Table 3yv. New Privately Owned Housing Units Authorized
           Valuation by Metropolitan Area
           (in thousands of dollars)
 
           October   2004 Year-to-Date

                                                                   3 and 4  5 units
                                             Total  1 Unit  2 Units  Units  or more
 
 
Abilene, TX                                  35095   34678     417       0       0
Akron,* OH                                  413223  393049    5005    6384    8785
Albany, GA                                   75860   68399    2436     950    4075
Albany-Schenectady-Troy, NY                 379603  329176    3551     695   46181
Albuquerque,* NM                            754434  736200       0    2724   15510
Alexandria, LA                               69266   69166     100       0       0
Allentown-Bethlehem-Easton,* PA-NJ          600790  585856     908    6721    7305
Altoona, PA                                  14078   13248      80       0     750
Amarillo, TX                                110775   97504     162    1253   11856
Ames, IA                                     68628   47702    1358     250   19318
Anchorage,* AK                              319187  195968   68821    8512   45886
Anderson,* IN                                69925   67257       0     670    1998
Anderson,* SC                               140337  138824     863     650       0
Ann Arbor,* MI                              348134  298026    1064    4841   44203
Anniston-Oxford, AL                          21857   21377      80       0     400
Appleton, WI                                175287  166995    6987     270    1035
Asheville, NC                               491608  459275    7147    7255   17931
Athens-Clarke County, GA                    204268  196659     265    1620    5724
Atlanta-Sandy Springs-Marietta, GA         7135306 6414384   43313   14594  663015
Atlantic City,* NJ                          221252  213801    3530    2590    1331
Auburn-Opelika,* AL                         116954  101387    4578     428   10561
Augusta-Richmond County, GA-SC              395481  394821     660       0       0
Austin-Round Rock,* TX                     1666091 1479106   16451    9797  160737
Bakersfield, CA                             726528  701072    5857   10823    8776
Baltimore-Towson,* MD                      1140083 1007197    1305    3092  128489
Bangor, ME                                   50469   47994    1025    1450       0
Barnstable Town, MA                         249501  230758    2110    9217    7416
Baton Rouge, LA                             404610  379581      30    1350   23649
Battle Creek, MI                             25549   24819     730       0       0
Bay City, MI                                 13808   13467     341       0       0
Beaumont-Port Arthur, TX                     80934   79189     175       0    1570
Bellingham, WA                              291778  241319    4476    9769   36214
Bend,* OR                                   561070  515098   18095   12165   15712
Billings, MT                                 96378   78372       0    2380   15626
Binghamton, NY                               22939   20419       0       0    2520
Birmingham-Hoover, AL                       960337  875244    3805       0   81288
Bismarck, ND                                116981  102053    1271    8943    4714
Blacksburg-Christiansburg-Radford,
  VA                                         97580   94335     880       0    2365
Bloomington, IN                             109499   80658   15323    2289   11229
Bloomington-Normal, IL                      110508   97411     665    1733   10699
Boise City-Nampa,* ID                      1135441 1086087   12348   33133    3873
Boston-Cambridge-Quincy, MA-NH             1816513 1335573   68216   37032  375692
Boulder,* CO                                216866  202974    1685     539   11668
Bowling Green, KY                           130229   96646    1276    1571   30736
Bremerton-Silverdale,* WA                   197182  192748    3769     314     351
Bridgeport-Stamford-Norwalk,* CT            606495  547512    4617   15398   38968
Brownsville-Harlingen, TX                   211758  192512    2178    6708   10360
Brunswick, GA                               177739  150033     800     241   26665
Buffalo-Niagara Falls, NY                   306640  263895    2867     700   39178
Burlington,* NC                             132745  124279      92     675    7699
Burlington-South Burlington, VT             137934  100572    7490    3025   26847
Canton-Massillon, OH                        193304  190083     359     953    1909
Cape Coral-Fort Myers,* FL                 2422627 1762112   84352   91012  485151
Carson City,* NV                             23260   22477     783       0       0
Casper,* WY                                  40680   40680       0       0       0
Cedar Rapids, IA                            136123  101704    4991    8673   20755
Champaign-Urbana, IL                         98579   92837     974       0    4768
Charleston, WV                               42722   42442     280       0       0
Charleston-North Charleston,* SC            996125  914953    1045    3121   77006
Charlotte-Gastonia-Concord, NC-SC          2442373 2249922    8727   17280  166444
Charlottesville,* VA                        294459  244748    4095    2055   43561
Chattanooga, TN-GA                          346829  332704    4638    2079    7408
Cheyenne, WY                                 96485   87023     375    3649    5438
Chicago-Naperville-Joliet,  IL-IN-WI       6777793 5946290   59220  154239  618044
Chico, CA                                   158792  137870    1499    3533   15890
Cincinnati-Middletown, OH-KY-IN            1507142 1422010    7834   17200   60098
Clarksville, TN-KY                          252811  236021    2565    3540   10685
Cleveland, TN                                69479   55106     757    1431   12185
Cleveland-Elyria-Mentor,* OH               1182548 1135332   10024   16014   21178
Coeur d"Alene, ID                           279707  265512    5679    4415    4101
College Station-Bryan, TX                   118576  105307     150    1711   11408
Colorado Springs,* CO                       784550  784550       0       0       0
Columbia, MO                                229572  193512   22344     850   12866
Columbia, SC                                682699  606639    2823    4237   69000
Columbus, GA-AL                             211000  171535    1971    1534   35960
Columbus, IN                                 39585   39585       0       0       0
Columbus, OH                               1871912 1704053   10857   68254   88748
Corpus Christi, TX                          161934  142188    1976    9531    8239
Corvallis,* OR                               56109   53153     730       0    2226
Cumberland, MD-WV                            22740   21980      60       0     700
Dallas-Fort Worth-Arlington, TX            6650419 6250925   17645   10880  370969
Dalton,* GA                                  74305   68265    1124    2338    2578
Danville, IL                                   270     270       0       0       0
Danville,* VA                                32147   31347       0     210     590
Davenport-Moline-Rock Island,  IA-IL        116593   99476    3133    1109   12875
Dayton, OH                                  441763  395383    7438   12662   26280
Decatur, AL                                  41627   41627       0       0       0
Decatur, IL                                  24743   23144     140       0    1459
Deltona-Daytona Beach-Ormond Beach,*
  FL                                        893113  703366    1306       0  188441
Denver-Aurora, CO                          3184445 2850931   14385   34321  284808
Des Moines, IA                              676248  620072    6739    2310   47127
Detroit-Warren-Livonia,* MI                2820979 2514985   17365   36438  252191
Dothan, AL                                   32707   28598     237       0    3872
Dover,* DE                                  216744  205790     154    1400    9400
Dubuque, IA                                  92949   51223    3075     277   38374
Duluth, MN-WI                               140789  118055   11386    2624    8724
Durham,* NC                                 667523  628424    1853     498   36748
Eau Claire, WI                              113047  102002    9860     385     800
El Centro,* CA                              182238  167556      99    2192   12391
El Paso, TX                                 200810  174460    1386   21183    3781
Elizabethtown, KY                           110065  102597    1650    1260    4558
Elkhart-Goshen, IN                          136626  131932    1024     920    2750
Elmira, NY                                    6860    4266       0      94    2500
Erie, PA                                     81016   73015    1493    3898    2610
Eugene-Springfield,* OR                     248283  213970    6292    6342   21679
Evansville, IN-KY                           183141  160838    1873     697   19733
Fairbanks,* AK                               44489   31611    4116    2862    5900
Fargo, ND-MN                                227095  168930    1503    1500   55162
Farmington,* NM                              44192   43872     320       0       0
Fayetteville, NC                            311612  250237     113     152   61110
Fayetteville-Springdale-Rogers,
  AR-MO                                     550744  431911   15634    5875   97324
Flagstaff, AZ                               130788  129826     126     836       0
Flint,* MI                                  297906  285769    1891     566    9680
Florence, SC                                 40201   40033     168       0       0
Fond du Lac, WI                              33023   30219    1828     976       0
Fort Collins-Loveland,* CO                  464184  429335    5503   12893   16453
Fort Smith, AR-OK                            74628   62787    5648    1243    4950
Fort Walton Beach-Crestview-Destin,*
  FL                                        350052  258882     128     314   90728
Fort Wayne, IN                              340742  319110    7152    1766   12714
Fresno,* CA                                 906327  806468   12466   22257   65136
Gadsden, AL                                  18036   18036       0       0       0
Gainesville, FL                             188709  160288     348    2348   25725
Gainesville, GA                             229535  226972     228    1860     475
Glens Falls, NY                              76554   72696       0     985    2873
Goldsboro,* NC                               56829   56195     126       0     508
Grand Forks, ND-MN                           40170   27754       0     188   12228
Grand Junction,* CO                         180215  166316    3622    3353    6924
Grand Rapids-Wyoming, MI                    553738  521870    1810    2826   27232
Great Falls, MT                              17774   17199     125       0     450
Greeley,* CO                                668351  611941    3749   17688   34973
Green Bay, WI                               255199  221990   10619    2145   20445
Greensboro-High Point, NC                   704268  643054    2306    2555   56353
Greenville, NC                              145492  114735    7979     270   22508
Greenville, SC                              430800  421461     636     708    7995
Gulfport-Biloxi, MS                         173998  153687    6736    5022    8553
Hagerstown-Martinsburg, MD-WV               363170  351652    2075    1409    8034
Hanford-Corcoran, CA                         70398   61574     200    6476    2148
Harrisburg-Carlisle, PA                     241285  234840    4345    1318     782
Harrisonburg,* VA                           107045  103334    3151       0     560
Hartford-West Hartford-East Hartford,*
  CT                                        465092  441110    3943     922   19117
Hattiesburg, MS                              20168   11467       0     760    7941
Hickory-Lenoir-Morganton, NC                239218  226227    1881     678   10432
Hinesville-Fort Stewart,* GA                 26486   26030     456       0       0
Holland-Grand Haven,* MI                    277497  238091    7624   17039   14743
Honolulu,* HI                               625407  319947    2216   12525  290719
Hot Springs, AR                              13119   13119       0       0       0
Houma-Bayou Cane-Thibodaux, LA               82963   82871      92       0       0
Houston-Baytown-Sugar Land, TX             5352956 4825815   10352    6147  510642
Huntington-Ashland, WV-KY-OH                  8222    6839     788     175     420
Huntsville, AL                               91393   82206     212     471    8504
Idaho Falls, ID                             105200   96632     478    7792     298
Indianapolis, IN                           1934584 1788460   35883   16980   93261
Iowa City, IA                               156134  126993    1250    1734   26157
Ithaca, NY                                   22159   19402     350       0    2407
Jackson, MI                                  32337   30670       0       0    1667
Jackson, MS                                 444903  406088       0     330   38485
Jackson, TN                                  68487   67810     172     505       0
Jacksonville,* FL                          2409297 2027495    5730    5250  370822
Jacksonville, NC                            119052   98180       0       0   20872
Janesville, WI                               81805   63050    5519    4385    8851
Jefferson City, MO                           41826   39161     621    1144     900
Johnson City, TN                             95252   88726     447    1031    5048
Johnstown, PA                                 4842    4842       0       0       0
Jonesboro, AR                                52237   49818      81     150    2188
Joplin, MO                                   17438   17438       0       0       0
Kalamazoo-Portage, MI                       175252  158451    3583   10457    2761
Kankakee-Bradley,* IL                        84574   79572    2549    1573     880
Kansas City, MO-KS                         1780478 1677740   29670   41468   31600
Kennewick-Richland-Pasco, WA                308779  292441    2422    1035   12881
Killeen-Temple-Fort Hood, TX                273553  222693   19866   18199   12795
Kingsport-Bristol-Bristol, TN-VA             80316   77852     402       0    2062
Kingston, NY                                 72892   66921    1646     625    3700
Knoxville, TN                               486238  449935    1433    1268   33602
Kokomo, IN                                   39003   37472    1531       0       0
La Crosse, WI-MN                             78703   70085    1275     256    7087
Lafayette, IN                               175831  164150    1709    1443    8529
Lafayette, LA                               162095  156476     229     141    5249
Lake Charles, LA                             93572   86394    1582     385    5211
Lakeland,* FL                               736513  689200    3668    5747   37898
Lancaster, PA                               249955  233470     688    4181   11616
Lansing-East Lansing, MI                    207796  194125    1711       0   11960
Laredo,* TX                                 153654  128730     590    1577   22757
Las Cruces,* NM                             227381  211472     367     385   15157
Las Vegas-Paradise,* NV                    3748112 3425709    6318  126015  190070
Lawrence, KS                                 68480   56487    8759     186    3048
Lawton, OK                                   15917   15717       0       0     200
Lebanon, PA                                  61845   61595     250       0       0
Lewiston, ID-WA                               9028    7301     952     775       0
Lewiston-Auburn, ME                          61325   59205     160     360    1600
Lexington-Fayette, KY                       513139  487045     810    9539   15745
Lima, OH                                     18269   16837     232     300     900
Lincoln, NE                                 259722  242177    4190     250   13105
Little Rock-North Little Rock, AR           570583  498032    1517    5440   65594
Logan, UT-ID                                134277   98300    2400    5706   27871
Longview, TX                                 27765   27765       0       0       0
Longview, WA                                 53650   52834     635       0     181
Los Angeles-Long Beach-Santa Ana,*
  CA                                       4786796 3223860   62829   68374 1431733
Louisville, KY-IN                           953674  897345    3525    6389   46415
Lubbock, TX                                 247146  142887   31873    2097   70289
Lynchburg, VA                               179628  177010     722     646    1250
Macon, GA                                   101633   89262    3722    4873    3776
Madera,* CA                                 186238  173148    2080    4592    6418
Madison, WI                                 692431  522829   28370   27565  113667
Manchester-Nashua, NH                       261164  205406    6931    4896   43931
Mansfield, OH                                53243   44815    2218    6043     167
McAllen-Edinburg-Pharr,* TX                 443106  390070    9795   22569   20672
Medford,* OR                                260522  242611    2599   12164    3148
Memphis, TN-MS-AR                          1333961 1267094     157    1851   64859
Merced, CA                                  323305  319794     144     370    2997
Miami-Fort Lauderdale-Miami Beach,
  FL                                       5008099 3554972   33948   34009 1385170
Michigan City-La Porte, IN                   43598   43040       0     558       0
Midland,* TX                                 30215   30215       0       0       0
Milwaukee-Waukesha-West Allis,* WI          907274  747881   30976   17386  111031
Minneapolis-St. Paul-Bloomington,*
  MN-WI                                    3890988 3230066   39853   73937  547132
Missoula,* MT                                32375   25394    1741     362    4878
Mobile, AL                                  190543  161387     299    1693   27164
Modesto, CA                                 583609  550771    2228    1402   29208
Monroe, LA                                   38075   35659    1727     143     546
Monroe,* MI                                 136810  132815     493       0    3502
Montgomery, AL                              184169  162911    9058       0   12200
Morgantown, WV                                5688    1744      96     220    3628
Morristown, TN                               67605   59044    1364       0    7197
Mount Vernon-Anacortes, WA                  119032  110392    4688     420    3532
Muncie, IN                                   36071   34771       0       0    1300
Muskegon-Norton Shores,* MI                  88273   82115    4377     200    1581
Myrtle Beach-Conway-North Myrtle Beach,
  SC                                        649423  473815    2481    7186  165941
Napa,* CA                                   180935  177141       0    2243    1551
Naples-Marco Island,* FL                   1266593  898929   27197   97378  243089
Nashville-Davidson--Murfreesboro,
  TN                                       1913511 1714732   36814    4744  157221
New Haven-Milford,* CT                      240914  212401    4022    3161   21330
New Orleans-Metairie-Kenner, LA             752755  705948   15410    2386   29011
New York-Northern New Jersey-Long Island,*
  NY-NJ-PA                                 5552351 3148092  691406  416840 1296013
Niles-Benton Harbor, MI                      34802   34802       0       0       0
Norwich-New London,* CT                     154851  139592     468    3006   11785
Ocala,* FL                                  510025  500755    6337    2393     540
Ocean City,* NJ                             248176  142320   63539    9594   32723
Odessa,* TX                                  26678   26678       0       0       0
Ogden-Clearfield, UT                        608393  568035    5757   27740    6861
Oklahoma City, OK                          1055201  990444    6651    7470   50636
Olympia,* WA                                312038  297073    5588     340    9037
Omaha-Council Bluffs, NE-IA                 666129  628973    3923    2275   30958
Orlando,* FL                               4133395 3704104   13940   19127  396224
Oshkosh-Neenah, WI                          131862  120168    3110     391    8193
Owensboro, KY                                33831   33142     241     448       0
Oxnard-Thousand Oaks-Ventura,* CA           492182  413862    1061   12406   64853
Palm Bay-Melbourne-Titusville,* FL         1170090  879483    4398    7626  278583
Panama City-Lynn Haven,* FL                 445723  167965    2142    1924  273692
Parkersburg-Marietta, WV-OH                  14607   14533       0      74       0
Pascagoula, MS                               93975   85297     135     438    8105
Pensacola-Ferry Pass-Brent, FL              522968  452894    4796     449   64829
Peoria, IL                                  183439  161017   16029    1978    4415
Philadelphia-Camden-Wilmington,*
  PA-NJ-DE-MD                              2114711 1779563   12199   30333  292616
Phoenix-Mesa-Scottsdale, AZ                8339098 7933222   29825   90676  285375
Pine Bluff, AR                                5511    4536     542     179     254
Pittsburgh, PA                              877975  774758    8419   20333   74465
Pittsfield, MA                               17382   15742     540    1100       0
Pocatello, ID                                40223   38935     363     175     750
Port St. Lucie-Fort Pierce,* FL            1109050 1017942    4244   18143   68721
Portland-South Portland-Biddeford,
  ME                                        472104  437791    8934    9719   15660
Portland-Vancouver-Beaverton,* OR-WA       2118991 1818419   19026   35011  246535
Poughkeepsie-Newburgh-Middletown,*
  NY                                        415757  383734     305    6113   25605
Prescott, AZ                                410084  395522    5723    1987    6852
Providence-New Bedford-Fall River,
  RI-MA                                     508634  466612    3902    4316   33804
Provo-Orem, UT                              621283  542013    5812   16496   56962
Pueblo,* CO                                 102989   95116    1377     274    6222
Punta Gorda,* FL                            422295  308345    7295   13107   93548
Racine,* WI                                 153120  136299    2735    3450   10636
Raleigh-Cary,* NC                          1717956 1570566    6341    1223  139826
Rapid City, SD                              124702  104424    1816    6388   12074
Reading, PA                                 130365  120352     328    2903    6782
Redding,* CA                                139123  133878     164     985    4096
Reno-Sparks,* NV                            757692  710186    1928    5649   39929
Richmond,* VA                              1054731  979757    1559   13069   60346
Riverside-San Bernardino-Ontario,*
  CA                                       7420856 6875479   12357   53304  479716
Roanoke, VA                                 190049  165485    2474     250   21840
Rochester, MN                               236234  233432     768       0    2034
Rochester, NY                               319536  295464    2148    3756   18168
Rockford, IL                                200811  187641    6211    4759    2200
Rocky Mount, NC                              48884   46382    2502       0       0
Rome,* GA                                    57154   47596    4963       0    4595
Sacramento--Arden-Arcade--Roseville,*
  CA                                       3712992 3512713   19800    8311  172168
Saginaw-Saginaw Township North, MI           46761   46481     280       0       0
Salem,* OR                                  291621  255639    7109    5797   23076
Salinas, CA                                 281807  275289     724    3857    1937
Salisbury, MD                                84431   63094     444     824   20069
Salt Lake City, UT                         1008876  908165   11468   18816   70427
San Angelo, TX                               29755   29349     406       0       0
San Antonio, TX                            1763407 1530543   11877    4559  216428
San Diego-Carlsbad-San Marcos,* CA         2512737 1996955   18631   88047  409104
San Francisco-Oakland-Fremont,* CA         2668848 2060306   17585   39499  551458
San Jose-Sunnyvale-Santa Clara,* CA         788841  580519   13086   14713  180523
San Luis Obispo-Paso Robles,* CA            336658  320778    3099    4118    8663
Sandusky, OH                                 27545   24222       0    1220    2103
Santa Barbara-Santa Maria-Goleta,
  CA                                        239082  186505    2342   21564   28671
Santa Cruz-Watsonville,* CA                 143308  139786     264       0    3258
Santa Fe,* NM                                64560   64460       0       0     100
Santa Rosa-Petaluma,* CA                    282054  231889   11451     989   37725
Sarasota-Bradenton-Venice,* FL             1927681 1573538    5981   59898  288264
Savannah, GA                                308390  295880     992     958   10560
Scranton--Wilkes-Barre, PA                   85544   80740     406    2662    1736
Seattle-Tacoma-Bellevue,* WA               3180678 2605662   66894   82985  425137
Sheboygan, WI                                58610   40577    2103   12340    3590
Sherman-Denison, TX                          18591   17568     494       0     529
Shreveport-Bossier City, LA                 230812  225641       0     188    4983
Sioux City, IA-NE-SD                         47897   40757    1600    4157    1383
Sioux Falls, SD                             213516  179551    2466    5668   25831
South Bend-Mishawaka, IN-MI                 136275  126023     200       0   10052
Spartanburg, SC                             166932  158238     220      99    8375
Spokane, WA                                 281774  244528   11324    5128   20794
Springfield, IL                              96385   78640   11055    1389    5301
Springfield, MA                             157794  151976    4221     197    1400
Springfield, MO                             367086  330151   12406     937   23592
Springfield, OH                              35180   35180       0       0       0
St. Cloud, MN                               150790  146788     251       0    3751
St. George, UT                              364924  346894    4633    2538   10859
St. Joseph, MO-KS                            23578   15745    3553       0    4280
St. Louis, MO-IL                           1967887 1765833   33576   12737  155741
State College, PA                            70789   68924    1113     752       0
Stockton,* CA                              1092681 1060211     425    2280   29765
Sumter,* SC                                  53795   48152    2077    2810     756
Syracuse, NY                                126674  121449    1892     848    2485
Tallahassee, FL                             333607  256820    2306    2404   72077
Tampa-St. Petersburg-Clearwater,* FL       3292175 2844505   39370   31410  376890
Terre Haute, IN                              38637   27312    1184    1000    9141
Texarkana, TX-Texarkana, AR                  23489   20661    2538       0     290
Toledo, OH                                  327996  272112    6723    9949   39212
Topeka, KS                                  137952  136632     380     700     240
Trenton-Ewing,* NJ                          107947   88288     550     885   18224
Tucson, AZ                                 1430522 1376224    7017    4092   43189
Tulsa, OK                                   511799  498852    6028     230    6689
Tuscaloosa, AL                              125116  119001    1729       0    4386
Tyler, TX                                    65943   62039       0     300    3604
Utica-Rome, NY                               18903   18903       0       0       0
Valdosta, GA                                111230   97190     885       0   13155
Vallejo-Fairfield,* CA                      390091  370380    7793     240   11678
Vero Beach,* FL                             394100  337886    1008    7863   47343
Victoria, TX                                 20882   13982       0    6900       0
Vineland-Millville-Bridgeton,* NJ            35412   35404       8       0       0
Virginia Beach-Norfolk-Newport News,
  VA-NC                                    1178358 1035055   15983   15042  112278
Visalia-Porterville, CA                     278084  266072    3713    7407     892
Waco, TX                                    129721   93897   10294    4680   20850
Warner Robins, GA                           171607  159248       0     752   11607
Washington-Arlington-Alexandria,*
  DC-VA-MD-WV                              4081960 3442149     869   16638  622304
Waterloo-Cedar Falls, IA                     83285   76956    1754     843    3732
Wausau, WI                                  111619   99847    2912     470    8390
Weirton-Steubenville, WV-OH                   8745    8568     177       0       0
Wenatchee, WA                                81490   78321     497    2303     369
Wheeling, WV-OH                               3502    2732       0      70     700
Wichita Falls, TX                            35939   35894      45       0       0
Wichita, KS                                 295729  290688    5041       0       0
Williamsport, PA                             10013    9663     350       0       0
Wilmington,* NC                             870466  801788   12261    5439   50978
Winchester, VA-WV                           182384  176894       0       0    5490
Winston-Salem,* NC                          406759  364701     197    1087   40774
Worcester, MA                               486889  456780    5459    8005   16645
Yakima, WA                                   89029   80928    6393    1379     329
York-Hanover, PA                            263466  251765    1849     968    8884
Youngstown-Warren-Boardman, OH-PA           159278  148600    5111    3643    1924
Yuba City-Marysville, CA                    350876  349308     821       0     747
Yuma, AZ                                    268711  257217       0     276   11218
 
* - Metropolitan areas where all permit offices are 
    requested to report monthly.