Table 3v. New Privately Owned Housing Units Authorized
           Valuation by Metropolitan Area
             (in thousands of dollars)

           February  1999

                                                               3 and 4   5 Units
                                    Total    1 Unit  2 Units     Units   or More


 Abilene* TX MSA                     2546     2421         0       125         0
 Albany* GA MSA                      6847     6315         0       254       278
 Albany-Schenectady-Troy* NY                                                    
  MSA                               12162    11689        36         0       437
 Albuquerque* NM MSA                14336    13903         0       433         0
 Alexandria* LA MSA                  3087     3087         0         0         0
 Allentown-Bethlehem-Easton*                                                    
  PA MSA                            16658    15694         0       964         0
 Altoona* PA MSA                      248      248         0         0         0
 Amarillo* TX MSA                    5338     5338         0         0         0
 Anchorage* AK MSA                  14204     4001         0         0     10203
 Anniston* AL MSA                    1553     1232         0         0       321
 Appleton-Oshkosh-Neenah* WI                                                    
  MSA                               14271    13336       935         0         0
 Asheville* NC MSA                  12279    11697       132         0       450
 Athens* GA MSA                     22850     9022       192         0     13636
 Atlanta  GA MSA                   492284   451915       899       150     39320
 Augusta-Aiken* GA-SC MSA           20441    20441         0         0         0
 Austin-San Marcos* TX MSA          91340    64100       539       682     26019
 Bakersfield* CA MSA                23433    20866         0         0      2567
 Bangor* ME MSA                       408      408         0         0         0
 Barnstable-Yarmouth* MA MSA        14295    12847         0       854       594
 Baton Rouge* LA MSA                 7868     7868         0         0         0
 Beaumont-Port Arthur* TX MSA        4515     4515         0         0         0
 Bellingham* WA MSA                 10883     9655       208       470       550
 Benton Harbor* MI MSA                607      607         0         0         0
 Billings* MT MSA                    2545     2214       131       200         0
 Biloxi-Gulfport-Pascagoula*                                                    
  MS MSA                            16626    16516       110         0         0
 Binghamton* NY MSA                  1366      566         0         0       800
 Birmingham* AL MSA                 39089    38861         0         0       228
 Bismarck* ND MSA                       0        0         0         0         0
 Bloomington* IN MSA                 5966     4831       586       549         0
 Bloomington-Normal* IL MSA          6055     6055         0         0         0
 Boise City* ID MSA                 40763    39941       285         0       537
 Boston-Worcester-Lawrence                                                      
  MA-NH-ME-CT CMSA                 140563   116050      3371      2077     19065
   Boston  MA-NH PMSA               66333    53942      1946      1201      9244
   Brockton  MA PMSA                 4955     4955         0         0         0
   Fitchburg-Leominster  MA PMS      2049     2049         0         0         0
   Lawrence  MA-NH PMSA             11839    10559      1000       280         0
   Lowell  MA-NH PMSA               15029     5672         0         0      9357
   Manchester  NH PMSA               6627     5789       178       196       464
   Nashua  NH PMSA                   6161     5761         0       400         0
   New Bedford  MA PMSA              3292     3292         0         0         0
   Portsmouth-Rochester  NH-ME                                                  
    PMSA                            10350    10227       123         0         0
   Worcester  MA-CT PMSA            13928    13804       124         0         0
 Brownsville-Harlingen-San                                                      
  Benito* TX MSA                    12713    10041         0         0      2672
 Bryan-College Station* TX MSA       7215     5936       294         0       985
 Buffalo-Niagara Falls* NY MSA      12881    11164         0         0      1717
 Burlington* VT MSA                  3903     3903         0         0         0
 Canton-Massillon* OH MSA           10546    10546         0         0         0
 Casper* WY MSA                       492      492         0         0         0
 Cedar Rapids* IA MSA                5641     2983      1521       445       692
 Champaign-Urbana* IL MSA           13165     2469       188       295     10213
 Charleston-North                                                               
  Charleston* SC MSA                46712    44312         0       225      2175
 Charleston* WV MSA                  2753     2753         0         0         0
 Charlotte-Gastonia-Rock                                                        
  Hill  NC-SC MSA                  171068   155204       951         0     14913
 Charlottesville* VA MSA            12360    11203       321       196       640
 Chattanooga* TN-GA MSA             20908    20563        85         0       260
 Cheyenne* WY MSA                    4667     4667         0         0         0
 Chicago-Gary-Kenosha  IL-IN-                                                   
  WI CMSA                          310957   276949      3137      8337     22534
   Chicago  IL PMSA                281827   250023      1703      7951     22150
   Gary  IN PMSA                    19629    18435       674       136       384
   Kankakee  IL PMSA                 3555     3120       435         0         0
   Kenosha  WI PMSA                  5946     5371       325       250         0
 Chico-Paradise* CA MSA              6540     6483         0        57         0
 Cincinnati-Hamilton  OH-KY-                                                    
  IN CMSA                          100125    91767       480      1758      6120
   Cincinnati  OH-KY-IN PMSA        79301    71557       217      1577      5950
   Hamilton-Middletown  OH PMSA     20824    20210       263       181       170
 Clarksville-Hopkinsville*                                                      
  TN-KY MSA                          7631     7323         0       140       168
 Cleveland-Akron  OH CMSA          102199    96647      1745      2373      1434
   Akron  OH PMSA                   30225    28264      1030       450       481
   Cleveland-Lorain-Elyria  OH                                                  
    PMSA                            71974    68383       715      1923       953
 Colorado Springs* CO MSA           44427    43802       345       280         0
 Columbia* MO MSA                    6073     6073         0         0         0
 Columbia* SC MSA                   60009    59409         0         0       600
 Columbus* GA-AL MSA                 9544     9489        55         0         0
 Columbus  OH MSA                   73279    68249       521      1214      3295
 Corpus Christi* TX MSA              5181     5181         0         0         0
 Cumberland* MD-WV MSA                721      721         0         0         0
 Dallas-Fort Worth  TX CMSA        454307   394637       603       550     58517
   Dallas  TX PMSA                 352683   293527        89       550     58517
   Fort Worth-Arlington  TX PMS    101624   101110       514         0         0
 Danville* VA MSA                    3018     3018         0         0         0
 Davenport-Moline-Rock                                                          
  Island* IA-IL MSA                  5109     5109         0         0         0
 Dayton-Springfield* OH MSA         17861    16277         0      1072       512
 Daytona Beach* FL MSA              31258    30334         0         0       924
 Decatur* Al MSA                     3810     3404         0       300       106
 Decatur* IL MSA                      325      100       225         0         0
 Denver-Boulder-Greeley  CO                                                     
  CMSA                             260024   226235      3046      4728     26015
   Boulder-Longmont  CO PMSA        23228    22045         0      1183         0
   Denver  CO PMSA                 209613   177925      2908      3389     25391
   Greeley  CO PMSA                 27183    26265       138       156       624
 Des Moines* IA MSA                 24670    24537       133         0         0
 Detroit-Ann Arbor-Flint  MI                                                    
  CMSA                             181762   174911       588      2066      4197
   Ann Arbor  MI PMSA               30683    29061       185         0      1437
   Detroit  MI PMSA                134889   129660       403      2066      2760
   Flint  MI PMSA                   16190    16190         0         0         0
 Dothan* AL MSA                      1731     1731         0         0         0
 Dover* DE MSA                       4049     4049         0         0         0
 Dubuque* IA MSA                     1420     1420         0         0         0
 Duluth-Superior* MN-WI MSA          1922     1694         0         0       228
 Eau Claire* WI MSA                  2025     1539       280       206         0
 El Paso* TX MSA                    11588    10321        73       117      1077
 Elkhart-Goshen* IN MSA             10121     8791       920       410         0
 Elmira* NY MSA                       138      138         0         0         0
 Enid* OK MSA                         210      210         0         0         0
 Erie* PA MSA                        3711     3319         0         0       392
 Eugene-Springfield* OR MSA         11320    10149       932       239         0
 Evansville-Henderson* IN-KY                                                    
  MSA                               10393     8916       447      1030         0
 Fargo-Moorhead* ND-MN MSA           1294     1294         0         0         0
 Fayetteville* NC MSA                6786     5600        86         0      1100
 Fayetteville-Springdale-                                                       
  Rogers* AR MSA                    15860    14259       411        89      1101
 Flagstaff* AZ-UT MSA                3708     3708         0         0         0
 Florence* AL MSA                    1113      761         0         0       352
 Florence* SC MSA                    4043     3652         0         0       391
 Fort Collins-Loveland* CO MSA      22512    21167         0       437       908
 Fort Myers-Cape Coral* FL MSA      71580    51217      6279      6384      7700
 Fort Pierce-Port St. Lucie*                                                    
  FL MSA                            32433    31138       766         0       529
 Fort Smith* AR-OK MSA               4594     4594         0         0         0
 Fort Walton Beach* FL MSA          13680    11790         0         0      1890
 Fort Wayne* IN MSA                 31548    29953         0       425      1170
 Fresno  CA MSA                     25885    23743      1541       601         0
 Gadsden* AL MSA                      527      527         0         0         0
 Gainesville* FL MSA                18559     8626         0       106      9827
 Glens Falls* NY MSA                 1569     1569         0         0         0
 Goldsboro* NC MSA                   4211     4211         0         0         0
 Grand Forks* ND-MN MSA                 0        0         0         0         0
 Grand Junction* CO MSA              9673     9613        60         0         0
 Grand Rapids-Muskegon-                                                         
  Holland  MI MSA                   50863    47872      1502      1116       373
 Great Falls* MT MSA                 1317     1078         0         0       239
 Green Bay* WI MSA                   7691     6386       843         0       462
 Greensboro--Winston-Salem--                                                    
  High Point  NC MSA                77908    75784        80         0      2044
 Greenville* NC MSA                  8572     8247         0         0       325
 Greenville-Spartanburg-                                                        
  Anderson* SC MSA                  49737    45239       578         0      3920
 Harrisburg-Lebanon-                                                            
  Carlisle* PA MSA                  13758    13758         0         0         0
 Hartford* CT MSA                   21854    21728       126         0         0
 Hattiesburg* MS MSA                 1354     1354         0         0         0
 Hickory-Morganton-Lenoir*                                                      
  NC MSA                            19008    18868       140         0         0
 Honolulu  HI MSA                   14015    14015         0         0         0
 Houma* LA MSA                       4403     4403         0         0         0
 Houston-Galveston-Brazoria                                                     
  TX CMSA                          278819   196442         0      1363     81014
   Brazoria  TX PMSA                16326    16326         0         0         0
   Galveston-Texas City  TX PMS     10268    10268         0         0         0
   Houston  TX PMSA                252225   169848         0      1363     81014
 Huntington-Ashland* WV-KY-                                                     
  OH MSA                              180      180         0         0         0
 Huntsville* AL MSA                  5718     5718         0         0         0
 Indianapolis  IN MSA              135743   133713      1241       549       240
 Iowa City* IA MSA                   8314     6433       806         0      1075
 Jackson* MI MSA                      339      339         0         0         0
 Jackson* MS MSA                    22412    22412         0         0         0
 Jackson* TN MSA                     8571     7663         0         0       908
 Jacksonville  FL MSA               78508    75204       520         0      2784
 Jacksonville* NC MSA                4360     4360         0         0         0
 Jamestown* NY MSA                    168      168         0         0         0
 Janesville-Beloit* WI MSA           2501     2171       330         0         0
 Johnson City-Kingsport-                                                        
  Bristol* TN-VA MSA                 9213     8883       180         0       150
 Johnstown* PA MSA                    165      165         0         0         0
 Jonesboro* AR MSA                    849      699         0       150         0
 Joplin* MO MSA                      2350     2210         0       140         0
 Kalamazoo-Battle Creek* MI                                                     
  MSA                                9776     9018         0         0       758
 Kansas City  MO-KS MSA            119706   109078      4030      1013      5585
 Killeen-Temple* TX MSA             10046     9606       127       313         0
 Knoxville* TN MSA                  28541    25193       392       672      2284
 Kokomo* IN MSA                      1616     1616         0         0         0
 La Crosse* WI-MN MSA                1685     1535         0       150         0
 Lafayette* LA MSA                   9806     9806         0         0         0
 Lafayette* IN MSA                   7330     6942         0        92       296
 Lake Charles* LA MSA               16997     6214        47         0     10736
 Lakeland-Winter Haven* FL MSA      23609    23609         0         0         0
 Lancaster* PA MSA                  13747    12935         0         0       812
 Lansing-East Lansing* MI MSA       13260     9101         0         0      4159
 Laredo* TX MSA                      6555     5828        31        69       627
 Las Cruces* NM MSA                  5429     5429         0         0         0
 Las Vegas  NV-AZ MSA              264212   235215         0      8316     20681
 Lawrence* KS MSA                    4747     4130       617         0         0
 Lawton* OK MSA                      1168     1028        40         0       100
 Lewiston-Auburn* ME MSA              587      587         0         0         0
 Lexington* KY MSA                  27914    24396      1499       695      1324
 Lima* OH MSA                        1132     1132         0         0         0
 Lincoln* NE MSA                    11521     9572       179       161      1609
 Little Rock-North Little                                                       
  Rock* AR MSA                      25777    25033         0         0       744
 Longview-Marshall* TX MSA           1824     1824         0         0         0
 Los Angeles-Riverside-                                                         
  Orange County  CA CMSA           497445   439778      1205      1729     54733
   Los Angeles-Long Beach  CA                                                   
    PMSA                           115213    95730      1205       473     17805
   Orange County  CA PMSA          124604    92130         0      1256     31218
   Riverside-San Bernardino                                                     
    CA PMSA                        220989   215279         0         0      5710
   Ventura  CA PMSA                 36639    36639         0         0         0
 Louisville  KY-IN MSA              52215    47231         0         0      4984
 Lubbock* TX MSA                    13539     6189         0         0      7350
 Lynchburg* VA MSA                  10460    10250         0         0       210
 Macon* GA MSA                      11706    11706         0         0         0
 Madison* WI MSA                    43663    19074       179       210     24200
 Mansfield* OH MSA                   3006     2772         0         0       234
 McAllen-Edinburg-Mission*                                                      
  TX MSA                            16903    14756       371       672      1104
 Medford-Ashland* OR MSA             9681     9152       141       255       133
 Melbourne-Titusville-Palm                                                      
  Bay* FL MSA                       45020    30258         0       250     14512
 Memphis  TN-AR-MS MSA              93253    92216       114       393       530
 Merced* CA MSA                      6356     6317         0         0        39
 Miami-Fort Lauderdale  FL                                                      
  CMSA                             191066   120320      2093       717     67936
   Fort Lauderdale  FL PMSA         98614    70838      1136       717     25923
   Miami  FL PMSA                   92452    49482       957         0     42013
 Milwaukee-Racine  WI CMSA          50124    45474      2466      1286       898
   Milwaukee-Waukesha  WI PMSA      42959    39368      2030      1046       515
   Racine  WI PMSA                   7165     6106       436       240       383
 Minneapolis-St. Paul  MN-WI                                                    
  MSA                              164744   143377      3451      3131     14785
 Missoula* MT MSA                    1602     1602         0         0         0
 Mobile* AL MSA                     35192    30432       559      2272      1929
 Modesto* CA MSA                    24861    24861         0         0         0
 Monroe* LA MSA                      4484     4430         0        54         0
 Montgomery* AL MSA                 10646     9581       215         0       850
 Muncie* IN MSA                      2235     2030       205         0         0
 Myrtle Beach* SC MSA               55607    17561       252         0     37794
 Naples* FL MSA                     79273    36990       152      9808     32323
 Nashville  TN MSA                 120258   103692       422       800     15344
 New London-Norwich* CT-RI MSA       5571     5571         0         0         0
 New Orleans* LA MSA                39225    37519       116       922       668
 New York-Northern New                                                          
  Jersey-Long Island  NY-NJ-                                                    
  CT-PA CMSA                       329337   284664     26113      5091     13469
   Bergen-Passaic  NJ PMSA          15480    14098       758       462       162
   Bridgeport  CT PMSA               6103     6103         0         0         0
   Danbury  CT PMSA                  9834     9834         0         0         0
   Dutchess County  NY PMSA          8337     8217         0       120         0
   Jersey City  NJ PMSA              3159      794      1352         0      1013
   Middlesex-Somerset-                                                          
    Hunterdon  NJ PMSA              32322    31189         0         0      1133
   Monmouth-Ocean  NJ PMSA          46898    46819         0         0        79
   Nassau-Suffolk  NY PMSA          55334    53029       575         0      1730
   New Haven-Meriden  CT PMSA       10382     9949       191         0       242
   New York  NY PMSA                80475    48013     19780      4509      8173
   Newark  NJ PMSA                  33324    29664      2723         0       937
   Newburgh  NY-PA PMSA              8283     8033       250         0         0
   Stamford-Norwalk  CT PMSA        11491    11007       484         0         0
   Trenton  NJ PMSA                  4282     4282         0         0         0
   Waterbury  CT PMSA                3633     3633         0         0         0
 Norfolk-Virginia Beach-                                                        
  Newport News  VA-NC MSA           67289    66063         0       270       956
 Ocala* FL MSA                      19234    16634         0         0      2600
 Odessa-Midland* TX MSA              8817     1660         0         0      7157
 Oklahoma City* OK MSA              46486    46406        80         0         0
 Omaha* NE-IA MSA                   25723    21233       567         0      3923
 Orlando  FL MSA                   161671   122075       884      1159     37553
 Owensboro* KY MSA                   2095     2095         0         0         0
 Panama City* FL MSA                 4913     4913         0         0         0
 Parkersburg-Marietta* WV-OH                                                    
  MSA                                1177      937       140       100         0
 Pensacola* FL MSA                  25073    24839         0         0       234
 Peoria-Pekin* IL MSA                4561     4201         0         0       360
 Philadelphia-Wilmington-                                                       
  Atlantic City  PA-NJ-DE-MD                                                    
  CMSA                             149172   140946      2689      1008      4529
   Atlantic-Cape May  NJ PMSA       18249    13879      2269         0      2101
   Philadelphia  PA-NJ PMSA        111744   108237       420      1008      2079
   Vineland-Millville-                                                          
    Bridgeton  NJ PMSA               1177     1177         0         0         0
   Wilmington-Newark  DE-MD PMS     18002    17653         0         0       349
 Phoenix-Mesa  AZ MSA              425969   380625       335      2725     42284
 Pine Bluff* AR MSA                   882      766       116         0         0
 Pittsburgh  PA MSA                 49256    46186        70       966      2034
 Pittsfield* MA MSA                     0        0         0         0         0
 Pocatello* ID MSA                    701      701         0         0         0
 Portland* ME MSA                    8770     8710        60         0         0
 Portland-Salem  OR-WA CMSA        143360   110837      4492      2529     25502
   Portland-Vancouver  OR-WA                                                    
    PMSA                           127877    96894      4058      1902     25023
   Salem  OR PMSA                   15483    13943       434       627       479
 Providence-Fall River-                                                         
  Warwick* RI-MA MSA                19865    18262      1532        71         0
 Provo-Orem* UT MSA                 24811    22817       699       840       455
 Pueblo* CO MSA                      9638     9020       618         0         0
 Punta Gorda* FL MSA                13029    10655       150         0      2224
 Raleigh-Durham-Chapel Hill                                                     
  NC MSA                           186615   171207       357       150     14901
 Rapid City* SD MSA                  1779     1514         0         0       265
 Reading* PA MSA                     6019     5697        86         0       236
 Redding* CA MSA                     8825     5379         0      3446         0
 Reno* NV MSA                       35950    22801         0         0     13149
 Richland-Kennewick-Pasco*                                                      
  WA MSA                             7332     7332         0         0         0
 Richmond-Petersburg  VA MSA        46166    37030       226      1180      7730
 Roanoke* VA MSA                     5663     5035        62         0       566
 Rochester* MN MSA                   8043     6214         0         0      1829
 Rochester* NY MSA                  18352    18077        56         0       219
 Rockford* IL MSA                   10046     7214       513       950      1369
 Rocky Mount* NC MSA                 4845     3500       181       189       975
 Sacramento-Yolo  CA CMSA          104168   101293         0         0      2875
   Sacramento  CA PMSA              92647    89772         0         0      2875
   Yolo  CA PMSA                    11521    11521         0         0         0
 Saginaw-Bay City-Midland*                                                      
  MI MSA                             2714     2294       420         0         0
 St. Cloud* MN MSA                   2636     2227         0         0       409
 St. Joseph* MO MSA                   781      665       116         0         0
 St. Louis  MO-IL MSA              107331    96313      3116      1814      6088
 Salinas* CA MSA                    17885    15613      2272         0         0
 Salt Lake City-Ogden  UT MSA       63874    58420       750      1080      3624
 San Angelo* TX MSA                  3551     3551         0         0         0
 San Antonio* TX MSA                85500    69145       116       398     15841
 San Diego  CA MSA                 116735    98591         0      5915     12229
 San Francisco-Oakland-San                                                      
  Jose  CA CMSA                    214138   174717      1992      2604     34825
   Oakland  CA PMSA                 76144    76144         0         0         0
   San Francisco  CA PMSA           58113    23605       684      1755     32069
   San Jose  CA PMSA                36650    33190       192       512      2756
   Santa Cruz-Watsonville  CA                                                   
    PMSA                             1482      705       440       337         0
   Santa Rosa  CA PMSA              18556    17880       676         0         0
   Vallejo-Fairfield-Napa  CA                                                   
    PMSA                            23193    23193         0         0         0
 San Luis Obispo-Atascadero-                                                    
  Paso Robles* CA MSA               20415    18853         0         0      1562
 Santa Barbara-Santa Maria-                                                     
  Lompoc* CA MSA                     8956     8157         0         0       799
 Santa Fe* NM MSA                    4393     3878         0         0       515
 Sarasota-Bradenton* FL MSA         53895    52356       445         0      1094
 Savannah* GA MSA                   15470    15134         0         0       336
 Scranton--Wilkes-Barre--                                                       
  Hazleton* PA MSA                   3667     3511         0       156         0
 Seattle-Tacoma-Bremerton                                                       
  WA CMSA                          190163   142367      2686      3398     41712
   Bremerton  WA PMSA                6461     6308         0       153         0
   Olympia  WA PMSA                 18309     8079         0         0     10230
   Seattle-Bellevue-Everett                                                     
    WA PMSA                        125254    89620      2187      2367     31080
   Tacoma  WA PMSA                  40139    38360       499       878       402
 Sharon* PA MSA                      1264     1018         0       246         0
 Sheboygan* WI MSA                   1077      717         0         0       360
 Sherman-Denison* TX MSA              421      261       160         0         0
 Shreveport-Bossier City* LA                                                    
  MSA                                9420     9420         0         0         0
 Sioux City* IA-NE MSA                815      815         0         0         0
 Sioux Falls* SD MSA                 7091     6067         0         0      1024
 South Bend* IN MSA                  9867     9867         0         0         0
 Spokane* WA MSA                    15406    12200         0       198      3008
 Springfield* IL MSA                 4927     4613       314         0         0
 Springfield* MO MSA                22321    21206       875       240         0
 Springfield* MA MSA                 5040     4832       208         0         0
 State College* PA MSA               2959     2959         0         0         0
 Steubenville-Weirton* OH-WV                                                    
  MSA                                   0        0         0         0         0
 Stockton-Lodi* CA MSA              24209    24209         0         0         0
 Sumter* SC MSA                      1377     1257       120         0         0
 Syracuse* NY MSA                    3512     3512         0         0         0
 Tallahassee* FL MSA                11701     9937         0       170      1594
 Tampa-St. Petersburg-                                                          
  Clearwater  FL MSA               160159    99982      1865      2065     56247
 Terre Haute* IN MSA                  761      761         0         0         0
 Texarkana* TX-Texarkana  AR                                                    
  MSA                                 522      522         0         0         0
 Toledo* OH MSA                     20180    11548         0         0      8632
 Topeka* KS MSA                      5715     5715         0         0         0
 Tucson* AZ MSA                     56949    55266      1025       658         0
 Tulsa* OK MSA                      32925    32296       116         0       513
 Tuscaloosa* AL MSA                  8883     7466         0         0      1417
 Tyler* TX MSA                       4749     4287         0         0       462
 Utica-Rome* NY MSA                   228      228         0         0         0
 Victoria* TX MSA                    1866     1866         0         0         0
 Visalia-Tulare-Porterville*                                                    
  CA MSA                            11764    11764         0         0         0
 Waco* TX MSA                        3569     2715        94         0       760
 Washington-Baltimore  DC-MD-                                                   
  VA-WV CMSA                       373065   345847       413      1615     25190
   Baltimore  MD PMSA               90829    80511       348      1286      8684
   Hagerstown  MD PMSA               2960     2960         0         0         0
   Washington  DC-MD-VA-WV PMSA    279276   262376        65       329     16506
 Waterloo-Cedar Falls* IA MSA        1015     1015         0         0         0
 Wausau* WI MSA                      2631     2328       303         0         0
 West Palm Beach-Boca Raton                                                     
  FL MSA                            84561    65047       171      3159     16184
 Wheeling* WV-OH MSA                  293      293         0         0         0
 Wichita* KS MSA                    19012    18449       563         0         0
 Wichita Falls* TX MSA               1969     1969         0         0         0
 Wilmington* NC MSA                 32928    26208       126         0      6594
 Yakima* WA MSA                      3358     3195       163         0         0
 York* PA MSA                       12512    11389       473       200       450
 Youngstown-Warren* OH MSA           8291     8291         0         0         0
 Yuba City* CA MSA                   1581     1581         0         0         0
 Yuma* AZ MSA                        5748     5748         0         0         0


 * - Not all permit offices in metropolitan area are
     requested to report monthly.  No estimates are made
     for those annual reporters.