Table 3yv. New Privately Owned Housing Units Authorized
           Valuation by Metropolitan Area
           (in thousands of dollars)
 
           July      2004 Year-to-Date

                                                                   3 and 4  5 units
                                             Total  1 Unit  2 Units  Units  or more
 
 
Abilene, TX                                  26891   26474     417       0       0
Akron,* OH                                  280559  269255    3291    4130    3883
Albany, GA                                   57527   51165    2013     950    3399
Albany-Schenectady-Troy, NY                 248578  223992    2464     695   21427
Albuquerque,* NM                            530156  515230       0    1936   12990
Alexandria, LA                               34685   34685       0       0       0
Allentown-Bethlehem-Easton,* PA-NJ          436798  426562     459    3252    6525
Altoona, PA                                  12095   12095       0       0       0
Amarillo, TX                                 74757   72590     162    1253     752
Ames, IA                                     48721   32487       0     250   15984
Anchorage,* AK                              232425  138253   58977    7237   27958
Anderson,* IN                                48629   46212       0     482    1935
Anderson,* SC                               101373  100145     578     650       0
Ann Arbor,* MI                              218428  195161     909    2991   19367
Anniston-Oxford, AL                          16797   16317      80       0     400
Appleton, WI                                116297  110853    4346     270     828
Asheville, NC                               347948  321940    5649    3737   16622
Athens-Clarke County, GA                    129508  125198     110    1620    2580
Atlanta-Sandy Springs-Marietta,* GA        5004280 4451162   28847    7912  516359
Atlantic City,* NJ                          132979  128769    2211     668    1331
Auburn-Opelika,* AL                          88917   74582    4457     428    9450
Augusta-Richmond County, GA-SC              274228  273568     660       0       0
Austin-Round Rock,* TX                     1150454 1027296   11296    9521  102341
Bakersfield, CA                             498286  476971    2579    9960    8776
Baltimore-Towson,* MD                       789807  706399     810    1371   81227
Bangor, ME                                   33616   32025     465    1126       0
Barnstable Town, MA                         179395  162944    2110    6925    7416
Baton Rouge, LA                             285030  274899       0    1350    8781
Battle Creek, MI                             16028   16028       0       0       0
Bay City, MI                                 10694   10353     341       0       0
Beaumont-Port Arthur, TX                     54973   53378     175       0    1420
Bellingham, WA                              190483  163760    3296    3644   19783
Bend,* OR                                   368256  333146   14634    8484   11992
Billings, MT                                 58072   56157       0     765    1150
Binghamton, NY                               15384   14074       0       0    1310
Birmingham-Hoover,* AL                      717880  646892    3490       0   67498
Bismarck, ND                                 77189   65808     798    5869    4714
Blacksburg-Christiansburg-Radford,
  VA                                         69677   66562     150       0    2965
Bloomington, IN                              72735   54961   10065    1578    6131
Bloomington-Normal, IL                       85477   76383     585     872    7637
Boise City-Nampa,* ID                       768608  734931    8314   22386    2977
Boston-Cambridge-Quincy,* MA-NH            1213902  917644   40277   26369  229612
Boulder,* CO                                158023  146307    1444     264   10008
Bowling Green, KY                            78146   68842    1131     224    7949
Bremerton-Silverdale,* WA                   136562  132304    3593     314     351
Bridgeport-Stamford-Norwalk,* CT            434045  386556    3796   14357   29336
Brownsville-Harlingen, TX                   150245  133043    1298    6708    9196
Brunswick, GA                               103153  101852     800     241     260
Buffalo-Niagara Falls, NY                   198781  185048    2347     700   10686
Burlington,* NC                             105552   98327      92     675    6458
Burlington-South Burlington, VT              97002   70550    5171    2238   19043
Canton-Massillon, OH                        133906  132291     179     238    1198
Cape Coral-Fort Myers,* FL                 1748794 1210188   80800   88612  369194
Carson City,* NV                             17119   16336     783       0       0
Casper,* WY                                  28401   28401       0       0       0
Cedar Rapids, IA                             92395   69485    2881    6026   14003
Champaign-Urbana, IL                         66400   63271     668       0    2461
Charleston, WV                               30904   30904       0       0       0
Charleston-North Charleston,* SC            689624  624145     770    1978   62731
Charlotte-Gastonia-Concord,* NC-SC         1800367 1648941    7256   10810  133360
Charlottesville,* VA                        208554  177659    2796    1505   26594
Chattanooga, TN-GA                          249573  238195    3744    1968    5666
Cheyenne, WY                                 73881   65905     200    2611    5165
Chicago-Naperville-Joliet,* IL-IN-WI       4498423 3999875   43236   92949  362363
Chico, CA                                   113523   91582     745    3648   17548
Cincinnati-Middletown, OH-KY-IN            1063346 1010137    5719    7770   39720
Clarksville, TN-KY                          212126  197630    2475    2890    9131
Cleveland, TN                                50737   36627     647    1278   12185
Cleveland-Elyria-Mentor,* OH                797820  772710    6853   12260    5997
Coeur d"Alene, ID                           183285  172832    5422    1020    4011
College Station-Bryan, TX                    93448   81878     150    1711    9709
Colorado Springs,* CO                       522463  522463       0       0       0
Columbia, MO                                147698  136825    7278     850    2745
Columbia,* SC                               489396  428417    2143    1898   56938
Columbus, GA-AL                             164356  139590    1154    1221   22391
Columbus, IN                                 24808   24808       0       0       0
Columbus, OH                               1303505 1191739    6389   59408   45969
Corpus Christi, TX                          123213  104151    1541    9531    7990
Corvallis,* OR                               36371   36131     240       0       0
Cumberland, MD-WV                            16985   16225      60       0     700
Dallas-Fort Worth-Arlington,* TX           4767534 4447166   14303    8481  297584
Dalton,* GA                                  52726   49041    1034    1159    1492
Danville, IL                                   270     270       0       0       0
Danville,* VA                                23041   22346       0     105     590
Davenport-Moline-Rock Island,  IA-IL         76326   68066     988    1109    6163
Dayton, OH                                  299774  271984    5201    6378   16211
Decatur, AL                                  29822   29822       0       0       0
Decatur, IL                                  16981   15949     140       0     892
Deltona-Daytona Beach-Ormond Beach,*
  FL                                        685250  514688    1356       0  169206
Denver-Aurora,* CO                         2220944 2006359   10162   19114  185309
Des Moines, IA                              449088  403984    9000    2310   33794
Detroit-Warren-Livonia,* MI                1853172 1670479   12259   21014  149420
Dothan, AL                                   25539   21430     237       0    3872
Dover,* DE                                  153085  146751     154    1400    4780
Dubuque, IA                                  61838   37612    1775     277   22174
Duluth, MN-WI                                81702   71475    7748     767    1712
Durham,* NC                                 464042  434185     865     498   28494
Eau Claire, WI                               75868   68398    6285     385     800
El Centro,* CA                              115208  103242       0    1157   10809
El Paso, TX                                 155186  135680    1243   16984    1279
Elizabethtown, KY                            77325   75867     918     540       0
Elkhart-Goshen, IN                           96999   95723     231     920     125
Elmira, NY                                    5555    3378       0      94    2083
Erie, PA                                     65581   58399    1493    3835    1854
Eugene-Springfield,* OR                     178817  148722    3910    4935   21250
Evansville, IN-KY                           127560  109908    1610     459   15583
Fairbanks,* AK                               29668   23599    2911    2258     900
Fargo, ND-MN                                148589  107162    1190       0   40237
Farmington,* NM                              29595   29454     141       0       0
Fayetteville, NC                            210901  178298     113       0   32490
Fayetteville-Springdale-Rogers,
  AR-MO                                     383683  306715    7636    3698   65634
Flagstaff, AZ                                89971   89473     126     372       0
Flint,* MI                                  196006  190519    1195     566    3726
Florence, SC                                 33867   33699     168       0       0
Fond du Lac, WI                              23615   20700    1939     976       0
Fort Collins-Loveland,* CO                  342423  312635    6944   11041   11803
Fort Smith, AR-OK                            55574   44942    4702     980    4950
Fort Walton Beach-Crestview-Destin,*
  FL                                        275750  184938     128     314   90370
Fort Wayne, IN                              230178  217471    1614     827   10266
Fresno,* CA                                 640815  567392    7522   10954   54947
Gadsden, AL                                  13157   13157       0       0       0
Gainesville, FL                             127759  108164     348     749   18498
Gainesville, GA                             163428  161340     228    1860       0
Glens Falls, NY                              52166   50890       0     409     867
Goldsboro,* NC                               39603   39471       0       0     132
Grand Forks, ND-MN                           30688   19762       0     188   10738
Grand Junction,* CO                         127442  115742    2739    2037    6924
Grand Rapids-Wyoming, MI                    373269  351798    1684    1875   17912
Great Falls, MT                              10457   10007       0       0     450
Greeley,* CO                                484906  451530    3077    7396   22903
Green Bay, WI                               179471  156832    5267     820   16552
Greensboro-High Point,* NC                  515506  447021    2236    2197   64052
Greenville, NC                              112099   86392    6748       0   18959
Greenville,* SC                             306073  298620     636     708    6109
Gulfport-Biloxi, MS                         121879  108969    6608    4393    1909
Hagerstown-Martinsburg, MD-WV               244854  236337    1257     958    6302
Hanford-Corcoran, CA                         44592   43410     297     264     621
Harrisburg-Carlisle, PA                     180651  175225    4089     737     600
Harrisonburg,* VA                            58442   56311    1861       0     270
Hartford-West Hartford-East Hartford,*
  CT                                        309505  295841    2884     922    9858
Hattiesburg, MS                              15698    7977       0     760    6961
Hickory-Lenoir-Morganton, NC                168979  157189    1380     678    9732
Hinesville-Fort Stewart,* GA                 20015   19793     222       0       0
Holland-Grand Haven,* MI                    187637  163667    4665    9736    9569
Honolulu,* HI                               509175  235715    1000    8474  263986
Hot Springs, AR                               9293    9293       0       0       0
Houma-Bayou Cane-Thibodaux, LA               61857   61765      92       0       0
Houston-Baytown-Sugar Land, TX             3859961 3501234    7083    5231  346413
Huntington-Ashland, WV-KY-OH                  6057    5295     587     175       0
Huntsville, AL                               62704   53785       0     471    8448
Idaho Falls, ID                              73508   66877     314    6019     298
Indianapolis,* IN                          1345582 1241287   24490   12947   66858
Iowa City, IA                               101605   89977       0    1033   10595
Ithaca, NY                                   15715   13818     250       0    1647
Jackson, MI                                  21654   21103       0       0     551
Jackson, MS                                 272560  264503       0       0    8057
Jackson, TN                                  47926   47369      52     505       0
Jacksonville,* FL                          1590717 1408019    2909    1476  178313
Jacksonville, NC                             81528   72326       0       0    9202
Janesville, WI                               58648   44270    4207    1950    8221
Jefferson City, MO                           28420   26318     466     736     900
Johnson City, TN                             83662   77319     149     847    5347
Johnstown, PA                                 3804    3804       0       0       0
Jonesboro, AR                                39877   37539       0     150    2188
Joplin, MO                                   12738   12738       0       0       0
Kalamazoo-Portage, MI                       115889  109316    1457    4716     400
Kankakee-Bradley,* IL                        59241   55619    1713    1029     880
Kansas City,* MO-KS                        1223230 1165979   23319   26570    7362
Kennewick-Richland-Pasco, WA                217665  206469    2227    1035    7934
Killeen-Temple-Fort Hood, TX                188527  150501   11589   14022   12415
Kingsport-Bristol-Bristol, TN-VA             55697   53783     202       0    1712
Kingston, NY                                 42078   39262    1646     270     900
Knoxville, TN                               339698  319396     975     818   18509
Kokomo, IN                                   25418   24488     930       0       0
La Crosse, WI-MN                             49520   43756    1275       0    4489
Lafayette, IN                               116371  107076     550     766    7979
Lafayette, LA                               110790  105855       0       0    4935
Lake Charles, LA                             66533   60989     603     269    4672
Lakeland,* FL                               437419  427748     647    3827    5197
Lancaster, PA                               200358  183331     901    7991    8135
Lansing-East Lansing, MI                    146370  138438     715       0    7217
Laredo,* TX                                  98840   88600     298     755    9187
Las Cruces,* NM                             162794  148611     250     385   13548
Las Vegas-Paradise,* NV                    2918936 2663220    6232  110324  139160
Lawrence, KS                                 42416   34798    5123       0    2495
Lawton, OK                                   11468   11268       0       0     200
Lebanon, PA                                  44322   44072     250       0       0
Lewiston, ID-WA                               6386    4948     663     775       0
Lewiston-Auburn, ME                          38943   38943       0       0       0
Lexington-Fayette, KY                       352761  340151    1222    5342    6046
Lima, OH                                     11877   11345     232     300       0
Lincoln, NE                                 178709  167064    2957     250    8438
Little Rock-North Little Rock, AR           397675  349601     968     649   46457
Logan, UT-ID                                 91412   69174     555    4371   17312
Longview, TX                                 21491   21491       0       0       0
Longview, WA                                 34185   33638     547       0       0
Los Angeles-Long Beach-Santa Ana,*
  CA                                       3418717 2308319   45375   46671 1018352
Louisville, KY-IN                           660705  614827    2409    4091   39378
Lubbock, TX                                 150385   95702   20644    2097   31942
Lynchburg, VA                               130624  128862     766     646     350
Macon, GA                                    73903   64615    3195    3889    2204
Madera,* CA                                 129908  124754    1707    3447       0
Madison, WI                                 468040  364757   20237   18121   64925
Manchester-Nashua, NH                       180304  139020    5870    2936   32478
Mansfield,* OH                               37120   31491    1928    3534     167
McAllen-Edinburg-Pharr,* TX                 306645  268950    7034   16293   14368
Medford,* OR                                185379  173183    1792    8244    2160
Memphis, TN-MS-AR                           888022  864268       0    1851   21903
Merced, CA                                  222200  219203       0       0    2997
Miami-Fort Lauderdale-Miami Beach,
  FL                                       3481097 2625906   18780   20952  815459
Michigan City-La Porte, IN                   30965   30536       0     429       0
Midland,* TX                                 21535   21535       0       0       0
Milwaukee-Waukesha-West Allis,* WI          638135  523098   20328   12588   82121
Minneapolis-St. Paul-Bloomington,*
  MN-WI                                    2513437 2173299   24489   45446  270203
Missoula,* MT                                19656   14833    1087      98    3638
Mobile, AL                                  138448  121117     299     868   16164
Modesto, CA                                 388760  379008    1622     952    7178
Monroe, LA                                   28023   25688    1567      72     696
Monroe,* MI                                  92684   91239     226       0    1219
Montgomery, AL                              132472  119512    9058       0    3902
Morgantown, WV                                1429    1129       0       0     300
Morristown, TN                               50165   42204     764       0    7197
Mount Vernon-Anacortes, WA                   85266   78340    2974     420    3532
Muncie, IN                                   24748   23448       0       0    1300
Muskegon-Norton Shores,* MI                  59430   55924    2494     200     812
Myrtle Beach-Conway-North Myrtle Beach,
  SC                                        449380  332212    1256    4497  111415
Napa,* CA                                   129408  127165       0    2243       0
Naples-Marco Island,* FL                    913609  612245   22860   89866  188638
Nashville-Davidson--Murfreesboro,*
  TN                                       1356978 1218901   32547    3843  101687
New Haven-Milford,* CT                      160550  142043     592     900   17015
New Orleans-Metairie-Kenner,* LA            542456  502860   10917    1867   26812
New York-Northern New Jersey-Long Island,*
  NY-NJ-PA                                 3771882 2082605  478827  289961  920489
Niles-Benton Harbor, MI                      23034   23034       0       0       0
Norwich-New London,* CT                     103429   91807     403    1413    9806
Ocala,* FL                                  346288  339817    5419     912     140
Ocean City,* NJ                             157268   90644   34338    7589   24697
Odessa,* TX                                  17889   17889       0       0       0
Ogden-Clearfield, UT                        420249  390475    4629   18334    6811
Oklahoma City,* OK                          743435  689226    3727    6086   44396
Olympia,* WA                                238094  225582    5306     340    6866
Omaha-Council Bluffs, NE-IA                 452753  431241    2932    1154   17426
Orlando,* FL                               2995800 2735383   11294   17997  231126
Oshkosh-Neenah, WI                           89260   82051    1740     171    5298
Owensboro, KY                                25012   24323     241     448       0
Oxnard-Thousand Oaks-Ventura,* CA           332616  274864     546    9936   47270
Palm Bay-Melbourne-Titusville,* FL          802539  610429    3975    5208  182927
Panama City-Lynn Haven,* FL                 285330  117441    1853    1251  164785
Parkersburg-Marietta, WV-OH                  10401   10327       0      74       0
Pascagoula,* MS                              68585   62618      70     438    5459
Pensacola-Ferry Pass-Brent, FL              379809  338095    3382       0   38332
Peoria, IL                                  124643  107667   11068    1998    3910
Philadelphia-Camden-Wilmington,*
  PA-NJ-DE-MD                              1464777 1238060    9823   18198  198696
Phoenix-Mesa-Scottsdale, AZ                5833933 5535198   19466   72927  206342
Pine Bluff, AR                                2933    2873      60       0       0
Pittsburgh, PA                              660723  580365    6128   16853   57377
Pittsfield, MA                               12020   10550     370    1100       0
Pocatello, ID                                24872   24467     230     175       0
Port St. Lucie-Fort Pierce,* FL             895915  802386    4054   15409   74066
Portland-South Portland-Biddeford,
  ME                                        334592  309656    5270    5534   14132
Portland-Vancouver-Beaverton,* OR-WA       1463802 1247986   12674   22954  180188
Poughkeepsie-Newburgh-Middletown,*
  NY                                        293701  271376     450    6113   15762
Prescott, AZ                                278869  266511    3747    1759    6852
Providence-New Bedford-Fall River,
  RI-MA                                     348218  325976    3155    1506   17581
Provo-Orem, UT                              418339  361833    5812   12606   38088
Pueblo,* CO                                  81572   74075    1001     274    6222
Punta Gorda,* FL                            309115  219423    5221    9466   75005
Racine,* WI                                 107337   95448    1578    2400    7911
Raleigh-Cary,* NC                          1212572 1098409    4737     998  108428
Rapid City, SD                               82636   64600     976    5316   11744
Reading, PA                                  92832   84707     328    1846    5951
Redding,* CA                                 97314   93269     164     233    3648
Reno-Sparks,* NV                            510970  463823    1569    5649   39929
Richmond,* VA                               746564  674756    1246   11872   58690
Riverside-San Bernardino-Ontario,*
  CA                                       5331966 4939191   10767   48659  333349
Roanoke, VA                                 144460  119896    2474     250   21840
Rochester, MN                               156066  153493     539       0    2034
Rochester, NY                               216220  205870    1095    1290    7965
Rockford, IL                                125591  119487    3723    2381       0
Rocky Mount, NC                              35475   33312    2163       0       0
Rome,* GA                                    43125   37210    3015       0    2900
Sacramento--Arden-Arcade--Roseville,*
  CA                                       2580303 2458035    9245    6891  106132
Saginaw-Saginaw Township North, MI           31203   30923     280       0       0
Salem,* OR                                  201161  176613    5386    5180   13982
Salinas, CA                                 204170  198499     724    3010    1937
Salisbury, MD                                50177   43141      50     824    6162
Salt Lake City,* UT                         699980  616608    7864   20349   55159
San Angelo, TX                               20531   20387     144       0       0
San Antonio, TX                            1202301 1059621    8744    2354  131582
San Diego-Carlsbad-San Marcos,* CA         1866514 1476320   10856   61527  317811
San Francisco-Oakland-Fremont,* CA         1813102 1410642   14915   31329  356216
San Jose-Sunnyvale-Santa Clara,* CA         499517  386392   12496    7211   93418
San Luis Obispo-Paso Robles,* CA            225903  215360    1832    2480    6231
Sandusky, OH                                 19381   17095       0    1000    1286
Santa Barbara-Santa Maria-Goleta,
  CA                                        178258  142808    2584   15080   17786
Santa Cruz-Watsonville,* CA                 113421  111904     264       0    1253
Santa Fe,* NM                                44895   44795       0       0     100
Santa Rosa-Petaluma,* CA                    207018  153719   11033     918   41348
Sarasota-Bradenton-Venice,* FL             1370907 1110941    1453   41882  216631
Savannah, GA                                222475  211366     992     156    9961
Scranton--Wilkes-Barre, PA                   66874   63438       0    2153    1283
Seattle-Tacoma-Bellevue,* WA               2205926 1881042   50682   56306  217896
Sheboygan, WI                                41069   26384    1435   11760    1490
Sherman-Denison, TX                          15698   15079      90       0     529
Shreveport-Bossier City, LA                 165443  160272       0     188    4983
Sioux City, IA-NE-SD                         33481   27059     882    4157    1383
Sioux Falls, SD                             156073  134381    2063    4631   14998
South Bend-Mishawaka, IN-MI                  96344   91216     200       0    4928
Spartanburg, SC                             122058  113364     220      99    8375
Spokane, WA                                 207440  175812    8920    3930   18778
Springfield, IL                              70242   58948    7325    1000    2969
Springfield, MA                             109365  104409    2912     197    1847
Springfield, MO                             252116  229021    5218     902   16975
Springfield, OH                              24432   24432       0       0       0
St. Cloud, MN                               104407  100718     251     405    3033
St. George, UT                              248307  236682    3847     827    6951
St. Joseph, MO-KS                            18519   11221    3018       0    4280
St. Louis,* MO-IL                          1388234 1257502   23223    7089  100420
State College, PA                            46935   45201    1113     621       0
Stockton,* CA                               781185  759614     200    1312   20059
Sumter,* SC                                  39130   33710    1476    2810    1134
Syracuse, NY                                 91340   87736    1652     848    1104
Tallahassee, FL                             246589  178838    2017    1805   63929
Tampa-St. Petersburg-Clearwater,* FL       2311939 2017645   33246   17514  243534
Terre Haute, IN                              26192   19781     170     600    5641
Texarkana, TX-Texarkana, AR                  16024   14938     796       0     290
Toledo, OH                                  213250  187466    4382    3173   18229
Topeka, KS                                   90979   90039       0     700     240
Trenton-Ewing,* NJ                           83756   66485     225     885   16161
Tucson, AZ                                  947791  912786    4002    2726   28277
Tulsa, OK                                   356681  349307    3766     230    3378
Tuscaloosa, AL                               86051   82136    1729       0    2186
Tyler, TX                                    46863   44218       0     150    2495
Utica-Rome, NY                               12649   12649       0       0       0
Valdosta, GA                                 70882   69797     885       0     200
Vallejo-Fairfield,* CA                      262667  254756    6194     488    1229
Vero Beach,* FL                             274805  240922    1008    6828   26047
Victoria, TX                                 17192   10292       0    6900       0
Vineland-Millville-Bridgeton,* NJ            23829   23821       8       0       0
Virginia Beach-Norfolk-Newport News,
  VA-NC                                     815659  699807   13420    5956   96476
Visalia-Porterville, CA                     196882  188780    2340    5762       0
Waco, TX                                    104339   69050    9759    4680   20850
Warner Robins, GA                           120256  119756       0     167     333
Washington-Arlington-Alexandria,*
  DC-VA-MD-WV                              2759955 2325976     110   12337  421532
Waterloo-Cedar Falls, IA                     55146   50300     696     843    3307
Wausau, WI                                   70101   65106    1935     470    2590
Weirton-Steubenville, WV-OH                   6062    5885     177       0       0
Wenatchee, WA                                54053   53207     232     245     369
Wheeling, WV-OH                               1787    1787       0       0       0
Wichita Falls, TX                            27767   27722      45       0       0
Wichita, KS                                 208544  204514    4030       0       0
Williamsport, PA                              9282    8932     350       0       0
Wilmington,* NC                             611008  563719    9061    3057   35171
Winchester, VA-WV                           119959  114469       0       0    5490
Winston-Salem,* NC                          288372  256373     342    1087   30570
Worcester, MA                               326794  311635    3065    5959    6135
Yakima, WA                                   60572   54485    4556    1202     329
York-Hanover, PA                            187692  176290    3080     968    7354
Youngstown-Warren-Boardman, OH-PA           112397  103937    2822    3714    1924
Yuba City-Marysville, CA                    232479  231457     275       0     747
Yuma, AZ                                    186721  179931       0     276    6514
 
* - Metropolitan areas where all permit offices are 
    requested to report monthly.