1 1/16 inch staple length and 4.3
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 5G9   1996    Grade of Strict Low Middling, Leaf 4, 1 1/16 inch staple length and 4.4
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 5GG   1996    To determine the dollar value of production to count for indemnity
               purposes for any acreage harvested as silage, the maximum price election
               for silage is $16.70 per ton if your grain price election is based on the
               established price, or the market price for silage if your grain price
               election is based on the market price.

 5GH   1996    Grass Mixture is defined as a mixed stand of forage grasses, red clover,
               alfalfa and any other locally recognized and approved forage of which red
               clover comprises at least 60 percent but not more than 99.9 percent of the
               ground cover and alfalfa comprises less than 25 percent of the ground
               cover.

 5GQ   1999    The Grain Sorghum Quality Adjustment (QA) Factor is 1.000 minus the sum
               of the applicable Discount Factors (DF) below (expressed as three-place
               decimals). No other quality factors will be considered in determining
               production to count. The QA Factor (not less than zero) will be multiplied
               by the number of bushels remaining after any reduction due to excessive
               moisture (in accordance with the Income Protection - Grain Sorghum Provisions)
               to determine the net production to count. Any grain which,
               due to insurable causes, has zero market value (net zero market value after
               consideration of additional costs to deliver damaged grain to a market of
               reasonable distance outside your local marketing area) will not be
               considered production to count if the production is destroyed.
               Production that is not destroyed in a manner acceptable to us will be adjusted
               in accordance with the rules below for the respective types and levels of
               damage.  Additional costs to deliver grain outside your local market will be
               allowed only for types and levels of damage included in Section 3.

               1  Grain sorghum will be discounted for low test weight as follows:
                  Test Weight Pounds     DF         Test Weight Pounds    DF
                    51 and above        None             39-39.99        .088
                    50-50.99            .015             38-38.99        .097
                    49-49.99            .019             37-37.99        .105
                    48-48.99            .024             36-36.99        .114
                    47-47.99            .029             35-35.99        .122
                    46-46.99            .033             34-34.99        .130
                    45-45.99            .038             33-33.99        .139
                    44-44.99            .046             32-32.99        .147
                    43-43.99            .055             31-31.99        .156
                    42-42.99            .063             30-30.99        .164
                    41-41.99            .071             Below 30 - See Section 3
                    40-40.99            .080

               2  Grain sorghum will be discounted for excessive kernel damage (excluding
                  heat damage) as follows:
                  Kernel Damage %   DF   Kernel Damage %   DF   Kernel Damage %  DF
                    15 and below   None    21.01-22       .059    28.01-29      .095
                    15.01-16       .034    22.01-23       .064    29.01-30      .100
                    16.01-17       .038    23.01-24       .069    30.01-31      .106
                    17.01-18       .042    24.01-25       .074    31.01-32      .111
                    18.01-19       .045    25.01-26       .079    32.01-33      .117
                    19.01-20       .049    26.01-27       .085    33.01-34      .123
                    20.01-21       .054    27.01-28       .090    34.01-35      .129
                                                                Above 35 - See Section 3

               3  Grain sorghum with (A) a test weight below 30 pounds per bushel and/or
                  kernel damage above 35 percent; (B) a musty, sour, or commercially
                  objectionable foreign odor (or a smutty grain sorghum grade); or (C) the
                  presence of substances or conditions identified by the Food and Drug
                  Administration or other public health organizations of the United States
                  as injurious to human or animal health; may be allowed a Discount
                  Factor.  To determine the Discount Factor, the reduction in value (RIV)
                  caused by the deficiencies, substances, or conditions allowed in (A),
                  (B), and/or (C) will be determined and the total will be divided by the
                  Posted County Price (PCP)*.  The RIV will not include any price reduc-
                  tion resulting from any discount factors that are included in sections
                  1 and 2.

                  A  The RIV's specified in section 3 will be limited to those that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be in-
                     creased by the cost of conditioning, provided that the resulting RIV
                     does not exceed the RIV before conditioning.  No RIV will be accept-
                     ed if it is due to (1) moisture content; (2) damage due to uninsured
                     causes; or (3) drying, handling, processing, or any other costs
                     associated with normal harvesting, handling, and marketing of the
                     production.

 5GR   1999       B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the
                     RIV in your local market area, then the RIV may be increased by
                     the additional costs required to deliver the production to the
                     buyer, provided that the resulting RIV does not exceed the RIV
                     in your local market area.  If the damaged production has been
                     sold, the Discount Factor will be based upon the RIV's applied
                     by the buyer unless it is determined that such RIV's are not
                     usual, customary, and reasonable.

                  C  For production we determine has no value in and outside your local
                     market area, you may offer a value or may intend to utilize such
                     production in a manner which establishes a value.  In such cases, the
                     value we agree to will be utilized in accordance with our approved
                     procedures to determine the RIV for quality adjustment purposes
                     according to section 3 herein.

                  D  The RIV's and PCP will be those in effect on the earlier of the
                     date such quality-adjusted production is sold or the date of final
                     inspection for the unit.

                  *  "Posted County Price (PCP)" is the price established by the Commodity
                     Credit Corporation (CCC) for grain sorghum for the county shown on
                     your application. If multiple counties are shown on your application,
                     it is the county in which the insured unit is located.  If the CCC
                     discontinues establishing PCP's for the county, the PCP will be the
                     Local Market Price.

 5GS   1999    Local Market Price - The cash grain price per bushel of U.S. No. 2 grain
               sorghum offered by buyers in the area in which you normally market the
               insured crop.  The local market price will reflect the maximum limits
               of quality deficiencies allowable for U.S. No. 2 grain sorghum.  Factors
               not associated with grading under the Official United States Standards
               for Grain will not be considered.

 5H0   2007    Grade of Strict Low Middling,(41) Leaf 4, 1 1/16 inch staple length 4.5
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 5H1   1996    Grade of Strict Low Middling, Leaf 4, 1 1/16 inch staple length and 4.6
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 5H2   2007    Grade of Strict low Middling,(41) Leaf 4, 1 3/32 inch staple length and 3.7
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 5H3   1996    Grade of Strict Low Middling, Leaf 4, 1 3/32 inch staple length and 4.1
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 5H4   2007    Grade of Strict Low Middling,(41) Leaf 4, 1 3/32 inch staple length and 4.3
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 5H5   2007    Grade of Strict Low Middling,(41) Leaf 4, 1 3/32 inch staple length and 4.4
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 5H6   1996    Grade of Strict Low Middling, Leaf 4, 1 1/32 inch staple length and 4.5
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 5H7   2007    Grade of Strict Low Middling,(41) Leaf 4, 1 3/32 inch staple length and 4.6
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 5H8   1996    Grade of Strict Low Middling, Leaf 4, 1 1/8 inch staple length and 3.6
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 5H9   1996    Grade of Strict Low Middling, Leaf 4, 1 1/8 inch staple length and 4.1
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 5IV   2008    The Insurable Age of the bushes will be the third growing season after being
               set out, with the first growing season being the year set out, if before March
               15, or, the following year if set out after March 15.

 5K3   2007    Coverage for the insured crop grown using an organic farming practice
               is provided in this county.

               An organic rate factor is incorporated into the premium calculation.

               In addition to any requirements for separate APH yields (databases)
               contained in the policy and in FCIC approved procedures, separate
               databases for certified and transitional acreage are required for any
               insured crop grown using an organic farming practice.  Only acreage and
               production history from each acreage type of the organic farming practice
               will be contained in the applicable database.  Each database will include
               production and acreage from any applicable buffer zone.  Any acreage and
               production records of the insured crop from transitional acreage will be
               used to establish the certified organic approved APH yield when such
               acreage initially qualifies as certified organic acreage.

 5MR   2005    Only grain varieties of 80 day Minnesota Relative Maturity (MRM) or less
               will be insurable as grain.  Grain varieties of more than 80 day MRM and
               silage varieties must be insured as silage.  Proof of variety planted
               must be provided by the acreage reporting date and placed in the insured's
               file.

 5NM   2004    Grade of Strict Low Middling,(41) Leaf 4, 1 1/8 inch staple length and 3.9
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 5PA   2008    All first time insured blueberry acreage requires the completion of a
               pre-acceptance perennial crop inspection to determine insurability of the
               plantation.  Additional inspections can be required at the discretion of
               the Federal Crop Insurance Corporation's Regional Office.

 5PF   2004    Approved Pink Varieties:  Flamingo
                                         Harold
                                         RNK-312
                                         VIVA
                                         UI-537
                                         Yolando
               Varieties not approved above will be insurable only by written agreement.
               Request for written agreements must be signed by you and submitted to your
               crop insurance agent by the sales closing date.

 5PS   2008    For the purposes of paragraph 6(b)(2) of the Small Grains Crop Provisions,
               you must notify your agent not later than March 15 if any acreage will be
               destroyed prior to harvest, or be grazed on or after March 15.  After
               receiving this notice, we will reduce the premium for acreage subsequently
               destroyed or grazed by an amount stated in the actuarial table.  No
               premium reduction will be allowed if the required notice is not given, or
               if you claim an indemnity for the acreage.  If the acreage is not destroyed
               as intended, you will be subject to the under-reporting provisions
               contained in section 6 of the Basic Provisions.  Insurance coverage will cease
               on any acreage you intend to destroy on the date you notify your agent, and on
               March 15 for acreage grazed on or after that date.

 5PV   2000    Approved Pink Varieties:  Flamingo
                                         Harold
                                         RNK-312
                                         UI-537
                                         VIVA
                                         Yolando

               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to
               your crop insurance agent by the sales closing date.

 5Q1   2007    The Federal Tobacco Marketing Quota Program has recently been repealed
               by the American Jobs Creation Act of 2004 and will not be in effect for
               the 2005 crop year and succeeding crop years. To ensure uninterrupted
               coverage for the 2005 crop year and succeeding crop years, an alternative
               method of establishing your insured poundage quota, which is already
               established within the policy, will be used. It bases your insured poundage
               quota on your approved yield. As specified in section 1 of the Quota Tobacco
               policy, if no USDA Tobacco Marketing Quota Regulations are in effect for the
               2005 crop year and succeeding crop years or if a farm marketing quota is not
               issued by FSA, your effective poundage marketing quota will be the pounds
               obtained by multiplying the applicable approved yield per acre (which is
               calculated in accordance with 7 CFR part 400, subpart G) by the lower of the
               reported or insured acreage on the basic unit.  You must report your tobacco
               acreage and production in accordance with section 3 of the Basic Provisions
               and retain the records in accordance with section 21 of the Basic Provisions.

 5Q2   2007    The Transitional Yield provided will be used in accordance with 7 CFR
               part 400, subpart G since the Federal Tobacco Marketing Quota Program
               is no longer in effect.

 5R2   2007    In accordance with the Sweetpotato Crop Provisions, we will not insure
               any acreage that was planted to sweetpotatoes in each of the previous
               three (3) years.

 5R3   2007    In accordance with the Sweetpotato Crop Provisions, we will not insure
               any acreage that was planted to sweetpotatoes in both of the previous
               two (2) years.


 5RS   1997    Approved Red Varieties:  Ember
                                        Garnet
                                        UI-37

               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to
               your crop insurance agent by the sales closing date.

 5SF   2007    Any acreage of fall planted barley or wheat is not insured unless you
               request such coverage and we agree in writing to insure the acreage.
               If you want to request coverage for such acreage, you must notify your
               crop insurance agent on or before the sales closing date.

 5SG   2005    Any acreage of fall planted wheat is not insured unless you request
               such coverage and we agree in writing to insure the acreage.  If you
               want to request coverage for such acreage, you must notify your crop
               insurance agent on or before the sales closing date.

 5SH   2006    Any acreage of fall planted barley is not insured unless you request
               such coverage and we agree in writing to insure the acreage.  If you
               want to request coverage for such acreage, you must notify your crop
               insurance agent on or before the sales closing date.

 5SN   1996    In lieu of any other policy provision, if you anticipate harvesting any
               acreage for grain which is insured as non-irrigated silage, you must
               notify your crop insurance agent of your intentions before harvest.
               Production to count for indemnity purposes for such acreage will be
               determined on our appraisals on a silage tonnage basis.  If you fail to
               give such notice, the non-irrigated silage production guarantee will be
               used to determine the production to count for such acreage.

 5SO   1996    In lieu of any other policy provision, if you anticipate harvesting any
               acreage for grain which is insured as silage, you must notify your crop
               insurance agent of your intentions before harvest.  Production to count
               for indemnity purposes for such acreage will be determined on our
               appraisals on a silage tonnage basis.  If you fail to give such notice,
               the silage production guarantee will be used to determine the production
               to count for such acreage.

 5SQ   1999    The Soybean Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the
               number of bushels remaining after any reduction due to excessive moisture
               (in accordance with the Income Protection - Soybeans Provisions) to determine
               the net production to count.  Any grain which, due to insurable causes, has
               zero market value (net zero market value after consideration of additional
               costs to deliver damaged grain to a market of reasonable distance outside your
               local marketing area) will not be considered production to count if the
               production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for the
               respective types and levels of damage.  Additional costs to deliver grain
               outside your local market will be allowed only for types and levels of damage
               included in Section 4.

               1  Soybeans will be discounted for low test weight as follows:
                  Test Weight Pounds    DF      Test Weight Pounds    DF
                     49 and above      None        38-38.99          .065
                     48-48.99          .010        37-37.99          .071
                     47-47.99          .014        36-36.99          .077
                     46-46.99          .017        35-35.99          .084
                     45-45.99          .020        34-34.99          .090
                     44-44.99          .026        33-33.99          .096
                     43-43.99          .033        32-32.99          .103
                     42-42.99          .039        31-31.99          .109
                     41-41.99          .045        30-30.99          .116
                     40-40.99          .052        Below 30 - See Section 4
                     39-39.99          .058

               2  Soybeans will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:
                  Kernel Damage %   DF    Kernel Damage %   DF    Kernel Damage %   DF
                     8 and below   None      17.01-18      .060      27.01-28      .091
                     8.01-9        .031      18.01-19      .063      28.01-29      .095
                     9.01-10       .034      19.01-20      .066      29.01-30      .098
                    10.01-11       .037      20.01-21      .069      30.01-31      .101
                    11.01-12       .040      21.01-22      .072      31.01-32      .104
                    12.01-13       .044      22.01-23      .075      32.01-33      .107
                    13.01-14       .047      23.01-24      .079      33.01-34      .111
                    14.01-15       .050      24.01-25      .082      34.01-35      .114
                    15.01-16       .053      25.01-26      .085  Above 35 - See Section 4
                    16.01-17       .056      26.01-27      .088

               3  Soybeans will be discounted for a musty odor, sour odor, or commercially
                  objectionable foreign odor (COFO) as follows:

                  Musty Odor = .008      Sour Odor = .016     COFO = .016

               4  Soybeans with (A) a test weight below 30 pounds per bushel and/or kernel
                  damage above 35 percent; (B) a garlicky soybean grade; or (C) the
                  presence of substances or conditions identified by the Food and Drug
                  Administration or other public health organizations of the United States
                  as injurious to human or animal health; may be allowed a Discount
                  Factor.  To determine the Discount Factor, the reduction in value
                  (RIV) caused by the deficiencies, substances, or conditions allowed
                  in (A), (B), and/or (C) will be determined and the total will be
                  divided by the Posted County Price (PCP)*.  The RIV will not include
                  any price reduction resulting from any discount factors that are
                  included in sections 1, 2, and 3.

                  A  The RIV's specified in section 4 will be limited to those that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be
                     increased by the cost of conditioning, provided that the resulting
                     RIV does not exceed the RIV before conditioning.  No RIV will be
                     accepted if it is due to (1) moisture content; (2) damage due to
                     uninsured causes; or (3) drying, handling, processing, or any other
                     costs associated with normal harvesting, handling, and marketing of
                     the production.

 5SR   1999       B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the RIV
                     in your local market area, then the RIV may be increased by the
                     additional costs required to deliver the production to the buyer,
                     provided that the resulting RIV does not exceed the RIV in your local
                     market area.  If the damaged production has been sold, the Discount
                     Factor will be based upon the RIV's applied by the buyer unless it
                     is determined that such RIV's are not usual, customary, and
                     reasonable.

                  C  For production we determine has no value in and outside your local
                     market area, you may offer a value or may intend to utilize such
                     production in a manner which establishes a value.  In such cases, the
                     value we agree to will be utilized in accordance with our approved
                     procedures to determine the RIV for quality adjustment purposes
                     according to section 4 herein.

                  D  The RIV's and PCP will be those in effect on the earlier of the date
                     such quality-adjusted production is sold or the date of final
                     inspection for the unit.

                  *  "Posted County Price (PCP)" is the price established by the Commodity
                     Credit Corporation (CCC) for soybeans for the county shown on your
                     application.  If multiple counties are shown on your application,
                     it is the county in which the insured unit is located.  If the CCC
                     discontinues establishing PCP's for the county, the PCP will be
                     the Local Market Price.

 5ST   1999    Local Market Price - The cash grain price per bushel of U.S. No. 1 soybeans
               offered by buyers in the area in which you normally market the insured
               crop.  The local market price will reflect the maximum limits of quality
               deficiencies allowable for U.S. No. 1 soybeans.  Factors not associated
               with grading under the Official United States Standards for Grain,
               including but not limited to protein and oil, will not be considered.

 5SW   2003      ** Winter coverage endorsement is not applicable to Summerfallow
               Winter Wheat.

 5UB   2000    The unit must have produced 1,000 pounds per acre within the base period
               to meet the minimum production insurability requirements.

 5UD   2008    Optional unit division is NOT available by section or section equivalent.
               Optional unit division is available based on Farm Serial Number (FSN) and
               any other method specified in the Common Crop Insurance Policy Basic Provisions
               or Crop Provisions except section or section equivalent.  To be eligible for
               the available methods of optional unit division, you must meet all applicable
               requirements.

 5UP   2008    The unit must have produced 1,000 pounds per acre within the base period
               to meet the minimum production insurability requirements.

 5UV   2007    The Federal Crop Insurance Corporation (FCIC) makes crop insurance
               available for all producers, regardless of race, color, national
               origin, religion, sex, age or handicap.

 5WA   2008    Includes alfalfa grass mixtures.

 5WC   2008    Wheat streak mosaic, cephalosporium stripe, common root rot, barley
               yellow dwarf virus, dwarf smut and other planting date dependent
               diseases will be uninsurable causes of loss if wheat is planted prior
               to September 10.

 5WD   1996    Frost or freeze is not an insurable cause of loss after September 20.

 5WM   2008    Wheat streak mosaic, cephalosporium stripe, common root rot, barley
               yellow dwarf virus, dwarf smut and other planting date dependent
               diseases will be uninsurable causes of loss if wheat is planted prior
               to September 5.

 5WR   1996    After insurance attached, planting date dependent disease (eg. wheat
               streak mosaic, cephalosporium stripe, common root rot, barley yellow
               dwarf virus and dwarf smut) will be an uninsurable cause of loss if
               wheat is planted prior to September 1.

 5WS   2008    Wheat streak mosaic, cephalosporium stripe, common root rot, barley
               yellow dwarf virus, dwarf smut and other planting date dependent
               diseases will be uninsurable causes of loss if wheat is planted prior
               to September 1.

 60H   2006    In accordance with the Sweetpotato Crop Provisions, the price for
               computing certain indemnities for unharvested acres will be the
               price election minus $3.23 per cwt.

 60J   2006    In accordance with the Sweetpotato Crop Provisions, the price for
               computing certain indemnities for unharvested acres will be the
               price election minus $3.82 per cwt.

 60K   2006    In accordance with the Sweetpotato Crop Provisions, the price for
               computing certain indemnities for unharvested acres will be the
               price election minus $3.82 per cwt.

 61A   2008    APPROVED WINTER BARLEY VARIETIES FOR THE WINTER COVERAGE ENDORSEMENT INCLUDE
               ONLY THE FOLLOWING:  Boyer, Eight-Twelve, Hesk, Hoody, Hundred, Kamiak, Kold,
               Scio, Mal, Schuyler, Sprinter, Strider, Sunstar Pride, and other cultivars
               approved in writing by FCIC.


 61B   2007    For the NIBR practice, the approved Black Varieties are:
                             A. C. Harblack
                             Black Knight
                             Blackhawk
                             Blackjack
                             Black Magic
                             Domino
                             Eclipse
                             Jaguar
                             Midnight
                             Onyx
                             Panther
                             Phantom
                             Raven
                             Shadow
                             T - 39
                             UI - 906
                             UI - 911

               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to your
               crop insurance agent by the sales closing date


 61C   2008    In accordance with provisions contained in Section 1 Definitions, Production
               Guarantee (per acre), Part (b), of the Onion Crop Provisions, the second
               stage production guarantee for all Texas counties with non-storage onions
               will be seventy percent (70%) of the final stage production guarantee.

 61D   2006    In accordance with the provisions contained in Section 8(a) regarding
               different rotation requirements specified in the Special Provisions for
               non-storage onion counties:

               For all Texas non-storage onion counties, red, yellow, or white onions may
               be followed by yellow onions the next crop year if two conditions are met:

               (a) A rotation crop such as grain sorghum or a hay grazer must be planted
                   between the successive onion crops; and
               (b) The insured must plant a yellow onion variety designated by the Texas
                   Agricultural Extension Service as Pink Root tolerant or resistant.



 61E   2006    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $5.45 per carton.

 61F   2006    Minimum Value Option Price:  If you selected Option I of the Minimum Value
               Option, the Minimum Value Option price is $3.70.  If you selected Option II
               of the Minimum Value Option, the Minimum Value Option price is zero.



 61G   2006    Allowable Cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling, and selling not to exceed
               $4.25 per 1 1/9 bushel.

 61H   2008    The maximum amount of replanting payment per acre will be $900.

 61J   2006    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $5.25 per carton.

 61K   2006    Minimum Value Option Price:  If you selected Option I of the Minimum Value
               Option, the Minimum Value Option price is $3.55.  If you selected Option II
               of the Minimum Value Option, the Minimum Value Option price is zero.



 61L   2006    Allowable Cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling, and selling not to exceed
               $3.75 per 1 1/9 bushel.

 61M   2008    The maximum amount of replanting payment per acre will be $850.

 61P   2006    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $5.00 per carton.

 61Q   2006    Minimum Value Option Price:  If you selected Option I of the Minimum Value
               Option, the Minimum Value Option price is $3.40.  If you selected Option II
               of the Minimum Value Option, the Minimum Value Option price is zero.

 61R   2006    Allowable Cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling, and selling not to exceed
               $3.20 per 1 1/9 bushel.

 61S   2008    The maximum amount of replanting payment per acre will be $800.

 61T   2006    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $4.55 per 25 pound carton.

 61U   2006    Minimum Value Option Price: If you selected Option I of the Minimum Value
               Option, the Minimum Value Option price is $3.10.  If you selected Option II
               of the Minimum Value Option, the Minimum Value Option price is zero.

 61V   2006    Allowable Cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling, and selling not to exceed
               $3.90 per 25 pound carton.

 61W   2008    The maximum amount of replanting payment will be $375 per acre.

 61X   2006    The minimum value to be used for harvested and appraised production will be
               $2.15 per 42-pound crate for practice 320 (Spring Planted Irrigated).

               Allowable cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to exceed
               $2.35 per 42-pound crate.


 61Y   2006    The minimum value to be used for harvested and appraised production will be
               $2.50 per 42-pound crate for practices 120 (Fall Planted Irrigated) and 320
               (Spring Planted Irrigated).

 61Z   2008
               The insurable value of damaged plants that are accepted for coverage and
               will fully recover at some time after the loss occurrence is calculated
               as follows:
                    1.  Determine the number of months required for the plant to reach
                        the stage of growth at which damage occurred;
                    2.  Determine the number of months required for the plant to recover
                        to the stage of growth at which damage occurred;
                    3.  Divide the results of number 2 by the results of number 1;
                    4.  Subtract the results of number 3 from 1.00; and
                    5.  Multiply the results of number 4 by the insurable plant price.


 62A   2006    The minimum value to be used for harvested and appraised production will be
               $3.70 per 42-pound crate for practices 120 (Fall Planted Irrigated) and 320
               (Spring Planted Irrigated).  The minimum value to be used for harvested and
               appraised production will be $6.50 per 42-pound crate for practice 220
               (Winter Planted Irrigated).

               Allowable cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to exceed
               $2.45 per 42-pound crate.


 62B   2006    The minimum value to be used for harvested and appraised production will be
               $3.70 per 42-pound crate for practices 120 (Fall Planted Irrigated) and 320
               (Spring Planted Irrigated).

               Allowable cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to exceed
               $2.45 per 42-pound crate.


 62C   2008    *1  NOTE: The acreage report is due April 15 for spring planted acreage
               following the year of seeding for Alfalfa or Alfalfa Grass Mixture.



 62D   2007    Any acreage following another crop that has reached the headed (or budded)
               stage and/or that has been harvested in the same calendar year is not
               insurable.

 62E   2008    ALFALFA - Acreage initially seeded as a pure stand of perennial alfalfa
               (including alfalfa seeded with a cover crop or nurse crop).  Acreage not
               meeting the adequate stand requirements for alfalfa will be insured as an
               alfalfa grass mixture.

 62F   2008    ALFALFA GRASS MIXTURE - Acreage initially seeded as a mixture of perennial
               alfalfa and perennial grasses, meeting the adequate stand and age
               requirements for alfalfa grass mixture on the Special Provisions.
               The mixture will not be insured as the alfalfa type.

 62G   2008    ADEQUATE STAND REQUIRED: Minimum number of living alfalfa plants per
               square foot, by type, for each year after the year of establishment.

                        1st     2nd     3rd     4th     5th     6th     7th     8th     9th
                        Year    Year    Year    Year    Year    Year    Year    Year    Year
               -----------------------------------------------------------------------------
               Alfalfa/Irr*
                        8.0     5.3     4.0     4.0     4.0     4.0     4.0     4.0     *
               -----------------------------------------------------------------------------
               Alfalfa Grass**
                        2.5     1.7     1.2     1.2     1.2     1.2     1.2     1.2     **
               -----------------------------------------------------------------------------
               *   Overage stands are not insurable as the Alfalfa type and must be insured
                   as Alfalfa Grass Mixture type.
               **  The Alfalfa - Grass Mixture type includes all overage Alfalfa the ninth
                   and succeeding years after year of establishment, as long as there are
                   at least 1.2 living alfalfa plants per square foot.  No maximum age
                   limitation applies.

 62H   2008    ADEQUATE STAND REQUIRED: Minimum number of living alfalfa plants per
               square foot, by type, for each year after the year of establishment.
                        1st     2nd     3rd     4th
                        Year    Year    Year    Year
               -------------------------------------
               Alfalfa/Irr*
                        12.0    8.0     6.0      *
               -------------------------------------
               Alfalfa Grass*
                         2.5    1.7     1.2      **
               -------------------------------------
               *  Overage stands are not insurable as the Alfalfa type and must be insured
                  as Alfalfa Grass Mixture type.
               ** The Alfalfa - Grass Mixture type includes all overage Alfalfa the fourth
                  and succeeding years after year of establishment, as long as there are
                  at least 1.2 living alfalfa plants per square foot.  No maximum age
                  limitation applies.


 62J   2008    ADEQUATE STAND REQUIRED: Minimum number of living alfalfa plants per
               square foot, by type, for each year after the year of establishment.

               Acreage located north of Township 9 South:
                        1st     2nd     3rd     4th     5th     6th     7th     8th     9th
               ----------------------------------------------------------------------------
               Alfalfa/Irr*
                        8.0     5.3     4.0     4.0     4.0     4.0     4.0     4.0      *
               -----------------------------------------------------------------------------
               Alfalfa Grass*
                        2.5     1.7     1.2     1.2     1.2     1.2     1.2      1.2     **
               -----------------------------------------------------------------------------
               *  Overage stands are not insurable as the Alfalfa type and must be insured
                  as Alfalfa Grass Mixture type.
               ** The Alfalfa - Grass Mixture type includes all overage Alfalfa ninth
                  and succeeding years after year of establishment, as long as there are
                  at least 1.2 living alfalfa plants per square foot.  No maximum age
                  limitation applies.


               Acreage located south of Township 9 South:
                                        1st     2nd     3rd     4th
               ------------------------------------------------------
               Alfalfa/Irr*             12.0     8.0     6.0     *
               ------------------------------------------------------
               Alfalfa Grass*            2.5     1.7     1.2     **
               ------------------------------------------------------
               *  Overage stands are not insurable as the Alfalfa type and must be insured
                  as Alfalfa Grass Mixture type.
               ** The Alfalfa - Grass Mixture type includes all overage Alfalfa the fourth
                  and succeeding years after year of establishment, as long as there are
                  at least 1.2 living alfalfa plants per square foot.  No maximum age
                  limitation applies.

 62K   2008    ADEQUATE STAND REQUIRED: Minimum number of living alfalfa plants per square
               foot, by type, for each year after the year of establishment.

               Practice:  Irrigated
                       1st     2nd     3rd     4th     5th     6th     7th     8th     9th
                       Year    Year    Year    Year    Year    Year    Year    Year    Year
               ------------------------------------------------------------------------------
               Alfalfa/Irr*
                       8.0     5.3     4.0     4.0     4.0     4.0     4.0     4.0      *
               ------------------------------------------------------------------------------
               Alfalfa Grass/Irr*
                       2.5     1.7     1.2     1.2     1.2     1.2     1.2     1.2      **
               ------------------------------------------------------------------------------


               Practice:  Non-Irrigated
                       1st     2nd     3rd     4th     5th     6th     7th     8th     9th
                       Year    Year    Year    Year    Year    Year    Year    Year    Year
               -----------------------------------------------------------------------------
               Alfalfa/NI*
                       4.0     2.7     2.0     2.0     2.0     2.0     2.0     2.0      *
               ------------------------------------------------------------------------------
               Alfalfa Grass/NI*
                       2.0     1.3     1.0     1.0     1.0     1.0     1.0     1.0      **
               ------------------------------------------------------------------------------
               *  Overage stands are not insurable as the Alfalfa type and must be insured
                  as Alfalfa Grass Mixture type.
               ** The Alfalfa - Grass Mixture type includes all overage Alfalfa the ninth
                  and succeeding years after year of establishment, as long as there are
                  at least 1.2 living alfalfa plants per square foot for the irrigated
                  practice and at least 1.0 living alfalfa plants per square foot for
                  the non-irrigated practice. No maximum age limitation applies.


 62L   2007    Approved Cranberry Varieties:
               Cran 09
               Cran 34
               Cran 74
               Hooter
               Messina
               Taylor Hort

               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to your
               crop insurance agent by the sales closing date.


 62M   2008    If during any of the three most recent crop years you incurred a paid crop
               insurance indemnity due to excess moisture or flood that was not associated
               with a named storm (hurricane, typhoon, or tropical storm named and
               designated as such by the National Oceanic and Atmospheric Administration's
               National Hurricane Center, or its successor), we will not insure against any
               future losses due to excess moisture or flood not associated with a named
               storm unless you make improvements to your nursery to mitigate future losses
               from these perils.  At your request, we will inspect the improvements and,
               if acceptable, approve the nursery for renewed coverage against these perils.

 62N   2007    The following rotation statement applies to the (099) LENTIL TYPE: Insurance
               will not attach to any acreage on which lentils were planted in either of the
               previous two (2) crop years or on which any broadleaf crop (not including
               grass crops) was planted in the previous crop year.  A crop which was planted
               and then all plant growth is terminated by chemical or mechanical means prior
               to the acreage reporting date, will not be considered planted for rotational
               purposes ONLY. The insured is responsible to provide proof of insurability.





 62P   2007    The following rotation statement applies to (095) FORAGE/FEED PEAS GROWN
               FOR SEED and to (097) SMOOTH GREEN & YELLOW TYPES: Insurance will not attach
               to any acreage on which field peas (Forage/Feed Peas Grown for Seed and/or
               Smooth Green & Yellow) were planted in either of the previous two (2) crop
               years or on which sunflowers were planted in the previous crop year.  A crop
               which was planted and then all plant growth is terminated by chemical or
               mechanical means prior to the acreage reporting date, will not be considered
               planted for rotational purposes ONLY. The insured is responsible to provide
               proof of insurability.

 62Q   2007    The following rotation statement applies to (097) SMOOTH GREEN & YELLOW
               TYPE:  Insurance will not attach to any acreage on which field peas
               (Forage/Feed Peas Grown for Seed and/or Smooth Green & Yellow) were
               planted in either of the previous two (2) crop years or on which sunflowers
               were planted in the previous crop year.  A crop which was planted and then
               all plant growth is terminated by chemical or mechanical means prior to the
               acreage reporting date, will not be considered planted for rotational
               purposes ONLY. The insured is responsible to provide proof of insurability.

 62R   2007    Non-irrigated corn will be insurable as grain only by written agreement.
               The insurance provider must verify that the request is in accordance with
               Section Four of the Written Agreement Handbook prior to submitting the
               request to the Regional Office.

 62U   2007    The Northern Potato Crop Provisions will apply to acreage insured in this
               county.

 62V   2008    In accordance with Section 34 of the Basic Provisions and as authorized by
               Section 2 of the Blueberry Crop Provisions, optional units by type
               (specified on Special Provisions) or on non-contiguous land shall be
               applicable in addition to the standard optional units by practice
               (irrigated v. non-irrigated), separate sections, and acreage grown under
               an organic farming practice.  For each optional unit, you must maintain
               written, verifiable records of planted acreage and harvested production for
               at least the previous crop year and file production reports based on those
               records to obtain a production guarantee.

               Optional units will be determined when a timely filed acreage report is
               submitted and will not be subject to further division.  Final unit
               determination will be made when adjusting a loss; however, no further
               division will be made at that time.

 62Z   2007    Land located North of NYS Route 104, in this county, will have a final
               planting date of August 4 and the acreage reporting date will be August 5.

 63A   2007    Late planting period is available in the county.  In lieu of the definition
               of late planting period in Section 1 of the Basic Provisions, the late
               planting period begins the day after the final planting date for the insured
               crop and ends 10 days after the final planting date. For insured crop acreage
               planted during the late planting period, the production guarantee for each
               acre will be reduced 3% for each day planted after the final planting date.

 63D   2008    In addition to subparagraph 7(a) of the Canola and Rapeseed Crop Provisions,
               any acreage of fall canola or fall rapeseed that is damaged before the
               spring final planting date, to the extent that growers in the area would
               normally not further care for the crop, must be replanted to a fall type of
               the insured crop to maintain insurance based on the fall type, unless we
               agree that replanting is not practical.  If it is not practical to replant
               to the fall type of canola or rapeseed but is practical to replant to a
               spring type, you must replant to a spring type to keep your insurance based
               on the fall type in force.  Any fall canola or fall rapeseed acreage that is
               replanted to a spring type of the same crop when it was practical to replant
               the fall type will be insured as the spring type and the production guarantee,
               premium and price election applicable to the spring type will be used.
               In this case, the acreage will be considered to be initially planted to the
               spring type.



 63E   2008    In accordance with the definition of  "Grade Standards"  contained in
               section 1 of the 05-0054 Apple Crop Provisions, a Washington Fancy Grade
               or better in accordance with the Washington State Standards for apples shall
               be used in lieu of US Fancy Grade or better when the Optional Coverage for
               Quality Adjustment is selected.

 63F   2008    If your average yield of Macadamia Nuts exceed 3,000 pounds per acre, and
               you have at least four (4) years of production history, you may increase
               the amount of insurance coverage on your macadamia tree policy. The formula
               to increase the reference maximum dollar amount, which will be capped at an
               index of 2.0, is as follows:

               [Units Average Yield / 3,000 pounds per acre](NTE 2.0) X REF MAX $ AMT by age





 63G   2008    Acreage insured under the Winter Coverage Endorsement will have an acreage
               reporting date of 11/30.


 63H   2008    Any acreage in this county with a high rate area designation on the FCI-33
               CROP INSURANCE MAP/FCI-33 CROP INSURANCE ACTUARIAL SUPPLEMENT will have a
               rate derived from the actuarial table which must be adjusted by the high
               risk factor in the RATE MAP AREA table.

 63K   2008    In accordance with Section 8. (Insured Crop) of the Basic Provisions,
               insurance shall not attach to varieties of the fingerling type, unless
               provided by written agreement.

 63L   2008    In accordance with the definition of 'Grade Standards' contained in section 1
               of the 05-0054 Apple Crop Provisions, an Idaho Fancy Grade or better in
               accordance with the Idaho State Standards for apples shall be used in lieu of
               US Fancy Grade or better when the Optional Coverage for Quality Adjustment is
               selected.

 63R   2008    The total value of undamaged insurable liners is multiplied by a survival
               factor of 0.90 to calculate field market value A for plants that are liners.

 63S   2007    Only production to count as determined under the terms of the Northern
               Potato Crop Provisions and the Storage Coverage Endorsement, if applicable,
               is used for Actual Production History (APH).  For example, freeze, soft rot,
               and loss of bulking are covered under the Northern Potato Crop Provisions and
               additional adjustment for soft rot under the Storage Coverage Endorsement.
               Further reductions in production to count under the terms of the Northern
               Potato Crop Insurance Quality Endorsement and Northern Potato Crop Insurance
               Processing Quality Endorsement are not included in determining APH.

 63T   2006    In accordance with Basic Provisions Section 8. Insured Crop, insurance shall
               attach only to acreage planted with grain corn varieties having a 2,200 or
               less Growing Degree Units (GDU) requirement to achieve physiological maturity
               (measured from the planting date to the formation of the black layer) unless
               provided otherwise by written agreement.


 63U   2006    Only grain varieties of 85 day Minnesota Relative Maturity (MRM) or less will
               be insurable as grain.  Grain varieties of more than 85 day MRM and silage
               varieties must be insured as silage.

 63V   2006    Only grain varieties of 85 day Minnesota Relative Maturity (MRM) or less will
               be insurable as grain.

 63W   2006    Only grain varieties of 85 day Comparative Relative Maturity (CRM) or less
               will be insurable as grain.  Grain varieties of more than 85 day CRM and
               silage varieties must be insured as silage.

 63X   2006    Only grain varieties of 85 day Comparative Relative Maturity (CRM) or less
               will be insurable as grain.

 63Y   2006    Only grain varieties of 85 day Comparative Relative Maturity (CRM) or less
               will be insurable as grain.  Grain varieties of more than 85 day CRM must be
               insured as silage unless allowed by Written Agreement.  Silage varieties
               must be insured as silage.


 63Z   2006    Only grain varieties of 85 day Comparative Relative Maturity (CRM) or less
               will be insurable as grain. Grain varieties of more than 85 day CRM will be
               uninsurable unless allowed by Written Agreement.

 64A   2007    Written agreements may be issued to insure soybean acreage seeded by methods
               not rated on the actuarial table (e.g., boom-type spreader, airplane,
               helicopter, end-gate seeder, fan-type spreader, etc.), if specific standards
               provided for in the written agreement are met.  Contact your Insurance
               Provider to complete your request for a written agreement.

 64B   2007    Written agreements may be issued to insure soybean acreage seeded by methods
               not rated on the actuarial table (e.g., seeding by airplane, helicopter,
               end-gate seeder, fan-type spreader, etc.), if specific standards provided for
               in the written agreement are met.  Contact your Insurance Provider to
               complete your request for a written agreement.

 64E   2007    Insurable varieties for Group A: Russet Burbank, Alturas, Bannock Russet,
               CalWhite, Defender, Lemhi Russet, Ranger Russet, and Umatilla Russet
               varieties.


 64G   2007    In addition to the definition of "price election" contained in Section 1 of
               the Basic Provisions, the price election may be the contract price (the price
               that will be paid per ton without premiums or discounts) minus the dollar
               harvest costs.  Further, if more than one contract price exists, then the
               established price election will be the weighted average for all adjusted
               contract prices.  However, in no case will the price be greater than
               1.5 times the published price election for the applicable grape
               type/variety.  Grapes may be insured using the contract price only if:
               1) the grapes are grown under a contract in effect for the current crop
               year with a winery stating the contract price and the amount of tons or
               acres contracted; 2) a copy of the contract(s) is provided to us by the
               production reporting date; 3) All production from insurable acreage of the
               variety must be grown under a grape contract; and 4) Acreage is insured at
               additional coverage levels of insurance.

               The dollar harvest costs are $35 per ton.


 64H   2007    In addition to the definition of "price election" contained in Section 1 of
               the Basic Provisions, the price election may be the contract price (the price
               that will be paid per ton without premiums or discounts) minus the dollar
               harvest costs.  Further, if more than one contract price exists, then the
               established price election will be the weighted average for all adjusted
               contract prices.  However, in no case will the price be greater than
               1.5 times the published price election for the applicable grape
               type/variety.  Grapes may be insured using the contract price only if:
               1) the grapes are grown under a contract in effect for the current crop
               year with a winery stating the contract price and the amount of tons or
               acres contracted; 2) a copy of the contract(s) is provided to us by the
               production reporting date; 3) All production from insurable acreage of the
               variety must be grown under a grape contract; and 4) Acreage is insured at
               additional coverage levels of insurance.

               The dollar harvest costs are $70 per ton.


 64J   2007    In addition to the definition of "price election" contained in Section 1 of
               the Basic Provisions, the price election may be the contract price (the price
               that will be paid per ton without premiums or discounts) minus the dollar
               harvest costs.  Further, if more than one contract price exists, then the
               established price election will be the weighted average for all adjusted
               contract prices.  However, in no case will the price be greater than
               1.5 times the published price election for the applicable grape
               type/variety.  Grapes may be insured using the contract price only if:
               1) the grapes are grown under a contract in effect for the current crop
               year with a winery stating the contract price and the amount of tons or
               acres contracted; 2) a copy of the contract(s) is provided to us by the
               production reporting date; 3) All production from insurable acreage of the
               variety must be grown under a grape contract; and 4) Acreage is insured at
               additional coverage levels of insurance.

               The dollar harvest costs are $125 per ton.


 64K   2007    In addition to the definition of "price election" contained in Section 1 of
               the Basic Provisions, the price election may be the contract price (the price
               that will be paid per ton without premiums or discounts) minus the dollar
               harvest costs.  Further, if more than one contract price exists, then the
               established price election will be the weighted average for all adjusted
               contract prices.  However, in no case will the price be greater than
               1.5 times the published price election for the applicable grape
               type/variety.  Grapes may be insured using the contract price only if:
               1) the grapes are grown under a contract in effect for the current crop
               year with a winery stating the contract price and the amount of tons or
               acres contracted; 2) a copy of the contract(s) is provided to us by the
               production reporting date; 3) All production from insurable acreage of the
               variety must be grown under a grape contract; and 4) Acreage is insured at
               additional coverage levels of insurance.

               The dollar harvest costs are $175 per ton.


 64L   2007    Insurable varieties for Group B: All other varieties not specified in Group A
               or in Group C.

 64M   2007    Insurable varieties for Group C: All fingerling type of potato varieties.

 64R   2008    Clams that were seeded at 10 millimeters in size or larger and have been
               in the tidal water 12 months but less than 42 months.  (Clams that were
               seeded at 10 millimeters in size or larger and have been in the tidal
               water longer than 42 months are not insurable).

 64S   2008    The separately-named, high density aquaculture lease sites or shellfish
               sites referred to in the Cultivated Clam Pilot Crop Insurance Provisions
               shall be each separately-named creek on bayside.  For seaside, leases
               that are separated by a minimum of one mile at their most proximal point
               will be considered separately named high density aquaculture lease sites.

 65A   2006    Limits On Amount Of Insurance:  Your amount of insurance (per acre)
               will be limited based on your prior production as follows:

               1.  If you produced at least 235 bushels per acre in one of the most
                   recent three years, you may purchase an amount of insurance (per
                   acre) equal to any dollar amount of insurance (per acre) shown on
                   the actuarial documents.

               2.  If your highest level of production per acre in one of the most
                   recent three years was less than 235 bushels but greater than 138
                   bushels, you may purchase an amount of insurance(per acre) equal
                   to any dollar amount of insurance (per acre) shown on the actuarial
                   documents times your highest per acre production divided by 235.

 65B   2006    Acreage Limitation:  If your acreage of fresh market beans in this county
               for the planting period during the crop year exceeds 125 percent of the
               greatest number of acres of insurable fresh market beans that you harvested
               in this county for that planting period for any of the three previous crop
               years, your dollar amount of insurance (per acre) for the planting period
               will be reduced as follow:
                    (1)     Multiply the greatest number of acres of insurable fresh
                            market beans that you harvested in this county for the
                            planting period in any of the three previous crop years
                            by 1.25;
                    (2)     Divide the result by the number of acres of insurable fresh
                            market beans planted by you in this county for the current
                            planting period; and
                    (3)     Multiply the resulting factor (not to exceed 1.0) by the
                            higher of the dollar amount of insurance (per acre) for
                            the planting period shown on the actuarials or the reduced
                            dollar amount of insurance in accordance with your prior
                            production.
               This acreage limitation and any resulting reduction in the insurance
               guarantee is calculated on a planting-period basis.  This limitation does
               not apply to an acreage increase of five acres or less.

 65C   2006    If you are a new insured, you must provide written verification of
               data from the Farm Service Agency or Extension Service to the company
               representative by the time of application.

 65D   2006    Minimum Prior Production:  The minimum prior production of fresh market
               beans (see Section 8(b)(3)(ii)of the Fresh Market Bean Crop Provisions)
               is 138 bushels.

 65E   2006    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $6.00 per bushel.

 65F   2006    Allowable Cost:  Allowable cost for harvested production will include
               the actual cost of picking, grading, packing containers, hauling and
               selling not to exceed $5.75 per bushel.  Allowable cost does not apply
               to production when the general public is permitted to enter the field
               for the purpose of picking all or a portion of the crop.

 65J   2007    Allowable cost for harvested production will include the actual cost of
               harvesting, grading, packing containers, hauling, and selling not to exceed
               $4.15 per standard container.

 65K   2007    The minimum value to be used for harvested and appraised production will be
               $6.50 per standard container.

 65L   2007    Allowable cost for harvested production will include the actual cost of
               harvesting, grading, packing containers, hauling, and selling not to exceed
               $3.75 per standard container.

 65M   2007    The minimum value to be used for harvested and appraised production will be
               $5.75 per standard container.

 65N   2007    The minimum value to be used for harvested and appraised production will be
               $3.40 per standard container.

 65P   2006    In lieu of the definition of late planting period in Section 1 of the Basic
               Provisions, the late planting period begins the day after the final planting
               date for the insured crop and ends 8 days after the final planting date.


 65Q   2006    See the County Special Provisions of Insurance for information on the
               Policy Transition.


 65R   2007    Coverage for the insured crop grown using an organic farming practice is
               provided in this county. See the FCI-35 for practices, coverage and rates.

               Acreage and production history from certified organic or transitional acreage
               will be contained in separate APH databases.  Each database will include
               production and acreage from any applicable buffer zone.  Any yearly average
               APH yields, for the most recent four crop years only, from the transitional
               acreage database will be used in place of Transitional Yields (T-Yields) to
               establish the certified organic APH database.  A variable T-Yield will be
               used to complete the database, if required.  Yields are shown by practice on
               the Transitional Yield and YA Substitution Table for the applicable organic
               farming practice.

 65S   2007    Coverage for the insured crop grown using an organic farming practice is
               provided in this county. An organic rate factor is specified on the coverage
               and rate table.

               In addition to any requirements for separate APH yields (databases) contained
               in the policy and in FCIC approved procedures, separate databases for
               certified and transitional acreage are required for any insured crop grown
               using an organic farming practice.  Acreage and production history from
               certified organic or transitional acreage will be contained in the certified
               organic or transitional APH databases.  Each database will include production
               and acreage from any applicable buffer zone.  Any yearly average APH yields,
               for the most recent four crop years only, from the transitional acreage
               database will be used in place of Transitional Yields (T-Yields) to establish
               the certified organic APH database.  A variable T-yield will be used to
               complete the database, if required.  Yields shown on the Transitional Yield
               and YA Substitution Table apply to the organic farming practice.

 65T   2006    Only grain varieties of 80 day Minnesota Relative Maturity (MRM) or less
               will be insurable as grain.  Grain varieties of more than 80 day MRM and
               silage varieties must be insured as silage.

 65U   2006    Only grain varieties of 80 day Minnesota Relative Maturity (MRM) or less
               will be insurable as grain.

 65V   2007    Any acreage planted to hay barley varieties (including, but not limited to,
               Haybet, Westford, Bestford, Washford, Ridawn or Horsford) is not insurable,
               unless grown for harvest and sale as seed.

 65Y   2006    Policy Transition - If FCIC introduces a new tree pilot crop insurance
               program (new program) to replace the coverage provided under the current
               Avocado and Mango Tree Pilot Crop Insurance Provisions (2001-212) (current
               Provisions) before the end of the 2006 crop year, the current Provisions
               (2001-212) will be revised as follows:

               1. In lieu of the Provisions in Section 9(b) of the current Provisions
                  (2001-212), the end of the insurance period will be the day before
                  the date of the beginning of the insurance period for the new program.
               2. In lieu of Section 5 of the current Provisions (2001-212), the
                  cancellation and termination dates will be the day before the date
                  of the beginning of the insurance period for the new program.
               3. The current Provisions (2001-212) will automatically terminate the
                  day before the beginning of the insurance period for the new program.
               4. To obtain coverage under the new program, you must make application
                  by the date specified in the Provisions of the new program.  Failure
                  to make timely application for the new program will result in: (A) a
                  lapse of insurance coverage; and (B) no liability incurred, and no
                  indemnity paid, under the current Provisions (2001-212) for any losses
                  that occur after the beginning of the insurance period for the new
                  program.
               5. The date for the beginning of the insurance period, commencement of
                  coverage, and all other terms and conditions under the new program,
                  will be specified in the Provisions of the new program.  Regardless
                  of when coverage commences, the first year of coverage commences,
                  the first year of coverage under the new program will be considered
                  the 2007 crop year.
               6. Any damage from an insured cause of loss that occurs before the end
                  of the insurance period for the current Provisions (2001-212) will
                  be indemnified, if an indemnity is due, under the current Provisions
                  (2001-212).
               7. To be eligible for coverage under the new program for the 2007 crop
                  year, you must have paid in full any premium owed under the current
                  Provisions (2001-212) and not be ineligible for insurance as a result
                  of placement on the Ineligible Tracking System.
               8. Your premium due under the current Provisions (2001-212) will be
                  reduced for each whole monthly period as shown on the FCI-35,
                  Monthly Proration Factors Table, during which you are not covered by
                  the current Provisions (2001-212).
               9. Any premium paid in excess of the reduced amount required for the
                  shortened insurance period for the 2006 crop year under the current
                  Provisions (2001-212) will: (A) be credited against premium that you
                  will owe under the new program.  If you elect coverage under the new
                  program; or (B) be paid directly to you if you do not elect coverage
                  under the new program.

 65Z   2006    Policy Transition - If FCIC introduces a new tree pilot crop insurance
               program (new program) to replace the coverage provided under the current
               Florida Fruit Tree Pilot Crop Insurance Provisions (06-014) (current
               Provisions) before the end of the 2006 crop year, the current Provisions
               (06-014) will be revised as follows:

               1. In lieu of the provisions in Section 9(b) of the current Provisions
                  (06-014), the end of the insurance period will be the day before the
                  date of the beginning of the insurance period for the new program.
               2. In lieu of Section 5 of the current Provisions (06-014), the
                  cancellation and termination dates will be the day before the date
                  of the beginning of the insurance period for the new program.
               3. The current Provisions (06-014) will automatically terminate the
                  day before the beginning of the insurance period for the new program.
               4. To obtain coverage under the new program, you must make application
                  by the date specified in the Provisions of the new program.  Failure
                  to make timely application for the new program will result in: (A) a
                  lapse of insurance coverage; and (B) no liability incurred, and no
                  indemnity paid, under the current Provisions (06-014) for any losses
                  that occur after the beginning of the insurance period for the new
                  program.
               5. The date for the beginning of the insurance period, commencement of
                  coverage, and all other terms and conditions under the new program,
                  will be specified in the Provisions of the new program.  Regardless
                  of when coverage commences, the first year of coverage under the new
                  program will be considered the 2007 crop year.
               6. Any damage from an insured cause of loss that occurs before the end
                  of the insurance period for the current Provisions (06-014) will be
                  indemnified, if an indemnity is due, under the current Provisions
                  (06-014).
               7. To be eligible for coverage under the new program for the 2007 crop
                  year, you must have paid in full any premium owed under the current
                  Provisions (06-014) and not be ineligible for insurance as a result
                  of placement on the Ineligible Tracking System.
               8. Your premium due under the current Provisions (06-014) will be
                  reduced for each whole monthly period as shown on the FCI-35,
                  Monthly Proration Factors Table, during which you are not covered by
                  the current Provisions (06-014).
               9. Any premium paid in excess of the reduced amount required for the
                  shortened insurance period for the 2006 crop year under the current
                  Provisions (06-014) will: (A) be credited against premium that you
                  will owe under the new program.  If you elect coverage under the new
                  program; or (B) be paid directly to you if you do not elect coverage
                  under the new program.

 66A   2008    Insurance will not attach to any acreage on which Clubroot has been
               discovered within the last 10 years unless the soil pH is 7.2 or
               higher at the beginning of the crop season.  The soil pH must be
               documented with an approved soil test according to Extension Service
               recommendations.

 66B   2008    Disease will not be an insurable cause of loss to any acreage planted
               to cabbage or any other Brassicaceae crop (e.g., cauliflower, broccoli,
               etc.) in either of the two previous crop years, unless the land has been
               properly fumigated according to approved Extension Service recommendations
               prior to planting cabbage.

 66P   2007    Types herein shall be the classes of beans as identified in the United States
               Standards for Beans unless specifically categorized otherwise in the Special
               Provisions of Insurance.

 66W   2007    Coverage under the Adjusted Gross Revenue-Lite (AGR-Lite) Crop Insurance
               Policy is provided only on an insurance year basis as defined in the
               AGR-Lite policy.  However, because FCIC uses the term 'crop year' extensively
               throughout its system, that term will be used for the AGR-Lite policy for
               administrative purposes such as filing, accounting, and distribution of
               disaster relief benefits if provided by law.  This limited use of the term
               'crop year' does not alter or displace the definition of insurance year
               contained in the AGR-Lite policy.


 66Y   2007    Acreage planted in muckland soils is exempt from rotation requirements.


 66Z   2008    The Basic Provisions of the Policy under Causes of Loss states "water
               contained by or within structures that are designed to contain a specific
               amount of water such as dams, locks, or reservoir projects" is an uninsurable
               cause of loss.  This uninsurable peril (hereafter called "contained water")
               exists for land bordering Lake Red Rock. For this land "contained water"
               will be presumed to be the primary cause of loss whenever the elevation of
               Lake Red Rock (as measured by the Corps of Engineers) exceeds the elevation
               of the insured acreage at the time of loss unless you can prove otherwise.
               Furthermore, no prevented planting coverage will be available on this land
               if the elevation of Lake Red Rock reaches or exceeds the land elevation of
               (or denies access to) the insured acreage between the Sales Closing Date
               and the Final Planting Date shown in these Special Provisions of Insurance.
               See the FCI-33 Rules Page for additional information affecting the
               insurability of this land.

 67A   2006    The additional value price per bushel for Option A of the Income Protection
               Barley Malting Barley Price and Quality Endorsement is as follows:

               $0.65  Minnesota, North Dakota, Oregon, South Dakota, Washington
               $1.00  Idaho, Montana

 67B   2006    There is a one year lag period in reporting production.  Production
               reports through the 2004 crop year are required for the 2006 crop year.

 67C   2007    There is a one-year lag period in reporting production.  Production
               reports through the 2005 crop year are required for the 2007 crop year.
               Any unit that does not have a 2005 crop year production report is
               uninsurable for the 2007 crop year.

 67D   2007    The amount of insurance per acre formula will be the factor listed below
               by specific coverage level times the county yield established by FCIC
               minus the minimum payment (in bushels) provided by the seed company times
               the selected price election.
               COVERAGE LEVEL        FACTOR
               50% coverage level -  .667
               55% coverage level -  .733
               60% coverage level -  .800
               65% coverage level -  .867
               70% coverage level -  .933
               75% coverage level - 1.000

 67E   2007    The Mimimum Value and Allowable Costs are:

                                          Minimum Value              Allowable Costs
                    Navel Oranges         $2.75 per carton           $1.00 per carton

               The Minimum Value Option Prices are:

                                           Option I                   Option II
                    Navel Oranges          $1.00 per carton           $0.50 per carton



 67F   2006    In lieu of Section 3 of the Fresh Market Bean Crop Provisions the
               following requirements do not apply in this county and are hereby
               changed as follows for this county:
                    1. Section 3(c) Production Reporting requirements do not apply.
                    2. Section 3(d) Minimum production requirements do not apply.
                    3. Section 3(e) and (f) Amounts of Insurance by Stages do not apply.

 67G   2006    Only Basic Units by Planting Period (Spring or Fall), will be insurable:
               A Basic Unit as defined in the Basic Provisions Section 1; (1) In which
               you have 100 percent of the crop; or (2) Which is owned by one person and
               operated by another on a share basis.  Further Basic Unit division, as
               stated in Section 34 of the Basic Provisions, and or Crop Provisions are
               not applicable.

 67H   2006    The End of Insurance Period for this county will be as follows:
                 July 5 for Spring Planted Fresh Market Beans; and
                 November 7 for Fall Planted Fresh Market Beans.

 67M   2007    Available coverage level and payment rate combinations, premium subsidy
               factors and administrative fees are as follows:

                   Coverage    Payment     Minimum Number      Premium
                    Level      Rate        Ag. Commodities     Subsidy      Policy
                   Percentage  Percentage    Produced          Factor       Fee
                      65       75 or 90          1              .59          $30
                      75       75 or 90          1              .55          $30
                      80       75 or 90          3*             .48          $30
               * To qualify for the 80 percent coverage level, as shown in the chart above,
               you must produce at least a minimum of 3 qualifying commodities as determined
               by the premium calculator (available on the RMA web page) and shown on your
               farm report.

               Income from commodities expected to produce less than the minimum
               requirement to count as separate commodities will be grouped together by the
               premium calculator to determine if the farm is eligible for higher coverage
               level choices.  All commodities must be reported individually on the Annual
               Farm Report.

               Notwithstanding the above, insurance will not be provided when the expected
               allowable income from potatoes is greater than 83.35 percent of the total
               expected allowable income for the insurance year.

 67Q   2006    Minimum Value:  The minimum value to be used for harvested and appraised
               production will not be less than $3.12 per 30 pound carton or bushel.

 67R   2006    Allowable cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to exceed
               $4.94 per 30 pound carton or bushel.

 67S   2006    In lieu of Section 10 of the Fresh Market Bean Crop Provisions, the
               End of Insurance Period for Spring Planted beans will be July 15 and
               November 7 for Fall Planted beans.

 67T   2006    In lieu of Section 10 of the Fresh Market Bean Crop Provisions, the
               End of Insurance Period for Spring Planted beans will be July 10 and
               November 7 for Fall Planted beans.

 67U   2007     Available coverage level and payment rate combinations, premium subsidy
               factors and administrative fees are as follows.

               Coverage     Payment     Minimum Number of         Premium
               Level        Rate        Agricultural Commodities  Subsidy  Administrative
               Percentage   Percentage      Produced               Factor   Fee
               65           75 or 90            1                  .59     $30
               75           75 or 90            1                  .55     $30
               80           75 or 90            3*                 .48     $30

               * To qualify for any coverage level and payment rate combination at the 80
               percent coverage level, you must produce at least the minimum number of
               commodities shown in the chart above.  The expected allowable income from each
               of the minimum number of commodities required (3 for 80/75 or 80/90) must be
               equal to or exceed the dollar amount determined as follows:
               (1) Divide 1.0 by the number of commodities shown on your farm report;
               (2) Multiply the result of (1) by 0.333; and
               (3) Multiply the result of (2) by the total expected allowable income shown on
               your farm report.

               Notwithstanding the above, insurance will not be provided when the expected
               allowable income from potatoes is greater than 83.35 percent of the total
               expected allowable income for the insurance year.


 67Y   2007    The cancellation and termination date is 1/31 of each subsequent year in
               accordance with the Adjusted Gross Revenue-Lite Insurance Policy.

 68A   2008    REDUCED GUARANTEES:  In addition to Section 3(c), if the highest
               verifiable yield from acres meeting the insurability requirement
               reported by you during one of the five crop years immediately
               preceding the insured crop year meets or exceeds the Lower Yield
               Limit and is less than the Upper Yield Limit shown below, your
               amount of insurance will be adjusted using a factor determined by
               dividing the highest verifiable yield by the Upper Yield Limit.
               If such highest verifiable yield falls below the Lower Yield Limit,
               the acreage is uninsurable.

                                        Pounds/Acre
                    Upper Yield Limit:     5,600
                    Lower Yield Limit:     4,000

 68B   2007    REDUCED GUARANTEES:  In addition to Section 3(c), if you have produced
               at least 4,000 pounds/acre, your amount of insurance will be equal to
               the reference maximum dollar amount times your selected coverage level.

               If your highest level of production per acre in one of the most recent
               three years has been less than 4,000 pounds/acre but greater than or
               equal to 2,300 pounds/acre, your amount of insurance will be equal to
               the reference maximum dollar amount times the ratio of your highest per
               acre production divided by the 4,000 pounds/acre, times your selected
               coverage level.

 68C   2007    In accordance with Section 6(d) of the Cherry Crop Provisions, the insured
               crop will be sweet cherries grown on acreage that has produced at least
               2,300 pounds per acre in one of the three previous crop years.  Acceptable
               supporting documentation of previous production includes receipts from
               buyers showing quantities delivered, daily records of harvest or direct
               sales, and preharvest estimates of production certified by third parties.
               No minimum tree age is required.

 68D   2008    REDUCED GUARANTEES:  In addition to Section 3(c), if you have produced
               at least 1,700 pounds/acre, your amount of insurance will be equal to
               the reference maximum dollar amount times your selected coverage level.

               If your highest level of production per acre in one of the most recent
               five years has been less than 1,700 pounds/acre but greater than or
               equal to 850 pounds/acre, your amount of insurance will be equal to the
               reference maximum dollar amount times the ratio of your highest per acre
               production divided by the 1,700 pounds/acre, times your selected coverage
               level.

 68E   2008    In accordance with Section 6(d) of the Cherry Crop Provisions, the insured
               crop will be sweet cherries grown on acreage that has produced at least
               850 pounds per acre in one of the five previous crop years.  Acceptable
               supporting documentation of previous production includes receipts from
               buyers showing quantities delivered, daily records of harvest or direct
               sales, and preharvest estimates of production certified by third parties.
               No minimum tree age is required.

 68F   2008    Grading standards for sweet cherries (Fresh):  U.S. No. 1 as shown
               in the United States Standards for Grades of Sweet Cherries effective
               May 7, 1971 or as amended, if applicable.

 68G   2008    Grading standards for sweet cherries (Fresh):  U.S. No. 1 as shown
               in the United States Standards for Grades of Sweet Cherries effective
               May 7, 1971 or as amended, if applicable.

               Grading standards for sweet cherries (Processing):  U.S. No. 1 as shown
               in the United States Standards for Grades of Sweet Cherries for Canning
               or Freezing effective June 1, 1946 or as amended, if applicable.

 68H   2008    The Allowable Costs are:
                                                 Allowable Costs
                      Hand Harvest               $0.20 per pound
                      Machine Harvest            $0.10 per pound

               For direct marketed production in which the general public is permitted to
               enter the field for the purpose of picking the crop (U-Pick) the allowable
               cost is not applicable.

               The Minimum Value and Minimum Value Option values to be used for harvested
               and appraised production are:

                                        Minimum Value    Option I         Option II
                Type 111 (Fresh)        $0.26 per pound  $0.17 per pound  $0.09 per pound
                Type 112 (Processing)   $0.20 per pound  $0.13 per pound  $0.07 per pound

 68I   2008    REDUCED GUARANTEES:  In addition to Section 3(c), if the highest
               verifiable yield from acres meeting the insurability requirement
               reported by you during one of the three crop years immediately
               preceding the insured crop year meets or exceeds the Lower Yield
               Limit and is less than the Upper Yield Limit shown below, your
               amount of insurance will be adjusted using a factor determined by
               dividing the highest verifiable yield by the Upper Yield Limit.
               If such highest verifiable yield falls below the Lower Yield Limit,
               the acreage is uninsurable.

                                        Pounds/Acre
                    Upper Yield Limit:     8,000
                    Lower Yield Limit:     3,000

 68J   2008    In accordance with Section 6(d) of the Cherry Crop Provisions, acreage of
               cherry trees which, after being set out or grafted, has completed four
               growing seasons and has produced at least 4,000 pounds of fruit per acre
               (4,000 pounds prorated if less than one acre), unless inspected and
               otherwise determined uninsurable.  For the year of set out or grafting to
               be counted as a completed growing season, setting out or grafting must
               occur prior to July 1.

 68K   2008    REDUCED GUARANTEES:  In addition to Section 3(c), if the highest
               verifiable yield from acres meeting the insurability requirement
               reported by you during one of the three crop years immediately
               preceding the insured crop year meets or exceeds the Lower Yield
               Limit and is less than the Upper Yield Limit shown below, your
               amount of insurance will be adjusted using a factor determined by
               dividing the highest verifiable yield by the Upper Yield Limit.
               If such highest verifiable yield falls below the Lower Yield Limit,
               the acreage is uninsurable.

                                        Pounds/Acre
                    Upper Yield Limit:     6,000
                    Lower Yield Limit:     3,000

 68L   2008    REDUCED GUARANTEES:  In addition to Section 3(c), if the highest
               verifiable yield from acres meeting the insurability requirement
               reported by you during one of the five crop years immediately
               preceding the insured crop year meets or exceeds the Lower Yield
               Limit and is less than the Upper Yield Limit shown below, your
               amount of insurance will be adjusted using a factor determined by
               dividing the highest verifiable yield by the Upper Yield Limit.
               If such highest verifiable yield falls below the Lower Yield Limit,
               the acreage is uninsurable.

                                        Pounds/Acre
                    Upper Yield Limit:     4,500
                    Lower Yield Limit:     2,000

 68M   2008    The Allowable Costs are:
                                                 Allowable Costs
                      Hand Harvest               $0.20 per pound
                      Machine Harvest            $0.10 per pound

               For direct marketed production in which the general public is permitted to
               enter the field for the purpose of picking the crop (U-Pick) the allowable
               cost is not applicable.

               The Minimum Value and Minimum Value Option values to be used for harvested
               and appraised production are:

                                        Minimum Value    Option I         Option II
                Type 112 (Processing)   $0.20 per pound  $0.13 per pound  $0.07 per pound

 69A   2007    In lieu of the definition of "effective poundage marketing quota" in
               section 1 of the Quota Tobacco Crop Provisions, the effective marketing
               quota is your Actual Production History (APH) approved yield times your
               insurable acres.

 69B   2007    "Support Price "as defined in the section 1 of the Quota Tobacco Crop
               Provisions is the "The average price per pound for the types of tobacco as
               announced by the USDA under its tobacco price support program, or, if there
               is no such program, as announced by FCIC".  Since the tobacco price support
               program has been eliminated, the support price is the price election
               announced by FCIC.

 69C   2007    "Support Price "as defined in the section 1 of the Guaranteed Tobacco Crop
               Provisions is the "The average price per pound for the types of tobacco as
               announced by the USDA under its tobacco price support program, or, if there
               is no such program, as announced by FCIC".  Since the tobacco price support
               program has been eliminated, the support price is the price election
               announced by FCIC.

 69D   2007    The market price is defined as the support price for specific types and the
               current years' season average price for the other types of tobacco.
               The support price is the price election announced by FCIC.

 69F   2006    In addition to the provisions in paragraph 11(d)(2)(B) of the Sunflower
               Seed Crop Provisions, non-oil type sunflower production that has
               Sclerotinia bodies over 1.0 percent and/or has dark roast (due to insured
               causes only) 1.0 percent and higher will be eligible for quality
               adjustment.

               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the number
               of pounds remaining after any reduction due to excessive moisture (in
               accordance with applicable crop provisions) to determine the net
               production to count.  Any grain which, due to insurable causes, has zero
               market value (net zero market value after consideration of additional costs
               to deliver damaged grain to a market of reasonable distance outside your
               local marketing area) will not be considered production to count if the
               production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in Section 9.

               1 Sunflower seed - Oil type will be discounted for grade as follows:

                 Grade                DF
                 U.S. Sample Grade VAR01

               2 Sunflower seed - Oil type will be discounted for low test weight
                 as follows:

                 Test Weight Pounds DF   Test Weight Pounds  DF   Test Weight Pounds  DF
                   25 and above   None      20-20.99     VAR05  Below 17 - See Section 9
                   24-24.99      VAR09      19-19.99     VAR04
                   23-23.99      VAR08      18-18.99     VAR03
                   22-22.99      VAR07      17-17.99     VAR02
                   21-21.99      VAR06

               3 Sunflower seed - Oil type will be discounted for kernel damage
                 (excluding heat damage) as follows:

                  Kernel Damage % DF   Kernel Damage % DF  Kernel Damage %  DF
                   10 and below None    13.01-14    VAR13  17.01-18      VAR17
                   10.01-11    VAR10    14.01-15    VAR14  Above 18 - See Section 9
                   11.01-12    VAR11    15.01-16    VAR15
                   12.01-13    VAR12    16.01-17    VAR16

               4 Sunflower seed - Oil type will be discounted for musty odor, sour odor,
                 and commercially objectionable foreign odor (COFO) as follows:

                 Musty odor =VAR18       Sour odor =VAR19     COFO =VAR20

               5 Sunflowers seed - Non-oil type will be discounted for low test weight as
                 follows:

                  Test Weight Pounds  DF  Test Weight Pounds  DF  Test Weight Pounds  DF
                    22 and above    None   18.00-18.49   VAR23  Below 17 - See Section 9
                    20.00-21.99    VAR27   17.50-17.99   VAR22
                    19.50-19.99    VAR26   17.00-17.49   VAR21
                    19.00-19.49    VAR25
                    18.50-18.99    VAR24

               6  Sunflower seed - Non-oil type will be discounted for sclerotinia
                  bodies as follows:

                  Sclerotinia bodies %          DF
                    1.0 and below             None
                    1.1 - 2.0                VAR28
                    2.1 - 3.0                VAR29
                    3.1 - 4.0                VAR30
                    4.1 - 5.0                VAR31
                    Above 5.0 - See Section 9

               7 Sunflower seed - Non-oil type will be discounted for musty odor, sour
                 odor, and COFO as follows:

                 Musty odor =VAR32          Sour odor =VAR33        COFO =VAR34


               8 Sunflower seed - Non-oil type will be discounted for dark roast as
                 follows:

                    Dark Roast Percent            DF
                    1.0 - 1.9                   VAR35
                    2.0 - 2.9                   VAR36
                    3.0 - 3.9                   VAR37
                    4.0 - 4.9                   VAR38
                    Above 4.9 - See Section 9

 69G   2006    9 Sunflower seed with
               (A) a test weight below 17 pounds per bushel for oil type and non-oil type;
               (B) a kernel damage percentage above 18 percent for oil type;
               (C) a kernel damage percentage above 5 percent for non-oil type;
               (D) a Sclerotinia bodies percentage above 5 percent for non-oil type;
               (E) a dark roast percentage above 4.9 percent for non-oil type;
               (F) the presence of substances or conditions identified by the Food and Drug
                 Administration or other public health organizations of the United States
                 as injurious to human or animal health; may be allowed a discount factor.
                 To determine the discount factor, the reduction in value (RIV) due to all
                 covered quality deficiencies will be determined and that value will then
                 be divided by the local market price*. Discount factors included in
                 sections 1, 2, 3, 4, 5, 6, 7 and 8 will not be used if production
                 qualifies for adjustment under this Section 9.

               A The RIV specified in Section 9 will be limited to amounts that are
                 usual, customary, and reasonable.  If the RIV can be decreased by
                 conditioning the production, the RIV after conditioning may be increased
                 by the cost of conditioning, provided that the resulting RIV does not
                 exceed the RIV before conditioning.  No RIV will be accepted if it is due
                 to (1) moisture content; (2) damage due to uninsured causes; or
                 (3) drying, handling, processing, or any other costs associated with
                 normal harvesting, handling, and marketing of the production.

               B RIV's used will be those in the local market area in which you normally
                 market the crop, to the extent feasible.  If the RIV for a buyer located
                 outside your local market area is less than the RIV in your local market
                 area, then the RIV may be increased by the additional costs required to
                 deliver the production to the buyer, provided that the resulting RIV does
                 not exceed the RIV in your local market area.  If the damaged production
                 has been sold, the discount factor will be based upon the RIV's applied
                 by the buyer unless it is determined that such RIV's are not usual,
                 customary and reasonable.

               C For production we determine has no value in and outside your local market
                 area, you may offer a value or may intend to utilize such production in
                 a manner which establishes a value. In such cases, the value we agree
                 to will be utilized in accordance with our approved procedures to
                 determine the RIV for quality adjustment purposes according to Section 9
                 herein. Only production qualifying under the terms of this Section 9
                 (a pre-established discount factor for at least one quality deficiency
                 is not contained in the discount factor charts above) may be adjusted
                 in this manner. Notwithstanding the first two sentences of this
                 paragraph C, claims involving production containing levels of substances
                 or having conditions that are injurious to human or animal health
                 in excess of the maximum amounts allowed by the Food and Drug
                 Administration, other public health organizations of the United States
                 or agency of the applicable State may not be settled until such
                 production is sold, used, or destroyed. The value used to determine
                 the RIV for such production will be the amount received for the
                 production, or, if the production is used, the value you offer and we
                 agree to.

               D The RIV and local market price* will be determined on the earlier of the
                 date such quality-adjusted production is sold or the date of final
                 inspection for the unit.

                 * The "Local Market Price" as defined in the applicable crop provisions.

 69H   2007    According to the Federal Crop Insurance Act [(Sections 508(b)(8) and (c)(9)]
               the Federal Crop Insurance Corporation (FCIC) may limit or refuse insurance
               based on the insurance risk involved.  Therefore, to assure insurance is
               properly established to reflect the insurance risk involved, any
               persons/entities NOT classified on the FCI-32 Actuarial Classification
               Listing will have their approved APH yield determined by unit, type and
               practice, in accordance with APH Procedures for Category B Crops contained
               in the 2006 Crop Insurance Handbook. Transitional Yields are provided on
               the FCI-35 County Coverage and Rate Table.

 69J   2008    Calf Finishing (807): Expected cost of live cattle, feeder cattle, and feed;
               and actual cost of live cattle, feeder cattle and feed equations will use
               11.50 cwt for live cattle, 5.50 cwt for feeder cattle and 54.5 bushels
               of corn.

 69K   2008    Yearling Finishing (808): Expected cost of live cattle, feeder cattle,
               and feed; and actual cost of live cattle, feeder cattle and feed equations
               will use 12.50 cwt for live cattle, 7.50 cwt for feeder cattle and
               57.5 bushels of corn.

 69L   2008    From time of posting on the RMA Website on the last business day of the
               month till 9:00am the following morning.

 69M   2008    If expected gross margins are not posted on the RMA website by 9:00am
               the following day, LGM coverage will not be available for that insurance
               period.

 69N   2008    The application for Livestock Gross Margin coverage will not be accepted
               if the premium is not paid at the time of application.

 69P   2008    Livestock Gross Margin coverage has limited underwriting capacity which
               will be distributed through the Federal Crop Insurance Corporations (FCIC)
               underwriting capacity manager. Underwriting capacity will be distributed
               on a first come, first served basis. Livestock Gross Margin coverage will
               not be offered for sale after the capacity is depleted or at any time the
               underwriting capacity manager is not functional.

 6A1   2008    Rate Map Area 001 is applicable to all producers unless classified
               otherwise by the Corporation.

 6A2   2006    Rate map area 002 is applicable to all producers unless classified
               otherwise by the Corporation.

 6A3   2005    Rate map area 003 is applicable to all producers unless classified
               otherwise by the Corporation.

 6AD   2007    Acreage of the designated crop/type/practice not located in the specified
               FCI-33 Map Area and/or Transitional Yield Locator Map area shall have the
               yield/yield factor shown on the Transitional Yield Table.

 6AE   2008    LIMITS ON AMOUNT OF INSURANCE:  In accordance with Section 3(c) of the
               Strawberry Crop Provisions, each year we will limit your guarantee
               (amount of insurance) based on your prior production as follows:
               1.  If you have produced at least 18,000 pounds per acre in three of
                   the five most recent years, you may purchase an amount of insurance
                   equal to any of the fixed dollar amounts of insurance shown on the
                   actuarial documents.

               2.  If your average production per acre in three of the most recent five
                   years has been less than 18,000 pounds but greater than 9,999
                   pounds, you may purchase an amount of insurance equal to any of the
                   fixed dollar amounts of insurance shown on the actuarial documents
                   times your high three average per acre production divided by 18,000.

 6AF   2007      **Spring Transplanting Period - April 10 through May 10.

 6AG   2008    Picking Factors and Estimated Production:  In accordance with Section 1
               and 11(c)(5) of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

               Type                       Harvest               Picking          Estimated
                                          Dates                 Factors          Pounds Per
                                                                                 Picking
                                                                                 (Per Acre)

               Summer Planting     October 10 - November 30        5               100 lbs.
               Summer Planting     April 1 - April 30              5             1,100 lbs.
               Summer Planting     May 1 - May 31                  5             1,400 lbs.
               Summer Planting     June 1 - June 30                5             1,100 lbs.

 6AH   2008    Picking Factors and Estimated Production:  In accordance with Section 1
               and 11(c)(5) of the Strawberry Crop Provisions, the picking factors and
               estimated pounds of strawberries per picking are as follows:

               Type                       Harvest               Picking          Estimated
                                          Dates                 Factors          Pounds Per
                                                                                 Picking
                                                                                 (Per Acre)

               Summer Planting     October 10 - November 30        5               100 lbs.
               Summer Planting     April 1 - April 30              5             1,100 lbs.
               Summer Planting     May 1 - May 31                  5             1,400 lbs.
               Summer Planting     June 1 - June 20                5             1,100 lbs.

 6AJ   2008    Cultural Requirements:  In accordance with Section 6(e) of the Strawberry
               Crop Provisions, the cultural requirements for insurability are:
               1.  Soil Fumigation:
                   A.  With a mixture of no more than 67 percent methyl bromide and no less
                       than 33 percent chloropicrin, unless restricted by the proximity
                       of residential areas to the field:
                       (1) Applied at a minimum rate of 250 pounds per acre for bed
                           fumigation and 300 pounds per acre for field
                           fumigation; and
                       (2) Completed at least every two (2) to three (3) years.
                   B.  Other soil sterilization techniques can satisfy this requirement
                       if tested, shown to be effective, and applied according to
                       recommendations of the University of California Cooperative Extension
                       (UCCE)Service.
               2.  Planting beds must be raised at least six (6) inches.
               3.  Initial plant density must be at least 12,000 viable plants per acre.
               4.  All transplants must satisfy the requirements of the Strawberry
                   Certification Program administered by the California Department of
                   Food and Agriculture.
               5.  Plastic (polyethylene) mulch must be applied to the planting beds
                   by February 15 or as recommended by the UCCE Service for the location
                   and planting system.

 6AK   2008    Allowable Cost:  In accordance with Section 1, Section 11(c)(3)(4) and
               Section 14(b)(1) of the Strawberry Crop Provisions, the allowable cost
               is $0.46 per pound for fresh market production and $0.23 per pound for
               freezer market production.  Allowable cost does not apply to direct
               marketed production in which the general public is permitted to enter the
               field for the purpose of picking the crop.  Allowable costs of harvested
               production include labor for picking and supervising in the field,
               picking containers, and hauling and handling charges (such as packing
               materials, commissions and assessments).

 6AL   2008    Allowable Cost:  In accordance with Section 1, Section 11(c)(3)(4) and
               Section 14(b)(1) of the Strawberry Crop Provisions, the allowable cost
               is $0.42 per pound for fresh market production and $0.23 per pound for
               freezer market production.  Allowable cost does not apply to direct
               marketed production in which the general public is permitted to enter the
               field for the purpose of picking the crop.  Allowable costs of harvested
               production include labor for picking and supervising in the field,
               pickling containers, and hauling and handling charges (such as packing
               materials, commissions and assessments).

 6AM   2008    Cultural Requirements:  In accordance with Section 6(e) of the Strawberry
               Crop Provisions, the cultural requirements for insurability are:
               1.  Soil Fumigation:
                   A.  With a mixture of no more than 67 percent methyl bromide and no less
                       than 33 percent chloropicrin, unless restricted by the proximity
                       of residential areas to the field:
                       (1) Applied at a minimum rate of 250 pounds per acre for bed
                           fumigation and 300 pounds per acre for field
                           fumigation; and
                       (2) Completed at least 4 weeks and no more than 6 months prior
                           to planting.
                   B.  Other soil sterilization techniques can satisfy this requirement
                       if tested, shown to be effective, and applied according to
                       recommendations of the University of California Cooperative Extension
                       (UCCE)Service.
               2.  Planting beds must be raised at least six (6) inches.
               3.  Initial plant density must be at least 20,000 viable plants per acre.
               4.  All transplants must satisfy the requirements of the Strawberry
                   Certification Program administered by the California Department of
                   Food and Agriculture.
               5.  Plastic (polyethylene) mulch must be applied to the planting beds
                   by January 1 or as recommended by the UCCE Service for the location
                   and planting system.

 6AS   1998      **Insurance will not attach on any acreage of winter planted peppers in
               Rate Area C.

 6AT   2007      **Spring Transplanting Period - March 25 through April 15.

 6BB   1996    Blueberry bushes pruned by mowing the bushes to the ground will not be
               insurable the year of mowing.  The field will become insurable the third
               growing season after cutting the bushes to the ground.

 6BS   1996    Blueberry bushes pruned by mowing the bushes to the ground will not be
               insurable the year of mowing.  The field will become insurable the second
               growing season after cutting the bushes to the ground.

 6C8   2007    Production tonnage is expressed as grade 1 equivalent and is determined by
               dividing the dollar amount received from the processor by the applicable
               contract price for grade 1 lima beans.

 6CC   1999    Rate map area CCC is applicable to all producers unless classified
               otherwise by the Corporation.

 6CE   2002    In regards to the policy definitions, production will be determined in 20
               pound carton equivalents.

 6CF   2006    For the peril of freeze only, we do not insure any citrus trees that have
               not reached the third growing season after set out, if they are located
               north of Interstate 4.

 6CQ   1999    The Corn Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).  No
               other quality factors will be considered in determining production to count.
               The A Factor (not less than zero) will be multiplied by the number
               of bushels remaining after any reduction due to excessive moisture (in
               accordance with the Income Protection - Corn Provisions) to determine the
               net production to count. Any grain which, due to insurable causes, has zero
               market value (net zero market value after consideration of additional costs to
               deliver damaged grain to a market of reasonable distance outside your local
               marketing area) will not be considered production to count if the production is
               destroyed.  Production that is not destroyed in a manner acceptable to us will
               be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in section 3.

               1  Corn will be discounted for low test weight as follows:
                  Test Weight Pounds      DF      Test Weight Pounds     DF
                  49 and above           None          38-38.99          .184
                  48-48.99               .054          37-37.99          .198
                  47-47.99               .064          36-36.99          .212
                  46-46.99               .075          35-35.99          .226
                  45-45.99               .085          34-34.99          .240
                  44-44.99               .100          33-33.99          .254
                  43-43.99               .114          32-32.99          .268
                  42-42.99               .128          31-31.99          .282
                  41-41.99               .142          30-30.99          .296
                  40-40.99               .156          Below 30 - See Section 3
                  39-39.99               .170

               2  Corn will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:
                  Kernel Damage %     DF    Kernel Damage %   DF   Kernel Damage %   DF
                    10 and below     None      18.01-19      .079     27.01-28      .127
                    10.01-11         .030      19.01-20      .085     28.01-29      .131
                    11.01-12         .036      20.01-21      .091     29.01-30      .135
                    12.01-13         .043      21.01-22      .097     30.01-31      .139
                    13.01-14         .049      22.01-23      .102     31.01-32      .143
                    14.01-15         .056      23.01-24      .108     32.01-33      .147
                    15.01-16         .062      24.01-25      .114     33.01-34      .150
                    16.01-17         .068      25.01-26      .118     34.01-35      .154
                    17.01-18         .073      26.01-27      .122 Above 35 - See Section 3

                  Corn with (A) a test weight below 30 pounds per bushel and/or kernel
                  damage above 35 percent; (B) a musty, sour, or commercially objection-
                  able foreign odor; or (C) the presence of substances or conditions
                  identified by the Food and Drug Adminstration or other public health
                  organizations of the United States as injurious to human or animal
                  health; may be allowed a Discount Factor.  To determine the Discount
                  Factor, the reduction in value (RIV) caused by the defiencies, sub-
                  tances, or conditions allowed in (A), (B), and/or (C) will be deter-
                  mined and the total will be divided by the Posted County Price (PCP)*.
                  The RIV will not include any price reduction resulting from any discount
                  factors that are included in sections 1 and 2.

                  A  The RIV's specified in section 3 will be limited to those that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be
                     increased by the cost of conditioning, provided that the resulting
                     RIV does not exceed the RIV before conditioning.  No RIV will be
                     accepted if it is due to (1) moisture content; (2) damage due to
                     uninsured causes; or (3) drying, handling, processing, or any other
                     costs associated with normal harvesting, handling, and marketing of
                     the production.

                  B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the RIV
                     in your local market area, then the RIV may be increased by the
                     additional costs required to deliver the production to the buyer,
                     provided that the resulting RIV does not exceed the RIV in your local
                     market area.  If the damaged production has been sold, the Discount
                     Factor will be based upon the RIV's applied by the buyer unless it
                     is determined that such RIV's are not usual, customary, and
                     reasonable.

                  C  For production we determine has no value in and outside your local
                     market area, you may offer a value or may intend to utilize such
                     production in a manner which establishes  a value.  In such cases, the
                     value we agree to will be utilized in accordance with our approved
                     procedures to determine the RIV for quality adjustment purposes
                     according to section 3 herein.

                  D  The RIV's and PCP will those in effect on the earlier of the date
                     such quality-adjusted production is sold or the date of final
                     inspection for the unit.

                  *  "Posted County Price (PCP)" is the price established by the Commodity
                     Credit Corporation (CCC) for yellow corn for the county shown on your
                     application.  If multiple counties are shown on your application, it
                     is the county in which the insured unit is located.

 6CR   1999    If the CCC discontinues establishing PCP's for the county, the PCP will be
               the Local Market Price.

 6DA   2007    Any acreage that is interplanted with another perennial crop is insurable
               unless we inspect the acreage and determine that it does not meet the
               requirements contained in your policy.

 6DE   2002    You may be eligible for a premium discount based on your insurance
               experience.  Contact your insurance provider for specific information
               concerning this discount.

 6DW   1998    For the purpose of section 9 (Replanting Payments) of the Small Grains Crop
               Provisions, a replanting payment will be calculated using the price
               election for the type of wheat that is replanted and insured.  For example, if
               damaged Durum wheat (type 015) acreage is replanted to another spring type
               (type 012), the price election for type 012 will be used to calculate any
               replanting payment that may be due.  A revised acreage report will be
               necessary to record the new type and price election for the replanted
               acreage, and to reflect the new premium amount.  However, if damaged winter
               wheat is replanted with a spring wheat type and insurance continues based on
               the guarantee and the price election for the winter type, any replant payment
               will be based on the winter type.

               Only one price election percentage will be applicable for all wheat types
               insured under one wheat policy.  For example, if you elect a price election
               for Durum wheat equal to 80% of the established price, the price election
               applicable for other wheat types must also be 80% of the established price.

               In the event of loss or damage on a unit for which more than one price
               election is applicable, we will settle your claim by:
               (a)  Multiplying the insured acreage of each type (012/015) by the
                    production guarantee;
               (b)  Multiplying each result by the price election for the applicable type;
               (c)  Adding these dollar values;
               (d)  Multiplying the production to count of each type by the price election
                    for that type;
               (e)  Adding these dollar values;
               (f)  Subtracting the result of step (e) from the result of step (c); and,
               (g)   Multiplying the result by your share.

 6EB   2004    FOB shipping point price information for Maryland and Pennsylvania reported
               in "Peach Market News Service" published by the Pennsylvania Department of
               Agriculture will be used to determine the applicable average FOB shipping
               point according to the provisions of the policy.

               Allowable cost for fresh peaches for determining actual price per bushel
               will be $4.50 per bushel.  Allowable cost for processing peaches for
               determining actual price per bushel will be $1.75 per bushel.

 6EC   2008    FOB shipping point price information for Maryland and Pennsylvania reported
               in "Peach Market News Service" published by the Pennsylvania Department of
               Agriculture will be used to determine the applicable average FOB shipping
               point price according to the provisions of the policy.

               Allowable cost for fresh peaches for determining actual price per bushel
               will be $5.00 per bushel.  Allowable cost for processing peaches for
               determining actual price per bushel will be $1.75 per bushel.

 6ED   2008    FOB shipping point price information for New Jersey reported in the "New
               Jersey Fresh Fruit and Vegetable Report" will be used to determine the
               applicable average FOB shipping point price according to the provisions of
               the policy.

               Allowable cost for fresh peaches for determining actual price per bushel
               will be $5.50 per bushel.  Allowable cost for processing peaches for
               determining actual price per bushel will be $1.75 per bushel.

 6EE   2008    FOB shipping point price information published by the Federal-State Market
               News Service will be used to determine the applicable average FOB shipping
               point price according to the provisions of the policy.

               Allowable cost for fresh peaches for determining actual price per bushel
               will be $5.00 per bushel.  Allowable cost for processing peaches for
               determining actual price per bushel will be $1.75 per bushel.

 6FS   2006    Select Crops include dry peas, lentils and garbanzo beans/chickpeas.

 6FV   2008    Insurance will not attach on this crop for the winter planted practice in rate
               area C.

 6GC   1998    CAT coverage is the 65% coverage level with 60% of the maximum protection
               per acre.

 6IB   1996    Blueberries grown and insured under the rates for the irrigated practice
               will have irrigation water supplied through an overhead solid set
               irrigation system.

 6IO   1996      ** Without Frost Protection - Drip irrigation, traveling gun, and/or
               other types of irrigation systems that supply water to the bushes through
               the soil and roots

 6IW   1996      ** With Frost Protection - Overhead solid set irrigation system

 6JS   2007    Rate map areas are to be interpreted as follows:  The first digit of the
               Rate Map Area is the FCI-33 Crop Insurance Actuarial Map area.  If no map
               is applicable, the first digit will be "1".  The last two digits are the
               Crush Reporting District code for the applicable Crush Districts in the
               county.

 6KJ   1998    Crops will not be insurable on non-irrigated acreage, if they are planted
               following another crop that has reached the heading stage and/or that has
               been harvested in the same calendar year.

 6KP   2008    FOB shipping point price information for Central Georgia (Thomasville,
               Georgia) reported in "Southeastern Fruit and Vegetable Report" will be used
               to determine the applicable average FOB shipping point price according to
               the provisions of the policy.

               Allowable cost for fresh peaches for determining actual price per bushel
               will be $5.00 per bushel.  Allowable cost for processing peaches for
               determining actual price per bushel will be $1.75 per bushel.

 6KQ   2001    FOB shipping point price information for Central Georgia (Thomasville,
               Georgia) reported in "Southeastern Fruit and Vegetable Report" will be used
               to determine the applicable average FOB shipping point price according to
               the provisions of the policy.  Prices are available on the internet at
               http://www.ams.usda.gov/mncs/mn_reports/tv_fv110.txt

               Allowable cost for fresh peaches for determining actual price per bushel
               will be $4.50 per bushel.  Allowable cost for processing peaches for
               determining actual price per bushel will be $1.75 per bushel.

 6KR   2004    FOB shipping point price information for South Carolina (Columbia, South
               Carolina) reported in the "Southeastern Fruit and Vegetable Report" will
               be used to determine the applicable average FOB shipping point price
               according to the provisions of the policy.

               Allowable cost for fresh peaches for determining actual price per bushel
               will be $4.00 per bushel.  Allowable cost for processing peaches for
               determining actual price per bushel will be $1.75 per bushel.

 6LF   2008    Land flooded due to a breach in a levee resulting from the 1993 flood or
               subsequent flood is insurable.  The applicable rate will be assigned based
               on conditions at the sales closing date.  This land will be classified as
               the high risk area classification found on the FCI-35 that results in the
               highest rate if the levee has not been repaired to prior specifications,
               or if the soil was damaged and was not restored to at least the same crop
               yield potential as prior to the 1993 flood.  The land will be classified as
               shown on the FCI-33 if the levee is repaired to prior specifications and
               the soil has at least the same crop yield potential as prior to the 1993
               flood.

 6LL   2008    Any land identified by an ASCS Farm Serial Number for the county but
               physically located in another county within the state will be classified
               based on the actuarial documents for the county where the land is
               physically located.  If the county where the land is physically located
               does not have actuarial documents for the crop, submit an actuarial request
               to establish classification to the appropriate Regional Office.

 6LM   1996    Any land identified by an ASCS Farm Serial Number for the county but
               physically located in another county within the state will be classified
               based on the actuarial documents for the county where the ASCS Farm Serial
               Number is administered.

 6LQ   1996    FOB shipping points price information for Central Georgia (Thomasville,
               Georgia) reported in "Southeastern Fruit and Vegetable Report" will be used
               to determine the applicable average FOB shipping point price according to
               the provisions of the policy.

               ALLOWABLE COST:
               Allowable cost for fresh peaches for determining actual price per bushel
               will be $5.00 per bushel.  Allowable cost for processing peaches for
               determining actual price per bushel will be $1.75 per bushel.

 6LR   1998    FOB shipping point price information for South Carolina (Columbia, South
               Carolina) reported in the "Southeastern Fruit and Vegetable Report" will be
               used to determine the applicable average FOB shipping point price according
               to the provisions of the policy.

               ALLOWABLE COST:
               Allowable cost for fresh peaches for determining actual price per bushel
               will be $4.50 per bushel.  Allowable cost for processing peaches for
               determining actual price per bushel will be $1.75 per bushel.

 6MB   1996    The market price for malting barley is $2.65.

 6MC   2002    The production guarantee for millet acreage planted during the late
               planting period will be reduced for each day planted after the final
               planting date by: one percent for the first through the tenth day; and
               three percent for the eleventh through the twentieth day.

 6MR   1996    FOB shipping point price information for South Carolina (Columbia, South
               Carolina) reported in the "Southeastern Fruit and Vegetable Report" will be
               used to determine the applicable average FOB shipping point price according
               to the provisions of the policy.

               ALLOWABLE COST:
               Allowable cost for fresh peaches for determining actual price per bushel
               will be $5.00 per bushel.  Allowable cost for processing peaches for
               determining actual price per bushel will be $1.75 per bushel.

 6MS   2001    Acreage not swathed and windrowed by September 30 will have an end of
               insurance date of 09/30.

 6MT   2001    If your average yield of macadamia nuts exceeds 2,700 pounds, and you have
               at least four (4) years of production history, you may request a written
               agreement to increase your amount of insurance coverage on your macadamia
               tree policy.  Contact the Davis Regional Office for specific information.


 6MU   2001    Acreage not swathed and windrowed by September 15 will have an end of
               insurance date of 09/15.

 6MW   2002    Written agreements are applicable for approved millet pilot counties only.

 6NA   1998    For CAT imputed premium calculation purposes, the highest monthly value
               for each risk classification will be multiplied by .27 prior to applying
               the appropriate premium rate.

 6NC   1999    The Nursery Frost, Freeze, and Cold Damage Exclusion Option is not
               available for Catastrophic Risk Protection (CAT).

 6NE   1998    CAT coverage will be equal to the result of multiplying the amount of
               insurance, as specified in subsection 1.(a) of the Nursery Crop Provisions,
               by .60.

 6NF   1998    For CAT coverage only, the amount of any indemnity will be determined by:
                 (1)   Subtracting field market value B from the lesser of: (i) field
                       market value A; or (ii) the highest monthly market value for the
                       unit reported on the nursery plant inventory summary multiplied
                       by .9;
                 (2)   Subtracting the monthly loss deductible (not to exceed the
                       remaining crop year loss deductible) from the product obtained in
                       (1) above;
                 (3)   Multiplying the product obtained in (2) above by .60; and
                 (4)   Multiplying the result by your share.

 6NG   1999    The USDA Plant Hardiness Zone Map in effect is #1475, issued January, 1990.

 6NH   1998    The Producer Premium Percentage Table 1.10 applies to this crop.

 6NI   2000    This crop will be insurable on non-irrigated acreage, only by written
               agreement, if planted following another crop that has reached the heading
               stage and/or that has been harvested in the same calendar year, if you
               provide a minimum of three (3) years' actual production history of the same
               crop to be insured from the same acreage to be insured.  Contact your crop
               insurance agent by the sales closing date to determine eligibility
               requirements.

 6NO   2007    **** Includes Non-Oil varieties

 6NR   1996    FOB shipping point price information for South Carolina (Columbia, South
               Carolina) reported in the "Southeastern Fruit and Vegetable Report" will be
               used to determine the applicable average FOB shipping point price according
               to the provisions of the policy.

               ALLOWABLE COST:
               Allowable cost for fresh peaches for determining actual price per bushel
               will be $5.00 per bushel.  Allowable cost for processing peaches for
               determining actual price per bushel will be $1.75 per bushel.

 6NS   2008    PROHIBITED PLANTS - Any plant classified by a state or county as illegal to
               grow or sell in the county in which the nursery is located is uninsurable, even
               if listed in the EPL/PPS or otherwise qualifying as insurable.  For example,
               growing or selling plants classified as invasive species is illegal in many
               states and counties.  No indemnity will be paid on any such plant.

               REQUIRED PIVR REVISIONS - If during any inspection of your nursery or during
               the settlement of a claim, we determine that prohibited plants are being grown
               or held for sale, we will reduce the inventory value of any affected unit by
               the lesser of the value of the prohibited plants or the maximum amount possible
               that will not leave the under-report factor for the unit below 1.00.


 6NT   2008    UNREPORTED UNITS - For each insured practice, you must insure and report on the
               PIVR the value of all insurable units, whether by share or plant type. If you
               fail to report any unit, plants in that unit will not be insured. In addition,
               and for the sole purpose of determining the under-report factors for reported
               units, we will determine Field Market Value-A for each unit you fail to report
               and assign such value proportionately to each reported unit in the same
               practice.

 6OA   2006    * Includes Temple Oranges, Tangerines, Tangelos and Murcotts.

 6OI   2007    **** Includes Birdseed varieties

 6OR   2006    * Includes Early, Midseason, and Late Oranges, and Navel Oranges.

 6P5   1997    The amount of insurance per acre will depend upon the number of trees per
               acre, the coverage level chosen, and the percentage of the maximum
               dollar value chosen.

 6PA   2005    For purposes of paragraph 6(b)(2) of the Wheat Crop Provisions, you
               must notify your agent no later than March 1 if any insured acreage
               will be destroyed prior to harvest either by grazing or by mechanical
               means. After receiving this notice, we will reduce the premium for
               acreage subsequently destroyed by an amount stated in the actuarial table.
               No premium reduction will be allowed if the required notice is not given,
               or if you claim an indemnity for the acreage.  If the acreage is not
               destroyed as intended, you will be subject to the under-reporting
               provisions contained in section 6 of the Basic Provisions.  Insurance
               coverage will cease on any acreage you do not intend to harvest on the
               date you notify your agent.

 6PB   1998    The Producer Premium Percentage Table T1.1 applies to this crop.

 6PC   2008    Rate Map Area AAA is applicable to all producers unless classified
               otherwise by the Corporation.

 6PD   2007    In addition to the requirements as stated in Section 9 of the Cotton Crop
               Provisions to leave cotton stalks intact for our inspection before
               destruction on damaged acreage; you may request by phone or letter consent
               from your insurance provider to destroy harvested cotton stalks without an
               inspection in order to comply with the Texas Department of Agriculture plow
               down dates applicable to this county.

 6PE   1998    Except for CAT coverage, for the purposes of computing an indemnity, the
               value of each 1-1/9 bushel of production to count determined in
               accordance with the Pepper Crop Insurance Policy will be multiplied by the
               determined price election percentage.  For CAT coverage only, the value
               of each 1-1/9 bushel of production to count will be multiplied by 0.60.

 6PF   1998    The Producer Premium Percentage Table T1.6 applies to this crop.

 6PG   2008    For purposes of paragraph 6(b)(2) of the applicable Crop Provisions,
               you must notify your agent no later than April 1 if any insured acreage
               will be destroyed prior to harvest, either by grazing or by mechanical
               means.  After receiving this notice, we will reduce the premium for
               acreage subsequently destroyed by an amount stated in the actuarial table.
               No premium reduction will be allowed if the required notice is not given,
               or if you claim an indemnity for the acreage.  If the acreage is not
               destroyed as intended, you will be subject to the under-reporting
               provisions contained in section 6 of the Basic Provisions. Insurance coverage
               will cease on any acreage you do not intend to harvest on the date you notify
               your agent.

 6PH   1998    The Producer Premium Percentage Table 1.7 applies to this crop.

 6PI   1996    The Producer Premium Percentage Table 1.11 applies to this crop.

 6PJ   1998    The Producer Premium Percentage Table T1.10 applies to this crop.

 6PK   2008    For purposes of paragraph 6(b)(2) of the CRC Wheat Crop Provisions,
               you must notify your agent no later than April 1 if any insured acreage
               will be destroyed prior to harvest, either by grazing or by mechanical
               means.  After receiving this notice, we will reduce the premium for
               acreage subsequently destroyed by an amount stated in the actuarial table.
               No premium reduction will be allowed if the required notice is not given,
               or if you claim an indemnity for the acreage.  If the acreage is not
               destroyed as intended, you will be subject to the under-reporting
               provisions contained in subsection 7(g) of the CRC Basic Provisions
               Insurance coverage will cease on any acreage you do not intend to
               harvest on the date you notify your agent.

 6PL   2008    For purposes of paragraph 6(b)(2) of the CRC Wheat Crop Provisions, you
               must notify your agent no later than March 1 if any insured acreage will
               be destroyed prior to harvest either by grazing or by mechanical means.
               After receiving this notice, we will reduce the premium for acreage
               subsequently destroyed by an amount stated in the actuarial table.  No
               premium reduction will be allowed if the required notice is not given, or
               if you claim an indemnity for the acreage.  If the acreage is not destroyed
               as intended, you will be subject to the under-reporting provisions
               contained in subsection 7(g) of the CRC Basic Provisions.  Insurance coverage
               will cease on any acreage you do not intend to harvest on the date you notify
               your agent.

 6PM   2008    For purposes of paragraph 6(b)(2) of the CRC Wheat Crop Provisions, you
               must notify your agent no later than February 15 if any insured acreage
               will be destroyed prior to harvest either by grazing or by mechanical
               means.  After receiving this notice, we will reduce the premium for acreage
               subsequently destroyed by an amount stated in the actuarial table.  No
               premium reduction will be allowed if the required notice is not given, or
               if you claim an indemnity for the acreage.  If the acreage is not
               destroyed as intended, you will be subject to the under-reporting
               provisions contained in subsection 7(g) of the CRC Basic Provisions. Insurance
               coverage will cease on any acreage you do not intend to harvest on the date you
               notify your agent.

 6PN   1998    The Producer Premium Percentage Table 1.8 applies to this crop.

 6PO   2008    For purposes of paragraph 6(b)(2) of the Small Grains Crop Provisions, you
               must notify your agent no later than March 1 if any insured acreage will
               be destroyed prior to harvest either by grazing or by mechanical means.
               After receiving this notice, we will reduce the premium for acreage
               subsequently destroyed by an amount stated in the actuarial table.  No
               premium reduction will be allowed if the required notice is not given, or
               if you claim an indemnity for the acreage.  If the acreage is not destroyed
               as intended, you will be subject to the under-reporting provisions
               contained in section 6 of the Basic Provisions.  Insurance coverage will cease
               on any acreage you do not intend to harvest on the date you notify your agent.

 6PP   2008    For the purposes of pargraph 6(b)(2) of the CRC Wheat Crop Provisions,
               you must notify your agent no later than March 15 if any insured acreage
               will be destroyed prior to harvest either by grazing or by mechanical
               means.  After receiving this notice, we will reduce the premium for acreage
               subsequently destroyed by an amount stated in the actuarial table.  No
               premium reduction will be allowed if the required notice is not given, or
               if you claim an indemnity for the acreage.  If the acreage is not destroyed
               as intended, you will be subject to the under-reporting provisions
               contained in subsection 7 (g) of the CRC Basic Provisions.  Insurance coverage
               will cease on any acreage you do not intend to harvest on the date you notify
               your agent.

 6PQ   1998    The Producer Premium Percentage Table 1.4 applies to this crop.

 6PR   1998    The Producer Premium Percentage Table T1.3 applies to this crop.

 6PS   1999    The Producer Premium Percentage Table T1.2 applies to this crop.

 6PT   1997    The Producer Premium Percentage Table T1.5 applies to this crop.

 6QS   2007    For determining indemnities, the same percentage of the support price used
               to determine the amount of insurance for CAT (i.e., 55 percent of the
               support price) and additional coverage policies will be used to establish
               the value of production to count.

 6QT   2000    For determining indemnities, the same percentage of the support price used
               to determine the amount of insurance for CAT (i.e., 60 percent of the
               support price) and additional coverage policies will be used to establish
               the value of production to count.

 6RA   1995    The dollar amount of insurance per ton will be determined by multiplying
               the percentage for the coverage level elected by the reference maximum
               dollar amount, and rounding the result to the next highest whole dollar
               not to exceed $620.

 6RB   2005    The producer premium is determined as follows:
               Unit Liability x Base Rate x Classification Area Factor x Premium
               Adjustment Factor x Producer Premium Percentage.

 6RY   2007    For the purposes of computing an indemnity, the insurance price for all
               coverage levels will be the reference maximum dollar amount.

               For CAT coverage only, the amount of any indemnity will be determined by:
               (1)  multiplying the insured tonnage of raisins by 50% of the reference
                    maximum dollar amount;
               (2)  subtracting therefrom the adjusted value to count of the insured tons
                    of raisins;
               (3)  multiplying this result by 0.55; and,
               (4)  multiplying this result by your share.

 6SA   1996    Acreage planted after May 31 to sunflower seed varieties of more than 94
               day physical maturity will be uninsurable.  Proof of variety planted
               after May 31 must be provided by the acreage reporting date and placed in
               the insured's file.

 6SC   1998    Except of CAT coverage, for the purposes of computing an indemnity, the
               value of each 42-pound crate of production to count determined in
               accordance with the Fresh Market Sweet Corn Policy will be multiplied by
               the determined price election percentage.  For CAT coverage only, the
               value of each 42-pound crate of production will be multiplied by 0.60.

 6SF   1998    Sunflower seed acreage initially planted in rows not far enough apart to
               permit cultivation (NIBR) will be insurable only by written agreement.  The
               NIBR practice may be insurable if you have and provide:

                    A minimum of two (2) years Actual Production History (APH) for the
                      NIBR practice.
                    A minimum of two (2) non-loss years for the NIBR practice.
                    Evidence of NIBR farming practices and adaptability.

               Contact your insurance provider by the sales closing date to complete your
               request for a written agreement.

 6SH   1997    Any acreage of alfalfa, located above 1500 feet elevation, the seventh and
               succeeding crop years after the year of establishment will be insurable
               only by written agreement.  If you were insured last year, you must make a
               request through your crop insurance agent for coverage on overage stands by
               October 31 preceding the sales closing date.  New insureds must make
               requests by November 30.  An inspection or other acceptable evidence of an
               adequate stand must accompany the request and is required to determine if
               the acreage is insurable.  Any request for coverage on overage stands,
               including supporting documentation, which is not submitted by the
               applicable dates provided above, will be denied and your overage stand will
               not be insurable.  Contact your crop insurance agent for more information
               on overage stands.

               Any acreage of alfalfa, located below 1500 feet elevation, the fourth and
               succeeding crop years after the year of establishment will be insurable
               only be written agreement.  If you were insured last year, you must make
               a request through your crop insurance agent for coverage on overage stands
               by October 31 preceding the sales closing date.  New insureds must make
               requests by November 30.  An inspection or other acceptable evidence of an
               adequate stand must accompany the request and is required to determine if
               the acreage is insurable.  Any request for coverage on overage stands,
               including supporting documentation, which is not submitted by the
               applicable dates provided above, will be denied and your overage stand will
               not be insurable.  Contact your crop insurance agent for more information
               on overage stands.

 6SM   2008    For purposes of paragraph 6(b)(2) of the Small Grains Crop Provisions, you
               must notify your agent no later than February 15 if any insured acreage
               will be destroyed prior to harvest either by grazing or by mechanical
               means.  After receiving this notice, we will reduce the premium for acreage
               subsequently destroyed by an amount stated in the actuarial table.  No
               premium reduction will be allowed if the required notice is not given, or
               if you claim an indemnity for the acreage.  If the acreage is not
               destroyed as intended, you will be subject to the under-reporting
               provisions contained in section 6 of the Basic Provisions. Insurance coverage
               will cease on any acreage you do not intend to harvest on the date you notify
               your agent.

 6SP   2008    For the purposes of paragraph 6(b)(2) of the applicable Crop Provisions,
               you must notify your agent no later than March 15 if any insured acreage
               will be destroyed prior to harvest either by grazing or by mechanical
               means.  After receiving this notice, we will reduce the premium for acreage
               subsequently destroyed by an amount stated in the actuarial table.  No
               premium reduction will be allowed if the required notice is not given, or
               if you claim an indemnity for the acreage.  If the acreage is not destroyed
               as intended, you will be subject to the under-reporting provisions
               contained in section 6 of the Basic Provisions.  Insurance coverage will cease
               on any acreage you do not intend to harvest on the date you notify your agent.

 6SQ   2008    For the purposes of paragraph 7(b)(2) of the RA Wheat Crop Provisions,
               you must notify your agent no later than March 15 if any insured acreage
               will be destroyed prior to harvest either by grazing or by mechanical
               means.  After receiving this notice, we will reduce the premium for
               acreage subsequently destroyed by an amount stated in the actuarial table.
               No premium reduction will be allowed if the required notice is not given,
               or if you claim an indemnity for the acreage.  If the acreage is not
               destroyed as intended, you will be subject to the under-reporting
               provisions contained in section 7 of the RA Basic Provisions.  Insurance
               coverage will cease on any acreage you do not intend to harvest on the
               date you notify your agent.

 6SR   1997    To qualify for a reduced premium rate for acreage that will be destroyed
               prior to harvest to comply with a USDA Farm Program, you must be signed
               up for the program and you must notify your agent not later than April
               30.  (See paragraph 6.(b)(2) of the Small Grains Crop Provisions).

 6SS   1996    Written agreements may be issued to insure soybean acreage seeded by
               equipment that delivers the seed to the soil utilizing forced or
               pressurized air, if specific standards provided for in the written
               agreement are met.  The premium rate for such acreage will be the rate
               corresponding to the practice.  The practice codes for such acreage will
               be (A85 Irrigated) and (A86 NIBR Non-Irrigated).

 6ST   2004      **Spring Transplanting Period - April 10 through May 10.

 6SU   2008    For the purposes of paragraph 7(b)(2) of the RA Wheat Crop Provisions,
               you must notify your agent no later than March 1 if any insured acreage
               will be destroyed prior to harvest either by grazing or by mechanical
               means.  After receiving this notice, we will reduce the premium for
               acreage subsequently destroyed by an amount stated in the actuarial table.
               No premium reduction will be allowed if the required notice is not given,
               or if you claim an indemnity for the acreage.  If the acreage is not
               destroyed as intended, you will be subject to the under-reporting
               provisions contained in section 7 of the RA Basic Provisions.  Insurance
               coverage will cease on any acreage you do not intend to harvest on the
               date you notify your agent.

 6SV   2008    For the purposes of paragraph 7(b)(2) of the RA Wheat Crop Provisions,
               you must notify your agent no later than April 1 if any insured acreage
               will be destroyed prior to harvest either by grazing or by mechanical
               means.  After receiving this notice, we will reduce the premium for
               acreage subsequently destroyed by an amount stated in the actuarial table.
               No premium reduction will be allowed if the required notice is not given,
               or if you claim an indemnity for the acreage.  If the acreage is not
               destroyed as intended, you will be subject to the under-reporting
               provisions contained in section 7 of the RA Basic Provisions.  Insurance
               coverage will cease on any acreage you do not intend to harvest on the
               date you notify your agent.

 6TC   2008    Insurance will not attach to any acreage on which potatoes were planted the
               preceding crop year unless authorized by written agreement; however,
               potatoes will be insurable any two of the first three years on land that has
               not
               been previously planted to potatoes.  Contact your crop insurance agent
               for specific information.

 6TG   1997    Percentages shown for each of the three types of table grapes (071, 072,
               073) on a unit refer to acreage of one variety.

 6TO   1998    Except for CAT coverage, for the purposes of computing an indemnity, the
               value of each 25-pound carton of production to count determined in
               accordance with the Fresh Market Tomato (Dollar Plan Policy) will be
               multiplied by the determined price election percentage.  For CAT coverage
               only, the value of each 25-pound carton of production to count will be
               multiplied by 0.55.

 6TY   2001    Please refer to the Perennial Crop Transitional Yield and Acreage
               Tolerance Listing for the t-yields available for this crop.

 6UB   2000    The unit must have produced 1500 lbs/acre within the base period to meet
               the minimum production insurability requirements.

 6WA   2003    Acreage insured under the Winter Coverage Endorsement Option A or Option B
               will have a final planting date of 09/15.  Options A and B are not
               applicable to winter wheat acreage initially planted after 09/15.
               Acreage insured under the Winter Coverage Endorsement Option A or Option B
               will have an acreage reporting date of 12/15.

 6WB   2003    Acreage insured under the Winter Coverage Endorsement Option A or Option B
               will have a final planting date of 09/30.  Options A and B are not
               applicable to winter wheat acreage initially planted after 09/30.
               Acreage insured under Winter Coverage Endorsement Option A or B will have
               an acreage reporting date of 12/15.

 6WD   2003    Acreage insured under the Winter Coverage Endorsement Option A or Option B
               will have a final planting date of 10/31.  Options A and B are not
               applicable to winter wheat acreage initially planted after 10/31.
               Acreage insured under Winter Coverage Endorsement Option A or Option B will
               have an acreage reporting date of 12/15.

 6WE   2003    Acreage insured under the Winter Coverage Endorsement Option A or Option B
               will have a final planting date of 11/05. Options A and B are not
               applicable to winter wheat acreage initially planted after 11/05.
               Acreage insured under the Winter Coverage Endorsement Option A or Option B
               will have an acreage reporting date of 12/15.

 6WF   2003    Acreage insured under the Winter Coverage Endorsement Option A or Option B
               will have a final planting date of 11/15.  Options A and B are not
               applicable to winter wheat acreage initially planted after 11/15.
               Acreage insured under Winter Coverage Endorsement Option A or Option B will
               have an acreage reporting date of 12/15.

 6WG   2003    Acreage insured under the Winter Coverage Endorsement Option A or Option B
               will have a final planting date of 11/30.  Options A and B are not
               applicable to winter wheat acreage initially planted after 11/30.
               Acreage insured under Winter Coverage Endorsement Option A or Option B
               will have an acreage reporting date of 12/15.

 6WH   2003    Acreage insured under the Winter Coverage Endorsement Option A or Option B
               will have a final planting date of 12/15.  Options A and B are not
               applicable to winter wheat acreage initially planted after 12/15.
               Acreage insured under Winter Coverage Endorsement Option A or Option B will
               have an acreage reporting date of 12/15.

 6WI   2003    Acreage insured under the Winter Coverage Endorsement Option A or Option B
               will have a final planting date of 10/15.  Options A and B are not
               applicable to winter wheat acreage initially planted after 10/15.
               Acreage insured under Winter Coverage Endorsement Option A or Option B will
               have an acreage reporting date of 12/15.

 6WM   2003    Acreage insured under the Winter Coverage Endorsement Option A or Option B
               will have a final planting date of 10/31 and an acreage reporting date
               of 11/15.  Options A and B are not applicable to winter wheat acreage
               initially planted after 10/31.

 6XC   2008    FOB shipping point price information for Michigan reported in "Michigan
               Fruit and Vegetable Report" provided by the USDA Fruit and Vegetable Market
               News Service (Benton Harbor, Michigan) will be used to determine the
               applicable average FOB shipping point price according to the provisions of
               the policy.

               Allowable cost for fresh peaches for determining actual prices per bushel
               will be $4.00 per bushel.  Allowable cost for processing peaches for
               determining actual price per bushel will be $1.75 per bushel.

 70C   2008    In accordance with Section 10(c)(2)of the Crop Provisions, for the peril of
               freeze only, we do not insure any Stage I citrus trees, if they are located
               north of Interstate 4, unless there is irrigation that can apply at least ten
               gallons of water per hour directly to the trunks of the trees.

 70D   2008    Use 55% of the reference maximum price for the appropriate stage, round
               up to the next cent when calculating the amount of protection per unit
               and the unit value for catastrophic coverage (CAT) policies.

 70E   2008    In accordance with Section 10(c)(1) of the Crop Provisions, flooding due
               to high groundwater levels is an insurable cause of loss. In order to be
               covered for damage due to high groundwater, trees planted in high-risk
               areas after June 1, 2006 must be planted on mounds or in beds raised at
               least 18 inches above the height of the surrounding land, unless the
               insured can provide evidence that:
                 (1) Avocado trees are planted in locations with elevations of at
                     least 6.5 feet above sea level, or
                 (2) Carambola and Mango trees are planted in locations with elevations
                     of at least 5.5 feet above sea level.


 70G   2008    Citrus trees insured for ACC for the 2006 crop year under the Florida
               Fruit Tree Crop Provisions (06-014) do not require submission of a
               negative ACC Underwriting Certificate to be eligible for coverage in the
               2007 crop year under the Florida Fruit Tree Crop Provisions (07-0014)
               except as specified in Section 10(b)(2)(i).

 70J   2008    In accordance with Section 10(a)(5) of the Crop Provisions, citrus
               trees will be considered exposed to ACC if the distance from such trees
               to the nearest infected tree does not exceed the lesser of the distance
               recommended by DPI or 100 feet.

 70K   2008    Under the Comprehensive Tree Value Endorsement (CTVE), ACC is not an
               insured cause of loss.

 70L   2008    Any acreage in this county with a high risk area designation on the
               FCI-33 CROP INSURANCE ACTUARIAL MAP will have a rate derived from the
               actuarial table based on the number of trees and adjusted by the
               "ADDITIONAL COVERAGE AND HIGH RISK RATES" table.

 70M   2008    For new policies sold on or after the premium billing date shown on
               the Special Provisions of Insurance, the premium billing date will be
               extended to April 1.

 70N   2008    Stage I shall be denoted as Rate Class D01, Stage II shall be denoted as
               Rate Class D02, and Stage III shall be denoted as Rate Class D03 on the
               acreage and loss reports.


 71A   2007    Early Season - April Glo, Arctic Star, Arctic Sweet, Burnectfive,
               Burnectfourteen, Burnectnineteen, Burnectone, Burnectten, Burnectthirteen,
               Burnectwelve, Candy Pearl, Crimson Baby, Diamond Bright, Diamond Pearl,
               Earliglo, Early Pearl, Honey Blaze, Honey Fire, Honey Kist, June Pearl,
               Kay Glo, Kay Sweet, May Kist, Mayfire, Red Roy, Rose Diamond, Royal Glo,
               Spring Pearl, Zee Fire, Zee Grand.

 71B   2007    Mid Season - Arctic Gold, Arctic Jay, Arctic Queen, Arctic Rose,
               Bright Pearl, Bright Sweet, Burnectseven, Diamond Ray, Fire Pearl,
               Flame Glo, Giant Pearl, Grand Candy, Grand Pearl, Grand Sweet,
               Honey Royale, Kay Pearl, King Jim, Red Diamond, Ruby Pearl, Ruby Sweet,
               Spring Bright, Spring Sweet, Summer Beaut, Summer Bright, Summer Fire,
               Summer Grand.

 71C   2007    Late Season - Arctic Blaze, Arctic Mist, Arctic Pride, Arctic Snow,
               August Bright, August Fire, August Glo, August Pearl, August Red,
               August Snow, August Sweet, Burnecteleven, Burnectfour, Fire Sweet,
               Late Red Jim, Red Pearl, Regal Pearl, September Bright, September Free,
               September Red, Summer Blush, Zee Glo, Zephyr and all others.

 71D   2007    Early Season - Bright Princess, Brittney Lane, Burpeachfourteen,
               Burpeachnineteen, Burpeachone, Burpeachsixteen, Candy Red, Country Sweet,
               Crimson Lady, Crown Princess, David Sun, Earligrande, Earlrich, Earltreat,
               Early Maycrest, Gala Rich, Island Prince, June Lady, Manon, May Crest,
               May Sweet, Queencrest, Rich May, Sierra Snow, Snow Angel, Snow Dance,
               Snow Kist, Snow Premier, Snow Prince, Snowbrite, Spring Baby,
               Spring Lady, Spring Princess, Spring Snow, Springcrest, Springtreat,
               Sugar May, Sugar Time, Sunlit Snow, Super Rich, Sweet Crest,
               Sweet Scarlet, Tropic Beauty, Tropic Prince, Zee Diamond.

 71E   2007    Mid Season - Angelus, Burpeachfive, Burpeachseven, Burpeachsix,
               Candy Princess, Diamond Princess, Elegant Lady, Fancy Lady,
               Fay Elberta, Fayette, Flamecrest, Flavorcrest, Galaxy, Glacier,
               Ice Princess, Ivory Princess, Ivory Queen, June Pride, Kaweah,
               Klondike White, Redtop, Rich Lady, Sierra Gem, Sierra Rich, Snow Beauty,
               Snow Fire, Snow Giant, Snow King, Snow Princess, Sugar Giant, Sugar Lady,
               Summer Lady, Summer Sweet, Summer Zee, Sweet Blaze, Sweet Dream,
               Valley Sweet, Vista, White Jade, White Lady, Zee Lady.

 71F   2007    Late Season - August Lady, Autumn Flame, Autumn Red, Autumn Snow,
               Autumn Sun, Burpeachfour, Burpeachfifteen, Burpeachthree, Burpeachtwo,
               Cal Red, Carnival, Fairtime, O'Henry, Ryan Sun, Scarlet Snow,
               September Snow, September Sun, Snow Fall, Summerset, Sweet September,
               Tra-Zee and all others.

 71G   2008    In addition to Basic Units as defined in Section 1 of the Basic Provisions,
               optional units may be established by FSA farm serial numbers, or optional
               units may be based on separate practices (Non-Irrigated, Irrigated with
               Frost Protection, and Irrigated without Frost Protection).  Optional units
               are not available under catastrophic ("CAT") insurance.



 71H   2008    In the rate classification areas "B" and "C" where sugarcane is planted
               before October 1 of any year, insurance will attach on April 15 the
               following year provided the stand is adequate on that date to produce
               at least the yield used to establish the production guarantee for the
               unit for the current crop year.




 71K   2007    Pursuant to Section 8(d) of the Pecan Revenue Crop Provisions 05-020,
               trees which have been "spaded" and relocated will be considered to have
               been "topworked" and insurable under this provision.

 71L   2008    ADEQUATE STAND/MINIMUM REQUIRED living plants per square foot after the year
               of establishment: Type Alfalfa: Adequate stand (Alfalfa plants per square
               foot): 12.0 the first year; 8.0 the second year; 5.0 the third year.


 71M   2008    ADEQUATE STAND/MINIMUM REQUIRED living plants per square foot after the
               year of establishment: Acreage of alfalfa located above 1500 feet elevation:
               Type Alfalfa: Adequate stand (Alfalfa plants per square foot): 8.0 the
               first year; 5.3 the second year; 4.0 the third through sixth years.
               Acreage of alfalfa located below 1500 feet elevation: Type Alfalfa:
               Adequate stand (Alfalfa plants per square foot): 12.0 the first year;
               8.0 the second year; 5.0 the third year.

 71N   2007    Non-irrigated corn will be insurable as grain only by written agreement.
               The insurance provider must verify that the request is in accordance with
               Section Four of the Written Agreement Handbook prior to submitting the
               request to the Regional Office.  The deadline for a request for a written
               agreement is the sales closing date.

 71P   2008    For Sweet Cherries (Fresh Market), the minimum value to be used for
               harvested and appraised production will be $0.30 per pound.

 71Q   2007    In addition to Section 2(b) of the Processing Bean Crop Provisions,
               snap bean types 304, 305, 306, and 307 optional units may be further
               divided into optional units by practice.


 71R   2007    Insurance will not attach to any mechanically harvested raisins laid on a
               continuous tray unless the canes are severed at least 7 days prior to the
               time raisins are laid on trays.

 71S   2008    You must provide written verification of acreage data from the acreage
               reports previously recorded for crop insurance purposes, or from the Farm
               Service Agency or the Extension Service, to the company representative by
               the time of application if you are a new insured or by the sales closing
               date if you are a carry-over insured.  If your acreage of insurable onion
               types in this county for the current crop year exceeds 125 percent of the
               greatest number of acres of insurable onion types that you produced in this
               county for any one of the three previous crop years, your production
               guarantee (per acre) for the current crop year will be reduced as follows:
               (a)  Multiply the greatest number of acres of insurable onion types that you
               produced in this county in any one of the three previous crop years by 1.25;
               (b)  Divide the result by the number of acres of insurable onion types
               produced by you in this county in the current crop year; and
               (c)  Multiply the resulting factor (not to exceed 1.0) by the production
               guarantee (per acre) for the current crop year.
               For purposes of this statement, a new producer is a producer who has never
               grown onions in this county.  If you are a new producer or if you have not
               grown commercial onions in one of the last three years and your acreage of
               insurable onion types in this county for the current crop year exceeds five
               acres, your production guarantee (per acre) for the current crop year will
               be reduced as follows:
               (a)  Divide five acres by the number of acres of insurable onion types
               produced by you in this county in the current crop year; and
               (b)  Multiply the resulting factor (not to exceed 1.0) by the production
               guarantee (per acre) for the current crop year.
               All production from your total acreage of insurable onion types produced in
               this county in the current crop year will be counted in the event of a loss.
               This limitation will not apply to an acreage increase of five or less acres.
               This applies to all acreage in the county for the crop year.

 71T   2008    In accordance with the provisions contained in Section 8(a) regarding
               different rotation requirements specified in the Special Provisions for
               non-storage onion counties:

               For all Texas non-storage onion counties, red, yellow, or white onions may
               be followed by yellow onions the next crop year if two conditions are met:

               (a) A rotation crop such as grain sorghum or a hay grazer must be planted
               between the successive onion crops and grown to at least two feet in height.
               The plant residue must then be mechanically incorporated into the soil; and
               (b) The insured must plant a yellow onion variety designated by the Texas
               Agricultural Extension service as Pink Root tolerant or resistant.

 71U   2008    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $4.65 per 25 pound carton.


 71V   2008    Minimum Value Option Price: If you selected Option I of the Minimum Value
               Option, the Minimum Value Option price is $3.15.  If you selected Option II
               of the Minimum Value Option, the Minimum Value Option price is zero.

 71W   2008    Allowable Cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling, and selling not to exceed
               $4.25 per 25 pound carton.

 71X   2007    In accordance with section 11(e)(1) of the Raisin Crop Provisions, the
               maximum allowance for a reconditioning payment for raisins will be the
               lesser of the actual cost of reconditioning, or $175 per ton multiplied
               by the insured's elected coverage level.




 72A   2008    Cabbage to be marketed as coleslaw will be considered to be fresh-market
               cabbage and will be insurable as the fresh practice or type, as applicable.

 72C   2008    You must provide written verification of acreage data from the acreage
               reports previously recorded for crop insurance purposes, or from the Farm
               Service Agency or the Extension Service, to the company representative by
               the time of application if you are a new insured or by the sales closing
               date if you are a carry-over insured.  If your acreage of insurable cabbage
               types in this county for the current crop year exceeds 125 percent of the
               greatest number of acres of insurable cabbage types that you produced in
               this county for any one of the three previous crop years, your production
               guarantee (per acre) for the current crop year will be reduced as follows:
               (a) Multiply the greatest number of acres of insurable cabbage types that
               you produced in this county in any one of the three previous crop years
               by 1.25;
               (b) Divide the result by the number of acres of insurable cabbage types
               produced by you in this county in the current crop year; and
               (c) Multiply the resulting factor (not to exceed 1.0) by the production
               guarantee (per acre) for the current crop year.
               For purposes of this statement, a new producer is a producer who has never
               grown cabbage in this county.  If you are a new producer or if you have
               not grown commercial fresh cabbage in one of the last three years and your
               acreage of insurable cabbage types in this county for the current crop year
               exceeds five acres, your production guarantee (per acre) for the current
               crop year will be reduced as follows:
               (a) Divide 5 acres by the number of acres of insurable cabbage types
               produced by you in this county in the current crop year; and
               (b) Multiply the resulting factor (not to exceed 1.0) by the production
               guarantee (per acre) for the current crop year.
               All production from your total acreage of insurable cabbage types produced
               in this county in the current crop year will be counted in the event of a
               loss.
               This limitation will not apply to:
               (a) An acreage increase of five or less acres; or
               (b) Any acreage of processing cabbage under contract that is insurable
               under the processing practice.
               This applies to all acreage in the county for the crop year.

 72D   2008    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $5.70 per carton.

 72E   2008    Minimum Value Option Price:  If you selected Option I of the Minimum Value
               Option, the Minimum Value Option price is $3.90.  If you selected Option II
               of the Minimum Value Option, the Minimum Value Option price is zero.



 72F   2008    Allowable Cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling, and selling not to exceed
               $4.50 per 1 1/9 bushel.

 72G   2008    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $5.55 per carton.

 72H   2008    Minimum Value Option Price:  If you selected Option I of the Minimum Value
               Option, the Minimum Value Option price is $3.75.  If you selected Option II
               of the Minimum Value Option, the Minimum Value Option price is zero.



 72J   2008    Allowable Cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling, and selling not to exceed
               $4.65 per 1 1/9 bushel.

 72K   2008    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $5.40 per carton.

 72L   2008    Minimum Value Option Price:  If you selected Option I of the Minimum Value
               Option, the Minimum Value Option price is $3.65.  If you selected Option II
               of the Minimum Value Option, the Minimum Value Option price is zero.

 72M   2008    Allowable Cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling, and selling not to exceed
               $4.80 per 1 1/9 bushel.

 72N   2008    ADEQUATE STAND/MINIMUM PLANTS REQUIRED:  For Established Stands of
               Alfalfa Seed greater than or equal to 0.34 living plants per square
               foot (15,000 plants per acre); for Fall or Spring Planted Seed-to-Seed
               Stands greater than or equal to 1.03 living plants per square foot
               (45,000 plants per acre).  Insurance attaches to acreage with adequate
               stands of live plants the later of the date specified in the crop
               provisions, or the date we accept your application.

 72P   2008    An insured must designate a specific percentage of insured acres to at least
               two index intervals for each Grid ID and crop type, and can place no more than
               50% of their insured acres to any one index interval. However, if an index
               interval is chosen the insured must place a minimum of 10% of their insured
               acres in each index interval chosen.  The sum of all the insured acres per unit
               must equal the total number of elected insured acres for each Grid ID by crop
               type.

 72Q   2008    Minimum Value:  The minimum value to be used for harvested and appraised
               production is $0.38 per pound.

 72R   2008    Minimum Value Option:  If you selected Option I of the Modified Minimum
               Value Option, the minimum value option price is $0.19 per pound.  If
               you selected Option II of the Modified Minimum Value Option, the minimum
               value option price is $0.10 per pound.

 72S   2008    Allowable Cost:  In accordance with Section 1 of the Strawberry Crop
               Provisions, the allowable cost is $0.47 per pound. Allowable cost does
               not apply to production when the general public is permitted to enter
               the field for the purpose of picking all or a portion of the crop.
               The allowable cost will be reduced for any cooling cost charges paid
               by a broker, processor, shipper or other first handler.  Cooling cost
               charges will be converted to a cost per pound before being deducted
               from the allowable cost.

 72T   2008    An insured may select more than one index interval for each Grid ID and crop
               type, however, if an index interval is chosen the insured must place a minimum
               of 10% of their insured acres in each index interval chosen.  The sum of all
               the insured acres per unit must equal the total number of elected insured acres
               for each Grid ID by crop type.

 72U   2008    The Index Intervals and their respective start and end dates are as follows:
                         INDEX INTERVALS            START DATE      END DATE
                         (231) Index Interval I     April 1         June 30
                         (232) Index Interval II    July 1          September 30
                         (233) Index Interval III   October 1       December 31
                         (234) Index Interval IV    January 1       March 31

 72V   2008    An insured must designate a specific percentage of insured acres to at least
               two index intervals for each Grid ID and crop type, and can place no more than
               70% of their insured acres to any one index interval. However, if an index
               interval is chosen the insured must place a minimum of 10% of their insured
               acres in each index interval chosen.  The sum of all the insured acres per unit
               must equal the total number of elected insured acres for each Grid ID by crop
               type.

 72W   2009    The Mimimum Value and Allowable Costs are:

                                          Minimum Value              Allowable Costs
                    Navel Oranges         $3.00 per carton           $1.20 per carton

               The Minimum Value Option Prices are:

                                           Option I                   Option II
                    Navel Oranges          $1.00 per carton           $0.50 per carton

 72X   2008    An insured must designate a specific percentage of insured acres to at least
               two index intervals for each Grid ID and crop type, and can place no more than
               60% of their insured acres to any one index interval. However, if an index
               interval is chosen the insured must place a minimum of 10% of their insured
               acres in each index interval chosen.  The sum of all the insured acres per unit
               must equal the total number of elected insured acres for each Grid ID by crop
               type.

 72Y   2008    The Index Intervals and their respective start and end dates are as follows:

                       INDEX INTERVALS                    START DATE     END DATE
                       (221) Index Interval I             February 1     March 31
                       (222) Index Interval II            April 1        May 31
                       (223) Index Interval III           June 1         July 31
                       (224) Index Interval IV            August 1       September 30
                       (225) Index Interval V             October 1      November 30
                       (226) Index Interval VI            December 1     January 31

 73A   2007    The minimum value to be used for harvested and appraised production will be
               $3.50 per 42-pound crate for practice 320 (Spring Planted Irrigated).




 73B   2007    Allowable cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to exceed
               $2.60 per 42-pound crate.



 73C   2008    Allowable cost harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to
               exceed $3.20 per 42-pound crate.

 73D   2008    The minimum value to be used for harvested and appraised production will be
               $2.80 per 42-pound crate for practices 120 (Fall Planted Irrigated) and 320
               (Spring Planted Irrigated).

 73E   2008    Insurance will attach only on potatoes planted during the period of
               January 1 - March 10.


 73F   2007    Native pecan varieties that have not been set out or transplanted are
               insurable at the rates established on the actuarial documents.
               For the first year of application native pecans may be insured provided:
               1. All insurability requirements contained in the Pecan Revenue Crop
               Provisions have been met;
               2. Are grown on trees that have reached the 12th growing season, or produced
               at least 600 lbs. per acre of pecans produced in each of the two previous
               crops years; and
               3. The provisions contained in section 10(a)(1) of the Crop Provisions
               requiring an inspection of the acreage has been made and accepted by us
               (see the Pre-Acceptance Field Inspection requirements contained in the Crop
               Insurance Handbook).

 73G   2008    The minimum value to be used for harvested and appraised production will be
               $3.80 per 42-pound crate for practices 120 (Fall Planted Irrigated) and 320
               (Spring Planted Irrigated).  The minimum value to be used for harvested and
               appraised production will be $6.70 per 42-pound crate for practice 220
               (Winter Planted Irrigated).

               Allowable cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to exceed
               $3.45 per 42-pound crate.


 73H   2008    The minimum value to be used for harvested and appraised production will be
               $3.80 per 42-pound crate for practices 120 (Fall Planted Irrigated) and 320
               (Spring Planted Irrigated).

               Allowable cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to exceed
               $3.45 per 42-pound crate.


 73K   2007    In addition to section 11(c)(2) of the Plum Crop Provisions, for harvested
               plum production subtract $1.19 per 28 lb lug from the price received by the
               insured to adjust for costs incurred for harvest and delivery.  The cost
               adjustment for harvest and delivery shall not be deducted from the fruit's
               value when the insured does not incur such expense or if such costs are not
               customary for the insured plum crop.

 73L   2009    **** Type-141 Clementines: include all true clementines

 73M   2009    **** Type-142 Insurable Varieties: W. Murcotts include W. Murcotts, Afourer
               and Tango Mandarins


 73N   2009    **** Type-143 Insurable Varieties:  All Others include, but are not limited
               to Satsuma, Dancy, Fairchild, Pixie and Murcott.

 73P   2007    Includes acreage planted in rows far enough apart to permit cultivation,
               or planted with a single implement designed to place the seed
               (at the proper depth) into the soil in rows too narrow to permit cultivation.
               Acreage on which seed is first broadcast onto the surface of the soil using
               any implement or aircraft, and on which the seed subsequently is
               incorporated into the soil, is not insurable under this practice.

 73Q   2008    In the rate classification area "C" where sugarcane is planted before
               October 1 of any year, insurance will attach on April 15 the following year
               provided the stand is adequate on that date to produce at least the yield
               used to establish the production guarantee for the unit for the current
               crop year.

 73Y   2007    The U.S. Department of Agriculture (USDA) prohibits discrimination in all
               its programs and activities on the basis of race, color, national origin,
               age, disability, and where applicable, sex, marital status, parental status,
               familial status, religion, sexual orientation, genetic information,
               political beliefs, reprisal, or because all or part of an individual's
               income is derived from any public assistance program.

 73Z   2009    The U.S. Department of Agriculture (USDA) prohibits discrimination in all
               its programs and activities on the basis of race, color, national origin,
               age, disability, and where applicable, sex, marital status, parental status,
               familial status, religion, sexual orientation, genetic information,
               political beliefs, reprisal, or because all or part of an individual's
               income is derived from any public assistance program.

 74A   2008    In addition to the definition of "price election" contained in Section 1
               of the Basic Provisions, the price election for wine grapes may be the
               contract price (the price that will be paid per ton without premiums or
               discounts) minus the dollar harvest costs.  Further, if more than one
               contract price exists, then the established price election will be the
               weighted average for all adjusted contract prices.  However, in no case
               will the price be greater than 1.5 times the published price election for
               the applicable grape type/variety.  Grapes may be insured using the
               contract price only if: 1) the grapes are grown under a contract in effect
               for the current crop year with a winery stating the contract price and the
               amount of tons or acres contracted; 2) a copy of the contract(s) is
               provided to us by the production reporting date; 3) All production from
               insurable acreage of the variety must be grown under a grape contract;
               and 4) Acreage is insured at additional coverage levels of insurance.

               The dollar harvest costs are $150 per ton for hand harvested production and
               the dollar harvest costs are $70 per ton for machine harvested production.

 74B   2007    Pursuant to Pecan Revenue Crop Provisions 05-020, Section 3(d)(1),
               growers who sequentially thin pecan acreage in excess of 12.5% based
               on and recommended by Pecan Extension Specialists, will  have their
               average gross sales for those acres thinned multiplied by 1.00 for the
               first year after thinning.

 74D   2007    Native pecan varieties that have not been set out or transplanted are
               insurable at the rates established on the actuarial documents.
               For the first year of application native pecans may be insured provided:
               1. All insurability requirements contained in the Pecan Revenue Crop
               Provisions have been met;
               2. At least 600 lbs. per acre of pecans has been produced in at least one
               of the two or four most recent crop years in accordance with the crop year
               production and sales record submission requirements specified in the Crop
               Provisions; and
               3. The provisions contained in section 10(a)(1) of the Crop Provisions
               requiring an inspection of the acreage has been made and accepted by us
               (see the Pre-Acceptance Field Inspection requirements contained in the
               Crop Insurance Handbook).

 74E   2007    Interspecific plum varieties not listed on the Special Provisions shall be
               insured as "other".  Aprium and plumcot hybrids are not insured under these
               provisions.

 74F   2007    PLUM VARIETIES BY VARIETAL GROUP
               Following are the acceptable Plum varieties for each varietal group.
               Any variety not listed will be insured under the early varietal group until
               such time as it is classified by the California Tree Fruit Agreement and
               added to the approved list for the following year. Producers must continue
               to insure all Plums acreage in a county.

               EARLY SEASON - Ambra, Andys Pride, Black 4D185, Black Beaut, Black Ice,
               Black Giant, Blue Knight, Debut, Dolly, Durado, Earliqueen, Ebony May,
               First Beaut, First Jewel, Flavorosa, Flavor Treat, Frontier, Gar Beaut,
               Gar One, Gar Rosa, May Rosa, Murietta, New Lane, Passion, Prima Black,
               Prima Dona, Red Beaut, Red Noble, Red Nugget, Red Roy, Rich Red, Rosa Ann,
               Rose Ann, Rose Zee, Royal Red, Royal Treat, Royal Zee, Santa Rosa,
               Scarlet Ram, Showtime, Spring Beaut, Spring Flavor, Westener, Yummy Beaut,
               Others.

               MID-SEASON - 276-051, Aleta Rose, Amber Jewel, Andy's Best, Aphrodite,
               August Yummy, Black Diamond, Black Gold, Black Jack, Black Premium,
               Black Splendor, Black Torch, Blackamber, Burgandy, Catalina, Challenger,
               Early Black Diamond, Early Friar, Early Hawaiian Ann, Early Simka, Ebony,
               El Dorado, Flavor Queen, Flavor Wynne, Fortune, Frank Ann, Friar,
               Grand Rosa, Hirome Red, Improved Late Santa Rosa, JD Red, Joanna Red,
               July Red, July Santa Rosa, June Beaut, Laroda, Late Santa Rosa, Mariposa,
               Midsummer, O'Jewel, Onyx Jewel, Owen T, Prime Time, Purple Majesty,
               Queen Rosa, Rancho Ocho, Red Jewel, Red Lane, Rojo Grande, Royal Garnet,
               Simka, Sir George, Sugar Prune, Sumplumeleven, Sumplumsixteen, Sunrise,
               Ticino/Tulare Giant, Wickson, Wool/Monte Red, Yummy Giant, Yummy Rosa,
               Zona Black.

               LATE-SEASON - 4949 Black, 707 Prune, 92-99R, Angee, Angeleno,
               Autumn Beaut,Autumn Giant, Autumn Jade, Autumn Pride, Autumn Rose,
               Autumn Yummy, Betty Anne, Black Flame, Black Kat, Black Knight, Candy Black,
               Candy Red, Carolyn Harris, Casselman, Cherry Red, Dapple Dandy, Ebony Jewel,
               Ebony Sun, Elephant Heart, Emerald Beaut, Empress, Flavor Fall,
               Flavor Grenade, Flavor Heart, Flavorich, Freedom, French Improved Prune,
               French Prune, Gar Arias, Gar Fantasy, Gar Jumbo, Gar Red, Golden Globe,
               Golden Nectar, Howard Sun, J.E. Sun, John W, Kelsey, King David,
               King Diamond, King James, King Richard, Kingo Black, King's Black, Larrian,
               Linda Rosa, Lone Star Red, Maragoni Black, Mid Red/Tiger Red, Monster Red,
               Moyer Prune, Nubiana, October Gem, October Sun, Patty Anne, President,
               Prima Rosa, Queen Ann, Rancho Uno, Red Giant, Red Ram, Red Rosa, Red Sun,
               Rosemary, Royal Diamond, Royal Star, Roysum, Ruby Red, Scarlet Sun,
               September King, September Yummy, Sharron's Plum, Sierra Princess,
               Sierra Red, Sierra Rose, Sierra Sweet, Silky Red, Standard, Sweet Mirriam,
               Sweetheart, Touchdown.

 74G   2008    In accordance with section 3 (d) of the Basic Provisions, you may change
               your coverage level or price election for the following crop year by giving
               written notice to us not later than the sales closing date.  In counties
               with separate sales closing dates by planting period (fall v. spring),
               you may only change your coverage level or price election until the spring
               sales closing date if you do not have any insured fall planted acreage of
               the insured crop.  If you have any insured fall planted acreage of the
               insured crop, you may not change your coverage level or price election
               after the fall sales closing date.


 74J   2008    The production reporting date for summer practice will be March 15, and the
               fall practice will be September 15.

 74K   2008    The production reporting date for winter practice will be January 15, and
               the summer practice will be April 1.

 74L   2008    In addition to section 11 (c) (4) of the Stonefruit Crop Provisions, for
               harvested fresh apricot production subtract $1.29 per 24 lb lug from the
               price received by the insured to adjust for costs incurred for harvest and
               delivery.  The cost adjustment for harvest and delivery shall not be
               deducted from the fruit's value when the insured does not incur such
               expense or if such costs are not customary for the insured stonefruit crop.

 74M   2008    In addition to section 11 (c) (4) of the Stonefruit Crop Provisions, for
               harvested fresh nectarine production subtract $1.38 per 25 lb lug from the
               price received by the insured to adjust for costs incurred for harvest and
               delivery.  The cost adjustment for harvest and delivery shall not be
               deducted from the fruit's value when the insured does not incur such
               expense or if such costs are not customary for the insured stonefruit crop.



 74N   2008    In addition to section 11 (c) (4) of the Stonefruit Crop Provisions, for
               harvested fresh freestone peach production subtract $2.10 per 22 lb lug
               from the price received by the insured to adjust for costs incurred for
               harvest and delivery.  The cost adjustment for harvest and delivery shall
               not be deducted from the fruit's value when the insured does not incur such
               expense or if such costs are not customary for the insured stonefruit crop.



 74Q   2008    In addition to section 11 (c) (4) of the Stonefruit Crop Provisions, for
               harvested fresh freestone peach production subtract $1.21 per 22 lb lug
               from the price received by the insured to adjust for costs incurred for
               harvest and delivery.  The cost adjustment for harvest and delivery shall
               not be deducted from the fruit's value when the insured does not incur such
               expense or if such costs are not customary for the insured stonefruit crop.





 74R   2007    In addition to section 11 (c) (4) of the Stonefruit Crop Provisions, for
               harvested fresh apricot production subtract $1.81 per 24 lb lug from the
               price received by the insured to adjust for costs incurred for harvest and
               delivery.  The cost adjustment for harvest and delivery shall not be
               deducted from the fruit's value when the insured does not incur such
               expense or if such costs are not customary for the insured stonefruit crop.



 74S   2007    In addition to section 11 (c) (4) of the Stonefruit Crop Provisions, for
               harvested processing apricot production subtract $100.00 per ton from the
               price received by the insured to adjust for costs incurred for harvest and
               delivery.  The cost adjustment for harvest and delivery shall not be
               deducted from the fruit's value when the insured does not incur such
               expense or if such costs are not customary for the insured stonefruit crop.


 74T   2007    In addition to section 11 (c) (4) of the Stonefruit Crop Provisions, for
               harvested fresh nectarine production subtract $1.43 per 25 lb lug from the
               price received by the insured to adjust for costs incurred for harvest and
               delivery.  The cost adjustment for harvest and delivery shall not be
               deducted from the fruit's value when the insured does not incur such
               expense or if such costs are not customary for the insured stonefruit crop.


 74U   2007    In addition to section 11 (c) (4) of the Stonefruit Crop Provisions, for
               harvested processing cling peach production subtract $57.00 per ton from
               the price received by the insured to adjust for costs incurred for harvest
               and delivery.  The cost adjustment for harvest and delivery shall not be
               deducted from the fruit's value when the insured does not incur such
               expense or if such costs are not customary for the insured stonefruit crop.



 74V   2007    In addition to section 11 (c) (4) of the Stonefruit Crop Provisions, for
               harvested processing freestone peach production subtract $48.00 per ton from
               the price received by the insured to adjust for costs incurred for harvest
               and delivery.  The cost adjustment for harvest and delivery shall not be
               deducted from the fruit's value when the insured does not incur such
               expense or if such costs are not customary for the insured stonefruit crop.



 74W   2007    The prune reference date and area/county average number of dry prunes per
               pound will be announced via Product Management (PM) Memo in May/June of
               the current crop year.


 74X   2007    In addition to section 11 (c) (4) of the Stonefruit Crop Provisions, for
               harvested fresh freestone peach production subtract $1.40 per 22 lb lug
               from the price received by the insured to adjust for costs incurred for
               harvest and delivery.  The cost adjustment for harvest and delivery shall
               not be deducted from the fruit's value when the insured does not incur such
               expense or if such costs are not customary for the insured stonefruit crop.




 74Y   2007    In addition to section 11(e) of the crop provisions for harvested production,
               subtract $352.00 per ton from the Prune Bargaining Association (PBA)
               price schedule for standard and substandard (of the same size count)
               price received by the insured to adjust for costs incurred for harvest
               and delivery.  The cost adjustment for harvest and delivery shall not be
               deducted from the fruit's value when the insured does not incur such
               expense or if such costs are not customary for the insured prune crop.

 75A   2007    The END OF INSURANCE DATES for specific types are as follows:

                         TYPE                                        END OF INSURANCE DATE
               Perlette                                                     July 15
               Christmas Rose, Crimson Seedless, Emperor, Exotic            July 31
               Flame Seedless, Princess, Red Globe, Ribier, Ruby Seedless   July 31
               Superior Seedless, Thompson Seedless, All Others             July 31

 75B   2007    The END OF INSURANCE DATES for specific types are as follows:

                         TYPE                                        END OF INSURANCE DATE
               Perlette, Cardinal                                         August 1
               Exotic, Princess, Superior Seedless                        August 31
               Flame Seedless, Red Malaga, Queen,Thompson Seedless        September 15
               Black Seedless, Fantasy Seedless                           September 15
               Black Rose Italia                                          September 30
               White Malaga, Ribier, Ruby Seedless                        October 15
               All Others                                                 October 31
               Crimson Seedless, Emperors, Red Globe                      November 15

 75C   2009    There is a one-year lag period in reporting production.  Production
               reports through the 2006 crop year are required for the 2008 crop year.
               Any unit that does not have a 2006 crop year production report is
               uninsurable for the 2008 crop year.

 75D   2007    In lieu of Section 7(b)(4)(ii) of the Small Grains Crop Provisions, the
               end of insurance period will be October 31 immediately following planting.

 75E   2007    In lieu of the definition of late planting period in Section 1 of the Basic
               Provisions, the late planting period begins the day after the final planting
               date for the insured crop and ends 7 days after the final planting date.

 75M   2007    AMS prices can be found at http://www.ams.usda.gov/fv/mncs/shipnut.htm which
               is published Tuesday and Thursday each week.  When local AMS pecan prices
               are not available the nearest applicable AMS prices will apply.

 75N   2008    Insurable acreage shall be acreage with trees that have produced an average
               of at least three (3) tons of pears per acre in at least one of the four
               previous crop years.

 75Q   2007    In lieu of Section 6(b) of the Cabbage Pilot Crop Provisions, cabbage
               acreage planted by direct seeding is not insurable.

 75R   2008    In accordance with Section 2 of the Crop Provisions, optional units by
               type are allowable.

 75T   2008    There is a one year lag period in reporting production.  Production
               reports through the 2005 crop year are required for the 2007 crop year.

 75U   2007    In lieu of Section 9 (b) (1) (v) of the Onion Crop Provisions, the calendar
               date for the end of insurance period for storage type varieties contracted
               for dehydration and processing utilization only will be November 7.

 75V   2007    In lieu of the stage percentage provisions in section 1 Definitions,
               "Production Guarantee (per acre)", for direct seeded storage onions, the
               first stage production guarantee will be 60 percent of the final stage
               production guarantee and the second stage production guarantee will be 90
               percent of the final stage production guarantee.

 75X   2007    For the purposes of section 4(a)(2)(ii) of Option A and section 4(a)(2)
               of Option B of the Malting Barley Price and Quality Endorsement, the
               term "sprout damaged" will include "injured by sprout".

 75Y   2007    For the purposes of section 13 of the Malting Barley Price and Quality
               Endorsement, the term "sprout damaged" will include "injured by sprout".

 76A   2007    For the NIBR practices the Approved Pinto Varieties are:
               A C Pintoba
               Aztec
               Buster
               Focus
               Frontier
               GTS 900
               Kodiak
               La Paz
               Pinnacle
               Rally
               Remington
               RS 101
               Sierra
               Winchester
               Varieties not approved above will be insurable only by written agreement.


 76B   2007    For the NIBR practice, the approved Black Varieties are:
                             A. C. Harblack
                             Black Knight
                             Blackhawk
                             Blackjack
                             Black Magic
                             Domino
                             Eclipse
                             Jaguar
                             Midnight
                             Onyx
                             Panther
                             Phantom
                             Raven
                             Shadow
                             T - 39
                             UI - 906
                             UI - 911

               Varieties not approved above will be insurable only by written agreement.


 76C   2007    Approved Dark Red Kidney Varieties:
                                                  Drake
                                                  Isles
                                                  Montcalm
                                                  Red Hawk

               Varieties not approved above will be insurable only by written agreement.








 76D   2007    Approved Cranberry Varieties:
               Cran 09
               Cran 34
               Cran 74
               Hooter
               Messina
               Taylor Hort

               Varieties not approved above will be insurable only by written agreement.

 76E   2007    Lima bean varieties: M-15, Cypress, and C-elite Select only, will have a
               final planting date of July 20 and the acreage reporting date will be
               July 25.

 76F   2007    Section 2 (a) (2) of the Processing Bean Crop Provisions is not applicable
               in this county.  However, the poundage guarantee for the unit will be the
               lesser of the poundage stated in the processor contract or the APH
               production guarantee times the acres planted.

 76G   2007    The additional value price per bushel for Option A of the Income Protection
               Barley Malting Barley Price and Quality Endorsement is as follows:

               $0.55  Minnesota, South Dakota
               $0.65  North Dakota, Oregon, Washington
               $1.00  Idaho, Montana

 76H   2007    In accordance with the Sweetpotato Crop Provisions, the price for
               computing certain indemnities for unharvested acres will be the
               price election minus $3.43 per cwt.

 76J   2007    In accordance with the Sweetpotato Crop Provisions, the price for
               computing certain indemnities for unharvested acres will be the
               price election minus $4.07 per cwt.

 76K   2007    In accordance with the Sweetpotato Crop Provisions, the price for
               computing certain indemnities for unharvested acres will be the
               price election minus $4.07 per cwt.

 76L   2007    The irrigated practice (002) is applicable to furrow or sprinkler
               irrigation methods only.  Acreage that is irrigated by any other
               method must be reported and insured as non-irrigated practice (003)
               or non-irrigated skip row practice (063) unless a written agreement
               to insure the acreage on an irrigated basis is requested and approved.

 76M   2007    The irrigated practice (002) is applicable to furrow or sprinkler irrigation
               methods only.  Acreage that is irrigated by any other method must be
               reported and insured as non-irrigated practice (003) or non-irrigated
               skip row practice (063).

 76N   2007    Cavendish varieties include: Chinese, Williams, Valery, Grand Nain,
               Bluefields, Dwarf Bluefields, and other bananas not considered Brazilian.

               Brazilian varieties include: Dwarf Brazilian and Apple bananas.

 76P   2007    In accordance with the definition of the "base contract price", the
               "base contract price" will not exceed the "price factor" of 1.20 times
               the published price election for the applicable peanut type.

 76R   2007    GMO varieties include: Rainbow and SunUp or any cross of the two.

               Non-GMO varieties include varieties not specified as GMO variety.

 76T   2007    Early Harvest is the period between January 1 and April 30.
               Mid Harvest is the period between May 1 and August 31.
               Late Harvest is the period between September 1 and December 31.


 76W   2007    If the acreage has been infested with nematodes as named in the Hawaii
               Tropical Fruit Pilot Crop Provisions and the infestation has been
               verified by the University of Hawaii  through tests conducted by them,
               the infected trees must be removed from the field, the appropriate soil
               treatment applied, and the affected acreage fallowed for one year from
               the date the soil treatment was completed before insurance will attach.

 76X   2007    See the County FCI-33 Crop Insurance Actuarial Map, for determination
               of high risk or unrated areas.

 76Y   2007    Inspection and Acceptable Records:

               In accordance with Section 11(d)(2)(ii) of the Hawaii Tropical Fruit
               Pilot Crop Provisions, acceptable records of direct marketed production
               are:
                    Daily pick records that meet the requirements in the Crop Insurance
                    Handbook (Section 10 C(4)) or:
                       1.  Daily farm log that includes quantity sold and price
                           received on a unit basis;
                       2.  Pick records with pickers identification number and
                           amount picked daily on a unit basis; or
                       3.  Cash register receipt with quantity sold and price
                           received on a unit basis.
                    For papaya fruit, only Hawaii No. 1 papaya production receipts
                    will be counted.
               Hawaii Papaya No. 1 is papaya fruit that grades No. 1 (also classified
               as Hawaii Grade A) or those papayas grading better than Hawaii No. 1,
               which includes Hawaii Fancy (also classified as Hawaii Grade AA).

 76Z   2007    Acreage of coffee trees considered dead due to an infestation of
               nematodes diagnosed by the University of Hawaii or the State of Hawaii
               Department of Agriculture must be fallowed for one year following the
               chipping and mulching or removal of the infected trees and the
               application of a recommended soil treatment to the affected acreage.

 77A   2007    Stage I shall be denoted as Rate Class D01, Stage II shall be denoted
               as Rate Class D02, Stage III shall be denoted as Rate Class D03, and
               Stage IV shall be denoted as Rate Class D04 on the acreage and loss
               reports.

 77B   2007    Use 55% of the tree reference price for the appropriate stage, round
               up to the next cent when calculating the amount of protection per unit
               and the unit value for catastrophic coverage (CAT) policies.

 77C   2008    OMITTED PLANTS - Any plant, meeting all insurability requirements, grown in
               your nursery that is not listed (by either the botanical or common name)
               in your nursery catalog or price list will be uninsurable for the crop year
               but the value of such plants, as determined using the Eligible Plant List and
               Plant Price Schedule (EPL/PPS) in accordance with section 6(e) of the Nursery
               Crop Provisions, will be used in determining field market value B.  This will
               also apply if the plant is listed in your nursery catalog but there is not a
               corresponding price.  If your nursery catalog is not updated on an annual
               basis, you must submit a supplement to the catalog or price list on or before
               the sales closing date. The supplement must be in accordance with
               section 6(k) of the Nursery Crop Provisions.

               If you can prove through purchase receipts that you acquired new plants
               after submitting your initial PIVR that were not contained in the nursery
               catalog or price list provided for the crop year, you must submit a revised
               nursery catalog or price list in accordance with section 6(k) of the Nursery
               Crop Provisions and a revised PIVR, if applicable.  The new plants will not
               be insurable until 30 days after such nursery catalog or price list is
               received by us.

 77D   2008    MISSING SIZES - If at the time of loss it is determined that the size of a
               damaged plant is not listed in the nursery catalog or price list, but the
               genus, species, subspecies, variety or cultivar is listed in the nursery
               catalog or price list, the wholesale price for the missing plant size will
               be determined using the lower of the price determined from the calculation
               listed below or the price in the EPL/PPS:

               (a) Divide the price from the catalog or price list for the plant at the
                   nearest size to the damaged plant by the price in the EPL/PPS for the
                   same-sized plant to determine a proration factor; and

               (b) Multiply the EPL/PPS price that corresponds to the size of the damaged
                   plant by the proration factor.

               For example:  The nursery's catalog or price list has an Agastache 'Firebird'
               listed in a 3-gallon container.  At the time of loss, the Agastache 'Firebird'
               is growing in a 2-gallon container.  The nursery's catalog price for a
               3-gallon Agastache 'Firebird' is $12.00, however a price for a 2-gallon size
               is not listed.  The EPL/PPS 3-gallon Agastache 'Firebird' price is $15.00 and
               the EPL/PPS 2-gallon Agastache 'Firebird' price is $9.00.  The wholesale
               price will be $7.20 ($12 catalog price/$15 EPL/PPS price = .80 proration
               factor X $9.00 EPL/PPS price).

 77E   2007    Insured Crop:  In addition to Section 5 of the Silage Sorghum Pilot
               Endorsement, you must submit acceptable records of acreage and harvested
               silage tonnage by the production reporting date that are used in setting your
               Actual Production History approved yield, that show you planted and harvested
               silage sorghum in at least two of the last four crop years and that such
               silage tonnage was either sold or fed.  You must provide supporting
               evidence/verifiable records of the fed or sold silage production in
               accordance with the Crop Insurance Handbook procedures.

 77F   2007    Insurance Guarantees:  In addition to Section 3 of the Silage Sorghum Pilot
               Endorsement, if the total amount of insurable silage sorghum acreage you have
               for the current crop year is greater than 125 percent of the average number
               of acres from which you harvested silage sorghum in this county in the two
               previous crop years, your production guarantee for each unit will be reduced
               as follows:

                a. Multiply the average number of your silage sorghum acres from which you
                   harvested silage sorghum in this county from the two previous crop years
                   by 1.25 and divide this result by the number of acres grown by you in
                   the current crop year; and

                b. Multiply the result of (a) above (not to exceed 1.0) by your production
                   guarantee for the current crop year.

 7A1   2008    Written agreements are applicable for approved avocado pilot counties
               only.

 7A2   1998    There is a one-year lag period in reporting production.  Production reports
               through the 1996 crop year are required for the 1998 crop year.

 7A3   1998    The long term average county revenue is $4139 per acre.

 7A5   1998    The 65 percent transitional yields are:  1996 = 1612 lbs. per acre,
               1995 = 4222 lbs. per acre, 1994 = 2363 lbs. per acre, 1993 = 7562 lbs.
               per acre.

 7A6   2009    Any unit that 35 percent or more of the bearing trees have been removed
               or stumped in the previous year is not insurable unless allowed by written
               agreement to insure the unit. Written agreements are not available for
               CAT.

               Any unit that is 100 percent stumped will not be insurable until the third
               crop year after the crop year in which the stumping was completed.

 7A7   1998    CATASTROPHIC RISK PROTECTION (CAT)
               For purposes of CAT, coverage will be equal to the approved average
               revenue times 30 percent.  Optional units are not available for CAT.

 7A8   1998    The inputed premium will be 60 percent of the premium at the 50 percent
               coverage level.

 7A9   2008    In lieu of Section 5 of the crop provisions the cancellation date for
               Sutter County, California is February 28 and the termination date for
               Sutter County, California is November 30.

 7AC   2004    This crop will be insurable on non-irrigated acreage, only by written
               agreement, if planted following another crop that has reached the heading
               stage in the same calendar year, if you provide a minimum of three (3)
               years actual production history of the same crop to be insured from the
               same acreage to be insured.  Contact your crop insurance agent by the sales
               closing date to determine eligibility requirements.

 7AI   1998    CATASTROPHIC RISK PROTECTION (CAT)
               For purposes of CAT, coverage will be equal to the producer's approved
               APH yield times the projected prices times 30 percent.

 7AP   2007    The Projected Price - The average derived by totaling the final closing
               daily settlement prices for the insured crop year Chicago Board of
               Trade (CBOT) November soybeans future contracts of each trading day from
               January 15 through February 14 prior to the sales closing date, and
               dividing that total by the number of daily settlement prices.  The
               projected price will be calculated by FCIC before February 20.

 7AW   2004    This crop will be insurable only by written agreement when planted
               following another crop that has reached the heading stage in the same
               calendar year.  You must provide at least three (3) years of actual
               production history for the crop and practice on acreage to be insured.
               Contact your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 7BA   2008    Blueberry bushes pruned by mowing the bushes to the ground will not be
               insurable the first and second growing season after mowing.  The crop
               will become insurable the third growing season after cutting the bushes
               to the ground.

 7BB   2008    Lowbush blueberry plants shall be insurable the second growing season
               following pruning.  Insurance attaches the second year of a two year cycle,
               with the first year vegetative and the second year fruiting.

 7BD   2008    Blueberry bushes pruned by mowing the bushes to the ground will not be
               insurable the first growing season after mowing.  The crop will become
               insurable the second growing season after cutting the bushes to the
               ground.

 7BH   1997    HIGH RISK CLASSIFICATION
               The FCI-33 CROP INSURANCE ACTUARIAL MAP applicable to corn in this county
               will be applicable to IP corn.  Land designated as high risk is not
               eligible for insurance according to the IP Corn Crop Provisions.

 7BP   2007    The Projected Price - The average derived by totaling the final closing
               daily settlement prices for the insured crop year Chicago Board of Trade
               (CBOT) November soybeans futures contract for each trading day of
               February prior to the sales closing date, and dividing that total by the
               number of daily settlement prices.  The projected price will be calculated
               by FCIC before March 5.

 7BQ   1998    Subparagraph 11(d) (3) (ii) of the Small Grains Crop Provisions does not
               apply. In lieu of the provisions in paragraph 11(d) (4) of the Small
               Grains Crop Provisions, barley production that has a musty, sour, or
               commercially objectionable foreign odor (except smut or garlic odor) or
               that is otherwise eligible for quality adjustment, as specified in
               paragraphs 11(d) (2) and (3) of such provisions, will be reduced as
               follows:

               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count. The QA Factor (not less than zero) will be multiplied by the number
               of bushels remaining after any reduction due to excessive moisture (in
               accordance with the Small Grains Crop Provisions) to determine the net
               production to count. Any grain which, due to insurable causes, has zero
               market value (net zero market value after consideration of additional costs to
               deliver damaged grain to a market of reasonable distance outside your local
               marketing area) will not be considered production to count if the production is
               destroyed.  Production that is not destroyed in a manner acceptable to us will
               be adjusted in accordance with the rules below for the respective types and
               levels of damage.  Additional costs to deliver grain outside your local market
               will be allowed only for types and levels of damage included in Section 6.

               1  Barley will be discounted for low test weight as follows:

               Test Weight Pounds   DF  Test Weight Pounds   DF  Test Weight Pounds    DF
                   40 and above    None     36-36.99        .084     32-32.99         .134
                   39-39.99        .046     35-35.99        .096     31-31.99         .143
                   38-38.99        .059     34-34.99        .109     30-30.99         .153
                   37-37.99        .071     33-33.99        .121 Below 30 - See Section 6

               2  Barley will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:

                  Kernel Damage %   DF   Kernel Damage %     DF   Kernel Damage %    DF
                    8 and below    None     17.01-18        .115     27.01-28       .242
                    8.01-9         .025     18.01-19        .127     28.01-29       .255
                    9.01-10        .034     19.01-20        .140     29.01-30       .268
                   10.01-11        .042     20.01-21        .153     30.01-31       .280
                   11.01-12        .051     21.01-22        .166     31.01-32       .293
                   12.01-13        .059     22.01-23        .178     32.01-33       .306
                   13.01-14        .068     23.01-24        .191     33.01-34       .319
                   14.01-15        .076     24.01-25        .204     34.01-35       .331
                   15.01-16        .089     25.01-26        .217  Above 35 - See Section 6
                   16.01-17        .102     26.01-27        .229

               3  Barley will be discounted for percent sound barley as follows:

                   Sound Barley %   DF   Sound Barley %    DF   Sound Barley %    DF
                     85 and above  None    73-73.99       .059    61-61.99       .110
                     84-84.99      .026    72-72.99       .064    60-60.99       .115
                     83-83.99      .029    71-71.99       .068    59-59.99       .119
                     82-82.99      .031    70-70.99       .072    58-58.99       .123
                     81-81.99      .034    69-69.99       .076    57-57.99       .127
                     80-80.99      .037    68-68.99       .081    56-56.99       .132
                     79-79.99      .040    67-67.99       .085    55-55.99       .136
                     78-78.99      .043    66-66.99       .089    54-54.99       .140
                     77-77.99      .046    65-65.99       .093    53-53.99       .144
                     76-76.99      .049    64-64.99       .098    52-52.99       .149
                     75-75.99      .052    63-63.99       .102    51-51.99       .153
                     74-74.99      .055    62-62.99       .106    50-50.99       .157
                                                               Below 50 - See Section 6

 7BR   1998    4  Barley will be discounted for percent thin barley as follows:

                   Thin Barley %   DF   Thin Barley %    DF   Thin Barley %    DF
                    35 and below  None    56.01-57      .117    78.01-79      .209
                    35.01-36      .029    57.01-58      .121    79.01-80      .213
                    36.01-37      .033    58.01-59      .125    80.01-81      .217
                    37.01-38      .038    59.01-60      .130    81.01-82      .222
                    38.01-39      .042    60.01-61      .134    82.01-83      .226
                    39.01-40      .046    61.01-62      .138    83.01-84      .230
                    40.01-41      .050    62.01-63      .142    84.01-85      .234
                    41.01-42      .054    63.01-64      .146    85.01-86      .238
                    42.01-43      .059    64.01-65      .150    86.01-87      .242
                    43.01-44      .063    65.01-66      .155    87.01-88      .247
                    44.01-45      .067    66.01-67      .159    88.01-89      .251
                    45.01-46      .071    67.01-68      .163    89.01-90      .255
                    46.01-47      .075    68.01-69      .167    90.01-91      .259
                    47.01-48      .079    69.01-70      .171    91.01-92      .263
                    48.01-49      .084    70.01-71      .176    92.01-93      .268
                    49.01-50      .088    71.01-72      .180    93.01-94      .272
                    50.01-51      .092    72.01-73      .184    94.01-95      .276
                    51.01-52      .096    73.01-74      .188    95.01-96      .280
                    52.01-53      .100    74.01-75      .192    96.01-97      .284
                    53.01-54      .104    75.01-76      .196    97.01-98      .288
                    54.01-55      .109    76.01-77      .201    98.01-99      .293
                    55.01-56      .113    77.01-78      .205    99.01-100     .297

               5  Barley will be discounted for black barley; and an ergoty, garlicky,
               or smutty grade as follows:

                  Black Barley = .042  Ergoty = .013  Garlicky = .017  Smutty = .017

               6  Barley with (A) a test weight below 30 pounds per bushel; (B) a kernel
               damage percentage above 35 percent; (C) a sound barley percentage below
               50 percent; (D) a musty, sour, or commercially objectionable foreign
               odor (except smut or garlic odor); and/or (E) the presencce of
               substances or conditions identified by the Food and Drug Administration
               or other public health organizations of the United States as injurious
               to human or animal health; may be allowed a discount factor. To determine
               the Discount Factor, the reduction in value (RIV) caused by the
               deficiencies, substances, or conditions allowed in (A), (B), (C), (D),
               and/or (E) will be determined and the total will be divided by the
               Posted County Price (PCP)*. The RIV will not include any price
               reduction resulting from any Discount Factors that are included in
               sections 1, 2, 3, 4, and 5.

               A  The RIV's specified in section 6 will be limited to those that are
               usual, customary, and reasonable. If the RIV can be decreased by
               conditioning the production, the RIV after conditioning may be
               increased by the cost of conditioning, provided that the resulting
               RIV does not exceed the RIV before conditioning. No RIV will be
               accepted if it is due to (1) moisture content; (2) damage due to
               uninsured causes; or (3) drying, handling, processing, or any other
               costs associated with normal harvesting, handling, and marketing
               of the production.

 7BS   1999    B   RIV's used will be those in the local market area in which you
               normally market the crop, to the extent feasible. If the RIV for a
               buyer located outside your local market area is less than the RIV in
               your local market area, then the RIV may be increased by the additional
               costs required to deliver the production to the buyer, provided that
               the resulting RIV does not exceed the RIV in your local market area.
               If the damaged production has been sold, the Discount Factor will be
               based upon the RIV's applied by the buyer unless it is determined that
               such RIV's are not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local market
               area, you may offer a value or may intend to utilize such production in a
               manner which establishes a value. In such cases, the value we establish will be
               utilized in accordance with our approved procedures to determine the
               RIV for quality adjustment purposes according to section 6 herein.

               D  The RIV's and PCP will be those in effect on the earlier of the date
               such quality-adjusted production is sold or the date of final inspection
               for the unit.

               7  If the barley is eligible for quality adjustment according to section 2
               (kernel damage chart) AND section 3 (percent sound barley chart), the
               greater of the two chart Discount Factors will be used.  If the chart
               Discount Factor from section 2 OR section 3 applies, but section 6 also
               applies for either percent kernel damage or percent sound barley, the
               greater of the applicable chart Discount Factor or the Discount Factor
               determined according to section 6 will be used.  In no event will Discount
               Factors be allowed for both kernel damage and percent sound barley.

               * "Posted County Price (PCP)" is the price established by the Commodity
               Credit Corporation (CCC) for barley in the county shown on your
               application. If multiple counties are shown on your application, it is
               the county in which the insured unit is located. If the CCC
               discontinues establishing PCP's for the county, the PCP will be the
               Local Market Price as defined in the Small Grains Crop Provisions.

 7BW   1997    Broadcast wheat will not be insured unless the acreage has an adequate
               stand in the spring to produce the yield used to determine the
               production guarantee.  Insurance will then attach to acreage having an
               adequate stand on the earlier of the spring final planting date or the
               date we agree in writing to accept the acreage for insurance.

 7C0   2002    For the purposes of section 13(c) of the CRC Basic Provisions, an
               elevation of 742 feet above sea level will be considered to be the
               maximum water containment level of Truman Lake.  See form FCI-33 Rules Page
               for rate information specific to land that is adjacent to the Truman Lake
               water containment area and that has an elevation of 742 feet above sea
               level or less.

 7CA   2008    Insurance will attach only on potatoes planted during the period of
               November 15 - March 15.

 7CB   1999      ** Insurance will attach only on potatoes planted during the period
               of July 1 - September 15.

 7CC   2004    Insurance will not attach to any acreage on which potatoes were planted
               the preceding crop year unless another irrigated crop was planted following
               the harvest or removal of the potatoes in the same crop year.

 7CD   1998    Settlement of Claim:  Revenue Assurance (RA) policy provisions only provide
               for corn coverage if the corn is planted for harvest as grain.  However,
               if you later decide to harvest some insurable acreage as silage you must
               notify your crop insurance agent of your decision before harvest begins.
               Production to count for indemnity purposes for such acreage will be
               determined on our appraisals based on the type (grain only) you reported
               for coverage.  If you fail to give such notice before harvest, the selected
               per acre revenue guarantee (approved yield, times the coverage level, times
               the projected county price) will be used for such acreage.

 7CF   1997     *** This county crop program is insurable as Revenue Assurance corn.

 7CG   1997     *** This county crop program is insurable as Revenue Assurance soybeans.

 7CH   2007    Settlement of Claim:  CRC policy provisions only provide for corn coverage
               if the corn is planted for harvest as grain.  However, if you later decide
               to harvest some insurable acreage as silage you must notify your crop
               insurance agent of your decision before harvest begins.  Production to
               count for indemnity purposes for such acreage will be determined on our
               appraisals based on the type (grain only) you reported for coverage.  If
               you fail to give such notice before harvest, the final guarantee will be
               used for such acreage.

 7CI   1997     *** This county crop program is insurable as Income Protection Corn.

 7CL   2007    Settlement of Claim:  In lieu of any policy provisions providing otherwise,
               if you intend to harvest any acreage in a manner other than as you reported
               it for coverage (for example, you reported planting it for harvest as grain
               but will harvest the acreage for silage, or you reported planting it for
               harvest as silage but will harvest the acreage for grain), you must notify
               your insurance provider of your intentions before harvest begins.  Production
               to count for indemnity purposes of such acreage will be determined on our
               appraisals based on the type (grain or silage) you reported for coverage.  If
               you fail to give such notice before harvest, the production guarantee will be
               used to determine the production to count for such acreage.

               Insured Crop:  In lieu of any policy provision that specify high oil and
               high-protein corn are not insurable unless approved by written agreement, the
               following will be insurable without a written agreement:

                  1.  High-oil corn blends containing mixtures of at least ninety percent
                      high yielding yellow dent female plants with high-oil male
                      pollinator plants and,

                  2.  Commercial varieties of high-protein hybrids.

 7CM   2007    Grade of Strict Low middling,(41) Leaf 4, 1 3/32 inch staple length and 4.4
               micronaire reading will be used for quality adjustments in accordance with
               the provisions of the insurance policy.

 7CN   2008    Insurance will not attach to any acreage on which canola, mustard, crambe,
               field peas, garbanzo beans (chickpeas), lentils or rapeseed were planted
               any of the preceding three crop years.

 7CO   2001    Insured Crop: In lieu of any policy provisions that specifies that
               high-oil and high-protein corn are not insurable unless approved by
               written agreement, the following will be insurable without a written agreement:

                    1.  High-oil corn blends containing mixtures of at least ninety
                        percent high yielding yellow dent female plants with high-oil
                        male pollinator plants and,

                    2.  Commercial varieties for high-protein hybrids.

 7CP   2002    For the purposes of section 12(c) of the Common Crop Insurance Policy, an
               elevation of 742 feet above sea level will be considered to be the maximum
               water containment level of Truman Lake.  See form FCI-33 Rules Page for rate
               information specific to land that is adjacent to the Truman Lake water
               containment area and that has an elevation of 742 feet above sea level or less.

 7CR   1998    Any acreage in this county for which a rate has not been established or
               which has been designated as uninsurable or unclassified on the FCI-33
               CROP INSURANCE ACTUARIAL MAP is uninsurable, unless such acreage is
               classified by an FCI-33 CROP INSURANCE ACTUARIAL SUPPLEMENT as being
               insurable using the applicable R-span rate.

 7CS   2007    A cotton crop which is properly planted, using a machine designed for such
               purpose, into an established grass or legume, will be insurable provided
               that prior to the emergence of the planted crop, the established grass or
               legume is treated with a herbicide which is labeled and recommended for
               the purpose of killing the established grass or legume.

 7CT   1997    APH transitional yields for cotton apply to this county crop program.
               Please refer to the Transitional Yield Table on the County Coverage and
               Rate Table for cotton in this county to determine the applicable
               Transitional Yields for IP cotton.

 7CV   2002    For the purposes of section 12(c) of the CRC Basic Provisions, an
               elevation of 742 feet above sea level will be considered to be the
               maximum water containment level of Truman Lake.  See form FCI-33 Rules Page
               for rate information specific to land that is adjacent to the Truman Lake
               water containment area and that has an elevation of 742 feet above sea
               level or less.

 7CW   1997     *** This county crop program is insurable as Crop Revenue Coverage (CRC)
               Wheat.

 7CX   1999    The FCI-33 CROP INSURANCE ACTUARIAL MAP applicable to corn in this county
               will be applicable to Revenue Assurance corn.  Any designation on the
               FCI-33 Supplement does not apply to the RA Corn Crop Provisions.

 7CY   1997    APH transitional yields for corn apply to this county crop program.
               Please refer to the Transitional Yield Table on the County Coverage and
               Rate Table for corn in this county to determine the applicable
               Transitional Yields for IP corn.

 7DS   2007     *** Includes fall planted wheat which the Insurance Provider has agreed
               in writing to insure as spring wheat.

 7DV   2008    If any production from any unit will be marketed directly to the
               consumer (without the intervention of a wholesaler, retailer, packer,
               processor, shipper or buyer), a pre-harvest crop appraisal is required.
               Notification to us must be provided at least 15 days before harvest
               begins.  This requirement may be waived, in writing by the Regional Office,
               based upon evidence that acceptable supporting documentation is being
               maintained as required in the Crop Insurance Handbook.

 7DW   1998    Durum wheat is insurable as Spring type wheat under Crop Revenue Coverage
               (CRC) Wheat.

 7F2   1998    APPROVED MALTING BARLEY VARIETIES:  Azure
                                                   B1602
                                                   Excel
                                                   Morex
                                                   Robust
                                                   Stander

               All varieties recommended for malting by the American Malting Barley
               Association, Inc.

               Varieties meeting the conditions set forth in the Malting Barley Option
               Amendment, but not shown as an approved variety, will be insured.  Contact
               your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 7FF   2004    If the grower selects type 111, they must provide one year of fresh fruit
               records from at least one of the two previous crop years.  This would
               verify fresh apples have been produced on the unit to be insured.

 7FH   1999    To provide guidance in interpreting the USDA Plant Hardiness Zone Map,
               Miscellaneous Publication No. 1475, USDA Agricultural Research Service,
               the following county for the State of Florida will have hardiness zone
               designations as listed below:

               011 Broward County

               Hardiness Zone 10A - The land area within the Everglades Wildlife
                                    Management Area.

               Hardiness Zone 10B - The land area east of the Everglades Wildlife
                                    Management Area.

 7FP   2008    DEFINITION OF WITH FROST PROTECTION OPTION - Applicable only to acreage
               adequately protected by frost protection equipment.  This includes service-
               able wind machines that provide a minimum of 7 propeller horsepower per
               acre.  Regardless of horsepower, one wind machine can service no more than
               ten acres.  The adequacy of the frost protection equipment for a unit will
               be determined by the Corporation.

 7FQ   1997    Subparagraph 11(d) (3) (ii) of the Small Grains Crop Provisions does not
               apply.  In lieu of subparagraph 11(d) (2) (i) (E) of the Small Grains
               Crop Provisions, flaxseed will be eligible for quality adjustment if it
               has a musty, sour, or commercially objectionable foreign odor (except smut
               or garlic odor) or if it does not meet the grade requirements for U.S. No.
               2 (grades U.S. Sample Grade) because of test weight and damaged kernels.
               Production of flaxseed that is eligible for quality adjustment, as
               specified above and in paragraphs 11(d) (2) and (3) of the Small Grains
               Crop Provisions, will be reduced (in lieu of the provisions in paragraph
               11(d) (4) of the Small Grains Crop Provisions) as follows:

               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the
               number of bushels otherwise determined in accordance with the Small Grains
               Crop Provisions, to determine the net production to count.  Any grain
               which, due to insurable causes, has zero market value either before or
               after quality adjustment will not be considered production to count,
               except as provided in subsection 2C herein.

               1  Flaxseed will be discounted for low test weight as follows:

               Test Weight Pounds DF   Test Weight Pounds  DF   Test Weight Pounds  DF
                  47 and above   None     41-41.99        .112     35-35.99        .266
                  46-46.99       .041     40-40.99        .124     34-34.99        .299
                  45-45.99       .056     39-39.99        .154     33-33.99        .322
                  44-44.99       .071     38-38.99        .180     32-32.99        .349
                  43-43.99       .083     37-37.99        .210     31-31.99        .376
                  42-42.99       .098     36-36.99        .237     30-30.99        .405
                                                               Below 30 - See Section 2

               2  Flaxseed with (A) a test weight below 30 pounds per bushel; (B) a
               kernel damage percentage above 15 percent; (C) a musty, sour, or
               commercially objectionable foreign odor (except smut or garlic odor);
               and/or (D) the presence of substances or conditions identified by the
               Food and Drug Administration or other public health organizations of
               the United States as injurious to human or animal health; may be allowed
               a discount factor.  To determine the Discount Factor, the reduction in
               value (RIV) caused by the deficiencies, substances or conditions allowed
               in (A), (B), (C), and/or (D) will be determined and the total will be
               divided by the Regionally Constructed Price (RCP)*.  The RIV will not
               include any price reduction resulting from any Discount Factors that are
               included in section 1.

                 A  The RIV's specified in section 2 will be limited to those that
                    are usual, customary, and reasonable.  If the RIV can be decreased
                    by conditioning the production, the RIV after conditioning may be
                    increased by the cost of conditioning, provided that the resulting
                    RIV does not exceed the RIV before conditioning.  No RIV will be
                    accepted if it is due to (1) moisture content; (2) damage due to
                    uninsured causes; or (3) drying, handling, processing, or any other
                    costs associated with normal harvesting, handling, and marketing of
                    the production.

 7FR   1997       B RIV's used will be those in the local market area in which you
                    normally market the crop, to the extent feasible.  If the RIV for a
                    buyer located outside your local market area is less than the RIV
                    in your local market area, then the RIV may be increased by the
                    additional costs required to deliver the production to the buyer,
                    provided that the resulting RIV does not exceed the RIV in your local
                    market area.  If the damaged production has been sold, the Discount
                    Factor will be based upon the RIV's applied by the buyer unless it is
                    determined that such RIV's are not usual, customary, and reasonable.

                  C For production we determine has no value otherwise, you may offer a
                    value or may intend to utilize such production in a manner which
                    establishes a value.  In such cases, the value we establish will be
                    utilized in accordance with our approved procedures to determine the
                    RIV for quality adjustment purposes according to section 2 herein.

                  D The RIV's and RCP will be those in effect on the earlier of the date
                    such quality-adjusted production is sold or the date of final
                    inspection for the unit.

               *  "Regionally Constructed Price (RCP)" is the price established by the
               Commodity Credit Corporation (CCC) for flaxseed in the county shown on
               your application.  If multiple counties are shown on your application,
               it is the county in which the insured unit is located.  If the CCC
               discontinues establishing RCP's for the county, the RCP will be the Local
               Market Price as defined in the Small Grains Crop Provisions.

 7FT   2000    For catastrophic coverage (CAT), the catastrophic dollar amount of insurance is
               equal to 55% of the reference maximum dollar amount of insurance rounded to the
               nearest whole dollar for the appropriate stage.

 7FZ   1999    To provide guidance in interpreting the USDA Plant Hardiness Zone Map,
               Miscellaneous Publication No. 1475, USDA Agricultural Research Service,
               the following county for the State of Florida will have hardiness zone
               designations as listed below:

               099 Palm Beach County:

               Hardiness Zone 9B  - The land area north of State Highway 80 and west of the
                                    Florida Turnpike, excluding land area in Township T43S,
                                    Ranges (R40E, R41E and R42E).

               Hardiness Zone 10A - The land area north of State Highway 80 and east of the
                                    Florida Turnpike.

                                  - The land area north of State Highway 80 and west of the
                                    Florida Turnpike in Township T43S, Ranges (R40E, R41E
                                    and R42E).

                                  - The land area south of State Highway 80 and west of
                                    the eastern boundary of the Loxahatchee National
                                    Wildlife Refuge and the eastern boundary of the
                                    Everglades Wildlife Management Area.

                                  - The land area south of State Highway 80, west of the
                                    Florida Turnpike, north of County Highway 812 and
                                    east of the Loxahatchee National Wildlife Refuge.

               Hardiness Zone 10B - The land area south of State Highway 80, east of the
                                    Florida Turnpike and north of County Highway 812.

                                  - The land area south of County Highway 812 and east
                                    of the Loxahatchee National Wildlife Refuge and
                                    east of the Everglades Wildlife Management Area.

 7G1   2007    Grade of Strict Low Middling,(41) Leaf 4, 1 1/32 inch staple length and 3.5
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 7G2   2007    Grade of Strict Low Middling,(41) Leaf 4, 1 1/32 inch staple length and 3.9
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 7G3   2007    Grade of Strict Low Middling,(41) Leaf 4, 1 1/32 inch staple length and 4.0
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 7GA   2003     *** Group A includes the varieties of Chardonnay, Cabernet Sauvignon,
               Sauvignon Blanc.

 7GB   2003     *** Group B includes all other varieties not specifically listed under
               Type 371 - Group A.

 7GC   2007    The final planting date will be June 20 for land located east of the
               Caprock escarpment.

 7GD   2003    Insurance will not attach to any Irrigated and/or IBR acreage on which
               sunflowers, potatoes, dry beans, dry peas, soybeans, crambe, rape,
               mustard, canola or safflowers have been planted the preceding year.

 7GG   1997     *** This county crop program is insurable as GRP Corn.

 7GH   1997     *** This county crop program is insurable as GRP Barley.

 7GM   1997     *** This county crop program is insurable as GRP Grain Sorghum.

 7GN   1997     *** This county crop program is insurable as GRP Cotton.

 7GP   1997     *** This county crop program is insurable as GRP Peanuts.

 7GR   1997     ***This county crop program is insurable as GRP Forage Production.

 7GS   1997     *** This county crop program is insurable as GRP Soybeans.

 7GT   1997    APH Transitional Yields for grain sorghum apply to this county crop
               program.  Refer to the Transitional Yield Table on the County Coverage
               and Rate Table for grain sorghum in this county to determine the
               applicable Transitional Yields for IP grain sorghum.

 7GW   1997     ***This county crop program is insurable as GRP Wheat.

 7GZ   2008    When the Coverage Enhancement Option is elected, the Premium Subsidy
               Factor is based on the Coverage Enhancement Option coverage level.

 7HD   1999    Insurance will not attach to any acreage on which sunflowers, potatoes,
               dry beans, dry peas, soybeans, crambe, rape, mustard, canola or safflowers
               have been planted the preceding year.

 7HI   1999    The Cotton Harvest Incentive (Option Code IH) is restricted to basic units.

 7HP   2004    Harvest price - Ninety percent of the average derived by totaling the final
               closing daily settlement prices for the crop year Chicago Board of Trade
               (CBOT) September corn futures contract for each trading day from August 15
               through September 14 of the crop year, dividing that total by the number
               of daily settlement prices.  The harvest price will be calculated by FCIC
               before September 20.

               Projected price - Ninety percent of the average derived by totaling the
               final closing daily settlement prices for the crop year Chicago Board of
               Trade (CBOT) September corn futures contract for each trading day of
               December prior to the sales closing date for the insured crop, and
               dividing that total by the number of daily settlement prices.  The
               projected price will be calculated by FCIC before January 5.

 7HQ   2004    Harvest price - Ninety percent of the average derived by totaling the final
               closing daily settlement prices for the crop year Chicago Board of Trade
               (CBOT) September corn futures contract for each trading day from August 15
               through September 14 of the crop year, dividing that total by the number of
               daily settlement prices.  The harvest price will be calculated by FCIC
               before September 20.

               Projected price - Ninety percent of the average derived by totaling the
               final closing daily settlement prices for the crop year Chicago Board of
               Trade (CBOT) September corn futures contract for each trading day of
               January prior to the sales closing date for the insured crop, and dividing
               that total by the number of daily settlement prices.  The projected price
               will be calculated by FCIC before February 5.

 7HR   2004    Harvest price - Ninety percent of the average derived by totaling the
               final closing daily settlement prices for the crop year Chicago Board of
               Trade (CBOT) December corn futures contract for each trading day of
               November of the crop year, dividing that total by the number of daily
               settlement prices.  The harvest price will be calculated by FCIC before
               December 5.

               Projected price - Ninety percent of the average derived by totaling the
               final closing daily settlement prices for the crop year Chicago Board of
               Trade (CBOT) December corn futures contract for each trading day of
               February of the crop year, and dividing that total by the number of daily
               settlement prices.  The projected price will be calculated by FCIC before
               March 5.

 7HZ   1999    The Raleigh Regional Office Hardiness Zone by County Listing is in effect.
               (These Hardiness Zone Classifications, determined from the USDA Plant
               Hardiness Zone Map, #1475, issued January, 1990 represents a range of
               average annual minimum temperatures).


 7IB   2008    Blueberries grown and insured under the rates for the irrigated practice
               with frost protection option will have irrigation water supplied through
               an overhead solid set irrigation system.

 7IG   1997     *** This county crop program is insurable as Income Protection Grain
               Sorghum.

 7IP   1997    APH transitional yields for wheat apply to this county crop program.
               Please refer to the Income Protection Approved Yield Calculation Worksheet
               to determine the appropriate transitional yield.

 7IS   1997     *** This county crop program is insurable as Income Protection Soybeans.

 7IW   1998    Insurance will not attach to any acreage on which canola, sunflowers, dry
               edible beans, mustard, crambe, field peas, garbanzo beans, lentils,
               potatoes, rapeseed, sugar beets, safflowers, soybeans were planted in
               either of the two preceding crop years.

 7JH   2008    INSURABLE AGE OF VINES:  Fourth growing season after being set out.
                                        Third growing season after being grafted.

 7KJ   2004    Crops will not be insurable on non-irrigated acreage, if they are planted
               following another crop that has reached the heading stage in the same
               calendar year.

 7KR   2001    FOB shipping point price information for Alabama (Thomasville, Georgia)
               reported in "Southeastern Fruit and Vegetable Report" will be used to
               determine the applicable average FOB shipping point price according to
               provisions of the policy.  Prices are available on the internet at
               http://www.ams.usda.gov/mncs/mn_reports/tv_fv110.txt

               Allowable cost for fresh peaches for determining actual price per bushel
               will be $5.00 per bushel.  Allowable cost for processing peaches for
               determining actual price per bushel will be $1.75 per bushel.

 7KS   2001    FOB shipping point price information for South Carolina (Thomasville,
               Georgia) reported in the "Southeastern Fruit and Vegetable Report" will
               be used to determine the applicable average FOB shipping point price
               according to the provisions of the policy. Prices are available on the internet
               at http://www.ams.usda.gov/mncs/mn_reports/tv_fv110.txt

               Allowable cost for fresh peaches for determining actual price per bushel
               will be $4.00 per bushel.  Allowable cost for processing peaches for
               determining actual price per bushel will be $1.75 per bushel.

 7LP   2007    In lieu of any policy provisions providing otherwise, the late planting
               period begins the day after the final planting date for the insured crop
               and ends 15 days after the final planting date.  For insured crop
               acreage planted during the late planting period, the production guarantee
               for each acre will be reduced for each day planted after the final
               planting date by:

                      Two percent (2%) for the 1st through the 5th day; and
                      Three percent (3%) for the 6th through the 15th day.

 7LS   1999    Local Market Price - The cash grain price for U.S. No. 2 yellow corn
               offered by buyers in the area in which you normally market the insured
               crop.  The local market price will reflect the maximum limits of quality
               deficiencies allowable for the U.S. No. 2 grade for yellow corn.  Factors
               not associated with grading under the Official United States Standards for
               Grain, including but not limited to protein and oil will not be considered.

 7MH   1997    HIGH RISK CLASSIFICATION
               The FCI-33 CROP INSURANCE ACTUARIAL MAP applicable to grain sorghum in this
               county will be applicable to IP grain sorghum.  Land designated as high
               risk is not eligible for insurance according to the IP Grain Sorghum Crop
               Insurance.

 7MI   1997     *** This county crop program is insurable as Crop Revenue Coverage Grain
               Sorghum.

 7MP   2005    With the exception of CAT, the insured may choose any amount of protection
               ranging from 60 percent through 100 percent of the maximum protection per acre.

 7MQ   2007    Grade of Strict Low Middling,(41) Leaf 4, 1 3/32 inch staple length and 4.5
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 7MR   2007    Grade of Middling,(31) Leaf 4, 1 1/32 inch staple length and 3.5 micronaire
               reading will be used for quality adjustments in accordance with the
               provisions of the insurance policy.

 7MS   2007    Grade of Strict Low Middling,(41) Leaf 4, 1 1/32 inch staple length and 4.1
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 7MT   2007    Grade of Strict Low Middling,(41) Leaf 4, 1 1/32 inch staple length and 4.4
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 7MU   2007    Grade of Strict Low Middling,(41) Leaf 4, 1 3/32 inch staple length and 4.3
               micronaire reading will be used for quality adjustments in accordance
               with the provisions of the insurance policy.

 7MV   2007    Grade of Middling,(31) Leaf 4, 1 1/8 inch staple length and 3.6 micronaire
               reading will be used for quality adjustments in accordance with the
               provisions of the insurance policy.

 7MW   2007    Grade of Middling,(31) Leaf 4, 1 1/8 inch staple length and 4.1 micronaire
               reading will be used for quality adjustments in accordance with the
               provisions of the insurance policy.

 7MX   2007    Grade of Middling,(31) Leaf 4, 1 1/8 inch staple length and 4.6 micronaire
               reading will be used for quality adjustments in accordance with the
               provisions of the insurance policy.

 7NB   2006      **NIBR - Planted with an implement containing a metering system that
               accurately meters all sizes of seed, an air distribution system that
               delivers the seed into the soil at a controlled depth in rows too
               narrow to permit cultivation and subsequently packs the soil around the
               seed.  Acreage seeded with a mechanical drill or broadcast onto the soil
               (with or without incorporation) is not insurable under this practice.

 7NC   2001    **** Insurable varieties for Group A:  Russet Burbank, Ranger Russet, and
               Lemhi Russet varieties.

 7ND   1999    LIMITED AND ADDITIONAL COVERAGE:

               Risk Group - Applicable for plant genus/species/variety(ies) shown as
               insurable on the Nursery Eligible Plant Listing that follow standard
               growing practices and are designated as:

               M (Mandatory)     Risk Group A - if mandatory storage requirements ARE
                                 MET for such plants.

                                 Risk Group A - if mandatory storage requirements ARE
                                 NOT MET for such plants and the Nursery Frost, Freeze,
                                 and Cold Damage Exclusion Option IS APPLIED FOR AND
                                 RECEIVED.

                                 NOT INSURABLE - if mandatory storage requirements ARE NOT
                                 MET for such plants and the Nursery Frost, Freeze, and
                                 Cold Damage Exclusion Option IS NOT APPLIED for.

               R (Recommended)   Risk Group A - if recommended storage requirements ARE
                                 MET for such plants.

                                 Risk Group A - if recommended storage requirements
                                 ARE NOT MET for such plants and the Nursery Frost,
                                 Freeze, and Cold Damage Exclusion Option IS APPLIED
                                 FOR AND RECEIVED.

                                 Risk Group B - if recommended storage requirements
                                 ARE NOT MET for such plants and the Nursery Frost,
                                 Freeze, and Cold Damage Exclusion Option IS NOT
                                 APPLIED FOR.

               U (Unnecessary)   Risk Group A

               CATASTROPHIC COVERAGE:

               Risk Group - Applicable for plant genus/species/variety(ies) shown as
               insurable on the Nursery Eligible Plant Listing that follow standard
               growing practices and are designated as:

               M (Mandatory)     Risk Group A - if mandatory storage requirements ARE
                                 MET for such plants.

                                 NOT INSURABLE - if mandatory storage requirements ARE
                                 NOT MET for such plants.

               R (Recommended)   Risk Group A - if recommended storage requirements ARE
                                 MET for such plants.

                                 Risk Group B - if recommended storage requirements
                                 ARE NOT MET for such plants.

               U (Unnecessary)   Risk Group A

 7NE   2008    Insurable Varieties for Group B:  All other varieties not specified
               in Group A.

 7NI   1999    Nursery plants grown in standard nursery containers that are placed in the
               ground, either directly or when placed in pots that are in the ground, ARE
               insurable.

 7NL   1999    SCIENTIFIC NAME:  Ficus benjamina (landscape use)*, or Fiscus retusa
                                 'Nitida'*, or Ficus retusa 'Green Gem'*, or
                                 Hibiscus rosa-sinensis (landscape)*, or Ixora species
                                 and cultivars*

               * - Leaf drop on this crop without death of the twigs, branches or stems
               is considered a normal response to cold and will not be considered as basis for
               a claim under the W1 Storage Requirement Classification.  Death of the twigs,
               branches or stems is minimally required as a basis for claim.

 7NM   1999    Containers with veritcal ribbing and air-root pruning slots that have no
               bottoms meet the definition of standard nursery container provided the
               containers are placed on a barrier to prevent other than fibrous roots of the
               plant material from penetrating the ground.

 7NO   1999    Written agreements are not allowed under the Revenue Assurance Insurance
               policy.

 7NP   1998    Revenue Assurance offers revenue guarantees that fall between 65% and 75%
               of the product of the projected county harvest price and approved yield.

 7NR   2003    Insurance will not attach to any NIBR acreage on which sunflowers,
               potatoes, dry beans, dry peas, soybeans, crambe, rape, mustard, canola or
               safflowers have been planted in either of the two preceding crop years.

 7NS   1999    SCIENTIFIC NAME:  Spathiphyllum** or Spathiphyllum 'Mauna Loa'** or
                                 Spathiphyllum 'Petite'** or Spathiphyllum 'Tasson'**

               ** In order to be eligible for insurance coverage against disease and/or
               flooding, spathiphyllum must be grown on benches or in some other way
               raised a minimum of 4" off the ground.

               ** Disease losses due to cylindrocladium will not be considered an insured
               cause of loss unless evidence of a disease protection program with
               currently labeled efficacious fungicides was followed.  This evidence
               MUST be provided by the grower.

 7NW   2007    Harvest price - The average derived by totaling the final closing daily
               settlement prices for the current crop year Chicago Board of Trade (CBOT)
               September wheat futures contract for each trading day of August of the
               year the crop would normally be harvested, and dividing that total by the
               number of daily settlement prices.  The harvest price will be calculated by
               FCIC before September 5.

               Projected price - The average derived by totaling the final closing daily
               settlement prices for the current crop year Chicago Board of Trade (CBOT)
               September wheat futures contract for each trading day of February of the
               year the crop would normally be harvested, and dividing that total by the
               number of daily settlement prices.  The projected price will be calculated
               by FCIC before March 5.

 7OQ   1998    Subparagraph 11(d) (3) (ii) of the Small Grains Crop Provisions does not
               apply.  In lieu of the provisions in paragraph 11(d) (4) of the Small
               Grains Crop Provisions, oat production that has a musty, sour, or
               commercially objectionable foreign odor (except smut or garlic odor) or
               that is otherwise eligible for quality adjustment, as specified in
               paragraphs 11(d) (2) and (3) of such provisions, will be reduced as
               follows:

               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the
               number of bushels remaining after any reduction due to excessive moisture
               (in accordance with the Small Grains Crop Provisions) to determine the
               net production to count.  Any grain which, due to insurable causes, has
               zero market value (net zero market value after consideration of additional
               costs to deliver damaged grain to a market of reasonable distance outside your
               local marketing area) will not be considered production to count if the
               production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for the
               respective types and levels of damage.  Additional costs to deliver grain
               outside your local market will be allowed only for types and levels of damage
               included in Section 4.

               1  Oats will be discounted for low test weight as follows:

               Test Weight Pounds  DF   Test Weight Pounds   DF   Test Weight Pounds  DF
                  27 and above    None     24-24.99         .185     21-21.99        .233
                  26-26.99        .153     23-23.99         .201     20-20.99        .249
                  25-25.99        .169     22-22.99         .217  Below 20 - See Section 4

               2  Oats will be discounted for percent sound oats as follows:

                  Sound Oats %    DF     Sound Oats %    DF     Sound Oats %   DF
                  80 and above   None     69-69.99      .323     58-58.99     .497
                    79-79.99     .164     68-68.99      .338     57-57.99     .513
                    78-78.99     .180     67-67.99      .354     56-56.99     .529
                    77-77.99     .196     66-66.99      .370     55-55.99     .545
                    76-76.99     .212     65-65.99      .386     54-54.99     .560
                    75-75.99     .227     64-64.99      .402     53-53.99     .576
                    74-74.99     .243     63-63.99      .418     52-52.99     .592
                    73-73.99     .259     62-62.99      .434     51-51.99     .608
                    72-72.99     .275     61-61.99      .449      50-50.99      .624
                    71-71.99     .291     60-60.99      .465   Below 50 - See Section 4
                    70-70.99     .307     59-59.99      .481

               3  Oats will be discounted for ergoty, garlicky or smutty grade as follows:

                   Ergoty = .026        Garlicky = .016         Smutty = .053

               4  Oats with (A) a test weight below 20 pounds per bushel; (B) a sound
               oats percentage below 50 percent; (C) a musty, sour, or commercially
               objectionable foreign odor (except smut or garlic odor); and/or (D)
               the presence of substances or conditions identified by the Food and
               Drug Administration or other public health organizations of the
               United States as injurious to human or animal health; may be allowed
               a Discount Factor.  To determine the Discount Factor, the reduction in
               value (RIV) caused by the deficiencies, substances, or conditions
               allowed in (A), (B), (C), and/or (D) will be determined and the total
               will be divided by the Posted County Price (PCP)*.  The RIV will not
               include any price reduction resulting from any Discount Factors that are
               included in sections 1, 2, and 3.

 7OR   1998    A  The RIV's specified in section 4 will be limited to those that are
               usual, customary, and reasonable. If the RIV can be decreased by
               conditioning the production, the RIV after conditioning may be
               increased by the cost of conditioning, provided that the resulting RIV
               does not exceed the RIV before conditioning. No RIV will be accepted if
               it is due to (1) moisture content; (2) damage due to uninsured causes;
               or (3) drying, handling, processing, or any other costs associated with
               normal harvesting, handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you normally
               market the crop, to the extent feasible. If the RIV for a buyer located
               outside your local market area is less than the RIV in your local market
               area, then the RIV may be increased by the additional costs required to
               deliver the production to the buyer, provided that the resulting RIV
               does not exceed the RIV in your local market area. If the damaged
               production has been sold, the Discount Factor will be based upon the
               RIV's applied by the buyer unless it is determined that such RIV's are
               not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local market
               area, you may offer a value or may intend to utilize such production in a
               manner which establishes a value. In such cases, the value we establish will be
               utilized in accordance with our approved procedures to determine the
               RIV for quality adjustment purposes according to section 4 herein.

               D  The RIV's and PCP will be those in effect on the earlier of the date
               such quality-adjusted production is sold or the date of final inspection
               for the unit.

               *  "Posted County Price (PCP)" is the price established by the Commodity
               Credit Corporation (CCC) for oats in the county shown on your application.
               If multiple counties are shown on your application, it is the county in
               which the insured unit is located. If the CCC discontinues establishing
               PCP's for the county, the PCP will be the Local Market Price as defined
               in the Small Grains Crop Provisions.

 7P    2007    The following categories of seed beans are insurable as the "Contract Seed
               Bean" type:  Market-Garden, Processor, Wax, Pole, OSU lines, and other
               varieties under contract with a seed company where at least 50 percent of
               the total production is at a fixed price and the contract price is executed
               before the acreage reporting date.

 7P5   2008    The amount of insurance per acre will depend upon the number of  trees per
               acre, the coverage level, the percentage of the maximum dollar value chosen,
               the age of trees,  dehorning and grafting

 7PA   1998     *** Insurance will attach only on potatoes planted during the period of
               December 26 through February 25.

 7PC   1997     *** This county crop program is insurable as Income Protection Cotton.

 7PF   2005     **** Includes insured Fall Oleic Canola acreage subsequently
               reseeded to Spring Oleic Canola.

 7PG   2005    **** Includes insured Fall High Erucic Rapeseed acreage subsequently reseeded
               to Spring High Erucic Rapeseed

 7PN   2001    The Producer Premium Percentage Table 2.8 applies to this crop.

 7RA   1996    The dollar amount of insurance per ton will be determined by multiplying
               the percentage for the coverage level elected by the reference maximum
               dollar amount, and rounding the result to the next highest whole dollar
               not to exceed $690.

 7RC   1997     *** This county crop program is insurable as Crop Revenue Coverage Cotton.

 7RN   1997     *** This county crop program is insurable as Crop Revenue Coverage Corn.

 7RP   1998    CATASTROPHIC RISK PROTECTION (CAT)
               For purposes of CAT, coverage will be equal to the producer's approved
               APH yield times the projected prices time 30 percent.

 7RQ   1997    Subparagraph 11 (d) (3) (ii) of the Small Grains Crop Provisions does not
               apply. In lieu of the provisions in paragraph 11(d) (4) of the Small Grains
               Crop Provisions, rye production that has a musty, sour, or commercially
               objectionable foreign odor (except smut or garlic odor) or that is
               otherwise eligible for quality adjustment, as specified in paragraphs 11
               (d) (2) and (3) of such provisions, will be reduced as follows:

               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the applicable
               Discount Factors (DF) below (expressed as three-place decimals). No other
               quality factors will be considered in determining production to count. The
               QA Factor (not less than zero) will be multiplied by the number of bushels
               remaining after any reduction due to excessive moisture (in accordance with
               the Small Grains Crop Provisions) to determine the net production to
               count. Any grain which, due to insurable causes, has zero market value
               either before or after quality adjustment will not be considered production
               to count, except as provided in subsection 6C herein.

               1  Rye will be discounted for low test weight as follows:

               Test Weight Pounds  DF  Test Weight Pounds  DF   Test Weight Pounds   DF
                  52 and above    None    47-47.99        .079     42-42.99         .142
                  51-51.99        .029    46-46.99        .092     41-41.99         .155
                  50-50.99        .042    45-45.99        .105     40-40.99         .167
                  49-49.99        .054    44-44.99        .117   Below 40 - See Section 6
                  48-48.99        .067    43-43.99        .130

               2  Rye will be discounted for excessive kernel damage (excluding heat
               damage) as follows:

                  Kernel Damage %  DF   Kernel Damage %   DF   Kernel Damage %    DF
                    7 and below   None    16.01-17       .310    26.01-27        .477
                    7.01-8        .100    17.01-18       .326    27.01-28        .494
                    8.01-9        .126    18.01-19       .343    28.01-29        .510
                    9.01-10       .151    19.01-20       .360    29.01-30        .527
                   10.01-11       .176    20.01-21       .377    30.01-31        .544
                   11.01-12       .201    21.01-22       .393    31.01-32        .561
                   12.01-13       .226    22.01-23       .410    32.01-33        .577
                   13.01-14       .251    23.01-24       .427    33.01-34        .594
                   14.01-15       .276    24.01-25       .444    34.01-35        .611
                   15.01-16       .293    25.01-26       .460 Above 35 - See Section 6

               3  Rye will be discounted for percent Ergot as follows:

                   Ergot Percent     DF   Ergot Percent   DF    Ergot Percent    DF
                    0.30 and below  None   0.81-0.90     .050    1.41-1.50      .100
                    0.31-0.40       .008   0.91-1.00     .059    1.51-1.60      .109
                    0.41-0.50       .017   1.01-1.10     .067    1.61-1.70      .117
                    0.51-0.60       .025   1.11-1.20     .075    1.71-1.80      .126
                    0.61-0.70       .033   1.21-1.30     .084    1.81-1.90      .134
                    0.71-0.80       .042   1.31-1.40     .092    1.91-2.00      .142
                                                            Above 2.00 - See Section 6

 7RR   1997    4  Rye will be discounted for percent thin rye as follows:

                    Thin Rye %     DF   Thin Rye %    DF    Thin Rye %      DF
                     25 and below None   49.01-50    .176    75.01-76      .285
                     25.01-26     .075   50.01-51    .180    76.01-77      .289
                     26.01-27     .079   51.01-52    .184    77.01-78      .293
                     27.01-28     .084   52.01-53    .188    78.01-79      .297
                     28.01-29     .088   53.01-54    .192    79.01-80      .301
                     29.01-30     .092   54.01-55    .197    80.01-81      .305
                     30.01-31     .096   55.01-56    .201    81.01-82      .310
                     31.01-32     .100   56.01-57    .205    82.01-83      .314
                     32.01-33     .105   57.01-58    .209    83.01-84      .318
                     33.01-34     .109   58.01-59    .213    84.01-85      .322
                     34.01-35     .113   59.01-60    .218    85.01-86      .326
                     35.01-36     .117   60.01-61    .222    86.01-87      .331
                     36.01-37     .121   61.01-62    .226    87.01-88      .335
                     37.01-38     .126   62.01-63    .230    88.01-89      .339
                     38.01-39     .130   63.01-64    .234    89.01-90      .343
                     39.01-40     .134   64.01-65    .238    90.01-91      .347
                     40.01-41     .138   65.01-66    .243    91.01-92      .351
                     41.01-42     .142   66.01-67    .247    92.01-93      .356
                     42.01-43     .146   67.01-68    .251    93.01-94      .360
                     43.01-44     .151   68.01-69    .255    94.01-95      .364
                     44.01-45     .155   69.01-70    .259    95.01-96      .368
                     45.01-46     .159   70.01-71    .264    96.01-97      .372
                     46.01-47     .163   71.01-72    .268    97.01-98      .377
                     47.01-48     .167   72.01-73    .272    98.01-99      .381
                     48.01-49     .172   73.01-74    .276    99.01-100     .385
                                         74.01-75    .280

               5  Rye will be discounted for a garlicky or smutty grade as follows:

                     Garlicky =  .021      Smutty =  .042

               6  Rye with (A) a test weight below 40 pounds per bushel; (B) a kernel
               damage percentage above 35 percent; (C) an ergot percentage above 2
               percent; (D) a musty, sour, or commercially objectionable foreign
               odor (except smut or garlic odor); and/or (E) the presence of substances
               or conditions identified by the Food and Drug Administration or other
               public health organizations of the United States as injurious to human
               or animal health; may be allowed a discount factor. To determine the
               Discount Factor, the reduction in value (RIV) caused by the deficiencies,
               substances, or conditions allowed in (A), (B), (C), (D), and/or (E) will
               be determined and the total will be divided by the Posted County Price
               (PCP)*. The RIV will not include any price reduction resulting from any
               Discount Factors that are included in sections 1, 2, 3, 4, and 5.

               A  The RIV's specified in section 6 will be limited to those that are
               usual, customary, and reasonable.  If the RIV can be decreased by con-
               ditioning the production, the RIV after conditioning may be increased
               by the cost of conditioning, provided that the resulting RIV does not
               exceed the RIV before conditioning.  No RIV will be accepted if it is due
               to (1) moisture content; (2) damage due to uninsured causes; or, (3)
               drying, handling, processing, or any other costs associated with normal
               harvesting, handling, and marketing of the production.

 7RS   1997    B  RIV's used will be those in the local market area in which you normally
               market the crop, to the extent feasible. If the RIV for a buyer
               located outside your local market area is less than the RIV in your
               local market area, then the RIV may be increased by the additional
               costs required to deliver the production to the buyer, provided that
               the resulting RIV does not exceed the RIV in your local market area.
               If the damaged production has been sold, the Discount Factor will be
               based upon the RIV's applied by the buyer unless it is determined
               that such RIV's are not usual, customary, and reasonable.

               C  For production we determine has no value otherwise, you may offer a
               value or may intend to utilize such production in a manner which
               establishes a value. In such cases, the value we establish will be
               utilized in accordance with our approved procedures to determine the
               RIV for quality adjustment purposes according to section 6 herein.

               D  The RIV's and PCP will be those in effect on the earlier of the date
               such quality-adjusted production is sold or the date of final inspection
               for the unit.

               *  "Posted County Price (PCP)" is the price established by the Commodity
               Credit Corporation (CCC) for rye in the county shown on your
               application. If multiple counties are shown on your application, it is
               the county in which the insured unit is located. If the CCC
               discontinues establishing PCP's for the county, the PCP will be the
               Local Market Price as defined in the Small Grains Crop Provisions.

 7RW   1997     *** This county crop program is insurable as Crop Revenue Coverage Wheat.

 7S1   1998    Fall Planting Period - July 15 through August 25

 7S2   1998    Spring Planting Period - March 1 through April 30

 7SB   1997     *** This county crop program is insurable as Crop Revenue Coverage
               Soybeans.

 7SC   2007      ** Non-Conventional - Planted in a two step operation in which the seed
               is first broadcast onto the surface of the soil using a boom-type spreader
               and is subsequently incorporated into the soil at the proper depth in a
               timely manner.  Broadcasting soybeans using an airplane, helicopter,
               end-gate seeder, fan-type seeder, etc., is not insurable under this
               practice.

 7SG   1997    Any acreage of alfalfa, located north of Township 9 South, the ninth and
               succeeding crop years after the year of establishment will be insurable
               only by written agreement.  If you were insured last year, you must make
               a request through your crop insurance agent for coverage on overage stands
               by October 31 preceding the sales closing date.  New insureds must make
               requests by November 30.  An inspection or other acceptable evidence of an
               adequate stand must accompany the request and is required to determine if
               the acreage is insurable.  Any request for coverage on overage stands,
               including supporting documentation, which is not submitted by the
               applicable date provided above, will be denied and your coverage stand
               will not be insurable.  Contact your crop insurance agent for more
               information on overage stands.

               Any acreage of alfalfa, located south of Township 9 South, the fourth and
               succeeding crop years after the year of establishment will be insurable
               only by written agreement.  If you were insured last year, you must make
               a request through your crop insurance agent for coverage on overage stands
               by October 31 preceding the sales closing date.  New insureds must make
               requests by November 30.  An inspection or other acceptable evidence of
               an adequate stand must accompany the request and is required to determine
               if the acreage is insurable.  Any request for coverage on overage stands,
               including supporting documentation, which is not submitted by the
               applicable date provided above, will be denied and your overage stand will
               not be insurable.  Contact your crop insurance agent for more information
               on overage stands.

 7SH   1997    Any acreage of alfalfa the fourth and succeeding crop years after the years
               of establishment will be insurable only by written agreement.  If you were
               insured last year, you must make a request through your crop insurance
               agent for coverage on overage stands by October 31 preceding the sales
               closing date.  New insureds must make requests by November 30.  An
               inspection or other acceptable evidence of an adequate stand must accompany
               the request and is required to determine if the acreage is insurable.  Any
               request for coverage on overage stands, including supporting documentation,
               which is not submitted by the applicable date provided above, will be
               denied and your overage stand will not be insurable.  Contact your crop
               insurance agent for more information on overage stands.

 7SI   1997    Any acreage of alfalfa the ninth and succeeding crop years after the year
               of establishment will be insurable only by written agreement.  If you
               were insured last year, you must make a request through your crop
               insurance agent for coverage on overage stands by October 31 preceding
               the sales closing date.  New insureds must make requests by November 30.
               An inspection or other acceptable evidence of an adequate stand must
               accompany the request and is required to determine if the acreage is
               insurable.  Any request for coverage on overage stands, including
               supporting documentation, which is not submitted by the applicable date
               provided above, will be denied and your overage stand will not be
               insurable.  Contact your crop insurance agent for more information on
               overage stands.

 7SL   2007    Grade of Middling,(31) Leaf 4, 1 1/8 inch staple length and 4.5 micronaire
               reading will be used for quality adjustments in accordance with the
               provisions of the insurance policy.

 7SP   1997    APH Transitional Yields for soybeans apply to this county crop program.
               Refer to the Transitional Yield Table on the County Coverage and Rate
               Table for soybeans in this county to determine the applicable
               Transitional Yields for IP soybeans.

 7SR   2007    The FCI-33 CROP INSURANCE ACTUARIAL MAP applicable to soybeans in this
               county will be applicable to IP soybeans.  Land designated as High Risk
               is not eligible for insurance according to the IP Soybeans Crop
               Provisions.

 7SS   1997    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the number
               of pounds remaining after any reduction due to excessive moisture (in
               accordance with the Sunflower Seed Crop Provisions) to determine the net
               production to count.  Any grain which, due to insurable causes, has zero
               market value either before or after quality adjustment will not be con-
               sidered production to count, except as provided in subsection 6C herein.

               1 Sunflower seed - Oil type will be discounted for low test weight as
                 follows:

                 Test Weight Pounds  DF  Test Weight Pounds  DF   Test Weight Pounds  DF
                  25 and above      None  20-20.99          .085   15-15.99          .171
                  24-24.99          .017  19-19.99          .102   14-14.99          .188
                  23-23.99          .034  18-18.99          .120   13-13.99          .205
                  22-22.99          .051  17-17.99          .137  Below 13 - See Section 6
                  21-21.99          .068  16-16.99          .154

               2 Sunflower seed - Oil type will be discounted for kernel damage (excluding
                 heat damage) as follows:

                 Kernel Damage %   DF     Kernel Damage %  DF   Kernel Damage %  DF
                   10 and below   None     13.01-14       .244   17.01-18       .395
                   10.01-11       .132     14.01-15       .282   18.01-19       .432
                   11.01-12       .169     15.01-16       .319   19.01-20       .470
                   12.01-13       .207     16.01-17       .357   Above 20 - See Section 6

               3 Sunflower seed - Oil type will be discounted for musty odor, sour odor,
                 and commercially objectionable foreign odor (COFO) as follows:

                 Musty odor = .043        Sour odor = .043      COFO = .060

               4 Sunflowers seed - Non-oil type will be discounted for low test weight as
                 follows:

                  Test Weight Pounds  DF  Test Weight Pounds  DF  Test Weight Pounds  DF
                    22 and above     None   18.00-18.49     .154   15.00-15.49      .329
                    21.00-21.99      .018   17.50-17.99     .183   14.50-14.99      .359
                    20.00-20.99      .037   17.00-17.49     .212   14.00-14.49      .388
                    19.50-19.99      .066   16.50-16.99     .242   13.50-13.99      .417
                    19.00-19.49      .095   16.00-16.49     .271   13.00-13.49      .447
                    18.50-18.99      .124   15.50-15.99     .300  Below 13 - See Section 6

               5 Sunflower seed - Non-oil type will be discounted for musty odor, sour
                 odor, and COFO as follows:

                 Musty odor = .037           Sour odor = .037         COFO = .051

 7ST   1997    6 Sunflower seed with (A) a test weight below 13 pounds per bushel for
                 oil type and non-oil type; (B) a kernel damage percentage above 20
                 percent for oil type; (C) a kernel damage percentage above 5 percent
                 for non-oil type; (D) the presence of substances or conditions
                 identified by the Food and Drug Administration or other public health
                 organizations of the United States as injurious to human or animal
                 health; may be allowed a discount factor.  To determine the Discount
                 Factor, the reduction in value (RIV) caused by the deficiencies,
                 substances or conditions allowed in (A), (B), (C), and/or (D) will be
                 determined and the total will be divided by the Regionally Constructed
                 Price (RCP)*. The RIV will not include any price reduction resulting from
                 any Discount Factors that are included in sections 1, 2, 3, 4, and 5.

               A The RIV's specified in section 6 will be limited to those that are
                 usual, customary, and reasonable.  If the RIV can be decreased by con-
                 ditioning the production, the RIV after conditioning may be increased by
                 the cost of conditioning, provided that the resulting RIV does not exceed
                 the RIV before conditioning.  No RIV will be accepted if it is due to (1)
                 moisture content; (2) damage due to uninsured causes; or (3) drying,
                 handling, processing, or any other costs associated with normal harvest-
                 ing, handling, and marketing of the production.

               B RIV's used will be those in the local market area in which you normally
                 market the crop, to the extent feasible.  If the RIV for a buyer located
                 outside your local market area is less than the RIV in your local market
                 area, then the RIV may be increased by the additional costs required to
                 deliver the production to the buyer, provided that the resulting RIV does
                 not exceed the RIV in your local market area.  If the damaged production
                 has been sold, the Discount Factor will be based upon the RIV's applied
                 by the buyer unless it is determined that such RIV's are not usual,
                 customary and reasonable.

               C For production we determine has no value otherwise, you may offer a
                 value or may intend to utilize such production in a manner which
                 establishes a value.  In such cases, the value we establish will be
                 utilized in accordance with our approved procedures to determine the
                 RIV for quality adjustment purposes according to section 6 herein.

               D The RIV's and RCP will be those in effect on the earlier of the date
                 such quality-adjusted production is sold or the date of final inspection
                 for the unit.

               * "Regionally Constructed Price (RCP)" is the price established by the
                 Commodity Credit Corporation (CCC) for sunflower seed in the county shown
                 on your application.  If multiple counties are shown on your application,
                 it is the county in which the insured unit is located.  If the CCC
                 discontinues establishing RCP's for the county, the RCP will be the Local
                 Market Price as defined in the Sunflower Seed Crop Provisions.

 7SW   2005    Written agreements may be issued to insure soybean acreage seeded by
               methods not rated on the actuarial table (e.g., seeding by airplane,
               helicopter, end-gate seeder, fan-type spreader, etc.), if specific
               standards provided for in the written agreement are met.  Contact your
               Insurance Provider by the acreage reporting date to complete your
               request for a written agreement.

 7SX   1999    The FCI-33 CROP INSURANCE ACTUARIAL MAP applicable to soybeans in this
               county will be applicable to Revenue Assurance (RA) soybeans.  Any
               designation on the FCI-33 Supplement does not apply to the RA Soybean Crop
               Provisions.

 7SY   2005    Written agreements may be issued to insure soybean acreage seeded by
               methods not rated on the actuarial table (e.g., boom-type spreader,
               airplane, helicopter, end-gate seeder, fan-type spreader, etc.), if
               specific standards provided for in the written agreement are met.  Contact
               your Insurance Provider by the acreage reporting date to complete your
               request for a written agreement.

 7WA   1997    Written agreements may be approved by the Insurance Provider making
               land in an adjoining county or state insurable in the pilot county
               provided the field continues across the county or state line and the
               county or state line is not readily identifiable.  See the Crop Insurance
               Handbook for details.  No other types of written agreements can be approved
               under this pilot program.

 7WC   1998    CATASTROPHIC RISK PROTECTION (CAT)
               For the purposes of CAT, coverage will be equal to the producer's approved
               APH yield times the projected prices times 27.5 percent.

 7WD   2000    Harvest price - The average derived by totaling the final closing daily
               settlement prices for the insured crop year Chicago Board of Trade (CBOT)
               September wheat futures contract for each trading day of August of the
               insured crop year, and dividing that total by the number of daily
               settlement prices.  The harvest price will be calculated by FCIC before
               September 5.

               Local Market Price - The cash grain price per bushel for the U.S. No. 2
               grade of wheat offered by buyers in the area in which you normally market
               wheat.  The local market price will reflect the maximum limits of quality
               deficiencies allowable for the U.S. No. 2 grade of wheat.  Factors not
               associated with grading under the Official United States Standards for
               Grain, including but not limited to protein, oil or moisture content, or
               milling quality will not be considered.

               Projected price - The average derived by totaling the final closing daily
               settlement prices for the insured crop year Chicago Board of Trade (CBOT)
               July wheat futures contract for each trading day from August 15 through
               September 14 prior to the sales closing date, and dividing that total by
               the number of daily settlement prices.  The projected price will be
               calculated by FCIC before September 20.

 7WE   2000    Harvest price - The average derived by totaling the final closing daily
               settlement prices for the insured crop year Chicago Board of Trade (CBOT)
               July wheat futures contract for each trading day of June of the insured
               crop year, and dividing that total by the number of daily settlement
               prices.  The harvest price will be calculated by FCIC before July 5.

               Local Market price - The cash grain price per bushel for the U.S. No. 2
               grade of wheat offered by buyers in the area in which you normally market
               wheat.  The local market price will reflect the maximum limits of quality
               deficiencies allowable for the U.S. No. 2 grade of wheat.  Factors not
               associated with grading under the Official United States Standards for
               Grain, including but not limited to protein, oil or moisture content,
               or milling quality will not be considered.

               Projected price - The average derived by totaling the final closing daily
               settlement prices for the insured crop year Chicago Board of Trade (CBOT)
               July wheat futures contract for each trading day from August 15 through
               September 14 prior to the sales closing date, and dividing that total by
               the number of daily settlement prices.  The projected price will be
               calculated by FCIC before September 20.

 7WI   1997     *** This county crop program is insurable as Income Protection (IP) Wheat.

 7WP   1999    WHEAT QUALITY ADJUSTMENT FACTOR:
               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the applicable
               Discount Factors (DF) below (expressed as three-place decimals).  No other
               quality factors will be considered in determining production to count.  The
               QA Factor (not less than zero) will be multiplied by the number of bushels
               remaining after any reduction due to excessive moisture to determine the
               net production to count. Any grain which, due to insurable causes, has zero
               market value either before or after quality adjustment will not be
               considered production to count, except as provided in subsection 5C herein.

               1  Soft Red Winter wheat will be discounted for low test weight as follows:

               Test Weight Pounds  DF  Test Weight Pounds  DF  Test Weight Pounds  DF
                  54 and above    None    45-45.99        .254    37-37.99        .322
                   53-53.99       .102    44-44.99        .262    36-36.99        .331
                   52-52.99       .130    43-43.99        .271    35-35.99        .339
                   51-51.99       .158    42-42.99        .280    34-34.99        .348
                   50-50.99       .181    41-41.99        .288    33-33.99        .357
                   49-49.99       .205    40.40.99        .297    32-32.99        .365
                   48-48.99       .228    39-39.99        .305    31-31.99        .374
                   47-47.99       .237    38-38.99        .314    30-30.99        .382
                   46-46.99       .245                         Below 30 - See Section 5

               2  Wheat (all classes except Soft Red Winter) will be discounted for low
               test weight as follows:

               Test Weight Pounds   DF   Test Weight Pounds   DF   Test Weight Pounds   DF
                  54 and above     None      45-45.99        .090      37-37.99       .150
                    53-53.99*      .035      44-44.99        .097      36-36.99       .157
                    52-52.99       .041      43-43.99        .105      35-35.99       .165
                    51-51.99       .048      42-42.99        .112      34-34.99       .172
                    50-50.99       .056      41-41.99        .120      33-33.99       .180
                    49-49.99       .062      40-40.99        .127      32-32.99       .187
                    48-48.99       .069      39-39.99        .135      31-31.99       .195
                    47-47.99       .076      38-38.99        .142      30-30.99       .202
                    46-46.99       .083                           Below 30 - See Section 5

               *  Not applicable to Hard Red Spring wheat and White Club wheat.

               3  Wheat (all classes) will be discounted for excessive defects (excluding
               foreign material and heat damage) as follows:

                       Defects %     DF      Defects %   DF     Defects %       DF
                     10 and below   None    18.01-19    .084    27.01-28       .133
                      10.01-11**    .044    19.01-20    .089    28.01-29       .138
                      11.01-12**    .049    20.01-21    .095    29.01-30       .144
                      12.01-13      .053    21.01-22    .100    30.01-31       .152
                      13.01-14      .058    22.01-23    .106    31.01-32       .160
                      14.01-15      .062    23.01-24    .111    32.01-33       .168
                      15.01-16      .067    24.01-25    .116    33.01-34       .176
                      16.01-17      .073    25.01-26    .122    34.01-35       .185
                      17.01-18      .078    26.01-27    .127    Above 35 - See Section 5

               ** Applicable only to kernel damage (excluding heat damage).

 7WQ   1998    Subparagraph 11(d) (3) (ii) of the Small Grains Crop Provisions does not
               apply. In lieu of the provisions in paragraph 11(d) (4) of the Small Grains
               Crop Provisions, wheat production that has a musty, sour, or commercially
               objectionable foreign odor (except smut odor) or that is otherwise eligible
               for quality adjustment, as specified in paragraphs 11(d) (2) and (3) of
               such provisions, will be reduced as follows:

               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the applicable
               Discount Factors (DF) below (expressed as three-place decimals). No other
               quality factors will be considered in determining production to count. The
               QA Factor (not less than zero) will be multiplied by the number of bushels
               remaining after any reduction due to excessive moisture (in accordance with
               the Small Grains Crop Provisions) to determine the net produciton to count.
               Any grain which, due to insurable causes, has zero market value either
               before or after quality adjustment will not be considered production to
               count, except as provided in subsection 5C herein.

               1  Soft Red Winter wheat will be discounted for low test weight as follows:

               Test Weight Pounds  DF    Test Weight Pounds  DF   Test Weight Pounds  DF
                  54 and above    None       45-45.99       .254      37-37.99       .322
                    53-53.99      .102       44-44.99       .262      36-36.99       .331
                    52-52.99      .130       43-43.99       .271      35-35.99       .339
                    51-51.99      .158       42-42.99       .280      34-34.99       .348
                    50-50.99      .181       41-41.99       .288      33-33.99       .357
                    49-49.99      .205       40-40.99       .297      32-32.99       .365
                    48-48.99      .228       39-39.99       .305      31-31.99       .374
                    47-47.99      .237       38-38.99       .314      30-30.99       .382
                    46-46.99      .245                           Below 30 - See Section 5

               2  Wheat (all classes except Soft Red Winter) will be discounted for low
               test weight as follows:

               Test Weight Pounds  DF    Test Weight Pounds  DF   Test Weight Pounds  DF
                  54 and above    None       45-45.99       .090      37-37.99       .150
                    53-53.99*     .035       44-44.99       .097      36-36.99       .157
                    52-52.99      .041       43-43.99       .105      35-35.99       .165
                    51-51.99      .048       42-42.99       .112      34-34.99       .172
                    50-50.99      .056       41-41.99       .120      33-33.99       .180
                    49-49.99      .062       40-40.99       .127      32-32.99       .187
                    48-48.99      .069       39-39.99       .135      31-31.99       .195
                    47-47.99      .076       38-38.99       .142      30-30.99       .202
                    46-46.99      .083                           Below 30 - See Section 5

               * Not applicable to Hard Red Spring wheat and White Club wheat.

               3   Wheat (all classes) will be discounted for excessive defects (excluding
               foreign material and heat damage) as follows:

                       Defects %       DF        Defects %     DF      Defects %    DF
                     10 and below    None       18.01-19      .084     27.01-28    .133
                       10.01-11**    .044       19.01-20      .089     28.01-29    .138
                       11.01-12**    .049       20.01-21      .095     29.01-30    .144
                       12.01-13      .053       21.01-22      .100     30.01-31    .152
                       13.01-14      .058       22.01-23      .106     31.01-32    .160
                       14.01-15      .062       23.01-24      .111     32.01-33    .168
                       15.01-16      .067       24.01-25      .116     33.01-34    .176
                       16.01-17      .073       25.01-26      .122     34-01-35    .185
                       17.01-18      .078       26.01-27      .127 Above 35 -See Section 5

               ** Applicable only to kernel damage (excluding heat damage)

 7WR   1998    4  Wheat (all classes) will be discounted for a light smutty or smutty
                  grade as follows:
                                        Light smutty = .022   Smutty =  .043

               5  Wheat with (A) a test weight below 30 pounds per bushel; (B) a defects
               *** percentage above 35 percent; (C) a garlicky or ergoty grade; (D) a
               musty, sour, or commercially objectionable foreign odor (except smut odor);
               and/or (E) the presence of substances or conditions identified by the
               Food and Drug Administration or other public health organizations of the
               United States as injurious to human or animal health; may be allowed a
               discount factor. To determine the Discount Factor, the reduction in
               value (RIV) caused by the deficiencies, substances, or conditions
               allowed in (A), (B), (C), (D), and/or (E) will be determined and the
               total will be divided by the Posted County Price (PCP)****. The RIV will
               not include any price reduction resulting from any Discount Factors that
               are included in sections 1, 2, 3, and 4.

               *** For quality adjustment purposes, defects (excluding foreign material
               and heat damage) consist of kernel damage and shrunken and broken kernels.
               In no event will a Discount Factor be allowed for kernel damage (excluding
               heat damage) and/or shrunken and broken kernels, in addition to defects.

               A  The RIV's specified in section 5 will be limited to those that are
               usual, customary, and reasonable.  If the RIV can be decreased by con-
               ditioning the production, the RIV after conditioning may be increased by
               the cost of conditioning, provided that the resulting RIV does not exceed
               the RIV before conditioning.  No RIV will be acceptable if it is due to
               (1) moisture content; (2) damage due to uninsured causes; or (3) drying,
               handling, processing, or any other costs associated with normal harvesting,
               handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you
               normally market the crop, to the extent feasible. If the RIV for a
               buyer located outside your local market area is less than the RIV in
               your local market area, then the RIV may be increased by the additional
               costs required to deliver the production to the buyer, provided that
               the resulting RIV does not exceed the RIV in your local market area. If
               the damaged production has been sold, the Discount Factor will be based
               upon the RIV's applied by the buyer unless it is determined that such
               RIV's are not usual, customary, and reasonable.

               C  For production we determine has no value otherwise, you may offer a
               value or may intend to utilize such production in a manner which
               establishes a value. In such cases, the value we establish will be
               utilized in accordance with our approved procedures to determine the
               RIV for quality adjustment purposes according to section 5 herein.

               D  The RIV's and PCP will be those in effect on the earlier of the date
               such quality-adjusted production is sold or the date of final
               INSPECTION FOR THE UNIT.

               **** "Posted County Price (PCP)" is the price established by the Commodity
               Credit Corporation (CCC) in the county shown on your application, for the
               insured wheat class. If multiple counties are shown on your application,
               it is the county in which the insured unit is located. If the CCC
               discontinues establishing PCP's for the county, the PCP will be the Local
               Market Price as defined in the Small Grains Crop Provisions.

 7WS   1999    4  Wheat (all classes) will be discounted for a light smutty or smutty
                  grade as follows:
                                    Light smutty = .022     Smutty = .043

               5  Wheat with (A) a test weight below 30 pounds per bushel; (B) a defects
               *** percentage above 35 percent; (C) a garlicky or ergoty grade; (D) a
               musty, sour, or commercially objectionable foreign odor (except smut odor);
               and/or (E) the presence of substances or conditions identified by the
               Food and Drug Administration or other public health organizations of the
               United States as injurious to human or animal health; may be allowed a
               discount factor.  To determine the Discount Factor, the reduction in value
               (RIV) caused by the deficiencies, substances, or conditions allowed in (A),
               (B), (C), (D), and/or (E) will be determined and the total will be divided
               by the Posted County Price (PCP)****.  The RIV will not include any price
               reduction resulting from any Discount Factors that are included in sections
               1, 2, 3, and 4.

               *** For quality adjustment purposes, defects (excluding foreign material
               and heat damage) consist of kernel damage and shrunken and broken kernels.
               In no event will a Discount Factor be allowed for kernel damage (excluding
               heat damage) and/or shrunken and broken kernels, in addition to defects.

               A  The RIV's specified in section 5 will be limited to those that are
               usual, customary, and reasonable.  If the RIV can be decreased by con-
               ditioning the production, the RIV after conditioning may be increased by
               the cost of conditioning, provided that the resulting RIV does not exceed
               the RIV before conditioning. No RIV will be acceptable if it is due to
               (1) moisture content; (2) damage due to uninsured causes; or (3) drying;
               handling, processing, or any other costs associated with normal harvesting,
               handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you
               normally market the crop, to the extent feasible.  If the RIV for a
               buyer located outside your local market area is less than the RIV in
               your local market area, then the RIV may be increased by the additional
               costs required to deliver the production to the buyer, provided that
               the resulting RIV does not exceed the RIV in your local market area.  If
               the damaged production has been sold, the Discount Factor will be based
               upon the RIV's applied by the buyer unless it is determined that such
               RIV's are not usual, customary, and reasonable.

               C  For production we determine has no value otherwise, you may offer a
               value or may intend to utilize such production in a manner which
               establishes a value.  In such cases, the value we establish will be
               utilized in accordance with our approved procedures to determine the
               RIV for quality adjustmemt purposes according to section 5 herein.

               D  The RIV's and PCP will be those in effect on the earlier of the date
               such quality-adjusted production is sold or the date of final
               INSPECTION FOR THE UNIT.

               **** "Posted County Price (PCP)" is the price established by the Commodity
               Credit Corporation (CCC) in the county shown on your application, for the
               insured wheat class.  If multiple counties are shown on your application,
               it is the county in which the insured unit is located.  If the CCC
               discontinues establishing PCP's for the county, the PCP will be the Local
               Market Price.

 7WT   1999    Local Market Price - The cash grain price per bushel for the U.S. No. 2
               grade of wheat offered by buyers in the area in which you normally
               market wheat.  The local market price will reflect the maximum limits of
               quality deficiencies allowable for the U.S. No. 2 grade of wheat.  Factors
               not associated with grading under the Official United States Standards
               for Grain, including but not limited to protein, moisture content,
               or milling quality will not be considered.

 7XA   2000    The price election available for this county crop program will be released
               as an Actuarial Table Addendum (Special Provisions) prior to the policy
               contract change date.

 7XB   2006    The price election available for this county crop program will be released
               as an Actuarial Table Addendum (Special Provisions) prior to the policy
               contract change date.

 7XC   2000    The price election available for this county crop program will be released
               as an Actuarial Table Addendum (Special Provisions) prior to the policy
               contract change date.

 7XD   2000    The price election available for this county crop program will be released
               as an Actuarial Table Addendum (Special Provisions) prior to the policy
               contract change date.

 7XE   2001    The price election available for this county crop program will be released
               as an Actuarial Table Addendum (Special Provisions) prior to the policy
               contract change date.

 7XF   2000    The price election available for this county crop program will be released
               as an Actuarial Table Addendum (Special Provisions) prior to the policy
               contract change date.

 7XG   1997    The price elections available for this county crop program will be released
               as an Actuarial Table Addendum (Special Provisions) prior to the contract
               change date.

 7XX   2001    The price elections available for this county crop program will be released
               as an Actuarial Table Addendum (Special Provisions) prior to the policy
               contract change date.

 7YA   2001    ADEQUATE STAND/MINIMUM REQUIRED for living alfalfa plants per square foot,
               for each year after the year of establishment. Any acreage of alfalfa or
               alfalfa grass mixture type with an adequate stand will only be insurable
               as the type shown for the applicable years after year of establishment.

                                  1st     2nd     3rd    4th      5th     6th     7th
                                  Year    Year    Year   Year     Year    Year    Year
                                  ----------------------------------------------------
               Alfalfa/Irr        6.0     4.0     3.0    3.0      3.0       *        *
               -----------------------------------------------------------------------
               Alfalfa Grass
               Mixture/Irr        2.5     1.7     1.2    1.2      1.2     1.2     1.2
               -----------------------------------------------------------------------
               Alfalfa/Non-Irr    4.8     3.2     2.4     *        *       **       **
               -----------------------------------------------------------------------
               Alfalfa Grass
               Mixture/Non-Irr    2.0     1.3     1.0    1.0      1.0      **       **
               -----------------------------------------------------------------------
               Grass Alfalfa      ***     0.2     0.2    0.2      0.2     0.2     0.2****
               Mixture/Non-Irr

               *Overage stands are not insurable as the Alfalfa type and must be insured
               as the Alfalfa Grass Mixture type.
               **Overage stands are not insurable as the Alfalfa type or Alfalfa Grass
               Mixture type and must be insured Grass Alfalfa Mixture.
               ***Insurance does not attach until second year after year of establishment.
               **** Any acreage of a non-irrigated practice grass alfalfa mixture with
               an adequate stand will only be insurable as the Grass Alfalfa Mixture type
               for the second and succeeding crop years after the year of establishment.
               No maximum age limitation applies. The Grass Alfalfa Mixture type includes
               all Alfalfa and Alfalfa Grass Mixtures the eighth and succeeding years after
               year of establishment.

 7YB   2001











               ADEQUATE STAND/MINIMUM REQUIRED for living alfalfa plants per square foot,
               for each year after the year of establishment. Any acreage of alfalfa or
               alfalfa grass mixture type with an adequate stand will only be insurable
               as the type shown for the applicable years after year of establishment.

                                  1st     2nd     3rd    4th      5th     6th     7th
                                  Year    Year    Year   Year     Year    Year    Year
                                  ----------------------------------------------------
               Alfalfa/Irr        9.0     6.0     4.5    4.5      4.5       *        *
               -----------------------------------------------------------------------
               Alfalfa Grass
               Mixture/Irr        3.0     2.0     1.5    1.5      1.5     1.5     1.5
               -----------------------------------------------------------------------
               Alfalfa/Non-Irr    6.0     4.0     3.0     *        *       **       **
               -----------------------------------------------------------------------
               Alfalfa Grass
               Mixture/Non-Irr    2.0     1.3     1.0    1.0      1.0      **       **
               -----------------------------------------------------------------------
               Grass Alfalfa      ***     0.2     0.2    0.2      0.2     0.2     0.2****
               Mixture/Non-Irr

               *Overage stands are not insurable as the Alfalfa type and must be insured
               as the Alfalfa Grass Mixture type.
               **Overage stands are not insurable as the Alfalfa type or Alfalfa Grass
               Mixture type and must be insured as Grass Alfalfa Mixture.
               ***Insurance does not attach until second year after year of establishment.
               **** Any acreage of a non-irrigated practice grass alfalfa mixture with
               an adequate stand will only be insurable as the Grass Alfalfa Mixture type
               for the second and succeeding crop years after the year of establishment.
               No maximum age limitation applies. The Grass Alfalfa Mixture type includes
               all Alfalfa and Alfalfa Grass Mixtures the eighth and succeeding years after
               year of establishment.

 7YC   2001











               ADEQUATE STAND/MINIMUM REQUIRED for living alfalfa plants per square foot,
               for each year after the year of establishment. Any acreage of alfalfa or
               alfalfa grass mixture type with an adequate stand will only be insurable
               as the type shown for the applicable years after year of establishment.

                                  1st     2nd     3rd    4th      5th     6th     7th
                                  Year    Year    Year   Year     Year    Year    Year
                                  ----------------------------------------------------
               Alfalfa/Irr        9.0     6.0     4.5    4.5      4.5       *        *
               -----------------------------------------------------------------------
               Alfalfa Grass
               Mixture/Irr        3.8     2.5     1.9    1.9      1.9     1.9     1.9
               -----------------------------------------------------------------------
               Alfalfa/Non-Irr    7.5     5.0     3.8     *        *       **       **
               -----------------------------------------------------------------------
               Alfalfa Grass
               Mixture/Non-Irr    3.2     2.1     1.6    1.6      1.6      **       **
               -----------------------------------------------------------------------
               Grass Alfalfa      ***     0.2     0.2    0.2      0.2     0.2     0.2****
               Mixture/Non-Irr

               *Overage stands are not insurable as the Alfalfa type and must be insured
               as the Alfalfa Grass Mixture type.
               **Overage stands are not insurable as the Alfalfa type or Alfalfa Grass
               Mixture type and must be insured as Grass Alfalfa Mixture and must be
               insured as Grass Alfalfa Mixture.
               ***Insurance does not attach until second year after year of establishment.
               **** Any acreage of a non-irrigated practice grass alfalfa mixture with
               an adequate stand will only be insurable as the Grass Alfalfa Mixture type
               for the second and succeeding crop years after the year of establishment.
               No maximum age limitation applies.  The Grass Alfalfa Mixture type includes
               all Alfalfa and Alfalfa Grass Mixtures the eighth and succeeding years after
               year of establishment.

 7YD   2008    ADEQUATE STAND/MINIMUM REQUIRED for living Alfalfa plants (Types 551/552)
               or Red Clover plants (Type 554) per square foot, for each year after
               the year of establishment.

                                  1st     2nd     3rd    4th      5th     6th
                                  Year    Year    Year   Year     Year    Year
                                  --------------------------------------------
               Alfalfa            9.0     6.0     4.5    4.5      4.5       *
               ---------------------------------------------------------------
               Alfalfa Grass      6.0     4.0     3.0    3.0      3.0       *
               ---------------------------------------------------------------
               Red Clover         12.0    8.0     8.0     *        *        *

               *Overage, not insurable for the type/practice.

 7YE   2001















               ADEQUATE STAND/MINIMUM REQUIRED for living alfalfa plants per square foot,
               for each year after the year of establishment. Any acreage of alfalfa or
               alfalfa grass mixture type with an adequate stand will only be insurable
               as the type shown for the applicable years after year of establishment.

                                  1st     2nd     3rd    4th      5th     6th     7th
                                  Year    Year    Year   Year     Year    Year    Year
                                  ----------------------------------------------------
               Alfalfa/Irr        6.0     4.0     3.0    3.0      3.0       *        *
               -----------------------------------------------------------------------
               Alfalfa Grass
               Mixture/Irr        2.5     1.7     1.2    1.2      1.2     1.2     1.2

               *Overage stands are not insurable as the alfalfa type and must be insured
               as the Alfalfa Grass Mixture Type.

 82A   2009    The maximum coverage level for California avocados is 60 percent of the
               approved average revenue.

 8A1   2009    Classification 001 is applicable to all producers unless classified
               otherwise by the Corporation.

 8A2   2008    Classification 002 is applicable to all producers unless classified
               otherwise by the Corporation.

 8A3   2006    Classification 003 is applicable to all producers unless classified
               otherwise by the Corporation.

 8A4   1999    Classification 004 is applicable to all producers unless classified
               otherwise by the Corporation.

 8A6   2008    Classification A01 is applicable to all producers unless classified
               otherwise by the Corporation.

 8AH   1998      ** Fall Direct Seeding Period - August 10 through September 15.

 8AI   2004    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $4.00 per box.

 8AJ   2004    Minimum Value Option Price:  If you selected Option I of the Minimum Value
               Option, the minimum value option price is $2.75.  If you selected Option II of
               the Minimum Value Option, the minimum value option price is zero.

 8AM   1998      ** Fall Direct Seeding Period - July 1 through July 31.

 8AO   1998    Replant Payment Per Acre:  The maximum amount of the replanting payment per
               acre will be $300.00.

 8AP   1998      ** Fall Transplanting Period - August 1 through August 31.

 8AQ   1998      ** Spring Direct Seeding Period - January 15 through February 5.

 8AR   1998      ** Spring Transplanting Period - January 15 through March 5.

 8AS   2008      ** Insurance will not attach on any acreage of Spring planted peppers
               planted prior to January 15 in Rate Area B, without a crop inspection on
               or after that date showing there is no damage to the crop.  The result of
               the crop inspection will be placed in, and become part of, the official
               file.

 8AV   2008    The number of bushels per bin is the number established by the first
               handler (packinghouse or processor) and should be specified on the
               record settlement sheet.

 8AW   2004    Option A of the Fresh Fruit Option is not applicable in the county.

 8AX   2003    ****Includes insured winter wheat acreage subsequently reseeded to
               spring wheat.

 8B1   1999    Subparagraph 11(d) (3) (ii) of the Small Grains Crop Provisions does not
               apply. In lieu of the provisions in paragraph 11(d) (4) of the Small
               Grains Crop Provisions, barley production that has a musty, sour, or
               commercially objectionable foreign odor (except smut or garlic odor) or
               that is otherwise eligible for quality adjustment, as specified in
               paragraphs 11(d) (2) and (3) of such provisions, will be reduced as
               follows:

               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count. The QA Factor (not less than zero) will be multiplied by the number
               of bushels remaining after any reduction due to excessive moisture (in
               accordance with the Small Grains Crop Provisions) to determine the net
               production to count. Any grain which, due to insurable causes, has zero
               market value (net zero market value after consideration of additional costs
               to deliver damaged grain to a market of reasonable distance outside your
               local marketing area) will not be considered production to count if the
               production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in Section 6.

               1  Barley will be discounted for low test weight as follows:

               Test Weight Pounds   DF  Test Weight Pounds   DF  Test Weight Pounds    DF
                   40 and above    None     36-36.99        .084     32-32.99         .134
                   39-39.99        .046     35-35.99        .096     31-31.99         .143
                   38-38.99        .059     34-34.99        .109     30-30.99         .153
                   37-37.99        .071     33-33.99        .121 Below 30 - See Section 6

               2  Barley will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:

                  Kernel Damage %   DF   Kernel Damage %     DF   Kernel Damage %    DF
                    8 and below    None     17.01-18        .115     27.01-28       .242
                    8.01-9         .025     18.01-19        .127     28.01-29       .255
                    9.01-10        .034     19.01-20        .140     29.01-30       .268
                   10.01-11        .042     20.01-21        .153     30.01-31       .280
                   11.01-12        .051     21.01-22        .166     31.01-32       .293
                   12.01-13        .059     22.01-23        .178     32.01-33       .306
                   13.01-14        .068     23.01-24        .191     33.01-34       .319
                   14.01-15        .076     24.01-25        .204     34.01-35       .331
                   15.01-16        .089     25.01-26        .217  Above 35 - See Section 6
                   16.01-17        .102     26.01-27        .229

               3  Barley will be discounted for percent sound barley as follows:

                   Sound Barley %   DF   Sound Barley %    DF   Sound Barley %    DF
                     85 and above  None    73-73.99       .059    61-61.99       .110
                     84-84.99      .026    72-72.99       .064    60-60.99       .115
                     83-83.99      .029    71-71.99       .068    59-59.99       .119
                     82-82.99      .031    70-70.99       .072    58-58.99       .123
                     81-81.99      .034    69-69.99       .076    57-57.99       .127
                     80-80.99      .037    68-68.99       .081    56-56.99       .132
                     79-79.99      .040    67-67.99       .085    55-55.99       .136
                     78-78.99      .043    66-66.99       .089    54-54.99       .140
                     77-77.99      .046    65-65.99       .093    53-53.99       .144
                     76-76.99      .049    64-64.99       .098    52-52.99       .149
                     75-75.99      .052    63-63.99       .102    51-51.99       .153
                     74-74.99      .055    62-62.99       .106    50-50.99       .157
                                                               Below 50 - See Section 6

 8B2   1999    4  Barley will be discounted for percent thin barley as follows:

                   Thin Barley %   DF   Thin Barley %    DF   Thin Barley %    DF
                    35 and below  None    56.01-57      .117    78.01-79      .209
                    35.01-36      .029    57.01-58      .121    79.01-80      .213
                    36.01-37      .033    58.01-59      .125    80.01-81      .217
                    37.01-38      .038    59.01-60      .130    81.01-82      .222
                    38.01-39      .042    60.01-61      .134    82.01-83      .226
                    39.01-40      .046    61.01-62      .138    83.01-84      .230
                    40.01-41      .050    62.01-63      .142    84.01-85      .234
                    41.01-42      .054    63.01-64      .146    85.01-86      .238
                    42.01-43      .059    64.01-65      .150    86.01-87      .242
                    43.01-44      .063    65.01-66      .155    87.01-88      .247
                    44.01-45      .067    66.01-67      .159    88.01-89      .251
                    45.01-46      .071    67.01-68      .163    89.01-90      .255
                    46.01-47      .075    68.01-69      .167    90.01-91      .259
                    47.01-48      .079    69.01-70      .171    91.01-92      .263
                    48.01-49      .084    70.01-71      .176    92.01-93      .268
                    49.01-50      .088    71.01-72      .180    93.01-94      .272
                    50.01-51      .092    72.01-73      .184    94.01-95      .276
                    51.01-52      .096    73.01-74      .188    95.01-96      .280
                    52.01-53      .100    74.01-75      .192    96.01-97      .284
                    53.01-54      .104    75.01-76      .196    97.01-98      .288
                    54.01-55      .109    76.01-77      .201    98.01-99      .293
                    55.01-56      .113    77.01-78      .205    99.01-100     .297

               5  Barley will be discounted for black barley; and an ergoty, garlicky,
               or smutty grade as follows:

                  Black Barley = .042  Ergoty = .013  Garlicky = .017  Smutty = .017

               6  Barley with (A) a test weight below 30 pounds per bushel; (B) a kernel
               damage percentage above 35 percent; (C) a sound barley percentage below
               50 percent; (D) a musty, sour, or commercially objectionable foreign
               odor (except smut or garlic odor); and/or (E) the presence of
               substances or conditions identified by the Food and Drug Administration
               or other public health organizations of the United States as injurious
               to human or animal health; may be allowed a discount factor. To determine
               the Discount Factor, the reduction in value (RIV) caused by the
               deficiencies, substances, or conditions allowed in (A), (B), (C), (D),
               and/or (E) will be determined and the total will be divided by the
               Posted County Price (PCP)*. The RIV will not include any price
               reduction resulting from any Discount Factors that are included in
               sections 1, 2, 3, 4, and 5.

               A  The RIV's specified in section 6 will be limited to those that are
               usual, customary, and reasonable. If the RIV can be decreased by
               conditioning the production, the RIV after conditioning may be
               increased by the cost of conditioning, provided that the resulting
               RIV does not exceed the RIV before conditioning. No RIV will be
               accepted if it is due to (1) moisture content; (2) damage due to
               uninsured causes; or (3) drying, handling, processing, or any other
               costs associated with normal harvesting, handling, and marketing
               of the production.

 8B3   1999    B   RIV's used will be those in the local market area in which you
               normally market the crop, to the extent feasible. If the RIV for a
               buyer located outside your local market area is less than the RIV in
               your local market area, then the RIV may be increased by the additional
               costs required to deliver the production to the buyer, provided that
               the resulting RIV does not exceed the RIV in your local market area.
               If the damaged production has been sold, the Discount Factor will be
               based upon the RIV's applied by the buyer unless it is determined that
               such RIV's are not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such production
               in a manner which establishes a value.  In such cases, the value we agree
               to will be utilized in accordance with our approved procedures to determine
               the RIV for quality adjustment purposes according to section 6 herein.

               D  The RIV's and PCP will be those in effect on the earlier of the date
               such quality-adjusted production is sold or the date of final inspection
               for the unit.

               7  If the barley is eligible for quality adjustment according to section 2
               (kernel damage chart) AND section 3 (percent sound barley chart), the
               greater of the two chart Discount Factors will be used.  If the chart
               Discount Factor from section 2 OR section 3 applies, but section 6 also
               applies for either percent kernel damage or percent sound barley, the
               greater of the applicable chart Discount Factor or the Discount Factor
               determined according to section 6 will be used.  In no event will Discount
               Factors be allowed for both kernel damage and percent sound barley.

               * "Posted County Price (PCP)" is the price established by the Commodity
               Credit Corporation (CCC) for barley in the county shown on your
               application. If multiple counties are shown on your application, it is
               the county in which the insured unit is located. If the CCC
               discontinues establishing PCP's for the county, the PCP will be the
               Local Market Price as defined in the Small Grains Crop Provisions.

 8B4   2007    Lima bean acreage following any crop except snap beans harvested in the
               same crop year is insurable.

 8B6   2007    Snap bean acreage following any crop harvested in the same crop year is
               insurable; however, insects and/or disease are not insurable causes of
               loss if such acreage is following snap beans, lima beans or green peas.

 8B7   2001      ** Applicable to acreage planted before May 31.

 8B8   2001      ** Applicable to acreage planted after May 30.

 8BD   2007    Percentage of sugar for use in adjusting harvested production as
               provided in the Sugar Beet Policy:

 8BF   2007    Insurance may attach on acreage planted to sugar beets regardless of
               past sugar beet planting frequency.

 8BL   2008    Land located within the boundaries of the levees that confine any
               1. river 2. channel 3. bypass 4. settling basin or 5. creek shall be
               rated on an individual risk basis.  Contact the Regional Office to request
               that an offer be developed.



 8BO   2004    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $3.00 per carton.

 8BT   2004    Minimum Value Option Price:  If you selected Option I of the Minimum Value
               Option, the minimum value option price is $2.00.  If you selected Option II of
               the Minimum Value Option, the minimum value option price is zero.

 8BY   1998    Replant Payment Per Acre:  The maximum amount of the replanting payment per
               acre will be $175.00.

 8C    2007    Classification 001 is applicable to all producers.

 8C1   2007    Classification 001 is applicable to all irrigated producers.

 8C2   2007    **** Insurance will not attach on acreage planted before April 20.

 8C4   2007    **** Insurance will not attach on acreage planted before May 10.

 8C6   2007    Insurance will not attach to any acreage on which potatoes were planted
               in either of the two preceding crop years; however, potatoes will be
               insurable any two of the first three years on land that has not been
               previously planted to potatoes.

 8C8   2007    Production tonnage is expressed as sieve size 4 equivalent and is
               determined by dividing the dollar amount received from the processor by
               the applicable contract price for sieve size 4 snap beans.

 8CI   2004    Minimum Value:  The minimum value to be used for harvested and appraised
               production will be $2.00 per 42-pound crate for practices 120 (Fall Planted
               Irrigated ) and 320 (Spring Planted Irrigated).  The minimum value to be used
               for harvested and appraised production will be $4.00 per 42-pound crate for
               practice 220 (Winter Planted Irrigated).

 8CJ   2007    **** Early Season includes varieties requiring 1275 or less heat units
               for maturity during a normal growing season.

 8CN   2007    **** Mid Season includes varieties requiring 1276-1550 heat units for
               maturity during a normal growing season.

 8CO   2007    Replant Per Acre:  The maximum amount of the replanting payment per acre will
               be $65.00.

 8CP   2007    **** Late Season includes varieties requiring 1551 or more heat units
               for maturity during a normal growing season.

 8CR   2000    Insurance shall not attach to any acreage on which dry beans, sunflowers,
               soybeans, rape or mustard have been planted in either of the preceding two
               years.

 8CT   1998    The premium amount for this crop will be increased by 46 percent for the 1998
               crop year ONLY as a result of the additional six months of coverage as
               specified in the Texas Citrus Trees Crop Provisions (98-046) section 6

 8CW   2002    Conversion factors to be used in accordance with the provisions of the
               insurance policy for adjusting threshed production of dry beans:
                   Section I.   CLASS OF BEANS        GRADE        FACTOR
                                Great Northern      U.S. No. 3      .91
                                Pinto               U.S. No. 3      .90

                   Section II.  Great Northern
                        Percent of Pick    Factor    Percent of Pick    Factor
                              7             .87             14           .69
                              8             .84             15           .67
                              9             .82             16           .64
                             10             .79             17           .62
                             11             .77             18           .59
                             12             .74             19           .57
                             13             .72             20           .55

 8CY   2002    Conversion factors to be used in accordance with the provisions of the
               insurance policy for adjusting threshed production of dry beans:
                   Section I.   CLASS OF BEANS        GRADE        FACTOR
                                Cranberry           U.S. No. 3      .94
                                Black Turtle Soup   U.S. No. 3      .94
                                Dark Red Kidney     U.S. No. 3      .94
                                Light Red Kidney    U.S. No. 3      .94
                                Pinto               U.S. No. 3      .94

                   Section II.  Pea and Medium White
                        Percent of Pick    Factor    Percent of Pick     Factor
                              5             .98             13            .80
                              6             .96             14            .78
                              7             .94             15            .76
                              8             .91             16            .74
                              9             .89             17            .72
                             10             .86             18            .70
                             11             .84             19            .68
                             12             .82             20            .67

 8D0   2001    Canning or processing bean acreage planted the previous year to snap
               beans, lima beans, green peas, mint, rye, soybeans or sunflowers is
               insurable.

 8D2   2000    Any loss of production due to scab will not be an insurable cause of
               loss on any land that was planted to potatoes in either of the two
               preceding crop years.

 8D3   2007    Insurance will not attach to any acreage on which potatoes and/or sugar
               beets were planted in each of the two preceding crop years.

 8D4   2008    In determining production to be counted in the event of loss, appraisals
               will be made for any reduction in production the Corporation determines
               was the result of harvesting prior to August 1 of the crop year.

 8D5   1997    **** Insurable varieties for Group A: Monona, Norchip, Superior, Atlantic,
               New Norchip, Wischip, FL-795, FL-945, FL-1312, FL-1533, and FL-1553.

 8D6   2007    **** Insurable varieties for Group B:  All varieties not listed in Group A.

 8DA   2008    Any acreage that is interplanted with another crop during the insured
               crop year is uninsurable.

 8DE   2008    A container is defined as 42 pounds of the insured crop.

 8DF   2007    In determining production to be counted in the event of loss, appraisals
               will be made for any reduction in production the Corporation determines
               was the result of harvesting prior to September 10 of the crop year.

 8DG   1997    In determining production to be counted in the event of loss, appraisals
               will be made for any reduction of production that the Corporation
               determines was the result of harvesting prior to September 15 of
               the crop year.

 8DH   2008    The percentage of sugar for appraisals will be "   " percent.

 8DI   2004    Allowable cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to exceed $2.60
               per 42 pound container.

 8DJ   2005    Allowable cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to exceed $3.50
               per 25 pound carton.

 8DL   2007      **IBR - Planted in rows far enough apart to permit intertilling
               between the rows with a row cultivator.

 8DM   2007      ** NIBR - Planted in rows not far enough apart to permit intertilling
               between the rows with a row cultivator.

 8DO   2004    Allowable cost of harvested production will include the actual cost of picking,
               grading, packing containers, hauling and selling not to exceed $4.85 per 1 1/9
               bushel.

 8DQ   1997      ** Insurance will attach only on potatoes planted during the period of
               September 15 - October 15.

 8DS   1997      ** Insurance will attach only on potatoes planted during the period of
               December 1 - January 10.

 8DV   2007    If any of the production from any unit will be marketed directly to the
               consumer, a pre-harvest crop appraisal is required.  Notification to us
               must be provided at least 15 days before harvest begins.

 8EF   2008    Insurance will not attach to any acreage on which potatoes were planted
               the preceding crop year.

 8EH   2007    Any acreage from which a small grain, hay, or green pea crop was
               harvested in the same calendar year is not insurable.

 8EI   2008    A minimum of nine (9) live plants per square foot will be considered to be a
               normal stand for loss adjustment purposes

 8EL   1997     *** Insurance will attach only on potatoes planted during the period of
               October 10 - January 10.

 8ET   2004    * Alfalfa or Forage mixtures containing at least 50 percent Alfalfa
               (by weight).

 8EV   2008      ** Includes wheat after peas, beans, alfalfa or clover.

 8EX   2004    *Alfalfa or Forage mixture containing at least 50 percent Alfalfa, Clover, or
               any other locally recognized and approved forage species (by weight).

 8FP   1997    **** Insurable Varieties for Group A:  Arra, Datal, Eero, Lidal,
               Odal, and Poko.

 8FQ   1997    **** Insurable Varieties for Group B:  All Spring Varieties not listed
               in Group A.

 8FS   2008    Insurance will not attach to any acreage on which potatoes were
               planted in each of the three preceding crop years.

 8FV   2007    Insurance shall not attach to any acreage with known infestations of
               Fusarium Fungus within the three previous years.

 8GD   2003    Insurance shall not attach to any acreage on which sunflowers, potatoes,
               dry beans, soybeans, rape or mustard have been planted the preceding
               crop year.

 8GI   2007    Insurance shall not attach to any acreage on which potatoes were
               planted in each of the two preceding crop years.

 8GM   1999    Insurance shall not attach on any acreage initially planted
               after February 15.  Insurance shall cease on any acreage deemed
               destroyed if it is not practical to replant such acreage on or
               before February 15.

 8I    1997      ** Includes barley after peas, beans, alfalfa or clover.

 8IB   2008    * Nectarines are insurable as a varietal class of peaches.

 8IL   2007    **** Applicable to insurance under the Guaranteed Production Plan of
               Tobacco Crop Insurance Policy.

 8IM   2007    **** Applicable to insurance under the Quota Tobacco Crop Provisions.


 8IP   1997      ** Without Weed Control - Applicable to acreage on which recommended
               weed control practices are not used.

 8IR   1997      ** With Weed Control - Applicable to acreage on which recommended weed
               control practices are used.

 8JD   2008    **** Insurable Varieties for Group A: Buffalo, Clinton, Concord, Elvira,
               Fredonia, Missouri Riesling, and Steuben.
               Any unit containing both Group A and Group B varieties for which separate
               guarantees have not been established by group will have the Group A price
               elections and premium rates.

 8JE   2008    **** Insurable Varieties for Group B: Catawba, Delaware, Diamond,
               Dutchess, French Hybrids, Isabella, Ives, and Niagara.
               Any unit containing both Group A and Group B varieties for which separate
               guarantees have not been established by group will have the Group A price
               elections and premium rates.

 8JF   1998    **** Insurable Varieties for Group A:  Concord and Niagara.

 8JH   2008    Insurable age of vines: Fourth growing season after being set out.
                                       Third growing season after being grafted.


 8JI   2008    Insurable age of vines: Fourth growing season after being set out
               for Concords. Fifth growing season after being set out for all other varieties.


 8JK   2003    * Insurable Varieties:  Concord and Niagara.

 8K3   2007    Red and white onions shall not be insurable on any acreage planted/
               seeded the previous crop year to any onions including green, bunch, seed,
               chives, garlic, leek, or scallions unless otherwise designated by the
               Corporation.  Rotation requirements do not apply to yellow type onions.

 8K8   2007      ** Onions with a cover crop include:
               a) direct seeded onions planted with a spring planted cover crop
               (companion/nurse crop) which is established during the initial growing phase of
               the insured crop, and the cover crop is controlled and eliminated within 70
               days after the initial seeding of the applicable acreage; or,
               b) onions transplanted/sets planted with a spring planted cover crop, and the
               cover crop is controlled and eliminated within 70 days after the transplanting
               of the applicable acreage.

 8KD   1999    Insurance shall not attach on any acreage initially planted after April
               30.  Insurance shall cease on any acreage deemed destroyed if it is not
               practical to replant such acreage on or before April 30.

 8KE   1999    Insurance shall not attach on any acreage initially planted after May 15.
               Insurance shall cease on any acreage deemed destroyed if it is not
               practical to replant such acreage on or before May 15.

 8KF   1999    Insurance shall not attach on any acreage initially planted after May 31.
               Insurance shall cease on any acreage deemed destroyed if it is not
               practical to replant such acreage on or before May 31.

 8KJ   2001    Insurance shall not attach or be considered to have attached on any
               acreage which is non-irrigated and from which a hay crop was harvested
               or a small grain crop reached the heading stage in the same calendar year.

 8M2   2000    **** A mixed stand of alfalfa and grass in which alfalfa comprises more than 25
               percent but less than 60 percent of the ground cover for acreage NOT insured
               under the Winter Coverage Endorsement.

 8M3   2000    **** A pure stand of red clover or a stand of red clover and grass in which 60
               percent or more of the ground cover is red clover for acreage NOT insured under
               the Winter Coverage Endorsement.

 8MG   2008    Any acreage of alfalfa or alfalfa grass mixture will not be insurable the sixth
               and succeeding crop years after the year of establishment.


 8MJ   1997    **** Rate applicable if 75% or more of insurable acreage on the unit
               is one variety.

 8MK   1997    **** Rate applicable if 50% or more but less than 75% of insurable
               acreage on the unit is one variety.

 8ML   1997    **** Rate applicable if the insurable acreage of each variety is
               less than 50% of the total insurable acreage on the unit.

 8MO   2000    ADEQUATE STAND/MINIMUM REQUIRED living plants per square foot after the

               year of establishment:  Type Alfalfa:  Adequate stand (Alfalfa plants

               per square foot) 9.0 the first year; 6.0 the second year; 4.5 the third

               through fifth years.  Type Alfalfa Grass Mixture:  Adequate stand (Alfalfa
               plants
               per square foot) 6.0 the first year; 4.0 the second year; 3.0 the third through
               fifth years.  Type Red Clover:  Adequate stand (Red Clover plants per square
               foot) 12.0 the first year; 8.0 the second and third years.


 8MP   2008    Any acreage of alfalfa will not be insurable the sixth and succeeding crop
               years after the year of establishment.

 8MQ   2000    **** A pure stand of alfalfa or a stand of alfalfa and grass in which 60
               percent or more of ground cover is alfalfa for acreage insured under the Winter
               Coverage Endorsement.

 8MR   2000    **** A mixed stand of alfalfa and grass in which alfalfa comprises more than
               25 percent but less than 60 percent of the ground cover for acreage insured
               under the Winter Coverage Endorsement.

 8MX   2008    ADEQUATE STAND/MINIMUM REQUIRED living plants per square foot after the
               year of establishment:  Type Alfalfa:  Adequate stand (Alfalfa plants
               per square foot) 9.0 the first year; 6.0 the second year; 4.5 the third
               and later years.  Type Alfalfa Grass Mixture:  Adequate stand (Alfalfa plants
               per square foot) 6.0 the first year; 4.0 the second year; 3.0 the third and
               later years.

 8MY   2008    Any acreage of red clover will not be insurable the fourth and succeeding crop
               years after the year of establishment.


 8N1   1999    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the
               number of pounds remaining after any reduction due to excessive moisture
               (in accordance with the Canola/Rapeseed Crop Provisions) to determine
               the net production to count.  Any grain which, due to insurable causes, has
               zero market value (net zero market value after consideration of additional
               costs to deliver damaged grain to a market of reasonable distance outside
               your local marketing area) will not be considered production to count if
               the production is destoyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in section 3.

               1  Canola will be discounted for excessive kernel damage (excluding heat
               damage) as follows:

               Kernel Damage %     DF   Kernel Damage %      DF   Kernel Damage %     DF
                  20 and above    None     23.01-24         .588     27.01-28        .775
                  20.01-21        .448     24.01-25         .635     28.01-29        .821
                  21.01-22        .495     25.01-26         .681     29.01-30        .868
                  22.01-23        .542     26.01-27         .728     Above 30 - See
               Section 3

               2  Canola will be discounted for musty odor, sour odor, and commercially
               objectionable foreign odor (COFO) as follows:

                  Musty Odor = .037        Sour Odor = .037        COFO = .065

               3  Canola with (A) a kernal damage percentage above 30 percent; and/or (B)
               the presence of substances or conditions identified by the Food and Drug
               Administration or other public health organizations of the United States as
               injurious to human or animal health; may be allowed a Discount Factor.  To
               determine the Discount Factor, the reduction in value (RIV) caused by the
               deficiencies, substances, or conditions
               allowed in (A), and/or (B) will be determine and the total will be divided
               by the Regionally Constructed Price (RCP)*.  The RIV will not include any
               price reduction resulting from any Discount Factors that are included in
               sections 1 and 2.

 8N2   1999    A  The RIV's specified in section 3 will be limited to those that are
               usual, customary, and reasonable. If the RIV can be decreased by
               conditioning the production, the RIV after conditioning may be
               increased by the cost of conditioning, provided that the resulting RIV
               does not exceed the RIV before conditioning. No RIV will be accepted if
               it is due to (1) moisture content; (2) damage due to uninsured causes;
               or (3) drying, handling, processing, or any other costs associated with
               normal harvesting, handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you normally
               market the crop, to the extent feasible. If the RIV for a buyer located
               outside your local market area is less than the RIV in your local market
               area, then the RIV may be increased by the additional costs required to
               deliver the production to the buyer, provided that the resulting RIV
               does not exceed the RIV in your local market area. If the damaged
               production has been sold, the Discount Factor will be based upon the
               RIV's applied by the buyer unless it is determined that such RIV's are
               not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such production
               in a manner which establishes a value.  In such cases, the value we agree
               to will be utilized in accordance with our approved procedures to determine
               the RIV for quality adjustment purposes according to section 3 herein.

               D  The RIV's and RCP will be those in effect on the earlier of the date
               such quality-adjusted production is sold or the date of final inspection
               for the unit.

               *  "Regionally Constructed Price (RCP)" is the price established by the
               Commodity Credit Corporation (CCC) for canola in the county shown on your
               application.  If multiple counties are shown on your application, it is the
               county in which the insured unit is located. If the CCC discontinues
               establishing RCP's for the county, the RCP will be the Local Market Price as
               defined in the Canola/Rapeseed Crop Provisions.

 8NC   1996    **** Insurable Varieties for Group A: Russet Burbank.

 8ND   1996    **** Insurable Varieties for Group B: All varieties except Russet Burbank.

 8NI   2008    Insurance will not attach to any acreage on which potatoes were
               planted in each of the four previous crop years.

 8NJ   2007    Loss of production as a result of frost or freeze occurring after
               October 15 will not be an insurable cause of loss.

 8NO   2008    ADEQUATE STAND/MINIMUM REQUIRED living plants per square foot after
               the year of establishment:  Type Alfalfa:  Adequate stand (Alfalfa plants
               per square foot) 6.0 the first year; 4.0 the second year; 3.0 the third
               through fifth years.

 8NR   2009    Definition of with frost protection: Applicable only to acreage protected
               by a sufficient number of approved type heaters or wind machines as
               determined by the Corporation and/or acreage on which recommended good
               chemical weed control practices are carried out.

 8NS   1997      ** Without Frost Protection - Applicable to acreage not meeting practice
               requirements for With Frost Protection.

 8NT   2003    * Insurable Varieties: Thompson Seedless, Muscats, Monukkas, Sultanas,
               Black Imperial, Superior Seedless, Ruby Seedless and Flame Seedless.
               (Fiesta will be considered Thompson Seedless.)

 8NU   1996      ** Insurance will not attach to raisins placed on trays in North-South
               vineyard rows after September 8.

 8NX   2008    Acreage of alfalfa will not be insurable the sixth and succeeding crop
               years after the year of establishment.

 8O0   1999    Subparagraph 11(d) (3) (ii) of the Small Grains Crop Provisions does not
               apply.  In lieu of the provisions in paragraph 11(d) (4) of the Small
               Grains Crop Provisions, oat production that has a musty, sour, or
               commercially objectionable foreign odor (except smut or garlic odor) or
               that is otherwise eligible for quality adjustment, as specified in
               paragraphs 11(d) (2) and (3) of such provisions, will be reduced as
               follows:

               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the
               number of bushels remaining after any reduction due to excessive moisture
               (in accordance with the Small Grains Crop Provisions) to determine the
               net production to count.  Any grain which, due to insurable causes, has
               zero market value (net zero market value after consideration of additional
               costs to deliver damaged grain to a market of reasonable distance outside
               your local marketing area) will not be considered production to count if
               the production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in section 4.

               1  Oats will be discounted for low test weight as follows:

               Test Weight Pounds  DF   Test Weight Pounds   DF   Test Weight Pounds  DF
                  27 and above    None     24-24.99         .185     21-21.99        .233
                  26-26.99        .153     23-23.99         .201     20-20.99        .249
                  25-25.99        .169     22-22.99         .217  Below 20 - See Section 4

               2  Oats will be discounted for percent sound oats as follows:

                  Sound Oats %    DF     Sound Oats %    DF     Sound Oats %   DF
                  80 and above   None     69-69.99      .323     58-58.99     .497
                    79-79.99     .164     68-68.99      .338     57-57.99     .513
                    78-78.99     .180     67-67.99      .354     56-56.99     .529
                    77-77.99     .196     66-66.99      .370     55-55.99     .545
                    76-76.99     .212     65-65.99      .386     54-54.99     .560
                    75-75.99     .227     64-64.99      .402     53-53.99     .576
                    74-74.99     .243     63-63.99      .418     52-52.99     .592
                    73-73.99     .259     62-62.99      .434     51-51.99     .608
                    72-72.99     .275     61-61.99      .449      50-50.99      .624
                    71-71.99     .291     60-60.99      .465   Below 50 - See Section 4
                    70-70.99     .307     59-59.99      .481

               3  Oats will be discounted for ergoty, garlicky or smutty grade as follows:

                   Ergoty = .026        Garlicky = .016         Smutty = .053

               4  Oats with (A) a test weight below 20 pounds per bushel; (B) a sound
               oats percentage below 50 percent; (C) a musty, sour, or commercially
               objectionable foreign odor (except smut or garlic odor); and/or (D)
               the presence of substances or conditions identified by the Food and
               Drug Administration or other public health organizations of the
               United States as injurious to human or animal health; may be allowed
               a Discount Factor.  To determine the Discount Factor, the reduction in
               value (RIV) caused by the deficiencies, substances, or conditions
               allowed in (A), (B), (C), and/or (D) will be determined and the total
               will be divided by the Posted County Price (PCP)*.  The RIV will not
               include any price reduction resulting from any Discount Factors that are
               included in sections 1, 2, and 3.

 8O1   1999    A  The RIV's specified in section 4 will be limited to those that are
               usual, customary, and reasonable. If the RIV can be decreased by
               conditioning the production, the RIV after conditioning may be
               increased by the cost of conditioning, provided that the resulting RIV
               does not exceed the RIV before conditioning. No RIV will be accepted if
               it is due to (1) moisture content; (2) damage due to uninsured causes;
               or (3) drying, handling, processing, or any other costs associated with
               normal harvesting, handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you normally
               market the crop, to the extent feasible. If the RIV for a buyer located
               outside your local market area is less than the RIV in your local market
               area, then the RIV may be increased by the additional costs required to
               deliver the production to the buyer, provided that the resulting RIV
               does not exceed the RIV in your local market area. If the damaged
               production has been sold, the Discount Factor will be based upon the
               RIV's applied by the buyer unless it is determined that such RIV's are
               not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such production
               in a manner which establishes a value.  In such cases, the value we agree
               to will be utilized in accordance with our approved procedures to determine
               the RIV for quality adjustment purposes according to section 4 herein.

               D  The RIV's and PCP will be those in effect on the earlier of the date
               such quality-adjusted production is sold or the date of final inspection
               for the unit.

               *  "Posted County Price (PCP)" is the price established by the Commodity
               Credit Corporation (CCC) for oats in the county shown on your application.
               If multiple counties are shown on your application, it is the county in
               which the insured unit is located. If the CCC discontinues establishing
               PCP's for the county, the PCP will be the Local Market Price as defined
               in the Small Grains Crop Provisions.

 8O4   2008    **** Includes insured Fall-planted acreage subsequently reseeded to a
               NON-STORAGE white or yellow type after the final planting date.

 8OA   2005    Acreage of alfalfa located north of Township 9 South will not be insurable the
               ninth and succeeding crop years after the year of establishment.  Acreage of
               alfalfa located South of Township 9 South will not be insurable the fourth and
               succeeding crop years after the year of establishment.

 8OB   2005    ADEQUATE STAND/MINIMUM REQUIRED required living plants per square foot after
               the year of establishment:  Acreage located north of Township 9 South - Type
               Alfalfa:  Adequate stand (Alfalfa plants per square foot): 8.0 the first year;
               5.3 the second year; 4.0 the third through eighth years.  Acreage located south
               of Township 9 South - Type Alfalfa:  Adequate stand (Alfalfa plants per square
               foot):  12.0 the first year; 8.0 the second year; 6.0 the third year.

 8OC   2008    Acreage of alfalfa will not be insurable the fourth and succeeding crop years
               after the year of establishment.

 8OD   2005    ADEQUATE STAND/MINIMUM REQUIRED living plants per square foot after the year of
               establishment:  Type Alfalfa:  Adequate stand (Alfalfa plants per square foot):
                12.0 the first year; 8.0 the second year; 6.0 the third year.

 8OE   2005    Acreage of alfalfa will not be insurable the ninth and succeeding crop years
               after the year of establishment.

 8OF   2005    ADEQUATE STAND/MINIMUM REQUIRED living plants per square foot after the year of
               establishment:  Type Alfalfa:  Adequate stand (Alfalfa plants per square foot):
                8.0 the first year; 5.3 the second year; 4.0 the third through eighth years.

 8OG   2004    ADEQUATE STAND/MINIMUM REQUIRED required living plants per square foot after
               the year of establishment:  Type Alfalfa; Practice Irrigated:  Adequate stand
               (Alfalfa plants per square foot):  10.0 the first year; 6.7 the second year;
               5.0 the third through fourth years.  Type Alfalfa; Practice Non-Irrigated:
               Adequate stand (Alfalfa plants per square foot):  4.0 the first year; 2.7 the
               second year; 2.0 the third through fourth years.

 8OH   2004    Acreage of alfalfa will not be insurable the fifth and succeeding crop years
               after the year of establishment.

 8OI   2004    ADEQUATE STAND/MINIMUM REQUIRED living plants per square foot after the year of
               establishment:  Type Alfalfa:  Adequate stand (Alfalfa plants per square foot):
                10.0 the first year; 6.7 the second year; 5.0 the third through fourth years.

 8OJ   2008    ADEQUATE STAND/MINIMUM REQUIRED living plants per square foot after the year of
               establishment:  Type Alfalfa:  Adequate stand (Alfalfa plants per square foot):
                14.0 the first year; 9.3 the second year; 7.0 the third year.

 8OK   2008    Acreage of alfalfa located above 1500 feet elevation will not be insurable the
               seventh and succeeding crop years after the year of establishment.  Acreage of
               alfalfa located below 1500 feet elevation will not be insurable the fourth and
               succeeding crop years after the year of establishment.

 8OL   2006    ADEQUATE STAND/MINIMUM REQUIRED living plants per square foot after the year of
               establishment:  Acreage of alfalfa located above 1500 feet elevation:  Type
               Alfalfa: Adequate stand (Alfalfa plants per square foot):  8.0 the first year;
               5.3 the second year; 4.0 the third through sixth years.  Acreage of alfalfa
               located below 1500 feet elevation:  Type Alfalfa: Adequate stand (Alfalfa
               plants per square foot):  14.0 the first year; 9.3 the second year; 7.0 the
               third year.

 8OM   2008    ADEQUATE STAND/MINIMUM REQUIRED for living plants per square foot after the
               year of establishment:  Type Alfalfa - Adequate stand (Alfalfa plants per
               square foot) 3.0 the first year; 2.0 the second year; 1.5 the third through
               fifth year.

 8ON   2008    Acreage of alfalfa will not be insurable the seventh and succeeding crop years
               after the year of establishment.

 8OP   2008    ADEQUATE STAND/MINIMUM REQUIRED living plants per square foot after the year of
               establishment:  Type Alfalfa:  Adequate stand (Alfalfa plants per square foot):
                8.0 the first year; 5.3 the second year; 4.0 the third through sixth year.

 8OQ   2000    ADEQUATE STAND/MINIMUM REQUIRED living plants per square foot after the year of
               establishment:  Type Alfalfa - Adequate stand (Alfalfa plants per square foot):
                6.0 the first year; 4.0 the second year; 3.0 the third through the fifth year.
                Type Alfalfa Grass Mixture - Adequate stand (Alfalfa plants per square foot)
               2.0 the first year; 1.3 the second year; 1.0 the third through seventh years.

 8OR   2000    Any acreage of alfalfa will not be insurable the fourth year and succeeding
               crop years after the year of establishment.  Any acreage of alfalfa grass
               mixture will not be insurable the sixth year and succeeding crop years
               after the year of establishment.

 8OS   2000    ADEQUATE STAND/MINIMUM REQUIRED living plants per square foot after the
               year of establishment:  Type Alfalfa - Adequate stand (Alfalfa plants
               per square foot):  9.0 the first year; 6.0 the second year; 4.5 the third
               through fifth years. Type Alfalfa Grass Mixture - Adequate stand (Alfalfa
               plants per square foot): 3.0 the first year; 2.0 the second year; 1.5 the third
               and through seventh years.


 8OT   2003    Any acreage of alfalfa will not be insurable the sixth year and succeeding crop
               years after the year of establishment.  Any acreage alfalfa grass mixture will
               not be insurable the eighth year and succeeding crop years after the year of
               establishment.

 8OU   2000    ADEQUATE STAND/MINIMUM REQUIRED living plants per square foot after the
               year of establishment:  Type Alfalfa; Practice Irrigated -
               Adequate stand (Alfalfa plants per square foot): 6.0 the first year; 4.0
               the second year; 3.0 the third through the fifth year.  Type Alfalfa
               Grass Mixture; Practice Irrigated - Adequate stand (Alfalfa plants
               per square foot): 2.0 the first year; 1.3 the second year; 1.0 the third
               through the seventh years.  Type Alfalfa; Practice Non-Irrigated - Adequate
               stand (Alfalfa plants per square foot):  4.8 the first year; 3.2 the second
               year; 2.4 the third year.  Type Alfalfa Grass Mixture; Practice Non-Irrigated -
               Adequate stand (Alfalfa plants per square foot):  1.6 the first year; 1.1 the
               second year; 0.8 the third through fifth years.

 8OV   2000    Any acreage of irrigated practice alfalfa will not be insurable the sixth year
               and succeeding crop years after the year of establishment.  Any acreage of
               irrigated practice alfalfa grass mixture will not be insurable the eighth year
               and succeeding crop years after the year of establishment.  Any acreage of
               non-irrigated practice alfalfa will not be insurable the fourth year and
               succeeding crop years after the year of establishment.  Any acreage of
               non-irrigated practice alfalfa grass mixture will not be insurable the sixth
               year and succeeding crop years after the year of establishment.

 8OW   2000    **** A pure stand of red clover or a stand of red clover and grass in which
               60 percent or more of the ground cover is red clover for acreage insured under
               the Winter Coverage Endorsement.

 8P0   2008    **** Insurable varieties in Group A:  Tablestock Whites:  LaChipper, Mainstay,
               Sebago, Superior.  Tablestock Reds:  LaRouge, Red LaSoda and all other Red
               varieties.

 8P1   2008    **** Insurable in Group B:  Russets and all chip White varieties not listed in
               Group A.

 8P2   1998     *** Insurance will attach only on potatoes planted during the period of
               October 10 - January 10.

 8P3   1998     *** Insurance will attach only on potatoes planted during the period of
               September 15 - October 15.

 8P4   1998     *** Insurance will attach only on potatoes planted during the period of
               December 1 - January 10.

 8P5   1998     *** Insurance will attach only on potatoes planted during the period of
                October 1 - January 10.

 8PH   1996    Classification 1 is applicable to all acreage unless classified
               otherwise by the Corporation.

 8PL   2007      ** NFAC - Not following another crop which was planted the previous fall.

 8PQ   2007      ** FAC - Following another crop which was planted the previous fall.

 8PS   2000    **** A pure stand of alfalfa or a stand of alfalfa and grass in which 60
               percent or more of ground cover is alfalfa for acreage NOT insured under the
               Winter Coverage Endorsement.

 8PT   2007    Insurance shall not attach on any acreage initially planted after June
               10.  Insurance shall cease on any acreage deemed destroyed if it is not
               practical to replant such acreage on or before June 10.

 8PW   1997    In determining production to be counted in the event of loss, appraisals
               will be made for any reduction in production the Corporation determines
               was the result of harvesting prior to September 1 of the crop year.

 8QY   1998      ** Spring Transplanting Period - March 10 through April 15.

 8R0   1999    Subparagraph 11 (d) (3) (ii) of the Small Grains Crop Provisions does not
               apply. In lieu of the provisions in paragraph 11(d) (4) of the Small Grains
               Crop Provisions, rye production that has a musty, sour, or commercially
               objectionable foreign odor (except smut or garlic odor) or that is
               otherwise eligible for quality adjustment, as specified in paragraphs 11
               (d) (2) and (3) of such provisions, will be reduced as follows:

               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the applicable
               Discount Factors (DF) below (expressed as three-place decimals). No other
               quality factors will be considered in determining production to count. The
               QA Factor (not less than zero) will be multiplied by the number of bushels
               remaining after any reduction due to excessive moisture (in accordance with
               the Small Grains Crop Provisions) to determine the net production to
               count. Any grain which, due to insurable causes, has zero market value (net
               zero market value after consideration of additional costs to deliver
               damaged grain to a market of reasonable distance outside your local
               marketing area) will not be considered production to count if the
               production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in section 6.


               1  Rye will be discounted for low test weight as follows:

               Test Weight Pounds  DF  Test Weight Pounds  DF   Test Weight Pounds   DF
                  52 and above    None    47-47.99        .079     42-42.99         .142
                  51-51.99        .029    46-46.99        .092     41-41.99         .155
                  50-50.99        .042    45-45.99        .105     40-40.99         .167
                  49-49.99        .054    44-44.99        .117   Below 40 - See Section 6
                  48-48.99        .067    43-43.99        .130

               2  Rye will be discounted for excessive kernel damage (excluding heat
               damage) as follows:

                  Kernel Damage %  DF   Kernel Damage %   DF   Kernel Damage %    DF
                    7 and below   None    16.01-17       .310    26.01-27        .477
                    7.01-8        .100    17.01-18       .326    27.01-28        .494
                    8.01-9        .126    18.01-19       .343    28.01-29        .510
                    9.01-10       .151    19.01-20       .360    29.01-30        .527
                   10.01-11       .176    20.01-21       .377    30.01-31        .544
                   11.01-12       .201    21.01-22       .393    31.01-32        .561
                   12.01-13       .226    22.01-23       .410    32.01-33        .577
                   13.01-14       .251    23.01-24       .427    33.01-34        .594
                   14.01-15       .276    24.01-25       .444    34.01-35        .611
                   15.01-16       .293    25.01-26       .460 Above 35 - See Section 6

               3  Rye will be discounted for percent Ergot as follows:

                   Ergot Percent     DF   Ergot Percent   DF    Ergot Percent    DF
                    0.30 and below  None   0.81-0.90     .050    1.41-1.50      .100
                    0.31-0.40       .008   0.91-1.00     .059    1.51-1.60      .109
                    0.41-0.50       .017   1.01-1.10     .067    1.61-1.70      .117
                    0.51-0.60       .025   1.11-1.20     .075    1.71-1.80      .126
                    0.61-0.70       .033   1.21-1.30     .084    1.81-1.90      .134
                    0.71-0.80       .042   1.31-1.40     .092    1.91-2.00      .142
                                                            Above 2.00 - See Section 6

 8R1   1999    4  Rye will be discounted for percent thin rye as follows:

                    Thin Rye %     DF   Thin Rye %    DF    Thin Rye %      DF
                     25 and below None   49.01-50    .176    75.01-76      .285
                     25.01-26     .075   50.01-51    .180    76.01-77      .289
                     26.01-27     .079   51.01-52    .184    77.01-78      .293
                     27.01-28     .084   52.01-53    .188    78.01-79      .297
                     28.01-29     .088   53.01-54    .192    79.01-80      .301
                     29.01-30     .092   54.01-55    .197    80.01-81      .305
                     30.01-31     .096   55.01-56    .201    81.01-82      .310
                     31.01-32     .100   56.01-57    .205    82.01-83      .314
                     32.01-33     .105   57.01-58    .209    83.01-84      .318
                     33.01-34     .109   58.01-59    .213    84.01-85      .322
                     34.01-35     .113   59.01-60    .218    85.01-86      .326
                     35.01-36     .117   60.01-61    .222    86.01-87      .331
                     36.01-37     .121   61.01-62    .226    87.01-88      .335
                     37.01-38     .126   62.01-63    .230    88.01-89      .339
                     38.01-39     .130   63.01-64    .234    89.01-90      .343
                     39.01-40     .134   64.01-65    .238    90.01-91      .347
                     40.01-41     .138   65.01-66    .243    91.01-92      .351
                     41.01-42     .142   66.01-67    .247    92.01-93      .356
                     42.01-43     .146   67.01-68    .251    93.01-94      .360
                     43.01-44     .151   68.01-69    .255    94.01-95      .364
                     44.01-45     .155   69.01-70    .259    95.01-96      .368
                     45.01-46     .159   70.01-71    .264    96.01-97      .372
                     46.01-47     .163   71.01-72    .268    97.01-98      .377
                     47.01-48     .167   72.01-73    .272    98.01-99      .381
                     48.01-49     .172   73.01-74    .276    99.01-100     .385
                                         74.01-75    .280

               5  Rye will be discounted for a garlicky or smutty grade as follows:

                     Garlicky =  .021      Smutty =  .042

               6  Rye with (A) a test weight below 40 pounds per bushel; (B) a kernel
               damage percentage above 35 percent; (C) an ergot percentage above 2
               percent; (D) a musty, sour, or commercially objectionable foreign
               odor (except smut or garlic odor); and/or (E) the presence of substances
               or conditions identified by the Food and Drug Administration or other
               public health organizations of the United States as injurious to human
               or animal health; may be allowed a discount factor. To determine the
               Discount Factor, the reduction in value (RIV) caused by the deficiencies,
               substances, or conditions allowed in (A), (B), (C), (D), and/or (E) will
               be determined and the total will be divided by the Posted County Price
               (PCP)*. The RIV will not include any price reduction resulting from any
               Discount Factors that are included in sections 1, 2, 3, 4, and 5.

               A  The RIV's specified in section 6 will be limited to those that are
               usual, customary, and reasonable.  If the RIV can be decreased by con-
               ditioning the production, the RIV after conditioning may be increased
               by the cost of conditioning, provided that the resulting RIV does not
               exceed the RIV before conditioning.  No RIV will be accepted if it is due
               to (1) moisture content; (2) damage due to uninsured causes; or, (3)
               drying, handling, processing, or any other costs associated with normal
               harvesting, handling, and marketing of the production.

 8R2   1999    B  RIV's used will be those in the local market area in which you normally
               market the crop, to the extent feasible. If the RIV for a buyer
               located outside your local market area is less than the RIV in your
               local market area, then the RIV may be increased by the additional
               costs required to deliver the production to the buyer, provided that
               the resulting RIV does not exceed the RIV in your local market area.
               If the damaged production has been sold, the Discount Factor will be
               based upon the RIV's applied by the buyer unless it is determined
               that such RIV's are not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such production
               in a manner which establishes a value.  In such cases, the value we agree
               to will be utilized in accordance with our approved procedures to determine
               the RIV for quality adjustment purposes according to section 6 herein.

               D  The RIV's and PCP will be those in effect on the earlier of the date
               such quality-adjusted production is sold or the date of final inspection
               for the unit.

               *  "Posted County Price (PCP)" is the price established by the Commodity
               Credit Corporation (CCC) for rye in the county shown on your
               application. If multiple counties are shown on your application, it is
               the county in which the insured unit is located. If the CCC
               discontinues establishing PCP's for the county, the PCP will be the
               Local Market Price as defined in the Small Grains Crop Provisions.

 8R9   1998    The Producer Premium Percentage Table T1.9 applies to this crop.

 8RA   1998      *** Insurance will attach only on potatoes planted during the period of
               January 1 - February 25.

 8RB   2008    Nematode damage will not be an insurable cause of loss unless a
               recommended preplant nematocide treatment of the soil is administered
               for the current crop year.

 8RH   1998      ** Fall Direct Seeding Period - July 10 through September 15.

 8RI   1998      ** Fall Transplanting Period - August 10 through October 15.

 8RJ   1998      ** Winter Direct Seeding Period - September 16 through November 15.

 8RK   1998      ** Winter Transplanting Period - October 16 through December 15.

 8RL   1998      ** Spring Direct Seeding Period - November 16 through December 31.

 8RM   1998      ** Spring Transplanting Period - December 16 through January 31.

 8RN   2007    * Direct seeded acreage will not be insurable.

 8RR   1997    The dollar amount of insurance per ton will be determined by multiplying the
               percentage for the coverage level elected by the reference maximum dollar
               amount, and rounding the result to the next highest whole dollar not to exceed
               $802.

 8RT   2008    Insurance will not attach on any acreage of spring planted tomatoes
               planted prior to January 15 in rate area C, without a crop inspection on
               or after that date showing there is no damage to the crops.  The results
               of the crop inspection will be placed in, and become part of, the
               official file.

 8RW   2008      ** Insurance will not attach on any acreage of spring planted peppers
               planted prior to January 15 in rate area C, without a crop inspection on
               or after that date showing there is no damage to the crop.  The results
               of the crop inspection will be placed in, and become part of,
               the official file.

 8SC   1998      ** Fall Planting Period - July 15 through October 15.

 8SD   1998      ** Winter Planting Period - October 16 through January 15.

 8SE   1998      ** Spring Planting Period - January 16 through March 15.

 8SH   1996    Classification 001 applies to all bearing apple acreage north of
               interstate 10 (ten).
               Classification 002 applies to all bearing apple acreage south of
               interstate 10 (ten).

 8SL   2001    **** Apple acreage on which a Fresh Fruit Option is not in effect.

 8SM   1997     *** Insurance will attach only on potatoes planted during the period of
               October 1 - January 10.

 8SQ   2008      ** Insurance will attach only on potatoes planted during the period of
               December 1 - February 28.

 8SR   1996      ** Insurance will attach only on potatoes planted during the period of
               July 1 - August 15.

 8SS   2008    A minimum of sixteen (16) live plants per square foot will be considered to be
               a normal stand for loss adjustment purposes

 8SW   2008    The weight of bins or boxes is established by the first
               handler (packing house or processor) and should be specified on the
               records or settlement sheet.


 8T1   1998    The Producer Premium Table T1.11 applies to this crop

 8T6   2007    The END OF INSURANCE DATES for specific types are as follows:

                                 TYPE                                        END OF INSURANCE
               DATE

               Perlette                                                             June 15
               Exotic, Flame Seedless                                               July 15
               Superior Seedless, Thompson Seedless                                 July 15
               Christmas Rose, Crimson Seedless, Emperor, Red Globe, Ribier         July 31
               Ruby Seedless, All Others                                            July 31

 8T7   2007    The END OF INSURANCE DATES for specific types are as follows:

                         TYPE                                        END OF INSURANCE DATE

               Perlette                                                   August 1
               Exotic, Superior Seedless                                  August 31
               Flame Seedless, Thompson Seedless                          September 15
               Ribier, Ruby Seedless                                      October 15
               Christmas Rose, Crimson Seedless                           October 31
               Emperor, Red Globe, All Others                             October 31

 8TB   1999    TERRITORY:



               TERRITORY 01 - Hardiness Zones 1 - 6



               TERRITORY 02 - Hardiness Zones 7 - 8



               TERRITORY 03 - Hardiness Zones 9 - 11


 8TC   2008    Insurance will not attach to any acreage on which potatoes were
               planted the preceding crop year; however, potatoes will be insurable
               any two of the first three years on land that has not been previously
               planted to potatoes.

 8TF   2007    White Mold disease is not an insurable cause of loss on any acreage on
               which dry beans, sunflowers, soybeans, green peas or vegetable crops
               have been planted in either of the two preceding crop years.

 8TG   2007    The END OF INSURANCE DATES for specific types are as follows:

                         TYPE                                        END OF INSURANCE DATE

               Flame Seedless                                             September 15
               Tokay/Flame Tokay                                          October 15
               All Others                                                 October 31

 8TO   2007    The END OF INSURANCE DATES for specific types are as follows:

                         TYPE                                        END OF INSURANCE DATE

               Perlette                                                   July 15
               Christmas Rose, Crimson Seedless, Emperor, Exotic          July 31
               Flame Seedless, Red Globe, Ribier, Ruby Seedless           July 31
               Superior Seedless, Thompson Seedless, All Others           July 31

 8UJ   2007    Insurance will not attach to any acreage on which potatoes or
               sunflowers were planted the preceding crop year.

 8UN   2007    **** Early season includes varieties planted prior to May 16th.

 8UP   2007    **** Late season includes varieties planted after May 15th and prior to
               June 11th.

 8UV   2007    Grade #4, Leaf 4, 1 3/8 inch staple length and 3.5 micronaire reading
               shall be used for quality adjustments in accordance with the provisions
               of the insurance policy.

 8UZ   2007    Frost or freeze is not an insurable cause of loss after October 5.

 8VF   1997    **** Insurable varieties for Group A:  Kennebec, Green Mountain,
               Bake King, Superior, and Alaska 114.

 8VH   2008    Any loss of production due to scab will not be an insurable cause
               of loss on any land with prior history of scab.

 8VK   2008    For irrigated practices, classification 002 is applicable to all
               producers unless classified otherwise by the Corporation.

 8VL   2007    Bacterial blight diseases are not an insurable cause of loss on any
               acreage on which dry beans, soybeans, or sunflowers have been planted
               in the preceding crop year.

 8W    1999    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the applicable
               Discount Factors (DF) below (expressed as three-place decimals). No other
               quality factors will be considered in determining production to count. The
               QA Factor (not less than zero) will be multiplied by the number of bushels
               remaining after any reduction due to excessive moisture to determine the net
               production to count.  Any grain which, due to insurable causes, has zero market
               value (net zero market value after consideration of additional costs to deliver
               damaged grain to a market of reasonable distance outside your local marketing
               area) will not be considered production to count if the production is
               destroyed.  Production that is not destroyed in a manner acceptable to us
               will be adjusted in accordance with the rules below for the respective types
               and levels of damage.  Additional costs to deliver grain outside your local
               market will be allowed only for types and levels of damage included in
               section 5.

               1  Soft Red Winter wheat will be discounted for low test weight as follows:

               Test Weight Pounds  DF    Test Weight Pounds  DF   Test Weight Pounds  DF
                  54 and above    None       45-45.99       .254      37-37.99       .322
                    53-53.99      .102       44-44.99       .262      36-36.99       .331
                    52-52.99      .130       43-43.99       .271      35-35.99       .339
                    51-51.99      .158       42-42.99       .280      34-34.99       .348
                    50-50.99      .181       41-41.99       .288      33-33.99       .357
                    49-49.99      .205       40-40.99       .297      32-32.99       .365
                    48-48.99      .228       39-39.99       .305      31-31.99       .374
                    47-47.99      .237       38-38.99       .314      30-30.99       .382
                    46-46.99      .245                           Below 30 - See Section 5

               2  Wheat (all classes except Soft Red Winter) will be discounted for low
               test weight as follows:

               Test Weight Pounds  DF    Test Weight Pounds  DF   Test Weight Pounds  DF
                  54 and above    None       45-45.99       .090      37-37.99       .150
                    53-53.99*     .035       44-44.99       .097      36-36.99       .157
                    52-52.99      .041       43-43.99       .105      35-35.99       .165
                    51-51.99      .048       42-42.99       .112      34-34.99       .172
                    50-50.99      .056       41-41.99       .120      33-33.99       .180
                    49-49.99      .062       40-40.99       .127      32-32.99       .187
                    48-48.99      .069       39-39.99       .135      31-31.99       .195
                    47-47.99      .076       38-38.99       .142      30-30.99       .202
                    46-46.99      .083                           Below 30 - See Section 5

               * Not applicable to Hard Red Spring wheat and White Club wheat.

               3   Wheat (all classes) will be discounted for excessive defects (excluding
               foreign material and heat damage) as follows:

                       Defects %       DF        Defects %     DF      Defects %    DF
                     10 and below    None       18.01-19      .084     27.01-28    .133
                       10.01-11**    .044       19.01-20      .089     28.01-29    .138
                       11.01-12**    .049       20.01-21      .095     29.01-30    .144
                       12.01-13      .053       21.01-22      .100     30.01-31    .152
                       13.01-14      .058       22.01-23      .106     31.01-32    .160
                       14.01-15      .062       23.01-24      .111     32.01-33    .168
                       15.01-16      .067       24.01-25      .116     33.01-34    .176
                       16.01-17      .073       25.01-26      .122     34.01-35    .185
                       17.01-18      .078       26.01-27      .127 Above 35 -See Section 5

               ** Applicable only to kernel damage (excluding heat damage)

 8W0   1999    4  Wheat (all classes) will be discounted for a light smutty or smutty
                  grade as follows:
                                        Light smutty = .022   Smutty =  .043

               5  Wheat with (A) a test weight below 30 pounds per bushel; (B) a defects
               *** percentage above 35 percent; (C) a garlicky or ergoty grade; (D) a
               musty, sour, or commercially objectionable foreign odor (except smut odor);
               and/or (E) the presence of substances or conditions identified by the
               Food and Drug Administration or other public health organizations of the
               United States as injurious to human or animal health; may be allowed a
               discount factor. To determine the Discount Factor, the reduction in
               value (RIV) caused by the deficiencies, substances, or conditions
               allowed in (A), (B), (C), (D), and/or (E) will be determined and the
               total will be divided by the Posted County Price (PCP)****. The RIV will
               not include any price reduction resulting from any Discount Factors that
               are included in sections 1, 2, 3, and 4.

               *** For quality adjustment purposes, defects (excluding foreign material
               and heat damage) consist of kernel damage and shrunken and broken kernels.
               In no event will a Discount Factor be allowed for kernel damage (excluding
               heat damage) and/or shrunken and broken kernels, in addition to defects.

               A  The RIV's specified in section 5 will be limited to those that are
               usual, customary, and reasonable.  If the RIV can be decreased by con-
               ditioning the production, the RIV after conditioning may be increased by
               the cost of conditioning, provided that the resulting RIV does not exceed
               the RIV before conditioning.  No RIV will be accepted if it is due to
               (1) moisture content; (2) damage due to uninsured causes; or (3) drying,
               handling, processing, or any other costs associated with normal harvesting,
               handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you
               normally market the crop, to the extent feasible. If the RIV for a
               buyer located outside your local market area is less than the RIV in
               your local market area, then the RIV may be increased by the additional
               costs required to deliver the production to the buyer, provided that
               the resulting RIV does not exceed the RIV in your local market area. If
               the damaged production has been sold, the Discount Factor will be based
               upon the RIV's applied by the buyer unless it is determined that such
               RIV's are not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such production
               in a manner which establishes a value.  In such cases, the value we agree
               to will be utilized in accordance with our approved procedures to determine
               the RIV for quality adjustment purposes according to section 5 herein.

               D  The RIV's and PCP will be those in effect on the earlier of the date
               such quality-adjusted production is sold or the date of final
               INSPECTION FOR THE UNIT.

               **** "Posted County Price (PCP)" is the price established by the Commodity
               Credit Corporation (CCC) in the county shown on your application, for the
               insured wheat class. If multiple counties are shown on your application,
               it is the county in which the insured unit is located. If the CCC
               discontinues establishing PCP's for the county, the PCP will be the Local
               Market Price as defined in the CRC Wheat Crop Provisions.

 8W1   1999    Subparagraph 11(d) (3) (ii) of the Small Grains Crop Provisions does not
               apply. In lieu of the provisions in paragraph 11(d) (4) of the Small Grains
               Crop Provisions, wheat production that has a musty, sour, or commercially
               objectionable foreign odor (except smut odor) or that is otherwise eligible
               for quality adjustment, as specified in paragraphs 11(d) (2) and (3) of
               such provisions, will be reduced as follows:

               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the applicable
               Discount Factors (DF) below (expressed as three-place decimals). No other
               quality factors will be considered in determining production to count. The
               QA Factor (not less than zero) will be multiplied by the number of bushels
               remaining after any reduction due to excessive moisture (in accordance with
               the Small Grains Crop Provisions) to determine the net production to count.
               Any grain which, due to insurable causes, has zero market value (net zero
               market value after consideration of additional costs to deliver damaged
               grain to a market of reasonable distance outside your local marketing
               area) will not be considered production to count if the production is
               destroyed.  Production that is not destroyed in a manner acceptable to us
               will be adjusted in accordance with the rules below for the respective types
               and levels of damage.  Additional costs to deliver grain outside your local
               market will be allowed only for types and levels of damage included in
               section 5.

               1  Soft Red Winter wheat will be discounted for low test weight as follows:

               Test Weight Pounds  DF    Test Weight Pounds  DF   Test Weight Pounds  DF
                  54 and above    None       45-45.99       .254      37-37.99       .322
                    53-53.99      .102       44-44.99       .262      36-36.99       .331
                    52-52.99      .130       43-43.99       .271      35-35.99       .339
                    51-51.99      .158       42-42.99       .280      34-34.99       .348
                    50-50.99      .181       41-41.99       .288      33-33.99       .357
                    49-49.99      .205       40-40.99       .297      32-32.99       .365
                    48-48.99      .228       39-39.99       .305      31-31.99       .374
                    47-47.99      .237       38-38.99       .314      30-30.99       .382
                    46-46.99      .245                           Below 30 - See Section 5

               2  Wheat (all classes except Soft Red Winter) will be discounted for low
               test weight as follows:

               Test Weight Pounds  DF    Test Weight Pounds  DF   Test Weight Pounds  DF
                  54 and above    None       45-45.99       .090      37-37.99       .150
                    53-53.99*     .035       44-44.99       .097      36-36.99       .157
                    52-52.99      .041       43-43.99       .105      35-35.99       .165
                    51-51.99      .048       42-42.99       .112      34-34.99       .172
                    50-50.99      .056       41-41.99       .120      33-33.99       .180
                    49-49.99      .062       40-40.99       .127      32-32.99       .187
                    48-48.99      .069       39-39.99       .135      31-31.99       .195
                    47-47.99      .076       38-38.99       .142      30-30.99       .202
                    46-46.99      .083                           Below 30 - See Section 5

               * Not applicable to Hard Red Spring wheat and White Club wheat.

               3   Wheat (all classes) will be discounted for excessive defects (excluding
               foreign material and heat damage) as follows:

                       Defects %       DF        Defects %     DF      Defects %    DF
                     10 and below    None       18.01-19      .084     27.01-28    .133
                       10.01-11**    .044       19.01-20      .089     28.01-29    .138
                       11.01-12**    .049       20.01-21      .095     29.01-30    .144
                       12.01-13      .053       21.01-22      .100     30.01-31    .152
                       13.01-14      .058       22.01-23      .106     31.01-32    .160
                       14.01-15      .062       23.01-24      .111     32.01-33    .168
                       15.01-16      .067       24.01-25      .116     33.01-34    .176
                       16.01-17      .073       25.01-26      .122     34.01-35    .185
                       17.01-18      .078       26.01-27      .127 Above 35 -See Section 5

               ** Applicable only to kernel damage (excluding heat damage)

 8W2   1999    4  Wheat (all classes) will be discounted for a light smutty or smutty
                  grade as follows:
                                        Light smutty = .022   Smutty =  .043

               5  Wheat with (A) a test weight below 30 pounds per bushel; (B) a defects
               *** percentage above 35 percent; (C) a garlicky or ergoty grade; (D) a
               musty, sour, or commercially objectionable foreign odor (except smut odor);
               and/or (E) the presence of substances or conditions identified by the
               Food and Drug Administration or other public health organizations of the
               United States as injurious to human or animal health; may be allowed a
               discount factor. To determine the Discount Factor, the reduction in
               value (RIV) caused by the deficiencies, substances, or conditions
               allowed in (A), (B), (C), (D), and/or (E) will be determined and the
               total will be divided by the Posted County Price (PCP)****. The RIV will
               not include any price reduction resulting from any Discount Factors that
               are included in sections 1, 2, 3, and 4.

               *** For quality adjustment purposes, defects (excluding foreign material
               and heat damage) consist of kernel damage and shrunken and broken kernels.
               In no event will a Discount Factor be allowed for kernel damage (excluding
               heat damage) and/or shrunken and broken kernels, in addition to defects.

               A  The RIV's specified in section 5 will be limited to those that are
               usual, customary, and reasonable.  If the RIV can be decreased by con-
               ditioning the production, the RIV after conditioning may be increased by
               the cost of conditioning, provided that the resulting RIV does not exceed
               the RIV before conditioning.  No RIV will be accepted if it is due to
               (1) moisture content; (2) damage due to uninsured causes; or (3) drying,
               handling, processing, or any other costs associated with normal harvesting,
               handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you
               normally market the crop, to the extent feasible. If the RIV for a
               buyer located outside your local market area is less than the RIV in
               your local market area, then the RIV may be increased by the additional
               costs required to deliver the production to the buyer, provided that
               the resulting RIV does not exceed the RIV in your local market area. If
               the damaged production has been sold, the Discount Factor will be based
               upon the RIV's applied by the buyer unless it is determined that such
               RIV's are not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such production
               in a manner which establishes a value.  In such cases, the value we agree
               to will be utilized in accordance with our approved procedures to determine
               the RIV for quality adjustment purposes according to section 5 herein.

               D  The RIV's and PCP will be those in effect on the earlier of the date
               such quality-adjusted production is sold or the date of final
               INSPECTION FOR THE UNIT.

               **** "Posted County Price (PCP)" is the price established by the Commodity
               Credit Corporation (CCC) in the county shown on your application, for the
               insured wheat class. If multiple counties are shown on your application,
               it is the county in which the insured unit is located. If the CCC
               discontinues establishing PCP's for the county, the PCP will be the Local
               Market Price as defined in the Small Grains Crop Provisions.

 8W3   1999    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the applicable
               Discount Factors (DF) below (expressed as three-place decimals).  No other
               quality factors will be considered in determining production to count.  The
               QA Factor (not less than zero) will be multiplied by the number of bushels
               remaining after any reduction due to excessive moisture to determine the
               net production to count. Any grain which, due to insurable causes, has zero
               market value (net zero market value after consideration of additional costs
               to deliver damaged grain to a market of reasonable distance outside your
               local marketing area) will not be considered production to count if the
               production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in section 5.

               1  Soft Red Winter wheat will be discounted for low test weight as follows:

               Test Weight Pounds  DF  Test Weight Pounds  DF  Test Weight Pounds  DF
                  54 and above    None    45-45.99        .254    37-37.99        .322
                   53-53.99       .102    44-44.99        .262    36-36.99        .331
                   52-52.99       .130    43-43.99        .271    35-35.99        .339
                   51-51.99       .158    42-42.99        .280    34-34.99        .348
                   50-50.99       .181    41-41.99        .288    33-33.99        .357
                   49-49.99       .205    40.40.99        .297    32-32.99        .365
                   48-48.99       .228    39-39.99        .305    31-31.99        .374
                   47-47.99       .237    38-38.99        .314    30-30.99        .382
                   46-46.99       .245                         Below 30 - See Section 5

               2  Wheat (all classes except Soft Red Winter) will be discounted for low
               test weight as follows:

               Test Weight Pounds   DF   Test Weight Pounds   DF   Test Weight Pounds   DF
                  54 and above     None      45-45.99        .090      37-37.99       .150
                    53-53.99*      .035      44-44.99        .097      36-36.99       .157
                    52-52.99       .041      43-43.99        .105      35-35.99       .165
                    51-51.99       .048      42-42.99        .112      34-34.99       .172
                    50-50.99       .056      41-41.99        .120      33-33.99       .180
                    49-49.99       .062      40-40.99        .127      32-32.99       .187
                    48-48.99       .069      39-39.99        .135      31-31.99       .195
                    47-47.99       .076      38-38.99        .142      30-30.99       .202
                    46-46.99       .083                           Below 30 - See Section 5

               *  Not applicable to Hard Red Spring wheat and White Club wheat.

               3  Wheat (all classes) will be discounted for excessive defects (excluding
               foreign material and heat damage) as follows:

                       Defects %     DF      Defects %   DF     Defects %       DF
                     10 and below   None    18.01-19    .084    27.01-28       .133
                      10.01-11**    .044    19.01-20    .089    28.01-29       .138
                      11.01-12**    .049    20.01-21    .095    29.01-30       .144
                      12.01-13      .053    21.01-22    .100    30.01-31       .152
                      13.01-14      .058    22.01-23    .106    31.01-32       .160
                      14.01-15      .062    23.01-24    .111    32.01-33       .168
                      15.01-16      .067    24.01-25    .116    33.01-34       .176
                      16.01-17      .073    25.01-26    .122    34.01-35       .185
                      17.01-18      .078    26.01-27    .127    Above 35 - See Section 5

               ** Applicable only to kernel damage (excluding heat damage).

 8W4   1999    4  Wheat (all classes) will be discounted for a light smutty or smutty
                  grade as follows:
                                    Light smutty = .022     Smutty = .043

               5  Wheat with (A) a test weight below 30 pounds per bushel; (B) a defects
               *** percentage above 35 percent; (C) a garlicky or ergoty grade; (D) a
               musty, sour, or commercially objectionable foreign odor (except smut odor);
               and/or (E) the presence of substances or conditions identified by the
               Food and Drug Administration or other public health organizations of the
               United States as injurious to human or animal health; may be allowed a
               discount factor.  To determine the Discount Factor, the reduction in value
               (RIV) caused by the deficiencies, substances, or conditions allowed in (A),
               (B), (C), (D), and/or (E) will be determined and the total will be divided
               by the Posted County Price (PCP)****.  The RIV will not include any price
               reduction resulting from any Discount Factors that are included in sections
               1, 2, 3, and 4.

               *** For quality adjustment purposes, defects (excluding foreign material
               and heat damage) consist of kernel damage and shrunken and broken kernels.
               In no event will a Discount Factor be allowed for kernel damage (excluding
               heat damage) and/or shrunken and broken kernels, in addition to defects.

               A  The RIV's specified in section 5 will be limited to those that are
               usual, customary, and reasonable.  If the RIV can be decreased by con-
               ditioning the production, the RIV after conditioning may be increased by
               the cost of conditioning, provided that the resulting RIV does not exceed
               the RIV before conditioning. No RIV will be accepted if it is due to
               (1) moisture content; (2) damage due to uninsured causes; or (3) drying,
               handling, processing, or any other costs associated with normal harvesting,
               handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you
               normally market the crop, to the extent feasible.  If the RIV for a
               buyer located outside your local market area is less than the RIV in
               your local market area, then the RIV may be increased by the additional
               costs required to deliver the production to the buyer, provided that
               the resulting RIV does not exceed the RIV in your local market area.  If
               the damaged production has been sold, the Discount Factor will be based
               upon the RIV's applied by the buyer unless it is determined that such
               RIV's are not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local market
               area, you may offer a value or may intend to utilize such production in a
               manner which establishes a value.  In such cases, the value we agree to will be
               utilized in accordance with our approved procedures to determine the RIV for
               quality adjustment purposes according to section 5 herein.

               D  The RIV's and PCP will be those in effect on the earlier of the date
               such quality-adjusted production is sold or the date of final
               INSPECTION FOR THE UNIT.

               **** "Posted County Price (PCP)" is the price established by the Commodity
               Credit Corporation (CCC) in the county shown on your application, for the
               insured wheat class.  If multiple counties are shown on your application,
               it is the county in which the insured unit is located.  If the CCC
               discontinues establishing PCP's for the county, the PCP will be the Local
               Market Price.

 8WA   2007    Frost or freeze is not an insurable cause of loss after October 10.

 8WB   2007    Frost or freeze is not an insurable cause of loss after October 15.

 8WC   2007    Frost or freeze is not an insurable cause of loss after October 20.

 8WD   2007    Frost or freeze is not an insurable cause of loss after September 25.

 8WE   2007    Frost or freeze is not an insurable cause of loss after September 30.

 8X8   2007      ** SPP - Single Planting Period of which 80 percent or more of the total
               insurable snap bean acreage is planted either (1) before June 26 or (2)
               after June 25.

 8X9   2007      ** DPP - Dual Planting Period of which less than 80 percent of the total
               insurable snap bean acreage is planted either (l) before June 26 or (2)
               after June 25.

 8XR   1996    Group A price elections will apply to all grapes grown in the county.

 8YA   1997    In determining production to be counted in the event of loss,
               appraisals will be made from unharvested representative sample(s) for
               any reduction in production the Corporation determines was
               the result of harvesting prior to August 15 of the crop year.

 8YH   2007    If any production from any unit will be marketed directly to the consumer
               and/or production cannot be determined by the earlier of being placed in
               storage or the time of delivery to a buyer, a preharvest crop appraisal is
               required.  Notification to us must be given at least 15 days before harvest
               begins.

 8YL   2007    **** Includes Italian (Romano) varieties.

 8YM   2007    **** Includes all snap beans not included in Group A.

 8YQ   2007    Frost or freeze is not an insurable cause of loss after October 31.

 8ZN   2007      ** Applicable to insurable acreage planted before June 26.

 8ZP   2007      ** Applicable to insurable acreage planted after June 25.

 8ZZ   2008    Only one price election percentage will be applicable for all potato types
               insured under one potato policy.  For example, if you elect a price election
               for one type equal to 80% of the established price, the price election
               applicable for other potato types must also be 80% of the established price.

               In the event of loss or damage on a unit for which more than one price
               election is applicable, we will settle your claim by:
               (a)  Multiplying the insured acreage of each type (161/261) by the
                    production guarantee;
               (b)  Multiplying each result by the price election for the applicable type;
               (c)  Adding these dollar values;
               (d)  Multiplying the production to count of each type by the price election
                    for that type;
               (e)  Adding these dollar values;
               (f)  Subtracting the result of step (e) from the result of step (c); and,
               (g)  Multiplying the result by your share.

 901   1997    EARLIEST PLANTING DATE IS 25 DAYS PRIOR TO THE FINAL PLANTING DATE.

 902   1997    EARLIEST PLANTING DATE IS 30 DAYS PRIOR TO THE FINAL PLANTING DATE.

 904   1997    EARLIEST PLANTING DATE IS 40 DAYS PRIOR TO THE FINAL PLANTING DATE.

 905   1997    EARLIEST PLANTING DATE IS 45 DAYS PRIOR TO THE FINAL PLANTING DATE.

 906   1997    EARLIEST PLANTING DATE IS 50 DAYS PRIOR TO THE FINAL PLANTING DATE.

 907   1997    EARLIEST PLANTING DATE IS 55 DAYS PRIOR TO THE FINAL PLANTING DATE.

 908   2004    EARLIEST PLANTING DATE IS 60 DAYS PRIOR TO THE FINAL PLANTING DATE.

 909   2007    EARLIEST PLANTING DATE IS 75 DAYS PRIOR TO THE FINAL PLANTING DATE.

 90Z   2008    The final planting date for transplanted onions will be January 25.

 910   2004    EARLIEST PLANTING DATE IS 90 DAYS PRIOR TO THE FINAL PLANTING DATE.

 912   1997    EARLIEST PLANTING DATE IS 120 DAYS PRIOR TO THE FINAL PLANTING DATE.

 914   1997    EARLIEST PLANTING DATE IS 150 DAYS PRIOR TO THE FINAL PLANTING DATE.

 915   1997          THE END OF INSURANCE FOR WASHINGTON-WALLA WALLA SWEETS AND
                     ANY OTHER NON-STORAGE TYPE ONION IS JULY 31.

 916   1997    EARLIEST PLANTING DATE IS 20 DAYS PRIOR TO THE FINAL PLANTING DATE.

 917   1997    EARLIEST PLANTING DATE IS 65 DAYS PRIOR TO THE FINAL PLANTING DATE.

 940   2002    TOWNSHIPS AND RANGES SOUTH OF TOWNSHIP 9 SOUTH WILL HAVE A FINAL PLANTING
               DATE OF 03/31 AND AN ACREAGE REPORTING DATE OF 04/15.

 943   2008    LAND BELOW 4,000 FT IN ELEVATION WILL HAVE A FINAL PLANTING DATE OF
               APRIL 15.

 946   2007         THE COACHELLA VALLEY OF RIVERSIDE COUNTY WILL HAVE A
                    FINAL PLANTING DATE OF 04/30.

 949   2008    LAND ABOVE 4,000 FT IN ELEVATION WILL HAVE A FINAL PLANTING DATE OF
               NOVEMBER 15.

 950   2007    LAND BELOW 4,000 FEET IN ELEVATION WILL HAVE A FINAL PLANTING DATE OF
               APRIL 15.

 951   2008    LAND ABOVE 4,000 FT IN ELEVATION WILL HAVE A FINAL PLANTING DATE OF OCTOBER
               31.

 955   1997
                     THE END OF INSURANCE DATES FOR SPECIFIC VARIETIES ARE
                     AS FOLLOWS:

                           VARIETY                  END OF
                                                INSURANCE DATE

                     PERLETTE                      JUNE 15
                     FLAME SEEDLESS                JULY 15
                     ALL OTHERS                    JULY 31

 956   2003
                    END OF INSURANCE PERIOD WILL BE AS DETERMINED BY US.

 957   1997
                    THE END OF INSURANCE DATES FOR SPECIFIC VARIETIES ARE
                    AS FOLLOWS:

                                                       END OF
                                VARIETY            INSURANCE DATE

                        BEAUTY SEEDLESS, PERLETTE      JULY 15
                        ALL OTHERS                     JULY 31

 958   1997
                    THE END OF INSURANCE DATES FOR SPECIFIC VARIETIES ARE
                    AS FOLLOWS:

                                  VARIETY                         END OF
                                                              INSURANCE DATE

                    PERLETTE, CARDINAL                         AUGUST 15
                    EXOTIC, FLAME SEEDLESS, SUPERIOR SEEDLESS  AUGUST 31
                    RED MALAGA, QUEEN, THOMPSON SEEDLESS       SEPTEMBER 15
                    BLACK ROSE, ITALIA                         SEPTEMBER 30
                    WHITE MALAGA, RIBIER, RUBY SEEDLESS        OCTOBER 15
                    ALL OTHERS                                 OCTOBER 31

 959   1997
                    THE END OF INSURANCE DATES FOR SPECIFIC VARIETIES ARE
                    AS FOLLOWS:

                                                    END OF
                              VARIETY           INSURANCE DATE

                         FLAME SEEDLESS          SEPTEMBER 15
                         THOMPSON SEEDLESS       SEPTEMBER 30
                         FLAME TOKAY, RIBIER     OCTOBER 15
                         ALL OTHERS              OCTOBER 31

 962   2001    ACREAGE PLANTED IN APRIL OR MAY MUST BE REPORTED BY JUNE 15.

 971   2008    LAND NORTH OF INTERSTATE 90 WILL HAVE A FINAL PLANTING DATE OF
               APRIL 30.

 974   2008    LAND WEST OF ROCK CREEK WILL HAVE A FINAL PLANTING DATE OF
               MAY 15.

 976   2008    LAND NORTH OF HIGHWAY 2 WILL HAVE A FINAL PLANTING DATE OF
               MAY 15.

 977   2008    LAND SOUTH OF HIGHWAY 2 AND WEST OF HIGHWAY 195 WILL HAVE A
               FINAL PLANTING DATE OF APRIL 30.

 978   2008    LAND NORTH OF HIGHWAY 23 AND EAST OF HIGHWAY 195 WILL HAVE A FINAL
               PLANTING DATE OF MAY 15.

 97G   1996    Grass mixture type will include any stand of forage in which Timothy
               grass comprises 55 to 99.9 percent of the ground cover, and the
               remaining will be clover and/or alfalfa of which alfalfa comprises
               less than 25 percent of the ground cover.

 980   2008    LAND WEST OF HIGHWAY 97 WILL HAVE A FINAL PLANTING DATE OF MAY 15.

 981   1999    LAND WEST OF HIGHWAY 97 WILL HAVE A FINAL PLANTING DATE OF APRIL 30.

 9A1   2001    ****Early Varieties include:  Dr. Dupuis, Simmonds, Pollock, Hardee, Nadir,
               Ruehle, Arue, Donnie, Fuchs, K-5, Gorham, Biondo, Peterson, 232, Pinelli, and
               Trap.

 9A2   2000    There is a one-year lag period in reporting production.  Production reports
               through the 1998 crop year are required for the 2000 crop year.

 9A3   2000    The long term average county revenue is $4234 per acre.

 9A4   1999    The Producer Premium Percentage Table T2.2 applies to this crop.

 9A5   2000    The 65 percent transitional yields are:  1998 = 2602 lbs. per acre, 1997 = 2679
               lbs. per acre, 1996 = 1612 lbs. per acre, 1995 = 4222 lbs. per acre.

 9A6   2008    ****Late Varieties include:  All other varieties not listed under Early
               Varieties.

 9A7   2001    For purposes of CAT, coverage will be equal to the approved average
               revenue times 27.5 percent.  Optional units are not available for CAT.

 9A8   2009    The imputed premium will be 55 percent of the premium at the 50 percent
               coverage level.

 9A9   2005    The maximum amount of the replanting payment per acre will be $600.00.

 9AB   2007    The Projected Price - The average derived by totaling the final closing
               daily settlement prices for the insured crop year Chicago Board of
               Trade (CBOT) December corn future contracts of each trading day from
               January 15 through February 14 prior to the sales closing date, and
               dividing that total by the number of daily settlement prices.  The
               projected price will be calculated by FCIC before February 20.

 9AF   1999    There is a one year lag period in reporting production.  Production reports
               through the 1997 crop year are required for the 1999 crop year.

 9AG   2000    The following coverages are available:
               (a)   80 percent coverage level and 75 percent payment rate;
               (b)   75 percent coverage level and 75 percent payment rate; and,
               (c)   65 percent coverage level and 75 percent payment rate.


 9AM   1999    Crop Provisions 98-212 (Avocado and Mango Tree Crop Provisions) apply.

 9AN   1998    The Producer Premium Percentage Table 1.10 applies to this crop.

 9AO   2008    Classification 001 is applicable to all acreage located in Victor, Farmington,
               and Manchester Townships and to acreage located north of State Route 96 in
               Phelps Township unless classified otherwise by the Corporation.

               Classification 002 is applicable to all acreage located south of State Route 96
               in Phelps Township and all other townships in the county unless classified
               otherwise by the Corporation.

 9AP   2007    In accordance with Section 7.(a) (4) (i) of the Dry Pea Crop Insurance
               Provisions, Austrian winter peas interplanted with a fall seeded small grain
               (maximum small grain seeding rate 10% of normal) are insurable.

 9AQ   1998    For catastrophic coverage (CAT), the catastrophic price is equal to 60% of the
               reference maximum price rounded to the nearest whole dollar for the appropriate
               stage.

 9AR   2006    Damage occuring in any calendar year following the year of set out will have
               the damage determined by an appraisal of the reduction in canopy volume in
               accordance with the following table.  The table translates the canopy reduction
               percentage to a damage percentage.

               PERCENTAGE CANOPY      PERCENTAGE      PERCENTAGE CANOPY      PERCENTAGE
                   REDUCTION            DAMAGE            REDUCTION            DAMAGE

                       1                  1.1%               45                  29.0%
                       2                  1.9%               46                  29.9%
                       3                  2.7%               47                  30.9%
                       4                  3.5%               48                  31.9%
                       5                  4.3%               49                  32.9%
                       6                  5.2%               50                  33.9%
                       7                  6.0%               51                  34.9%
                       8                  6.8%               52                  35.9%
                       9                  7.6%               53                  37.0%
                      10                  8.4%               54                  38.1%
                      11                  8.6%               55                  39.1%
                      12                  8.8%               56                  40.2%
                      13                  9.1%               57                  41.4%
                      14                  9.4%               58                  42.5%
                      15                  9.7%               59                  43.6%
                      16                 10.0%               60                  44.8%
                      17                 10.4%               61                  46.0%
                      18                 10.7%               62                  47.2%
                      19                 11.1%               63                  48.4%
                      20                 11.6%               64                  49.6%
                      21                 12.0%               65                  50.8%
                      22                 12.5%               66                  52.0%
                      23                 13.0%               67                  53.3%
                      24                 13.5%               68                  54.6%
                      25                 14.0%               69                  55.8%
                      26                 14.6%               70                  57.1%
                      27                 15.2%               71                  58.4%
                      28                 15.8%               72                  59.7%
                      29                 16.4%               73                  61.0%
                      30                 17.0%               74                  62.4%
                      31                 17.7%               75                  63.7%
                      32                 18.4%               76                  65.1%
                      33                 19.1%               77                  66.4%
                      34                 19.8%               78                  67.8%
                      35                 20.5%               79                  69.2%
                      36                 21.3%               80                  70.6%
                      37                 22.1%               81                  72.0%
                      38                 22.9%               82                  73.4%
                      39                 23.7%               83                  74.8%
                      40                 24.5%               84                  76.2%
                      41                 25.4%               85                  77.7%
                      42                 26.3%               86                  79.1%
                      43                 27.1%               87                 100.0%
                      44                 28.1%

 9AS   2005    Replant Payment Per Acre:  The maximum amount of the replanting payment per
               acre will be $325.00.

 9AT   2008    Replant Per Acre:  The maximum amount of the replanting payment per acre will
               be $125.00.

 9AU   2004    The minimum value to be used for harvested and appraised production will be
               $2.00 per 42-pound crate for practices 120 (Fall Planted Irrigated) and
               320 (Spring Planted Irrigated).

               The allowable cost for harvested production will include the actual cost
               of harvesting, grading, packing containers, hauling and selling not to
               exceed $2.60 per 42-pound crate.

 9AV   2008    In lieu of any policy provisions providing otherwise, the late planting period
               begins the day after the final planting date for the insured crop and ends 5
               days after the final planting date.  For insured crop acreage planted during
               the late planting period, the production guarantee for each acre will be
               reduced 3% for each day planted after the final planting date.

 9AW   2008    Classification 001 is applicable to all acreage located:
                  (1) East of US Route 5 in Windham County, and
                  (2) East of Interstate 91 in Brattleboro Township.

               Classification 002 is applicable to all other areas within the county unless
               classified otherwise by the Corporation.

 9AY   2003    Insurance will not attach to any acreage on which potatoes were planted in
               either of the two preceding crop years or sunflowers were planted in the
               preceding crop year, unless allowed on organic soils by written agreement;
               however, if acreage had not been previously cultivated, potatoes will be
               insurable any two of the first three crop years.

 9B1   2007    The percentage factor, as stated on the Northern Potato Quality Endorsement
               will be based on the actual average percentage of potatoes grading U.S. No. 2
               or better as determined from your records.  If less than four year of records
               are available, the factor will be calculated as follows:

                *Years of Actual      Actual Average     **Default      Percentage
                   Percentage            Percentage      Percentage        Factor
                      Record                (AAP)           (DP)            (PF)
                        0                  (0 AAP)    +  (4 DP)/4     =      PF
                        1                  (1 AAP)    +  (3 DP)/4     =      PF
                        2                  (2 AAP)    +  (2 DP)/4     =      PF
                        3                  (3 AAP)    +  (1 DP)/4     =      PF

               *Any actual average percentages must be submitted and certified in accordance
               with actual production (APH) procedures.  Use of loss records showing the
               percentage of potatoes meeting the grade designations stated above must be used
               as an actual year of records for any year in which we determine the percentage
               of potatoes meeting the stated grades.

               **The default percentage is:

                            Fresh Market                   Processing

                            #2 or Better                   #2 or Better

                               85                             85

 9B3   2005    The minimum value to be used for harvested and appraised production will be
               $2.00 per 42-pound crate for 320 (Spring Planted Irrigated).

               The allowable cost for harvested production will include the actual cost of
               harvesting, grading, packing containers, hauling and selling not to exceed
               $2.50 per 42-pound crate.

 9B4   2007    The tenderometer reading used to determine the processor contract price for
               the shell type of peas will be "110" Tenderometer Reading  corresponding to
               the non-superearly varieties.

               The grade factor used to determine the processor contract price for the pod
               types of peas will be the processor's minimum quality and grade specification
               (specified in the processors's Grading Manual) corresponding to the earliest
               planting interval.

               If the processor contract provides a fixed price without regard to
               tenderometer reading, sieve size, or grade factor, such fixed price will
               be considered the processor contract price.


 9B9   2000    The additional value price per bushel for Option A of the Income Protection
               Barley Malting Barley Price and Quality Endorsement is as follows:

               $0.40  Minnesota, North Dakota, South Dakota
               $0.97  Idaho, Montana, Oregon, Washington

 9BB   2008    A basic unit, as defined in section 1 (Definitions) of the Basic Provisions,
               may be divided into more than one optional unit by type (Rabbiteye or
               Highbush).  For each optional unit, you must maintain written, verifiable
               records of planted acreage and harvested production for at least the previous
               crop year and file production reports based on those records to obtain a
               production guarantee.

               Optional units will be determined when a timely filed acreage report is
               submitted and will not be subject to further division.  Final unit
               determination will be made when adjusting a loss; however, no further division
               will be made at that time.

 9BD   2004    ****Insurable Varieties:  Berkeley, Bluecrop, Bluehaven, Bluejay, Blueray,
               Bluetta, Burlington, Collins, Concord, Coville, Darrow, Duke, Earliblue,
               Elliot,
               Jersey, Lateblue, Nelson, Northland, Patriot, Pemberton, Rancocas, Rubel,
               Spartan, Stanley and Weymouth.

 9BL   2007    Land located within the boundaries of the levee(s) that confine any
               1. river 2. channel 3. bypass 4. settling basin or 5. creek will be rated on an
               individual risk basis.  Contact your crop insurance agent by the sales
               closing date to determine eligibility requirements.

 9BM   2006    Land located within the boundaries of the levee(s) that confine any
               1. river 2. channel 3. bypass 4. settling basin or 5. creek will be rated in
               map area 2.

 9BO   2009    * Includes Blood or Pigmented Oranges.

 9BQ   1999    The Soybean Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the
               number of bushels remaining after any reduction due to excessive moisture
               (in accordance with the Coarse Grains Crop Provisions) to determine the
               net production to count.  Any grain which, due to insurable causes, has
               zero market value (net zero market value after consideration of additional
               costs to deliver damaged grain to a market of reasonable distance outside your
               local marketing area) will not be considered production to count if the
               production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for the
               respective types and levels of damage.  Additional costs to deliver grain
               outside your local market will be allowed only for types and levels of damage
               included in Section 4.

               1  Soybeans will be discounted for low test weight as follows:
                  Test Weight Pounds    DF      Test Weight Pounds    DF
                     49 and above      None        38-38.99          .065
                     48-48.99          .010        37-37.99          .071
                     47-47.99          .014        36-36.99          .077
                     46-46.99          .017        35-35.99          .084
                     45-45.99          .020        34-34.99          .090
                     44-44.99          .026        33-33.99          .096
                     43-43.99          .033        32-32.99          .103
                     42-42.99          .039        31-31.99          .109
                     41-41.99          .045        30-30.99          .116
                     40-40.99          .052        Below 30 - See Section 4
                     39-39.99          .058

               2  Soybeans will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:
                  Kernel Damage %   DF    Kernel Damage %   DF    Kernel Damage %   DF
                     8 and below   None      17.01-18      .060      27.01-28      .091
                     8.01-9        .031      18.01-19      .063      28.01-29      .095
                     9.01-10       .034      19.01-20      .066      29.01-30      .098
                    10.01-11       .037      20.01-21      .069      30.01-31      .101
                    11.01-12       .040      21.01-22      .072      31.01-32      .104
                    12.01-13       .044      22.01-23      .075      32.01-33      .107
                    13.01-14       .047      23.01-24      .079      33.01-34      .111
                    14.01-15       .050      24.01-25      .082      34.01-35      .114
                    15.01-16       .053      25.01-26      .085  Above 35 - See Section 4
                    16.01-17       .056      26.01-27      .088

               3  Soybeans will be discounted for a musty odor, sour odor, or commercially
                  objectionable foreign odor (COFO) as follows:

                  Musty Odor = .008      Sour Odor = .016     COFO = .016

               4  Soybeans with (A) a test weight below 30 pounds per bushel and/or kernel
                  damage above 35 percent; (B) a garlicky soybean grade; or (C) the
                  presence of substances or conditions identified by the Food and Drug
                  Administration or other public health organizations of the United States
                  as injurious to human or animal health; may be allowed a Discount
                  Factor.  To determine the Discount Factor, the reduction in value
                  (RIV) caused by the deficiencies, substances, or conditions allowed
                  in (A), (B), and/or (C) will be determined and the total will be
                  divided by the Posted County Price (PCP)*.  The RIV will not include
                  any price reduction resulting from any discount factors that are
                  included in sections 1, 2, and 3.

                  A  The RIV's specified in section 4 will be limited to those that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be
                     increased by the cost of conditioning, provided that the resulting
                     RIV does not exceed the RIV before conditioning.  No RIV will be
                     accepted if it is due to (1) moisture content; (2) damage due to
                     uninsured causes; or (3) drying, handling, processing, or any other
                     costs associated with normal harvesting, handling, and marketing of
                     the production.

 9BR   1999       B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the RIV
                     in your local market area, then the RIV may be increased by the
                     additional costs required to deliver the production to the buyer,
                     provided that the resulting RIV does not exceed the RIV in your local
                     market area.  If the damaged production has been sold, the Discount
                     Factor will be based upon the RIV's applied by the buyer unless it
                     is determined that such RIV's are not usual, customary, and
                     reasonable.

                  C  For production we determine has no value in and outside your local
                     market area, you may offer a value or may intend to utilize such
                     production in a manner which establishes a value.  In such cases, the
                     value we agree to will be utilized in accordance with our approved
                     procedures to determine the RIV for quality adjustment purposes
                     according to section 4 herein.

                  D  The RIV's and PCP will be those in effect on the earlier of the date
                     such quality-adjusted production is sold or the date of final
                     inspection for the unit.

                  * "Posted County Price (PCP)" is the price established by the Commodity
                  Credit Corporation (CCC) for soybeans for the county shown on your
                  application. If multiple counties are shown on your application, it is the
                  county in which the insured unit is located.  If the CCC discontinues
                  establishing PCP's for the county, the PCP will be the Local Market Price as
                  defined in the Coarse Grains Crop Provisions.

 9BU   2007    Section 14(c)(1)(iv) of the Fresh Market Sweet Corn Crop Provisions is not
               applicable for production to count that is sold by direct marketing.  The total
               value of production to count that is to be sold by direct marketing from all
               insurable acreage on the unit will include not less than the amount of
               insurance per acre for the stage for any acreage for which you fail to provide
               production records.

 9BW   1999    INSURABLE CROP:  In accordance with Section 6(a)(4) of the Cherry Crop
               Provisions, the insured crop will be sweet cherries grown on acreage that has
               produced at least 4,000 pounds per acre in one of the three previous crop
               years.  No minimum tree age is required.

 9BX   2000    Sweet cherries marketable as fresh fruit must meet the standards being used by
               most handlers in the area for the current crop, such as US Standards for Grades
               of Sweet Cherries or Article 21 of Barclays California Code of Regulations.

 9BY   2008    * Peach varieties with a chilling hour requirement of less than 400 hours
               are uninsurable in this county.

 9BZ   1999    Catastrophic risk protection: The imputed premium will be the
               CAT dollar amount multiplied by the premium rate for the 50 percent
               coverage level.

 9C1   2007    Section 2(b) of the Fresh Market Sweet Corn Crop Provisions is not applicable.
               As allowed by the Basic Provisions, optional units will be allowed by irrigated
               and non-irrigated practices.

 9C2   2007    In lieu of Section 8(c)(3) of the Fresh Market Sweet Corn Crop Provisions,
               sweet corn that is grown for direct marketing will be insurable in this county.

 9C4   2007    In lieu of Section 10(f) of the Fresh Market Sweet Corn Crop Provisions, the
               End of Insurance period will be September 30 immediately following planting.

 9C6   2007    In addition to the cause of loss contained in the Section 11(a) of the Fresh
               Market Sweet Corn Provisions, drought will be an insurable cause of loss
               only on non-irrigated acreage in this county.

 9C8   2007    In addition to Section 12(a) of the Fresh Market Sweet Corn Crop Provisions,
               replant payments will not be made for sweet corn initially planted sixty (60)
               days or more prior to the final planting date.

 9C9   2007    A container is defined as fifty (50) ears of Fresh Market Sweet Corn.

 9CA   2000    Insurance will not attach to any acreage on which canola, sunflowers,
               dry edible beans, mustard, crambe, field peas, garbanzo beans, lentils,
               potatoes, rapeseed, sugar beets, safflowers or soybeans were planted any
               of the preceding two crop years.

 9CB   2007    ** FAC - Following another crop (including processing beans) that has reached
               the heading stage and/or that has been harvested in the same calendar year.

 9CC   2007    Onion Endorsement Settlement of Claim: For the purpose of section 13
               (d) of the onion endorsement, if the damage to onion production
               (harvested or unharvested) exceeds forty (40%), no production will be
               counted for that unit or portion of a unit unless the damaged onion production
               from that acreage is subsequently sold.

 9CD   2008    Cooling costs will not exceed $1.00 per container if paid by the insured.

 9CF   2007    Section 13, Duties in the Event of Damage or Loss:
               For any insurable acreage of Fresh Market Sweet Corn that will be sold by
               direct marketing and you intend to claim an indemnity, section 13 of the
               Fresh Market Sweet Corn Crop Provisions is not applicable.  In addition to
               the requirements of section 14 of the Basic Provisions, you must notify us
               at least 15 days before any production from any unit will be sold by direct
               marketing.  We will conduct an appraisal that will be used to determine your
               production to count for production that is to be sold by direct marketing.
               If damage occurs after this appraisal, we will conduct an additional
               appraisal if you notify us that additional damage has occurred.  These
               appraisals and any records provided by you will be used to determine your
               production to count.  You must notify us immediately if damage is discovered
               during harvest. An appraisal will be required on the remaining unharvested
               acreage to determine production to count.  Production to count for acreage
               harvested prior to the notice of loss will be the greater of the dollar
               amount of insurance per acre or the value of the harvested production.
               Failure to give timely notice that production will be sold by direct
               marketing will result in an appraised amount of production to count of not
               less than the dollar amount of insurance per acre for the applicable stage
               if such failure results in our inability to make the required appraisal.

 9CH   2007    Section 14, Settlement of Claim: For production from insurable acreage
               that is sold by direct marketing, section 14(c)(3) of the Fresh Market
               Sweet Corn Crop Provisions is not applicable.  The total value of
               production to count that is sold by direct marketing will be the
               greater of the actual value or section 14(c)(2)of the crop provisions.

               If you selected the Minimum Value Option and pay the additional premium,
               the value of production to count that is sold other than by direct
               marketing is specified in section 16(b) of the Fresh Market Sweet Corn
               Crop Provisions.  The value of production to count that is to be sold
               by direct marketing will be the greater of the actual value or the
               provisions contained in section 14(c)(2) of the crop provisions.


 9CI   2005    The minimum value to be used for harvested and appraised production will
               be $4.00 per standard container.

 9CJ   2007    The maximum amount of the replanting payment per acre will be $100.00.

 9CK   2003    Allowable cost for harvested production will include the actual cost of
               harvesting, grading, packing containers, hauling, and selling not to exceed
               $2.60 per standard container.

 9CL   2003    Cooling cost will not exceed $0.50 per standard container if paid by the
               insured.

 9CM   2008    In lieu of the definition of late planting period in Section 1 of the Basic
               Provisions, the late planting period begins the day after the final planting
               date for the insured crop and ends 15 days after the final planting date.

 9CN   2000    A cotton crop which is properly planted, using a machine designed for such
               purpose, into existing vegetation, will be insurable provided the existing
               vegetation, i.e., small grains, legumes, cover crops, or existing weeds, is
               treated with an herbicide which is labeled and recommended for the purpose of
               killing the existing vegetation two or three weeks prior to planting the
               cotton.

 9CO   2007    ****Includes the types of Early Golden, White, Bicolor and Supersweet.  Early
               Golden includes yellow varieties requiring 76 or fewer days to maturity; White
               Bicolor and Supersweet varieties regardless of maturity days.

 9CP   1998    **** The following categories of seed peas are insurable as the "contract seed
               pea type":  wrinkled seed coat types and other varieties under contract with a
               seed company (insured as the "wrinkled" type in previous years) where at least
               50 percent of the total production is at a fixed price and the contract price
               is executed before the acreage reporting date.

 9CQ   1999    The Corn Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place
               decimals).  No other quality factors will be considered in determining
               production to count.  The QA Factor (not less than zero) will be
               multiplied by the number of bushels remaining after any reduction due
               to excessive moisture (in accordance with the Coarse Grains Crop
               Provisions) to determine the net production to count.  Any grain which,
               due to insurable causes, has zero market value (net zero market value after
               consideration of additional costs to deliver damaged grain to a market of
               reasonable distance outside your local marketing area) will not be considered
               production to count if the production is destroyed.  Production that is not
               destroyed in a manner acceptable to us will be adjusted in accordance with the
               rules below for the respective types and levels of damage.  Additional costs to
               deliver grain outside your local market will be allowed only for types and
               levels of damage included in section 3.

               1  Corn will be discounted for low test weight as follows:
                  Test Weight Pounds   DF      Test Weight Pounds       DF
                  49 and above        None          38-38.99           .184
                  48-48.99            .054          37-37.99           .198
                  47-47.99            .064          36-36.99           .212
                  46-46.99            .075          35-35.99           .226
                  45-45.99            .085          34-34.99           .240
                  44-44.99            .100          33-33.99           .254
                  43-43.99            .114          32-32.99           .268
                  42-42.99            .128          31-31.99           .282
                  41-41.99            .142          30-30.99           .296
                  40-40.99            .156          Below 30 - See Section 3
                  39-39.99            .170

               2  Corn will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:
                  Kernel Damage %   DF   Kernel Damage %  DF   Kernel Damage %  DF
                    10 and below   None    18.01-19      .079    27.01-28      .127
                    10.01-11       .030    19.01-20      .085    28.01-29      .131
                    11.01-12       .036    20.01-21      .091    29.01-30      .135
                    12.01-13       .043    21.01-22      .097    30.01-31      .139
                    13.01-14       .049    22.01-23      .102    31.01-32      .143
                    14.01-15       .056    23.01-24      .108    32.01-33      .147
                    15.01-16       .062    24.01-25      .114    33.01-34      .150
                    16.01-17       .068    25.01-26      .118    34.01-35      .154
                    17.01-18       .073    26.01-27      .122    Above 35 - See Section 3

               3  Corn with (A) a test weight below 30 pounds per bushel and/or kernel
                  damage above 35 percent; (B) a musty, sour, or commercially objection-
                  able foreign odor; or (C) the presence of substances or conditions
                  identified by the Food and Drug Administration or other public health
                  organizations of the United States as injurious to human or animal
                  health; may be allowed a Discount Factor. To determine the Discount
                  Factor, the reduction in value (RIV) caused by the deficiences, sub-
                  stances, or conditions allowed in (A), (B), and/or (C) will be deter-
                  mined and the total will be divided by the Posted County Price (PCP)*.
                  The RIV will not include any price reduction resulting from any discount
                  factors that are included in sections 1 and 2.

                  A  The RIV's specified in section 3 will be limited to those that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be
                     increased by the cost of conditioning, provided that the resulting
                     RIV does not exceed the RIV before conditioning.  No RIV will be
                     accepted if it is due to (1) moisture content; (2) damage due to
                     uninsured causes; or (3) drying, handling, processing, or any other
                     costs associated with normal harvesting, handling, and marketing of
                     the production.

 9CR   1999       B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the RIV
                     in your local market area, then the RIV may be increased by the
                     additional costs required to deliver the production to the buyer,
                     provided that the resulting RIV does not exceed the RIV in your local
                     market area.  If the damaged production has been sold, the Discount
                     Factor will be based upon the RIV's applied by the buyer unless it
                     is determined that such RIV's are not usual, customary, and
                     reasonable.

                  C  For production we determine has no value in and outside your local
                     market area, you may offer a value or may intend to utilize such
                     production in a manner which establishes  a value.  In such cases, the
                     value we agree to will be utilized in accordance with our approved
                     procedures to determine the RIV for quality adjustment purposes
                     according to section 3 herein.

                  D  The RIV's and PCP will be those in effect on the earlier of the date
                     such quality-adjusted production is sold or the date of final
                     inspection for the unit.

                  *  "Posted County Price (PCP)" is the price established by the Commodity
                     Credit Corporation (CCC) for yellow corn for the county shown on your
                     application.  If multiple counties are shown on your application, it
                     is the county in which the insured unit is located.  If the CCC
                     discontinues establishing PCP's for the county, the PCP will be the
                     Local Market Price as defined in the Coarse Grains Crop Provisions.

 9CT   2001    Insurable crop: In accordance with Section 6(a)(4) of the Cherry
               Crop Provisions, acreage of cherry trees which, after being set
               out or grafted, has completed four growing seasons and has produced
               at least 4,000 pounds of fruit per acre (4,000 pounds prorated if
               less than one acre) during one of the three crop years immediately
               preceding the insured crop year, unless inspected and otherwise
               determined uninsurable.  For the year of set out or grafting to be
               counted as a completed growing season, setting out or grafting must
               occur prior to July 1.

 9CU   1999    MINIMUM VALUE:  For Sweet Cherries (Fresh Market), the minimum value to be used
               for harvested and appraised production will be $0.36 per pound.

 9CV   1999    MINIMUM VALUE OPTION:  If you selected Option I of the Minimum Value Option,
               the minimum value option price is $0.24 per pound for Sweet Cherries (Fresh
               Market). If you selected Option II of the Minimum Value Option, the minimum
               value option price is $0.12 per pound for Sweet Cherries (Fresh Market).

 9CW   2007    In lieu of Section 2, Unit Division, of the Guaranteed Tobacco Crop Provisions
               (99-071), Basic and Optional Units will be defined as follows:

               Basic unit will be as defined in the Common Crop Insurance Policy Basic
               Provisions.

               Optional unit will be defined as follows:
                    (1)  In lieu of the provisions in section 34 of the Basic Provisions
                         that permit optional unit by section, section equivalent, irrigated
                         or non-irrigated acreage, each optional unit must be located in a
                         separate farm identified by a single FSA Farm Serial Number.

                    (2)  We may reject or modify any FSA reconstitution for the purpose
                         of the unit definition, if we determine the reconstitution was done
                         in whole or in part to defeat the purpose of the Federal crop
                         insurance program or to gain a disproportionate advantage under this
                         policy.

 9CX   2001    Allowable cost for harvested production will be $0.16 per pound
               for Sweet Cherries (does not apply to U-Pick production).

 9CZ   2008    Grading standards for sweet cherries:  U.S. No.1 as shown in the
               United States Standards for Grades of Sweet Cherries for Canning
               or Freezing effective June 1, 1946 or as amended, if applicable.

 9D1   2007    In addition to Section 12(a) of the Fresh Market Sweet Corn Crop Provisions,
               replant payments will not be made for sweet corn initially planted thirty (30)
               days or more prior to the final planting date.

 9D2   2007    In addition to Section 12(a) of the Fresh Market Sweet Corn Crop Provisions,
               replant payments will not be made for sweet corn initially planted forty-five
               (45) days or more prior to the final planting date.

 9D3   2007    In lieu of Section 10(f) of the Fresh Market Sweet Corn Crop Provisions, the
               End of Insurance period will be September 5 immediately following planting.

 9D4   2007    In lieu of Section 10(f) of the Fresh Market Sweet Corn Crop Provisions, the
               End of Insurance period will be September 15 immediately following planting.

 9D5   2001    In lieu of Section 10(f) of the Fresh Market Sweet Corn Crop Provisions, the
               End of Insurance period will be September 20 immediately following planting.

 9D6   2007    In addition to Section 12(a) of the Fresh Market Sweet Corn Crop Provisions,
               replant payments will not be made for sweet corn initially planted seventy (70)
               days or more prior to the final planting date.

 9DE   2007    Insurance will not attach to any such acreage on which potatoes and/or
               sugar beets were planted in each of the two preceding crop years.  Round
               white potato types MAY FOLLOW round white potato types, IF a five month
               rotation occurs using a recommended and established cover crop as a
               rotation crop.

 9DF   2007    For the purpose of Section 11(d)1(iii) of the crop provisions, the date
               potatoes would have reached full maturity will be 60 days prior to the calendar
               date for the end of the insurance period for type 261 (Group B) only.

 9DG   2007    For the purpose of Section 11(d)1(iii) of the crop provisions, the date
               potatoes would have reached full maturity will be 110 days prior to the
               calendar date for the end of the insurance period for varieties under contract
               with a chipping processor or 77 days for other varieties of potatoes within
               type 261 (Group B) only.

 9DH   2007    For the purpose of Section 11(d)1(iii) of the crop provisions, the date
               potatoes would have reached full maturity will be 110 days prior to the
               calendar date for the end of the insurance period for varieties under contract
               with a chipping processor or 91 days for other varieties of potatoes within
               type 261 (Group B) only.

 9DJ   2007    In accordance with section 7(a) of the crop provisions, insurance will not
               attach to any acreage on which potatoes or sunflowers were grown the preceding
               crop year unless provided for by written agreement.

 9DL   2003    Disease will not be an insurable cause of loss on any acreage seeded to any
               broadleaf crop in any of the three preceding crop years.

 9DM   2007        * Planted with a single implement which is designed to place the seed (at
               the proper depth) into the soil.  Acreage on which seed is first broadcast onto
               the surface of the soil using any implement or aircraft, and on which the seed
               subsequently is incorporated into the soil, is not insurable under this
               practice.

 9DP   2007    In accordance with Section 7.(3) (i) of the Dry Pea Crop Insurance Provisions,
               irrigated dry peas interplanted with initially planted alfalfa or other small
               seeded forage legumes are insurable.

 9DW   2003    For the purpose of section 9 (Replanting Payments) of the Small Grains Crop
               Provisions, a replanting payment will be calculated using the price
               election for the type of wheat that is replanted and insured.  For example, if
               damaged Durum wheat (type 015) acreage is replanted to another spring type
               (type 012), the price election for type 012 will be used to calculate any
               replanting payment that may be due.  A revised acreage report will be
               necessary to record the new type and price election for the replanted
               acreage, and to reflect the new premium amount.

               Only one price election percentage will be applicable for all wheat types
               insured under one wheat policy.  For example, if you elect a price election
               for Durum wheat equal to 80% of the established price, the price election
               applicable for other wheat types must also be 80% of the established price.

               In the event of loss or damage on a unit for which more than one price
               election is applicable, we will settle your claim by:
               (a)  Multiplying the insured acreage of each type (012/015) by the
                    production guarantee;
               (b)  Multiplying each result by the price election for the applicable type;
               (c)  Adding these dollar values;
               (d)  Multiplying the production to count of each type by the price election
                    for that type;
               (e)  Adding these dollar values;
               (f)  Subtracting the result of step (e) from the result of step (c); and,
               (g)   Multiplying the result by your share.

 9E1   2008    The end of insurance date for this county crop program is 10/15.

 9E2   2008    The end of insurance date for this county crop program is 07/15.

 9E3   1999    The end of insurance date for this county crop program is 08/15.

 9E4   2008    The end of insurance date for this county crop program is 6/25.

 9E5   2008    The end of insurance date for this county crop program is 08/15.

 9E7   2008    The end of insurance date for this county crop program is 07/25.

 9E8   2008    The end of insurance date for this county crop program is 06/10.

 9EA   2008    The end of insurance date for this county crop program is 07/31.

 9EB   2008    The end of insurance date for this county crop program is 01/15.

 9EC   2001     The end of insurance date for this county crop program is 3/1.

 9ED   2008    The end of insurance date for this county crop program is 4/30.

 9EF   2007    Insurance will not attach to any acreage on which potatoes were planted
               the preceding crop year unless allowed by a written agreement.

 9EG   2008    The end of insurance date for this county crop program is 9/1.

 9EH   2008    The end of insurance date for this county crop program is 8/1.

 9EI   2007    End of Insurance Date will be September 20.

 9EK   2008    The end of insurance date for this county crop program is 12/15.

 9ES   1999    Optional Units may be established only for cherry acreage located on
               non-contiguous land.  Optional units are not allowed by section, section
               equivalent, FSA farm serial number, or for irrigated and non-irrigated
               practices.

 9ET   1999    The Allowable Costs and Minimum Values are:
                                                 Allowable Costs          Minimum Values
                 Sweet Cherries (Fresh Market)   $0.25 per pound          $0.66 per pound


               The Minimum Value Option Prices are:
                                                 Option I                 Option II
                 Sweet Cherries (Fresh Market)   $0.33 per pound          $0.00 per pound

 9EU   2008    Enterprise units are available.

 9F1   2000    The minimum value to be used for harvested and appraised production
               will be $5.85 per container.

 9F2   2000    Cooling costs will not exceed $1.35 per container if paid by the insured.

 9F4   1997    The approved APH yields issued by re-insured company's verifier or FCIC
               are applicable only for a full season, mature crop harvested on or after
               August 15 of the crop year, unless otherwise noted.

 9F5   1998    APPROVED MALTING BARLEY VARIETIES:  Andre
                                                   Anheuser Busch 1201
                                                   Anheuser Busch 1202
                                                   Anheuser Busch 2601
                                                   Camarque
                                                   Clark
                                                   Galena
                                                   Karla
                                                   Klages
                                                   Moravian III
                                                   Moravian 14 *
                                                   Morex
                                                   Premier
                                                   Triumph

               All varieties recommended for malting by the American Malting Barley
               Association, Inc.

               Varieties meeting the conditions set forth in the Malting Barley Option
               Amendment, but not shown as an approved variety, may be insured.  Contact
               your crop insurance agent for eligibility requirements.

               * Please note that variety AC-14 is now named Moravian 14.

 9F6   2007      ** Insurance shall attach only on forage crops planted without a
               companion crop or planted with a companion crop of oats or flax.  Oats must
               be seeded at a rate of 16 lbs./acre or less and also must be cut for hay
               no later than the milk stage.  Flax must be seeded at a rate of 16 lbs./
               acre or less.

 9F7   2002      ** Insurance shall attach only on forage crops planted without a
               companion or nurse crop.

 9FA   2007    **** A pure stand of alfalfa or a stand of alfalfa and grass in which 60
               percent or more of the ground cover is alfalfa.

 9FB   2007    **** A mixed stand of alfalfa and grass in which alfalfa comprises more than 25
               percent but less than 60 percent of the ground cover.

 9FC   2007    The unit of measure will be a container or wax impregnated cartons or boxes
               with four dozen or 48-52 ears.

 9FD   1998    Minimum Value:
               The minimum value to be used for harvested and appraised production will be
               $5.50 per container.

 9FE   1999    Except for CAT coverage, for the purpose of computing an indemnity, the value
               of each container of production to count as determined in accordance with the
               Fresh Market Sweet Corn Policy will be multiplied by the determined price
               election percentage.

               For CAT coverage only, the value of each carton of production will be
               multiplied by 0.60.

 9FF   2000    If the insured selects Fresh Fruit Option B (FB), they must provide one year of
               fresh fruit records from at least one of the two previous crop years.

 9FG   2007    **** A pure stand of red clover or a stand of red clover and grass in which 60
               percent of more of the ground cover is red clover.

 9FH   2007    Any apple acreage lying East of Highway 41 in Madera County will be unrated.

 9FI   2000    The allowable cost for harvested production will include the actual cost of
               harvesting, grading, packing containers, hauling and selling not to exceed
               $3.00 per container.

 9FJ   1999    APPROVED MALTING BARLEY VARIETIES:  Azure
                                                   B1602
                                                   Foster
                                                   Excel
                                                   Morex
                                                   Robust
                                                   Stander

               All varieties recommended for malting by the American Malting Barley
               Association, Inc.

               Varieties meeting the conditions set forth in the Malting Barley Option
               Amendment, but not shown as an approved variety, will be insured.  Contact
               your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 9FK   1999    APPROVED MALTING BARLEY VARIETIES:  Anheuser Busch 1201 & 1202 (2-row)
                                                   Anheuser Busch 1603
                                                   Anheuser Busch 2601 (6-row)
                                                   Anheuser Busch 5648
                                                   Clark (2-row)
                                                   Crest (2-row)
                                                   Crystal (2-row)
                                                   Excel (6-row)
                                                   Galena
                                                   Harrington (2-row)
                                                   Chinook
                                                   Klages (2-row)
                                                   Merit
                                                   Moravian III (2-row)
                                                   Moravian 22
                                                   Morex (6-row)
                                                   Triumph
                                                   Russell

               All varieties recommended for malting by the American Malting Barley
               Association, Inc.

               Varieties meeting the conditions set forth in the Malting Barley Option
               Amendment, but not shown as an approved variety, will be insured.  Contact
               your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 9FL   1999    APPROVED MALTING BARLEY VARIETIES:  Anheuser Busch 1201 (2-row)
                                                   Anheuser Busch 1202 (2-row)
                                                   Anheuser Busch 2601 (6-row)
                                                   Clark (2-row)
                                                   Crystal (2-row)
                                                   Galena
                                                   Harrington (2-row)
                                                   Triumph
                                                   Klages (2-row)
                                                   Merit
                                                   Moravian III (2-row)
                                                   Moravian 22
                                                   Morex (6-row)

               All varieties recommended for malting by the American Malting Barley
               Association, Inc.

               Varieties meeting the conditions set forth in the Malting Barley Option
               Amendment, but not shown as an approved variety, will be insured. Contact
               your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 9FM   1999    APPROVED MALTING BARLEY VARIETIES:  B1202
                                                   B2601
                                                   Crest
                                                   Crystal
                                                   Excel
                                                   Harrington
                                                   Klages
                                                   Merit
                                                   Moravian 22
                                                   Morex
                                                   Russell

               All varieties recommended for malting by the American Malting Barley
               Association, Inc.

               Varieties meeting the conditions set forth in the Malting Barley Option
               Amendment, but not shown as an approved variety, will be insured. Contact
               your crop insurance agent before the sales closing date to determine
               eligibility requirements.

 9FN   2000    Adequate stand/mimimum required for living plants per square foot after the
               year of establishment: Type Alfalfa/Practice Irrigated - Adequate stand
               (Alfalfa plants per square foot) 9.0 the first year; 6.0 the second year; 4.5
               the third through fifth years.  Type Alfalfa Grass Mixture/Practice Irrigated -
               Adequate stand (Alfalfa plants per square foot); 3.0 the first year; 2.0 the
               second year; 1.5 the third through the seventh years.  Type Alfalfa/Practice
               Non-Irrigated - Adequate stand (Alfalfa plants per square foot); 6.0 the first
               year; 4.0 the second year; 3.0 the third year.  Type Alfalfa Grass
               Mixture/Practice Non-Irrigated - Adequate stand (Alfalfa plants per square
               foot); 2.0 the first year; 1.3 the second year; 1.0 the third year through the
               fifth years.

 9FO   2007      **Onions with cover crop include:
               a) direct seeded onions or transplanted/sets planted with a small grain cover
               crop (companion/nurse crop) which is fall planted and/or established during the
               initial growing phase of the insured crop, and b) the cover crop is controlled
               and eliminated before the heading stage after the initial planting of the
               applicable acreage.


 9FP   1999    Fifteen (15) percent of all cull production will be considered production to
               count.

 9FQ   1999    Subparagraph 11(d) (3) (ii) of the Small Grains Crop Provisions does not
               apply.  In lieu of subparagraph 11(d) (2) (i) (E) of the Small Grains
               Crop Provisions, flaxseed will be eligible for quality adjustment if it
               has a musty, sour, or commercially objectionable foreign odor (except smut
               or garlic odor) or if it does not meet the grade requirements for U.S. No.
               2 (grades U.S. Sample Grade) because of test weight and damaged kernels.
               Production of flaxseed that is eligible for quality adjustment, as
               specified above and in paragraphs 11(d) (2) and (3) of the Small Grains
               Crop Provisions, will be reduced (in lieu of the provisions in paragraph
               11(d) (4) of the Small Grains Crop Provisions) as follows:

               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the
               number of bushels otherwise determined in accordance with the Small Grains
               Crop Provisions, to determine the net production to count.  Any grain
               which, due to insurable causes, has zero market value (net zero market value
               after consideration of additional costs to deliver damaged grain to a market of
               reasonable distance outside your local marketing area) will not be considered
               production to count if the production is destroyed.  Production that is not
               destroyed in a manner acceptable to us will be adjusted in accordance with the
               rules below for the respective types and levels of damage.  Additional costs to
               deliver grain outside your local market will be allowed only for types and
               levels of damage included in Section 2.

               1  Flaxseed will be discounted for low test weight as follows:

               Test Weight Pounds DF   Test Weight Pounds  DF   Test Weight Pounds  DF
                  47 and above   None     41-41.99        .112     35-35.99        .266
                  46-46.99       .041     40-40.99        .124     34-34.99        .299
                  45-45.99       .056     39-39.99        .154     33-33.99        .322
                  44-44.99       .071     38-38.99        .180     32-32.99        .349
                  43-43.99       .083     37-37.99        .210     31-31.99        .376
                  42-42.99       .098     36-36.99        .237     30-30.99        .405
                                                               Below 30 - See Section 2

               2  Flaxseed with (A) a test weight below 30 pounds per bushel; (B) a
               kernel damage percentage above 15 percent; (C) a musty, sour, or
               commercially objectionable foreign odor (except smut or garlic odor);
               and/or (D) the presence of substances or conditions identified by the
               Food and Drug Administration or other public health organizations of
               the United States as injurious to human or animal health; may be allowed
               a discount factor.  To determine the Discount Factor, the reduction in
               value (RIV) caused by the deficiencies, substances or conditions allowed
               in (A), (B), (C), and/or (D) will be determined and the total will be
               divided by the Regionally Constructed Price (RCP)*.  The RIV will not
               include any price reduction resulting from any Discount Factors that are
               included in section 1.

                 A  The RIV's specified in section 2 will be limited to those that
                    are usual, customary, and reasonable.  If the RIV can be decreased
                    by conditioning the production, the RIV after conditioning may be
                    increased by the cost of conditioning, provided that the resulting
                    RIV does not exceed the RIV before conditioning.  No RIV will be
                    accepted if it is due to (1) moisture content; (2) damage due to
                    uninsured causes; or (3) drying, handling, processing, or any other
                    costs associated with normal harvesting, handling, and marketing of
                    the production.

 9FR   1999       B RIV's used will be those in the local market area in which you
                    normally market the crop, to the extent feasible.  If the RIV for a
                    buyer located outside your local market area is less than the RIV
                    in your local market area, then the RIV may be increased by the
                    additional costs required to deliver the production to the buyer,
                    provided that the resulting RIV does not exceed the RIV in your local
                    market area.  If the damaged production has been sold, the Discount
                    Factor will be based upon the RIV's applied by the buyer unless it is
                    determined that such RIV's are not usual, customary, and reasonable.

                  C For production we determine has no value in and outside your local market
                    area, you may offer a value or may intend to utilize such production in a
                    manner which estabishes a value.  In such cases, the value we agree to
                    will be utilized in accordance with our approved procedures to determine
                    the RIV for quality adjustment purposes according to section 2 herein.

                  D The RIV's and RCP will be those in effect on the earlier of the date
                    such quality-adjusted production is sold or the date of final
                    inspection for the unit.

               *  "Regionally Constructed Price (RCP)" is the price established by the
               Commodity Credit Corporation (CCC) for flaxseed in the county shown on
               your application.  If multiple counties are shown on your application,
               it is the county in which the insured unit is located.  If the CCC
               discontinues establishing RCP's for the county, the RCP will be the Local
               Market Price as defined in the Small Grains Crop Provisions.

 9FS   1999    APPROVED MALTING BARLEY VARIETIES:  B1202
                                                   B2601
                                                   Crest
                                                   Crystal
                                                   Excel
                                                   Galena
                                                   Harrington
                                                   Klages
                                                   Merit
                                                   Moravian III
                                                   Moravian 22
                                                   Morex
                                                   Russell

               All varieties recommended for malting by the American Malting Barley
               Association, Inc.

               Varieties meeting the conditions set forth in the Malting Barley Option
               Amendment, but not shown as an approved variety, will be insurable. Contact
               your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 9FT   1999    Crop Provisions 96014 (Florida Fruit Tree Pilot Crop Provisions) apply.

 9FV   1999    APPROVED MALTING BARLEY VARIETIES:  Alexis
                                                   Andre
                                                   Anheuser Busch 1201
                                                   Anheuser Busch 1202
                                                   Anheuser Busch 2601
                                                   Camarque
                                                   Clark
                                                   Galena
                                                   Karla
                                                   Klages
                                                   Merit
                                                   Moravian III
                                                   Moravian 14
                                                   Moravian 22
                                                   Morex
                                                   Premier
                                                   Triumph

               All varieties recommended for malting by the American Malting Barley
               Association, Inc.

               Varieties meeting the conditions set forth in the Malting Barley Option
               Amendment, but not shown as an approved variety, may be insured.  Contact
               your crop insurance agent for eligibility requirements.

 9G1   2008    The percent of damage referenced in section 13 (d) of the Onion Crop Provisions
               will be 50 percent.

 9G2   2008    In accordance with the Onion Crop Provisions, "onion production" and "damaged
               onion production", will be determined on a U.S. No. 1 basis.

               The percent of damage referenced in section 13 (d) of the Onion Crop Provisions
               will be 50 percent.


 9GB   2006    In addition to the definition of "planted acreage" in section 1 of the Peanut
               Crop Provisions (99-075), acreage that was prevented from being planted will
               receive prevented planting coverage based on 50 percent of your production
               guarantee for timely planted acreage.  If you have additional levels of
               coverage, as specified in 7 CFR part 400, subpart T, and pay an additional
               premium, you may increase your prevented planting coverage to a level
               specified in the actuarial documents.


 9GC   2001    CAT coverage is the 65% coverage level with 55% of the maximum protection
               per acre.

 9GD   2007    A pure stand of birdsfoot trefoil or a stand of birdsfoot trefoil and
               grass in which 60 percent or more of the ground cover is birdsfoot trefoil.

 9GF   2007    A mixed stand of birdsfoot trefoil and grass in which birdsfoot trefoil
               comprises more than 25 percent but less than 60 percent of the ground
               cover.


 9GH   2007    Birdsfoot Trefoil (Type 056): Normal stand is 12.0 birdsfoot trefoil plants
               per square foot.




 9GI   2007    Birdsfoot Trefoil/Grass Mixture (Type 057): Normal stand is 8.0 birdsfoot
               trefoil plants per square foot.


 9GO   2008    The applicable standards for onions in the following states will apply for this
               crop year:

                 Georgia

                  All Non-Storage Types --
                  U.S. No. 1 Grade based on the United States Standards for Grades
                  of Bermuda-Granex-Grano onions

 9GP   2008    Onion Crop Provisions, Section 8 (a), rotation requirements do not apply to any
               acreage insured in this county.

 9GQ   1999    The Grain Sorghum Quality Adjustment (QA) Factor is 1.000 minus the sum
               of the applicable Discount Factors (DF) below (expressed as three-place
               decimals). No other quality factors will be considered in determining
               production to count. The QA Factor (not less than zero) will be multiplied
               by the number of bushels remaining after any reduction due to excessive
               moisture (in accordance with the Coarse Grains Crop Provisions) to determine
               the net production to count. Any grain which, due to insurable causes, has zero
               market value (net zero market value after consideration of additional costs to
               deliver damaged grain to a market of reasonable distance outside your local
               marketing area) will not be considered production to count if the production is
               destroyed.  Production that is not destroyed in a manner acceptable to us will
               be adjusted in accordance with the rules below for the respective types and
               levels of damage.  Additional costs to deliver grain outside your local market
               will be allowed only for types and levels of damage included in Section 3.

               1  Grain sorghum will be discounted for low test weight as follows:
                  Test Weight Pounds     DF         Test Weight Pounds    DF
                    51 and above        None             39-39.99        .088
                    50-50.99            .015             38-38.99        .097
                    49-49.99            .019             37-37.99        .105
                    48-48.99            .024             36-36.99        .114
                    47-47.99            .029             35-35.99        .122
                    46-46.99            .033             34-34.99        .130
                    45-45.99            .038             33-33.99        .139
                    44-44.99            .046             32-32.99        .147
                    43-43.99            .055             31-31.99        .156
                    42-42.99            .063             30-30.99        .164
                    41-41.99            .071             Below 30 - See Section 3
                    40-40.99            .080

               2  Grain sorghum will be discounted for excessive kernel damage (excluding
                  heat damage) as follows:
                  Kernel Damage %   DF   Kernel Damage %   DF   Kernel Damage %  DF
                    15 and below   None    21.01-22       .059    28.01-29      .095
                    15.01-16       .034    22.01-23       .064    29.01-30      .100
                    16.01-17       .038    23.01-24       .069    30.01-31      .106
                    17.01-18       .042    24.01-25       .074    31.01-32      .111
                    18.01-19       .045    25.01-26       .079    32.01-33      .117
                    19.01-20       .049    26.01-27       .085    33.01-34      .123
                    20.01-21       .054    27.01-28       .090    34.01-35      .129
                                                                Above 35 - See Section 3

               3  Grain sorghum with (A) a test weight below 30 pounds per bushel and/or
                  kernel damage above 35 percent; (B) a musty, sour, or commercially
                  objectionable foreign odor (or a smutty grain sorghum grade); or (C) the
                  presence of substances or conditions identified by the Food and Drug
                  Administration or other public health organizations of the United States
                  as injurious to human or animal health; may be allowed a Discount
                  Factor.  To determine the Discount Factor, the reduction in value (RIV)
                  caused by the deficiencies, substances, or conditions allowed in (A),
                  (B), and/or (C) will be determined and the total will be divided by the
                  Posted County Price (PCP)*.  The RIV will not include any price reduc-
                  tion resulting from any discount factors that are included in sections
                  1 and 2.

                  A  The RIV's specified in section 3 will be limited to those that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be in-
                     creased by the cost of conditioning, provided that the resulting RIV
                     does not exceed the RIV before conditioning.  No RIV will be accept-
                     ed if it is due to (1) moisture content; (2) damage due to uninsured
                     causes; or (3) drying, handling, processing, or any other costs
                     associated with normal harvesting, handling, and marketing of the
                     production.

 9GR   2008    Classification 002 is applicable to all acreage located:
                    (1)  North of County Road 103 in Ontario and Williamson Townhships,
                    (2)  North of County Road 103 and west of the intersection of County
                         Road 103 and State Route 104 (Ridge Road) in Sodus Township,
                    (3)  North of State Route 104 and east of the intersection of County
                         Road 103 and State Route 104 (Ridge Road) in Sodus Township, and
                    (4)  North of State Route 104 in Huron and Wolcott Townships.

               Classification 001 is applicable to all other areas within the county unless
               classified otherwise by the Corporation.

 9GS   1999       B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the
                     RIV in your local market area, then the RIV may be increased by
                     the additional costs required to deliver the production to the
                     buyer, provided that the resulting RIV does not exceed the RIV
                     in your local market area.  If the damaged production has been
                     sold, the Discount Factor will be based upon the RIV's applied
                     by the buyer unless it is determined that such RIV's are not
                     usual, customary, and reasonable.

                  C  For production we determine has no value in and outside your local
                     market area, you may offer a value or may intend to utilize such
                     production in a manner which establishes a value.  In such cases, the
                     value we agree to will be utilized in accordance with our approved
                     procedures to determine the RIV for quality adjustment purposes
                     according to section 3 herein.

                  D  The RIV's and PCP will be those in effect on the earlier of the date
                     such quality-adjusted production is sold or the date of final inspection
                     for the unit.

               *     "Posted County Price (PCP)" is the price established by the Commodity
                     Credit Corporation (CCC) for grain sorghum for the county shown on
                     your application. If multiple counties are shown on your application,
                     it is the county in which the insured unit is located.  If the CCC
                     discontinues establishing PCP's for the county, the PCP will be the
                     Local Market Price as defined in the Coarse Grains Crop Provisions.

 9GY   2007    All of your corn acreage must be insured.  The offer you select will apply to
               all of your corn acreage. Type 030 (NASS Harvested) and 038 (NASS Harvested
               HRO) provides coverage based on NASS yields from corn acreage harvested for
               grain.  Type 040 (NASS Planted) and 048 (NASS Planted HRO) provides coverage
               based on NASS yields from all corn acreage planted.  Type 030 (NASS Harvested)
               will apply unless you select another type by the sales closing date.

 9GZ   2007    All of your corn acreage must be insured.  The offer you select will apply to
               all of your corn acreage. Type 030 (NASS Harvested) provides coverage based on
               NASS yields from acreage harvested for grain.  Type 040 (NASS Planted) provides
               coverage based on NASS yields from all acreage planted.  Type 30 (NASS
               Harvested) will apply unless you select Type 040 (NASS Planted) by the sales
               closing date.

 9H1   1999    For Sweet Cherries (Fresh Market), the minimum value to be used
               for harvested and appraised production will be $0.30 per pound.
               For Sweet Cherries (Processing), the minimum value to be used
               for harvested and appraised production will be $0.26 per pound.

 9H2   1999    The Minimum Value Option is not available for Sweet Cherries
               (Processing). If you selected Option I of the Minimum Value
               Option, the minimum value option price is $0.20 per pound for
               Sweet Cherries (Fresh Market). If you selected Option II of the
               Minimum Value Option, the minimum value option price is $0.10 per
               pound for Sweet Cherries (Fresh Market).

 9H3   2000    The FCI-33 CROP INSURANCE ACTUARIAL MAP applicable to barley in this
               county will be applicable to IP Barley. Land designated as High Risk
               is not eligible for insurance according to the IP Barley Crop Provisions.

 9H4   2007    Harvest Price - Eighty-five (85) percent of the average derived by totaling the
               final closing daily settlement prices for the current year Chicago Board of
               Trade (CBOT) September corn futures contract for each trading day of August of
               the current year, and dividing that total by the number of daily settlement
               prices.  The harvest price will be calculated by FCIC before September 5.

               Projected Price - Eighty-five (85) percent of the average derived by totaling
               the final closing daily settlement prices for the current year Chicago Board of
               Trade (CBOT) September corn futures contract for each trading day of February
               of the current year, and dividing that total by the number of daily settlement
               prices.  The projected price will be calculated by FCIC before March 5.

 9H5   2007    Harvest Price - Eighty-five (85) percent of the average derived by totaling the
               final closing daily settlement prices for the current year Chicago Board of
               Trade (CBOT) September corn futures contract for each trading day of the period
               July 15 through August 14 of the current year, and dividing that total by the
               number of daily settlement prices.  The harvest price will be calculated by
               FCIC before August 20.

               Projected Price - Eighty-five (85) percent of the average derived by totaling
               the final closing daily settlement prices for the current year Chicago Board of
               Trade (CBOT) September corn futures contract for each trading day of February
               of the current year, and dividing that total by the number of daily settlement
               prices.  The projected price will be calculated by FCIC before March 5.

 9HC   2007    Hedging tree canopies is allowable.

 9HP   1998    ALLOWABLE COST:
               The allowable cost for harvested production will include the actual cost of
               harvesting, grading, packing containers, hauling and selling not to exceed
               $4.00 per container.

 9HR   2000    The FCI-33 CROP INSURANCE ACTUARIAL MAP applicable to wheat in this county will
               be applicable to IP Wheat.  Land designated as High Risk is not eligible for
               insurance according to the IP Wheat Crop Provisions.

 9HS   2007    The FCI-33 CROP INSURANCE ACTUARIAL MAP applicable to grain sorghum in this
               county will be applicable to IP Grain Sorghum.  Land designated as High Risk is
               not eligible for insurance according to the IP Grain Sorghum Crop Provisions.

 9HY   2008    * Barley or oats planted with or as a mixture of small grains.  Such mixture of
               small grains will be insurable corresponding to the predominate grain in the
               mixture (barley or oats).

 9I2   2007    The percentage factor, as stated in the Northern Potato Quality Endorsement,
               will be based on the actual average percentage of potatoes grading U.S. No. 1
               or better as determined from your records.  If less than four year of records
               are available, the factor will be calculated as follows:

                *Years of Actual      Actual Average     **Default      Percentage
                   Percentage            Percentage      Percentage        Factor
                      Record                (AAP)           (DP)            (PF)
                        0                  (0 AAP)    +  (4 DP)/4     =      PF
                        1                  (1 AAP)    +  (3 DP)/4     =      PF
                        2                  (2 AAP)    +  (2 DP)/4     =      PF
                        3                  (3 AAP)    +  (1 DP)/4     =      PF

               *Any actual average percentages must be submitted and certified in accordance
               with Actual Production History (APH) procedures.  Use of loss records showing
               the percentage of potatoes meeting the grade designations stated above must be
               used as an actual year of records for any year in which we determine the
               percentage of potatoes meeting the stated grades.

               **The default percentage is:

                            Fresh Market                    Processing

                            #1 or Better                   #1 or Better

               Russets          60                              60
               Red              75                              75
               White            75                              75

 9I3   2007    In lieu of Section 12(d)(1)(iii) of the crop provisions, the date potatoes
               would have reached full maturity will be 60 days prior to the calendar date for
               the end of the insurance period.

 9I4   2007    Any acreage in this county, which has been designated as high risk is
               identified on the FCI-33 CROP INSURANCE ACTUARIAL MAP, unless such acreage is
               reclassified by an FCI-33 CROP INSURANCE ACTUARIAL SUPPLEMENT.

 9I5   2007    In lieu of Section 12(d)(1)(iii) of the crop provisions, the date potatoes
               would have reached full maturity will be 90 days prior to the calendar date for
               the end of the insurance period.

 9I9   2007    The Storage Coverage Endorsement will attach only to stored potato production
               that is provided with a positive ventilated air flow furnished by generally
               accepted electro/mechanical means.  All other stored potato production will not
               be eligible for the Storage Coverage Endorsement.

 9IB   1999    Local Market Price - The cash grain price per bushel for the U.S. No. 2 grade
               barley offered by buyers in the area in which you normally market barley.  The
               local market price will reflect the maximum limits of quality deficiencies
               allowable for the U. S. No. 2 grade of barley.  Factors not associated with
               grading under the Official United States Standards for Grain, including but not
               limited to protein, oil or moisture content or milling quality will not be
               considered.

 9IC   2007    The FCI-33 CROP INSURANCE ACTUARIAL MAP applicable to corn in this
               county will be applicable to IP corn.  Land designated as HIGH RISK
               is not eligible for insurance according to the IP Corn Crop
               Provisions.

 9ID   2007    If insurable damage, by type, exceeds the percentage shown below, no production
               will be counted for the unit, or portion of the unit, unless onion production
               from that acreage is subsequently sold.

                                    TYPE                     PERCENTAGE
                                  170 Reds                       70
                                  180 Whites                     70
                                  190 Yellows                    70

 9IG   2003    Insurance will not attach to any acreage on which canola, mustard or rapeseed
               were planted the previous crop year.

 9IL   2007    Production to count will be based on the size classification for
               Repacker/Prepacker onions as defined in the United States Standards for Grades
               of Onions (Other Than Bermuda-Granex-Grano and Creole Types).

 9IP   2000    Certified Seed Endorsement Guarantee: For the purpose of Section 8
               of the Certified Seed Endorsement, the dollar amount per hundredweight
               (cwt) is $3.00 for acreage within Seed Potato Crop Management Areas as
               authorized under Title 22 Chapter 10 of Idaho Code (Rate Class Option Code 'CT'
               applicable).  For acreage not within a Seed Potato Crop Management
               Area the dollar amount per hundredweight (cwt) is $1.00 (Rate Class Option Code
               'CS' applicable).

 9IS   2007    In addition to Section 6(a) of the Safflower Crop Provisions, non-irrigated
               safflower planted on the land on which summerfallow practice has not occurred
               once in the most recent two-year period is uninsurable.

 9IT   1999    Insurable Types of Winter Squash will be limited to:  Acorn, Butternut and
               Buttercup varieties.

 9IU   2008    ****Insurable Varieties for Group B:  All Other varieties not contained under
               Group A.


 9IV   2008    **** Insurable Varieties for Group A:  Cabernet, Chardonnay, Merlot
               Pinot and Shiraz-Syrah and Viognier varieties.

 9IW   2001    Insurance will not attach to any acreage on which canola, sunflowers, dry
               edible beans, mustard, crambe, field peas, garbanzo beans, lentils,
               potatoes, rapeseed, sugar beets, safflowers, soybeans were planted in
               the previous crop year.

 9J1   1999    The Projected Price - The average derived by totaling the final closing daily
               settlement prices for the insured crop year Chicago Board of Trade (CBOT)
               November soybeans future contracts of each trading day from January 15 through
               February 14 prior to the sales closing date, and dividing that total by the
               number of daily settlement prices.  The projected price will be calculated by
               FCIC before February 20.

 9J2   1999    In lieu of the definition of Project Price in the Corn Crop Provisions - Income
               Protection, Project Price is the average derived by totaling the final closing
               daily settlement prices for the current year Chicago Board of Trade (CBOT)
               December corn futures contract for each trading day from January 15 through
               February 14 prior to the sales closing date, and dividing that total by the
               number of daily settlement prices.  The Projected Price will be calculated by
               FCIC before February 20.

 9J6   1996     *** Insurable Varieties: All varieties grown for wine.

 9J7   2003    * Insurable Varieties: All varieties of Muscadine Grapes.

 9J8   2008    Only vineyards with installed irrigation equipment are insurable.

 9J9   2008    Insurable age of vines: Vines must have reached the third growing
               season with the first growing season being the year set out if
               before May 1, or, the following year if set out after May 1.

 9JB   2000    ****Group B - 271 Insurable Varieties:  Chardonnay, Merlot, Syrah, Cabernet
               varieties, and/or Pinot varieties.

 9JC   2000    ****Group B - 271 Insurable Varieties:  Chardonnay, Merlot, Syrah and/or
               Cabernet varieties.


 9JF   2008    **** Group A 161 - Insurable Varieties:  Concord, Niagara, Campbell and
               other American hybrid varieties.

 9JH   2008    Insurable age of vines: Fourth growing season after being set out.

 9K0   2007    Allowable cost for harvesting and handling dry (bulb) onions to
               determine local market price (field run) per hundredweight will be $4.00
               per cwt.

 9K1   1998    If any of the production from any unit will be marketed directly to the
               consumer and/or total production from any unit cannot be determined by the
               earlier of prior to being placed in storage or upon delivery to a packer,
               processor, shipper, or buyer, a pre-harvest crop appraisal is required.
               Notification to us must be provided at least 15 days before harvest begins.

 9K3   1997    Red and white onions shall not be insurable on any acreage planted/
               seeded the previous crop year to onions including green, bunch, seed,
               chives, garlic, leek, or scallions unless otherwise designated by the
               Corporation.

 9K4   2008    Onions shall not be insurable on any acreage which was planted to dry
               (bulb) onions, green (bunch) onions, seed onions, chives, garlic, leek, or
               scallions the previous crop year unless otherwise designated by the
               Corporation.

 9K5   2007    Onions shall not be insurable on ground planted to dry (bulb) onions,
               green (bunch) onions, seed onions, chives, garlic, leek, or scallions in
                either of the previous two crop years unless the ground is properly
               fumigated.

 9K6   2007      ** Onions with cover crop include: Direct seeded onions planted with a
               spring cover crop (companion/nurse crop) or onion transplanted/sets
               planted without a spring cover crop.


 9K8   1997      ** Onions with cover crop include: a) direct seeded onions planted with
               a spring-planted cover crop(companion/nurse crop) which is established
               during the initial growing phase of the insured crop, and b) the cover
               crop is controlled and eliminated within 70 days after the initial
               planting of the applicable acreage, or c) onion transplanted/sets
               planted with a spring cover crop.

 9KA   2002    Savoy cabbage is not insurable.

 9KB   2008    Direct marketed cabbage is insurable.

 9KC   2003    Insurance will not attach to any acreage on which Blackleg was present in any
               of the previous four years.

 9KD   2007    If insurable damage, by type, exceeds the percentage shown below, no production
               will be counted for the unit, or portion of the unit, unless onion production
               from that acreage is subsequently sold.

                                    TYPE                     PERCENTAGE
                                  170 Reds                       50
                                  180 Whites                     50
                                  190 Yellows                    50

 9KE   2008    Optional units are not available by planting period or any other practice.

 9KF   2004    Insurance will not attach to any acreage on which Clubroot has been discovered.

 9KG   2008    Insurance will not attach to any acreage planted to cabbage or any other
               Brassicaceae crop (e.g., cauliflower, broccoli, etc.) in either of the two
               previous crop years.  NOTE:  The Brassicaceae family was formerly known as the
               Cruciferae or crucifer family.

 9KH   1999    Cabbage grown on land where no synthetic fertilizers or pesticides (including
               insecticides, herbicides, fungicides, and rodenticides) will be applied may be
               insurable by written agreement.

 9KI   2008    Cabbage acreage planted with non-hybrid seed is insurable.

 9KJ   2008    Insurance will not attach on any cabbage planted to ground treated with
               Aldicarb (Temik) within the last six (6) months.

 9KK   2002    Insurance will not attach on any acreage planted to cabbage infected with
               clubroot that has not been chemically treated, according to approved practices.

 9KL   2004    Insurance will not attach to any acreage planted to cabbage or any other
               Brassicaceae crop (e.g., cauliflower, broccoli, etc.) and was heavily infected
               by sclerotinia.  NOTE:  The Brassicaceae family was formerly known as the
               Cruciferae or crucifer family.

 9KM   2007    * Includes only Kinnow and Fairchild Mandarins.

 9KN   2007    **** Includes all varieties of mandarins and tangerines.

 9KO   2008    Insurance will not attach to any acreage on which Blackleg was present in any
               of the previous four years.

 9KP   2005    Insurance will not attach to any acreage on which Clubroot has been discovered.

 9KZ   2008                           |-----------PREMIUM SUBSIDIES AND FEES-------------|
               Coverage Level         |     70       75        80       85       90      |
               Premium Subsidy Factor |    .64      .64       .59      .59      .55      |
               Administrative Fee     |    $30      $30       $30      $30      $30      |
                                      |--------------------------------------------------|

 9L6   1997    Any acreage of potatoes planted for seed will not be eligible for
               the Potato Quality Option.

 9LB   2002    **** EXTRA EARLY varieties include:  Beardon, Farida, Fortuna, Frye, Loadel,
               Moffett, Shamel, Shasta, Tuscan, Vivian, Dixon, Carson, Squire, Sweeney, Tufts
               and Dee Six.

 9LC   2002    **** EARLIES varieties include:  Albright, Alcorn, Andora, Cortez, Hauss,
               Howard, Johnson, Palora, Peak, Pomeroy, Selma, Strawberry, Walton, Harter #2,
               Alton, #5A-3, Sierra, Noname, Ramos, Andross, Bowen, C.P.C. #114, Garmano,
               Jungerman and Klamt.

 9LD   2002    **** LATES varieties include:  Carolyn, Ross, Ellis, Fontana, Gaume, Halford,
               Hudelson, Libbee, McKnight, Orange, Presnell, Sims, Stanford, Sullivan #1,
               Sullivan #2, Sutter, Wiley, Williams, Zolezzi, #16-4, #18-A-2, #20-A-2, Johnson
               #2, Elliott, Monaco, Everts, McKune, Munson, Herrington, Dr. Davis and Rizzi.

 9LE   2002    **** EXTRA LATE varieties include:  Barton, Corona, Dahling, Dow, Gomes,
               Hagler, Haskell, Levi, Pederson, Phillips, Red Bird, Sherman, Sowell, Stabler,
               Stuart, Sullivan #4, Taylor, Terry, Wiser, Swetzer, Starn, Rand, Chandler,
               Plantz, White Heath, Faith, Merriam, #6-55, Hesse, Riegels and All Others.

 9LN   1999    Insurance will not attach to any acreage on which melons or any member of the
               Cucurbitaceae family were planted the previous crop year.

 9LO   1999    If the grower selects type (072) Late Oranges Fresh,  fresh fruit marketing
               records must be provided from at least one of the previous three years on the
               unit to be insured.

 9LP   2001    The producer subsidy percentages for Crop Revenue Coverage (CRC) crops are as
               follows:
                         LEVEL            PERCENTAGE
                          85%               0.130
                          80%               0.173
                          75%               0.235
                          70%               0.319
                          65%               0.417
                          60%               0.378
                          55%               0.461
                          50%               0.550

 9LQ   2000    The producer subsidy percentages for Crop Revenue Coverage (CRC) Rice are as
               follows:
                         LEVEL            PERCENTAGE
                          85%               0.155
                          80%               0.207
                          75%               0.275
                          70%               0.343
                          65%               0.423
                          60%               0.376
                          55%               0.458
                          50%               0.550

 9M1   1999    Insurance will not attach to any acreage on which melons or any member of the
               Cucurbitaceae family were planted in each of the previous three crop years;
               however, if the soil is fumigated, the melons will be insurable the second year
               after melon production (every other year).

 9M3   1999    If damage is discovered within 15 days prior to the beginning of harvest, you
               must not dispose of, store, or sell the damaged crop until after we have
               appraised the crop, and have given you written consent to do so.

 9M4   1999    Insurance will not attach to any acreage planted to non-certified seed.

 9MC   2000    Alfalfa Type (051)/Spring Seeded (Irr) Practice (092):  Normal stand is 12.0
               Alfalfa plants per square foot in a pure stand of alfalfa or a stand of alfalfa
               and grass in which 60 percent or more of the ground cover is alfalfa.

               Alfalfa Grass Mixture Type (052)/Spring Seeded (Irr) Practice (092):  Normal
               stand 4.0 Alfalfa plants per square foot in a mixed stand of alfalfa and grass
               in which alfalfa comprises more than 25 percent but less than 60 percent of the
               ground cover.

               Alfalfa Type (051)/Spring Seeded (Non-Irr) Practice (093):  Normal stand is 8.0
               Alfalfa plants per square foot in a pure stand of alfalfa or a stand of alfalfa
               and grass in which 60 percent or more of the ground cover is alfalfa.

               Alfalfa Grass Mixture Type (052)/Spring Seeded (Non-Irr) Practice (093):
               Normal stand is 2.7 Alfalfa plants per square foot in a mixed stand of alfalfa
               and grass in which alfalfa comprises more than 25 percent but less than 60
               percent of the ground cover.

 9MD   2007    Policy rotation requirements in Section 8(a) of the Onion Crop Insurance
               Provisions do not apply to any acreage insured in this county.

 9ME   2007    The tenderometer reading or sieve size used to determine the processor contract
               price for the shell types of peas will be:
               "105" Tenderometer Reading, or
               " 4 " Sieve Size for all varieties.

               The grade factor used to determine the processor contract price for the pod
               type of peas will be the processor's minimum quality and grade specification
               (specified in the processor's Grading Manual).

               If the processor contract provides a fixed price without regard to
               tenderometer reading, sieve size, or grade factor, such fixed price will be
               considered the processor contract price.

 9MF   2007    The tenderometer reading or sieve size used to determine the processor
               contract price for the shell type of peas will be:
               "105" Tenderometer Reading, or
               " 4 " Sieve Size for all varieties.

               If the processor contract provides a fixed price without regard to
               tenderometer reading, sieve size, or grade factor, such fixed price will be
               considered the processor contract price.

 9MG   2007    The grade factor used to determine the processor contract price for the pod
               type of peas will be the processor's minimum quality and grade specification
               (specified in the processor's Grading Manual) corresponding to the earliest
               planting interval.

               If the processor contract provides a fixed price without regard to
               tenderometer reading, sieve size, or grade factor, such fixed price will
               be considered the processor contract price.


 9MH   2007    The tenderometer reading or sieve size used to determine the processor contract
               price for the shell types of peas will be:
               "105" Tenderometer Reading, or
               " 4 " Sieve Size for all varieties.

               If the processor contract provides a fixed price without regard to
               tenderometer reading, sieve size, or grade factor, such fixed price will be
               considered the processor contract price.

 9MI   2007    The tenderometer reading or sieve size used to determine the processor contract
               price for the shell types of peas will be:
               "110" Tenderometer Reading, or
               " 4 " Sieve Size for all varieties.

               The grade factor used to determine the processor contract price for the pod
               type of peas will be the processor's minimum quality and grade specification
               (specified in the processor's Grading Manual).

               If the processor contract provides a fixed price without regard to
               tenderometer reading, sieve size, or grade factor, such fixed price will be
               considered the processor contract price.

 9MJ   2007    The tenderometer reading used to determine the processor contract price for the
               shell type of peas will be "110" Tenderometer Reading  corresponding to the
               non-superearly varieties.

               If the processor contract provides a fixed price without regard to
               tenderometer reading, sieve size, or grade factor, such fixed price will be
               considered the processor contract price.

 9MP   2004    The insured may choose any amount of protection ranging from 60 percent through
               100 percent of the maximum protection per acre.

 9MR   2005    Only grain varieties of 80 day Minnesota Relative Maturity (MRM) or less
               will be insurable as grain. Proof of variety planted must be provided by the
               acreage reporting date and placed in the insured's file.

 9MT   2007    **** Includes all varieties of mandarins and tangerines.

 9MW   2004    Allowable cost for harvested production will include the actual cost of
               picking, grading, packing containers, hauling and selling not to exceed $7.00
               per cwt.

               The minimum value to be used for harvested and appraised production will be
               $13.00 per cwt.

 9N1   2005    For CAT imputed premium calculation purposes, the total value, container and/or
               field grown plants, from the plant inventory report will be multiplied by .275
               times the insured share prior to applying the appropriate premium rate.

 9N2   1999    The price election percentage for CAT coverage will be 55 percent.

 9N3   1999    Please refer to the Nursery Eligible Plant Listing/Plant Price Schedule for the
               county hardiness zone designation.

 9N4   2005    Nursery plants grown in standard nursery containers that are placed in the
               ground, either directly or when placed in pots that are in the ground, ARE
               insurable.

 9N5   1999    Containers with vertical ribbing and air-root pruning slots that have no
               bottoms, meet the definition of standard nursery containers, provided the
               containers are placed on a barrier to prevent other than fibrous plant roots
               from penetrating the ground.

 9N6   2008    In lieu of Section 8(e) of the Nursery Crop Insurance Provisions, non-irrigated
               field grown plants will be insurable.

 9N7   2008    Scientific name: All cultivars of Crocus sp., Iris sp., Narcissus sp.,
               Tulips sp., and Hyacinthus sp. are insurable only after they are removed
               from cold storage, have broken dormancy, and are placed in the greenhouse
               (mandatory storage structure).  The roots must be established and at least one
               inch of shoot growth must be visible for insurability.

 9N8   2008    Scientific name: Spathiphyllum species and cultivars**
                    **In order to be eligible for insurance coverage against flooding,
               spathiphyllum must be grown on benches or in some other way raised a minimum of
               4" off the ground.


 9NC   1999    The Nonstandard Classification System (NCS) base period is defined as the ten
               (10) consecutive crop years ending two (2) years prior to the crop year in
               which the NCS classification becomes effective.

 9NE   1999    For CAT imputed premium calculation purposes, the highest monthly value
               for each risk classification will be multiplied by .2475 prior to applying
               the appropriate premium rate.

 9NF   1999    CAT coverage will be equal to the result of multiplying the amount of
               insurance, as specified in subsection 1.(a) of the Nursery Crop Provisions,
               by .55.

 9NG   1999    For CAT coverage only, the amount of any indemnity will be determined by:
                 (1)   Subtracting field market value B from the lesser of: (i) field
                       market value A; or (ii) the highest monthly market value for the
                       unit reported on the nursery plant inventory summary multiplied
                       by .9;
                 (2)   Subtracting the monthly loss deductible (not to exceed the
                       remaining crop year loss deductible) from the product obtained in
                       (1) above;
                 (3)   Multiplying the product obtained in (2) above by .55; and
                 (4)   Multiplying the result by your share.

 9NL   2008    Scientific name: All cultivars of Ficus benjamina*, Fiscus retusa*,
               and Hibiscus rosa-sinensis*, and all species and cultivars for Ixora*
                    *Leaf drop on this crop without death of the twigs, branches or stems
               is considered a normal response to cold and will not be considered as
               basis for a claim.  Death of the twigs, branches or stems is minimally required
               as a basis for claim.

 9NM   2007    In regards to the policy provisions, fumigation is not required if a valid
               Nematode Analysis Test is on file with the Insurance Provider and confirms
               that the planted acreage is not infested to a concentration exceeding 75 root
               knot nematodes per pint of soil.  Test samples must be taken while the plants
               are actively growing between fruit set and end of production in accordance with
               Cooperative Extension Service guidelines during the immediately preceding crop
               year and tested by the Nematode Diagnostic Clinic, University of Arkansas, SW
               Research and Extension Center.

 9NR   2000    The date shown in the Sales Closing Date column, 05/31/2000, is for first year
               policies only.  See the Nursery Crop Insurance Provisions, Section 9(a) for
               details.

 9NS   1999    Insurance experience criteria used to select persons for Nonstandard
               Classification System (NCS) adjustments may change from year to year.  Contact
               the Product Development Division, Federal Crop Insurance Corporation, Kansas
               City, Missouri, for a listing of the criteria.

               Alternate methods of determining the effects of adverse growing conditions on
               insurance experience are allowed and are described in approved procedures
               issued by the Federal Crop Insurance Corporation.

 9NY   2007    In lieu of the stage percentage provisions in section 1 Definitions,
               "Production Guarantee (per acre)" and the stage percentage provisions in
               sections 3(b)(1) and 3(b)(2) of the Onion Crop Provisions, the first stage
               production guarantee will be 50 percent of the final stage production guarantee
               and the second stage production guarantee will be 80 percent of the final stage
               production guarantee.

 9OA   2005    Pink includes California Pink.  Pinto includes the Mexican Pinto type
               but not the type known as Spotted Red Mexican.  Small Red is also known
               as Red Mexican, California Red and Idaho Red.

 9OC   2005    Small White is the type as grown on the Pacific Coast, not including
               Tepary.

 9OD   2005    Pink includes California Pink. Pinto includes the Mexican Pinto type but
               not the type known as Spotted Red Mexican.  Small Red is also known as Red
               Mexican, California Red and Idaho Red.  Small White is the type grown on
               the Pacific Coast, not including Tepary.  Baby Lima is characteristic of
               of the Small White Lima of the Henderson Bush, Thoroughgreens, and
               similar types.

 9OE   2005    Pinto includes the Mexican Pinto type but not the type known as Spotted
               Red Mexican.

 9OF   2005    Pink includes California Pink.  Pinto includes the Mexican Pinto type
               but not the type known as Spotted Red Mexican.

 9OG   2005    Small White is the type as grown on the Pacific Coast, not including
               Tepary.

 9OM   2005    Pink includes California Pink.  Small White is the type as grown on the
               Pacific Coast, not including Tepary.  Blackeye are Cowpeas of the Blackeye
               variety.  Baby Lima is characteristic of the Small White Lima of the
               Henderson Bush, Thoroughgreens, and similar types.

 9OO   2008    The applicable standards for onions in the following states will apply for this
               crop year:

                 Oregon and Washington

                  Non-Storage Type 205 Fall Planted White and Yellows --
                  U.S. Commercial Grade, under United States Standards of Onions
                  (Other than Bermuda-Granex-Grano and Creole Types)

                  Storage Types 175 Spring Planted Reds, 185 Spring Planted Whites,
                  and 195 Spring Planted Yellows--
                  U.S. No. 1 Grade, under United States Standards of Onions
                  (Other than Bermuda-Granex-Grano and Creole Types)

 9OQ   2005    Large Lima is characteristic of the Large White Pole and Burpee Bush
               Lima.

 9OS   2005    Pink includes California Pink.  Pinto includes the Mexican Pinto type
               but not the type known as Spotted Red Mexican.  Small Red is also known
               Red Mexican, California Red and Idaho Red.  Small White is the type grown
               on the Pacific Coast, not including Tepary.

 9OT   2005    Cranberry is known also as Speckled Cranberry and Horticultural Pole.
               Pinto include the Mexican Pinto type but not the type known as Spotted
               Red Mexican.  Small White is the type grown on the Pacific Coast, not
               including Tepary.  Small Red is also known as Red Mexican.

 9OU   1998    Optional units are NOT available.  Only basic units apply for each policy
               insured in the county.

 9OW   2005    Type means the classes of beans as identified in the United States
               Standards for Beans.

 9P1   2007    **** Insurable Winter Pear varieties include Anjou, Bosc, Comice,
               Forelle, Packham, Nelis (Winter), Seckels, Red Anjou, Red Comice,
               Red Seckels, and other Red Winter Pears.

 9PA   1999    The Producer Premium Percentage Table T2.1 applies to this crop.

 9PB   2007    In accordance with Section 8(b) of the Processing Bean Crop Insurance
               Provisions, we do not insure any processing bean acreage which was planted to
               snap beans, lima beans, green peas, mint, soybeans or sunflowers the previous
               crop year.

 9PC   2005    The producer premium is determined as follows:
               Amount of Insurance times Acres times Share times Base Premium Rate time Map
               Area Adjustment Factor time Rate Class Option Factor times Producer Premium
               Percentage.

 9PD   2007    For purposes of CAT, coverage will be equal to the approved average
               revenue times 27.5 percent.

 9PF   1999    The Producer Premium Percentage Table T2.6 applies to this crop.

 9PG   2007    A peanut crop which is properly planted, using a machine designed for such
               purpose, into existing vegetation, will be insurable provided the existing
               vegetation, i.e., small grains, legumes, cover crops, or existing weeds, is
               treated with a herbicide which is labeled and recommended for the purpose of
               killing the existing vegetation two to three weeks prior to planting the peanut
               crop.

 9PH   1999    The Producer Premium Percentage Table T2.2 applies to this crop.

 9PI   2001    The Producer Premium Percentage Table 2.11 applies to this crop.

 9PJ   1999    The Producer Premium Percentage Table T2.13 applies to this crop.

 9PK   2007    In addition to, or instead of, establishing optional units by non contiguous
               land, optional units may be established by type as provided by section 2(b) of
               the Stonefruit Crop Provisions.

 9PN   2008    Classification 002 is applicable to all acreage located north of State Route
               104 (Ridge Road) unless classified otherwise by the Corporation.

               Classification 001 is applicable to all acreage located south of State Route
               104 (Ridge Road) unless classified otherwise by the Corporation.

 9PO   1998       * Insurance will attach only on potatoes planted during the period of
               January 1 - March 1.

 9PP   1998    **** EARLY SEASON VARIETIES include:  Black Beaut, Dolly, Durado, Passion,
               Prima Black, Prima Dona, Red Beaut, Rich Red, Royal Red, Royal Zee, Santa Rosa,
               Showtime, Spring Beaut and Westener.

 9PQ   1998    **** MID SEASON VARIETIES include:  Aleta Rose, Black Diamond, Black Gold,
               Black   Premium, Black Torch, Blackamber, Challenger, El Dorado, Early Hawaiian
               Ann, Fortune, Frontier, July Santa Rosa, Laroda, Nubiana, Prime Time, Purple
               Majesty, Queen Rosa, Red Rosa, Red Jewel, Simka and Wickson.

 9PR   1998    **** LATE SEASON VARIETIES include:  Angeleno, Autumn Beaut, Autumn Giant,
               Black Flame, Black Knight, Casselman, Catalina, Freedom, French Prune, Friar,
               Gar Fantasy, Gar Red, Golden Globe, Grand Rosa, Howard Sun, Kelsey, King James,
               King's Black, King Diamond, King Richard, Late Santa Rosa, Linda Rosa, Mid Red,
               Midsummer, Moyer Prune, Prima Rosa, Queen Ann, Red Lane, Red Ram, Rosemary,
               Royal Diamond, Roysum, Scarlet Sun, Sharron's Plum, Sweetheart, Others.

 9PS   1999    The Producer Premium Percentage Table T2.2 applies to this crop.

 9PT   1998       * Insurance will attach only on potatoes planted during the period of
               March 1 - April 15.

 9PV   2007    In addition to, or instead of, establishing optional units by non contiguous
               land, optional units may be established by varietal group (type) as provided by
               section 2(b) of the Plum Crop Provisions.

 9PW   2001    Plums Varietal Listing by Type:

               Early Season              Mid-Season           Late Season

               Ambra                     Aleta Rose           Angeleno
               Black Beaut               Black Diamond        Autumn Beaut
               Durado                    Black Gold           Autumn Giant
               Earliqueen                Black Premium        Betty Anne
               First Beaut               Black Torch          Black Flame
               Frontier                  Blackamber           Black Knight
               Murietta                  Burgandy             Casselman
               Passion                   Catalina             Elephant Heart
               Prima Black               Challenger           Empress
               Prima Donna               Dolly                Freedom
               Purple Majesty            Early Hawaiian Ann   French Improved Prune
               Red Beaut                 El Dorado            French Prune
               Red Roy                   Emerald Beaut        Gar Fantasy
               Rich Red                  Fortune              Gar Red
               Rose Zee                  Friar                Golden Globe
               Royal Red                 Joanna Red           Grand Rosa
               Royal Zee                 July Santa Rosa      Howard Sun
               Santa Rosa                Kelsey               King Diamond
               Showtime                  Laroda               King James
               Spring Beaut              Mariposa             King Richard
               Westener                  Mid Red              King's Black
               Others                    Mid Summer           Late Santa Rosa
                                         Linda Rosa
                                         Queen Rosa           Moyer Prune
                                         Red Jewel            Nubiana
                                         Red Lane             October Gem
                                         Simka                October Sun
                                         Wickson              President
                                                              Prima Rosa
                                                              Prime Time
                                                              Queen Ann
                                                              Red Ram
                                                              Red Rosa
                                                              Rosemary
                                                              Royal Diamond
                                                              Roysum
                                                              Scarlet Sun
                                                              September King
                                                              Sharron's Plum
                                                              Sierra Sweet
                                                              Sweetheart

 9PY   2002    Plums Varietal Listing by Type:

               Early Season              Mid-Season              Late Season

               Ambra                     Aleta Rose                 Angee
               Andys Pride               Angeleno                   Autumn Rose
               Black Beaut               Autumn Beaut               Black Flame
               Burgandy                  Autumn Giant               Black Knight
               Durado                    Betty Anne                 Carolyn Harris
               Earliqueen                Black Diamond              Ebony Sun
               First Beaut               Black Gold                 Elephant Heart
               Frontier                  Black Premium              Empress
               Gar Rosa                  Black Torch                Gar Fantasy
               Murietta                  Blackamber                 Gar Red
               Passion                   Casselman                  Golden Globe
               Prima Black               Catalina                   Grand Rosa
               Prima Dona                Challenger                 Howard Sun
               Purple Majesty            Dolly                      Kelsey
               Red Beaut                 Early Hawaiian Ann         King David
               Red Roy                   Ebony                      King Diamond
               Rich Red                  El Dorado                  King James
               Rosa Ann                  Emerald Beaut              King Richard
               Rose Ann                  Fortune                    King's Black
               Rose Zee                  Freedom                    Linda Rosa
               Royal Red                 French Improved Prune      Moyer Prune
               Royal Zee                 French Prune               Nubiana
               Santa Rosa                Friar                      October Gem
               Spring Beaut              Improve Late Santa Rosa    October Sun
               Westener                  Joanna Red                 President
               Others                    July Red                   Prima Rosa
                                         July Santa Rosa            Prime Time
                                         Laroda                     Queen Ann
                                         Late Santa Rosa            Red Ram
                                         Mariposa                   Red Rosa
                                         Mid Red                    Red Sun
                                         Midsummer                  Rosemary
                                         Onyx Jewel                 Royal Diamond
                                         Queen Rosa                 Roysum
                                         Red Jewel                  Scarlet Sun
                                         Red Lane                   September King
                                         Showtime                   Sharron's Plum
                                         Simka                      Sierra Sweet
                                         Wickson                    Standard
                                                                    Sweetheart










 9Q1   2007    **** Potato acreage is insured under basic coverage excluding options.

 9Q2   2007    The percentage factor, as stated on the Northern Potato Quality Endorsement
               will be based on the actual average percentage of potatoes grading U.S. No. 1
               or U.S. No. 2 better, depending on the Endorsement you elect and as determined
               from your records.  If less than four year of records are available, the factor
               will be calculated as follows:

                *Years of Actual      Actual Average     **Default      Percentage
                   Percentage            Percentage      Percentage        Factor
                      Record                (AAP)           (DP)            (PF)
                        0                  (0 AAP)    +  (4 DP)/4     =      PF
                        1                  (1 AAP)    +  (3 DP)/4     =      PF
                        2                  (2 AAP)    +  (2 DP)/4     =      PF
                        3                  (3 AAP)    +  (1 DP)/4     =      PF

               *Any actual average percentages must be submitted and certified in accordance
               with Actual Production History (APH) procedures. Use of loss records showing
               the percentage of potatoes meeting the grade designations stated above must be
               used as an actual year of records for any year in which we determine the
               percentage of potatoes meeting the stated grades.

               Percentages are based upon total pack out weight (net) or gross weight received
               for the applicable grade divided by the total harvested production minus dirt
               and foreign material.  If unharvested, the percent is based upon the sample
               gross weight for the applicable grade divided by the total sample weight.  If
               production is harvested and unharvested, a weighted average is applicable.

               **The default percentage is:

                               #1                        #2 or Better

                               65                            70

 9Q3   2007    The percentage factor, as stated on the Northern Potato Quality Endorsement
               will be based on the actual average percentage of potatoes grading U.S. No. 1
               or U.S. No. 2 or better for fresh market or U.S. No.1 or U.S. No. 2 or better
               for processing, depending on the Endorsement you elect and as determined from
               your records.  If less than four year of records are available, the factor will
               be calculated as follows:

                *Years of Actual      Actual Average     **Default      Percentage
                   Percentage            Percentage      Percentage        Factor
                      Record                (AAP)           (DP)            (PF)
                        0                  (0 AAP)    +  (4 DP)/4     =      PF
                        1                  (1 AAP)    +  (3 DP)/4     =      PF
                        2                  (2 AAP)    +  (2 DP)/4     =      PF
                        3                  (3 AAP)    +  (1 DP)/4     =      PF

               *Any actual average percentages must be submitted and certified in accordance
               with Actual Production History (APH) procedures. Use of loss records showing
               the percentage of potatoes meeting the grade designations stated above must be
               used as an actual year of records for any year in which we determine the
               percentage of potatoes meeting the stated grades.

               Percentages are based upon total pack out weight (net) or gross weight of the
               applicable grade divided by the total harvested production minus dirt and
               foreign material.  If unharvested, the percent is based upon the sample gross
               weight of applicable grade divided by the total sample weight.  If production
               is harvested and unharvested, a weighted average is applicable.

               **The default percentage is:

                            Fresh Market                    Processing

                            #1     #2 or Better             #1     #2 or Better

                            70         75                   65         70

               Only Atlantic, Chipetta, FL-1291, New Norchip, Norchip, Snowdes, and Superior
               are insurable under Processing Quality Endorsement U.S. #1 (PA).

 9Q4   2007    **** Insurable varieties for Group A:  Atlantic, Chipetta, FL-1291, New
               Norchip, Norchip, Snowdes, and Superior.

 9Q5   2007    **** Insurable varieties for Group B:  All varieties not listed in Group A.

 9Q6   2007    For the purpose 11(d)(1)(iii) of the crop provisions, the date potatoes would
               have reached full maturity will be 85 days prior to the calendar date for the
               end of the insurance period.

 9Q7   2007    The percentage factor, as stated on the Northern Potato Quality Endorsement,
               will be based on the actual average percentage of potatoes grading U.S. No. 1
               or U.S. No. 2 or better, depending on the Endorsement you elect and as
               determined from your records.  If less than four years of records are
               available, the factor will be calculated as follows:

                *Years of Actual      Actual Average     **Default      Percentage
                   Percentage            Percentage      Percentage        Factor
                      Record                (AAP)           (DP)            (PF)
                        0                  (0 AAP)    +  (4 DP)/4     =      PF
                        1                  (1 AAP)    +  (3 DP)/4     =      PF
                        2                  (2 AAP)    +  (2 DP)/4     =      PF
                        3                  (3 AAP)    +  (1 DP)/4     =      PF

               *Any actual average percentages must be submitted and certified in accordance
               with Actual Production History (APH) procedures. Use of loss records showing
               the percentage of potatoes meeting the grade designations stated above must
               be used as an actual year of records for any year in which we determine the
               percentage of potatoes meeting the stated grades.

               Percentages are based upon total pack out weight (net) or gross weight received
               for the applicable grade divided by the total harvested production minus dirt
               and foreign material.  If unharvested, the percent is based upon the sample
               gross weight for the applicable grade divided by the total sample weight.  If
               production is harvested and unharvested, a weighted average is applicable.

               **The default percentage is:

                                #1                         #2 or Better

                                70                              75

 9Q8   2007    The extended coverage provided by the Northern Potato Storage Coverage
               Endorsement will be provided only for production that is stored in a permanent
               structure specifically designed and generally accepted for the purpose of
               storing potatoes.

 9Q9   2002    Certified Seed Endorsement Guarantee: For the purpose of Section 8 of the
               Certified Seed Endorsement, the dollar amount per hundredweight (cwt) is $1.00.

 9QD   2007    Acreage planted using non-certified seed is insurable only if the seed
               stock is two years or less removed from certification.  If coverage is under an
               endorsement, acreage must be planted with certified seed.

 9R1   2004    The percentage factor, as stated on the Northern Potato Quality Endorsement
               will be based on the actual average percentage of potatoes grading U.S. No. 2
               or better as determined from your records.  If less than four year of records
               are available, the factor will be calculated as follows:

                *Years of Actual      Actual Average     **Default      Percentage
                   Percentage            Percentage      Percentage        Factor
                      Record                (AAP)           (DP)            (PF)
                        0                  (0 AAP)    +  (4 DP)/4     =      PF
                        1                  (1 AAP)    +  (3 DP)/4     =      PF
                        2                  (2 AAP)    +  (2 DP)/4     =      PF
                        3                  (3 AAP)    +  (1 DP)/4     =      PF

               *Any actual average percentages must be submitted and certified in accordance
               with actual production (APH) procedures.  Use of loss records showing the
               percentage of potatoes meeting the grade designations stated above must be used
               as an actual year of records for any year in which we determine the percentage
               of potatoes meeting the stated grades.

               **The default percentage is:

                            Fresh Market                   Processing

                            #1 or Better                   #1 or Better

                               85                             85

 9R2   2003    The percentage factor, as stated on the Northern Potato Quality Endorsement
               will be based on the actual average percentage of potatoes grading U.S. No. 2
               or better as determined from your records.  If less than four year of records
               are available, the factor will be calculated as follows:

                *Years of Actual      Actual Average     **Default      Percentage
                   Percentage            Percentage      Percentage        Factor
                      Record                (AAP)           (DP)            (PF)
                        0                  (0 AAP)    +  (4 DP)/4     =      PF
                        1                  (1 APP)    +  (3 DP)/4     =      PF
                        2                  (2 AAP)    +  (2 DP)/4     =      PF
                        3                  (3 AAP)    +  (1 DP)/4     =      PF

               *Any actual average percentages must be submitted and certified in accordance
               with actual production (APH) procedures.  Use of loss records showing the
               percentage of potatoes meeting the grade designations stated above must be used
               as an actual year of records for any year in which we determine the percentage
               of potatoes meeting the stated grades.

               **The default percentage is:

                                   Fresh Market                   Processing

                                   #1 or Better                   #1 or Better

               Russets/Shepodys       82                             82
               Others                 85                             85

 9R3   2008    In accordance with the Replant Payment section of the Income Protection Crop
               Provisions, the earliest date after which damage occurs, enabling a replant
               payment for the winter wheat type, will be November 15 of the year preceding
               the year of harvest.

 9R4   2008    In accordance with the Replant Payment section of the Income Protection Crop
               Provisions, the earliest date after which damage occurs, enabling a replant
               payment for the winter wheat type, will be November 5 of the year preceding the
               year of harvest.

 9R5   2008    In accordance with the Replant Payment section of the Income Protection Crop
               Provisions, the earliest date after which damage occurs, enabling a replant
               payment for the winter wheat type, will be October 15 of the year preceding the
               year of harvest.

 9R6   2008    In accordance with the Replant Payment section of the Income Protection Crop
               Provisions, the earliest date after which damage occurs, enabling a replant
               payment for the winter wheat type, will be October 31 of the year preceding the
               year of harvest.

 9R7   2008    In accordance with the Replant Payment section of the Income Protection Crop
               Provisions, the earliest date after which damage occurs, enabling a replant
               payment for the winter wheat type, will be November 30 of the year preceding
               the year of harvest.

 9R8   2008    In accordance with the Replant Payment section of the Income Protection Crop
               Provisions, the earliest date after which damage occurs, enabling a replant
               payment for the winter wheat type, will be December 15 of the year preceding
               the year of harvest.

 9RA   2007    In lieu of Section 7 (a) of the Rice Crop Provisions, rice acreage planted to
               rice the preceding year will be insurable.

 9RC   1998    Insurance will not attach to any acreage on which canola, mustard, crambe,
               field peas, garbanzo beans (chickpeas), lentils or rapeseed were planted either
               of the preceding two crop years.

 9RI   2007    In addition to the requirements specified in Section 1, (Definitions),
               "Planted" in the Rice Crop Insurance Provisions, the following must have
               occurred immediately following seeding.  If these activities have not occurred,
               the acreage will be considered "acreage seeded in any other manner" and will
               not be insurable:
                  1.  levees are surveyed and constructed,
                  2.  levee gates are installed and butted, and,
                  3.  the irrigation pump is operable, ready to be started in the event
                      sufficient rainfall has not been received, and turned on to provide
                      sufficient water for the purposes of germination or elimination of soil
                      crusting.

 9RS   2000    Approved Red Varieties:  Ember
                                        Garnet
                                        UI-37
                                        Cajun
                                        RNK001
               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to
               your crop insurance agent by the sales closing date.

 9RT   2002    For the NIBR practices the Approved Black Turtle Soup Varieties are:
                                                      Black Magic
                                                      Domino
                                                      Midnight
                                                      Panther
                                                      T-39
                                                      UI-906
                                                      Shadow
                                                      UI-911
                                                      A.C. Harblack
               Varieties not approved above will be insurable only by written agreement.
               Requests for written agreements must be signed by you and submitted to
               your crop insurance agent by the sales closing date.

 9S0   1998      ** Fall Planting Period - August 1 through August 31.

 9S1   1998      ** Spring Planting Period - February 25 through April 30.

 9S4   2007    The percentage factor, as stated on the Northern Potato Quality Endorsement,
               will be based on the actual percentage of potatoes grading U.S. No. 2 or
               better as determined from your records.  If less than four years of records
               are available, the percentage factor will be calculated as follows:

               *Years of Actual      Actual Average       **Default        Percentage
                  Percentage           Percentage         Percentage         Factor
                    Records              (AAP)               (DP)             (PF)
                       0                 (0 AAP)      +    (4 DP)/4     =      PF
                       1                 (1 AAP)      +    (3 DP)/4     =      PF
                       2                 (2 AAP)      +    (2 DP)/4     =      PF
                       3                 (3 AAP)      +    (1 DP)/4     =      PF

               *Any actual average percentages must be submitted and certified in accordance
               with Actual Production History (APH) procedures. Use of loss records showing
               the percentage of potatoes meeting the grade designations stated above must be
               used as an actual year of records for any year in which we determine the
               percentage of potatoes meeting the stated grades.

               **The default percentage is:

                            Fresh Market
                            #2 or Better

                                65

 9S5   1999    The Corn Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place
               decimals).  No other quality factors will be considered in determining
               production to count.  The QA Factor (not less than zero) will be
               multiplied by the number of bushels remaining after any reduction due
               to excessive moisture (in accordance with the Revenue Assurance Corn Crop
               Provisions) to determine the net production to count.  Any grain which,
               due to insurable causes, has zero market value (net zero market value after
               consideration of additional costs to deliver damaged grain to a market of
               reasonable distance outside your local marketing area) will not be considered
               production to count if the production is destroyed.  Production that is not
               destroyed in a manner acceptable to us will be adjusted in accordance with the
               rules below for the respective types and levels of damage.  Additional costs to
               deliver grain outside your local market will be allowed only for types and
               levels of damage included in section 3.

               1  Corn will be discounted for low test weight as follows:
                  Test Weight Pounds   DF      Test Weight Pounds       DF
                  49 and above        None          38-38.99           .184
                  48-48.99            .054          37-37.99           .198
                  47-47.99            .064          36-36.99           .212
                  46-46.99            .075          35-35.99           .226
                  45-45.99            .085          34-34.99           .240
                  44-44.99            .100          33-33.99           .254
                  43-43.99            .114          32-32.99           .268
                  42-42.99            .128          31-31.99           .282
                  41-41.99            .142          30-30.99           .296
                  40-40.99            .156          Below 30 - See Section 3
                  39-39.99            .170

               2  Corn will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:
                  Kernel Damage %   DF   Kernel Damage %  DF   Kernel Damage %  DF
                    10 and below   None    18.01-19      .079    27.01-28      .127
                    10.01-11       .030    19.01-20      .085    28.01-29      .131
                    11.01-12       .036    20.01-21      .091    29.01-30      .135
                    12.01-13       .043    21.01-22      .097    30.01-31      .139
                    13.01-14       .049    22.01-23      .102    31.01-32      .143
                    14.01-15       .056    23.01-24      .108    32.01-33      .147
                    15.01-16       .062    24.01-25      .114    33.01-34      .150
                    16.01-17       .068    25.01-26      .118    34.01-35      .154
                    17.01-18       .073    26.01-27      .122    Above 35 - See Section 3

               3  Corn with (A) a test weight below 30 pounds per bushel and/or kernel
                  damage above 35 percent; (B) a musty, sour, or commercially objection-
                  able foreign odor; or (C) the presence of substances or conditions
                  identified by the Food and Drug Administration or other public health
                  organizations of the United States as injurious to human or animal
                  health; may be allowed a Discount Factor. To determine the Discount
                  Factor, the reduction in value (RIV) caused by the deficiences, sub-
                  stances, or conditions allowed in (A), (B), and/or (C) will be deter-
                  mined and the total will be divided by the Posted County Price (PCP)*.
                  The RIV will not include any price reduction resulting from any discount
                  factors that are included in sections 1 and 2.

                  A  The RIV's specified in section 3 will be limited to those that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be
                     increased by the cost of conditioning, provided that the resulting
                     RIV does not exceed the RIV before conditioning.  No RIV will be
                     accepted if it is due to (1) moisture content; (2) damage due to
                     uninsured causes; or (3) drying, handling, processing, or any other
                     costs associated with normal harvesting, handling, and marketing of
                     the production.

 9S6   1999       B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the RIV
                     in your local market area, then the RIV may be increased by the
                     additional costs required to deliver the production to the buyer,
                     provided that the resulting RIV does not exceed the RIV in your local
                     market area.  If the damaged production has been sold, the Discount
                     Factor will be based upon the RIV's applied by the buyer unless it
                     is determined that such RIV's are not usual, customary, and
                     reasonable.

                  C  For production we determine has no value in and outside your local
                     market area, you may offer a value or may intend to utilize such
                     production in a manner which establishes  a value.  In such cases, the
                     value we agree to will be utilized in accordance with our approved
                     procedures to determine the RIV for quality adjustment purposes
                     according to section 3 herein.

                  D  The RIV's and PCP will be those in effect on the earlier of the date
                     such quality-adjusted production is sold or the date of final
                     inspection for the unit.

                  *  "Posted County Price (PCP)" is the price established by the Commodity
                     Credit Corporation (CCC) for yellow corn for the county shown on your
                     application.  If multiple counties are shown on your application, it
                     is the county in which the insured unit is located.  If the CCC
                     discontinues establishing PCP's for the county, the PCP will be the
                     Local Market Price as defined in the Revenue Assurance Corn Crop
                     Provisions.

 9S7   1999    SOYBEAN QUALITY ADJUSTMENT FACTOR:
               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the
               number of bushels remaining after any reduction due to excessive moisture
               (in accordance with the Revenue Assurance Soybeans Crop Provisions) to
               determine the net production to count.  Any grain which, due to insurable
               causes, has zero market value (net zero market value after consideration of
               additional costs to deliver damaged grain to a market of reasonable distance
               outside your local marketing area) will not be considered production to count
               if the production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for the
               respective types and levels of damage.  Additional costs to deliver grain
               outside your local market will be allowed only for types and levels of damage
               included in Section 4.

               1  Soybeans will be discounted for low test weight as follows:
                  Test Weight Pounds    DF      Test Weight Pounds    DF
                     49 and above      None        38-38.99          .065
                     48-48.99          .010        37-37.99          .071
                     47-47.99          .014        36-36.99          .077
                     46-46.99          .017        35-35.99          .084
                     45-45.99          .020        34-34.99          .090
                     44-44.99          .026        33-33.99          .096
                     43-43.99          .033        32-32.99          .103
                     42-42.99          .039        31-31.99          .109
                     41-41.99          .045        30-30.99          .116
                     40-40.99          .052        Below 30 - See Section 4
                     39-39.99          .058

               2  Soybeans will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:
                  Kernel Damage %   DF    Kernel Damage %   DF    Kernel Damage %   DF
                     8 and below   None      17.01-18      .060      27.01-28      .091
                     8.01-9        .031      18.01-19      .063      28.01-29      .095
                     9.01-10       .034      19.01-20      .066      29.01-30      .098
                    10.01-11       .037      20.01-21      .069      30.01-31      .101
                    11.01-12       .040      21.01-22      .072      31.01-32      .104
                    12.01-13       .044      22.01-23      .075      32.01-33      .107
                    13.01-14       .047      23.01-24      .079      33.01-34      .111
                    14.01-15       .050      24.01-25      .082      34.01-35      .114
                    15.01-16       .053      25.01-26      .085  Above 35 - See Section 4
                    16.01-17       .056      26.01-27      .088

               3  Soybeans will be discounted for a musty odor, sour odor, or commercially
                  objectionable foreign odor (COFO) as follows:

                  Musty Odor = .008      Sour Odor = .016     COFO = .016

               4  Soybeans with (A) a test weight below 30 pounds per bushel and/or kernel
                  damage above 35 percent; (B) a garlicky soybean grade; or (C) the
                  presence of substances or conditions identified by the Food and Drug
                  Administration or other public health organizations of the United States
                  as injurious to human or animal health; may be allowed a Discount
                  Factor.  To determine the Discount Factor, the reduction in value
                  (RIV) caused by the deficiencies, substances, or conditions allowed
                  in (A), (B), and/or (C) will be determined and the total will be
                  divided by the Posted County Price (PCP)*.  The RIV will not include
                  any price reduction resulting from any discount factors that are
                  included in sections 1, 2, and 3.

                  A  The RIV's specified in section 4 will be limited to those that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be
                     increased by the cost of conditioning, provided that the resulting
                     RIV does not exceed the RIV before conditioning.  No RIV will be
                     accepted if it is due to (1) moisture content; (2) damage due to
                     uninsured causes; or (3) drying, handling, processing, or any other
                     costs associated with normal harvesting, handling, and marketing of
                     the production.

 9S8   1999       B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the RIV
                     in your local market area, then the RIV may be increased by the
                     additional costs required to deliver the production to the buyer,
                     provided that the resulting RIV does not exceed the RIV in your local
                     market area.  If the damaged production has been sold, the Discount
                     Factor will be based upon the RIV's applied by the buyer unless it
                     is determined that such RIV's are not usual, customary, and
                     reasonable.

                  C  For production we determine has no value in and outside your local
                     market area, you may offer a value or may intend to utilize such
                     production in a manner which establishes a value.  In such cases, the
                     value we agree to will be utilized in accordance with our approved
                     procedures to determine the RIV for quality adjustment purposes
                     according to section 4 herein.

                  D  The RIV's and PCP will be those in effect on the earlier of the date
                     such quality-adjusted production is sold or the date of final
                     inspection for the unit.

                  * "Posted County Price (PCP)" is the price established by the Commodity
                  Credit Corporation (CCC) for soybeans for the county shown on your
                  application. If multiple counties are shown on your application, it is the
                  county in which the insured unit is located.  If the CCC discontinues
                  establishing PCP's for the county, the PCP will be the Local Market Price as
                  defined in the Revenue Assurance Soybeans Crop Provisions.

 9SA   2008    The End of Insurance Date is the last day of the 12th month after the insured
               crop was initially planted.

 9SB   2008    The Acreage Reporting Date is the earlier of thirty (30) days after the
               planting of any acreage, or the Acreage Reporting Date displayed on the Special
               Provisions for this county crop program.

 9SC   2007    The Late Planting Provisions as contained in the Basic Provisions will apply to
               this county crop program.

 9SF   2000    Subparagraph 11 (d) (3) (ii) of the Safflower Crop Provisions does not apply.
               In lieu of subparagraph 11 (d) (2) of the Safflower Crop Provisions, safflower
               will be eligible for quality adjustment if it has a musty, sour, or
               commercially objectionable foreign odor or if it has a test weight below 35
               pounds per bushel or has kernel damage in excess of 25 percent.  Included, are
               substances or conditions if present, including mycotoxins, that are identified
               by the Food and Drug Administration or other public health organizations of the
               United States as being injurious to human or animal health.  Production of
               safflower that is eligible for quality adjustment will be reduced as follows:

               The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the number of
               pounds remaining after any reduction due to excessive moisture (in accordance
               with the Safflower Crop Provisions) to determine the net production to count.
               Any safflower seed which, due to insurable causes, has zero market value (net
               zero market value after consideration of additional costs to deliver damaged
               safflower seed to a market of reasonable distance outside your local marketing
               area) will not be considered production to count if the production is destoyed.
               Production that is not destroyed in a manner acceptable to us will be adjusted
               in accordance with the rules below for the respective types and levels of
               damage.  Additional costs to deliver safflower seed outside your local market
               will be allowed only for types and levels of damage included in section 3.

               1  Safflower will be discounted for excessive kernel damage (excluding heat
               damage) as follows:

               Kernel Damage %     DF   Kernel Damage %      DF   Kernel Damage %     DF
                  25 and above    None     29.01-30         .325     35.01-36        .431
                  25.01-26        .255     30.01-31         .343     Above 36 - See Section 3
                  26.01-27        .272     31.01-32         .361
                  27.01-28        .290     32.01-33         .378
                  28.01-29        .308     33.01-34         .396
                  29.01-30        .325     34.01-35         .414

               2  Safflower will be discounted for musty odor, sour odor, and commercially
               objectionable foreign odor (COFO) as follows:

                  Musty Odor = .035        Sour Odor = .035        COFO = .050

               3  Safflower with (A) a test weight below 35 pounds per bushel; (B) a kernel
               damage percentage above 36 percent; and/or (c) the presence of substances or
               conditions identified by the Food and Drug Administration or other public
               health organizations of the United States as injurious to human or animal
               health; may be allowed a Discount Factor.  To determine the Discount Factor,
               the reduction in value (RIV) caused by the deficiencies, substances, or
               conditions allowed in (A), (B), and/or (C) will be determine and the total will
               be divided by the Regionally Constructed Price (RCP)*.  The RIV will not
               include any price reduction resulting from any Discount Factors that are
               included in sections 1 and 2.

 9SG   2000    A  The RIV's specified in section 3 will be limited to those that are
               usual, customary, and reasonable. If the RIV can be decreased by
               conditioning the production, the RIV after conditioning may be
               increased by the cost of conditioning, provided that the resulting RIV
               does not exceed the RIV before conditioning. No RIV will be accepted if
               it is due to (1) moisture content; (2) damage due to uninsured causes;
               or (3) drying, handling, processing, or any other costs associated with
               normal harvesting, handling, and marketing of the production.

               B  RIV's used will be those in the local market area in which you normally
               market the crop, to the extent feasible. If the RIV for a buyer located
               outside your local market area is less than the RIV in your local market
               area, then the RIV may be increased by the additional costs required to
               deliver the production to the buyer, provided that the resulting RIV
               does not exceed the RIV in your local market area. If the damaged
               production has been sold, the Discount Factor will be based upon the
               RIV's applied by the buyer unless it is determined that such RIV's are
               not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such production
               in a manner which establishes a value.  In such cases, the value we agree
               to will be utilized in accordance with our approved procedures to determine
               the RIV for quality adjustment purposes according to section 3 herein.

               D  The RIV's and RCP will be those in effect on the earlier of the date
               such quality-adjusted production is sold or the date of final inspection
               for the unit.

               *  "Regionally Constructed Price (RCP)" is the price established by the
               Commodity Credit Corporation (CCC) for safflower in the county shown on your
               application.  If multiple counties are shown on your application, it is the
               county in which the insured unit is located. If the CCC discontinues
               establishing RCP's for the county, the RCP will be the Local Market Price as
               defined in the Safflower Crop Provisions.

 9SH   2006    Sunflower seed acreage initially planted in rows not far enough apart to
               permit cultivation (NIBR) will be insurable only by written agreement.  The
               NIBR practice may be insurable if you have and provide:

                    A minimum of one (1) year Actual Production History (APH) for the
                      NIBR practice.
                    A minimum of one (1) non-loss years for the NIBR practice.
                    Evidence of NIBR farming practices and adaptability.

               Contact your insurance provider by the sales closing date to complete your
               request for a written agreement.

 9SI   2000    Alfalfa (Type 051)/Spring Seeded Irrigated (Practice 092):  Normal stand is 8.0
               alfalfa plants per square foot.

 9SJ   2000    Alfalfa Grass Mixture (Type 052) Spring Seeded Irrigated (Practice 092):
               Normal stand is 2.7 alfalfa plants per square foot.

 9SK   2000    Alfalfa (Type 051)/Spring Seeded Non-Irrigated (Practice 093):  Normal stand is
               6.4. alfalfa plants per square foot.

 9SL   2000    Alfalfa Grass Mixture (Type 052) Spring Seeded Non-Irrigated (Practice 093):
               Normal stand is 2.1 alfalfa plants per square foot.

 9SM   2007    * Includes all varieties of mandarins and tangerines except for Satsuma
               mandarins.

 9SN   2007    As provided in Section 9.(c) of the Forage Seeding Crop Provisions harvest
               of the forage after August 5 of the crop year will end the insurance period.

 9SO   2007    As provided in Section 9.(c) of the Forage Seeding Crop Provisions harvest
               of the forage after August 15 of the crop year will end the insurance period.

 9SP   2000    Alfalfa (Type 051)/Spring Seeded (Practice 090):  Normal stand is 8.0 Alfalfa
               plants per square foot.

 9SQ   2000    Alfalfa Grass Mixture (Type 052) Spring Seeded (Practice 090):  Normal stand is
               2.7 alfalfa plants per square foot.

 9SR   2007    Alfalfa (Type 051):  Normal stand is 12.0 alfalfa plants per square foot.

 9ST   2007    Alfalfa/Grass Mixture (Type 052):  Normal stand is 8.0 alfalfa plants per
               square foot.

 9SU   2001    **** Apple acreage on which neither a Fresh Fruit Option nor the Sunburn
               Option is in effect.

 9SV   1999    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the number
               of pounds remaining after any reduction due to excessive moisture (in
               accordance with the Sunflower Seed Crop Provisions) to determine the net
               production to count.  Any grain which, due to insurable causes, has zero
               market value (net zero market value after consideration of additional costs to
               deliver damaged grain to a market of reasonable distance outside your local
               marketing area) will not be considered production to count if the production is
               destroyed.  Production that is not destroyed in a manner acceptable to us will
               be adjusted in accordance with the rules below for the respective types and
               levels of damage.  Additional costs to deliver grain outside your local market
               will be allowed only for types and levels of damage included in Section 6.

               1 Sunflower seed - Oil type will be discounted for low test weight as
                 follows:

                 Test Weight Pounds  DF  Test Weight Pounds  DF   Test Weight Pounds  DF
                  25 and above      None  20-20.99          .085   15-15.99          .171
                  24-24.99          .017  19-19.99          .102   14-14.99          .188
                  23-23.99          .034  18-18.99          .120   13-13.99          .205
                  22-22.99          .051  17-17.99          .137  Below 13 - See Section 6
                  21-21.99          .068  16-16.99          .154

               2 Sunflower seed - Oil type will be discounted for kernel damage (excluding
                 heat damage) as follows:

                 Kernel Damage %   DF     Kernel Damage %  DF   Kernel Damage %  DF
                   10 and below   None     13.01-14       .244   17.01-18       .395
                   10.01-11       .132     14.01-15       .282   18.01-19       .432
                   11.01-12       .169     15.01-16       .319   19.01-20       .470
                   12.01-13       .207     16.01-17       .357   Above 20 - See Section 6

               3 Sunflower seed - Oil type will be discounted for musty odor, sour odor,
                 and commercially objectionable foreign odor (COFO) as follows:

                 Musty odor = .043        Sour odor = .043      COFO = .060

               4 Sunflowers seed - Non-oil type will be discounted for low test weight as
                 follows:

                  Test Weight Pounds  DF  Test Weight Pounds  DF  Test Weight Pounds  DF
                    22 and above     None   18.00-18.49     .154   15.00-15.49      .329
                    21.00-21.99      .018   17.50-17.99     .183   14.50-14.99      .359
                    20.00-20.99      .037   17.00-17.49     .212   14.00-14.49      .388
                    19.50-19.99      .066   16.50-16.99     .242   13.50-13.99      .417
                    19.00-19.49      .095   16.00-16.49     .271   13.00-13.49      .447
                    18.50-18.99      .124   15.50-15.99     .300  Below 13 - See Section 6

               5 Sunflower seed - Non-oil type will be discounted for musty odor, sour
                 odor, and COFO as follows:

                 Musty odor = .037           Sour odor = .037         COFO = .051

 9SW   1999    6 Sunflower seed with (A) a test weight below 13 pounds per bushel for
                 oil type and non-oil type; (B) a kernel damage percentage above 20
                 percent for oil type; (C) a kernel damage percentage above 5 percent
                 for non-oil type; (D) the presence of substances or conditions
                 identified by the Food and Drug Administration or other public health
                 organizations of the United States as injurious to human or animal
                 health; may be allowed a discount factor.  To determine the Discount
                 Factor, the reduction in value (RIV) caused by the deficiencies,
                 substances or conditions allowed in (A), (B), (C), and/or (D) will be
                 determined and the total will be divided by the Regionally Constructed
                 Price (RCP)*. The RIV will not include any price reduction resulting from
                 any Discount Factors that are included in sections 1, 2, 3, 4, and 5.

               A The RIV's specified in section 6 will be limited to those that are
                 usual, customary, and reasonable.  If the RIV can be decreased by con-
                 ditioning the production, the RIV after conditioning may be increased by
                 the cost of conditioning, provided that the resulting RIV does not exceed
                 the RIV before conditioning.  No RIV will be accepted if it is due to (1)
                 moisture content; (2) damage due to uninsured causes; or (3) drying,
                 handling, processing, or any other costs associated with normal harvest-
                 ing, handling, and marketing of the production.

               B RIV's used will be those in the local market area in which you normally
                 market the crop, to the extent feasible.  If the RIV for a buyer located
                 outside your local market area is less than the RIV in your local market
                 area, then the RIV may be increased by the additional costs required to
                 deliver the production to the buyer, provided that the resulting RIV does
                 not exceed the RIV in your local market area.  If the damaged production
                 has been sold, the Discount Factor will be based upon the RIV's applied
                 by the buyer unless it is determined that such RIV's are not usual,
                 customary and reasonable.

               C For production we determine has no value in and outside your local market
                 area, you may offer a value or may intend to utilize such production in a
                 manner which establishes a value.  In such cases, the value we agree to will
                 be utilized in accordance with our approved procedures to determine the
                 RIV for quality adjustment purposes according to section 6 herein.

               D The RIV's and RCP will be those in effect on the earlier of the date
                 such quality-adjusted production is sold or the date of final inspection
                 for the unit.

               * "Regionally Constructed Price (RCP)" is the price established by the
                 Commodity Credit Corporation (CCC) for sunflower seed in the county shown
                 on your application.  If multiple counties are shown on your application,
                 it is the county in which the insured unit is located.  If the CCC
                 discontinues establishing RCP's for the county, the RCP will be the Local
                 Market Price as defined in the Sunflower Seed Crop Provisions.

 9SX   2007    Red Clover (Type 054):  Normal stand is 16.0 red clover plants per square foot.

 9T1   2008    The insured must provide the Insurance Provider a copy of their tomato
               processor contract(s) the earlier of August 20 or the date of damage to the
               insured crop.

 9T2   2008    The insured must provide the Insurance Provider a copy of their tomato
               processor contract(s) the earlier of the acreage reporting date or the date of
               damage to the insured crop.

 9T3   2008    In addition to the Guaranteed Production Plan of Fresh Market Tomato Crop
               Insurance Provisions under Section 8 (e) (4) Insured Crop, ROMA and PLUM
               Tomatoes will be insurable.

 9T4   1998    Total production to count for ROMA and PLUM type tomatoes for a unit will
               include all harvested and appraised production determined to be marketable.  A
               classification size minimum of 1.5 inches in diameter for ROMA and PLUM
               tomatoes applies to the definition of Potential Production, as defined in
               Section 1. and Section 13. Settlement of Claim (7)(D)(iii)(B) and
               (7)(D)(v)(B)(ii)(B).

 9T5   2008    In accordance with Section 3(d) of the Guaranteed Production Plan of Fresh
               Market Tomato Crop Insurance Provisions, the production guarantees for ROMA and
               PLUM Tomatoes will be the same as specified in Section 3(b)(1).

 9T6   2008    In accordance with Section 12(b)(2) of the Guranteed Production Plan of Fresh
               Market Tomato Crop Insurance Provisions, the replanting payment per acre for
               ROMA and PLUM tomatoes will be the same as specified in Section 12(b)(1).

 9T7   2003    In addition to the Guaranteed Production Plan of Fresh Market Tomato Crop
               Provisions, under section 8(e)(4) Insured Crop - CHERRY, GRAPE, ROMA,
               AND PLUM type tomatoes will be insurable.




 9T8   2003    A classification size minimum of 1.5 inches in diameter and 2.0 inches in
               length for PLUM and ROMA tomatoes applies to the definition of potential
               production under Section 1 and to Section 13.  Settlement of Claim -
               (7)(D)(ii)(B) and (7)(D)(v)(B)(ii)(B).



 9T9   2003    A classification size minimum of  inch in diameter for CHERRY tomatoes
               applies to the definition of potential production under Section 1 and to
               Section 13.  Settlement of Claim  (7)(D)(iii)(B) and (7)(D)(v)(B)(ii)(B).






 9TA   2001    The END OF INSURANCE DATES for specific types are as follows:

                         TYPE                                        END OF INSURANCE DATE

               Perlette, Cardinal                                         August 1
               Exotic, Superior Seedless                                  August 31
               Flame Seedless, Red Malaga, Queen,Thompson Seedless        September 15
               Black Seedless, Fantasy Seedless                           September 15
               Black Rose Italia                                          September 30
               White Malaga, Ribier, Ruby Seedless                        October 15
               All Others                                                 October 31


 9TB   2008    Total production to count for ROMA and PLUM type tomatoes for a unit will
               include all harvested and appraised production determined to be marketable.  A
               classification size minimum of 1.5 inches in diameter for ROMA and PLUM
               tomatoes applies to the definition of Potential Production, as defined in
               Section 1. and Section 13. Settlement of Claim (c)(1)(iii)(B) and
               (c)(2)(ii)(B).

 9TE   2003    In accordance with Section 3.(d) of the Guaranteed Production Plan of
               Fresh Market Tomato Crop Insurance Provisions, the production guarantees
               for CHERRY, GRAPE, ROMA, and PLUM type tomatoes will be the same as
               specified in Section 3.(b)(2).





 9TK   2007    All apple acreage lying north of Township 11N and east of Range 30E will have a
               T yield of 300, 35# loose field boxes.  All apple acreage lying west of Range
               30E or Range 18W will have a T yield of 870 35# loose field boxes.

 9TM   2003    A carton of CHERRY or GRAPE tomatoes is defined as a container that
               contains 12 one pint baskets with a total weight of 15 pounds.

 9TO   2008    Optional units on separate acreage planted to tomatoes must consist of a
               minimum of forty (40) acres.  Acreage that is less than forty (40) acres will
               attach to the closest unit within the section, section equivalent or FSA Farm
               Serial Number.

 9TP   1998      ** Fall Transplanting Period - July 1 thorugh August 20.

 9TS   2003    In accordance with Section 12(b)(2) of the Guaranteed Production Plan of
               Fresh Market Tomato Crop Insurance Provisions, the replanting payment per
               acre for CHERRY, GRAPE, ROMA, and PLUM type tomatoes will be the same
               as specified in Section 12(b)(1).

 9TT   2004    For insurance purposes, tobacco acreage planted on any farm on which FSA
               approves a special combination will be considered as planted on the FSN
               assigned by FSA as the designated farm of record.

 9U1   2001    The percentage factor, as stated in the Potato Quality Endorsement, will be
               based on the actual average percentage of potatoes grading U.S. No. 1 or
               U.S. No. 2 or better for Group A potatoes or U.S. No. 2 or better for Group
               B potatoes as determined from your records.  If less than four years of
               records are available, the percentage factor will be calculated as follows:

               *Years of Actual      Actual Average       **Default       Percentage
                  Percentage          Percentage          Percentage        Factor
                    Records              (AAP)               (DP)            (PF)
                       0                 (0 AAP)     +     (4 DP)/4    =      PF
                       1                 (1 AAP)     +     (3 DP)/4    =      PF
                       2                 (2 AAP)     +     (2 DP)/4    =      PF
                       3                 (3 AAP)     +     (1 DP)/4    =      PF

               *Any actual percentages must be submitted and certified in accordance with the
               Actual Production History (APH) procedures.  Use of loss records showing the
               percentage of potatoes meeting the grade designations stated above must be used
               as an actual year of records for any year in which we determine the percentage
               of potatoes meeting the stated grades.

               **The default percentage is;

                             Fresh Market                      Processing

                         #1        #2 or Better               #1         #2 or Better

                Group A  60             70                    60              90
                Group B  70             75                    75              85

 9UR   2005    The appropriate proration factor for a peak inventory endorsement is the
               proration factor for the month containing the coverage commencement date minus
               the proration factor for the month following the month containing the coverage
               termination date for the endorsement.  Peak inventory endorsements with a
               coverage termination date during the month of September will have a proration
               factor equal to the proration factor for the month containing the coverage
               commencement date.

 9US   2001    The price election percentage for CAT coverage will be 55 percent.  For limited
               and additional coverage the allowable price election percentage will be as
               shown on the applicable producer premium percentage table.

 9W1   1999    Insurance will not attach on any acreage on which melons, or any member of the
               Cucurbitaceae family were planted in each of the previous 5 crop years;
               however, if the soil is fumigated, the melons will be insurable the second year
               after melon production (every other year).

 9W3   1999    In addition to Basic Units as defined in Section 1 (Definitions) of the Basic
               Provisions, melon acreage can be further divided into units by planting period
               (Spring or Fall).

 9W5   1999    Watermelon varieties planted must be adapted to the area.

 9W6   2004    In lieu of Section 34 (a) of the Basic Provisions, optional units are not
               available for Cutivated Wild Rice.

 9W7   2008    In the absence of a recovery percentage determination by an approved
               laboratory, the recovery percentage for use in converting green weight
               cultivated wild rice to finished weight will be:  Recovery percentage=.4000.

 9W8   2008    In the absence of a recovery percentage determination by an approved
               laboratory, the recovery percentage for use in converting green weight
               cultivated wild rice to finished weight will be:  Recovery percentage=.5000.

 9W9   2008    In addition to Section 1 of the Definition of Planted Acreage in the Cultivated
               Wild Rice Provisions, the application of seed by broadcast seeding into a
               controlled flood is insurable.  It is defined as distributing wild rice seed
               onto a prepared seedbed that has been intentionally covered to a proper depth
               by water.  The water must be free of movement and be completely contained on
               the acreage by properly constructed levees and gates.

 9WA   1999    Watermelon seeds planted two per hill (mechanically planted, two seeds
               together) will not be insurable, unless the two plants are thinned to one plant
               per hill.

 9WB   1999    If the County Extension Agent's recommended number of bee hives per acre are
               not placed in or near the field for crop pollination, any loss of production
               due to poor pollination will be uninsurable, unless the poor pollination can be
               directly attributed to an insured cause of loss.

 9WD   2000    Harvest price - The average daily settlement price for the Portland Grain
               Exchange soft white wheat contract during the month of August, of the harvest
               crop year.  The harvest price will be announced by FCIC by September 10 of the
               harvest crop year.

               Projected Price - The Portland Price.  The Portland Price is defined as the
               average daily settlement price for the September, of the harvest year's Chicago
               Board of Trade (CBOT) wheat futures contract during the period August 15 to
               September 14 of the pre-harvest year, plus a basis adjustment equal to the
               current five-year average difference between the August average daily
               settlement price for the nearby CBOT September wheat futures contract and the
               August average daily settlement price for the Portland Grain Exchange soft
               white wheat contract. The Projected Price will be announced by FCIC by
               September 20 of the pre-harvest year.

               Average Daily Settlement Price - The sum of the settlement prices for each full
               trading day for the contract specified in the definition of Projected Price or
               Harvest Price (as appropriate) during the month specified in such definition
               divided by the number of days included in the sum.  Whenever settlement prices
               are available for fewer than fifteen (15) full trading days for the specified
               contract, settlement prices for the contract that expired in the trading month
               immediately prior to the specified month (beginning from the last full trading
               day of such prior month) will be included in the total until 15 full trading
               days have been included.  A full trading day means any day with fifty (50) or
               more open interest contracts of the contract specified in the appropriate
               definition.

               Local Market Price - The cash grain price per bushel for the U.S. No. 2
               grade of wheat offered by buyers in the area in which you normally market
               wheat.  The local market price will reflect the maximum limits of quality
               deficiencies allowable for the U.S. No. 2 grade of wheat.  Factors not
               associated with grading under the Official United States Standards for
               Grain, including but not limited to protein, oil or moisture content, or
               milling quality will not be considered.


 9WE   1999    The unit must have produced 10,000 pounds per acre within the base period to
               meet the minimum production insurability requirements.

 9WF   1999    Optional units are available only by type.  We will insure all fresh
               watermelons as one unit, regardless of the planting date.

 9WH   1999    Winter squash that is grown for direct marketing will be insurable in this
               county.

               Section 9, Duties in the Event of Damage or Loss:
               In addition to the requirements of section 9 of the Winter Squash Crop
               Provisions, for any insurable acreage of winter squash that will be sold by
               direct marketing and you intend to claim an indemnity, you must notify us at
               least 15 days before any production from any unit will be sold by direct
               marketing.  We will conduct an appraisal that will be used to determine your
               production to count for production that is to be sold by direct marketing.  If
               damage occurs after this appraisal, we will conduct an additional appraisal if
               you notify us that additional damage has occurred.  These appraisals, and any
               records provided by you, will be used to determine your production to count.
               You must notify us immediately if damage is discovered during harvest, an
               appraisal will be required on the remaining unharvested acreage to determine
               production to count.  Production to count for acreage harvested prior to the
               notice of loss will be the greater of the dollar amount of insurance per acre
               or the value of the harvested production.  Failure to give timely notice that
               production will be sold by direct marketing will result in an appraised amount
               of production to count of not less than the dollar amount of insurance per acre
               if such failure results in our inability to make the required appraisal.

               Section 10(e)(3) of the Winter Squash Crop Provisions is not applicable for
               insurable acreage upon which production is sold by direct marketing.  The total
               value of production to count for such acreage for which you have provided
               acceptable production records will include the greater of the actual value
               received for the direct marketed production or the dollar amount obtained by
               multiplying the hundredweight of appraised winter squash by the minimum value
               per hundredweight shown in the Special Provisions.  If you fail to provide
               acceptable production records for such acreage, the total value of production
               to count for the acreage will be not less than the amount of insurance per acre
               in accordance with section 10(e)(1)(iv) in the Winter Squash Special
               Provisions.

 9WN   2007    In accordance with Section 11 (d) of the Crop Provisions, mature walnut
               production that has mold damage greater than 8 percent due to an insurable
               cause, based on net delivered weight, will be reduced by the following factors:

                         Percent Mold (%)                    Quality Adjustment Factor(%)

                            8.1-12.0                                     .900
                           12.1-16.0                                     .800
                           16.1-20.0                                     .700
                           20.1-24.0                                     .600
                           24.1-30.0                                     .500
                           30.1-                               NOT SOLD:0.000
                                                                   SOLD: Amount Received/
                                                                         Maximum Price
                                                                         Election


 9WP   2001    Certified Seed Endorsement Guarantee: For the purpose of Section 8 of the
               Certified Seed Endorsement, the dollar amount per hundredweight (cwt) is $3.00
               for acreage within Seed Potato Isolation District as authorized
               under Chapter 15.15 of RCW (Rate Class Option Code 'CT' applicable).  For
               acreage not within a Seed Potato Isolation District the dollar amount per
               hundredweight (cwt) is $1.00 (Rate Class Option Code "CS' applicable).

 9WS   2005    Phytophthora will not be an insurable cause of loss two consecutive years on
               the same acreage.

 9WT   1999    The imputed premium will be the CAT dollar amount multiplied by the premium
               rate for the 50 percent coverage level.

 9WU   1999    Insurance will not attach to any acreage planted to a melon crop (watermelon,
               cantaloupe, etc.) more than two consecutive crop years.

 9WV   1999    Insurance will not attach to any acreage planted with seed which is not
               certified to be free of bacterial fruit blotch disease.

 9WW   1999    Insurance will not attach to any acreage planted to a melon crop (watermelon,
               cantaloupe, etc.) more than two consecutive crop years north of Texas FM 490
               and more than four consecutive crop years south of Texas FM 490.

 9X1   1999    The Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count. The QA Factor (not less than zero) will be multiplied by the number
               of bushels remaining after any reduction due to excessive moisture to determine
               the net production to count. Any grain which, due to insurable causes, has zero
               market value (net zero market value after consideration of additional costs
               to deliver damaged grain to a market of reasonable distance outside your
               local marketing area) will not be considered production to count if the
               production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for
               the respective types and levels of damage.  Additional costs to deliver
               grain outside your local market will be allowed only for types and levels
               of damage included in Section 6.

               1  Barley will be discounted for low test weight as follows:

               Test Weight Pounds   DF  Test Weight Pounds   DF  Test Weight Pounds    DF
                   40 and above    None     36-36.99        .084     32-32.99         .134
                   39-39.99        .046     35-35.99        .096     31-31.99         .143
                   38-38.99        .059     34-34.99        .109     30-30.99         .153
                   37-37.99        .071     33-33.99        .121 Below 30 - See Section 6

               2  Barley will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:

                  Kernel Damage %   DF   Kernel Damage %     DF   Kernel Damage %    DF
                    8 and below    None     17.01-18        .115     27.01-28       .242
                    8.01-9         .025     18.01-19        .127     28.01-29       .255
                    9.01-10        .034     19.01-20        .140     29.01-30       .268
                   10.01-11        .042     20.01-21        .153     30.01-31       .280
                   11.01-12        .051     21.01-22        .166     31.01-32       .293
                   12.01-13        .059     22.01-23        .178     32.01-33       .306
                   13.01-14        .068     23.01-24        .191     33.01-34       .319
                   14.01-15        .076     24.01-25        .204     34.01-35       .331
                   15.01-16        .089     25.01-26        .217  Above 35 - See Section 6
                   16.01-17        .102     26.01-27        .229

               3  Barley will be discounted for percent sound barley as follows:

                   Sound Barley %   DF   Sound Barley %    DF   Sound Barley %    DF
                     85 and above  None    73-73.99       .059    61-61.99       .110
                     84-84.99      .026    72-72.99       .064    60-60.99       .115
                     83-83.99      .029    71-71.99       .068    59-59.99       .119
                     82-82.99      .031    70-70.99       .072    58-58.99       .123
                     81-81.99      .034    69-69.99       .076    57-57.99       .127
                     80-80.99      .037    68-68.99       .081    56-56.99       .132
                     79-79.99      .040    67-67.99       .085    55-55.99       .136
                     78-78.99      .043    66-66.99       .089    54-54.99       .140
                     77-77.99      .046    65-65.99       .093    53-53.99       .144
                     76-76.99      .049    64-64.99       .098    52-52.99       .149
                     75-75.99      .052    63-63.99       .102    51-51.99       .153
                     74-74.99      .055    62-62.99       .106    50-50.99       .157
                                                               Below 50 - See Section 6

 9X2   1999    4  Barley will be discounted for percent thin barley as follows:

                   Thin Barley %   DF   Thin Barley %    DF   Thin Barley %    DF
                    35 and below  None    56.01-57      .117    78.01-79      .209
                    35.01-36      .029    57.01-58      .121    79.01-80      .213
                    36.01-37      .033    58.01-59      .125    80.01-81      .217
                    37.01-38      .038    59.01-60      .130    81.01-82      .222
                    38.01-39      .042    60.01-61      .134    82.01-83      .226
                    39.01-40      .046    61.01-62      .138    83.01-84      .230
                    40.01-41      .050    62.01-63      .142    84.01-85      .234
                    41.01-42      .054    63.01-64      .146    85.01-86      .238
                    42.01-43      .059    64.01-65      .150    86.01-87      .242
                    43.01-44      .063    65.01-66      .155    87.01-88      .247
                    44.01-45      .067    66.01-67      .159    88.01-89      .251
                    45.01-46      .071    67.01-68      .163    89.01-90      .255
                    46.01-47      .075    68.01-69      .167    90.01-91      .259
                    47.01-48      .079    69.01-70      .171    91.01-92      .263
                    48.01-49      .084    70.01-71      .176    92.01-93      .268
                    49.01-50      .088    71.01-72      .180    93.01-94      .272
                    50.01-51      .092    72.01-73      .184    94.01-95      .276
                    51.01-52      .096    73.01-74      .188    95.01-96      .280
                    52.01-53      .100    74.01-75      .192    96.01-97      .284
                    53.01-54      .104    75.01-76      .196    97.01-98      .288
                    54.01-55      .109    76.01-77      .201    98.01-99      .293
                    55.01-56      .113    77.01-78      .205    99.01-100     .297

               5  Barley will be discounted for black barley; and an ergoty, garlicky,
               or smutty grade as follows:

                  Black Barley = .042  Ergoty = .013  Garlicky = .017  Smutty = .017

               6  Barley with (A) a test weight below 30 pounds per bushel; (B) a kernel
               damage percentage above 35 percent; (C) a sound barley percentage below
               50 percent; (D) a musty, sour, or commercially objectionable foreign
               odor (except smut or garlic odor); and/or (E) the presence of
               substances or conditions identified by the Food and Drug Administration
               or other public health organizations of the United States as injurious
               to human or animal health; may be allowed a discount factor. To determine
               the Discount Factor, the reduction in value (RIV) caused by the
               deficiencies, substances, or conditions allowed in (A), (B), (C), (D),
               and/or (E) will be determined and the total will be divided by the
               Posted County Price (PCP)*. The RIV will not include any price
               reduction resulting from any Discount Factors that are included in
               sections 1, 2, 3, 4, and 5.

               A  The RIV's specified in section 6 will be limited to those that are
               usual, customary, and reasonable. If the RIV can be decreased by
               conditioning the production, the RIV after conditioning may be
               increased by the cost of conditioning, provided that the resulting
               RIV does not exceed the RIV before conditioning. No RIV will be
               accepted if it is due to (1) moisture content; (2) damage due to
               uninsured causes; or (3) drying, handling, processing, or any other
               costs associated with normal harvesting, handling, and marketing
               of the production.

 9X3   1999    B   RIV's used will be those in the local market area in which you
               normally market the crop, to the extent feasible. If the RIV for a
               buyer located outside your local market area is less than the RIV in
               your local market area, then the RIV may be increased by the additional
               costs required to deliver the production to the buyer, provided that
               the resulting RIV does not exceed the RIV in your local market area.
               If the damaged production has been sold, the Discount Factor will be
               based upon the RIV's applied by the buyer unless it is determined that
               such RIV's are not usual, customary, and reasonable.

               C  For production we determine has no value in and outside your local
               market area, you may offer a value or may intend to utilize such production
               in a manner which establishes a value.  In such cases, the value we agree
               to will be utilized in accordance with our approved procedures to determine
               the RIV for quality adjustment purposes according to section 6 herein.

               D  The RIV's and PCP will be those in effect on the earlier of the date
               such quality-adjusted production is sold or the date of final inspection
               for the unit.

               7  If the barley is eligible for quality adjustment according to section 2
               (kernel damage chart) AND section 3 (percent sound barley chart), the
               greater of the two chart Discount Factors will be used.  If the chart
               Discount Factor from section 2 OR section 3 applies, but section 6 also
               applies for either percent kernel damage or percent sound barley, the
               greater of the applicable chart Discount Factor or the Discount Factor
               determined according to section 6 will be used.  In no event will Discount
               Factors be allowed for both kernel damage and percent sound barley.

               * "Posted County Price (PCP)" is the price established by the Commodity
               Credit Corporation (CCC) for barley in the county shown on your
               application. If multiple counties are shown on your application, it is
               the county in which the insured unit is located. If the CCC
               discontinues establishing PCP's for the county, the PCP will be the
               Local Market Price.

 9YA   2004    Insurance will not attach to any acreage on which sweetpotatoes were planted in
               each of the three preceding years.

 9YC   2004    Sweetpotatoes planted in the same field for more than four consecutive years
               are not insurable.  In addition, during the four year period, the soil in the
               field must be fumigated between planting the first and second crops, the second
               and third and the third and fourth crops.

 9YD   2004    Type I includes Beauregard, Jewel and Hernandez.  Type II includes Garnet,
               Dianne and Redglow.  Type III includes Golden Sweet, Hannah and Jersey.  Type
               IV includes Oriental and Japanese.  All other types are uninsurable.

 9YO   2004    Insurance will not attach to any acreage on which sweetpotatoes were planted in
               both of the two preceding years.

 9YS   2007    We do not insure any acreage of processing beans where snap or limas were
               planted in two successive crop years of the previous four or where sunflowers
               were planted the previous crop year.

 9Z1   1999    The Corn Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place
               decimals).  No other quality factors will be considered in determining
               production to count.  The QA Factor (not less than zero) will be
               multiplied by the number of bushels remaining after any reduction due
               to excessive moisture (in accordance with the CRC Corn Crop
               Provisions) to determine the net production to count.  Any grain which,
               due to insurable causes, has zero market value (net zero market value after
               consideration of additional costs to deliver damaged grain to a market of
               reasonable distance outside your local marketing area) will not be considered
               production to count if the production is destroyed.  Production that is not
               destroyed in a manner acceptable to us will be adjusted in accordance with the
               rules below for the respective types and levels of damage.  Additional costs to
               deliver grain outside your local market will be allowed only for types and
               levels of damage included in section 3.

               1  Corn will be discounted for low test weight as follows:
                  Test Weight Pounds   DF      Test Weight Pounds       DF
                  49 and above        None          38-38.99           .184
                  48-48.99            .054          37-37.99           .198
                  47-47.99            .064          36-36.99           .212
                  46-46.99            .075          35-35.99           .226
                  45-45.99            .085          34-34.99           .240
                  44-44.99            .100          33-33.99           .254
                  43-43.99            .114          32-32.99           .268
                  42-42.99            .128          31-31.99           .282
                  41-41.99            .142          30-30.99           .296
                  40-40.99            .156          Below 30 - See Section 3
                  39-39.99            .170

               2  Corn will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:
                  Kernel Damage %   DF   Kernel Damage %  DF   Kernel Damage %  DF
                    10 and below   None    18.01-19      .079    27.01-28      .127
                    10.01-11       .030    19.01-20      .085    28.01-29      .131
                    11.01-12       .036    20.01-21      .091    29.01-30      .135
                    12.01-13       .043    21.01-22      .097    30.01-31      .139
                    13.01-14       .049    22.01-23      .102    31.01-32      .143
                    14.01-15       .056    23.01-24      .108    32.01-33      .147
                    15.01-16       .062    24.01-25      .114    33.01-34      .150
                    16.01-17       .068    25.01-26      .118    34.01-35      .154
                    17.01-18       .073    26.01-27      .122    Above 35 - See Section 3

               3  Corn with (A) a test weight below 30 pounds per bushel and/or kernel
                  damage above 35 percent; (B) a musty, sour, or commercially objection-
                  able foreign odor; or (C) the presence of substances or conditions
                  identified by the Food and Drug Administration or other public health
                  organizations of the United States as injurious to human or animal
                  health; may be allowed a Discount Factor. To determine the Discount
                  Factor, the reduction in value (RIV) caused by the deficiences, sub-
                  stances, or conditions allowed in (A), (B), and/or (C) will be deter-
                  mined and the total will be divided by the Posted County Price (PCP)*.
                  The RIV will not include any price reduction resulting from any discount
                  factors that are included in sections 1 and 2.

                  A  The RIV's specified in section 3 will be limited to those that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be
                     increased by the cost of conditioning, provided that the resulting
                     RIV does not exceed the RIV before conditioning.  No RIV will be
                     accepted if it is due to (1) moisture content; (2) damage due to
                     uninsured causes; or (3) drying, handling, processing, or any other
                     costs associated with normal harvesting, handling, and marketing of
                     the production.

 9Z2   1999       B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the RIV
                     in your local market area, then the RIV may be increased by the
                     additional costs required to deliver the production to the buyer,
                     provided that the resulting RIV does not exceed the RIV in your local
                     market area.  If the damaged production has been sold, the Discount
                     Factor will be based upon the RIV's applied by the buyer unless it
                     is determined that such RIV's are not usual, customary, and
                     reasonable.

                  C  For production we determine has no value in and outside your local
                     market area, you may offer a value or may intend to utilize such
                     production in a manner which establishes  a value.  In such cases, the
                     value we agree to will be utilized in accordance with our approved
                     procedures to determine the RIV for quality adjustment purposes
                     according to section 3 herein.

                  D  The RIV's and PCP will be those in effect on the earlier of the date
                     such quality-adjusted production is sold or the date of final
                     inspection for the unit.

                  *  "Posted County Price (PCP)" is the price established by the Commodity
                     Credit Corporation (CCC) for yellow corn for the county shown on your
                     application.  If multiple counties are shown on your application, it
                     is the county in which the insured unit is located.  If the CCC
                     discontinues establishing PCP's for the county, the PCP will be the
                     Local Market Price as defined in the CRC Corn Crop Provisions.

 9Z3   1999    The Soybean Quality Adjustment (QA) Factor is 1.000 minus the sum of the
               applicable Discount Factors (DF) below (expressed as three-place decimals).
               No other quality factors will be considered in determining production to
               count.  The QA Factor (not less than zero) will be multiplied by the
               number of bushels remaining after any reduction due to excessive moisture
               (in accordance with the CRC Soybeans Crop Provisions) to determine the
               net production to count.  Any grain which, due to insurable causes, has
               zero market value (net zero market value after consideration of additional
               costs to deliver damaged grain to a market of reasonable distance outside your
               local marketing area) will not be considered production to count if the
               production is destroyed.  Production that is not destroyed in a manner
               acceptable to us will be adjusted in accordance with the rules below for the
               respective types and levels of damage.  Additional costs to deliver grain
               outside your local market will be allowed only for types and levels of damage
               included in Section 4.

               1  Soybeans will be discounted for low test weight as follows:
                  Test Weight Pounds    DF      Test Weight Pounds    DF
                     49 and above      None        38-38.99          .065
                     48-48.99          .010        37-37.99          .071
                     47-47.99          .014        36-36.99          .077
                     46-46.99          .017        35-35.99          .084
                     45-45.99          .020        34-34.99          .090
                     44-44.99          .026        33-33.99          .096
                     43-43.99          .033        32-32.99          .103
                     42-42.99          .039        31-31.99          .109
                     41-41.99          .045        30-30.99          .116
                     40-40.99          .052        Below 30 - See Section 4
                     39-39.99          .058

               2  Soybeans will be discounted for excessive kernel damage (excluding heat
                  damage) as follows:
                  Kernel Damage %   DF    Kernel Damage %   DF    Kernel Damage %   DF
                     8 and below   None      17.01-18      .060      27.01-28      .091
                     8.01-9        .031      18.01-19      .063      28.01-29      .095
                     9.01-10       .034      19.01-20      .066      29.01-30      .098
                    10.01-11       .037      20.01-21      .069      30.01-31      .101
                    11.01-12       .040      21.01-22      .072      31.01-32      .104
                    12.01-13       .044      22.01-23      .075      32.01-33      .107
                    13.01-14       .047      23.01-24      .079      33.01-34      .111
                    14.01-15       .050      24.01-25      .082      34.01-35      .114
                    15.01-16       .053      25.01-26      .085  Above 35 - See Section 4
                    16.01-17       .056      26.01-27      .088

               3  Soybeans will be discounted for a musty odor, sour odor, or commercially
                  objectionable foreign odor (COFO) as follows:

                  Musty Odor = .008      Sour Odor = .016     COFO = .016

               4  Soybeans with (A) a test weight below 30 pounds per bushel and/or kernel
                  damage above 35 percent; (B) a garlicky soybean grade; or (C) the
                  presence of substances or conditions identified by the Food and Drug
                  Administration or other public health organizations of the United States
                  as injurious to human or animal health; may be allowed a Discount
                  Factor.  To determine the Discount Factor, the reduction in value
                  (RIV) caused by the deficiencies, substances, or conditions allowed
                  in (A), (B), and/or (C) will be determined and the total will be
                  divided by the Posted County Price (PCP)*.  The RIV will not include
                  any price reduction resulting from any discount factors that are
                  included in sections 1, 2, and 3.

                  A  The RIV's specified in section 4 will be limited to those that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be
                     increased by the cost of conditioning, provided that the resulting
                     RIV does not exceed the RIV before conditioning.  No RIV will be
                     accepted if it is due to (1) moisture content; (2) damage due to
                     uninsured causes; or (3) drying, handling, processing, or any other
                     costs associated with normal harvesting, handling, and marketing of
                     the production.

 9Z4   1999       B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the RIV
                     in your local market area, then the RIV may be increased by the
                     additional costs required to deliver the production to the buyer,
                     provided that the resulting RIV does not exceed the RIV in your local
                     market area.  If the damaged production has been sold, the Discount
                     Factor will be based upon the RIV's applied by the buyer unless it
                     is determined that such RIV's are not usual, customary, and
                     reasonable.

                  C  For production we determine has no value in and outside your local
                     market area, you may offer a value or may intend to utilize such
                     production in a manner which establishes a value.  In such cases, the
                     value we agree to will be utilized in accordance with our approved
                     procedures to determine the RIV for quality adjustment purposes
                     according to section 4 herein.

                  D  The RIV's and PCP will be those in effect on the earlier of the date
                     such quality-adjusted production is sold or the date of final
                     inspection for the unit.

                  * "Posted County Price (PCP)" is the price established by the Commodity
                  Credit Corporation (CCC) for soybeans for the county shown on your
                  application. If multiple counties are shown on your application, it is the
                  county in which the insured unit is located.  If the CCC discontinues
                  establishing PCP's for the county, the PCP will be the Local Market Price as
                  defined in the CRC Soybeans Crop Provisions.

 9Z5   1999    The Grain Sorghum Quality Adjustment (QA) Factor is 1.000 minus the sum
               of the applicable Discount Factors (DF) below (expressed as three-place
               decimals). No other quality factors will be considered in determining
               production to count. The QA Factor (not less than zero) will be multiplied
               by the number of bushels remaining after any reduction due to excessive
               moisture (in accordance with the CRC Grain Sorghum Crop Provisions) to
               determine the net production to count. Any grain which, due to insurable
               causes, has zero market value (net zero market value after consideration
               of additional costs to deliver damaged grain to a market of reasonable distance
               outside your local marketing area) will not be considered
               production to count if the production is destroyed.  Production that is
               not destroyed in a manner acceptable to us will be adjusted in accordance with
               the rules below for the respective types and levels of damage.  Additional
               costs to deliver grain outside your local market will be
               allowed only for types and levels of damage included in Section 3.

               1  Grain sorghum will be discounted for low test weight as follows:
                  Test Weight Pounds     DF         Test Weight Pounds    DF
                    51 and above        None             39-39.99        .088
                    50-50.99            .015             38-38.99        .097
                    49-49.99            .019             37-37.99        .105
                    48-48.99            .024             36-36.99        .114
                    47-47.99            .029             35-35.99        .122
                    46-46.99            .033             34-34.99        .130
                    45-45.99            .038             33-33.99        .139
                    44-44.99            .046             32-32.99        .147
                    43-43.99            .055             31-31.99        .156
                    42-42.99            .063             30-30.99        .164
                    41-41.99            .071             Below 30 - See Section 3
                    40-40.99            .080

               2  Grain sorghum will be discounted for excessive kernel damage (excluding
                  heat damage) as follows:
                  Kernel Damage %   DF   Kernel Damage %   DF   Kernel Damage %  DF
                    15 and below   None    21.01-22       .059    28.01-29      .095
                    15.01-16       .034    22.01-23       .064    29.01-30      .100
                    16.01-17       .038    23.01-24       .069    30.01-31      .106
                    17.01-18       .042    24.01-25       .074    31.01-32      .111
                    18.01-19       .045    25.01-26       .079    32.01-33      .117
                    19.01-20       .049    26.01-27       .085    33.01-34      .123
                    20.01-21       .054    27.01-28       .090    34.01-35      .129
                                                                Above 35 - See Section 3

               3  Grain sorghum with (A) a test weight below 30 pounds per bushel and/or
                  kernel damage above 35 percent; (B) a musty, sour, or commercially
                  objectionable foreign odor (or a smutty grain sorghum grade); or (C) the
                  presence of substances or conditions identified by the Food and Drug
                  Administration or other public health organizations of the United States
                  as injurious to human or animal health; may be allowed a Discount
                  Factor.  To determine the Discount Factor, the reduction in value (RIV)
                  caused by the deficiencies, substances, or conditions allowed in (A),
                  (B), and/or (C) will be determined and the total will be divided by the
                  Posted County Price (PCP)*.  The RIV will not include any price reduc-
                  tion resulting from any discount factors that are included in sections
                  1 and 2.

                  A  The RIV's specified in section 3 will be limited to those that are
                     usual, customary, and reasonable.  If the RIV can be decreased by
                     conditioning the production, the RIV after conditioning may be in-
                     creased by the cost of conditioning, provided that the resulting RIV
                     does not exceed the RIV before conditioning.  No RIV will be accept-
                     ed if it is due to (1) moisture content; (2) damage due to uninsured
                     causes; or (3) drying, handling, processing, or any other costs
                     associated with normal harvesting, handling, and marketing of the
                     production.

 9Z6   1999       B  RIV's used will be those in the local market area in which you
                     normally market the crop, to the extent feasible.  If the RIV for
                     a buyer located outside your local market area is less than the
                     RIV in your local market area, then the RIV may be increased by
                     the additional costs required to deliver the production to the
                     buyer, provided that the resulting RIV does not exceed the RIV
                     in your local market area.  If the damaged production has been
                     sold, the Discount Factor will be based upon the RIV's applied
                     by the buyer unless it is determined that such RIV's are not
                     usual, customary, and reasonable.

                  C  For production we determine has no value in and outside your local
                     market area, you may offer a value or may intend to utilize such
                     production in a manner which establishes a value.  In such cases, the
                     value we agree to will be utilized in accordance with our approved
                     procedures to determine the RIV for quality adjustment purposes
                     according to section 3 herein.

                  D  The RIV's and PCP will be those in effect on the earlier of the date
                     such quality-adjusted production is sold or the date of final inspection
                     for the unit.

               *     "Posted County Price (PCP)" is the price established by the Commodity
                     Credit Corporation (CCC) for grain sorghum for the county shown on
                     your application. If multiple counties are shown on your application,
                     it is the county in which the insured unit is located.  If the CCC
                     discontinues establishing PCP's for the county, the PCP will be the
                     Local Market Price as defined in the CRC Grain Sorghum Crop Provisions.

 DW1   2006    Only one price election percentage will be applicable for all wheat types
               insured under one wheat policy.  For example, if you elect a price election
               for Durum wheat equal to 80% of the established price, the price election
               applicable for other wheat types must also be 80% of the established price.

               In the event of loss or damage on a unit for which more than one price
               election is applicable, we will settle your claim by:
               (a)  Multiplying the insured acreage of each type by the
                    production guarantee;
               (b)  Multiplying each result by the price election for the applicable type;
               (c)  Adding these dollar values;
               (d)  Multiplying the production to count of each type by the price election
                    for that type;
               (e)  Adding these dollar values;
               (f)  Subtracting the result of step (e) from the result of step (c); and,
               (g)   Multiplying the result by your share.

 ODV   2009    If any production from any unit will be marketed directly to the
               consumer (without the intervention of a wholesaler, retailer, packer,
               processor, shipper or buyer), a pre-harvest crop appraisal is required.
               Notification to us must be provided at least 15 days before harvest
               begins.  This requirement may be waived, in writing by the RSO, based upon
               evidence that acceptable supporting documentation is being maintained
               as required in the Crop Insurance Handbooks.

 PPT   2001    The Producer Premium Percentage Table for this county crop program is TXXX.

 QAA   2007    These sections only apply to grain production for the insured crop.

               The Quality Adjustment Factor (QAF) is 1.000 minus the sum of the applicable
               Discount Factors (DF) expressed below as three-place decimals.  No other
               quality adjustment factors are considered in determining production to count.
               The production to count remaining after any reduction due to excessive
               moisture (in accordance with the applicable Crop Provisions), is multiplied
               by the QAF (not less than zero) to determine net production to count.

               Any production which, due to insurable causes, has zero market value***
               (zero market value*** after consideration to deliver production to a market
               outside your local marketing area) will not be considered production to count
               if the production is destroyed in a manner acceptable to us (see section E).
               Except in determining if the damaged production has zero market value,
               consideration to deliver production to a market outside your local marketing
               area is allowed only for the types and levels of damage included in section B
               and C below (excluding production fed or used in a manner other than feed).

               Section A     Except for production specified in sections B or C, the DF's
                             are as follows:

                 1 Discounts for grade are as follows:
                     Grade                 DF
                     U.S. Sample Grade    VAR01

                 2  Discounts for low test weight are as follows:
                     Test Weight Pounds             DF
                     49 and above                 None
                     48-48.99                    VAR04
                     47-47.99                    VAR03
                     46-46.99                    VAR02
                     Below 46            See Section B

                 3  Discounts for excessive kernel damage (excluding heat damage) are as
                    follows:
                       Damage %       DF       Damage %    DF       Damage %      DF
                     10 and below     None     18.01-19    VAR13    27.01-28      VAR22
                     10.01-11        VAR05     19.01-20    VAR14    28.01-29      VAR23
                     11.01-12        VAR06     20.01-21    VAR15    29.01-30      VAR24
                     12.01-13        VAR07     21.01-22    VAR16    30.01-31      VAR25
                     13.01-14        VAR08     22.01-23    VAR17    31.01-32      VAR26
                     14.01-15        VAR09     23.01-24    VAR18    32.01-33      VAR27
                     15.01-16        VAR10     24.01-25    VAR19    33.01-34      VAR28
                     16.01-17        VAR11     25.01-26    VAR20    34.01-35      VAR29
                     17.01-18        VAR12     26.01-27    VAR21    Above 35  See Section B

                  4  Discounts for sample grade factors are as follows:

                     Musty Odor = VAR30     Sour Odor = VAR31        COFO = VAR32

               Section B   A DF for corn may be allowed if it has:

                        I  A test weight below 46 pounds per bushel and/or kernel
                           damage above 35 percent; or

                        II  Substances or conditions identified by the Food and Drug
                            Administration, other public health organizations of the
                            United States, or a public health agency of the applicable
                            State in which the insured crop is grown, as injurious to
                            human or animal health, except production specified in
                            section C.

                  1  Prior to 60 days after the calendar date for the end of the insurance
                     period -

                     a   For production sold to a disinterested third party** prior to
                         60 days after the calendar date for the end of the insurance
                         period, the DF for such production will be the Reduction In Value
                         (RIV) applied by the buyer due to all covered (insurable) quality
                         deficiencies, and that value divided by the local market price*,
                         except as specified in c below.  Discount factors included in
                         section A are not used if production qualifies under this section.

                         i     Consideration to deliver production to a market outside your
                               local marketing area is only allowed for types and levels of
                               damage specified in this section.

                        ii     If the RIV can be decreased by conditioning the production,
                               the RIV after conditioning may be increased by the cost of
                               such conditioning, provided the resulting RIV does not
                               exceed the RIV before conditioning.

                       iii     The RIV and local market price* are determined on the date
                               such quality adjusted production is sold to a disinterested
                               third party**.

                     b   The DF will be .500 if prior to 60 days after the calendar date
                         for the end of insurance period, the production is:

                         i     Sold to other than a disinterested third party**; or

                        ii     Fed; or

                       iii     Used in a manner other than feed.

                     c   At your option, any time prior to 60 days after the calendar date
                         for the end of the insurance period, you may elect in writing to
                         accept a DF of .500.  However, if you later sell the production
                         we will not recalculate or adjust your claim for indemnity.

 QAB   2007        2  For any production to count that remains unsold and unfed
                      60 days or more after the calendar date for the end of the
                      insurance period, we will settle your claim for indemnity using
                      a DF of .500.  An extension of time will be allowed for you to
                      submit your claim for indemnity not to exceed 90 days after the
                      calendar date for the end of the insurance period.

               Section C  Adjustments will be made for production to count containing
                          levels of substances, or having conditions that are injurious to
                          human or animal health, in excess of the lower of the following:

                          I  The maximum amount allowed by the action or advisory level of
                             the Food and Drug Administration (i.e., 300 ppb for aflatoxin,
                             5 ppm for vomitoxin, etc.); or

                         II  The maximum amount allowed by another public health
                             organization of the United States; or

                        III  The maximum amount allowed by a public health agency of the
                             applicable State in which the insured crop is grown.

                    1  A claim for indemnity will not be settled until such production
                       is sold to a disinterested third party**, fed, used in a manner
                       other than feed, or destroyed.

                    2  The DFs will be:

                        a  For production sold to a disinterested third party** - the
                           Reduction In Value (RIV) applied by the buyer due to all
                           allowable covered quality deficiencies described in sections
                           A, B, or C, and then that value divided by the local market
                           price*; or

                        b  .500 for production fed or used in a manner other than feed; or

                        c  1.000 for production having zero market value (as described in
                           E below) and is destroyed in a manner acceptable to us.

                        Discount factors included in section A above are not used if
                        production qualifies under this section.

                     3  If any reduction for quality adjustment purposes cannot be
                        determined until 60 days or more after the end of the insurance
                        period, an extension of time will be allowed for you to submit
                        your claim for indemnity until such reduction for quality
                        adjustment can be determined.  Such extension shall last until
                        you sell, feed, use, or destroy the production.

               Section D  No RIV will be made or accepted by us if it is due to:
                          1  Moisture content;
                          2  Damage due to uninsured causes;
                          3  Drying;
                          4  Handling;
                          5  Processing; or
                          6  Any other costs associated with normal harvesting, handling,
                             and marketing of your production.

               Section E    For production we determine has zero market value***
                           (zero market value*** after consideration to deliver production
                            to a market outside your local marketing area) due to covered
                            quality deficiencies, the DF will be 1.000 if such production
                            is destroyed in a manner acceptable to us.

                       I    If you do not destroy production listed in sections A or B in
                            a manner acceptable to us, such production to count is no longer
                            considered to be zero market value and will be adjusted based
                            on a DF of .500.

                      II    If you do not destroy production listed in section C in a
                            manner acceptable to us, such production will not be adjusted
                            for quality.

               *    "Local Market Price" as defined in the applicable Basic, Crop, or these
                    Provisions.
               **   "Disinterested third party" as defined in the applicable Basic, Crop,
                    or these Provisions.  In addition to the definition of "Disinterested
                    third party", a person or business who does not routinely purchase
                    production for resale or for feed will not be considered a disinterested
                    third party if the RIVs applied by the buyer are not reflective of
                    the RIVs in the local market.
               ***  "Zero market value" occurs when no buyer is found in your local area or
                    a reasonable distance outside your local marketing area is willing to
                    purchase the production or consideration to deliver production to a
                    market outside your local marketing area is greater than the
                    production's value.

 QAC   2007    These sections only apply to oilseed production for the insured crop.

               The Quality Adjustment Factor (QAF) is 1.000 minus the sum of the applicable
               Discount Factors (DF) expressed below as three-place decimals.  No other
               quality adjustment factors are considered in determining production to count.
               The production to count remaining after any reduction due to excessive
               moisture (in accordance with the applicable Crop Provisions), is multiplied
               by the QAF (not less than zero) to determine net production to count.

               Any production which, due to insurable causes, has zero market value***
               (zero market value*** after consideration to deliver production to a market
               outside your local marketing area) will not be considered production to count
               if the production is destroyed in a manner acceptable to us (see section E).
               Except in determining if the damaged production has zero market value,
               consideration to deliver production to a market outside your local marketing
               area is allowed only for the types and levels of damage included in section B
               and C below (excluding production fed or used in a manner other than feed).

               Section A    Except for production specified in sections B or C, the DF's
                            are as follows:

               1  Discounts for grade are as follows:

                  Grade                 DF
                  U.S. Sample Grade  VAR01

               2  Discounts for low test weight are as follows:
                  Test Weight Pounds    DF      Test Weight Pounds    DF
                     49 and above     None      Below 44   See Section B
                     48-48.99        VAR06
                     47-47.99        VAR05
                     46-46.99        VAR04
                     45-45.99        VAR03
                     44-44.99        VAR02

               3  Discounts for excessive kernel damage (excluding heat damage) are as
                  follows:
                    Damage %    DF           Damage %   DF        Damage %   DF
                   08 and below None         17.01-18   VAR16     27.01-28   VAR26
                   08.01-9    VAR07          18.01-19   VAR17     28.01-29   VAR27
                   09.01-10   VAR08          19.01-20   VAR18     29.01-30   VAR28
                   10.01-11   VAR09          20.01-21   VAR19     30.01-31   VAR29
                   11.01-12   VAR10          21.01-22   VAR20     31.01-32   VAR30
                   12.01-13   VAR11          22.01-23   VAR21     32.01-33   VAR31
                   13.01-14   VAR12          23.01-24   VAR22     33.01-34   VAR32
                   14.01-15   VAR13          24.01-25   VAR23     34.01-35   VAR33
                   15.01-16   VAR14          25.01-26   VAR24   Above 35   See Section B
                   16.01-17   VAR15          26.01-27   VAR25


               4  Discounts for sample grade factors are as follows:

                  Musty Odor = VAR34  Sour Odor = VAR35    COFO = VAR36

               Section B  A DF for soybeans may be allowed if it has:

                     I   A test weight below 44 pounds per bushel and/or kernel damage
                         above 35 percent; a garlicky soybean grade; or

                    II   Substances or conditions identified by the Food and Drug
                         Administration, other public health organizations of the United
                         States, or a public health agency of the applicable State in which
                         the insured crop is grown, as injurious to human or animal health,
                         except production specified in section C.

                  1   Prior to 60 days after the calendar date for the end of the insurance
                      period -

                      a   For production sold to a disinterested third party** prior to 60
                          days after the calendar date for the end of the insurance period,
                          the DF for such production will be the Reduction In Value (RIV)
                          applied by the buyer due to all covered (insurable) quality
                          deficiencies, and that value divided by the local market price*,
                          except as specified in c below.  Discount factors included in
                          section A are not used if production qualifies under this section.

                          i   Consideration to deliver production to a market outside your
                              local marketing area is only allowed for types and levels of
                              damage specified in this section.

                         ii   If the RIV can be decreased by conditioning the production,
                              the RIV after conditioning may be increased by the cost of
                              such conditioning, provided the resulting RIV does not
                              exceed the RIV before conditioning.

                         iii  The RIV and local market price* are determined on the date
                              such quality adjusted production is sold to a disinterested
                              third party**.

                      b   The DF will be .500 if prior to 60 days after the calendar date
                          for the end of the insurance period, the production is:

                          i   Sold to other than a disinterested third party**; or

                         ii   Fed; or

                        iii   Used in a manner other than feed.


 QAD   2007            c  At your option, any time prior to 60 days after the calendar
                          date for the end of the insurance period, you may elect in
                          writing to accept a DF of .500.  However, if you later sell
                          the production we will not recalculate or adjust your claim
                          for indemnity.

                    2   For any production to count that remains unsold and unfed 60 days
                        or more after the calendar date for the end of the insurance
                        period, we will settle your claim for indemnity using a DF of
                        .500.  An extension of time will be allowed for you to submit
                        your claim for indemnity not to exceed 90 days after the calendar
                        date for the end of the insurance period.

               Section C       Adjustments will be made for production to count containing
                               levels of substances, or having conditions that are injurious
                               to human or animal health, in excess of the lower of the
                               following:

                            I  The maximum amount allowed by the action or advisory level
                               of the Food and Drug Administration (i.e., 300 ppb for
                               aflatoxin, 5 ppm for vomitoxin, etc.); or

                           II  The maximum amount allowed by another public health
                               organization of the United States; or

                          III  The maximum amount allowed by a public health agency of the
                               applicable State in which the insured crop is grown.

                     1    A claim for indemnity will not be settled until such production
                          is sold to a disinterested third party**, fed, used in a manner
                          other than feed, or destroyed.


                     2    The DFs will be:

                          a   For production sold to a disinterested third party** - the
                              Reduction In Value (RIV) applied by the buyer due to all
                              allowable covered quality deficiencies described in sections
                              A, B, or C, and then that value divided by the local market
                              price*; or

                          b   .500 for production fed or used in a manner other than feed;
                               or

                          c   1.000 for production having zero market value (as described
                              in E below) and is destroyed in a manner acceptable to us.

                          Discount factors included in section A above are not used if
                          production qualifies under this section.

                      3   If any reduction for quality adjustment purposes cannot be
                          determined until 60 days or more after the end of the insurance
                          period, an extension of time will be allowed for you to submit
                          your claim for indemnity until such reduction for quality
                          adjustment can be determined.  Such extension shall last until
                          you sell, feed, use, or destroy the production.

               Section D  No RIV will be made or accepted by us if it is due to:

                       1  Moisture content;
                       2  Damage due to uninsured causes;
                       3  Drying;
                       4  Handling;
                       5  Processing; or
                       6  Any other costs associated with normal harvesting, handling,
                          and marketing of your production.

               Section E   For production we determine has zero market value***
                           (zero market value*** after consideration to deliver production
                           to a market outside your local marketing area) due to covered
                           quality deficiencies, the DF will be 1.000 if such production is
                           destroyed in a manner acceptable to us.

                        I.  If you do not destroy production listed in sections A or B in
                            a manner acceptable to us, such production to count is no
                            longer considered to be zero market value and will be adjusted
                            based on a DF of .500.

                      II.   If you do not destroy production listed in section C in a
                            manner acceptable to us, such production will not be adjusted
                            for quality.

               *       "Local Market Price" as defined in the applicable Basic, Crop,
                        or these Provisions.
               **      "Disinterested third party" as defined in the applicable Basic,
                        Crop, or these Provisions.  In addition to the definition of
                        "Disinterested third party", a person or business who does not
                        routinely purchase production for resale or for feed will not be
                        considered a disinterested third party if the RIVs applied by the
                        buyer are not reflective of the RIVs in the local market.
               ***      "Zero market value" occurs when no buyer is found in your local
                        area or a reasonable distance outside your local marketing area is
                        willing to purchase the production or consideration to deliver
                        production to a market outside your local marketing area is
                        greater than the production's value.

 QAE   2007    These sections only apply to grain production for the insured crop.

               The Quality Adjustment Factor (QAF) is 1.000 minus the sum of the applicable
               Discount Factors (DF) expressed below as three-place decimals.  No other
               quality adjustment factors are considered in determining production to count.
               The production to count remaining after any reduction due to excessive
               moisture (in accordance with the applicable Crop Provisions), is multiplied
               by the QAF (not less than zero) to determine net production to count.

               Any production which, due to insurable causes, has zero market value***
               (zero market value*** after consideration to deliver production to a market
               outside your local marketing area) will not be considered production to
               count if the production is destroyed in a manner acceptable to us
               (see section E).  Except in determining if the damaged production has zero
               market value, consideration to deliver production to a market outside your
               local marketing area is allowed only for the types and levels of damage
               included in section B and C below (excluding production fed or used
               in a manner other than feed).

               Section A    Except for production specified in sections B or C, the DF's
                            are as follows:

                   1  Discounts for grade are as follows:
                      Grade                  DF
                      U.S. Sample Grade     VAR01

                   2  Discounts for low test weight are as follows:
                       51 and above        None           45-45.99          VAR07
                       50-50.99          VAR12            44-44.99          VAR06
                       49-49.99          VAR11            43-43.99          VAR05
                       48-48.99          VAR10            42-42.99          VAR04
                       47-47.99          VAR09            41-41.99          VAR03
                       46-46.99          VAR08            40-40.99          VAR02
                                                          Below 40  See Section B

                   3 Discounts for excessive kernel damage (excluding heat damage)are as
                     follows:
                        Damage %   DF           Damage %    DF          Damage %    DF
                       15 and below None       21.01-22   VAR19        28.01-29   VAR26
                       15.01-16    VAR13       22.01-23   VAR20        29.01-30   VAR27
                       16.01-17    VAR14       23.01-24   VAR21        30.01-31   VAR28
                       17.01-18    VAR15       24.01-25   VAR22        31.01-32   VAR29
                       18.01-19    VAR16       25.01-26   VAR23        32.01-33   VAR30
                       19.01-20    VAR17       26.01-27   VAR24        33.01-34   VAR31
                       20.01-21    VAR18       27.01-28   VAR25        34.01-35   VAR32
                                                                 Above 35  See Section B

               4  Discounts for sample grade factors are as follows:

                  Musty Odor =VAR33         Sour Odor =VAR34           COFO =VAR35

               Section B  A DF for grain sorghum may be allowed if it has:

                  I  A test weight below 40 pounds per bushel and/or kernel damage above
                     35 percent; a smutty grain sorghum grade; or

                 II  Substances or conditions identified by the Food and Drug Administration,
                     other public health organizations of the United States, or a public
                     health agency of the applicable State in which the insured crop is
                     grown, as injurious to human or animal health, except production
                     specified in section C.

                  1  Prior to 60 days after the calendar date for the end of the insurance
                     period -

                     a  For production sold to a disinterested third party** prior to
                        60 days after the calendar date for the end of the insurance
                        period, the DF for such production will be the Reduction In Value
                        (RIV) applied by the buyer due to all covered (insurable) quality
                        deficiencies, and that value divided by the local market price*,
                        except as specified in c below.  Discount factors included in
                        section A are not used if production qualifies under this section.

                        i  Consideration to deliver production to a market outside your
                           local marketing area is only allowed for types and levels of
                           damage specified in this section.

                       ii  If the RIV can be decreased by conditioning the production,
                           the RIV after conditioning may be increased by the cost of
                           such conditioning, provided the resulting RIV does not exceed
                           the RIV before conditioning.

                      iii  The RIV and local market price* are determined on the date
                           such quality adjusted production is sold to a disinterested
                           third party**.

                      b  The DF will be .500 if prior to 60 days after the calendar date for
                         the end of the insurance period, the production is:

                         i  Sold to other than a disinterested third party**; or

                         ii  Fed; or

                         iii  Used in a manner other than feed.

 QAF   2007               c  At your option, any time prior to 60 days after the calendar
                             date for the end of the insurance period, you may elect in
                             writing to accept a DF of .500.  However, if you later sell
                             the production we will not recalculate or adjust your claim
                             for indemnity.

                       2  For any production to count that remains unsold and unfed 60 days
                          or more after the calendar date for the end of the insurance
                          period, we will settle your claim for indemnity using a DF
                          of .500.  An extension of time will be allowed for you to submit
                          your claim for indemnity not to exceed 90 days after the calendar
                          date for the end of the insurance period.

               Section C  Adjustments will be made for production to count containing
                          levels of substances, or having conditions that are injurious
                          to human or animal health, in excess of the lower of the
                          following:

                          I  The maximum amount allowed by the action or advisory level of
                             the Food and Drug Administration (i.e., 300 ppb for aflatoxin,
                             5 ppm for vomitoxin, etc.); or

                         II  The maximum amount allowed by another public health
                             organization of the United States; or

                        III  The maximum amount allowed by a public health agency of the
                             applicable State in which the insured crop is grown.


                      1  A claim for indemnity will not be settled until such production
                         is sold to a disinterested third party**, fed, used in a manner
                         other than feed, or destroyed.

                      2  The DFs will be:

                         a  For production sold to a disinterested third party** - the
                            Reduction In Value (RIV) applied by the buyer due to all
                            allowable covered quality deficiencies described in sections
                            A, B, or C, and then that value divided by the
                            local market price*; or

                         b  .500 for production fed or used in a manner other than feed; or

                         c  1.000 for production having zero market value (as described
                            in E below) and is destroyed in a manner acceptable to us.

                         Discount factors included in section A above are not used if
                         production qualifies under this section.

                      3  If any reduction for quality adjustment purposes cannot be
                         determined until 60 days or more after the end of the insurance
                         period, an extension of time will be allowed for you to submit
                         your claim for indemnity until such reduction for quality
                         adjustment can be determined.  Such extension shall last until
                         you sell, feed, use, or destroy the production.

               Section D   No RIV will be made or accepted by us if it is due to:

                       1   Moisture content;
                       2   Damage due to uninsured causes;
                       3   Drying;
                       4   Handling;
                       5   Processing; or
                       6   Any other costs associated with normal harvesting, handling,
                           and marketing of your production.

               Section E   For production we determine has zero market value***
                           (zero market value*** after consideration to deliver production
                           to a market outside your local marketing area) due to covered
                           quality deficiencies, the DF will be 1.000 if such production is
                           destroyed in a manner acceptable to us.

                           I.  If you do not destroy production listed in sections A or B
                               in a manner acceptable to us, such production to count is no
                               longer considered to be zero market value and will be
                               adjusted based on a DF of .500.

                          II.  If you do not destroy production listed in section C in a
                               manner acceptable to us, such production will not be
                               adjusted for quality.

               *        "Local Market Price" as defined in the applicable Basic, Crop,
                         or these Provisions.
               **        "Disinterested third party" as defined in the applicable Basic,
                         Crop, or these Provisions.  In addition to the definition of
                         "Disinterested third party", a person or business who does not
                         routinely purchase production for resale or for feed will not be
                         considered a disinterested third party if the RIVs applied by the
                         buyer are not reflective of the RIVs in the local market.
               ***       "Zero market value" occurs when no buyer is found in your local
                         area or a reasonable distance outside your local marketing area is
                         willing to purchase the production or consideration to deliver
                         production to a market outside your local marketing area is greater
                         than the production's value.

 QAG   2007    In addition to the provisions in paragraph 11 (d) (2) (B) of the Sunflower
               Seed Crop Provisions, non-oil type sunflower production that has Sclerotinia
               bodies over 1.0 percent and/or has dark roast (due to insured causes only)
               1.0 percent and higher will be eligible for quality adjustment.

               These sections only apply to oilseed production for the insured crop.

               The Quality Adjustment Factor (QAF) is 1.000 minus the sum of the applicable
               Discount Factors (DF) expressed below as three-place decimals.  No other
               quality adjustment factors are considered in determining production to count.
               The production to count remaining after any reduction due to excessive
               moisture (in accordance with the applicable Crop Provisions), is multiplied
               by the QAF (not less than zero) to determine net production to count.

               Any production which, due to insurable causes, has zero market value
               ***(zero market value*** after consideration to deliver production to a
               market outside your local marketing area) will not be considered production
               to count if the production is destroyed in a manner acceptable to us
               (see section E).  Except in determining if the damaged production has zero
               market value, consideration to deliver production to a market outside your
               local marketing area is allowed only for the types and levels of damage
               included in section B and C below (excluding production fed or used in a
               manner other than feed).

               Section A  Except for production specified in sections B or C, the DF's
                          are as follows:

               1 Sunflower seed - Oil type will be discounted for grade as follows:

                 Grade                   DF
                 U.S. Sample Grade     VAR01

               2 Sunflower seed - Oil type will be discounted for low test weight
                 as follows:

                 Test Weight Pounds     DF            Test Weight Pounds     DF
                   25 and above        None             20-20.99            VAR05
                   24-24.99           VAR09             19-19.99            VAR04
                   23-23.99           VAR08             18-18.99            VAR03
                   22-22.99           VAR07             17-17.99            VAR02
                   21-21.99           VAR06             Below 17   See Section B

               3 Sunflower seed - Oil type will be discounted for excessive kernel damage
                 (excluding heat damage) as follows:

                   Damage %            DF              Damage %            DF
                   10 and below       None             14.01-15          VAR14
                   10.01-11          VAR10             15.01-16          VAR15
                   11.01-12          VAR11             16.01-17          VAR16
                   12.01-13          VAR12             17.01-18          VAR17
                   13.01-14          VAR13             Above 18   See Section B

               4 Sunflower seed - Oil type sample grade discount factors are as follows:

                 Musty odor =VAR18       Sour odor =VAR19     COFO =VAR20

               5 Sunflower seed - Non-Oil type will be discounted for low test weight as
                 follows:

                  Test Weight Pounds   DF         Test Weight Pounds  DF
                    22 and above     None             18.00-18.49    VAR23
                    20.00-21.99     VAR27             17.50-17.99    VAR22
                    19.50-19.99     VAR26             17.00-17.49    VAR21
                    19.00-19.49     VAR25             Below 17   See Section B
                    18.50-18.99     VAR24

               6  Sunflower seed - Non-Oil type will be discounted for sclerotinia
                  bodies as follows:

                  Sclerotinia bodies           DF
                    1.0 and below             None
                    1.1 - 2.0                VAR28
                    2.1 - 3.0                VAR29
                    3.1 - 4.0                VAR30
                    4.1 - 5.0                VAR31
                    Above 5.0                See Section B

               7 Sunflower seed - Non-Oil type sample grade discount factors are as follows:

                 Musty odor =VAR32          Sour odor =VAR33        COFO =VAR34


               8 Sunflower seed - Non-Oil type will be discounted for dark roast as
                 follows:

                    Dark Roast Percent            DF
                    1.0 - 1.9                   VAR35
                    2.0 - 2.9                   VAR36
                    3.0 - 3.9                   VAR37
                    4.0 - 4.9                   VAR38
                    Above 4.9                   See Section B

 QAH   2007    Section B  A DF for sunflowers may be allowed if it has:

                  I  A test weight below 17 pounds per bushel for oil type and non-oil
                     type; kernel damage percentage above 18 percent for oil type; kernel
                     damage percentage above 5 percent for non-oil type; Sclerotinia bodies
                     percentage above 5 percent for non-oil type; Dark Roast percentage
                     above 4.9 percent for non-oil type; or

                 II  Substances or conditions identified by the Food and Drug Administration,
                     other public health organizations of the United States, or a public
                     health agency of the applicable State in which the insured crop is
                     grown, as injurious to human or animal health, except production
                     specified in section C.

               1  Prior to 60 days after the calendar date for the end of the insurance
                  period -

                  a  For production sold to a disinterested third party** prior to 60 days
                     after the calendar date for the end of the insurance period, the DF for
                     such production will be the Reduction In Value (RIV) applied by the
                     buyer due to all covered (insurable) quality deficiencies, and that
                     value divided by the local market price*, except as specified in c
                     below.  Discount factors included in section A are not used if
                     production qualifies under this section.

                     i  Consideration to deliver production to a market outside your local
                        marketing area is only allowed for types and levels of damage
                        specified in this section.

                    ii  If the RIV can be decreased by conditioning the production,
                        the RIV after conditioning may be increased by the cost of such
                        conditioning, provided the resulting RIV does not exceed the RIV
                        before conditioning.

                   iii  The RIV and local market price* are determined on the date such
                        quality adjusted production is sold to a disinterested third party**.

                  b  The DF will be .500 if prior to 60 days after the calendar date for
                     the end of the insurance period, the production is:

                     i  Sold to other than a disinterested third party**; or

                    ii  Fed; or

                   iii  Used in a manner other than feed.

                  c  At your option, any time prior to 60 days after the calendar date for
                     the end of the insurance period, you may elect in writing to accept
                     a DF of .500.  However, if you later sell the production we will not
                     recalculate or adjust your claim for indemnity.

               2  For any production to count that remains unsold and unfed 60 days or more
                  after the calendar date for the end of the insurance period, we will settle
                  your claim for indemnity using a DF of .500.  An extension of time will be
                  allowed for you to submit your claim for indemnity not to exceed 90 days
                  after the calendar date for the end of the insurance period.

               Section C  Adjustments will be made for production to count containing levels
                          of substances, or having conditions that are injurious to human or
                          animal health, in excess of the lower of the following:

                  I  The maximum amount allowed by the action or advisory level of the Food
                     and Drug Administration (i.e., 300 ppb for aflatoxin, 5 ppm for
                     vomitoxin, etc.); or

                 II  The maximum amount allowed by another public health organization of the
                     United States; or

                III  The maximum amount allowed by a public health agency of the applicable
                     State in which the insured crop is grown.

               1  A claim for indemnity will not be settled until such production is sold to
                  a disinterested third party**, fed, used in a manner other than feed, or
                  destroyed.

               2  The DFs will be:

                  a  For production sold to a disinterested third party** - the Reduction In
                     Value (RIV) applied by the buyer due to all allowable covered quality
                     deficiencies described in sections A, B, or C, and then that value
                     divided by the local market price*; or

                  b  .500 for production fed or used in a manner other than feed; or

                  c  1.000 for production having zero market value (as described in E below)
                     and is destroyed in a manner acceptable to us.

                  Discount factors included in section A above are not used if production
                  qualifies under this section.

               3  If any reduction for quality adjustment purposes cannot be determined until
                  60 days or more after the end of the insurance period, an extension of time
                  will be allowed for you to submit your claim for indemnity until such
                  reduction for quality adjustment can be determined.  Such extension shall
                  last until you sell, feed, use, or destroy the production.

 QAJ   2007    Section D  No RIV will be made or accepted by us if it is due to:

                       1  Moisture content;
                       2  Damage due to uninsured causes;
                       3  Drying;
                       4  Handling;
                       5  Processing; or
                       6  Any other costs associated with normal harvesting, handling,
                          and marketing of your production.

               Section E  For production we determine has zero market value***
                          (zero market value*** after consideration to deliver production
                          to a market outside your local marketing area) due to covered
                          quality deficiencies, the DF will be 1.000 if such production is
                          destroyed in a manner acceptable to us.

                          I.  If you do not destroy production listed in sections A or B
                              in a manner acceptable to us, such production to count is no
                              longer considered to be zero market value and will be
                              adjusted based on a DF of .500.

                         II.  If you do not destroy production listed in section C in a
                              manner acceptable to us, such production will not be adjusted
                              for quality.

               *         "Local Market Price" as defined in the applicable Basic, Crop, or
                          these Provisions.
               **        "Disinterested third party" as defined in the applicable Basic,
                         Crop, or these Provisions.  In addition to the definition of
                         "Disinterested third party", a person or business who does not
                         routinely purchase production for resale or for feed will not be
                         considered a disinterested third party if the RIVs applied by the
                         buyer are not reflective of the RIVs in the local market.
               ***       "Zero market value" occurs when no buyer is found in your local
                         area or a reasonable distance outside your local marketing area is
                         willing to purchase the production or consideration to deliver
                         production to a market outside your local marketing area is
                         greater than the production's value.

 XXX   2000    HIGH RISK CLASSIFICATION:
               Any acreage in this county for which a rate has not been established or
               which has been designated as uninsurable or unclassified on the FCI-33 CROP
               INSURANCE ACTUARIAL MAP will be insurable only by written agreement, unless
               such acreage is classified by an FCI-33 CROP INSURANCE ACTUARIAL
               SUPPLEMENT.

               Contact your crop insurance agent by the sales closing date to determine
               eligibility requirements.

 Z10   1998    If you are eligible for a premium reduction in excess of 5 percent based on
               your loss ratio and number of years of continuous experience through the
               1988 crop year under the terms of the experience table below, you will
               continue to receive the benefit of that reduction subject to the
               following conditions:
                    a.  The premium reduction will not increase because of favorable
                        experience; (Your discount can not be greater than it was for the
                        1989 crop year).
                    b.  The premium reduction will decrease because of unfavorable
                        experience; (After it decreases it will not increase due to
                        favorable experience).
                    c.  Once the loss ratio exceeds .80, no further premium reduction
                        will apply; and
                    d.  Participation must be continuous.

                                       PREMIUM ADJUSTMENT TABLE 1/
                                NUMBER OF YEARS OF CONTINUOUS EXPERIENCE

                           0   1   2   3   4   5   6   7   8  9   10  11  12  13  14 15 or
                                                                                      more
               Loss Ratio 2/     Percentage Adjustment Factor for Current Crop Year
               through Prev
               Crop Year
               .00 - .20  100  95  95  95  95  85  80  75  70  70  65  65  60  60  55  50
               .21 - .40  100 100  95  95  90  90  90  85  80  80  75  75  70  70  65  60
               .41 - .60  100 100  95  95  95  95  95  90  90  90  85  85  80  80  75  70
               .61 - .80  100 100  95  95  95  95  95  95  90  90  90  90  85  85  85  80
               .81 & Over 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100

               1/ For premium adjustment purposes, only the years during which premiums
                  were earned shall be considered.

               2/ Loss Ratio means the ratio of indemnity(ies) paid to premium(s) earned.